PUEBLO Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Pueblo averaged 5.23% for the week of 2022-08-04, compared to the national average of 4.99% for the same period.

The average rate for the prior week (2022-07-28) was 5.34% and one month ago for the week of 2022-06-30, the average rate was 6.04%.

Pueblo's average rate one year ago was 3.04%.

For refis of the same type during the week of 2022-08-04, the average rate was 4.91%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-08-04 4.99%
Pueblo 30 Year Fixed Rate 2022-08-04 5.23%
Pueblo 30 Year Fixed Rate Refi 2022-08-04 4.91%
Pueblo 15 Year Fixed Rate 2022-08-04 4.84%
Pueblo 15 Year Fixed Rate Refi 2022-08-04 4.36%
Pueblo 30 Year FHA 2022-08-04 5.47%
Pueblo 30 Year FHA Refi 2022-08-04 5.16%
Pueblo 30 Year USDA 2022-08-04 5.14%
Pueblo 30 Year VA 2022-08-04 5.1%
Pueblo 30 Year VA Refi 2022-08-04 5.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within PUEBLO, CO.

PUEBLO Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the PUEBLO, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
UNITED WHOLESALE MORTGAGE, LLC 478 3.04% $3,928
QUICKEN LOANS, LLC 403 3.10% $5,157
Ent Credit Union 369 3.00% $2,839
PREMIER MORTGAGE SERVICES, INC. 170 2.91% $4,440
LOANDEPOT.COM, LLC 163 3.14% $4,741
SECURITY SERVICE 89 3.05% $2,478
Wells Fargo Bank 85 3.13% $3,348
U.S. Bank 71 3.10% $2,940
THRIVE MORTGAGE, LLC 70 3.32% $5,730
UNIVERSAL LENDING CORPORATION 69 3.23% $3,152
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 69 3.22% $3,907
BROKER SOLUTIONS, INC. 68 3.09% $4,093
FINANCE OF AMERICA MORTGAGE LLC 63 3.30% $5,090
HOME POINT FINANCIAL CORPORATION 60 3.04% $4,414
Mr. Cooper ( Nationstar Mortgage ) 59 3.18% $5,586
MORTGAGE SOLUTIONS OF COLORADO, LLC 57 3.31% $5,601
CALIBER HOME LOANS, INC. 56 3.23% $3,203
Midwest Mortgage Associates Corporation 50 3.10% $4,241
AMERISAVE MORTGAGE CORPORATION 47 3.04% $4,548
AMERICAN FINANCING CORPORATION 46 3.14% $3,748
LOANPAL, LLC 46 3.14% $5,950
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION 44 3.12% $3,015
SunWest Credit Union 39 3.04% $3,192
ACADEMY MORTGAGE CORPORATION 37 3.07% $3,259
Northpointe Bank 37 3.16% $4,080
PENNYMAC LOAN SERVICES, LLC 34 3.20% $4,786
NP, Inc. 32 3.19% $3,701
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 31 3.14% $4,732
CORNERSTONE HOME LENDING, INC. 26 3.38% $4,329
NEWREZ LLC 23 3.29% $3,372
NBH Bank 23 3.04% $3,121
Zions Bancorporation, N.A. 20 3.08% $1,844
GUARANTEED RATE, INC. 20 3.10% $3,940
JPMorgan Chase Bank 20 3.16% $3,584
S1L, Inc. 19 3.32% $3,124
CHERRY CREEK MORTGAGE, LLC 19 3.32% $1,065
Sunflower Bank 19 3.29% $3,529
BETTER MORTGAGE CORPORATION 18 2.85% $2,629
FREEDOM MORTGAGE CORPORATION 18 3.17% $2,969
NAVY FEDERAL CREDIT UNION 17 3.43% $4,774
BAY EQUITY LLC 16 3.25% $3,792
PREMIER MEMBERS CREDIT UNION 15 3.11% $3,912
Financial Funding Solutions, Inc. 15 3.10% $3,824
Glacier Bank 15 3.41% $2,862
Loan Simple, Inc. 14 3.22% $3,543
GUILD MORTGAGE COMPANY 13 3.27% $3,614
Flagstar Bank, FSB 12 3.23% $3,660
CHURCHILL MORTGAGE CORPORATION 12 3.54% $3,436
First Western Trust Bank 11 3.06% $2,695
DRAPER AND KRAMER MORTGAGE CORP. 11 3.28% $3,181
NFM, INC. 10 3.34% $4,040
PRIMARY RESIDENTIAL MORTGAGE, INC. 10 3.25% $3,758
Bank of England 10 3.28% $4,221
CROSSCOUNTRY MORTGAGE, LLC 10 3.24% $4,703
KELLER MORTGAGE, LLC 10 3.36% $3,022
WESTERRA CREDIT UNION 9 3.14% $2,690
PROVIDENT FUNDING ASSOCIATES, L.P. 9 2.78% $2,517
Elevations Credit Union 9 2.94% $2,917
