Nevada Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Nevada averaged
6.9%
for the week of 2024-04-18, compared to the national average of
7.1% for the same period.
The average rate for the prior week (2024-04-11) was
6.78% and
one month ago for the week of 2024-03-14, the
average rate was 6.74%.
Nevada's average rate one year ago was 5.87%.
For refis of the same type during the week of 2024-04-18, the average rate
was 7.64%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-04-18 | 7.1% |
| Nevada 30 Year Fixed Rate | 2024-04-18 | 6.9% |
| Nevada 30 Year Fixed Rate Refi | 2024-04-18 | 7.64% |
| Nevada 15 Year Fixed Rate | 2024-04-18 | 6.59% |
| Nevada 15 Year Fixed Rate Refi | 2024-04-18 | 6.85% |
| Nevada 30 Year FHA | 2024-04-18 | 6.27% |
| Nevada 30 Year FHA Refi | 2024-04-18 | 6.37% |
| Nevada 30 Year USDA | 2024-04-18 | 6.66% |
| Nevada 30 Year USDA Refi | 2024-04-18 | 6.76% |
| Nevada 30 Year VA | 2024-04-18 | 6.47% |
| Nevada 30 Year VA Refi | 2024-04-18 | 5.95% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Nevada.
Nevada Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Nevada market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Nevada Average Closing Costs & Other Stats
Nevada's 381 lenders originated 56,326
loans during 2023. The total origination value was $19,724,120,000, with an average loan value of
$350,178.
Nevada's average closing costs are $6,216.
The top Nevada lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
1,929 loans originated. Their average total fees are
$8,962, which is $784
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Nevada lenders (with over 10 loans originated) are
Discover Bank ($0), CHERRY CREEK MORTGAGE, LLC ($960), HOMEAMERICAN MORTGAGE CORPORATION ($1,338), PULTE MORTGAGE LLC ($1,932) and RBC Bank, (Georgia) ($3,009).
The lowest rate Nevada lenders (with over 10 loans originated) are
Cathay Bank (5.09%), EAGLE HOME MORTGAGE, LLC (5.19%), Raymond James Bank (5.31%), East West Bank (5.41%) and KBHS HOME LOANS, LLC (5.78%).
Nevada Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $1,620,670,000 | $1,442,745,000 | -11.0% | 7.3% |
| GUILD MORTGAGE COMPANY | $1,450,070,000 | $1,048,270,000 | -27.7% | 5.3% |
| QUICKEN LOANS, LLC | $1,798,970,000 | $1,045,975,000 | -41.9% | 5.3% |
| DHI MORTGAGE COMPANY, LTD. | $558,260,000 | $615,205,000 | 10.2% | 3.1% |
| EAGLE HOME MORTGAGE, LLC | $514,040,000 | $615,075,000 | 19.7% | 3.1% |
| LOANDEPOT.COM, LLC | $1,177,635,000 | $476,990,000 | -59.5% | 2.4% |
| U.S. Bank | $787,750,000 | $463,140,000 | -41.2% | 2.3% |
| KBHS HOME LOANS, LLC | $397,800,000 | $454,000,000 | 14.1% | 2.3% |
| WALKER & DUNLOP, LLC | $315,145,000 | $390,870,000 | 24.0% | 2.0% |
| PULTE MORTGAGE LLC | $413,215,000 | $366,085,000 | -11.4% | 1.9% |
| BROKER SOLUTIONS, INC. | $511,950,000 | $348,140,000 | -32.0% | 1.8% |
| Zions Bank | $662,020,000 | $337,385,000 | -49.0% | 1.7% |
| Bank of America | $578,230,000 | $316,075,000 | -45.3% | 1.6% |
| JPMorgan Chase Bank | $501,655,000 | $294,915,000 | -41.2% | 1.5% |
| Wells Fargo Bank | $771,655,000 | $289,015,000 | -62.5% | 1.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $336,440,000 | $281,180,000 | -16.4% | 1.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $435,840,000 | $259,380,000 | -40.5% | 1.3% |
| Citibank | $222,425,000 | $240,095,000 | 7.9% | 1.2% |
| HOMEAMERICAN MORTGAGE CORPORATION | $245,255,000 | $233,700,000 | -4.7% | 1.2% |
| PENNYMAC LOAN SERVICES, LLC | $504,980,000 | $229,340,000 | -54.6% | 1.2% |
| PNC Bank | $326,985,000 | $228,480,000 | -30.1% | 1.2% |
| Mortgage Research Center, LLC | $325,035,000 | $215,500,000 | -33.7% | 1.1% |
| AMERICA FIRST | $327,335,000 | $212,745,000 | -35.0% | 1.1% |
| CMG MORTGAGE, INC. | $259,370,000 | $204,260,000 | -21.2% | 1.0% |
| CARDINAL FINANCIAL | $383,435,000 | $199,795,000 | -47.9% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $333,325,000 | $193,280,000 | -42.0% | 1.0% |
| East West Bank | $167,175,000 | $190,365,000 | 13.9% | 1.0% |
| GUARANTEED RATE, INC. | $355,980,000 | $188,190,000 | -47.1% | 1.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $305,735,000 | $163,400,000 | -46.6% | 0.8% |
| LENDINGHOME FUNDING CORPORATION | $166,910,000 | $159,675,000 | -4.3% | 0.8% |
| MOVEMENT MORTGAGE, LLC | $218,775,000 | $158,865,000 | -27.4% | 0.8% |
| American Mortgage & Equity Consultants, Inc. | $158,725,000 | n/a | 0.8% | |
| INSPIRE HOME LOANS INC. | $191,805,000 | $156,550,000 | -18.4% | 0.8% |
| Morgan Stanley Private Bank | $149,315,000 | $154,055,000 | 3.2% | 0.8% |
| AXIA FINANCIAL, LLC | $172,810,000 | $143,520,000 | -16.9% | 0.7% |
| CBRE MULTIFAMILY CAPITAL, INC. | $115,465,000 | $131,495,000 | 13.9% | 0.7% |
| TBI MORTGAGE COMPANY | $157,435,000 | $128,745,000 | -18.2% | 0.7% |
| SECURITYNATIONAL MORTGAGE COMPANY | $147,980,000 | $118,370,000 | -20.0% | 0.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $128,230,000 | $118,125,000 | -7.9% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $385,860,000 | $114,435,000 | -70.3% | 0.6% |
