RIVERSIDE - SAN BERNARDINO - ONTARIO Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Riverside - San Bernardino - Ontario averaged
6.28%
for the week of 2023-05-25, compared to the national average of
6.57% for the same period.
The average rate for the prior week (2023-05-18) was
6% and
one month ago for the week of 2023-04-20, the
average rate was 6%.
Riverside - San Bernardino - Ontario's average rate one year ago was 4.66%.
For refis of the same type during the week of 2023-05-25, the average rate
was 5.24%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-05-25 | 6.57% |
| Riverside - San Bernardino - Ontario 30 Year Fixed Rate | 2023-05-25 | 6.28% |
| Riverside - San Bernardino - Ontario 30 Year Fixed Rate Refi | 2023-05-25 | 5.24% |
| Riverside - San Bernardino - Ontario 15 Year Fixed Rate | 2023-05-25 | 5.25% |
| Riverside - San Bernardino - Ontario 15 Year Fixed Rate Refi | 2023-05-25 | 4.76% |
| Riverside - San Bernardino - Ontario 30 Year FHA | 2023-05-25 | 6.01% |
| Riverside - San Bernardino - Ontario 30 Year FHA Refi | 2023-05-25 | 4.89% |
| Riverside - San Bernardino - Ontario 30 Year USDA | 2023-05-25 | 5.87% |
| Riverside - San Bernardino - Ontario 30 Year USDA Refi | 2023-05-25 | 6.53% |
| Riverside - San Bernardino - Ontario 30 Year VA | 2023-05-25 | 5.89% |
| Riverside - San Bernardino - Ontario 30 Year VA Refi | 2023-05-25 | 3.79% |
RIVERSIDE - SAN BERNARDINO - ONTARIO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the RIVERSIDE-SAN BERNARDINO-ONTARIO, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
RIVERSIDE - SAN BERNARDINO - ONTARIO Average Closing Costs & Other Stats
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA's 566 lenders originated 116,903
loans during 2022. The total origination value was $46,666,835,000, with an average loan value of
$399,193.
RIVERSIDE - SAN BERNARDINO - ONTARIO's average closing costs are $6,688.
The top RIVERSIDE - SAN BERNARDINO - ONTARIO lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
8,268 loans originated. Their average total fees are
$9,087, which is $1,192
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee RIVERSIDE - SAN BERNARDINO - ONTARIO lenders (with over 10 loans originated) are
Discover Bank ($0), THE FIRST FINANCIAL Federal Credit Union ($23), CALIFORNIA CREDIT UNION ($214), CHERRY CREEK MORTGAGE, LLC ($950) and Third Federal Savings and Loan Association of Cleveland ($1,562).
The lowest rate RIVERSIDE - SAN BERNARDINO - ONTARIO lenders (with over 10 loans originated) are
SAN DIEGO COUNTY CREDIT UNION (3.03%), Third Federal Savings and Loan Association of Cleveland (3.04%), California Coast Credit Union (3.11%), First Republic Bank (3.29%) and Stifel Bank and Trust (3.31%).
