PUEBLO Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Pueblo averaged
6.66%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
6.59% and
one month ago for the week of 2025-05-15, the
average rate was 6.56%.
Pueblo's average rate one year ago was 7.1%.
For refis of the same type during the week of 2025-06-18, the average rate
was 6.82%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Pueblo 30 Year Fixed Rate | 2025-06-18 | 6.66% |
| Pueblo 30 Year Fixed Rate Refi | 2025-06-18 | 6.82% |
| Pueblo 15 Year Fixed Rate | 2025-06-18 | 5.76% |
| Pueblo 15 Year Fixed Rate Refi | 2025-06-18 | 6.56% |
| Pueblo 30 Year FHA | 2025-06-18 | -0.2% |
| Pueblo 30 Year FHA Refi | 2025-06-18 | -0.51% |
| Pueblo 30 Year USDA | 2025-06-18 | 0.2% |
| Pueblo 30 Year USDA Refi | 2025-06-18 | 0.2% |
| Pueblo 30 Year VA | 2025-06-18 | -0.18% |
| Pueblo 30 Year VA Refi | 2025-06-18 | -0.43% |
PUEBLO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PUEBLO, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
PUEBLO Average Closing Costs & Other Stats
PUEBLO, CO's 130 lenders originated 4,215
loans during 2024. The total origination value was $1,008,605,000, with an average loan value of
$239,289.
PUEBLO's average closing costs are $6,053.
The top PUEBLO lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
198 loans originated. Their average total fees are
$6,645, which is $2,622
higher than the next largest lender,
Ent Credit Union.
The lowest fee PUEBLO lenders (with over 10 loans originated) are
SECURITY SERVICE ($3,361), Ent Credit Union ($4,023), BROKER SOLUTIONS, INC. ($4,079), U.S. Bank ($4,120) and SunWest Credit Union ($5,163).
The lowest rate PUEBLO lenders (with over 10 loans originated) are
BROKER SOLUTIONS, INC. (4.08%), Zions Bank (6.28%), Ent Credit Union (6.36%), BAY EQUITY LLC (6.52%) and U.S. Bank (6.53%).
PUEBLO, CO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $126,020,000 | $164,400,000 | 30.5% | 16.3% |
| Ent Credit Union | $95,025,000 | $92,145,000 | -3.0% | 9.1% |
| QUICKEN LOANS, LLC | $49,420,000 | $61,810,000 | 25.1% | 6.1% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $39,485,000 | n/a | 3.9% | |
| HOMESIDE FINANCIAL, LLC | $1,840,000 | $28,795,000 | 1,464.9% | 2.9% |
| Mortgage Research Center, LLC | $30,205,000 | $27,055,000 | -10.4% | 2.7% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $29,480,000 | $26,835,000 | -9.0% | 2.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $7,465,000 | $26,225,000 | 251.3% | 2.6% |
| NEWREZ LLC | $7,990,000 | $24,485,000 | 206.4% | 2.4% |
| PREMIER MORTGAGE SERVICES, INC. | $17,735,000 | $20,595,000 | 16.1% | 2.0% |
| Independent Bank | $165,000 | $20,170,000 | 12,124.2% | 2.0% |
| FREEDOM MORTGAGE CORPORATION | $4,715,000 | $16,935,000 | 259.2% | 1.7% |
| CORNERSTONE HOME LENDING, INC. | $20,475,000 | $16,725,000 | -18.3% | 1.7% |
| WALKER & DUNLOP, LLC | $14,645,000 | n/a | 1.5% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $16,265,000 | $13,770,000 | -15.3% | 1.4% |
| LOANDEPOT.COM, LLC | $17,640,000 | $13,710,000 | -22.3% | 1.4% |
| PENNYMAC LOAN SERVICES, LLC | $5,050,000 | $13,575,000 | 168.8% | 1.3% |
| GUARANTEED RATE, INC. | $21,905,000 | $12,725,000 | -41.9% | 1.3% |
| HOMEAMERICAN MORTGAGE CORPORATION | $12,930,000 | $12,655,000 | -2.1% | 1.3% |