| Flagstar Bank, FSB | $258,700,000 | $111,435,000 | -56.9% | 0.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $71,345,000 | $109,120,000 | 52.9% | 0.6% |
| GREATER NEVADA LLC | $177,055,000 | $108,055,000 | -39.0% | 0.5% |
| Century Mortgage Company DBA Century Lending Company | $28,305,000 | $107,670,000 | 280.4% | 0.5% |
| South Pacific Financial Corporation | $139,065,000 | $107,440,000 | -22.7% | 0.5% |
| MOUNTAIN AMERICA | $163,370,000 | $104,450,000 | -36.1% | 0.5% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $165,115,000 | $103,565,000 | -37.3% | 0.5% |
| ONE NEVADA CREDIT UNION | $186,085,000 | $98,080,000 | -47.3% | 0.5% |
| FBC MORTGAGE, LLC | $136,700,000 | $97,755,000 | -28.5% | 0.5% |
| UNITED | $215,725,000 | $96,550,000 | -55.2% | 0.5% |
| SUMMIT FUNDING, INC. | $156,260,000 | $92,875,000 | -40.6% | 0.5% |
| BERKELEY POINT CAPITAL LLC | $85,700,000 | n/a | 0.4% | |
| Sierra Pacific Mortgage Company, Inc. | $101,235,000 | $85,125,000 | -15.9% | 0.4% |
| Citadel Servicing Corporation | $52,510,000 | $84,390,000 | 60.7% | 0.4% |
| PLANET HOME LENDING, LLC | $166,325,000 | $81,985,000 | -50.7% | 0.4% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $120,200,000 | $81,885,000 | -31.9% | 0.4% |
| AMERICAN FINANCIAL NETWORK, INC. | $81,120,000 | n/a | 0.4% | |
| OCMBC, INC. | $30,040,000 | $80,895,000 | 169.3% | 0.4% |
| CLARK COUNTY CREDIT UNION | $196,620,000 | $80,080,000 | -59.3% | 0.4% |
| BMO Harris Bank | $11,940,000 | $76,595,000 | 541.5% | 0.4% |
| Prosperity Home Mortgage, LLC | $78,325,000 | $73,420,000 | -6.3% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $280,855,000 | $73,100,000 | -74.0% | 0.4% |
| AMWEST FUNDING CORP. | $86,675,000 | $72,420,000 | -16.4% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $71,840,000 | $68,755,000 | -4.3% | 0.3% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $5,000 | $67,740,000 | 1,354,700.0% | 0.3% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $55,670,000 | $63,625,000 | 14.3% | 0.3% |
| PINNACLE LENDING GROUP, INC. | $64,095,000 | $63,175,000 | -1.4% | 0.3% |
| NEWREZ LLC | $97,865,000 | $62,685,000 | -35.9% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $261,815,000 | $58,580,000 | -77.6% | 0.3% |
| HOMEXPRESS MORTGAGE CORP. | $63,090,000 | $58,310,000 | -7.6% | 0.3% |
| UBS Bank USA | $107,930,000 | $57,990,000 | -46.3% | 0.3% |
| MANN FINANCIAL INC. | $147,650,000 | $57,240,000 | -61.2% | 0.3% |
| Charles Schwab Bank, SSB | $97,925,000 | $57,060,000 | -41.7% | 0.3% |
| USAA Federal Savings Bank | $82,275,000 | $55,125,000 | -33.0% | 0.3% |
| River City Bank | $54,310,000 | n/a | 0.3% | |
| CASTLE & COOKE MORTGAGE, LLC | $127,220,000 | $53,285,000 | -58.1% | 0.3% |
| Washington Federal Bank | $157,395,000 | $51,095,000 | -67.5% | 0.3% |
| Discover Bank | $48,205,000 | $49,100,000 | 1.9% | 0.2% |
| Nations Lending Corporation | $44,000,000 | $49,035,000 | 11.4% | 0.2% |
| The Federal Savings Bank | $109,655,000 | $46,630,000 | -57.5% | 0.2% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $290,920,000 | $46,520,000 | -84.0% | 0.2% |
| GENEVA FINANCIAL, LLC | $25,915,000 | $46,445,000 | 79.2% | 0.2% |
| BAY-VALLEY MORTGAGE GROUP | $45,370,000 | n/a | 0.2% | |
| ISERVE RESIDENTIAL LENDING, LLC | $58,650,000 | $44,615,000 | -23.9% | 0.2% |
| DATA MORTGAGE, INC. | $107,175,000 | $44,380,000 | -58.6% | 0.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $29,280,000 | $44,180,000 | 50.9% | 0.2% |
| NBKC BANK | $98,590,000 | $43,625,000 | -55.8% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $61,930,000 | $43,040,000 | -30.5% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $86,365,000 | $41,755,000 | -51.7% | 0.2% |
| BAY EQUITY LLC | $119,545,000 | $40,270,000 | -66.3% | 0.2% |
| RMS & Associates | $77,205,000 | $39,715,000 | -48.6% | 0.2% |
| ML Mortgage Corp. | $48,100,000 | $39,625,000 | -17.6% | 0.2% |
| LEADERONE FINANCIAL CORPORATION | $39,550,000 | $39,510,000 | -0.1% | 0.2% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $12,320,000 | $38,295,000 | 210.8% | 0.2% |
| Plains Commerce Bank | $11,145,000 | $37,930,000 | 240.3% | 0.2% |
| INFINITY EQUITY GROUP, INC. | $41,445,000 | $37,630,000 | -9.2% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $131,380,000 | $37,430,000 | -71.5% | 0.2% |
| Figure Lending LLC | $58,730,000 | $36,545,000 | -37.8% | 0.2% |
| EVERETT FINANCIAL, INC. | $93,830,000 | $35,300,000 | -62.4% | 0.2% |
| First National Bank of Omaha | $34,210,000 | n/a | 0.2% | |
| Union Bank and Trust Company | $33,845,000 | n/a | 0.2% | |
| SILVER STATE SCHOOLS SERVICE COMPANY, LLC | $41,290,000 | $33,480,000 | -18.9% | 0.2% |
| RESIDENTIAL BANCORP | $110,755,000 | $33,025,000 | -70.2% | 0.2% |
| LENDSURE MORTGAGE CORP. | $54,680,000 | $33,020,000 | -39.6% | 0.2% |
| SWBC MORTGAGE CORPORATION | $28,905,000 | $32,530,000 | 12.5% | 0.2% |
| Bank of England | $34,365,000 | $32,145,000 | -6.5% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $78,745,000 | $31,420,000 | -60.1% | 0.2% |
