Riverside VA Loans

RIVERSIDE-SAN BERNARDINO-ONTARIO, CA

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Riverside's 289 lenders originated 24,516 VA loans during 2021. The total origination value was $10,096,290,000, with an average VA loan value of $411,825.

Riverside VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Riverside averaged 5.48% for the week of 2022-05-20, compared to the national average (all VA variants) of 5.143% for the same period.

The average rate for the prior week (2022-05-13) was 5.29% and one month ago for the week of 2022-04-15, the average rate was 5.25%.

The average rate one year ago was 3.24%.

For refis of the same type during the week of 2022-05-20, the average rate was 5.42%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Riverside VA Loan Lenders by Rates & Fees

The below table looks at the average fees and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Riverside level.

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
FREEDOM MORTGAGE CORPORATION 2,118 2.37% $3,845
UNITED WHOLESALE MORTGAGE, LLC 1,994 2.50% $7,848
QUICKEN LOANS, LLC 1,816 2.41% $5,715
PENNYMAC LOAN SERVICES, LLC 1,157 2.38% $7,414
LOANDEPOT.COM, LLC 1,152 2.49% $7,781
HOME POINT FINANCIAL CORPORATION 975 2.44% $7,673
Mortgage Research Center, LLC 896 2.82% $9,134
NAVY FEDERAL CREDIT UNION 614 2.46% $6,245
CALIBER HOME LOANS, INC. 524 2.52% $7,999
VILLAGE CAPITAL & INVESTMENT LLC 511 2.25% $4,563
BROKER SOLUTIONS, INC. 453 2.65% $7,254
AMERICAN FINANCIAL NETWORK, INC. 394 2.61% $12,161
CROSSCOUNTRY MORTGAGE, LLC 384 2.75% $10,961
LAKEVIEW LOAN SERVICING, LLC 356 2.40% $2,595
CLEARPATH LENDING 322 2.30% $5,434
Mr. Cooper ( Nationstar Mortgage ) 317 2.56% $5,029
AMERICAN PACIFIC MORTGAGE CORPORATION 308 2.81% $11,221
NEW DAY FINANCIAL, LLC 306 2.79% $10,165
The Federal Savings Bank 236 2.52% $9,482
EAGLE HOME MORTGAGE, LLC 221 2.77% $7,632
GUARANTEED RATE, INC. 219 2.59% $8,412
NEWREZ LLC 210 2.58% $6,322
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 194 2.81% $10,974
HOMEBRIDGE FINANCIAL SERVICES, INC. 189 2.63% $8,943
Paramount Residential Mortgage Group, Inc. 185 2.85% $8,544
DHI MORTGAGE COMPANY, LTD. 172 2.66% $10,883
Lakeview Community Capital, LLC 158 2.39% $2,888
USAA Federal Savings Bank 151 2.83% $4,435
Wells Fargo Bank 150 2.41% $4,619
SUN WEST MORTGAGE COMPANY, INC. 149 2.50% $6,170
FINANCE OF AMERICA MORTGAGE LLC 149 2.69% $8,756
Carrington Mortgage Services, LLC 148 2.97% $7,046
PLANET HOME LENDING, LLC 136 2.46% $4,882
Franklin Loan Corporation 129 2.93% $8,952
Flagstar Bank, FSB 128 2.68% $8,616
