GREELEY Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Greeley averaged
6.73%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
6.46% and
one month ago for the week of 2025-05-15, the
average rate was 6.73%.
Greeley's average rate one year ago was 6.87%.
For refis of the same type during the week of 2025-06-18, the average rate
was 6.49%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Greeley 30 Year Fixed Rate | 2025-06-18 | 6.73% |
| Greeley 30 Year Fixed Rate Refi | 2025-06-18 | 6.49% |
| Greeley 15 Year Fixed Rate | 2025-06-18 | 5.96% |
| Greeley 15 Year Fixed Rate Refi | 2025-06-18 | 6.56% |
| Greeley 30 Year FHA | 2025-06-18 | -0.07% |
| Greeley 30 Year FHA Refi | 2025-06-18 | -0.42% |
| Greeley 30 Year USDA | 2025-06-18 | 0% |
| Greeley 30 Year USDA Refi | 2025-06-18 | 0.2% |
| Greeley 30 Year VA | 2025-06-18 | -0.23% |
| Greeley 30 Year VA Refi | 2025-06-18 | -0.73% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within GREELEY, CO.
GREELEY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the GREELEY, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
GREELEY Average Closing Costs & Other Stats
GREELEY, CO's 217 lenders originated 10,295
loans during 2024. The total origination value was $3,489,095,000, with an average loan value of
$338,912.
GREELEY's average closing costs are $6,294.
The top GREELEY lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
481 loans originated. Their average total fees are
$9,202, which is $1,540
higher than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee GREELEY lenders (with over 10 loans originated) are
HOMEAMERICAN MORTGAGE CORPORATION ($1,188), Morgan Stanley Private Bank ($3,215), INSPIRE HOME LOANS INC. ($3,621), NAVY FEDERAL CREDIT UNION ($3,672) and First Western Trust Bank ($3,780).
The lowest rate GREELEY lenders (with over 10 loans originated) are
EAGLE HOME MORTGAGE, LLC (4.89%), KBHS HOME LOANS, LLC (5.45%), NEST HOME LENDING, LLC (5.57%), DHI MORTGAGE COMPANY, LTD. (5.61%) and INSPIRE HOME LOANS INC. (5.69%).
GREELEY, CO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $328,245,000 | $416,965,000 | 27.0% | 12.0% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $141,870,000 | n/a | 4.1% | |
| QUICKEN LOANS, LLC | $113,550,000 | $136,265,000 | 20.0% | 3.9% |
| LOANDEPOT.COM, LLC | $94,215,000 | $126,525,000 | 34.3% | 3.6% |
| GUILD MORTGAGE COMPANY | $39,985,000 | $117,725,000 | 194.4% | 3.4% |
| DHI MORTGAGE COMPANY, LTD. | $139,720,000 | $102,335,000 | -26.8% | 2.9% |
| CROSSCOUNTRY MORTGAGE, LLC | $82,615,000 | $84,880,000 | 2.7% | 2.4% |
| EAGLE HOME MORTGAGE, LLC | $124,895,000 | $74,130,000 | -40.6% | 2.1% |
| HOMEAMERICAN MORTGAGE CORPORATION | $59,995,000 | $66,925,000 | 11.6% | 1.9% |
| Elevations Credit Union | $68,585,000 | $65,555,000 | -4.4% | 1.9% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $80,445,000 | $62,260,000 | -22.6% | 1.8% |
| GUARANTEED RATE, INC. | $40,210,000 | $59,355,000 | 47.6% | 1.7% |
| CMG MORTGAGE, INC. | $86,285,000 | $58,340,000 | -32.4% | 1.7% |
| FirstBank | $44,960,000 | $55,545,000 | 23.5% | 1.6% |
| BROKER SOLUTIONS, INC. | $37,655,000 | $53,635,000 | 42.4% | 1.5% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $60,725,000 | $52,730,000 | -13.2% | 1.5% |
| INSPIRE HOME LOANS INC. | $28,345,000 | $52,450,000 | 85.0% | 1.5% |
| AMERICAN FINANCING CORPORATION | $28,770,000 | $51,510,000 | 79.0% | 1.5% |
| Ent Credit Union | $43,190,000 | $51,130,000 | 18.4% | 1.5% |
