Butte - Silver Bow Mortgage Rates & Closing Costs

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  • Trends
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  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Butte - Silver Bow averaged 6.69% for the week of 2025-04-10, compared to the national average of 6.62% for the same period.

    The average rate for the prior week (2025-04-03) was 6.71% and one month ago for the week of 2025-03-06, the average rate was 6.7%.

    Butte - Silver Bow's average rate one year ago was 6.79%.

    For refis of the same type during the week of 2025-04-10, the average rate was 6.82%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-10 6.62%
    Butte - Silver Bow 30 Year Fixed Rate 2025-04-10 6.69%
    Butte - Silver Bow 30 Year Fixed Rate Refi 2025-04-10 6.82%
    Butte - Silver Bow 15 Year Fixed Rate 2025-04-10 5.82%
    Butte - Silver Bow 15 Year Fixed Rate Refi 2025-04-10 5.92%
    Butte - Silver Bow 30 Year FHA 2025-04-10 6.19%
    Butte - Silver Bow 30 Year FHA Refi 2025-04-10 6.43%
    Butte - Silver Bow 30 Year USDA 2025-04-10 6.45%
    Butte - Silver Bow 30 Year USDA Refi 2025-04-10 6.45%
    Butte - Silver Bow 30 Year VA 2025-04-10 6.19%
    Butte - Silver Bow 30 Year VA Refi 2025-04-10 6.49%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Butte-Silver Bow, MT.

    Butte - Silver Bow Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Butte-Silver Bow, MT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    GUILD MORTGAGE COMPANY 57 6.51% $7,540
    QUICKEN LOANS, LLC 37 6.65% $7,724
    Glacier Bank 14 6.86% $5,887
    Ixonia Bank 14 7.07% $6,369
    Flagstar Bank, FSB 10 6.73% $5,209
    Opportunity Bank of Montana 9 6.86% $5,559
    Wells Fargo Bank 6 6.52% $4,241
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 6 6.83% $7,254
    Prosperity Home Mortgage, LLC 6 7.29% $6,378
    Stockman Bank of Montana 6 6.31% $5,680
    UNITED WHOLESALE MORTGAGE, LLC 6 6.50% $7,786
    U.S. Bank 5 6.57% $3,120
    GUARANTEED RATE, INC. 4 6.87% $3,868
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 6.92% $7,659
    VALLEY FINANCIAL CREDIT UNION 3 6.08% $4,716
    HORIZON 3 6.83% $4,027
    BROKER SOLUTIONS, INC. 2 7.56% $6,660
    CROSSCOUNTRY MORTGAGE, LLC 2 6.56% $9,122
    ENVOY MORTGAGE, LTD 2 7.38% $9,221
    USAA Federal Savings Bank 2 6.50% $4,783
    Plains Commerce Bank 2 7.44% $8,284
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 6.88% $5,001
    CHURCHILL MORTGAGE CORPORATION 2 6.44% $4,778
    ALAMEDA MORTGAGE CORPORATION 1 6.88% $7,410
    UNION HOME MORTGAGE CORP. 1 5.99% $8,442
    AMERICAN FINANCIAL RESOURCES, INC. 1 5.88% $5,436
    AMERISAVE MORTGAGE CORPORATION 1 5.63% $8,942
    BMO Harris Bank 1 6.25% $3,430
    CALCON MUTUAL MORTGAGE LLC 1 6.62% $7,291
    Century Mortgage Company DBA Century Lending Company 1 7.13% $4,524
    CMG MORTGAGE, INC. 1 6.88% $4,354
    CORNERSTONE HOME LENDING, INC. 1 5.63% $14,222
    Discover Bank 1 6.99% $0
    FIRST COMMUNITY MORTGAGE, INC. 1 6.49% $5,119
    First Interstate Bank 1 6.50% $3,820
    GoPrime Mortgage, Inc. 1 6.49% $6,283
    JPMorgan Chase Bank 1 7.00% $4,102
    KITSAP Credit Union 1 6.13% $2,968
    LOANDEPOT.COM, LLC 1 6.50% $8,229
    MORTGAGE 1 INCORPORATED 1 6.63% $5,531
    Mr. Cooper ( Nationstar Mortgage ) 1 6.63% $4,844
    NOVA FINANCIAL & INVESTMENT CORPORATION 1 7.99% $2,267
    PENNYMAC LOAN SERVICES, LLC 1 7.50% $10,336
    SECURITYNATIONAL MORTGAGE COMPANY 1 7.50% $5,502
    Sierra Pacific Mortgage Company, Inc. 1 6.50% $4,045
    Sunflower Bank 1 6.13% $5,501
    The Loan Store, Inc. 1 7.13% $5,040

