RIVERSIDE - SAN BERNARDINO - ONTARIO Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Riverside - San Bernardino - Ontario averaged 6.73% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

The average rate for the prior week (2023-11-22) was 7% and one month ago for the week of 2023-10-26, the average rate was 7.4%.

Riverside - San Bernardino - Ontario's average rate one year ago was 6.09%.

For refis of the same type during the week of 2023-11-30, the average rate was 6.19%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-30 7.22%
Riverside - San Bernardino - Ontario 30 Year Fixed Rate 2023-11-30 6.73%
Riverside - San Bernardino - Ontario 30 Year Fixed Rate Refi 2023-11-30 6.19%
Riverside - San Bernardino - Ontario 15 Year Fixed Rate 2023-11-30 5.94%
Riverside - San Bernardino - Ontario 15 Year Fixed Rate Refi 2023-11-30 5.15%
Riverside - San Bernardino - Ontario 30 Year FHA 2023-11-30 6.24%
Riverside - San Bernardino - Ontario 30 Year FHA Refi 2023-11-30 5.13%
Riverside - San Bernardino - Ontario 30 Year USDA 2023-11-30 6.14%
Riverside - San Bernardino - Ontario 30 Year USDA Refi 2023-11-30 6.9%
Riverside - San Bernardino - Ontario 30 Year VA 2023-11-30 5.86%
Riverside - San Bernardino - Ontario 30 Year VA Refi 2023-11-30 4.36%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within RIVERSIDE-SAN BERNARDINO-ONTARIO, CA.

RIVERSIDE - SAN BERNARDINO - ONTARIO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the RIVERSIDE-SAN BERNARDINO-ONTARIO, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 8,268 4.69% $9,087
QUICKEN LOANS, LLC 5,893 4.58% $7,895
LOANDEPOT.COM, LLC 2,678 4.29% $8,001
HOME POINT FINANCIAL CORPORATION 1,416 4.32% $7,692
Wells Fargo Bank 1,136 4.29% $5,272
JPMorgan Chase Bank 1,032 4.26% $5,515
EAGLE HOME MORTGAGE, LLC 1,028 4.54% $8,162
SCHOOLSFIRST 971 4.18% $4,831
BROKER SOLUTIONS, INC. 940 4.59% $8,373
Paramount Residential Mortgage Group, Inc. 885 4.96% $8,161
U.S. Bank 837 4.43% $7,124
GUARANTEED RATE, INC. 817 4.29% $5,903
FINANCE OF AMERICA MORTGAGE LLC 753 4.68% $9,150
Mr. Cooper ( Nationstar Mortgage ) 713 4.18% $10,034
Franklin Loan Corporation 693 5.20% $8,587
Flagstar Bank, FSB 680 4.55% $7,195
DHI MORTGAGE COMPANY, LTD. 668 4.21% $6,066
CROSSCOUNTRY MORTGAGE, LLC 611 5.04% $9,475
Bank of America 606 3.87% $5,419
NMSI, INC. 605 5.10% $10,834
CALIBER HOME LOANS, INC. 590 4.66% $8,970
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 562 4.70% $8,418
PENNYMAC LOAN SERVICES, LLC 514 4.19% $8,755
AMERISAVE MORTGAGE CORPORATION 502 4.18% $9,297
HOMEBRIDGE FINANCIAL SERVICES, INC. 477 4.90% $10,358
OCMBC, INC. 457 5.27% $11,374
Golden Empire Mortgage, Inc. 455 4.77% $8,971
AMERICAN PACIFIC MORTGAGE CORPORATION 439 4.84% $9,432
FREEDOM MORTGAGE CORPORATION 384 4.47% $7,352
KBHS HOME LOANS, LLC 384 4.49% $11,627
MOVEMENT MORTGAGE, LLC 371 4.79% $8,220
MUFG Union Bank 369 4.25% $6,244
MOUNTAIN WEST FINANCIAL, INC. 361 4.61% $8,344
HOMEAMERICAN MORTGAGE CORPORATION 327 4.74% $1,946
PULTE MORTGAGE LLC 317 4.61% $2,510
NEWREZ LLC 305 4.34% $7,039
NAVY FEDERAL CREDIT UNION 275 4.61% $7,106
RESIDENTIAL BANCORP 271 4.97% $10,422
BETTER MORTGAGE CORPORATION 265 3.76% $5,865
MK LENDING CORP. 255 4.91% $10,440
SAN DIEGO COUNTY CREDIT UNION 233 3.03% $3,797
PRIMELENDING, A PLAINSCAPITAL COMPANY 221 5.02% $8,422
NEW WAVE LENDING GROUP INC 216 4.94% $7,567
CHERRY CREEK MORTGAGE, LLC 210 4.81% $950
ML Mortgage Corp. 209 5.00% $10,265
GUILD MORTGAGE COMPANY 197 4.62% $8,981
CMG MORTGAGE, INC. 193 4.29% $8,186
CARDINAL FINANCIAL 189 4.52% $8,616
East West Bank 189 4.43% $5,131
ALTURA 185 4.23% $4,015
FIRST NATIONS HOME FINANCE CORPORATION 184 5.12% $5,609