| Bank of Colorado | $66,065,000 | $47,195,000 | -28.6% | 1.4% |
| VAN DYK MORTGAGE CORPORATION | $33,475,000 | $42,555,000 | 27.1% | 1.2% |
| FREEDOM MORTGAGE CORPORATION | $8,130,000 | $41,855,000 | 414.8% | 1.2% |
| HOMESIDE FINANCIAL, LLC | $5,130,000 | $35,435,000 | 590.7% | 1.0% |
| NEWREZ LLC | $9,930,000 | $34,720,000 | 249.6% | 1.0% |
| PENNYMAC LOAN SERVICES, LLC | $14,805,000 | $34,455,000 | 132.7% | 1.0% |
| First Western Trust Bank | $19,110,000 | $34,415,000 | 80.1% | 1.0% |
| Gateway First Bank | $18,165,000 | $34,115,000 | 87.8% | 1.0% |
| Mortgage Research Center, LLC | $26,835,000 | $33,510,000 | 24.9% | 1.0% |
| PNC Bank | $6,345,000 | $33,350,000 | 425.6% | 1.0% |
| NFM, INC. | $7,145,000 | $32,750,000 | 358.4% | 0.9% |
| JPMorgan Chase Bank | $20,380,000 | $32,535,000 | 59.6% | 0.9% |
| CORNERSTONE HOME LENDING, INC. | $34,630,000 | $32,080,000 | -7.4% | 0.9% |
| U.S. Bank | $35,370,000 | $31,835,000 | -10.0% | 0.9% |
| The Loan Store, Inc. | $3,755,000 | $30,680,000 | 717.0% | 0.9% |
| First National Bank of Omaha | $66,100,000 | $30,010,000 | -54.6% | 0.9% |
| GROUP MORTGAGE, LLC | $26,735,000 | $28,595,000 | 7.0% | 0.8% |
| CANVAS CREDIT UNION | $20,895,000 | $26,320,000 | 26.0% | 0.8% |
| V.I.P. MORTGAGE, INC. | $23,925,000 | $24,200,000 | 1.1% | 0.7% |
| American Mortgage & Equity Consultants, Inc. | $25,375,000 | $23,585,000 | -7.1% | 0.7% |
| KBHS HOME LOANS, LLC | $32,515,000 | $22,680,000 | -30.2% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $16,440,000 | $22,355,000 | 36.0% | 0.6% |
| Loan Simple, Inc. | $14,360,000 | $21,795,000 | 51.8% | 0.6% |
| NEST HOME LENDING, LLC | $18,480,000 | $18,995,000 | 2.8% | 0.5% |
| Ixonia Bank | $16,265,000 | $17,670,000 | 8.6% | 0.5% |
| BELLCO | $13,515,000 | $15,625,000 | 15.6% | 0.4% |
| MOVEMENT MORTGAGE, LLC | $12,290,000 | $15,610,000 | 27.0% | 0.4% |
| BROOKHOLLOW MORTGAGE SERVICES, LTD | $8,595,000 | $15,295,000 | 78.0% | 0.4% |
| The Huntington National Bank | $8,025,000 | $14,495,000 | 80.6% | 0.4% |
| Century Mortgage Company DBA Century Lending Company | $7,545,000 | $14,310,000 | 89.7% | 0.4% |
| MEGASTAR FINANCIAL CORP. | $18,125,000 | $14,140,000 | -22.0% | 0.4% |
| Plains Commerce Bank | $7,800,000 | $13,495,000 | 73.0% | 0.4% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | $13,445,000 | $12,930,000 | -3.8% | 0.4% |
| Prudential Huntoon Paige Associates, LLC | $12,855,000 | n/a | 0.4% | |
| Paramount Residential Mortgage Group, Inc. | $16,835,000 | $12,585,000 | -25.2% | 0.4% |
| Blue Federal Credit Union | $6,170,000 | $12,375,000 | 100.6% | 0.4% |
| TRIAD FINANCIAL SERVICES, INC. | $7,395,000 | $12,375,000 | 67.3% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,880,000 | $12,270,000 | 55.7% | 0.4% |
| TOWNE MORTGAGE COMPANY | $5,795,000 | $12,210,000 | 110.7% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $11,980,000 | $12,065,000 | 0.7% | 0.3% |
| PREMIER MEMBERS CREDIT UNION | $28,280,000 | $11,845,000 | -58.1% | 0.3% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $12,405,000 | $11,735,000 | -5.4% | 0.3% |
| Wells Fargo Bank | $17,325,000 | $10,700,000 | -38.2% | 0.3% |
| SECURITY SERVICE | $31,225,000 | $10,550,000 | -66.2% | 0.3% |
| S1L, Inc. | $10,955,000 | $10,345,000 | -5.6% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $11,375,000 | $10,230,000 | -10.1% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $380,000 | $10,175,000 | 2,577.6% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $6,320,000 | $9,675,000 | 53.1% | 0.3% |
