PUEBLO Mortgage Rates
30 Year Fixed Rate mortgages in Pueblo averaged
3.55%
for the week of 2021-12-02, compared to the national average of
3.11% for the same period.
The average rate for the prior week (2021-11-24) was
3.24% and
one month ago for the week of 2021-10-28, the
average rate was 3.28%.
Pueblo's average rate one year ago was 3.06%.
For refis of the same type during the week of 2021-12-02, the average rate
was 3.33%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2021-12-02 | 3.11% |
| Pueblo 30 Year Fixed Rate | 2021-12-02 | 3.55% |
| Pueblo 30 Year Fixed Rate Refi | 2021-12-02 | 3.33% |
| Pueblo 15 Year Fixed Rate | 2021-12-02 | 2.67% |
| Pueblo 15 Year Fixed Rate Refi | 2021-12-02 | 2.79% |
| Pueblo 30 Year FHA | 2021-12-02 | 3.77% |
| Pueblo 30 Year FHA Refi | 2021-12-02 | 3.16% |
| Pueblo 30 Year USDA | 2021-12-02 | 3.23% |
| Pueblo 30 Year VA | 2021-12-02 | 3.09% |
| Pueblo 30 Year VA Refi | 2021-12-02 | 2.69% |
PUEBLO Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the PUEBLO, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
PUEBLO, CO's 211 lenders originated 9,153
loans during 2020. The total origination value was $1,801,875,000, with an average loan value of
$196,862.
The top PUEBLO lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with
352 loans originated. Their average total fees are
$4,260, which is $1,923
higher than the next largest lender,
Ent Credit Union.
The lowest fee PUEBLO lenders (with over 10 loans originated) are
KELLER MORTGAGE, LLC ($1,803), NOVA FINANCIAL & INVESTMENT CORPORATION ($2,036), CHERRY CREEK MORTGAGE, LLC ($2,148), JPMorgan Chase Bank, National Association ($2,311) and Ent Credit Union ($2,337).
The lowest rate PUEBLO lenders (with over 10 loans originated) are
The Central Trust Bank (2.98%), AMERISAVE MORTGAGE CORPORATION (3.05%), PREMIER MORTGAGE SERVICES, INC. (3.09%), PRIMARY RESIDENTIAL MORTGAGE, INC. (3.12%) and Loan Simple, Inc. (3.12%).
PUEBLO, CO Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2019 Loan Value | 2020 Loan Value | % Change | 2020 Market Share |
|---|---|---|---|---|
| ENT Credit Union | $97,355,000 | $151,650,000 | 55.8% | 8.4% |
| Quicken Loans | $77,960,000 | $150,465,000 | 93.0% | 8.4% |
| United Shore Financial Services LLC | $111,615,000 | $135,910,000 | 21.8% | 7.5% |
| Mortgage Solutions of Colorado LLC | $64,495,000 | $109,380,000 | 69.6% | 6.1% |
| Universal Lending Corporation | $31,695,000 | $78,550,000 | 147.8% | 4.4% |
| Premier Mortgage Services, Inc. | $36,240,000 | $68,575,000 | 89.2% | 3.8% |
| Freedom Mortgage Corporation | $20,965,000 | $66,010,000 | 214.9% | 3.7% |
| loanDepot LLC | $39,910,000 | $46,125,000 | 15.6% | 2.6% |
| FAIRWAY INDEPENDENT MORT CORP | $21,650,000 | $36,005,000 | 66.3% | 2.0% |
| US BANK, N.A. | $32,510,000 | $34,580,000 | 6.4% | 1.9% |
| On Q Financial Inc. | $16,445,000 | $32,120,000 | 95.3% | 1.8% |
| Mortgage Research Center LLC | $18,295,000 | $31,720,000 | 73.4% | 1.8% |
| Berkadia Commercial Mortgage | $29,530,000 | n/a | 1.6% | |
