Draper And Kramer Mortgage Corp. Rates, Fees & Info

WILMINGTON, DE

LEI: 5493001R92DY5DI1DI85

Tax ID: 36-3873650

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Mortgage Data

Review & Overview

Draper And Kramer Mortgage Corp. is a small mortgage company specializing in Home Purchase loans. Draper And Kramer Mortgage Corp. has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Washington, Chicago, Boston, Philadelphia, and Denver among others. We have data for 305 markets. (Some data included below & more in-depth data is available with an active subscription.)

Draper And Kramer Mortgage Corp. has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Draper And Kramer Mortgage Corp. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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Originations

5,781

Origination Dollar Volume (All Markets)

$2,003,365,000
Show all (20) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 669 $355,655,000 $531,622 $9,309 6.46%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1,056 $331,300,000 $313,731 $5,968 6.50%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 238 $107,590,000 $452,059 $6,644 6.66%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 238 $82,190,000 $345,336 $7,033 6.73%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 162 $73,990,000 $456,728 $8,022 6.42%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 158 $69,120,000 $437,468 $7,048 6.48%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 179 $57,765,000 $322,709 $11,895 6.60%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 298 $51,750,000 $173,658 $7,753 6.55%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 110 $38,780,000 $352,545 $8,002 6.16%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 65 $38,665,000 $594,846 $11,235 6.61%
COLORADO SPRINGS, CO (FHA|USDA|VA) 93 $37,555,000 $403,817 $7,969 6.45%
Outside of Metro Areas 148 $37,400,000 $252,703 $8,170 6.65%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 77 $33,865,000 $439,805 $16,509 6.23%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 40 $29,210,000 $730,250 $8,983 7.06%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 67 $28,585,000 $426,642 $12,312 6.72%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 109 $28,105,000 $257,844 $5,265 6.33%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 120 $27,580,000 $229,833 $7,216 6.49%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 37 $26,365,000 $712,568 $12,642 6.44%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 80 $21,190,000 $264,875 $10,818 6.64%
WORCESTER, MA-CT (FHA|USDA|VA) 46 $18,230,000 $396,304 $5,631 6.87%
AKRON, OH (FHA|USDA|VA) 108 $18,060,000 $167,222 $7,345 6.42%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 43 $15,815,000 $367,791 $6,647 6.40%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 67 $15,395,000 $229,776 $7,497 6.79%
BAKERSFIELD, CA (FHA|USDA|VA) 37 $14,885,000 $402,297 $12,691 6.18%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 30 $14,830,000 $494,333 $7,970 6.72%
OCEAN CITY, NJ (FHA|USDA|VA) 49 $14,455,000 $295,000 $7,473 6.36%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 38 $13,380,000 $352,105 $5,434 6.64%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 34 $11,520,000 $338,824 $7,173 6.55%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 31 $10,945,000 $353,065 $4,580 6.68%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 42 $10,680,000 $254,286 $3,777 6.56%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 28 $9,770,000 $348,929 $9,071 7.04%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 26 $9,400,000 $361,538 $7,634 6.78%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 31 $9,285,000 $299,516 $3,307 6.86%
SALISBURY, MD-DE (FHA|USDA|VA) 26 $9,190,000 $353,462 $6,976 6.51%