    Butte - Silver Bow Average Closing Costs & Other Stats

    Butte-Silver Bow, MT's 47 lenders originated 686 loans during 2024. The total origination value was $149,320,000, with an average loan value of $217,668.

    Butte - Silver Bow's average closing costs are $5,782.

    The top Butte - Silver Bow lender as defined by loan originations is GUILD MORTGAGE COMPANY, with 57 loans originated. Their average total fees are $7,540, which is $184 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Butte - Silver Bow lenders (with over 10 loans originated) are Flagstar Bank, FSB ($5,209), Glacier Bank ($5,887), Ixonia Bank ($6,369), GUILD MORTGAGE COMPANY ($7,540) and QUICKEN LOANS, LLC ($7,724).

    The lowest rate Butte - Silver Bow lenders (with over 10 loans originated) are GUILD MORTGAGE COMPANY (6.51%), QUICKEN LOANS, LLC (6.65%), Flagstar Bank, FSB (6.73%), Glacier Bank (6.86%) and Ixonia Bank (7.07%).

    Butte-Silver Bow, MT Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    GUILD MORTGAGE COMPANY $21,300,000 $31,105,000 46.0% 20.8%
    QUICKEN LOANS, LLC $10,860,000 $14,585,000 34.3% 9.8%
    Glacier Bank $10,480,000 $10,795,000 3.0% 7.2%
    Ixonia Bank $4,400,000 $7,485,000 70.1% 5.0%
    Opportunity Bank of Montana $7,690,000 $7,210,000 -6.2% 4.8%
    Mortgage Research Center, LLC $2,900,000 $7,020,000 142.1% 4.7%
    UNITED WHOLESALE MORTGAGE, LLC $5,935,000 $5,530,000 -6.8% 3.7%
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY $3,700,000 n/a 2.5%
    Flagstar Bank, FSB $2,355,000 $3,565,000 51.4% 2.4%
    Stockman Bank of Montana $3,030,000 $3,275,000 8.1% 2.2%
    Prosperity Home Mortgage, LLC $4,050,000 $3,155,000 -22.1% 2.1%
    CROSSCOUNTRY MORTGAGE, LLC $740,000 $2,490,000 236.5% 1.7%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,335,000 $2,300,000 -63.7% 1.5%
    GUARANTEED RATE, INC. $805,000 $2,070,000 157.1% 1.4%
    Mr. Cooper ( Nationstar Mortgage ) $370,000 $1,960,000 429.7% 1.3%
    U.S. Bank $1,460,000 $1,740,000 19.2% 1.2%
    HORIZON $1,860,000 $1,710,000 -8.1% 1.1%
    FREEDOM MORTGAGE CORPORATION $860,000 $1,580,000 83.7% 1.1%
    JPMorgan Chase Bank $1,580,000 n/a 1.1%
    ENVOY MORTGAGE, LTD $1,380,000 n/a 0.9%
    Citizens Alliance Bank $55,000 $1,370,000 2,390.9% 0.9%
    USAA Federal Savings Bank $1,140,000 $1,285,000 12.7% 0.9%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $1,020,000 $1,280,000 25.5% 0.9%
    First Interstate Bank $505,000 $1,170,000 131.7% 0.8%
    Wells Fargo Bank $930,000 $1,150,000 23.7% 0.8%
    Plains Commerce Bank $745,000 $1,125,000 51.0% 0.8%
    First Montana Bank, Inc. $2,260,000 $1,070,000 -52.7% 0.7%
    LOANDEPOT.COM, LLC $850,000 $1,040,000 22.4% 0.7%
    PENNYMAC LOAN SERVICES, LLC $125,000 $1,015,000 712.0% 0.7%
    BROKER SOLUTIONS, INC. $660,000 $915,000 38.6% 0.6%
    CHURCHILL MORTGAGE CORPORATION $670,000 $910,000 35.8% 0.6%