| Security Service Federal Credit Union | $19,135,000 | $27,975,000 | 46.2% | 1.6% |
| New American Funding (dba for Broker Solutions Inc) | $18,740,000 | $26,685,000 | 42.4% | 1.5% |
| Academy Mortgage Corporation | $18,880,000 | $25,770,000 | 36.5% | 1.4% |
| Finance of America Mortgage LLC | $15,360,000 | $24,390,000 | 58.8% | 1.4% |
| Home Point Financial Corporation | $12,130,000 | $24,130,000 | 98.9% | 1.3% |
| Midwest Mortgage Associates | $13,460,000 | $23,475,000 | 74.4% | 1.3% |
| Caliber Home Loans Inc | $19,030,000 | $23,425,000 | 23.1% | 1.3% |
| WELLS FARGO BANK NA | $22,665,000 | $22,305,000 | -1.6% | 1.2% |
| Nationstar Mortgage | $13,160,000 | $20,365,000 | 54.7% | 1.1% |
| Northpointe Bank | $5,420,000 | $16,935,000 | 212.5% | 0.9% |
| Primary Residential Mortgage Inc. | $5,690,000 | $14,675,000 | 157.9% | 0.8% |
| PENNYMAC LOAN SERVICES LLC | $7,285,000 | $14,455,000 | 98.4% | 0.8% |
| NBH Bank | $9,085,000 | $13,925,000 | 53.3% | 0.8% |
| Credit Union of Colorado | $9,715,000 | $13,045,000 | 34.3% | 0.7% |
| Bellco Credit Union | $7,620,000 | $12,750,000 | 67.3% | 0.7% |
| American Financing Corporation | $13,900,000 | $12,595,000 | -9.4% | 0.7% |
| CORNERSTONE HOME LENDING, INC. | $8,090,000 | $12,340,000 | 52.5% | 0.7% |
| LoanPal | $6,955,000 | $12,090,000 | 73.8% | 0.7% |
| USAA FEDERAL SAVINGS BANK | $13,620,000 | $11,945,000 | -12.3% | 0.7% |
| Minnequa Works Credit Union | $7,470,000 | $11,125,000 | 48.9% | 0.6% |
| ZB, N.A. | $11,385,000 | $11,070,000 | -2.8% | 0.6% |
| Guild Mortgage Company | $5,770,000 | $10,665,000 | 84.8% | 0.6% |
| Amerisave Mortgage Corporation | $4,875,000 | $10,560,000 | 116.6% | 0.6% |
| Clearpath Lending | $5,895,000 | $9,945,000 | 68.7% | 0.6% |
| Cardinal Financial Company LP | $4,570,000 | $9,840,000 | 115.3% | 0.5% |
| SunWest Educational Credit Union | $6,305,000 | $9,800,000 | 55.4% | 0.5% |
| NEWREZ LLC | $3,740,000 | $9,620,000 | 157.2% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $10,470,000 | $9,275,000 | -11.4% | 0.5% |
| WALKER & DUNLOP, LLC | $9,205,000 | n/a | 0.5% | |
| Village Capital & Investment | $1,000,000 | $8,150,000 | 715.0% | 0.5% |
| Sunflower Bank, N.A. | $2,950,000 | $8,090,000 | 174.2% | 0.4% |
| Cherry Creek Mortgage Co. Inc. | $5,220,000 | $7,950,000 | 52.3% | 0.4% |
| Glacier Bank | $6,550,000 | $7,905,000 | 20.7% | 0.4% |
| Guaranteed Rate Inc. | $3,410,000 | $7,780,000 | 128.2% | 0.4% |
| Bay Equity LLC | $2,590,000 | $6,750,000 | 160.6% | 0.4% |
| Ark-La-Tex Financial Services LLC | $2,225,000 | $6,720,000 | 202.0% | 0.4% |
| CARRINGTON MORTGAGE SERVICES | $8,935,000 | $6,400,000 | -28.4% | 0.4% |
| Planet Home Lending LLC | $4,075,000 | $6,240,000 | 53.1% | 0.3% |
| Lakeview Loan Servicing, LLC | $3,805,000 | $6,175,000 | 62.3% | 0.3% |
| HomeBridge Financial Services, Inc. | $10,065,000 | $6,050,000 | -39.9% | 0.3% |
| Integrity Mortgage & Financial Inc | $3,265,000 | $6,025,000 | 84.5% | 0.3% |
| American Financial Network Inc. | $4,185,000 | $6,000,000 | 43.4% | 0.3% |
| Financail Funding Solutions, Inc | $1,600,000 | $5,705,000 | 256.6% | 0.3% |