| Paramount Residential Mortgage Group, Inc. | $4,560,000 | $12,320,000 | 170.2% | 1.2% |
| SECURITY SERVICE | $13,270,000 | $12,125,000 | -8.6% | 1.2% |
| U.S. Bank | $12,340,000 | $11,230,000 | -9.0% | 1.1% |
| GUILD MORTGAGE COMPANY | $5,700,000 | $11,185,000 | 96.2% | 1.1% |
| BROKER SOLUTIONS, INC. | $9,310,000 | $10,865,000 | 16.7% | 1.1% |
| Zions Bank | $6,870,000 | $10,685,000 | 55.5% | 1.1% |
| The Central Trust Bank | $3,335,000 | $9,090,000 | 172.6% | 0.9% |
| NFM, INC. | $7,735,000 | $8,710,000 | 12.6% | 0.9% |
| Midwest Mortgage Associates Corporation | $5,075,000 | $7,035,000 | 38.6% | 0.7% |
| VILLAGE CAPITAL MORTGAGE | $1,705,000 | $6,530,000 | 283.0% | 0.6% |
| CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION | $7,685,000 | $6,490,000 | -15.5% | 0.6% |
| LENDINGHOME FUNDING CORPORATION | $5,980,000 | $6,030,000 | 0.8% | 0.6% |
| Century Mortgage Company DBA Century Lending Company | $3,120,000 | $5,940,000 | 90.4% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,415,000 | $5,090,000 | -6.0% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $5,595,000 | $5,060,000 | -9.6% | 0.5% |
| Equity Prime Mortgage LLC | $2,305,000 | $5,055,000 | 119.3% | 0.5% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $11,895,000 | $4,830,000 | -59.4% | 0.5% |
| RF Renovo Management Company, LLC | $5,900,000 | $4,760,000 | -19.3% | 0.5% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $4,395,000 | $4,515,000 | 2.7% | 0.4% |
| LOANPAL, LLC | $3,110,000 | $4,500,000 | 44.7% | 0.4% |
| SunWest Credit Union | $4,430,000 | $4,460,000 | 0.7% | 0.4% |
| MOVEMENT MORTGAGE, LLC | $4,295,000 | $4,445,000 | 3.5% | 0.4% |
| BAY EQUITY LLC | $3,680,000 | $4,200,000 | 14.1% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $2,695,000 | $4,030,000 | 49.5% | 0.4% |
| V.I.P. MORTGAGE, INC. | $2,420,000 | $3,805,000 | 57.2% | 0.4% |
| FLAT BRANCH MORTGAGE, INC. | $415,000 | $3,790,000 | 813.3% | 0.4% |
| Minnequa Works Credit Union | $5,210,000 | $3,755,000 | -27.9% | 0.4% |
| CMG MORTGAGE, INC. | $2,330,000 | $3,565,000 | 53.0% | 0.4% |
| Glacier Bank | $3,555,000 | $3,515,000 | -1.1% | 0.3% |
| AMERICAN FINANCING CORPORATION | $1,430,000 | $3,470,000 | 142.7% | 0.3% |
| AIR ACADEMY | $485,000 | $3,325,000 | 585.6% | 0.3% |
| SUN WEST MORTGAGE COMPANY, INC. | $815,000 | $3,295,000 | 304.3% | 0.3% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $8,500,000 | $3,175,000 | -62.6% | 0.3% |
| Loan Simple, Inc. | $5,320,000 | $3,170,000 | -40.4% | 0.3% |
| THE MORTGAGE COMPANY | $1,100,000 | $3,120,000 | 183.6% | 0.3% |
| PLANET HOME LENDING, LLC | $2,300,000 | $3,050,000 | 32.6% | 0.3% |
| Carrington Mortgage Services, LLC | $3,205,000 | $3,020,000 | -5.8% | 0.3% |
| USAA Federal Savings Bank | $3,345,000 | $2,970,000 | -11.2% | 0.3% |
| The Loan Store, Inc. | $2,780,000 | $2,960,000 | 6.5% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $1,815,000 | $2,780,000 | 53.2% | 0.3% |
| NBH Bank | $4,135,000 | $2,755,000 | -33.4% | 0.3% |
| JPMorgan Chase Bank | $3,390,000 | $2,625,000 | -22.6% | 0.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $3,735,000 | $2,410,000 | -35.5% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $9,710,000 | $2,360,000 | -75.7% | 0.2% |
| Plains Commerce Bank | $3,355,000 | $2,255,000 | -32.8% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $3,965,000 | $2,200,000 | -44.5% | 0.2% |
