Kalispell Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Kalispell averaged
6.71%
for the week of 2024-11-14, compared to the national average of
6.78% for the same period.
The average rate for the prior week (2024-11-07) was
6.82% and
one month ago for the week of 2024-10-10, the
average rate was 6.25%.
Kalispell's average rate one year ago was 7.63%.
For refis of the same type during the week of 2024-11-14, the average rate
was 7.08%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-14 | 6.78% |
| Kalispell 30 Year Fixed Rate | 2024-11-14 | 6.71% |
| Kalispell 30 Year Fixed Rate Refi | 2024-11-14 | 7.08% |
| Kalispell 15 Year Fixed Rate | 2024-11-14 | 5.89% |
| Kalispell 15 Year Fixed Rate Refi | 2024-11-14 | 6.29% |
| Kalispell 30 Year FHA | 2024-11-14 | -0.22% |
| Kalispell 30 Year FHA Refi | 2024-11-14 | 0.1% |
| Kalispell 30 Year USDA | 2024-11-14 | -0.1% |
| Kalispell 30 Year USDA Refi | 2024-11-14 | -0.1% |
| Kalispell 30 Year VA | 2024-11-14 | -0.19% |
| Kalispell 30 Year VA Refi | 2024-11-14 | 0.2% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Kalispell, MT.
Kalispell Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Kalispell, MT market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Kalispell Average Closing Costs & Other Stats
Kalispell, MT's 104 lenders originated 1,746
loans during 2023. The total origination value was $838,600,000, with an average loan value of
$480,298.
Kalispell's average closing costs are $6,216.
The top Kalispell lender as defined by loan originations is Glacier Bank, with
102 loans originated. Their average total fees are
$9,566, which is $1,913
higher than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Kalispell lenders (with over 10 loans originated) are
PARK SIDE FINANCIAL ($2,531), Morgan Stanley Private Bank ($3,886), Flagstar Bank, FSB ($5,805), First Interstate Bank ($6,307) and Stockman Bank of Montana ($6,337).
The lowest rate Kalispell lenders (with over 10 loans originated) are
Morgan Stanley Private Bank (5.65%), Wells Fargo Bank (5.94%), U.S. Bank (6.44%), BAY EQUITY LLC (6.58%) and Stockman Bank of Montana (6.62%).
Kalispell, MT Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Glacier Bank | $297,240,000 | $132,905,000 | -55.3% | 15.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $86,420,000 | $73,850,000 | -14.5% | 8.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $39,790,000 | $59,875,000 | 50.5% | 7.1% |
| QUICKEN LOANS, LLC | $40,965,000 | $44,425,000 | 8.4% | 5.3% |
| Stockman Bank of Montana | $31,235,000 | $35,900,000 | 14.9% | 4.3% |
| MANN FINANCIAL INC. | $55,990,000 | $33,630,000 | -39.9% | 4.0% |
| First Interstate Bank | $114,820,000 | $29,580,000 | -74.2% | 3.5% |
| U.S. Bank | $29,950,000 | $24,320,000 | -18.8% | 2.9% |
| JPMorgan Chase Bank | $37,955,000 | $22,065,000 | -41.9% | 2.6% |
| Plains Commerce Bank | $29,360,000 | $20,020,000 | -31.8% | 2.4% |
| GREYSTONE SERVICING COMPANY LLC | $19,745,000 | n/a | 2.4% | |
| BAY EQUITY LLC | $89,160,000 | $19,685,000 | -77.9% | 2.3% |
| CBRE MULTIFAMILY CAPITAL, INC. | $19,365,000 | n/a | 2.3% | |
| Barrington Bank & Trust Company, N.A. | $38,575,000 | $18,410,000 | -52.3% | 2.2% |
| TrailWest Bank | $14,925,000 | $18,140,000 | 21.5% | 2.2% |
| Wells Fargo Bank | $40,710,000 | $10,060,000 | -75.3% | 1.2% |
| Bank of America | $13,795,000 | $8,310,000 | -39.8% | 1.0% |
| HomeStreet Bank | $8,175,000 | n/a | 1.0% | |
| UBS Bank USA | $1,470,000 | $8,030,000 | 446.3% | 1.0% |
| Citibank | $5,200,000 | $7,615,000 | 46.4% | 0.9% |