| JPMorgan Chase Bank, NA | $3,945,000 | $5,640,000 | 43.0% | 0.3% |
| Bank of England | $3,255,000 | $5,435,000 | 67.0% | 0.3% |
| The Federal Savings Bank | $3,735,000 | $5,105,000 | 36.7% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $3,000,000 | $4,925,000 | 64.2% | 0.3% |
| NewDay Financial LLC dba NewDay USA | $5,385,000 | $4,900,000 | -9.0% | 0.3% |
| Loan Simple Inc | $1,455,000 | $4,790,000 | 229.2% | 0.3% |
| Keller Mortgage LLC | $5,925,000 | $4,610,000 | -22.2% | 0.3% |
| Sun West Mortgage Company Inc. | $1,500,000 | $4,445,000 | 196.3% | 0.2% |
| Intercontinental Capital Group, Inc. | $1,265,000 | $4,170,000 | 229.6% | 0.2% |
| Farmers & Stockmens Bank | $2,430,000 | $4,095,000 | 68.5% | 0.2% |
| CMG Mortgage Inc. | $3,195,000 | $3,970,000 | 24.3% | 0.2% |
| NOVA Financial & Investment Corporation dba: Nova Home Loans | $1,155,000 | $3,850,000 | 233.3% | 0.2% |
| Churchill Mortgage Corporation | $2,820,000 | $3,625,000 | 28.5% | 0.2% |
| Synergy One Lending | $1,540,000 | $3,585,000 | 132.8% | 0.2% |
| Flagstar Bank | $4,375,000 | $3,335,000 | -23.8% | 0.2% |
| FBC Mortgage LLC | $3,860,000 | $3,235,000 | -16.2% | 0.2% |
| THE CENTRAL TRUST BANK | $1,080,000 | $3,185,000 | 194.9% | 0.2% |
| US Mortgage of Florida | $245,000 | $3,150,000 | 1,185.7% | 0.2% |
| Barrington Bank & Trust | $2,525,000 | $3,145,000 | 24.6% | 0.2% |
| Paramount Residential Mortgage Group Inc. | $1,980,000 | $2,990,000 | 51.0% | 0.2% |
| Greystone Servicing Corporation, Inc. | $2,885,000 | n/a | 0.2% | |
| Lakeview Community Capital, LLC | $790,000 | $2,820,000 | 257.0% | 0.2% |
| Prime Choice Funding, Inc. | $1,035,000 | $2,785,000 | 169.1% | 0.2% |
| Arbor Realty Trust Inc | $2,675,000 | n/a | 0.1% | |
| Guaranteed Rate Affinity LLC | $960,000 | $2,655,000 | 176.6% | 0.1% |
| AAG | $1,090,000 | $2,615,000 | 139.9% | 0.1% |
| FirstOak Bank | $5,390,000 | $2,530,000 | -53.1% | 0.1% |
| Better Mortgage Corporation | $1,095,000 | $2,510,000 | 129.2% | 0.1% |
| HomeStreet Bank | $2,505,000 | n/a | 0.1% | |
| Nations Lending Corporation | $1,970,000 | $2,505,000 | 27.2% | 0.1% |
| Draper and Kramer Mortgage Corp. | $185,000 | $2,460,000 | 1,229.7% | 0.1% |
| Sovereign Lending Group, Inc | $2,285,000 | $2,420,000 | 5.9% | 0.1% |
| Plains Commerce Bank | $2,360,000 | n/a | 0.1% | |
| Trinity Oaks Mortgage LLC | $2,355,000 | n/a | 0.1% | |
| Stearns Lending | $10,315,000 | $2,310,000 | -77.6% | 0.1% |
| FirstBank | $205,000 | $2,200,000 | 973.2% | 0.1% |
| The Mortgage Company | $2,070,000 | $2,180,000 | 5.3% | 0.1% |
| Bank of America NA | $3,070,000 | $2,055,000 | -33.1% | 0.1% |
| BNC NATIONAL BANK | $325,000 | $2,025,000 | 523.1% | 0.1% |
| First Western Trust Bank | $1,820,000 | $2,010,000 | 10.4% | 0.1% |
| PHH MORTGAGE CORPORATION | $520,000 | $1,920,000 | 269.2% | 0.1% |
| Branch Banking And Trust Co | $1,895,000 | n/a | 0.1% | |
| AmeriHomeMortgageCompany,LL | $525,000 | $1,885,000 | 259.0% | 0.1% |
| Charles Schwab Bank | $1,865,000 | n/a | 0.1% | |
| North American Savings Bank | $730,000 | $1,865,000 | 155.5% | 0.1% |
