PUEBLO Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Pueblo averaged 6.47% for the week of 2024-07-18, compared to the national average of 6.77% for the same period.

The average rate for the prior week (2024-07-11) was 6.79% and one month ago for the week of 2024-06-13, the average rate was 6.75%.

Pueblo's average rate one year ago was 6.96%.

For refis of the same type during the week of 2024-07-18, the average rate was 7.19%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-07-18 6.77%
Pueblo 30 Year Fixed Rate 2024-07-18 6.47%
Pueblo 30 Year Fixed Rate Refi 2024-07-18 7.19%
Pueblo 15 Year Fixed Rate 2024-07-18 5.95%
Pueblo 15 Year Fixed Rate Refi 2024-07-18 5.95%
Pueblo 30 Year FHA 2024-07-18 6.32%
Pueblo 30 Year FHA Refi 2024-07-18 6.69%
Pueblo 30 Year USDA 2024-07-18 6.63%
Pueblo 30 Year USDA Refi 2024-07-18 6.43%
Pueblo 30 Year VA 2024-07-18 5.92%
Pueblo 30 Year VA Refi 2024-07-18 6.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PUEBLO, CO.

PUEBLO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PUEBLO, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
UNITED WHOLESALE MORTGAGE, LLC 199 6.62% $6,836
Ent Credit Union 108 6.36% $3,870
QUICKEN LOANS, LLC 86 6.80% $6,801
PREMIER MORTGAGE SERVICES, INC. 34 6.42% $5,930
LOANDEPOT.COM, LLC 33 6.79% $5,548
THRIVE MORTGAGE, LLC 28 6.35% $8,246
U.S. Bank 24 6.87% $4,263
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 20 6.89% $6,010
HOMEAMERICAN MORTGAGE CORPORATION 19 5.66% $1,916
Zions Bank 17 6.59% $3,485
SunWest Credit Union 14 6.51% $4,866
UNIVERSAL LENDING CORPORATION 14 6.76% $5,110
MASON MCDUFFIE MORTGAGE CORPORATION 13 6.87% $7,436
CROSSCOUNTRY MORTGAGE, LLC 11 6.96% $6,698
MID AMERICA MORTGAGE, INC. 11 6.34% $7,160
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION 10 6.88% $2,976
NEWREZ LLC 10 7.17% $10,036
GUARANTEED RATE, INC. 9 6.71% $5,294
CORNERSTONE HOME LENDING, INC. 8 6.91% $7,173
Midwest Mortgage Associates Corporation 8 7.13% $7,453
JPMorgan Chase Bank 8 6.64% $4,038
SECURITY SERVICE 8 6.23% $2,666
The Loan Store, Inc. 7 6.77% $7,381
BAY EQUITY LLC 7 6.82% $4,365
NFM, INC. 7 6.77% $5,854
PENNYMAC LOAN SERVICES, LLC 7 6.36% $7,393
MORTGAGE SOLUTIONS OF COLORADO, LLC 7 7.21% $7,559
CALIBER HOME LOANS, INC. 7 6.26% $9,327
BROKER SOLUTIONS, INC. 7 5.77% $7,933
NBH Bank 6 6.98% $3,502
Mr. Cooper ( Nationstar Mortgage ) 6 6.54% $10,814
PRIMARY RESIDENTIAL MORTGAGE, INC. 6 6.94% $6,038
The Central Trust Bank 6 6.79% $4,169
ACADEMY MORTGAGE CORPORATION 6 6.46% $5,297
Wells Fargo Bank 5 6.20% $3,662
Century Mortgage Company DBA Century Lending Company 4 6.75% $5,051
INTERCAP LENDING INC. 4 7.00% $5,436
The Huntington National Bank 4 6.25% $3,400
V.I.P. MORTGAGE, INC. 4 6.56% $7,168
GUARANTEED RATE AFFINITY, LLC 4 6.56% $5,232
CANVAS CREDIT UNION 4 6.97% $3,292
FREEDOM MORTGAGE CORPORATION 4 6.94% $10,654
AVENTA Credit Union 4 6.44% $2,675
PENTAGON FEDERAL CREDIT UNION 4 5.84% $4,800
CHURCHILL MORTGAGE CORPORATION 3 7.21% $7,766
AMERISAVE MORTGAGE CORPORATION 3 6.62% $10,992
MOVEMENT MORTGAGE, LLC 3 7.29% $6,541
EVERETT FINANCIAL, INC. 3 7.33% $5,348
PANORAMA MORTGAGE GROUP, LLC 3 6.79% $4,398
Financial Funding Solutions, Inc. 3 6.04% $5,526
PLAZA HOME MORTGAGE, INC. 3 6.29% $8,817
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 6.75% $5,120
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 7.04% $2,748
GUILD MORTGAGE COMPANY 3 7.25% $5,150
USAA Federal Savings Bank 3 6.88% $4,361
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 6.93% $7,164