Corsicana, TX (FHA|USDA|VA) 40 $8,910,000 $222,750 $9,475 6.45%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 23 $8,345,000 $362,826 $6,535 6.40%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 24 $8,150,000 $339,583 $10,939 6.42%
RALEIGH-CARY, NC (FHA|USDA|VA) 18 $7,050,000 $391,667 $4,390 6.87%
PUNTA GORDA, FL (FHA|USDA|VA) 16 $6,480,000 $405,000 $7,308 6.87%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 9 $6,475,000 $719,444 $12,149 6.85%
DECATUR, IL (FHA|USDA|VA) 51 $6,225,000 $122,059 $3,861 6.38%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 25 $6,055,000 $242,200 $5,447 6.26%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 13 $6,025,000 $463,462 $8,035 6.81%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 24 $5,460,000 $227,500 $6,761 6.65%
Mount Pleasant, TX (FHA|USDA|VA) 19 $5,225,000 $275,000 $12,764 6.41%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 15 $5,115,000 $341,000 $7,781 6.96%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 8 $5,100,000 $637,500 $5,672 7.11%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 20 $5,020,000 $251,000 $6,914 6.21%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 24 $4,990,000 $207,917 $4,570 6.85%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 8 $4,850,000 $606,250 $11,482 6.69%
RICHMOND, VA (FHA|USDA|VA) 13 $4,725,000 $363,462 $9,990 6.45%
LOUISVILLE, KY (FHA|USDA|VA) 24 $4,130,000 $172,083 $4,043 6.56%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 13 $4,005,000 $308,077 $7,955 6.99%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 7 $3,735,000 $533,571 $9,703 6.80%
Picayune, MS (FHA|USDA|VA) 24 $3,730,000 $155,417 $5,610 5.29%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 8 $3,730,000 $466,250 $7,949 6.96%
HATTIESBURG, MS (FHA|USDA|VA) 19 $3,665,000 $192,895 $8,118 6.19%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 10 $3,600,000 $360,000 $5,852 7.05%
CANTON-MASSILLON, OH (FHA|USDA|VA) 23 $3,575,000 $155,435 $5,653 6.74%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 13 $3,435,000 $264,231 $4,674 6.12%
HAMMOND, LA (FHA|USDA|VA) 18 $3,290,000 $182,778 $5,726 6.53%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 8 $3,110,000 $388,750 $6,803 7.50%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 16 $3,100,000 $193,750 $6,983 6.70%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 8 $3,090,000 $386,250 $7,603 7.02%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 8 $2,920,000 $365,000 $6,218 7.05%
Georgetown, SC (FHA|USDA|VA) 9 $2,915,000 $323,889 $5,048 6.67%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 7 $2,865,000 $409,286 $7,346 7.07%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 8 $2,860,000 $357,500 $7,655 6.86%
ST. LOUIS, MO-IL (FHA|USDA|VA) 10 $2,850,000 $285,000 $4,408 6.95%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 6 $2,770,000 $461,667 $9,745 5.75%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 3 $2,725,000 $908,333 $12,887 6.83%
GREELEY, CO (FHA|USDA|VA) 8 $2,700,000 $337,500 $7,221 5.84%
Whitewater, WI (FHA|USDA|VA) 8 $2,620,000 $327,500 $5,488 6.91%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 9 $2,585,000 $287,222 $6,911 7.03%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 7 $2,585,000 $369,286 $7,068 6.70%
BOULDER, CO (FHA|USDA|VA) 6 $2,530,000 $421,667 $6,220 6.69%
JACKSONVILLE, FL (FHA|USDA|VA) 7 $2,455,000 $350,714 $7,789 6.52%
NILES, MI (FHA|USDA|VA) 6 $2,260,000 $376,667 $4,863 7.06%
WHEELING, WV-OH (FHA|USDA|VA) 15 $2,235,000 $149,000 $6,931 5.61%
LANCASTER, PA (FHA|USDA|VA) 7 $2,225,000 $317,857 $3,220 6.09%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 5 $2,215,000 $443,000 $5,676 7.47%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 7 $2,205,000 $315,000 $6,262 6.67%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 11 $2,185,000 $198,636 $8,639 6.70%
