Virginia Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Virginia averaged 6.18% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

The average rate for the prior week (2023-05-18) was 5.9% and one month ago for the week of 2023-04-20, the average rate was 6.2%.

Virginia's average rate one year ago was 4.76%.

For refis of the same type during the week of 2023-05-25, the average rate was 5.77%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Virginia.

Name	# of Loans	2022 Avg. 30yFix Rate	2022 Avg. Closing Costs
QUICKEN LOANS, LLC	6,840	4.85%	$6,841
Wells Fargo Bank	3,245	4.46%	$4,425
UNITED WHOLESALE MORTGAGE, LLC	3,118	4.99%	$7,381
Truist	2,693	4.37%	$5,408
ATLANTIC BAY MORTGAGE GROUP, L.L.C.	2,665	5.16%	$5,617
MOVEMENT MORTGAGE, LLC	2,607	5.01%	$6,046
MCLEAN MORTGAGE CORPORATION	2,257	4.55%	$7,167
NAVY FEDERAL CREDIT UNION	2,210	4.78%	$4,961
Prosperity Home Mortgage, LLC	1,991	4.92%	$6,385
George Mason Mortgage, LLC	1,971	4.34%	$6,070
Alcova Mortgage LLC	1,865	5.19%	$3,934
Atlantic Coast Mortgage, LLC	1,783	4.82%	$8,087
LOANDEPOT.COM, LLC	1,768	4.32%	$6,347
INTERCOASTAL MORTGAGE COMPANY	1,720	4.44%	$8,870
NFM, INC.	1,656	5.09%	$6,934
CAPITAL CENTER, L.L.C.	1,644	4.40%	$2,414
First Heritage Mortgage, LLC	1,528	4.83%	$7,566
NVR Mortgage Finance, Inc.	1,484	4.40%	$9,287
CALIBER HOME LOANS, INC.	1,343	4.75%	$6,281
Bank of America	1,332	4.04%	$5,409
C & F Mortgage Corporation	1,075	4.93%	$5,116
FIRST SAVINGS MORTGAGE CORPORATION	1,068	4.68%	$8,417
SOUTHERN TRUST MORTGAGE, LLC	1,038	4.99%	$6,520
FAIRWAY INDEPENDENT MORTGAGE CORPORATION	1,011	5.00%	$6,282
Mr. Cooper ( Nationstar Mortgage )	960	4.59%	$8,231
Virginia Credit Union, Inc.	947	4.64%	$4,379
EMBRACE HOME LOANS, INC.	930	4.90%	$5,880
JPMorgan Chase Bank	872	4.37%	$5,081
Integrity Home Mortgage Corp	792	5.04%	$6,294
PENNYMAC LOAN SERVICES, LLC	764	4.28%	$7,725
GUARANTEED RATE, INC.	754	4.51%	$6,777
Towne Bank	754	4.92%	$6,452
Citizens Bank	719	4.49%	$7,388
HOME POINT FINANCIAL CORPORATION	716	4.49%	$7,225
AMERISAVE MORTGAGE CORPORATION	689	4.32%	$7,936
OVM FINANCIAL, INC.	649	4.77%	$6,019
Ameris Bank	608	4.89%	$6,777
U.S. Bank	602	4.33%	$6,486
CMG MORTGAGE, INC.	600	5.38%	$6,870
PNC Bank	552	4.24%	$5,635
Fulton Bank	528	4.57%	$5,026
FREEDOM MORTGAGE CORPORATION	506	4.67%	$6,156
PENTAGON FEDERAL CREDIT UNION	494	4.19%	$4,509
Atlantic Union Bank	465	5.08%	$5,879
CROSSCOUNTRY MORTGAGE, LLC	462	4.96%	$8,026
FIRST HOME MORTGAGE CORPORATION	446	4.89%	$8,102
DUPONT COMMUNITY	437	3.67%	$2,769
Presidential Bank, FSB	431	5.11%	$7,164
BETTER MORTGAGE CORPORATION	430	3.75%	$5,366
HOMESIDE FINANCIAL, LLC	428	4.79%	$6,884
CREDIT UNION MORTGAGE ASSOCIATION, INC.	421	3.91%	$4,947
LANGLEY	411	4.17%	$3,132
TIDEWATER MORTGAGE SERVICES, INC.	411	5.16%	$6,041
CBM Mortgage, Inc.	407	5.28%	$5,257