| Charles Schwab Bank, SSB | $9,545,000 | $7,060,000 | -26.0% | 0.8% |
| Mortgage Research Center, LLC | $18,605,000 | $6,600,000 | -64.5% | 0.8% |
| Morgan Stanley Private Bank | $19,530,000 | $6,350,000 | -67.5% | 0.8% |
| The Huntington National Bank | $2,715,000 | $6,230,000 | 129.5% | 0.7% |
| Stifel Bank and Trust | $2,750,000 | $6,165,000 | 124.2% | 0.7% |
| Prosperity Home Mortgage, LLC | $6,050,000 | n/a | 0.7% | |
| PARK SIDE FINANCIAL | $38,585,000 | $5,625,000 | -85.4% | 0.7% |
| Flagstar Bank, FSB | $19,185,000 | $5,255,000 | -72.6% | 0.6% |
| CMG MORTGAGE, INC. | $4,165,000 | $5,005,000 | 20.2% | 0.6% |
| GUARANTEED RATE, INC. | $8,730,000 | $4,845,000 | -44.5% | 0.6% |
| AMERISAVE MORTGAGE CORPORATION | $9,045,000 | $4,550,000 | -49.7% | 0.5% |
| USAA Federal Savings Bank | $5,000,000 | $4,140,000 | -17.2% | 0.5% |
| Pinnacle Bank | $3,770,000 | n/a | 0.4% | |
| Century Mortgage Company DBA Century Lending Company | $445,000 | $3,685,000 | 728.1% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $2,955,000 | $3,385,000 | 14.6% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $12,650,000 | $3,255,000 | -74.3% | 0.4% |
| CALCON MUTUAL MORTGAGE LLC | $3,250,000 | n/a | 0.4% | |
| Vista Bank | $3,005,000 | $3,095,000 | 3.0% | 0.4% |
| BMO Harris Bank | $295,000 | $3,090,000 | 947.5% | 0.4% |
| FINANCE OF AMERICA REVERSE LLC | $1,185,000 | $3,065,000 | 158.6% | 0.4% |
| GUILD MORTGAGE COMPANY | $4,705,000 | $3,040,000 | -35.4% | 0.4% |
| BNY Mellon | $1,935,000 | $2,790,000 | 44.2% | 0.3% |
| NEWREZ LLC | $2,070,000 | $2,660,000 | 28.5% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $4,625,000 | $2,625,000 | -43.2% | 0.3% |
| City National Bank | $9,770,000 | $2,610,000 | -73.3% | 0.3% |
| Washington Trust Bank | $825,000 | $2,605,000 | 215.8% | 0.3% |
| Town Bank, N.A. | $2,535,000 | n/a | 0.3% | |
| Beverly Bank & Trust | $680,000 | $2,390,000 | 251.5% | 0.3% |
| 21ST MORTGAGE CORPORATION | $2,115,000 | $2,375,000 | 12.3% | 0.3% |
| PENNYMAC LOAN SERVICES, LLC | $11,175,000 | $2,360,000 | -78.9% | 0.3% |
| Mechanics Bank | $2,295,000 | n/a | 0.3% | |
| Commerce Home Mortgage, Inc. | $1,945,000 | $2,285,000 | 17.5% | 0.3% |
| NEXERA HOLDING LLC | $2,280,000 | n/a | 0.3% | |
| Equity Prime Mortgage LLC | $1,145,000 | $2,270,000 | 98.3% | 0.3% |
| PLAZA HOME MORTGAGE, INC. | $1,055,000 | $2,135,000 | 102.4% | 0.3% |
| Quontic Bank | $2,060,000 | n/a | 0.2% | |
| GENEVA FINANCIAL, LLC | $2,005,000 | n/a | 0.2% | |
| NP, Inc. | $2,005,000 | n/a | 0.2% | |
| RBC Bank, (Georgia) | $1,170,000 | $1,975,000 | 68.8% | 0.2% |
| The Northern Trust Company | $1,825,000 | n/a | 0.2% | |
| FREEDOM MORTGAGE CORPORATION | $8,685,000 | $1,685,000 | -80.6% | 0.2% |
| Truist | $6,335,000 | $1,580,000 | -75.1% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $4,270,000 | $1,570,000 | -63.2% | 0.2% |
| MidFirst Bank | $1,505,000 | n/a | 0.2% | |
| ADVANCIAL | $1,695,000 | $1,430,000 | -15.6% | 0.2% |
| NBKC BANK | $2,250,000 | $1,405,000 | -37.6% | 0.2% |
| Bank of England | $1,380,000 | n/a | 0.2% | |
| LOANDEPOT.COM, LLC | $13,505,000 | $1,370,000 | -89.9% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $4,705,000 | $1,355,000 | -71.2% | 0.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,820,000 | $1,350,000 | -76.8% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $255,000 | $1,260,000 | 394.1% | 0.2% |
| WINGS FINANCIAL | $555,000 | $1,240,000 | 123.4% | 0.1% |
| CARDINAL FINANCIAL | $3,105,000 | $1,170,000 | -62.3% | 0.1% |