KANSAS CITY, MO-KS (FHA|USDA|VA) 5 $2,095,000 $419,000 $7,200 6.92%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 5 $2,065,000 $413,000 $6,276 6.68%
Ashtabula, OH (FHA|USDA|VA) 15 $1,955,000 $130,333 $6,010 5.18%
FORT COLLINS, CO (FHA|USDA|VA) 5 $1,945,000 $389,000 $6,077 7.05%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 9 $1,945,000 $216,111 $5,044 7.12%
Durango, CO (FHA|USDA|VA) 5 $1,935,000 $387,000 $14,965 6.55%
COLUMBUS, OH (FHA|USDA|VA) 6 $1,790,000 $298,333 $8,416 6.67%
Minden, LA (FHA|USDA|VA) 10 $1,780,000 $178,000 $6,835 7.05%
VICTORIA, TX (FHA|USDA|VA) 6 $1,780,000 $296,667 $8,197 6.85%
BATON ROUGE, LA (FHA|USDA|VA) 7 $1,765,000 $252,143 $8,930 7.20%
Bennington, VT (FHA|USDA|VA) 3 $1,745,000 $581,667 $10,002 6.92%
LAFAYETTE, LA (FHA|USDA|VA) 7 $1,675,000 $239,286 $7,107 6.98%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 5 $1,635,000 $327,000 $7,721 6.73%
SPRINGFIELD, MA (FHA|USDA|VA) 6 $1,600,000 $266,667 $10,156 6.94%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 7 $1,595,000 $227,857 $4,415 6.75%
PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $1,565,000 $313,000 $8,457 7.22%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 10 $1,520,000 $152,000 $7,674 7.00%
DuBois, PA (FHA|USDA|VA) 10 $1,510,000 $151,000 $5,297 6.76%
SHERMAN-DENISON, TX (FHA|USDA|VA) 5 $1,495,000 $299,000 $11,984 6.75%
RENO, NV (FHA|USDA|VA) 3 $1,485,000 $495,000 $8,886 6.71%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $1,470,000 $367,500 $4,894 6.75%
SANTA FE, NM (FHA|USDA|VA) 3 $1,465,000 $488,333 $8,421 6.83%
Laurel, MS (FHA|USDA|VA) 9 $1,425,000 $158,333 $7,579 6.25%
TEXARKANA, TX-AR (FHA|USDA|VA) 4 $1,420,000 $355,000 $12,868 6.66%
READING, PA (FHA|USDA|VA) 6 $1,410,000 $235,000 $5,197 5.79%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 3 $1,405,000 $468,333 $4,107 7.12%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 4 $1,280,000 $320,000 $5,303 7.50%
ALBUQUERQUE, NM (FHA|USDA|VA) 3 $1,275,000 $425,000 $18,859 5.91%
EAST STROUDSBURG, PA (FHA|USDA|VA) 4 $1,270,000 $317,500 $9,100 6.88%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 2 $1,260,000 $630,000 $10,883 7.50%
PUEBLO, CO (FHA|USDA|VA) 5 $1,195,000 $239,000 $4,345 7.03%
GRAND JUNCTION, CO (FHA|USDA|VA) 3 $1,175,000 $391,667 $9,698 6.71%
PITTSBURGH, PA (FHA|USDA|VA) 6 $1,170,000 $195,000 $5,447 6.94%
KANKAKEE, IL (FHA|USDA|VA) 5 $1,145,000 $229,000 $5,896 6.83%
Raymondville, TX (FHA|USDA|VA) 6 $1,130,000 $188,333 $9,612 6.71%
LONGVIEW, TX (FHA|USDA|VA) 5 $1,125,000 $225,000 $8,426 6.40%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 4 $1,090,000 $272,500 $3,281 6.66%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $1,085,000 $1,085,000 $9,545 7.88%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 3 $1,045,000 $348,333 $6,528 6.46%
Port Lavaca, TX (FHA|USDA|VA) 3 $1,025,000 $341,667 $11,795 7.29%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 5 $1,015,000 $203,000 $4,896 6.88%
Huntsville, TX (FHA|USDA|VA) 3 $1,005,000 $335,000 $15,799 6.83%
COLUMBIA, SC (FHA|USDA|VA) 3 $995,000 $331,667 $5,967 6.92%
VALLEJO, CA (FHA|USDA|VA) 2 $970,000 $485,000 $5,830 7.87%
North Wilkesboro, NC (FHA|USDA|VA) 2 $960,000 $480,000 $12,371 7.50%
WILMINGTON, NC (FHA|USDA|VA) 2 $940,000 $470,000 $4,331 6.44%
Rochelle, IL (FHA|USDA|VA) 4 $910,000 $227,500 $4,715 6.44%
BOISE CITY, ID (FHA|USDA|VA) 2 $900,000 $450,000 $10,052 6.13%
Athens, TX (FHA|USDA|VA) 5 $875,000 $175,000 $6,424 5.95%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $870,000 $435,000 $9,385 6.19%
DOVER, DE (FHA|USDA|VA) 3 $835,000 $278,333 $8,831 6.96%
Granbury, TX (FHA|USDA|VA) 2 $830,000 $415,000 $12,007 5.94%
SALT LAKE CITY, UT (FHA|USDA|VA) 2 $830,000 $415,000 $5,385 6.81%
Dixon, IL (FHA|USDA|VA) 4 $810,000 $202,500 $9,248 6.63%