    LAKEVIEW LOAN SERVICING, LLC $895,000 $860,000 -3.9% 0.6%
    Paramount Residential Mortgage Group, Inc. $340,000 $805,000 136.8% 0.5%
    MUTUAL OF OMAHA MORTGAGE, INC. $880,000 $800,000 -9.1% 0.5%
    Discover Bank $245,000 $790,000 222.4% 0.5%
    Idaho First Bank $735,000 n/a 0.5%
    Equity Prime Mortgage LLC $730,000 n/a 0.5%
    Century Mortgage Company DBA Century Lending Company $205,000 $720,000 251.2% 0.5%
    NEWREZ LLC $710,000 n/a 0.5%
    VALLEY FINANCIAL CREDIT UNION $710,000 n/a 0.5%
    S1L, Inc. $670,000 n/a 0.4%
    NAVY FEDERAL CREDIT UNION $900,000 $665,000 -26.1% 0.4%
    CMG MORTGAGE, INC. $605,000 $655,000 8.3% 0.4%
    American Mortgage & Equity Consultants, Inc. $610,000 n/a 0.4%
    Carrington Mortgage Services, LLC $135,000 $560,000 314.8% 0.4%
    AXIA FINANCIAL, LLC $535,000 n/a 0.4%
    The Loan Store, Inc. $515,000 n/a 0.3%
    CORNERSTONE HOME LENDING, INC. $630,000 $500,000 -20.6% 0.3%
    Barrington Bank & Trust Company, N.A. $490,000 n/a 0.3%
    UNION HOME MORTGAGE CORP. $490,000 n/a 0.3%
    NEW DAY FINANCIAL, LLC $165,000 $475,000 187.9% 0.3%
    AMERICAN FINANCIAL RESOURCES, INC. $440,000 n/a 0.3%
    The Federal Savings Bank $285,000 $410,000 43.9% 0.3%
    Montana Federal Credit Union $385,000 n/a 0.3%
    CARDINAL FINANCIAL $460,000 $375,000 -18.5% 0.3%
    NOVA FINANCIAL & INVESTMENT CORPORATION $345,000 n/a 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $325,000 n/a 0.2%
    BMO Harris Bank $355,000 $325,000 -8.5% 0.2%
    Bank of America $185,000 $310,000 67.6% 0.2%
    AMERISAVE MORTGAGE CORPORATION $520,000 $305,000 -41.3% 0.2%
    Flanagan State Bank $235,000 $255,000 8.5% 0.2%
    GoPrime Mortgage, Inc. $215,000 $225,000 4.7% 0.2%
    MOUNTAIN AMERICA $210,000 n/a 0.1%
    Figure Lending LLC $165,000 $195,000 18.2% 0.1%
    HOMEXPRESS MORTGAGE CORP. $195,000 n/a 0.1%
    Sierra Pacific Mortgage Company, Inc. $195,000 n/a 0.1%
    Sunflower Bank $305,000 $195,000 -36.1% 0.1%
    SPRING EQ, LLC $190,000 n/a 0.1%
    TrailWest Bank $400,000 $185,000 -53.8% 0.1%
    USAlliance Federal Credit Union $185,000 n/a 0.1%
    MORTGAGE 1 INCORPORATED $165,000 n/a 0.1%
    PHH Mortgage Corporation $155,000 n/a 0.1%
    RELIANCE FIRST CAPITAL, LLC $500,000 $155,000 -69.0% 0.1%
    FIRST COMMUNITY MORTGAGE, INC. $145,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $145,000 n/a 0.1%
    ALAMEDA MORTGAGE CORPORATION $135,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $125,000 n/a 0.1%
    CALCON MUTUAL MORTGAGE LLC $400,000 $115,000 -71.3% 0.1%
    RESIDENTIAL BANCORP $110,000 n/a 0.1%
    FINANCE OF AMERICA REVERSE LLC $760,000 $105,000 -86.2% 0.1%
    FOUNDATION MORTGAGE CORPORATION $95,000 n/a 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $85,000 n/a 0.1%
    KITSAP Credit Union $75,000 n/a 0.1%
    Altana Federal Credit Union $35,000 n/a 0.0%

