Riverside VA Loan Rates, Closing Costs & Stats

RIVERSIDE-SAN BERNARDINO-ONTARIO, CA

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Riverside's 289 lenders originated 24,516 VA loans during 2021. The total origination value was $10,096,290,000, with an average VA loan value of $411,825.

Riverside VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Riverside averaged 6.19% for the week of 2023-01-27, compared to the national average (all VA variants) of 5.952% for the same period.

Riverside's average VA mortgage closing costs are $6,773.

The average rate for the prior week (2023-01-20) was 6.22% and one month ago for the week of 2022-12-23, the average rate was 6.69%.

The average rate one year ago was 3.79%.

For refis of the same type during the week of 2023-01-27, the average rate was 5.83%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Riverside VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Riverside level.

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
FREEDOM MORTGAGE CORPORATION 2,118 2.37% $3,845
UNITED WHOLESALE MORTGAGE, LLC 1,994 2.50% $7,848
QUICKEN LOANS, LLC 1,816 2.41% $5,715
PENNYMAC LOAN SERVICES, LLC 1,157 2.38% $7,414
LOANDEPOT.COM, LLC 1,152 2.49% $7,781
HOME POINT FINANCIAL CORPORATION 975 2.44% $7,673
Mortgage Research Center, LLC 896 2.82% $9,134
NAVY FEDERAL CREDIT UNION 614 2.46% $6,245
CALIBER HOME LOANS, INC. 524 2.52% $7,999
VILLAGE CAPITAL MORTGAGE 511 2.25% $4,563
BROKER SOLUTIONS, INC. 453 2.65% $7,254
AMERICAN FINANCIAL NETWORK, INC. 394 2.61% $12,161
CROSSCOUNTRY MORTGAGE, LLC 384 2.75% $10,961
LAKEVIEW LOAN SERVICING, LLC 356 2.40% $2,595
CLEARPATH LENDING 322 2.30% $5,434
Mr. Cooper ( Nationstar Mortgage ) 317 2.56% $5,029
AMERICAN PACIFIC MORTGAGE CORPORATION 308 2.81% $11,221
NEW DAY FINANCIAL, LLC 306 2.79% $10,165
The Federal Savings Bank 236 2.52% $9,482
EAGLE HOME MORTGAGE, LLC 221 2.77% $7,632
GUARANTEED RATE, INC. 219 2.59% $8,412
NEWREZ LLC 210 2.58% $6,322
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 194 2.81% $10,974
HOMEBRIDGE FINANCIAL SERVICES, INC. 189 2.63% $8,943
Paramount Residential Mortgage Group, Inc. 185 2.85% $8,544
DHI MORTGAGE COMPANY, LTD. 172 2.66% $10,883
Lakeview Community Capital, LLC 158 2.39% $2,888
USAA Federal Savings Bank 151 2.83% $4,435
Wells Fargo Bank 150 2.41% $4,619
SUN WEST MORTGAGE COMPANY, INC. 149 2.50% $6,170
FINANCE OF AMERICA MORTGAGE LLC 149 2.69% $8,756
Carrington Mortgage Services, LLC 148 2.97% $7,046
PLANET HOME LENDING, LLC 136 2.46% $4,882
Franklin Loan Corporation 129 2.93% $8,952
Flagstar Bank, FSB 128 2.68% $8,616