NATIONS DIRECT MORTGAGE, LLC 173 4.70% $9,522
WESCOM CENTRAL CREDIT UNION 171 4.01% $4,307
NFM, INC. 170 4.90% $9,561
ANGEL OAK MORTGAGE SOLUTIONS LLC 166 5.87% $15,306
NexBank 162 4.89% $8,501
Hometown Equity Mortgage, LLC 154 4.83% $10,290
Citibank 146 4.05% $6,586
Commerce Home Mortgage, Inc. 146 4.99% $10,704
ONY GLO, INC. 146 4.69% $6,993
General Mortgage Capital Corporation 141 4.34% $5,579
NETWORK CAPITAL FUNDING CORPORATION 141 4.63% $7,650
Morgan Stanley Private Bank 140 3.67% $4,764
South Pacific Financial Corporation 139 4.84% $10,822
First Republic Bank 138 3.29% $5,768
SUN WEST MORTGAGE COMPANY, INC. 129 4.67% $8,104
Sierra Pacific Mortgage Company, Inc. 125 4.69% $7,582
SUMMIT FUNDING, INC. 119 4.67% $10,099
VISION ONE MORTGAGE, INC. 118 4.91% $12,614
ACADEMY MORTGAGE CORPORATION 118 4.91% $9,042
AHL FUNDING 115 5.34% $13,063
AXIA FINANCIAL, LLC 111 4.65% $8,409
NEXERA HOLDING LLC 110 6.65% $14,164
LAKEVIEW LOAN SERVICING, LLC 110 4.24% $5,251
JMJ FINANCIAL GROUP 106 4.90% $8,907
Carrington Mortgage Services, LLC 105 4.96% $9,610
City National Bank 105 3.53% $5,665
PLANET HOME LENDING, LLC 104 4.18% $7,808
Truist 104 4.30% $6,927
ARK-LA-TEX FINANCIAL SERVICES, LLC. 101 4.61% $7,572
Lakeview Community Capital, LLC 100 4.19% $5,363
Watermark Capital, Inc. 100 3.99% $6,152
PNC Bank 100 3.84% $6,483
Bank of the West 99 4.16% $6,550
IMPAC MORTGAGE CORP. 99 4.75% $7,367
LOANPAL, LLC 98 4.38% $10,564
FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers 98 4.79% $13,266
Provident Savings Bank, F.S.B. 97 4.36% $8,333
Prosperity Home Mortgage, LLC 97 5.64% $8,570
Pacific Lending LLC 97 4.99% $9,271
BAY EQUITY LLC 96 4.97% $8,851
LOGIX FEDERAL CREDIT UNION 96 3.68% $7,954
Cathay Bank 94 4.68% $4,871
HOME APPROVALS DIRECT, INC. 94 5.09% $11,057
EVERETT FINANCIAL, INC. 93 4.70% $3,205
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 91 4.98% $7,996
INSPIRE HOME LOANS INC. 88 4.78% $10,528
AMERIFIRST FINANCIAL CORPORATION 87 5.19% $9,419
AmeriHome Mortgage Company, LLC 87 4.32% $6,153
FBC MORTGAGE, LLC 87 4.68% $8,029
MUTUAL OF OMAHA MORTGAGE, INC. 86 4.64% $7,890
First-Citizens Bank & Trust Company 86 4.46% $8,721
GUARANTEED RATE AFFINITY, LLC 86 4.62% $6,934
CHURCHILL MORTGAGE CORPORATION 86 5.18% $8,222
KINECTA 85 4.18% $10,934
S1L, Inc. 84 5.28% $8,897
BECKAM FUNDING CORP. 83 5.49% $13,957
LADERA LENDING, INC. 83 4.60% $7,011
MICHIGAN MUTUAL, INC. 79 4.46% $8,629
FRONTWAVE 78 3.51% $4,560
CORNERSTONE HOME LENDING, INC. 77 5.17% $9,849
PHH Mortgage Corporation 76 4.14% $7,624
Citadel Servicing Corporation 75 6.96% $14,452
Financial Partners Credit Union 73 3.83% $5,466
ORANGE COUNTY'S CREDIT UNION 73 4.26% $5,203
FIRST CENTENNIAL MORTGAGE CORPORATION 73 4.92% $8,307
Ally Bank 72 3.90% $7,510
RESIDENTIAL WHOLESALE MORTGAGE, INC. 72 4.76% $8,926
JMAC LENDING, INC. 71 4.69% $9,517
Century Mortgage Company DBA Century Lending Company 71 4.69% $8,392
Platinum Home Mortgage Corporation 71 4.95% $8,377
HOMEXPRESS MORTGAGE CORP. 71 6.40% $16,085
ARC HOME LLC 70 4.91% $11,418
THE GOLDEN 1 68 4.37% $6,685
PROVIDENT FUNDING ASSOCIATES, L.P. 67 4.48% $5,989
ZILLOW HOME LOANS, LLC 67 4.19% $7,065
Hometown Lenders, Inc. 64 4.48% $8,483
ARROWHEAD CENTRAL CREDIT UNION 64 4.98% $5,291
CALIFORNIA CREDIT UNION 64 3.43% $214
Greenbox Loans, Inc. 64 7.49% $16,784
NBKC BANK 64 4.10% $4,710
DRAPER AND KRAMER MORTGAGE CORP. 63 4.70% $8,591
BEST CAPITAL FUNDING 63 4.64% $11,123
Zions Bank 61 4.33% $4,972
GENEVA FINANCIAL, LLC 61 5.24% $10,040
CHOICE LENDING CORP. 61 4.83% $8,113
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 60 4.78% $8,753
FirstBank 59 4.06% $5,488
ST FIN CORP 59 4.44% $10,772