| FMS Bank | $4,290,000 | $9,305,000 | 116.9% | 0.3% |
| EVERETT FINANCIAL, INC. | $11,625,000 | $9,040,000 | -22.2% | 0.3% |
| BOKF | $4,200,000 | $8,450,000 | 101.2% | 0.2% |
| UNION HOME MORTGAGE CORP. | $605,000 | $8,430,000 | 1,293.4% | 0.2% |
| Independent Bank | $33,345,000 | $8,290,000 | -75.1% | 0.2% |
| Adams Bank & Trust | $9,650,000 | $7,995,000 | -17.2% | 0.2% |
| Keystone Funding, Inc. | $1,385,000 | $7,925,000 | 472.2% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $3,775,000 | $7,800,000 | 106.6% | 0.2% |
| BAY EQUITY LLC | $6,525,000 | $7,605,000 | 16.6% | 0.2% |
| Zions Bank | $5,595,000 | $7,355,000 | 31.5% | 0.2% |
| SUMMIT FUNDING, INC. | $7,590,000 | $7,230,000 | -4.7% | 0.2% |
| Morgan Stanley Private Bank | $4,770,000 | $6,850,000 | 43.6% | 0.2% |
| PLANET HOME LENDING, LLC | $6,130,000 | $6,710,000 | 9.5% | 0.2% |
| Discover Bank | $7,440,000 | $6,640,000 | -10.8% | 0.2% |
| First National Bank of America | $1,955,000 | $6,555,000 | 235.3% | 0.2% |
| Carrington Mortgage Services, LLC | $4,010,000 | $6,425,000 | 60.2% | 0.2% |
| Figure Lending LLC | $3,845,000 | $6,355,000 | 65.3% | 0.2% |
| Flagstar Bank, FSB | $7,810,000 | $6,350,000 | -18.7% | 0.2% |
| The Federal Savings Bank | $9,275,000 | $6,260,000 | -32.5% | 0.2% |
| OCMBC, INC. | $6,225,000 | $6,245,000 | 0.3% | 0.2% |
| NBH Bank | $8,320,000 | $6,135,000 | -26.3% | 0.2% |
| Weld Schools Credit Union | $9,295,000 | $6,080,000 | -34.6% | 0.2% |
| Points West Community Bank | $6,575,000 | $5,900,000 | -10.3% | 0.2% |
| Sunflower Bank | $1,590,000 | $5,865,000 | 268.9% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $5,845,000 | $5,780,000 | -1.1% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $6,755,000 | $5,705,000 | -15.5% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $3,965,000 | $5,645,000 | 42.4% | 0.2% |
| 21ST MORTGAGE CORPORATION | $4,375,000 | $5,575,000 | 27.4% | 0.2% |
| VILLAGE CAPITAL MORTGAGE | $2,215,000 | $5,575,000 | 151.7% | 0.2% |
| Bank of America | $5,015,000 | $5,355,000 | 6.8% | 0.2% |
| ZILLOW HOME LOANS, LLC | $3,005,000 | $5,105,000 | 69.9% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,885,000 | $5,030,000 | 74.4% | 0.1% |
| WESTERRA CREDIT UNION | $15,455,000 | $5,030,000 | -67.5% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $3,560,000 | $4,985,000 | 40.0% | 0.1% |
| Northpointe Bank | $7,255,000 | $4,875,000 | -32.8% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $860,000 | $4,850,000 | 464.0% | 0.1% |
| Equity Prime Mortgage LLC | $2,955,000 | $4,745,000 | 60.6% | 0.1% |
| Charles Schwab Bank, SSB | $3,010,000 | $4,590,000 | 52.5% | 0.1% |
| ENVOY MORTGAGE, LTD | $4,545,000 | n/a | 0.1% | |
| CHEVRON | $2,700,000 | $4,340,000 | 60.7% | 0.1% |
| SWBC MORTGAGE CORPORATION | $2,060,000 | $4,200,000 | 103.9% | 0.1% |
| USAA Federal Savings Bank | $4,050,000 | $3,985,000 | -1.6% | 0.1% |
| CITYWIDE HOME LOANS, LLC | $1,370,000 | $3,955,000 | 188.7% | 0.1% |
| High Plains Bank | $1,590,000 | $3,920,000 | 146.5% | 0.1% |
| ALLIANT CREDIT UNION | $4,220,000 | $3,805,000 | -9.8% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $935,000 | $3,690,000 | 294.7% | 0.1% |
| NMSI, INC. | $4,325,000 | $3,635,000 | -16.0% | 0.1% |
| BMO Harris Bank | $6,380,000 | $3,595,000 | -43.7% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $4,830,000 | $3,465,000 | -28.3% | 0.1% |
