Greeley VA Loan Rates, Closing Costs & Stats
GREELEY, CO
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who
have served or are presently serving in the U.S. military. The VA does not directly lend,
it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will
also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan,
it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out
refis.
For additional benefits of VA loans, click here.
Greeley's 101 lenders originated 813 VA
loans during 2024. The total origination value was $395,395,000, with an average VA loan value of
$486,341.
Greeley VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Greeley
averaged
0.14%
for the week of 2025-06-20, compared to the national average (all VA variants) of
0% for the same period.
Greeley's average VA mortgage closing costs are $7,544.
The average rate for the prior week (2025-06-13) was
6.79% and
one month ago for the week of 2025-05-16, the
average rate was 6.75%.
The average rate one year ago was 6.54%.
For refis of the same type during the week of 2025-06-20, the average rate
was -0.03%.
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.
Greeley VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender
at the Greeley level.
Name |
# of Loans |
2024 Avg. 30yFix Rate |
2024 Avg. Closing Costs |
UNITED WHOLESALE MORTGAGE, LLC
|
141
|
5.92%
|
$8,176
|
Mortgage Research Center, LLC
|
75
|
6.29%
|
$7,121
|
QUICKEN LOANS, LLC
|
43
|
5.98%
|
$10,362
|
FREEDOM MORTGAGE CORPORATION
|
38
|
5.98%
|
$10,767
|
LOANDEPOT.COM, LLC
|
37
|
5.95%
|
$11,331
|
DHI MORTGAGE COMPANY, LTD.
|
26
|
4.80%
|
$8,867
|
NAVY FEDERAL CREDIT UNION
|
20
|
5.71%
|
$8,595
|
GUILD MORTGAGE COMPANY
|
19
|
6.53%
|
$10,883
|
PENNYMAC LOAN SERVICES, LLC
|
16
|
5.62%
|
$9,623
|
NEWREZ LLC
|
16
|
5.98%
|
$9,658
|
CROSSCOUNTRY MORTGAGE, LLC
|
15
|
6.32%
|
$8,870
|
AMERICAN FINANCING CORPORATION
|
15
|
6.07%
|
$15,301
|
HOMEAMERICAN MORTGAGE CORPORATION
|
15
|
4.77%
|
$3,976
|
GROUP MORTGAGE, LLC
|
12
|
6.17%
|
$7,024
|
GUARANTEED RATE, INC.
|
12
|
6.28%
|
$6,494
|
CMG MORTGAGE, INC.
|
11
|
5.60%
|
$11,880
|
PRIMARY RESIDENTIAL MORTGAGE, INC.
|
10
|
6.19%
|
$9,138
|
EAGLE HOME MORTGAGE, LLC
|
10
|
4.41%
|
$8,418
|
VILLAGE CAPITAL MORTGAGE
|
9
|
5.49%
|
$9,305
|
BROKER SOLUTIONS, INC.
|
9
|
6.58%
|
$14,875
|
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
|
9
|
6.03%
|
$13,558
|
INSPIRE HOME LOANS INC.
|
9
|
4.90%
|
$7,632
|
USAA Federal Savings Bank
|
8
|
6.41%
|
$7,182
|
The Loan Store, Inc.
|
8
|
5.89%
|
$11,568
|
KBHS HOME LOANS, LLC
|
8
|
4.91%
|
$8,054
|
Gateway First Bank
|
8
|
6.02%
|
$9,840
|
NFM, INC.
|
8
|
5.82%
|
$5,872
|
CORNERSTONE HOME LENDING, INC.
|
6
|
5.54%
|
$16,610
|
V.I.P. MORTGAGE, INC.
|
6
|
5.71%
|
$8,496
|
LAKEVIEW LOAN SERVICING, LLC
|
6
|
5.67%
|
$7,619
|
PLANET HOME LENDING, LLC
|
6
|
5.92%
|
$9,978
|
Elevations Credit Union
|
6
|
6.23%
|
$11,247
|
American Mortgage & Equity Consultants, Inc.
|
5
|
6.55%
|
$7,391
|
U.S. Bank
|
5
|
5.70%
|
$10,139
|
MORTGAGE SOLUTIONS OF COLORADO, LLC
|
5
|
7.20%
|
$4,096
|
TOWNE MORTGAGE COMPANY
|
5
|
6.03%
|
$13,180
|
First Western Trust Bank
|
4
|
6.13%
|
$8,871
|
Magnolia Bank
|
4
|
5.88%
|
$23,770
|
PRIMELENDING, A PLAINSCAPITAL COMPANY
|
4
|
5.93%
|
$19,607
|
CLEARPATH LENDING
|
4
|
5.47%
|
$18,892
|
GUARANTEED RATE AFFINITY, LLC
|
3
|
5.48%
|
$5,853
|
Equity Prime Mortgage LLC
|
3
|
7.63%
|
$4,766
|
First Federal Bank
|
3
|
6.17%
|
$2,408
|
The Federal Savings Bank
|
3
|
6.50%
|
$38,427
|
SUMMIT FUNDING, INC.
|
3
|
6.75%
|
$9,968
|
Ent Credit Union
|
3
|
6.08%
|
$7,598
|
NEW DAY FINANCIAL, LLC
|
3
|
7.58%
|
$17,327
|
BAY EQUITY LLC
|
3
|
6.83%
|
$16,229
|
AMERICAN PACIFIC MORTGAGE CORPORATION
|
3
|
6.46%
|
$16,165
|
MOVEMENT MORTGAGE, LLC
|
3
|
7.08%
|
$17,577
|
Ixonia Bank
|
3
|
6.75%
|
$4,063
|
Carrington Mortgage Services, LLC
|
2
|
7.38%
|
$14,069
|
AMERICAN FINANCIAL NETWORK, INC.