PRIMELENDING, A PLAINSCAPITAL COMPANY	406	4.92%	$6,897
EASTMAN	397	5.69%	$2,990
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC	397	5.88%	$7,345
DRAPER AND KRAMER MORTGAGE CORP.	381	4.85%	$6,224
FINANCE OF AMERICA MORTGAGE LLC	371	4.90%	$6,989
Vellum Mortgage, Inc.	367	4.83%	$7,174
BROKER SOLUTIONS, INC.	364	4.92%	$6,693
JAMS-01, INC.	363	4.85%	$6,903
NEWREZ LLC	357	4.47%	$5,759
VILLAGE BANK MORTGAGE CORPORATION	354	4.73%	$4,613
UNION HOME MORTGAGE CORP.	345	5.45%	$6,091
Tidewater Home Funding, LLC	344	4.39%	$7,080
CARDINAL FINANCIAL	333	4.65%	$7,305
United Nations Federal Credit Union	325	3.26%	$5,347
SWBC MORTGAGE CORPORATION	320	5.09%	$5,488
HOMESPIRE MORTGAGE CORPORATION	319	5.11%	$6,969
FIRST BANCORP, INC.	302	5.57%	$4,011
F & M BANK CORP.	301	4.75%	$4,163
Blue Ridge Bank	296	4.83%	$6,243
Flagstar Bank, FSB	291	4.51%	$6,437
Towne First Mortgage, LLC	289	5.04%	$6,022
Towne Mortgage, LLC	275	5.03%	$5,886
Renasant Bank	264	4.53%	$4,649
TD Bank	261	4.08%	$6,598
Citibank	257	3.69%	$6,387
FREEDOM FIRST	252	4.91%	$3,857
Apple Federal Credit Union	243	4.21%	$7,787
Morgan Stanley Private Bank	234	3.84%	$4,421
M&T Bank	233	4.14%	$6,165
NewTowne Mortgage, LLC	232	5.02%	$6,360
Bank-Fund Staff Federal Credit Union	230	3.33%	$4,907
PULTE MORTGAGE LLC	229	4.99%	$2,580
GUARANTEED RATE AFFINITY, LLC	227	4.85%	$5,860
The Freedom Bank of Virginia	215	4.59%	$5,195
First-Citizens Bank & Trust Company	212	4.24%	$4,354
Northwest Federal Credit Union	205	4.44%	$4,305
First National Bank of Pennsylvania	202	4.26%	$6,545
First National Bank of America	201	8.24%	$11,552
EMM LOANS LLC	198	5.16%	$6,240
Sandy Spring Bank	193	4.44%	$6,387
NEWPORT NEWS SHIPBUILDING EMPLOYEES	189	4.81%	$4,264
Mortgage Research Center, LLC	185	5.16%	$4,761
Sierra Pacific Mortgage Company, Inc.	172	4.98%	$7,143
BAY EQUITY LLC	172	5.56%	$7,255
STATE EMPLOYEES'	171	4.04%	$3,985
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED	171	4.58%	$11,688
The Federal Savings Bank	170	4.90%	$7,211
EAGLE HOME MORTGAGE, LLC	166	5.13%	$6,920
GUILD MORTGAGE COMPANY	165	5.20%	$5,264
Advance Financial Group, LLC	164	5.12%	$6,023
HOMEBRIDGE FINANCIAL SERVICES, INC.	164	4.67%	$9,026
MUTUAL OF OMAHA MORTGAGE, INC.	163	5.19%	$6,396
Chesapeake Bank	160	5.05%	$3,289
LAKEVIEW LOAN SERVICING, LLC	160	4.37%	$4,720
Strong Home Mortgage, LLC	155	4.36%	$2,999
NBKC BANK	154	4.54%	$4,136
PROVIDENT FUNDING ASSOCIATES, L.P.	154	4.62%	$4,687
Burke & Herbert Bank & Trust Company	154	4.01%	$4,717
TBI MORTGAGE COMPANY	149	4.36%	$10,236
Paramount Residential Mortgage Group, Inc.	149	5.12%	$7,563
DHI MORTGAGE COMPANY, LTD.	148	4.01%	$5,637
Member Options, LLC	145	4.87%	$4,426
NETWORK CAPITAL FUNDING CORPORATION	136	4.71%	$7,624
WesBanco Bank, Inc.	133	3.76%	$9,434
Carrington Mortgage Services, LLC	128	4.95%	$7,409