MORTGAGE SOLUTIONS OF COLORADO, LLC 56 4.60% $7,921
Strong Home Mortgage, LLC 56 3.58% $3,608
Charles Schwab Bank, SSB 56 3.64% $5,467
ROUNDPOINT MORTGAGE SERVICING CORPORATION 56 4.52% $8,465
Nations Lending Corporation 54 4.68% $8,131
PENTAGON FEDERAL CREDIT UNION 54 4.08% $7,225
iCore Lending, Inc. 53 5.33% $11,842
Equity Prime Mortgage LLC 53 4.28% $7,456
INTELLILOAN, INC. 52 4.03% $6,392
PARTNERS 52 3.77% $7,268
CALCON MUTUAL MORTGAGE LLC 52 5.13% $11,572
STEARNS LENDING, LLC 52 3.33% $6,522
PLAZA HOME MORTGAGE, INC. 49 5.10% $9,504
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 48 4.72% $8,057
UBS Bank USA 47 3.58% $5,984
Credit Union of Southern California 47 4.15% $5,150
DIGNIFIED HOME LOANS, LLC 47 4.93% $7,888
COAST 2 COAST FUNDING GROUP, INC. 47 5.48% $11,465
PRIMARY RESIDENTIAL MORTGAGE, INC. 47 4.82% $9,449
VICTORIA FINANCIAL CORP. 47 4.46% $5,427
A&D Mortgage LLC 46 6.52% $15,873
Wyndham Capital Mortgage, Inc. 46 3.98% $5,291
KeyBank 46 4.07% $7,676
Cornerstone First Mortgage, Inc 45 4.87% $8,731
California Coast Credit Union 44 3.11% $4,453
Plains Commerce Bank 44 4.45% $8,374
NATIONS RELIABLE LENDING, LLC 43 4.53% $10,012
ATHAS CAPITAL GROUP, INC. 43 6.88% $15,163
Northpointe Bank 43 4.33% $7,782
SUMMIT MORTGAGE BANKERS INC. 42 4.57% $5,195
Chicago Mortgage Solutions LLC 42 3.49% $3,075
SECURITYNATIONAL MORTGAGE COMPANY 42 4.86% $8,597
DEEPHAVEN MORTGAGE LLC 42 7.10% $19,024
F&A Federal Credit Union 42 4.10% $2,051
AMERICAN FINANCING CORPORATION 41 4.17% $5,561
DATA MORTGAGE, INC. 40 5.08% $8,390
LENOX FINANCIAL MORTGAGE CORPORATION 39 4.50% $6,022
HOMESIDE FINANCIAL, LLC 39 4.26% $7,688
Firefighters First Federal Credit Union 39 3.48% $2,043
TBI MORTGAGE COMPANY 38 4.21% $10,302
Arvest Bank 38 4.20% $5,201
First Savings Bank 37 4.16% $8,036
RBC Bank, (Georgia) 37 4.85% $4,493
First Standard Financial Corp. 37 5.46% $9,967
LENDSURE MORTGAGE CORP. 37 6.84% $17,833
Quontic Bank 36 6.76% $15,945
Citizens Bank 36 4.80% $7,353
PANORAMA MORTGAGE GROUP, LLC 36 5.59% $10,805
MORTGAGE CAPITAL PARTNERS, INC. 35 4.28% $9,306
NuVision Federal Credit Union 34 4.41% $5,573
CTBC Bank Corp. (USA) 34 4.89% $5,220
AUGUSTA FINANCIAL, INC. 33 4.80% $8,444
AMCAP MORTGAGE, LTD. 33 5.13% $10,464
DIRECT MORTGAGE, CORP. 32 4.58% $13,419
ALTA VISTA CREDIT UNION 32 4.25% $16,015
United Fidelity Funding Corp. 32 5.17% $10,477
Barrington Bank & Trust Company, N.A. 32 4.73% $8,157
Shea Mortgage Inc. 31 5.23% $4,216
Amerifirst Financial, Inc. 31 5.42% $7,570
MEGASTAR FINANCIAL CORP. 31 4.85% $7,877
Alaska USA Mortgage Company LLC 31 4.56% $4,358
WALL FINANCIAL, INC. 30 4.87% $11,531
Stifel Bank and Trust 30 3.31% $3,273
North American Savings Bank, F.S.B. 30 4.82% $6,548
The Federal Savings Bank 28 4.89% $13,121
HighTechLending Inc 27 4.63% $7,650
CANOPY MORTGAGE, LLC 27 4.11% $5,040
First Guaranty Mortgage Corporation 27 4.55% $8,802
MLD MORTGAGE INC. 27 4.82% $7,123
GOOGAIN, INC. 26 4.19% $5,230
GEO-CORP, INC. 26 5.07% $11,581
Axos Bank 25 4.57% $7,365
Florida Capital Bank 24 4.15% $6,656
ROYAL UNITED MORTGAGE LLC 24 5.42% $7,891
Fremont Bank 24 4.51% $5,338
MASON MCDUFFIE MORTGAGE CORPORATION 23 5.24% $9,409
UNION HOME MORTGAGE CORP. 23 4.29% $7,552
First National Bank of America 23 8.03% $12,024
FIRST ENTERTAINMENT 23 3.97% $3,611
BEST FINANCE CAPITAL, INC. 22 4.69% $11,555
Luxury Mortgage Corp. 22 5.49% $9,306
FUNDLOANS CAPITAL 22 6.65% $16,545
Los Angeles Federal Credit Union 21 3.66% $2,795
CUSTOMER SERVICE MORTGAGE CORPORATION 20 4.64% $6,211
BNC National Bank 20 4.18% $5,678
CALCULATED RISK ANALYTICS LLC 19 5.20% $9,964
5TH STREET CAPITAL, INC. 19 6.17% $17,719
INTERCAP LENDING INC. 19 4.37% $5,988
