PUEBLO Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Pueblo averaged 3.55% for the week of 2021-12-02, compared to the national average of 3.11% for the same period.

The average rate for the prior week (2021-11-24) was 3.24% and one month ago for the week of 2021-10-28, the average rate was 3.28%.

Pueblo's average rate one year ago was 3.06%.

For refis of the same type during the week of 2021-12-02, the average rate was 3.33%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-12-02 3.11%
Pueblo 30 Year Fixed Rate 2021-12-02 3.55%
Pueblo 30 Year Fixed Rate Refi 2021-12-02 3.33%
Pueblo 15 Year Fixed Rate 2021-12-02 2.67%
Pueblo 15 Year Fixed Rate Refi 2021-12-02 2.79%
Pueblo 30 Year FHA 2021-12-02 3.77%
Pueblo 30 Year FHA Refi 2021-12-02 3.16%
Pueblo 30 Year USDA 2021-12-02 3.23%
Pueblo 30 Year VA 2021-12-02 3.09%
Pueblo 30 Year VA Refi 2021-12-02 2.69%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PUEBLO, CO.

PUEBLO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the PUEBLO, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
UNITED WHOLESALE MORTGAGE, LLC 352 3.18% $4,260
Ent Credit Union 338 3.19% $2,337
QUICKEN LOANS, LLC 316 3.36% $4,906
PREMIER MORTGAGE SERVICES, INC. 203 3.09% $4,301
MORTGAGE SOLUTIONS OF COLORADO, LLC 123 3.47% $5,456
UNIVERSAL LENDING CORPORATION 122 3.47% $3,845
LOANDEPOT.COM, LLC 102 3.38% $4,144
SECURITY SERVICE 77 3.55% $2,465
Wells Fargo Bank, National Association 68 3.36% $3,386
FINANCE OF AMERICA MORTGAGE LLC 60 3.67% $4,625
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 59 3.32% $3,533
U.S. Bank National Association 58 3.41% $2,622
Midwest Mortgage Associates Corporation 58 3.18% $4,107
HOME POINT FINANCIAL CORPORATION 56 3.21% $3,903
ON Q FINANCIAL, INC. 53 3.31% $4,644
BROKER SOLUTIONS, INC. 49 3.31% $4,178
CALIBER HOME LOANS, INC. 44 3.32% $3,477
ACADEMY MORTGAGE CORPORATION 35 3.50% $3,372
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION 34 3.21% $3,148
NATIONSTAR MORTGAGE LLC 33 3.55% $5,347
CORNERSTONE HOME LENDING, INC. 29 3.17% $4,961
LOANPAL, LLC 27 3.46% $4,640
SunWest Credit Union 26 3.60% $15,723
GUILD MORTGAGE COMPANY 24 3.29% $4,029
Northpointe Bank 24 3.19% $4,051
Sunflower Bank, National Association 22 3.73% $3,081
AMERICAN FINANCING CORPORATION 22 3.57% $4,260
NBH Bank 21 3.26% $2,690
AMERISAVE MORTGAGE CORPORATION 21 3.05% $5,040
NEWREZ LLC 19 3.21% $3,796
PRIMARY RESIDENTIAL MORTGAGE, INC. 19 3.12% $3,298
CHERRY CREEK MORTGAGE, LLC 19 3.27% $2,148
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 18 3.24% $4,046
PENNYMAC LOAN SERVICES, LLC 18 3.33% $4,760
JPMorgan Chase Bank, National Association 17 3.28% $2,311
BAY EQUITY LLC 15 3.32% $3,872
Zions Bancorporation, N.A. 15 3.29% $2,939
KELLER MORTGAGE, LLC 14 3.13% $1,803
NAVY FEDERAL CREDIT UNION 14 4.06% $4,705
Loan Simple, Inc. 13 3.12% $4,056
AMERICAN FINANCIAL NETWORK, INC. 12 3.18% $4,658
Glacier Bank 12 3.38% $2,386
Bank of England 12 3.34% $4,144
Financial Funding Solutions, Inc. 12 3.30% $5,264
NOVA FINANCIAL & INVESTMENT CORPORATION 10 3.49% $2,036
The Central Trust Bank 10 2.98% $2,981
CROSSCOUNTRY MORTGAGE, LLC 9 3.37% $4,921
CMG MORTGAGE, INC. 9 3.19% $4,089
GUARANTEED RATE, INC. 9 3.32% $3,405
USAA Federal Savings Bank 8 3.52% $4,911
Flagstar Bank, FSB 7 3.17% $2,787