| Citadel Servicing Corporation | $520,000 | $1,160,000 | 123.1% | 0.1% |
| Opportunity Bank of Montana | $2,585,000 | $1,110,000 | -57.1% | 0.1% |
| PLANET HOME LENDING, LLC | $365,000 | $1,110,000 | 204.1% | 0.1% |
| FineMark National Bank & Trust | $1,075,000 | n/a | 0.1% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $3,070,000 | $1,070,000 | -65.1% | 0.1% |
| AMERICAN FINANCING CORPORATION | $3,745,000 | $1,045,000 | -72.1% | 0.1% |
| Truity Federal Credit Union | $1,010,000 | n/a | 0.1% | |
| Figure Lending LLC | $730,000 | $990,000 | 35.6% | 0.1% |
| The Federal Savings Bank | $4,485,000 | $990,000 | -77.9% | 0.1% |
| American Heritage National Bank | $985,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $980,000 | n/a | 0.1% | |
| MOUNTAIN AMERICA | $1,040,000 | $955,000 | -8.2% | 0.1% |
| Libertyville Bank & Trust | $2,410,000 | $935,000 | -61.2% | 0.1% |
| PNC Bank | $9,185,000 | $920,000 | -90.0% | 0.1% |
| BROKER SOLUTIONS, INC. | $3,790,000 | $910,000 | -76.0% | 0.1% |
| OCMBC, INC. | $1,010,000 | $900,000 | -10.9% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $570,000 | $895,000 | 57.0% | 0.1% |
| Firefighters First Federal Credit Union | $205,000 | $875,000 | 326.8% | 0.1% |
| PREMIA MORTGAGE, LLC | $485,000 | $870,000 | 79.4% | 0.1% |
| Discover Bank | $760,000 | $845,000 | 11.2% | 0.1% |
| Emprise Bank | $825,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $860,000 | $780,000 | -9.3% | 0.1% |
| CLEARPATH LENDING | $1,345,000 | $775,000 | -42.4% | 0.1% |
| ALLIANT CREDIT UNION | $235,000 | $755,000 | 221.3% | 0.1% |
| FIRST STATE MORTGAGE SERVICES, LLC | $755,000 | n/a | 0.1% | |
| Cache Valley Bank | $735,000 | n/a | 0.1% | |
| AMCAP MORTGAGE, LTD. | $725,000 | n/a | 0.1% | |
| American Bank Center | $1,460,000 | $725,000 | -50.3% | 0.1% |
| CALIBER HOME LOANS, INC. | $2,425,000 | $725,000 | -70.1% | 0.1% |
| First Internet Bank of Indiana | $635,000 | $725,000 | 14.2% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $950,000 | $725,000 | -23.7% | 0.1% |
| Servion, Inc. | $725,000 | n/a | 0.1% | |
| St Charles Bank & Trust | $2,900,000 | $725,000 | -75.0% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $4,640,000 | $695,000 | -85.0% | 0.1% |
| KINECTA | $695,000 | n/a | 0.1% | |
| Wintrust Bank, N.A. | $695,000 | n/a | 0.1% | |
| Willamette Valley Bank | $645,000 | $685,000 | 6.2% | 0.1% |
| Hinsdale Bank & Trust Company | $655,000 | n/a | 0.1% | |
| Gateway First Bank | $405,000 | $640,000 | 58.0% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $285,000 | $635,000 | 122.8% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $600,000 | $635,000 | 5.8% | 0.1% |
| ON Q FINANCIAL, INC. | $635,000 | n/a | 0.1% | |
| Ally Bank | $3,680,000 | $605,000 | -83.6% | 0.1% |
| THRIVENT Federal Credit Union | $605,000 | n/a | 0.1% | |
| WESCOM CENTRAL CREDIT UNION | $595,000 | n/a | 0.1% | |
| TOWER | $95,000 | $585,000 | 515.8% | 0.1% |
| GTE Federal Credit Union | $155,000 | $570,000 | 267.7% | 0.1% |
| First Montana Bank, Inc. | $2,980,000 | $560,000 | -81.2% | 0.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $555,000 | n/a | 0.1% | |
| NEW DAY FINANCIAL, LLC | $4,055,000 | $550,000 | -86.4% | 0.1% |
| BANKWEST, INC. | $535,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,200,000 | $520,000 | -56.7% | 0.1% |
| BETTER MORTGAGE CORPORATION | $1,910,000 | $505,000 | -73.6% | 0.1% |
| MEGASTAR FINANCIAL CORP. | $505,000 | n/a | 0.1% | |
| UNION HOME MORTGAGE CORP. | $485,000 | n/a | 0.1% | |
| MOVEMENT MORTGAGE, LLC | $585,000 | $475,000 | -18.8% | 0.1% |