| City National Bank | $195,905,000 | $31,280,000 | -84.0% | 0.2% |
| Citizens Bank | $29,310,000 | $31,240,000 | 6.6% | 0.2% |
| PANORAMA MORTGAGE GROUP, LLC | $77,530,000 | $30,915,000 | -60.1% | 0.2% |
| Carrington Mortgage Services, LLC | $65,750,000 | $30,885,000 | -53.0% | 0.2% |
| ACADEMY MORTGAGE CORPORATION | $40,630,000 | $30,365,000 | -25.3% | 0.2% |
| Gateway First Bank | $28,775,000 | $30,340,000 | 5.4% | 0.2% |
| Equity Prime Mortgage LLC | $18,675,000 | $29,650,000 | 58.8% | 0.2% |
| First-Citizens Bank & Trust Company | $47,510,000 | $29,465,000 | -38.0% | 0.1% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $40,190,000 | $28,715,000 | -28.6% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $69,305,000 | $28,460,000 | -58.9% | 0.1% |
| NFM, INC. | $15,950,000 | $28,000,000 | 75.5% | 0.1% |
| LOANPAL, LLC | $82,160,000 | $27,815,000 | -66.1% | 0.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $25,905,000 | $27,235,000 | 5.1% | 0.1% |
| NEW DAY FINANCIAL, LLC | $61,665,000 | $27,035,000 | -56.2% | 0.1% |
| First Option Mortgage, LLC | $45,245,000 | $26,730,000 | -40.9% | 0.1% |
| LANTZMAN MANAGEMENT, INC. | $22,930,000 | $26,535,000 | 15.7% | 0.1% |
| AmeriHome Mortgage Company, LLC | $41,340,000 | $25,475,000 | -38.4% | 0.1% |
| HighTechLending Inc | $41,250,000 | $25,160,000 | -39.0% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $49,315,000 | $24,825,000 | -49.7% | 0.1% |
| Cornerstone First Mortgage, Inc | $26,320,000 | $24,585,000 | -6.6% | 0.1% |
| BNY Mellon | $13,215,000 | $23,145,000 | 75.1% | 0.1% |
| Ixonia Bank | $1,690,000 | $22,915,000 | 1,255.9% | 0.1% |
| TJC Mortgage, Inc. | $9,485,000 | $22,560,000 | 137.8% | 0.1% |
| The Northern Trust Company | $48,660,000 | $22,100,000 | -54.6% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $29,355,000 | $22,005,000 | -25.0% | 0.1% |
| First Republic Bank | $161,885,000 | $21,470,000 | -86.7% | 0.1% |
| 21ST MORTGAGE CORPORATION | $24,955,000 | $21,435,000 | -14.1% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $25,265,000 | $21,240,000 | -15.9% | 0.1% |
| Greenbox Loans, Inc. | $19,150,000 | $20,570,000 | 7.4% | 0.1% |
| Umpqua Bank | $72,565,000 | $20,555,000 | -71.7% | 0.1% |
| Goldman Sachs Bank USA | $36,915,000 | $20,550,000 | -44.3% | 0.1% |
| SYNERGY HOME MORTGAGE, LLC | $68,355,000 | $20,210,000 | -70.4% | 0.1% |
| DIRECT MORTGAGE LOANS, LLC | $25,905,000 | $20,000,000 | -22.8% | 0.1% |
| General Mortgage Capital Corporation | $530,000 | $19,620,000 | 3,601.9% | 0.1% |
| ZILLOW HOME LOANS, LLC | $43,020,000 | $19,340,000 | -55.0% | 0.1% |
| Glacier Bank | $51,335,000 | $19,315,000 | -62.4% | 0.1% |
| Cathay Bank | $13,290,000 | $19,050,000 | 43.3% | 0.1% |
| CITYWIDE HOME LOANS, LLC | $28,710,000 | $18,760,000 | -34.7% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $54,370,000 | $17,725,000 | -67.4% | 0.1% |
| PHH Mortgage Corporation | $56,075,000 | $17,695,000 | -68.4% | 0.1% |
| Barings Multifamily Capital | $17,545,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $8,665,000 | $17,390,000 | 100.7% | 0.1% |
| ALLIANT CREDIT UNION | $31,330,000 | $17,315,000 | -44.7% | 0.1% |
| DAS Acquisition Company, LLC | $7,535,000 | $16,925,000 | 124.6% | 0.1% |
| Raymond James Bank | $17,535,000 | $16,765,000 | -4.4% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $35,105,000 | $16,605,000 | -52.7% | 0.1% |
| MORTGAGE MANAGEMENT CONSULTANTS, INC. | $40,235,000 | $16,600,000 | -58.7% | 0.1% |
| Northpointe Bank | $104,680,000 | $16,405,000 | -84.3% | 0.1% |
| The Loan Store, Inc. | $15,890,000 | n/a | 0.1% | |
| BRIDGELOCK CAPITAL | $24,420,000 | $15,805,000 | -35.3% | 0.1% |
| Franklin Loan Corporation | $12,590,000 | $15,545,000 | 23.5% | 0.1% |
| Commerce Home Mortgage, Inc. | $35,320,000 | $15,035,000 | -57.4% | 0.1% |
| CANOPY MORTGAGE, LLC | $64,390,000 | $14,905,000 | -76.9% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $38,475,000 | $14,865,000 | -61.4% | 0.1% |
| First Savings Bank | $16,620,000 | $14,750,000 | -11.3% | 0.1% |
| NexBank | $11,570,000 | $14,550,000 | 25.8% | 0.1% |
| INTERCAP LENDING INC. | $28,740,000 | $14,465,000 | -49.7% | 0.1% |
| First National Bank of America | $14,770,000 | $14,395,000 | -2.5% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $49,440,000 | $14,270,000 | -71.1% | 0.1% |
| SIMPLIFI MORTGAGE, LLC | $18,925,000 | $13,900,000 | -26.6% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $9,160,000 | $13,680,000 | 49.3% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $20,240,000 | $13,670,000 | -32.5% | 0.1% |
| Ally Bank | $275,000 | $13,150,000 | 4,681.8% | 0.1% |
| LADERA LENDING, INC. | $46,990,000 | $13,075,000 | -72.2% | 0.1% |
| Stifel Bank and Trust | $21,770,000 | $13,035,000 | -40.1% | 0.1% |
| HomeTrust Bank | $5,735,000 | $13,005,000 | 126.8% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $87,490,000 | $12,920,000 | -85.2% | 0.1% |
| UNION HOME MORTGAGE CORP. | $17,860,000 | $12,880,000 | -27.9% | 0.1% |
| KeyBank | $446,485,000 | $12,850,000 | -97.1% | 0.1% |
