RIVERSIDE - SAN BERNARDINO - ONTARIO Mortgage Rates
30 Year Fixed Rate mortgages in Riverside - San Bernardino - Ontario averaged
5.25%
for the week of 2022-05-19, compared to the national average of
5.25% for the same period.
The average rate for the prior week (2022-05-12) was
5.3% and
one month ago for the week of 2022-04-14, the
average rate was 5%.
Riverside - San Bernardino - Ontario's average rate one year ago was 3.26%.
For refis of the same type during the week of 2022-05-19, the average rate
was 5.09%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-19 | 5.25% |
| Riverside - San Bernardino - Ontario 30 Year Fixed Rate | 2022-05-19 | 5.25% |
| Riverside - San Bernardino - Ontario 30 Year Fixed Rate Refi | 2022-05-19 | 5.09% |
| Riverside - San Bernardino - Ontario 15 Year Fixed Rate | 2022-05-19 | 4.6% |
| Riverside - San Bernardino - Ontario 15 Year Fixed Rate Refi | 2022-05-19 | 4.71% |
| Riverside - San Bernardino - Ontario 30 Year FHA | 2022-05-19 | 5.13% |
| Riverside - San Bernardino - Ontario 30 Year FHA Refi | 2022-05-19 | 5.4% |
| Riverside - San Bernardino - Ontario 30 Year USDA | 2022-05-19 | 5.38% |
| Riverside - San Bernardino - Ontario 30 Year USDA Refi | 2022-05-19 | 5.49% |
| Riverside - San Bernardino - Ontario 30 Year VA | 2022-05-19 | 5.29% |
| Riverside - San Bernardino - Ontario 30 Year VA Refi | 2022-05-19 | 5.16% |
RIVERSIDE - SAN BERNARDINO - ONTARIO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the RIVERSIDE-SAN BERNARDINO-ONTARIO, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA's 631 lenders originated 256,222
loans during 2021. The total origination value was $91,627,520,000, with an average loan value of
$357,610.
The top RIVERSIDE - SAN BERNARDINO - ONTARIO lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
20,814 loans originated. Their average total fees are
$5,832, which is $963
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee RIVERSIDE - SAN BERNARDINO - ONTARIO lenders (with over 10 loans originated) are
Discover Bank ($0), THE FIRST FINANCIAL Federal Credit Union ($196), SPRING EQ, LLC ($437), HOMEAMERICAN MORTGAGE CORPORATION ($804) and CHERRY CREEK MORTGAGE, LLC ($849).
The lowest rate RIVERSIDE - SAN BERNARDINO - ONTARIO lenders (with over 10 loans originated) are
Charles Schwab Bank, SSB (2.41%), LOANFLIGHT LENDING, LLC (2.60%), Goldman Sachs Bank USA (2.62%), UBS Bank USA (2.66%) and Morgan Stanley Private Bank (2.67%).
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $8,918,525,000 | $11,394,325,000 | 27.8% | 12.4% |
| QUICKEN LOANS, LLC | $7,109,420,000 | $8,878,440,000 | 24.9% | 9.7% |
| LOANDEPOT.COM, LLC | $3,148,325,000 | $4,440,310,000 | 41.0% | 4.8% |
| HOME POINT FINANCIAL CORPORATION | $1,275,265,000 | $2,745,505,000 | 115.3% | 3.0% |
| FREEDOM MORTGAGE CORPORATION | $2,874,760,000 | $2,411,725,000 | -16.1% | 2.6% |
| GUARANTEED RATE, INC. | $485,745,000 | $1,908,765,000 | 293.0% | 2.1% |
| BROKER SOLUTIONS, INC. | $2,065,755,000 | $1,855,525,000 | -10.2% | 2.0% |
| Wells Fargo Bank | $1,472,990,000 | $1,780,480,000 | 20.9% | 1.9% |
| JPMorgan Chase Bank | $1,144,265,000 | $1,617,610,000 | 41.4% | 1.8% |
| PENNYMAC LOAN SERVICES, LLC | $932,920,000 | $1,420,870,000 | 52.3% | 1.6% |
| Flagstar Bank, FSB | $1,566,955,000 | $1,247,295,000 | -20.4% | 1.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,173,000,000 | $1,132,350,000 | -3.5% | 1.2% |
| Franklin Loan Corporation | $1,145,845,000 | $1,082,855,000 | -5.5% | 1.2% |