Constant Investments, Inc. 19 4.57% $7,397
OPEN MORTGAGE, LLC 18 4.30% $6,501
FOOTHILL FEDERAL CREDIT UNION 18 4.09% $3,733
Boeing Employees Credit Union 18 4.46% $5,855
HOME FUNDING CORPORATION 18 4.96% $8,496
Bank of Hope 18 4.12% $5,422
PREMIER AMERICA 17 3.72% $15,484
AMERICAN INTERNET MORTGAGE, INC. 17 3.82% $6,156
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 17 5.18% $10,135
Discover Bank 17 4.63% $0
EMBRACE HOME LOANS, INC. 17 4.23% $7,898
Sunflower Bank 17 4.97% $8,035
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 17 4.57% $5,758
HOMEOWNERS FIRST MORTGAGE, LLC 17 4.77% $7,955
Royal Business Bank 17 4.64% $7,447
LAND HOME FINANCIAL SERVICES, INC. 17 4.83% $9,636
MONARCH FUNDING CORP. 17 5.10% $8,024
MORIA DEVELOPMENT, INC. 17 4.90% $11,022
Mortgage Research Center, LLC 17 4.23% $8,018
First Bank 16 4.06% $6,564
Silicon Valley Bank 16 3.48% $4,344
M&T Bank 16 4.41% $6,845
OAKTREE FUNDING CORP. 16 6.48% $15,741
Baxter Credit Union 16 4.11% $6,342
HomeStreet Bank 15 4.58% $7,671
SOFI LENDING CORP. 15 3.79% $4,062
BMO Harris Bank 15 3.96% $7,274
LOANLEADERS OF AMERICA, INC. 15 5.26% $16,300
MORTGAGEONE, INC. 15 5.15% $9,333
HSBC BANK USA, NATIONAL ASSOCIATION 15 4.28% $6,244
Summit Mortgage Corporation 14 5.21% $8,199
USAA Federal Savings Bank 14 5.12% $6,646
NORTHROP GRUMMAN Federal Credit Union 14 4.26% $6,532
ANGEL OAK HOME LOANS LLC 14 5.24% $8,138
Mechanics Bank 14 4.32% $5,978
Banner Bank 14 4.38% $8,705
ALAMEDA MORTGAGE CORPORATION 13 4.61% $9,501
GOLDEN WEST ALLIANCE, INC. 13 4.86% $8,798
Prime Choice Funding Inc. 13 3.97% $7,410
GUARANTY HOME MORTGAGE CORPORATION 13 4.27% $4,611
AMERICAN FIRST 13 4.24% $5,570
Bethpage Federal Credit Union 13 4.89% $5,779
NOVA FINANCIAL & INVESTMENT CORPORATION 13 4.49% $6,682
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 13 4.83% $10,908
Loan Simple, Inc. 13 3.83% $7,304
MidFirst Bank 12 4.46% $9,343
UNIVERSITY CREDIT UNION 12 3.97% $6,285
ALLIANT CREDIT UNION 12 3.69% $5,561
FirstBank 12 3.77% $4,431
ENVOY MORTGAGE, LTD 12 4.97% $11,270
21ST MORTGAGE CORPORATION 12 6.77% $9,542
The Huntington National Bank 12 3.91% $7,139
VAN DYK MORTGAGE CORPORATION 12 4.96% $10,661
Umpqua Bank 12 3.86% $6,685
THE FIRST FINANCIAL Federal Credit Union 12 4.27% $23
COMMUNITY MORTGAGE FUNDING, LLC 11 4.39% $5,145
Evolve Bank & Trust 11 4.61% $4,858
GUIDANCE RESIDENTIAL, LLC 11 5.05% $9,094
Water and Power Community Credit Union 11 4.05% $4,328
Third Federal Savings and Loan Association of Cleveland 11 3.04% $1,562
PREMIER MORTGAGE RESOURCES, L.L.C. 11 4.76% $6,197
CAMPOS FINANCIAL CORP. 10 5.10% $10,233
LBS FINANCIAL 10 3.83% $3,522
CITYWIDE HOME LOANS, LLC 10 4.98% $8,926
FIRST ALLIANCE HOME MORTGAGE, LLC 10 3.50% $10,147
V.I.P. MORTGAGE, INC. 10 5.20% $9,722
Bank of England 10 4.68% $8,327
BNY Mellon 10 3.54% $14,435
HOMEOWNERS FINANCIAL GROUP USA, LLC 10 4.90% $9,737
AMERICAN ADVISORS GROUP 10 4.35% $6,433
Texana Bank 9 4.24% $6,794
SOVEREIGN LENDING GROUP INCORPORATED 9 4.76% $9,912
Crestline Funding Corporation 9 4.01% $5,972
KELLER MORTGAGE, LLC 9 3.97% $6,113
LA Financial Federal Credit Union 9 3.63% $10,132
NP, Inc. 9 4.41% $5,414
Raymond James Bank 9 3.28% $4,992
Toyota Financial Savings Bank 9 4.27% $7,038
CALTECH EMPLOYEES FEDERAL CREDIT UNION 9 4.38% $5,393
Ameris Bank 9 4.30% $7,518
MANN FINANCIAL INC. 8 5.33% $9,174
FIRST TECHNOLOGY 8 4.34% $7,520
The Loan Store, Inc. 8 4.78% $8,261
ISERVE RESIDENTIAL LENDING, LLC 8 4.42% $9,367
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 8 4.73% $11,799
VERITAS FUNDING, LLC 8 4.84% $8,764
CALLISTO GROUP, INC. 8 6.08% $7,804
Waterstone Mortgage Corporation 8 4.64% $7,773
CIBC Bank USA 7 3.30% $5,198