| RBC Bank, (Georgia) | $12,305,000 | $12,815,000 | 4.1% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $13,855,000 | $12,805,000 | -7.6% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $20,290,000 | $12,635,000 | -37.7% | 0.1% |
| BNC National Bank | $32,310,000 | $12,580,000 | -61.1% | 0.1% |
| MidFirst Bank | $34,790,000 | $12,540,000 | -64.0% | 0.1% |
| ONY GLO, INC. | $21,570,000 | $12,435,000 | -42.4% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $28,550,000 | $12,245,000 | -57.1% | 0.1% |
| Armed Forces Bank | $26,365,000 | $12,220,000 | -53.7% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $57,735,000 | $12,140,000 | -79.0% | 0.1% |
| M&T Bank | $13,000,000 | $11,990,000 | -7.8% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $18,460,000 | $11,920,000 | -35.4% | 0.1% |
| The Central Trust Bank | $17,835,000 | $11,910,000 | -33.2% | 0.1% |
| Hometown Equity Mortgage, LLC | $8,180,000 | $11,765,000 | 43.8% | 0.1% |
| Axos Bank | $42,490,000 | $11,550,000 | -72.8% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $15,565,000 | $11,450,000 | -26.4% | 0.1% |
| CLEARPATH LENDING | $42,660,000 | $11,370,000 | -73.3% | 0.1% |
| KINECTA | $15,520,000 | $11,300,000 | -27.2% | 0.1% |
| FUNDLOANS CAPITAL | $6,000,000 | $11,020,000 | 83.7% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $23,880,000 | $10,970,000 | -54.1% | 0.1% |
| BM Real Estate Services, Inc. | $5,950,000 | $10,740,000 | 80.5% | 0.1% |
| Neighborhood Loans, Inc. | $65,390,000 | $10,515,000 | -83.9% | 0.1% |
| AMERICAN FIRST | $10,615,000 | $10,475,000 | -1.3% | 0.1% |
| NEXERA HOLDING LLC | $10,430,000 | n/a | 0.1% | |
| ALAMEDA MORTGAGE CORPORATION | $21,150,000 | $10,405,000 | -50.8% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $23,425,000 | $10,305,000 | -56.0% | 0.1% |
| S1L, Inc. | $25,600,000 | $9,210,000 | -64.0% | 0.0% |
| Bank of the West | $118,110,000 | $9,140,000 | -92.3% | 0.0% |
| NEW WAVE LENDING GROUP INC | $8,995,000 | n/a | 0.0% | |
| BETTER MORTGAGE CORPORATION | $1,380,000 | $8,985,000 | 551.1% | 0.0% |
| Evolve Bank & Trust | $7,255,000 | $8,980,000 | 23.8% | 0.0% |
| The Huntington National Bank | $8,290,000 | $8,890,000 | 7.2% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $19,570,000 | $8,875,000 | -54.6% | 0.0% |
| Baxter Credit Union | $13,000,000 | $8,780,000 | -32.5% | 0.0% |
| ON Q FINANCIAL, INC. | $27,150,000 | $8,570,000 | -68.4% | 0.0% |
| Bethpage Federal Credit Union | $14,585,000 | $8,320,000 | -43.0% | 0.0% |
| Watermark Capital, Inc. | $40,785,000 | $8,255,000 | -79.8% | 0.0% |
| 212 LOANS, LLC. | $5,950,000 | $7,995,000 | 34.4% | 0.0% |
| Alaska USA Federal Credit Union | $7,825,000 | n/a | 0.0% | |
| FIRST COMMUNITY MORTGAGE, INC. | $975,000 | $7,650,000 | 684.6% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $12,215,000 | $7,475,000 | -38.8% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $7,455,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $27,150,000 | $7,430,000 | -72.6% | 0.0% |
| United Fidelity Funding Corp. | $6,080,000 | $7,240,000 | 19.1% | 0.0% |
| Arvest Bank | $13,465,000 | $7,190,000 | -46.6% | 0.0% |
| Magnolia Bank | $12,335,000 | $7,185,000 | -41.8% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $11,925,000 | $7,045,000 | -40.9% | 0.0% |
| A&D Mortgage LLC | $6,975,000 | n/a | 0.0% | |
| Firefighters First Federal Credit Union | $13,655,000 | $6,935,000 | -49.2% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $6,880,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $13,245,000 | $6,825,000 | -48.5% | 0.0% |
| CALIBER HOME LOANS, INC. | $316,420,000 | $6,615,000 | -97.9% | 0.0% |
| Logan Finance Corporation | $6,605,000 | n/a | 0.0% | |
| JONES LANG LASALLE MULTIFAMILY, LLC | $6,565,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $34,095,000 | $6,530,000 | -80.8% | 0.0% |
| FIRST TECHNOLOGY | $62,215,000 | $6,440,000 | -89.6% | 0.0% |
| MICHIGAN MUTUAL, INC. | $10,185,000 | $6,310,000 | -38.0% | 0.0% |
| LOGIX FEDERAL CREDIT UNION | $28,640,000 | $6,280,000 | -78.1% | 0.0% |
| Toyota Financial Savings Bank | $7,580,000 | $6,275,000 | -17.2% | 0.0% |
| Tri Counties Bank | $41,840,000 | $6,245,000 | -85.1% | 0.0% |
| SUN AMERICAN MORTGAGE COMPANY | $2,455,000 | $6,210,000 | 153.0% | 0.0% |
| Credit Union 1 | $32,735,000 | $6,150,000 | -81.2% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $6,015,000 | n/a | 0.0% | |
| Truist | $18,475,000 | $6,005,000 | -67.5% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $40,295,000 | $5,885,000 | -85.4% | 0.0% |
| VERITAS FUNDING, LLC | $4,245,000 | $5,765,000 | 35.8% | 0.0% |
| BEST FINANCE CAPITAL, INC. | $8,200,000 | $5,665,000 | -30.9% | 0.0% |
| JMJ FINANCIAL GROUP | $10,695,000 | $5,540,000 | -48.2% | 0.0% |
| Pinnacle Bank | $375,000 | $5,480,000 | 1,361.3% | 0.0% |
| Arbor Realty Trust, Inc. | $86,385,000 | $5,460,000 | -93.7% | 0.0% |
| GTE Federal Credit Union | $2,860,000 | $5,420,000 | 89.5% | 0.0% |
| Great Basin Federal Credit Union | $17,535,000 | $5,400,000 | -69.2% | 0.0% |
