Nevada Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Nevada averaged 6.37% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.38% and one month ago for the week of 2025-02-27, the average rate was 6.49%.

Nevada's average rate one year ago was 6.72%.

For refis of the same type during the week of 2025-04-03, the average rate was 7.1%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Nevada 30 Year Fixed Rate 2025-04-03 6.37%
Nevada 30 Year Fixed Rate Refi 2025-04-03 7.1%
Nevada 15 Year Fixed Rate 2025-04-03 6.18%
Nevada 15 Year Fixed Rate Refi 2025-04-03 5.9%
Nevada 30 Year FHA 2025-04-03 5.95%
Nevada 30 Year FHA Refi 2025-04-03 5.83%
Nevada 30 Year USDA 2025-04-03 6.42%
Nevada 30 Year USDA Refi 2025-04-03 6.52%
Nevada 30 Year VA 2025-04-03 5.6%
Nevada 30 Year VA Refi 2025-04-03 5.59%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Nevada.

Nevada Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Nevada market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 2,211 6.75% $9,630
QUICKEN LOANS, LLC 1,804 6.65% $8,036
GUILD MORTGAGE COMPANY 1,537 6.71% $9,287
EAGLE HOME MORTGAGE, LLC 1,271 5.17% $5,746
DHI MORTGAGE COMPANY, LTD. 792 5.81% $3,368
PULTE MORTGAGE LLC 708 6.06% $1,717
KBHS HOME LOANS, LLC 691 5.88% $4,985
JPMorgan Chase Bank 628 6.56% $5,636
U.S. Bank 544 6.53% $7,422
CROSSCOUNTRY MORTGAGE, LLC 509 7.02% $9,593
LOANDEPOT.COM, LLC 506 6.59% $8,487
PENNYMAC LOAN SERVICES, LLC 451 6.74% $8,700
HOMEAMERICAN MORTGAGE CORPORATION 414 5.79% $1,676
BROKER SOLUTIONS, INC. 403 6.80% $8,115
MOVEMENT MORTGAGE, LLC 379 6.91% $8,819
Wells Fargo Bank 368 6.60% $5,830
Zions Bank 364 6.38% $6,909
GUARANTEED RATE, INC. 362 6.86% $8,068
CMG MORTGAGE, INC. 303 6.69% $9,387
The Loan Store, Inc. 287 6.85% $7,139
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 276 6.98% $8,154
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 241 6.89% $8,604
INSPIRE HOME LOANS INC. 240 5.98% $4,523
Bank of America 227 6.08% $6,506
GREATER NEVADA LLC 212 6.43% $5,128
NAVY FEDERAL CREDIT UNION 207 6.42% $5,578
TBI MORTGAGE COMPANY 199 6.54% $9,821
CARDINAL FINANCIAL 185 6.95% $9,830
AXIA FINANCIAL, LLC 180 6.86% $9,119
South Pacific Financial Corporation 171 5.91% $4,551
SECURITYNATIONAL MORTGAGE COMPANY 164 7.24% $9,741
MUTUAL OF OMAHA MORTGAGE, INC. 160 6.61% $7,134
Plains Commerce Bank 160 6.57% $8,797
PRIMELENDING, A PLAINSCAPITAL COMPANY 151 6.92% $7,486
ONE NEVADA CREDIT UNION 142 6.48% $5,891
CANOPY MORTGAGE, LLC 135 6.74% $9,841
American Mortgage & Equity Consultants, Inc. 126 6.92% $8,767
OCMBC, INC. 125 7.91% $13,637
NEW WAVE LENDING GROUP INC 122 7.12% $9,634
AMERICAN PACIFIC MORTGAGE CORPORATION 119 6.82% $9,145
Mr. Cooper ( Nationstar Mortgage ) 117 6.69% $8,992
ZILLOW HOME LOANS, LLC 116 6.78% $6,579
FBC MORTGAGE, LLC 115 6.78% $8,058
INFINITY EQUITY GROUP, INC. 115 6.98% $6,965
UNITED 113 6.47% $7,882
Nations Lending Corporation 109 6.69% $5,883
Morgan Stanley Private Bank 107 6.02% $5,177
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 107 6.60% $8,042
General Mortgage Capital Corporation 101 7.03% $6,321
CASTLE & COOKE MORTGAGE, LLC 101 6.99% $7,976
MORIA DEVELOPMENT, INC. 98 7.23% $9,868
Prosperity Home Mortgage, LLC 95 6.83% $8,121
Century Mortgage Company DBA Century Lending Company 93 6.94% $9,069
MASON MCDUFFIE MORTGAGE CORPORATION 92 6.93% $7,273
Paramount Residential Mortgage Group, Inc. 91 6.98% $8,791
Flagstar Bank, FSB 91 7.10% $8,667
Citadel Servicing Corporation 90 8.16% $17,531
NOVA FINANCIAL & INVESTMENT CORPORATION 89 6.88% $6,178
CLARK COUNTY CREDIT UNION 87 6.46% $6,251
NEWREZ LLC 85 6.95% $8,090
FREEDOM MORTGAGE CORPORATION 84 6.95% $8,609
BAY-VALLEY MORTGAGE GROUP 81 7.38% $10,592
SUMMIT FUNDING, INC. 78 6.70% $11,034
East West Bank 78 6.84% $3,939
BAY EQUITY LLC 75 6.76% $5,980
BMO Harris Bank 74 6.85% $7,125
NBKC BANK 72 6.48% $3,838
RMS & Associates 71 7.02% $9,840
PREMIER MORTGAGE RESOURCES, L.L.C. 71 6.57% $10,914
First National Bank of America 68 9.38% $11,485
AMERICA FIRST 65 6.72% $5,789
Sierra Pacific Mortgage Company, Inc. 65 6.72% $7,563
Citibank 64 6.24% $7,394
HOMEXPRESS MORTGAGE CORP. 63 8.05% $17,266
DATA MORTGAGE, INC. 61 6.94% $9,403
TJC Mortgage, Inc. 60 6.70% $7,789
CLM MORTGAGE, INC 57 6.45% $9,247
AMERICAN FINANCIAL NETWORK, INC. 57 6.86% $10,461
FIRST COLONY MORTGAGE CORPORATION 51 6.69% $8,384
Washington Federal Bank 50 7.08% $18,621
LENDSURE MORTGAGE CORP. 50 7.94% $16,977
BRIDGELOCK CAPITAL 49 7.33% $6,601
HOMESIDE FINANCIAL, LLC 49 6.77% $8,968
USAA Federal Savings Bank 48 6.71% $7,537
PLANET HOME LENDING, LLC 47 6.57% $7,577
ALLIED MORTGAGE GROUP, INC. 46 6.97% $9,132
HighTechLending Inc 46 7.12% $9,321
ARK-LA-TEX FINANCIAL SERVICES, LLC. 46 6.81% $6,592
Charles Schwab Bank, SSB 45 5.84% $5,508
ML Mortgage Corp. 44 7.05% $9,505
SILVER STATE SCHOOLS SERVICE COMPANY, LLC 43 6.96% $4,718
NEXERA HOLDING LLC 43 7.76% $15,499
GENEVA FINANCIAL, LLC 43 7.15% $9,465
PANORAMA MORTGAGE GROUP, LLC 41 6.35% $7,942
BETTER MORTGAGE CORPORATION 40 6.45% $6,421
PRIMARY RESIDENTIAL MORTGAGE, INC. 39 6.71% $8,169
NexBank 39 7.06% $8,445
ALAMEDA MORTGAGE CORPORATION 38 6.85% $8,136
Gateway First Bank 38 6.97% $8,474
V.I.P. MORTGAGE, INC. 37 6.86% $6,807
ISERVE RESIDENTIAL LENDING, LLC 37 6.79% $8,365
S1L, Inc. 35 7.03% $8,410
First Option Mortgage, LLC 34 7.02% $10,330
Constant Investments, Inc. 33 6.82% $6,534
Ixonia Bank 33 7.13% $5,735
LEADERONE FINANCIAL CORPORATION 31 6.96% $7,048
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 30 6.83% $8,135
LADERA LENDING, INC. 30 6.78% $6,033
MOUNTAIN AMERICA 29 6.53% $6,644
PNC Bank 28 6.69% $6,046
TOP FLITE FINANCIAL, INC. 28 6.87% $10,642
UNION HOME MORTGAGE CORP. 28 7.12% $8,605
Discover Bank 28 6.98% $0
AMERISAVE MORTGAGE CORPORATION 27 6.67% $9,917
AmeriHome Mortgage Company, LLC 27 7.07% $6,986
PENTAGON FEDERAL CREDIT UNION 26 6.41% $7,994
Commerce Home Mortgage, Inc. 25 7.65% $13,301
ONY GLO, INC. 25 7.13% $9,189
EVERETT FINANCIAL, INC. 24 7.23% $10,051
PROVIDENT FUNDING ASSOCIATES, L.P. 23 6.48% $6,641
UBS Bank USA 23 6.21% $6,522
Northpointe Bank 23 6.21% $5,022
A&D Mortgage LLC 23 7.58% $12,564
PLAZA HOME MORTGAGE, INC. 23 7.04% $6,041
Ally Bank 23 6.60% $9,059
DEEPHAVEN MORTGAGE LLC 23 8.63% $18,375
Cathay Bank 22 6.47% $3,846
Bank of England 21 7.14% $9,258
CORNERSTONE HOME LENDING, INC. 20 7.03% $9,738
AMERICAN FINANCING CORPORATION 20 6.61% $9,303
Logan Finance Corporation 19 7.77% $14,969
CHURCHILL MORTGAGE CORPORATION 19 6.65% $9,398
Carrington Mortgage Services, LLC 19 7.34% $11,196
PHH Mortgage Corporation 19 6.59% $7,644
Stifel Bank and Trust 18 5.93% $4,072
Franklin Loan Corporation 18 7.14% $7,558
MLD MORTGAGE INC. 18 6.67% $5,816
Barrington Bank & Trust Company, N.A. 18 6.80% $6,164
First Federal Bank 17 6.35% $5,844
Cornerstone First Mortgage, Inc 17 6.67% $8,792
SUN AMERICAN MORTGAGE COMPANY 17 6.87% $6,080
RESIDENTIAL BANCORP 17 7.07% $10,525
T2 FINANCIAL LLC 17 7.15% $10,146
FUNDLOANS CAPITAL 16 7.99% $16,922
SUN WEST MORTGAGE COMPANY, INC. 16 6.76% $8,297
CALCON MUTUAL MORTGAGE LLC 16 7.07% $13,024
NP, Inc. 16 7.83% $16,446
INTERCAP LENDING INC. 16 6.87% $6,159
CITYWIDE HOME LOANS, LLC 16 6.77% $8,733
SWBC MORTGAGE CORPORATION 15 7.40% $6,770
RESIDENTIAL WHOLESALE MORTGAGE, INC. 15 6.62% $7,011
JMJ FINANCIAL GROUP 14 6.98% $7,993
LOANPAL, LLC 14 6.36% $11,222
Mortgage Research Center, LLC 14 6.71% $6,200
MidFirst Bank 14 6.67% $11,787
RBC Bank, (Georgia) 14 5.82% $5,029
SIRVA MORTGAGE, INC. 14 6.74% $408
Umpqua Bank 14 6.88% $8,351
PACIFIC RESIDENTIAL MORTGAGE, LLC 13 7.08% $10,023
NMSI, INC. 13 6.63% $7,155
NFM, INC. 13 6.72% $8,915
ALLIANT CREDIT UNION 13 6.38% $6,503
First-Citizens Bank & Trust Company 13 6.62% $5,544
ANGEL OAK MORTGAGE SOLUTIONS LLC 12 7.58% $16,280
Grand Bank for Savings, FSB 12 9.25% $9,750
Arvest Bank 12 6.82% $6,506