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $11,394,325,000 | $5,982,450,000 | -47.5% | 12.8% |
| QUICKEN LOANS, LLC | $8,878,440,000 | $3,380,715,000 | -61.9% | 7.2% |
| LOANDEPOT.COM, LLC | $4,440,310,000 | $1,826,835,000 | -58.9% | 3.9% |
| HOME POINT FINANCIAL CORPORATION | $2,745,505,000 | $981,290,000 | -64.3% | 2.1% |
| Wells Fargo Bank | $1,780,480,000 | $850,960,000 | -52.2% | 1.8% |
| JPMorgan Chase Bank | $1,617,610,000 | $835,330,000 | -48.4% | 1.8% |
| U.S. Bank | $998,415,000 | $779,700,000 | -21.9% | 1.7% |
| SCHOOLSFIRST | $979,230,000 | $740,000,000 | -24.4% | 1.6% |
| EAGLE HOME MORTGAGE, LLC | $729,795,000 | $690,455,000 | -5.4% | 1.5% |
| Bank of America | $1,025,360,000 | $642,510,000 | -37.3% | 1.4% |
| Paramount Residential Mortgage Group, Inc. | $1,002,435,000 | $635,970,000 | -36.6% | 1.4% |
| BROKER SOLUTIONS, INC. | $1,855,525,000 | $600,755,000 | -67.6% | 1.3% |
| DHI MORTGAGE COMPANY, LTD. | $453,645,000 | $600,715,000 | 32.4% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $1,420,870,000 | $530,200,000 | -62.7% | 1.1% |
| GUARANTEED RATE, INC. | $1,908,765,000 | $521,585,000 | -72.7% | 1.1% |
| Flagstar Bank, FSB | $1,247,295,000 | $512,725,000 | -58.9% | 1.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $957,975,000 | $475,710,000 | -50.3% | 1.0% |
| CROSSCOUNTRY MORTGAGE, LLC | $857,230,000 | $475,140,000 | -44.6% | 1.0% |
| FREEDOM MORTGAGE CORPORATION | $2,411,725,000 | $474,375,000 | -80.3% | 1.0% |
| CALIBER HOME LOANS, INC. | $1,019,635,000 | $451,610,000 | -55.7% | 1.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $997,745,000 | $432,825,000 | -56.6% | 0.9% |
| Franklin Loan Corporation | $1,082,855,000 | $427,945,000 | -60.5% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,132,350,000 | $423,910,000 | -62.6% | 0.9% |
| OCMBC, INC. | $514,040,000 | $415,175,000 | -19.2% | 0.9% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $793,335,000 | $389,495,000 | -50.9% | 0.8% |
| NAVY FEDERAL CREDIT UNION | $537,965,000 | $378,405,000 | -29.7% | 0.8% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $784,925,000 | $358,440,000 | -54.3% | 0.8% |
| PNC Bank | $152,295,000 | $343,685,000 | 125.7% | 0.7% |
| AMWEST FUNDING CORP. | $722,580,000 | $342,605,000 | -52.6% | 0.7% |
| Golden Empire Mortgage, Inc. | $688,150,000 | $341,370,000 | -50.4% | 0.7% |
| KBHS HOME LOANS, LLC | $370,915,000 | $335,430,000 | -9.6% | 0.7% |
| East West Bank | $272,285,000 | $312,360,000 | 14.7% | 0.7% |
| AMERISAVE MORTGAGE CORPORATION | $734,515,000 | $310,985,000 | -57.7% | 0.7% |
| NMSI, INC. | $409,365,000 | $308,165,000 | -24.7% | 0.7% |
| Commerce Home Mortgage, Inc. | $468,365,000 | $304,685,000 | -34.9% | 0.7% |
| MUFG Union Bank | $440,905,000 | $288,865,000 | -34.5% | 0.6% |
| HOMEAMERICAN MORTGAGE CORPORATION | $290,555,000 | $272,085,000 | -6.4% | 0.6% |
| WALKER & DUNLOP, LLC | $71,595,000 | $265,505,000 | 270.8% | 0.6% |
| MOVEMENT MORTGAGE, LLC | $415,280,000 | $252,920,000 | -39.1% | 0.5% |
| Citibank | $191,525,000 | $238,305,000 | 24.4% | 0.5% |
| BECKAM FUNDING CORP. | $183,420,000 | $236,960,000 | 29.2% | 0.5% |