Easton, MD (FHA|USDA|VA) 1 $805,000 $805,000 $11,869 6.75%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $795,000 $265,000 $5,588 7.25%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $795,000 $265,000 $4,392 6.71%
OKLAHOMA CITY, OK (FHA|USDA|VA) 3 $785,000 $261,667 $8,743 6.50%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 2 $780,000 $390,000 $9,365 6.69%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $780,000 $390,000 $10,070 6.75%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $760,000 $380,000 $8,333 6.63%
BELLINGHAM, WA (FHA|USDA|VA) 1 $725,000 $725,000 $4,313 6.13%
ROCKFORD, IL (FHA|USDA|VA) 4 $720,000 $180,000 $5,246 6.81%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 4 $710,000 $177,500 $5,678 6.75%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $700,000 $350,000 $5,272 8.13%
Cambridge, MD (FHA|USDA|VA) 2 $680,000 $340,000 $8,790 6.44%
Lebanon, NH-VT (FHA|USDA|VA) 2 $680,000 $340,000 $3,139 7.31%
ST. CLOUD, MN (FHA|USDA|VA) 6 $670,000 $111,667 $4,571 3.65%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $655,000 $218,333 $6,784 6.67%
Ruidoso, NM (FHA|USDA|VA) 1 $655,000 $655,000 $3,137 6.95%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $635,000 $211,667 $5,773 5.75%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $620,000 $310,000 $8,804 7.50%
Bogalusa, LA (FHA|USDA|VA) 3 $615,000 $205,000 $7,200 7.17%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $610,000 $305,000 $16,271 6.13%
Sulphur Springs, TX (FHA|USDA|VA) 3 $605,000 $201,667 $12,452 6.42%
Jackson, WY-ID (FHA|USDA|VA) 1 $605,000 $605,000 $4,951 6.99%
PANAMA CITY, FL (FHA|USDA|VA) 2 $600,000 $300,000 $6,735 7.56%
Breckenridge, CO (FHA|USDA|VA) 1 $595,000 $595,000 $3,865 6.13%
Crossville, TN (FHA|USDA|VA) 1 $595,000 $595,000 $4,268 7.13%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 1 $585,000 $585,000 $4,385 6.25%
HUNTSVILLE, AL (FHA|USDA|VA) 4 $580,000 $145,000 $2,789 6.97%
Bozeman, MT (FHA|USDA|VA) 1 $575,000 $575,000 $7,186 7.13%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 3 $575,000 $191,667 $8,727 7.00%
FRESNO, CA (FHA|USDA|VA) 3 $575,000 $191,667 $4,161 6.21%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 3 $575,000 $191,667 $5,656 7.08%
Barre, VT (FHA|USDA|VA) 2 $560,000 $280,000 $3,734 6.56%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 2 $560,000 $280,000 $12,365 6.87%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $555,000 $555,000 $3,609 7.13%
TYLER, TX (FHA|USDA|VA) 2 $540,000 $270,000 $8,796 6.44%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $540,000 $270,000 $2,353 6.31%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $540,000 $270,000 $6,483 6.94%
RACINE, WI (FHA|USDA|VA) 2 $530,000 $265,000 $2,461 6.37%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 3 $525,000 $175,000 $3,809 7.00%
New Ulm, MN (FHA|USDA|VA) 6 $520,000 $86,667 $3,332 4.56%
Alexandria, MN (FHA|USDA|VA) 1 $515,000 $515,000 $14,054 7.63%
GAINESVILLE, GA (FHA|USDA|VA) 1 $515,000 $515,000 $22,424 6.25%
Montrose, CO (FHA|USDA|VA) 2 $510,000 $255,000 $5,612 7.00%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $510,000 $255,000 $6,653 7.38%
JACKSON, TN (FHA|USDA|VA) 1 $495,000 $495,000 $5,817 7.13%
Ottawa, IL (FHA|USDA|VA) 2 $490,000 $245,000 $7,301 6.31%
Sevierville, TN (FHA|USDA|VA) 1 $485,000 $485,000 $5,967 7.13%
Berlin, NH (FHA|USDA|VA) 1 $465,000 $465,000 $0 6.38%
Concord, NH (FHA|USDA|VA) 1 $465,000 $465,000 $15,866 7.63%
KINGSTON, NY (FHA|USDA|VA) 2 $460,000 $230,000 $7,010 6.75%
Huntingdon, PA (FHA|USDA|VA) 2 $460,000 $230,000 $6,708 6.44%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $460,000 $230,000 $6,678 6.81%
Statesboro, GA (FHA|USDA|VA) 1 $435,000 $435,000 $10,942 7.25%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $435,000 $435,000 $0 7.49%
CaƱon City, CO (FHA|USDA|VA) 2 $420,000 $210,000 $2,837 7.06%
