Greeley VA Loans

GREELEY, CO

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Greeley's 174 lenders originated 2,517 VA loans during 2021. The total origination value was $965,055,000, with an average VA loan value of $383,415.

    Greeley VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Greeley averaged 5.34% for the week of 2022-05-20, compared to the national average (all VA variants) of 5.143% for the same period.

    The average rate for the prior week (2022-05-13) was 5.55% and one month ago for the week of 2022-04-15, the average rate was 4.92%.

    The average rate one year ago was 3.21%.

    For refis of the same type during the week of 2022-05-20, the average rate was 5.35%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Greeley VA Loan Lenders by Rates & Fees

    The below table looks at the average fees and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Greeley level.

    Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
    FREEDOM MORTGAGE CORPORATION 173 2.39% $3,754
    UNITED WHOLESALE MORTGAGE, LLC 149 2.53% $8,260
    Mortgage Research Center, LLC 136 2.77% $7,271
    QUICKEN LOANS, LLC 117 2.43% $6,581
    PENNYMAC LOAN SERVICES, LLC 101 2.35% $6,500
    AMERICAN FINANCING CORPORATION 94 2.51% $5,947
    CALIBER HOME LOANS, INC. 92 2.47% $5,520
    LOANDEPOT.COM, LLC 92 2.55% $7,874
    HOME POINT FINANCIAL CORPORATION 72 2.42% $5,737
    CROSSCOUNTRY MORTGAGE, LLC 68 2.99% $9,043
    LAKEVIEW LOAN SERVICING, LLC 65 2.39% $3,588
    DHI MORTGAGE COMPANY, LTD. 58 2.65% $9,554
    NAVY FEDERAL CREDIT UNION 42 2.49% $6,495
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 41 3.04% $9,155
    CHERRY CREEK MORTGAGE, LLC 40 2.65% $5,440
    BROKER SOLUTIONS, INC. 38 2.76% $9,819
    USAA Federal Savings Bank 35 2.78% $5,292
    Mr. Cooper ( Nationstar Mortgage ) 32 2.55% $5,668
    VILLAGE CAPITAL & INVESTMENT LLC 29 2.26% $3,772
    CLEARPATH LENDING 28 2.23% $4,506
    PRIMARY RESIDENTIAL MORTGAGE, INC. 26 2.84% $9,327
    GUILD MORTGAGE COMPANY 25 2.77% $9,675
    NEW DAY FINANCIAL, LLC 23 2.83% $7,777
    CORNERSTONE HOME LENDING, INC. 21 2.87% $8,532
    HOMEAMERICAN MORTGAGE CORPORATION 21 2.69% $4,975
    The Federal Savings Bank 21 2.49% $9,818
    PLANET HOME LENDING, LLC 21 2.82% $4,264
    Wells Fargo Bank 19 2.55% $5,996
    INSPIRE HOME LOANS INC. 18 2.83% $8,343
    ACADEMY MORTGAGE CORPORATION 17 2.75% $8,799
    GROUP MORTGAGE, LLC 16 2.76% $7,020
    Amerifirst Financial, Inc. 14 2.59% $7,847
    UNIVERSAL LENDING CORPORATION 14 3.06% $9,201
    MEGASTAR FINANCIAL CORP. 14 2.85% $7,737
    NEWREZ LLC 13 2.63% $3,098
    Low VA Rates, LLC 11 2.58% $5,678
    Gateway First Bank 11 2.65% $9,008
    GUARANTEED RATE AFFINITY, LLC 11 2.48% $6,177
    EAGLE HOME MORTGAGE, LLC 11 2.55% $11,384
    Barrington Bank & Trust Company, N.A. 11 2.85% $7,990
    First National Bank of Omaha 11 2.93% $3,762
    HOMEBRIDGE FINANCIAL SERVICES, INC. 10 2.57% $9,619
    InterContinental Capital Group, Inc 10 2.29% $3,299
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 9 2.67% $6,872
    Elevations Credit Union 9 2.51% $8,191
    BNC National Bank 9 2.28% $6,013
    Flagstar Bank, FSB 8 2.98% $13,008
