Evergreen National Bank Mortgage Rates, Fees & Info
Evergreen, COLEI: 5493006G148FKG4GC506
Tax ID: 84-0840141
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Evergreen National Bank is a smaller bank specializing in Refi, Home Purchase, and Other loans. Evergreen National Bank has a high proportion of conventional loans. Their top markets by origination volume include: Denver, Greeley, and Pueblo among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Evergreen National Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
25Origination Dollar Volume (All Markets)
$9,345,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 21 | $8,145,000 | $387,857 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $510,000 | $255,000 | $0 | 0.00% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 0.00% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 25 | $9,345,000 | $373,800 | $0 | 0.00% |
For 2024, Evergreen National Bank's most frequently originated type of loan was Conventional, with 25 originations.
Loan Reason
For 2024, Evergreen National Bank's most frequently cited loan purpose was Refi, with 8 originations. The 2nd most popular reason was Home Purchase, with 6 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 25 | $9,345,000 | $373,800 | $0 | 0.00% |
For 2024, Evergreen National Bank's most frequently cited loan duration was Other, with 25 originations.
Loan Sizing
2024 saw Evergreen National Bank place emphasis on $200k-400k loans with 7 originations, totaling $1,855,000 in origination value.
Applicant Income
Evergreen National Bank lent most frequently to those with incomes in the $250k+ range, with 10 originations. The second most popular income band? $100k-150k, with 4 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 25 | $9,345,000 | $373,800 | $0 | 0.00% |
Evergreen National Bank lent most frequently to those with DTI ratios of Exempt%, with 25 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.43%
Evergreen National Bank has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination92.00%
Evergreen National Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 25 | $9,345,000 | $373,800 |