Hurst Real Estate Mortgage Rates, Fees & Info
AUSTIN, TXLEI: 54930070QGIMJWTCDT08
Tax ID: 20-5942376
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Mortgage Data
Review & Overview
Hurst Real Estate is a smaller mortgage company specializing in Home Purchase loans. Hurst Real Estate has a high proportion of conventional loans.Hurst Real Estate has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.72% | 4/5/25 |
| 30 Year Conventional Refi | 6.72% | 4/5/25 |
| 30 Year Cash-out Refi | 6.72% | 4/5/25 |
| 15 Year Conventional Purchase | 6.00% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Hurst Real Estate Mortgage Calculator
Your Estimates
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
40Origination Dollar Volume (All Markets)
$16,270,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 40 | $16,270,000 | $406,750 | $9,274 | 10.10% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 40 | $16,270,000 | $406,750 | $9,274 | 10.10% |
For 2024, Hurst Real Estate's most frequently originated type of loan was Conventional, with 40 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 28 | $14,490,000 | $517,500 | $10,798 | 9.75% |
| Cash Out Refi | 12 | $1,780,000 | $148,333 | $5,719 | 10.91% |
For 2024, Hurst Real Estate's most frequently cited loan purpose was Home Purchase, with 28 originations. The 2nd most popular reason was Cash Out Refi, with 12 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 40 | $16,270,000 | $406,750 | $9,274 | 10.10% |
For 2024, Hurst Real Estate's most frequently cited loan duration was Other, with 40 originations.
Origination Fees/Closing Costs
Hurst Real Estate's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 15 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| Over 8% | 39 | $16,225,000 | $416,026 |
| 4-5% | 1 | $45,000 | $45,000 |
During 2024, Hurst Real Estate's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was Over 8%, with 39 originations.
Loan Sizing
2024 saw Hurst Real Estate place emphasis on $100k-200k loans with 9 originations, totaling $1,295,000 in origination value.
Applicant Income
Hurst Real Estate lent most frequently to those with incomes in the $250k+ range, with 19 originations. The second most popular income band? $150k-250k, with 12 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications100.00%
Hurst Real Estate has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination77.50%
Hurst Real Estate has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 40 | $16,270,000 | $406,750 |