RIVERSIDE - SAN BERNARDINO - ONTARIO Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Riverside - San Bernardino - Ontario averaged
6.73%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
7.06% and
one month ago for the week of 2025-05-15, the
average rate was 6.63%.
Riverside - San Bernardino - Ontario's average rate one year ago was 7.07%.
For refis of the same type during the week of 2025-06-18, the average rate
was 7.36%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Riverside - San Bernardino - Ontario 30 Year Fixed Rate | 2025-06-18 | 6.73% |
| Riverside - San Bernardino - Ontario 30 Year Fixed Rate Refi | 2025-06-18 | 7.36% |
| Riverside - San Bernardino - Ontario 15 Year Fixed Rate | 2025-06-18 | 6.1% |
| Riverside - San Bernardino - Ontario 15 Year Fixed Rate Refi | 2025-06-18 | 6.11% |
| Riverside - San Bernardino - Ontario 30 Year FHA | 2025-06-18 | -0.54% |
| Riverside - San Bernardino - Ontario 30 Year FHA Refi | 2025-06-18 | -0.42% |
| Riverside - San Bernardino - Ontario 30 Year USDA | 2025-06-18 | -0.2% |
| Riverside - San Bernardino - Ontario 30 Year USDA Refi | 2025-06-18 | 0% |
| Riverside - San Bernardino - Ontario 30 Year VA | 2025-06-18 | -0.4% |
| Riverside - San Bernardino - Ontario 30 Year VA Refi | 2025-06-18 | -0.43% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within RIVERSIDE-SAN BERNARDINO-ONTARIO, CA.
RIVERSIDE - SAN BERNARDINO - ONTARIO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the RIVERSIDE-SAN BERNARDINO-ONTARIO, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
RIVERSIDE - SAN BERNARDINO - ONTARIO Average Closing Costs & Other Stats
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA's 431 lenders originated 79,609
loans during 2024. The total origination value was $31,344,965,000, with an average loan value of
$393,736.
RIVERSIDE - SAN BERNARDINO - ONTARIO's average closing costs are $7,406.
The top RIVERSIDE - SAN BERNARDINO - ONTARIO lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
4,197 loans originated. Their average total fees are
$10,978, which is $2,234
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee RIVERSIDE - SAN BERNARDINO - ONTARIO lenders (with over 10 loans originated) are
Discover Bank ($0), CALIFORNIA CREDIT UNION ($350), Shea Mortgage Inc. ($1,541), HOMEAMERICAN MORTGAGE CORPORATION ($2,323) and PULTE MORTGAGE LLC ($2,647).
The lowest rate RIVERSIDE - SAN BERNARDINO - ONTARIO lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (5.61%), DHI MORTGAGE COMPANY, LTD. (5.71%), AMERICAN FINANCING CORPORATION (5.75%), CALIFORNIA CREDIT UNION (5.90%) and RBC Bank, (Georgia) (5.94%).
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $3,951,805,000 | $4,628,400,000 | 17.1% | 14.8% |
| QUICKEN LOANS, LLC | $1,709,830,000 | $2,063,545,000 | 20.7% | 6.6% |
| EAGLE HOME MORTGAGE, LLC | $963,070,000 | $971,495,000 | 0.9% | 3.1% |
| LOANDEPOT.COM, LLC | $824,200,000 | $966,500,000 | 17.3% | 3.1% |
| OCMBC, INC. | $544,925,000 | $777,200,000 | 42.6% | 2.5% |
| JPMorgan Chase Bank | $474,020,000 | $679,830,000 | 43.4% | 2.2% |
| SCHOOLSFIRST | $457,945,000 | $636,625,000 | 39.0% | 2.0% |
| U.S. Bank | $629,235,000 | $606,930,000 | -3.5% | 1.9% |
| DHI MORTGAGE COMPANY, LTD. | $450,940,000 | $578,550,000 | 28.3% | 1.8% |
| CROSSCOUNTRY MORTGAGE, LLC | $327,690,000 | $486,730,000 | 48.5% | 1.6% |
| KBHS HOME LOANS, LLC | $325,900,000 | $478,920,000 | 47.0% | 1.5% |
| PENNYMAC LOAN SERVICES, LLC | $286,915,000 | $438,815,000 | 52.9% | 1.4% |
| Paramount Residential Mortgage Group, Inc. | $409,495,000 | $403,985,000 | -1.3% | 1.3% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $179,545,000 | $387,960,000 | 116.1% | 1.2% |
| GUARANTEED RATE, INC. | $237,530,000 | $356,395,000 | 50.0% | 1.1% |
| FREEDOM MORTGAGE CORPORATION | $121,770,000 | $354,425,000 | 191.1% | 1.1% |
| NAVY FEDERAL CREDIT UNION | $250,525,000 | $329,805,000 | 31.6% | 1.1% |
| Franklin Loan Corporation | $242,900,000 | $329,685,000 | 35.7% | 1.1% |
| Bank of America | $387,940,000 | $321,110,000 | -17.2% | 1.0% |
| The Loan Store, Inc. | $40,460,000 | $316,535,000 | 682.3% | 1.0% |
| HOMEAMERICAN MORTGAGE CORPORATION | $209,680,000 | $308,985,000 | 47.4% | 1.0% |
| PULTE MORTGAGE LLC | $171,945,000 | $308,270,000 | 79.3% | 1.0% |
| NEWREZ LLC | $121,350,000 | $263,830,000 | 117.4% | 0.8% |
| AMERICAN FINANCIAL NETWORK, INC. | $245,470,000 | $256,770,000 | 4.6% | 0.8% |
| BROKER SOLUTIONS, INC. | $249,740,000 | $256,290,000 | 2.6% | 0.8% |
| Flagstar Bank, FSB | $192,330,000 | $247,945,000 | 28.9% | 0.8% |
| Mortgage Research Center, LLC | $158,200,000 | $221,925,000 | 40.3% | 0.7% |
| CMG MORTGAGE, INC. | $165,840,000 | $207,335,000 | 25.0% | 0.7% |
| WALKER & DUNLOP, LLC | $118,340,000 | $206,335,000 | 74.4% | 0.7% |
| SUN WEST MORTGAGE COMPANY, INC. | $132,670,000 | $200,250,000 | 50.9% | 0.6% |
| MOVEMENT MORTGAGE, LLC | $183,820,000 | $199,945,000 | 8.8% | 0.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $234,400,000 | $199,150,000 | -15.0% | 0.6% |
| LENDINGHOME FUNDING CORPORATION | $139,505,000 | $190,755,000 | 36.7% | 0.6% |
| East West Bank | $221,460,000 | $190,385,000 | -14.0% | 0.6% |
| NMSI, INC. | $120,095,000 | $188,855,000 | 57.3% | 0.6% |
| Wells Fargo Bank | $274,745,000 | $183,810,000 | -33.1% | 0.6% |
| South Pacific Financial Corporation | $130,870,000 | $177,335,000 | 35.5% | 0.6% |
| Century Mortgage Company DBA Century Lending Company | $81,060,000 | $174,190,000 | 114.9% | 0.6% |
| Golden Empire Mortgage, Inc. | $180,385,000 | $170,460,000 | -5.5% | 0.5% |
| AMWEST FUNDING CORP. | $142,875,000 | $170,410,000 | 19.3% | 0.5% |
| ML Mortgage Corp. | $78,875,000 | $165,545,000 | 109.9% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $101,315,000 | $159,150,000 | 57.1% | 0.5% |
| GUILD MORTGAGE COMPANY | $84,300,000 | $151,770,000 | 80.0% | 0.5% |
| Hometown Equity Mortgage, LLC | $93,880,000 | $144,690,000 | 54.1% | 0.5% |
| BERKELEY POINT CAPITAL LLC | $50,445,000 | $144,200,000 | 185.9% | 0.5% |
