RIVERSIDE - SAN BERNARDINO - ONTARIO Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Riverside - San Bernardino - Ontario averaged 6.81% for the week of 2024-05-23, compared to the national average of 6.94% for the same period.

The average rate for the prior week (2024-05-16) was 6.69% and one month ago for the week of 2024-04-18, the average rate was 7.07%.

Riverside - San Bernardino - Ontario's average rate one year ago was 6.06%.

For refis of the same type during the week of 2024-05-23, the average rate was 7.71%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-05-23 6.94%
Riverside - San Bernardino - Ontario 30 Year Fixed Rate 2024-05-23 6.81%
Riverside - San Bernardino - Ontario 30 Year Fixed Rate Refi 2024-05-23 7.71%
Riverside - San Bernardino - Ontario 15 Year Fixed Rate 2024-05-23 6.13%
Riverside - San Bernardino - Ontario 15 Year Fixed Rate Refi 2024-05-23 6.8%
Riverside - San Bernardino - Ontario 30 Year FHA 2024-05-23 6.23%
Riverside - San Bernardino - Ontario 30 Year FHA Refi 2024-05-23 6.21%
Riverside - San Bernardino - Ontario 30 Year USDA 2024-05-23 6.94%
Riverside - San Bernardino - Ontario 30 Year USDA Refi 2024-05-23 6.54%
Riverside - San Bernardino - Ontario 30 Year VA 2024-05-23 6.38%
Riverside - San Bernardino - Ontario 30 Year VA Refi 2024-05-23 5.88%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within RIVERSIDE-SAN BERNARDINO-ONTARIO, CA.

RIVERSIDE - SAN BERNARDINO - ONTARIO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the RIVERSIDE-SAN BERNARDINO-ONTARIO, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 4,296 6.67% $11,294
QUICKEN LOANS, LLC 2,469 6.72% $9,294
EAGLE HOME MORTGAGE, LLC 1,383 5.42% $7,378
LOANDEPOT.COM, LLC 858 6.38% $10,092
U.S. Bank 685 6.39% $9,227
JPMorgan Chase Bank 560 6.66% $7,809
OCMBC, INC. 510 7.57% $14,992
SCHOOLSFIRST 428 6.28% $5,148
Paramount Residential Mortgage Group, Inc. 386 6.89% $10,590
Wells Fargo Bank 378 6.36% $6,345
Franklin Loan Corporation 362 6.93% $9,127
CROSSCOUNTRY MORTGAGE, LLC 344 6.96% $10,910
KBHS HOME LOANS, LLC 326 6.06% $13,089
BROKER SOLUTIONS, INC. 301 6.91% $10,424
GUARANTEED RATE, INC. 283 6.78% $8,534
East West Bank 275 6.21% $5,683
DHI MORTGAGE COMPANY, LTD. 269 5.79% $5,548
PENNYMAC LOAN SERVICES, LLC 266 6.70% $9,839
PULTE MORTGAGE LLC 262 6.03% $3,341
Bank of America 255 6.22% $7,807
Flagstar Bank, FSB 253 6.93% $8,775
NMSI, INC. 238 6.93% $9,938
MOVEMENT MORTGAGE, LLC 237 6.66% $9,832
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 226 6.77% $10,304
HOMEAMERICAN MORTGAGE CORPORATION 218 6.22% $3,613
CMG MORTGAGE, INC. 210 6.82% $10,724
AMERICAN PACIFIC MORTGAGE CORPORATION 201 6.72% $12,452
AMERICAN FINANCIAL NETWORK, INC. 178 7.05% $11,810
South Pacific Financial Corporation 175 6.25% $5,832
Mr. Cooper ( Nationstar Mortgage ) 141 6.56% $11,263
BAY-VALLEY MORTGAGE GROUP 139 7.01% $12,003
Sierra Pacific Mortgage Company, Inc. 133 6.70% $11,917
NEWREZ LLC 131 6.94% $9,871
NAVY FEDERAL CREDIT UNION 130 6.43% $6,225
Golden Empire Mortgage, Inc. 128 6.75% $12,515
NEW WAVE LENDING GROUP INC 126 7.52% $11,556
PRIMELENDING, A PLAINSCAPITAL COMPANY 122 6.75% $11,417
Citibank 120 5.94% $8,337
First-Citizens Bank & Trust Company 115 6.05% $8,289
GUILD MORTGAGE COMPANY 113 6.79% $11,127
MOUNTAIN WEST FINANCIAL, INC. 108 6.81% $10,953
ALTURA 106 5.13% $4,833
HOMEBRIDGE FINANCIAL SERVICES, INC. 106 6.89% $12,509
BMO Harris Bank 103 6.23% $7,542
Cathay Bank 96 6.19% $5,369
Prosperity Home Mortgage, LLC 93 6.98% $9,749
The Loan Store, Inc. 91 6.94% $10,311
FIRST NATIONS HOME FINANCE CORPORATION 86 6.77% $6,309
ML Mortgage Corp. 85 6.87% $13,025
Morgan Stanley Private Bank 82 5.78% $5,432
NFM, INC. 81 6.50% $10,835
BAY EQUITY LLC 80 6.69% $9,464
MK LENDING CORP. 80 7.54% $11,745
AXIA FINANCIAL, LLC 74 6.84% $10,095
PROVIDENT FUNDING ASSOCIATES, L.P. 73 6.68% $7,623