BLUE BRICK FINANCIAL LLC 7 3.93% $3,397
CHEVRON 7 5.20% $7,287
DAS Acquisition Company, LLC 7 3.89% $8,456
THRIVE MORTGAGE, LLC 7 4.41% $6,481
NATIONWIDE MORTGAGE BANKERS, INC. 7 4.68% $11,743
UNIFY FINANCIAL Credit Union 7 4.15% $3,772
PREMIA MORTGAGE, LLC 7 4.58% $2,910
S&S Financial 7 4.16% $2,899
HOMESTEAD FUNDING CORP. 7 3.52% $3,450
Kwik Mortgage Corporation 7 4.07% $5,755
RMS & Associates 7 4.86% $6,573
NEW WEST LENDING, INC. 7 5.14% $10,838
CASTLE & COOKE MORTGAGE, LLC 7 4.34% $9,302
CLEARPATH LENDING 7 4.91% $8,997
SUCCESS MORTGAGE PARTNERS, INC. 7 6.05% $6,499
AMWEST FUNDING CORP. 7 4.16% $573,080
DEL SUR CORPORATION 6 4.21% $10,371
FINANCE OF AMERICA REVERSE LLC 6 6.64% $2,596
DIGITAL Federal Credit Union 6 4.42% $6,633
LANDED HOME LOANS LLC 6 5.08% $10,173
REDWOOD 6 4.00% $1,500
Comerica Bank 6 4.40% $4,780
GSF Mortgage Corporation 6 4.58% $4,063
LENDING 3, INC. 6 6.98% $14,854
ADVANCIAL 6 6.29% $9,316
Magnolia Bank 6 4.38% $9,112
Chaffey Federal Credit Union 6 4.27% $3,364
CENTRAL COAST LENDING, INC. 6 4.44% $7,401
SIRVA MORTGAGE, INC. 6 5.23% $4,120
CAPSTONE DIRECT, INC. 6 5.12% $6,888
SOUTHLAND CREDIT UNION 6 4.65% $3,993
MID AMERICA MORTGAGE, INC. 6 4.71% $2,903
Provident Credit Union 6 4.42% $5,394
COASTAL FUNDING SLC, INC. 5 4.70% $6,075
Commerce Bank 5 4.18% $5,378
T. J. FINANCIAL, INC. 5 5.55% $4,387
Goldman Sachs Bank USA 5 3.18% $3,206
Logan Finance Corporation 5 5.33% $25,504
Gain Federal Credit Union 5 3.10% $5,964
RANLIFE, INC. 5 4.30% $8,515
CBC Federal Credit Union 5 4.38% $15,319
PREMIER LENDING, INC. 5 4.50% $6,437
Farmers and Merchants Bank of Long Beach 5 3.28% $8,924
First City Credit Union 5 4.15% $9,000
USC Credit Union 5 3.45% $4,762
Neighborhood Loans, Inc. 5 5.78% $7,842
FIRST COMMUNITY MORTGAGE, INC. 5 6.28% $13,168
STAR ONE CREDIT UNION 5 4.30% $4,416
Washington Trust Bank 5 3.83% $7,169
Colonial Savings, F.A. 5 5.00% $8,482
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 4 4.63% $4,394
MORTGAGE EXPRESS, LLC 4 5.21% $8,981
GRANDE HOMES, INC. 4 4.25% $7,196
FIRST COLONY MORTGAGE CORPORATION 4 4.03% $11,786
San Diego Funding 4 4.22% $9,672
LOANFLIGHT LENDING, LLC 4 5.09% $5,028
CREDIT UNION MORTGAGE ASSOCIATION, INC. 4 3.34% $4,824
Ixonia Bank 4 4.50% $9,643
TOP FLITE FINANCIAL, INC. 4 4.38% $17,895
CONTOUR MORTGAGE CORPORATION 4 4.84% $10,603
LHM FINANCIAL CORPORATION 4 4.97% $14,437
Wallick & Volk, Inc. 4 4.03% $6,702
The Northern Trust Company 4 3.53% $8,359
Cf Bank 4 3.69% $5,986
UIF CORPORATION 4 4.78% $13,076
PATELCO 4 5.06% $4,740
Town Square Mortgage & Investments, Inc. 4 5.09% $5,358
BLUELEAF LENDING, LLC 4 4.50% $11,454
Bell Bank 4 5.40% $10,207
First Mortgage Solutions, LLC 4 3.15% $4,215
East Coast Capital Corp. 4 5.31% $7,604
Fifth Third Bank 4 4.09% $10,567
1st Security Bank of Washington 4 4.44% $13,884
ON Q FINANCIAL, INC. 4 5.03% $8,629
RELIANCE FIRST CAPITAL, LLC 4 6.66% $7,741
First Horizon Bank 3 4.33% $5,082
AEROSPACE FEDERAL CREDIT UNION 3 4.21% $11,808
AltaOne Federal Credit Union 3 3.33% $4,211
AmRes Corporation 3 4.63% $16,080
Armed Forces Bank 3 4.29% $6,182
Austin Capital Bank SSB 3 5.58% $12,546
BAYSHORE MORTGAGE FUNDING, LLC 3 5.33% $10,915
Devon Bank 3 4.29% $5,076
EMM LOANS LLC 3 4.63% $10,960
EVANSVILLE TEACHERS 3 4.13% $7,733
FAY SERVICING, LLC 3 3.96% $5,027
First Internet Bank of Indiana 3 4.75% $3,648
First Option Mortgage, LLC 3 4.88% $7,816
GuardHill Financial Corp. 3 4.71% $6,146
JET DIRECT FUNDING CORP 3 5.32% $5,606
LEADERONE FINANCIAL CORPORATION 3 4.66% $8,688
MERIWEST MORTGAGE COMPANY, LLC 3 3.71% $6,273
MISSION 3 4.71% $6,380
Mortgage Bank of California 3 6.58% $16,195
MORTGAGE MANAGEMENT CONSULTANTS, INC. 3 4.13% $4,937