| NEW WAVE LENDING GROUP INC | $82,590,000 | $141,675,000 | 71.5% | 0.5% |
| Equity Prime Mortgage LLC | $42,040,000 | $136,325,000 | 224.3% | 0.4% |
| Prudential Huntoon Paige Associates, LLC | $87,220,000 | $130,370,000 | 49.5% | 0.4% |
| VILLAGE CAPITAL MORTGAGE | $41,060,000 | $122,945,000 | 199.4% | 0.4% |
| First-Citizens Bank & Trust Company | $142,345,000 | $122,135,000 | -14.2% | 0.4% |
| AHL FUNDING | $57,690,000 | $122,050,000 | 111.6% | 0.4% |
| Commerce Home Mortgage, Inc. | $124,445,000 | $120,850,000 | -2.9% | 0.4% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $182,470,000 | $118,600,000 | -35.0% | 0.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $153,310,000 | $118,210,000 | -22.9% | 0.4% |
| NFM, INC. | $66,105,000 | $112,860,000 | 70.7% | 0.4% |
| Sierra Pacific Mortgage Company, Inc. | $89,590,000 | $106,190,000 | 18.5% | 0.3% |
| ZILLOW HOME LOANS, LLC | $18,815,000 | $104,970,000 | 457.9% | 0.3% |
| BMO Harris Bank | $107,485,000 | $104,395,000 | -2.9% | 0.3% |
| BAY-VALLEY MORTGAGE GROUP | $113,690,000 | $97,855,000 | -13.9% | 0.3% |
| GEO-CORP, INC. | $28,555,000 | $94,155,000 | 229.7% | 0.3% |
| Figure Lending LLC | $54,700,000 | $93,730,000 | 71.4% | 0.3% |
| PLANET HOME LENDING, LLC | $51,725,000 | $90,920,000 | 75.8% | 0.3% |
| JMAC LENDING, INC. | $36,640,000 | $90,040,000 | 145.7% | 0.3% |
| Performance Financial, Inc. | $46,615,000 | $89,900,000 | 92.9% | 0.3% |
| NATIONS DIRECT MORTGAGE, LLC | $71,240,000 | $88,350,000 | 24.0% | 0.3% |
| Morgan Stanley Private Bank | $65,825,000 | $87,465,000 | 32.9% | 0.3% |
| Citibank | $257,370,000 | $80,980,000 | -68.5% | 0.3% |
| MK LENDING CORP. | $42,790,000 | $79,785,000 | 86.5% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $57,680,000 | $75,225,000 | 30.4% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $92,110,000 | $75,210,000 | -18.3% | 0.2% |
| AMERITRUST MORTGAGE CORPORATION | $36,135,000 | $73,955,000 | 104.7% | 0.2% |
| Citadel Servicing Corporation | $61,400,000 | $72,630,000 | 18.3% | 0.2% |
| ONY GLO, INC. | $47,070,000 | $72,395,000 | 53.8% | 0.2% |
| NEXERA HOLDING LLC | $63,225,000 | $71,730,000 | 13.5% | 0.2% |
| Carrington Mortgage Services, LLC | $63,730,000 | $71,600,000 | 12.3% | 0.2% |
| Zions Bank | $73,090,000 | $70,160,000 | -4.0% | 0.2% |
| FINANCE OF AMERICA REVERSE LLC | $57,230,000 | $69,630,000 | 21.7% | 0.2% |
| City National Bank | $45,790,000 | $68,905,000 | 50.5% | 0.2% |
| INSPIRE HOME LOANS INC. | $49,360,000 | $68,585,000 | 38.9% | 0.2% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $31,285,000 | $67,885,000 | 117.0% | 0.2% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $44,570,000 | $67,525,000 | 51.5% | 0.2% |
| PNC Bank | $235,770,000 | $66,685,000 | -71.7% | 0.2% |
| Home Mortgage Alliance Corp | $65,935,000 | n/a | 0.2% | |
| HOMEXPRESS MORTGAGE CORP. | $62,155,000 | $65,075,000 | 4.7% | 0.2% |
| CBRE MULTIFAMILY CAPITAL, INC. | $48,440,000 | $63,210,000 | 30.5% | 0.2% |
| OPEN MORTGAGE, LLC | $9,320,000 | $62,480,000 | 570.4% | 0.2% |
| FIRST COLONY MORTGAGE CORPORATION | $645,000 | $60,610,000 | 9,296.9% | 0.2% |
| Discover Bank | $55,450,000 | $60,425,000 | 9.0% | 0.2% |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $58,505,000 | n/a | 0.2% | |
| 21ST MORTGAGE CORPORATION | $50,570,000 | $58,020,000 | 14.7% | 0.2% |
| General Mortgage Capital Corporation | $32,890,000 | $57,540,000 | 74.9% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $38,665,000 | $57,095,000 | 47.7% | 0.2% |
| FBC MORTGAGE, LLC | $51,215,000 | $56,100,000 | 9.5% | 0.2% |
| Prosperity Home Mortgage, LLC | $59,255,000 | $55,395,000 | -6.5% | 0.2% |
| BAY EQUITY LLC | $53,295,000 | $55,325,000 | 3.8% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $63,740,000 | $54,835,000 | -14.0% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $13,220,000 | $54,350,000 | 311.1% | 0.2% |
| WESCOM CENTRAL CREDIT UNION | $58,660,000 | $53,845,000 | -8.2% | 0.2% |
| Banner Bank | $71,065,000 | $52,680,000 | -25.9% | 0.2% |
| DEEPHAVEN MORTGAGE LLC | $36,100,000 | $52,280,000 | 44.8% | 0.2% |
| Regions Bank | $51,610,000 | n/a | 0.2% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $36,210,000 | $50,940,000 | 40.7% | 0.2% |
| ARROWHEAD CENTRAL CREDIT UNION | $57,095,000 | $50,380,000 | -11.8% | 0.2% |
| Charles Schwab Bank, SSB | $29,315,000 | $48,850,000 | 66.6% | 0.2% |
| SPRING EQ, LLC | $27,500,000 | $48,425,000 | 76.1% | 0.2% |
| NexBank | $35,245,000 | $48,040,000 | 36.3% | 0.2% |
| ALTURA | $58,205,000 | $46,720,000 | -19.7% | 0.1% |
| JMJ FINANCIAL GROUP | $40,250,000 | $46,505,000 | 15.5% | 0.1% |
| LOANPAL, LLC | $19,775,000 | $46,160,000 | 133.4% | 0.1% |
| AXIA FINANCIAL, LLC | $55,370,000 | $45,780,000 | -17.3% | 0.1% |
| Lakeview Community Capital, LLC | $13,440,000 | $45,085,000 | 235.5% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $42,360,000 | $44,585,000 | 5.3% | 0.1% |
| FUNDLOANS CAPITAL | $18,195,000 | $43,280,000 | 137.9% | 0.1% |
| Credit Union of Southern California | $35,895,000 | $42,390,000 | 18.1% | 0.1% |
| GREYSTONE SERVICING COMPANY LLC | $109,560,000 | $41,505,000 | -62.1% | 0.1% |
| Merchants Mortgage & Trust Corporation | $19,925,000 | $41,385,000 | 107.7% | 0.1% |
| Coastal Community Bank | $24,915,000 | $41,375,000 | 66.1% | 0.1% |
| Metropolitan Life Insurance Co | $41,205,000 | n/a | 0.1% | |
| THE GOLDEN 1 | $35,570,000 | $40,555,000 | 14.0% | 0.1% |
| UBS Bank USA | $18,740,000 | $40,440,000 | 115.8% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $26,480,000 | $40,010,000 | 51.1% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $33,810,000 | $39,625,000 | 17.2% | 0.1% |
| Cathay Bank | $72,180,000 | $39,255,000 | -45.6% | 0.1% |
| FIRST NATIONS HOME FINANCE CORPORATION | $44,360,000 | $38,290,000 | -13.7% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $36,670,000 | $38,070,000 | 3.8% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $52,680,000 | $36,980,000 | -29.8% | 0.1% |