|
2
|
7.06%
|
$10,348
|
AMERICAN FINANCIAL RESOURCES, INC.
|
2
|
6.13%
|
$12,565
|
ARK-LA-TEX FINANCIAL SERVICES, LLC.
|
2
|
6.31%
|
$7,683
|
ALLIED MORTGAGE GROUP, INC.
|
2
|
6.63%
|
$4,633
|
HOMEBRIDGE FINANCIAL SERVICES, INC.
|
2
|
6.74%
|
$7,653
|
Independent Bank
|
2
|
5.44%
|
$13,765
|
JPMorgan Chase Bank
|
2
|
6.31%
|
$3,411
|
Mr. Cooper ( Nationstar Mortgage )
|
2
|
5.94%
|
$4,720
|
MUTUAL OF OMAHA MORTGAGE, INC.
|
2
|
6.00%
|
$14,691
|
NOVA FINANCIAL & INVESTMENT CORPORATION
|
2
|
5.50%
|
$12,296
|
Prosperity Home Mortgage, LLC
|
2
|
5.63%
|
$12,348
|
Network Funding, L.P.
|
1
|
6.50%
|
$25,350
|
Nations Lending Corporation
|
1
|
6.75%
|
$11,452
|
MEGASTAR FINANCIAL CORP.
|
1
|
7.13%
|
$4,785
|
LADERA LENDING, INC.
|
1
|
6.25%
|
$17,918
|
Ameris Bank
|
1
|
5.75%
|
$6,291
|
Opportunity Bank of Montana
|
1
|
5.38%
|
$15,089
|
Paramount Residential Mortgage Group, Inc.
|
1
|
6.50%
|
$14,269
|
Peak Financial
|
1
|
5.75%
|
$3,290
|
Keystone Funding, Inc.
|
1
|
6.25%
|
$3,257
|
PENTAGON FEDERAL CREDIT UNION
|
1
|
5.75%
|
$1,588
|
PHH Mortgage Corporation
|
1
|
5.25%
|
$8,122
|
INTERCAP LENDING INC.
|
1
|
6.63%
|
$10,582
|
PLAZA HOME MORTGAGE, INC.
|
1
|
6.13%
|
$9,233
|
PNC Bank
|
1
|
6.63%
|
$3,370
|
PREMIA MORTGAGE, LLC
|
1
|
6.13%
|
$6,914
|
HOMEOWNERS FINANCIAL GROUP USA, LLC
|
1
|
5.50%
|
$16,499
|
GoPrime Mortgage, Inc.
|
1
|
6.13%
|
$11,967
|
WESTERRA CREDIT UNION
|
1
|
5.75%
|
$19,450
|
GARDNER FINANCIAL SERVICES, LTD.
|
1
|
6.63%
|
$18,630
|
S1L, Inc.
|
1
|
5.75%
|
$11,326
|
SECURITYNATIONAL MORTGAGE COMPANY
|
1
|
6.63%
|
$17,948
|
SOUTHWEST FUNDING, LP
|
1
|
6.50%
|
$0
|
Franklin Loan Corporation
|
1
|
5.75%
|
$6,130
|
Summit Mortgage Corporation
|
1
|
5.25%
|
$2,124
|
SUN WEST MORTGAGE COMPANY, INC.
|
1
|
5.25%
|
$10,565
|
The Central Trust Bank
|
1
|
5.99%
|
$13,249
|
FLAT BRANCH MORTGAGE, INC.
|
1
|
5.63%
|
$18,235
|
The Huntington National Bank
|
1
|
6.75%
|
$2,748
|
Flagstar Bank, FSB
|
1
|
7.25%
|
$22,807
|
TJC Mortgage, Inc.
|
1
|
5.50%
|
$5,417
|
First National Bank of Omaha
|
1
|
5.50%
|
$2,183
|
UNION HOME MORTGAGE CORP.
|
1
|
6.63%
|
$11,135
|
Century Mortgage Company DBA Century Lending Company
|
1
|
5.63%
|
$18,358
|
CENTENNIAL LENDING, LLC
|
1
|
5.63%
|
$9,846
|
BOKF
|
1
|
6.38%
|
$17,650
|
Armed Forces Bank
|
1
|
6.13%
|
$8,217
|
NBKC BANK
|
1
|
5.49%
|
$1,673
|
NEST HOME LENDING, LLC
|
1
|
5.99%
|
$3,660
|
The top Greeley VA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
141 VA loans originated. Their average total fees are
$8,176, which is $1,055
higher than the next largest lender,
Mortgage Research Center, LLC.
The lowest fee Greeley VA lenders (with over 10 loans originated) are
HOMEAMERICAN MORTGAGE CORPORATION ($3,976), GUARANTEED RATE, INC. ($6,494), GROUP MORTGAGE, LLC ($7,024), Mortgage Research Center, LLC ($7,121) and UNITED WHOLESALE MORTGAGE, LLC ($8,176).
The lowest rate Greeley VA lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (4.41%), HOMEAMERICAN MORTGAGE CORPORATION (4.77%), DHI MORTGAGE COMPANY, LTD. (4.80%), CMG MORTGAGE, INC. (5.60%) and PENNYMAC LOAN SERVICES, LLC (5.62%).
VA Loan Features
No down payment required
Negotiable and competitive interest rate.
Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent
and exemption for veterans receiving VA compensation).
VA rules limit the amount you can be charged for closing costs.
Closing costs are comparable with other financing types (and may be lower).
Closing costs may be paid by the seller.
No private mortgage insurance premiums are required.
An assumable mortgage.
Right to prepay your mortgage without penalty.
For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain
cooperation of builder.
VA assistance to veteran borrowers in default due to temporary financial difficulty.