CHURCHILL MORTGAGE CORPORATION 73 6.79% $10,846
ARK-LA-TEX FINANCIAL SERVICES, LLC. 69 6.76% $9,092
Citadel Servicing Corporation 68 8.75% $15,305
NATIONS DIRECT MORTGAGE, LLC 68 6.84% $11,882
ACADEMY MORTGAGE CORPORATION 67 6.54% $11,668
FREEDOM MORTGAGE CORPORATION 67 6.98% $10,459
NEXERA HOLDING LLC 67 8.42% $15,463
POINT Mortgage 66 6.64% $8,689
Century Mortgage Company DBA Century Lending Company 65 6.88% $10,122
ONY GLO, INC. 65 6.84% $9,369
Shea Mortgage Inc. 64 6.51% $2,219
General Mortgage Capital Corporation 62 6.74% $9,092
AMERISAVE MORTGAGE CORPORATION 59 6.27% $12,344
NexBank 57 7.39% $11,855
HOMEXPRESS MORTGAGE CORP. 56 8.50% $17,505
Zions Bank 56 6.13% $6,303
JMAC LENDING, INC. 55 7.11% $12,211
RESIDENTIAL BANCORP 53 7.02% $13,111
ARC HOME LLC 53 7.79% $11,045
JMJ FINANCIAL GROUP 53 6.91% $11,215
SUN WEST MORTGAGE COMPANY, INC. 52 7.02% $12,333
CALIFORNIA CREDIT UNION 52 5.56% $261
WESCOM CENTRAL CREDIT UNION 51 6.61% $5,661
Truist 49 6.53% $7,563
Plains Commerce Bank 49 6.54% $11,742
AHL FUNDING 49 7.18% $15,662
COAST 2 COAST FUNDING GROUP, INC. 47 6.90% $11,509
CARDINAL FINANCIAL 46 6.54% $12,155
Commerce Home Mortgage, Inc. 46 8.07% $14,263
GUARANTEED RATE AFFINITY, LLC 45 6.90% $8,029
Performance Financial, Inc. 45 7.98% $15,861
FBC MORTGAGE, LLC 45 6.18% $10,306
PNC Bank 45 6.53% $8,267
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 44 5.95% $10,942
KINECTA 41 6.21% $9,727
S1L, Inc. 41 6.97% $10,475
ARROWHEAD CENTRAL CREDIT UNION 41 6.16% $6,535
AMERITRUST MORTGAGE CORPORATION 40 7.57% $15,109
HOME APPROVALS DIRECT, INC. 39 7.85% $13,230
DEEPHAVEN MORTGAGE LLC 38 8.45% $18,405
PLAZA HOME MORTGAGE, INC. 38 6.85% $11,468
Hometown Equity Mortgage, LLC 38 6.59% $10,613
ANGEL OAK MORTGAGE SOLUTIONS LLC 37 8.29% $15,606
RESIDENTIAL WHOLESALE MORTGAGE, INC. 37 6.84% $9,111
LOGIX FEDERAL CREDIT UNION 36 6.04% $7,018
Charles Schwab Bank, SSB 36 5.96% $5,829
BANC ONE MORTGAGE CORPORATION 36 6.89% $8,259
City National Bank 35 6.20% $7,282
MORTGAGE SOLUTIONS OF COLORADO, LLC 35 7.15% $10,569
A&D Mortgage LLC 35 8.24% $17,381
American Mortgage & Equity Consultants, Inc. 35 6.97% $12,298
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 34 6.89% $11,024
THE GOLDEN 1 34 6.46% $9,127
MUTUAL OF OMAHA MORTGAGE, INC. 34 6.63% $9,342
BETTER MORTGAGE CORPORATION 34 6.06% $8,526
GENEVA FINANCIAL, LLC 33 7.13% $11,018
NP, Inc. 33 8.67% $13,216
ST FIN CORP 32 6.99% $13,536
iCore Lending, Inc. 32 7.85% $13,386
VISION ONE MORTGAGE, INC. 31 6.72% $15,353
CTBC Bank Corp. (USA) 31 6.67% $5,216
FirstBank 30 6.83% $5,815
Credit Union of Southern California 30 6.29% $6,357
NBKC BANK 29 6.54% $7,114
ENVOY MORTGAGE, LTD 28 6.84% $9,215
BECKAM FUNDING CORP. 28 7.72% $17,949
CALCON MUTUAL MORTGAGE LLC 27 6.99% $15,715
Citizens Bank 26 6.78% $11,000
ZILLOW HOME LOANS, LLC 25 6.75% $9,462
INSPIRE HOME LOANS INC. 25 6.01% $7,410
RBC Bank, (Georgia) 25 5.76% $4,466
Provident Savings Bank, F.S.B. 25 6.71% $7,745
EVERETT FINANCIAL, INC. 25 6.73% $11,063
CHERRY CREEK MORTGAGE, LLC 24 6.57% $723
MICHIGAN MUTUAL, INC. 24 6.77% $9,541
FRONTWAVE 23 6.27% $3,789
UNION HOME MORTGAGE CORP. 22 6.68% $12,520
MORTGAGE CAPITAL PARTNERS, INC. 22 6.91% $8,725
LADERA LENDING, INC. 22 6.39% $8,157
First Republic Bank 22 4.81% $6,464
BM Real Estate Services, Inc. 22 7.85% $9,262
SUMMIT FUNDING, INC. 21 6.89% $13,194
PLANET HOME LENDING, LLC 21 6.99% $10,612
AUGUSTA FINANCIAL, INC. 20 6.65% $8,883
NuVision Federal Credit Union 20 6.69% $6,257
PANORAMA MORTGAGE GROUP, LLC 20 5.78% $12,306
Ally Bank 19 6.24% $10,321
DATA MORTGAGE, INC. 19 6.67% $10,042
F&A Federal Credit Union 19 6.20% $2,865
CORNERSTONE HOME LENDING, INC. 19 6.97% $11,958
Carrington Mortgage Services, LLC 19 6.30% $9,916
Stifel Bank and Trust 18 5.90% $4,018
PACIFIC RESIDENTIAL MORTGAGE, LLC 18 5.96% $7,527