| Mortgage Research Center, LLC | $414,655,000 | $236,710,000 | -42.9% | 0.5% |
| MOUNTAIN WEST FINANCIAL, INC. | $723,060,000 | $223,510,000 | -69.1% | 0.5% |
| SUN WEST MORTGAGE COMPANY, INC. | $765,850,000 | $222,410,000 | -71.0% | 0.5% |
| First Republic Bank | $319,110,000 | $219,190,000 | -31.3% | 0.5% |
| Bank of the West | $173,595,000 | $212,515,000 | 22.4% | 0.5% |
| PULTE MORTGAGE LLC | $250,690,000 | $208,565,000 | -16.8% | 0.4% |
| RESIDENTIAL BANCORP. | $146,290,000 | $203,000,000 | 38.8% | 0.4% |
| NEWREZ LLC | $817,085,000 | $202,585,000 | -75.2% | 0.4% |
| Hometown Equity Mortgage, LLC | $429,595,000 | $193,045,000 | -55.1% | 0.4% |
| NATIONS DIRECT MORTGAGE, LLC | $311,015,000 | $188,715,000 | -39.3% | 0.4% |
| CMG MORTGAGE, INC. | $299,775,000 | $182,900,000 | -39.0% | 0.4% |
| FINANCE OF AMERICA REVERSE LLC | $146,410,000 | $171,890,000 | 17.4% | 0.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $460,765,000 | $164,560,000 | -64.3% | 0.4% |
| Prudential Huntoon Paige Associates, LLC | $163,585,000 | n/a | 0.4% | |
| LENDINGHOME FUNDING CORPORATION | $104,155,000 | $154,590,000 | 48.4% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $302,945,000 | $152,630,000 | -49.6% | 0.3% |
| Zions Bancorporation, N.A. | $88,345,000 | $151,410,000 | 71.4% | 0.3% |
| SPRING EQ, LLC | $51,580,000 | $148,255,000 | 187.4% | 0.3% |
| Truist | $53,845,000 | $145,680,000 | 170.6% | 0.3% |
| ML Mortgage Corp. | $279,590,000 | $144,955,000 | -48.2% | 0.3% |
| AMERICAN ADVISORS GROUP | $151,970,000 | $141,765,000 | -6.7% | 0.3% |
| GUILD MORTGAGE COMPANY | $342,240,000 | $140,635,000 | -58.9% | 0.3% |
| Morgan Stanley Private Bank | $143,685,000 | $137,720,000 | -4.2% | 0.3% |
| City National Bank | $128,940,000 | $137,480,000 | 6.6% | 0.3% |
| Signature Bank | $135,265,000 | n/a | 0.3% | |
| WESCOM CENTRAL CREDIT UNION | $123,650,000 | $134,340,000 | 8.6% | 0.3% |
| Carrington Mortgage Services, LLC | $294,730,000 | $134,265,000 | -54.4% | 0.3% |
| MK LENDING CORP. | $162,540,000 | $133,170,000 | -18.1% | 0.3% |
| SAN DIEGO COUNTY CREDIT UNION | $138,650,000 | $132,105,000 | -4.7% | 0.3% |
| BETTER MORTGAGE CORPORATION | $665,175,000 | $131,950,000 | -80.2% | 0.3% |
| CHERRY CREEK MORTGAGE, LLC | $272,970,000 | $126,390,000 | -53.7% | 0.3% |
| NEW WAVE LENDING GROUP INC | $269,020,000 | $126,045,000 | -53.1% | 0.3% |
| GREYSTONE FUNDING COMPANY LLC | $123,050,000 | n/a | 0.3% | |
| HomeStreet Bank | $94,095,000 | $119,410,000 | 26.9% | 0.3% |
| South Pacific Financial Corporation | $158,435,000 | $112,230,000 | -29.2% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $185,605,000 | $111,240,000 | -40.1% | 0.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $105,610,000 | $111,095,000 | 5.2% | 0.2% |
| BERKELEY POINT CAPITAL LLC | $74,050,000 | $110,485,000 | 49.2% | 0.2% |
| NFM, INC. | $75,835,000 | $106,270,000 | 40.1% | 0.2% |
| PLANET HOME LENDING, LLC | $212,620,000 | $105,975,000 | -50.2% | 0.2% |
| KINECTA | $95,895,000 | $101,210,000 | 5.5% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $390,200,000 | $99,715,000 | -74.4% | 0.2% |
| Credit Union of Southern California | $94,175,000 | $97,320,000 | 3.3% | 0.2% |
