Butte - Silver Bow Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Butte - Silver Bow averaged 7.21% for the week of 2023-09-21, compared to the national average of 7.19% for the same period.

The average rate for the prior week (2023-09-14) was 7% and one month ago for the week of 2023-08-17, the average rate was 6.81%.

Butte - Silver Bow's average rate one year ago was 5.94%.

For refis of the same type during the week of 2023-09-21, the average rate was 7.79%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-09-21 7.19%
Butte - Silver Bow 30 Year Fixed Rate 2023-09-21 7.21%
Butte - Silver Bow 30 Year Fixed Rate Refi 2023-09-21 7.79%
Butte - Silver Bow 15 Year Fixed Rate 2023-09-21 6.74%
Butte - Silver Bow 15 Year Fixed Rate Refi 2023-09-21 6.54%
Butte - Silver Bow 30 Year FHA 2023-09-21 7.24%
Butte - Silver Bow 30 Year FHA Refi 2023-09-21 7.34%
Butte - Silver Bow 30 Year USDA 2023-09-21 7.12%
Butte - Silver Bow 30 Year USDA Refi 2023-09-21 7.02%
Butte - Silver Bow 30 Year VA 2023-09-21 6.72%
Butte - Silver Bow 30 Year VA Refi 2023-09-21 7.02%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Butte-Silver Bow, MT.

Butte - Silver Bow Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Butte-Silver Bow, MT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Opportunity Bank of Montana 42 4.88% $4,971
Wells Fargo Bank 39 4.47% $4,520
QUICKEN LOANS, LLC 36 5.15% $7,583
GUILD MORTGAGE COMPANY 27 5.86% $6,508
Flagstar Bank, FSB 26 4.63% $4,951
Glacier Bank 25 4.48% $5,958
Stockman Bank of Montana 12 4.78% $6,358
LOANDEPOT.COM, LLC 11 4.62% $6,897
MANN FINANCIAL INC. 10 4.86% $5,865
Hometown Lenders, Inc. 10 4.42% $7,498
UNITED WHOLESALE MORTGAGE, LLC 8 5.85% $3,783
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 4.39% $6,580
First Interstate Bank 6 5.58% $5,536
PRIMELENDING, A PLAINSCAPITAL COMPANY 6 6.63% $5,882
Ixonia Bank 5 6.27% $8,522
AMERISAVE MORTGAGE CORPORATION 5 3.60% $12,326
Paramount Residential Mortgage Group, Inc. 5 6.68% $5,797
U.S. Bank 5 3.70% $2,793
AMERICAN PACIFIC MORTGAGE CORPORATION 4 5.22% $4,531
PENNYMAC LOAN SERVICES, LLC 4 5.12% $6,132