KBHS HOME LOANS, LLC 128 2.69% $9,914
Commerce Home Mortgage, Inc. 117 2.65% $6,577
Golden Empire Mortgage, Inc. 112 2.90% $10,305
HOMEAMERICAN MORTGAGE CORPORATION 103 2.68% $5,923
NATIONS DIRECT MORTGAGE, LLC 101 2.73% $8,875
AMERISAVE MORTGAGE CORPORATION 99 2.57% $8,277
PLAZA HOME MORTGAGE, INC. 93 2.52% $5,851
GUILD MORTGAGE COMPANY 91 2.62% $7,624
First Guaranty Mortgage Corporation 86 2.43% $4,623
Low VA Rates, LLC 85 2.39% $6,564
InterContinental Capital Group, Inc 82 2.30% $3,951
STEARNS LENDING, LLC 81 2.47% $7,714
MOVEMENT MORTGAGE, LLC 78 2.80% $7,976
MOUNTAIN WEST FINANCIAL, INC. 75 2.72% $8,934
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 73 2.84% $9,978
SOVEREIGN LENDING GROUP INCORPORATED 71 2.46% $7,280
Barrington Bank & Trust Company, N.A. 71 2.72% $7,886
PULTE MORTGAGE LLC 70 2.75% $7,652
CELEBRITY HOME LOANS, LLC 66 2.71% $7,823
CMG MORTGAGE, INC. 63 2.72% $10,878
Equity Prime Mortgage LLC 60 2.98% $7,829
PRIMELENDING, A PLAINSCAPITAL COMPANY 60 2.77% $10,928
OCMBC, INC. 59 2.69% $8,162
SUMMIT FUNDING, INC. 56 2.87% $10,557
PENTAGON FEDERAL CREDIT UNION 56 2.35% $5,438
NETWORK CAPITAL FUNDING CORPORATION 56 2.56% $4,663
Hometown Equity Mortgage, LLC 51 2.90% $10,673
Prime Choice Funding Inc. 51 2.39% $4,111
LOANPAL, LLC 50 2.41% $10,112
FIRST NATIONS HOME FINANCE CORPORATION 47 2.77% $7,304
North American Savings Bank, F.S.B. 44 2.38% $7,436
NP, Inc. 43 2.30% $5,153
South Pacific Financial Corporation 42 2.60% $13,022
MUTUAL OF OMAHA MORTGAGE, INC. 40 2.49% $6,529
ARK-LA-TEX FINANCIAL SERVICES, LLC. 38 2.65% $9,362
ACCELERATE MORTGAGE, LLC 38 2.25% $6,363
NBKC BANK 37 2.48% $7,422
LENDUS, LLC 37 2.51% $7,030
MORTGAGEONE, INC. 35 2.62% $10,703
GENEVA FINANCIAL, LLC 35 2.80% $8,813
ML Mortgage Corp. 35 2.94% $10,448
LADERA LENDING, INC. 32 2.67% $6,629
Strong Home Mortgage, LLC 32 2.39% $5,590
DATA MORTGAGE, INC. 32 2.58% $9,030
MUFG Union Bank 30 2.53% $4,102
FRONTWAVE 30 2.47% $3,632
Magnolia Bank 29 2.57% $10,029
ACADEMY MORTGAGE CORPORATION 29 2.73% $11,435
BNC National Bank 28 2.29% $3,997
MORTGAGE SOLUTIONS OF COLORADO, LLC 28 2.94% $7,320
FBC MORTGAGE, LLC 27 2.71% $7,641
MEGA CAPITAL FUNDING, INC. 27 2.50% $10,247
JMJ FINANCIAL GROUP 27 2.57% $9,211
CHERRY CREEK MORTGAGE, LLC 27 2.76% $5,555
RESIDENTIAL WHOLESALE MORTGAGE, INC. 25 2.70% $9,804
U.S. Bank 25 2.72% $9,384
Home Mortgage Alliance Corp 23 2.61% $6,940
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 23 2.81% $8,292
DRAPER AND KRAMER MORTGAGE CORP. 23 2.54% $8,853
ONY GLO, INC. 22 2.66% $8,712
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 22 3.25% $9,589