| American Neighborhood Mortgage dba AnnieMac Home Mortgage | $870,000 | $1,860,000 | 113.8% | 0.1% |
| LendingHome Funding Corporation | $2,715,000 | $1,850,000 | -31.9% | 0.1% |
| American Financial Resources Inc. | $1,105,000 | $1,835,000 | 66.1% | 0.1% |
| BOKF NA | $1,945,000 | $1,745,000 | -10.3% | 0.1% |
| LeaderOne Financial Corp. | $515,000 | $1,710,000 | 232.0% | 0.1% |
| Mortgage Lenders of America LLC | $505,000 | $1,640,000 | 224.8% | 0.1% |
| United Mortgage Corp | $720,000 | $1,625,000 | 125.7% | 0.1% |
| Mann Mortgage LLC | $1,585,000 | n/a | 0.1% | |
| Provident Funding Associates | $915,000 | $1,580,000 | 72.7% | 0.1% |
| COMPASS BANK | $415,000 | $1,575,000 | 279.5% | 0.1% |
| GATEWAY MORTGAGE GROUP | $1,560,000 | n/a | 0.1% | |
| Canvas Credit Union | $4,910,000 | $1,555,000 | -68.3% | 0.1% |
| Premier Members Credit Union | $250,000 | $1,545,000 | 518.0% | 0.1% |
| Plaza Home Mortgage Inc. | $790,000 | $1,535,000 | 94.3% | 0.1% |
| Geneva Financial LLC | $85,000 | $1,520,000 | 1,688.2% | 0.1% |
| 21ST MORTGAGE | $1,725,000 | $1,500,000 | -13.0% | 0.1% |
| First Midwest Bank | $1,470,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage | $625,000 | $1,390,000 | 122.4% | 0.1% |
| Bank of Colorado | $425,000 | $1,325,000 | 211.8% | 0.1% |
| COMMERCE BANK | $835,000 | $1,305,000 | 56.3% | 0.1% |
| Embrace Home Loans, Inc. | $240,000 | $1,255,000 | 422.9% | 0.1% |
| Independent Bank | $530,000 | $1,235,000 | 133.0% | 0.1% |
| Mortgage Investment Services Corporation | $365,000 | $1,215,000 | 232.9% | 0.1% |
| Pentagon Federal Credit Union | $470,000 | $1,200,000 | 155.3% | 0.1% |
| WEI Mortgage LLC | $410,000 | $1,190,000 | 190.2% | 0.1% |
| Hunt Mortgage Corporation | $1,295,000 | $1,180,000 | -8.9% | 0.1% |
| Air Academy Federal Credit Union | $1,180,000 | $1,170,000 | -0.8% | 0.1% |
| BANK OF THE WEST | $445,000 | $1,170,000 | 162.9% | 0.1% |
| Royal United Mortgage LLC | $590,000 | $1,170,000 | 98.3% | 0.1% |
| PRIMELENDING | $760,000 | $1,155,000 | 52.0% | 0.1% |
| Armed Forces Bank | $745,000 | $1,140,000 | 53.0% | 0.1% |
| Midwest Equity Mortgage LLC | $235,000 | $1,140,000 | 385.1% | 0.1% |
| Colonial Savings | $285,000 | $1,130,000 | 296.5% | 0.1% |
| First Guaranty Mortgage Corporation | $900,000 | $1,125,000 | 25.0% | 0.1% |
| Centennial Lending LLC | $1,265,000 | $1,110,000 | -12.3% | 0.1% |
| Altra Federal Credit Union | $530,000 | $1,090,000 | 105.7% | 0.1% |
| Huntington National Bank | $1,400,000 | $1,085,000 | -22.5% | 0.1% |
| Interactive Mortgage | $1,085,000 | n/a | 0.1% | |
| Adams Bank & Trust | $95,000 | $1,080,000 | 1,036.8% | 0.1% |
| Magnolia Bank Incorporated | $1,115,000 | $1,055,000 | -5.4% | 0.1% |
| Angel Oak Mortgage Solutions | $75,000 | $1,045,000 | 1,293.3% | 0.1% |
| Citibank, N.A. | $165,000 | $1,010,000 | 512.1% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC | $305,000 | $985,000 | 223.0% | 0.1% |
| Finance of America Reverse LLC | $550,000 | $980,000 | 78.2% | 0.1% |
| Intercap Lending Inc | $980,000 | n/a | 0.1% | |