ARK-LA-TEX FINANCIAL SERVICES, LLC. 7 3.50% $2,090
PLANET HOME LENDING, LLC 7 3.07% $3,845
Plains Commerce Bank 7 3.48% $4,550
INTEGRITY MORTGAGE & FINANCIAL INCORPORATED 7 3.09% $3,893
NP, Inc. 7 3.16% $3,067
FREEDOM MORTGAGE CORPORATION 6 3.19% $1,854
DRAPER AND KRAMER MORTGAGE CORP. 6 3.42% $3,294
Mortgage Investment Services Corporation 6 3.60% $3,197
Paramount Residential Mortgage Group, Inc. 6 3.33% $3,741
Trinity Oaks Mortgage, LLC 6 3.60% $3,545
PROVIDENT FUNDING ASSOCIATES, L.P. 6 3.19% $3,119
MUTUAL OF OMAHA MORTGAGE, INC. 6 3.33% $5,265
BOKF, National Association 6 3.15% $3,556
CANVAS CREDIT UNION 6 3.44% $3,702
AVENTA Credit Union 6 3.44% $3,141
CHURCHILL MORTGAGE CORPORATION 5 3.55% $3,105
BETTER MORTGAGE CORPORATION 5 3.03% $3,889
HOMEBRIDGE FINANCIAL SERVICES, INC. 5 4.10% $3,474
STEARNS LENDING, LLC 5 3.43% $4,344
Bank of America, National Association 5 3.28% $3,928
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 5 3.33% $3,820
Gateway First Bank 5 3.68% $5,945
Truist Bank 5 3.18% $4,842
LEADERONE FINANCIAL CORPORATION 5 3.35% $3,181
GUARANTEED RATE AFFINITY, LLC 5 3.40% $3,257
First Midwest Bank 4 2.84% $2,543
First National Bank of Omaha 4 3.19% $2,212
Nations Lending Corporation 4 3.50% $6,526
V.I.P. MORTGAGE, INC. 4 3.56% $3,186
First Western Trust Bank 4 3.28% $2,879
MOUNTAIN AMERICA 4 3.03% $4,931
THE MORTGAGE COMPANY 4 3.13% $3,514
ROYAL UNITED MORTGAGE LLC 4 3.59% $6,525
ANGEL OAK MORTGAGE SOLUTIONS LLC 4 4.88% $4,042
Independent Bank 4 3.13% $4,251
UNITED MORTGAGE CORP. 4 3.13% $4,150
Citibank, National Association 4 3.69% $3,027
JLB CORPORATION 4 3.50% $5,121
M2 Lending Solutions, LLC 4 2.91% $4,926
EMM LOANS LLC 4 3.66% $6,818
ZILLOW HOME LOANS, LLC 4 3.13% $4,700
LAKEVIEW LOAN SERVICING, LLC 4 3.25% $2,303
The Huntington National Bank 3 3.33% $2,022
EMBRACE HOME LOANS, INC. 3 3.41% $4,983
VANDERBILT MORTGAGE AND FINANCE, INC. 3 2.92% $3,181
Wyndham Capital Mortgage, Inc. 3 3.13% $1,662
Bank of Colorado 3 3.17% $3,421
CRESCENT MORTGAGE COMPANY 3 3.13% $3,098
SECURITYNATIONAL MORTGAGE COMPANY 3 3.00% $2,500
GUARANTY HOME MORTGAGE CORPORATION 3 3.21% $3,685
ROUNDPOINT MORTGAGE SERVICING CORPORATION 3 3.29% $1,144
ARC HOME LLC 3 3.16% $5,527
CASTLE & COOKE MORTGAGE, LLC 3 3.08% $2,587
CENTENNIAL LENDING, LLC 3 3.04% $4,983
PHH Mortgage Corporation 3 3.88% $5,589
InterContinental Capital Group, Inc 2 3.25% $6,725
AMERICAN FINANCIAL RESOURCES, INC. 2 3.81% $3,192
BELLCO 2 3.31% $3,501
RELIANCE FIRST CAPITAL, LLC 2 4.13% $7,379
RUOFF MORTGAGE COMPANY, INC. 2 2.75% $2,078
KeyBank National Association 2 2.69% $3,553
Amerifirst Financial, Inc. 2 3.44% $3,891
AMERICAN PACIFIC MORTGAGE CORPORATION 2 3.38% $4,262
Prime Choice Funding Inc. 2 3.06% $3,140
BAY-VALLEY MORTGAGE GROUP 2 2.94% $3,833
FBC MORTGAGE, LLC 2 3.37% $5,367
Baxter Credit Union 2 3.13% $2,203
Adams Bank & Trust 2 3.31% $2,858
Colonial Savings, F.A. 2 3.00% $2,283
AIR ACADEMY 2 2.88% $2,884
PLAZA HOME MORTGAGE, INC. 2 3.50% $3,854
FIRST TECHNOLOGY 2 2.88% $2,960
FIRST STATE MORTGAGE SERVICES, LLC 2 2.63% $3,010
DELMAR FINANCIAL COMPANY 2 3.31% $2,766
FirstBank 2 3.25% $3,446
MEGASTAR FINANCIAL CORP. 2 3.00% $2,678
EVERETT FINANCIAL, INC. 2 4.19% $1,638
DIGITAL Federal Credit Union 2 3.31% $5,895
Discover Bank 2 5.49% $0