PACIFIC RESIDENTIAL MORTGAGE, LLC 3 5.96% $8,483
PARTNERS UNITED FINANCIAL, LLC 3 4.54% $8,031
PROPER RATE, LLC 3 4.94% $5,410
Residential Mortgage Solutions, Inc. 3 4.08% $4,609
SAFE CREDIT UNION 3 4.83% $5,773
TECHNOLOGY 3 4.79% $4,854
The Central Trust Bank 3 4.54% $4,820
TJC Mortgage, Inc. 3 4.25% $4,885
USE Credit Union 3 4.67% $5,038
VALLEY STRONG CREDIT UNION 3 3.58% $6,532
WALL STREET MORTGAGE BANKERS, LTD. 3 5.96% $13,675
Willamette Valley Bank 3 4.42% $8,750
WINGS FINANCIAL 3 4.00% $3,443
CHU & ASSOCIATES, INC. 2 4.56% $8,565
Chicago Financial Services, Inc. 2 5.31% $5,238
EagleBank 2 4.19% $5,037
SWBC MORTGAGE CORPORATION 2 4.44% $6,317
Busey Bank 2 3.88% $5,889
T2 FINANCIAL LLC 2 2.88% $1,298
Union Savings Bank 2 4.13% $3,929
DIRECTORS MORTGAGE, INC. 2 4.14% $9,794
TEACHERS 2 4.13% $5,172
LONG BEACH CITY EMPLOYEES Federal Credit Union 2 3.13% $3,429
First Merchants Bank 2 4.75% $4,741
Semper Home Loans, Inc. 2 3.75% $3,900
STANFORD Federal Credit Union 2 4.19% $3,984
Deere Employees Credit Union 2 2.69% $3,173
COUNTRY CLUB MORTGAGE, INC. 2 5.31% $7,935
JTF ROSE, INC. 2 8.43% $12,678
Beeline Loans, Inc. 2 5.94% $6,287
The Home Loan Expert LLC 2 3.75% $3,690
Princeton Mortgage Corporation 2 5.25% $10,005
US MORTGAGE CORPORATION 2 4.50% $10,122
I.L.W.U. CREDIT UNION 2 4.75% $4,480
Lend Smart Mortgage, LLC 2 4.56% $12,176
Goldwater Bank, N.A. 2 4.19% $7,275
Columbia State Bank 2 5.25% $7,929
Assurance Financial Group, L.L.C. 2 6.94% $31,223
AMERICAN UNITED FAMILY OF CREDIT UN 2 7.50% $5,906
Colten Mortgage, LLC 2 4.13% $6,131
THRIVENT Federal Credit Union 2 4.25% $3,386
Academy Bank 2 5.25% $7,789
AMERICAN FINANCIAL RESOURCES, INC. 2 5.18% $11,193
AMERICAN FINANCE HOUSE LARIBA 2 4.94% $6,252
Financial Funding Solutions, Inc. 2 4.31% $5,380
Amalgamated Bank 2 4.69% $5,158
FEDERATED MORTGAGE CORP. 2 4.56% $4,761
SNAPFI, INC. 2 3.50% $10,181
PRIORITY HOME LENDING, LLC 2 3.63% $12,075
First State Bank of St. Charles, Missouri 2 4.63% $5,452
Old National Bank 2 3.00% $5,592
TRAVIS CREDIT UNION 2 2.56% $6,511
First Midwest Bank 2 3.31% $3,185
Tri Counties Bank 2 3.75% $5,017
TRISTAR FINANCE, INC. 2 5.25% $6,174
SUNSTREET MORTGAGE, LLC 2 4.19% $4,384
First Foundation Bank 1 3.13% $4,492
First Federal Bank 1 5.00% $8,857
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 4.88% $5,361
F&B Acquisition Group LLC 1 6.50% $10,216
EXCITE Credit Union 1 2.38% $7,824
SUMMIT MORTGAGE CORPORATION 1 3.75% $4,950
Encompass Lending Group, LP 1 6.99% $8,293
Advisors Mortgage Group, L.L.C. 1 4.75% $4,293
Deseret First Credit Union 1 3.75% $5,235
The Bank of Missouri 1 3.50% $4,454
Actors Federal Credit Union 1 2.50% $5,040
Core Bank 1 5.75% $7,307
Consolidated Federal Credit Union 1 4.00% $15,459
Community First National Bank 1 5.63% $4,105
COMMUNITYAMERICA 1 4.00% $4,572
The Union Bank Company 1 4.63% $2,951
City National Bank of Florida 1 5.50% $15,831
TOGETHER CREDIT UNION 1 3.94% $12,077
CITY FIRST MORTGAGE SERVICES, L.L.C. 1 6.63% $6,220
TOWER 1 3.25% $3,843
City Bank 1 3.75% $9,205
CITIZENS EQUITY FIRST 1 2.75% $2,608
TRIAD FINANCIAL SERVICES, INC. 1 7.75% $15,170
CIS Financial Services, Inc. 1 5.50% $7,050
UMB Bank 1 3.95% $5,781
Capital Bank 1 7.00% $6,419
BOND STREET MORTGAGE, LLC 1 4.75% $8,411
United Fidelity Bank, fsb 1 2.75% $3,002
BOKF 1 4.75% $7,466
UNITED MORTGAGE CORP 1 4.63% $5,054
United Nations Federal Credit Union 1 3.88% $5,753
BNB FINANCIAL INC. 1 3.88% $5,348
Unitus Community Credit Union 1 3.88% $10,782
University Bank 1 6.13% $11,148
BM Real Estate Services, Inc. 1 4.75% $5,702
BELEM SERVICING LLC 1 3.75% $4,556
Bank of Colorado 1 3.25% $13,654