Waterstone Mortgage Corporation	127	5.26%	$6,345
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C.	125	5.23%	$9,063
THRIVE MORTGAGE, LLC	123	4.75%	$6,105
NexBank	121	4.81%	$6,338
Wyndham Capital Mortgage, Inc.	121	4.50%	$3,894
Plains Commerce Bank	120	5.12%	$7,505
Chicago Mortgage Solutions LLC	119	3.44%	$3,505
ZILLOW HOME LOANS, LLC	117	4.66%	$5,707
ANGEL OAK MORTGAGE SOLUTIONS LLC	115	6.20%	$10,070
VANDERBILT MORTGAGE AND FINANCE, INC.	112	6.09%	$6,343
Charles Schwab Bank, SSB	111	3.80%	$4,456
First Reliance Bank	110	4.99%	$3,505
Third Federal Savings and Loan Association of Cleveland	110	3.47%	$1,564
The Huntington National Bank	108	4.01%	$6,840
C&F Select LLC	107	5.01%	$5,481
First Community Bank	105	4.53%	$3,798
NATION ONE MORTGAGE CORPORATION	103	5.00%	$7,032
AMERICAN FINANCING CORPORATION	100	4.34%	$5,738
Ixonia Bank	99	5.16%	$10,057
CHURCHILL MORTGAGE CORPORATION	97	5.23%	$5,701
MORTGAGE ACCESS CORP.	97	5.08%	$7,150
GUARANTY HOME MORTGAGE CORPORATION	96	5.45%	$5,354
PLAZA HOME MORTGAGE, INC.	95	4.87%	$10,790
AgFirst Farm Credit Bank	95	4.82%	$4,000
FRANKLIN MINT	94	3.62%	$9,886
USAA Federal Savings Bank	94	5.55%	$5,883
Bank of Clarke County	93	4.95%	$5,520
PLANET HOME LENDING, LLC	93	4.90%	$7,384
EagleBank	92	4.47%	$6,107
City National Bank of West Virginia	92	4.41%	$1,839
Benchmark Community Bank	91	4.88%	$4,021
ARK-LA-TEX FINANCIAL SERVICES, LLC.	89	5.12%	$4,970
UBS Bank USA	86	3.68%	$6,379
FIDELITY DIRECT MORTGAGE, LLC	84	4.87%	$8,195
ROYAL UNITED MORTGAGE LLC	84	5.36%	$7,063
ABNB Federal Credit Union	83	4.34%	$7,250
Assurance Financial Group, L.L.C.	80	5.20%	$5,194
AmeriHome Mortgage Company, LLC	80	4.38%	$6,835
ROUNDPOINT MORTGAGE SERVICING CORPORATION	78	4.57%	$6,322
UIF CORPORATION	76	5.02%	$4,941
GUIDANCE RESIDENTIAL, LLC	75	5.18%	$6,619
PHH Mortgage Corporation	75	4.66%	$7,424
North American Savings Bank, F.S.B.	74	5.12%	$5,252
Northpointe Bank	74	4.70%	$6,141
HOMEAMERICAN MORTGAGE CORPORATION	73	4.75%	$1,755
EVERETT FINANCIAL, INC.	71	4.96%	$3,115
Pinnacle Bank	70	4.93%	$4,669
GENEVA FINANCIAL, LLC	70	5.27%	$8,528
KeyBank	70	4.38%	$6,046
Nations Lending Corporation	68	4.76%	$7,156
Farm Credit of the Virginias, ACA	68	6.72%	$3,789
LOANPAL, LLC	68	4.27%	$9,086
APEX HOME LOANS, INC.	67	4.58%	$5,756
SECURITYNATIONAL MORTGAGE COMPANY	65	5.09%	$8,192
RELIANCE FIRST CAPITAL, LLC	65	4.97%	$7,947
GEO-CORP, INC.	64	5.40%	$6,616
First Guaranty Mortgage Corporation	63	4.07%	$6,647
BNC National Bank	63	4.62%	$5,003
American National Bank and Trust Company	59	4.52%	$3,870
Ally Bank	59	5.28%	$5,048
DEPARTMENT OF COMMERCE	58	3.56%	$7,740
DIGITAL Federal Credit Union	57	4.12%	$4,334
MANN FINANCIAL INC.	53	5.17%	$7,400
City National Bank	52	4.01%	$4,618
State Department Federal Credit Union	51	4.30%	$8,274