ALLIANT CREDIT UNION 2 2.75% $5,944
WINNPOINTE CORPORATION 2 2.63% $1,251
WESTERRA CREDIT UNION 2 3.06% $2,520
Strong Home Mortgage, LLC 2 3.69% $3,247
MOVEMENT MORTGAGE, LLC 2 3.38% $5,387
UMB Bank, National Association 2 3.25% $3,091
TIAA, FSB 2 3.81% $2,647
IDEAL HOME LOANS LLC 2 2.94% $4,620
HUNT MORTGAGE CORPORATION 2 2.94% $2,715
HOMESIDE FINANCIAL, LLC 2 3.81% $4,434
INTERCAP LENDING INC. 2 3.25% $4,215
SUNSTREET MORTGAGE, LLC 1 3.75% $2,130
Ally Bank 1 2.63% $4,822
AMCAP MORTGAGE, LTD. 1 2.88% $3,786
AMERICAN INTERNET MORTGAGE, INC. 1 3.00% $2,567
AmRes Corporation 1 3.88% $3,055
ANDREWS FEDERAL CREDIT UNION 1 4.00% $3,569
Bank of the West 1 3.00% $2,665
BMO Harris Bank National Association 1 3.75% $2,858
BNC National Bank 1 2.88% $2,610
CELEBRITY HOME LOANS, LLC 1 3.75% $3,403
CERTAINTY HOME LOANS, LLC 1 3.25% $3,179
Charles Schwab Bank, SSB 1 2.65% $5,478
Citizens Bank, National Association 1 3.75% $2,276
Colten Mortgage, LLC 1 2.99% $3,571
Commerce Bank 1 3.38% $2,912
Commerce Home Mortgage, Inc. 1 2.99% $2,552
COMPEER FINANCIAL, FLCA 1 3.00% $3,066
Congressional Bank 1 2.88% $2,388
CONTOUR MORTGAGE CORPORATION 1 3.25% $3,535
Credit Union of Denver 1 4.45% $0
Fifth Third Bank, National Association 1 3.13% $2,839
FIRST CENTENNIAL MORTGAGE CORPORATION 1 2.88% $2,415
First-Citizens Bank & Trust Company 1 3.88% $2,573
First Guaranty Mortgage Corporation 1 3.38% $6,907
GENEVA FINANCIAL, LLC 1 3.00% $6,577
Goldwater Bank, N.A. 1 3.50% $6,947
GREAT LAKES 1 2.88% $2,999
GROUP MORTGAGE, LLC 1 3.75% $5,359
HighTechLending Inc 1 3.25% $3,493
HOME APPROVALS DIRECT, INC. 1 3.75% $3,228
HOME MORTGAGE ALLIANCE, LLC 1 3.75% $5,152
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.75% $3,976
HOMEXPRESS MORTGAGE CORP. 1 6.25% $15,201
INTERNATIONAL CITY MORTGAGE, INC. 1 3.88% $7,890
KS StateBank 1 2.75% $2,818
LADERA LENDING, INC. 1 4.13% $7,055
Lakeview Community Capital, LLC 1 3.63% $6,542
LAND HOME FINANCIAL SERVICES, INC. 1 2.99% $9,658
LENDERFI, INC. 1 3.88% $1,248
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.00% $2,649
Liberty Savings Bank, F.S.B. 1 3.25% $5,538
LOANSNAP, INC. 1 3.00% $2,559
MICHIGAN MUTUAL, INC. 1 3.50% $2,817
MID AMERICA MORTGAGE, INC. 1 4.13% $2,693
Mid-Continent Funding, Inc. 1 4.25% $4,347
NETWORK CAPITAL FUNDING CORPORATION 1 2.88% $3,876
NexBank 1 3.00% $8,802
NFM, INC. 1 2.63% $7,699
PANORAMA MORTGAGE GROUP, LLC 1 3.63% $4,940
PARTNER COLORADO 1 4.00% $2,948
PENTAGON FEDERAL CREDIT UNION 1 2.50% $1,611
POWER 1 4.75% $4,955
PREMIER MEMBERS CREDIT UNION 1 3.00% $7,268
Prosperity Home Mortgage, LLC 1 3.38% $3,206
Regions Bank 1 2.75% $1,643
Renasant Bank 1 3.63% $2,570
RESIDENTIAL WHOLESALE MORTGAGE, INC. 1 2.88% $3,059
Sierra Pacific Mortgage Company, Inc. 1 3.63% $5,992
SIRVA MORTGAGE, INC. 1 3.75% $1
SOVEREIGN LENDING GROUP INCORPORATED 1 3.13% $3,310
SPRING EQ, LLC 1 3.25% $1,245
State Department Federal Credit Union 1 4.00% $4,011
Stifel Bank and Trust 1 2.88% $2,208
Summit Mortgage Corporation 1 2.88% $3,908
5TH STREET CAPITAL, INC. 1 6.25% $5,168
SUN WEST MORTGAGE COMPANY, INC. 1 3.63% $2,408
SWBC MORTGAGE CORPORATION 1 2.88% $3,047
The District Federal Credit Union 1 3.38% $2,645
The Union Bank Company 1 3.13% $3,012
Truity Federal Credit Union 1 2.75% $2,143