ARC HOME LLC 12 7.55% $13,136
21ST MORTGAGE CORPORATION 12 9.00% $6,286
Watermark Capital, Inc. 12 6.47% $5,564
BM Real Estate Services, Inc. 11 7.12% $7,357
STAR ONE CREDIT UNION 11 6.34% $2,643
UNITED MORTGAGE CORP 11 7.00% $9,216
City National Bank 11 6.62% $6,767
Firefighters First Federal Credit Union 11 6.36% $2,772
AMERITRUST MORTGAGE CORPORATION 11 7.36% $10,301
LAKEVIEW LOAN SERVICING, LLC 10 6.59% $6,720
Axos Bank 10 6.93% $6,778
Bethpage Federal Credit Union 10 6.56% $7,328
Farmers Bank & Trust 10 6.48% $4,588
HOMEBRIDGE FINANCIAL SERVICES, INC. 10 7.71% $13,590
5TH STREET CAPITAL, INC. 10 7.66% $12,715
VAN DYK MORTGAGE CORPORATION 10 7.07% $5,997
DAS Acquisition Company, LLC 10 6.97% $10,586
MORTGAGE MANAGEMENT CONSULTANTS, INC. 9 7.07% $8,102
The Federal Savings Bank 9 6.97% $9,223
Hometown Equity Mortgage, LLC 9 8.25% $14,844
SIMPLIFI MORTGAGE, LLC 9 7.19% $7,442
Greenbox Loans, Inc. 9 9.39% $18,030
JMAC LENDING, INC. 9 6.89% $5,186
HSBC BANK USA, NATIONAL ASSOCIATION 9 6.17% $7,327
Ameris Bank 9 6.68% $6,302
NATIONS DIRECT MORTGAGE, LLC 9 7.29% $13,569
NATIONWIDE MORTGAGE BANKERS, INC. 8 7.06% $10,682
The Central Trust Bank 8 6.83% $4,919
The Huntington National Bank 8 7.14% $5,786
AMERICAN FINANCIAL RESOURCES, INC. 8 6.70% $8,486
ALTITUDE FINANCIAL CORPORATION 8 6.73% $4,741
LAND HOME FINANCIAL SERVICES, INC. 8 7.25% $6,435
Goldman Sachs Bank USA 8 6.10% $7,371
MORTGAGE SOLUTIONS OF COLORADO, LLC 8 7.47% $7,909
CITY FIRST MORTGAGE SERVICES, L.L.C. 8 7.12% $4,868
Citizens Bank 8 6.56% $7,756
Baxter Credit Union 8 6.34% $6,357
F&A Federal Credit Union 8 6.05% $2,262
Quontic Bank 8 8.63% $15,588
Sunflower Bank 7 7.05% $7,811
Truist 7 6.44% $8,020
North American Savings Bank, F.S.B. 7 7.77% $5,960
Credit Union 1 7 6.68% $4,370
MICHIGAN MUTUAL, INC. 7 7.08% $6,311
Goldwater Bank, N.A. 7 6.95% $11,307
M&T Bank 7 6.80% $6,979
Waterstone Mortgage Corporation 6 7.06% $11,434
NuVision Federal Credit Union 6 6.48% $6,040
GUARANTEED RATE AFFINITY, LLC 6 6.50% $4,451
DIGNIFIED HOME LOANS, LLC 6 6.77% $12,955
Golden Empire Mortgage, Inc. 6 6.48% $9,406
Pacific Lending LLC 6 6.93% $9,631
Bank of Hope 6 6.63% $4,878
Encompass Lending Group, LP 6 6.87% $9,633
AMERICAN HERITAGE LENDING, INC. 6 9.21% $22,717
Performance Financial, Inc. 6 7.35% $14,117
DIGITAL Federal Credit Union 6 6.54% $4,616
COMMUNITY MORTGAGE FUNDING, LLC 6 6.79% $4,744
Royal Business Bank 6 7.27% $8,657
VANDERBILT MORTGAGE AND FINANCE, INC. 6 8.70% $8,971
SNAPFI, INC. 5 6.78% $7,027
Glacier Bank 5 6.85% $10,916
Equity Prime Mortgage LLC 5 7.15% $6,483
MID AMERICA MORTGAGE, INC. 5 7.03% $11,488
Home Mortgage Alliance Corp 5 6.85% $19,040
First Bank 5 6.88% $4,017
LOGIX FEDERAL CREDIT UNION 5 6.74% $7,566
Armed Forces Bank 5 7.20% $4,886
FIRST CHOICE MH LLC 5 10.35% $3,027
DIRECT MORTGAGE LOANS, LLC 4 6.97% $11,474
OAKTREE FUNDING CORP. 4 8.13% $28,544
CHEVRON 4 6.88% $5,004
Old National Bank 4 6.44% $3,558
Paramount Bank 4 6.84% $4,310
GARDNER FINANCIAL SERVICES, LTD. 4 6.78% $9,195
KeyBank 4 6.34% $13,449
WINGS FINANCIAL 4 6.09% $5,545
1st Security Bank of Washington 4 7.22% $6,703
Home Loan Investment Bank, F.S.B. 4 6.90% $5,348
FIRST TECHNOLOGY 4 6.41% $9,159
IDAHO CENTRAL 4 6.47% $3,769
Raymond James Bank 4 5.47% $5,299
HomeStreet Bank 4 7.06% $4,592
AMERICAN PORTFOLIO MORTGAGE CORPORATION 3 7.29% $9,441
Financial Partners Credit Union 3 6.88% $7,652
Washington Trust Bank 3 6.54% $5,630
ADVANCIAL 3 8.21% $7,002
Utah Mortgage Loan Corporation 3 7.29% $7,633
Commerce Bank 3 6.54% $3,757
CLEARPATH LENDING 3 6.08% $10,827
Great Basin Federal Credit Union 3 6.87% $8,018
United Nations Federal Credit Union 3 6.63% $5,965
INTELLILOAN, INC. 3 6.62% $2,383
ON Q FINANCIAL, INC. 3 6.92% $5,731
OPEN MORTGAGE, LLC 3 7.37% $6,005
PACIFIC HOME LOANS, INC. 3 6.71% $4,932
BOKF 3 7.00% $5,784
Farm Credit Mid-America, ACA 3 7.04% $12,164
FIRST COMMUNITY MORTGAGE, INC. 3 7.58% $8,084
BECKAM FUNDING CORP. 3 7.46% $7,251
Texana Bank 3 6.92% $7,743
RESIDENTIAL MORTGAGE, LLC 3 7.16% $5,710
State Bank of Southern Utah 3 6.88% $4,993
INOVA FEDERAL CREDIT UNION 2 6.75% $2,912
KINECTA 2 6.00% $13,584
First Horizon Bank 2 6.88% $4,235
BELEM SERVICING LLC 2 7.00% $5,012
GOLDENWEST 2 7.13% $5,726
PREMIA MORTGAGE, LLC 2 7.00% $2,952
Southwest Airlines Federal Credit Union 2 6.75% $8,876
FIRST NATIONS HOME FINANCE CORPORATION 2 6.63% $5,196
Bank of Whittier 2 6.81% $8,208
CITIZENS EQUITY FIRST 2 6.38% $2,815
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers 2 7.56% $14,692
First Merchants Bank 2 6.69% $4,899
Academy Bank 2 6.75% $5,496
NETWORK CAPITAL FUNDING CORPORATION 2 5.94% $12,393
Shea Mortgage Inc. 2 6.50% $2,671
Fremont Bank 2 7.38% $4,585
Inwood National Bank 2 6.43% $3,851
Leader Bank 2 6.25% $3,680
ANDREWS FEDERAL CREDIT UNION 2 6.31% $5,238
Willamette Valley Bank 2 6.75% $5,330
ROUNDPOINT MORTGAGE SERVICING CORPORATION 2 6.81% $4,682
MORTGAGEONE, INC. 2 7.00% $7,064
STANFORD Federal Credit Union 2 6.63% $3,969
WALL FINANCIAL, INC. 2 7.06% $10,962
SANDIA LABORATORY 2 6.63% $11,049
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 2 7.00% $9,442
Town Square Mortgage & Investments, Inc. 2 7.06% $3,611
TOWNE MORTGAGE COMPANY 2 7.63% $11,792
First United Bank and Trust Company 2 6.63% $17,145
NORTHROP GRUMMAN Federal Credit Union 2 6.44% $4,785
Fifth Third Bank 2 6.19% $5,291
UMB Bank 2 6.31% $10,652
Union Savings Bank 2 7.19% $3,763
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.13% $17,115
First State Bank 1 6.63% $3,957
First Western Trust Bank 1 6.13% $12,620
Florida Capital Bank 1 7.13% $8,320
Fortress Bank 1 6.50% $3,560
FOUNDATION MORTGAGE CORPORATION 1 8.75% $10,877
Gate City Bank 1 6.00% $8,237
GEO-CORP, INC. 1 6.50% $9,602
Fidelity Bank 1 6.88% $2,910
Exchange Bank 1 6.88% $3,414
IAA Credit Union 1 7.13% $7,221
IDAHO STATE UNIVERSITY 1 7.38% $4,221
ILLINOIS STATE CREDIT UNION 1 6.75% $5,227
I.L.W.U. CREDIT UNION 1 6.13% $3,745
Eagle Bank and Trust Company 1 6.13% $10,398
INTERCOASTAL MORTGAGE COMPANY 1 6.13% $2,202
INTOUCH CREDIT UNION 1 6.88% $4,510
DIRECT MORTGAGE, CORP. 1 5.63% $13,769
Kaiperm Diablo Federal Credit Union 1 4.88% $5,546
Deere Employees Credit Union 1 5.99% $2,472
Dakota Community Bank & Trust 1 7.00% $8,047
LENOX FINANCIAL MORTGAGE CORPORATION 1 5.88% $10,021
CrossFirst Bank 1 6.88% $8,187
LOS ANGELES POLICE Federal Credit Union 1 6.38% $3,790
Luxury Mortgage Corp. 1 7.38% $12,455
Magnolia Bank 1 6.62% $3,960
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 1 6.88% $4,438
MEMBERS 1ST FEDERAL CREDIT UNION 1 7.00% $10,579
Mid Penn Bank 1 6.50% $6,724
COMMUNITYAMERICA 1 6.50% $3,334
MOUNTAIN WEST FINANCIAL, INC. 1 6.99% $4,885
Civista Bank 1 6.63% $2,568
City Bank 1 7.38% $20,426
CIBC Bank USA 1 5.38% $5,112
Christian Community Credit Union 1 6.88% $6,018
Cf Bank 1 6.62% $925
Cache Valley Bank 1 8.00% $14,627
Blue Ridge Bank 1 7.25% $6,736
Bank of Utah 1 6.63% $11,351
Bank Iowa 1 6.50% $7,032
Bank-Fund Staff Federal Credit Union 1 5.50% $4,611
SALAL 1 6.38% $7,737
SeaTrust Mortgage Company 1 6.25% $4,181
Servion, Inc. 1 7.13% $4,391
Shore United Bank 1 7.25% $5,958
ARIZONA 1 6.13% $4,541
Signature Federal Credit Union 1 6.13% $10,166
SPIRE Credit Union 1 7.13% $4,784
AmRes Corporation 1 6.63% $9,698
TEACHERS 1 6.13% $6,717
TEACHERS CREDIT UNION 1 7.13% $6,114
The Northern Trust Company 1 6.75% $6,043
The State Bank 1 7.63% $3,476
The Union Bank Company 1 7.00% $4,190
THRIVENT Federal Credit Union 1 6.75% $6,580
TOGETHER CREDIT UNION 1 6.75% $3,973
First Federal Savings and Loan Association of Lakewood 1 7.15% $4,367
UNIFY FINANCIAL Credit Union 1 6.05% $1,025
AMERICAN INTERNET MORTGAGE, INC. 1 6.63% $4,119
AMERICAN FIRST 1 6.88% $3,574
UNIVERSAL MORTGAGE & FINANCE, INC. 1 9.00% $8,700
USE Credit Union 1 6.63% $4,575
UTAH FIRST 1 6.88% $0
WESCOM CENTRAL CREDIT UNION 1 6.88% $5,313