Dollar Bank, Federal Savings Bank	51	4.59%	$6,239
PRIMARY RESIDENTIAL MORTGAGE, INC.	50	4.95%	$7,643
Call Federal Credit Union	50	5.05%	$3,360
RESIDENTIAL BANCORP.	50	4.42%	$6,008
Fifth Third Bank	49	4.39%	$4,804
Hometown Lenders, Inc.	49	4.86%	$9,886
TOWER	49	3.51%	$5,697
AMERICAN PACIFIC MORTGAGE CORPORATION	48	5.75%	$7,504
American Security Mortgage Corp.	48	4.84%	$6,713
ARC HOME LLC	48	4.66%	$7,515
First Mortgage Solutions, LLC	48	3.79%	$4,310
First Horizon Bank	48	4.24%	$5,323
Christensen Financial, Inc.	46	4.85%	$5,044
Southern Bank and Trust Company	46	4.56%	$3,812
Capital Bank	46	4.63%	$7,552
Century Mortgage Company DBA Century Lending Company	46	4.83%	$7,311
Truliant Federal Credit Union	45	5.03%	$3,138
SUCCESS MORTGAGE PARTNERS, INC.	45	4.84%	$6,889
Summit Community Bank, Inc.	43	5.12%	$3,105
GSF Mortgage Corporation	43	4.94%	$7,036
Lakeview Community Capital, LLC	43	4.53%	$4,412
THE MORTGAGE LINK, INC.	42	4.78%	$6,304
PARK VIEW FEDERAL CREDIT UNION	42	5.03%	$3,566
Summit Mortgage Corporation	42	4.96%	$5,609
Loan Simple, Inc.	42	4.58%	$6,204
JUSTICE Federal Credit Union	41	4.32%	$7,134
INTERLINC MORTGAGE SERVICES, LLC	41	4.68%	$7,079
Barrington Bank & Trust Company, N.A.	41	5.13%	$4,671
ANGEL OAK HOME LOANS LLC	41	5.74%	$8,645
FIRST EQUITY MORTGAGE INCORPORATED	40	4.16%	$8,290
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION	40	5.18%	$6,253
Raymond James Bank	39	3.64%	$4,253
Encompass Lending Group, LP	39	4.46%	$5,592
CORNERSTONE HOME LENDING, INC.	39	5.16%	$6,060
SOFI LENDING CORP.	38	3.70%	$4,905
Discover Bank	38	5.47%	$0
MILEND, INC.	37	4.45%	$8,836
DRAGAS MORTGAGE COMPANY	36	4.95%	$3,198
CHARTWAY FEDERAL CREDIT UNION	36	4.55%	$4,120
The Fidelity Bank	36	5.02%	$5,787
Kwik Mortgage Corporation	36	4.57%	$3,759
MEMBER ADVANTAGE MORTGAGE, LLC	36	4.72%	$5,758
Meridian Bank Corporation	36	4.96%	$5,298
SIRVA MORTGAGE, INC.	36	5.45%	$1,453
PREMIA MORTGAGE, LLC	36	4.69%	$2,127
MASON MCDUFFIE MORTGAGE CORPORATION	35	5.12%	$5,392
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION	35	3.72%	$5,118
CityWorth Mortgage LLC	34	4.60%	$10,068
JOHNSON MORTGAGE COMPANY, L.L.C.	34	4.31%	$10,043
GoPrime Mortgage, Inc.	34	4.80%	$4,863
Stifel Bank and Trust	34	3.71%	$3,252
ABSOLUTE HOME MORTGAGE CORPORATION	34	4.82%	$6,552
FirstBank	33	3.73%	$3,716
First Option Mortgage, LLC	33	5.66%	$9,338
FBC MORTGAGE, LLC	32	4.42%	$8,189
Quontic Bank	32	6.79%	$12,780
NP, Inc.	31	4.70%	$6,356
1ST ADVANTAGE FEDERAL CREDIT UNION	31	4.97%	$11,386
IDB Global Federal Credit Union	31	3.22%	$5,702
First Federal Bank	31	4.78%	$6,435
South State Bank	31	4.29%	$6,053
TOWNE MORTGAGE COMPANY	30	4.73%	$4,960
NASA Federal Credit Union	30	4.34%	$7,861
Shea Mortgage Inc.	30	5.04%	$2,585
Aurora Financial, LLC	30	4.10%	$2,284
AMERICAN INTERNET MORTGAGE, INC.	30	4.24%	$5,985