GREENSTATE CREDIT UNION 2 6.56% $4,940
Glacier Bank 2 6.38% $2,451
AMERICAN PACIFIC MORTGAGE CORPORATION 2 5.31% $10,299
Flagstar Bank, FSB 2 6.61% $3,903
Servion, Inc. 2 7.44% $6,374
SECURITYNATIONAL MORTGAGE COMPANY 2 7.44% $6,094
ZILLOW HOME LOANS, LLC 2 6.63% $7,983
S1L, Inc. 2 6.37% $5,814
PROVIDENT FUNDING ASSOCIATES, L.P. 2 6.63% $9,926
Prosperity Home Mortgage, LLC 2 7.13% $5,092
INTEGRITY MORTGAGE & FINANCIAL INCORPORATED 2 6.31% $6,705
POWER 2 6.12% $3,468
Ixonia Bank 2 7.13% $3,814
FirstBank 2 6.44% $3,123
Paramount Residential Mortgage Group, Inc. 2 7.43% $7,186
NOVA FINANCIAL & INVESTMENT CORPORATION 2 8.68% $3,142
Northpointe Bank 2 6.69% $5,291
DRAPER AND KRAMER MORTGAGE CORP. 2 6.81% $2,775
NBKC BANK 2 6.94% $2,320
M2 Lending Solutions, LLC 2 6.63% $6,235
NAVY FEDERAL CREDIT UNION 2 7.94% $9,626
NATIONS RELIABLE LENDING, LLC 2 6.19% $4,193
American Mortgage & Equity Consultants, Inc. 2 5.94% $7,680
MICHIGAN MUTUAL, INC. 2 6.31% $9,689
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.56% $5,949
Mortgage Research Center, LLC 2 6.25% $287
THE MORTGAGE COMPANY 2 6.75% $8,206
NATIONS DIRECT MORTGAGE, LLC 1 6.75% $6,648
A&D Mortgage LLC 1 6.38% $6,117
AIR ACADEMY 1 6.50% $1,724
AMCAP MORTGAGE, LTD. 1 7.38% $3,010
American Bank & Trust 1 7.00% $5,419
AMERICAN FINANCIAL NETWORK, INC. 1 6.88% $5,453
AMERICAN FINANCING CORPORATION 1 6.75% $6,075
AXIA FINANCIAL, LLC 1 6.88% $16,488
Axos Bank 1 7.88% $20,241
Bank of America 1 7.00% $5,267
Bank of England 1 7.13% $3,831
BETTER MORTGAGE CORPORATION 1 8.25% $7,078
CALCON MUTUAL MORTGAGE LLC 1 6.38% $5,986
CARDINAL FINANCIAL 1 6.13% $3,176
CHERRY CREEK MORTGAGE, LLC 1 5.88% $749
Citadel Servicing Corporation 1 11.00% $22,744
Citibank 1 7.13% $7,719
CMG MORTGAGE, INC. 1 5.88% $7,375
Commerce Home Mortgage, Inc. 1 6.88% $8,335
Coulee Bank 1 7.13% $3,267
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 6.38% $3,434
DEEPHAVEN MORTGAGE LLC 1 10.38% $14,447
DIRECT MORTGAGE, CORP. 1 6.63% $11,984
Discover Bank 1 6.24% $0
Elevations Credit Union 1 6.38% $2,671
EMBRACE HOME LOANS, INC. 1 6.75% $7,166
EMM LOANS LLC 1 6.13% $8,694
ENDEAVOR CAPITAL, LLC. 1 7.50% $3,539
Equity Prime Mortgage LLC 1 7.88% $11,635
FINANCE OF AMERICA MORTGAGE LLC 1 5.63% $11,220
First Savings Bank 1 6.25% $2,695
FIRST TECHNOLOGY 1 6.25% $1,548
Flanagan State Bank 1 6.25% $2,831
GENEVA FINANCIAL, LLC 1 7.50% $1,818
HOMEXPRESS MORTGAGE CORP. 1 8.13% $9,664
Independent Bank 1 6.38% $3,333
JMAC LENDING, INC. 1 8.88% $10,323
KELLER MORTGAGE, LLC 1 6.50% $3,776
KeyBank 1 6.88% $5,427
LENDSURE MORTGAGE CORP. 1 7.75% $6,688
MANN FINANCIAL INC. 1 5.88% $5,943
MEGASTAR FINANCIAL CORP. 1 7.63% $3,581
Morgan Stanley Private Bank 1 7.05% $2,844
MORTGAGE MANAGEMENT CONSULTANTS, INC. 1 7.38% $5,398
MOUNTAIN AMERICA 1 6.13% $898
MOUNTAIN WEST FINANCIAL, INC. 1 6.99% $4,741
1ST SIGNATURE LENDING, LLC 1 6.13% $12,762
NEST HOME LENDING, LLC 1 7.88% $2,634
NEXERA HOLDING LLC 1 8.25% $12,796
PHH Mortgage Corporation 1 6.99% $4,436
Plains Commerce Bank 1 6.88% $8,638
RELIANCE FIRST CAPITAL, LLC 1 5.99% $13,189
RESIDENTIAL MORTGAGE, LLC 1 7.25% $5,446
Sierra Pacific Mortgage Company, Inc. 1 6.25% $7,131
SIRVA MORTGAGE, INC. 1 6.63% $0
Summit Credit Union 1 6.75% $2,455
Summit Mortgage Corporation 1 6.50% $8,124
Sunflower Bank 1 6.38% $11,718
T2 FINANCIAL LLC 1 6.63% $6,657
The Federal Savings Bank 1 6.88% $9,410
TOP FLITE FINANCIAL, INC. 1 7.13% $13,586
TOWNE MORTGAGE COMPANY 1 6.63% $5,452
Truist 1 6.99% $7,330
United Fidelity Funding Corp. 1 6.63% $9,676