Nevada Average Closing Costs & Other Stats

Nevada's 366 lenders originated 65,500 loans during 2024. The total origination value was $24,028,830,000, with an average loan value of $366,852.

Nevada's average closing costs are $6,477.

The top Nevada lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 2,211 loans originated. Their average total fees are $9,630, which is $1,595 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee Nevada lenders (with over 10 loans originated) are Discover Bank ($0), SIRVA MORTGAGE, INC. ($408), HOMEAMERICAN MORTGAGE CORPORATION ($1,676), PULTE MORTGAGE LLC ($1,717) and STAR ONE CREDIT UNION ($2,643).

The lowest rate Nevada lenders (with over 10 loans originated) are EAGLE HOME MORTGAGE, LLC (5.17%), HOMEAMERICAN MORTGAGE CORPORATION (5.79%), DHI MORTGAGE COMPANY, LTD. (5.81%), RBC Bank, (Georgia) (5.82%) and Charles Schwab Bank, SSB (5.84%).

Nevada Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
UNITED WHOLESALE MORTGAGE, LLC $1,442,745,000 $1,898,755,000 31.6% 7.9%
GUILD MORTGAGE COMPANY $1,048,270,000 $1,280,575,000 22.2% 5.3%
QUICKEN LOANS, LLC $1,045,975,000 $1,131,275,000 8.2% 4.7%
EAGLE HOME MORTGAGE, LLC $615,075,000 $820,965,000 33.5% 3.4%
DHI MORTGAGE COMPANY, LTD. $615,205,000 $799,530,000 30.0% 3.3%
JPMorgan Chase Bank $294,915,000 $584,945,000 98.3% 2.4%
Wells Fargo Bank $289,015,000 $499,005,000 72.7% 2.1%
U.S. Bank $463,140,000 $495,585,000 7.0% 2.1%
LOANDEPOT.COM, LLC $476,990,000 $464,185,000 -2.7% 1.9%
PENNYMAC LOAN SERVICES, LLC $229,340,000 $461,210,000 101.1% 1.9%
KBHS HOME LOANS, LLC $454,000,000 $453,885,000 0.0% 1.9%
PULTE MORTGAGE LLC $366,085,000 $450,700,000 23.1% 1.9%
CROSSCOUNTRY MORTGAGE, LLC $281,180,000 $439,205,000 56.2% 1.8%
Zions Bank $337,385,000 $365,105,000 8.2% 1.5%
BROKER SOLUTIONS, INC. $348,140,000 $360,340,000 3.5% 1.5%
FREEDOM MORTGAGE CORPORATION $114,435,000 $338,075,000 195.4% 1.4%
HOMEAMERICAN MORTGAGE CORPORATION $233,700,000 $335,250,000 43.5% 1.4%
GUARANTEED RATE, INC. $188,190,000 $331,415,000 76.1% 1.4%
Bank of America $316,075,000 $323,220,000 2.3% 1.3%
WALKER & DUNLOP, LLC $390,870,000 $310,860,000 -20.5% 1.3%
Mortgage Research Center, LLC $215,500,000 $301,710,000 40.0% 1.3%
LENDINGHOME FUNDING CORPORATION $159,675,000 $296,935,000 86.0% 1.2%
MOVEMENT MORTGAGE, LLC $158,865,000 $266,145,000 67.5% 1.1%
AMERICA FIRST $212,745,000 $260,280,000 22.3% 1.1%
CMG MORTGAGE, INC. $204,260,000 $255,020,000 24.9% 1.1%
NAVY FEDERAL CREDIT UNION $193,280,000 $254,420,000 31.6% 1.1%
Citibank $240,095,000 $234,685,000 -2.3% 1.0%
M&T Realty Capital Corporation $229,710,000 n/a 1.0%
INSPIRE HOME LOANS INC. $156,550,000 $213,565,000 36.4% 0.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $259,380,000 $208,555,000 -19.6% 0.9%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY $163,400,000 $180,315,000 10.4% 0.8%
MUTUAL OF OMAHA MORTGAGE, INC. $118,125,000 $155,755,000 31.9% 0.6%
The Loan Store, Inc. $15,890,000 $154,075,000 869.6% 0.6%
CARDINAL FINANCIAL $199,795,000 $146,980,000 -26.4% 0.6%
TBI MORTGAGE COMPANY $128,745,000 $134,905,000 4.8% 0.6%
SECURITYNATIONAL MORTGAGE COMPANY $118,370,000 $133,795,000 13.0% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $73,100,000 $123,725,000 69.3% 0.5%
GREATER NEVADA LLC $108,055,000 $120,650,000 11.7% 0.5%
OCMBC, INC. $80,895,000 $117,370,000 45.1% 0.5%
Morgan Stanley Private Bank $154,055,000 $116,845,000 -24.2% 0.5%
NEWREZ LLC $62,685,000 $115,590,000 84.4% 0.5%
PNC Bank $228,480,000 $114,000,000 -50.1% 0.5%
Century Mortgage Company DBA Century Lending Company $107,670,000 $107,090,000 -0.5% 0.4%
Prudential Huntoon Paige Associates, LLC $106,455,000 n/a 0.4%
Regions Bank $680,000 $106,150,000 15,510.3% 0.4%
UNITED $96,550,000 $104,535,000 8.3% 0.4%
South Pacific Financial Corporation $107,440,000 $102,825,000 -4.3% 0.4%
ONE NEVADA CREDIT UNION $98,080,000 $102,730,000 4.7% 0.4%
AXIA FINANCIAL, LLC $143,520,000 $101,490,000 -29.3% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $103,565,000 $100,615,000 -2.8% 0.4%
CBRE MULTIFAMILY CAPITAL, INC. $131,495,000 $100,030,000 -23.9% 0.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $109,120,000 $96,465,000 -11.6% 0.4%
FBC MORTGAGE, LLC $97,755,000 $96,155,000 -1.6% 0.4%
Paramount Residential Mortgage Group, Inc. $68,755,000 $95,555,000 39.0% 0.4%
Plains Commerce Bank $37,930,000 $93,620,000 146.8% 0.4%
American Mortgage & Equity Consultants, Inc. $158,725,000 $89,855,000 -43.4% 0.4%
CANOPY MORTGAGE, LLC $14,905,000 $87,725,000 488.6% 0.4%
CLARK COUNTY CREDIT UNION $80,080,000 $83,315,000 4.0% 0.3%
BERKELEY POINT CAPITAL LLC $85,700,000 $82,570,000 -3.7% 0.3%
Flagstar Bank, FSB $111,435,000 $80,300,000 -27.9% 0.3%
Ally Bank $13,150,000 $78,435,000 496.5% 0.3%
BMO Harris Bank $76,595,000 $78,280,000 2.2% 0.3%
Citadel Servicing Corporation $84,390,000 $77,040,000 -8.7% 0.3%
East West Bank $190,365,000 $76,580,000 -59.8% 0.3%
MORIA DEVELOPMENT, INC. $3,615,000 $75,565,000 1,990.3% 0.3%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $24,825,000 $73,200,000 194.9% 0.3%
MOUNTAIN AMERICA $104,450,000 $72,010,000 -31.1% 0.3%
LAKEVIEW LOAN SERVICING, LLC $12,920,000 $71,245,000 451.4% 0.3%
AMERICAN FINANCIAL NETWORK, INC. $81,120,000 $70,705,000 -12.8% 0.3%
BERKADIA COMMERCIAL MORTGAGE LLC $46,520,000 $69,550,000 49.5% 0.3%
NOVA FINANCIAL & INVESTMENT CORPORATION $81,885,000 $68,655,000 -16.2% 0.3%
Nations Lending Corporation $49,035,000 $67,195,000 37.0% 0.3%
NEW WAVE LENDING GROUP INC $8,995,000 $65,125,000 624.0% 0.3%
Prosperity Home Mortgage, LLC $73,420,000 $64,705,000 -11.9% 0.3%
VILLAGE CAPITAL MORTGAGE $22,005,000 $64,115,000 191.4% 0.3%
ZILLOW HOME LOANS, LLC $19,340,000 $63,640,000 229.1% 0.3%