ONY GLO, INC.	29	4.29%	$4,933
CENTRAL VIRGINIA	28	5.69%	$5,999
JET HOMELOANS, LLC	28	5.33%	$6,922
Mortgage Network, Inc.	28	5.09%	$5,384
ENVOY MORTGAGE, LTD	28	5.15%	$8,490
Regions Bank	27	4.59%	$4,429
FEDERATED MORTGAGE CORP.	27	4.24%	$4,332
Bank of England	27	4.78%	$6,939
TJC Mortgage, Inc.	27	5.27%	$7,674
DEEPHAVEN MORTGAGE LLC	26	7.80%	$11,119
Mortgage Assurance Inc.	26	4.85%	$5,586
ROSS MORTGAGE CORPORATION	26	5.51%	$6,558
First Republic Bank	25	3.45%	$4,501
NATIONS DIRECT MORTGAGE, LLC	25	6.05%	$11,448
Florida Capital Bank	25	4.54%	$9,917
Congressional Bank	25	4.04%	$6,095
KELLER MORTGAGE, LLC	25	4.73%	$4,280
SUN WEST MORTGAGE COMPANY, INC.	25	5.06%	$5,560
MID AMERICA MORTGAGE, INC.	25	4.61%	$5,210
ValleyStar Credit Union	25	4.46%	$4,981
Princeton Mortgage Corporation	25	4.47%	$6,800
ACADEMY MORTGAGE CORPORATION	24	5.23%	$8,608
Baxter Credit Union	24	4.48%	$4,027
FIRST COMMUNITY MORTGAGE, INC.	24	6.47%	$7,994
ITHINK FINANCIAL Credit Union	23	3.84%	$9,065
OCMBC, INC.	23	6.52%	$15,720
MISSION MORTGAGE LLC	23	4.47%	$6,091
HSBC BANK USA, NATIONAL ASSOCIATION	23	4.13%	$5,295
MEMBER ONE	22	5.97%	$3,342
PARTNERS 1ST Federal Credit Union	22	4.05%	$3,170
The Central Trust Bank	22	4.43%	$4,388
Arvest Bank	22	4.61%	$5,368
Citadel Servicing Corporation	22	6.31%	$12,860
Bronco Federal Credit Union	22	4.05%	$9,378
LENDSURE MORTGAGE CORP.	22	7.00%	$15,980
EQUITY RESOURCES, INC.	21	4.78%	$6,164
CERTAINTY HOME LOANS, LLC	21	5.16%	$6,363
HAMILTON HOME LOANS, INC.	21	5.08%	$6,825
ALLIED MORTGAGE GROUP, INC.	21	5.05%	$5,790
First Internet Bank of Indiana	20	5.03%	$4,182
CNB Bank	20	4.16%	$3,676
Signal Financial Federal Credit Union	20	4.31%	$6,122
BMO Harris Bank	20	4.64%	$5,695
NMSI, INC.	20	5.79%	$10,976
HANCOCK MORTGAGE PARTNERS, LLC	19	5.18%	$6,769
Watermark Capital, Inc.	19	4.41%	$5,395
Amalgamated Bank	19	3.94%	$7,698
ALLIANT CREDIT UNION	19	4.20%	$4,672
DOMINION ENERGY CREDIT UNION	19	3.68%	$2,757
NORTHERN MORTGAGE SERVICES, LLC	18	4.83%	$4,315
BAY CAPITAL MORTGAGE CORPORATION	18	4.77%	$5,412
STOCKTON MORTGAGE CORPORATION	18	4.84%	$4,879
Evolve Bank & Trust	17	4.68%	$5,263
LOCAL GOVERNMENT FEDERAL CREDIT UNION	17	4.12%	$4,053
BNY Mellon	17	3.72%	$6,264
HOMESTEAD FUNDING CORP.	17	4.29%	$4,702
New Peoples Bank, Inc.	17	4.85%	$3,086
NATIONWIDE MORTGAGE BANKERS, INC.	17	4.84%	$7,757
T2 FINANCIAL LLC	17	5.50%	$6,055
Shore United Bank	17	4.68%	$6,167
DAS Acquisition Company, LLC	16	5.23%	$11,332
Goldman Sachs Bank USA	16	3.88%	$6,534
COASTAL Federal Credit Union	16	4.20%	$3,079
HOMESTAR FINANCIAL CORPORATION	16	5.27%	$5,166
Victorian Finance, LLC	16	5.87%	$6,881
First Savings Bank	16	4.05%	$9,407
Carter Bank & Trust	15	4.29%	$5,184
Colonial Savings, F.A.	15	4.92%	$7,196
Celco Community Federal Credit Union	15	5.25%	$2,187
US MORTGAGE CORPORATION	15	4.20%	$5,631