| READYCAP COMMERCIAL, LLC | $3,285,000 | n/a | 0.1% | |
| ALLIED MORTGAGE GROUP, INC. | $1,855,000 | $3,265,000 | 76.0% | 0.1% |
| Commerce Home Mortgage, Inc. | $3,885,000 | $3,260,000 | -16.1% | 0.1% |
| Alpine Bank | $1,285,000 | $3,250,000 | 152.9% | 0.1% |
| Sooper Credit Union | $3,510,000 | $3,250,000 | -7.4% | 0.1% |
| First National Bank | $495,000 | $3,220,000 | 550.5% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $2,525,000 | $3,175,000 | 25.7% | 0.1% |
| BETTER MORTGAGE CORPORATION | $4,145,000 | $3,070,000 | -25.9% | 0.1% |
| Northern Colorado Credit Union | $1,890,000 | $3,065,000 | 62.2% | 0.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $5,105,000 | $2,975,000 | -41.7% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $2,095,000 | $2,965,000 | 41.5% | 0.1% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,720,000 | $2,940,000 | 70.9% | 0.1% |
| Prosperity Home Mortgage, LLC | $1,820,000 | $2,810,000 | 54.4% | 0.1% |
| Bell Bank | $2,080,000 | $2,780,000 | 33.7% | 0.1% |
| CANOPY MORTGAGE, LLC | $2,740,000 | n/a | 0.1% | |
| AMERISAVE MORTGAGE CORPORATION | $6,175,000 | $2,735,000 | -55.7% | 0.1% |
| SPRING EQ, LLC | $4,165,000 | $2,710,000 | -34.9% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,555,000 | $2,700,000 | 73.6% | 0.1% |
| THE MORTGAGE COMPANY | $870,000 | $2,690,000 | 209.2% | 0.1% |
| US MORTGAGE CORPORATION | $315,000 | $2,575,000 | 717.5% | 0.1% |
| MICHIGAN MUTUAL, INC. | $765,000 | $2,555,000 | 234.0% | 0.1% |
| Citibank | $2,230,000 | $2,430,000 | 9.0% | 0.1% |
| NBKC BANK | $3,890,000 | $2,425,000 | -37.7% | 0.1% |
| JET HOMELOANS, LLC | $2,245,000 | $2,370,000 | 5.6% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,845,000 | $2,355,000 | 27.6% | 0.1% |
| SOUTHERN LENDING SERVICES, LTD. | $2,315,000 | n/a | 0.1% | |
| COLORADO CREDIT UNION | $2,530,000 | $2,280,000 | -9.9% | 0.1% |
| Farm Credit Mid-America, ACA | $2,280,000 | n/a | 0.1% | |
| PREMIA MORTGAGE, LLC | $2,750,000 | $2,275,000 | -17.3% | 0.1% |
| Network Funding, L.P. | $480,000 | $2,215,000 | 361.5% | 0.1% |
| NEXERA HOLDING LLC | $1,075,000 | $2,210,000 | 105.6% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $4,300,000 | $2,205,000 | -48.7% | 0.1% |
| Magnolia Bank | $790,000 | $2,200,000 | 178.5% | 0.1% |
| SOUTHWEST FUNDING, LP | $2,160,000 | n/a | 0.1% | |
| PANORAMA MORTGAGE GROUP, LLC | $2,130,000 | n/a | 0.1% | |
| Coastal Community Bank | $1,685,000 | $2,125,000 | 26.1% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $3,510,000 | $2,110,000 | -39.9% | 0.1% |
| LOANPAL, LLC | $1,730,000 | $2,105,000 | 21.7% | 0.1% |
| Raymond James Bank | $2,100,000 | n/a | 0.1% | |
| Bank of England | $5,740,000 | $2,065,000 | -64.0% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $2,030,000 | n/a | 0.1% | |
| FIRST COLONY MORTGAGE CORPORATION | $1,040,000 | $2,015,000 | 93.8% | 0.1% |
| T2 FINANCIAL LLC | $810,000 | $1,995,000 | 146.3% | 0.1% |
| Credit Union of Denver | $1,680,000 | $1,985,000 | 18.2% | 0.1% |
| PHH Mortgage Corporation | $2,845,000 | $1,950,000 | -31.5% | 0.1% |
| First Federal Bank | $740,000 | $1,910,000 | 158.1% | 0.1% |
| West Gate Bank | $770,000 | $1,895,000 | 146.1% | 0.1% |
| Ally Bank | $1,060,000 | $1,885,000 | 77.8% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $3,420,000 | $1,885,000 | -44.9% | 0.1% |
| AMWEST FUNDING CORP. | $695,000 | $1,820,000 | 161.9% | 0.1% |
| Axos Bank | $1,805,000 | n/a | 0.1% | |