| Wells Fargo Bank | $3,115,000 | $2,135,000 | -31.5% | 0.2% |
| Flagstar Bank, FSB | $1,635,000 | $2,090,000 | 27.8% | 0.2% |
| The First National Bank of Las Animas | $380,000 | $2,080,000 | 447.4% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $380,000 | $2,075,000 | 446.1% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $960,000 | $2,065,000 | 115.1% | 0.2% |
| PHH Mortgage Corporation | $890,000 | $2,005,000 | 125.3% | 0.2% |
| PREMIER MEMBERS CREDIT UNION | $890,000 | $1,985,000 | 123.0% | 0.2% |
| CARDINAL FINANCIAL | $4,360,000 | $1,975,000 | -54.7% | 0.2% |
| ENVOY MORTGAGE, LTD | $1,920,000 | n/a | 0.2% | |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $945,000 | $1,740,000 | 84.1% | 0.2% |
| NEXERA HOLDING LLC | $305,000 | $1,735,000 | 468.9% | 0.2% |
| CLEARPATH LENDING | $1,415,000 | $1,720,000 | 21.6% | 0.2% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $310,000 | $1,720,000 | 454.8% | 0.2% |
| Figure Lending LLC | $635,000 | $1,700,000 | 167.7% | 0.2% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | $420,000 | $1,690,000 | 302.4% | 0.2% |
| SECURITYNATIONAL MORTGAGE COMPANY | $1,205,000 | $1,670,000 | 38.6% | 0.2% |
| BOKF | $260,000 | $1,635,000 | 528.8% | 0.2% |
| DOMINION FINANCIAL SERVICES, LLC | $185,000 | $1,565,000 | 745.9% | 0.2% |
| Peak Financial | $1,560,000 | n/a | 0.2% | |
| INTERCAP LENDING INC. | $8,655,000 | $1,555,000 | -82.0% | 0.2% |
| Lakeview Community Capital, LLC | $945,000 | $1,545,000 | 63.5% | 0.2% |
| NEW DAY FINANCIAL, LLC | $1,495,000 | $1,535,000 | 2.7% | 0.2% |
| Discover Bank | $1,635,000 | $1,530,000 | -6.4% | 0.2% |
| TOWNE MORTGAGE COMPANY | $1,180,000 | $1,425,000 | 20.8% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $1,900,000 | $1,385,000 | -27.1% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $2,540,000 | $1,370,000 | -46.1% | 0.1% |
| WESTERRA CREDIT UNION | $8,100,000 | $1,335,000 | -83.5% | 0.1% |
| Citadel Servicing Corporation | $710,000 | $1,330,000 | 87.3% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $705,000 | $1,295,000 | 83.7% | 0.1% |
| OCMBC, INC. | $2,320,000 | $1,290,000 | -44.4% | 0.1% |
| UNION HOME MORTGAGE CORP. | $1,085,000 | $1,225,000 | 12.9% | 0.1% |
| Hometown Equity Mortgage, LLC | $220,000 | $1,180,000 | 436.4% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $865,000 | $1,160,000 | 34.1% | 0.1% |
| Bell Bank | $1,135,000 | n/a | 0.1% | |
| AMWEST FUNDING CORP. | $705,000 | $1,100,000 | 56.0% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $4,160,000 | $1,090,000 | -73.8% | 0.1% |
| SWBC MORTGAGE CORPORATION | $1,075,000 | n/a | 0.1% | |
| The Federal Savings Bank | $1,295,000 | $1,055,000 | -18.5% | 0.1% |
| CANVAS CREDIT UNION | $785,000 | $1,045,000 | 33.1% | 0.1% |
| NexBank | $1,005,000 | n/a | 0.1% | |
| ZILLOW HOME LOANS, LLC | $1,255,000 | $980,000 | -21.9% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $1,965,000 | $935,000 | -52.4% | 0.1% |
| Northpointe Bank | $3,410,000 | $915,000 | -73.2% | 0.1% |
| Farm Credit Mid-America, ACA | $135,000 | $880,000 | 551.9% | 0.1% |
| FirstOak Bank | $1,805,000 | $880,000 | -51.2% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $840,000 | n/a | 0.1% | |
| Nations Lending Corporation | $835,000 | n/a | 0.1% | |