KBHS HOME LOANS, LLC 128 2.69% $9,914
Commerce Home Mortgage, Inc. 117 2.65% $6,577
Golden Empire Mortgage, Inc. 112 2.90% $10,305
HOMEAMERICAN MORTGAGE CORPORATION 103 2.68% $5,923
NATIONS DIRECT MORTGAGE, LLC 101 2.73% $8,875
AMERISAVE MORTGAGE CORPORATION 99 2.57% $8,277
PLAZA HOME MORTGAGE, INC. 93 2.52% $5,851
GUILD MORTGAGE COMPANY 91 2.62% $7,624
First Guaranty Mortgage Corporation 86 2.43% $4,623
Low VA Rates, LLC 85 2.39% $6,564
InterContinental Capital Group, Inc 82 2.30% $3,951
STEARNS LENDING, LLC 81 2.47% $7,714
MOVEMENT MORTGAGE, LLC 78 2.80% $7,976
MOUNTAIN WEST FINANCIAL, INC. 75 2.72% $8,934
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 73 2.84% $9,978
SOVEREIGN LENDING GROUP INCORPORATED 71 2.46% $7,280
Barrington Bank & Trust Company, N.A. 71 2.72% $7,886
PULTE MORTGAGE LLC 70 2.75% $7,652
CELEBRITY HOME LOANS, LLC 66 2.71% $7,823
CMG MORTGAGE, INC. 63 2.72% $10,878
Equity Prime Mortgage LLC 60 2.98% $7,829
PRIMELENDING, A PLAINSCAPITAL COMPANY 60 2.77% $10,928
OCMBC, INC. 59 2.69% $8,162
SUMMIT FUNDING, INC. 56 2.87% $10,557
PENTAGON FEDERAL CREDIT UNION 56 2.35% $5,438
NETWORK CAPITAL FUNDING CORPORATION 56 2.56% $4,663
Hometown Equity Mortgage, LLC 51 2.90% $10,673
Prime Choice Funding Inc. 51 2.39% $4,111
LOANPAL, LLC 50 2.41% $10,112
FIRST NATIONS HOME FINANCE CORPORATION 47 2.77% $7,304
North American Savings Bank, F.S.B. 44 2.38% $7,436
NP, Inc. 43 2.30% $5,153
South Pacific Financial Corporation 42 2.60% $13,022
MUTUAL OF OMAHA MORTGAGE, INC. 40 2.49% $6,529
ARK-LA-TEX FINANCIAL SERVICES, LLC. 38 2.65% $9,362
ACCELERATE MORTGAGE, LLC 38 2.25% $6,363
NBKC BANK 37 2.48% $7,422
LENDUS, LLC 37 2.51% $7,030
MORTGAGEONE, INC. 35 2.62% $10,703
GENEVA FINANCIAL, LLC 35 2.80% $8,813
ML Mortgage Corp. 35 2.94% $10,448
LADERA LENDING, INC. 32 2.67% $6,629
Strong Home Mortgage, LLC 32 2.39% $5,590
DATA MORTGAGE, INC. 32 2.58% $9,030
MUFG Union Bank 30 2.53% $4,102
FRONTWAVE 30 2.47% $3,632
Magnolia Bank 29 2.57% $10,029
ACADEMY MORTGAGE CORPORATION 29 2.73% $11,435
BNC National Bank 28 2.29% $3,997
MORTGAGE SOLUTIONS OF COLORADO, LLC 28 2.94% $7,320
FBC MORTGAGE, LLC 27 2.71% $7,641
MEGA CAPITAL FUNDING, INC. 27 2.50% $10,247
JMJ FINANCIAL GROUP 27 2.57% $9,211
CHERRY CREEK MORTGAGE, LLC 27 2.76% $5,555
RESIDENTIAL WHOLESALE MORTGAGE, INC. 25 2.70% $9,804
U.S. Bank 25 2.72% $9,384
Home Mortgage Alliance Corp 23 2.61% $6,940
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 23 2.81% $8,292
DRAPER AND KRAMER MORTGAGE CORP. 23 2.54% $8,853
ONY GLO, INC. 22 2.66% $8,712
EVERGREEN MONEYSOURCE MORTGAGE COMPANY 22 3.25% $9,589