FIRST CENTENNIAL MORTGAGE CORPORATION 18 6.44% $11,925
UBS Bank USA 18 6.07% $6,754
DRAPER AND KRAMER MORTGAGE CORP. 18 6.87% $9,018
FOUNDATION MORTGAGE CORPORATION 18 8.70% $19,882
Platinum Home Mortgage Corporation 17 6.48% $10,909
Firefighters First Federal Credit Union 17 5.76% $3,920
Discover Bank 17 6.62% $0
First Standard Financial Corp. 16 7.46% $10,444
Barrington Bank & Trust Company, N.A. 16 7.03% $7,739
Nations Lending Corporation 16 6.81% $6,309
NETWORK CAPITAL FUNDING CORPORATION 16 6.91% $7,944
Watermark Capital, Inc. 16 6.72% $9,373
PHH Mortgage Corporation 15 6.51% $7,490
LOANPAL, LLC 15 6.45% $8,668
Northpointe Bank 15 6.50% $9,369
Mortgage Research Center, LLC 15 6.51% $7,843
PRIMARY RESIDENTIAL MORTGAGE, INC. 15 6.78% $10,772
LENDSURE MORTGAGE CORP. 15 8.07% $19,548
DIRECT MORTGAGE, CORP. 14 7.21% $14,330
Farmers Bank & Trust 14 6.26% $6,387
USAA Federal Savings Bank 14 6.71% $8,356
HSBC BANK USA, NATIONAL ASSOCIATION 14 6.16% $6,691
ORANGE COUNTY'S CREDIT UNION 14 6.56% $7,847
FOOTHILL FEDERAL CREDIT UNION 14 6.54% $4,677
AmeriHome Mortgage Company, LLC 14 6.76% $7,215
PARTNERS 13 5.95% $7,563
DIGNIFIED HOME LOANS, LLC 13 6.86% $9,475
PENTAGON FEDERAL CREDIT UNION 13 6.22% $7,123
SECURITYNATIONAL MORTGAGE COMPANY 13 7.18% $13,376
HomeStreet Bank 12 6.54% $10,189
HOMESIDE FINANCIAL, LLC 12 7.07% $11,570
Bethpage Federal Credit Union 12 6.56% $6,796
OAKTREE FUNDING CORP. 12 7.95% $21,150
CHOICE LENDING CORP. 12 6.40% $11,358
MONARCH FUNDING CORP. 12 7.25% $9,514
MLD MORTGAGE INC. 12 6.69% $8,896
COMMUNITY MORTGAGE FUNDING, LLC 12 6.49% $7,587
Equity Prime Mortgage LLC 12 7.05% $11,380
Financial Partners Credit Union 12 6.57% $7,342
WALL FINANCIAL, INC. 12 6.71% $11,214
Ameris Bank 12 6.62% $11,017
Alaska USA Federal Credit Union 11 6.98% $3,036
Raymond James Bank 11 4.95% $7,119
INTERCAP LENDING INC. 11 6.78% $8,934
First Savings Bank 11 6.60% $6,866
LAKEVIEW LOAN SERVICING, LLC 11 6.35% $9,894
FUNDLOANS CAPITAL 11 8.08% $17,639
MASON MCDUFFIE MORTGAGE CORPORATION 10 6.98% $11,726
Evolve Bank & Trust 10 6.42% $9,490
BRIDGELOCK CAPITAL 10 7.54% $10,348
CALIBER HOME LOANS, INC. 10 6.38% $7,403
TBI MORTGAGE COMPANY 10 5.94% $12,514
LENOX FINANCIAL MORTGAGE CORPORATION 10 7.06% $10,712
Water and Power Community Credit Union 9 5.67% $5,749
California Coast Credit Union 9 6.75% $4,954
FINANCE OF AMERICA MORTGAGE LLC 9 5.94% $11,939
The Huntington National Bank 9 6.89% $6,629
SUMMIT MORTGAGE BANKERS INC. 9 6.76% $5,831
KeyBank 9 6.18% $9,039
First Bank 9 6.42% $8,264
MEGASTAR FINANCIAL CORP. 9 6.72% $10,171
Axos Bank 9 7.07% $10,763
BEST FINANCE CAPITAL, INC. 9 7.50% $11,257
FIRST ENTERTAINMENT 9 5.92% $4,275
GUIDANCE RESIDENTIAL, LLC 8 7.09% $10,729
United Fidelity Funding Corp. 8 7.19% $12,418
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 8 6.78% $8,525
CUSTOMER SERVICE MORTGAGE CORPORATION 8 7.50% $9,978
ALAMEDA MORTGAGE CORPORATION 8 6.92% $12,028
MEMBER FIRST MORTGAGE, LLC 8 5.64% $12,668
INTELLILOAN, INC. 8 6.23% $7,820
Umpqua Bank 8 6.47% $5,756
CANOPY MORTGAGE, LLC 8 6.67% $10,455
CITYWIDE HOME LOANS, LLC 8 6.83% $9,565
HOMEOWNERS FINANCIAL GROUP USA, LLC 8 7.45% $8,025
First National Bank of America 7 10.19% $17,943
HighTechLending Inc 7 6.71% $9,196
Arvest Bank 7 6.64% $8,288
21ST MORTGAGE CORPORATION 7 8.68% $8,249
Waterstone Mortgage Corporation 7 6.98% $9,922
BNC National Bank 7 6.32% $5,956
CALLISTO GROUP, INC. 7 7.52% $6,630
GOOGAIN, INC. 7 6.64% $13,569
Baxter Credit Union 7 6.75% $7,528
First City Credit Union 6 5.13% $15,537
Banner Bank 6 6.88% $6,249
UIF CORPORATION 6 7.39% $5,127
ROYAL UNITED MORTGAGE LLC 6 7.33% $12,777
MORIA DEVELOPMENT, INC. 6 6.83% $17,748
Fremont Bank 6 7.13% $2,540
DIGITAL Federal Credit Union 6 5.90% $8,080
AMERICAN HERITAGE LENDING, INC. 6 7.85% $15,922
TEACHERS 6 6.08% $6,969
AMERICAN FINANCING CORPORATION 6 6.12% $6,546