ZILLOW HOME LOANS, LLC 9 3.14% $4,837
THE MORTGAGE COMPANY 9 3.14% $4,850
MUTUAL OF OMAHA MORTGAGE, INC. 8 3.33% $4,424
The Central Trust Bank 8 3.41% $3,797
The Federal Savings Bank 8 2.94% $6,993
NETWORK CAPITAL FUNDING CORPORATION 8 3.39% $3,704
AMERICAN FINANCIAL NETWORK, INC. 8 3.47% $7,122
InterContinental Capital Group, Inc 7 3.16% $4,938
KeyBank 7 3.04% $3,159
UNION HOME MORTGAGE CORP. 7 3.46% $5,259
CELEBRITY HOME LOANS, LLC 7 3.41% $3,948
INTEGRITY MORTGAGE & FINANCIAL INCORPORATED 7 3.20% $4,023
Century Mortgage Company DBA Century Lending Company 6 3.29% $5,371
Nations Lending Corporation 6 2.79% $7,248
ON Q FINANCIAL, INC. 6 3.13% $3,729
ARK-LA-TEX FINANCIAL SERVICES, LLC. 6 3.17% $3,512
Commerce Home Mortgage, Inc. 6 3.38% $5,146
Paramount Residential Mortgage Group, Inc. 6 3.40% $3,955
Trinity Oaks Mortgage, LLC 6 3.21% $4,919
HOMEBRIDGE FINANCIAL SERVICES, INC. 6 3.08% $4,830
Farmers & Stockmens Bank 6 2.79% $1,748
PLAZA HOME MORTGAGE, INC. 5 3.33% $4,722
GUARANTEED RATE AFFINITY, LLC 5 3.08% $947
PLANET HOME LENDING, LLC 5 3.38% $4,682
Plains Commerce Bank 5 3.30% $4,854
AVENTA Credit Union 5 3.03% $3,362
Carrington Mortgage Services, LLC 5 3.25% $3,916
MOVEMENT MORTGAGE, LLC 5 3.21% $4,380
ALTRA 5 3.28% $2,305
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 5 3.07% $5,127
BOKF 4 3.34% $2,755
SECURITYNATIONAL MORTGAGE COMPANY 4 3.34% $5,152
STEARNS LENDING, LLC 4 2.87% $3,149
T2 FINANCIAL LLC 4 3.34% $5,235
The Huntington National Bank 4 3.10% $3,409
First Guaranty Mortgage Corporation 4 3.25% $4,699
CANVAS CREDIT UNION 4 3.03% $2,974
V.I.P. MORTGAGE, INC. 4 3.03% $4,545
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 4 2.97% $2,613
AMERICAN PACIFIC MORTGAGE CORPORATION 4 3.22% $3,527
HOMESIDE FINANCIAL, LLC 4 3.38% $4,745
Hometown Lenders, Inc. 4 3.31% $3,379
Chicago Mortgage Solutions LLC 4 2.84% $2,001
AmeriHome Mortgage Company, LLC 4 3.53% $3,759
MANN FINANCIAL INC. 3 3.54% $2,222
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 3.75% $3,831
NOVA FINANCIAL & INVESTMENT CORPORATION 3 3.37% $1,838
Bank of America 3 2.83% $4,157
JLB CORPORATION 3 3.38% $5,154
Discover Bank 3 4.21% $0
ANGEL OAK HOME LOANS LLC 3 3.50% $3,029
AMCAP MORTGAGE, LTD. 3 3.21% $4,347
LENDSURE MORTGAGE CORP. 3 4.88% $7,667
Wyndham Capital Mortgage, Inc. 3 3.29% $1,802
MICHIGAN MUTUAL, INC. 3 3.25% $3,453
Mortgage Investment Services Corporation 3 3.46% $3,297
LEADERONE FINANCIAL CORPORATION 3 3.08% $4,269
Independent Bank 3 3.54% $4,047
ROCKY MOUNTAIN LAW ENFORCEMENT FCU 2 3.87% $3,116
BELLCO 2 3.06% $4,169
CENTENNIAL LENDING, LLC 2 3.25% $4,516
CERTAINTY HOME LOANS, LLC 2 3.06% $4,494
CITYWIDE HOME LOANS, LLC 2 2.75% $2,760
Colonial Savings, F.A. 2 3.19% $1,444
CONTOUR MORTGAGE CORPORATION 2 3.56% $3,710
DAS Acquisition Company, LLC 2 3.38% $2,633
DIRECT MORTGAGE LOANS, LLC 2 4.00% $4,372
FBC MORTGAGE, LLC 2 3.50% $3,785
Fifth Third Bank 2 2.88% $2,704
FLAT BRANCH MORTGAGE, INC. 2 3.31% $7,086
Greenbox Loans, Inc. 2 5.94% $10,491
HUNT MORTGAGE CORPORATION 2 3.44% $3,871
J. VIRGIL, INC. 2 2.88% $3,271
LAKEVIEW LOAN SERVICING, LLC 2 3.43% $3,944
Arvest Bank 2 3.00% $2,332
Manufacturers and Traders Trust Company 2 3.25% $4,051
MEGASTAR FINANCIAL CORP. 2 3.19% $3,596
ARC HOME LLC 2 2.88% $1,591
Ameris Bank 2 2.87% $4,141
NBKC BANK 2 2.81% $2,495
Amerifirst Financial, Inc. 2 3.13% $2,801
OPEN MORTGAGE, LLC 2 2.56% $1,093
PHH Mortgage Corporation 2 3.38% $4,390
PREMIA MORTGAGE, LLC 2 2.75% $3,180