| Bank of America | $926,410,000 | $1,025,360,000 | 10.7% | 1.1% |
| CALIBER HOME LOANS, INC. | $1,053,710,000 | $1,019,635,000 | -3.2% | 1.1% |
| Paramount Residential Mortgage Group, Inc. | $1,083,785,000 | $1,002,435,000 | -7.5% | 1.1% |
| U.S. Bank | $869,540,000 | $998,415,000 | 14.8% | 1.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $995,720,000 | $997,745,000 | 0.2% | 1.1% |
| SCHOOLSFIRST | $794,470,000 | $979,230,000 | 23.3% | 1.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $905,210,000 | $957,975,000 | 5.8% | 1.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $1,199,945,000 | $954,185,000 | -20.5% | 1.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $778,870,000 | $857,230,000 | 10.1% | 0.9% |
| NEWREZ LLC | $660,030,000 | $817,085,000 | 23.8% | 0.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $816,485,000 | $793,335,000 | -2.8% | 0.9% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $958,155,000 | $784,925,000 | -18.1% | 0.9% |
| SUN WEST MORTGAGE COMPANY, INC. | $792,980,000 | $765,850,000 | -3.4% | 0.8% |
| AMERISAVE MORTGAGE CORPORATION | $522,185,000 | $734,515,000 | 40.7% | 0.8% |
| EAGLE HOME MORTGAGE, LLC | $707,190,000 | $729,795,000 | 3.2% | 0.8% |
| MOUNTAIN WEST FINANCIAL, INC. | $935,555,000 | $723,060,000 | -22.7% | 0.8% |
| AMWEST FUNDING CORP. | $404,640,000 | $722,580,000 | 78.6% | 0.8% |
| Golden Empire Mortgage, Inc. | $766,200,000 | $688,150,000 | -10.2% | 0.8% |
| BETTER MORTGAGE CORPORATION | $299,415,000 | $665,175,000 | 122.2% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $537,005,000 | $537,965,000 | 0.2% | 0.6% |
| STEARNS LENDING, LLC | $542,965,000 | $527,490,000 | -2.9% | 0.6% |
| OCMBC, INC. | $387,750,000 | $514,040,000 | 32.6% | 0.6% |
| Commerce Home Mortgage, Inc. | $486,415,000 | $468,365,000 | -3.7% | 0.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $317,235,000 | $460,765,000 | 45.2% | 0.5% |
| DHI MORTGAGE COMPANY, LTD. | $339,535,000 | $453,645,000 | 33.6% | 0.5% |
| MUFG Union Bank | $378,720,000 | $440,905,000 | 16.4% | 0.5% |
| Hometown Equity Mortgage, LLC | $212,360,000 | $429,595,000 | 102.3% | 0.5% |
| MOVEMENT MORTGAGE, LLC | $382,070,000 | $415,280,000 | 8.7% | 0.5% |
| Mortgage Research Center, LLC | $360,200,000 | $414,655,000 | 15.1% | 0.5% |
| NMSI, INC. | $367,040,000 | $409,365,000 | 11.5% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $373,675,000 | $390,200,000 | 4.4% | 0.4% |
| KBHS HOME LOANS, LLC | $272,565,000 | $370,915,000 | 36.1% | 0.4% |
| KeyBank | $173,400,000 | $355,695,000 | 105.1% | 0.4% |
| GUILD MORTGAGE COMPANY | $316,950,000 | $342,240,000 | 8.0% | 0.4% |
| MEGA CAPITAL FUNDING, INC. | $390,555,000 | $341,195,000 | -12.6% | 0.4% |
| First Republic Bank | $124,320,000 | $319,110,000 | 156.7% | 0.3% |
| NETWORK CAPITAL FUNDING CORPORATION | $258,475,000 | $315,675,000 | 22.1% | 0.3% |
| CELEBRITY HOME LOANS, LLC | $92,600,000 | $314,205,000 | 239.3% | 0.3% |
| NATIONS DIRECT MORTGAGE, LLC | $311,115,000 | $311,015,000 | 0.0% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $283,615,000 | $302,945,000 | 6.8% | 0.3% |
| CMG MORTGAGE, INC. | $282,620,000 | $299,775,000 | 6.1% | 0.3% |
| Carrington Mortgage Services, LLC | $333,800,000 | $294,730,000 | -11.7% | 0.3% |
| IMPAC MORTGAGE CORP. | $303,665,000 | $293,170,000 | -3.5% | 0.3% |
| HOMEAMERICAN MORTGAGE CORPORATION | $130,200,000 | $290,555,000 | 123.2% | 0.3% |
| ML Mortgage Corp. | $275,915,000 | $279,590,000 | 1.3% | 0.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | $248,435,000 | $278,280,000 | 12.0% | 0.3% |