Nations Lending Corporation 21 2.74% $12,785
WESTERN EXPRESS LENDING 21 2.67% $3,240
RESIDENTIAL BANCORP. 20 2.90% $12,440
AMCAP MORTGAGE, LTD. 20 2.73% $11,349
NATIONS RELIABLE LENDING, LLC 20 2.86% $8,154
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 19 2.85% $7,554
TJC Mortgage, Inc. 18 2.26% $7,131
ROUNDPOINT MORTGAGE SERVICING CORPORATION 18 2.80% $8,115
BAY EQUITY LLC 18 2.76% $12,267
Plains Commerce Bank 18 2.67% $9,209
DIGNIFIED HOME LOANS, LLC 17 2.68% $8,719
GUARANTEED RATE AFFINITY, LLC 17 2.68% $7,698
Wyndham Capital Mortgage, Inc. 16 2.38% $5,829
First Federal Bank 16 3.12% $12,485
CALCULATED RISK ANALYTICS LLC 16 2.99% $12,594
INSPIRE HOME LOANS INC. 15 3.08% $9,384
CANOPY MORTGAGE, LLC 15 2.16% $7,987
Amerifirst Financial, Inc. 15 2.72% $8,474
INTELLILOAN, INC. 15 2.63% $5,284
PRIMARY RESIDENTIAL MORTGAGE, INC. 15 3.15% $10,227
CHURCHILL MORTGAGE CORPORATION 14 2.60% $8,637
HOME APPROVALS DIRECT, INC. 14 2.61% $6,922
INTERNATIONAL CITY MORTGAGE, INC. 14 2.82% $7,600
CHOICE LENDING CORP. 14 2.80% $8,947
BECKAM FUNDING CORP. 13 3.12% $8,018
CALCON MUTUAL MORTGAGE LLC 13 3.43% $9,719
Platinum Home Mortgage Corporation 13 3.00% $13,796
AXIA FINANCIAL, LLC 13 2.72% $9,740
INTERCAP LENDING INC. 13 2.62% $8,395
Watermark Capital, Inc. 12 2.50% $4,182
OPEN MORTGAGE, LLC 12 2.57% $8,418
GRANDE HOMES, INC. 12 2.47% $7,876
CONTOUR MORTGAGE CORPORATION 12 2.64% $9,325
Credence Funding Corporation 12 2.27% $2,625
MID AMERICA MORTGAGE, INC. 12 2.48% $2,366
GET A RATE LLC 11 2.65% $6,794
MEGASTAR FINANCIAL CORP. 11 2.76% $10,654
IMPAC MORTGAGE CORP. 11 2.51% $3,921
MONARCH FUNDING CORP. 10 2.60% $6,011
S&S Financial 10 2.40% $3,224
Century Mortgage Company DBA Century Lending Company 10 2.63% $9,585
BEST CAPITAL FUNDING 10 2.89% $11,703
LEADERONE FINANCIAL CORPORATION 9 2.63% $8,767
VISION ONE MORTGAGE, INC. 9 2.88% $7,688
HOMESIDE FINANCIAL, LLC 9 2.36% $4,834
KS StateBank 9 2.39% $6,952
United Fidelity Funding Corp. 8 2.41% $9,868
First Savings Bank 8 2.42% $3,363
Paramount Bank 8 2.64% $7,153
AMERIFIRST FINANCIAL CORPORATION 8 3.17% $13,804
NFM, INC. 8 2.98% $10,241
FIRST CENTENNIAL MORTGAGE CORPORATION 7 2.61% $7,030
HighTechLending Inc 7 2.63% $9,054
Meridian Bank Corporation 7 2.52% $12,321
TOP FLITE FINANCIAL, INC. 7 3.09% $30,801
ZILLOW HOME LOANS, LLC 7 2.71% $8,459
VAN DYK MORTGAGE CORPORATION 7 2.80% $11,379
Bank of England 7 2.73% $16,789
AmeriHome Mortgage Company, LLC 7 2.75% $2,213
BELEM SERVICING LLC 7 2.66% $10,622
FirstBank 7 2.48% $1,933
ST FIN CORP 7 2.66% $9,820
S1L, Inc. 7 3.00% $11,702
GoPrime Mortgage, Inc. 7 3.05% $12,870