| Mountain America Credit Union | $815,000 | $980,000 | 20.2% | 0.1% |
| Crescent Mortgage Company | $965,000 | n/a | 0.1% | |
| Commerce Home Mortgage Inc. | $125,000 | $960,000 | 668.0% | 0.1% |
| SPRING EQ, LLC | $145,000 | $960,000 | 562.1% | 0.1% |
| Castle & Cooke Mortgage LLC | $765,000 | $955,000 | 24.8% | 0.1% |
| Success Mortgage Partners Inc. | $950,000 | n/a | 0.1% | |
| Reverse Mortgage Funding LLC | $425,000 | $935,000 | 120.0% | 0.1% |
| Reliance First Capital LLC | $920,000 | n/a | 0.1% | |
| E Mortgage Management LLC | $895,000 | n/a | 0.0% | |
| KS StateBank | $445,000 | $885,000 | 98.9% | 0.0% |
| TBK Bank SSB | $3,055,000 | $875,000 | -71.4% | 0.0% |
| First Home Bank | $865,000 | n/a | 0.0% | |
| FIRST NATIONAL BANK OF OMAHA | $575,000 | $860,000 | 49.6% | 0.0% |
| Land Home Financial Services Inc. | $600,000 | $850,000 | 41.7% | 0.0% |
| TIAA, FSB | $155,000 | $850,000 | 448.4% | 0.0% |
| First Savings Bank | $750,000 | $840,000 | 12.0% | 0.0% |
| Mid-Continent Funding, Inc. | $345,000 | $820,000 | 137.7% | 0.0% |
| Colten Mortgage | $255,000 | $805,000 | 215.7% | 0.0% |
| Stifel Bank and Trust | $635,000 | $795,000 | 25.2% | 0.0% |
| V.I.P. Mortgage Inc. | $2,005,000 | $780,000 | -61.1% | 0.0% |
| Amerifirst Financial Inc. | $850,000 | $760,000 | -10.6% | 0.0% |
| Megastar Financial Corporation | $215,000 | $755,000 | 251.2% | 0.0% |
| M2 Lending Solutions | $750,000 | n/a | 0.0% | |
| American Pacific Mortgage Corporation | $1,060,000 | $745,000 | -29.7% | 0.0% |
| Cascade Financial Services | $310,000 | $740,000 | 138.7% | 0.0% |
| Contour Mortgage Corporation | $740,000 | n/a | 0.0% | |
| UMB BANK NA | $480,000 | $720,000 | 50.0% | 0.0% |
| Alliant Credit Union | $470,000 | $710,000 | 51.1% | 0.0% |
| Low VA Rates | $1,075,000 | $700,000 | -34.9% | 0.0% |
| Discover Bank | $490,000 | $695,000 | 41.8% | 0.0% |
| JLB Corporation dba Golden Oak Lending | $535,000 | $690,000 | 29.0% | 0.0% |
| Citywide Home Loans A Utah Corporation | $405,000 | $685,000 | 69.1% | 0.0% |
| Mid America Mortgage Inc. | $610,000 | $685,000 | 12.3% | 0.0% |
| Network Capital Funding Corporation | $265,000 | $685,000 | 158.5% | 0.0% |
| Ruoff Home Mortgage | $95,000 | $675,000 | 610.5% | 0.0% |
| KeyBank National Association | $825,000 | $660,000 | -20.0% | 0.0% |
| Compeer Financial ACA | $315,000 | $640,000 | 103.2% | 0.0% |
| Guaranty Trust Company | $315,000 | $635,000 | 101.6% | 0.0% |
| AKT American Capital Inc | $215,000 | $625,000 | 190.7% | 0.0% |
| SWBC Mortgage Corporation | $685,000 | $620,000 | -9.5% | 0.0% |
| James B. Nutter & Company | $1,065,000 | $610,000 | -42.7% | 0.0% |
| NETWORK FUNDING, L.P. | $410,000 | $610,000 | 48.8% | 0.0% |
| Amcap Mortgage Ltd. | $575,000 | n/a | 0.0% | |
| SecurityNational Mortgage Company | $805,000 | $555,000 | -31.1% | 0.0% |
| Mortgage Services III LLC | $500,000 | $550,000 | 10.0% | 0.0% |
| Bay Valley Mortgage Group DBA Pacific Bay Lending Group | $370,000 | $545,000 | 47.3% | 0.0% |
| Open Mortgage LLC | $305,000 | $535,000 | 75.4% | 0.0% |
| FirstBank | $205,000 | $525,000 | 156.1% | 0.0% |