1ST UNITED SERVICES CREDIT UNION 1 3.80% $3,603
Utah Mortgage Loan Corporation 1 6.75% $7,388
1ST NORTHERN CALIFORNIA 1 4.75% $2,612
Bank Iowa 1 5.38% $6,102
VENTURA COUNTY 1 4.00% $3,508
VILLAGE CAPITAL MORTGAGE 1 4.13% $14,678
American Mortgage & Equity Consultants, Inc. 1 7.13% $9,075
AMERICAN HOME LENDING USA, LLC 1 3.75% $6,626
ABSOLUTE HOME MORTGAGE CORPORATION 1 4.62% $11,145
Pinnacle Bank 1 4.88% $2,894
PIKE CREEK MORTGAGE SERVICES, INC. 1 3.50% $5,949
PACIFIC SERVICE 1 5.13% $5,830
Orion Federal Credit Union 1 5.25% $7,984
POPA FEDERAL CREDIT UNION 1 2.88% $9,483
OCEANSIDE MORTGAGE COMPANY 1 3.25% $3,496
Oakstar Bank 1 5.63% $4,724
Notre Dame Federal Credit Union Corporation 1 5.00% $4,627
Presidential Bank, FSB 1 5.38% $6,599
Northwest Bank 1 4.00% $8,339
Northwest Farm Credit Services, FLCA 1 5.95% $17,249
NBH Bank 1 3.88% $3,754
American Bank & Trust 1 5.50% $5,098
PROPONENT Federal Credit Union 1 3.00% $10,061
MYPOINT Credit Union 1 3.25% $2,814
MID-VALLEY SERVICES, INC. 1 12.00% $12,717
MEMBER FIRST MORTGAGE, LLC 1 5.50% $8,229
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 8.00% $27,173
MDE Home Loans, LLC 1 5.00% $15,022
MANHATTAN FINANCIAL GROUP, INC. 1 7.13% $8,723
Low VA Rates, LLC 1 3.50% $16,937
RADIUS FINANCIAL GROUP INC. 1 7.00% $6,675
LIBERTY HOME MORTGAGE CORPORATION 1 5.88% $15,364
KEYPOINT 1 4.53% $5,309
KD CAPITAL MORTGAGE CORPORATION 1 3.50% $3,393
Republic Bank & Trust Company 1 5.25% $4,701
IVY MORTGAGE, INC. 1 5.13% $4,733
ITHINK FINANCIAL Credit Union 1 5.75% $10,370
RESOURCE FINANCIAL SERVICES, INC. 1 5.38% $8,434
INLAND BANK & TRUST 1 5.88% $11,873
INFINITY EQUITY GROUP, INC. 1 3.49% $5,541
HONDA Federal Credit Union 1 3.50% $3,190
HomePromise Corporation 1 6.75% $8,396
ALTITUDE FINANCIAL CORPORATION 1 5.88% $13,226
SANDIA LABORATORY 1 4.75% $3,453
HERITAGE COMMUNITY CREDIT UNION 1 5.25% $10,219
HAMILTON HOME LOANS, INC. 1 5.38% $4,223
San Mateo Credit Union 1 4.25% $5,974
SANTA CLARA COUNTY 1 3.75% $4,032
SCENIC OAKS FUNDING, INC. 1 4.88% $8,930
GREENSTATE CREDIT UNION 1 5.25% $24,654
GREAT LAKES 1 2.63% $3,520
Servion, Inc. 1 4.63% $2,922
SESLOC 1 4.63% $2,711
Grand Bank for Savings, FSB 1 7.25% $9,437
GoPrime Mortgage, Inc. 1 6.38% $10,213
GLENDALE AREA SCHOOLS CREDIT UNION 1 3.50% $1,858
FLAT BRANCH MORTGAGE, INC. 1 5.50% $6,061
SOUTHWEST STAGE FUNDING, LLC 1 6.88% $9,904
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 1 5.25% $6,288
First Home Bank 1 3.75% $10,876
S&T Bank 1 5.25% $6,467
First Heritage Mortgage, LLC 1 5.50% $6,733

RIVERSIDE - SAN BERNARDINO - ONTARIO Average Closing Costs & Other Stats

RIVERSIDE-SAN BERNARDINO-ONTARIO, CA's 566 lenders originated 116,903 loans during 2022. The total origination value was $46,666,835,000, with an average loan value of $399,193.

RIVERSIDE - SAN BERNARDINO - ONTARIO's average closing costs are $6,688.

The top RIVERSIDE - SAN BERNARDINO - ONTARIO lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 8,268 loans originated. Their average total fees are $9,087, which is $1,192 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee RIVERSIDE - SAN BERNARDINO - ONTARIO lenders (with over 10 loans originated) are Discover Bank ($0), THE FIRST FINANCIAL Federal Credit Union ($23), CALIFORNIA CREDIT UNION ($214), CHERRY CREEK MORTGAGE, LLC ($950) and Third Federal Savings and Loan Association of Cleveland ($1,562).

The lowest rate RIVERSIDE - SAN BERNARDINO - ONTARIO lenders (with over 10 loans originated) are SAN DIEGO COUNTY CREDIT UNION (3.03%), Third Federal Savings and Loan Association of Cleveland (3.04%), California Coast Credit Union (3.11%), First Republic Bank (3.29%) and Stifel Bank and Trust (3.31%).