    Butte - Silver Bow's top lender by overall market share is GUILD MORTGAGE COMPANY, with 20.8% market share. In second place, with 9.8%, is QUICKEN LOANS, LLC, having originated $14,585,000 in loans. In third place, with 7.2%, is Glacier Bank, having originated $10,795,000 in loans. In fourth place, with 5.0%, is Ixonia Bank, having originated $7,485,000 in loans. In fifth place, with 4.8%, is Opportunity Bank of Montana, having originated $7,210,000 in loans.

    Butte - Silver Bow Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Butte - Silver Bow (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $173,750 (12.3%) $242,961 (-4.5%) 0.00 154
    2018-02-01 $169,475 (13.1%) $243,688 (-1.7%) 0.00 155
    2018-03-01 $181,000 (20.9%) $261,614 (12.3%) 0.00 133
    2018-04-01 $213,000 (42.0%) $278,531 (25.3%) 0.00 136
    2018-05-01 $208,000 (31.3%) $259,046 (17.6%) 0.00 140
    2018-06-01 $179,900 (9.0%) $246,195 (12.7%) 0.00 168
    2018-07-01 $177,875 (7.2%) $234,914 (6.2%) 0.00 169
    2018-08-01 $186,250 (17.1%) $233,854 (10.2%) 0.00 183
    2018-09-01 $167,500 (5.4%) $229,956 (9.3%) 0.00 191
    2018-10-01 $158,750 (-0.2%) $218,577 (1.8%) 0.00 175
    2018-11-01 $149,249 (-6.7%) $200,463 (-11.5%) 0.00 169
    2018-12-01 $154,900 (-7.3%) $208,060 (-12.6%) 0.00 147
    2019-01-01 $155,000 (-10.8%) $211,686 (-12.9%) 0.00 126
    2019-02-01 $152,000 (-10.3%) $206,050 (-15.5%) 0.00 124
    2019-03-01 $176,570 (-2.5%) $214,436 (-18.0%) 0.00 130
    2019-04-01 $206,250 (-3.2%) $229,279 (-17.7%) 0.00 135
    2019-05-01 $222,000 (6.7%) $245,216 (-5.3%) 0.00 142
    2019-06-01 $214,997 (19.5%) $254,639 (3.4%) 0.00 167
    2019-07-01 $204,749 (15.1%) $246,071 (4.8%) 0.00 177
    2019-08-01 $194,500 (4.4%) $237,629 (1.6%) 0.00 189
    2019-09-01 $187,750 (12.1%) $233,737 (1.6%) 0.00 180
    2019-10-01 $180,000 (13.4%) $229,493 (5.0%) 0.00 174
    2019-11-01 $172,000 (15.2%) $230,304 (14.9%) 0.00 153
    2019-12-01 $189,600 (22.4%) $237,162 (14.0%) 0.00 136
    2020-01-01 $183,850 (18.6%) $236,338 (11.7%) 0.00 125
    2020-02-01 $192,500 (26.6%) $250,340 (21.5%) 0.00 113
    2020-03-01 $198,375 (12.4%) $263,210 (22.8%) 0.00 111
    2020-04-01 $221,850 (7.6%) $263,412 (14.9%) 0.00 110
    2020-05-01 $255,000 (14.9%) $268,611 (9.5%) 0.00 120
    2020-06-01 $232,000 (7.9%) $275,044 (8.0%) 0.00 114
    2020-07-01 $239,000 (16.7%) $262,964 (6.9%) 0.00 107
    2020-08-01 $254,500 (30.9%) $262,669 (10.5%) 0.00 109
    2020-09-01 $260,000 (38.5%) $258,887 (10.8%) 0.00 99
    2020-10-01 $239,000 (32.8%) $266,941 (16.3%) 0.00 97
    2020-11-01 $204,663 (19.0%) $250,605 (8.8%) 0.00 103
    2020-12-01 $196,000 (3.4%) $237,751 (0.3%) 0.00 88
    2021-01-01 $175,000 (-4.8%) $229,673 (-2.8%) 0.00 62
    2021-02-01 $190,500 (-1.0%) $230,045 (-8.1%) 0.00 47
    2021-03-01 $190,250 (-4.1%) $375,625 (42.7%) 0.00 29
    2021-04-01 $193,750 (-12.7%) $484,634 (84.0%) 0.00 39