DIRECT MORTGAGE, CORP. 7 2.59% $17,189
Hometown Lenders, Inc. 7 2.68% $8,378
Sierra Pacific Mortgage Company, Inc. 7 2.80% $9,945
Manufacturers and Traders Trust Company 7 2.54% $3,712
HOMEOWNERS FIRST MORTGAGE, LLC 6 2.98% $13,312
AMERICAN FINANCIAL RESOURCES, INC. 6 2.77% $6,850
AHL FUNDING 6 2.73% $5,624
SECURITYNATIONAL MORTGAGE COMPANY 6 2.90% $11,522
ISERVE RESIDENTIAL LENDING, LLC 6 2.98% $14,077
CORNERSTONE HOME LENDING, INC. 6 3.14% $9,615
VERITAS FUNDING, LLC 6 2.77% $10,602
Banner Bank 6 2.88% $6,478
PANORAMA MORTGAGE GROUP, LLC 6 3.19% $12,179
UNION HOME MORTGAGE CORP. 6 2.42% $3,588
iCore Lending, Inc. 5 2.73% $14,247
MORIA DEVELOPMENT, INC. 5 3.05% $18,691
EMBRACE HOME LOANS, INC. 5 2.48% $4,164
AMERICAN FINANCING CORPORATION 5 2.40% $2,921
First Home Bank 5 2.60% $4,314
Community First National Bank 5 2.45% $3,571
LHM FINANCIAL CORPORATION 5 2.53% $9,141
PHH Mortgage Corporation 5 2.98% $5,634
LENDING 3, INC. 5 2.60% $4,962
NATIONWIDE MORTGAGE BANKERS, INC. 5 2.73% $13,091
KELLER MORTGAGE, LLC 5 2.65% $5,555
BAYSHORE MORTGAGE FUNDING, LLC 5 2.98% $11,451
ALL WESTERN MORTGAGE, INC. 5 3.75% $10,049
DAS Acquisition Company, LLC 5 2.60% $16,255
San Diego Funding 5 2.48% $6,580
UNITED SECURITY FINANCIAL CORP 4 2.00% $4,215
Alaska USA Mortgage Company LLC 4 2.84% $5,801
JMAC LENDING, INC. 4 2.63% $5,746
PREMIA MORTGAGE, LLC 4 2.41% $4,962
NOVA FINANCIAL & INVESTMENT CORPORATION 4 2.91% $5,506
MLD MORTGAGE INC. 4 2.94% $10,282
Alaska USA Federal Credit Union 4 2.84% $5,801
PREMIER MORTGAGE RESOURCES, L.L.C. 4 2.84% $12,884
Prosperity Home Mortgage, LLC 4 2.81% $6,661
SUNSTREET MORTGAGE, LLC 4 2.59% $6,287
Armed Forces Bank 4 2.41% $9,398
SRE MORTGAGE ALLIANCE INC. 4 2.47% $12,056
HOME FUNDING CORPORATION 4 2.84% $18,433
MORTGAGE 2000, INC. 3 2.42% $14,886
Florida Capital Bank 3 2.58% $10,632
First Mortgage Solutions, LLC 3 2.25% $2,106
First Bank 3 2.67% $3,337
LENOX FINANCIAL MORTGAGE CORPORATION 3 2.88% $6,116
EMM LOANS LLC 3 2.63% $13,184
MASON MCDUFFIE MORTGAGE CORPORATION 3 3.04% $14,974
MICHIGAN MUTUAL, INC. 3 3.38% $3,668
Capital Bank 3 2.25% $3,158
CAMPOS FINANCIAL CORP. 3 3.00% $17,475
Northpointe Bank 3 3.00% $14,014
OAKTREE FUNDING CORP. 3 3.00% $4,009
ON Q FINANCIAL, INC. 3 4.29% $10,304
AUGUSTA FINANCIAL, INC. 3 2.83% $4,823
Arvest Bank 3 2.29% $3,773
AmRes Corporation 3 2.71% $4,643
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 2.25% $4,077
Texana Bank 3 2.38% $6,509
ALAMEDA MORTGAGE CORPORATION 3 2.63% $8,965
V.I.P. MORTGAGE, INC. 3 2.46% $8,931
STARBOARD FINANCIAL MANAGEMENT, LLC 2 2.63% $14,044
TRAVIS CREDIT UNION 2 2.81% $10,989