PUEBLO Average Closing Costs & Other Stats

PUEBLO, CO's 147 lenders originated 4,194 loans during 2023. The total origination value was $905,560,000, with an average loan value of $215,918.

PUEBLO's average closing costs are $5,852.

The top PUEBLO lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 199 loans originated. Their average total fees are $6,836, which is $2,966 higher than the next largest lender, Ent Credit Union.

The lowest fee PUEBLO lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($1,916), CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION ($2,976), Zions Bank ($3,485), Ent Credit Union ($3,870) and U.S. Bank ($4,263).

The lowest rate PUEBLO lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION (5.66%), MID AMERICA MORTGAGE, INC. (6.34%), THRIVE MORTGAGE, LLC (6.35%), Ent Credit Union (6.36%) and PREMIER MORTGAGE SERVICES, INC. (6.42%).

PUEBLO, CO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
UNITED WHOLESALE MORTGAGE, LLC $161,770,000 $126,020,000 -22.1% 13.9%
Ent Credit Union $153,745,000 $95,025,000 -38.2% 10.5%
QUICKEN LOANS, LLC $84,300,000 $49,420,000 -41.4% 5.5%
Mortgage Research Center, LLC $33,525,000 $30,205,000 -9.9% 3.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC $69,580,000 $29,480,000 -57.6% 3.3%
THRIVE MORTGAGE, LLC $30,250,000 $26,770,000 -11.5% 3.0%
GUARANTEED RATE, INC. $24,350,000 $21,905,000 -10.0% 2.4%
CORNERSTONE HOME LENDING, INC. $16,490,000 $20,475,000 24.2% 2.3%
PREMIER MORTGAGE SERVICES, INC. $25,615,000 $17,735,000 -30.8% 2.0%
LOANDEPOT.COM, LLC $39,265,000 $17,640,000 -55.1% 1.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $42,940,000 $16,265,000 -62.1% 1.8%
Prudential Huntoon Paige Associates, LLC $15,245,000 n/a 1.7%
SECURITY SERVICE $19,105,000 $13,270,000 -30.5% 1.5%
HOMEAMERICAN MORTGAGE CORPORATION $11,910,000 $12,930,000 8.6% 1.4%
U.S. Bank $28,050,000 $12,340,000 -56.0% 1.4%
PRIMARY RESIDENTIAL MORTGAGE, INC. $18,370,000 $11,895,000 -35.2% 1.3%
UNIVERSAL LENDING CORPORATION $27,880,000 $10,825,000 -61.2% 1.2%
MID AMERICA MORTGAGE, INC. $4,965,000 $9,710,000 95.6% 1.1%
BROKER SOLUTIONS, INC. $11,750,000 $9,310,000 -20.8% 1.0%
INTERCAP LENDING INC. $1,585,000 $8,655,000 446.1% 1.0%
MASON MCDUFFIE MORTGAGE CORPORATION $605,000 $8,500,000 1,305.0% 0.9%
WESTERRA CREDIT UNION $2,905,000 $8,100,000 178.8% 0.9%
NEWREZ LLC $6,225,000 $7,990,000 28.4% 0.9%
NFM, INC. $11,280,000 $7,735,000 -31.4% 0.9%
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION $11,510,000 $7,685,000 -33.2% 0.8%
CROSSCOUNTRY MORTGAGE, LLC $17,390,000 $7,465,000 -57.1% 0.8%
CALIBER HOME LOANS, INC. $15,060,000 $7,135,000 -52.6% 0.8%
Zions Bank $12,410,000 $6,870,000 -44.6% 0.8%
LENDINGHOME FUNDING CORPORATION $3,440,000 $5,980,000 73.8% 0.7%
RF Renovo Management Company, LLC $4,315,000 $5,900,000 36.7% 0.7%
GUILD MORTGAGE COMPANY $5,280,000 $5,700,000 8.0% 0.6%
NAVY FEDERAL CREDIT UNION $8,385,000 $5,595,000 -33.3% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $12,220,000 $5,415,000 -55.7% 0.6%
Loan Simple, Inc. $5,505,000 $5,320,000 -3.4% 0.6%
Minnequa Works Credit Union $4,575,000 $5,210,000 13.9% 0.6%
Midwest Mortgage Associates Corporation $9,405,000 $5,075,000 -46.0% 0.6%
PENNYMAC LOAN SERVICES, LLC $14,455,000 $5,050,000 -65.1% 0.6%
FREEDOM MORTGAGE CORPORATION $20,245,000 $4,715,000 -76.7% 0.5%
Paramount Residential Mortgage Group, Inc. $7,690,000 $4,560,000 -40.7% 0.5%
SunWest Credit Union $5,180,000 $4,430,000 -14.5% 0.5%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $7,230,000 $4,395,000 -39.2% 0.5%
CARDINAL FINANCIAL $3,910,000 $4,360,000 11.5% 0.5%
MOVEMENT MORTGAGE, LLC $6,590,000 $4,295,000 -34.8% 0.5%
AMERICAN FINANCIAL NETWORK, INC. $4,160,000 n/a 0.5%
NBH Bank $8,020,000 $4,135,000 -48.4% 0.5%
AMERISAVE MORTGAGE CORPORATION $8,790,000 $3,965,000 -54.9% 0.4%