| First-Citizens Bank & Trust Co | $525,000 | n/a | 0.0% | |
| Power Credit Union | $515,000 | n/a | 0.0% | |
| Supreme Lending/ Everett Financial Inc. | $2,035,000 | $515,000 | -74.7% | 0.0% |
| Liberty Savings Bank F.S.B. | $365,000 | $510,000 | 39.7% | 0.0% |
| GROUP MORTGAGE, LLC | $500,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $490,000 | n/a | 0.0% | |
| Herring Bank | $320,000 | $490,000 | 53.1% | 0.0% |
| Finance of America Commercial LLC | $675,000 | $480,000 | -28.9% | 0.0% |
| AimLoan.com | $1,070,000 | $460,000 | -57.0% | 0.0% |
| Ideal Home Loans LLC | $520,000 | $460,000 | -11.5% | 0.0% |
| Prosperity Home Mortgage LLC | $455,000 | n/a | 0.0% | |
| Homeside Financial LLC | $465,000 | $445,000 | -4.3% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $185,000 | $435,000 | 135.1% | 0.0% |
| Sierra Pacific Mortgage | $525,000 | $430,000 | -18.1% | 0.0% |
| NBKC Bank | $1,030,000 | $425,000 | -58.7% | 0.0% |
| Bayshore Mortgage Funding LLC | $155,000 | $420,000 | 171.0% | 0.0% |
| CBNA | $845,000 | $420,000 | -50.3% | 0.0% |
| Belem Servicing, LLC dba Patriot Home Mortgage | $440,000 | $410,000 | -6.8% | 0.0% |
| Baxter Credit Union | $400,000 | n/a | 0.0% | |
| First Federal Bank of Kansas City | $395,000 | n/a | 0.0% | |
| Westerra Credit Union | $545,000 | $395,000 | -27.5% | 0.0% |
| Cason Home Loans | $750,000 | $390,000 | -48.0% | 0.0% |
| Digital Federal Credit Union | $15,000 | $390,000 | 2,500.0% | 0.0% |
| RANLife, Inc. | $260,000 | $390,000 | 50.0% | 0.0% |
| ANB Bank | $385,000 | n/a | 0.0% | |
| PARTNERS UNITED FINANCIAL, LLC | $105,000 | $385,000 | 266.7% | 0.0% |
| Sirva Mortgage Inc. | $775,000 | $375,000 | -51.6% | 0.0% |
| Michigan Mutual, Inc. DBA MiMutual Mortgage | $370,000 | n/a | 0.0% | |
| Highlands Residential Mortgage Ltd | $355,000 | n/a | 0.0% | |
| Denver Fire Department FCU | $280,000 | $340,000 | 21.4% | 0.0% |
| Ladera Lending, Inc. | $115,000 | $340,000 | 195.7% | 0.0% |
| NFM, Inc. | $450,000 | $335,000 | -25.6% | 0.0% |
| Oceanside Mortgage Company | $270,000 | $330,000 | 22.2% | 0.0% |
| Paramount Bank | $355,000 | $330,000 | -7.0% | 0.0% |
| TCF National Bank | $470,000 | $325,000 | -30.9% | 0.0% |
| First Technology Credit Union | $320,000 | n/a | 0.0% | |
| Oaktree Funding Corporation | $275,000 | $315,000 | 14.5% | 0.0% |
| One Reverse Mortgage, LLC | $410,000 | $315,000 | -23.2% | 0.0% |
| Fifth Third Bank | $310,000 | n/a | 0.0% | |
| BELL BANK | $305,000 | n/a | 0.0% | |
| LoanSnap Inc | $305,000 | n/a | 0.0% | |
| Stockmens Bank | $185,000 | $305,000 | 64.9% | 0.0% |
| AURORA SCHOOLS FEDERAL CREDIT UNION | $300,000 | n/a | 0.0% | |
| Gardner Financial Services dba Legacy Mutual Mortgage | $295,000 | n/a | 0.0% | |
| Goldwater Bank National Association | $665,000 | $295,000 | -55.6% | 0.0% |
| International City Mortgage Inc. | $285,000 | n/a | 0.0% | |
| Infinity Mortgage Holdings LLC | $280,000 | n/a | 0.0% | |
| Home First Mortgage Bankers | $275,000 | n/a | 0.0% | |
| Meridian Bank | $275,000 | n/a | 0.0% | |