ABILENE, TX (FHA|USDA|VA) 1 $415,000 $415,000 $11,052 7.63%
TOLEDO, OH (FHA|USDA|VA) 1 $415,000 $415,000 $5,104 7.00%
Pittsburg, KS (FHA|USDA|VA) 1 $415,000 $415,000 $4,604 7.13%
Meadville, PA (FHA|USDA|VA) 1 $395,000 $395,000 $21,329 7.13%
WICHITA, KS (FHA|USDA|VA) 2 $390,000 $195,000 $3,358 6.50%
CHEYENNE, WY (FHA|USDA|VA) 1 $385,000 $385,000 $6,554 7.63%
Wooster, OH (FHA|USDA|VA) 3 $385,000 $128,333 $5,134 7.04%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 1 $375,000 $375,000 $3,926 6.63%
Andrews, TX (FHA|USDA|VA) 2 $370,000 $185,000 $6,419 8.63%
BRUNSWICK, GA (FHA|USDA|VA) 2 $370,000 $185,000 $8,026 6.81%
CARSON CITY, NV (FHA|USDA|VA) 1 $365,000 $365,000 $4,628 8.63%
Ashland, OH (FHA|USDA|VA) 1 $365,000 $365,000 $4,085 7.99%
Stephenville, TX (FHA|USDA|VA) 1 $365,000 $365,000 $15,019 6.63%
Baraboo, WI (FHA|USDA|VA) 1 $365,000 $365,000 $9,830 6.63%
Safford, AZ (FHA|USDA|VA) 1 $365,000 $365,000 $14,313 6.63%
GETTYSBURG, PA (FHA|USDA|VA) 1 $355,000 $355,000 $11,725 7.13%
Newport, OR (FHA|USDA|VA) 1 $355,000 $355,000 $4,144 6.50%
Sonora, CA (FHA|USDA|VA) 1 $355,000 $355,000 $4,140 8.13%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $355,000 $355,000 $6,806 5.25%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $355,000 $355,000 $7,894 7.38%
Salem, OH (FHA|USDA|VA) 2 $350,000 $175,000 $4,952 7.19%
SPARTANBURG, SC (FHA|USDA|VA) 1 $345,000 $345,000 $4,128 7.13%
ANN ARBOR, MI (FHA|USDA|VA) 1 $345,000 $345,000 $3,330 7.50%
Columbus, MS (FHA|USDA|VA) 1 $335,000 $335,000 $14,260 6.13%
Kerrville, TX (FHA|USDA|VA) 1 $335,000 $335,000 $11,560 7.25%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $325,000 $325,000 $6,499 7.38%
SAN ANGELO, TX (FHA|USDA|VA) 1 $325,000 $325,000 $9,638 6.50%
Moscow, ID (FHA|USDA|VA) 1 $325,000 $325,000 $4,003 6.99%
Paris, TX (FHA|USDA|VA) 2 $320,000 $160,000 $8,012 6.19%
Brainerd, MN (FHA|USDA|VA) 1 $315,000 $315,000 $11,499 7.63%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $315,000 $315,000 $4,577 6.13%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $315,000 $315,000 $8,116 6.63%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 1 $315,000 $315,000 $4,125 7.00%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 2 $310,000 $155,000 $7,833 7.63%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $310,000 $155,000 $3,619 6.00%
HARRISONBURG, VA (FHA|USDA|VA) 2 $310,000 $155,000 $0 6.94%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $310,000 $155,000 $3,940 7.37%
SALINAS, CA (FHA|USDA|VA) 1 $305,000 $305,000 $4,424 6.99%
TUCSON, AZ (FHA|USDA|VA) 1 $305,000 $305,000 $4,095 6.63%
Fernley, NV (FHA|USDA|VA) 1 $305,000 $305,000 $9,959 6.13%
ALTOONA, PA (FHA|USDA|VA) 3 $285,000 $95,000 $6,362 7.00%
MISSOULA, MT (FHA|USDA|VA) 1 $285,000 $285,000 $4,324 6.99%
VISALIA, CA (FHA|USDA|VA) 1 $285,000 $285,000 $14,112 7.25%
Norwalk, OH (FHA|USDA|VA) 2 $280,000 $140,000 $8,592 7.44%
Uvalde, TX (FHA|USDA|VA) 1 $275,000 $275,000 $13,053 6.62%
MOBILE, AL (FHA|USDA|VA) 1 $275,000 $275,000 $9,668 8.00%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $265,000 $265,000 $6,461 6.00%
McAlester, OK (FHA|USDA|VA) 1 $265,000 $265,000 $5,623 6.13%
Sandusky, OH (FHA|USDA|VA) 2 $260,000 $130,000 $6,143 7.19%
OCALA, FL (FHA|USDA|VA) 2 $260,000 $130,000 $4,187 6.31%
BINGHAMTON, NY (FHA|USDA|VA) 2 $260,000 $130,000 $0 7.44%
Lincoln, IL (FHA|USDA|VA) 2 $250,000 $125,000 $2,823 6.63%
ERIE, PA (FHA|USDA|VA) 1 $245,000 $245,000 $10,764 6.13%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $235,000 $235,000 $3,339 6.63%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $235,000 $235,000 $5,840 7.13%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $235,000 $235,000 $6,072 6.63%
GAINESVILLE, FL (FHA|USDA|VA) 1 $235,000 $235,000 $5,656 6.99%