Princeton Mortgage Corporation 2 3.31% $3,469
ROYAL UNITED MORTGAGE LLC 2 3.69% $10,462
SOFI LENDING CORP. 2 3.00% $2,666
SOUTHWEST FUNDING, LP 2 3.12% $6,656
SOVEREIGN LENDING GROUP INCORPORATED 2 3.18% $5,916
SPRING EQ, LLC 2 3.13% $1,687
Summit Mortgage Corporation 2 3.06% $4,032
Ally Bank 2 2.75% $4,427
SWBC MORTGAGE CORPORATION 2 2.94% $2,526
TCF National Bank 2 2.88% $3,196
Truist Bank 2 2.91% $2,457
ALLIANT CREDIT UNION 2 3.38% $3,526
USAA Federal Savings Bank 2 3.06% $2,665
AIR ACADEMY 2 3.98% $413
HOME MORTGAGE ALLIANCE, LLC 1 3.28% $5,087
HOMEAMERICAN MORTGAGE CORPORATION 1 3.00% $3,767
OCMBC, INC. 1 3.63% $3,422
GROUP MORTGAGE, LLC 1 3.63% $3,881
Citizens Bank 1 3.13% $2,270
GENEVA FINANCIAL, LLC 1 2.88% $5,495
PARKSIDE LENDING, LLC 1 3.50% $4,464
American Mortgage & Equity Consultants, Inc. 1 3.38% $2,967
PENTAGON FEDERAL CREDIT UNION 1 2.75% $1,243
CHAMPIONS MORTGAGE LLC 1 3.38% $9,489
PIKE CREEK MORTGAGE SERVICES, INC. 1 3.88% $3,303
Franklin Loan Corporation 1 2.63% $2,497
Florida Capital Bank 1 2.88% $2,493
First National Bank of Omaha 1 3.13% $2,228
PNC Bank 1 3.00% $4,287
ALAMEDA MORTGAGE CORPORATION 1 4.00% $2,825
First National Bank of America 1 7.13% $14,798
PREMIER MORTGAGE RESOURCES, L.L.C. 1 3.25% $5,400
First Midwest Bank 1 2.88% $3,696
First Federal Bank 1 3.25% $5,943
AXIA FINANCIAL, LLC 1 2.88% $11,354
BAYSHORE MORTGAGE FUNDING, LLC 1 3.75% $3,063
Prosperity Home Mortgage, LLC 1 3.13% $2,216
EVERETT FINANCIAL, INC. 1 3.50% $1,703
EMM LOANS LLC 1 3.38% $7,310
Quontic Bank 1 6.00% $10,901
RESIDENTIAL BANCORP. 1 4.13% $5,035
RESIDENTIAL HOME FUNDING CORP. 1 2.75% $5,731
BNC National Bank 1 3.13% $3,217
BMO Harris Bank 1 3.38% $4,592
RUOFF MORTGAGE COMPANY, INC. 1 3.13% $4,398
EMBRACE HOME LOANS, INC. 1 3.88% $4,395
EASTMAN 1 2.88% $8,489
DIRECT MORTGAGE, CORP. 1 2.88% $10,035
Sierra Pacific Mortgage Company, Inc. 1 2.75% $2,164
VANDERBILT MORTGAGE AND FINANCE, INC. 1 3.00% $2,390
VAN DYK MORTGAGE CORPORATION 1 3.00% $3,387
VERITAS FUNDING, LLC 1 3.25% $8,328
Citibank 1 2.88% $2,905
DHA FINANCIAL, LLC 1 3.50% $2,880
Stifel Bank and Trust 1 2.38% $3,082
Watermark Capital, Inc. 1 3.75% $4,061
DENVER FIRE DEPARTMENT FEDERAL CREDIT UNION 1 4.00% $5,956
A&D Mortgage LLC 1 4.13% $2,406
SUN WEST MORTGAGE COMPANY, INC. 1 3.25% $1,136
Citadel Servicing Corporation 1 5.38% $10,281
DEEPHAVEN MORTGAGE LLC 1 6.38% $11,711
WINGS FINANCIAL 1 3.00% $2,936
CRESCENT MORTGAGE COMPANY 1 2.75% $1,828
Credit Union of Denver 1 3.60% $0
Bank of the West 1 3.38% $3,593
The Loan Store, Inc. 1 3.25% $5,367
Commerce Bank 1 2.88% $2,624
The Northern Trust Company 1 3.50% $3,882
ALL WESTERN MORTGAGE, INC. 1 2.87% $4,870
TIAA, FSB 1 2.75% $3,505
Merchants Bank 1 3.03% $6,727
Magnolia Bank 1 3.50% $8,153
CLEARPATH LENDING 1 3.38% $5,799
MORIA DEVELOPMENT, INC. 1 3.25% $5,927
LENDERFI, INC. 1 2.99% $1,276
Mortgage Research Center, LLC 1 2.75% $4,351
LAND HOME FINANCIAL SERVICES, INC. 1 4.25% $3,976
MOUNTAIN WEST FINANCIAL, INC. 1 3.38% $3,571
Lakeview Community Capital, LLC 1 3.50% $2,726
WINNPOINTE CORPORATION 1 3.38% $0
LADERA LENDING, INC. 1 3.25% $2,759
ACOPIA, LLC 1 2.88% $4,605
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.88% $7,174
INTERCOASTAL MORTGAGE COMPANY 1 3.00% $2,644
INTELLILOAN, INC. 1 2.88% $4,735
UBS Bank USA 1 3.00% $4,712
INFINITY MORTGAGE HOLDINGS, LLC 1 3.50% $2,905
UMB Bank 1 3.00% $3,623
NexBank 1 2.88% $1,842
HOMEXPRESS MORTGAGE CORP. 1 5.38% $3,071
Assurance Financial Group, L.L.C. 1 3.00% $4,433