| CALIFORNIA CREDIT UNION | $34,805,000 | $36,930,000 | 6.1% | 0.1% |
| California Coast Credit Union | $29,795,000 | $36,755,000 | 23.4% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $32,600,000 | $36,710,000 | 12.6% | 0.1% |
| OAKTREE FUNDING CORP. | $14,745,000 | $36,335,000 | 146.4% | 0.1% |
| Pacific Lending LLC | $35,635,000 | n/a | 0.1% | |
| ST FIN CORP | $34,905,000 | $35,195,000 | 0.8% | 0.1% |
| BANC ONE MORTGAGE CORPORATION | $29,050,000 | $35,165,000 | 21.0% | 0.1% |
| VAL-CHRIS INVESTMENTS, INC. | $26,305,000 | $34,990,000 | 33.0% | 0.1% |
| A&D Mortgage LLC | $34,635,000 | $34,980,000 | 1.0% | 0.1% |
| FirstBank | $34,460,000 | $34,910,000 | 1.3% | 0.1% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | $23,105,000 | $34,610,000 | 49.8% | 0.1% |
| ALLIANT CREDIT UNION | $28,730,000 | $34,480,000 | 20.0% | 0.1% |
| BECKAM FUNDING CORP. | $255,870,000 | $33,940,000 | -86.7% | 0.1% |
| GENEVA FINANCIAL, LLC | $22,305,000 | $33,800,000 | 51.5% | 0.1% |
| FOUNDATION MORTGAGE CORPORATION | $17,225,000 | $33,760,000 | 96.0% | 0.1% |
| Preferred Bank | $35,365,000 | $32,965,000 | -6.8% | 0.1% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $31,605,000 | $31,990,000 | 1.2% | 0.1% |
| Logan Finance Corporation | $13,225,000 | $31,870,000 | 141.0% | 0.1% |
| Firefighters First Federal Credit Union | $22,485,000 | $31,280,000 | 39.1% | 0.1% |
| First Standard Financial Corp. | $10,355,000 | $31,195,000 | 201.3% | 0.1% |
| PHH Mortgage Corporation | $15,625,000 | $31,085,000 | 98.9% | 0.1% |
| VISION ONE MORTGAGE, INC. | $45,025,000 | $31,030,000 | -31.1% | 0.1% |
| KINECTA | $44,465,000 | $30,510,000 | -31.4% | 0.1% |
| USAA Federal Savings Bank | $15,420,000 | $30,060,000 | 94.9% | 0.1% |
| BM Real Estate Services, Inc. | $18,590,000 | $29,235,000 | 57.3% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $25,890,000 | $29,100,000 | 12.4% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $28,930,000 | $29,100,000 | 0.6% | 0.1% |
| The Federal Savings Bank | $40,585,000 | $28,995,000 | -28.6% | 0.1% |
| ARC HOME LLC | $31,700,000 | $28,810,000 | -9.1% | 0.1% |
| BETTER MORTGAGE CORPORATION | $21,185,000 | $28,570,000 | 34.9% | 0.1% |
| CLM MORTGAGE, INC | $27,640,000 | n/a | 0.1% | |
| NuVision Federal Credit Union | $21,815,000 | $27,540,000 | 26.2% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $11,940,000 | $26,935,000 | 125.6% | 0.1% |
| S1L, Inc. | $31,470,000 | $26,930,000 | -14.4% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $12,075,000 | $26,655,000 | 120.7% | 0.1% |
| Cornerstone First Mortgage, Inc | $10,950,000 | $26,360,000 | 140.7% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $31,165,000 | $26,310,000 | -15.6% | 0.1% |
| Financial Partners Credit Union | $21,240,000 | $26,305,000 | 23.8% | 0.1% |
| INTELLILOAN, INC. | $10,405,000 | $26,225,000 | 152.0% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $31,340,000 | $26,220,000 | -16.3% | 0.1% |
| ORANGE COUNTY'S CREDIT UNION | $28,420,000 | $26,140,000 | -8.0% | 0.1% |
| Plains Commerce Bank | $42,650,000 | $25,850,000 | -39.4% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $16,340,000 | $24,705,000 | 51.2% | 0.1% |
| F&A Federal Credit Union | $21,225,000 | $24,460,000 | 15.2% | 0.1% |
| MOUNTAIN WEST FINANCIAL, INC. | $75,105,000 | $24,070,000 | -68.0% | 0.1% |
| NP, Inc. | $21,345,000 | $23,235,000 | 8.9% | 0.1% |
| LENDSURE MORTGAGE CORP. | $12,785,000 | $22,755,000 | 78.0% | 0.1% |
| FRONTWAVE | $21,595,000 | $22,655,000 | 4.9% | 0.1% |
| ORIX REAL ESTATE CAPITAL, LLC | $34,680,000 | $22,625,000 | -34.8% | 0.1% |
| UNION HOME MORTGAGE CORP. | $19,685,000 | $22,100,000 | 12.3% | 0.1% |
| NBKC BANK | $18,850,000 | $21,810,000 | 15.7% | 0.1% |
| Arbor Realty Trust, Inc. | $60,485,000 | $21,795,000 | -64.0% | 0.1% |
| Comerica Bank | $13,230,000 | $20,970,000 | 58.5% | 0.1% |
| RBC Bank, (Georgia) | $21,500,000 | $19,835,000 | -7.7% | 0.1% |
| NEW DAY FINANCIAL, LLC | $17,510,000 | $19,670,000 | 12.3% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $12,305,000 | $19,495,000 | 58.4% | 0.1% |
| AmeriHome Mortgage Company, LLC | $9,365,000 | $19,130,000 | 104.3% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $3,565,000 | $18,620,000 | 422.3% | 0.1% |
| CARDINAL FINANCIAL | $61,405,000 | $18,430,000 | -70.0% | 0.1% |
| POINT Mortgage | $49,450,000 | $18,265,000 | -63.1% | 0.1% |
| MICHIGAN MUTUAL, INC. | $22,325,000 | $17,985,000 | -19.4% | 0.1% |
| Shea Mortgage Inc. | $28,455,000 | $17,860,000 | -37.2% | 0.1% |
| INTERNATIONAL CITY MORTGAGE, INC. | $1,645,000 | $17,710,000 | 976.6% | 0.1% |
| MORIA DEVELOPMENT, INC. | $5,020,000 | $17,650,000 | 251.6% | 0.1% |
| DIRECT MORTGAGE, CORP. | $11,745,000 | $17,600,000 | 49.9% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $19,120,000 | $17,500,000 | -8.5% | 0.1% |
| Ameris Bank | $7,965,000 | $17,475,000 | 119.4% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $5,105,000 | $17,345,000 | 239.8% | 0.1% |
| HighTechLending Inc | $19,865,000 | $17,080,000 | -14.0% | 0.1% |
| LOGIX FEDERAL CREDIT UNION | $33,955,000 | $17,075,000 | -49.7% | 0.1% |
| Northpointe Bank | $15,220,000 | $17,040,000 | 12.0% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $14,160,000 | $16,340,000 | 15.4% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $9,740,000 | $16,125,000 | 65.6% | 0.1% |
| CITYWIDE HOME LOANS, LLC | $5,540,000 | $15,855,000 | 186.2% | 0.1% |
| PACIFIC RESIDENTIAL MORTGAGE, LLC | $17,340,000 | $15,350,000 | -11.5% | 0.0% |
| Truist | $30,795,000 | $15,270,000 | -50.4% | 0.0% |
| ENVOY MORTGAGE, LTD | $17,770,000 | $15,075,000 | -15.2% | 0.0% |
| RESIDENTIAL BANCORP | $64,965,000 | $14,820,000 | -77.2% | 0.0% |
| LADERA LENDING, INC. | $21,290,000 | $14,425,000 | -32.2% | 0.0% |
| DATA MORTGAGE, INC. | $11,115,000 | $14,395,000 | 29.5% | 0.0% |
| Stifel Bank and Trust | $11,780,000 | $14,030,000 | 19.1% | 0.0% |
| MORTGAGEONE, INC. | $13,675,000 | $13,850,000 | 1.3% | 0.0% |
