RIVERSIDE - SAN BERNARDINO - ONTARIO Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Riverside - San Bernardino - Ontario averaged 6.73% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

    The average rate for the prior week (2023-11-22) was 7% and one month ago for the week of 2023-10-26, the average rate was 7.4%.

    Riverside - San Bernardino - Ontario's average rate one year ago was 6.09%.

    For refis of the same type during the week of 2023-11-30, the average rate was 6.19%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-11-30 7.22%
    Riverside - San Bernardino - Ontario 30 Year Fixed Rate 2023-11-30 6.73%
    Riverside - San Bernardino - Ontario 30 Year Fixed Rate Refi 2023-11-30 6.19%
    Riverside - San Bernardino - Ontario 15 Year Fixed Rate 2023-11-30 5.94%
    Riverside - San Bernardino - Ontario 15 Year Fixed Rate Refi 2023-11-30 5.15%
    Riverside - San Bernardino - Ontario 30 Year FHA 2023-11-30 6.24%
    Riverside - San Bernardino - Ontario 30 Year FHA Refi 2023-11-30 5.13%
    Riverside - San Bernardino - Ontario 30 Year USDA 2023-11-30 6.14%
    Riverside - San Bernardino - Ontario 30 Year USDA Refi 2023-11-30 6.9%
    Riverside - San Bernardino - Ontario 30 Year VA 2023-11-30 5.86%
    Riverside - San Bernardino - Ontario 30 Year VA Refi 2023-11-30 4.36%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within RIVERSIDE-SAN BERNARDINO-ONTARIO, CA.

    RIVERSIDE - SAN BERNARDINO - ONTARIO Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the RIVERSIDE-SAN BERNARDINO-ONTARIO, CA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 8,268 4.69% $9,087
    QUICKEN LOANS, LLC 5,893 4.58% $7,895
    LOANDEPOT.COM, LLC 2,678 4.29% $8,001
    HOME POINT FINANCIAL CORPORATION 1,416 4.32% $7,692
    Wells Fargo Bank 1,136 4.29% $5,272
    JPMorgan Chase Bank 1,032 4.26% $5,515
    EAGLE HOME MORTGAGE, LLC 1,028 4.54% $8,162
    SCHOOLSFIRST 971 4.18% $4,831
    BROKER SOLUTIONS, INC. 940 4.59% $8,373
    Paramount Residential Mortgage Group, Inc. 885 4.96% $8,161
    U.S. Bank 837 4.43% $7,124
    GUARANTEED RATE, INC. 817 4.29% $5,903
    FINANCE OF AMERICA MORTGAGE LLC 753 4.68% $9,150
    Mr. Cooper ( Nationstar Mortgage ) 713 4.18% $10,034
    Franklin Loan Corporation 693 5.20% $8,587
    Flagstar Bank, FSB 680 4.55% $7,195
    DHI MORTGAGE COMPANY, LTD. 668 4.21% $6,066
    CROSSCOUNTRY MORTGAGE, LLC 611 5.04% $9,475
    Bank of America 606 3.87% $5,419
    NMSI, INC. 605 5.10% $10,834
    CALIBER HOME LOANS, INC. 590 4.66% $8,970
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 562 4.70% $8,418
    PENNYMAC LOAN SERVICES, LLC 514 4.19% $8,755
    AMERISAVE MORTGAGE CORPORATION 502 4.18% $9,297
    HOMEBRIDGE FINANCIAL SERVICES, INC. 477 4.90% $10,358
    OCMBC, INC. 457 5.27% $11,374
    Golden Empire Mortgage, Inc. 455 4.77% $8,971
    AMERICAN PACIFIC MORTGAGE CORPORATION 439 4.84% $9,432
    FREEDOM MORTGAGE CORPORATION 384 4.47% $7,352
    KBHS HOME LOANS, LLC 384 4.49% $11,627
    MOVEMENT MORTGAGE, LLC 371 4.79% $8,220
    MUFG Union Bank 369 4.25% $6,244
    MOUNTAIN WEST FINANCIAL, INC. 361 4.61% $8,344
    HOMEAMERICAN MORTGAGE CORPORATION 327 4.74% $1,946
    PULTE MORTGAGE LLC 317 4.61% $2,510
    NEWREZ LLC 305 4.34% $7,039
    NAVY FEDERAL CREDIT UNION 275 4.61% $7,106
    RESIDENTIAL BANCORP 271 4.97% $10,422
    BETTER MORTGAGE CORPORATION 265 3.76% $5,865
    MK LENDING CORP. 255 4.91% $10,440
    SAN DIEGO COUNTY CREDIT UNION 233 3.03% $3,797
    PRIMELENDING, A PLAINSCAPITAL COMPANY 221 5.02% $8,422
    NEW WAVE LENDING GROUP INC 216 4.94% $7,567
    CHERRY CREEK MORTGAGE, LLC 210 4.81% $950
    ML Mortgage Corp. 209 5.00% $10,265
    GUILD MORTGAGE COMPANY 197 4.62% $8,981
    CMG MORTGAGE, INC. 193 4.29% $8,186
    CARDINAL FINANCIAL 189 4.52% $8,616
    East West Bank 189 4.43% $5,131
    ALTURA 185 4.23% $4,015
    FIRST NATIONS HOME FINANCE CORPORATION 184 5.12% $5,609
    NATIONS DIRECT MORTGAGE, LLC 173 4.70% $9,522
    WESCOM CENTRAL CREDIT UNION 171 4.01% $4,307