USAA Federal Savings Bank $55,125,000 $62,685,000 13.7% 0.3%
PLANET HOME LENDING, LLC $81,985,000 $60,725,000 -25.9% 0.3%
SUMMIT FUNDING, INC. $92,875,000 $60,510,000 -34.8% 0.3%
HOMEXPRESS MORTGAGE CORP. $58,310,000 $60,370,000 3.5% 0.3%
NBKC BANK $43,625,000 $59,910,000 37.3% 0.2%
INFINITY EQUITY GROUP, INC. $37,630,000 $58,660,000 55.9% 0.2%
CASTLE & COOKE MORTGAGE, LLC $53,285,000 $57,525,000 8.0% 0.2%
Grandbridge Real Estate Capital LLC $57,395,000 n/a 0.2%
PANORAMA MORTGAGE GROUP, LLC $30,915,000 $56,360,000 82.3% 0.2%
AMWEST FUNDING CORP. $72,420,000 $55,730,000 -23.0% 0.2%
MASON MCDUFFIE MORTGAGE CORPORATION $63,625,000 $52,030,000 -18.2% 0.2%
Discover Bank $49,100,000 $51,765,000 5.4% 0.2%
ISERVE RESIDENTIAL LENDING, LLC $44,615,000 $51,750,000 16.0% 0.2%
RMS & Associates $39,715,000 $51,495,000 29.7% 0.2%
ALLIED MORTGAGE GROUP, INC. $7,455,000 $50,735,000 580.5% 0.2%
Charles Schwab Bank, SSB $57,060,000 $50,710,000 -11.1% 0.2%
PREMIER MORTGAGE RESOURCES, L.L.C. $28,715,000 $50,460,000 75.7% 0.2%
BAY EQUITY LLC $40,270,000 $48,715,000 21.0% 0.2%
LENDSURE MORTGAGE CORP. $33,020,000 $48,635,000 47.3% 0.2%
GREYSTONE SERVICING COMPANY LLC $48,275,000 n/a 0.2%
The Federal Savings Bank $46,630,000 $45,685,000 -2.0% 0.2%
Washington Federal Bank $51,095,000 $45,010,000 -11.9% 0.2%
Carrington Mortgage Services, LLC $30,885,000 $43,740,000 41.6% 0.2%
General Mortgage Capital Corporation $19,620,000 $43,230,000 120.3% 0.2%
TJC Mortgage, Inc. $22,560,000 $43,130,000 91.2% 0.2%
Figure Lending LLC $36,545,000 $42,260,000 15.6% 0.2%
First-Citizens Bank & Trust Company $29,465,000 $42,225,000 43.3% 0.2%
FIRST COLONY MORTGAGE CORPORATION $7,045,000 $41,535,000 489.6% 0.2%
PENTAGON FEDERAL CREDIT UNION $41,755,000 $41,015,000 -1.8% 0.2%
UBS Bank USA $57,990,000 $40,495,000 -30.2% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $28,460,000 $40,250,000 41.4% 0.2%
AMERISAVE MORTGAGE CORPORATION $58,580,000 $40,030,000 -31.7% 0.2%
TEMPLE VIEW CAPITAL FUNDING, LP $27,235,000 $39,825,000 46.2% 0.2%
SILVER STATE SCHOOLS SERVICE COMPANY, LLC $33,480,000 $39,675,000 18.5% 0.2%
CLM MORTGAGE, INC $38,595,000 n/a 0.2%
NEXERA HOLDING LLC $10,430,000 $38,160,000 265.9% 0.2%
LOANPAL, LLC $27,815,000 $37,805,000 35.9% 0.2%
ML Mortgage Corp. $39,625,000 $37,395,000 -5.6% 0.2%
GENEVA FINANCIAL, LLC $46,445,000 $36,625,000 -21.1% 0.2%
Sierra Pacific Mortgage Company, Inc. $85,125,000 $36,035,000 -57.7% 0.1%
FINANCE OF AMERICA REVERSE LLC $31,420,000 $35,510,000 13.0% 0.1%
HighTechLending Inc $25,160,000 $35,145,000 39.7% 0.1%
DATA MORTGAGE, INC. $44,380,000 $34,915,000 -21.3% 0.1%
BAY-VALLEY MORTGAGE GROUP $45,370,000 $34,855,000 -23.2% 0.1%
DEEPHAVEN MORTGAGE LLC $17,390,000 $34,400,000 97.8% 0.1%
MidFirst Bank $12,540,000 $34,325,000 173.7% 0.1%
NEW DAY FINANCIAL, LLC $27,035,000 $34,265,000 26.7% 0.1%
V.I.P. MORTGAGE, INC. $2,715,000 $33,605,000 1,137.8% 0.1%
PHH Mortgage Corporation $17,695,000 $32,810,000 85.4% 0.1%
ALLIANT CREDIT UNION $17,315,000 $32,720,000 89.0% 0.1%
Glacier Bank $19,315,000 $32,455,000 68.0% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $37,430,000 $32,285,000 -13.7% 0.1%
HOMESIDE FINANCIAL, LLC $6,015,000 $31,265,000 419.8% 0.1%
Equity Prime Mortgage LLC $29,650,000 $30,930,000 4.3% 0.1%
Commerce Home Mortgage, Inc. $15,035,000 $30,495,000 102.8% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $21,240,000 $30,335,000 42.8% 0.1%
MID AMERICA MORTGAGE, INC. $8,875,000 $30,225,000 240.6% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $43,040,000 $30,060,000 -30.2% 0.1%
Gateway First Bank $30,340,000 $28,735,000 -5.3% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $17,725,000 $28,310,000 59.7% 0.1%
BRIDGELOCK CAPITAL $15,805,000 $27,720,000 75.4% 0.1%
TOP FLITE FINANCIAL, INC. $13,670,000 $27,570,000 101.7% 0.1%
Hometown Equity Mortgage, LLC $11,765,000 $27,235,000 131.5% 0.1%
AmeriHome Mortgage Company, LLC $25,475,000 $26,980,000 5.9% 0.1%
PLAZA HOME MORTGAGE, INC. $7,475,000 $26,845,000 259.1% 0.1%
A&D Mortgage LLC $6,975,000 $26,800,000 284.2% 0.1%
NORTHMARQ CAPITAL FINANCE, L.L.C. $26,005,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $8,985,000 $24,225,000 169.6% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $12,140,000 $23,900,000 96.9% 0.1%
First National Bank of America $14,395,000 $23,520,000 63.4% 0.1%
LANTZMAN MANAGEMENT, INC. $26,535,000 $23,195,000 -12.6% 0.1%
Ixonia Bank $22,915,000 $23,050,000 0.6% 0.1%
LEADERONE FINANCIAL CORPORATION $39,510,000 $22,710,000 -42.5% 0.1%
UNION HOME MORTGAGE CORP. $12,880,000 $22,370,000 73.7% 0.1%
21ST MORTGAGE CORPORATION $21,435,000 $21,925,000 2.3% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $44,180,000 $21,675,000 -50.9% 0.1%
Merchants Capital Corp. $21,255,000 n/a 0.1%
First Option Mortgage, LLC $26,730,000 $21,175,000 -20.8% 0.1%
EVERETT FINANCIAL, INC. $35,300,000 $21,145,000 -40.1% 0.1%
First Federal Bank $4,695,000 $20,625,000 339.3% 0.1%
ALAMEDA MORTGAGE CORPORATION $10,405,000 $20,605,000 98.0% 0.1%
S1L, Inc. $9,210,000 $20,290,000 120.3% 0.1%
CLEARPATH LENDING $11,370,000 $20,010,000 76.0% 0.1%
Barrington Bank & Trust Company, N.A. $12,245,000 $19,990,000 63.3% 0.1%
City National Bank $31,280,000 $19,985,000 -36.1% 0.1%
FUNDLOANS CAPITAL $11,020,000 $19,970,000 81.2% 0.1%
RESIDENTIAL BANCORP $33,025,000 $19,905,000 -39.7% 0.1%
VELOCITY COMMERCIAL CAPITAL, LLC $10,970,000 $19,880,000 81.2% 0.1%
LIMA ONE CAPITAL, LLC $3,955,000 $19,790,000 400.4% 0.1%
NexBank $14,550,000 $19,725,000 35.6% 0.1%
Franklin Loan Corporation $15,545,000 $19,720,000 26.9% 0.1%
LADERA LENDING, INC. $13,075,000 $19,200,000 46.8% 0.1%
Northpointe Bank $16,405,000 $18,860,000 15.0% 0.1%
Bank of England $32,145,000 $18,805,000 -41.5% 0.1%