PREMIER LENDING, INC. 2 3.00% $15,419
FIRST ALLIANCE HOME MORTGAGE, LLC 2 2.94% $18,100
LOANFLIGHT LENDING, LLC 2 2.25% $2,669
UNITED MORTGAGE CORP. 2 2.50% $3,283
Service Federal Credit Union 2 2.88% $15,102
JPMorgan Chase Bank 2 2.63% $12,998
Shea Mortgage Inc. 2 2.81% $8,878
CITYWIDE HOME LOANS, LLC 2 2.25% $2,771
MORTGAGE MANAGEMENT CONSULTANTS, INC. 2 2.75% $12,004
GUARANTY HOME MORTGAGE CORPORATION 2 2.69% $7,104
LAND HOME FINANCIAL SERVICES, INC. 2 2.63% $8,349
AMERICAN PORTFOLIO MORTGAGE CORPORATION 2 2.56% $3,459
SOUTHWEST STAGE FUNDING, LLC 2 2.75% $3,175
Wallick & Volk, Inc. 2 2.81% $13,051
Willamette Valley Bank 2 2.75% $7,273
The Central Trust Bank 2 2.38% $4,697
Ameris Bank 2 2.50% $4,050
1st Security Bank of Washington 2 2.44% $7,272
EVERETT FINANCIAL, INC. 2 2.81% $14,457
NexBank 2 2.31% $2,826
Mid-Continent Funding, Inc. 2 2.75% $18,509
T2 FINANCIAL LLC 1 2.88% $4,750
AMERICAN ADVISORS GROUP 1 2.25% $2,759
THRIVE MORTGAGE, LLC 1 3.25% $3,798
Evolve Bank & Trust 1 3.00% $3,791
TOWNE MORTGAGE COMPANY 1 3.13% $24,401
TruHome Solutions, LLC 1 2.88% $8,118
KINGS MORTGAGE SERVICES, INC. 1 2.63% $10,418
KD CAPITAL MORTGAGE CORPORATION 1 2.25% $11,983
HomeStreet Bank 1 2.63% $9,865
GOLDEN WEST ALLIANCE, INC. 1 2.25% $3,445
HOMESTEAD FUNDING CORP. 1 2.25% $2,113
HomePromise Corporation 1 3.25% $35,052
AIR ACADEMY 1 2.75% $23,628
Goldwater Bank, N.A. 1 3.38% $24,240
First State Bank of St. Charles, Missouri 1 2.38% $5,638
Bank of the West 1 3.88% $12,804
OCEANSIDE MORTGAGE COMPANY 1 2.25% $898
NuVision Federal Credit Union 1 2.38% $2,426
NORWICH COMMERCIAL GROUP, INC. 1 2.25% $3,559
Austin Capital Bank SSB 1 3.38% $14,868
PNC Bank 1 3.00% $3,760
HANCOCK MORTGAGE PARTNERS, LLC 1 3.00% $5,024
NEW WEST LENDING, INC. 1 2.88% $15,682
BRIDGELOCK CAPITAL 1 2.49% $4,100
NBH Bank 1 2.75% $3,812
Waterstone Mortgage Corporation 1 2.99% $16,236
CHU & ASSOCIATES, INC. 1 4.25% $7,489
Citibank 1 3.13% $5,538
Citizens Bank 1 2.75% $5,989
ROYAL UNITED MORTGAGE LLC 1 3.63% $13,245
MORTGAGE CAPITAL PARTNERS, INC. 1 2.75% $6,024
MEMBER FIRST MORTGAGE, LLC 1 2.75% $3,858
MANN FINANCIAL INC. 1 4.00% $1,173
SIMPLIFI MORTGAGE, LLC 1 2.25% $2,280
SIRVA MORTGAGE, INC. 1 2.50% $10,441
ABSOLUTE HOME MORTGAGE CORPORATION 1 2.75% $22,464
LOANLEADERS OF AMERICA, INC. 1 2.63% $3,395
AMERICAN INTERNET MORTGAGE, INC. 1 2.25% $854
AMERICAN HOME LENDING USA, LLC 1 2.25% $62
LIBERTY HOME MORTGAGE CORPORATION 1 2.25% $4,778
Summit Mortgage Corporation 1 2.50% $4,564
Sunflower Bank 1 2.99% $8,589
ENVOY MORTGAGE, LTD 1 2.75% $11,914
SWBC MORTGAGE CORPORATION 1 3.25% $13,115

