Visio Financial Services Mortgage Rates, Fees & Info
Wilmington, DELEI: 5493006O6Q2F0MR0ZM22
Tax ID: 37-1739594
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Mortgage Data
Review & Overview
Visio Financial Services is a smaller mortgage company specializing in Cash Out Refi and Home Purchase loans. Visio Financial Services has a high proportion of conventional loans. Their top markets by origination volume include: New York, Sevierville, Austin, Miami, and Crestview among others. We have data for 207 markets. (Some data included below & more in-depth data is available with an active subscription.)Visio Financial Services has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.27% | 11/22/24 |
| 30 Year Conventional Refi | 6.27% | 11/22/24 |
| 30 Year Cash-out Refi | 6.27% | 11/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Visio Financial Services Mortgage Calculator
Your Estimates
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This is not an official calculator from Visio Financial Services. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,507Origination Dollar Volume (All Markets)
$483,495,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 154 | $60,570,000 | $393,312 | $0 | 5.71% |
| Sevierville, TN (FHA|USDA|VA) | 69 | $29,675,000 | $430,072 | $0 | 5.50% |
| Outside of Metro Areas | 75 | $26,475,000 | $353,000 | $0 | 5.58% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 36 | $19,470,000 | $540,833 | $0 | 5.41% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 49 | $17,435,000 | $355,816 | $0 | 5.49% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 20 | $14,850,000 | $742,500 | $0 | 5.45% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 58 | $13,530,000 | $233,276 | $0 | 5.50% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 61 | $12,165,000 | $199,426 | $0 | 5.59% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 28 | $10,000,000 | $357,143 | $0 | 5.44% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 17 | $9,945,000 | $585,000 | $0 | 5.15% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 20 | $9,460,000 | $473,000 | $0 | 5.67% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 50 | $9,270,000 | $185,400 | $0 | 5.89% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 39 | $8,895,000 | $228,077 | $0 | 5.38% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 47 | $8,865,000 | $188,617 | $0 | 5.52% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 19 | $8,385,000 | $441,316 | $0 | 5.20% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 18 | $7,690,000 | $427,222 | $0 | 5.49% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 27 | $6,815,000 | $252,407 | $0 | 5.61% |
| ASHEVILLE, NC (FHA|USDA|VA) | 25 | $6,455,000 | $258,200 | $0 | 5.22% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 13 | $6,305,000 | $485,000 | $0 | 5.61% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 31 | $6,195,000 | $199,839 | $0 | 5.78% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 14 | $6,020,000 | $430,000 | $0 | 5.26% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 20 | $4,830,000 | $241,500 | $0 | 5.87% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 11 | $4,795,000 | $435,909 | $0 | 5.26% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 19 | $4,595,000 | $241,842 | $0 | 6.04% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 2 | $4,470,000 | $2,235,000 | $0 | 4.89% |
| PANAMA CITY, FL (FHA|USDA|VA) | 13 | $4,345,000 | $334,231 | $0 | 5.73% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 15 | $4,305,000 | $287,000 | $0 | 5.36% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 8 | $4,100,000 | $512,500 | $0 | 5.49% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 10 | $4,010,000 | $401,000 | $0 | 5.74% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 6 | $3,860,000 | $643,333 | $0 | 5.44% |
| Steamboat Springs, CO (FHA|USDA|VA) | 4 | $3,850,000 | $962,500 | $0 | 5.58% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 17 | $3,795,000 | $223,235 | $0 | 5.84% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 8 | $3,380,000 | $422,500 | $0 | 5.66% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 16 | $3,320,000 | $207,500 | $0 | 5.75% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 15 | $3,285,000 | $219,000 | $0 | 5.62% |
| COLUMBUS, OH (FHA|USDA|VA) | 12 | $3,260,000 | $271,667 | $0 | 5.59% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 9 | $3,215,000 | $357,222 | $0 | 5.81% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 9 | $3,035,000 | $337,222 | $0 | 5.13% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 7 | $3,015,000 | $430,714 | $0 | 5.20% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 14 | $2,940,000 | $210,000 | $0 | 5.48% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 6 | $2,880,000 | $480,000 | $0 | 5.52% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 8 | $2,580,000 | $322,500 | $0 | 5.55% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 8 | $2,480,000 | $310,000 | $0 | 5.93% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 8 | $2,380,000 | $297,500 | $0 | 5.45% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 10 | $2,220,000 | $222,000 | $0 | 5.18% |
| KNOXVILLE, TN (FHA|USDA|VA) | 10 | $2,180,000 | $218,000 | $0 | 6.18% |
| Newport, TN (FHA|USDA|VA) | 4 | $2,180,000 | $545,000 | $0 | 5.10% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $2,010,000 | $1,005,000 | $0 | 5.63% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 9 | $1,985,000 | $220,556 | $0 | 5.63% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 9 | $1,835,000 | $203,889 | $0 | 6.08% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 5 | $1,825,000 | $365,000 | $0 | 5.39% |
| Cullowhee, NC (FHA|USDA|VA) | 4 | $1,810,000 | $452,500 | $0 | 5.59% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 9 | $1,785,000 | $198,333 | $0 | 6.08% |
| Breckenridge, CO (FHA|USDA|VA) | 3 | $1,785,000 | $595,000 | $0 | 5.54% |