CALCON MUTUAL MORTGAGE LLC $14,865,000 $18,645,000 25.4% 0.1%
LONGBRIDGE FINANCIAL, LLC $14,270,000 $18,350,000 28.6% 0.1%
Logan Finance Corporation $6,605,000 $18,345,000 177.7% 0.1%
Umpqua Bank $20,555,000 $17,365,000 -15.5% 0.1%
Stifel Bank and Trust $13,035,000 $17,325,000 32.9% 0.1%
ONY GLO, INC. $12,435,000 $17,100,000 37.5% 0.1%
Axos Bank $11,550,000 $16,680,000 44.4% 0.1%
NATIONS DIRECT MORTGAGE, LLC $12,635,000 $16,675,000 32.0% 0.1%
Bethpage Federal Credit Union $8,320,000 $16,645,000 100.1% 0.1%
AMERICAN HERITAGE LENDING, INC. $865,000 $16,270,000 1,780.9% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $3,070,000 $15,760,000 413.4% 0.1%
BM Real Estate Services, Inc. $10,740,000 $15,270,000 42.2% 0.1%
SPRING EQ, LLC $6,530,000 $15,045,000 130.4% 0.1%
INTERCAP LENDING INC. $14,465,000 $14,955,000 3.4% 0.1%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $5,885,000 $14,710,000 150.0% 0.1%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $16,600,000 $14,200,000 -14.5% 0.1%
ARC HOME LLC $4,755,000 $14,130,000 197.2% 0.1%
AMERITRUST MORTGAGE CORPORATION $14,065,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $7,430,000 $13,875,000 86.7% 0.1%
Greenbox Loans, Inc. $20,570,000 $13,625,000 -33.8% 0.1%
T2 FINANCIAL LLC $365,000 $13,445,000 3,583.6% 0.1%
Armed Forces Bank $12,220,000 $13,370,000 9.4% 0.1%
Cornerstone First Mortgage, Inc $24,585,000 $13,355,000 -45.7% 0.1%
AMERICAN FINANCING CORPORATION $2,490,000 $13,285,000 433.5% 0.1%
HSBC BANK USA, NATIONAL ASSOCIATION $2,535,000 $13,180,000 419.9% 0.1%
Cathay Bank $19,050,000 $13,060,000 -31.4% 0.1%
Goldman Sachs Bank USA $20,550,000 $12,090,000 -41.2% 0.1%
Performance Financial, Inc. $2,975,000 $11,965,000 302.2% 0.0%
First Savings Bank $1,070,000 $11,855,000 1,007.9% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $12,805,000 $11,515,000 -10.1% 0.0%
QUORUM FEDERAL CREDIT UNION $1,070,000 $11,240,000 950.5% 0.0%
CORNERSTONE HOME LENDING, INC. $11,450,000 $10,985,000 -4.1% 0.0%
INTELLILOAN, INC. $2,440,000 $10,915,000 347.3% 0.0%
RBC Bank, (Georgia) $12,815,000 $10,870,000 -15.2% 0.0%
GEORGIA'S OWN $3,875,000 $10,805,000 178.8% 0.0%
Magnolia Bank $7,185,000 $10,630,000 47.9% 0.0%
NP, Inc. $5,195,000 $10,575,000 103.6% 0.0%
OAKTREE FUNDING CORP. $2,895,000 $10,420,000 259.9% 0.0%
Constant Investments, Inc. $3,105,000 $10,295,000 231.6% 0.0%
PACIFIC RESIDENTIAL MORTGAGE, LLC $38,295,000 $10,165,000 -73.5% 0.0%
DAS Acquisition Company, LLC $16,925,000 $10,060,000 -40.6% 0.0%
Firefighters First Federal Credit Union $6,935,000 $10,045,000 44.8% 0.0%
SIRVA MORTGAGE, INC. $4,255,000 $9,775,000 129.7% 0.0%
The Central Trust Bank $11,910,000 $9,705,000 -18.5% 0.0%
MLD MORTGAGE INC. $4,165,000 $9,620,000 131.0% 0.0%
Watermark Capital, Inc. $8,255,000 $9,425,000 14.2% 0.0%
SWBC MORTGAGE CORPORATION $32,530,000 $9,160,000 -71.8% 0.0%
Royal Business Bank $1,915,000 $8,625,000 350.4% 0.0%
UNITED MORTGAGE CORP $8,450,000 n/a 0.0%
JMJ FINANCIAL GROUP $5,540,000 $8,265,000 49.2% 0.0%
NFM, INC. $28,000,000 $8,075,000 -71.2% 0.0%
Arvest Bank $7,190,000 $8,030,000 11.7% 0.0%
JMAC LENDING, INC. $1,690,000 $7,905,000 367.8% 0.0%
VAN DYK MORTGAGE CORPORATION $6,825,000 $7,895,000 15.7% 0.0%
Truist $6,005,000 $7,855,000 30.8% 0.0%
Home Mortgage Alliance Corp $7,835,000 n/a 0.0%
Golden Empire Mortgage, Inc. $285,000 $7,800,000 2,636.8% 0.0%
CITYWIDE HOME LOANS, LLC $18,760,000 $7,755,000 -58.7% 0.0%
Citizens Bank $31,240,000 $7,720,000 -75.3% 0.0%
Idaho First Bank $7,595,000 n/a 0.0%
Hinsdale Bank & Trust Company $3,750,000 $7,580,000 102.1% 0.0%
North American Savings Bank, F.S.B. $3,790,000 $7,515,000 98.3% 0.0%
MICHIGAN MUTUAL, INC. $6,310,000 $7,505,000 18.9% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $13,680,000 $7,500,000 -45.2% 0.0%
Sunflower Bank $915,000 $7,500,000 719.7% 0.0%
Credit Union 1 $6,150,000 $7,385,000 20.1% 0.0%
UMB Bank $1,545,000 $7,340,000 375.1% 0.0%
Baxter Credit Union $8,780,000 $7,280,000 -17.1% 0.0%
SIMPLIFI MORTGAGE, LLC $13,900,000 $6,870,000 -50.6% 0.0%
M&T Bank $11,990,000 $6,655,000 -44.5% 0.0%
Paramount Bank $1,540,000 $6,655,000 332.1% 0.0%
NMSI, INC. $1,530,000 $6,635,000 333.7% 0.0%
Bank of Hope $760,000 $6,545,000 761.2% 0.0%
Ameris Bank $800,000 $6,420,000 702.5% 0.0%
212 LOANS, LLC. $7,995,000 $6,370,000 -20.3% 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $2,670,000 $6,265,000 134.6% 0.0%
DIGITAL Federal Credit Union $5,150,000 $6,245,000 21.3% 0.0%
The Huntington National Bank $8,890,000 $6,205,000 -30.2% 0.0%
ORIX REAL ESTATE CAPITAL, LLC $6,055,000 n/a 0.0%
SECURITY SERVICE $1,805,000 $6,005,000 232.7% 0.0%
Texana Bank $5,990,000 n/a 0.0%
ALTITUDE FINANCIAL CORPORATION $5,780,000 n/a 0.0%
Farmers Bank & Trust $3,695,000 $5,635,000 52.5% 0.0%
SUN AMERICAN MORTGAGE COMPANY $6,210,000 $5,505,000 -11.4% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $7,650,000 $5,445,000 -28.8% 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,840,000 $5,390,000 192.9% 0.0%
Quontic Bank $4,435,000 $5,170,000 16.6% 0.0%
5TH STREET CAPITAL, INC. $3,750,000 $5,005,000 33.5% 0.0%
Bank Five Nine $4,925,000 n/a 0.0%
SCE FEDERAL CREDIT UNION $1,045,000 $4,825,000 361.7% 0.0%
Great Basin Federal Credit Union $5,400,000 $4,790,000 -11.3% 0.0%
Fremont Bank $310,000 $4,640,000 1,396.8% 0.0%
NuVision Federal Credit Union $420,000 $4,460,000 961.9% 0.0%
United Nations Federal Credit Union $175,000 $4,455,000 2,445.7% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $3,175,000 $4,415,000 39.1% 0.0%
KeyBank $12,850,000 $4,410,000 -65.7% 0.0%
Open Bank $4,195,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $3,685,000 $4,165,000 13.0% 0.0%
STAR ONE CREDIT UNION $4,745,000 $4,155,000 -12.4% 0.0%