| CHERRY CREEK MORTGAGE, LLC | $305,310,000 | $272,970,000 | -10.6% | 0.3% |
| East West Bank | $238,390,000 | $272,285,000 | 14.2% | 0.3% |
| ONY GLO, INC. | $276,910,000 | $271,895,000 | -1.8% | 0.3% |
| SUMMIT FUNDING, INC. | $224,300,000 | $271,800,000 | 21.2% | 0.3% |
| Equity Prime Mortgage LLC | $296,355,000 | $271,630,000 | -8.3% | 0.3% |
| NEW WAVE LENDING GROUP INC | $207,905,000 | $269,020,000 | 29.4% | 0.3% |
| Lakeview Community Capital, LLC | $212,070,000 | $262,480,000 | 23.8% | 0.3% |
| PULTE MORTGAGE LLC | $188,120,000 | $250,690,000 | 33.3% | 0.3% |
| WINNPOINTE CORPORATION | $432,690,000 | $223,760,000 | -48.3% | 0.2% |
| PLANET HOME LENDING, LLC | $163,590,000 | $212,620,000 | 30.0% | 0.2% |
| First Guaranty Mortgage Corporation | $141,970,000 | $204,760,000 | 44.2% | 0.2% |
| LADERA LENDING, INC. | $231,890,000 | $203,305,000 | -12.3% | 0.2% |
| JMJ FINANCIAL GROUP | $231,320,000 | $196,725,000 | -15.0% | 0.2% |
| INTELLILOAN, INC. | $270,005,000 | $196,385,000 | -27.3% | 0.2% |
| ACADEMY MORTGAGE CORPORATION | $214,830,000 | $193,985,000 | -9.7% | 0.2% |
| Citibank | $244,960,000 | $191,525,000 | -21.8% | 0.2% |
| General Mortgage Capital Corporation | $165,050,000 | $186,695,000 | 13.1% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $216,615,000 | $185,605,000 | -14.3% | 0.2% |
| BECKAM FUNDING CORP. | $101,940,000 | $183,420,000 | 79.9% | 0.2% |
| ALTURA | $166,645,000 | $175,980,000 | 5.6% | 0.2% |
| Watermark Capital, Inc. | $169,740,000 | $174,565,000 | 2.8% | 0.2% |
| Bank of the West | $107,180,000 | $173,595,000 | 62.0% | 0.2% |
| JMAC LENDING, INC. | $231,085,000 | $163,410,000 | -29.3% | 0.2% |
| MK LENDING CORP. | $109,940,000 | $162,540,000 | 47.8% | 0.2% |
| INSPIRE HOME LOANS INC. | $104,800,000 | $162,520,000 | 55.1% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $167,370,000 | $158,840,000 | -5.1% | 0.2% |
| South Pacific Financial Corporation | $158,435,000 | n/a | 0.2% | |
| HOME APPROVALS DIRECT, INC. | $138,440,000 | $158,235,000 | 14.3% | 0.2% |
| FIRST NATIONS HOME FINANCE CORPORATION | $160,385,000 | $155,485,000 | -3.1% | 0.2% |
| VISION ONE MORTGAGE, INC. | $151,070,000 | $153,825,000 | 1.8% | 0.2% |
| Strong Home Mortgage, LLC | $102,135,000 | $153,750,000 | 50.5% | 0.2% |
| The Federal Savings Bank | $196,025,000 | $153,595,000 | -21.6% | 0.2% |
| InterContinental Capital Group, Inc | $177,365,000 | $152,385,000 | -14.1% | 0.2% |
| PNC Bank | $223,100,000 | $152,295,000 | -31.7% | 0.2% |
| AMERICAN ADVISORS GROUP | $72,250,000 | $151,970,000 | 110.3% | 0.2% |
| BEST CAPITAL FUNDING | $238,045,000 | $151,835,000 | -36.2% | 0.2% |
| CALCULATED RISK ANALYTICS LLC | $181,910,000 | $149,445,000 | -17.8% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $73,305,000 | $146,410,000 | 99.7% | 0.2% |
| RESIDENTIAL BANCORP. | $84,280,000 | $146,290,000 | 73.6% | 0.2% |
| Morgan Stanley Private Bank | $180,870,000 | $143,685,000 | -20.6% | 0.2% |
| LOANPAL, LLC | $183,490,000 | $141,105,000 | -23.1% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $194,900,000 | $139,925,000 | -28.2% | 0.2% |
| LENDUS, LLC | $137,770,000 | $139,030,000 | 0.9% | 0.2% |
| SAN DIEGO COUNTY CREDIT UNION | $66,410,000 | $138,650,000 | 108.8% | 0.2% |
| Plains Commerce Bank | $92,630,000 | $137,900,000 | 48.9% | 0.2% |
| PHH Mortgage Corporation | $73,625,000 | $137,305,000 | 86.5% | 0.1% |
| Prime Choice Funding Inc. | $164,230,000 | $136,835,000 | -16.7% | 0.1% |