Flanagan State Bank 3 6.04% $4,441
CORNERSTONE HOME LENDING, INC. 3 5.38% $6,929
GoPrime Mortgage, Inc. 3 5.38% $7,102
NAVY FEDERAL CREDIT UNION 3 4.04% $3,037
CRESCENT MORTGAGE COMPANY 3 4.04% $6,664
FIRST COLONY MORTGAGE CORPORATION 3 7.21% $9,313
GUARANTEED RATE, INC. 3 4.93% $5,616
CALIBER HOME LOANS, INC. 3 5.66% $3,770
JPMorgan Chase Bank 3 3.63% $5,289
HORIZON 2 4.69% $3,964
HOME POINT FINANCIAL CORPORATION 2 5.31% $4,145
Arvest Bank 2 5.44% $10,081
LAKEVIEW LOAN SERVICING, LLC 2 4.31% $7,283
Truist 2 4.29% $5,066
Wyndham Capital Mortgage, Inc. 2 4.25% $7,605
SOFI LENDING CORP. 2 4.69% $2,330
MOUNTAIN AMERICA 2 6.06% $10,050
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.06% $5,574
ZILLOW HOME LOANS, LLC 1 5.50% $4,248
Ally Bank 1 5.25% $4,006
AMERICAN FINANCING CORPORATION 1 5.63% $9,258
Barrington Bank & Trust Company, N.A. 1 4.88% $5,827
BETTER MORTGAGE CORPORATION 1 3.75% $1,805
BNY Mellon 1 4.00% $3,304
BOKF 1 7.50% $4,923
CALCON MUTUAL MORTGAGE LLC 1 4.25% $6,623
CANOPY MORTGAGE, LLC 1 2.99% $4,248
CARDINAL FINANCIAL 1 3.13% $1,205
Carrington Mortgage Services, LLC 1 4.88% $4,957
CHERRY CREEK MORTGAGE, LLC 1 5.75% $4,081
CMG MORTGAGE, INC. 1 5.25% $5,961
CROSSCOUNTRY MORTGAGE, LLC 1 5.50% $5,879
ENVOY MORTGAGE, LTD 1 3.63% $7,421
FINANCE OF AMERICA MORTGAGE LLC 1 4.38% $9,540
First Savings Bank 1 3.25% $6,444
FREEDOM MORTGAGE CORPORATION 1 5.00% $2,165
FUNDLOANS CAPITAL 1 9.99% $12,207
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 7.38% $8,336
KELLER MORTGAGE, LLC 1 4.75% $4,170
Morgan Stanley Private Bank 1 2.90% $3,187
Mortgage Research Center, LLC 1 2.99% $1,763
Mr. Cooper ( Nationstar Mortgage ) 1 4.99% $5,148
Nations Lending Corporation 1 3.50% $11,621
PHH Mortgage Corporation 1 4.75% $13,703
Semper Home Loans, Inc. 1 4.00% $4,449
Texana Bank 1 3.25% $4,281
TIB The Independent Bankersbank 1 3.75% $7,057
Umpqua Bank 1 6.63% $5,615
UNIVERSAL LENDING CORPORATION 1 5.13% $7,595
USAA Federal Savings Bank 1 6.13% $2,334
VANDERBILT MORTGAGE AND FINANCE, INC. 1 3.38% $3,902
Washington Trust Bank 1 4.88% $4,446
ACADEMY MORTGAGE CORPORATION 1 6.00% $4,214