PUEBLO, CO's 233 lenders originated 10,047 loans during 2021. The total origination value was $2,096,805,000, with an average loan value of $208,700.

The top PUEBLO lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 478 loans originated. Their average total fees are $3,928, which is $1,229 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee PUEBLO lenders (with over 10 loans originated) are CHERRY CREEK MORTGAGE, LLC ($1,065), Zions Bancorporation, N.A. ($1,844), SECURITY SERVICE ($2,478), BETTER MORTGAGE CORPORATION ($2,629) and First Western Trust Bank ($2,695).

The lowest rate PUEBLO lenders (with over 10 loans originated) are BETTER MORTGAGE CORPORATION (2.85%), PREMIER MORTGAGE SERVICES, INC. (2.91%), Ent Credit Union (3.00%), AMERISAVE MORTGAGE CORPORATION (3.04%) and UNITED WHOLESALE MORTGAGE, LLC (3.04%).

PUEBLO, CO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Ent Credit Union $151,650,000 $217,300,000 43.3% 10.4%
UNITED WHOLESALE MORTGAGE, LLC $135,910,000 $205,240,000 51.0% 9.8%
QUICKEN LOANS, LLC $150,465,000 $172,175,000 14.4% 8.2%
LOANDEPOT.COM, LLC $46,125,000 $75,510,000 63.7% 3.6%
FREEDOM MORTGAGE CORPORATION $66,010,000 $63,095,000 -4.4% 3.0%
PREMIER MORTGAGE SERVICES, INC. $68,575,000 $60,825,000 -11.3% 2.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $36,005,000 $53,375,000 48.2% 2.5%
UNIVERSAL LENDING CORPORATION $78,550,000 $45,785,000 -41.7% 2.2%
U.S. Bank $34,580,000 $44,825,000 29.6% 2.1%
THRIVE MORTGAGE, LLC $44,450,000 n/a 2.1%
Wells Fargo Bank $22,305,000 $43,280,000 94.0% 2.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $109,380,000 $41,505,000 -62.1% 2.0%
SECURITY SERVICE $27,975,000 $33,800,000 20.8% 1.6%
Mortgage Research Center, LLC $31,720,000 $32,225,000 1.6% 1.5%
BROKER SOLUTIONS, INC. $26,685,000 $30,660,000 14.9% 1.5%
CALIBER HOME LOANS, INC. $23,425,000 $28,520,000 21.8% 1.4%
PENNYMAC LOAN SERVICES, LLC $14,455,000 $26,230,000 81.5% 1.3%
FINANCE OF AMERICA MORTGAGE LLC $24,390,000 $25,475,000 4.4% 1.2%
HOME POINT FINANCIAL CORPORATION $24,130,000 $25,405,000 5.3% 1.2%
GUARANTEED RATE, INC. $7,780,000 $23,950,000 207.8% 1.1%
ACADEMY MORTGAGE CORPORATION $25,770,000 $23,690,000 -8.1% 1.1%
Mr. Cooper ( Nationstar Mortgage ) $20,365,000 $22,665,000 11.3% 1.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $14,675,000 $22,165,000 51.0% 1.1%
Midwest Mortgage Associates Corporation $23,475,000 $20,750,000 -11.6% 1.0%
AMERISAVE MORTGAGE CORPORATION $10,560,000 $19,160,000 81.4% 0.9%
AMERICAN FINANCING CORPORATION $12,595,000 $18,820,000 49.4% 0.9%
Northpointe Bank $16,935,000 $17,660,000 4.3% 0.8%
NEWREZ LLC $9,620,000 $16,355,000 70.0% 0.8%
Zions Bancorporation, N.A. $11,070,000 $16,055,000 45.0% 0.8%
CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION $13,045,000 $15,495,000 18.8% 0.7%
LOANPAL, LLC $12,090,000 $14,365,000 18.8% 0.7%
NBH Bank $13,925,000 $14,315,000 2.8% 0.7%
NP, Inc. $3,150,000 $12,845,000 307.8% 0.6%
MOVEMENT MORTGAGE, LLC $4,925,000 $11,730,000 138.2% 0.6%
CORNERSTONE HOME LENDING, INC. $12,340,000 $11,555,000 -6.4% 0.6%
LAKEVIEW LOAN SERVICING, LLC $6,175,000 $11,460,000 85.6% 0.5%
SunWest Credit Union $9,800,000 $11,345,000 15.8% 0.5%
S1L, Inc. $545,000 $10,735,000 1,869.7% 0.5%
Financial Funding Solutions, Inc. $5,705,000 $10,495,000 84.0% 0.5%
NAVY FEDERAL CREDIT UNION $9,275,000 $10,240,000 10.4% 0.5%
JPMorgan Chase Bank $5,640,000 $10,205,000 80.9% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $9,840,000 $9,865,000 0.3% 0.5%
GUILD MORTGAGE COMPANY $10,665,000 $9,825,000 -7.9% 0.5%
Glacier Bank $7,905,000 $9,810,000 24.1% 0.5%
PRUDENTIAL MULTIFAMILY MORTGAGE, LLC $9,295,000 n/a 0.4%
BAY EQUITY LLC $6,750,000 $9,205,000 36.4% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $5,770,000 $9,130,000 58.2% 0.4%
BETTER MORTGAGE CORPORATION $2,510,000 $8,495,000 238.4% 0.4%
CHERRY CREEK MORTGAGE, LLC $7,950,000 $8,415,000 5.8% 0.4%
Carrington Mortgage Services, LLC $6,400,000 $8,275,000 29.3% 0.4%
VILLAGE CAPITAL & INVESTMENT LLC $8,150,000 $8,040,000 -1.3% 0.4%
USAA Federal Savings Bank $11,945,000 $7,880,000 -34.0% 0.4%
AMERICAN FINANCIAL NETWORK, INC. $6,000,000 $7,775,000 29.6% 0.4%
LENDINGHOME FUNDING CORPORATION $1,850,000 $7,240,000 291.4% 0.3%
Flagstar Bank, FSB $3,335,000 $7,015,000 110.3% 0.3%
Loan Simple, Inc. $4,790,000 $7,015,000 46.5% 0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $6,720,000 $6,930,000 3.1% 0.3%
DRAPER AND KRAMER MORTGAGE CORP. $2,460,000 $6,460,000 162.6% 0.3%
NEW DAY FINANCIAL, LLC $4,900,000 $6,310,000 28.8% 0.3%
CLEARPATH LENDING $9,945,000 $6,145,000 -38.2% 0.3%
FirstBank $525,000 $6,130,000 1,067.6% 0.3%
CANVAS CREDIT UNION $1,555,000 $6,055,000 289.4% 0.3%