    NFM, INC. 170 4.90% $9,561
    ANGEL OAK MORTGAGE SOLUTIONS LLC 166 5.87% $15,306
    NexBank 162 4.89% $8,501
    Hometown Equity Mortgage, LLC 154 4.83% $10,290
    Citibank 146 4.05% $6,586
    Commerce Home Mortgage, Inc. 146 4.99% $10,704
    ONY GLO, INC. 146 4.69% $6,993
    General Mortgage Capital Corporation 141 4.34% $5,579
    NETWORK CAPITAL FUNDING CORPORATION 141 4.63% $7,650
    Morgan Stanley Private Bank 140 3.67% $4,764
    South Pacific Financial Corporation 139 4.84% $10,822
    First Republic Bank 138 3.29% $5,768
    SUN WEST MORTGAGE COMPANY, INC. 129 4.67% $8,104
    Sierra Pacific Mortgage Company, Inc. 125 4.69% $7,582
    SUMMIT FUNDING, INC. 119 4.67% $10,099
    VISION ONE MORTGAGE, INC. 118 4.91% $12,614
    ACADEMY MORTGAGE CORPORATION 118 4.91% $9,042
    AHL FUNDING 115 5.34% $13,063
    AXIA FINANCIAL, LLC 111 4.65% $8,409
    NEXERA HOLDING LLC 110 6.65% $14,164
    LAKEVIEW LOAN SERVICING, LLC 110 4.24% $5,251
    JMJ FINANCIAL GROUP 106 4.90% $8,907
    Carrington Mortgage Services, LLC 105 4.96% $9,610
    City National Bank 105 3.53% $5,665
    PLANET HOME LENDING, LLC 104 4.18% $7,808
    Truist 104 4.30% $6,927
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 101 4.61% $7,572
    Lakeview Community Capital, LLC 100 4.19% $5,363
    Watermark Capital, Inc. 100 3.99% $6,152
    PNC Bank 100 3.84% $6,483
    Bank of the West 99 4.16% $6,550
    IMPAC MORTGAGE CORP. 99 4.75% $7,367
    LOANPAL, LLC 98 4.38% $10,564
    FidelityLending Solutions Inc. dba Wholesale Mortgage Bankers 98 4.79% $13,266
    Provident Savings Bank, F.S.B. 97 4.36% $8,333
    Prosperity Home Mortgage, LLC 97 5.64% $8,570
    Pacific Lending LLC 97 4.99% $9,271
    BAY EQUITY LLC 96 4.97% $8,851
    LOGIX FEDERAL CREDIT UNION 96 3.68% $7,954
    Cathay Bank 94 4.68% $4,871
    HOME APPROVALS DIRECT, INC. 94 5.09% $11,057
    EVERETT FINANCIAL, INC. 93 4.70% $3,205
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 91 4.98% $7,996
    INSPIRE HOME LOANS INC. 88 4.78% $10,528
    AMERIFIRST FINANCIAL CORPORATION 87 5.19% $9,419
    AmeriHome Mortgage Company, LLC 87 4.32% $6,153
    FBC MORTGAGE, LLC 87 4.68% $8,029
    MUTUAL OF OMAHA MORTGAGE, INC. 86 4.64% $7,890
    First-Citizens Bank & Trust Company 86 4.46% $8,721
    GUARANTEED RATE AFFINITY, LLC 86 4.62% $6,934
    CHURCHILL MORTGAGE CORPORATION 86 5.18% $8,222
    KINECTA 85 4.18% $10,934
    S1L, Inc. 84 5.28% $8,897
    BECKAM FUNDING CORP. 83 5.49% $13,957
    LADERA LENDING, INC. 83 4.60% $7,011
    MICHIGAN MUTUAL, INC. 79 4.46% $8,629
    FRONTWAVE 78 3.51% $4,560
    CORNERSTONE HOME LENDING, INC. 77 5.17% $9,849
    PHH Mortgage Corporation 76 4.14% $7,624
    Citadel Servicing Corporation 75 6.96% $14,452
    Financial Partners Credit Union 73 3.83% $5,466
    ORANGE COUNTY'S CREDIT UNION 73 4.26% $5,203
    FIRST CENTENNIAL MORTGAGE CORPORATION 73 4.92% $8,307
    Ally Bank 72 3.90% $7,510
    RESIDENTIAL WHOLESALE MORTGAGE, INC. 72 4.76% $8,926
    JMAC LENDING, INC. 71 4.69% $9,517
    Century Mortgage Company DBA Century Lending Company 71 4.69% $8,392
    Platinum Home Mortgage Corporation 71 4.95% $8,377
    HOMEXPRESS MORTGAGE CORP. 71 6.40% $16,085
    ARC HOME LLC 70 4.91% $11,418
    THE GOLDEN 1 68 4.37% $6,685
    PROVIDENT FUNDING ASSOCIATES, L.P. 67 4.48% $5,989
    ZILLOW HOME LOANS, LLC 67 4.19% $7,065
    Hometown Lenders, Inc. 64 4.48% $8,483
    ARROWHEAD CENTRAL CREDIT UNION 64 4.98% $5,291
    CALIFORNIA CREDIT UNION 64 3.43% $214
    Greenbox Loans, Inc. 64 7.49% $16,784
    NBKC BANK 64 4.10% $4,710
    DRAPER AND KRAMER MORTGAGE CORP. 63 4.70% $8,591
    BEST CAPITAL FUNDING 63 4.64% $11,123
    Zions Bank 61 4.33% $4,972
    GENEVA FINANCIAL, LLC 61 5.24% $10,040
    CHOICE LENDING CORP. 61 4.83% $8,113
    EVERGREEN MONEYSOURCE MORTGAGE COMPANY 60 4.78% $8,753
    FirstBank 59 4.06% $5,488
    ST FIN CORP 59 4.44% $10,772
    MORTGAGE SOLUTIONS OF COLORADO, LLC 56 4.60% $7,921