| SUMMIT FUNDING, INC. | $475,000 | n/a | 0.1% | |
| First United Bank | $465,000 | n/a | 0.1% | |
| Dacotah Bank | $455,000 | n/a | 0.1% | |
| OAKTREE FUNDING CORP. | $455,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $300,000 | $455,000 | 51.7% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $435,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $1,345,000 | $430,000 | -68.0% | 0.1% |
| A&D Mortgage LLC | $425,000 | n/a | 0.1% | |
| First National Bank of Central Texas | $425,000 | n/a | 0.1% | |
| Ixonia Bank | $425,000 | n/a | 0.1% | |
| V.I.P. MORTGAGE, INC. | $325,000 | $420,000 | 29.2% | 0.1% |
| 1st Security Bank of Washington | $500,000 | $415,000 | -17.0% | 0.0% |
| BOKF | $415,000 | n/a | 0.0% | |
| F&A Federal Credit Union | $405,000 | n/a | 0.0% | |
| PENTAGON FEDERAL CREDIT UNION | $7,770,000 | $405,000 | -94.8% | 0.0% |
| STANFORD Federal Credit Union | $405,000 | n/a | 0.0% | |
| The Citizens National Bank of Bluffton | $405,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $405,000 | n/a | 0.0% | |
| Magnolia Bank | $385,000 | n/a | 0.0% | |
| Dieterich Bank | $375,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $635,000 | $375,000 | -40.9% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $1,880,000 | $365,000 | -80.6% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $365,000 | n/a | 0.0% | |
| ARC HOME LLC | $355,000 | n/a | 0.0% | |
| Carrington Mortgage Services, LLC | $1,165,000 | $355,000 | -69.5% | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $1,405,000 | $345,000 | -75.4% | 0.0% |
| West Gate Bank | $345,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $860,000 | $315,000 | -63.4% | 0.0% |
| Cedar Rapids Bank and Trust Company | $305,000 | n/a | 0.0% | |
| LOS ANGELES POLICE Federal Credit Union | $105,000 | $305,000 | 190.5% | 0.0% |
| Northwest Farm Credit Services, FLCA | $2,005,000 | $305,000 | -84.8% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $3,635,000 | $245,000 | -93.3% | 0.0% |
| BM Real Estate Services, Inc. | $245,000 | n/a | 0.0% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $635,000 | $235,000 | -63.0% | 0.0% |
| LENDSURE MORTGAGE CORP. | $2,940,000 | $235,000 | -92.0% | 0.0% |
| NBH Bank | $860,000 | $205,000 | -76.2% | 0.0% |
| ENVOY MORTGAGE, LTD | $385,000 | $185,000 | -51.9% | 0.0% |
| NexBank | $385,000 | $175,000 | -54.5% | 0.0% |
| PHH Mortgage Corporation | $2,915,000 | $175,000 | -94.0% | 0.0% |
| IDAHO CENTRAL | $115,000 | $165,000 | 43.5% | 0.0% |
| Utah Power | $165,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $445,000 | $135,000 | -69.7% | 0.0% |
| Notre Dame Federal Credit Union Corporation | $125,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $115,000 | n/a | 0.0% | |
| HORIZON | $275,000 | $105,000 | -61.8% | 0.0% |
| Service Federal Credit Union | $95,000 | n/a | 0.0% | |
| S1L, Inc. | $355,000 | $85,000 | -76.1% | 0.0% |
| Bethpage Federal Credit Union | $240,000 | $55,000 | -77.1% | 0.0% |
| Connexus Credit Union | $55,000 | n/a | 0.0% | |
| Alaska USA Federal Credit Union | $25,000 | n/a | 0.0% |
Kalispell's top lender by overall market share is Glacier Bank, with 15.8% market share. In second place, with 8.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $73,850,000 in loans. In third place, with 7.1%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $59,875,000 in loans. In fourth place, with 5.3%, is QUICKEN LOANS, LLC, having originated $44,425,000 in loans. In fifth place, with 4.3%, is Stockman Bank of Montana, having originated $35,900,000 in loans.