| Nations Lending Corporation | $4,385,000 | $1,805,000 | -58.8% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $1,760,000 | $1,780,000 | 1.1% | 0.1% |
| American Airlines Federal Credit Union | $1,690,000 | n/a | 0.0% | |
| OAKTREE FUNDING CORP. | $635,000 | $1,685,000 | 165.4% | 0.0% |
| Commerce Bank | $1,375,000 | $1,625,000 | 18.2% | 0.0% |
| FIRST TECHNOLOGY | $4,295,000 | $1,625,000 | -62.2% | 0.0% |
| CLEARPATH LENDING | $1,595,000 | n/a | 0.0% | |
| ARC HOME LLC | $580,000 | $1,590,000 | 174.1% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $315,000 | $1,565,000 | 396.8% | 0.0% |
| LIMA ONE CAPITAL, LLC | $1,810,000 | $1,565,000 | -13.5% | 0.0% |
| First Interstate Bank | $3,625,000 | $1,530,000 | -57.8% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $1,215,000 | $1,525,000 | 25.5% | 0.0% |
| Franklin Loan Corporation | $680,000 | $1,505,000 | 121.3% | 0.0% |
| First-Citizens Bank & Trust Company | $2,150,000 | $1,480,000 | -31.2% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $2,870,000 | $1,475,000 | -48.6% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $1,470,000 | n/a | 0.0% | |
| CARDINAL FINANCIAL | $10,375,000 | $1,465,000 | -85.9% | 0.0% |
| Merchants Mortgage & Trust Corporation | $2,785,000 | $1,460,000 | -47.6% | 0.0% |
| BM Real Estate Services, Inc. | $1,435,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $1,880,000 | $1,435,000 | -23.7% | 0.0% |
| Bethpage Federal Credit Union | $665,000 | $1,395,000 | 109.8% | 0.0% |
| Cornerstone First Mortgage, Inc | $1,385,000 | n/a | 0.0% | |
| Wray State Bank | $1,585,000 | $1,365,000 | -13.9% | 0.0% |
| M2 Lending Solutions, LLC | $700,000 | $1,325,000 | 89.3% | 0.0% |
| Citadel Servicing Corporation | $305,000 | $1,280,000 | 319.7% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,740,000 | $1,275,000 | -26.7% | 0.0% |
| FirsTier Bank | $2,125,000 | $1,260,000 | -40.7% | 0.0% |
| HighTechLending Inc | $345,000 | $1,220,000 | 253.6% | 0.0% |
| Red Rocks Credit Union | $540,000 | $1,220,000 | 125.9% | 0.0% |
| ALAMEDA MORTGAGE CORPORATION | $1,215,000 | n/a | 0.0% | |
| FOUNDATION MORTGAGE CORPORATION | $1,195,000 | n/a | 0.0% | |
| 5TH STREET CAPITAL, INC. | $1,160,000 | n/a | 0.0% | |
| Summit Mortgage Corporation | $1,385,000 | $1,135,000 | -18.1% | 0.0% |
| GMFS LLC | $1,205,000 | $1,130,000 | -6.2% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $1,110,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $1,105,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $355,000 | $1,100,000 | 209.9% | 0.0% |
| SAMMAMISH MORTGAGE COMPANY | $1,090,000 | n/a | 0.0% | |
| QUORUM FEDERAL CREDIT UNION | $150,000 | $1,065,000 | 610.0% | 0.0% |
| ANB Bank | $2,890,000 | $1,060,000 | -63.3% | 0.0% |
| Servion, Inc. | $385,000 | $1,050,000 | 172.7% | 0.0% |
| INTERCAP LENDING INC. | $3,395,000 | $1,035,000 | -69.5% | 0.0% |
| Lakeview Community Capital, LLC | $455,000 | $1,030,000 | 126.4% | 0.0% |
| RESIDENTIAL BANCORP | $750,000 | $1,025,000 | 36.7% | 0.0% |
| Arvest Bank | $555,000 | $1,020,000 | 83.8% | 0.0% |
| Wyoming Bank & Trust | $1,020,000 | n/a | 0.0% | |
| Peak Financial | $440,000 | $1,015,000 | 130.7% | 0.0% |
| CENTENNIAL LENDING, LLC | $1,100,000 | $1,010,000 | -8.2% | 0.0% |
| A&D Mortgage LLC | $560,000 | $1,000,000 | 78.6% | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | $385,000 | $1,000,000 | 159.7% | 0.0% |
| Flanagan State Bank | $395,000 | $980,000 | 148.1% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $830,000 | $970,000 | 16.9% | 0.0% |