    NBH Bank 8 2.66% $3,581
    SUN WEST MORTGAGE COMPANY, INC. 8 2.50% $3,679
    First Guaranty Mortgage Corporation 8 2.45% $4,161
    HOME MORTGAGE ALLIANCE, LLC 8 2.61% $11,065
    Carrington Mortgage Services, LLC 7 2.75% $3,960
    Hometown Lenders, Inc. 7 2.73% $9,645
    Northpointe Bank 7 2.88% $12,217
    AMERISAVE MORTGAGE CORPORATION 7 2.66% $6,820
    NFM, INC. 7 2.80% $14,543
    Ent Credit Union 7 2.48% $9,936
    Bank of Colorado 7 2.55% $5,565
    Nations Lending Corporation 6 2.94% $12,384
    Magnolia Bank 6 2.81% $8,239
    NEST HOME LENDING, LLC 6 2.58% $16,178
    GUARANTEED RATE, INC. 6 2.46% $6,108
    BOKF 6 2.83% $10,768
    NP, Inc. 6 2.27% $4,606
    LOANPAL, LLC 6 2.48% $8,999
    CELEBRITY HOME LOANS, LLC 6 2.73% $8,980
    Bank of England 5 2.95% $7,093
    THRIVE MORTGAGE, LLC 5 2.80% $14,612
    S1L, Inc. 5 3.05% $6,029
    American Mortgage & Equity Consultants, Inc. 5 2.72% $13,930
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 5 2.80% $7,612
    FINANCE OF AMERICA MORTGAGE LLC 5 2.43% $7,394
    CMG MORTGAGE, INC. 5 2.48% $10,441
    Plains Commerce Bank 5 2.65% $12,810
    ACCELERATE MORTGAGE, LLC 5 2.65% $10,107
    Loan Simple, Inc. 5 2.55% $4,175
    U.S. Bank 4 2.69% $3,591
    First Western Trust Bank 4 2.75% $9,247
    UNION HOME MORTGAGE CORP. 4 2.88% $13,906
    MORTGAGE SOLUTIONS OF COLORADO, LLC 4 2.78% $10,906
    The Home Loan Expert LLC 4 2.47% $6,408
    Meridian Bank Corporation 4 2.25% $2,663
    Sunflower Bank 4 2.69% $5,994
    HOMESIDE FINANCIAL, LLC 4 2.50% $8,181
    Mid-Continent Funding, Inc. 4 2.78% $7,566
    AMERICAN PACIFIC MORTGAGE CORPORATION 4 2.59% $6,151
    Financial Funding Solutions, Inc. 4 2.81% $13,319
    KBHS HOME LOANS, LLC 4 3.03% $14,720
    CHURCHILL MORTGAGE CORPORATION 3 2.88% $12,825
    NOVA FINANCIAL & INVESTMENT CORPORATION 3 2.46% $2,795
    AMERICAN FINANCIAL NETWORK, INC. 3 3.17% $14,765
    Paramount Bank 3 2.58% $23,760
    CONTOUR MORTGAGE CORPORATION 3 2.58% $7,918
    PLAZA HOME MORTGAGE, INC. 3 2.29% $4,790
    PRIMELENDING, A PLAINSCAPITAL COMPANY 3 2.96% $1,993
    AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 3 2.88% $8,354
    SWBC MORTGAGE CORPORATION 3 2.83% $4,088
    T2 FINANCIAL LLC 3 2.83% $14,417
    VAN DYK MORTGAGE CORPORATION 3 3.04% $17,830
    ALL WESTERN MORTGAGE, INC. 3 3.46% $3,214
    Commerce Home Mortgage, Inc. 3 2.75% $9,055
    MORIA DEVELOPMENT, INC. 3 2.79% $14,248
    MUTUAL OF OMAHA MORTGAGE, INC. 3 2.38% $5,826
    NBKC BANK 3 2.50% $1,612
    First Savings Bank 2 2.25% $1,699
    MANN FINANCIAL INC. 2 2.63% $10,746
    First Midwest Bank 2 2.38% $2,324
    Armed Forces Bank 2 2.38% $8,875
    EVERETT FINANCIAL, INC. 2 2.94% $2,801
    PENTAGON FEDERAL CREDIT UNION 2 2.50% $8,492
    Wyndham Capital Mortgage, Inc. 2 2.31% $863
    Equity Prime Mortgage LLC 2 3.00% $5,782
    MOVEMENT MORTGAGE, LLC 2 3.06% $962
    TJC Mortgage, Inc. 2 2.25% $6,816
    PARTNERS UNITED FINANCIAL, LLC 2 2.81% $9,589
    DRAPER AND KRAMER MORTGAGE CORP. 2 2.44% $8,673
    STEARNS LENDING, LLC 2 2.38% $2,427
    SOVEREIGN LENDING GROUP INCORPORATED 2 2.38% $2,789
    North American Savings Bank, F.S.B. 2 2.25% $6,888
    DHA FINANCIAL, LLC 2 2.50% $3,591