Sunflower Bank $8,090,000 $5,615,000 -30.6% 0.3%
The Federal Savings Bank $5,105,000 $5,490,000 7.5% 0.3%
Bank of England $5,435,000 $5,470,000 0.6% 0.3%
PLANET HOME LENDING, LLC $6,240,000 $5,340,000 -14.4% 0.3%
CHURCHILL MORTGAGE CORPORATION $3,625,000 $5,145,000 41.9% 0.2%
THE MORTGAGE COMPANY $2,180,000 $5,140,000 135.8% 0.2%
BELLCO $12,750,000 $5,125,000 -59.8% 0.2%
HOMEAMERICAN MORTGAGE CORPORATION $4,840,000 n/a 0.2%
PNC Bank $4,580,000 n/a 0.2%
PREMIER MEMBERS CREDIT UNION $1,545,000 $4,420,000 186.1% 0.2%
SUN WEST MORTGAGE COMPANY, INC. $4,445,000 $4,245,000 -4.5% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $3,585,000 $4,235,000 18.1% 0.2%
The Central Trust Bank $3,185,000 $4,195,000 31.7% 0.2%
FirstOak Bank $2,530,000 $3,695,000 46.0% 0.2%
InterContinental Capital Group, Inc $4,170,000 $3,580,000 -14.1% 0.2%
Trinity Oaks Mortgage, LLC $2,355,000 $3,565,000 51.4% 0.2%
INTEGRITY MORTGAGE & FINANCIAL INCORPORATED $6,025,000 $3,555,000 -41.0% 0.2%
Farmers & Stockmens Bank $4,095,000 $3,525,000 -13.9% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,860,000 $3,500,000 88.2% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $6,050,000 $3,470,000 -42.6% 0.2%
NFM, INC. $335,000 $3,445,000 928.4% 0.2%
KELLER MORTGAGE, LLC $4,610,000 $3,440,000 -25.4% 0.2%
Commerce Home Mortgage, Inc. $960,000 $3,420,000 256.3% 0.2%
BERKELEY POINT CAPITAL LLC $3,275,000 n/a 0.2%
Elevations Credit Union $3,255,000 n/a 0.2%
CASTLE & COOKE MORTGAGE, LLC $955,000 $3,160,000 230.9% 0.2%
GUARANTEED RATE AFFINITY, LLC $2,655,000 $3,145,000 18.5% 0.1%
PENTAGON FEDERAL CREDIT UNION $1,200,000 $3,130,000 160.8% 0.1%
WESTERRA CREDIT UNION $395,000 $3,045,000 670.9% 0.1%
ZILLOW HOME LOANS, LLC $1,640,000 $3,010,000 83.5% 0.1%
NOVA FINANCIAL & INVESTMENT CORPORATION $3,850,000 $2,975,000 -22.7% 0.1%
First Guaranty Mortgage Corporation $1,125,000 $2,970,000 164.0% 0.1%
PHH Mortgage Corporation $1,920,000 $2,930,000 52.6% 0.1%
Barrington Bank & Trust Company, N.A. $3,145,000 $2,890,000 -8.1% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $685,000 $2,840,000 314.6% 0.1%
Paramount Residential Mortgage Group, Inc. $2,990,000 $2,830,000 -5.4% 0.1%
FINANCE OF AMERICA REVERSE LLC $980,000 $2,750,000 180.6% 0.1%
First Western Trust Bank $2,010,000 $2,735,000 36.1% 0.1%
WALKER & DUNLOP, LLC $9,205,000 $2,705,000 -70.6% 0.1%
LENDINGONE, LLC $105,000 $2,680,000 2,452.4% 0.1%
ON Q FINANCIAL, INC. $32,120,000 $2,600,000 -91.9% 0.1%
AMERICAN ADVISORS GROUP $2,615,000 $2,585,000 -1.1% 0.1%
Century Mortgage Company DBA Century Lending Company $2,585,000 n/a 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,580,000 $2,585,000 63.6% 0.1%
Hometown Lenders, Inc. $85,000 $2,480,000 2,817.6% 0.1%
Plains Commerce Bank $2,360,000 $2,475,000 4.9% 0.1%
AmeriHome Mortgage Company, LLC $1,885,000 $2,405,000 27.6% 0.1%
MANN FINANCIAL INC. $1,585,000 $2,395,000 51.1% 0.1%
V.I.P. MORTGAGE, INC. $780,000 $2,385,000 205.8% 0.1%
Lakeview Community Capital, LLC $2,820,000 $2,375,000 -15.8% 0.1%
UNION HOME MORTGAGE CORP. $2,315,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $745,000 $2,260,000 203.4% 0.1%
AVENTA Credit Union $3,145,000 $2,230,000 -29.1% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $555,000 $2,210,000 298.2% 0.1%
Nations Lending Corporation $2,505,000 $2,190,000 -12.6% 0.1%
ALTRA $1,090,000 $2,120,000 94.5% 0.1%
KeyBank $660,000 $2,080,000 215.2% 0.1%
HUNT MORTGAGE CORPORATION $1,180,000 $2,045,000 73.3% 0.1%
Wyndham Capital Mortgage, Inc. $1,390,000 $2,045,000 47.1% 0.1%
CENTENNIAL LENDING, LLC $1,110,000 $2,020,000 82.0% 0.1%
Amerifirst Financial, Inc. $760,000 $1,975,000 159.9% 0.1%
CONTOUR MORTGAGE CORPORATION $740,000 $1,960,000 164.9% 0.1%
CELEBRITY HOME LOANS, LLC $1,140,000 $1,940,000 70.2% 0.1%
Bank of America $2,055,000 $1,865,000 -9.2% 0.1%
STEARNS LENDING, LLC $2,310,000 $1,855,000 -19.7% 0.1%
Independent Bank $1,235,000 $1,840,000 49.0% 0.1%
SOVEREIGN LENDING GROUP INCORPORATED $2,420,000 $1,830,000 -24.4% 0.1%
The Huntington National Bank $1,085,000 $1,820,000 67.7% 0.1%
HOMESIDE FINANCIAL, LLC $445,000 $1,800,000 304.5% 0.1%
REVERSE MORTGAGE FUNDING LLC $935,000 $1,780,000 90.4% 0.1%
T2 FINANCIAL LLC $1,770,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $1,155,000 $1,705,000 47.6% 0.1%
UBS Bank USA $1,705,000 n/a 0.1%
OPEN MORTGAGE, LLC $535,000 $1,500,000 180.4% 0.1%
First Federal Bank $755,000 $1,485,000 96.7% 0.1%
DAS Acquisition Company, LLC $1,480,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $1,170,000 $1,385,000 18.4% 0.1%
Magnolia Bank $1,055,000 $1,375,000 30.3% 0.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $355,000 $1,350,000 280.3% 0.1%
