Visio Financial Services Mortgage Rates, Fees & Info

Wilmington, DE

LEI: 5493006O6Q2F0MR0ZM22

Tax ID: 37-1739594

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Visio Financial Services is a smaller mortgage company specializing in Cash Out Refi and Home Purchase loans. Visio Financial Services has a high proportion of conventional loans. Their top markets include New York, Sevierville, Austin, Miami, and Crestview among others. Visio Financial Services has an average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors.


Originations

1,507

Origination Dollar Volume (All Markets)

$483,495,000

Relative Rate

Visio Financial Services 's average 30 year fixed rate mortgage of loans were 5.6%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 2.45%.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 154 $60,570,000 $393,312 $0 5.71%
Sevierville, TN (FHA|USDA|VA) 69 $29,675,000 $430,072 $0 5.50%
Outside of Metro Areas 75 $26,475,000 $353,000 $0 5.58%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 36 $19,470,000 $540,833 $0 5.41%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 49 $17,435,000 $355,816 $0 5.49%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 20 $14,850,000 $742,500 $0 5.45%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 58 $13,530,000 $233,276 $0 5.50%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 61 $12,165,000 $199,426 $0 5.59%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 28 $10,000,000 $357,143 $0 5.44%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 17 $9,945,000 $585,000 $0 5.15%
JACKSONVILLE, FL (FHA|USDA|VA) 20 $9,460,000 $473,000 $0 5.67%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 50 $9,270,000 $185,400 $0 5.89%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 39 $8,895,000 $228,077 $0 5.38%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 47 $8,865,000 $188,617 $0 5.52%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 19 $8,385,000 $441,316 $0 5.20%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 18 $7,690,000 $427,222 $0 5.49%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 27 $6,815,000 $252,407 $0 5.61%
ASHEVILLE, NC (FHA|USDA|VA) 25 $6,455,000 $258,200 $0 5.22%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 13 $6,305,000 $485,000 $0 5.61%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 31 $6,195,000 $199,839 $0 5.78%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 14 $6,020,000 $430,000 $0 5.26%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 20 $4,830,000 $241,500 $0 5.87%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 11 $4,795,000 $435,909 $0 5.26%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 19 $4,595,000 $241,842 $0 6.04%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 2 $4,470,000 $2,235,000 $0 4.89%
PANAMA CITY, FL (FHA|USDA|VA) 13 $4,345,000 $334,231 $0 5.73%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 15 $4,305,000 $287,000 $0 5.36%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 8 $4,100,000 $512,500 $0 5.49%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 10 $4,010,000 $401,000 $0 5.74%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 6 $3,860,000 $643,333 $0 5.44%
Steamboat Springs, CO (FHA|USDA|VA) 4 $3,850,000 $962,500 $0 5.58%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 17 $3,795,000 $223,235 $0 5.84%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 8 $3,380,000 $422,500 $0 5.66%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 16 $3,320,000 $207,500 $0 5.75%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 15 $3,285,000 $219,000 $0 5.62%
COLUMBUS, OH (FHA|USDA|VA) 12 $3,260,000 $271,667 $0 5.59%
CORPUS CHRISTI, TX (FHA|USDA|VA) 9 $3,215,000 $357,222 $0 5.81%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 9 $3,035,000 $337,222 $0 5.13%