    Prime Choice Funding Inc. 2 2.38% $2,912
    LEADERONE FINANCIAL CORPORATION 2 2.44% $2,145
    CITYWIDE HOME LOANS, LLC 2 2.75% $11,135
    BAY EQUITY LLC 2 2.69% $4,641
    Independent Bank 1 3.25% $2,488
    AMCAP MORTGAGE, LTD. 1 3.25% $4,565
    AXIA FINANCIAL, LLC 1 2.25% $2,634
    Bank of America 1 2.25% $0
    Century Mortgage Company DBA Century Lending Company 1 2.88% $15,170
    Community First National Bank 1 2.25% $2,524
    Credence Funding Corporation 1 2.25% $2,634
    CRESCENT MORTGAGE COMPANY 1 2.50% $10,644
    DIRECT MORTGAGE LOANS, LLC 1 2.99% $5,975
    EMBRACE HOME LOANS, INC. 1 2.25% $3,625
    EUSTIS AND AMERICAN MORTGAGE COMPANY 1 2.38% $4,043
    FirstBank 1 2.25% $3,870
    FIRST CENTENNIAL MORTGAGE CORPORATION 1 2.63% $4,469
    FIRST COMMUNITY MORTGAGE, INC. 1 2.50% $3,378
    First Federal Bank 1 2.75% $7,597
    First Home Bank 1 2.25% $15,448
    First Mortgage Solutions, LLC 1 2.25% $16,711
    Flanagan State Bank 1 3.13% $12,197
    FLAT BRANCH MORTGAGE, INC. 1 2.50% $14,746
    Florida Capital Bank 1 2.75% $14,257
    Great Western Bank 1 2.25% $1,869
    GUARANTY HOME MORTGAGE CORPORATION 1 3.00% $13,825
    Home Mortgage Alliance Corp 1 2.63% $3,626
    HOMESTAR FINANCIAL CORPORATION 1 3.75% $13,052
    Hometown Equity Mortgage, LLC 1 2.75% $3,780
    IDEAL HOME LOANS LLC 1 2.25% $1,958
    Academy Bank 1 2.75% $12,703
    INFINITY MORTGAGE HOLDINGS, LLC 1 3.25% $15,762
    Jonah Bank of Wyoming 1 2.25% $1,782
    KELLER MORTGAGE, LLC 1 3.75% $5,782
    KS StateBank 1 2.75% $10,918
    Lakeview Community Capital, LLC 1 2.38% $2,834
    LENDUS, LLC 1 2.25% $2,200
    LENOX FINANCIAL MORTGAGE CORPORATION 1 2.25% $3,859
    OPEN MORTGAGE, LLC 1 2.63% $3,132
    Paramount Residential Mortgage Group, Inc. 1 3.25% $3,199
    PINNACLE LENDING GROUP, INC. 1 2.25% $13,684
    PREMIA MORTGAGE, LLC 1 2.25% $15,703
    PROPER RATE, LLC 1 2.25% $928
    SECURITYNATIONAL MORTGAGE COMPANY 1 2.50% $16,489
    SOUTHWEST STAGE FUNDING, LLC 1 2.88% $2,928
    Strong Home Mortgage, LLC 1 2.25% $17,808
    SUMMIT FUNDING, INC. 1 2.38% $6,132
    The Central Trust Bank 1 2.25% $1,931
    THE MORTGAGE COMPANY 1 2.25% $3,566
    TOP FLITE FINANCIAL, INC. 1 2.75% $15,116
    TOWNE MORTGAGE COMPANY 1 2.75% $2,276
    V.I.P. MORTGAGE, INC. 1 2.50% $26,051
    Wallick & Volk, Inc. 1 3.25% $7,770
    ZILLOW HOME LOANS, LLC 1 2.25% $10,616

    The top Greeley VA lender as defined by loan originations is FREEDOM MORTGAGE CORPORATION, with 173 VA loans originated. Their average total fees are $3,754, which is $4,506 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Greeley VA lenders (with over 10 loans originated) are NEWREZ LLC ($3,098), InterContinental Capital Group, Inc ($3,299), LAKEVIEW LOAN SERVICING, LLC ($3,588), FREEDOM MORTGAGE CORPORATION ($3,754) and First National Bank of Omaha ($3,762).

    The lowest rate Greeley VA lenders (with over 10 loans originated) are CLEARPATH LENDING (2.23%), VILLAGE CAPITAL & INVESTMENT LLC (2.26%), InterContinental Capital Group, Inc (2.29%), PENNYMAC LOAN SERVICES, LLC (2.35%) and FREEDOM MORTGAGE CORPORATION (2.39%).

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.