| Civic Financial Services | $505,000 | $265,000 | -47.5% | 0.0% |
| Florida Capital Bank National Association | $215,000 | $265,000 | 23.3% | 0.0% |
| Home Mortgage Alliance, LLC | $145,000 | $265,000 | 82.8% | 0.0% |
| Nations Direct Mortgage LLC | $570,000 | $265,000 | -53.5% | 0.0% |
| New West Lending Inc. | $265,000 | n/a | 0.0% | |
| REGIONS BANK | $265,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $265,000 | n/a | 0.0% | |
| American Residential Lending | $255,000 | n/a | 0.0% | |
| First Mortgage Solutions LLC | $255,000 | n/a | 0.0% | |
| Regent Financial Group | $255,000 | n/a | 0.0% | |
| RENASANT BANK | $185,000 | $255,000 | 37.8% | 0.0% |
| Residential Wholesale Mortgage | $255,000 | n/a | 0.0% | |
| DelMar Financial Company | $215,000 | $250,000 | 16.3% | 0.0% |
| Triad Financial Services Inc | $395,000 | $250,000 | -36.7% | 0.0% |
| BMO Harris Bank N.A. | $245,000 | n/a | 0.0% | |
| Colorado Credit Union | $245,000 | n/a | 0.0% | |
| PLUS RELOCATION MORTGAGE, LLC | $245,000 | n/a | 0.0% | |
| Arbor Bank | $235,000 | n/a | 0.0% | |
| Athas Capital Group | $125,000 | $235,000 | 88.0% | 0.0% |
| First Centennial Mortgage Corp. | $225,000 | n/a | 0.0% | |
| LenderFi, Inc. | $225,000 | n/a | 0.0% | |
| Summit Mortgage Corporation | $225,000 | n/a | 0.0% | |
| United Security Financial | $430,000 | $225,000 | -47.7% | 0.0% |
| Andrews Federal Credit Union | $215,000 | n/a | 0.0% | |
| HighTechLending Inc. | $215,000 | $215,000 | 0.0% | 0.0% |
| 5th Street Capital, Inc. | $205,000 | n/a | 0.0% | |
| CERTAIN HOME LOANS, LLC | $650,000 | $205,000 | -68.5% | 0.0% |
| Lenox Financial Mortgage Corp. | $165,000 | $205,000 | 24.2% | 0.0% |
| Bank of Whittier, Na | $205,000 | $195,000 | -4.9% | 0.0% |
| Texana Bank, N.A. | $185,000 | n/a | 0.0% | |
| Peoples Mortgage Company | $135,000 | $175,000 | 29.6% | 0.0% |
| State Department Federal Credit Union | $175,000 | n/a | 0.0% | |
| The Union Bank Company | $175,000 | n/a | 0.0% | |
| Homeowners Financial Group | $195,000 | $165,000 | -15.4% | 0.0% |
| Prime Mortgage Lending Inc. | $165,000 | n/a | 0.0% | |
| Waterstone Mortgage Corp | $165,000 | n/a | 0.0% | |
| Great Lakes Credit Union | $155,000 | n/a | 0.0% | |
| Origin Bank | $105,000 | $155,000 | 47.6% | 0.0% |
| Truity Credit Union | $155,000 | n/a | 0.0% | |
| Stanford Federal Credit Union | $150,000 | n/a | 0.0% | |
| First Western Bank & Trust | $145,000 | n/a | 0.0% | |
| Liberty Home Equity Solutions, Inc. | $260,000 | $145,000 | -44.2% | 0.0% |
| First State Bank Of St. Charles Missouri | $135,000 | n/a | 0.0% | |
| Sunstreet Mortgage LLC | $135,000 | n/a | 0.0% | |
| Iowa Bankers Mortgage Corporation | $125,000 | n/a | 0.0% | |
| Longbridge Financial, LLC | $420,000 | $125,000 | -70.2% | 0.0% |
| Alterra Group LLC dba Alterra Home Loans | $235,000 | $115,000 | -51.1% | 0.0% |
| Mountain West Financial Inc. | $180,000 | $115,000 | -36.1% | 0.0% |
| LendingOne LLC | $490,000 | $105,000 | -78.6% | 0.0% |
| Congressional Bank | $95,000 | n/a | 0.0% | |
| Credit Union of Denver | $310,000 | $95,000 | -69.4% | 0.0% |