PUEBLO, CO's 211 lenders originated 9,153 loans during 2020. The total origination value was $1,801,875,000, with an average loan value of $196,862.

The top PUEBLO lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 352 loans originated. Their average total fees are $4,260, which is $1,923 higher than the next largest lender, Ent Credit Union.

The lowest fee PUEBLO lenders (with over 10 loans originated) are KELLER MORTGAGE, LLC ($1,803), NOVA FINANCIAL & INVESTMENT CORPORATION ($2,036), CHERRY CREEK MORTGAGE, LLC ($2,148), JPMorgan Chase Bank, National Association ($2,311) and Ent Credit Union ($2,337).

The lowest rate PUEBLO lenders (with over 10 loans originated) are The Central Trust Bank (2.98%), AMERISAVE MORTGAGE CORPORATION (3.05%), PREMIER MORTGAGE SERVICES, INC. (3.09%), PRIMARY RESIDENTIAL MORTGAGE, INC. (3.12%) and Loan Simple, Inc. (3.12%).

PUEBLO, CO Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
ENT Credit Union $97,355,000 $151,650,000 55.8% 8.4%
Quicken Loans $77,960,000 $150,465,000 93.0% 8.4%
United Shore Financial Services LLC $111,615,000 $135,910,000 21.8% 7.5%
Mortgage Solutions of Colorado LLC $64,495,000 $109,380,000 69.6% 6.1%
Universal Lending Corporation $31,695,000 $78,550,000 147.8% 4.4%
Premier Mortgage Services, Inc. $36,240,000 $68,575,000 89.2% 3.8%
Freedom Mortgage Corporation $20,965,000 $66,010,000 214.9% 3.7%
loanDepot LLC $39,910,000 $46,125,000 15.6% 2.6%
FAIRWAY INDEPENDENT MORT CORP $21,650,000 $36,005,000 66.3% 2.0%
US BANK, N.A. $32,510,000 $34,580,000 6.4% 1.9%
On Q Financial Inc. $16,445,000 $32,120,000 95.3% 1.8%
Mortgage Research Center LLC $18,295,000 $31,720,000 73.4% 1.8%
Berkadia Commercial Mortgage $29,530,000 n/a 1.6%
Security Service Federal Credit Union $19,135,000 $27,975,000 46.2% 1.6%
New American Funding (dba for Broker Solutions Inc) $18,740,000 $26,685,000 42.4% 1.5%
Academy Mortgage Corporation $18,880,000 $25,770,000 36.5% 1.4%
Finance of America Mortgage LLC $15,360,000 $24,390,000 58.8% 1.4%
Home Point Financial Corporation $12,130,000 $24,130,000 98.9% 1.3%
Midwest Mortgage Associates $13,460,000 $23,475,000 74.4% 1.3%
Caliber Home Loans Inc $19,030,000 $23,425,000 23.1% 1.3%
WELLS FARGO BANK NA $22,665,000 $22,305,000 -1.6% 1.2%
Nationstar Mortgage $13,160,000 $20,365,000 54.7% 1.1%
Northpointe Bank $5,420,000 $16,935,000 212.5% 0.9%
Primary Residential Mortgage Inc. $5,690,000 $14,675,000 157.9% 0.8%
PENNYMAC LOAN SERVICES LLC $7,285,000 $14,455,000 98.4% 0.8%
NBH Bank $9,085,000 $13,925,000 53.3% 0.8%
Credit Union of Colorado $9,715,000 $13,045,000 34.3% 0.7%
Bellco Credit Union $7,620,000 $12,750,000 67.3% 0.7%
American Financing Corporation $13,900,000 $12,595,000 -9.4% 0.7%
CORNERSTONE HOME LENDING, INC. $8,090,000 $12,340,000 52.5% 0.7%
LoanPal $6,955,000 $12,090,000 73.8% 0.7%
USAA FEDERAL SAVINGS BANK $13,620,000 $11,945,000 -12.3% 0.7%
Minnequa Works Credit Union $7,470,000 $11,125,000 48.9% 0.6%
ZB, N.A. $11,385,000 $11,070,000 -2.8% 0.6%
Guild Mortgage Company $5,770,000 $10,665,000 84.8% 0.6%
Amerisave Mortgage Corporation $4,875,000 $10,560,000 116.6% 0.6%
Clearpath Lending $5,895,000 $9,945,000 68.7% 0.6%
Cardinal Financial Company LP $4,570,000 $9,840,000 115.3% 0.5%
SunWest Educational Credit Union $6,305,000 $9,800,000 55.4% 0.5%
NEWREZ LLC $3,740,000 $9,620,000 157.2% 0.5%
NAVY FEDERAL CREDIT UNION $10,470,000 $9,275,000 -11.4% 0.5%
WALKER & DUNLOP, LLC $9,205,000 n/a 0.5%
Village Capital & Investment $1,000,000 $8,150,000 715.0% 0.5%
Sunflower Bank, N.A. $2,950,000 $8,090,000 174.2% 0.4%
Cherry Creek Mortgage Co. Inc. $5,220,000 $7,950,000 52.3% 0.4%
Glacier Bank $6,550,000 $7,905,000 20.7% 0.4%
Guaranteed Rate Inc. $3,410,000 $7,780,000 128.2% 0.4%
Bay Equity LLC $2,590,000 $6,750,000 160.6% 0.4%
Ark-La-Tex Financial Services LLC $2,225,000 $6,720,000 202.0% 0.4%
CARRINGTON MORTGAGE SERVICES $8,935,000 $6,400,000 -28.4% 0.4%
Planet Home Lending LLC $4,075,000 $6,240,000 53.1% 0.3%
Lakeview Loan Servicing, LLC $3,805,000 $6,175,000 62.3% 0.3%
HomeBridge Financial Services, Inc. $10,065,000 $6,050,000 -39.9% 0.3%
Integrity Mortgage & Financial Inc $3,265,000 $6,025,000 84.5% 0.3%
American Financial Network Inc. $4,185,000 $6,000,000 43.4% 0.3%
Financail Funding Solutions, Inc $1,600,000 $5,705,000 256.6% 0.3%
JPMorgan Chase Bank, NA $3,945,000 $5,640,000 43.0% 0.3%