| Greenbox Loans, Inc. | $19,480,000 | $13,660,000 | -29.9% | 0.0% |
| SCE FEDERAL CREDIT UNION | $10,530,000 | $13,625,000 | 29.4% | 0.0% |
| COAST 2 COAST FUNDING GROUP, INC. | $17,335,000 | $13,515,000 | -22.0% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $14,585,000 | $13,435,000 | -7.9% | 0.0% |
| Provident Savings Bank, F.S.B. | $15,395,000 | $13,170,000 | -14.5% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $9,500,000 | $13,045,000 | 37.3% | 0.0% |
| SUMMIT FUNDING, INC. | $22,930,000 | $12,945,000 | -43.5% | 0.0% |
| M&T Realty Capital Corporation | $12,835,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $12,525,000 | $12,740,000 | 1.7% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $8,045,000 | $12,365,000 | 53.7% | 0.0% |
| Umpqua Bank | $21,515,000 | $12,350,000 | -42.6% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $28,985,000 | $12,320,000 | -57.5% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $10,755,000 | $12,045,000 | 12.0% | 0.0% |
| VICTORIA FINANCIAL CORP. | $2,615,000 | $11,980,000 | 358.1% | 0.0% |
| T. J. FINANCIAL, INC. | $12,530,000 | $11,800,000 | -5.8% | 0.0% |
| Eagle Community Credit Union | $5,615,000 | $11,645,000 | 107.4% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $2,285,000 | $11,450,000 | 401.1% | 0.0% |
| FOOTHILL FEDERAL CREDIT UNION | $11,530,000 | $11,180,000 | -3.0% | 0.0% |
| Luxury Mortgage Corp. | $7,790,000 | $11,005,000 | 41.3% | 0.0% |
| EQUITY WAVE LENDING, INC. | $8,880,000 | $10,835,000 | 22.0% | 0.0% |
| MEGASTAR FINANCIAL CORP. | $3,445,000 | $10,810,000 | 213.8% | 0.0% |
| DIGNIFIED HOME LOANS, LLC | $12,475,000 | $10,745,000 | -13.9% | 0.0% |
| LOS ANGELES POLICE Federal Credit Union | $9,360,000 | $10,265,000 | 9.7% | 0.0% |
| AUGUSTA FINANCIAL, INC. | $8,665,000 | $9,940,000 | 14.7% | 0.0% |
| Alaska USA Federal Credit Union | $14,850,000 | $9,915,000 | -33.2% | 0.0% |
| Bethpage Federal Credit Union | $17,370,000 | $9,835,000 | -43.4% | 0.0% |
| Pacific City Bank | $19,650,000 | $9,820,000 | -50.0% | 0.0% |
| Royal Business Bank | $1,820,000 | $9,770,000 | 436.8% | 0.0% |
| Axos Bank | $12,170,000 | $9,680,000 | -20.5% | 0.0% |
| First Bank | $24,725,000 | $9,565,000 | -61.3% | 0.0% |
| SUMMIT MORTGAGE BANKERS INC. | $5,635,000 | $9,420,000 | 67.2% | 0.0% |
| Goldman Sachs Bank USA | $4,960,000 | $9,350,000 | 88.5% | 0.0% |
| Ally Bank | $9,755,000 | $8,895,000 | -8.8% | 0.0% |
| 5TH STREET CAPITAL, INC. | $7,690,000 | $8,875,000 | 15.4% | 0.0% |
| Watermark Capital, Inc. | $10,035,000 | $8,815,000 | -12.2% | 0.0% |
| US MORTGAGE CORPORATION | $8,730,000 | n/a | 0.0% | |
| Nations Lending Corporation | $14,700,000 | $8,695,000 | -40.9% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,830,000 | $8,610,000 | 370.5% | 0.0% |
| First Federal Bank | $2,635,000 | $8,585,000 | 225.8% | 0.0% |
| THE FIRST FINANCIAL Federal Credit Union | $2,010,000 | $8,505,000 | 323.1% | 0.0% |
| COMMUNITY MORTGAGE FUNDING, LLC | $7,925,000 | $8,285,000 | 4.5% | 0.0% |
| The Northern Trust Company | $4,840,000 | $8,180,000 | 69.0% | 0.0% |
| AMERICAN FINANCING CORPORATION | $3,130,000 | $8,085,000 | 158.3% | 0.0% |
| PARTNERS | $10,915,000 | $7,940,000 | -27.3% | 0.0% |
| INTERCAP LENDING INC. | $11,990,000 | $7,815,000 | -34.8% | 0.0% |
| MLD MORTGAGE INC. | $11,040,000 | $7,805,000 | -29.3% | 0.0% |
| MORTGAGE CAPITAL PARTNERS, INC. | $10,495,000 | $7,745,000 | -26.2% | 0.0% |
| HomeStreet Bank | $18,430,000 | $7,715,000 | -58.1% | 0.0% |
| EVERETT FINANCIAL, INC. | $21,725,000 | $7,510,000 | -65.4% | 0.0% |
| V.I.P. MORTGAGE, INC. | $1,615,000 | $7,450,000 | 361.3% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $3,665,000 | $7,315,000 | 99.6% | 0.0% |
| Water and Power Community Credit Union | $6,620,000 | $7,210,000 | 8.9% | 0.0% |
| Magnolia Bank | $3,995,000 | $7,165,000 | 79.3% | 0.0% |
| GTE Federal Credit Union | $3,610,000 | $7,120,000 | 97.2% | 0.0% |
| SAN DIEGO COUNTY CREDIT UNION | $6,725,000 | $7,075,000 | 5.2% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $8,295,000 | $7,030,000 | -15.3% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $725,000 | $7,020,000 | 868.3% | 0.0% |
| CTBC Bank Corp. (USA) | $16,370,000 | $6,980,000 | -57.4% | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $4,060,000 | $6,880,000 | 69.5% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $4,260,000 | $6,845,000 | 60.7% | 0.0% |
| Raymond James Bank | $15,955,000 | $6,820,000 | -57.3% | 0.0% |
| Boeing Employees Credit Union | $6,290,000 | $6,805,000 | 8.2% | 0.0% |
| Industrial and Commercial Bank of China USA | $8,575,000 | $6,645,000 | -22.5% | 0.0% |
| FIRST TECHNOLOGY | $4,780,000 | $6,600,000 | 38.1% | 0.0% |
| GOOGAIN, INC. | $2,835,000 | $6,600,000 | 132.8% | 0.0% |
| POPA FEDERAL CREDIT UNION | $3,595,000 | $6,555,000 | 82.3% | 0.0% |
| First Foundation Bank | $6,430,000 | n/a | 0.0% | |
| CAMPOS FINANCIAL CORP. | $9,850,000 | $6,320,000 | -35.8% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $4,765,000 | $6,260,000 | 31.4% | 0.0% |
| MONARCH FUNDING CORP. | $6,220,000 | $6,220,000 | 0.0% | 0.0% |
| Baxter Credit Union | $6,505,000 | $6,185,000 | -4.9% | 0.0% |
| Toyota Financial Savings Bank | $4,765,000 | $6,040,000 | 26.8% | 0.0% |
| UIF CORPORATION | $3,200,000 | $5,985,000 | 87.0% | 0.0% |
| ALTA VISTA CREDIT UNION | $5,930,000 | n/a | 0.0% | |
| First National Bank of America | $4,710,000 | $5,775,000 | 22.6% | 0.0% |
| WALL FINANCIAL, INC. | $7,760,000 | $5,720,000 | -26.3% | 0.0% |
| Fremont Bank | $6,990,000 | $5,585,000 | -20.1% | 0.0% |
| Mechanics Bank | $2,785,000 | $5,580,000 | 100.4% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $6,790,000 | $5,530,000 | -18.6% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $8,875,000 | $5,445,000 | -38.6% | 0.0% |
| Citizens Bank | $17,590,000 | $5,385,000 | -69.4% | 0.0% |
| FIRST ENTERTAINMENT | $6,565,000 | $5,275,000 | -19.6% | 0.0% |
| LIMA ONE CAPITAL, LLC | $5,375,000 | $5,275,000 | -1.9% | 0.0% |