Kalispell Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Kalispell (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $487,000 (7.2%) | $988,250 (10.4%) | 0.00 | 742 |
| 2018-02-01 | $499,200 (8.7%) | $992,656 (9.6%) | 0.00 | 724 |
| 2018-03-01 | $499,000 (7.1%) | $947,736 (2.6%) | 0.00 | 789 |
| 2018-04-01 | $499,500 (6.4%) | $977,061 (3.2%) | 0.00 | 810 |
| 2018-05-01 | $499,000 (3.5%) | $932,905 (-0.2%) | 0.00 | 919 |
| 2018-06-01 | $499,000 (4.6%) | $891,557 (-2.7%) | 0.00 | 1,093 |
| 2018-07-01 | $471,000 (-1.9%) | $839,881 (-8.1%) | 0.00 | 1,287 |
| 2018-08-01 | $449,950 (-7.9%) | $801,501 (-12.2%) | 0.00 | 1,387 |
| 2018-09-01 | $449,500 (-9.2%) | $795,547 (-13.7%) | 0.00 | 1,375 |
| 2018-10-01 | $449,000 (-9.0%) | $789,976 (-15.3%) | 0.00 | 1,298 |
| 2018-11-01 | $443,400 (-9.4%) | $753,472 (-20.4%) | 0.00 | 1,191 |
| 2018-12-01 | $435,000 (-9.6%) | $755,576 (-22.1%) | 0.00 | 1,106 |
| 2019-01-01 | $433,725 (-10.9%) | $774,019 (-21.7%) | 0.00 | 983 |
| 2019-02-01 | $437,225 (-12.4%) | $786,366 (-20.8%) | 0.00 | 892 |
| 2019-03-01 | $476,143 (-4.6%) | $844,343 (-10.9%) | 0.00 | 864 |
| 2019-04-01 | $499,000 (-0.1%) | $852,184 (-12.8%) | 0.00 | 899 |
| 2019-05-01 | $499,000 (0.0%) | $802,451 (-14.0%) | 0.00 | 1,022 |
| 2019-06-01 | $499,000 (0.0%) | $780,822 (-12.4%) | 0.00 | 1,119 |
| 2019-07-01 | $486,750 (3.3%) | $778,099 (-7.4%) | 0.00 | 1,196 |
| 2019-08-01 | $477,759 (6.2%) | $784,517 (-2.1%) | 0.00 | 1,167 |
| 2019-09-01 | $475,898 (5.9%) | $797,766 (0.3%) | 0.00 | 1,104 |
| 2019-10-01 | $474,225 (5.6%) | $812,914 (2.9%) | 0.00 | 1,039 |
| 2019-11-01 | $460,700 (3.9%) | $845,087 (12.2%) | 0.00 | 909 |
| 2019-12-01 | $449,900 (3.4%) | $876,759 (16.0%) | 0.00 | 828 |
| 2020-01-01 | $442,500 (2.0%) | $881,483 (13.9%) | 0.00 | 725 |
| 2020-02-01 | $439,900 (0.6%) | $883,388 (12.3%) | 0.00 | 649 |
| 2020-03-01 | $454,450 (-4.6%) | $874,678 (3.6%) | 0.00 | 676 |
| 2020-04-01 | $459,450 (-7.9%) | $831,365 (-2.4%) | 0.00 | 764 |
| 2020-05-01 | $489,000 (-2.0%) | $842,248 (5.0%) | 0.00 | 755 |
| 2020-06-01 | $499,000 (0.0%) | $851,005 (9.0%) | 0.00 | 738 |
| 2020-07-01 | $519,468 (6.7%) | $934,018 (20.0%) | 0.00 | 683 |
| 2020-08-01 | $497,700 (4.2%) | $912,998 (16.4%) | 0.00 | 658 |
| 2020-09-01 | $526,250 (10.6%) | $998,284 (25.1%) | 0.00 | 597 |
| 2020-10-01 | $489,000 (3.1%) | $1,017,014 (25.1%) | 0.00 | 512 |
| 2020-11-01 | $475,700 (3.3%) | $1,064,966 (26.0%) | 0.00 | 480 |
| 2020-12-01 | $448,500 (-0.3%) | $1,027,140 (17.2%) | 0.00 | 456 |
| 2021-01-01 | $439,000 (-0.8%) | $1,000,624 (13.5%) | 0.00 | 404 |
| 2021-02-01 | $405,975 (-7.7%) | $1,008,902 (14.2%) | 0.00 | 312 |
| 2021-03-01 | $464,725 (2.3%) | $1,046,870 (19.7%) | 0.00 | 319 |
| 2021-04-01 | $534,025 (16.2%) | $1,045,426 (25.8%) | 0.00 | 357 |
| 2021-05-01 | $599,773 (22.7%) | $1,078,425 (28.0%) | 0.00 | 399 |
| 2021-06-01 | $649,000 (30.1%) | $1,189,360 (39.8%) | 0.00 | 462 |