Bank of England $3,255,000 $5,435,000 67.0% 0.3%
The Federal Savings Bank $3,735,000 $5,105,000 36.7% 0.3%
MOVEMENT MORTGAGE, LLC $3,000,000 $4,925,000 64.2% 0.3%
NewDay Financial LLC dba NewDay USA $5,385,000 $4,900,000 -9.0% 0.3%
Loan Simple Inc $1,455,000 $4,790,000 229.2% 0.3%
Keller Mortgage LLC $5,925,000 $4,610,000 -22.2% 0.3%
Sun West Mortgage Company Inc. $1,500,000 $4,445,000 196.3% 0.2%
Intercontinental Capital Group, Inc. $1,265,000 $4,170,000 229.6% 0.2%
Farmers & Stockmens Bank $2,430,000 $4,095,000 68.5% 0.2%
CMG Mortgage Inc. $3,195,000 $3,970,000 24.3% 0.2%
NOVA Financial & Investment Corporation dba: Nova Home Loans $1,155,000 $3,850,000 233.3% 0.2%
Churchill Mortgage Corporation $2,820,000 $3,625,000 28.5% 0.2%
Synergy One Lending $1,540,000 $3,585,000 132.8% 0.2%
Flagstar Bank $4,375,000 $3,335,000 -23.8% 0.2%
FBC Mortgage LLC $3,860,000 $3,235,000 -16.2% 0.2%
THE CENTRAL TRUST BANK $1,080,000 $3,185,000 194.9% 0.2%
US Mortgage of Florida $245,000 $3,150,000 1,185.7% 0.2%
Barrington Bank & Trust $2,525,000 $3,145,000 24.6% 0.2%
Paramount Residential Mortgage Group Inc. $1,980,000 $2,990,000 51.0% 0.2%
Greystone Servicing Corporation, Inc. $2,885,000 n/a 0.2%
Lakeview Community Capital, LLC $790,000 $2,820,000 257.0% 0.2%
Prime Choice Funding, Inc. $1,035,000 $2,785,000 169.1% 0.2%
Arbor Realty Trust Inc $2,675,000 n/a 0.1%
Guaranteed Rate Affinity LLC $960,000 $2,655,000 176.6% 0.1%
AAG $1,090,000 $2,615,000 139.9% 0.1%
FirstOak Bank $5,390,000 $2,530,000 -53.1% 0.1%
Better Mortgage Corporation $1,095,000 $2,510,000 129.2% 0.1%
HomeStreet Bank $2,505,000 n/a 0.1%
Nations Lending Corporation $1,970,000 $2,505,000 27.2% 0.1%
Draper and Kramer Mortgage Corp. $185,000 $2,460,000 1,229.7% 0.1%
Sovereign Lending Group, Inc $2,285,000 $2,420,000 5.9% 0.1%
Plains Commerce Bank $2,360,000 n/a 0.1%
Trinity Oaks Mortgage LLC $2,355,000 n/a 0.1%
Stearns Lending $10,315,000 $2,310,000 -77.6% 0.1%
FirstBank $205,000 $2,200,000 973.2% 0.1%
The Mortgage Company $2,070,000 $2,180,000 5.3% 0.1%
Bank of America NA $3,070,000 $2,055,000 -33.1% 0.1%
BNC NATIONAL BANK $325,000 $2,025,000 523.1% 0.1%
First Western Trust Bank $1,820,000 $2,010,000 10.4% 0.1%
PHH MORTGAGE CORPORATION $520,000 $1,920,000 269.2% 0.1%
Branch Banking And Trust Co $1,895,000 n/a 0.1%
AmeriHomeMortgageCompany,LL $525,000 $1,885,000 259.0% 0.1%
Charles Schwab Bank $1,865,000 n/a 0.1%
North American Savings Bank $730,000 $1,865,000 155.5% 0.1%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $870,000 $1,860,000 113.8% 0.1%
LendingHome Funding Corporation $2,715,000 $1,850,000 -31.9% 0.1%
American Financial Resources Inc. $1,105,000 $1,835,000 66.1% 0.1%
BOKF NA $1,945,000 $1,745,000 -10.3% 0.1%
LeaderOne Financial Corp. $515,000 $1,710,000 232.0% 0.1%
Mortgage Lenders of America LLC $505,000 $1,640,000 224.8% 0.1%
United Mortgage Corp $720,000 $1,625,000 125.7% 0.1%
Mann Mortgage LLC $1,585,000 n/a 0.1%
Provident Funding Associates $915,000 $1,580,000 72.7% 0.1%
COMPASS BANK $415,000 $1,575,000 279.5% 0.1%
GATEWAY MORTGAGE GROUP $1,560,000 n/a 0.1%
Canvas Credit Union $4,910,000 $1,555,000 -68.3% 0.1%
Premier Members Credit Union $250,000 $1,545,000 518.0% 0.1%
Plaza Home Mortgage Inc. $790,000 $1,535,000 94.3% 0.1%
Geneva Financial LLC $85,000 $1,520,000 1,688.2% 0.1%
21ST MORTGAGE $1,725,000 $1,500,000 -13.0% 0.1%
First Midwest Bank $1,470,000 n/a 0.1%
Wyndham Capital Mortgage $625,000 $1,390,000 122.4% 0.1%
Bank of Colorado $425,000 $1,325,000 211.8% 0.1%
COMMERCE BANK $835,000 $1,305,000 56.3% 0.1%
Embrace Home Loans, Inc. $240,000 $1,255,000 422.9% 0.1%
Independent Bank $530,000 $1,235,000 133.0% 0.1%
Mortgage Investment Services Corporation $365,000 $1,215,000 232.9% 0.1%
Pentagon Federal Credit Union $470,000 $1,200,000 155.3% 0.1%
WEI Mortgage LLC $410,000 $1,190,000 190.2% 0.1%
Hunt Mortgage Corporation $1,295,000 $1,180,000 -8.9% 0.1%
Air Academy Federal Credit Union $1,180,000 $1,170,000 -0.8% 0.1%
BANK OF THE WEST $445,000 $1,170,000 162.9% 0.1%
Royal United Mortgage LLC $590,000 $1,170,000 98.3% 0.1%
PRIMELENDING $760,000 $1,155,000 52.0% 0.1%
Armed Forces Bank $745,000 $1,140,000 53.0% 0.1%
Midwest Equity Mortgage LLC $235,000 $1,140,000 385.1% 0.1%
Colonial Savings $285,000 $1,130,000 296.5% 0.1%
First Guaranty Mortgage Corporation $900,000 $1,125,000 25.0% 0.1%