    Strong Home Mortgage, LLC 56 3.58% $3,608
    Charles Schwab Bank, SSB 56 3.64% $5,467
    ROUNDPOINT MORTGAGE SERVICING CORPORATION 56 4.52% $8,465
    Nations Lending Corporation 54 4.68% $8,131
    PENTAGON FEDERAL CREDIT UNION 54 4.08% $7,225
    iCore Lending, Inc. 53 5.33% $11,842
    Equity Prime Mortgage LLC 53 4.28% $7,456
    INTELLILOAN, INC. 52 4.03% $6,392
    PARTNERS 52 3.77% $7,268
    CALCON MUTUAL MORTGAGE LLC 52 5.13% $11,572
    STEARNS LENDING, LLC 52 3.33% $6,522
    PLAZA HOME MORTGAGE, INC. 49 5.10% $9,504
    K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 48 4.72% $8,057
    UBS Bank USA 47 3.58% $5,984
    Credit Union of Southern California 47 4.15% $5,150
    DIGNIFIED HOME LOANS, LLC 47 4.93% $7,888
    COAST 2 COAST FUNDING GROUP, INC. 47 5.48% $11,465
    PRIMARY RESIDENTIAL MORTGAGE, INC. 47 4.82% $9,449
    VICTORIA FINANCIAL CORP. 47 4.46% $5,427
    A&D Mortgage LLC 46 6.52% $15,873
    Wyndham Capital Mortgage, Inc. 46 3.98% $5,291
    KeyBank 46 4.07% $7,676
    Cornerstone First Mortgage, Inc 45 4.87% $8,731
    California Coast Credit Union 44 3.11% $4,453
    Plains Commerce Bank 44 4.45% $8,374
    NATIONS RELIABLE LENDING, LLC 43 4.53% $10,012
    ATHAS CAPITAL GROUP, INC. 43 6.88% $15,163
    Northpointe Bank 43 4.33% $7,782
    SUMMIT MORTGAGE BANKERS INC. 42 4.57% $5,195
    Chicago Mortgage Solutions LLC 42 3.49% $3,075
    SECURITYNATIONAL MORTGAGE COMPANY 42 4.86% $8,597
    DEEPHAVEN MORTGAGE LLC 42 7.10% $19,024
    F&A Federal Credit Union 42 4.10% $2,051
    AMERICAN FINANCING CORPORATION 41 4.17% $5,561
    DATA MORTGAGE, INC. 40 5.08% $8,390
    LENOX FINANCIAL MORTGAGE CORPORATION 39 4.50% $6,022
    HOMESIDE FINANCIAL, LLC 39 4.26% $7,688
    Firefighters First Federal Credit Union 39 3.48% $2,043
    TBI MORTGAGE COMPANY 38 4.21% $10,302
    Arvest Bank 38 4.20% $5,201
    First Savings Bank 37 4.16% $8,036
    RBC Bank, (Georgia) 37 4.85% $4,493
    First Standard Financial Corp. 37 5.46% $9,967
    LENDSURE MORTGAGE CORP. 37 6.84% $17,833
    Quontic Bank 36 6.76% $15,945
    Citizens Bank 36 4.80% $7,353
    PANORAMA MORTGAGE GROUP, LLC 36 5.59% $10,805
    MORTGAGE CAPITAL PARTNERS, INC. 35 4.28% $9,306
    NuVision Federal Credit Union 34 4.41% $5,573
    CTBC Bank Corp. (USA) 34 4.89% $5,220
    AUGUSTA FINANCIAL, INC. 33 4.80% $8,444
    AMCAP MORTGAGE, LTD. 33 5.13% $10,464
    DIRECT MORTGAGE, CORP. 32 4.58% $13,419
    ALTA VISTA CREDIT UNION 32 4.25% $16,015
    United Fidelity Funding Corp. 32 5.17% $10,477
    Barrington Bank & Trust Company, N.A. 32 4.73% $8,157
    Shea Mortgage Inc. 31 5.23% $4,216
    Amerifirst Financial, Inc. 31 5.42% $7,570
    MEGASTAR FINANCIAL CORP. 31 4.85% $7,877
    Alaska USA Mortgage Company LLC 31 4.56% $4,358
    WALL FINANCIAL, INC. 30 4.87% $11,531
    Stifel Bank and Trust 30 3.31% $3,273
    North American Savings Bank, F.S.B. 30 4.82% $6,548
    The Federal Savings Bank 28 4.89% $13,121
    HighTechLending Inc 27 4.63% $7,650
    CANOPY MORTGAGE, LLC 27 4.11% $5,040
    First Guaranty Mortgage Corporation 27 4.55% $8,802
    MLD MORTGAGE INC. 27 4.82% $7,123
    GOOGAIN, INC. 26 4.19% $5,230
    GEO-CORP, INC. 26 5.07% $11,581
    Axos Bank 25 4.57% $7,365
    Florida Capital Bank 24 4.15% $6,656
    ROYAL UNITED MORTGAGE LLC 24 5.42% $7,891
    Fremont Bank 24 4.51% $5,338
    MASON MCDUFFIE MORTGAGE CORPORATION 23 5.24% $9,409
    UNION HOME MORTGAGE CORP. 23 4.29% $7,552
    First National Bank of America 23 8.03% $12,024
    FIRST ENTERTAINMENT 23 3.97% $3,611
    BEST FINANCE CAPITAL, INC. 22 4.69% $11,555
    Luxury Mortgage Corp. 22 5.49% $9,306
    FUNDLOANS CAPITAL 22 6.65% $16,545
    Los Angeles Federal Credit Union 21 3.66% $2,795
    CUSTOMER SERVICE MORTGAGE CORPORATION 20 4.64% $6,211
    BNC National Bank 20 4.18% $5,678
    CALCULATED RISK ANALYTICS LLC 19 5.20% $9,964
    5TH STREET CAPITAL, INC. 19 6.17% $17,719
    INTERCAP LENDING INC. 19 4.37% $5,988
    Constant Investments, Inc. 19 4.57% $7,397