| NP, Inc. | $2,260,000 | $5,195,000 | 129.9% | 0.0% |
| DIGITAL Federal Credit Union | $4,675,000 | $5,150,000 | 10.2% | 0.0% |
| BELEM SERVICING LLC | $6,445,000 | $5,130,000 | -20.4% | 0.0% |
| ALOHA PACIFIC | $2,545,000 | $4,835,000 | 90.0% | 0.0% |
| ARC HOME LLC | $5,140,000 | $4,755,000 | -7.5% | 0.0% |
| STAR ONE CREDIT UNION | $14,865,000 | $4,745,000 | -68.1% | 0.0% |
| MOUNTAIN WEST FINANCIAL, INC. | $7,545,000 | $4,725,000 | -37.4% | 0.0% |
| Fifth Third Bank | $655,000 | $4,700,000 | 617.6% | 0.0% |
| First Federal Bank | $6,250,000 | $4,695,000 | -24.9% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $235,000 | $4,650,000 | 1,878.7% | 0.0% |
| Old National Bank | $1,135,000 | $4,600,000 | 305.3% | 0.0% |
| BECKAM FUNDING CORP. | $4,635,000 | $4,495,000 | -3.0% | 0.0% |
| Quontic Bank | $28,980,000 | $4,435,000 | -84.7% | 0.0% |
| HOME FUNDING CORPORATION | $19,320,000 | $4,320,000 | -77.6% | 0.0% |
| SIRVA MORTGAGE, INC. | $8,660,000 | $4,255,000 | -50.9% | 0.0% |
| Grand Bank for Savings, FSB | $5,495,000 | $4,210,000 | -23.4% | 0.0% |
| KELLER MORTGAGE, LLC | $46,740,000 | $4,170,000 | -91.1% | 0.0% |
| MLD MORTGAGE INC. | $4,255,000 | $4,165,000 | -2.1% | 0.0% |
| LIMA ONE CAPITAL, LLC | $9,030,000 | $3,955,000 | -56.2% | 0.0% |
| GEORGIA'S OWN | $6,620,000 | $3,875,000 | -41.5% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $1,520,000 | $3,825,000 | 151.6% | 0.0% |
| North American Savings Bank, F.S.B. | $44,665,000 | $3,790,000 | -91.5% | 0.0% |
| 5TH STREET CAPITAL, INC. | $6,055,000 | $3,750,000 | -38.1% | 0.0% |
| Hinsdale Bank & Trust Company | $3,750,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $3,920,000 | $3,695,000 | -5.7% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $20,355,000 | $3,685,000 | -81.9% | 0.0% |
| MORIA DEVELOPMENT, INC. | $6,485,000 | $3,615,000 | -44.3% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $35,590,000 | $3,565,000 | -90.0% | 0.0% |
| East Coast Capital Corp. | $11,435,000 | $3,545,000 | -69.0% | 0.0% |
| AmRes Corporation | $13,645,000 | $3,425,000 | -74.9% | 0.0% |
| SNAPFI, INC. | $4,115,000 | $3,395,000 | -17.5% | 0.0% |
| FINANCE OF AMERICA MORTGAGE LLC | $319,480,000 | $3,350,000 | -99.0% | 0.0% |
| COMMUNITY MORTGAGE FUNDING, LLC | $1,160,000 | $3,290,000 | 183.6% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $3,410,000 | $3,175,000 | -6.9% | 0.0% |
| UNIVERSAL MORTGAGE & FINANCE, INC. | $5,415,000 | $3,155,000 | -41.7% | 0.0% |
| American Airlines Federal Credit Union | $6,385,000 | $3,110,000 | -51.3% | 0.0% |
| Constant Investments, Inc. | $8,700,000 | $3,105,000 | -64.3% | 0.0% |
| Pacific Lending LLC | $5,620,000 | $3,090,000 | -45.0% | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | $7,350,000 | $3,070,000 | -58.2% | 0.0% |
| First Horizon Bank | $1,385,000 | $3,050,000 | 120.2% | 0.0% |
| ORANGE COUNTY'S CREDIT UNION | $3,575,000 | $3,010,000 | -15.8% | 0.0% |
| Performance Financial, Inc. | $2,975,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $4,035,000 | $2,960,000 | -26.6% | 0.0% |
| Town Square Mortgage & Investments, Inc. | $13,305,000 | $2,950,000 | -77.8% | 0.0% |
| City National Bank of Florida | $945,000 | $2,910,000 | 207.9% | 0.0% |
| OAKTREE FUNDING CORP. | $10,260,000 | $2,895,000 | -71.8% | 0.0% |
| UNITED SECURITY FINANCIAL CORP | $2,560,000 | $2,885,000 | 12.7% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $335,000 | $2,785,000 | 731.3% | 0.0% |
| F&A Federal Credit Union | $2,405,000 | $2,760,000 | 14.8% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $12,775,000 | $2,745,000 | -78.5% | 0.0% |
| V.I.P. MORTGAGE, INC. | $4,065,000 | $2,715,000 | -33.2% | 0.0% |
| DIGNIFIED HOME LOANS, LLC | $4,335,000 | $2,680,000 | -38.2% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $10,035,000 | $2,670,000 | -73.4% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $6,490,000 | $2,535,000 | -60.9% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $64,940,000 | $2,510,000 | -96.1% | 0.0% |
| Great Southern Bank | $7,480,000 | $2,500,000 | -66.6% | 0.0% |
| AMERICAN FINANCING CORPORATION | $27,995,000 | $2,490,000 | -91.1% | 0.0% |
| INTELLILOAN, INC. | $3,110,000 | $2,440,000 | -21.5% | 0.0% |
| DIRECT MORTGAGE, CORP. | $5,405,000 | $2,320,000 | -57.1% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $32,655,000 | $2,275,000 | -93.0% | 0.0% |
| OPEN MORTGAGE, LLC | $6,710,000 | $2,045,000 | -69.5% | 0.0% |
| Planters Bank, Inc. | $405,000 | $2,025,000 | 400.0% | 0.0% |
| Operating Engineers Local Union #3 | $9,450,000 | $2,000,000 | -78.8% | 0.0% |
| BOKF | $2,155,000 | $1,920,000 | -10.9% | 0.0% |
| Comerica Bank | $940,000 | $1,915,000 | 103.7% | 0.0% |
| Royal Business Bank | $19,125,000 | $1,915,000 | -90.0% | 0.0% |
| Northwest Farm Credit Services, FLCA | $4,905,000 | $1,880,000 | -61.7% | 0.0% |
| Waterstone Mortgage Corporation | $5,125,000 | $1,845,000 | -64.0% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $2,900,000 | $1,840,000 | -36.6% | 0.0% |
| WESCOM CENTRAL CREDIT UNION | $2,890,000 | $1,825,000 | -36.9% | 0.0% |
