Arrowhead Central Credit Union Mortgage Rates, Fees & Info

Rancho Cucamonga, CA

LEI: 5493004GPC7K826BKF31

Tax ID: 95-1682200

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

Jump to:

  • SimulatedRates™
  • Mortgage Calculator

    • Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Arrowhead Central Credit Union is a smaller credit union specializing in Home Improvement loans. Arrowhead Central Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Riverside, Los Angeles, and San Diego among others. We have data for 3 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Arrowhead Central Credit Union has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

    SimulatedRates™

    Mortgage Type     		Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.08% 12/16/24
    30 Year Conventional Refi 6.50% 12/16/24
    30 Year Cash-out Refi 6.36% 12/16/24
    15 Year Conventional Purchase 6.65% 12/16/24
    15 Year Conventional Refi 6.56% 12/16/24
    15 Year Cash-out Refi 6.56% 12/16/24
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

    Arrowhead Central Credit Union Mortgage Calculator






    Your Estimates

    Estimated Loan Payment: Update the calculator values and click calculate payment!

    This is not an official calculator from Arrowhead Central Credit Union. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

    The default purchase price is the median sales price across the US for 2022Q4, per FRED.


    Originations

    223

    Origination Dollar Volume (All Markets)

    $9,455,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 219 $9,245,000 $42,215 $0 0.00%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 3 $145,000 $48,333 $0 0.00%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $65,000 $65,000 $0 0.00%
    Arrowhead Central Credit Union's top markets include Riverside, Los Angeles, and San Diego among others.

    Their top states include:
  • California (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against ARROWHEAD CENTRAL CREDIT UNION based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    FRONTWAVE
    Similarity Rank: 92
    American Interbanc Mortgage
    Similarity Rank: 364
    SAN DIEGO COUNTY CREDIT UNION
    Similarity Rank: 561
    ALTA VISTA CREDIT UNION
    Similarity Rank: 612
    Third Federal Savings and Loan Association of Cleveland
    Similarity Rank: 614
    MONARCH FUNDING CORP.
    Similarity Rank: 705
    ORANGE COUNTY'S CREDIT UNION
    Similarity Rank: 882
    MISSION
    Similarity Rank: 910
    ALTURA
    Similarity Rank: 965
    THE FIRST FINANCIAL Federal Credit Union
    Similarity Rank: 984

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 223 $9,455,000 $42,399 $0 0.00%

    For 2018, Arrowhead Central Credit Union's most frequently originated type of loan was Conventional, with 223 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Improvement 222 $9,420,000 $42,432 $0 0.00%
    NA 1 $35,000 $35,000 $0 0.00%

    For 2018, Arrowhead Central Credit Union's most frequently cited loan purpose was Home Improvement, with 222 originations. The 2nd most popular reason was NA, with 1 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 223 $9,455,000 $42,399 $0 0.00%

    For 2018, Arrowhead Central Credit Union's most frequently cited loan duration was Other, with 223 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 217 $8,685,000 $40,023 $0 0.00%
    $100k-200k 6 $770,000 $128,333 $0 0.00%

    2018 saw Arrowhead Central Credit Union place emphasis on $100,000 or less loans with 217 originations, totaling $8,685,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 73 $3,145,000 $43,082 $0 0.00%
    $50k-75k 49 $1,745,000 $35,612 $0 0.00%
    $75k-100k 48 $2,100,000 $43,750 $0 0.00%
    $150k-250k 38 $1,970,000 $51,842 $0 0.00%
    $50k or less 12 $330,000 $27,500 $0 0.00%
    $250k+ 2 $130,000 $65,000 $0 0.00%

    Arrowhead Central Credit Union lent most frequently to those with incomes in the $100k-150k range, with 73 originations. The second most popular income band? $50k-75k, with 49 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 223 $9,455,000 $42,399 $0 0.00%

    Arrowhead Central Credit Union lent most frequently to those with DTI ratios of Exempt%, with 223 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 126 $5,170,000 $41,032 $0 0.00%
    Not provided 63 $2,755,000 $43,730 $0 0.00%
    Asian 13 $675,000 $51,923 $0 0.00%
    Black 14 $530,000 $37,857 $0 0.00%
    American Indian 5 $245,000 $49,000 $0 0.00%
    Native Hawaiian or Islander 1 $65,000 $65,000 $0 0.00%
    Filipino 1 $15,000 $15,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    55.56%

    Arrowhead Central Credit Union has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    67.71%

    Arrowhead Central Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 223 $9,455,000 $42,399

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Site-Built 223 $9,455,000 $42,399