| CIBC Bank USA | $2,825,000 | $5,230,000 | 85.1% | 0.0% |
| Commerce Bank | $5,200,000 | n/a | 0.0% | |
| MidFirst Bank | $6,850,000 | $5,070,000 | -26.0% | 0.0% |
| LANTZMAN MANAGEMENT, INC. | $6,725,000 | $5,065,000 | -24.7% | 0.0% |
| SUN COMMUNITY FEDERAL CREDIT U | $5,065,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $1,085,000 | $5,030,000 | 363.6% | 0.0% |
| M&T Bank | $2,425,000 | $4,990,000 | 105.8% | 0.0% |
| First Savings Bank | $9,140,000 | $4,950,000 | -45.8% | 0.0% |
| SCENIC OAKS FUNDING, INC. | $505,000 | $4,880,000 | 866.3% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $10,285,000 | $4,855,000 | -52.8% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $2,755,000 | $4,825,000 | 75.1% | 0.0% |
| Mortgage Vintage, Inc. | $4,105,000 | $4,740,000 | 15.5% | 0.0% |
| University Bank | $3,390,000 | $4,710,000 | 38.9% | 0.0% |
| State Department Federal Credit Union | $825,000 | $4,665,000 | 465.5% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $3,825,000 | $4,650,000 | 21.6% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $4,620,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $6,950,000 | $4,590,000 | -34.0% | 0.0% |
| Barings Multifamily Capital | $33,535,000 | $4,585,000 | -86.3% | 0.0% |
| Quontic Bank | $1,315,000 | $4,535,000 | 244.9% | 0.0% |
| GEORGIA'S OWN | $6,400,000 | $4,490,000 | -29.8% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $4,750,000 | $4,460,000 | -6.1% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $2,065,000 | $4,360,000 | 111.1% | 0.0% |
| VERITAS FUNDING, LLC | $3,035,000 | $4,330,000 | 42.7% | 0.0% |
| HomeTrust Bank | $6,880,000 | $4,315,000 | -37.3% | 0.0% |
| LBS FINANCIAL | $2,170,000 | $4,315,000 | 98.8% | 0.0% |
| CERTIFIED | $5,225,000 | $4,205,000 | -19.5% | 0.0% |
| First City Credit Union | $7,240,000 | $4,190,000 | -42.1% | 0.0% |
| Citizens Business Bank | $9,395,000 | $4,185,000 | -55.5% | 0.0% |
| Armed Forces Bank | $1,475,000 | $4,170,000 | 182.7% | 0.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $5,335,000 | $4,155,000 | -22.1% | 0.0% |
| Washington Trust Bank | $7,830,000 | $4,090,000 | -47.8% | 0.0% |
| Constant Investments, Inc. | $3,585,000 | $4,070,000 | 13.5% | 0.0% |
| Residential First Mortgage | $1,415,000 | $4,050,000 | 186.2% | 0.0% |
| American Airlines Federal Credit Union | $3,310,000 | $3,835,000 | 15.9% | 0.0% |
| SIRVA MORTGAGE, INC. | $3,280,000 | $3,705,000 | 13.0% | 0.0% |
| SOUTHLAND CREDIT UNION | $3,580,000 | $3,670,000 | 2.5% | 0.0% |
| Los Angeles Federal Credit Union | $2,175,000 | $3,645,000 | 67.6% | 0.0% |
| SILVER HILL FUNDING, LLC | $2,745,000 | $3,565,000 | 29.9% | 0.0% |
| Self-Help Federal Credit Union | $2,615,000 | $3,545,000 | 35.6% | 0.0% |
| River City Bank | $3,505,000 | n/a | 0.0% | |
| RF Renovo Management Company, LLC | $4,625,000 | $3,440,000 | -25.6% | 0.0% |
| United States Senate Federal Credit Union | $3,895,000 | $3,420,000 | -12.2% | 0.0% |
| Bank of Hope | $7,430,000 | $3,415,000 | -54.0% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $2,810,000 | $3,380,000 | 20.3% | 0.0% |
| CHEVRON | $3,085,000 | $3,375,000 | 9.4% | 0.0% |
| PREMIA MORTGAGE, LLC | $2,470,000 | $3,335,000 | 35.0% | 0.0% |
| FAY SERVICING, LLC | $2,635,000 | $3,320,000 | 26.0% | 0.0% |
| Summit Mortgage Corporation | $2,955,000 | $3,300,000 | 11.7% | 0.0% |
| State Bank of the Lakes | $3,290,000 | n/a | 0.0% | |
| KeyBank | $6,335,000 | $3,265,000 | -48.5% | 0.0% |
| DIGITAL Federal Credit Union | $5,375,000 | $3,225,000 | -40.0% | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | $2,605,000 | $3,220,000 | 23.6% | 0.0% |
| Tri Counties Bank | $2,795,000 | $3,200,000 | 14.5% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $3,025,000 | $3,185,000 | 5.3% | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $4,545,000 | $3,165,000 | -30.4% | 0.0% |
| USC Credit Union | $1,320,000 | $3,125,000 | 136.7% | 0.0% |
| ADVANCIAL | $1,110,000 | $3,055,000 | 175.2% | 0.0% |
| Arvest Bank | $5,750,000 | $3,030,000 | -47.3% | 0.0% |
| BRIDGELOCK CAPITAL | $5,715,000 | $3,010,000 | -47.3% | 0.0% |
| CALLISTO GROUP, INC. | $2,245,000 | $3,000,000 | 33.6% | 0.0% |
| The Huntington National Bank | $4,395,000 | $2,970,000 | -32.4% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $1,330,000 | $2,935,000 | 120.7% | 0.0% |
| TOWNE MORTGAGE COMPANY | $720,000 | $2,925,000 | 306.3% | 0.0% |
| Farmers Bank & Trust | $6,195,000 | $2,910,000 | -53.0% | 0.0% |
| ON Q FINANCIAL, INC. | $6,970,000 | $2,855,000 | -59.0% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $870,000 | $2,845,000 | 227.0% | 0.0% |
| Provident Credit Union | $2,405,000 | $2,765,000 | 15.0% | 0.0% |
| Waterstone Mortgage Corporation | $4,345,000 | $2,735,000 | -37.1% | 0.0% |
| STARBOARD FINANCIAL MANAGEMENT, LLC | $2,705,000 | n/a | 0.0% | |
| Bell Bank | $2,470,000 | $2,655,000 | 7.5% | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | $4,625,000 | $2,640,000 | -42.9% | 0.0% |
| Texana Bank | $2,630,000 | n/a | 0.0% | |
| MISSION | $1,820,000 | $2,525,000 | 38.7% | 0.0% |
| American First National Bank | $945,000 | $2,505,000 | 165.1% | 0.0% |
| CALTECH EMPLOYEES FEDERAL CREDIT UNION | $3,125,000 | $2,410,000 | -22.9% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,280,000 | $2,375,000 | 85.5% | 0.0% |
| TECHNOLOGY | $265,000 | $2,375,000 | 796.2% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $4,845,000 | $2,310,000 | -52.3% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $1,090,000 | $2,255,000 | 106.9% | 0.0% |
| LENDINGONE, LLC | $740,000 | $2,155,000 | 191.2% | 0.0% |
| EMM LOANS LLC | $3,060,000 | $2,110,000 | -31.0% | 0.0% |
| Community First National Bank | $455,000 | $2,050,000 | 350.5% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $5,580,000 | $2,040,000 | -63.4% | 0.0% |
| Devon Bank | $2,035,000 | n/a | 0.0% | |
| FEDERATED MORTGAGE CORP. | $2,010,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $4,220,000 | $2,005,000 | -52.5% | 0.0% |