The top Riverside VA lender as defined by loan originations is FREEDOM MORTGAGE CORPORATION, with 2,118 VA loans originated. Their average total fees are $3,845, which is $4,003 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Riverside VA lenders (with over 10 loans originated) are MID AMERICA MORTGAGE, INC. ($2,366), LAKEVIEW LOAN SERVICING, LLC ($2,595), Credence Funding Corporation ($2,625), Lakeview Community Capital, LLC ($2,888) and S&S Financial ($3,224).

The lowest rate Riverside VA lenders (with over 10 loans originated) are CANOPY MORTGAGE, LLC (2.16%), VILLAGE CAPITAL & INVESTMENT LLC (2.25%), ACCELERATE MORTGAGE, LLC (2.25%), TJC Mortgage, Inc. (2.26%) and Credence Funding Corporation (2.27%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Riverside (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $384,691 (5.1%) $579,129 (9.0%) 1.42 13,285
2018-02-01 $385,000 (4.3%) $581,841 (7.7%) 1.39 13,656
2018-03-01 $394,000 (5.8%) $586,622 (7.5%) 1.36 13,848
2018-04-01 $399,000 (6.4%) $585,700 (6.7%) 1.34 14,262
2018-05-01 $399,850 (5.2%) $579,902 (4.4%) 1.33 14,924
2018-06-01 $399,900 (5.3%) $569,243 (4.0%) 1.33 15,747
2018-07-01 $399,850 (5.3%) $542,226 (1.4%) 1.33 16,450
2018-08-01 $399,250 (5.8%) $532,107 (1.3%) 1.33 16,790
2018-09-01 $399,000 (5.3%) $527,007 (-0.5%) 1.33 17,235
2018-10-01 $396,500 (4.5%) $530,835 (-1.3%) 1.33 17,664
2018-11-01 $395,000 (4.0%) $539,043 (-2.5%) 1.32 17,882
2018-12-01 $394,000 (2.4%) $550,860 (-3.5%) 1.35 17,052
2019-01-01 $397,750 (3.4%) $560,253 (-3.3%) 1.37 16,113
2019-02-01 $399,450 (3.8%) $571,956 (-1.7%) 1.34 15,977
2019-03-01 $404,228 (2.6%) $579,238 (-1.3%) 1.32 15,536
2019-04-01 $410,000 (2.8%) $584,271 (-0.2%) 1.29 15,290
2019-05-01 $418,450 (4.7%) $589,613 (1.7%) 1.29 15,605
2019-06-01 $419,900 (5.0%) $573,831 (0.8%) 1.29 15,545
2019-07-01 $419,000 (4.8%) $560,431 (3.4%) 1.30 15,723
2019-08-01 $416,000 (4.2%) $552,193 (3.8%) 1.31 15,449
2019-09-01 $410,950 (3.0%) $546,121 (3.6%) 1.31 15,142
2019-10-01 $410,000 (3.4%) $547,522 (3.1%) 1.31 15,084
2019-11-01 $409,900 (3.8%) $556,754 (3.3%) 1.32 14,648
2019-12-01 $408,445 (3.7%) $565,873 (2.7%) 1.36 13,190
2020-01-01 $408,950 (2.8%) $574,548 (2.6%) 1.36 12,095
2020-02-01 $419,900 (5.1%) $602,330 (5.3%) 1.36 11,574
2020-03-01 $425,000 (5.1%) $614,519 (6.1%) 1.33 11,164
2020-04-01 $420,500 (2.6%) $587,139 (0.5%) 1.31 11,610
2020-05-01 $429,800 (2.7%) $600,935 (1.9%) 1.30 11,286
2020-06-01 $446,950 (6.4%) $632,624 (10.3%) 1.31 9,395
2020-07-01 $456,950 (9.1%) $657,926 (17.4%) 1.31 7,664
2020-08-01 $459,999 (10.6%) $660,233 (19.6%) 1.31 6,852
2020-09-01 $475,000 (15.6%) $702,561 (28.7%) 1.36 6,796
2020-10-01 $480,990 (17.3%) $712,893 (30.2%) 1.37 6,890
2020-11-01 $489,000 (19.3%) $733,152 (31.7%) 1.40 6,630
2020-12-01 $491,495 (20.3%) $746,372 (31.9%) 1.44 5,630
2021-01-01 $489,700 (19.8%) $767,766 (33.6%) 1.44 4,660
2021-02-01 $495,000 (17.9%) $776,294 (28.9%) 1.42 3,950
2021-03-01 $499,950 (17.6%) $765,972 (24.7%) 1.40 3,834
2021-04-01 $500,000 (18.9%) $746,626 (27.2%) 1.34 4,091
2021-05-01 $524,735 (22.1%) $731,828 (21.8%) 1.38 4,525
2021-06-01 $529,450 (18.5%) $731,295 (15.6%) 1.38 4,925
2021-07-01 $540,000 (18.2%) $731,625 (11.2%) 1.40 6,040
2021-08-01 $542,950 (18.0%) $700,913 (6.2%) 1.43 6,270
2021-09-01 $545,000 (14.7%) $685,523 (-2.4%) 1.43 6,504
2021-10-01 $549,500 (14.2%) $692,610 (-2.9%) 1.45 6,431
2021-11-01 $549,450 (12.4%) $706,372 (-3.7%) 1.45 5,846
2021-12-01 $549,250 (11.8%) $742,870 (-0.5%) 1.46 4,894
2022-01-01 $544,000 (11.1%) $746,873 (-2.7%) 1.45 4,110
2022-02-01 $549,900 (11.1%) $757,676 (-2.4%) 1.40 4,197
2022-03-01 $573,000 (14.6%) $783,862 (2.3%) 1.42 4,518
2022-04-01 $595,000 (19.0%) $792,787 (6.2%) 1.40 5,127
Riverside's median listing price for 2022-04-01 was $595,000, a difference of $95,000 (19.0%) versus the prior year and $22,000 versus the prior month.

