Draper And Kramer Mortgage Corp. Rates, Fees & Info
WILMINGTON, DELEI: 5493001R92DY5DI1DI85
Tax ID: 36-3873650
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
Draper And Kramer Mortgage Corp. is a large mortgage company specializing in Refi and Home Purchase loans. Draper And Kramer Mortgage Corp. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Chicago, Boston, Washington, Los Angeles, and Philadelphia among others. We have data for 331 markets. (Some data included below & more in-depth data is available with an active subscription.)Draper And Kramer Mortgage Corp. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Draper And Kramer Mortgage Corp. is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 1.42% | 4/22/24 |
| 30 Year Conventional Purchase | 6.56% | 4/22/24 |
| 30 Year Conventional Refi | 6.44% | 4/22/24 |
| 30 Year Cash-out Refi | 6.64% | 4/22/24 |
| 30 Year FHA Purchase | 7.36% | 4/22/24 |
| 30 Year FHA Refi | 7.29% | 4/22/24 |
| 30 Year VA Purchase | 6.14% | 4/22/24 |
| 30 Year VA Refi | 6.12% | 4/22/24 |
| 30 Year USDA Purchase | 6.74% | 4/22/24 |
| 30 Year USDA Refi | 6.89% | 4/22/24 |
| 15 Year Conventional Purchase | 6.01% | 4/22/24 |
| 15 Year Conventional Refi | 5.88% | 4/22/24 |
| 15 Year Cash-out Refi | 5.88% | 4/22/24 |
| 15 Year FHA Refi | 6.89% | 4/22/24 |
| 15 Year VA Purchase | 6.22% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Draper And Kramer Mortgage Corp. Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Draper And Kramer Mortgage Corp.. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
27,136Origination Dollar Volume (All Markets)
$9,342,630,000Awards
×
![]()
DRAPER AND KRAMER MORTGAGE CORP. - 2020
DRAPER AND KRAMER MORTGAGE CORP. is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
Work for DRAPER AND KRAMER MORTGAGE CORP.?
Use this award on your own site. Either save and use the images below, or pass the provided image embed code to your development team.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 9,187 | $2,808,285,000 | $305,680 | $2,960 | 3.00% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 4,381 | $1,750,205,000 | $399,499 | $3,068 | 2.98% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 2,485 | $1,105,565,000 | $444,895 | $4,883 | 2.90% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 688 | $347,880,000 | $505,640 | $4,699 | 3.13% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 846 | $257,530,000 | $304,409 | $4,982 | 3.08% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 718 | $253,470,000 | $353,022 | $4,316 | 3.08% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 638 | $209,680,000 | $328,652 | $3,019 | 2.97% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 569 | $193,675,000 | $340,378 | $2,693 | 2.87% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 572 | $181,740,000 | $317,727 | $4,587 | 2.93% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 506 | $177,250,000 | $350,296 | $3,868 | 2.98% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 489 | $139,915,000 | $286,125 | $2,731 | 3.15% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 290 | $133,110,000 | $459,000 | $4,230 | 3.17% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 263 | $122,695,000 | $466,521 | $4,755 | 3.18% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 353 | $120,695,000 | $341,912 | $5,536 | 3.01% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 199 | $111,335,000 | $559,472 | $4,804 | 3.07% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 267 | $78,845,000 | $295,300 | $2,624 | 2.86% |
| Outside of Metro Areas | 222 | $58,620,000 | $264,054 | $3,916 | 3.05% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 186 | $57,560,000 | $309,462 | $4,405 | 3.07% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 156 | $51,140,000 | $327,821 | $2,990 | 2.94% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 147 | $44,925,000 | $305,612 | $6,863 | 2.98% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 135 | $42,025,000 | $311,296 | $3,078 | 3.01% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 160 | $40,930,000 | $255,813 | $3,870 | 2.99% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 192 | $39,540,000 | $205,938 | $3,983 | 3.05% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 56 | $38,330,000 | $684,464 | $4,301 | 2.90% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 92 | $32,670,000 | $355,109 | $4,373 | 3.16% |
| LOUISVILLE, KY (FHA|USDA|VA) | 151 | $32,585,000 | $215,795 | $3,366 | 3.17% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 103 | $32,255,000 | $313,155 | $3,821 | 2.91% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 104 | $32,060,000 | $308,269 | $2,692 | 2.78% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 62 | $30,430,000 | $490,806 | $3,816 | 2.97% |
| SAVANNAH, GA (FHA|USDA|VA) | 119 | $27,425,000 | $230,462 | $5,405 | 3.09% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 97 | $24,675,000 | $254,381 | $6,402 | 2.70% |