| Connexus Credit Union | $2,015,000 | $2,005,000 | -0.5% | 0.0% |
| Wallick & Volk, Inc. | $1,245,000 | $2,005,000 | 61.0% | 0.0% |
| Assurance Financial Group, L.L.C. | $1,255,000 | $2,000,000 | 59.4% | 0.0% |
| American Bank & Trust | $1,995,000 | n/a | 0.0% | |
| VENTURA COUNTY | $890,000 | $1,990,000 | 123.6% | 0.0% |
| BNY Mellon | $2,545,000 | $1,930,000 | -24.2% | 0.0% |
| Ixonia Bank | $3,900,000 | $1,920,000 | -50.8% | 0.0% |
| Keystone Funding, Inc. | $615,000 | $1,920,000 | 212.2% | 0.0% |
| Wheaton Bank & Trust | $1,915,000 | n/a | 0.0% | |
| PREMIER AMERICA | $1,815,000 | $1,910,000 | 5.2% | 0.0% |
| Evolve Bank & Trust | $7,205,000 | $1,880,000 | -73.9% | 0.0% |
| North American Savings Bank, F.S.B. | $1,920,000 | $1,880,000 | -2.1% | 0.0% |
| UNIFY FINANCIAL Credit Union | $2,385,000 | $1,880,000 | -21.2% | 0.0% |
| USAlliance Federal Credit Union | $2,225,000 | $1,860,000 | -16.4% | 0.0% |
| STANFORD Federal Credit Union | $2,985,000 | $1,850,000 | -38.0% | 0.0% |
| Crestline Funding Corporation | $1,570,000 | $1,800,000 | 14.6% | 0.0% |
| T2 FINANCIAL LLC | $950,000 | $1,770,000 | 86.3% | 0.0% |
| Strong Home Mortgage, LLC | $3,040,000 | $1,705,000 | -43.9% | 0.0% |
| MY MORTGAGE, INC. | $605,000 | $1,635,000 | 170.2% | 0.0% |
| San Diego Funding | $650,000 | $1,635,000 | 151.5% | 0.0% |
| Schaumburg Bank & Trust | $1,620,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $3,060,000 | $1,605,000 | -47.5% | 0.0% |
| The National Bank of Indianapolis | $1,605,000 | n/a | 0.0% | |
| EASTMAN | $1,600,000 | n/a | 0.0% | |
| WALL STREET MORTGAGE BANKERS, LTD. | $2,945,000 | $1,570,000 | -46.7% | 0.0% |
| Sunflower Bank | $1,375,000 | $1,555,000 | 13.1% | 0.0% |
| Florida Capital Bank | $2,470,000 | $1,540,000 | -37.7% | 0.0% |
| Lake Forest Bank & Trust | $1,635,000 | $1,540,000 | -5.8% | 0.0% |
| Old Plank Trail Community Bank | $1,530,000 | n/a | 0.0% | |
| Fifth Third Bank | $830,000 | $1,525,000 | 83.7% | 0.0% |
| Nicolet National Bank | $1,515,000 | n/a | 0.0% | |
| Libertyville Bank & Trust | $1,470,000 | n/a | 0.0% | |
| MERIWEST | $285,000 | $1,470,000 | 415.8% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $485,000 | $1,465,000 | 202.1% | 0.0% |
| Loan Simple, Inc. | $2,800,000 | $1,420,000 | -49.3% | 0.0% |
| AltaOne Federal Credit Union | $85,000 | $1,415,000 | 1,564.7% | 0.0% |
| Credence Funding Corporation | $1,405,000 | n/a | 0.0% | |
| AMERICAN FINANCE HOUSE LARIBA | $1,525,000 | $1,380,000 | -9.5% | 0.0% |
| Affiliated Bank | $1,365,000 | n/a | 0.0% | |
| PACIFIC SERVICE | $630,000 | $1,365,000 | 116.7% | 0.0% |
| PATELCO | $2,620,000 | $1,350,000 | -48.5% | 0.0% |
| HOMESTEAD FUNDING CORP. | $1,040,000 | $1,340,000 | 28.8% | 0.0% |
| SKYONE Federal Credit Union | $495,000 | $1,310,000 | 164.6% | 0.0% |
| Alerus Financial | $1,290,000 | n/a | 0.0% | |
| NJ LENDERS CORP. | $1,290,000 | n/a | 0.0% | |
| Vantage Bank Texas | $1,275,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $635,000 | $1,270,000 | 100.0% | 0.0% |
| Cf Bank | $1,270,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $1,270,000 | n/a | 0.0% | |
| Brighton Bank | $465,000 | $1,255,000 | 169.9% | 0.0% |
| MORTGAGE ACCESS CORP. | $945,000 | $1,225,000 | 29.6% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $1,650,000 | $1,215,000 | -26.4% | 0.0% |
| Southern Bank | $1,210,000 | n/a | 0.0% | |
| DG PINNACLE FUNDING LLC | $1,175,000 | n/a | 0.0% | |
| LA Financial Federal Credit Union | $1,590,000 | $1,155,000 | -27.4% | 0.0% |
| EMBRACE HOME LOANS, INC. | $2,950,000 | $1,150,000 | -61.0% | 0.0% |
| AMERICAN UNITED FAMILY OF CREDIT UN | $155,000 | $1,140,000 | 635.5% | 0.0% |
| WINGS FINANCIAL | $1,170,000 | $1,135,000 | -3.0% | 0.0% |
| Village Bank & Trust | $1,115,000 | n/a | 0.0% | |
| Golden Bank | $5,420,000 | $1,105,000 | -79.6% | 0.0% |
| Star Bank | $1,105,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $2,360,000 | $1,105,000 | -53.2% | 0.0% |
| AmRes Corporation | $1,595,000 | $1,095,000 | -31.3% | 0.0% |
| TRAVIS CREDIT UNION | $500,000 | $1,085,000 | 117.0% | 0.0% |
| SAMMAMISH MORTGAGE COMPANY | $635,000 | $1,080,000 | 70.1% | 0.0% |
| MACKILLIE INCORPORATED | $1,340,000 | $1,065,000 | -20.5% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $1,020,000 | $1,055,000 | 3.4% | 0.0% |
| Republic Bank & Trust Company | $1,040,000 | n/a | 0.0% | |
| Commercial Loan Corporation | $940,000 | $1,025,000 | 9.0% | 0.0% |
| Allied First Bank,sb | $1,020,000 | n/a | 0.0% | |
| Kwik Mortgage Corporation | $1,015,000 | n/a | 0.0% | |
| First Central Savings Bank | $1,005,000 | n/a | 0.0% | |
| The Central Trust Bank | $2,070,000 | $1,005,000 | -51.4% | 0.0% |
| Town Bank, N.A. | $1,005,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $860,000 | $1,000,000 | 16.3% | 0.0% |
| Murphy Bank | $410,000 | $995,000 | 142.7% | 0.0% |
| PRIMUS LENDING CORP. | $1,880,000 | $990,000 | -47.3% | 0.0% |
| NASA Federal Credit Union | $285,000 | $985,000 | 245.6% | 0.0% |
| City Lending Inc. | $980,000 | n/a | 0.0% | |
| The Dart Bank | $970,000 | n/a | 0.0% | |
| AMERICAN FIRST | $4,785,000 | $940,000 | -80.4% | 0.0% |
| Northbrook Bank & Trust | $935,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $620,000 | $930,000 | 50.0% | 0.0% |
| TJC Mortgage, Inc. | $1,560,000 | $930,000 | -40.4% | 0.0% |
| Choice Financial Group | $925,000 | n/a | 0.0% | |
| Platinum Bank | $115,000 | $925,000 | 704.3% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $890,000 | n/a | 0.0% | |
| LAFAYETTE FEDERAL CREDIT UNION | $1,120,000 | $880,000 | -21.4% | 0.0% |
| 1st Security Bank of Washington | $1,235,000 | $875,000 | -29.1% | 0.0% |
| Farmers and Merchants Bank of Long Beach | $3,410,000 | $875,000 | -74.3% | 0.0% |
| Financial Funding Solutions, Inc. | $875,000 | n/a | 0.0% | |
| TBI MORTGAGE COMPANY | $8,915,000 | $860,000 | -90.4% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $855,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $855,000 | n/a | 0.0% | |