Butte - Silver Bow Average Closing Costs & Other Stats

Butte-Silver Bow, MT's 73 lenders originated 848 loans during 2022. The total origination value was $183,200,000, with an average loan value of $216,038.

Butte - Silver Bow's average closing costs are $5,176.

The top Butte - Silver Bow lender as defined by loan originations is Opportunity Bank of Montana, with 42 loans originated. Their average total fees are $4,971, which is $451 higher than the next largest lender, Wells Fargo Bank.

The lowest fee Butte - Silver Bow lenders (with over 10 loans originated) are Wells Fargo Bank ($4,520), Flagstar Bank, FSB ($4,951), Opportunity Bank of Montana ($4,971), MANN FINANCIAL INC. ($5,865) and Glacier Bank ($5,958).

The lowest rate Butte - Silver Bow lenders (with over 10 loans originated) are Hometown Lenders, Inc. (4.42%), Wells Fargo Bank (4.47%), Glacier Bank (4.48%), LOANDEPOT.COM, LLC (4.62%) and Flagstar Bank, FSB (4.63%).

Butte-Silver Bow, MT Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Glacier Bank $28,220,000 $19,310,000 -31.6% 10.5%
Opportunity Bank of Montana $24,720,000 $18,920,000 -23.5% 10.3%
QUICKEN LOANS, LLC $37,905,000 $16,420,000 -56.7% 9.0%
Wells Fargo Bank $50,290,000 $14,490,000 -71.2% 7.9%
GUILD MORTGAGE COMPANY $3,255,000 $9,255,000 184.3% 5.1%
Flagstar Bank, FSB $7,625,000 $7,550,000 -1.0% 4.1%
Hometown Lenders, Inc. $4,555,000 $6,720,000 47.5% 3.7%
Stockman Bank of Montana $5,350,000 $4,960,000 -7.3% 2.7%
MANN FINANCIAL INC. $5,550,000 $4,275,000 -23.0% 2.3%
Mortgage Research Center, LLC $5,620,000 $4,115,000 -26.8% 2.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $7,995,000 $3,910,000 -51.1% 2.1%
Paramount Residential Mortgage Group, Inc. $2,155,000 $3,130,000 45.2% 1.7%
Ixonia Bank $3,100,000 n/a 1.7%
UNITED WHOLESALE MORTGAGE, LLC $3,235,000 $2,790,000 -13.8% 1.5%
U.S. Bank $5,910,000 $2,790,000 -52.8% 1.5%
FREEDOM MORTGAGE CORPORATION $4,890,000 $2,705,000 -44.7% 1.5%
First Interstate Bank $6,135,000 $2,560,000 -58.3% 1.4%
LOANDEPOT.COM, LLC $7,815,000 $2,505,000 -67.9% 1.4%
PENNYMAC LOAN SERVICES, LLC $1,735,000 $2,160,000 24.5% 1.2%
AMERISAVE MORTGAGE CORPORATION $4,500,000 $2,065,000 -54.1% 1.1%
First Montana Bank, Inc. $3,360,000 $2,010,000 -40.2% 1.1%
JPMorgan Chase Bank $2,165,000 $1,855,000 -14.3% 1.0%
Flanagan State Bank $805,000 $1,750,000 117.4% 1.0%
GUARANTEED RATE, INC. $305,000 $1,745,000 472.1% 1.0%
HORIZON $2,220,000 $1,625,000 -26.8% 0.9%
CRESCENT MORTGAGE COMPANY $2,240,000 $1,535,000 -31.5% 0.8%
USAA Federal Savings Bank $1,770,000 $1,475,000 -16.7% 0.8%
ENVOY MORTGAGE, LTD $1,405,000 n/a 0.8%
CALIBER HOME LOANS, INC. $1,855,000 $1,340,000 -27.8% 0.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY $885,000 $1,320,000 49.2% 0.7%
Northwest Farm Credit Services, FLCA $175,000 $1,275,000 628.6% 0.7%
CORNERSTONE HOME LENDING, INC. $635,000 $1,205,000 89.8% 0.7%
NAVY FEDERAL CREDIT UNION $2,155,000 $1,080,000 -49.9% 0.6%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,290,000 $1,070,000 -53.3% 0.6%
Arvest Bank $615,000 $1,005,000 63.4% 0.5%
BROKER SOLUTIONS, INC. $1,605,000 $965,000 -39.9% 0.5%
HOMEBRIDGE FINANCIAL SERVICES, INC. $950,000 n/a 0.5%
LAKEVIEW LOAN SERVICING, LLC $1,660,000 $865,000 -47.9% 0.5%
MOUNTAIN AMERICA $835,000 n/a 0.5%