Centennial Lending LLC $1,265,000 $1,110,000 -12.3% 0.1%
Altra Federal Credit Union $530,000 $1,090,000 105.7% 0.1%
Huntington National Bank $1,400,000 $1,085,000 -22.5% 0.1%
Interactive Mortgage $1,085,000 n/a 0.1%
Adams Bank & Trust $95,000 $1,080,000 1,036.8% 0.1%
Magnolia Bank Incorporated $1,115,000 $1,055,000 -5.4% 0.1%
Angel Oak Mortgage Solutions $75,000 $1,045,000 1,293.3% 0.1%
Citibank, N.A. $165,000 $1,010,000 512.1% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC $305,000 $985,000 223.0% 0.1%
Finance of America Reverse LLC $550,000 $980,000 78.2% 0.1%
Intercap Lending Inc $980,000 n/a 0.1%
Mountain America Credit Union $815,000 $980,000 20.2% 0.1%
Crescent Mortgage Company $965,000 n/a 0.1%
Commerce Home Mortgage Inc. $125,000 $960,000 668.0% 0.1%
SPRING EQ, LLC $145,000 $960,000 562.1% 0.1%
Castle & Cooke Mortgage LLC $765,000 $955,000 24.8% 0.1%
Success Mortgage Partners Inc. $950,000 n/a 0.1%
Reverse Mortgage Funding LLC $425,000 $935,000 120.0% 0.1%
Reliance First Capital LLC $920,000 n/a 0.1%
E Mortgage Management LLC $895,000 n/a 0.0%
KS StateBank $445,000 $885,000 98.9% 0.0%
TBK Bank SSB $3,055,000 $875,000 -71.4% 0.0%
First Home Bank $865,000 n/a 0.0%
FIRST NATIONAL BANK OF OMAHA $575,000 $860,000 49.6% 0.0%
Land Home Financial Services Inc. $600,000 $850,000 41.7% 0.0%
TIAA, FSB $155,000 $850,000 448.4% 0.0%
First Savings Bank $750,000 $840,000 12.0% 0.0%
Mid-Continent Funding, Inc. $345,000 $820,000 137.7% 0.0%
Colten Mortgage $255,000 $805,000 215.7% 0.0%
Stifel Bank and Trust $635,000 $795,000 25.2% 0.0%
V.I.P. Mortgage Inc. $2,005,000 $780,000 -61.1% 0.0%
Amerifirst Financial Inc. $850,000 $760,000 -10.6% 0.0%
Megastar Financial Corporation $215,000 $755,000 251.2% 0.0%
M2 Lending Solutions $750,000 n/a 0.0%
American Pacific Mortgage Corporation $1,060,000 $745,000 -29.7% 0.0%
Cascade Financial Services $310,000 $740,000 138.7% 0.0%
Contour Mortgage Corporation $740,000 n/a 0.0%
UMB BANK NA $480,000 $720,000 50.0% 0.0%
Alliant Credit Union $470,000 $710,000 51.1% 0.0%
Low VA Rates $1,075,000 $700,000 -34.9% 0.0%
Discover Bank $490,000 $695,000 41.8% 0.0%
JLB Corporation dba Golden Oak Lending $535,000 $690,000 29.0% 0.0%
Citywide Home Loans A Utah Corporation $405,000 $685,000 69.1% 0.0%
Mid America Mortgage Inc. $610,000 $685,000 12.3% 0.0%
Network Capital Funding Corporation $265,000 $685,000 158.5% 0.0%
Ruoff Home Mortgage $95,000 $675,000 610.5% 0.0%
KeyBank National Association $825,000 $660,000 -20.0% 0.0%
Compeer Financial ACA $315,000 $640,000 103.2% 0.0%
Guaranty Trust Company $315,000 $635,000 101.6% 0.0%
AKT American Capital Inc $215,000 $625,000 190.7% 0.0%
SWBC Mortgage Corporation $685,000 $620,000 -9.5% 0.0%
James B. Nutter & Company $1,065,000 $610,000 -42.7% 0.0%
NETWORK FUNDING, L.P. $410,000 $610,000 48.8% 0.0%
Amcap Mortgage Ltd. $575,000 n/a 0.0%
SecurityNational Mortgage Company $805,000 $555,000 -31.1% 0.0%
Mortgage Services III LLC $500,000 $550,000 10.0% 0.0%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group $370,000 $545,000 47.3% 0.0%
Open Mortgage LLC $305,000 $535,000 75.4% 0.0%
FirstBank $205,000 $525,000 156.1% 0.0%
First-Citizens Bank & Trust Co $525,000 n/a 0.0%
Power Credit Union $515,000 n/a 0.0%
Supreme Lending/ Everett Financial Inc. $2,035,000 $515,000 -74.7% 0.0%
Liberty Savings Bank F.S.B. $365,000 $510,000 39.7% 0.0%
GROUP MORTGAGE, LLC $500,000 n/a 0.0%
Equity Prime Mortgage LLC $490,000 n/a 0.0%
Herring Bank $320,000 $490,000 53.1% 0.0%
Finance of America Commercial LLC $675,000 $480,000 -28.9% 0.0%
AimLoan.com $1,070,000 $460,000 -57.0% 0.0%
Ideal Home Loans LLC $520,000 $460,000 -11.5% 0.0%
Prosperity Home Mortgage LLC $455,000 n/a 0.0%
Homeside Financial LLC $465,000 $445,000 -4.3% 0.0%
HOMEXPRESS MORTGAGE CORP. $185,000 $435,000 135.1% 0.0%
Sierra Pacific Mortgage $525,000 $430,000 -18.1% 0.0%
NBKC Bank $1,030,000 $425,000 -58.7% 0.0%
Bayshore Mortgage Funding LLC $155,000 $420,000 171.0% 0.0%
CBNA $845,000 $420,000 -50.3% 0.0%
Belem Servicing, LLC dba Patriot Home Mortgage $440,000 $410,000 -6.8% 0.0%
Baxter Credit Union $400,000 n/a 0.0%
First Federal Bank of Kansas City $395,000 n/a 0.0%
Westerra Credit Union $545,000 $395,000 -27.5% 0.0%
Cason Home Loans $750,000 $390,000 -48.0% 0.0%
Digital Federal Credit Union $15,000 $390,000 2,500.0% 0.0%