Raymond James Bank $16,765,000 $4,130,000 -75.4% 0.0%
1st Security Bank of Washington $365,000 $4,060,000 1,012.3% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $4,010,000 n/a 0.0%
Arbor Realty Trust, Inc. $5,460,000 $4,005,000 -26.6% 0.0%
GTE Federal Credit Union $5,420,000 $3,850,000 -29.0% 0.0%
Old National Bank $4,600,000 $3,795,000 -17.5% 0.0%
OPEN MORTGAGE, LLC $2,045,000 $3,795,000 85.6% 0.0%
Pacific Lending LLC $3,090,000 $3,750,000 21.4% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $1,415,000 $3,725,000 163.3% 0.0%
SNAPFI, INC. $3,395,000 $3,710,000 9.3% 0.0%
LOGIX FEDERAL CREDIT UNION $6,280,000 $3,685,000 -41.3% 0.0%
Grand Bank for Savings, FSB $4,210,000 $3,410,000 -19.0% 0.0%
WINGS FINANCIAL $1,310,000 $3,380,000 158.0% 0.0%
BELEM SERVICING LLC $5,130,000 $3,295,000 -35.8% 0.0%
DIRECT MORTGAGE LOANS, LLC $20,000,000 $3,240,000 -83.8% 0.0%
Goldwater Bank, N.A. $3,185,000 n/a 0.0%
F&A Federal Credit Union $2,760,000 $3,175,000 15.0% 0.0%
CHEVRON $1,445,000 $3,095,000 114.2% 0.0%
First Savings Bank $1,070,000 $3,080,000 187.9% 0.0%
DIGNIFIED HOME LOANS, LLC $2,680,000 $3,055,000 14.0% 0.0%
Ponce Bank $3,005,000 n/a 0.0%
FIRST TECHNOLOGY $6,440,000 $2,980,000 -53.7% 0.0%
SANDIA LABORATORY $955,000 $2,950,000 208.9% 0.0%
ON Q FINANCIAL, INC. $8,570,000 $2,920,000 -65.9% 0.0%
FOUNDATION MORTGAGE CORPORATION $2,700,000 n/a 0.0%
Waterstone Mortgage Corporation $1,845,000 $2,570,000 39.3% 0.0%
Home Loan Investment Bank, F.S.B. $40,000 $2,530,000 6,225.0% 0.0%
Town Square Mortgage & Investments, Inc. $2,950,000 $2,505,000 -15.1% 0.0%
STANFORD Federal Credit Union $360,000 $2,495,000 593.1% 0.0%
FAY SERVICING, LLC $1,080,000 $2,490,000 130.6% 0.0%
Washington Trust Bank $1,440,000 $2,450,000 70.1% 0.0%
INTOUCH CREDIT UNION $1,300,000 $2,430,000 86.9% 0.0%
First United Bank and Trust Company $325,000 $2,385,000 633.8% 0.0%
MORTGAGEONE, INC. $2,375,000 n/a 0.0%
Pacific Premier Bank $2,315,000 n/a 0.0%
Southwest Airlines Federal Credit Union $1,275,000 $2,260,000 77.3% 0.0%
Encompass Lending Group, LP $1,405,000 $2,230,000 58.7% 0.0%
Farmers and Merchants Bank of Long Beach $2,225,000 n/a 0.0%
HomeTrust Bank $13,005,000 $2,160,000 -83.4% 0.0%
PREMIA MORTGAGE, LLC $1,285,000 $2,145,000 66.9% 0.0%
American Airlines Federal Credit Union $3,110,000 $2,140,000 -31.2% 0.0%
ALOHA PACIFIC $4,835,000 $2,130,000 -55.9% 0.0%
BECKAM FUNDING CORP. $4,495,000 $2,075,000 -53.8% 0.0%
Union Savings Bank $2,055,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $3,565,000 $2,035,000 -42.9% 0.0%
COMMUNITY MORTGAGE FUNDING, LLC $3,290,000 $2,000,000 -39.2% 0.0%
RESIDENTIAL MORTGAGE, LLC $1,585,000 $1,925,000 21.5% 0.0%
ADVANCIAL $1,030,000 $1,905,000 85.0% 0.0%
American Riviera Bank $1,905,000 n/a 0.0%
KINECTA $11,300,000 $1,900,000 -83.2% 0.0%
AmRes Corporation $3,425,000 $1,845,000 -46.1% 0.0%
INTERCOASTAL MORTGAGE COMPANY $1,790,000 n/a 0.0%
Financial Partners Credit Union $1,345,000 $1,780,000 32.3% 0.0%
DIRECT MORTGAGE, CORP. $2,320,000 $1,700,000 -26.7% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $1,010,000 $1,680,000 66.3% 0.0%
Farm Credit Mid-America, ACA $1,675,000 n/a 0.0%
First Bank $435,000 $1,675,000 285.1% 0.0%
Cache Valley Bank $1,205,000 $1,655,000 37.3% 0.0%
UNIFY FINANCIAL Credit Union $1,485,000 $1,605,000 8.1% 0.0%
Academy Bank $910,000 $1,565,000 72.0% 0.0%
First Horizon Bank $3,050,000 $1,565,000 -48.7% 0.0%
GARDNER FINANCIAL SERVICES, LTD. $95,000 $1,560,000 1,542.1% 0.0%
Commerce Bank $605,000 $1,515,000 150.4% 0.0%
TEACHERS $1,120,000 $1,465,000 30.8% 0.0%
Fifth Third Bank $4,700,000 $1,460,000 -68.9% 0.0%
HomeStreet Bank $1,410,000 $1,445,000 2.5% 0.0%
TOWNE MORTGAGE COMPANY $780,000 $1,430,000 83.3% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $1,425,000 n/a 0.0%
Leader Bank $1,385,000 $1,420,000 2.5% 0.0%
Willamette Valley Bank $1,235,000 $1,405,000 13.8% 0.0%
First Citizens Community Bank $1,395,000 n/a 0.0%
LAFAYETTE FEDERAL CREDIT UNION $990,000 $1,355,000 36.9% 0.0%
Bank of Utah $295,000 $1,340,000 354.2% 0.0%
East Coast Capital Corp. $3,545,000 $1,340,000 -62.2% 0.0%
El Dorado Savings Bank, F.S.B. $710,000 $1,310,000 84.5% 0.0%
ANDREWS FEDERAL CREDIT UNION $1,285,000 n/a 0.0%
BOKF $1,920,000 $1,285,000 -33.1% 0.0%
Shea Mortgage Inc. $1,280,000 n/a 0.0%
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers $1,270,000 n/a 0.0%
American First National Bank $1,730,000 $1,265,000 -26.9% 0.0%
Libertyville Bank & Trust $1,255,000 n/a 0.0%
SALAL $1,235,000 n/a 0.0%
First State Bank $1,210,000 n/a 0.0%
Allied First Bank,sb $315,000 $1,185,000 276.2% 0.0%
State Bank of Southern Utah $620,000 $1,180,000 90.3% 0.0%
Bank of Whittier $670,000 $1,160,000 73.1% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $3,825,000 $1,160,000 -69.7% 0.0%
CrossFirst Bank $1,155,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $1,675,000 $1,135,000 -32.2% 0.0%
University Bank $1,130,000 n/a 0.0%
TOWER $125,000 $1,115,000 792.0% 0.0%
Signature Federal Credit Union $850,000 $1,065,000 25.3% 0.0%
Utah Mortgage Loan Corporation $285,000 $1,065,000 273.7% 0.0%
IDAHO CENTRAL $210,000 $1,050,000 400.0% 0.0%
INOVA FEDERAL CREDIT UNION $75,000 $1,035,000 1,280.0% 0.0%
CIBC Bank USA $975,000 n/a 0.0%
FIRST NATIONS HOME FINANCE CORPORATION $960,000 n/a 0.0%
NORTHROP GRUMMAN Federal Credit Union $1,195,000 $960,000 -19.7% 0.0%
Florida Capital Bank $195,000 $930,000 376.9% 0.0%
SPIRE Credit Union $910,000 n/a 0.0%
WALL FINANCIAL, INC. $650,000 $910,000 40.0% 0.0%
PACIFIC HOME LOANS, INC. $905,000 n/a 0.0%
First National Bank $1,390,000 $895,000 -35.6% 0.0%
IAA Credit Union $855,000 n/a 0.0%
THRIVENT Federal Credit Union $235,000 $845,000 259.6% 0.0%