NOVA FINANCIAL & INVESTMENT CORPORATION 6 6.50% $5,689
Cornerstone First Mortgage, Inc 6 6.81% $9,592
Lakeview Community Capital, LLC 6 6.25% $9,625
CAMPOS FINANCIAL CORP. 6 7.21% $11,738
LAND HOME FINANCIAL SERVICES, INC. 6 7.31% $7,616
Constant Investments, Inc. 6 6.98% $7,514
5TH STREET CAPITAL, INC. 6 8.25% $18,717
PREMIER MORTGAGE RESOURCES, L.L.C. 6 7.56% $9,375
GEO-CORP, INC. 5 7.43% $12,267
Summit Mortgage Corporation 5 6.53% $7,684
ISERVE RESIDENTIAL LENDING, LLC 5 6.77% $8,670
STAR ONE CREDIT UNION 5 5.63% $4,235
DAS Acquisition Company, LLC 5 7.15% $10,066
VICTORIA FINANCIAL CORP. 5 7.00% $7,829
Loan Simple, Inc. 5 5.20% $7,209
Luxury Mortgage Corp. 5 7.90% $14,043
FIRST TECHNOLOGY 5 6.50% $5,791
Bank of England 5 6.88% $7,864
MORTGAGEONE, INC. 5 7.08% $10,922
City National Bank of Florida 5 6.18% $6,742
ON Q FINANCIAL, INC. 5 7.07% $9,428
T. J. FINANCIAL, INC. 5 7.90% $4,398
AMCAP MORTGAGE, LTD. 5 6.80% $9,474
WALL STREET MORTGAGE BANKERS, LTD. 4 7.40% $18,522
TOP FLITE FINANCIAL, INC. 4 7.16% $16,657
Wilmington Savings Fund Society, FSB 4 6.34% $7,568
Florida Capital Bank 4 6.34% $9,356
Ixonia Bank 4 6.53% $13,760
ANGEL OAK HOME LOANS LLC 4 7.53% $12,307
Boeing Employees Credit Union 4 6.34% $20,519
Goldman Sachs Bank USA 4 5.31% $3,611
PREMIA MORTGAGE, LLC 4 6.22% $3,637
SAN DIEGO COUNTY CREDIT UNION 4 6.56% $4,230
Bell Bank 4 7.15% $9,301
SUCCESS MORTGAGE PARTNERS, INC. 4 6.09% $8,268
LOANLEADERS OF AMERICA, INC. 4 6.75% $12,610
VAN DYK MORTGAGE CORPORATION 4 7.13% $11,242
CALTECH EMPLOYEES FEDERAL CREDIT UNION 4 6.63% $7,232
LENDING 3, INC. 4 6.84% $15,124
EMBRACE HOME LOANS, INC. 4 6.53% $6,923
The Federal Savings Bank 4 6.88% $12,436
SIRVA MORTGAGE, INC. 4 6.69% $1,026
MISSION 4 6.56% $5,433
PATELCO 4 6.59% $3,736
Royal Business Bank 4 7.41% $7,919
AMERICAN INTERNET MORTGAGE, INC. 4 6.38% $4,350
Washington Trust Bank 4 6.38% $5,883
Provident Credit Union 4 5.78% $5,224
Quontic Bank 3 9.38% $18,635
First Federal Bank 3 6.25% $8,077
1st Security Bank of Washington 3 6.79% $8,875
INTERNATIONAL CITY MORTGAGE, INC. 3 6.04% $7,082
Crestline Funding Corporation 3 6.71% $4,981
LBS FINANCIAL 3 6.13% $2,702
LONG BEACH CITY EMPLOYEES Federal Credit Union 3 5.75% $8,746
MANN FINANCIAL INC. 3 6.92% $10,010
CIBC Bank USA 3 5.83% $7,736
Neighborhood Loans, Inc. 3 6.92% $7,823
CHEVRON 3 7.21% $6,615
North American Savings Bank, F.S.B. 3 8.54% $8,626
BOURNS EMPLOYEES FEDERAL CREDIT UNION 3 5.63% $8,179
BNY Mellon 3 6.33% $6,036
PREMIER LENDING, INC. 3 6.88% $13,624
S&S Financial 3 7.13% $7,429
AMERICAN FINANCE HOUSE LARIBA 3 7.00% $9,280
Toyota Financial Savings Bank 3 6.54% $7,418
ALLIANT CREDIT UNION 3 6.25% $10,283
UNIFY FINANCIAL Credit Union 3 6.45% $5,290
ADVANCIAL 3 8.00% $9,712
VERITAS FUNDING, LLC 3 6.21% $12,944
STANFORD Federal Credit Union 2 6.00% $6,676
Deere Employees Credit Union 2 6.13% $3,474
JET DIRECT FUNDING CORP 2 6.44% $8,467
AMERICAN FIRST 2 6.31% $4,860
SAFE CREDIT UNION 2 5.19% $6,324
COASTAL FUNDING SLC, INC. 2 7.06% $9,563
REDWOOD 2 6.13% $6,592
INFINITY EQUITY GROUP, INC. 2 6.62% $17,430
EMM LOANS LLC 2 6.63% $23,855
RELIANCE FIRST CAPITAL, LLC 2 7.88% $10,352
University Bank 2 6.68% $10,646
Bank of the West 2 5.56% $7,162
GSF Mortgage Corporation 2 6.13% $9,503
Sunflower Bank 2 7.06% $12,018
USC Credit Union 2 6.25% $4,832
San Mateo Credit Union 2 5.69% $7,395
SWBC MORTGAGE CORPORATION 2 7.69% $10,530
AmRes Corporation 2 7.99% $8,270
GREENSTATE CREDIT UNION 2 6.38% $9,008
VENTURA COUNTY 2 7.06% $5,211
HONDA Federal Credit Union 2 6.75% $5,160
MORTGAGE MANAGEMENT CONSULTANTS, INC. 2 7.69% $10,176
The Central Trust Bank 2 6.63% $6,142
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 2 6.38% $7,291
HOMESTEAD FUNDING CORP. 2 6.19% $4,912
Chicago Mortgage Solutions LLC 2 6.12% $4,227
PRIMUS LENDING CORP. 2 6.63% $13,497
Wallick & Volk, Inc. 2 6.19% $14,784