Wyndham Capital Mortgage, Inc. $815,000 n/a 0.4%
Mr. Cooper ( Nationstar Mortgage ) $2,615,000 $805,000 -69.2% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $790,000 n/a 0.4%
AMERICAN ADVISORS GROUP $140,000 $770,000 450.0% 0.4%
GoPrime Mortgage, Inc. $250,000 $700,000 180.0% 0.4%
Truist $420,000 $695,000 65.5% 0.4%
CMG MORTGAGE, INC. $1,445,000 $675,000 -53.3% 0.4%
Morgan Stanley Private Bank $675,000 n/a 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,055,000 $665,000 -37.0% 0.4%
FIRST COLONY MORTGAGE CORPORATION $665,000 n/a 0.4%
HOME POINT FINANCIAL CORPORATION $665,000 n/a 0.4%
BETTER MORTGAGE CORPORATION $2,370,000 $660,000 -72.2% 0.4%
CANOPY MORTGAGE, LLC $375,000 $660,000 76.0% 0.4%
BNY Mellon $585,000 n/a 0.3%
CROSSCOUNTRY MORTGAGE, LLC $145,000 $575,000 296.6% 0.3%
SOFI LENDING CORP. $125,000 $570,000 356.0% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $555,000 n/a 0.3%
First Savings Bank $545,000 n/a 0.3%
PHH Mortgage Corporation $365,000 $530,000 45.2% 0.3%
UNIVERSAL LENDING CORPORATION $1,230,000 $520,000 -57.7% 0.3%
FINANCE OF AMERICA MORTGAGE LLC $1,360,000 $490,000 -64.0% 0.3%
NEW DAY FINANCIAL, LLC $935,000 $490,000 -47.6% 0.3%
Nations Lending Corporation $780,000 $470,000 -39.7% 0.3%
PNC Bank $75,000 $425,000 466.7% 0.2%
Equity Prime Mortgage LLC $155,000 $410,000 164.5% 0.2%
American Bank Center $315,000 $400,000 27.0% 0.2%
Barrington Bank & Trust Company, N.A. $325,000 $395,000 21.5% 0.2%
PENTAGON FEDERAL CREDIT UNION $390,000 $340,000 -12.8% 0.2%
AMERICAN FINANCING CORPORATION $1,000,000 $325,000 -67.5% 0.2%
The Bank of Commerce $305,000 n/a 0.2%
Carrington Mortgage Services, LLC $200,000 $290,000 45.0% 0.2%
HOMESTEAD FUNDING CORP. $285,000 n/a 0.2%
Discover Bank $175,000 $270,000 54.3% 0.1%
FUNDLOANS CAPITAL $255,000 n/a 0.1%
CALCON MUTUAL MORTGAGE LLC $75,000 $245,000 226.7% 0.1%
Hometown Equity Mortgage, LLC $245,000 n/a 0.1%
Semper Home Loans, Inc. $235,000 n/a 0.1%
The Federal Savings Bank $725,000 $225,000 -69.0% 0.1%
TIB The Independent Bankersbank $1,415,000 $225,000 -84.1% 0.1%
HOMEXPRESS MORTGAGE CORP. $215,000 n/a 0.1%
Plains Commerce Bank $205,000 $215,000 4.9% 0.1%
Texana Bank $215,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $1,020,000 $215,000 -78.9% 0.1%
Ally Bank $125,000 $205,000 64.0% 0.1%
FINANCE OF AMERICA REVERSE LLC $205,000 n/a 0.1%
KELLER MORTGAGE, LLC $185,000 $205,000 10.8% 0.1%
RELIANCE FIRST CAPITAL, LLC $795,000 $205,000 -74.2% 0.1%
Rocky Mountain Bank $205,000 $205,000 0.0% 0.1%
UNITED MORTGAGE CORP. $205,000 n/a 0.1%
Washington Trust Bank $475,000 $205,000 -56.8% 0.1%
LIMA ONE CAPITAL, LLC $170,000 $200,000 17.6% 0.1%
EVERETT FINANCIAL, INC. $185,000 n/a 0.1%
CHERRY CREEK MORTGAGE, LLC $545,000 $175,000 -67.9% 0.1%
Mid-Continent Funding, Inc. $165,000 n/a 0.1%
TrailWest Bank $290,000 $165,000 -43.1% 0.1%
BOKF $145,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $135,000 n/a 0.1%
SPRING EQ, LLC $45,000 $135,000 200.0% 0.1%
ZILLOW HOME LOANS, LLC $125,000 n/a 0.1%
LENDINGONE, LLC $310,000 $105,000 -66.1% 0.1%
LONGBRIDGE FINANCIAL, LLC $85,000 n/a 0.0%
Umpqua Bank $350,000 $85,000 -75.7% 0.0%
Figure Lending LLC $25,000 $75,000 200.0% 0.0%
KINECTA $55,000 n/a 0.0%
Consolidated Federal Credit Union $35,000 n/a 0.0%