| DECATUR, IL (FHA|USDA|VA) | 176 | $24,270,000 | $137,898 | $3,350 | 2.79% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 51 | $23,625,000 | $463,235 | $4,319 | 3.08% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 70 | $21,770,000 | $311,000 | $3,271 | 2.99% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 60 | $20,580,000 | $343,000 | $4,201 | 3.04% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 58 | $20,270,000 | $349,483 | $2,979 | 3.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 50 | $18,950,000 | $379,000 | $2,951 | 3.06% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 44 | $18,620,000 | $423,182 | $3,123 | 2.90% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 45 | $18,225,000 | $405,000 | $6,302 | 2.99% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 57 | $17,865,000 | $313,421 | $3,994 | 3.01% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 69 | $17,755,000 | $257,319 | $4,196 | 3.10% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 60 | $16,930,000 | $282,167 | $2,980 | 3.04% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 57 | $16,545,000 | $290,263 | $3,857 | 3.19% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 72 | $15,610,000 | $216,806 | $3,385 | 3.09% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 53 | $14,185,000 | $267,642 | $3,480 | 3.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 46 | $13,620,000 | $296,087 | $2,466 | 2.98% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 29 | $12,235,000 | $421,897 | $4,468 | 3.02% |
| RICHMOND, VA (FHA|USDA|VA) | 39 | $12,095,000 | $310,128 | $5,727 | 2.92% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 39 | $12,005,000 | $307,821 | $5,543 | 2.92% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 40 | $11,850,000 | $296,250 | $2,794 | 2.94% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 40 | $11,710,000 | $292,750 | $2,713 | 3.03% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 36 | $10,650,000 | $295,833 | $2,820 | 2.97% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 29 | $10,215,000 | $352,241 | $2,949 | 2.81% |
| NILES, MI (FHA|USDA|VA) | 30 | $10,100,000 | $336,667 | $3,267 | 3.14% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 24 | $9,720,000 | $405,000 | $3,862 | 3.14% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 39 | $8,865,000 | $227,308 | $4,409 | 2.84% |
| Barre, VT (FHA|USDA|VA) | 30 | $8,710,000 | $290,333 | $2,932 | 3.15% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 30 | $8,630,000 | $287,667 | $3,482 | 3.10% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 24 | $8,060,000 | $335,833 | $4,373 | 3.04% |
| Whitewater, WI (FHA|USDA|VA) | 25 | $7,755,000 | $310,200 | $2,632 | 3.01% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 11 | $7,715,000 | $701,364 | $8,069 | 3.06% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 27 | $7,625,000 | $282,407 | $3,039 | 3.06% |
| COLUMBUS, OH (FHA|USDA|VA) | 24 | $7,100,000 | $295,833 | $2,803 | 2.72% |
| BOULDER, CO (FHA|USDA|VA) | 11 | $6,905,000 | $627,727 | $3,371 | 2.95% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 36 | $6,470,000 | $179,722 | $6,407 | 3.32% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 20 | $6,420,000 | $321,000 | $3,905 | 2.83% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 24 | $5,590,000 | $232,917 | $2,650 | 3.15% |
| FORT COLLINS, CO (FHA|USDA|VA) | 19 | $5,365,000 | $282,368 | $3,673 | 2.99% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 17 | $5,135,000 | $302,059 | $2,642 | 3.05% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 20 | $4,980,000 | $249,000 | $2,918 | 3.26% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 18 | $4,970,000 | $276,111 | $4,167 | 3.25% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 19 | $4,855,000 | $255,526 | $3,059 | 3.01% |
| GREELEY, CO (FHA|USDA|VA) | 14 | $4,780,000 | $341,429 | $3,269 | 3.15% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 11 | $4,505,000 | $409,545 | $3,690 | 2.97% |
| PITTSBURGH, PA (FHA|USDA|VA) | 18 | $4,450,000 | $247,222 | $4,041 | 2.88% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 11 | $4,415,000 | $401,364 | $4,115 | 3.27% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 25 | $4,325,000 | $173,000 | $2,481 | 2.91% |
| MADISON, WI (FHA|USDA|VA) | 12 | $4,300,000 | $358,333 | $3,055 | 3.09% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 17 | $4,035,000 | $237,353 | $2,675 | 2.96% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 17 | $4,025,000 | $236,765 | $2,564 | 3.38% |
| LANCASTER, PA (FHA|USDA|VA) | 17 | $3,965,000 | $233,235 | $5,194 | 3.33% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 10 | $3,810,000 | $381,000 | $2,904 | 2.94% |
| KANKAKEE, IL (FHA|USDA|VA) | 25 | $3,645,000 | $145,800 | $3,864 | 2.61% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 8 | $3,640,000 | $455,000 | $4,582 | 3.08% |
| Edwards, CO (FHA|USDA|VA) | 7 | $3,545,000 | $506,429 | $3,154 | 2.98% |
| LAFAYETTE, LA (FHA|USDA|VA) | 10 | $3,440,000 | $344,000 | $3,684 | 2.96% |
| DuBois, PA (FHA|USDA|VA) | 22 | $3,410,000 | $155,000 | $5,693 | 3.45% |
| ANN ARBOR, MI (FHA|USDA|VA) | 11 | $3,405,000 | $309,545 | $3,049 | 3.01% |
| Concord, NH (FHA|USDA|VA) | 12 | $3,340,000 | $278,333 | $3,410 | 2.99% |
| PEORIA, IL (FHA|USDA|VA) | 14 | $3,270,000 | $233,571 | $2,340 | 2.96% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 14 | $3,160,000 | $225,714 | $4,245 | 3.26% |
| STOCKTON, CA (FHA|USDA|VA) | 9 | $3,145,000 | $349,444 | $4,367 | 3.19% |