EVANSVILLE TEACHERS 2 6.13% $7,667
LA Financial Federal Credit Union 2 6.19% $7,121
Fifth Third Bank 2 7.00% $7,720
Chickasaw Community Bank 2 6.56% $11,007
HOME FUNDING CORPORATION 2 8.38% $10,742
CREDIT UNION MORTGAGE ASSOCIATION, INC. 2 5.50% $6,549
SNAPFI, INC. 2 6.13% $10,517
RADIUS FINANCIAL GROUP INC. 2 7.56% $12,514
SOUTHLAND CREDIT UNION 2 6.13% $4,515
CIS Financial Services, Inc. 2 8.25% $4,997
M&T Bank 2 5.50% $8,957
WINGS FINANCIAL 2 6.38% $5,771
Los Angeles Federal Credit Union 2 4.88% $2,823
CERTIFIED 2 6.50% $4,397
JTF ROSE, INC. 1 10.85% $12,310
SOVEREIGN LENDING GROUP INCORPORATED 1 5.63% $14,529
First United Bank and Trust Company 1 7.63% $7,511
Strong Home Mortgage, LLC 1 6.99% $3,633
IVY MORTGAGE, INC. 1 6.88% $4,689
DELMAR FINANCIAL COMPANY 1 6.50% $4,107
DEL SUR CORPORATION 1 7.13% $7,086
SUN AMERICAN MORTGAGE COMPANY 1 7.50% $6,004
Willamette Valley Bank 1 5.88% $7,787
T2 FINANCIAL LLC 1 8.13% $19,399
DELTA COMMUNITY CREDIT UNION 1 6.50% $12,185
HOMEOWNERS FIRST MORTGAGE, LLC 1 5.99% $5,745
ALTITUDE FINANCIAL CORPORATION 1 6.00% $6,178
The Northern Trust Company 1 5.88% $12,140
TJC Mortgage, Inc. 1 5.88% $13,265
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 5.75% $16,222
TOTAL MORTGAGE SERVICES, LLC 1 6.13% $15,145
TOWER 1 6.75% $8,549
TOWNE MORTGAGE COMPANY 1 7.13% $10,026
FINANCE OF AMERICA REVERSE LLC 1 8.58% $2,402
ALLIED MORTGAGE GROUP, INC. 1 7.00% $11,312
Heritage Bank 1 5.88% $4,620
DIRECTORS MORTGAGE, INC. 1 7.24% $18,159
First Bank & Trust 1 7.38% $11,896
GuardHill Financial Corp. 1 6.88% $7,917
Union Savings Bank 1 6.50% $18,879
UNITED 1 6.63% $7,095
GUARANTY HOME MORTGAGE CORPORATION 1 6.50% $7,321
UNITED HOME LOANS, INC. 1 7.38% $5,012
UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 6.63% $11,848
Unitus Community Credit Union 1 6.25% $4,541
UNIVERSITY CREDIT UNION 1 6.63% $4,912
First National Bank of Omaha 1 7.25% $8,308
USE Credit Union 1 7.38% $0
VALLEY STRONG CREDIT UNION 1 5.25% $9,330
VALOR BANK 1 6.88% $17,152
FIRST COMMUNITY MORTGAGE, INC. 1 7.63% $14,753
Veritex Community Bank 1 6.00% $9,904
Goldwater Bank, N.A. 1 7.00% $14,418
Victorian Finance, LLC 1 7.63% $10,471
V.I.P. MORTGAGE, INC. 1 5.38% $32,150
Actors Federal Credit Union 1 5.50% $6,293
Encompass Lending Group, LP 1 6.99% $7,797
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 7.38% $6,785
1ST UNITED SERVICES CREDIT UNION 1 5.99% $2,850
Old National Bank 1 5.63% $6,715
NORWICH COMMERCIAL GROUP, INC. 1 6.88% $5,823
OPEN MORTGAGE, LLC 1 6.49% $13,117
Operating Engineers Local Union #3 1 6.00% $5,956
Noble Federal Credit Union 1 6.50% $11,654
CASTLE & COOKE MORTGAGE, LLC 1 7.25% $7,193
CBC Federal Credit Union 1 6.25% $12,978
Paramount Bank 1 7.13% $5,410
FISHER FINANCIAL GROUP, INCORPORATED 1 7.13% $4,964
CENTRAL COAST LENDING, INC. 1 6.38% $11,893
Academy Bank 1 7.00% $5,048
NATIONWIDE MORTGAGE BANKERS, INC. 1 6.99% $9,506
PINNACLE LENDING GROUP, INC. 1 7.99% $11,557
NATIONS RELIABLE LENDING, LLC 1 7.25% $37,079
Wyndham Capital Mortgage, Inc. 1 5.50% $8,704
NATION ONE MORTGAGE CORPORATION 1 6.13% $5,592
PLUS RELOCATION MORTGAGE, LLC 1 6.50% $9,117
Beeline Loans, Inc. 1 6.50% $9,172
CITIZENS EQUITY FIRST 1 5.63% $4,651
PREMIER AMERICA 1 6.75% $10,474
WesBanco 1 7.38% $7,630
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 5.88% $5,162
Presidential Bank, FSB 1 6.88% $4,816
BARTLETT MORTGAGE, INC. 1 7.50% $6,113
PRIORITY HOME LENDING, LLC 1 6.49% $7,923
PROPER RATE, LLC 1 6.63% $5,974
MORTGAGE ACCESS CORP. 1 8.50% $19,852
Bank of Hope 1 5.75% $6,088
Comerica Bank 1 6.50% $8,868
CommunityBank of Texas, N.A. 1 6.00% $9,054
FIRST COLONY MORTGAGE CORPORATION 1 7.00% $13,319
RANLIFE, INC. 1 7.37% $9,604
Midland States Bank 1 7.00% $4,776
Assurance Financial Group, L.L.C. 1 5.88% $21,227
MidFirst Bank 1 6.63% $15,463