Butte - Silver Bow's top lender by overall market share is Glacier Bank, with 10.5% market share. In second place, with 10.3%, is Opportunity Bank of Montana, having originated $18,920,000 in loans. In third place, with 9.0%, is QUICKEN LOANS, LLC, having originated $16,420,000 in loans. In fourth place, with 7.9%, is Wells Fargo Bank, having originated $14,490,000 in loans. In fifth place, with 5.1%, is GUILD MORTGAGE COMPANY, having originated $9,255,000 in loans.


Butte - Silver Bow Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Butte - Silver Bow (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $173,750 (12.3%) $242,961 (-4.5%) 0.00 154
2018-02-01 $169,475 (13.1%) $243,688 (-1.7%) 0.00 155
2018-03-01 $181,000 (20.9%) $261,614 (12.3%) 0.00 133
2018-04-01 $213,000 (42.0%) $278,531 (25.3%) 0.00 136
2018-05-01 $208,000 (31.3%) $259,046 (17.6%) 0.00 140
2018-06-01 $179,900 (9.0%) $246,195 (12.7%) 0.00 168
2018-07-01 $177,875 (7.2%) $234,914 (6.2%) 0.00 169
2018-08-01 $186,250 (17.1%) $233,854 (10.2%) 0.00 183
2018-09-01 $167,500 (5.4%) $229,956 (9.3%) 0.00 191
2018-10-01 $158,750 (-0.2%) $218,577 (1.8%) 0.00 175
2018-11-01 $149,249 (-6.7%) $200,463 (-11.5%) 0.00 169
2018-12-01 $154,900 (-7.3%) $208,060 (-12.6%) 0.00 147
2019-01-01 $155,000 (-10.8%) $211,686 (-12.9%) 0.00 126
2019-02-01 $152,000 (-10.3%) $206,050 (-15.5%) 0.00 124
2019-03-01 $176,570 (-2.5%) $214,436 (-18.0%) 0.00 130
2019-04-01 $206,250 (-3.2%) $229,279 (-17.7%) 0.00 135
2019-05-01 $222,000 (6.7%) $245,216 (-5.3%) 0.00 142
2019-06-01 $214,997 (19.5%) $254,639 (3.4%) 0.00 167
2019-07-01 $204,749 (15.1%) $246,071 (4.8%) 0.00 177
2019-08-01 $194,500 (4.4%) $237,629 (1.6%) 0.00 189
2019-09-01 $187,750 (12.1%) $233,737 (1.6%) 0.00 180
2019-10-01 $180,000 (13.4%) $229,493 (5.0%) 0.00 174
2019-11-01 $172,000 (15.2%) $230,304 (14.9%) 0.00 153
2019-12-01 $189,600 (22.4%) $237,162 (14.0%) 0.00 136
2020-01-01 $183,850 (18.6%) $236,338 (11.7%) 0.00 125
2020-02-01 $192,500 (26.6%) $250,340 (21.5%) 0.00 113
2020-03-01 $198,375 (12.4%) $263,210 (22.8%) 0.00 111
2020-04-01 $221,850 (7.6%) $263,412 (14.9%) 0.00 110
2020-05-01 $255,000 (14.9%) $268,611 (9.5%) 0.00 120
2020-06-01 $232,000 (7.9%) $275,044 (8.0%) 0.00 114