    OPEN MORTGAGE, LLC 18 4.30% $6,501
    FOOTHILL FEDERAL CREDIT UNION 18 4.09% $3,733
    Boeing Employees Credit Union 18 4.46% $5,855
    HOME FUNDING CORPORATION 18 4.96% $8,496
    Bank of Hope 18 4.12% $5,422
    PREMIER AMERICA 17 3.72% $15,484
    AMERICAN INTERNET MORTGAGE, INC. 17 3.82% $6,156
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 17 5.18% $10,135
    Discover Bank 17 4.63% $0
    EMBRACE HOME LOANS, INC. 17 4.23% $7,898
    Sunflower Bank 17 4.97% $8,035
    FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 17 4.57% $5,758
    HOMEOWNERS FIRST MORTGAGE, LLC 17 4.77% $7,955
    Royal Business Bank 17 4.64% $7,447
    LAND HOME FINANCIAL SERVICES, INC. 17 4.83% $9,636
    MONARCH FUNDING CORP. 17 5.10% $8,024
    MORIA DEVELOPMENT, INC. 17 4.90% $11,022
    Mortgage Research Center, LLC 17 4.23% $8,018
    First Bank 16 4.06% $6,564
    Silicon Valley Bank 16 3.48% $4,344
    M&T Bank 16 4.41% $6,845
    OAKTREE FUNDING CORP. 16 6.48% $15,741
    Baxter Credit Union 16 4.11% $6,342
    HomeStreet Bank 15 4.58% $7,671
    SOFI LENDING CORP. 15 3.79% $4,062
    BMO Harris Bank 15 3.96% $7,274
    LOANLEADERS OF AMERICA, INC. 15 5.26% $16,300
    MORTGAGEONE, INC. 15 5.15% $9,333
    HSBC BANK USA, NATIONAL ASSOCIATION 15 4.28% $6,244
    Summit Mortgage Corporation 14 5.21% $8,199
    USAA Federal Savings Bank 14 5.12% $6,646
    NORTHROP GRUMMAN Federal Credit Union 14 4.26% $6,532
    ANGEL OAK HOME LOANS LLC 14 5.24% $8,138
    Mechanics Bank 14 4.32% $5,978
    Banner Bank 14 4.38% $8,705
    ALAMEDA MORTGAGE CORPORATION 13 4.61% $9,501
    GOLDEN WEST ALLIANCE, INC. 13 4.86% $8,798
    Prime Choice Funding Inc. 13 3.97% $7,410
    GUARANTY HOME MORTGAGE CORPORATION 13 4.27% $4,611
    AMERICAN FIRST 13 4.24% $5,570
    Bethpage Federal Credit Union 13 4.89% $5,779
    NOVA FINANCIAL & INVESTMENT CORPORATION 13 4.49% $6,682
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION 13 4.83% $10,908
    Loan Simple, Inc. 13 3.83% $7,304
    MidFirst Bank 12 4.46% $9,343
    UNIVERSITY CREDIT UNION 12 3.97% $6,285
    ALLIANT CREDIT UNION 12 3.69% $5,561
    FirstBank 12 3.77% $4,431
    ENVOY MORTGAGE, LTD 12 4.97% $11,270
    21ST MORTGAGE CORPORATION 12 6.77% $9,542
    The Huntington National Bank 12 3.91% $7,139
    VAN DYK MORTGAGE CORPORATION 12 4.96% $10,661
    Umpqua Bank 12 3.86% $6,685
    THE FIRST FINANCIAL Federal Credit Union 12 4.27% $23
    COMMUNITY MORTGAGE FUNDING, LLC 11 4.39% $5,145
    Evolve Bank & Trust 11 4.61% $4,858
    GUIDANCE RESIDENTIAL, LLC 11 5.05% $9,094
    Water and Power Community Credit Union 11 4.05% $4,328
    Third Federal Savings and Loan Association of Cleveland 11 3.04% $1,562
    PREMIER MORTGAGE RESOURCES, L.L.C. 11 4.76% $6,197
    CAMPOS FINANCIAL CORP. 10 5.10% $10,233
    LBS FINANCIAL 10 3.83% $3,522
    CITYWIDE HOME LOANS, LLC 10 4.98% $8,926
    FIRST ALLIANCE HOME MORTGAGE, LLC 10 3.50% $10,147
    V.I.P. MORTGAGE, INC. 10 5.20% $9,722
    Bank of England 10 4.68% $8,327
    BNY Mellon 10 3.54% $14,435
    HOMEOWNERS FINANCIAL GROUP USA, LLC 10 4.90% $9,737
    AMERICAN ADVISORS GROUP 10 4.35% $6,433
    Texana Bank 9 4.24% $6,794
    SOVEREIGN LENDING GROUP INCORPORATED 9 4.76% $9,912
    Crestline Funding Corporation 9 4.01% $5,972
    KELLER MORTGAGE, LLC 9 3.97% $6,113
    LA Financial Federal Credit Union 9 3.63% $10,132
    NP, Inc. 9 4.41% $5,414
    Raymond James Bank 9 3.28% $4,992
    Toyota Financial Savings Bank 9 4.27% $7,038
    CALTECH EMPLOYEES FEDERAL CREDIT UNION 9 4.38% $5,393
    Ameris Bank 9 4.30% $7,518
    MANN FINANCIAL INC. 8 5.33% $9,174
    FIRST TECHNOLOGY 8 4.34% $7,520
    The Loan Store, Inc. 8 4.78% $8,261
    ISERVE RESIDENTIAL LENDING, LLC 8 4.42% $9,367
    REDWOOD RESIDENTIAL ACQUISITION CORPORATION 8 4.73% $11,799
    VERITAS FUNDING, LLC 8 4.84% $8,764
    CALLISTO GROUP, INC. 8 6.08% $7,804
    Waterstone Mortgage Corporation 8 4.64% $7,773
    CIBC Bank USA 7 3.30% $5,198