Nations Lending Corporation 21 2.74% $12,785
WESTERN EXPRESS LENDING 21 2.67% $3,240
RESIDENTIAL BANCORP. 20 2.90% $12,440
AMCAP MORTGAGE, LTD. 20 2.73% $11,349
NATIONS RELIABLE LENDING, LLC 20 2.86% $8,154
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 19 2.85% $7,554
TJC Mortgage, Inc. 18 2.26% $7,131
ROUNDPOINT MORTGAGE SERVICING CORPORATION 18 2.80% $8,115
BAY EQUITY LLC 18 2.76% $12,267
Plains Commerce Bank 18 2.67% $9,209
DIGNIFIED HOME LOANS, LLC 17 2.68% $8,719
GUARANTEED RATE AFFINITY, LLC 17 2.68% $7,698
CALCULATED RISK ANALYTICS LLC 16 2.99% $12,594
Wyndham Capital Mortgage, Inc. 16 2.38% $5,829
First Federal Bank 16 3.12% $12,485
PRIMARY RESIDENTIAL MORTGAGE, INC. 15 3.15% $10,227
INTELLILOAN, INC. 15 2.63% $5,284
Amerifirst Financial, Inc. 15 2.72% $8,474
CANOPY MORTGAGE, LLC 15 2.16% $7,987
INSPIRE HOME LOANS INC. 15 3.08% $9,384
HOME APPROVALS DIRECT, INC. 14 2.61% $6,922
CHURCHILL MORTGAGE CORPORATION 14 2.60% $8,637
CHOICE LENDING CORP. 14 2.80% $8,947
INTERNATIONAL CITY MORTGAGE, INC. 14 2.82% $7,600
BECKAM FUNDING CORP. 13 3.12% $8,018
Platinum Home Mortgage Corporation 13 3.00% $13,796
INTERCAP LENDING INC. 13 2.62% $8,395
AXIA FINANCIAL, LLC 13 2.72% $9,740
CALCON MUTUAL MORTGAGE LLC 13 3.43% $9,719
Credence Funding Corporation 12 2.27% $2,625
OPEN MORTGAGE, LLC 12 2.57% $8,418
Watermark Capital, Inc. 12 2.50% $4,182
GRANDE HOMES, INC. 12 2.47% $7,876
CONTOUR MORTGAGE CORPORATION 12 2.64% $9,325
MID AMERICA MORTGAGE, INC. 12 2.48% $2,366
GET A RATE LLC 11 2.65% $6,794
MEGASTAR FINANCIAL CORP. 11 2.76% $10,654
IMPAC MORTGAGE CORP. 11 2.51% $3,921
BEST CAPITAL FUNDING 10 2.89% $11,703
MONARCH FUNDING CORP. 10 2.60% $6,011
Century Mortgage Company DBA Century Lending Company 10 2.63% $9,585
S&S Financial 10 2.40% $3,224
LEADERONE FINANCIAL CORPORATION 9 2.63% $8,767
VISION ONE MORTGAGE, INC. 9 2.88% $7,688
HOMESIDE FINANCIAL, LLC 9 2.36% $4,834
KS StateBank 9 2.39% $6,952
AMERIFIRST FINANCIAL CORPORATION 8 3.17% $13,804
NFM, INC. 8 2.98% $10,241
First Savings Bank 8 2.42% $3,363
Paramount Bank 8 2.64% $7,153
United Fidelity Funding Corp. 8 2.41% $9,868
ZILLOW HOME LOANS, LLC 7 2.71% $8,459
BELEM SERVICING LLC 7 2.66% $10,622
GoPrime Mortgage, Inc. 7 3.05% $12,870
FIRST CENTENNIAL MORTGAGE CORPORATION 7 2.61% $7,030
S1L, Inc. 7 3.00% $11,702
AmeriHome Mortgage Company, LLC 7 2.75% $2,213
HighTechLending Inc 7 2.63% $9,054
M&T Bank 7 2.54% $3,712
Sierra Pacific Mortgage Company, Inc. 7 2.80% $9,945
TOP FLITE FINANCIAL, INC. 7 3.09% $30,801
Bank of England 7 2.73% $16,789
Hometown Lenders, Inc. 7 2.68% $8,378
