Visio Financial Services Mortgage Rates, Fees & Info
Wilmington, DELEI: 5493006O6Q2F0MR0ZM22
Tax ID: 37-1739594
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Mortgage Data
Review & Overview
Visio Financial Services is a smaller mortgage company specializing in Cash Out Refi loans. Visio Financial Services has a high proportion of conventional loans. Their top markets by origination volume include: New York, Philadelphia, Houston, Miami, and Atlanta among others. We have data for 178 markets. (Some data included below & more in-depth data is available with an active subscription.)Visio Financial Services has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.27% | 11/21/24 |
| 30 Year Conventional Refi | 6.27% | 11/21/24 |
| 30 Year Cash-out Refi | 6.27% | 11/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Visio Financial Services Mortgage Calculator
Your Estimates
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This is not an official calculator from Visio Financial Services. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1,863Origination Dollar Volume (All Markets)
$372,515,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 396 | $113,640,000 | $286,970 | $0 | 7.01% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 323 | $48,035,000 | $148,715 | $0 | 7.11% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 101 | $14,485,000 | $143,416 | $0 | 6.81% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 43 | $12,845,000 | $298,721 | $0 | 6.79% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 44 | $8,440,000 | $191,818 | $0 | 7.31% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 48 | $8,260,000 | $172,083 | $0 | 7.09% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 43 | $7,865,000 | $182,907 | $0 | 7.58% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 20 | $6,480,000 | $324,000 | $0 | 6.63% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 38 | $5,690,000 | $149,737 | $0 | 7.12% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 34 | $5,640,000 | $165,882 | $0 | 6.65% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 26 | $5,420,000 | $208,462 | $0 | 6.84% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 31 | $5,115,000 | $165,000 | $0 | 6.90% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 9 | $4,495,000 | $499,444 | $0 | 6.66% |
| PITTSBURGH, PA (FHA|USDA|VA) | 35 | $4,255,000 | $121,571 | $0 | 7.56% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 8 | $3,720,000 | $465,000 | $0 | 6.47% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 20 | $3,460,000 | $173,000 | $0 | 7.38% |
| COLUMBUS, OH (FHA|USDA|VA) | 20 | $3,300,000 | $165,000 | $0 | 6.91% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 12 | $3,160,000 | $263,333 | $0 | 7.50% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 8 | $2,830,000 | $353,750 | $0 | 6.32% |
| Dublin, GA (FHA|USDA|VA) | 15 | $2,705,000 | $180,333 | $0 | 7.13% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 11 | $2,365,000 | $215,000 | $0 | 7.76% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 17 | $2,355,000 | $138,529 | $0 | 6.98% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 10 | $2,300,000 | $230,000 | $0 | 7.51% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 7 | $2,265,000 | $323,571 | $0 | 5.73% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 16 | $2,260,000 | $141,250 | $0 | 7.24% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 14 | $2,250,000 | $160,714 | $0 | 6.87% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 9 | $2,125,000 | $236,111 | $0 | 6.32% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 12 | $2,020,000 | $168,333 | $0 | 7.52% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 12 | $1,990,000 | $165,833 | $0 | 7.34% |
| Outside of Metro Areas | 13 | $1,985,000 | $152,692 | $0 | 6.94% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 20 | $1,980,000 | $99,000 | $0 | 7.49% |
| Kapaa, HI (FHA|USDA|VA) | 3 | $1,975,000 | $658,333 | $0 | 6.25% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 16 | $1,960,000 | $122,500 | $0 | 6.69% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 9 | $1,835,000 | $203,889 | $0 | 6.53% |
| Key West, FL (FHA|USDA|VA) | 3 | $1,835,000 | $611,667 | $0 | 7.25% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 7 | $1,755,000 | $250,714 | $0 | 6.06% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 4 | $1,730,000 | $432,500 | $0 | 7.01% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 11 | $1,715,000 | $155,909 | $0 | 7.53% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 10 | $1,650,000 | $165,000 | $0 | 7.17% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 3 | $1,645,000 | $548,333 | $0 | 7.70% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 8 | $1,600,000 | $200,000 | $0 | 7.23% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 4 | $1,590,000 | $397,500 | $0 | 7.31% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 9 | $1,565,000 | $173,889 | $0 | 7.60% |
| RICHMOND, VA (FHA|USDA|VA) | 13 | $1,545,000 | $118,846 | $0 | 7.26% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 9 | $1,475,000 | $163,889 | $0 | 7.89% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $1,470,000 | $735,000 | $0 | 5.64% |
| ASHEVILLE, NC (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $0 | 6.46% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $0 | 7.16% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 9 | $1,425,000 | $158,333 | $0 | 6.97% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $1,355,000 | $1,355,000 | $0 | 7.45% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 15 | $1,295,000 | $86,333 | $0 | 7.54% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 8 | $1,280,000 | $160,000 | $0 | 7.09% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 4 | $1,270,000 | $317,500 | $0 | 6.64% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $0 | 7.12% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 5 | $1,235,000 | $247,000 | $0 | 6.69% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 12 | $1,200,000 | $100,000 | $0 | 7.53% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 5 | $1,165,000 | $233,000 | $0 | 6.29% |
| TYLER, TX (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $0 | 6.54% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $0 | 6.49% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 8 | $1,080,000 | $135,000 | $0 | 6.37% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $0 | 5.96% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 9 | $1,035,000 | $115,000 | $0 | 7.68% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $1,010,000 | $505,000 | $0 | 6.38% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 8 | $910,000 | $113,750 | $0 | 7.48% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $0 | 7.83% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $0 | 6.76% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $0 | 7.34% |
| PANAMA CITY, FL (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $0 | 6.75% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $0 | 7.40% |
| LAFAYETTE, LA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $0 | 6.65% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $695,000 | $139,000 | $0 | 6.75% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $0 | 7.41% |
| Torrington, CT (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $0 | 6.63% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $0 | 7.01% |
| ROCHESTER, NY (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $0 | 7.16% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $0 | 6.71% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 5 | $595,000 | $119,000 | $0 | 7.28% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $0 | 7.18% |
| Pullman, WA (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $0 | 6.55% |
| ABILENE, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $0 | 6.64% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $0 | 7.26% |