Kill Devil Hills, NC (FHA|USDA|VA) 7 $3,015,000 $430,714 $0 5.20%
EAST STROUDSBURG, PA (FHA|USDA|VA) 14 $2,940,000 $210,000 $0 5.48%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 6 $2,880,000 $480,000 $0 5.52%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 8 $2,580,000 $322,500 $0 5.55%
OCEAN CITY, NJ (FHA|USDA|VA) 8 $2,480,000 $310,000 $0 5.93%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 8 $2,380,000 $297,500 $0 5.45%
OKLAHOMA CITY, OK (FHA|USDA|VA) 10 $2,220,000 $222,000 $0 5.18%
KNOXVILLE, TN (FHA|USDA|VA) 10 $2,180,000 $218,000 $0 6.18%
Newport, TN (FHA|USDA|VA) 4 $2,180,000 $545,000 $0 5.10%
Fredericksburg, TX (FHA|USDA|VA) 2 $2,010,000 $1,005,000 $0 5.63%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 9 $1,985,000 $220,556 $0 5.63%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 9 $1,835,000 $203,889 $0 6.08%
ALBUQUERQUE, NM (FHA|USDA|VA) 5 $1,825,000 $365,000 $0 5.39%
Cullowhee, NC (FHA|USDA|VA) 4 $1,810,000 $452,500 $0 5.59%
KANSAS CITY, MO-KS (FHA|USDA|VA) 9 $1,785,000 $198,333 $0 6.08%
Breckenridge, CO (FHA|USDA|VA) 3 $1,785,000 $595,000 $0 5.54%
SAVANNAH, GA (FHA|USDA|VA) 3 $1,735,000 $578,333 $0 5.37%
URBAN HONOLULU, HI (FHA|USDA|VA) 3 $1,725,000 $575,000 $0 5.61%
FORT COLLINS, CO (FHA|USDA|VA) 2 $1,720,000 $860,000 $0 5.43%
KINGSTON, NY (FHA|USDA|VA) 4 $1,680,000 $420,000 $0 5.34%
Bozeman, MT (FHA|USDA|VA) 2 $1,590,000 $795,000 $0 5.10%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 2 $1,550,000 $775,000 $0 5.31%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 2 $1,550,000 $775,000 $0 5.88%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 4 $1,540,000 $385,000 $0 5.10%
MONROE, MI (FHA|USDA|VA) 11 $1,475,000 $134,091 $0 5.77%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 4 $1,380,000 $345,000 $0 5.63%
TUCSON, AZ (FHA|USDA|VA) 2 $1,360,000 $680,000 $0 4.93%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 8 $1,320,000 $165,000 $0 5.56%
NILES, MI (FHA|USDA|VA) 2 $1,250,000 $625,000 $0 5.39%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $1,240,000 $620,000 $0 5.20%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 3 $1,195,000 $398,333 $0 5.15%
ST. LOUIS, MO-IL (FHA|USDA|VA) 2 $1,190,000 $595,000 $0 6.11%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 4 $1,150,000 $287,500 $0 5.53%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 4 $1,150,000 $287,500 $0 5.71%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 7 $1,145,000 $163,571 $0 6.10%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 6 $1,140,000 $190,000 $0 5.84%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 4 $1,080,000 $270,000 $0 5.08%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 8 $1,050,000 $131,250 $0 6.37%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $1,050,000 $262,500 $0 5.57%
SALISBURY, MD-DE (FHA|USDA|VA) 5 $1,045,000 $209,000 $0 4.97%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 7 $1,005,000 $143,571 $0 6.59%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $985,000 $985,000 $0 6.23%
PITTSBURGH, PA (FHA|USDA|VA) 6 $940,000 $156,667 $0 5.56%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 4 $910,000 $227,500 $0 6.06%
TYLER, TX (FHA|USDA|VA) 4 $900,000 $225,000 $0 6.65%
WORCESTER, MA-CT (FHA|USDA|VA) 4 $850,000 $212,500 $0 7.09%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 5 $845,000 $169,000 $0 6.42%
WILMINGTON, NC (FHA|USDA|VA) 4 $840,000 $210,000 $0 5.49%
SALINAS, CA (FHA|USDA|VA) 2 $840,000 $420,000 $0 4.61%
Key West, FL (FHA|USDA|VA) 3 $825,000 $275,000 $0 4.63%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 4 $790,000 $197,500 $0 5.66%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 3 $745,000 $248,333 $0 5.88%
