Trailwest Bank Mortgage Rates, Fees & InfoLolo, MT
Tax ID: 81-0402347
Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Review & OverviewTrailwest Bank is a smaller bank specializing in Home Purchase and Refi loans. Trailwest Bank has a high proportion of conventional loans. Their top markets by origination volume include: Missoula, Kalispell, Helena, Phoenix, and Bozeman among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)
Trailwest Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Origination Dollar Volume (All Markets)$61,330,000
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
|Market||Originations||Total Value||Average Loan||Average Fees||Average Rate|
|Outside of Metro Areas||89||$28,095,000||$315,674||$0||0.00%|
|MISSOULA, MT (FHA|USDA|VA)||59||$16,005,000||$271,271||$0||0.00%|
|Kalispell, MT (FHA|USDA|VA)||43||$14,925,000||$347,093||$0||0.00%|
|Helena, MT (FHA|USDA|VA)||1||$705,000||$705,000||$0||0.00%|
|PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA)||2||$630,000||$315,000||$0||0.00%|
|Bozeman, MT (FHA|USDA|VA)||2||$560,000||$280,000||$0||0.00%|
|Outside of Metro Areas||1||$245,000||$245,000||$0||0.00%|
|Butte-Silver Bow, MT (FHA|USDA|VA)||1||$165,000||$165,000||$0||0.00%|
|Loan Type||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Trailwest Bank's most frequently originated type of loan was Conventional, with 197 originations. Their 2nd most popular type was VA, with 1 originations.
|Loan Reason||Originations||Total Value||Avg. Loan||Avg. Fees||Avg. Rate|
For 2022, Trailwest Bank's most frequently cited loan purpose was Home Purchase, with 121 originations. The 2nd most popular reason was Refi, with 59 originations.
|Loan Length||Originations||Total Value||Average Loan||Average Fees||Average Rate|
For 2022, Trailwest Bank's most frequently cited loan duration was Other, with 198 originations.
2022 saw Trailwest Bank place emphasis on $200k-400k loans with 86 originations, totaling $24,150,000 in origination value.
Trailwest Bank lent most frequently to those with incomes in the $100k-150k range, with 56 originations. The second most popular income band? $250k+, with 29 originations.
Applicant Debt to Income Ratio
|DTI Ratio||Originations||Total Value||Average Loan||Average Fees||Average Rate|
Trailwest Bank lent most frequently to those with DTI ratios of Exempt%, with 198 originations.
Approval RatesTotal approvals of all applications
Trailwest Bank has an average approval rate.
Pick RateApprovals leading to origination
Trailwest Bank has a below average pick rate.
Points and Fees
|Points||Originations||Total Value||Average Loan|