AMERICAN PACIFIC MORTGAGE CORPORATION $4,805,000 $3,735,000 -22.3% 0.4%
BAY EQUITY LLC $4,915,000 $3,680,000 -25.1% 0.4%
Glacier Bank $10,895,000 $3,555,000 -67.4% 0.4%
ACADEMY MORTGAGE CORPORATION $10,685,000 $3,470,000 -67.5% 0.4%
Northpointe Bank $10,365,000 $3,410,000 -67.1% 0.4%
JPMorgan Chase Bank $5,310,000 $3,390,000 -36.2% 0.4%
Plains Commerce Bank $1,615,000 $3,355,000 107.7% 0.4%
USAA Federal Savings Bank $5,820,000 $3,345,000 -42.5% 0.4%
The Central Trust Bank $6,155,000 $3,335,000 -45.8% 0.4%
Carrington Mortgage Services, LLC $4,175,000 $3,205,000 -23.2% 0.4%
Century Mortgage Company DBA Century Lending Company $6,305,000 $3,120,000 -50.5% 0.3%
Wells Fargo Bank $15,330,000 $3,115,000 -79.7% 0.3%
LOANPAL, LLC $10,465,000 $3,110,000 -70.3% 0.3%
The Colorado Bank & Trust Company of La Junta $2,805,000 n/a 0.3%
CIVIC FINANCIAL SERVICES, LLC $4,585,000 $2,780,000 -39.4% 0.3%
The Loan Store, Inc. $2,780,000 n/a 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $1,255,000 $2,695,000 114.7% 0.3%
FINANCE OF AMERICA REVERSE LLC $2,075,000 $2,540,000 22.4% 0.3%
AXIA FINANCIAL, LLC $2,420,000 n/a 0.3%
V.I.P. MORTGAGE, INC. $2,085,000 $2,420,000 16.1% 0.3%
CMG MORTGAGE, INC. $3,550,000 $2,330,000 -34.4% 0.3%
OCMBC, INC. $2,320,000 n/a 0.3%
Equity Prime Mortgage LLC $5,055,000 $2,305,000 -54.4% 0.3%
PLANET HOME LENDING, LLC $5,390,000 $2,300,000 -57.3% 0.3%
S1L, Inc. $9,775,000 $2,145,000 -78.1% 0.2%
The Huntington National Bank $1,195,000 $2,020,000 69.0% 0.2%
Ixonia Bank $2,000,000 n/a 0.2%
American Mortgage & Equity Consultants, Inc. $185,000 $1,965,000 962.2% 0.2%
DEEPHAVEN MORTGAGE LLC $1,930,000 n/a 0.2%
HOMEXPRESS MORTGAGE CORP. $795,000 $1,900,000 139.0% 0.2%
HOMESIDE FINANCIAL, LLC $185,000 $1,840,000 894.6% 0.2%
Mid-Continent Funding, Inc. $515,000 $1,835,000 256.3% 0.2%
GUARANTEED RATE AFFINITY, LLC $4,285,000 $1,815,000 -57.6% 0.2%
FirstOak Bank $2,885,000 $1,805,000 -37.4% 0.2%
VILLAGE CAPITAL MORTGAGE $1,095,000 $1,705,000 55.7% 0.2%
CrossFirst Bank $1,670,000 n/a 0.2%
INTEGRITY MORTGAGE & FINANCIAL INCORPORATED $2,525,000 $1,655,000 -34.5% 0.2%
Discover Bank $1,530,000 $1,635,000 6.9% 0.2%
Flagstar Bank, FSB $2,155,000 $1,635,000 -24.1% 0.2%
FirstBank $3,790,000 $1,625,000 -57.1% 0.2%
Frontier Bank $1,585,000 n/a 0.2%
POWER $695,000 $1,560,000 124.5% 0.2%
NEW DAY FINANCIAL, LLC $3,300,000 $1,495,000 -54.7% 0.2%
GENEVA FINANCIAL, LLC $1,220,000 $1,465,000 20.1% 0.2%
AMERICAN FINANCING CORPORATION $9,510,000 $1,430,000 -85.0% 0.2%
CLEARPATH LENDING $2,155,000 $1,415,000 -34.3% 0.2%
PLAZA HOME MORTGAGE, INC. $1,445,000 $1,400,000 -3.1% 0.2%
21ST MORTGAGE CORPORATION $2,550,000 $1,355,000 -46.9% 0.1%
The Federal Savings Bank $3,940,000 $1,295,000 -67.1% 0.1%
ZILLOW HOME LOANS, LLC $265,000 $1,255,000 373.6% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $2,710,000 $1,205,000 -55.5% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $4,095,000 $1,195,000 -70.8% 0.1%
PANORAMA MORTGAGE GROUP, LLC $2,715,000 $1,195,000 -56.0% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,525,000 $1,185,000 -22.3% 0.1%
TOWNE MORTGAGE COMPANY $530,000 $1,180,000 122.6% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,055,000 $1,145,000 8.5% 0.1%
THE MORTGAGE COMPANY $1,635,000 $1,100,000 -32.7% 0.1%
Elevations Credit Union $920,000 $1,085,000 17.9% 0.1%
UNION HOME MORTGAGE CORP. $1,035,000 $1,085,000 4.8% 0.1%
NBKC BANK $315,000 $1,070,000 239.7% 0.1%
Sunflower Bank $2,475,000 $1,065,000 -57.0% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,645,000 $960,000 -41.6% 0.1%
EVERETT FINANCIAL, INC. $1,555,000 $955,000 -38.6% 0.1%
Lakeview Community Capital, LLC $1,590,000 $945,000 -40.6% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $845,000 $945,000 11.8% 0.1%