| 2021-07-01 | $699,000 (34.6%) | $1,223,672 (31.0%) | 0.00 | 554 |
| 2021-08-01 | $734,743 (47.6%) | $1,227,025 (34.4%) | 0.00 | 556 |
| 2021-09-01 | $725,000 (37.8%) | $1,242,841 (24.5%) | 0.00 | 578 |
| 2021-10-01 | $725,000 (48.3%) | $1,295,926 (27.4%) | 0.00 | 527 |
| 2021-11-01 | $699,824 (47.1%) | $1,284,562 (20.6%) | 0.00 | 462 |
| 2021-12-01 | $699,412 (55.9%) | $1,338,659 (30.3%) | 0.00 | 421 |
| 2022-01-01 | $499,900 (13.9%) | $1,213,913 (21.3%) | 0.00 | 419 |
| 2022-02-01 | $472,400 (16.4%) | $1,178,083 (16.8%) | 0.00 | 395 |
| 2022-03-01 | $487,900 (5.0%) | $1,191,091 (13.8%) | 0.00 | 394 |
| 2022-04-01 | $567,000 (6.2%) | $1,182,797 (13.1%) | 0.00 | 429 |
| 2022-05-01 | $629,750 (5.0%) | $1,234,416 (14.5%) | 0.00 | 510 |
| 2022-06-01 | $694,500 (7.0%) | $1,263,273 (6.2%) | 0.00 | 645 |
| 2022-07-01 | $749,000 (7.2%) | $1,273,131 (4.0%) | 0.00 | 847 |
| 2022-08-01 | $722,250 (-1.7%) | $1,233,345 (0.5%) | 0.00 | 917 |
| 2022-09-01 | $722,025 (-0.4%) | $1,278,589 (2.9%) | 0.00 | 859 |
| 2022-10-01 | $749,000 (3.3%) | $1,317,447 (1.7%) | 0.00 | 757 |
| 2022-11-01 | $707,475 (1.1%) | $1,299,176 (1.1%) | 0.00 | 727 |
| 2022-12-01 | $699,000 (-0.1%) | $1,318,276 (-1.5%) | 0.00 | 671 |
| 2023-01-01 | $713,500 (42.7%) | $1,387,449 (14.3%) | 0.00 | 634 |
| 2023-02-01 | $786,950 (66.6%) | $1,488,518 (26.4%) | 0.00 | 556 |
| 2023-03-01 | $842,500 (72.7%) | $1,583,347 (32.9%) | 0.00 | 487 |
| 2023-04-01 | $842,500 (48.6%) | $1,562,308 (32.1%) | 0.00 | 500 |
| 2023-05-01 | $872,000 (38.5%) | $1,585,494 (28.4%) | 0.00 | 578 |
| 2023-06-01 | $874,950 (26.0%) | $1,591,465 (26.0%) | 0.00 | 684 |
| 2023-07-01 | $895,000 (19.5%) | $1,596,016 (25.4%) | 0.00 | 762 |
| 2023-08-01 | $911,250 (26.2%) | $1,610,290 (30.6%) | 0.00 | 793 |
| 2023-09-01 | $905,000 (25.3%) | $1,619,327 (26.7%) | 0.00 | 818 |
| 2023-10-01 | $880,000 (17.5%) | $1,578,563 (19.8%) | 0.00 | 790 |
| 2023-11-01 | $867,500 (22.6%) | $1,560,553 (20.1%) | 0.00 | 726 |
| 2023-12-01 | $897,000 (28.3%) | $1,544,844 (17.2%) | 0.00 | 673 |
| 2024-01-01 | $894,400 (25.4%) | $1,593,839 (14.9%) | 0.00 | 599 |
| 2024-02-01 | $850,000 (8.0%) | $1,602,783 (7.7%) | 0.00 | 572 |
| 2024-03-01 | $850,000 (0.9%) | $1,635,861 (3.3%) | 0.00 | 609 |
| 2024-04-01 | $849,000 (0.8%) | $1,622,377 (3.8%) | 0.00 | 671 |
| 2024-05-01 | $866,450 (-0.6%) | $1,590,476 (0.3%) | 0.00 | 772 |
| 2024-06-01 | $885,000 (1.2%) | $1,582,312 (-0.6%) | 0.00 | 908 |
| 2024-07-01 | $875,000 (-2.2%) | $1,562,530 (-2.1%) | 0.00 | 1,003 |
| 2024-08-01 | $875,000 (-4.0%) | $1,542,192 (-4.2%) | 0.00 | 1,003 |
| 2024-09-01 | $868,950 (-4.0%) | $1,549,959 (-4.3%) | 0.00 | 974 |
| 2024-10-01 | $879,000 (-0.1%) | $1,559,304 (-1.2%) | 0.00 | 919 |
Kalispell's median listing price for 2024-10-01 was $879,000, a difference of
$-1,000
(-0.1%) versus the prior year and
$10,050 versus the prior month.