AMCAP MORTGAGE, LTD. $575,000 $1,330,000 131.3% 0.1%
Bank of the West $1,170,000 $1,310,000 12.0% 0.1%
DENVER FIRE DEPARTMENT FEDERAL CREDIT UNION $340,000 $1,305,000 283.8% 0.1%
GENEVA FINANCIAL, LLC $1,520,000 $1,295,000 -14.8% 0.1%
Great Western Bank $1,225,000 n/a 0.1%
SOUTHWEST FUNDING, LP $1,205,000 n/a 0.1%
BOKF $1,745,000 $1,190,000 -31.8% 0.1%
PREMIA MORTGAGE, LLC $1,185,000 n/a 0.1%
TCF National Bank $325,000 $1,170,000 260.0% 0.1%
EVERETT FINANCIAL, INC. $515,000 $1,140,000 121.4% 0.1%
Low VA Rates, LLC $700,000 $1,115,000 59.3% 0.1%
PLAZA HOME MORTGAGE, INC. $1,535,000 $1,110,000 -27.7% 0.1%
Manufacturers and Traders Trust Company $65,000 $1,090,000 1,576.9% 0.1%
EMBRACE HOME LOANS, INC. $1,255,000 $1,070,000 -14.7% 0.1%
Chicago Mortgage Solutions LLC $1,155,000 $1,045,000 -9.5% 0.0%
LONGBRIDGE FINANCIAL, LLC $125,000 $1,035,000 728.0% 0.0%
VAN DYK MORTGAGE CORPORATION $1,035,000 n/a 0.0%
Colonial Savings, F.A. $1,130,000 $985,000 -12.8% 0.0%
MID AMERICA MORTGAGE, INC. $685,000 $975,000 42.3% 0.0%
Gateway First Bank $1,560,000 $930,000 -40.4% 0.0%
BNC National Bank $2,025,000 $925,000 -54.3% 0.0%
Equity Prime Mortgage LLC $490,000 $920,000 87.8% 0.0%
CMG MORTGAGE, INC. $3,970,000 $905,000 -77.2% 0.0%
Citizens Bank $420,000 $885,000 110.7% 0.0%
North American Savings Bank, F.S.B. $1,865,000 $865,000 -53.6% 0.0%
MICHIGAN MUTUAL, INC. $370,000 $855,000 131.1% 0.0%
HOMEXPRESS MORTGAGE CORP. $435,000 $850,000 95.4% 0.0%
LEADERONE FINANCIAL CORPORATION $1,710,000 $840,000 -50.9% 0.0%
WILLOW BEND MORTGAGE COMPANY, LLC $840,000 n/a 0.0%
AIR ACADEMY $1,170,000 $830,000 -29.1% 0.0%
J. VIRGIL, INC. $390,000 $810,000 107.7% 0.0%
LENDSURE MORTGAGE CORP. $785,000 n/a 0.0%
MEGASTAR FINANCIAL CORP. $755,000 $765,000 1.3% 0.0%
JLB CORPORATION $690,000 $750,000 8.7% 0.0%
Mid-Continent Funding, Inc. $820,000 $735,000 -10.4% 0.0%
NBKC BANK $425,000 $735,000 72.9% 0.0%
Discover Bank $695,000 $720,000 3.6% 0.0%
INTERCOASTAL MORTGAGE COMPANY $720,000 n/a 0.0%
CRESCENT MORTGAGE COMPANY $965,000 $695,000 -28.0% 0.0%
ANGEL OAK HOME LOANS LLC $690,000 n/a 0.0%
CITYWIDE HOME LOANS, LLC $685,000 $660,000 -3.6% 0.0%
Arvest Bank $655,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $630,000 n/a 0.0%
SWBC MORTGAGE CORPORATION $620,000 $625,000 0.8% 0.0%
Fifth Third Bank $310,000 $615,000 98.4% 0.0%
Truist Bank $1,895,000 $610,000 -67.8% 0.0%
Ally Bank $240,000 $600,000 150.0% 0.0%
MOUNTAIN WEST FINANCIAL, INC. $115,000 $600,000 421.7% 0.0%
TIAA, FSB $850,000 $595,000 -30.0% 0.0%
INTERCAP LENDING INC. $980,000 $585,000 -40.3% 0.0%
Mortgage Investment Services Corporation $1,215,000 $585,000 -51.9% 0.0%
Ameris Bank $580,000 n/a 0.0%
Credence Funding Corporation $580,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $55,000 $565,000 927.3% 0.0%
RELIANCE FIRST CAPITAL, LLC $920,000 $560,000 -39.1% 0.0%
Citadel Servicing Corporation $555,000 n/a 0.0%
WINGS FINANCIAL $555,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $550,000 n/a 0.0%
Greenbox Loans, Inc. $550,000 n/a 0.0%
Hometown Equity Mortgage, LLC $550,000 n/a 0.0%
HOME MORTGAGE ALLIANCE, LLC $265,000 $545,000 105.7% 0.0%
INFINITY MORTGAGE HOLDINGS, LLC $280,000 $540,000 92.9% 0.0%
Summit Mortgage Corporation $225,000 $540,000 140.0% 0.0%
Franklin Loan Corporation $530,000 n/a 0.0%
SOFI LENDING CORP. $525,000 n/a 0.0%
First Midwest Bank $1,470,000 $515,000 -65.0% 0.0%
UMB Bank $720,000 $515,000 -28.5% 0.0%
AMERICAN FIRST $510,000 n/a 0.0%
American Mortgage & Equity Consultants, Inc. $510,000 n/a 0.0%
Assurance Financial Group, L.L.C. $510,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $265,000 $500,000 88.7% 0.0%
FOOTHILLS $490,000 n/a 0.0%
First Home Bank $865,000 $485,000 -43.9% 0.0%
ACCELERATE MORTGAGE, LLC $480,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $1,835,000 $480,000 -73.8% 0.0%
UNITED SECURITY FINANCIAL CORP $225,000 $480,000 113.3% 0.0%
RESIDENTIAL HOME FUNDING CORP. $465,000 n/a 0.0%
Figure Lending LLC $465,000 $460,000 -1.1% 0.0%
Commerce Bank $1,305,000 $455,000 -65.1% 0.0%
GSF Mortgage Corporation $455,000 n/a 0.0%
AMERICAN INTERNET MORTGAGE, INC. $460,000 $445,000 -3.3% 0.0%
Bank of Colorado $1,325,000 $445,000 -66.4% 0.0%
Meridian Bank Corporation $275,000 $435,000 58.2% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $850,000 $430,000 -49.4% 0.0%
POWER $515,000 $430,000 -16.5% 0.0%
ALLIANT CREDIT UNION $710,000 $425,000 -40.1% 0.0%
SPRING EQ, LLC $960,000 $420,000 -56.3% 0.0%
21ST MORTGAGE CORPORATION $1,500,000 $410,000 -72.7% 0.0%
DIRECT MORTGAGE, CORP. $410,000 n/a 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $410,000 n/a 0.0%