OPEN MORTGAGE, LLC $710,000 $935,000 31.7% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $625,000 $930,000 48.8% 0.1%
KeyBank $3,315,000 $900,000 -72.9% 0.1%
Brighton Bank $890,000 n/a 0.1%
PHH Mortgage Corporation $1,185,000 $890,000 -24.9% 0.1%
PREMIER MEMBERS CREDIT UNION $2,700,000 $890,000 -67.0% 0.1%
Truist $880,000 n/a 0.1%
CHERRY CREEK MORTGAGE, LLC $9,135,000 $875,000 -90.4% 0.1%
Financial Funding Solutions, Inc. $3,720,000 $875,000 -76.5% 0.1%
MOUNTAIN AMERICA $1,380,000 $875,000 -36.6% 0.1%
CALCON MUTUAL MORTGAGE LLC $870,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $725,000 $865,000 19.3% 0.1%
Deerwood Bank $865,000 n/a 0.1%
AVENTA Credit Union $1,410,000 $860,000 -39.0% 0.1%
Alpine Bank $455,000 $830,000 82.4% 0.1%
LEADERONE FINANCIAL CORPORATION $405,000 $815,000 101.2% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $2,905,000 $815,000 -71.9% 0.1%
M2 Lending Solutions, LLC $395,000 $810,000 105.1% 0.1%
PREMIA MORTGAGE, LLC $455,000 $810,000 78.0% 0.1%
CANVAS CREDIT UNION $950,000 $785,000 -17.4% 0.1%
Prosperity Home Mortgage, LLC $770,000 n/a 0.1%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $770,000 n/a 0.1%
Servion, Inc. $305,000 $765,000 150.8% 0.1%
Armed Forces Bank $680,000 $740,000 8.8% 0.1%
ENDEAVOR CAPITAL, LLC. $480,000 $740,000 54.2% 0.1%
T2 FINANCIAL LLC $125,000 $730,000 484.0% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $505,000 $715,000 41.6% 0.1%
Citadel Servicing Corporation $710,000 n/a 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $395,000 $705,000 78.5% 0.1%
AMWEST FUNDING CORP. $840,000 $705,000 -16.1% 0.1%
NEST HOME LENDING, LLC $700,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $2,410,000 $690,000 -71.4% 0.1%
HUNT MORTGAGE CORPORATION $955,000 $670,000 -29.8% 0.1%
Waterstone Mortgage Corporation $670,000 n/a 0.1%
Merchants Mortgage & Trust Corporation $1,525,000 $645,000 -57.7% 0.1%
Axos Bank $730,000 $635,000 -13.0% 0.1%
Figure Lending LLC $585,000 $635,000 8.5% 0.1%
DENVER FIRE DEPARTMENT FEDERAL CREDIT UNION $90,000 $625,000 594.4% 0.1%
A&D Mortgage LLC $155,000 $620,000 300.0% 0.1%
Bank of England $1,375,000 $620,000 -54.9% 0.1%
DAS Acquisition Company, LLC $525,000 $610,000 16.2% 0.1%
SIRVA MORTGAGE, INC. $605,000 n/a 0.1%
PACIFIC RESIDENTIAL MORTGAGE, LLC $575,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $845,000 $575,000 -32.0% 0.1%
Commerce Home Mortgage, Inc. $305,000 $570,000 86.9% 0.1%
Morgan Stanley Private Bank $565,000 n/a 0.1%
GREENSTATE CREDIT UNION $540,000 n/a 0.1%
RESIDENTIAL BANCORP $795,000 $535,000 -32.7% 0.1%
Coastal Community Bank $530,000 n/a 0.1%
CASTLE & COOKE MORTGAGE, LLC $395,000 $525,000 32.9% 0.1%
PNC Bank $840,000 $520,000 -38.1% 0.1%
MICHIGAN MUTUAL, INC. $320,000 $500,000 56.3% 0.1%
AIR ACADEMY $360,000 $485,000 34.7% 0.1%
American Bank of Commerce $630,000 $485,000 -23.0% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $12,635,000 $480,000 -96.2% 0.1%
Bank of Colorado $745,000 $465,000 -37.6% 0.1%
Flanagan State Bank $460,000 n/a 0.1%
Pinnacle Bank - Wyoming $455,000 n/a 0.1%
FOOTHILLS $450,000 n/a 0.0%
Bank of America $2,185,000 $445,000 -79.6% 0.0%
LADERA LENDING, INC. $205,000 $430,000 109.8% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $115,000 $425,000 269.6% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $695,000 $425,000 -38.8% 0.0%
MORTGAGE MANAGEMENT CONSULTANTS, INC. $420,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $420,000 n/a 0.0%
NOVA FINANCIAL & INVESTMENT CORPORATION $1,575,000 $420,000 -73.3% 0.0%
FLAT BRANCH MORTGAGE, INC. $1,930,000 $415,000 -78.5% 0.0%
1ST SIGNATURE LENDING, LLC $430,000 $405,000 -5.8% 0.0%
Summit Credit Union $405,000 n/a 0.0%
RELIANCE FIRST CAPITAL, LLC $720,000 $400,000 -44.4% 0.0%
North American Savings Bank, F.S.B. $2,345,000 $395,000 -83.2% 0.0%
VERITAS FUNDING, LLC $460,000 $390,000 -15.2% 0.0%