RUOFF MORTGAGE COMPANY, INC.	15	4.75%	$3,785
HIGHLANDS RESIDENTIAL MORTGAGE, LTD.	14	4.66%	$6,600
Bethpage Federal Credit Union	14	5.05%	$5,349
CANOPY MORTGAGE, LLC	14	4.18%	$3,982
Gateway First Bank	14	4.96%	$3,738
Beeline Loans, Inc.	14	4.01%	$5,221
LEADERONE FINANCIAL CORPORATION	14	4.79%	$5,909
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION	14	3.74%	$8,048
RBC Bank, (Georgia)	13	4.35%	$3,159
Axos Bank	13	4.59%	$7,616
BEACH MUNICIPAL FEDERAL CREDIT UNION	13	3.59%	$3,094
SeaTrust Mortgage Company	13	5.73%	$4,136
LENOX FINANCIAL MORTGAGE CORPORATION	13	4.44%	$12,635
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC.	13	4.64%	$7,328
CONTOUR MORTGAGE CORPORATION	13	5.24%	$7,367
21ST MORTGAGE CORPORATION	12	7.08%	$5,113
MORIA DEVELOPMENT, INC.	12	5.47%	$7,339
Magnolia Bank	12	5.73%	$6,672
Armed Forces Bank	12	5.31%	$4,296
Republic Bank & Trust Company	12	4.20%	$5,586
First Federal Savings and Loan Association of Lakewood	12	5.06%	$4,513
RANLIFE, INC.	11	4.78%	$9,138
HENRICO Federal Credit Union	11	3.28%	$2,198
HomeTrust Bank	11	5.20%	$3,353
PLUS RELOCATION MORTGAGE, LLC	11	5.17%	$10,444
TOGETHER CREDIT UNION	11	4.32%	$2,900
First Home Bank	11	4.72%	$5,640
MORTGAGE EQUITY PARTNERS LLC	11	5.09%	$8,079
HANSCOM	11	4.20%	$5,982
AFFINITY	11	4.43%	$4,077
Capital City Home Loans, LLC	11	4.61%	$5,334
BAYSHORE MORTGAGE FUNDING, LLC	10	4.96%	$7,783
DATA MORTGAGE, INC.	10	5.96%	$6,771
Shamrock Home Loans, Inc.	10	4.38%	$5,183
Servion, Inc.	10	4.59%	$3,073
NATIONS RELIABLE LENDING, LLC	10	4.04%	$8,093
Sunflower Bank	10	4.94%	$7,173
Capitol Federal Savings Bank	10	5.39%	$8,473
LAFAYETTE FEDERAL CREDIT UNION	10	4.46%	$27,098
DIRECT MORTGAGE LOANS, LLC	9	4.76%	$9,720
N R L Federal Credit Union	9	3.54%	$11,759
Residential Mortgage Solutions, Inc.	9	4.79%	$10,304
ANDREWS FEDERAL CREDIT UNION	9	4.29%	$4,359
Bank of Hope	9	4.31%	$6,564
MID-ISLAND MORTGAGE CORP.	9	4.92%	$8,467
Equity Prime Mortgage LLC	9	5.51%	$8,492
HOMEXPRESS MORTGAGE CORP.	9	6.29%	$10,913
S1L, Inc.	9	4.84%	$7,442
MDE Home Loans, LLC	9	5.75%	$7,971
PANORAMA MORTGAGE GROUP, LLC	9	7.85%	$12,793
Toyota Financial Savings Bank	8	4.23%	$4,764
SOVEREIGN LENDING GROUP INCORPORATED	8	4.58%	$8,019
Luxury Mortgage Corp.	8	5.95%	$24,270
GVC MORTGAGE, INC.	8	5.26%	$4,252
AMERIFIRST FINANCIAL CORPORATION	8	5.70%	$7,184
Metro City Bank	8	5.92%	$6,892
NORTHROP GRUMMAN Federal Credit Union	8	4.61%	$4,070
MICHIGAN MUTUAL, INC.	8	4.08%	$4,808
Silicon Valley Bank	7	3.39%	$4,217
EVERENCE FEDERAL CREDIT UNION	7	5.89%	$2,723
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION	7	5.00%	$4,871
CHEVRON	7	4.04%	$5,850
Bank of Tennessee	7	5.36%	$5,171
A&D Mortgage LLC	7	6.89%	$13,987
United Bank	7	4.66%	$5,400
MLD MORTGAGE INC.	7	5.02%	$7,991
THRIVENT Federal Credit Union	7	3.50%	$3,653