TALLAHASSEE, FL (FHA|USDA|VA) 5 $735,000 $147,000 $0 5.55%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $725,000 $241,667 $0 5.19%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 5 $705,000 $141,000 $0 5.48%
BRUNSWICK, GA (FHA|USDA|VA) 2 $680,000 $340,000 $0 5.43%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 5 $675,000 $135,000 $0 5.98%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 7 $675,000 $96,429 $0 6.22%
Roswell, NM (FHA|USDA|VA) 4 $660,000 $165,000 $0 5.55%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 6 $660,000 $110,000 $0 6.30%
Morehead City, NC (FHA|USDA|VA) 1 $645,000 $645,000 $0 4.98%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $640,000 $320,000 $0 5.13%
Rockport, TX (FHA|USDA|VA) 2 $620,000 $310,000 $0 5.15%
Kapaa, HI (FHA|USDA|VA) 1 $615,000 $615,000 $0 5.43%
VALLEJO, CA (FHA|USDA|VA) 2 $610,000 $305,000 $0 5.95%
PITTSFIELD, MA (FHA|USDA|VA) 1 $605,000 $605,000 $0 5.53%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $605,000 $605,000 $0 4.90%
UTICA-ROME, NY (FHA|USDA|VA) 2 $600,000 $300,000 $0 5.33%
MORRISTOWN, TN (FHA|USDA|VA) 1 $595,000 $595,000 $0 5.28%
Olean, NY (FHA|USDA|VA) 2 $550,000 $275,000 $0 5.26%
ROCHESTER, NY (FHA|USDA|VA) 2 $550,000 $275,000 $0 4.88%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $535,000 $535,000 $0 5.50%
Granbury, TX (FHA|USDA|VA) 1 $525,000 $525,000 $0 6.30%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $525,000 $525,000 $0 5.33%
Shelton, WA (FHA|USDA|VA) 1 $525,000 $525,000 $0 5.30%
HARRISONBURG, VA (FHA|USDA|VA) 1 $515,000 $515,000 $0 5.63%
Georgetown, SC (FHA|USDA|VA) 1 $515,000 $515,000 $0 4.63%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $500,000 $250,000 $0 5.55%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $480,000 $240,000 $0 6.20%
Brevard, NC (FHA|USDA|VA) 2 $470,000 $235,000 $0 5.45%
Ellensburg, WA (FHA|USDA|VA) 1 $445,000 $445,000 $0 6.15%
BELLINGHAM, WA (FHA|USDA|VA) 1 $435,000 $435,000 $0 4.88%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $435,000 $435,000 $0 7.00%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $435,000 $435,000 $0 4.88%
DALTON, GA (FHA|USDA|VA) 2 $430,000 $215,000 $0 5.60%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $425,000 $425,000 $0 5.70%
SPRINGFIELD, MA (FHA|USDA|VA) 2 $420,000 $210,000 $0 6.43%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $420,000 $210,000 $0 4.86%
Truckee-Grass Valley, CA (FHA|USDA|VA) 1 $415,000 $415,000 $0 5.23%
VISALIA, CA (FHA|USDA|VA) 2 $410,000 $205,000 $0 5.09%
Lebanon, NH-VT (FHA|USDA|VA) 1 $405,000 $405,000 $0 5.73%
Sandusky, OH (FHA|USDA|VA) 2 $400,000 $200,000 $0 4.61%
STAUNTON, VA (FHA|USDA|VA) 1 $395,000 $395,000 $0 5.70%
Seneca Falls, NY (FHA|USDA|VA) 1 $395,000 $395,000 $0 5.23%
Traverse City, MI (FHA|USDA|VA) 1 $395,000 $395,000 $0 5.90%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $390,000 $195,000 $0 6.36%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $390,000 $195,000 $0 5.11%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $390,000 $195,000 $0 5.04%
PUEBLO, CO (FHA|USDA|VA) 2 $390,000 $195,000 $0 5.95%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $385,000 $128,333 $0 5.45%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $385,000 $385,000 $0 5.13%
HUNTSVILLE, AL (FHA|USDA|VA) 2 $370,000 $185,000 $0 5.89%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $365,000 $365,000 $0 7.13%
PORT ST. LUCIE, FL (FHA|USDA|VA) 2 $350,000 $175,000 $0 5.56%
FORT WAYNE, IN (FHA|USDA|VA) 2 $330,000 $165,000 $0 4.84%
RALEIGH-CARY, NC (FHA|USDA|VA) 2 $330,000 $165,000 $0 5.41%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $330,000 $165,000 $0 5.68%
RICHMOND, VA (FHA|USDA|VA) 2 $320,000 $160,000 $0 5.05%
Laconia, NH (FHA|USDA|VA) 1 $305,000 $305,000 $0 5.73%
NAPA, CA (FHA|USDA|VA) 1 $305,000 $305,000 $0 6.08%