| ON Q FINANCIAL, INC. | $940,000 | $970,000 | 3.2% | 0.0% |
| ENCORE BANK | $525,000 | $960,000 | 82.9% | 0.0% |
| UBS Bank USA | $1,870,000 | $950,000 | -49.2% | 0.0% |
| FBC MORTGAGE, LLC | $945,000 | n/a | 0.0% | |
| NEW DAY FINANCIAL, LLC | $955,000 | $940,000 | -1.6% | 0.0% |
| ON TAP | $1,830,000 | $940,000 | -48.6% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $4,240,000 | $935,000 | -77.9% | 0.0% |
| Logan Finance Corporation | $900,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $480,000 | $890,000 | 85.4% | 0.0% |
| UMB Bank | $3,375,000 | $885,000 | -73.8% | 0.0% |
| Fifth Third Bank | $880,000 | n/a | 0.0% | |
| The First National Bank of Las Animas | $870,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $830,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $235,000 | $820,000 | 248.9% | 0.0% |
| AUGUSTA FINANCIAL, INC. | $805,000 | n/a | 0.0% | |
| NexBank | $1,770,000 | $790,000 | -55.4% | 0.0% |
| The Central Trust Bank | $1,195,000 | $780,000 | -34.7% | 0.0% |
| NP, Inc. | $710,000 | $770,000 | 8.5% | 0.0% |
| Towne Bank | $770,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $1,515,000 | $760,000 | -49.8% | 0.0% |
| DAS Acquisition Company, LLC | $455,000 | $760,000 | 67.0% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $275,000 | $750,000 | 172.7% | 0.0% |
| KeyBank | $2,235,000 | $745,000 | -66.7% | 0.0% |
| SeaTrust Mortgage Company | $600,000 | $715,000 | 19.2% | 0.0% |
| Citizens Bank | $1,050,000 | $665,000 | -36.7% | 0.0% |
| Gate City Bank | $255,000 | $665,000 | 160.8% | 0.0% |
| Leader Bank | $665,000 | n/a | 0.0% | |
| Lincoln FSB of Nebraska | $655,000 | n/a | 0.0% | |
| South State Bank | $635,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $2,370,000 | $630,000 | -73.4% | 0.0% |
| Brighton Bank | $625,000 | n/a | 0.0% | |
| Baxter Credit Union | $85,000 | $620,000 | 629.4% | 0.0% |
| TJC Mortgage, Inc. | $415,000 | $620,000 | 49.4% | 0.0% |
| Ameris Bank | $1,150,000 | $615,000 | -46.5% | 0.0% |
| Simmons Bank | $595,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $985,000 | $585,000 | -40.6% | 0.0% |
| Opportunity Bank of Montana | $585,000 | n/a | 0.0% | |
| AIR ACADEMY | $510,000 | $580,000 | 13.7% | 0.0% |
| Armed Forces Bank | $585,000 | $565,000 | -3.4% | 0.0% |
| LADERA LENDING, INC. | $745,000 | $565,000 | -24.2% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $565,000 | n/a | 0.0% | |
| First Financial Bank | $555,000 | n/a | 0.0% | |
| DENVER FIRE DEPARTMENT FEDERAL CREDIT UNION | $220,000 | $545,000 | 147.7% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $355,000 | $545,000 | 53.5% | 0.0% |
| Truist | $165,000 | $545,000 | 230.3% | 0.0% |
| PARTNER COLORADO | $960,000 | $540,000 | -43.8% | 0.0% |
| ALTITUDE FINANCIAL CORPORATION | $720,000 | $535,000 | -25.7% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $2,460,000 | $520,000 | -78.9% | 0.0% |
| Performance Financial, Inc. | $515,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $120,000 | $515,000 | 329.2% | 0.0% |
| FIRST NATIONS HOME FINANCE CORPORATION | $830,000 | $510,000 | -38.6% | 0.0% |
| Platte Valley Bank | $490,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $485,000 | n/a | 0.0% | |
| Quontic Bank | $485,000 | n/a | 0.0% | |
| Evergreen National Bank | $475,000 | n/a | 0.0% | |
| RANLIFE, INC. | $475,000 | n/a | 0.0% | |