| COLUMBIA, SC (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $0 | 7.37% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 6 | $500,000 | $83,333 | $0 | 8.16% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $0 | 7.20% |
| KNOXVILLE, TN (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $0 | 8.09% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $0 | 6.90% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $0 | 6.88% |
| READING, PA (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $0 | 7.50% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 4 | $390,000 | $97,500 | $0 | 6.52% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 5 | $385,000 | $77,000 | $0 | 8.17% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $0 | 6.63% |
| Plainview, TX (FHA|USDA|VA) | 4 | $380,000 | $95,000 | $0 | 7.29% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 6.70% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 7.09% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $0 | 6.05% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 7.09% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $0 | 5.65% |
| AKRON, OH (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $0 | 7.60% |
| PITTSFIELD, MA (FHA|USDA|VA) | 4 | $340,000 | $85,000 | $0 | 7.35% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 3 | $335,000 | $111,667 | $0 | 5.94% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $325,000 | $108,333 | $0 | 7.74% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 5.85% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 8.50% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 7.03% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 5.73% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $0 | 6.46% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 6.47% |
| Sterling, CO (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 7.11% |
| Picayune, MS (FHA|USDA|VA) | 3 | $305,000 | $101,667 | $0 | 8.61% |
| TULSA, OK (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 7.65% |
| Hilo, HI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 6.63% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $0 | 7.50% |
| NILES, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 6.80% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 6.13% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 6.50% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 6.60% |
| Granbury, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 6.68% |
| KINGSTON, NY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 7.00% |
| STOCKTON, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 7.08% |
| Madison, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 5.95% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $0 | 6.64% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 6.88% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 7.46% |
| ROME, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.93% |
| MORGANTOWN, WV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.80% |
| SYRACUSE, NY (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 7.05% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 8.15% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 7.08% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 3 | $175,000 | $58,333 | $0 | 7.75% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 8.44% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 8.26% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 6.08% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 6.58% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.03% |
| BATON ROUGE, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 5.95% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 6.68% |
| GREELEY, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.13% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 8.01% |
| OCALA, FL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 5.33% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 7.63% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 8.90% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $0 | 8.34% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 7.90% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.38% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 7.68% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.88% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 5.83% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.33% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.35% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $0 | 8.35% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.48% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.38% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.83% |
| Albertville, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 5.93% |
| El Campo, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.78% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 7.08% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.23% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.58% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.78% |
| BECKLEY, WV (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 6.38% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.28% |
| Roswell, NM (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 7.38% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.98% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.93% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.83% |
| Hudson, NY (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.43% |
| WACO, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.60% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 8.85% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 6.95% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 8.43% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.25% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.50% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.18% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.98% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 8.00% |
| Meadville, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.95% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 7.95% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 8.65% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1,863 | $372,515,000 | $199,954 | $0 | 7.07% |
For 2019, Visio Financial Services's most frequently originated type of loan was Conventional, with 1,863 originations.
Loan Reason
For 2019, Visio Financial Services's most frequently cited loan purpose was Cash Out Refi, with 1,243 originations. The 2nd most popular reason was Home Purchase, with 339 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 1,861 | $372,235,000 | $200,019 | $0 | 7.06% |
| Other | 2 | $280,000 | $140,000 | $0 | 11.00% |
For 2019, Visio Financial Services's most frequently cited loan duration was 30 Year, with 1,861 originations. The 2nd most popular length was Other, with 2 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 723 | $160,645,000 | $222,192 |
| 7-8% | 667 | $122,575,000 | $183,771 |
| Over 8% | 271 | $36,065,000 | $133,081 |
| 5-6% | 201 | $52,655,000 | $261,965 |
| 4-5% | 1 | $575,000 | $575,000 |
During 2019, Visio Financial Services's average interest rate for loans was 7.06%, while their most frequently originated rate bucket for loans was 6-7%, with 723 originations.
Loan Sizing
2019 saw Visio Financial Services place emphasis on $100k-200k loans with 768 originations, totaling $105,630,000 in origination value.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.63%
Visio Financial Services has an average approval rate.
Pick Rate
Approvals leading to origination75.25%
Visio Financial Services has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 1,863 | $372,515,000 | $199,954 |