Residential First Mortgage 1 9.99% $16,777
RESIDENTIAL MORTGAGE, LLC 1 6.99% $8,705
Residential Mortgage Solutions, Inc. 1 6.49% $8,357
Armed Forces Bank 1 7.00% $4,665
MID AMERICA MORTGAGE, INC. 1 6.25% $8,000
Merchants Bank of Indiana 1 7.13% $2,604
RUOFF MORTGAGE COMPANY, INC. 1 6.25% $495
SALAL 1 6.00% $5,141
SAMMAMISH MORTGAGE COMPANY 1 7.13% $5,316
COMPASS MORTGAGE, INC. 1 6.50% $5,798
San Diego Funding 1 7.63% $9,298
LEADERONE FINANCIAL CORPORATION 1 5.99% $13,891
Service Federal Credit Union 1 4.88% $5,836
Servion, Inc. 1 7.13% $7,043
CONTOUR MORTGAGE CORPORATION 1 6.50% $10,620
Sound Community Bank 1 7.13% $18,688

RIVERSIDE - SAN BERNARDINO - ONTARIO Average Closing Costs & Other Stats

RIVERSIDE-SAN BERNARDINO-ONTARIO, CA's 450 lenders originated 68,251 loans during 2023. The total origination value was $26,206,835,000, with an average loan value of $383,977.

RIVERSIDE - SAN BERNARDINO - ONTARIO's average closing costs are $7,064.

The top RIVERSIDE - SAN BERNARDINO - ONTARIO lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 4,296 loans originated. Their average total fees are $11,294, which is $2,001 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee RIVERSIDE - SAN BERNARDINO - ONTARIO lenders (with over 10 loans originated) are Discover Bank ($0), CALIFORNIA CREDIT UNION ($261), CHERRY CREEK MORTGAGE, LLC ($723), Shea Mortgage Inc. ($2,219) and F&A Federal Credit Union ($2,865).

The lowest rate RIVERSIDE - SAN BERNARDINO - ONTARIO lenders (with over 10 loans originated) are First Republic Bank (4.81%), Raymond James Bank (4.95%), ALTURA (5.13%), EAGLE HOME MORTGAGE, LLC (5.42%) and CALIFORNIA CREDIT UNION (5.56%).

RIVERSIDE-SAN BERNARDINO-ONTARIO, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $5,982,450,000 $3,951,805,000 -33.9% 15.1%
QUICKEN LOANS, LLC $3,380,715,000 $1,709,830,000 -49.4% 6.5%
EAGLE HOME MORTGAGE, LLC $690,455,000 $963,070,000 39.5% 3.7%
LOANDEPOT.COM, LLC $1,826,835,000 $824,200,000 -54.9% 3.1%
U.S. Bank $779,700,000 $629,235,000 -19.3% 2.4%
OCMBC, INC. $415,175,000 $544,925,000 31.3% 2.1%
JPMorgan Chase Bank $835,330,000 $474,020,000 -43.3% 1.8%
SCHOOLSFIRST $740,000,000 $457,945,000 -38.1% 1.7%
DHI MORTGAGE COMPANY, LTD. $600,715,000 $450,940,000 -24.9% 1.7%
Paramount Residential Mortgage Group, Inc. $635,970,000 $409,495,000 -35.6% 1.6%
Bank of America $642,510,000 $387,940,000 -39.6% 1.5%
CROSSCOUNTRY MORTGAGE, LLC $475,140,000 $327,690,000 -31.0% 1.3%
KBHS HOME LOANS, LLC $335,430,000 $325,900,000 -2.8% 1.2%
PENNYMAC LOAN SERVICES, LLC $530,200,000 $286,915,000 -45.9% 1.1%
Wells Fargo Bank $850,960,000 $274,745,000 -67.7% 1.0%
Citibank $238,305,000 $257,370,000 8.0% 1.0%
BECKAM FUNDING CORP. $236,960,000 $255,870,000 8.0% 1.0%
NAVY FEDERAL CREDIT UNION $378,405,000 $250,525,000 -33.8% 1.0%
BROKER SOLUTIONS, INC. $600,755,000 $249,740,000 -58.4% 1.0%
AMERICAN FINANCIAL NETWORK, INC. $245,470,000 n/a 0.9%
Franklin Loan Corporation $427,945,000 $242,900,000 -43.2% 0.9%
GUARANTEED RATE, INC. $521,585,000 $237,530,000 -54.5% 0.9%
PNC Bank $343,685,000 $235,770,000 -31.4% 0.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $432,825,000 $234,400,000 -45.8% 0.9%
East West Bank $312,360,000 $221,460,000 -29.1% 0.8%
HOMEAMERICAN MORTGAGE CORPORATION $272,085,000 $209,680,000 -22.9% 0.8%
Flagstar Bank, FSB $512,725,000 $192,330,000 -62.5% 0.7%
MOVEMENT MORTGAGE, LLC $252,920,000 $183,820,000 -27.3% 0.7%
AMERICAN PACIFIC MORTGAGE CORPORATION $389,495,000 $182,470,000 -53.2% 0.7%
Golden Empire Mortgage, Inc. $341,370,000 $180,385,000 -47.2% 0.7%
JONES LANG LASALLE MULTIFAMILY, LLC $179,545,000 n/a 0.7%
PULTE MORTGAGE LLC $208,565,000 $171,945,000 -17.6% 0.7%
CMG MORTGAGE, INC. $182,900,000 $165,840,000 -9.3% 0.6%
Mortgage Research Center, LLC $236,710,000 $158,200,000 -33.2% 0.6%
HOMEBRIDGE FINANCIAL SERVICES, INC. $358,440,000 $153,310,000 -57.2% 0.6%