| IDEAL HOME LOANS LLC | $425,000 | $470,000 | 10.6% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $470,000 | n/a | 0.0% | |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | $455,000 | n/a | 0.0% | |
| ISERVE RESIDENTIAL LENDING, LLC | $455,000 | n/a | 0.0% | |
| Jonah Bank of Wyoming | $455,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $450,000 | n/a | 0.0% | |
| CREDIT HUMAN FEDERAL CREDIT UNION | $315,000 | $445,000 | 41.3% | 0.0% |
| EQUITABLE SAVINGS AND LOAN ASSOCIATION | $435,000 | $445,000 | 2.3% | 0.0% |
| FirstBank | $44,960,000 | $435,000 | -99.0% | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | $435,000 | $435,000 | 0.0% | 0.0% |
| GERSHMAN INVESTMENT CORP. | $430,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $1,215,000 | $415,000 | -65.8% | 0.0% |
| Johnson Bank | $415,000 | n/a | 0.0% | |
| M&T Bank | $415,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $405,000 | n/a | 0.0% | |
| Encompass Lending Group, LP | $405,000 | n/a | 0.0% | |
| RF Renovo Management Company, LLC | $405,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $400,000 | n/a | 0.0% | |
| First Bank | $425,000 | $395,000 | -7.1% | 0.0% |
| DENVER COMMUNITY | $210,000 | $390,000 | 85.7% | 0.0% |
| GENEVA FINANCIAL, LLC | $1,780,000 | $385,000 | -78.4% | 0.0% |
| TBK BANK, SSB | $1,220,000 | $385,000 | -68.4% | 0.0% |
| Residential Mortgage Solutions, Inc. | $375,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $2,480,000 | $365,000 | -85.3% | 0.0% |
| DIGNIFIED HOME LOANS, LLC | $360,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $1,070,000 | $355,000 | -66.8% | 0.0% |
| CoreFirst Bank & Trust | $355,000 | n/a | 0.0% | |
| Old National Bank | $2,050,000 | $355,000 | -82.7% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $355,000 | n/a | 0.0% | |
| Home Bank SB | $345,000 | n/a | 0.0% | |
| INTELLILOAN, INC. | $505,000 | $345,000 | -31.7% | 0.0% |
| GoPrime Mortgage, Inc. | $335,000 | n/a | 0.0% | |
| DIRECT MORTGAGE, CORP. | $325,000 | $325,000 | 0.0% | 0.0% |
| Integrity Bank & Trust | $405,000 | $315,000 | -22.2% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $315,000 | n/a | 0.0% | |
| GENISYS | $305,000 | n/a | 0.0% | |
| Nicolet National Bank | $305,000 | n/a | 0.0% | |
| PEOPLES STATE BANK | $305,000 | n/a | 0.0% | |
| Financial Funding Solutions, Inc. | $910,000 | $295,000 | -67.6% | 0.0% |
| GREENSTATE CREDIT UNION | $970,000 | $295,000 | -69.6% | 0.0% |
| Luxury Mortgage Corp. | $295,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $195,000 | $290,000 | 48.7% | 0.0% |
| FITZSIMONS FEDERAL CREDIT UNION | $260,000 | $285,000 | 9.6% | 0.0% |
| Centier Bank | $320,000 | $265,000 | -17.2% | 0.0% |
| TOWER | $205,000 | $260,000 | 26.8% | 0.0% |
| East Coast Capital Corp. | $255,000 | n/a | 0.0% | |
| Little Horn State Bank | $255,000 | n/a | 0.0% | |
| NORTH VALLEY BANK | $460,000 | $255,000 | -44.6% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $245,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $245,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $405,000 | $235,000 | -42.0% | 0.0% |
| Meridian Trust Federal Credit Union | $170,000 | $225,000 | 32.4% | 0.0% |
| Secured Investment Corp. | $215,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $1,040,000 | $205,000 | -80.3% | 0.0% |
| Glacier Bank | $17,070,000 | $195,000 | -98.9% | 0.0% |
| Hometown Equity Mortgage, LLC | $505,000 | $185,000 | -63.4% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $195,000 | $175,000 | -10.3% | 0.0% |