FIRST TECHNOLOGY	7	4.52%	$4,481
S&T Bank	7	5.18%	$4,932
NORWICH COMMERCIAL GROUP, INC.	7	5.07%	$8,488
Cornerstone First Mortgage, Inc	7	5.05%	$6,881
IMPAC MORTGAGE CORP.	6	4.48%	$4,170
UNITED MORTGAGE CORP.	6	5.29%	$8,094
Deere Employees Credit Union	6	3.96%	$3,687
UNITED NORTHERN MORTGAGE BANKERS LIMITED	6	5.31%	$5,309
GENISYS	6	4.42%	$4,417
The Northern Trust Company	6	3.28%	$5,046
UNIVERSAL MORTGAGE & FINANCE, INC.	6	5.40%	$10,646
U S WIDE FINANCIAL LLC	6	4.38%	$3,483
THE MORTGAGE FIRM, INC.	6	4.67%	$4,305
CNB Bank Inc.	6	4.20%	$3,000
Kingsport Press Credit Union	6	4.67%	$1,802
BOKF	6	4.31%	$4,339
LOGIX FEDERAL CREDIT UNION	6	4.10%	$3,593
Baylands Family Credit Union	6	5.90%	$5,647
MY MORTGAGE, INC.	6	5.35%	$8,759
PIKE CREEK MORTGAGE SERVICES, INC.	6	4.92%	$3,925
Commercial Bank	5	4.89%	$2,358
SOUTHPOINT FINANCIAL SERVICES, INC.	5	6.20%	$9,228
BancorpSouth Bank	5	4.58%	$5,737
Greenbox Loans, Inc.	5	7.15%	$12,071
Austin Capital Bank SSB	5	5.53%	$9,409
General Mortgage Capital Corporation	5	6.10%	$5,025
Old National Bank	5	4.63%	$4,186
VAN DYK MORTGAGE CORPORATION	5	5.33%	$5,719
MidAtlantic Farm Credit, ACA	5	6.25%	$4,765
LAND HOME FINANCIAL SERVICES, INC.	5	6.23%	$9,472
DELMAR FINANCIAL COMPANY	5	4.70%	$4,916
NEW WAVE LENDING GROUP INC	5	6.88%	$13,880
Service Federal Credit Union	5	4.43%	$4,072
Hometown Equity Mortgage, LLC	5	5.90%	$8,180
Wilmington Savings Fund Society, FSB	5	4.90%	$3,922
Simmons Bank	5	4.60%	$5,580
NJ LENDERS CORP.	5	5.30%	$4,288
EVANSVILLE TEACHERS	5	5.00%	$4,151
AMERICAN FINANCIAL RESOURCES, INC.	5	5.30%	$4,988
GuardHill Financial Corp.	5	4.40%	$6,870
Commerce Home Mortgage, Inc.	5	5.45%	$19,404
ServisFirst Bank	5	5.18%	$10,663
North State Bank	4	5.44%	$5,524
INLAND BANK & TRUST	4	5.00%	$4,047
DELTA COMMUNITY CREDIT UNION	4	4.72%	$5,537
LANDED HOME LOANS LLC	4	4.56%	$7,121
INTERCAP LENDING INC.	4	4.13%	$3,772
MK LENDING CORP.	4	5.19%	$11,237
EDUCATIONAL SYSTEMS	4	4.34%	$6,461
Community Trust Bank, Inc.	4	4.75%	$2,073
OAKTREE FUNDING CORP.	4	8.56%	$11,064
Elements Financial Federal Credit Union	4	4.72%	$3,860
CALCON MUTUAL MORTGAGE LLC	4	5.63%	$5,693
Amerifirst Financial, Inc.	4	5.09%	$4,247
PURDUE FEDERAL CREDIT UNION	4	5.22%	$3,715
First Merchants Bank	4	4.03%	$4,283
NATIONAL COOPERATIVE BANK, N.A.	4	3.94%	$2,874
1ST FINANCIAL, INC.	4	4.44%	$6,784
FAY SERVICING, LLC	4	5.75%	$4,307
ISERVE RESIDENTIAL LENDING, LLC	4	5.09%	$10,318
REDWOOD RESIDENTIAL ACQUISITION CORPORATION	4	5.25%	$9,361
Devon Bank	3	4.58%	$7,362
SIWELL, INC.	3	3.21%	$3,443
DIRECT MORTGAGE, CORP.	3	5.00%	$13,986
TOTAL MORTGAGE SERVICES, LLC	3	5.04%	$6,593
First Federal Bank of Kansas City	3	4.17%	$4,820
UNIFY FINANCIAL Credit Union	3	3.36%	$2,152
ADVANCIAL	3	4.67%	$18,533
Mid-Continent Funding, Inc.	3	5.00%	$7,799
West Town Bank & Trust	3	6.42%	$4,367