2020-07-01 $239,000 (16.7%) $262,964 (6.9%) 0.00 107
2020-08-01 $254,500 (30.9%) $262,669 (10.5%) 0.00 109
2020-09-01 $260,000 (38.5%) $258,887 (10.8%) 0.00 99
2020-10-01 $239,000 (32.8%) $266,941 (16.3%) 0.00 97
2020-11-01 $204,663 (19.0%) $250,605 (8.8%) 0.00 103
2020-12-01 $196,000 (3.4%) $237,751 (0.3%) 0.00 88
2021-01-01 $175,000 (-4.8%) $229,673 (-2.8%) 0.00 62
2021-02-01 $190,500 (-1.0%) $230,045 (-8.1%) 0.00 47
2021-03-01 $190,250 (-4.1%) $375,625 (42.7%) 0.00 29
2021-04-01 $193,750 (-12.7%) $484,634 (84.0%) 0.00 39
2021-05-01 $225,000 (-11.8%) $446,884 (66.4%) 0.00 45
2021-06-01 $267,475 (15.3%) $417,720 (51.9%) 0.00 60
2021-07-01 $237,000 (-0.8%) $503,610 (91.5%) 0.00 64
2021-08-01 $249,000 (-2.2%) $499,195 (90.1%) 0.00 84
2021-09-01 $285,000 (9.6%) $524,467 (102.6%) 0.00 95
2021-10-01 $264,500 (10.7%) $540,351 (102.4%) 0.00 78
2021-11-01 $270,500 (32.2%) $535,116 (113.5%) 0.00 74
2021-12-01 $292,250 (49.1%) $623,180 (162.1%) 0.00 60
2022-01-01 $325,000 (85.7%) $697,997 (203.9%) 0.00 44
2022-02-01 $322,500 (69.3%) $537,453 (133.6%) 0.00 46
2022-03-01 $329,250 (73.1%) $545,574 (45.2%) 0.00 50
2022-04-01 $329,000 (69.8%) $551,479 (13.8%) 0.00 45
2022-05-01 $371,000 (64.9%) $545,763 (22.1%) 0.00 44
2022-06-01 $277,250 (3.7%) $465,434 (11.4%) 0.00 59
2022-07-01 $311,000 (31.2%) $549,483 (9.1%) 0.00 84
2022-08-01 $349,450 (40.3%) $548,988 (10.0%) 0.00 107
2022-09-01 $365,000 (28.1%) $592,266 (12.9%) 0.00 100
2022-10-01 $348,500 (31.8%) $609,672 (12.8%) 0.00 88
2022-11-01 $342,000 (26.4%) $611,331 (14.2%) 0.00 92
2022-12-01 $340,000 (16.3%) $618,928 (-0.7%) 0.00 94
2023-01-01 $342,500 (5.4%) $626,354 (-10.3%) 0.00 87
2023-02-01 $340,000 (5.4%) $530,847 (-1.2%) 0.00 79
2023-03-01 $349,000 (6.0%) $565,517 (3.7%) 0.00 78
2023-04-01 $373,000 (13.4%) $567,808 (3.0%) 0.00 68
2023-05-01 $356,000 (-4.0%) $573,614 (5.1%) 0.00 75
2023-06-01 $351,250 (26.7%) $574,147 (23.4%) 0.00 90
2023-07-01 $377,000 (21.2%) $556,114 (1.2%) 0.00 105
2023-08-01 $354,000 (1.3%) $512,842 (-6.6%) 0.00 129
Butte - Silver Bow's median listing price for 2023-08-01 was $354,000, a difference of $4,550 (1.3%) versus the prior year and $-23,000 versus the prior month.