Meridian Bank Corporation 7 2.52% $12,321
DIRECT MORTGAGE, CORP. 7 2.59% $17,189
ST FIN CORP 7 2.66% $9,820
VAN DYK MORTGAGE CORPORATION 7 2.80% $11,379
FirstBank 7 2.48% $1,933
ISERVE RESIDENTIAL LENDING, LLC 6 2.98% $14,077
HOMEOWNERS FIRST MORTGAGE, LLC 6 2.98% $13,312
VERITAS FUNDING, LLC 6 2.77% $10,602
AHL FUNDING 6 2.73% $5,624
UNION HOME MORTGAGE CORP. 6 2.42% $3,588
CORNERSTONE HOME LENDING, INC. 6 3.14% $9,615
AMERICAN FINANCIAL RESOURCES, INC. 6 2.77% $6,850
PANORAMA MORTGAGE GROUP, LLC 6 3.19% $12,179
Banner Bank 6 2.88% $6,478
SECURITYNATIONAL MORTGAGE COMPANY 6 2.90% $11,522
MORIA DEVELOPMENT, INC. 5 3.05% $18,691
ALL WESTERN MORTGAGE, INC. 5 3.75% $10,049
EMBRACE HOME LOANS, INC. 5 2.48% $4,164
PHH Mortgage Corporation 5 2.98% $5,634
Community First National Bank 5 2.45% $3,571
LHM FINANCIAL CORPORATION 5 2.53% $9,141
LENDING 3, INC. 5 2.60% $4,962
NATIONWIDE MORTGAGE BANKERS, INC. 5 2.73% $13,091
AMERICAN FINANCING CORPORATION 5 2.40% $2,921
KELLER MORTGAGE, LLC 5 2.65% $5,555
iCore Lending, Inc. 5 2.73% $14,247
First Home Bank 5 2.60% $4,314
BAYSHORE MORTGAGE FUNDING, LLC 5 2.98% $11,451
San Diego Funding 5 2.48% $6,580
DAS Acquisition Company, LLC 5 2.60% $16,255
Prosperity Home Mortgage, LLC 4 2.81% $6,661
NOVA FINANCIAL & INVESTMENT CORPORATION 4 2.91% $5,506
MLD MORTGAGE INC. 4 2.94% $10,282
PREMIA MORTGAGE, LLC 4 2.41% $4,962
Armed Forces Bank 4 2.41% $9,398
UNITED SECURITY FINANCIAL CORP 4 2.00% $4,215
Alaska USA Federal Credit Union 4 2.84% $5,801
HOME FUNDING CORPORATION 4 2.84% $18,433
PREMIER MORTGAGE RESOURCES, L.L.C. 4 2.84% $12,884
JMAC LENDING, INC. 4 2.63% $5,746
SUNSTREET MORTGAGE, LLC 4 2.59% $6,287
Alaska USA Mortgage Company LLC 4 2.84% $5,801
SRE MORTGAGE ALLIANCE INC. 4 2.47% $12,056
MORTGAGE 2000, INC. 3 2.42% $14,886
ON Q FINANCIAL, INC. 3 4.29% $10,304
EMM LOANS LLC 3 2.63% $13,184
Texana Bank 3 2.38% $6,509
MASON MCDUFFIE MORTGAGE CORPORATION 3 3.04% $14,974
LENOX FINANCIAL MORTGAGE CORPORATION 3 2.88% $6,116
Capital Bank 3 2.25% $3,158
Arvest Bank 3 2.29% $3,773
AUGUSTA FINANCIAL, INC. 3 2.83% $4,823
CAMPOS FINANCIAL CORP. 3 3.00% $17,475
ALAMEDA MORTGAGE CORPORATION 3 2.63% $8,965
First Bank 3 2.67% $3,337
MICHIGAN MUTUAL, INC. 3 3.38% $3,668
Florida Capital Bank 3 2.58% $10,632
V.I.P. MORTGAGE, INC. 3 2.46% $8,931
Northpointe Bank 3 3.00% $14,014
First Mortgage Solutions, LLC 3 2.25% $2,106
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 2.25% $4,077
OAKTREE FUNDING CORP. 3 3.00% $4,009
AmRes Corporation 3 2.71% $4,643
NexBank 2 2.31% $2,826
GUARANTY HOME MORTGAGE CORPORATION 2 2.69% $7,104