First Western Trust Bank $1,960,000 $385,000 -80.4% 0.0%
Summit Mortgage Corporation $385,000 n/a 0.0%
LAKEVIEW LOAN SERVICING, LLC $1,885,000 $380,000 -79.8% 0.0%
The First National Bank of Las Animas $380,000 n/a 0.0%
GROUP MORTGAGE, LLC $185,000 $375,000 102.7% 0.0%
Integrity Bank & Trust $370,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $355,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $405,000 $355,000 -12.3% 0.0%
EMM LOANS LLC $225,000 $350,000 55.6% 0.0%
American Bank & Trust $335,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $325,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $310,000 n/a 0.0%
Logan Finance Corporation $310,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $395,000 $310,000 -21.5% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $305,000 n/a 0.0%
NEXERA HOLDING LLC $215,000 $305,000 41.9% 0.0%
NP, Inc. $365,000 $305,000 -16.4% 0.0%
Sierra Pacific Mortgage Company, Inc. $800,000 $305,000 -61.9% 0.0%
TruHome Solutions, LLC $305,000 n/a 0.0%
Citibank $285,000 n/a 0.0%
MOUNTAIN WEST FINANCIAL, INC. $250,000 $285,000 14.0% 0.0%
TRIAD FINANCIAL SERVICES, INC. $550,000 $280,000 -49.1% 0.0%
Citizens Bank $250,000 $275,000 10.0% 0.0%
DIRECT MORTGAGE, CORP. $275,000 n/a 0.0%
JMAC LENDING, INC. $275,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $285,000 $275,000 -3.5% 0.0%
Park State Bank & Trust $275,000 n/a 0.0%
TBK BANK, SSB $185,000 $275,000 48.6% 0.0%
BELLCO $715,000 $270,000 -62.2% 0.0%
FIRST TECHNOLOGY $265,000 n/a 0.0%
United Fidelity Funding Corp. $265,000 n/a 0.0%
BOKF $375,000 $260,000 -30.7% 0.0%
CITYWIDE HOME LOANS, LLC $1,615,000 $255,000 -84.2% 0.0%
FUNDLOANS CAPITAL $235,000 n/a 0.0%
RESIDENTIAL MORTGAGE, LLC $235,000 n/a 0.0%
Stockmens Bank $125,000 $235,000 88.0% 0.0%
Ally Bank $125,000 $225,000 80.0% 0.0%
BNC National Bank $225,000 n/a 0.0%
Hometown Equity Mortgage, LLC $510,000 $220,000 -56.9% 0.0%
CENTENNIAL LENDING, LLC $1,410,000 $215,000 -84.8% 0.0%
Coulee Bank $215,000 n/a 0.0%
INTERNATIONAL BANK $210,000 n/a 0.0%
5Star Bank $195,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $225,000 $195,000 -13.3% 0.0%
KELLER MORTGAGE, LLC $2,545,000 $195,000 -92.3% 0.0%
NATIONS DIRECT MORTGAGE, LLC $1,260,000 $195,000 -84.5% 0.0%
Academy Bank $185,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $185,000 n/a 0.0%
Credit Union of Denver $120,000 $180,000 50.0% 0.0%
EMBRACE HOME LOANS, INC. $450,000 $175,000 -61.1% 0.0%
J. VIRGIL, INC. $175,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $620,000 $175,000 -71.8% 0.0%
MANN FINANCIAL INC. $215,000 $175,000 -18.6% 0.0%
AMERICAN HERITAGE LENDING, INC. $165,000 n/a 0.0%
Independent Bank $830,000 $165,000 -80.1% 0.0%
Secured Investment Corp. $135,000 $165,000 22.2% 0.0%
Sooper Credit Union $100,000 $165,000 65.0% 0.0%
MEGASTAR FINANCIAL CORP. $570,000 $155,000 -72.8% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $1,740,000 $155,000 -91.1% 0.0%
POLARIS HOME FUNDING CORP. $145,000 n/a 0.0%
Farm Credit Mid-America, ACA $135,000 n/a 0.0%
LENDINGONE, LLC $125,000 n/a 0.0%
ALTRA $1,760,000 $120,000 -93.2% 0.0%
Advisors Mortgage Group, L.L.C. $115,000 $115,000 0.0% 0.0%
SUMMIT FUNDING, INC. $415,000 $115,000 -72.3% 0.0%
ALLIANT CREDIT UNION $210,000 $105,000 -50.0% 0.0%
First Savings Bank $650,000 $105,000 -83.8% 0.0%
Greenbox Loans, Inc. $105,000 n/a 0.0%
SPRING EQ, LLC $910,000 $100,000 -89.0% 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $85,000 n/a 0.0%
Centier Bank $65,000 n/a 0.0%
First National Bank of Omaha $515,000 $65,000 -87.4% 0.0%
GEORGIA'S OWN $65,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $50,000 n/a 0.0%
Baxter Credit Union $45,000 n/a 0.0%
TOGETHER CREDIT UNION $45,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $25,000 $45,000 80.0% 0.0%
PARTNER COLORADO $165,000 $35,000 -78.8% 0.0%