FARMINGTON, NM (FHA|USDA|VA) 1 $235,000 $235,000 $8,382 6.13%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $225,000 $225,000 $7,106 7.63%
ST. GEORGE, UT (FHA|USDA|VA) 1 $225,000 $225,000 $0 7.50%
Palestine, TX (FHA|USDA|VA) 1 $215,000 $215,000 $12,123 7.63%
COLUMBUS, IN (FHA|USDA|VA) 1 $215,000 $215,000 $3,024 7.63%
PITTSFIELD, MA (FHA|USDA|VA) 1 $215,000 $215,000 $8,252 6.25%
Fairmont, MN (FHA|USDA|VA) 2 $210,000 $105,000 $2,695 3.75%
Ludington, MI (FHA|USDA|VA) 1 $205,000 $205,000 $2,582 6.50%
Cambridge, OH (FHA|USDA|VA) 1 $205,000 $205,000 $7,084 6.63%
Marietta, OH (FHA|USDA|VA) 1 $195,000 $195,000 $9,527 7.13%
Willmar, MN (FHA|USDA|VA) 1 $195,000 $195,000 $6,988 6.38%
Hutchinson, MN (FHA|USDA|VA) 2 $190,000 $95,000 $2,612 3.63%
Beaver Dam, WI (FHA|USDA|VA) 1 $185,000 $185,000 $2,668 6.75%
SAVANNAH, GA (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.88%
Warsaw, IN (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.63%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $185,000 $185,000 $7,566 6.50%
Durant, OK (FHA|USDA|VA) 1 $185,000 $185,000 $0 7.13%
Bardstown, KY (FHA|USDA|VA) 2 $180,000 $90,000 $3,210 5.50%
Marshall, MN (FHA|USDA|VA) 1 $175,000 $175,000 $5,248 7.63%
Natchitoches, LA (FHA|USDA|VA) 1 $175,000 $175,000 $6,816 6.75%
LEBANON, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,976 7.13%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $175,000 $175,000 $0 7.50%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.88%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $165,000 $165,000 $4,617 4.88%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $165,000 $165,000 $3,878 7.50%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $160,000 $80,000 $3,005 4.19%
MORRISTOWN, TN (FHA|USDA|VA) 1 $155,000 $155,000 $0 7.50%
Big Spring, TX (FHA|USDA|VA) 1 $155,000 $155,000 $8,430 7.13%
Corning, NY (FHA|USDA|VA) 1 $155,000 $155,000 $6,943 7.50%
Klamath Falls, OR (FHA|USDA|VA) 1 $145,000 $145,000 $5,292 6.38%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $135,000 $135,000 $3,369 6.25%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $135,000 $135,000 $3,055 6.25%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $135,000 $135,000 $2,802 7.88%
MONROE, LA (FHA|USDA|VA) 1 $135,000 $135,000 $6,665 6.25%
Sidney, OH (FHA|USDA|VA) 2 $130,000 $65,000 $3,604 3.75%
El Dorado, AR (FHA|USDA|VA) 1 $125,000 $125,000 $8,692 6.13%
LUBBOCK, TX (FHA|USDA|VA) 1 $125,000 $125,000 $6,751 6.88%
St. Marys, PA (FHA|USDA|VA) 1 $125,000 $125,000 $4,158 6.50%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $125,000 $125,000 $2,732 6.25%
Arcadia, FL (FHA|USDA|VA) 1 $125,000 $125,000 $5,463 7.75%
Alamogordo, NM (FHA|USDA|VA) 1 $115,000 $115,000 $2,651 6.75%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $115,000 $115,000 $0 6.00%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $115,000 $115,000 $3,006 6.25%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $115,000 $115,000 $0 7.50%
DANVILLE, IL (FHA|USDA|VA) 1 $95,000 $95,000 $2,583 6.50%
Farmington, MO (FHA|USDA|VA) 1 $85,000 $85,000 $6,000 7.25%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $85,000 $85,000 $0 7.13%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $85,000 $85,000 $3,891 6.75%
JACKSON, MS (FHA|USDA|VA) 2 $80,000 $40,000 $3,177 3.20%
FORT WAYNE, IN (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.25%
Somerset, PA (FHA|USDA|VA) 1 $75,000 $75,000 $4,767 7.75%
Meridian, MS (FHA|USDA|VA) 1 $75,000 $75,000 $6,195 7.88%
Rutland, VT (FHA|USDA|VA) 1 $75,000 $75,000 $0 6.50%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $75,000 $75,000 $3,691 6.63%
Marinette, WI-MI (FHA|USDA|VA) 1 $65,000 $65,000 $3,689 7.50%
BECKLEY, WV (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.50%
Draper And Kramer Mortgage Corp.'s top markets include Washington, Chicago, Boston, Philadelphia, and Denver among others.