JPMorgan Chase Bank 2 2.63% $12,998
FIRST ALLIANCE HOME MORTGAGE, LLC 2 2.94% $18,100
EVERETT FINANCIAL, INC. 2 2.81% $14,457
LAND HOME FINANCIAL SERVICES, INC. 2 2.63% $8,349
LOANFLIGHT LENDING, LLC 2 2.25% $2,669
1st Security Bank of Washington 2 2.44% $7,272
Mid-Continent Funding, Inc. 2 2.75% $18,509
MORTGAGE MANAGEMENT CONSULTANTS, INC. 2 2.75% $12,004
CITYWIDE HOME LOANS, LLC 2 2.25% $2,771
PREMIER LENDING, INC. 2 3.00% $15,419
Ameris Bank 2 2.50% $4,050
Service Federal Credit Union 2 2.88% $15,102
Shea Mortgage Inc. 2 2.81% $8,878
AMERICAN PORTFOLIO MORTGAGE CORPORATION 2 2.56% $3,459
SOUTHWEST STAGE FUNDING, LLC 2 2.75% $3,175
STARBOARD FINANCIAL MANAGEMENT, LLC 2 2.63% $14,044
The Central Trust Bank 2 2.38% $4,697
TRAVIS CREDIT UNION 2 2.81% $10,989
UNITED MORTGAGE CORP. 2 2.50% $3,283
Wallick & Volk, Inc. 2 2.81% $13,051
Willamette Valley Bank 2 2.75% $7,273
First State Bank of St. Charles, Missouri 1 2.38% $5,638
NuVision Federal Credit Union 1 2.38% $2,426
NORWICH COMMERCIAL GROUP, INC. 1 2.25% $3,559
NEW WEST LENDING, INC. 1 2.88% $15,682
Waterstone Mortgage Corporation 1 2.99% $16,236
AMERICAN INTERNET MORTGAGE, INC. 1 2.25% $854
BRIDGELOCK CAPITAL 1 2.49% $4,100
AMERICAN HOME LENDING USA, LLC 1 2.25% $62
NBH Bank 1 2.75% $3,812
Summit Mortgage Corporation 1 2.50% $4,564
Sunflower Bank 1 2.99% $8,589
CHU & ASSOCIATES, INC. 1 4.25% $7,489
Citibank 1 3.13% $5,538
SWBC MORTGAGE CORPORATION 1 3.25% $13,115
T2 FINANCIAL LLC 1 2.88% $4,750
Citizens Bank 1 2.75% $5,989
HANCOCK MORTGAGE PARTNERS, LLC 1 3.00% $5,024
AMERICAN ADVISORS GROUP 1 2.25% $2,759
THRIVE MORTGAGE, LLC 1 3.25% $3,798
MORTGAGE CAPITAL PARTNERS, INC. 1 2.75% $6,024
MEMBER FIRST MORTGAGE, LLC 1 2.75% $3,858
TOWNE MORTGAGE COMPANY 1 3.13% $24,401
ABSOLUTE HOME MORTGAGE CORPORATION 1 2.75% $22,464
TruHome Solutions, LLC 1 2.88% $8,118
MANN FINANCIAL INC. 1 4.00% $1,173
LOANLEADERS OF AMERICA, INC. 1 2.63% $3,395
Goldwater Bank, N.A. 1 3.38% $24,240
LIBERTY HOME MORTGAGE CORPORATION 1 2.25% $4,778
ENVOY MORTGAGE, LTD 1 2.75% $11,914
Evolve Bank & Trust 1 3.00% $3,791
KINGS MORTGAGE SERVICES, INC. 1 2.63% $10,418
KD CAPITAL MORTGAGE CORPORATION 1 2.25% $11,983
HomeStreet Bank 1 2.63% $9,865
AIR ACADEMY 1 2.75% $23,628
ROYAL UNITED MORTGAGE LLC 1 3.63% $13,245
PNC Bank 1 3.00% $3,760
Austin Capital Bank SSB 1 3.38% $14,868
Bank of the West 1 3.88% $12,804
HOMESTEAD FUNDING CORP. 1 2.25% $2,113
HomePromise Corporation 1 3.25% $35,052
OCEANSIDE MORTGAGE COMPANY 1 2.25% $898
SIMPLIFI MORTGAGE, LLC 1 2.25% $2,280
SIRVA MORTGAGE, INC. 1 2.50% $10,441
GOLDEN WEST ALLIANCE, INC. 1 2.25% $3,445