Kalispell's median listing price comes in at 0% of the national average.
Kalispell's average listing price for 2024-10-01 was $1,559,304, a difference of $-19,259 (-1.2%) versus the prior year and $9,345 versus the prior month.
For the 2024-10-01 period, Kalispell had 919 MLS listings, a difference of -55 listings (-6%) versus the prior month and 129 listings (16%) versus the prior year.
Kalispell's median listing price comes in at 0% of the national average.
Kalispell's average listing price for 2024-10-01 was $1,559,304, a difference of $-19,259 (-1.2%) versus the prior year and $9,345 versus the prior month.
For the 2024-10-01 period, Kalispell had 919 MLS listings, a difference of -55 listings (-6%) versus the prior month and 129 listings (16%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Kalispell (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 2,481 sqft |
| 2018-02-01 | 0 days | 2,502 sqft |
| 2018-03-01 | 0 days | 2,451 sqft |
| 2018-04-01 | 0 days | 2,483 sqft |
| 2018-05-01 | 0 days | 2,444 sqft |
| 2018-06-01 | 0 days | 2,445 sqft |
| 2018-07-01 | 0 days | 2,323 sqft |
| 2018-08-01 | 0 days | 2,259 sqft |
| 2018-09-01 | 0 days | 2,265 sqft |
| 2018-10-01 | 0 days | 2,250 sqft |
| 2018-11-01 | 0 days | 2,181 sqft |
| 2018-12-01 | 0 days | 2,163 sqft |
| 2019-01-01 | 0 days | 2,113 sqft |
| 2019-02-01 | 0 days | 2,109 sqft |
| 2019-03-01 | 0 days | 2,209 sqft |
| 2019-04-01 | 0 days | 2,280 sqft |
| 2019-05-01 | 0 days | 2,338 sqft |
| 2019-06-01 | 0 days | 2,376 sqft |
| 2019-07-01 | 0 days | 2,293 sqft |
| 2019-08-01 | 0 days | 2,284 sqft |
| 2019-09-01 | 0 days | 2,259 sqft |
| 2019-10-01 | 0 days | 2,252 sqft |
| 2019-11-01 | 0 days | 2,250 sqft |
| 2019-12-01 | 0 days | 2,158 sqft |
| 2020-01-01 | 0 days | 2,131 sqft |
| 2020-02-01 | 0 days | 2,089 sqft |
| 2020-03-01 | 0 days | 2,102 sqft |
| 2020-04-01 | 0 days | 2,106 sqft |
| 2020-05-01 | 0 days | 2,160 sqft |
| 2020-06-01 | 0 days | 2,189 sqft |
| 2020-07-01 | 0 days | 2,199 sqft |
| 2020-08-01 | 0 days | 2,092 sqft |
| 2020-09-01 | 0 days | 2,110 sqft |
| 2020-10-01 | 0 days | 2,092 sqft |
| 2020-11-01 | 0 days | 2,055 sqft |
| 2020-12-01 | 0 days | 1,887 sqft |
| 2021-01-01 | 0 days | 1,722 sqft |
| 2021-02-01 | 0 days | 1,651 sqft |
| 2021-03-01 | 0 days | 1,721 sqft |
| 2021-04-01 | 0 days | 1,943 sqft |
| 2021-05-01 | 0 days | 1,936 sqft |
| 2021-06-01 | 0 days | 1,941 sqft |
| 2021-07-01 | 0 days | 1,948 sqft |
| 2021-08-01 | 0 days | 2,019 sqft |
| 2021-09-01 | 0 days | 2,103 sqft |
| 2021-10-01 | 0 days | 2,032 sqft |
| 2021-11-01 | 0 days | 2,022 sqft |
| 2021-12-01 | 0 days | 1,981 sqft |
| 2022-01-01 | 0 days | 1,542 sqft |
| 2022-02-01 | 0 days | 1,426 sqft |
| 2022-03-01 | 0 days | 1,469 sqft |
| 2022-04-01 | 0 days | 1,563 sqft |
| 2022-05-01 | 0 days | 1,657 sqft |
| 2022-06-01 | 0 days | 1,880 sqft |
| 2022-07-01 | 0 days | 1,916 sqft |
| 2022-08-01 | 0 days | 1,938 sqft |
| 2022-09-01 | 0 days | 1,882 sqft |
| 2022-10-01 | 0 days | 2,030 sqft |
| 2022-11-01 | 0 days | 2,028 sqft |