| SECURITY SERVICE | $565,000 | $1,805,000 | 219.5% | 0.0% |
| First International Bank & Trust | $175,000 | $1,760,000 | 905.7% | 0.0% |
| Western Alliance Bank | $1,755,000 | n/a | 0.0% | |
| Citizens Business Bank | $4,005,000 | $1,745,000 | -56.4% | 0.0% |
| American First National Bank | $305,000 | $1,730,000 | 467.2% | 0.0% |
| JMAC LENDING, INC. | $3,420,000 | $1,690,000 | -50.6% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $18,295,000 | $1,675,000 | -90.8% | 0.0% |
| Bank Iowa | $3,500,000 | $1,605,000 | -54.1% | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | $1,395,000 | $1,585,000 | 13.6% | 0.0% |
| UMB Bank | $2,740,000 | $1,545,000 | -43.6% | 0.0% |
| Paramount Bank | $1,455,000 | $1,540,000 | 5.8% | 0.0% |
| NMSI, INC. | $1,580,000 | $1,530,000 | -3.2% | 0.0% |
| AFFINITY | $2,635,000 | $1,520,000 | -42.3% | 0.0% |
| GEO-CORP, INC. | $1,550,000 | $1,515,000 | -2.3% | 0.0% |
| Vermillion State Bank | $1,505,000 | n/a | 0.0% | |
| CANVAS CREDIT UNION | $2,125,000 | $1,495,000 | -29.6% | 0.0% |
| UNIFY FINANCIAL Credit Union | $8,070,000 | $1,485,000 | -81.6% | 0.0% |
| CHEVRON | $5,510,000 | $1,445,000 | -73.8% | 0.0% |
| Washington Trust Bank | $5,610,000 | $1,440,000 | -74.3% | 0.0% |
| United States Senate Federal Credit Union | $2,015,000 | $1,420,000 | -29.5% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $3,355,000 | $1,415,000 | -57.8% | 0.0% |
| HomeStreet Bank | $26,815,000 | $1,410,000 | -94.7% | 0.0% |
| Encompass Lending Group, LP | $1,405,000 | n/a | 0.0% | |
| First National Bank | $1,895,000 | $1,390,000 | -26.6% | 0.0% |
| Leader Bank | $405,000 | $1,385,000 | 242.0% | 0.0% |
| MERIWEST | $625,000 | $1,380,000 | 120.8% | 0.0% |
| The Nodaway Valley Bank | $1,355,000 | n/a | 0.0% | |
| LOS ANGELES POLICE Federal Credit Union | $1,975,000 | $1,350,000 | -31.6% | 0.0% |
| Financial Partners Credit Union | $7,240,000 | $1,345,000 | -81.4% | 0.0% |
| WINGS FINANCIAL | $4,270,000 | $1,310,000 | -69.3% | 0.0% |
| INTOUCH CREDIT UNION | $6,240,000 | $1,300,000 | -79.2% | 0.0% |
| West Gate Bank | $620,000 | $1,290,000 | 108.1% | 0.0% |
| Mid-America Bank | $1,285,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $6,005,000 | $1,285,000 | -78.6% | 0.0% |
| Southwest Airlines Federal Credit Union | $2,300,000 | $1,275,000 | -44.6% | 0.0% |
| Fidelity Bank | $315,000 | $1,235,000 | 292.1% | 0.0% |
| Willamette Valley Bank | $1,965,000 | $1,235,000 | -37.2% | 0.0% |
| Network Funding, L.P. | $550,000 | $1,220,000 | 121.8% | 0.0% |
| Connexus Credit Union | $1,215,000 | n/a | 0.0% | |
| Cache Valley Bank | $2,050,000 | $1,205,000 | -41.2% | 0.0% |
| Deseret First Credit Union | $1,775,000 | $1,205,000 | -32.1% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $480,000 | $1,195,000 | 149.0% | 0.0% |
| Hercules First Federal Credit Union | $1,185,000 | n/a | 0.0% | |
| ITHINK FINANCIAL Credit Union | $2,820,000 | $1,150,000 | -59.2% | 0.0% |
| TEACHERS | $1,120,000 | n/a | 0.0% | |
| FAY SERVICING, LLC | $1,080,000 | n/a | 0.0% | |
| Heritage Bank | $730,000 | $1,080,000 | 47.9% | 0.0% |
| First Savings Bank | $16,620,000 | $1,070,000 | -93.6% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $17,250,000 | $1,070,000 | -93.8% | 0.0% |
| Servion, Inc. | $2,275,000 | $1,070,000 | -53.0% | 0.0% |
| Midwest Heritage Bank FSB | $1,045,000 | n/a | 0.0% | |
| SCE FEDERAL CREDIT UNION | $2,970,000 | $1,045,000 | -64.8% | 0.0% |
| ADVANCIAL | $5,240,000 | $1,030,000 | -80.3% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $1,010,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $3,045,000 | $1,000,000 | -67.2% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $235,000 | $990,000 | 321.3% | 0.0% |
| SANDIA LABORATORY | $955,000 | n/a | 0.0% | |
| Sunflower Bank | $11,400,000 | $915,000 | -92.0% | 0.0% |
| Academy Bank | $1,565,000 | $910,000 | -41.9% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $865,000 | n/a | 0.0% | |
| First Western Trust Bank | $855,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $850,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $220,000 | $835,000 | 279.5% | 0.0% |
| Ameris Bank | $265,000 | $800,000 | 201.9% | 0.0% |
| Brighton Bank | $790,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $780,000 | n/a | 0.0% | |
| American State Bank | $770,000 | n/a | 0.0% | |
| Bank of Hope | $1,685,000 | $760,000 | -54.9% | 0.0% |
| Deere Employees Credit Union | $1,105,000 | $740,000 | -33.0% | 0.0% |
| First National Bank of Brookfield | $725,000 | n/a | 0.0% | |
| Liberty Savings Bank, F.S.B. | $720,000 | n/a | 0.0% | |
| El Dorado Savings Bank, F.S.B. | $5,435,000 | $710,000 | -86.9% | 0.0% |
| UTAH FIRST | $160,000 | $695,000 | 334.4% | 0.0% |
| Platinum Home Mortgage Corporation | $1,870,000 | $680,000 | -63.6% | 0.0% |
| Regions Bank | $680,000 | n/a | 0.0% | |
| Bank of Whittier | $670,000 | n/a | 0.0% | |
| Citizens National Bank of Texas | $1,625,000 | $655,000 | -59.7% | 0.0% |
| WALL FINANCIAL, INC. | $5,845,000 | $650,000 | -88.9% | 0.0% |