| Laconia, NH (FHA|USDA|VA) | 11 | $3,125,000 | $284,091 | $3,523 | 2.83% |
| Lebanon, NH-VT (FHA|USDA|VA) | 10 | $3,020,000 | $302,000 | $2,972 | 3.10% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 8 | $3,000,000 | $375,000 | $4,731 | 3.34% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 9 | $2,905,000 | $322,778 | $4,188 | 3.05% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 10 | $2,840,000 | $284,000 | $3,809 | 3.02% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 14 | $2,750,000 | $196,429 | $5,007 | 3.25% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 12 | $2,710,000 | $225,833 | $3,070 | 2.92% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 9 | $2,615,000 | $290,556 | $4,295 | 3.15% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 7 | $2,575,000 | $367,857 | $3,361 | 3.13% |
| VALLEJO, CA (FHA|USDA|VA) | 7 | $2,565,000 | $366,429 | $4,206 | 2.91% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 12 | $2,500,000 | $208,333 | $3,972 | 3.11% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 8 | $2,490,000 | $311,250 | $3,940 | 3.28% |
| PUEBLO, CO (FHA|USDA|VA) | 14 | $2,460,000 | $175,714 | $4,199 | 2.63% |
| Heber, UT (FHA|USDA|VA) | 2 | $2,450,000 | $1,225,000 | $2,947 | 2.88% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 11 | $2,315,000 | $210,455 | $5,145 | 2.74% |
| Breckenridge, CO (FHA|USDA|VA) | 6 | $2,290,000 | $381,667 | $4,233 | 3.29% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 7 | $2,245,000 | $320,714 | $3,652 | 2.93% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 4 | $2,210,000 | $552,500 | $3,371 | 3.66% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 10 | $2,190,000 | $219,000 | $3,421 | 2.84% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 10 | $2,190,000 | $219,000 | $2,811 | 2.81% |
| Key West, FL (FHA|USDA|VA) | 6 | $2,170,000 | $361,667 | $4,133 | 3.81% |
| READING, PA (FHA|USDA|VA) | 11 | $2,165,000 | $196,818 | $4,484 | 3.41% |
| ROCKFORD, IL (FHA|USDA|VA) | 14 | $2,080,000 | $148,571 | $2,921 | 2.65% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 4 | $2,080,000 | $520,000 | $5,175 | 3.03% |
| TUCSON, AZ (FHA|USDA|VA) | 7 | $2,035,000 | $290,714 | $2,913 | 3.02% |
| Ottawa, IL (FHA|USDA|VA) | 10 | $1,980,000 | $198,000 | $4,068 | 3.03% |
| DOVER, DE (FHA|USDA|VA) | 6 | $1,880,000 | $313,333 | $6,454 | 2.85% |
| NAPA, CA (FHA|USDA|VA) | 3 | $1,825,000 | $608,333 | $2,865 | 2.96% |
| KNOXVILLE, TN (FHA|USDA|VA) | 5 | $1,805,000 | $361,000 | $3,006 | 2.82% |
| THE VILLAGES, FL (FHA|USDA|VA) | 5 | $1,775,000 | $355,000 | $5,825 | 2.83% |
| ASHEVILLE, NC (FHA|USDA|VA) | 6 | $1,690,000 | $281,667 | $3,209 | 2.98% |
| Traverse City, MI (FHA|USDA|VA) | 4 | $1,690,000 | $422,500 | $3,250 | 3.28% |
| Holland, MI (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $3,001 | 2.88% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 8 | $1,620,000 | $202,500 | $2,340 | 2.91% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $3,244 | 3.48% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $5,369 | 3.11% |
| MODESTO, CA (FHA|USDA|VA) | 7 | $1,545,000 | $220,714 | $3,376 | 3.59% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $2,781 | 2.98% |
| COLUMBUS, IN (FHA|USDA|VA) | 7 | $1,525,000 | $217,857 | $2,078 | 2.48% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 7 | $1,515,000 | $216,429 | $3,053 | 3.39% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 6 | $1,480,000 | $246,667 | $3,755 | 2.69% |
| RENO, NV (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $2,917 | 2.85% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 6 | $1,470,000 | $245,000 | $4,005 | 3.72% |
| HARRISONBURG, VA (FHA|USDA|VA) | 6 | $1,390,000 | $231,667 | $3,821 | 3.12% |
| Show Low, AZ (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $2,860 | 2.75% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $3,622 | 2.78% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $3,008 | 3.06% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $2,905 | 3.37% |
| WILMINGTON, NC (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $2,726 | 2.85% |
| ALTOONA, PA (FHA|USDA|VA) | 10 | $1,300,000 | $130,000 | $5,263 | 3.24% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 3 | $1,285,000 | $428,333 | $8,662 | 2.92% |
| CARSON CITY, NV (FHA|USDA|VA) | 4 | $1,280,000 | $320,000 | $3,103 | 3.31% |
| CHICO, CA (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $3,067 | 3.41% |
| TOLEDO, OH (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $3,376 | 2.84% |
| Rutland, VT (FHA|USDA|VA) | 6 | $1,260,000 | $210,000 | $3,004 | 3.00% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 4 | $1,250,000 | $312,500 | $2,642 | 2.66% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 8 | $1,240,000 | $155,000 | $4,192 | 4.08% |
| COLUMBIA, MO (FHA|USDA|VA) | 9 | $1,235,000 | $137,222 | $2,335 | 3.26% |
| ROCHESTER, MN (FHA|USDA|VA) | 5 | $1,225,000 | $245,000 | $2,561 | 2.50% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 2 | $1,220,000 | $610,000 | $4,098 | 2.75% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $2,988 | 2.91% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 5 | $1,205,000 | $241,000 | $2,762 | 3.18% |
| Cullowhee, NC (FHA|USDA|VA) | 1 | $1,185,000 | $1,185,000 | $4,373 | 3.00% |