    2021-05-01 $225,000 (-11.8%) $446,884 (66.4%) 0.00 45
    2021-06-01 $267,475 (15.3%) $417,720 (51.9%) 0.00 60
    2021-07-01 $237,000 (-0.8%) $507,000 (92.8%) 0.00 64
    2021-08-01 $249,000 (-2.2%) $501,995 (91.1%) 0.00 83
    2021-09-01 $291,750 (12.2%) $527,482 (103.8%) 0.00 94
    2021-10-01 $269,000 (12.6%) $543,773 (103.7%) 0.00 77
    2021-11-01 $277,250 (35.5%) $539,343 (115.2%) 0.00 73
    2021-12-01 $296,750 (51.4%) $625,927 (163.3%) 0.00 59
    2022-01-01 $325,000 (85.7%) $697,997 (203.9%) 0.00 44
    2022-02-01 $322,500 (69.3%) $537,453 (133.6%) 0.00 46
    2022-03-01 $329,250 (73.1%) $545,574 (45.2%) 0.00 50
    2022-04-01 $329,000 (69.8%) $551,479 (13.8%) 0.00 45
    2022-05-01 $375,000 (66.7%) $597,976 (33.8%) 0.00 45
    2022-06-01 $280,750 (5.0%) $485,354 (16.2%) 0.00 60
    2022-07-01 $311,000 (31.2%) $550,776 (8.6%) 0.00 84
    2022-08-01 $347,225 (39.5%) $550,100 (9.6%) 0.00 106
    2022-09-01 $360,000 (23.4%) $593,973 (12.6%) 0.00 99
    2022-10-01 $348,000 (29.4%) $611,743 (12.5%) 0.00 87
    2022-11-01 $340,250 (22.7%) $613,256 (13.7%) 0.00 91
    2022-12-01 $339,950 (14.6%) $621,009 (-0.8%) 0.00 93
    2023-01-01 $339,500 (4.5%) $628,611 (-9.9%) 0.00 86
    2023-02-01 $337,500 (4.7%) $532,297 (-1.0%) 0.00 78
    2023-03-01 $346,750 (5.3%) $567,341 (4.0%) 0.00 77
    2023-04-01 $373,000 (13.4%) $567,808 (3.0%) 0.00 68
    2023-05-01 $356,000 (-5.1%) $573,614 (-4.1%) 0.00 75
    2023-06-01 $351,250 (25.1%) $574,147 (18.3%) 0.00 90
    2023-07-01 $377,000 (21.2%) $556,114 (1.0%) 0.00 105
    2023-08-01 $354,000 (2.0%) $512,888 (-6.8%) 0.00 129
    2023-09-01 $344,500 (-4.3%) $504,696 (-15.0%) 0.00 126
    2023-10-01 $326,000 (-6.3%) $493,474 (-19.3%) 0.00 137
    2023-11-01 $324,250 (-4.7%) $498,228 (-18.8%) 0.00 136
    2023-12-01 $325,000 (-4.4%) $500,220 (-19.5%) 0.00 123
    2024-01-01 $320,000 (-5.7%) $531,304 (-15.5%) 0.00 111
    2024-02-01 $305,125 (-9.6%) $529,196 (-0.6%) 0.00 104
    2024-03-01 $299,413 (-13.7%) $505,433 (-10.9%) 0.00 106
    2024-04-01 $336,000 (-9.9%) $524,781 (-7.6%) 0.00 119
    2024-05-01 $340,031 (-4.5%) $520,563 (-9.3%) 0.00 141
    2024-06-01 $347,000 (-1.2%) $518,958 (-9.6%) 0.00 178
    2024-07-01 $344,531 (-8.6%) $518,762 (-6.7%) 0.00 189
    2024-08-01 $342,563 (-3.2%) $513,801 (0.2%) 0.00 199
    2024-09-01 $351,000 (1.9%) $491,073 (-2.7%) 0.00 195
    2024-10-01 $345,500 (6.0%) $495,859 (0.5%) 0.00 187
    2024-11-01 $348,500 (7.5%) $504,641 (1.3%) 0.00 161
    2024-12-01 $340,000 (4.6%) $509,948 (1.9%) 0.00 128
    2025-01-01 $325,750 (1.8%) $463,101 (-12.8%) 0.00 115
    2025-02-01 $344,538 (12.9%) $479,286 (-9.4%) 0.00 110
    2025-03-01 $349,900 (16.9%) $460,760 (-8.8%) 0.00 114
    Butte - Silver Bow's median listing price for 2025-03-01 was $349,900, a difference of $50,487 (16.9%) versus the prior year and $5,362 versus the prior month.