| SOUTHWEST STAGE FUNDING, LLC | $835,000 | n/a | 0.1% | |
| Ixonia Bank | $2,000,000 | $815,000 | -59.3% | 0.1% |
| Academy Bank | $185,000 | $790,000 | 327.0% | 0.1% |
| GoPrime Mortgage, Inc. | $790,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $1,400,000 | $790,000 | -43.6% | 0.1% |
| Sunflower Bank | $1,065,000 | $775,000 | -27.2% | 0.1% |
| Integrity Bank & Trust | $370,000 | $740,000 | 100.0% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $735,000 | n/a | 0.1% | |
| PNC Bank | $520,000 | $735,000 | 41.3% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $700,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $310,000 | $685,000 | 121.0% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $1,195,000 | $680,000 | -43.1% | 0.1% |
| American Bank of Commerce | $485,000 | $665,000 | 37.1% | 0.1% |
| MICHIGAN MUTUAL, INC. | $500,000 | $640,000 | 28.0% | 0.1% |
| AmeriHome Mortgage Company, LLC | $620,000 | n/a | 0.1% | |
| UMB Bank | $605,000 | n/a | 0.1% | |
| Bank of America | $445,000 | $595,000 | 33.7% | 0.1% |
| Cornerstone First Mortgage, Inc | $590,000 | n/a | 0.1% | |
| First Western Trust Bank | $385,000 | $580,000 | 50.6% | 0.1% |
| Elevations Credit Union | $1,085,000 | $540,000 | -50.2% | 0.1% |
| Gateway First Bank | $540,000 | n/a | 0.1% | |
| NMSI, INC. | $535,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $1,145,000 | $495,000 | -56.8% | 0.0% |
| SPRING EQ, LLC | $100,000 | $490,000 | 390.0% | 0.0% |
| First Central Savings Bank | $485,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $485,000 | n/a | 0.0% | |
| The Huntington National Bank | $2,020,000 | $480,000 | -76.2% | 0.0% |
| BELLCO | $270,000 | $470,000 | 74.1% | 0.0% |
| GENEVA FINANCIAL, LLC | $1,465,000 | $465,000 | -68.3% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $1,930,000 | $460,000 | -76.2% | 0.0% |
| TBK BANK, SSB | $275,000 | $460,000 | 67.3% | 0.0% |
| MEGASTAR FINANCIAL CORP. | $155,000 | $455,000 | 193.5% | 0.0% |
| DAS Acquisition Company, LLC | $610,000 | $450,000 | -26.2% | 0.0% |
| Old National Bank | $445,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $730,000 | $445,000 | -39.0% | 0.0% |
| CENTENNIAL LENDING, LLC | $215,000 | $440,000 | 104.7% | 0.0% |
| ENDEAVOR CAPITAL, LLC. | $740,000 | $435,000 | -41.2% | 0.0% |
| S1L, Inc. | $2,145,000 | $430,000 | -80.0% | 0.0% |
| Strong Home Mortgage, LLC | $425,000 | n/a | 0.0% | |
| Coastal Community Bank | $530,000 | $420,000 | -20.8% | 0.0% |
| Merchants Mortgage & Trust Corporation | $645,000 | $415,000 | -35.7% | 0.0% |
| First National Bank | $405,000 | n/a | 0.0% | |
| LADERA LENDING, INC. | $430,000 | $400,000 | -7.0% | 0.0% |
| Financial Funding Solutions, Inc. | $875,000 | $390,000 | -55.4% | 0.0% |
| Servion, Inc. | $765,000 | $390,000 | -49.0% | 0.0% |
| 21ST MORTGAGE CORPORATION | $1,355,000 | $385,000 | -71.6% | 0.0% |
| CANOPY MORTGAGE, LLC | $385,000 | n/a | 0.0% | |
| DIRECT MORTGAGE, CORP. | $275,000 | $385,000 | 40.0% | 0.0% |
| ALTRA | $120,000 | $375,000 | 212.5% | 0.0% |
| Franklin Loan Corporation | $375,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $375,000 | n/a | 0.0% | |
| INTELLILOAN, INC. | $365,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $815,000 | $365,000 | -55.2% | 0.0% |
| Baxter Credit Union | $45,000 | $355,000 | 688.9% | 0.0% |