United States Senate Federal Credit Union $1,420,000 $810,000 -43.0% 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $6,880,000 $790,000 -88.5% 0.0%
MEMBERS 1ST FEDERAL CREDIT UNION $765,000 n/a 0.0%
MOUNTAIN WEST FINANCIAL, INC. $4,725,000 $765,000 -83.8% 0.0%
CITIZENS EQUITY FIRST $485,000 $760,000 56.7% 0.0%
Merchants Bank of Indiana $755,000 n/a 0.0%
Mid Penn Bank $755,000 n/a 0.0%
GEO-CORP, INC. $1,515,000 $740,000 -51.2% 0.0%
GoPrime Mortgage, Inc. $1,000,000 $740,000 -26.0% 0.0%
Inwood National Bank $740,000 n/a 0.0%
First Merchants Bank $720,000 n/a 0.0%
Tri Counties Bank $6,245,000 $700,000 -88.8% 0.0%
Brighton Bank $790,000 $685,000 -13.3% 0.0%
Deere Employees Credit Union $740,000 $685,000 -7.4% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $11,920,000 $670,000 -94.4% 0.0%
Blue Ridge Bank $660,000 n/a 0.0%
Kaiperm Diablo Federal Credit Union $655,000 n/a 0.0%
ILLINOIS STATE CREDIT UNION $635,000 n/a 0.0%
VisionBank of Iowa $605,000 n/a 0.0%
AIR ACADEMY $640,000 $595,000 -7.0% 0.0%
Servion, Inc. $1,070,000 $595,000 -44.4% 0.0%
AMERICAN FIRST $10,475,000 $590,000 -94.4% 0.0%
First International Bank & Trust $1,760,000 $570,000 -67.6% 0.0%
FIRST CHOICE MH LLC $55,000 $565,000 927.3% 0.0%
SeaTrust Mortgage Company $560,000 n/a 0.0%
BNC National Bank $12,580,000 $555,000 -95.6% 0.0%
Eagle Bank and Trust Company $555,000 n/a 0.0%
HANSCOM $555,000 n/a 0.0%
LOS ANGELES POLICE Federal Credit Union $1,350,000 $555,000 -58.9% 0.0%
UNIVERSAL MORTGAGE & FINANCE, INC. $3,155,000 $540,000 -82.9% 0.0%
Bank of Idaho $525,000 n/a 0.0%
Gate City Bank $415,000 $515,000 24.1% 0.0%
BNY Mellon $23,145,000 $505,000 -97.8% 0.0%
Christian Community Credit Union $140,000 $505,000 260.7% 0.0%
Citizens National Bank of Greater St. Louis $505,000 n/a 0.0%
State Department Federal Credit Union $835,000 $500,000 -40.1% 0.0%
Extraco Banks $495,000 n/a 0.0%
Heritage Bank $1,080,000 $495,000 -54.2% 0.0%
The First National Bank of Middle Tennessee $495,000 n/a 0.0%
First Fidelity Bank $475,000 n/a 0.0%
Metro City Bank $460,000 n/a 0.0%
USE Credit Union $455,000 n/a 0.0%
Shore United Bank $445,000 n/a 0.0%
First National Bank Texas $415,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $310,000 $405,000 30.6% 0.0%
First Western Trust Bank $855,000 $405,000 -52.6% 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $375,000 $405,000 8.0% 0.0%
MEMBER FIRST MORTGAGE, LLC $405,000 n/a 0.0%
The Northern Trust Company $22,100,000 $405,000 -98.2% 0.0%
The Union Bank Company $405,000 n/a 0.0%
WESCOM CENTRAL CREDIT UNION $1,825,000 $405,000 -77.8% 0.0%
Cf Bank $315,000 $395,000 25.4% 0.0%
Bank Iowa $1,605,000 $385,000 -76.0% 0.0%
City Bank $385,000 n/a 0.0%
VAL-CHRIS INVESTMENTS, INC. $385,000 n/a 0.0%
GOLDENWEST $380,000 n/a 0.0%
Exchange Bank $375,000 n/a 0.0%
First Montana Bank, Inc. $375,000 n/a 0.0%
Home State Bank $365,000 n/a 0.0%
Luxury Mortgage Corp. $355,000 n/a 0.0%
Community First National Bank $425,000 $345,000 -18.8% 0.0%
First Federal Savings and Loan Association of Lakewood $345,000 n/a 0.0%
Chicago Patrolmen's Federal Credit Union $315,000 n/a 0.0%
Midland States Bank $315,000 n/a 0.0%
UTAH FIRST $695,000 $315,000 -54.7% 0.0%
Dakota Community Bank & Trust $305,000 n/a 0.0%
Elements Financial Federal Credit Union $105,000 $305,000 190.5% 0.0%
Peoples Bank $395,000 $285,000 -27.8% 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $435,000 $280,000 -35.6% 0.0%
TEACHERS CREDIT UNION $275,000 n/a 0.0%
Connexus Credit Union $1,215,000 $265,000 -78.2% 0.0%
CORPORATE AMERICA FAMILY $265,000 n/a 0.0%
First State Bank $255,000 n/a 0.0%
Northwest Federal Credit Union $640,000 $255,000 -60.2% 0.0%
Civista Bank $245,000 n/a 0.0%
SKYONE Federal Credit Union $35,000 $245,000 600.0% 0.0%
Deseret First Credit Union $1,205,000 $235,000 -80.5% 0.0%
MCNB Bank and Trust Co. $235,000 n/a 0.0%
EASTMAN $225,000 n/a 0.0%
Five Points Bank $225,000 $225,000 0.0% 0.0%
I.L.W.U. CREDIT UNION $225,000 n/a 0.0%
Meridian Bank Corporation $265,000 $215,000 -18.9% 0.0%
The State Bank $215,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $510,000 $205,000 -59.8% 0.0%
PREMIER AMERICA $65,000 $190,000 192.3% 0.0%
BLACK HILLS FEDERAL CREDIT UNION $345,000 $175,000 -49.3% 0.0%
CERTIFIED $600,000 $175,000 -70.8% 0.0%
AFFINITY $1,520,000 $170,000 -88.8% 0.0%
NASA Federal Credit Union $65,000 $160,000 146.2% 0.0%
TOGETHER CREDIT UNION $160,000 n/a 0.0%
Fidelity Bank $1,235,000 $155,000 -87.4% 0.0%
First Federal Savings Bank of Twin Falls $155,000 n/a 0.0%
IDAHO STATE UNIVERSITY $155,000 n/a 0.0%
The Bank of Commerce $155,000 n/a 0.0%
TrailWest Bank $155,000 n/a 0.0%
Liberty Savings Bank, F.S.B. $720,000 $145,000 -79.9% 0.0%
Service Federal Credit Union $300,000 $140,000 -53.3% 0.0%
Fortress Bank $185,000 $135,000 -27.0% 0.0%
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION $135,000 n/a 0.0%
WESTERN VISTA $135,000 n/a 0.0%
ARROWHEAD CENTRAL CREDIT UNION $155,000 $120,000 -22.6% 0.0%
ARIZONA $115,000 n/a 0.0%
HONDA Federal Credit Union $115,000 n/a 0.0%
AMERICAN HERITAGE FCU $100,000 n/a 0.0%
Bank of Stockton $95,000 n/a 0.0%
First Federal Bank of Kansas City $2,960,000 $85,000 -97.1% 0.0%
Transportation Federal Credit Union $85,000 n/a 0.0%
Honor Credit Union $185,000 $75,000 -59.5% 0.0%
TRIAD FINANCIAL SERVICES, INC. $75,000 n/a 0.0%
USAlliance Federal Credit Union $530,000 $75,000 -85.8% 0.0%
ATLANTA POSTAL $65,000 n/a 0.0%
Notre Dame Federal Credit Union Corporation $65,000 n/a 0.0%
First Western Federal Savings Bank $55,000 n/a 0.0%
MERIWEST $1,380,000 $55,000 -96.0% 0.0%
COMMUNITYAMERICA $405,000 $45,000 -88.9% 0.0%
CHARTWAY FEDERAL CREDIT UNION $45,000 $40,000 -11.1% 0.0%
CHARLOTTE METRO FEDERAL CREDIT UNION $25,000 n/a 0.0%
Thumb Bank and Trust $25,000 n/a 0.0%