| Easton, MD (FHA|USDA|VA) | 3 | $1,175,000 | $391,667 | $3,978 | 2.58% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $2,514 | 3.28% |
| Durango, CO (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $5,653 | 3.37% |
| HINESVILLE, GA (FHA|USDA|VA) | 6 | $1,100,000 | $183,333 | $4,504 | 2.69% |
| Sturgis, MI (FHA|USDA|VA) | 3 | $1,095,000 | $365,000 | $2,731 | 2.96% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $3,653 | 3.20% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $2,517 | 3.08% |
| BOISE CITY, ID (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $3,269 | 3.17% |
| TULSA, OK (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $3,855 | 2.71% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $3,119 | 2.75% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $5,075 | 2.46% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $2,898 | 3.22% |
| RACINE, WI (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $3,376 | 2.97% |
| Statesboro, GA (FHA|USDA|VA) | 6 | $890,000 | $148,333 | $4,508 | 3.19% |
| Cambridge, MD (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $4,185 | 2.75% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $3,097 | 3.33% |
| Vineyard Haven, MA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $3,397 | 2.88% |
| Outside of Metro Areas | 3 | $855,000 | $285,000 | $4,771 | 2.96% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $3,097 | 2.88% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $3,643 | 2.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $830,000 | $207,500 | $6,356 | 3.44% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $2,879 | 3.19% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $2,445 | 2.96% |
| SAGINAW, MI (FHA|USDA|VA) | 1 | $795,000 | $795,000 | $4,245 | 2.63% |
| VISALIA, CA (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $3,148 | 2.94% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $2,369 | 3.00% |
| Dixon, IL (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $3,109 | 2.98% |
| Rochelle, IL (FHA|USDA|VA) | 6 | $760,000 | $126,667 | $3,946 | 3.13% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 2 | $760,000 | $380,000 | $2,637 | 3.31% |
| FLINT, MI (FHA|USDA|VA) | 2 | $750,000 | $375,000 | $3,396 | 2.88% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $2,061 | 1.63% |
| Torrington, CT (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $3,871 | 2.71% |
| Brainerd, MN (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $3,639 | 3.13% |
| FORT WAYNE, IN (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,755 | 3.08% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $2,487 | 2.96% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $2,304 | 3.19% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $685,000 | $228,333 | $2,686 | 3.13% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $5,432 | 2.88% |
| Keene, NH (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $2,462 | 3.16% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $4,523 | 3.13% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $2,872 | 3.29% |
| AKRON, OH (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,519 | 2.75% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $2,684 | 3.06% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $3,109 | 3.13% |
| Payson, AZ (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $5,278 | 2.88% |
| PANAMA CITY, FL (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $7,228 | 2.63% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $2,932 | 3.31% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,365 | 3.88% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $4,711 | 3.50% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $2,650 | 2.88% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,785 | 3.13% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,324 | 3.00% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,204 | 3.38% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,120 | 3.13% |
| Berlin, NH (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,119 | 3.00% |
| Bennington, VT (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $2,935 | 2.81% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,486 | 2.69% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,805 | 2.44% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,533 | 3.31% |
| Grand Rapids, MN (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $3,154 | 3.00% |
| Granbury, TX (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $5,676 | 2.88% |
| GLENS FALLS, NY (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $4,814 | 3.13% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $4,020 | 2.63% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,220 | 3.00% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,099 | 2.75% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,107 | 2.63% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,465 | 3.04% |
| Vermillion, SD (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,566 | 2.63% |
| Warsaw, IN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,528 | 3.00% |
| Taylorville, IL (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $3,909 | 3.03% |