| Summit Mortgage Corporation | $385,000 | $355,000 | -7.8% | 0.0% |
| First National Bank of America | $340,000 | n/a | 0.0% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $45,000 | $340,000 | 655.6% | 0.0% |
| NBKC BANK | $1,070,000 | $335,000 | -68.7% | 0.0% |
| Armed Forces Bank | $740,000 | $325,000 | -56.1% | 0.0% |
| Truist | $880,000 | $325,000 | -63.1% | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | $525,000 | $320,000 | -39.0% | 0.0% |
| CITYWIDE HOME LOANS, LLC | $255,000 | $310,000 | 21.6% | 0.0% |
| INTEGRITY MORTGAGE & FINANCIAL INCORPORATED | $1,655,000 | $310,000 | -81.3% | 0.0% |
| Prosperity Home Mortgage, LLC | $770,000 | $305,000 | -60.4% | 0.0% |
| SUN AMERICAN MORTGAGE COMPANY | $305,000 | n/a | 0.0% | |
| Credit Union of Denver | $180,000 | $295,000 | 63.9% | 0.0% |
| NORTH VALLEY BANK | $295,000 | n/a | 0.0% | |
| MORIA DEVELOPMENT, INC. | $285,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $285,000 | n/a | 0.0% | |
| PLUS RELOCATION MORTGAGE, LLC | $285,000 | n/a | 0.0% | |
| HUNT MORTGAGE CORPORATION | $670,000 | $275,000 | -59.0% | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $770,000 | $275,000 | -64.3% | 0.0% |
| J. VIRGIL, INC. | $175,000 | $265,000 | 51.4% | 0.0% |
| Towne Bank | $265,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $255,000 | n/a | 0.0% | |
| HighTechLending Inc | $255,000 | n/a | 0.0% | |
| Metrum Community Credit Union | $255,000 | n/a | 0.0% | |
| Alpine Bank | $830,000 | $245,000 | -70.5% | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | $245,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP | $245,000 | n/a | 0.0% | |
| GERSHMAN INVESTMENT CORP. | $235,000 | n/a | 0.0% | |
| JMAC LENDING, INC. | $275,000 | $225,000 | -18.2% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $355,000 | $225,000 | -36.6% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $575,000 | $220,000 | -61.7% | 0.0% |
| Evergreen National Bank | $215,000 | n/a | 0.0% | |
| Blue Federal Credit Union | $210,000 | n/a | 0.0% | |
| Bank of Colorado | $465,000 | $205,000 | -55.9% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $205,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $105,000 | $200,000 | 90.5% | 0.0% |
| Frontier Bank | $1,585,000 | $200,000 | -87.4% | 0.0% |
| Logan Finance Corporation | $310,000 | $195,000 | -37.1% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $185,000 | n/a | 0.0% | |
| EMM LOANS LLC | $350,000 | $185,000 | -47.1% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $305,000 | $185,000 | -39.3% | 0.0% |
| Arvest Bank | $175,000 | n/a | 0.0% | |
| BMO Harris Bank | $175,000 | n/a | 0.0% | |
| Florida Capital Bank | $175,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $175,000 | n/a | 0.0% | |
| AMERICAN HERITAGE LENDING, INC. | $165,000 | $165,000 | 0.0% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $165,000 | n/a | 0.0% | |
| First Bank | $165,000 | n/a | 0.0% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $955,000 | $155,000 | -83.8% | 0.0% |
| M&T Bank | $155,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $390,000 | $155,000 | -60.3% | 0.0% |
| GMFS LLC | $150,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $155,000 | $145,000 | -6.5% | 0.0% |
| COLORADO CREDIT UNION | $135,000 | n/a | 0.0% | |