| S&S Financial | $1,095,000 | $850,000 | -22.4% | 0.0% |
| JUSTICE Federal Credit Union | $1,345,000 | $845,000 | -37.2% | 0.0% |
| CBC Federal Credit Union | $660,000 | $815,000 | 23.5% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $100,000 | $815,000 | 715.0% | 0.0% |
| Leader Bank | $470,000 | $815,000 | 73.4% | 0.0% |
| MORTGAGE MANAGEMENT CONSULTANTS, INC. | $3,875,000 | $810,000 | -79.1% | 0.0% |
| ALTITUDE FINANCIAL CORPORATION | $205,000 | $765,000 | 273.2% | 0.0% |
| BAY | $255,000 | $760,000 | 198.0% | 0.0% |
| MID-VALLEY SERVICES, INC. | $760,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $710,000 | $755,000 | 6.3% | 0.0% |
| First Bank & Trust | $725,000 | $745,000 | 2.8% | 0.0% |
| North Coast Financial, Inc. | $1,605,000 | $745,000 | -53.6% | 0.0% |
| Residential Mortgage Solutions, Inc. | $810,000 | $745,000 | -8.0% | 0.0% |
| EVANSVILLE TEACHERS | $1,760,000 | $740,000 | -58.0% | 0.0% |
| TEACHERS | $3,655,000 | $740,000 | -79.8% | 0.0% |
| UME FEDERAL CREDIT UNION | $740,000 | $740,000 | 0.0% | 0.0% |
| COASTAL FUNDING SLC, INC. | $645,000 | $730,000 | 13.2% | 0.0% |
| Vellum Mortgage, Inc. | $145,000 | $730,000 | 403.4% | 0.0% |
| DELMAR FINANCIAL COMPANY | $370,000 | $725,000 | 95.9% | 0.0% |
| First State Bank | $795,000 | $725,000 | -8.8% | 0.0% |
| Kaiperm Diablo Federal Credit Union | $715,000 | n/a | 0.0% | |
| UNIVERSITY CREDIT UNION | $2,400,000 | $710,000 | -70.4% | 0.0% |
| Woori America Bank | $710,000 | n/a | 0.0% | |
| Wilmington Savings Fund Society, FSB | $2,485,000 | $705,000 | -71.6% | 0.0% |
| First Horizon Bank | $515,000 | $695,000 | 35.0% | 0.0% |
| MYPOINT Credit Union | $575,000 | $690,000 | 20.0% | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | $685,000 | n/a | 0.0% | |
| JTF ROSE, INC. | $760,000 | $680,000 | -10.5% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $675,000 | n/a | 0.0% | |
| DIRECTORS MORTGAGE, INC. | $725,000 | $665,000 | -8.3% | 0.0% |
| INB | $645,000 | n/a | 0.0% | |
| SOUTHWEST STAGE FUNDING, LLC | $630,000 | $645,000 | 2.4% | 0.0% |
| Credit Union 1 | $640,000 | n/a | 0.0% | |
| DIRECTIONS EQUITY, LLC | $235,000 | $635,000 | 170.2% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $630,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $390,000 | $610,000 | 56.4% | 0.0% |
| TruHome Solutions, LLC | $610,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $1,140,000 | $605,000 | -46.9% | 0.0% |
| RADIUS FINANCIAL GROUP INC. | $1,075,000 | $605,000 | -43.7% | 0.0% |
| Signature Federal Credit Union | $625,000 | $605,000 | -3.2% | 0.0% |
| SANDIA LABORATORY | $600,000 | n/a | 0.0% | |
| Bank of England | $2,890,000 | $590,000 | -79.6% | 0.0% |
| Cache Valley Bank | $575,000 | n/a | 0.0% | |
| Chicago Patrolmen's Federal Credit Union | $575,000 | n/a | 0.0% | |
| BOND STREET MORTGAGE, LLC | $565,000 | n/a | 0.0% | |
| Fortress Bank | $565,000 | n/a | 0.0% | |
| USE Credit Union | $345,000 | $555,000 | 60.9% | 0.0% |
| CIBM Bank | $545,000 | n/a | 0.0% | |
| First Merchants Bank | $545,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $275,000 | $545,000 | 98.2% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $660,000 | $540,000 | -18.2% | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $530,000 | n/a | 0.0% | |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $530,000 | n/a | 0.0% | |
| Denver Savings Bank | $525,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $1,650,000 | $525,000 | -68.2% | 0.0% |
| RANLIFE, INC. | $1,115,000 | $520,000 | -53.4% | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | $305,000 | $515,000 | 68.9% | 0.0% |
| INFINITY EQUITY GROUP, INC. | $740,000 | $505,000 | -31.8% | 0.0% |
| Servion, Inc. | $155,000 | $505,000 | 225.8% | 0.0% |
| Nikkei Credit Union | $385,000 | $500,000 | 29.9% | 0.0% |
| BOKF | $495,000 | n/a | 0.0% | |
| TOWER | $1,170,000 | $495,000 | -57.7% | 0.0% |
| GENISYS | $480,000 | n/a | 0.0% | |
| S&T Bank | $105,000 | $480,000 | 357.1% | 0.0% |
| Bank of Springfield | $475,000 | n/a | 0.0% | |
| Flanagan State Bank | $475,000 | n/a | 0.0% | |
| BELEM SERVICING LLC | $465,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $850,000 | $455,000 | -46.5% | 0.0% |
| Downey Federal Credit Union | $2,140,000 | $455,000 | -78.7% | 0.0% |
| GREATER NEVADA LLC | $455,000 | n/a | 0.0% | |
| PREMIER LENDING, INC. | $1,235,000 | $455,000 | -63.2% | 0.0% |
| 1ST UNITED SERVICES CREDIT UNION | $715,000 | $445,000 | -37.8% | 0.0% |
| FISHER FINANCIAL GROUP, INCORPORATED | $465,000 | $435,000 | -6.5% | 0.0% |
| Educational Employees Credit Union | $55,000 | $430,000 | 681.8% | 0.0% |
| COMMUNITY MORTGAGE, LLC | $425,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $425,000 | n/a | 0.0% | |
| UNIVERSAL LENDING CORPORATION | $425,000 | n/a | 0.0% | |
| ALL REVERSE MORTGAGE, INC. | $2,785,000 | $420,000 | -84.9% | 0.0% |
| Southwest Airlines Federal Credit Union | $185,000 | $420,000 | 127.0% | 0.0% |
| FIDELITY BANK | $415,000 | n/a | 0.0% | |
| Open Bank | $335,000 | $415,000 | 23.9% | 0.0% |
| SNAPFI, INC. | $895,000 | $415,000 | -53.6% | 0.0% |
| BNB FINANCIAL INC. | $405,000 | n/a | 0.0% | |
| First American Bank | $750,000 | $405,000 | -46.0% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $3,405,000 | $405,000 | -88.1% | 0.0% |
| Liberty Savings Bank, F.S.B. | $245,000 | $395,000 | 61.2% | 0.0% |
| SAN FRANCISCO FIRE CREDIT UNION | $390,000 | n/a | 0.0% | |
| Illiana Financial Credit Union | $385,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,365,000 | $385,000 | -83.7% | 0.0% |
| COMMUNITYAMERICA | $355,000 | $365,000 | 2.8% | 0.0% |
| Gain Federal Credit Union | $305,000 | $365,000 | 19.7% | 0.0% |
| Notre Dame Federal Credit Union Corporation | $110,000 | $365,000 | 231.8% | 0.0% |
| ROGUE | $365,000 | n/a | 0.0% | |
| Willamette Valley Bank | $205,000 | $335,000 | 63.4% | 0.0% |
| ALL IN | $330,000 | n/a | 0.0% | |
| HARTFORD FUNDING, LTD. | $330,000 | n/a | 0.0% | |