AMWEST FUNDING CORP. $342,605,000 $142,875,000 -58.3% 0.5%
First-Citizens Bank & Trust Company $70,105,000 $142,345,000 103.0% 0.5%
LENDINGHOME FUNDING CORPORATION $154,590,000 $139,505,000 -9.8% 0.5%
SUN WEST MORTGAGE COMPANY, INC. $222,410,000 $132,670,000 -40.3% 0.5%
South Pacific Financial Corporation $112,230,000 $130,870,000 16.6% 0.5%
Commerce Home Mortgage, Inc. $304,685,000 $124,445,000 -59.2% 0.5%
First Republic Bank $219,190,000 $123,460,000 -43.7% 0.5%
FREEDOM MORTGAGE CORPORATION $474,375,000 $121,770,000 -74.3% 0.5%
NEWREZ LLC $202,585,000 $121,350,000 -40.1% 0.5%
NMSI, INC. $308,165,000 $120,095,000 -61.0% 0.5%
WALKER & DUNLOP, LLC $265,505,000 $118,340,000 -55.4% 0.5%
BAY-VALLEY MORTGAGE GROUP $113,690,000 n/a 0.4%
GREYSTONE SERVICING COMPANY LLC $4,755,000 $109,560,000 2,204.1% 0.4%
BMO Harris Bank $19,515,000 $107,485,000 450.8% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $423,910,000 $101,315,000 -76.1% 0.4%
Hometown Equity Mortgage, LLC $193,045,000 $93,880,000 -51.4% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $152,630,000 $92,110,000 -39.7% 0.4%
Sierra Pacific Mortgage Company, Inc. $71,805,000 $89,590,000 24.8% 0.3%
Prudential Huntoon Paige Associates, LLC $163,585,000 $87,220,000 -46.7% 0.3%
GUILD MORTGAGE COMPANY $140,635,000 $84,300,000 -40.1% 0.3%
NEW WAVE LENDING GROUP INC $126,045,000 $82,590,000 -34.5% 0.3%
Century Mortgage Company DBA Century Lending Company $64,100,000 $81,060,000 26.5% 0.3%
ML Mortgage Corp. $144,955,000 $78,875,000 -45.6% 0.3%
MOUNTAIN WEST FINANCIAL, INC. $223,510,000 $75,105,000 -66.4% 0.3%
Zions Bank $151,410,000 $73,090,000 -51.7% 0.3%
Cathay Bank $81,920,000 $72,180,000 -11.9% 0.3%
NATIONS DIRECT MORTGAGE, LLC $188,715,000 $71,240,000 -62.2% 0.3%
Banner Bank $49,840,000 $71,065,000 42.6% 0.3%
NFM, INC. $106,270,000 $66,105,000 -37.8% 0.3%
Morgan Stanley Private Bank $137,720,000 $65,825,000 -52.2% 0.3%
RESIDENTIAL BANCORP $203,000,000 $64,965,000 -68.0% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $69,785,000 $63,740,000 -8.7% 0.2%
Carrington Mortgage Services, LLC $134,265,000 $63,730,000 -52.5% 0.2%
NEXERA HOLDING LLC $90,345,000 $63,225,000 -30.0% 0.2%
HOMEXPRESS MORTGAGE CORP. $74,400,000 $62,155,000 -16.5% 0.2%
CARDINAL FINANCIAL $164,560,000 $61,405,000 -62.7% 0.2%
Citadel Servicing Corporation $69,230,000 $61,400,000 -11.3% 0.2%
Arbor Realty Trust, Inc. $44,030,000 $60,485,000 37.4% 0.2%
Prosperity Home Mortgage, LLC $45,490,000 $59,255,000 30.3% 0.2%
WESCOM CENTRAL CREDIT UNION $134,340,000 $58,660,000 -56.3% 0.2%
ALTURA $82,180,000 $58,205,000 -29.2% 0.2%
AHL FUNDING $77,250,000 $57,690,000 -25.3% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $111,240,000 $57,680,000 -48.1% 0.2%
FINANCE OF AMERICA REVERSE LLC $171,890,000 $57,230,000 -66.7% 0.2%
ARROWHEAD CENTRAL CREDIT UNION $43,675,000 $57,095,000 30.7% 0.2%
ACADEMY MORTGAGE CORPORATION $84,655,000 $56,785,000 -32.9% 0.2%
Discover Bank $43,170,000 $55,450,000 28.4% 0.2%
AXIA FINANCIAL, LLC $63,965,000 $55,370,000 -13.4% 0.2%
Figure Lending LLC $64,255,000 $54,700,000 -14.9% 0.2%
Texas Capital Bank $54,305,000 n/a 0.2%
BAY EQUITY LLC $66,875,000 $53,295,000 -20.3% 0.2%
AMERISAVE MORTGAGE CORPORATION $310,985,000 $52,680,000 -83.1% 0.2%
PLANET HOME LENDING, LLC $105,975,000 $51,725,000 -51.2% 0.2%
FBC MORTGAGE, LLC $73,345,000 $51,215,000 -30.2% 0.2%
21ST MORTGAGE CORPORATION $51,490,000 $50,570,000 -1.8% 0.2%
BERKELEY POINT CAPITAL LLC $110,485,000 $50,445,000 -54.3% 0.2%
POINT Mortgage $49,450,000 n/a 0.2%
INSPIRE HOME LOANS INC. $83,760,000 $49,360,000 -41.1% 0.2%
CBRE MULTIFAMILY CAPITAL, INC. $43,360,000 $48,440,000 11.7% 0.2%
ONY GLO, INC. $86,765,000 $47,070,000 -45.8% 0.2%
Performance Financial, Inc. $46,615,000 n/a 0.2%
City National Bank $137,480,000 $45,790,000 -66.7% 0.2%