RANLife, Inc. $260,000 $390,000 50.0% 0.0%
ANB Bank $385,000 n/a 0.0%
PARTNERS UNITED FINANCIAL, LLC $105,000 $385,000 266.7% 0.0%
Sirva Mortgage Inc. $775,000 $375,000 -51.6% 0.0%
Michigan Mutual, Inc. DBA MiMutual Mortgage $370,000 n/a 0.0%
Highlands Residential Mortgage Ltd $355,000 n/a 0.0%
Denver Fire Department FCU $280,000 $340,000 21.4% 0.0%
Ladera Lending, Inc. $115,000 $340,000 195.7% 0.0%
NFM, Inc. $450,000 $335,000 -25.6% 0.0%
Oceanside Mortgage Company $270,000 $330,000 22.2% 0.0%
Paramount Bank $355,000 $330,000 -7.0% 0.0%
TCF National Bank $470,000 $325,000 -30.9% 0.0%
First Technology Credit Union $320,000 n/a 0.0%
Oaktree Funding Corporation $275,000 $315,000 14.5% 0.0%
One Reverse Mortgage, LLC $410,000 $315,000 -23.2% 0.0%
Fifth Third Bank $310,000 n/a 0.0%
BELL BANK $305,000 n/a 0.0%
LoanSnap Inc $305,000 n/a 0.0%
Stockmens Bank $185,000 $305,000 64.9% 0.0%
AURORA SCHOOLS FEDERAL CREDIT UNION $300,000 n/a 0.0%
Gardner Financial Services dba Legacy Mutual Mortgage $295,000 n/a 0.0%
Goldwater Bank National Association $665,000 $295,000 -55.6% 0.0%
International City Mortgage Inc. $285,000 n/a 0.0%
Infinity Mortgage Holdings LLC $280,000 n/a 0.0%
Home First Mortgage Bankers $275,000 n/a 0.0%
Meridian Bank $275,000 n/a 0.0%
Civic Financial Services $505,000 $265,000 -47.5% 0.0%
Florida Capital Bank National Association $215,000 $265,000 23.3% 0.0%
Home Mortgage Alliance, LLC $145,000 $265,000 82.8% 0.0%
Nations Direct Mortgage LLC $570,000 $265,000 -53.5% 0.0%
New West Lending Inc. $265,000 n/a 0.0%
REGIONS BANK $265,000 n/a 0.0%
Toyota Financial Savings Bank $265,000 n/a 0.0%
American Residential Lending $255,000 n/a 0.0%
First Mortgage Solutions LLC $255,000 n/a 0.0%
Regent Financial Group $255,000 n/a 0.0%
RENASANT BANK $185,000 $255,000 37.8% 0.0%
Residential Wholesale Mortgage $255,000 n/a 0.0%
DelMar Financial Company $215,000 $250,000 16.3% 0.0%
Triad Financial Services Inc $395,000 $250,000 -36.7% 0.0%
BMO Harris Bank N.A. $245,000 n/a 0.0%
Colorado Credit Union $245,000 n/a 0.0%
PLUS RELOCATION MORTGAGE, LLC $245,000 n/a 0.0%
Arbor Bank $235,000 n/a 0.0%
Athas Capital Group $125,000 $235,000 88.0% 0.0%
First Centennial Mortgage Corp. $225,000 n/a 0.0%
LenderFi, Inc. $225,000 n/a 0.0%
Summit Mortgage Corporation $225,000 n/a 0.0%
United Security Financial $430,000 $225,000 -47.7% 0.0%
Andrews Federal Credit Union $215,000 n/a 0.0%
HighTechLending Inc. $215,000 $215,000 0.0% 0.0%
5th Street Capital, Inc. $205,000 n/a 0.0%
CERTAIN HOME LOANS, LLC $650,000 $205,000 -68.5% 0.0%
Lenox Financial Mortgage Corp. $165,000 $205,000 24.2% 0.0%
Bank of Whittier, Na $205,000 $195,000 -4.9% 0.0%
Texana Bank, N.A. $185,000 n/a 0.0%
Peoples Mortgage Company $135,000 $175,000 29.6% 0.0%
State Department Federal Credit Union $175,000 n/a 0.0%
The Union Bank Company $175,000 n/a 0.0%
Homeowners Financial Group $195,000 $165,000 -15.4% 0.0%
Prime Mortgage Lending Inc. $165,000 n/a 0.0%
Waterstone Mortgage Corp $165,000 n/a 0.0%
Great Lakes Credit Union $155,000 n/a 0.0%
Origin Bank $105,000 $155,000 47.6% 0.0%
Truity Credit Union $155,000 n/a 0.0%
Stanford Federal Credit Union $150,000 n/a 0.0%
First Western Bank & Trust $145,000 n/a 0.0%
Liberty Home Equity Solutions, Inc. $260,000 $145,000 -44.2% 0.0%
First State Bank Of St. Charles Missouri $135,000 n/a 0.0%
Sunstreet Mortgage LLC $135,000 n/a 0.0%
Iowa Bankers Mortgage Corporation $125,000 n/a 0.0%
Longbridge Financial, LLC $420,000 $125,000 -70.2% 0.0%
Alterra Group LLC dba Alterra Home Loans $235,000 $115,000 -51.1% 0.0%
Mountain West Financial Inc. $180,000 $115,000 -36.1% 0.0%
LendingOne LLC $490,000 $105,000 -78.6% 0.0%
Congressional Bank $95,000 n/a 0.0%
Credit Union of Denver $310,000 $95,000 -69.4% 0.0%
Hometown Lenders LLC $635,000 $85,000 -86.6% 0.0%
Partner Colorado Credit Union $75,000 n/a 0.0%
Denver Community Federal Credit Union $65,000 n/a 0.0%
M&T Bank $270,000 $65,000 -75.9% 0.0%
Union State Bank $65,000 n/a 0.0%
NuMark Credit Union $45,000 $60,000 33.3% 0.0%
Third Federal Savings and Loan $305,000 $55,000 -82.0% 0.0%
American Bank of Commerce $365,000 $45,000 -87.7% 0.0%
Centier Bank $165,000 $45,000 -72.7% 0.0%
Admiral's Bank $125,000 $25,000 -80.0% 0.0%
Mid American Credit Union $25,000 n/a 0.0%
Fidelis Catholic Federal Credit Union $15,000 n/a 0.0%
Red Rocks Credit Union $15,000 n/a 0.0%