    BLUE BRICK FINANCIAL LLC 7 3.93% $3,397
    CHEVRON 7 5.20% $7,287
    DAS Acquisition Company, LLC 7 3.89% $8,456
    THRIVE MORTGAGE, LLC 7 4.41% $6,481
    NATIONWIDE MORTGAGE BANKERS, INC. 7 4.68% $11,743
    UNIFY FINANCIAL Credit Union 7 4.15% $3,772
    PREMIA MORTGAGE, LLC 7 4.58% $2,910
    S&S Financial 7 4.16% $2,899
    HOMESTEAD FUNDING CORP. 7 3.52% $3,450
    Kwik Mortgage Corporation 7 4.07% $5,755
    RMS & Associates 7 4.86% $6,573
    NEW WEST LENDING, INC. 7 5.14% $10,838
    CASTLE & COOKE MORTGAGE, LLC 7 4.34% $9,302
    CLEARPATH LENDING 7 4.91% $8,997
    SUCCESS MORTGAGE PARTNERS, INC. 7 6.05% $6,499
    AMWEST FUNDING CORP. 7 4.16% $573,080
    DEL SUR CORPORATION 6 4.21% $10,371
    FINANCE OF AMERICA REVERSE LLC 6 6.64% $2,596
    DIGITAL Federal Credit Union 6 4.42% $6,633
    LANDED HOME LOANS LLC 6 5.08% $10,173
    REDWOOD 6 4.00% $1,500
    Comerica Bank 6 4.40% $4,780
    GSF Mortgage Corporation 6 4.58% $4,063
    LENDING 3, INC. 6 6.98% $14,854
    ADVANCIAL 6 6.29% $9,316
    Magnolia Bank 6 4.38% $9,112
    Chaffey Federal Credit Union 6 4.27% $3,364
    CENTRAL COAST LENDING, INC. 6 4.44% $7,401
    SIRVA MORTGAGE, INC. 6 5.23% $4,120
    CAPSTONE DIRECT, INC. 6 5.12% $6,888
    SOUTHLAND CREDIT UNION 6 4.65% $3,993
    MID AMERICA MORTGAGE, INC. 6 4.71% $2,903
    Provident Credit Union 6 4.42% $5,394
    COASTAL FUNDING SLC, INC. 5 4.70% $6,075
    Commerce Bank 5 4.18% $5,378
    T. J. FINANCIAL, INC. 5 5.55% $4,387
    Goldman Sachs Bank USA 5 3.18% $3,206
    Logan Finance Corporation 5 5.33% $25,504
    Gain Federal Credit Union 5 3.10% $5,964
    RANLIFE, INC. 5 4.30% $8,515
    CBC Federal Credit Union 5 4.38% $15,319
    PREMIER LENDING, INC. 5 4.50% $6,437
    Farmers and Merchants Bank of Long Beach 5 3.28% $8,924
    First City Credit Union 5 4.15% $9,000
    USC Credit Union 5 3.45% $4,762
    Neighborhood Loans, Inc. 5 5.78% $7,842
    FIRST COMMUNITY MORTGAGE, INC. 5 6.28% $13,168
    STAR ONE CREDIT UNION 5 4.30% $4,416
    Washington Trust Bank 5 3.83% $7,169
    Colonial Savings, F.A. 5 5.00% $8,482
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 4 4.63% $4,394
    MORTGAGE EXPRESS, LLC 4 5.21% $8,981
    GRANDE HOMES, INC. 4 4.25% $7,196
    FIRST COLONY MORTGAGE CORPORATION 4 4.03% $11,786
    San Diego Funding 4 4.22% $9,672
    LOANFLIGHT LENDING, LLC 4 5.09% $5,028
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 4 3.34% $4,824
    Ixonia Bank 4 4.50% $9,643
    TOP FLITE FINANCIAL, INC. 4 4.38% $17,895
    CONTOUR MORTGAGE CORPORATION 4 4.84% $10,603
    LHM FINANCIAL CORPORATION 4 4.97% $14,437
    Wallick & Volk, Inc. 4 4.03% $6,702
    The Northern Trust Company 4 3.53% $8,359
    Cf Bank 4 3.69% $5,986
    UIF CORPORATION 4 4.78% $13,076
    PATELCO 4 5.06% $4,740
    Town Square Mortgage & Investments, Inc. 4 5.09% $5,358
    BLUELEAF LENDING, LLC 4 4.50% $11,454
    Bell Bank 4 5.40% $10,207
    First Mortgage Solutions, LLC 4 3.15% $4,215
    East Coast Capital Corp. 4 5.31% $7,604
    Fifth Third Bank 4 4.09% $10,567
    1st Security Bank of Washington 4 4.44% $13,884
    ON Q FINANCIAL, INC. 4 5.03% $8,629
    RELIANCE FIRST CAPITAL, LLC 4 6.66% $7,741
    First Horizon Bank 3 4.33% $5,082
    AEROSPACE FEDERAL CREDIT UNION 3 4.21% $11,808
    AltaOne Federal Credit Union 3 3.33% $4,211
    AmRes Corporation 3 4.63% $16,080
    Armed Forces Bank 3 4.29% $6,182
    Austin Capital Bank SSB 3 5.58% $12,546
    BAYSHORE MORTGAGE FUNDING, LLC 3 5.33% $10,915
    Devon Bank 3 4.29% $5,076
    EMM LOANS LLC 3 4.63% $10,960
    EVANSVILLE TEACHERS 3 4.13% $7,733
    FAY SERVICING, LLC 3 3.96% $5,027
    First Internet Bank of Indiana 3 4.75% $3,648
    First Option Mortgage, LLC 3 4.88% $7,816
    GuardHill Financial Corp. 3 4.71% $6,146
    JET DIRECT FUNDING CORP 3 5.32% $5,606
    LEADERONE FINANCIAL CORPORATION 3 4.66% $8,688
    MERIWEST MORTGAGE COMPANY, LLC 3 3.71% $6,273
    MISSION 3 4.71% $6,380
    Mortgage Bank of California 3 6.58% $16,195