| GEORGIA'S OWN | $735,000 | $170,000 | -76.9% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $165,000 | n/a | 0.0% | |
| NORTHROP GRUMMAN Federal Credit Union | $55,000 | $165,000 | 200.0% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $775,000 | $155,000 | -80.0% | 0.0% |
| GTE Federal Credit Union | $155,000 | n/a | 0.0% | |
| ROCKY MOUNTAIN LAW ENFORCEMENT FCU | $160,000 | $120,000 | -25.0% | 0.0% |
| Deere Employees Credit Union | $100,000 | $105,000 | 5.0% | 0.0% |
| FEDEX EMPLOYEES CREDIT ASSOCIATION | $105,000 | n/a | 0.0% | |
| Home Mortgage Alliance Corp | $105,000 | n/a | 0.0% | |
| KINECTA | $105,000 | n/a | 0.0% | |
| The Security National Bank of Sioux City, Iowa | $105,000 | n/a | 0.0% | |
| Connexus Credit Union | $230,000 | $85,000 | -63.0% | 0.0% |
| First Federal Bank of Kansas City | $55,000 | $75,000 | 36.4% | 0.0% |
| Five Points Bank | $585,000 | $75,000 | -87.2% | 0.0% |
| Southwest Airlines Federal Credit Union | $65,000 | n/a | 0.0% | |
| Pinnacle Bank | $725,000 | $55,000 | -92.4% | 0.0% |
| RBC Bank, (Georgia) | $55,000 | n/a | 0.0% | |
| Deseret First Credit Union | $35,000 | n/a | 0.0% |
GREELEY's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 12.0% market share. In second place, with 4.1%, is NORTHMARQ CAPITAL FINANCE, L.L.C., having originated $141,870,000 in loans. In third place, with 3.9%, is QUICKEN LOANS, LLC, having originated $136,265,000 in loans. In fourth place, with 3.6%, is LOANDEPOT.COM, LLC, having originated $126,525,000 in loans. In fifth place, with 3.4%, is GUILD MORTGAGE COMPANY, having originated $117,725,000 in loans.
GREELEY, CO Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 6,059 | $2,463,715,000 | $406,621 |
| Other | 1,237 | $117,075,000 | $94,644 |
| Cash Out Refi | 1,193 | $447,615,000 | $375,201 |
| Refi | 994 | $383,780,000 | $386,097 |
| Home Improvement | 811 | $76,555,000 | $94,396 |
| NA | 1 | $355,000 | $355,000 |
Greeley's most frequently cited loan purpose was Home Purchase, with 6,059 originations. The 2nd most popular reason was Other, with 1,237 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 3,553 | $1,474,905,000 | $415,115 |
| Over 8% | 2,340 | $271,260,000 | $115,923 |
| 5-6% | 1,754 | $941,830,000 | $536,961 |
| 7-8% | 1,553 | $504,085,000 | $324,588 |
| 4-5% | 430 | $209,260,000 | $486,651 |
| <2.5% | 357 | $13,045,000 | $36,541 |
| 3-4% | 49 | $24,015,000 | $490,102 |
| 2.5-3% | 19 | $6,125,000 | $322,368 |
During 2024, Greeley's most frequently originated rate bucket was 6-7%, with 3,553 originations.
Loan Sizing (GREELEY, CO MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $400k-600k | 3,121 | $1,499,645,000 | $480,501 |
| $200k-400k | 2,942 | $934,910,000 | $317,780 |
| $100,000 or less | 2,321 | $120,745,000 | $52,023 |
| $100k-200k | 1,125 | $154,655,000 | $137,471 |
| $600k-1000k | 717 | $504,595,000 | $703,759 |
| $Over $1MM | 69 | $274,545,000 | $3,978,913 |
GREELEY's loan sizing saw the bucket of loans from $400k-600k with 3,121 originations, totaling $1,499,645,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 4,140 | $1,868,260,000 | $451,271 |
| Under 20% | 2,370 | $144,360,000 | $60,911 |
| 60-80% | 1,631 | $747,825,000 | $458,507 |
| 20-40% | 910 | $167,530,000 | $184,099 |
| 40-60% | 732 | $396,050,000 | $541,052 |
| Over 100% | 127 | $64,355,000 | $506,732 |
GREELEY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 4,140 originations, totaling $1,868,260,000 in origination value.