JACKSON, MS (FHA|USDA|VA) 2 $300,000 $150,000 $0 5.78%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 2 $300,000 $150,000 $0 5.95%
VALDOSTA, GA (FHA|USDA|VA) 1 $285,000 $285,000 $0 5.60%
ITHACA, NY (FHA|USDA|VA) 1 $285,000 $285,000 $0 5.65%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $285,000 $285,000 $0 5.28%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $280,000 $140,000 $0 5.69%
Holland, MI (FHA|USDA|VA) 1 $275,000 $275,000 $0 5.40%
MODESTO, CA (FHA|USDA|VA) 1 $265,000 $265,000 $0 5.50%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $265,000 $265,000 $0 5.30%
Atmore, AL (FHA|USDA|VA) 1 $265,000 $265,000 $0 5.13%
DAYTON-KETTERING, OH (FHA|USDA|VA) 1 $265,000 $265,000 $0 5.35%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $260,000 $130,000 $0 5.50%
Calhoun, GA (FHA|USDA|VA) 1 $255,000 $255,000 $0 5.68%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 1 $255,000 $255,000 $0 4.50%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $250,000 $125,000 $0 6.64%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $245,000 $245,000 $0 5.28%
Montrose, CO (FHA|USDA|VA) 1 $245,000 $245,000 $0 5.73%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.25%
Whitewater, WI (FHA|USDA|VA) 1 $235,000 $235,000 $0 6.65%
Payson, AZ (FHA|USDA|VA) 1 $235,000 $235,000 $0 4.48%
WICHITA, KS (FHA|USDA|VA) 2 $230,000 $115,000 $0 5.50%
DECATUR, IL (FHA|USDA|VA) 1 $225,000 $225,000 $0 5.35%
COLORADO SPRINGS, CO (FHA|USDA|VA) 1 $225,000 $225,000 $0 4.88%
COLUMBIA, SC (FHA|USDA|VA) 1 $215,000 $215,000 $0 5.63%
Durango, CO (FHA|USDA|VA) 1 $215,000 $215,000 $0 6.35%
Hilo, HI (FHA|USDA|VA) 1 $215,000 $215,000 $0 5.28%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $210,000 $105,000 $0 6.25%
ROANOKE, VA (FHA|USDA|VA) 2 $210,000 $105,000 $0 6.23%
FLINT, MI (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.05%
Okeechobee, FL (FHA|USDA|VA) 1 $205,000 $205,000 $0 5.90%
Kalispell, MT (FHA|USDA|VA) 1 $205,000 $205,000 $0 6.25%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $185,000 $185,000 $0 6.30%
OCALA, FL (FHA|USDA|VA) 2 $180,000 $90,000 $0 6.08%
GAINESVILLE, FL (FHA|USDA|VA) 1 $175,000 $175,000 $0 6.03%
Dyersburg, TN (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.08%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.90%
SYRACUSE, NY (FHA|USDA|VA) 2 $170,000 $85,000 $0 6.89%
WACO, TX (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.88%
MOBILE, AL (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.98%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.23%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.80%
Warsaw, IN (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.18%
Lewisburg, PA (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.80%
Forest City, NC (FHA|USDA|VA) 1 $145,000 $145,000 $0 5.35%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $145,000 $145,000 $0 6.18%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $135,000 $135,000 $0 5.30%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.90%
Ludington, MI (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.53%
LUBBOCK, TX (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.55%
GREENVILLE, NC (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.35%
BATON ROUGE, LA (FHA|USDA|VA) 1 $115,000 $115,000 $0 6.63%
Laramie, WY (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.68%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.70%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 1 $115,000 $115,000 $0 5.20%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.75%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.60%
READING, PA (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.98%
TULSA, OK (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.60%
Woodward, OK (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.53%