PUEBLO's top lender by overall market share is ENT Credit Union, with 8.4% market share. In second place, with 8.4%, is Quicken Loans, having originated $150,465,000 in loans. In third place, with 7.5%, is United Shore Financial Services LLC, having originated $135,910,000 in loans. In third place, with 6.1%, is Mortgage Solutions of Colorado LLC, having originated $109,380,000 in loans. In third place, with 4.4%, is Universal Lending Corporation, having originated $78,550,000 in loans.


PUEBLO, CO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 3,492 $743,150,000 $212,815
Home Purchase 3,240 $681,510,000 $210,343
Cash Out Refi 1,742 $320,630,000 $184,059
Other 453 $39,055,000 $86,214
Home Improvement 226 $17,530,000 $77,566

Pueblo's most frequently cited loan purpose was Refi, with 3,492 originations. The 2nd most popular reason was Home Purchase, with 3,240 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 4,063 $830,315,000 $204,360
2.5-3% 2,859 $618,235,000 $216,242
<2.5% 1,057 $197,525,000 $186,873
4-5% 694 $104,720,000 $150,893
5-6% 187 $17,425,000 $93,182
6-7% 75 $5,975,000 $79,667
Over 8% 37 $2,935,000 $79,324
7-8% 13 $535,000 $41,154

During 2020, Pueblo's most frequently originated rate bucket was 3-4%, with 4,063 originations.

Loan Sizing (PUEBLO, CO MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 3,801 $1,012,535,000 $266,386
$100k-200k 3,609 $547,045,000 $151,578
$100,000 or less 1,523 $82,365,000 $54,081
$400k-600k 199 $91,365,000 $459,121
$600k-1000k 11 $7,805,000 $709,545
$Over $1MM 10 $60,760,000 $6,076,000

PUEBLO's loan sizing saw the bucket of loans from $200k-400k with 3,801 originations, totaling $1,012,535,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 3,531 $813,315,000 $230,336
60-80% 2,546 $567,200,000 $222,781
40-60% 1,157 $181,865,000 $157,187
Under 20% 585 $14,265,000 $24,385
20-40% 499 $44,205,000 $88,587
Over 100% 185 $52,535,000 $283,973

PUEBLO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,531 originations, totaling $813,315,000 in origination value.