| Hometown Lenders LLC | $635,000 | $85,000 | -86.6% | 0.0% |
| Partner Colorado Credit Union | $75,000 | n/a | 0.0% | |
| Denver Community Federal Credit Union | $65,000 | n/a | 0.0% | |
| M&T Bank | $270,000 | $65,000 | -75.9% | 0.0% |
| Union State Bank | $65,000 | n/a | 0.0% | |
| NuMark Credit Union | $45,000 | $60,000 | 33.3% | 0.0% |
| Third Federal Savings and Loan | $305,000 | $55,000 | -82.0% | 0.0% |
| American Bank of Commerce | $365,000 | $45,000 | -87.7% | 0.0% |
| Centier Bank | $165,000 | $45,000 | -72.7% | 0.0% |
| Admiral's Bank | $125,000 | $25,000 | -80.0% | 0.0% |
| Mid American Credit Union | $25,000 | n/a | 0.0% | |
| Fidelis Catholic Federal Credit Union | $15,000 | n/a | 0.0% | |
| Red Rocks Credit Union | $15,000 | n/a | 0.0% |
PUEBLO's top lender by overall market share is ENT Credit Union, with 8.4% market share. In second place, with 8.4%, is Quicken Loans, having originated $150,465,000 in loans. In third place, with 7.5%, is United Shore Financial Services LLC, having originated $135,910,000 in loans. In third place, with 6.1%, is Mortgage Solutions of Colorado LLC, having originated $109,380,000 in loans. In third place, with 4.4%, is Universal Lending Corporation, having originated $78,550,000 in loans.
PUEBLO, CO Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 3,492 | $743,150,000 | $212,815 |
| Home Purchase | 3,240 | $681,510,000 | $210,343 |
| Cash Out Refi | 1,742 | $320,630,000 | $184,059 |
| Other | 453 | $39,055,000 | $86,214 |
| Home Improvement | 226 | $17,530,000 | $77,566 |
Pueblo's most frequently cited loan purpose was Refi, with 3,492 originations. The 2nd most popular reason was Home Purchase, with 3,240 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 4,063 | $830,315,000 | $204,360 |
| 2.5-3% | 2,859 | $618,235,000 | $216,242 |
| <2.5% | 1,057 | $197,525,000 | $186,873 |
| 4-5% | 694 | $104,720,000 | $150,893 |
| 5-6% | 187 | $17,425,000 | $93,182 |
| 6-7% | 75 | $5,975,000 | $79,667 |
| Over 8% | 37 | $2,935,000 | $79,324 |
| 7-8% | 13 | $535,000 | $41,154 |
During 2020, Pueblo's most frequently originated rate bucket was 3-4%, with 4,063 originations.
Loan Sizing (PUEBLO, CO MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 3,801 | $1,012,535,000 | $266,386 |
| $100k-200k | 3,609 | $547,045,000 | $151,578 |
| $100,000 or less | 1,523 | $82,365,000 | $54,081 |
| $400k-600k | 199 | $91,365,000 | $459,121 |
| $600k-1000k | 11 | $7,805,000 | $709,545 |
| $Over $1MM | 10 | $60,760,000 | $6,076,000 |
PUEBLO's loan sizing saw the bucket of loans from $200k-400k with 3,801 originations, totaling $1,012,535,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 3,531 | $813,315,000 | $230,336 |
| 60-80% | 2,546 | $567,200,000 | $222,781 |
| 40-60% | 1,157 | $181,865,000 | $157,187 |
| Under 20% | 585 | $14,265,000 | $24,385 |
| 20-40% | 499 | $44,205,000 | $88,587 |
| Over 100% | 185 | $52,535,000 | $283,973 |
PUEBLO's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 3,531 originations, totaling $813,315,000 in origination value.