Visio Financial Services 's top markets include New York, Sevierville, Austin, Miami, and Crestview among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 1,507 $483,495,000 $320,833 $0 5.60%

For the 2021 period, Visio Financial Services 's most frequently originated loan type of loans were Conventional, with 1,507 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Cash Out Refi 692 $180,820,000 $261,301 $0 5.71%
Home Purchase 648 $250,170,000 $386,065 $0 5.50%
Refi 167 $52,505,000 $314,401 $0 5.56%

For the 2021, Visio Financial Services 's most frequently cited loan purpose of loans were Cash Out Refi, with 692 originations. The 2nd most popular reason of loans were Home Purchase, with 648 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 1,507 $483,495,000 $320,833 $0 5.60%

For the 2021, Visio Financial Services 's most frequently cited loan length of loans were 30 Year, with 1,507 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
5-6% 904 $297,150,000 $328,706
6-7% 289 $71,695,000 $248,080
4-5% 279 $107,205,000 $384,247
7-8% 32 $7,190,000 $224,688
Over 8% 3 $255,000 $85,000

During 2021, Visio Financial Services 's average interest rate of loans were 5.60%, while their most frequently originated rate bucket of loans were 5-6%, with 904 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 555 $153,245,000 $276,117 $0 5.50%
$100k-200k 548 $81,180,000 $148,139 $0 5.69%
$400k-600k 187 $91,605,000 $489,866 $0 5.42%
$600k-1MM 133 $99,535,000 $748,383 $0 5.43%
$100,000 or less 51 $4,515,000 $88,529 $0 6.73%
$1MM+ 33 $53,415,000 $1,618,636 $0 5.58%

2021 saw Visio Financial Services place emphasis on $200k-400k loans with 555 originations, totaling $153,245,000 in origination value.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
Not applicable 1,262 $409,500,000 $324,485 $0 5.62%
White 103 $31,155,000 $302,476 $0 5.47%
Not provided 75 $26,085,000 $347,800 $0 5.42%
Asian 22 $5,660,000 $257,273 $0 5.52%
Vietnamese 15 $3,735,000 $249,000 $0 5.52%
Black 21 $3,555,000 $169,286 $0 5.75%
Asian Indian 4 $2,300,000 $575,000 $0 5.26%
Chinese 4 $1,240,000 $310,000 $0 5.02%
Filipino 1 $265,000 $265,000 $0 5.35%

Approval Rates

Total approvals of all applications
86.66%

Visio Financial Services has an average approval rate.

Pick Rate

Approvals leading to origination
60.51%

Visio Financial Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 1,507 $483,495,000 $320,833

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
1,507 $483,495,000 $320,833

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 7 $2,495,000 $356,429 $0 4.81%
40-60% 91 $24,865,000 $273,242 $0 5.30%
60-80% 1,167 $356,855,000 $305,788 $0 5.65%
80-100% 242 $99,280,000 $410,248 $0 5.50%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
Visio Financial Services Inc. Other type of mortgage Closing on a mortgage 1 100.0%