Riverside's median listing price comes in at 140% of the national average.

Riverside's average listing price for 2022-04-01 was $792,787, a difference of $46,161 (6.2%) versus the prior year and $8,925 versus the prior month.

For the 2022-04-01 period, Riverside had 5,127 MLS listings, a difference of 609 listings (13%) versus the prior month and 1,036 listings (25%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Riverside (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 58 days 1,997 sqft
2018-02-01 44 days 1,997 sqft
2018-03-01 43 days 2,015 sqft
2018-04-01 43 days 2,040 sqft
2018-05-01 41 days 2,043 sqft
2018-06-01 43 days 2,036 sqft
2018-07-01 44 days 2,017 sqft
2018-08-01 47 days 2,000 sqft
2018-09-01 48 days 1,984 sqft
2018-10-01 49 days 1,964 sqft
2018-11-01 50 days 1,951 sqft
2018-12-01 59 days 1,927 sqft
2019-01-01 65 days 1,937 sqft
2019-02-01 58 days 1,945 sqft
2019-03-01 57 days 1,961 sqft
2019-04-01 53 days 1,976 sqft
2019-05-01 50 days 1,994 sqft
2019-06-01 51 days 1,995 sqft
2019-07-01 54 days 1,996 sqft
2019-08-01 56 days 1,981 sqft
2019-09-01 56 days 1,968 sqft
2019-10-01 52 days 1,959 sqft
2019-11-01 57 days 1,951 sqft
2019-12-01 65 days 1,952 sqft
2020-01-01 70 days 1,960 sqft
2020-02-01 58 days 1,987 sqft
2020-03-01 49 days 1,994 sqft
2020-04-01 54 days 1,940 sqft
2020-05-01 66 days 1,973 sqft
2020-06-01 58 days 1,996 sqft
2020-07-01 51 days 2,022 sqft
2020-08-01 43 days 2,000 sqft
2020-09-01 35 days 2,002 sqft
2020-10-01 35 days 2,014 sqft
2020-11-01 39 days 2,012 sqft
2020-12-01 46 days 2,003 sqft
2021-01-01 47 days 1,976 sqft
2021-02-01 34 days 1,930 sqft
2021-03-01 25 days 1,940 sqft
2021-04-01 28 days 1,903 sqft
2021-05-01 30 days 1,888 sqft
2021-06-01 30 days 1,875 sqft
2021-07-01 27 days 1,872 sqft
2021-08-01 31 days 1,871 sqft
2021-09-01 35 days 1,877 sqft
2021-10-01 35 days 1,888 sqft
2021-11-01 38 days 1,901 sqft
2021-12-01 43 days 1,896 sqft
2022-01-01 44 days 1,868 sqft
2022-02-01 31 days 1,852 sqft
2022-03-01 24 days 1,860 sqft
2022-04-01 28 days 1,892 sqft
Riverside's median listing age (time on market) for 2022-04-01 was 28 days. This is 0% longer than the same period one year ago.

Riverside's median square footage for active listings during the 2022-04-01 period was 1,892 sqft. One year prior, the average listing was 1,903 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.