The top Riverside VA lender as defined by loan originations is FREEDOM MORTGAGE CORPORATION, with 2,118 VA loans originated. Their average total fees are $3,845, which is $4,003 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Riverside VA lenders (with over 10 loans originated) are MID AMERICA MORTGAGE, INC. ($2,366), LAKEVIEW LOAN SERVICING, LLC ($2,595), Credence Funding Corporation ($2,625), Lakeview Community Capital, LLC ($2,888) and S&S Financial ($3,224).

The lowest rate Riverside VA lenders (with over 10 loans originated) are CANOPY MORTGAGE, LLC (2.16%), VILLAGE CAPITAL MORTGAGE (2.25%), ACCELERATE MORTGAGE, LLC (2.25%), TJC Mortgage, Inc. (2.26%) and Credence Funding Corporation (2.27%).


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Riverside (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $389,900 (5.6%) $589,998 (10.2%) 1.45 12,238
2018-02-01 $390,000 (5.4%) $593,100 (8.9%) 1.42 12,613
2018-03-01 $399,000 (6.4%) $599,624 (8.6%) 1.40 12,746
2018-04-01 $404,950 (6.9%) $597,649 (7.7%) 1.37 13,079
2018-05-01 $406,161 (5.3%) $591,118 (5.1%) 1.36 13,715
2018-06-01 $409,900 (6.5%) $579,383 (4.6%) 1.37 14,455
2018-07-01 $408,450 (6.1%) $550,119 (1.8%) 1.36 15,065
2018-08-01 $404,335 (6.4%) $540,583 (1.4%) 1.35 15,338
2018-09-01 $399,999 (3.9%) $531,192 (-1.2%) 1.34 15,775
2018-10-01 $399,900 (3.9%) $538,635 (-1.2%) 1.35 16,282
2018-11-01 $399,000 (2.5%) $546,674 (-2.8%) 1.35 16,617
2018-12-01 $399,000 (2.3%) $555,033 (-4.3%) 1.38 15,909
2019-01-01 $399,000 (2.3%) $563,993 (-4.4%) 1.38 15,173
2019-02-01 $399,950 (2.6%) $573,440 (-3.3%) 1.35 15,144
2019-03-01 $406,514 (1.9%) $577,918 (-3.6%) 1.33 14,864
2019-04-01 $410,000 (1.3%) $580,737 (-2.8%) 1.30 14,707
2019-05-01 $418,250 (3.0%) $580,150 (-1.9%) 1.31 14,932
2019-06-01 $419,900 (2.4%) $571,094 (-1.4%) 1.31 14,819
2019-07-01 $419,000 (2.6%) $554,964 (0.9%) 1.31 14,840
2019-08-01 $416,545 (3.0%) $547,929 (1.4%) 1.32 14,717
2019-09-01 $412,864 (3.2%) $542,934 (2.2%) 1.32 14,499
2019-10-01 $410,000 (2.5%) $540,857 (0.4%) 1.32 14,275
2019-11-01 $409,500 (2.6%) $549,709 (0.6%) 1.34 13,980
2019-12-01 $405,000 (1.5%) $556,762 (0.3%) 1.35 12,512
2020-01-01 $407,000 (2.0%) $568,425 (0.8%) 1.36 11,593
2020-02-01 $419,000 (4.8%) $589,194 (2.8%) 1.37 11,107
2020-03-01 $424,950 (4.5%) $598,373 (3.5%) 1.33 10,628
2020-04-01 $419,997 (2.4%) $576,691 (-0.7%) 1.31 11,096
2020-05-01 $428,000 (2.3%) $587,991 (1.4%) 1.30 10,800
2020-06-01 $439,450 (4.7%) $611,880 (7.1%) 1.29 9,019
2020-07-01 $449,950 (7.4%) $632,710 (14.0%) 1.30 7,420
2020-08-01 $459,999 (10.4%) $649,377 (18.5%) 1.32 6,726
2020-09-01 $468,500 (13.5%) $668,866 (23.2%) 1.34 6,704
2020-10-01 $469,990 (14.6%) $727,098 (34.4%) 1.35 6,780
2020-11-01 $475,000 (16.0%) $689,485 (25.4%) 1.39 6,403
2020-12-01 $478,942 (18.3%) $704,138 (26.5%) 1.42 5,531
2021-01-01 $475,000 (16.7%) $722,268 (27.1%) 1.42 4,637
2021-02-01 $482,400 (15.1%) $725,371 (23.1%) 1.40 3,935
2021-03-01 $491,875 (15.8%) $716,326 (19.7%) 1.40 3,830
2021-04-01 $499,900 (19.0%) $718,463 (24.6%) 1.35 4,059
2021-05-01 $520,000 (21.5%) $727,145 (23.7%) 1.38 4,437
2021-06-01 $526,000 (19.7%) $726,365 (18.7%) 1.38 4,817
2021-07-01 $539,000 (19.8%) $702,684 (11.1%) 1.42 5,719
2021-08-01 $539,874 (17.4%) $693,879 (6.9%) 1.44 6,138
2021-09-01 $542,000 (15.7%) $680,076 (1.7%) 1.45 6,398
2021-10-01 $549,000 (16.8%) $685,191 (-5.8%) 1.46 6,311
2021-11-01 $549,450 (15.7%) $701,876 (1.8%) 1.47 5,782
2021-12-01 $549,250 (14.7%) $737,624 (4.8%) 1.49 4,856
2022-01-01 $545,000 (14.7%) $742,081 (2.7%) 1.47 4,101
2022-02-01 $549,998 (14.0%) $759,859 (4.8%) 1.43 4,173
2022-03-01 $573,049 (16.5%) $777,435 (8.5%) 1.43 4,432
2022-04-01 $592,000 (18.4%) $785,577 (9.3%) 1.41 5,063
2022-05-01 $599,000 (15.2%) $782,657 (7.6%) 1.37 6,883
2022-06-01 $599,000 (13.9%) $765,942 (5.5%) 1.33 8,457
2022-07-01 $595,000 (10.4%) $732,175 (4.2%) 1.35 10,577
2022-08-01 $585,000 (8.4%) $712,270 (2.7%) 1.35 10,947
2022-09-01 $579,400 (6.9%) $703,279 (3.4%) 1.36 11,068
2022-10-01 $575,000 (4.7%) $707,352 (3.2%) 1.35 11,334
2022-11-01 $569,000 (3.6%) $726,252 (3.5%) 1.37 11,258
2022-12-01 $558,000 (1.6%) $721,013 (-2.3%) 1.40 10,408
Riverside's median listing price for 2022-12-01 was $558,000, a difference of $8,750 (1.6%) versus the prior year and $-11,000 versus the prior month.