PUEBLO's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 13.9% market share. In second place, with 10.5%, is Ent Credit Union, having originated $95,025,000 in loans. In third place, with 5.5%, is QUICKEN LOANS, LLC, having originated $49,420,000 in loans. In fourth place, with 3.3%, is Mortgage Research Center, LLC, having originated $30,205,000 in loans. In fifth place, with 3.3%, is MORTGAGE SOLUTIONS OF COLORADO, LLC, having originated $29,480,000 in loans.

PUEBLO, CO Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
80817 Pueblo, CO MSA $1,240 $1,440 $1,810 $2,570 $3,080
81001 Pueblo, CO MSA $790 $830 $1,090 $1,430 $1,620
81002 Pueblo, CO MSA $810 $850 $1,120 $1,470 $1,670
81003 Pueblo, CO MSA $760 $800 $1,050 $1,370 $1,560
81004 Pueblo, CO MSA $820 $860 $1,130 $1,480 $1,680
81005 Pueblo, CO MSA $800 $840 $1,100 $1,440 $1,640
81006 Pueblo, CO MSA $830 $870 $1,150 $1,510 $1,710
81007 Pueblo, CO MSA $990 $1,040 $1,370 $1,790 $2,040
81008 Pueblo, CO MSA $1,030 $1,090 $1,430 $1,870 $2,140
81019 Pueblo, CO MSA $860 $900 $1,180 $1,540 $1,760
81022 Pueblo, CO MSA $830 $870 $1,150 $1,510 $1,710
81023 Pueblo, CO MSA $750 $780 $1,030 $1,350 $1,540
81025 Pueblo, CO MSA $800 $840 $1,100 $1,440 $1,640
81039 Pueblo, CO MSA $690 $720 $950 $1,240 $1,410
81062 Pueblo, CO MSA $810 $850 $1,120 $1,470 $1,670
81069 Pueblo, CO MSA $660 $690 $910 $1,190 $1,360
81253 Pueblo, CO MSA $810 $850 $1,120 $1,470 $1,670