Their top states include:
  • Illinois (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,383 $1,508,995,000 $344,284 $6,095 6.55%
    FHA 947 $296,125,000 $312,698 $12,448 6.60%
    VA 407 $188,985,000 $464,337 $11,411 6.34%
    USDA 44 $9,260,000 $210,455 $8,044 6.68%

    For 2023, Draper And Kramer Mortgage Corp.'s most frequently originated type of loan was Conventional, with 4,383 originations. Their 2nd most popular type was FHA, with 947 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 5,422 $1,889,260,000 $348,443 $7,716 6.52%
    Cash Out Refi 258 $76,110,000 $295,000 $6,930 6.97%
    Refi 97 $35,555,000 $366,546 $6,348 6.71%
    Home Improvement 4 $2,440,000 $610,000 $22,024 8.28%

    For 2023, Draper And Kramer Mortgage Corp.'s most frequently cited loan purpose was Home Purchase, with 5,422 originations. The 2nd most popular reason was Cash Out Refi, with 258 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,492 $1,952,990,000 $355,606 $7,928 6.70%
    15 Year 98 $34,120,000 $348,163 $5,621 5.97%
    10 Year 60 $580,000 $9,667 $25 1.96%
    Other 46 $2,540,000 $55,217 $1,762 1.63%
    5 Year 36 $320,000 $8,889 $11 0.00%
    20 Year 26 $8,850,000 $340,385 $7,323 6.78%
    3 Year 15 $125,000 $8,333 $8 0.00%
    1 Year 4 $1,400,000 $350,000 $4,496 7.88%
    30+ year 4 $2,440,000 $610,000 $22,024 8.28%