    MORTGAGE MANAGEMENT CONSULTANTS, INC. 3 4.13% $4,937
    PACIFIC RESIDENTIAL MORTGAGE, LLC 3 5.96% $8,483
    PARTNERS UNITED FINANCIAL, LLC 3 4.54% $8,031
    PROPER RATE, LLC 3 4.94% $5,410
    Residential Mortgage Solutions, Inc. 3 4.08% $4,609
    SAFE CREDIT UNION 3 4.83% $5,773
    TECHNOLOGY 3 4.79% $4,854
    The Central Trust Bank 3 4.54% $4,820
    TJC Mortgage, Inc. 3 4.25% $4,885
    USE Credit Union 3 4.67% $5,038
    VALLEY STRONG CREDIT UNION 3 3.58% $6,532
    WALL STREET MORTGAGE BANKERS, LTD. 3 5.96% $13,675
    Willamette Valley Bank 3 4.42% $8,750
    WINGS FINANCIAL 3 4.00% $3,443
    CHU & ASSOCIATES, INC. 2 4.56% $8,565
    Chicago Financial Services, Inc. 2 5.31% $5,238
    EagleBank 2 4.19% $5,037
    SWBC MORTGAGE CORPORATION 2 4.44% $6,317
    Busey Bank 2 3.88% $5,889
    T2 FINANCIAL LLC 2 2.88% $1,298
    Union Savings Bank 2 4.13% $3,929
    DIRECTORS MORTGAGE, INC. 2 4.14% $9,794
    TEACHERS 2 4.13% $5,172
    LONG BEACH CITY EMPLOYEES Federal Credit Union 2 3.13% $3,429
    First Merchants Bank 2 4.75% $4,741
    Semper Home Loans, Inc. 2 3.75% $3,900
    STANFORD Federal Credit Union 2 4.19% $3,984
    Deere Employees Credit Union 2 2.69% $3,173
    COUNTRY CLUB MORTGAGE, INC. 2 5.31% $7,935
    JTF ROSE, INC. 2 8.43% $12,678
    Beeline Loans, Inc. 2 5.94% $6,287
    The Home Loan Expert LLC 2 3.75% $3,690
    Princeton Mortgage Corporation 2 5.25% $10,005
    US MORTGAGE CORPORATION 2 4.50% $10,122
    I.L.W.U. CREDIT UNION 2 4.75% $4,480
    Lend Smart Mortgage, LLC 2 4.56% $12,176
    Goldwater Bank, N.A. 2 4.19% $7,275
    Columbia State Bank 2 5.25% $7,929
    Assurance Financial Group, L.L.C. 2 6.94% $31,223
    AMERICAN UNITED FAMILY OF CREDIT UN 2 7.50% $5,906
    Colten Mortgage, LLC 2 4.13% $6,131
    THRIVENT Federal Credit Union 2 4.25% $3,386
    Academy Bank 2 5.25% $7,789
    AMERICAN FINANCIAL RESOURCES, INC. 2 5.18% $11,193
    AMERICAN FINANCE HOUSE LARIBA 2 4.94% $6,252
    Financial Funding Solutions, Inc. 2 4.31% $5,380
    Amalgamated Bank 2 4.69% $5,158
    FEDERATED MORTGAGE CORP. 2 4.56% $4,761
    SNAPFI, INC. 2 3.50% $10,181
    PRIORITY HOME LENDING, LLC 2 3.63% $12,075
    First State Bank of St. Charles, Missouri 2 4.63% $5,452
    Old National Bank 2 3.00% $5,592
    TRAVIS CREDIT UNION 2 2.56% $6,511
    First Midwest Bank 2 3.31% $3,185
    Tri Counties Bank 2 3.75% $5,017
    TRISTAR FINANCE, INC. 2 5.25% $6,174
    SUNSTREET MORTGAGE, LLC 2 4.19% $4,384
    First Foundation Bank 1 3.13% $4,492
    First Federal Bank 1 5.00% $8,857
    FEDEX EMPLOYEES CREDIT ASSOCIATION 1 4.88% $5,361
    F&B Acquisition Group LLC 1 6.50% $10,216
    EXCITE Credit Union 1 2.38% $7,824
    SUMMIT MORTGAGE CORPORATION 1 3.75% $4,950
    Encompass Lending Group, LP 1 6.99% $8,293
    Advisors Mortgage Group, L.L.C. 1 4.75% $4,293
    Deseret First Credit Union 1 3.75% $5,235
    The Bank of Missouri 1 3.50% $4,454
    Actors Federal Credit Union 1 2.50% $5,040
    Core Bank 1 5.75% $7,307
    Consolidated Federal Credit Union 1 4.00% $15,459
    Community First National Bank 1 5.63% $4,105
    COMMUNITYAMERICA 1 4.00% $4,572
    The Union Bank Company 1 4.63% $2,951
    City National Bank of Florida 1 5.50% $15,831
    TOGETHER CREDIT UNION 1 3.94% $12,077
    CITY FIRST MORTGAGE SERVICES, L.L.C. 1 6.63% $6,220
    TOWER 1 3.25% $3,843
    City Bank 1 3.75% $9,205
    CITIZENS EQUITY FIRST 1 2.75% $2,608
    TRIAD FINANCIAL SERVICES, INC. 1 7.75% $15,170
    CIS Financial Services, Inc. 1 5.50% $7,050
    UMB Bank 1 3.95% $5,781
    Capital Bank 1 7.00% $6,419
    BOND STREET MORTGAGE, LLC 1 4.75% $8,411
    United Fidelity Bank, fsb 1 2.75% $3,002
    BOKF 1 4.75% $7,466
    UNITED MORTGAGE CORP 1 4.63% $5,054
    United Nations Federal Credit Union 1 3.88% $5,753
    BNB FINANCIAL INC. 1 3.88% $5,348
    Unitus Community Credit Union 1 3.88% $10,782
    University Bank 1 6.13% $11,148
    BM Real Estate Services, Inc. 1 4.75% $5,702
    BELEM SERVICING LLC 1 3.75% $4,556