VISION ONE MORTGAGE, INC. $84,880,000 $45,025,000 -47.0% 0.2%
MORTGAGE SOLUTIONS OF COLORADO, LLC $54,885,000 $44,570,000 -18.8% 0.2%
KINECTA $101,210,000 $44,465,000 -56.1% 0.2%
FIRST NATIONS HOME FINANCE CORPORATION $78,520,000 $44,360,000 -43.5% 0.2%
MK LENDING CORP. $133,170,000 $42,790,000 -67.9% 0.2%
Plains Commerce Bank $35,360,000 $42,650,000 20.6% 0.2%
HOME APPROVALS DIRECT, INC. $71,080,000 $42,585,000 -40.1% 0.2%
CHURCHILL MORTGAGE CORPORATION $51,015,000 $42,360,000 -17.0% 0.2%
Equity Prime Mortgage LLC $83,100,000 $42,040,000 -49.4% 0.2%
VILLAGE CAPITAL MORTGAGE $34,050,000 $41,060,000 20.6% 0.2%
The Federal Savings Bank $67,420,000 $40,585,000 -39.8% 0.2%
The Loan Store, Inc. $3,395,000 $40,460,000 1,091.8% 0.2%
JMJ FINANCIAL GROUP $70,525,000 $40,250,000 -42.9% 0.2%
READYCAP COMMERCIAL, LLC $40,005,000 n/a 0.2%
PLAZA HOME MORTGAGE, INC. $51,890,000 $38,665,000 -25.5% 0.1%
GUARANTEED RATE AFFINITY, LLC $60,660,000 $36,670,000 -39.5% 0.1%
JMAC LENDING, INC. $54,780,000 $36,640,000 -33.1% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $36,255,000 $36,210,000 -0.1% 0.1%
AMERITRUST MORTGAGE CORPORATION $36,135,000 n/a 0.1%
DEEPHAVEN MORTGAGE LLC $35,375,000 $36,100,000 2.0% 0.1%
Credit Union of Southern California $97,320,000 $35,895,000 -63.1% 0.1%
THE GOLDEN 1 $60,870,000 $35,570,000 -41.6% 0.1%
Preferred Bank $48,235,000 $35,365,000 -26.7% 0.1%
NexBank $82,680,000 $35,245,000 -57.4% 0.1%
ST FIN CORP $35,980,000 $34,905,000 -3.0% 0.1%
Grandbridge Real Estate Capital LLC $34,810,000 n/a 0.1%
CALIFORNIA CREDIT UNION $42,710,000 $34,805,000 -18.5% 0.1%
ORIX REAL ESTATE CAPITAL, LLC $34,680,000 n/a 0.1%
A&D Mortgage LLC $36,480,000 $34,635,000 -5.1% 0.1%
FirstBank $8,550,000 $34,460,000 303.0% 0.1%
LOGIX FEDERAL CREDIT UNION $84,115,000 $33,955,000 -59.6% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $64,445,000 $33,865,000 -47.5% 0.1%
TRIAD FINANCIAL SERVICES, INC. $17,480,000 $33,810,000 93.4% 0.1%
Barings Multifamily Capital $33,535,000 n/a 0.1%
General Mortgage Capital Corporation $82,525,000 $32,890,000 -60.1% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $111,095,000 $32,600,000 -70.7% 0.1%
ARC HOME LLC $42,970,000 $31,700,000 -26.2% 0.1%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $3,585,000 $31,605,000 781.6% 0.1%
S1L, Inc. $63,950,000 $31,470,000 -50.8% 0.1%
iCore Lending, Inc. $43,450,000 $31,435,000 -27.7% 0.1%
American Mortgage & Equity Consultants, Inc. $395,000 $31,340,000 7,834.2% 0.1%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $54,795,000 $31,285,000 -42.9% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $60,500,000 $31,165,000 -48.5% 0.1%
Truist $145,680,000 $30,795,000 -78.9% 0.1%
Santander Bank, N.A. $30,005,000 n/a 0.1%
California Coast Credit Union $52,025,000 $29,795,000 -42.7% 0.1%
Charles Schwab Bank, SSB $57,820,000 $29,315,000 -49.3% 0.1%
Western Alliance Bank $29,150,000 n/a 0.1%
BANC ONE MORTGAGE CORPORATION $32,400,000 $29,050,000 -10.3% 0.1%
CALCON MUTUAL MORTGAGE LLC $38,950,000 $28,985,000 -25.6% 0.1%
PENTAGON FEDERAL CREDIT UNION $90,250,000 $28,930,000 -67.9% 0.1%
ALLIANT CREDIT UNION $48,605,000 $28,730,000 -40.9% 0.1%
GEO-CORP, INC. $12,615,000 $28,555,000 126.4% 0.1%
Shea Mortgage Inc. $15,620,000 $28,455,000 82.2% 0.1%
ORANGE COUNTY'S CREDIT UNION $53,650,000 $28,420,000 -47.0% 0.1%
SPRING EQ, LLC $148,255,000 $27,500,000 -81.5% 0.1%
Third Federal Savings and Loan Association of Cleveland $29,040,000 $26,480,000 -8.8% 0.1%
VAL-CHRIS INVESTMENTS, INC. $26,305,000 n/a 0.1%
LONGBRIDGE FINANCIAL, LLC $65,335,000 $25,890,000 -60.4% 0.1%
Coastal Community Bank $24,915,000 n/a 0.1%
First Bank $26,595,000 $24,725,000 -7.0% 0.1%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $22,930,000 $23,105,000 0.8% 0.1%
SUMMIT FUNDING, INC. $91,920,000 $22,930,000 -75.1% 0.1%
Firefighters First Federal Credit Union $53,290,000