    For 2023, Draper And Kramer Mortgage Corp.'s most frequently cited loan duration was 30 Year, with 5,492 originations. The 2nd most popular length was 15 Year, with 98 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 2,419 $891,535,000 $368,555
    $5k+ 1,041 $483,075,000 $464,049
    $2k-3k 544 $162,920,000 $299,485
    $3k-4k 469 $133,845,000 $285,384
    $<1k 393 $89,035,000 $226,552
    $4k-5k 374 $123,100,000 $329,144

    Draper And Kramer Mortgage Corp.'s average total fees were $7,928, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,419 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 2,949 $1,048,825,000 $355,654
    7-8% 1,804 $636,010,000 $352,555
    5-6% 683 $261,455,000 $382,804
    <2.5% 199 $1,955,000 $9,824
    Over 8% 117 $43,115,000 $368,504
    4-5% 23 $11,425,000 $496,739
    3-4% 6 $580,000 $96,667

    During 2023, Draper And Kramer Mortgage Corp.'s average interest rate for loans was 6.70%, while their most frequently originated rate bucket for loans was 6-7%, with 2,949 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2,337 $682,435,000 $292,013 $7,530 6.81%
    $400k-600k 1,197 $577,455,000 $482,419 $9,342 6.73%
    $100k-200k 1,123 $173,585,000 $154,573 $5,659 6.76%
    $600k-1MM 608 $435,100,000 $715,625 $10,624 6.74%
    $100,000 or less 424 $18,550,000 $43,750 $1,709 3.64%
    $1MM+ 92 $116,240,000 $1,263,478 $12,856 6.76%

    2023 saw Draper And Kramer Mortgage Corp. place emphasis on $200k-400k loans with 2,337 originations, totaling $682,435,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,486 $517,170,000 $348,028 $8,461 6.61%
    $150k-250k 1,323 $584,675,000 $441,931 $8,558 6.87%
    $75k-100k 1,006 $260,490,000 $258,936 $7,276 6.32%
    $50k-75k 896 $166,230,000 $185,525 $5,906 6.12%
    $250k+ 728 $431,820,000 $593,159 $8,772 6.93%
    $50k or less 340 $42,340,000 $124,529 $5,082 5.98%

    Draper And Kramer Mortgage Corp. lent most frequently to those with incomes in the $100k-150k range, with 1,486 originations. The second most popular income band? $150k-250k, with 1,323 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 872 $292,340,000 $335,252 $6,633 6.51%
    20-30% 740 $239,480,000 $323,622 $6,088 6.57%
    50-60% 502 $190,200,000 $378,884 $12,185 6.33%
    49% 393 $148,325,000 $377,417 $8,202 6.81%
    48% 274 $98,210,000 $358,431 $8,285 6.73%
    44% 254 $83,210,000 $327,598 $7,488 6.59%
    39% 253 $93,845,000 $370,929 $7,018 6.46%
    40% 252 $84,280,000 $334,444 $6,732 6.38%
    43% 252 $89,430,000 $354,881 $7,929 6.50%
    42% 249 $88,495,000 $355,402 $7,999 6.59%
    45% 240 $86,420,000 $360,083 $8,180 6.64%
    41% 238 $85,380,000 $358,739 $7,497 6.59%
    47% 228 $74,590,000 $327,149 $7,438 6.56%
    46% 226 $75,280,000 $333,097 $7,700 6.43%
    38% 207 $75,205,000 $363,309 $7,091 6.65%
    <20% 196 $55,820,000 $284,796 $5,466 6.60%
    36% 184 $64,750,000 $351,902 $7,164 6.35%
    37% 183 $61,605,000 $336,639 $7,126 6.68%
    >60% 36 $16,020,000 $445,000 $11,412 5.79%

    Draper And Kramer Mortgage Corp. lent most frequently to those with DTI ratios of 30-36%, with 872 originations. The next most common DTI ratio? 20-30%, with 740 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 3,916 $1,313,060,000 $335,306 $7,382 6.53%
    Not provided 720 $258,670,000 $359,264 $8,145 6.61%
    Asian 601 $242,115,000 $402,854 $7,096 6.76%
    Black 500 $174,480,000 $348,960 $9,792 6.26%
    American Indian 27 $8,875,000 $328,704 $7,533 6.20%
    Asian Indian 6 $2,160,000 $360,000 $6,669 7.31%
    Vietnamese 4 $1,660,000 $415,000 $12,808 6.56%
    Native Hawaiian or Islander 3 $995,000 $331,667 $8,440 6.29%
    Other Asian 2 $690,000 $345,000 $4,276 6.19%
    Filipino 1 $455,000 $455,000 $4,495 7.38%
    Chinese 1 $205,000 $205,000 $9,194 6.49%

    Approval Rates

    Total approvals of all applications
    96.74%

    Draper And Kramer Mortgage Corp. has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    73.26%

    Draper And Kramer Mortgage Corp. has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 2 $30,000 $15,000
    NA 5,779 $2,003,335,000 $346,658

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    5,781 $2,003,365,000 $346,543

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 177 $40,975,000 $231,497 $4,879 6.53%
    40-60% 462 $152,910,000 $330,974 $5,931 6.69%
    60-80% 1,573 $575,915,000 $366,125 $6,763 6.93%
    80-100% 3,220 $1,177,790,000 $365,773 $8,525 6.74%
    Over 100% 107 $48,785,000 $455,935 $18,596 6.32%
    Under 20% 242 $6,990,000 $28,884 $443 1.22%