Butte - Silver Bow's median listing price comes in at 0% of the national average.

Butte - Silver Bow's average listing price for 2023-08-01 was $512,842, a difference of $-36,146 (-6.6%) versus the prior year and $-43,272 versus the prior month.

For the 2023-08-01 period, Butte - Silver Bow had 129 MLS listings, a difference of 24 listings (23%) versus the prior month and 22 listings (21%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Butte - Silver Bow (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,692 sqft
2018-02-01 0 days 1,705 sqft
2018-03-01 0 days 1,756 sqft
2018-04-01 0 days 1,806 sqft
2018-05-01 0 days 1,800 sqft
2018-06-01 0 days 1,800 sqft
2018-07-01 0 days 1,741 sqft
2018-08-01 0 days 1,894 sqft
2018-09-01 0 days 1,922 sqft
2018-10-01 0 days 1,767 sqft
2018-11-01 0 days 1,644 sqft
2018-12-01 0 days 1,680 sqft
2019-01-01 0 days 1,713 sqft
2019-02-01 0 days 1,705 sqft
2019-03-01 0 days 1,744 sqft
2019-04-01 0 days 1,774 sqft
2019-05-01 0 days 1,925 sqft
2019-06-01 0 days 1,990 sqft
2019-07-01 0 days 1,814 sqft
2019-08-01 0 days 1,892 sqft
2019-09-01 0 days 1,908 sqft
2019-10-01 0 days 1,893 sqft
2019-11-01 0 days 1,789 sqft
2019-12-01 0 days 1,741 sqft
2020-01-01 0 days 1,693 sqft
2020-02-01 0 days 1,656 sqft
2020-03-01 0 days 1,680 sqft
2020-04-01 0 days 1,696 sqft
2020-05-01 0 days 1,874 sqft
2020-06-01 0 days 1,914 sqft
2020-07-01 0 days 1,411 sqft
2020-08-01 0 days 1,298 sqft
2020-09-01 0 days 1,298 sqft
2020-10-01 0 days 1,298 sqft
2020-11-01 0 days 1,482 sqft
2020-12-01 0 days 1,520 sqft
2021-01-01 0 days 1,468 sqft
2021-02-01 0 days 1,655 sqft
2021-03-01 0 days 1,675 sqft
2021-04-01 0 days 1,767 sqft
2021-05-01 0 days 2,112 sqft
2021-06-01 0 days 1,998 sqft
2021-07-01 0 days 1,824 sqft
2021-08-01 0 days 1,783 sqft
2021-09-01 0 days 2,004 sqft
2021-10-01 0 days 2,079 sqft
2021-11-01 0 days 2,099 sqft
2021-12-01 0 days 2,173 sqft
2022-01-01 0 days 2,195 sqft
2022-02-01 0 days 2,166 sqft
2022-03-01 0 days 2,184 sqft
2022-04-01 0 days 2,213 sqft
2022-05-01 0 days 2,325 sqft
2022-06-01 0 days 1,816 sqft
2022-07-01 0 days 1,927 sqft
2022-08-01 0 days 1,920 sqft
2022-09-01 0 days 2,192 sqft
2022-10-01 0 days 2,112 sqft
2022-11-01 0 days 2,010 sqft
2022-12-01 0 days 2,016 sqft
2023-01-01 0 days 1,963 sqft
2023-02-01 0 days 1,877 sqft
2023-03-01 0 days 1,791 sqft
2023-04-01 0 days 1,875 sqft
2023-05-01 0 days 1,787 sqft
2023-06-01 0 days 1,771 sqft
2023-07-01 0 days 1,824 sqft
2023-08-01 0 days 1,740 sqft
Butte - Silver Bow's median listing age (time on market) for 2023-08-01 was 0 days.

Butte - Silver Bow's median square footage for active listings during the 2023-08-01 period was 1,740 sqft. One year prior, the average listing was 1,920 sqft.

Butte-Silver Bow, MT Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 447 $114,305,000 $255,716
Cash Out Refi 206 $41,290,000 $200,437
Refi 77 $15,745,000 $204,481
Home Improvement 59 $5,485,000 $92,966
Other 59 $6,375,000 $108,051

Butte - Silver Bow's most frequently cited loan purpose was Home Purchase, with 447 originations. The 2nd most popular reason was Cash Out Refi, with 206 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 236 $51,320,000 $217,458
4-5% 185 $42,735,000 $231,000
3-4% 180 $44,790,000 $248,833
6-7% 88 $18,110,000 $205,795
2.5-3% 82 $14,460,000 $176,341
7-8% 38 $6,800,000 $178,947
Over 8% 14 $1,250,000 $89,286
<2.5% 9 $1,235,000 $137,222

During 2022, Butte - Silver Bow's most frequently originated rate bucket was 5-6%, with 236 originations.

Loan Sizing (Butte-Silver Bow, MT MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 326 $87,460,000 $268,282
$100k-200k 298 $44,400,000 $148,993
$100,000 or less 147 $8,055,000 $54,796
$400k-600k 59 $27,275,000 $462,288
$600k-1000k 12 $8,350,000 $695,833
$Over $1MM 6 $7,660,000 $1,276,667

Butte - Silver Bow's loan sizing saw the bucket of loans from $200k-400k with 326 originations, totaling $87,460,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 286 $78,640,000 $274,965
60-80% 253 $60,095,000 $237,530
40-60% 125 $24,695,000 $197,560
20-40% 96 $12,670,000 $131,979
Under 20% 68 $2,410,000 $35,441
Over 100% 5 $1,845,000 $369,000

Butte - Silver Bow's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 286 originations, totaling $78,640,000 in origination value.