Riverside's median listing price comes in at 140% of the national average.

Riverside's average listing price for 2022-12-01 was $721,013, a difference of $-16,611 (-2.3%) versus the prior year and $-5,239 versus the prior month.

For the 2022-12-01 period, Riverside had 10,408 MLS listings, a difference of -850 listings (-8%) versus the prior month and 5,552 listings (114%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Riverside (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 59 days 1,990 sqft
2018-02-01 45 days 1,989 sqft
2018-03-01 44 days 2,013 sqft
2018-04-01 44 days 2,038 sqft
2018-05-01 42 days 2,040 sqft
2018-06-01 43 days 2,027 sqft
2018-07-01 44 days 2,010 sqft
2018-08-01 47 days 1,996 sqft
2018-09-01 48 days 1,976 sqft
2018-10-01 49 days 1,956 sqft
2018-11-01 50 days 1,945 sqft
2018-12-01 58 days 1,922 sqft
2019-01-01 65 days 1,931 sqft
2019-02-01 57 days 1,941 sqft
2019-03-01 52 days 1,956 sqft
2019-04-01 53 days 1,971 sqft
2019-05-01 52 days 1,989 sqft
2019-06-01 53 days 1,995 sqft
2019-07-01 55 days 1,995 sqft
2019-08-01 56 days 1,982 sqft
2019-09-01 57 days 1,964 sqft
2019-10-01 57 days 1,952 sqft
2019-11-01 59 days 1,950 sqft
2019-12-01 69 days 1,943 sqft
2020-01-01 72 days 1,952 sqft
2020-02-01 67 days 1,967 sqft
2020-03-01 57 days 1,973 sqft
2020-04-01 61 days 1,929 sqft
2020-05-01 72 days 1,950 sqft
2020-06-01 74 days 1,969 sqft
2020-07-01 64 days 1,996 sqft
2020-08-01 52 days 1,996 sqft
2020-09-01 47 days 1,980 sqft
2020-10-01 47 days 1,973 sqft
2020-11-01 51 days 1,964 sqft
2020-12-01 60 days 1,956 sqft
2021-01-01 61 days 1,917 sqft
2021-02-01 46 days 1,889 sqft
2021-03-01 38 days 1,906 sqft
2021-04-01 35 days 1,884 sqft
2021-05-01 31 days 1,883 sqft
2021-06-01 33 days 1,864 sqft
2021-07-01 32 days 1,867 sqft
2021-08-01 33 days 1,872 sqft
2021-09-01 37 days 1,873 sqft
2021-10-01 37 days 1,889 sqft
2021-11-01 41 days 1,899 sqft
2021-12-01 46 days 1,893 sqft
2022-01-01 45 days 1,868 sqft
2022-02-01 32 days 1,853 sqft
2022-03-01 30 days 1,855 sqft
2022-04-01 29 days 1,881 sqft
2022-05-01 29 days 1,894 sqft
2022-06-01 33 days 1,897 sqft
2022-07-01 36 days 1,872 sqft
2022-08-01 45 days 1,863 sqft
2022-09-01 51 days 1,860 sqft
2022-10-01 54 days 1,856 sqft
2022-11-01 58 days 1,850 sqft
2022-12-01 69 days 1,844 sqft
Riverside's median listing age (time on market) for 2022-12-01 was 69 days. This is 52% longer than the same period one year ago.

Riverside's median square footage for active listings during the 2022-12-01 period was 1,844 sqft. One year prior, the average listing was 1,893 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.