| PHH Mortgage Corporation | $137,305,000 | $92,055,000 | -33.0% | 0.2% |
| SUMMIT FUNDING, INC. | $271,800,000 | $91,920,000 | -66.2% | 0.2% |
| Financial Partners Credit Union | $97,550,000 | $90,540,000 | -7.2% | 0.2% |
| NEXERA HOLDING LLC | $95,580,000 | $90,345,000 | -5.5% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $116,325,000 | $90,250,000 | -22.4% | 0.2% |
| R M K FINANCIAL CORP. | $79,855,000 | $87,650,000 | 9.8% | 0.2% |
| FirstBank | $67,115,000 | $87,555,000 | 30.5% | 0.2% |
| ONY GLO, INC. | $271,895,000 | $86,765,000 | -68.1% | 0.2% |
| VISION ONE MORTGAGE, INC. | $153,825,000 | $84,880,000 | -44.8% | 0.2% |
| ACADEMY MORTGAGE CORPORATION | $193,985,000 | $84,655,000 | -56.4% | 0.2% |
| LOGIX FEDERAL CREDIT UNION | $85,275,000 | $84,115,000 | -1.4% | 0.2% |
| INSPIRE HOME LOANS INC. | $162,520,000 | $83,760,000 | -48.5% | 0.2% |
| Equity Prime Mortgage LLC | $271,630,000 | $83,100,000 | -69.4% | 0.2% |
| NexBank | $45,155,000 | $82,680,000 | 83.1% | 0.2% |
| General Mortgage Capital Corporation | $186,695,000 | $82,525,000 | -55.8% | 0.2% |
| ALTURA | $175,980,000 | $82,180,000 | -53.3% | 0.2% |
| Cathay Bank | $56,105,000 | $81,920,000 | 46.0% | 0.2% |
| FIRST NATIONS HOME FINANCE CORPORATION | $155,485,000 | $78,520,000 | -49.5% | 0.2% |
| AHL FUNDING | $92,555,000 | $77,250,000 | -16.5% | 0.2% |
| FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers | $76,730,000 | n/a | 0.2% | |
| REVERSE MORTGAGE FUNDING LLC | $74,445,000 | $75,145,000 | 0.9% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $80,785,000 | $74,400,000 | -7.9% | 0.2% |
| Lakeview Community Capital, LLC | $262,480,000 | $73,520,000 | -72.0% | 0.2% |
| FBC MORTGAGE, LLC | $119,485,000 | $73,345,000 | -38.6% | 0.2% |
| Sierra Pacific Mortgage Company, Inc. | $139,925,000 | $71,805,000 | -48.7% | 0.2% |
| HOME APPROVALS DIRECT, INC. | $158,235,000 | $71,080,000 | -55.1% | 0.2% |
| Pacific Lending LLC | $70,770,000 | n/a | 0.2% | |
| JMJ FINANCIAL GROUP | $196,725,000 | $70,525,000 | -64.2% | 0.2% |
| First-Citizens Bank & Trust Company | $5,790,000 | $70,105,000 | 1,110.8% | 0.2% |
| Pacific Premier Bank | $119,295,000 | $70,065,000 | -41.3% | 0.2% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $106,015,000 | $69,785,000 | -34.2% | 0.1% |
| Citadel Servicing Corporation | $85,450,000 | $69,230,000 | -19.0% | 0.1% |
| FRONTWAVE | $49,130,000 | $67,790,000 | 38.0% | 0.1% |
| UBS Bank USA | $83,770,000 | $67,775,000 | -19.1% | 0.1% |
| The Federal Savings Bank | $153,595,000 | $67,420,000 | -56.1% | 0.1% |
| BAY EQUITY LLC | $76,545,000 | $66,875,000 | -12.6% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $315,675,000 | $66,675,000 | -78.9% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $49,620,000 | $65,335,000 | 31.7% | 0.1% |
| LOANPAL, LLC | $141,105,000 | $64,835,000 | -54.1% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $91,415,000 | $64,445,000 | -29.5% | 0.1% |
| IMPAC MORTGAGE CORP. | $293,170,000 | $64,395,000 | -78.0% | 0.1% |
| Figure Lending LLC | $29,475,000 | $64,255,000 | 118.0% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $46,745,000 | $64, |