| Financial Partners Credit Union | $135,000 | n/a | 0.0% | |
| Magnolia Bank | $135,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $65,000 | $130,000 | 100.0% | 0.0% |
| AXIA FINANCIAL, LLC | $2,420,000 | $125,000 | -94.8% | 0.0% |
| CONSTRUCTIVE LOANS, LLC | $125,000 | n/a | 0.0% | |
| 5Star Bank | $195,000 | $115,000 | -41.0% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $280,000 | $110,000 | -60.7% | 0.0% |
| Commerce Home Mortgage, Inc. | $570,000 | $105,000 | -81.6% | 0.0% |
| INTERCOASTAL MORTGAGE COMPANY | $105,000 | n/a | 0.0% | |
| Johnson Bank | $105,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $400,000 | $105,000 | -73.8% | 0.0% |
| LENDINGONE, LLC | $125,000 | $95,000 | -24.0% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $95,000 | n/a | 0.0% | |
| Sooper Credit Union | $165,000 | $90,000 | -45.5% | 0.0% |
| Red Rocks Credit Union | $65,000 | n/a | 0.0% | |
| MidFirst Bank | $55,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $35,000 | n/a | 0.0% | |
| Utah Power | $15,000 | n/a | 0.0% |
PUEBLO's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 16.3% market share. In second place, with 9.1%, is Ent Credit Union, having originated $92,145,000 in loans. In third place, with 6.1%, is QUICKEN LOANS, LLC, having originated $61,810,000 in loans. In fourth place, with 3.9%, is BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC, having originated $39,485,000 in loans. In fifth place, with 2.9%, is HOMESIDE FINANCIAL, LLC, having originated $28,795,000 in loans.
PUEBLO, CO Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,167 | $604,395,000 | $278,909 |
| Cash Out Refi | 671 | $136,635,000 | $203,629 |
| Refi | 574 | $203,420,000 | $354,390 |
| Other | 497 | $39,405,000 | $79,286 |
| Home Improvement | 306 | $24,750,000 | $80,882 |
Pueblo's most frequently cited loan purpose was Home Purchase, with 2,167 originations. The 2nd most popular reason was Cash Out Refi, with 671 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,558 | $440,270,000 | $282,587 |
| Over 8% | 905 | $109,585,000 | $121,088 |
| 5-6% | 755 | $225,785,000 | $299,053 |
| 7-8% | 671 | $144,025,000 | $214,642 |
| <2.5% | 143 | $2,605,000 | $18,217 |
| 4-5% | 53 | $18,155,000 | $342,547 |
| 3-4% | 43 | $17,155,000 | $398,953 |
| 2.5-3% | 5 | $1,575,000 | $315,000 |
During 2024, Pueblo's most frequently originated rate bucket was 6-7%, with 1,558 originations.
Loan Sizing (PUEBLO, CO MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,752 | $510,560,000 | $291,416 |
| $100,000 or less | 1,046 | $50,780,000 | $48,547 |
| $100k-200k | 944 | $143,590,000 | $152,108 |
| $400k-600k | 430 | $197,320,000 | $458,884 |
| $600k-1000k | 36 | $24,730,000 | $686,944 |
| $Over $1MM | 7 | $81,625,000 | $11,660,714 |
PUEBLO's loan sizing saw the bucket of loans from $200k-400k with 1,752 originations, totaling $510,560,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,735 | $546,035,000 | $314,718 |
| Under 20% | 726 | $29,540,000 | $40,689 |
| 60-80% | 660 | $173,780,000 | $263,303 |
| 20-40% | 478 | $50,850,000 | $106,381 |
| 40-60% | 333 | $81,065,000 | $243,438 |
| Over 100% | 148 | $55,270,000 | $373,446 |
PUEBLO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,735 originations, totaling $546,035,000 in origination value.