| SAVANNAH, GA (FHA|USDA|VA) | 3 | $1,735,000 | $578,333 | $0 | 5.37% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 3 | $1,725,000 | $575,000 | $0 | 5.61% |
| FORT COLLINS, CO (FHA|USDA|VA) | 2 | $1,720,000 | $860,000 | $0 | 5.43% |
| KINGSTON, NY (FHA|USDA|VA) | 4 | $1,680,000 | $420,000 | $0 | 5.34% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $1,590,000 | $795,000 | $0 | 5.10% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 2 | $1,550,000 | $775,000 | $0 | 5.31% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $1,550,000 | $775,000 | $0 | 5.88% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 4 | $1,540,000 | $385,000 | $0 | 5.10% |
| MONROE, MI (FHA|USDA|VA) | 11 | $1,475,000 | $134,091 | $0 | 5.77% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $0 | 5.63% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $1,360,000 | $680,000 | $0 | 4.93% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 8 | $1,320,000 | $165,000 | $0 | 5.56% |
| NILES, MI (FHA|USDA|VA) | 2 | $1,250,000 | $625,000 | $0 | 5.39% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $1,240,000 | $620,000 | $0 | 5.20% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $0 | 5.15% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $0 | 6.11% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $0 | 5.53% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $1,150,000 | $287,500 | $0 | 5.71% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 7 | $1,145,000 | $163,571 | $0 | 6.10% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 6 | $1,140,000 | $190,000 | $0 | 5.84% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $0 | 5.08% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 8 | $1,050,000 | $131,250 | $0 | 6.37% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $0 | 5.57% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $0 | 4.97% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 7 | $1,005,000 | $143,571 | $0 | 6.59% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $985,000 | $985,000 | $0 | 6.23% |
| PITTSBURGH, PA (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $0 | 5.56% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $0 | 6.06% |
| TYLER, TX (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $0 | 6.65% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $0 | 7.09% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 5 | $845,000 | $169,000 | $0 | 6.42% |
| WILMINGTON, NC (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $0 | 5.49% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $0 | 4.61% |
| Key West, FL (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $0 | 4.63% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $0 | 5.66% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $0 | 5.88% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 5 | $735,000 | $147,000 | $0 | 5.55% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $0 | 5.19% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 5 | $705,000 | $141,000 | $0 | 5.48% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $0 | 5.43% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 5 | $675,000 | $135,000 | $0 | 5.98% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 7 | $675,000 | $96,429 | $0 | 6.22% |
| Roswell, NM (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $0 | 5.55% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 6 | $660,000 | $110,000 | $0 | 6.30% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $0 | 4.98% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $0 | 5.13% |
| Rockport, TX (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $0 | 5.15% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $0 | 5.43% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $0 | 5.95% |
| PITTSFIELD, MA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 5.53% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $0 | 4.90% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $0 | 5.33% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $0 | 5.28% |
| Olean, NY (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $0 | 5.26% |
| ROCHESTER, NY (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $0 | 4.88% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $0 | 5.50% |
| Granbury, TX (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $0 | 6.30% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $0 | 5.33% |
| Shelton, WA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $0 | 5.30% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $0 | 5.63% |
| Georgetown, SC (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $0 | 4.63% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $0 | 5.55% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $0 | 6.20% |
| Brevard, NC (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $0 | 5.45% |
| Ellensburg, WA (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 6.15% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 4.88% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 7.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $0 | 4.88% |
| DALTON, GA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $0 | 5.60% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $0 | 5.70% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 6.43% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $0 | 4.86% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $0 | 5.23% |
| VISALIA, CA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $0 | 5.09% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $0 | 5.73% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $0 | 4.61% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 5.70% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 5.23% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $0 | 5.90% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 6.36% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 5.11% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 5.04% |