    Bank of Colorado 1 3.25% $13,654
    1ST UNITED SERVICES CREDIT UNION 1 3.80% $3,603
    Utah Mortgage Loan Corporation 1 6.75% $7,388
    1ST NORTHERN CALIFORNIA 1 4.75% $2,612
    Bank Iowa 1 5.38% $6,102
    VENTURA COUNTY 1 4.00% $3,508
    VILLAGE CAPITAL MORTGAGE 1 4.13% $14,678
    American Mortgage & Equity Consultants, Inc. 1 7.13% $9,075
    AMERICAN HOME LENDING USA, LLC 1 3.75% $6,626
    ABSOLUTE HOME MORTGAGE CORPORATION 1 4.62% $11,145
    Pinnacle Bank 1 4.88% $2,894
    PIKE CREEK MORTGAGE SERVICES, INC. 1 3.50% $5,949
    PACIFIC SERVICE 1 5.13% $5,830
    Orion Federal Credit Union 1 5.25% $7,984
    POPA FEDERAL CREDIT UNION 1 2.88% $9,483
    OCEANSIDE MORTGAGE COMPANY 1 3.25% $3,496
    Oakstar Bank 1 5.63% $4,724
    Notre Dame Federal Credit Union Corporation 1 5.00% $4,627
    Presidential Bank, FSB 1 5.38% $6,599
    Northwest Bank 1 4.00% $8,339
    Northwest Farm Credit Services, FLCA 1 5.95% $17,249
    NBH Bank 1 3.88% $3,754
    American Bank & Trust 1 5.50% $5,098
    PROPONENT Federal Credit Union 1 3.00% $10,061
    MYPOINT Credit Union 1 3.25% $2,814
    MID-VALLEY SERVICES, INC. 1 12.00% $12,717
    MEMBER FIRST MORTGAGE, LLC 1 5.50% $8,229
    MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 8.00% $27,173
    MDE Home Loans, LLC 1 5.00% $15,022
    MANHATTAN FINANCIAL GROUP, INC. 1 7.13% $8,723
    Low VA Rates, LLC 1 3.50% $16,937
    RADIUS FINANCIAL GROUP INC. 1 7.00% $6,675
    LIBERTY HOME MORTGAGE CORPORATION 1 5.88% $15,364
    KEYPOINT 1 4.53% $5,309
    KD CAPITAL MORTGAGE CORPORATION 1 3.50% $3,393
    Republic Bank & Trust Company 1 5.25% $4,701
    IVY MORTGAGE, INC. 1 5.13% $4,733
    ITHINK FINANCIAL Credit Union 1 5.75% $10,370
    RESOURCE FINANCIAL SERVICES, INC. 1 5.38% $8,434
    INLAND BANK & TRUST 1 5.88% $11,873
    INFINITY EQUITY GROUP, INC. 1 3.49% $5,541
    HONDA Federal Credit Union 1 3.50% $3,190
    HomePromise Corporation 1 6.75% $8,396
    ALTITUDE FINANCIAL CORPORATION 1 5.88% $13,226
    SANDIA LABORATORY 1 4.75% $3,453
    HERITAGE COMMUNITY CREDIT UNION 1 5.25% $10,219
    HAMILTON HOME LOANS, INC. 1 5.38% $4,223
    San Mateo Credit Union 1 4.25% $5,974
    SANTA CLARA COUNTY 1 3.75% $4,032
    SCENIC OAKS FUNDING, INC. 1 4.88% $8,930
    GREENSTATE CREDIT UNION 1 5.25% $24,654
    GREAT LAKES 1 2.63% $3,520
    Servion, Inc. 1 4.63% $2,922
    SESLOC 1 4.63% $2,711
    Grand Bank for Savings, FSB 1 7.25% $9,437
    GoPrime Mortgage, Inc. 1 6.38% $10,213
    GLENDALE AREA SCHOOLS CREDIT UNION 1 3.50% $1,858
    FLAT BRANCH MORTGAGE, INC. 1 5.50% $6,061
    SOUTHWEST STAGE FUNDING, LLC 1 6.88% $9,904
    1ST 2ND MORTGAGE COMPANY OF N.J., INC. 1 5.25% $6,288
    First Home Bank 1 3.75% $10,876
    S&T Bank 1 5.25% $6,467
    First Heritage Mortgage, LLC 1 5.50% $6,733

    RIVERSIDE - SAN BERNARDINO - ONTARIO Average Closing Costs & Other Stats

    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA's 566 lenders originated 116,903 loans during 2022. The total origination value was $46,666,835,000, with an average loan value of $399,193.

    RIVERSIDE - SAN BERNARDINO - ONTARIO's average closing costs are $6,688.

    The top RIVERSIDE - SAN BERNARDINO - ONTARIO lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 8,268 loans originated. Their average total fees are $9,087, which is $1,192 higher than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee RIVERSIDE - SAN BERNARDINO - ONTARIO lenders (with over 10 loans originated) are Discover Bank ($0), THE FIRST FINANCIAL Federal Credit Union ($23), CALIFORNIA CREDIT UNION ($214), CHERRY CREEK MORTGAGE, LLC ($950) and Third Federal Savings and Loan Association of Cleveland ($1,562).

    The lowest rate RIVERSIDE - SAN BERNARDINO - ONTARIO lenders (with over 10 loans originated) are SAN DIEGO COUNTY CREDIT UNION (3.03%), Third Federal Savings and Loan Association of Cleveland (3.04%), California Coast Credit Union (3.11%), First Republic Bank (3.29%) and Stifel Bank and Trust (3.31%).