| MICHIGAN MUTUAL, INC. | $156,290,000 | $134,425,000 | -14.0% | 0.1% |
| WESTERN EXPRESS LENDING | $172,590,000 | $133,960,000 | -22.4% | 0.1% |
| GREYSTONE SERVICING COMPANY LLC | $190,240,000 | $129,385,000 | -32.0% | 0.1% |
| City National Bank | $110,335,000 | $128,940,000 | 16.9% | 0.1% |
| Ally Bank | $55,395,000 | $127,360,000 | 129.9% | 0.1% |
| BBVA USA | $122,070,000 | $125,530,000 | 2.8% | 0.1% |
| WESCOM CENTRAL CREDIT UNION | $98,210,000 | $123,650,000 | 25.9% | 0.1% |
| Umpqua Bank | $32,990,000 | $121,715,000 | 268.9% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $103,295,000 | $121,625,000 | 17.7% | 0.1% |
| NBKC BANK | $129,850,000 | $121,355,000 | -6.5% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $130,550,000 | $119,545,000 | -8.4% | 0.1% |
| FBC MORTGAGE, LLC | $111,065,000 | $119,485,000 | 7.6% | 0.1% |
| Pacific Premier Bank | $24,710,000 | $119,295,000 | 382.8% | 0.1% |
| Charles Schwab Bank, SSB | $69,680,000 | $118,400,000 | 69.9% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $45,855,000 | $116,325,000 | 153.7% | 0.1% |
| North American Savings Bank, F.S.B. | $87,985,000 | $114,340,000 | 30.0% | 0.1% |
| CLEARPATH LENDING | $167,030,000 | $114,145,000 | -31.7% | 0.1% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $106,020,000 | $113,600,000 | 7.1% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $97,780,000 | $111,755,000 | 14.3% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $110,675,000 | $110,995,000 | 0.3% | 0.1% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $101,470,000 | $110,840,000 | 9.2% | 0.1% |
| NEW DAY FINANCIAL, LLC | $101,015,000 | $109,610,000 | 8.5% | 0.1% |
| ZILLOW HOME LOANS, LLC | $30,795,000 | $108,915,000 | 253.7% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $84,715,000 | $106,580,000 | 25.8% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $168,795,000 | $106,015,000 | -37.2% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $56,850,000 | $105,610,000 | 85.8% | 0.1% |
| Cornerstone First Mortgage, Inc | $50,665,000 | $104,365,000 | 106.0% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $50,025,000 | $104,155,000 | 108.2% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $108,320,000 | $103,215,000 | -4.7% | 0.1% |
| BM Real Estate Services, Inc. | $106,950,000 | $103,075,000 | -3.6% | 0.1% |
| VICTORIA FINANCIAL CORP. | $145,745,000 | $101,020,000 | -30.7% | 0.1% |
| CIT Bank | $55,140,000 | $99,850,000 | 81.1% | 0.1% |
| DIGNIFIED HOME LOANS, LLC | $118,325,000 | $99,570,000 | -15.9% | 0.1% |
| Financial Partners Credit Union | $92,635,000 | $97,550,000 | 5.3% | 0.1% |
| KINECTA | $105,235,000 | $95,895,000 | -8.9% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $70,035,000 | $95,705,000 | 36.7% | 0.1% |
| NEXERA HOLDING LLC | $66,785,000 | $95,580,000 | 43.1% | 0.1% |
| ORANGE COUNTY'S CREDIT UNION | $85,515,000 | $95,360,000 | 11.5% | 0.1% |
| Credit Union of Southern California | $84,570,000 | $94,175,000 | 11.4% | 0.1% |
| FirstBank | $50,535,000 | $94,165,000 | 86.3% | 0.1% |
| HomeStreet Bank | $63,740,000 | $94,095,000 | 47.6% | 0.1% |
| AHL FUNDING | $118,975,000 | $92,555,000 | -22.2% | 0.1% |
| Home Mortgage Alliance Corp | $91,820,000 | n/a | 0.1% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $44,925,000 | $91,415,000 | 103.5% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $118,810,000 | $90,495,000 | -23.8% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. |