| PUEBLO, CO (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 5.95% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $0 | 5.45% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 5.13% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 5.89% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 7.13% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 5.56% |
| FORT WAYNE, IN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 4.84% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 5.41% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $0 | 5.68% |
| RICHMOND, VA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 5.05% |
| Laconia, NH (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 5.73% |
| NAPA, CA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 6.08% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 5.78% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 5.95% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 5.60% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 5.65% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 5.28% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 5.69% |
| Holland, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 5.40% |
| MODESTO, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 5.50% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 5.30% |
| Atmore, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 5.13% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 5.35% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 5.50% |
| Calhoun, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 5.68% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 4.50% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 6.64% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 5.28% |
| Montrose, CO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 5.73% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 4.25% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 6.65% |
| Payson, AZ (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 4.48% |
| WICHITA, KS (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 5.50% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 5.35% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 4.88% |
| COLUMBIA, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 5.63% |
| Durango, CO (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 6.35% |
| Hilo, HI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 5.28% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 6.25% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 6.23% |
| FLINT, MI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.05% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 5.90% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 6.25% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.30% |
| OCALA, FL (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 6.08% |
| GAINESVILLE, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 6.03% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.08% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 5.90% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 6.89% |
| WACO, TX (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 5.88% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 6.98% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 6.23% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.80% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.18% |
| Lewisburg, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 4.80% |
| Forest City, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 5.35% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.18% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.30% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.90% |
| Ludington, MI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.53% |
| LUBBOCK, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.55% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 5.35% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.63% |
| Laramie, WY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.68% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 4.70% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.20% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.75% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.60% |
| READING, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.98% |
| TULSA, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.60% |
| Woodward, OK (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.53% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,507 | $483,495,000 | $320,833 | $0 | 5.60% |
For 2021, Visio Financial Services's most frequently originated type of loan was Conventional, with 1,507 originations.
Loan Reason
For 2021, Visio Financial Services's most frequently cited loan purpose was Cash Out Refi, with 692 originations. The 2nd most popular reason was Home Purchase, with 648 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 1,507 | $483,495,000 | $320,833 | $0 | 5.60% |
For 2021, Visio Financial Services's most frequently cited loan duration was 30 Year, with 1,507 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 904 | $297,150,000 | $328,706 |
| 6-7% | 289 | $71,695,000 | $248,080 |
| 4-5% | 279 | $107,205,000 | $384,247 |
| 7-8% | 32 | $7,190,000 | $224,688 |
| Over 8% | 3 | $255,000 | $85,000 |
During 2021, Visio Financial Services's average interest rate for loans was 5.60%, while their most frequently originated rate bucket for loans was 5-6%, with 904 originations.
Loan Sizing
2021 saw Visio Financial Services place emphasis on $200k-400k loans with 555 originations, totaling $153,245,000 in origination value.
Ethnicity Mix
Approval Rates
Total approvals of all applications86.52%
Visio Financial Services has an average approval rate.
Pick Rate
Approvals leading to origination45.85%
Visio Financial Services has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,507 | $483,495,000 | $320,833 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Visio Financial Services Inc. | Other type of mortgage | Closing on a mortgage | 1 | 100.0% |