| AIR ACADEMY | $640,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $2,420,000 | $640,000 | -73.6% | 0.0% |
| Northwest Federal Credit Union | $520,000 | $640,000 | 23.1% | 0.0% |
| State Bank of Southern Utah | $105,000 | $620,000 | 490.5% | 0.0% |
| Commerce Bank | $95,000 | $605,000 | 536.8% | 0.0% |
| Traditional Bank, Inc. | $605,000 | n/a | 0.0% | |
| CERTIFIED | $1,965,000 | $600,000 | -69.5% | 0.0% |
| Community First Bank | $565,000 | n/a | 0.0% | |
| First Bank | $255,000 | $565,000 | 121.6% | 0.0% |
| Settlers Bank | $535,000 | n/a | 0.0% | |
| CRESCENT MORTGAGE COMPANY | $5,165,000 | $530,000 | -89.7% | 0.0% |
| USAlliance Federal Credit Union | $530,000 | n/a | 0.0% | |
| Bank of Washington | $525,000 | n/a | 0.0% | |
| American Mortgage Bank, LLC | $520,000 | n/a | 0.0% | |
| Veritex Community Bank | $515,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $1,480,000 | $515,000 | -65.2% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $1,435,000 | $510,000 | -64.5% | 0.0% |
| Equitable Bank | $505,000 | n/a | 0.0% | |
| First IC Corporation | $490,000 | n/a | 0.0% | |
| GREAT LAKES | $1,090,000 | $490,000 | -55.0% | 0.0% |
| CITIZENS EQUITY FIRST | $2,505,000 | $485,000 | -80.6% | 0.0% |
| First State Bank of St. Charles, Missouri | $1,675,000 | $475,000 | -71.6% | 0.0% |
| First National Bank Of Oklahoma | $465,000 | n/a | 0.0% | |
| JUSTICE Federal Credit Union | $465,000 | n/a | 0.0% | |
| PACIFIC SERVICE | $720,000 | $465,000 | -35.4% | 0.0% |
| First Hope Bank, A National Banking Association | $445,000 | n/a | 0.0% | |
| Independent Bank | $445,000 | n/a | 0.0% | |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $3,240,000 | $435,000 | -86.6% | 0.0% |
| First Bank | $255,000 | $435,000 | 70.6% | 0.0% |
| Ukrainian Federal Credit Union | $435,000 | n/a | 0.0% | |
| Community First National Bank | $1,335,000 | $425,000 | -68.2% | 0.0% |
| Equity Bank | $425,000 | n/a | 0.0% | |
| Ottawa Savings Bank | $195,000 | $425,000 | 117.9% | 0.0% |
| SENB Bank | $425,000 | n/a | 0.0% | |
| NuVision Federal Credit Union | $2,010,000 | $420,000 | -79.1% | 0.0% |
| Gate City Bank | $485,000 | $415,000 | -14.4% | 0.0% |
| Oregon Pacific Banking Company | $415,000 | n/a | 0.0% | |
| Utah Power | $1,950,000 | $410,000 | -79.0% | 0.0% |
| ASSEMBLIES OF GOD Credit Union | $405,000 | n/a | 0.0% | |
| COMMUNITYAMERICA | $405,000 | n/a | 0.0% | |
| Guaranty Bank & Trust, N.A. | $405,000 | n/a | 0.0% | |
| Peoples Bank | $650,000 | $395,000 | -39.2% | 0.0% |
| FIDELITY BANK | $265,000 | $385,000 | 45.3% | 0.0% |
| Presidential Bank, FSB | $465,000 | $385,000 | -17.2% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $375,000 | n/a | 0.0% | |
| People's Bank of Commerce | $375,000 | n/a | 0.0% | |
| 1st Security Bank of Washington | $365,000 | n/a | 0.0% | |
| Gain Federal Credit Union | $435,000 | $365,000 | -16.1% | 0.0% |
| T2 FINANCIAL LLC | $365,000 | n/a | 0.0% | |
| STANFORD Federal Credit Union | $2,670,000 | $360,000 | -86.5% | 0.0% |
| VA Desert Pacific FCU | $360,000 | n/a | 0.0% | |
| American Bank & Trust | $355,000 | n/a | 0.0% | |
| FirstBank | $22,295,000 | $355,000 | -98.4% | 0.0% |
| Pony Express Bank | $355,000 | n/a | 0.0% | |
| Prosperity Bank | $2,175,000 | $355,000 | -83.7% | 0.0% |
| Alerus Financial | $685,000 | $345,000 | -49.6% | 0.0% |
| Bank of Colorado | $345,000 | n/a | 0.0% | |
| BLACK HILLS FEDERAL CREDIT UNION | $345,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $1,830,000 | $325,000 | -82.2% | 0.0% |
| Core Bank | $1,940,000 | $325,000 | -83.2% | 0.0% |
| First United Bank and Trust Company | $2,095,000 | $325,000 | -84.5% | 0.0% |
| Simmons Bank | $15,110,000 | $325,000 | -97.8% | 0.0% |
| Allied First Bank,sb | $165,000 | $315,000 | 90.9% | 0.0% |
| Cf Bank | $2,935,000 | $315,000 | -89.3% | 0.0% |
| Royal Credit Union | $820,000 | $315,000 | -61.6% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $310,000 | n/a | 0.0% | |
| Fremont Bank | $7,375,000 | $310,000 | -95.8% | 0.0% |
| Capital Bank | $1,580,000 | $305,000 | -80.7% | 0.0% |
| Centennial Bank | $880,000 | $305,000 | -65.3% | 0.0% |
| Service Federal Credit Union | $1,875,000 | $300,000 | -84.0% | 0.0% |
| Bank of Utah | $1,265,000 | $295,000 | -76.7% | 0.0% |
| EMERY FEDERAL CREDIT UNION | $285,000 | n/a | 0.0% | |
| First Harrison Bank | $285,000 | n/a | 0.0% | |
| Golden Empire Mortgage, Inc. | $285,000 | n/a | 0.0% | |
| SUN Federal Credit Union | $285,000 | n/a | 0.0% | |
| Utah Mortgage Loan Corporation | $1,295,000 | $285,000 | -78.0% | 0.0% |
| Chickasaw Community Bank | $1,135,000 | $275,000 | -75.8% | 0.0% |
| KITSAP Credit Union | $265,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $1,410,000 | $265,000 | -81.2% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $255,000 | n/a | 0.0% | |
| Firstar Bank | $255,000 | n/a | 0.0% | |
| KEYPOINT | $1,120,000 | $255,000 | -77.2% | 0.0% |
| Mechanics Bank | $5,615,000 | $255,000 | -95.5% | 0.0% |
| First US Bank | $235,000 | n/a | 0.0% | |