CERTAINTY HOME LOANS, LLC $205,000 $405,000 97.6% 0.0%
KS StateBank $885,000 $405,000 -54.2% 0.0%
The Loan Store, Inc. $405,000 n/a 0.0%
ALL REVERSE MORTGAGE, INC. $390,000 n/a 0.0%
Visio Financial Services Inc. $390,000 n/a 0.0%
First National Bank of America $385,000 n/a 0.0%
RESIDENTIAL BANCORP. $380,000 n/a 0.0%
ALAMEDA MORTGAGE CORPORATION $375,000 n/a 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $375,000 n/a 0.0%
Stifel Bank and Trust $795,000 $375,000 -52.8% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $420,000 $370,000 -11.9% 0.0%
ML Mortgage Corp. $365,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $430,000 $360,000 -16.3% 0.0%
UNITED MORTGAGE CORP. $1,625,000 $360,000 -77.8% 0.0%
Merchants Bank $355,000 n/a 0.0%
DIRECT MORTGAGE LOANS, LLC $350,000 n/a 0.0%
FBC MORTGAGE, LLC $3,235,000 $350,000 -89.2% 0.0%
First National Bank of Omaha $860,000 $350,000 -59.3% 0.0%
TOWNE MORTGAGE COMPANY $350,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $335,000 n/a 0.0%
PARKSIDE LENDING, LLC $330,000 n/a 0.0%
AXIA FINANCIAL, LLC $325,000 n/a 0.0%
ROCKY MOUNTAIN LAW ENFORCEMENT FCU $310,000 n/a 0.0%
EASTMAN $295,000 n/a 0.0%
SIRVA MORTGAGE, INC. $375,000 $295,000 -21.3% 0.0%
TOP FLITE FINANCIAL, INC. $295,000 n/a 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $480,000 $290,000 -39.6% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $285,000 n/a 0.0%
Peoples Bank $285,000 n/a 0.0%
Residential Mortgage Solutions, Inc. $285,000 n/a 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,045,000 $280,000 -73.2% 0.0%
WINNPOINTE CORPORATION $1,085,000 $280,000 -74.2% 0.0%
Armed Forces Bank $1,140,000 $275,000 -75.9% 0.0%
First Mortgage Solutions, LLC $255,000 $275,000 7.8% 0.0%
NATIONS DIRECT MORTGAGE, LLC $265,000 $275,000 3.8% 0.0%
PLUS RELOCATION MORTGAGE, LLC $245,000 $275,000 12.2% 0.0%
OCEANSIDE MORTGAGE COMPANY $330,000 $270,000 -18.2% 0.0%
ALL WESTERN MORTGAGE, INC. $265,000 n/a 0.0%
INTELLILOAN, INC. $265,000 n/a 0.0%
M2 Lending Solutions, LLC $750,000 $255,000 -66.0% 0.0%
Network Funding, L.P. $610,000 $255,000 -58.2% 0.0%
Prosperity Home Mortgage, LLC $455,000 $255,000 -44.0% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $255,000 n/a 0.0%
Willamette Valley Bank $250,000 n/a 0.0%
A&D Mortgage LLC $245,000 n/a 0.0%
CHAMPIONS MORTGAGE LLC $245,000 n/a 0.0%
GROUP MORTGAGE, LLC $500,000 $240,000 -52.0% 0.0%
Prime Choice Funding Inc. $2,785,000 $225,000 -91.9% 0.0%
RANLIFE, INC. $390,000 $225,000 -42.3% 0.0%
VERITAS FUNDING, LLC $225,000 n/a 0.0%
Herring Bank $490,000 $215,000 -56.1% 0.0%
Quontic Bank $215,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $250,000 $215,000 -14.0% 0.0%
UNITED $215,000 n/a 0.0%
Princeton Mortgage Corporation $210,000 n/a 0.0%
BM Real Estate Services, Inc. $205,000 n/a 0.0%
Florida Capital Bank $265,000 $205,000 -22.6% 0.0%
LENDERFI, INC. $225,000 $205,000 -8.9% 0.0%
Premier Bank $205,000 n/a 0.0%
VANDERBILT MORTGAGE AND FINANCE, INC. $985,000 $205,000 -79.2% 0.0%
RUOFF MORTGAGE COMPANY, INC. $675,000 $200,000 -70.4% 0.0%
Strong Home Mortgage, LLC $480,000 $195,000 -59.4% 0.0%
MORIA DEVELOPMENT, INC. $175,000 $190,000 8.6% 0.0%
BECKAM FUNDING CORP. $185,000 n/a 0.0%
EMM LOANS LLC $895,000 $185,000 -79.3% 0.0%
LADERA LENDING, INC. $340,000 $185,000 -45.6% 0.0%
Secured Investment Corp. $185,000 n/a 0.0%
1ST FINANCIAL, INC. $175,000 n/a 0.0%
FineMark National Bank & Trust $175,000 n/a 0.0%
COUNTRYPLACE MORTGAGE, LTD. $170,000 n/a 0.0%
AMERICAN HERITAGE FCU $165,000 n/a 0.0%
Origin Bank $155,000 $165,000 6.5% 0.0%
Watermark Capital, Inc. $165,000 n/a 0.0%
ARC HOME LLC $1,190,000 $160,000 -86.6% 0.0%
ACOPIA, LLC $155,000 n/a 0.0%
DHA FINANCIAL, LLC $155,000 n/a 0.0%
SOUTHWEST STAGE FUNDING, LLC $740,000 $145,000 -80.4% 0.0%
TBK BANK, SSB $875,000 $145,000 -83.4% 0.0%
MOUNTAIN AMERICA $980,000 $140,000 -85.7% 0.0%
BMO Harris Bank $245,000 $135,000 -44.9% 0.0%
NexBank $620,000 $135,000 -78.2% 0.0%
The Northern Trust Company $135,000 n/a 0.0%
Citibank $1,010,000 $125,000 -87.6% 0.0%
IMPAC MORTGAGE CORP. $125,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $115,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $115,000 n/a 0.0%
HighTechLending Inc $215,000 $105,000 -51.2% 0.0%
Home Mortgage Alliance Corp $105,000 n/a 0.0%
MERITRUST Federal Credit Union $105,000 n/a 0.0%
OCMBC, INC. $105,000 n/a 0.0%
CANOPY MORTGAGE, LLC $95,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $85,000 n/a 0.0%
NUMARK CREDIT UNION $60,000 $85,000 41.7% 0.0%
Credit Union of Denver $95,000 $65,000 -31.6% 0.0%
Red Rocks Credit Union $15,000 $65,000 333.3% 0.0%
QUORUM FEDERAL CREDIT UNION $45,000 n/a 0.0%
INOVA FEDERAL CREDIT UNION $35,000 n/a 0.0%