| Montecito Bank & Trust | $325,000 | n/a | 0.0% | |
| First Financial Northwest Bank | $705,000 | $315,000 | -55.3% | 0.0% |
| MORTGAGE EXPRESS, LLC | $315,000 | n/a | 0.0% | |
| Northwest Farm Credit Services, FLCA | $315,000 | n/a | 0.0% | |
| SeaTrust Mortgage Company | $315,000 | n/a | 0.0% | |
| HONDA Federal Credit Union | $1,210,000 | $310,000 | -74.4% | 0.0% |
| COASTHILLS | $65,000 | $305,000 | 369.2% | 0.0% |
| Encompass Lending Group, LP | $930,000 | $305,000 | -67.2% | 0.0% |
| Old National Bank | $1,440,000 | $305,000 | -78.8% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $295,000 | n/a | 0.0% | |
| Peoples Bank | $515,000 | $295,000 | -42.7% | 0.0% |
| PRIORITY ONE CREDIT UNION | $305,000 | $295,000 | -3.3% | 0.0% |
| MEMBERS 1ST CREDIT UNION | $275,000 | n/a | 0.0% | |
| ALLEGACY FEDERAL CREDIT UNION | $850,000 | $265,000 | -68.8% | 0.0% |
| Northwest Federal Credit Union | $615,000 | $260,000 | -57.7% | 0.0% |
| SEA WEST COAST GUARD FEDERAL CREDIT UNION | $255,000 | n/a | 0.0% | |
| HANSCOM | $245,000 | n/a | 0.0% | |
| INOVA FEDERAL CREDIT UNION | $240,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $2,530,000 | $235,000 | -90.7% | 0.0% |
| SANTA CLARA COUNTY | $230,000 | n/a | 0.0% | |
| Bank Iowa | $395,000 | $225,000 | -43.0% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $3,850,000 | $225,000 | -94.2% | 0.0% |
| HomePromise Corporation | $215,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $215,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $170,000 | $215,000 | 26.5% | 0.0% |
| REDWOOD | $3,295,000 | $210,000 | -93.6% | 0.0% |
| COLUMBIA COMMUNITY CREDIT UNION | $205,000 | n/a | 0.0% | |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $600,000 | $205,000 | -65.8% | 0.0% |
| First Security Bank & Trust Company | $205,000 | n/a | 0.0% | |
| HERITAGE COMMUNITY CREDIT UNION | $205,000 | n/a | 0.0% | |
| MY MOVE MORTGAGE, LLC | $205,000 | n/a | 0.0% | |
| Noble Federal Credit Union | $475,000 | $205,000 | -56.8% | 0.0% |
| Secured Investment Corp. | $265,000 | $195,000 | -26.4% | 0.0% |
| CLIFFCO, INC. | $185,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $1,305,000 | $185,000 | -85.8% | 0.0% |
| RMS & Associates | $175,000 | n/a | 0.0% | |
| Chaffey Federal Credit Union | $480,000 | $150,000 | -68.8% | 0.0% |
| APCI Federal Credit Union | $125,000 | $135,000 | 8.0% | 0.0% |
| I.L.W.U. CREDIT UNION | $260,000 | $125,000 | -51.9% | 0.0% |
| Service Federal Credit Union | $680,000 | $125,000 | -81.6% | 0.0% |
| SESLOC | $125,000 | n/a | 0.0% | |
| GMFS LLC | $115,000 | n/a | 0.0% | |
| Actors Federal Credit Union | $485,000 | $105,000 | -78.4% | 0.0% |
| Consolidated Federal Credit Union | $105,000 | n/a | 0.0% | |
| Deseret First Credit Union | $105,000 | n/a | 0.0% | |
| THE POLICE Credit Union | $1,875,000 | $95,000 | -94.9% | 0.0% |
| CHARLOTTE METRO FEDERAL CREDIT UNION | $105,000 | $90,000 | -14.3% | 0.0% |
| SALAL | $760,000 | $90,000 | -88.2% | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | $75,000 | n/a | 0.0% | |
| GLENDALE AREA SCHOOLS CREDIT UNION | $75,000 | n/a | 0.0% | |
| UNCLE Credit Union | $75,000 | n/a | 0.0% | |
| CORPORATE AMERICA FAMILY | $25,000 | $65,000 | 160.0% | 0.0% |
| UNIVERSAL CITY STUDIOS Federal Credit union | $575,000 | $55,000 | -90.4% | 0.0% |
| KEYPOINT | $35,000 | n/a | 0.0% | |
| THRIVENT Federal Credit Union | $55,000 | $35,000 | -36.4% | 0.0% |
RIVERSIDE - SAN BERNARDINO - ONTARIO's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 14.8% market share. In second place, with 6.6%, is QUICKEN LOANS, LLC, having originated $2,063,545,000 in loans. In third place, with 3.1%, is EAGLE HOME MORTGAGE, LLC, having originated $971,495,000 in loans. In fourth place, with 3.1%, is LOANDEPOT.COM, LLC, having originated $966,500,000 in loans. In fifth place, with 2.5%, is OCMBC, INC., having originated $777,200,000 in loans.
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 42,877 | $20,902,025,000 | $487,488 |
| Cash Out Refi | 13,981 | $4,379,065,000 | $313,215 |
| Other | 8,022 | $1,040,130,000 | $129,660 |
| Refi | 7,659 | $4,131,945,000 | $539,489 |
| Home Improvement | 7,010 | $862,840,000 | $123,087 |
| NA | 60 | $28,960,000 | $482,667 |
Riverside - San Bernardino - Ontario's most frequently cited loan purpose was Home Purchase, with 42,877 originations. The 2nd most popular reason was Cash Out Refi, with 13,981 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 28,647 | $13,402,385,000 | $467,846 |
| Over 8% | 18,677 | $3,347,345,000 | $179,223 |
| 7-8% | 14,374 | $5,461,950,000 | $379,988 |
| 5-6% | 14,316 | $7,731,490,000 | $540,059 |
| 4-5% | 2,025 | $1,083,515,000 | $535,069 |
| <2.5% | 983 | $44,215,000 | $44,980 |
| 3-4% | 120 | $60,660,000 | $505,500 |
| 2.5-3% | 98 | $30,440,000 | $310,612 |
During 2024, Riverside - San Bernardino - Ontario's most frequently originated rate bucket was 6-7%, with 28,647 originations.
Loan Sizing (RIVERSIDE-SAN BERNARDINO-ONTARIO, CA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $400k-600k | 24,259 | $12,025,205,000 | $495,701 |
| $200k-400k | 18,294 | $5,572,610,000 | $304,614 |
| $100,000 or less | 12,816 | $741,940,000 | $57,892 |
| $600k-1000k | 11,684 | $8,123,710,000 | $695,285 |
| $100k-200k | 11,225 | $1,547,535,000 | $137,865 |
| $Over $1MM | 1,331 | $3,333,965,000 | $2,504,857 |
RIVERSIDE - SAN BERNARDINO - ONTARIO's loan sizing saw the bucket of loans from $400k-600k with 24,259 originations, totaling $12,025,205,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 29,000 | $15,103,970,000 | $520,827 |
| Under 20% | 16,945 | $1,360,315,000 | $80,278 |
| 60-80% | 15,538 | $8,297,200,000 | $533,994 |
| 20-40% | 8,220 | $1,722,750,000 | $209,580 |
| 40-60% | 6,983 | $3,037,225,000 | $434,946 |
| Over 100% | 1,217 | $1,084,845,000 | $891,409 |
RIVERSIDE - SAN BERNARDINO - ONTARIO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 29,000 originations, totaling $15,103,970,000 in origination value.