RIVERSIDE-SAN BERNARDINO-ONTARIO, CA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
UNITED WHOLESALE MORTGAGE, LLC $11,394,325,000 $5,982,450,000 -47.5% 12.8%
QUICKEN LOANS, LLC $8,878,440,000 $3,380,715,000 -61.9% 7.2%
LOANDEPOT.COM, LLC $4,440,310,000 $1,826,835,000 -58.9% 3.9%
HOME POINT FINANCIAL CORPORATION $2,745,505,000 $981,290,000 -64.3% 2.1%
Wells Fargo Bank $1,780,480,000 $850,960,000 -52.2% 1.8%
JPMorgan Chase Bank $1,617,610,000 $835,330,000 -48.4% 1.8%
U.S. Bank $998,415,000 $779,700,000 -21.9% 1.7%
SCHOOLSFIRST $979,230,000 $740,000,000 -24.4% 1.6%
EAGLE HOME MORTGAGE, LLC $729,795,000 $690,455,000 -5.4% 1.5%
Bank of America $1,025,360,000 $642,510,000 -37.3% 1.4%
Paramount Residential Mortgage Group, Inc. $1,002,435,000 $635,970,000 -36.6% 1.4%
BROKER SOLUTIONS, INC. $1,855,525,000 $600,755,000 -67.6% 1.3%
DHI MORTGAGE COMPANY, LTD. $453,645,000 $600,715,000 32.4% 1.3%
PENNYMAC LOAN SERVICES, LLC $1,420,870,000 $530,200,000 -62.7% 1.1%
GUARANTEED RATE, INC. $1,908,765,000 $521,585,000 -72.7% 1.1%
Flagstar Bank, FSB $1,247,295,000 $512,725,000 -58.9% 1.1%
FINANCE OF AMERICA MORTGAGE LLC $957,975,000 $475,710,000 -50.3% 1.0%
CROSSCOUNTRY MORTGAGE, LLC $857,230,000 $475,140,000 -44.6% 1.0%
FREEDOM MORTGAGE CORPORATION $2,411,725,000 $474,375,000 -80.3% 1.0%
CALIBER HOME LOANS, INC. $1,019,635,000 $451,610,000 -55.7% 1.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $997,745,000 $432,825,000 -56.6% 0.9%
Franklin Loan Corporation $1,082,855,000 $427,945,000 -60.5% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $1,132,350,000 $423,910,000 -62.6% 0.9%
OCMBC, INC. $514,040,000 $415,175,000 -19.2% 0.9%
AMERICAN PACIFIC MORTGAGE CORPORATION $793,335,000 $389,495,000 -50.9% 0.8%
NAVY FEDERAL CREDIT UNION $537,965,000 $378,405,000 -29.7% 0.8%
HOMEBRIDGE FINANCIAL SERVICES, INC. $784,925,000 $358,440,000 -54.3% 0.8%
PNC Bank $152,295,000 $343,685,000 125.7% 0.7%
AMWEST FUNDING CORP. $722,580,000 $342,605,000 -52.6% 0.7%
Golden Empire Mortgage, Inc. $688,150,000 $341,370,000 -50.4% 0.7%
KBHS HOME LOANS, LLC $370,915,000 $335,430,000 -9.6% 0.7%
East West Bank $272,285,000 $312,360,000 14.7% 0.7%
AMERISAVE MORTGAGE CORPORATION $734,515,000 $310,985,000 -57.7% 0.7%
NMSI, INC. $409,365,000 $308,165,000 -24.7% 0.7%
Commerce Home Mortgage, Inc. $468,365,000 $304,685,000 -34.9% 0.7%
MUFG Union Bank $440,905,000 $288,865,000 -34.5% 0.6%
HOMEAMERICAN MORTGAGE CORPORATION $290,555,000 $272,085,000 -6.4% 0.6%
WALKER & DUNLOP, LLC $71,595,000 $265,505,000 270.8% 0.6%
MOVEMENT MORTGAGE, LLC $415,280,000 $252,920,000 -39.1% 0.5%
Citibank $191,525,000 $238,305,000 24.4% 0.5%
BECKAM FUNDING CORP. $183,420,000 $236,960,000 29.2% 0.5%
Mortgage Research Center, LLC $414,655,000 $236,710,000 -42.9% 0.5%
MOUNTAIN WEST FINANCIAL, INC. $723,060,000 $223,510,000 -69.1% 0.5%
SUN WEST MORTGAGE COMPANY, INC. $765,850,000 $222,410,000 -71.0% 0.5%
First Republic Bank $319,110,000 $219,190,000 -31.3% 0.5%
Bank of the West $173,595,000 $212,515,000 22.4% 0.5%
PULTE MORTGAGE LLC $250,690,000 $208,565,000 -16.8% 0.4%
RESIDENTIAL BANCORP. $146,290,000 $203,000,000 38.8% 0.4%
NEWREZ LLC $817,085,000 $202,585,000 -75.2% 0.4%
Hometown Equity Mortgage, LLC $429,595,000 $193,045,000 -55.1% 0.4%
NATIONS DIRECT MORTGAGE, LLC $311,015,000 $188,715,000 -39.3% 0.4%
CMG MORTGAGE, INC. $299,775,000 $182,900,000 -39.0% 0.4%
FINANCE OF AMERICA REVERSE LLC $146,410,000 $171,890,000 17.4% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $460,765,000 $164,560,000 -64.3% 0.4%
Prudential Huntoon Paige Associates, LLC $163,585,000 n/a 0.4%
LENDINGHOME FUNDING CORPORATION $104,155,000 $154,590,000 48.4% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $302,945,000 $152,630,000 -49.6% 0.3%
Zions Bancorporation, N.A. $88,345,000 $151,410,000 71.4% 0.3%
SPRING EQ, LLC $51,580,000 $148,255,000 187.4% 0.3%
Truist $53,845,000 $145,680,000 170.6% 0.3%
ML Mortgage Corp. $279,590,000 $144,955,000 -48.2% 0.3%
AMERICAN ADVISORS GROUP $151,970,000 $141,765,000 -6.7% 0.3%
GUILD MORTGAGE COMPANY $342,240,000 $140,635,000 -58.9% 0.3%
Morgan Stanley Private Bank $143,685,000 $137,720,000 -4.2% 0.3%
City National Bank $128,940,000 $137,480,000 6.6% 0.3%
Signature Bank $135,265,000 n/a 0.3%