PUEBLO's top lender by overall market share is Ent Credit Union, with 10.4% market share. In second place, with 9.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $205,240,000 in loans. In third place, with 8.2%, is QUICKEN LOANS, LLC, having originated $172,175,000 in loans. In third place, with 3.6%, is LOANDEPOT.COM, LLC, having originated $75,510,000 in loans. In third place, with 3.0%, is FREEDOM MORTGAGE CORPORATION, having originated $63,095,000 in loans.



PUEBLO, CO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 3,481 $883,675,000 $253,857
Refi 3,101 $608,585,000 $196,254
Cash Out Refi 2,605 $527,785,000 $202,605
Other 559 $52,335,000 $93,623
Home Improvement 301 $24,425,000 $81,146

Pueblo's most frequently cited loan purpose was Home Purchase, with 3,481 originations. The 2nd most popular reason was Refi, with 3,101 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 3,732 $829,740,000 $222,331
3-4% 3,575 $762,325,000 $213,238
<2.5% 1,978 $416,590,000 $210,612
4-5% 371 $51,775,000 $139,555
5-6% 151 $12,695,000 $84,073
6-7% 91 $6,555,000 $72,033
Over 8% 47 $5,785,000 $123,085
7-8% 11 $1,455,000 $132,273

During 2021, Pueblo's most frequently originated rate bucket was 2.5-3%, with 3,732 originations.

Loan Sizing (PUEBLO, CO MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 4,353 $1,199,715,000 $275,606
$100k-200k 3,585 $544,005,000 $151,745
$100,000 or less 1,648 $90,120,000 $54,684
$400k-600k 411 $186,455,000 $453,662
$600k-1000k 36 $25,550,000 $709,722
$Over $1MM 14 $50,960,000 $3,640,000

PUEBLO's loan sizing saw the bucket of loans from $200k-400k with 4,353 originations, totaling $1,199,715,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 3,166 $837,730,000 $264,602
60-80% 2,977 $698,775,000 $234,725
40-60% 1,756 $293,830,000 $167,329
Under 20% 756 $23,540,000 $31,138
20-40% 743 $75,665,000 $101,837
Over 100% 217 $78,145,000 $360,115

PUEBLO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,166 originations, totaling $837,730,000 in origination value.