    Butte - Silver Bow's median listing price comes in at 0% of the national average.

    Butte - Silver Bow's average listing price for 2025-03-01 was $460,760, a difference of $-44,673 (-8.8%) versus the prior year and $-18,526 versus the prior month.

    For the 2025-03-01 period, Butte - Silver Bow had 114 MLS listings, a difference of 4 listings (4%) versus the prior month and 8 listings (8%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Butte - Silver Bow (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,679 sqft
    2018-02-01 0 days 1,698 sqft
    2018-03-01 0 days 1,736 sqft
    2018-04-01 0 days 1,806 sqft
    2018-05-01 0 days 1,800 sqft
    2018-06-01 0 days 1,800 sqft
    2018-07-01 0 days 1,741 sqft
    2018-08-01 0 days 1,894 sqft
    2018-09-01 0 days 1,922 sqft
    2018-10-01 0 days 1,767 sqft
    2018-11-01 0 days 1,644 sqft
    2018-12-01 0 days 1,680 sqft
    2019-01-01 0 days 1,713 sqft
    2019-02-01 0 days 1,705 sqft
    2019-03-01 0 days 1,744 sqft
    2019-04-01 0 days 1,774 sqft
    2019-05-01 0 days 1,925 sqft
    2019-06-01 0 days 1,990 sqft
    2019-07-01 0 days 1,814 sqft
    2019-08-01 0 days 1,892 sqft
    2019-09-01 0 days 1,908 sqft
    2019-10-01 0 days 1,893 sqft
    2019-11-01 0 days 1,789 sqft
    2019-12-01 0 days 1,741 sqft
    2020-01-01 0 days 1,693 sqft
    2020-02-01 0 days 1,656 sqft
    2020-03-01 0 days 1,680 sqft
    2020-04-01 0 days 1,696 sqft
    2020-05-01 0 days 1,874 sqft
    2020-06-01 0 days 1,914 sqft
    2020-07-01 0 days 1,411 sqft
    2020-08-01 0 days 1,298 sqft
    2020-09-01 0 days 1,298 sqft
    2020-10-01 0 days 1,298 sqft
    2020-11-01 0 days 1,482 sqft
    2020-12-01 0 days 1,520 sqft
    2021-01-01 0 days 1,468 sqft
    2021-02-01 0 days 1,655 sqft
    2021-03-01 0 days 1,675 sqft
    2021-04-01 0 days 1,767 sqft
    2021-05-01 0 days 2,112 sqft
    2021-06-01 0 days 1,998 sqft
    2021-07-01 0 days 1,824 sqft
    2021-08-01 0 days 1,795 sqft
    2021-09-01 0 days 2,016 sqft
    2021-10-01 0 days 2,081 sqft
    2021-11-01 0 days 2,109 sqft
    2021-12-01 0 days 2,210 sqft
    2022-01-01 0 days 2,195 sqft
    2022-02-01 0 days 2,166 sqft
    2022-03-01 0 days 2,184 sqft
    2022-04-01 0 days 2,213 sqft
    2022-05-01 0 days 2,352 sqft
    2022-06-01 0 days 1,832 sqft
    2022-07-01 0 days 1,934 sqft
    2022-08-01 0 days 1,920 sqft
    2022-09-01 0 days 2,219 sqft
    2022-10-01 0 days 2,129 sqft
    2022-11-01 0 days 2,016 sqft
    2022-12-01 0 days 2,048 sqft
    2023-01-01 0 days 1,989 sqft
    2023-02-01 0 days 1,889 sqft
    2023-03-01 0 days 1,808 sqft
    2023-04-01 0 days 1,875 sqft
    2023-05-01 0 days 1,787 sqft
    2023-06-01 0 days 1,771 sqft
    2023-07-01 0 days 1,824 sqft
    2023-08-01 0 days 1,740 sqft
    2023-09-01 0 days 1,792 sqft
    2023-10-01 0 days 1,753 sqft
    2023-11-01 0 days 1,713 sqft
    2023-12-01 0 days 1,764 sqft
    2024-01-01 0 days 1,616 sqft
    2024-02-01 0 days 1,529 sqft
    2024-03-01 0 days 1,404 sqft
    2024-04-01 0 days 1,683 sqft
    2024-05-01 0 days 1,739 sqft
    2024-06-01 0 days 1,845 sqft
    2024-07-01 0 days 1,825 sqft
    2024-08-01 0 days 1,809 sqft
    2024-09-01 0 days 1,878 sqft
    2024-10-01 0 days 1,823 sqft
    2024-11-01 0 days 1,867 sqft
    2024-12-01 0 days 1,845 sqft
    2025-01-01 0 days 1,851 sqft
    2025-02-01 0 days 1,894 sqft
    2025-03-01 0 days 1,818 sqft
    Butte - Silver Bow's median listing age (time on market) for 2025-03-01 was 0 days.