    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $11,394,325,000 $5,982,450,000 -47.5% 12.8%
    QUICKEN LOANS, LLC $8,878,440,000 $3,380,715,000 -61.9% 7.2%
    LOANDEPOT.COM, LLC $4,440,310,000 $1,826,835,000 -58.9% 3.9%
    HOME POINT FINANCIAL CORPORATION $2,745,505,000 $981,290,000 -64.3% 2.1%
    Wells Fargo Bank $1,780,480,000 $850,960,000 -52.2% 1.8%
    JPMorgan Chase Bank $1,617,610,000 $835,330,000 -48.4% 1.8%
    U.S. Bank $998,415,000 $779,700,000 -21.9% 1.7%
    SCHOOLSFIRST $979,230,000 $740,000,000 -24.4% 1.6%
    EAGLE HOME MORTGAGE, LLC $729,795,000 $690,455,000 -5.4% 1.5%
    Bank of America $1,025,360,000 $642,510,000 -37.3% 1.4%
    Paramount Residential Mortgage Group, Inc. $1,002,435,000 $635,970,000 -36.6% 1.4%
    BROKER SOLUTIONS, INC. $1,855,525,000 $600,755,000 -67.6% 1.3%
    DHI MORTGAGE COMPANY, LTD. $453,645,000 $600,715,000 32.4% 1.3%
    PENNYMAC LOAN SERVICES, LLC $1,420,870,000 $530,200,000 -62.7% 1.1%
    GUARANTEED RATE, INC. $1,908,765,000 $521,585,000 -72.7% 1.1%
    Flagstar Bank, FSB $1,247,295,000 $512,725,000 -58.9% 1.1%
    FINANCE OF AMERICA MORTGAGE LLC $957,975,000 $475,710,000 -50.3% 1.0%
    CROSSCOUNTRY MORTGAGE, LLC $857,230,000 $475,140,000 -44.6% 1.0%
    FREEDOM MORTGAGE CORPORATION $2,411,725,000 $474,375,000 -80.3% 1.0%
    CALIBER HOME LOANS, INC. $1,019,635,000 $451,610,000 -55.7% 1.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $997,745,000 $432,825,000 -56.6% 0.9%
    Franklin Loan Corporation $1,082,855,000 $427,945,000 -60.5% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $1,132,350,000 $423,910,000 -62.6% 0.9%
    OCMBC, INC. $514,040,000 $415,175,000 -19.2% 0.9%
    AMERICAN PACIFIC MORTGAGE CORPORATION $793,335,000 $389,495,000 -50.9% 0.8%
    NAVY FEDERAL CREDIT UNION $537,965,000 $378,405,000 -29.7% 0.8%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $784,925,000 $358,440,000 -54.3% 0.8%
    PNC Bank $152,295,000 $343,685,000 125.7% 0.7%
    AMWEST FUNDING CORP. $722,580,000 $342,605,000 -52.6% 0.7%
    Golden Empire Mortgage, Inc. $688,150,000 $341,370,000 -50.4% 0.7%
    KBHS HOME LOANS, LLC $370,915,000 $335,430,000 -9.6% 0.7%
    East West Bank $272,285,000 $312,360,000 14.7% 0.7%
    AMERISAVE MORTGAGE CORPORATION $734,515,000 $310,985,000 -57.7% 0.7%
    NMSI, INC. $409,365,000 $308,165,000 -24.7% 0.7%
    Commerce Home Mortgage, Inc. $468,365,000 $304,685,000 -34.9% 0.7%
    MUFG Union Bank $440,905,000 $288,865,000 -34.5% 0.6%
    HOMEAMERICAN MORTGAGE CORPORATION $290,555,000 $272,085,000 -6.4% 0.6%
    WALKER & DUNLOP, LLC $71,595,000 $265,505,000 270.8% 0.6%
    MOVEMENT MORTGAGE, LLC $415,280,000 $252,920,000 -39.1% 0.5%
    Citibank $191,525,000 $238,305,000 24.4% 0.5%
    BECKAM FUNDING CORP. $183,420,000 $236,960,000 29.2% 0.5%
    Mortgage Research Center, LLC $414,655,000 $236,710,000 -42.9% 0.5%
    MOUNTAIN WEST FINANCIAL, INC. $723,060,000 $223,510,000 -69.1% 0.5%
    SUN WEST MORTGAGE COMPANY, INC. $765,850,000 $222,410,000 -71.0% 0.5%
    First Republic Bank $319,110,000 $219,190,000 -31.3% 0.5%
    Bank of the West $173,595,000 $212,515,000 22.4% 0.5%
    PULTE MORTGAGE LLC $250,690,000 $208,565,000 -16.8% 0.4%
    RESIDENTIAL BANCORP. $146,290,000 $203,000,000 38.8% 0.4%
    NEWREZ LLC $817,085,000 $202,585,000 -75.2% 0.4%
    Hometown Equity Mortgage, LLC $429,595,000 $193,045,000 -55.1% 0.4%
    NATIONS DIRECT MORTGAGE, LLC $311,015,000 $188,715,000 -39.3% 0.4%
    CMG MORTGAGE, INC. $299,775,000 $182,900,000 -39.0% 0.4%
    FINANCE OF AMERICA REVERSE LLC $146,410,000 $171,890,000 17.4% 0.4%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $460,765,000 $164,560,000 -64.3% 0.4%
    Prudential Huntoon Paige Associates, LLC $163,585,000 n/a 0.4%
    LENDINGHOME FUNDING CORPORATION $104,155,000 $154,590,000 48.4% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $302,945,000 $152,630,000 -49.6% 0.3%
    Zions Bancorporation, N.A. $88,345,000 $151,410,000 71.4% 0.3%
    SPRING EQ, LLC $51,580,000 $148,255,000 187.4% 0.3%
    Truist $53,845,000 $145,680,000 170.6% 0.3%
    ML Mortgage Corp. $279,590,000 $144,955,000 -48.2% 0.3%
    AMERICAN ADVISORS GROUP $151,970,000 $141,765,000 -6.7% 0.3%
    GUILD MORTGAGE COMPANY $342,240,000 $140,635,000 -58.9% 0.3%
    Morgan Stanley Private Bank $143,685,000 $137,720,000 -4.2% 0.3%
    City National Bank $128,940,000 $137,480,000 6.6% 0.3%
    Signature Bank $135,265,000 n/a 0.3%