| Hancock Whitney Bank | $235,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $1,100,000 | $235,000 | -78.6% | 0.0% |
| Five Points Bank | $225,000 | n/a | 0.0% | |
| IDAHO CENTRAL | $1,135,000 | $210,000 | -81.5% | 0.0% |
| Arbor Bank | $205,000 | n/a | 0.0% | |
| VALLEY STRONG CREDIT UNION | $315,000 | $205,000 | -34.9% | 0.0% |
| Florida Capital Bank | $4,195,000 | $195,000 | -95.4% | 0.0% |
| Fortress Bank | $185,000 | n/a | 0.0% | |
| Honor Credit Union | $185,000 | n/a | 0.0% | |
| United Nations Federal Credit Union | $785,000 | $175,000 | -77.7% | 0.0% |
| The Evangeline Bank & Trust Company | $165,000 | n/a | 0.0% | |
| ARROWHEAD CENTRAL CREDIT UNION | $155,000 | n/a | 0.0% | |
| First American Bank | $470,000 | $155,000 | -67.0% | 0.0% |
| First Bank & Trust Co. | $155,000 | n/a | 0.0% | |
| Citizens Bank, N.A | $145,000 | n/a | 0.0% | |
| Christian Community Credit Union | $390,000 | $140,000 | -64.1% | 0.0% |
| N R L Federal Credit Union | $160,000 | $135,000 | -15.6% | 0.0% |
| ALTURA | $270,000 | $125,000 | -53.7% | 0.0% |
| TOWER | $315,000 | $125,000 | -60.3% | 0.0% |
| AEROSPACE FEDERAL CREDIT UNION | $115,000 | n/a | 0.0% | |
| Wintrust Bank, N.A. | $115,000 | n/a | 0.0% | |
| ALL WESTERN MORTGAGE, INC. | $385,000 | $105,000 | -72.7% | 0.0% |
| Elements Financial Federal Credit Union | $180,000 | $105,000 | -41.7% | 0.0% |
| Valley National Bank | $155,000 | $105,000 | -32.3% | 0.0% |
| WNB Financial, N.A. | $105,000 | n/a | 0.0% | |
| First Bank & Trust | $95,000 | n/a | 0.0% | |
| GARDNER FINANCIAL SERVICES, LTD. | $95,000 | n/a | 0.0% | |
| AMERICAN UNITED FAMILY OF CREDIT UN | $335,000 | $90,000 | -73.1% | 0.0% |
| PROPONENT Federal Credit Union | $230,000 | $80,000 | -65.2% | 0.0% |
| First Eagle Federal Credi Union | $75,000 | n/a | 0.0% | |
| INOVA FEDERAL CREDIT UNION | $360,000 | $75,000 | -79.2% | 0.0% |
| NASA Federal Credit Union | $55,000 | $65,000 | 18.2% | 0.0% |
| PREMIER AMERICA | $5,025,000 | $65,000 | -98.7% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $25,000 | $60,000 | 140.0% | 0.0% |
| AFL CIO EMPLOYEES FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| Consolidated Federal Credit Union | $55,000 | n/a | 0.0% | |
| DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION | $310,000 | $55,000 | -82.3% | 0.0% |
| FIRST CHOICE MH LLC | $335,000 | $55,000 | -83.6% | 0.0% |
| CHARTWAY FEDERAL CREDIT UNION | $290,000 | $45,000 | -84.5% | 0.0% |
| KS StateBank | $220,000 | $45,000 | -79.5% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $25,000 | $40,000 | 60.0% | 0.0% |
| SKYONE Federal Credit Union | $1,760,000 | $35,000 | -98.0% | 0.0% |
Nevada's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.3% market share. In second place, with 5.3%, is GUILD MORTGAGE COMPANY, having originated $1,048,270,000 in loans. In third place, with 5.3%, is QUICKEN LOANS, LLC, having originated $1,045,975,000 in loans. In fourth place, with 3.1%, is DHI MORTGAGE COMPANY, LTD., having originated $615,205,000 in loans. In fifth place, with 3.1%, is EAGLE HOME MORTGAGE, LLC, having originated $615,075,000 in loans.
Nevada Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 37,698 | $15,233,770,000 | $404,100 |
| Cash Out Refi | 6,525 | $1,799,185,000 | $275,737 |
| Other | 4,986 | $722,210,000 | $144,848 |
| Home Improvement | 4,660 | $508,730,000 | $109,170 |
| Refi | 2,401 | $1,444,915,000 | $601,797 |
| NA | 56 | $15,310,000 | $273,393 |
Nevada's most frequently cited loan purpose was Home Purchase, with 37,698 originations. The 2nd most popular reason was Cash Out Refi, with 6,525 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 17,982 | $6,944,200,000 | $386,175 |
| 5-6% | 11,966 | $5,365,910,000 | $448,430 |
| 7-8% | 11,723 | $3,914,975,000 | $333,957 |
| Over 8% | 10,310 | $1,686,880,000 | $163,616 |
| 4-5% | 2,937 | $1,242,185,000 | $422,943 |
| 3-4% | 637 | $185,825,000 | $291,719 |
| <2.5% | 530 | $146,610,000 | $276,623 |
| 2.5-3% | 72 | $85,520,000 | $1,187,778 |
During 2023, Nevada's most frequently originated rate bucket was 6-7%, with 17,982 originations.
Loan Sizing (Nevada MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 23,382 | $7,222,030,000 | $308,871 |
| $400k-600k | 12,069 | $5,670,115,000 | $469,808 |
| $100,000 or less | 9,387 | $498,685,000 | $53,125 |
| $100k-200k | 7,516 | $1,099,060,000 | $146,229 |
| $600k-1000k | 2,987 | $2,120,195,000 | $709,807 |
| $Over $1MM | 985 | $3,114,035,000 | $3,161,457 |
Nevada's loan sizing saw the bucket of loans from $200k-400k with 23,382 originations, totaling $7,222,030,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 23,930 | $9,729,560,000 | $406,584 |
| 60-80% | 11,426 | $5,316,010,000 | $465,256 |
| Under 20% | 9,419 | $633,935,000 | $67,304 |
| 40-60% | 5,109 | $2,281,365,000 | $446,538 |
| 20-40% | 4,930 | $997,740,000 | $202,381 |
| Over 100% | 1,167 | $531,155,000 | $455,146 |
Nevada's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 23,930 originations, totaling $9,729,560,000 in origination value.