Nevada's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 7.9% market share. In second place, with 5.3%, is GUILD MORTGAGE COMPANY, having originated $1,280,575,000 in loans. In third place, with 4.7%, is QUICKEN LOANS, LLC, having originated $1,131,275,000 in loans. In fourth place, with 3.4%, is EAGLE HOME MORTGAGE, LLC, having originated $820,965,000 in loans. In fifth place, with 3.3%, is DHI MORTGAGE COMPANY, LTD., having originated $799,530,000 in loans.

Nevada Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 40,443 $16,957,895,000 $419,304
Cash Out Refi 8,465 $2,266,505,000 $267,750
Other 6,071 $750,305,000 $123,588
Refi 5,981 $3,510,255,000 $586,901
Home Improvement 4,458 $516,540,000 $115,868
NA 82 $27,330,000 $333,293

Nevada's most frequently cited loan purpose was Home Purchase, with 40,443 originations. The 2nd most popular reason was Cash Out Refi, with 8,465 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 23,657 $9,689,485,000 $409,582
Over 8% 12,609 $2,044,265,000 $162,127
5-6% 12,426 $6,099,420,000 $490,859
7-8% 11,954 $4,222,600,000 $353,237
4-5% 3,357 $1,509,445,000 $449,641
<2.5% 903 $33,175,000 $36,739
3-4% 209 $77,305,000 $369,880
2.5-3% 98 $33,610,000 $342,959

During 2024, Nevada's most frequently originated rate bucket was 6-7%, with 23,657 originations.

Loan Sizing (Nevada MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 24,939 $7,757,915,000 $311,076
$400k-600k 15,761 $7,446,615,000 $472,471
$100,000 or less 11,053 $590,975,000 $53,467
$100k-200k 8,296 $1,200,530,000 $144,712
$600k-1000k 4,258 $3,033,150,000 $712,341
$Over $1MM 1,193 $3,999,645,000 $3,352,594

Nevada's loan sizing saw the bucket of loans from $200k-400k with 24,939 originations, totaling $7,757,915,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 26,218 $11,250,210,000 $429,103
60-80% 13,396 $6,869,260,000 $512,784
Under 20% 11,381 $790,115,000 $69,424
20-40% 6,039 $1,131,825,000 $187,419
40-60% 5,854 $2,640,110,000 $450,992
Over 100% 1,232 $596,080,000 $483,831

Nevada's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 26,218 originations, totaling $11,250,210,000 in origination value.