    Butte - Silver Bow's median square footage for active listings during the 2025-03-01 period was 1,818 sqft. One year prior, the average listing was 1,404 sqft.

    Butte-Silver Bow, MT Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 402 $103,750,000 $258,085
    Cash Out Refi 127 $25,615,000 $201,693
    Other 60 $5,640,000 $94,000
    Refi 51 $10,715,000 $210,098
    Home Improvement 46 $3,600,000 $78,261

    Butte - Silver Bow's most frequently cited loan purpose was Home Purchase, with 402 originations. The 2nd most popular reason was Cash Out Refi, with 127 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 281 $75,545,000 $268,843
    5-6% 133 $32,565,000 $244,850
    Over 8% 124 $12,120,000 $97,742
    7-8% 97 $22,145,000 $228,299
    4-5% 15 $1,605,000 $107,000
    <2.5% 11 $555,000 $50,455
    3-4% 1 $105,000 $105,000

    During 2024, Butte - Silver Bow's most frequently originated rate bucket was 6-7%, with 281 originations.

    Loan Sizing (Butte-Silver Bow, MT MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 281 $78,635,000 $279,840
    $100k-200k 185 $28,015,000 $151,432
    $100,000 or less 153 $7,775,000 $50,817
    $400k-600k 52 $24,280,000 $466,923
    $600k-1000k 15 $10,615,000 $707,667

    Butte - Silver Bow's loan sizing saw the bucket of loans from $200k-400k with 281 originations, totaling $78,635,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 258 $77,750,000 $301,357
    60-80% 146 $35,470,000 $242,945
    Under 20% 100 $4,280,000 $42,800
    20-40% 77 $9,345,000 $121,364
    40-60% 65 $13,475,000 $207,308
    Over 100% 9 $2,265,000 $251,667

    Butte - Silver Bow's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 258 originations, totaling $77,750,000 in origination value.