| Quincy, IL-MO (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $2,387 | 3.71% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,823 | 3.50% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $3,654 | 3.44% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $2,574 | 2.63% |
| BEND, OR (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,668 | 2.63% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,774 | 2.88% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $9,390 | 2.25% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $8,183 | 2.50% |
| DULUTH, MN-WI (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,823 | 3.06% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,115 | 3.13% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $2,920 | 2.88% |
| MONTGOMERY, AL (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $3,213 | 2.63% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,561 | 2.94% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,249 | 3.06% |
| Montrose, CO (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,320 | 2.13% |
| Pottsville, PA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,891 | 3.50% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,333 | 3.25% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,074 | 4.31% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $3,568 | 2.75% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,567 | 2.50% |
| SPARTANBURG, SC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $2,587 | 2.50% |
| OCALA, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $7,226 | 3.19% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $3,100 | 3.67% |
| Brookings, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,895 | 3.50% |
| Adrian, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $8,976 | 2.88% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,744 | 2.50% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,076 | 3.69% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $11,849 | 3.00% |
| Mountain Home, ID (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,031 | 2.88% |
| Alpena, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,713 | 2.75% |
| Pahrump, NV (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,347 | 3.00% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $4,423 | 2.94% |
| Malone, NY (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $4,449 | 2.63% |
| Steamboat Springs, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,555 | 3.00% |
| Indiana, PA (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $5,700 | 4.17% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,055 | 3.99% |
| Angola, IN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,363 | 3.25% |
| Gillette, WY (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,636 | 2.25% |
| REDDING, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,591 | 3.00% |
| Riverton, WY (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,317 | 3.00% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $2,495 | 2.88% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,153 | 3.49% |
| St. Marys, PA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,807 | 4.06% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $5,312 | 2.38% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,236 | 3.75% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,856 | 2.88% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,344 | 3.00% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,359 | 2.50% |
| Freeport, IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,122 | 3.25% |
| Newport, OR (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,820 | 2.88% |
| SALEM, OR (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,682 | 3.25% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,252 | 3.13% |
| Ludington, MI (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,669 | 3.19% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,187 | 2.63% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,049 | 2.88% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,704 | 4.38% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,076 | 3.63% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,297 | 3.25% |
| WICHITA, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,099 | 3.25% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,275 | 3.13% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,956 | 4.25% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,634 | 3.00% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,284 | 3.75% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,464 | 3.75% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,952 | 3.13% |
| Somerset, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,765 | 4.75% |
| GREEN BAY, WI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,257 | 2.63% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,309 | 3.13% |
| Jasper, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,743 | 2.88% |
| LIMA, OH (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $7,373 | 3.50% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,784 | 2.99% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,054 | 3.38% |
| Los Alamos, NM (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,789 | 2.50% |