| 2022-12-01 | 0 days | 2,016 sqft |
| 2023-01-01 | 0 days | 2,010 sqft |
| 2023-02-01 | 0 days | 2,038 sqft |
| 2023-03-01 | 0 days | 2,092 sqft |
| 2023-04-01 | 0 days | 2,075 sqft |
| 2023-05-01 | 0 days | 2,167 sqft |
| 2023-06-01 | 0 days | 2,172 sqft |
| 2023-07-01 | 0 days | 2,175 sqft |
| 2023-08-01 | 0 days | 2,154 sqft |
| 2023-09-01 | 0 days | 2,157 sqft |
| 2023-10-01 | 0 days | 2,096 sqft |
| 2023-11-01 | 0 days | 2,084 sqft |
| 2023-12-01 | 0 days | 2,055 sqft |
| 2024-01-01 | 0 days | 2,062 sqft |
| 2024-02-01 | 0 days | 2,052 sqft |
| 2024-03-01 | 0 days | 2,026 sqft |
| 2024-04-01 | 0 days | 2,030 sqft |
| 2024-05-01 | 0 days | 2,051 sqft |
| 2024-06-01 | 0 days | 2,094 sqft |
| 2024-07-01 | 0 days | 2,156 sqft |
| 2024-08-01 | 0 days | 2,152 sqft |
| 2024-09-01 | 0 days | 2,154 sqft |
| 2024-10-01 | 0 days | 2,195 sqft |
Kalispell's median listing age (time on market) for 2024-10-01 was 0 days.
Kalispell's median square footage for active listings during the 2024-10-01 period was 2,195 sqft. One year prior, the average listing was 2,096 sqft.
Kalispell's median square footage for active listings during the 2024-10-01 period was 2,195 sqft. One year prior, the average listing was 2,096 sqft.
Kalispell, MT Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,073 | $629,665,000 | $586,827 |
| Cash Out Refi | 212 | $72,860,000 | $343,679 |
| Other | 164 | $43,350,000 | $264,329 |
| Home Improvement | 159 | $29,335,000 | $184,497 |
| Refi | 138 | $63,390,000 | $459,348 |
Kalispell's most frequently cited loan purpose was Home Purchase, with 1,073 originations. The 2nd most popular reason was Cash Out Refi, with 212 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 537 | $296,325,000 | $551,816 |
| Over 8% | 433 | $103,325,000 | $238,626 |
| 7-8% | 406 | $192,240,000 | $473,498 |
| 5-6% | 261 | $152,505,000 | $584,310 |
| 4-5% | 31 | $34,535,000 | $1,114,032 |
| 2.5-3% | 6 | $2,200,000 | $366,667 |
| 3-4% | 5 | $4,785,000 | $957,000 |
| <2.5% | 4 | $510,000 | $127,500 |
During 2023, Kalispell's most frequently originated rate bucket was 6-7%, with 537 originations.
Loan Sizing (Kalispell, MT MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 546 | $165,880,000 | $303,810 |
| $400k-600k | 409 | $195,555,000 | $478,130 |
| $100k-200k | 240 | $33,360,000 | $139,000 |
| $100,000 or less | 214 | $12,650,000 | $59,112 |
| $600k-1000k | 211 | $153,925,000 | $729,502 |
| $Over $1MM | 126 | $277,230,000 | $2,200,238 |
Kalispell's loan sizing saw the bucket of loans from $200k-400k with 546 originations, totaling $165,880,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 442 | $231,720,000 | $524,253 |
| 60-80% | 406 | $293,630,000 | $723,227 |
| Under 20% | 306 | $36,350,000 | $118,791 |
| 40-60% | 257 | $159,775,000 | $621,693 |
| 20-40% | 249 | $73,685,000 | $295,924 |
| Over 100% | 19 | $10,655,000 | $560,789 |
Kalispell's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 442 originations, totaling $231,720,000 in origination value.