2022 Average & Median Rent Data Statistics
PUEBLO, CO average 1BR rent: $889, median: $850
PUEBLO, CO average 2BR rent: $1,165, median: $1,120
PUEBLO, CO average 3BR rent: $1,538, median: $1,470

PUEBLO, CO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 2,427 $642,705,000 $264,815
Cash Out Refi 630 $143,070,000 $227,095
Other 559 $42,575,000 $76,163
Home Improvement 377 $31,325,000 $83,090
Refi 201 $45,885,000 $228,284

Pueblo's most frequently cited loan purpose was Home Purchase, with 2,427 originations. The 2nd most popular reason was Cash Out Refi, with 630 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,388 $374,010,000 $269,460
Over 8% 960 $100,350,000 $104,531
7-8% 730 $170,610,000 $233,712
5-6% 704 $206,990,000 $294,020
<2.5% 183 $2,175,000 $11,885
4-5% 58 $18,170,000 $313,276
3-4% 48 $16,840,000 $350,833
2.5-3% 1 $245,000 $245,000

During 2023, Pueblo's most frequently originated rate bucket was 6-7%, with 1,388 originations.

Loan Sizing (PUEBLO, CO MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,660 $476,780,000 $287,217
$100,000 or less 1,116 $52,010,000 $46,604
$100k-200k 1,003 $152,025,000 $151,570
$400k-600k 367 $167,915,000 $457,534
$600k-1000k 42 $29,030,000 $691,190
$Over $1MM 6 $27,800,000 $4,633,333

PUEBLO's loan sizing saw the bucket of loans from $200k-400k with 1,660 originations, totaling $476,780,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,610 $483,060,000 $300,037
Under 20% 760 $28,700,000 $37,763
60-80% 740 $209,810,000 $283,527
20-40% 488 $51,510,000 $105,553
40-60% 332 $61,090,000 $184,006
Over 100% 154 $52,260,000 $339,351

PUEBLO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,610 originations, totaling $483,060,000 in origination value.