| Sanford, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,173 | 3.25% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,456 | 2.88% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,493 | 4.25% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $1,428 | 2.50% |
| Atmore, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,629 | 3.13% |
| MONROE, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,529 | 2.50% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,849 | 2.63% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,611 | 2.75% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,104 | 3.13% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,111 | 2.75% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $1,963 | 3.50% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,054 | 3.25% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,952 | 3.63% |
| Pontiac, IL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,295 | 3.50% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,989 | 3.00% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,387 | 3.50% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,127 | 3.13% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,392 | 2.25% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,623 | 3.25% |
| Jesup, GA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,499 | 2.63% |
| Lincoln, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,460 | 3.00% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,549 | 3.00% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $2,982 | 2.25% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,614 | 3.25% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,986 | 3.50% |
| AMES, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,139 | 2.75% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,178 | 4.25% |
| Cullman, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,041 | 3.75% |
| ERIE, PA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,004 | 3.63% |
| KOKOMO, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,953 | 3.13% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,908 | 3.50% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,369 | 3.50% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,745 | 3.25% |
Similar Lenders
We use machine learning to identify the top lenders compared against DRAPER AND KRAMER MORTGAGE CORP. based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
The Greenwood's State Bank
Similarity Rank: 81
Similarity Rank: 81
BEACH MUNICIPAL FEDERAL CREDIT UNION
Similarity Rank: 90
Similarity Rank: 90
Bridgewater Savings Bank
Similarity Rank: 102
Similarity Rank: 102
HNB National Bank
Similarity Rank: 165
Similarity Rank: 165
United Bank of Union
Similarity Rank: 245
Similarity Rank: 245
A + MORTGAGE SERVICES, INC.
Similarity Rank: 252
Similarity Rank: 252
The Equitable Bank, S.S.B.
Similarity Rank: 280
Similarity Rank: 280
HERITAGE COMMUNITY CREDIT UNION
Similarity Rank: 330
Similarity Rank: 330
Chaffey Federal Credit Union
Similarity Rank: 345
Similarity Rank: 345
CapGrow Home Mortgage, LLC
Similarity Rank: 352
Similarity Rank: 352
Product Mix
For 2020, Draper And Kramer Mortgage Corp.'s most frequently originated type of loan was Conventional, with 24,765 originations. Their 2nd most popular type was FHA, with 1,365 originations.
Loan Reason
For 2020, Draper And Kramer Mortgage Corp.'s most frequently cited loan purpose was Refi, with 15,663 originations. The 2nd most popular reason was Home Purchase, with 8,002 originations.
Loan Duration/Length
For 2020, Draper And Kramer Mortgage Corp.'s most frequently cited loan duration was 30 Year, with 19,977 originations. The 2nd most popular length was 15 Year, with 5,246 originations.
Origination Fees/Closing Costs
Draper And Kramer Mortgage Corp.'s average total fees were $3,953, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 24,109 originations.
Interest Rates
During 2020, Draper And Kramer Mortgage Corp.'s average interest rate for loans was 3.12%, while their most frequently originated rate bucket for loans was 2.5-3%, with 11,732 originations.
Loan Sizing
2020 saw Draper And Kramer Mortgage Corp. place emphasis on $200k-400k loans with 13,701 originations, totaling $4,064,445,000 in origination value.
Applicant Income
Draper And Kramer Mortgage Corp. lent most frequently to those with incomes in the $100k-150k range, with 7,942 originations. The second most popular income band? $150k-250k, with 7,101 originations.
Applicant Debt to Income Ratio
Draper And Kramer Mortgage Corp. lent most frequently to those with DTI ratios of 20-30%, with 7,393 originations. The next most common DTI ratio? 30-36%, with 5,158 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications98.70%
Draper And Kramer Mortgage Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination85.64%
Draper And Kramer Mortgage Corp. has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 27,136 | $9,342,630,000 | $344,289 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 16 | $3,060,000 | $191,250 |
| Single Family (1-4 Units):Site-Built | 27,120 | $9,339,570,000 | $344,379 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Draper and Kramer Mortgage Corp. | Conventional home mortgage | Closing on a mortgage | 1 | 100.0% |