Mid-Atlantic Federal Credit Union	3	4.67%	$6,140
Valley National Bank	3	4.88%	$6,352
MICHIGAN FIRST CREDIT UNION	3	4.04%	$3,353
Prime Choice Funding Inc.	3	3.79%	$3,425
AMERICAN BANCSHARES MORTGAGE, LLC	3	4.46%	$8,760
AMERICAN ADVISORS GROUP	3	4.25%	$5,026
LOANLEADERS OF AMERICA, INC.	3	4.29%	$7,442
Leader Bank	3	3.88%	$4,493
STAR ONE CREDIT UNION	3	3.96%	$3,401
1ST PREFERENCE MORTGAGE CORP.	3	4.50%	$6,884
CASTLE & COOKE MORTGAGE, LLC	3	5.75%	$5,198
MYCUMORTGAGE, LLC	3	5.25%	$3,833
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION	3	4.91%	$5,052
Cf Bank	3	4.63%	$2,354
Christian Community Credit Union	3	3.58%	$4,812
CIBC Bank USA	3	4.50%	$5,558
Allied First Bank,sb	3	4.54%	$3,697
CITIZENS EQUITY FIRST	3	4.08%	$1,921
NBH Bank	3	4.46%	$4,287
TRUMARK FINANCIAL CREDIT UNION	3	4.38%	$2,980
Academy Bank	3	4.88%	$3,587
City National Bank of Florida	3	4.92%	$4,591
NEW DAY FINANCIAL, LLC	3	3.17%	$3,888
NEW FED MORTGAGE, CORP.	3	3.25%	$2,098
TEACHERS	3	4.08%	$6,324
AmRes Corporation	3	4.83%	$13,866
Semper Home Loans, Inc.	3	4.63%	$4,181
Texana Bank	3	4.50%	$5,141
CLEARPATH LENDING	3	4.50%	$7,027
MILLENNIUM FINANCIAL GROUP, INC.	3	4.54%	$6,867
Colonial Farm Credit, ACA	3	8.75%	$5,402
Northwest Bank	3	4.58%	$7,535
COMMUNITYAMERICA	3	5.33%	$4,271
GREAT LAKES	3	4.25%	$4,211
Grand Bank for Savings, FSB	3	6.92%	$4,734
Alerus Financial	3	5.58%	$3,534
CRESCENT MORTGAGE COMPANY	3	4.00%	$3,205
RESIDENTIAL HOME FUNDING CORP.	3	4.54%	$5,661
The Union Bank Company	3	3.58%	$5,604
FLAT BRANCH MORTGAGE, INC.	3	4.21%	$9,284
Paramount Bank	3	4.88%	$5,382
PARSONS Federal Credit Union	3	4.58%	$5,027
INTELLILOAN, INC.	2	4.12%	$3,865
ALLEGACY FEDERAL CREDIT UNION	2	3.69%	$3,842
Alpha Mortgage Corporation	2	5.31%	$5,711
Bank of Colorado	2	4.81%	$7,061
BANK OF LITTLE ROCK MORTGAGE CORPORATION	2	3.63%	$7,304
BANKSOUTH MORTGAGE COMPANY, LLC	2	4.13%	$12,693
BAYCOAST MORTGAGE COMPANY, LLC	2	3.75%	$3,486
BENCHMARK Federal Credit Union	2	3.56%	$3,082
BOND STREET MORTGAGE, LLC	2	5.25%	$5,079
CITY FIRST MORTGAGE SERVICES, L.L.C.	2	2.75%	$3,899
Colten Mortgage, LLC	2	4.94%	$3,743
COMPASS MORTGAGE, INC.	2	4.68%	$3,404
Dover Federal Credit Union	2	3.12%	$11,985
East Coast Capital Corp.	2	5.31%	$10,498
FAIRWINDS CREDIT UNION	2	6.19%	$5,081
Fidelity Bank	2	4.69%	$3,687
FINANCE OF AMERICA REVERSE LLC	2	8.42%	$2,723
FineMark National Bank & Trust	2	4.44%	$3,694
First Financial Bank	2	6.44%	$4,705
First State Bank of St. Charles, Missouri	2	5.25%	$4,036
First Western Trust Bank	2	3.63%	$5,357
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION	2	5.06%	$3,351
Great Southern Bank	2	3.78%	$3,545
GREENSTATE CREDIT UNION	2	5.31%	$4,932
1ST 2ND MORTGAGE COMPANY OF N.J., INC.	2	5.69%	$6,463
IVY MORTGAGE, INC.	2	4.13%	$2,691
JMAC LENDING, INC.	2	4.31%	$15,398
KINECTA	2	3.75%	$4,502
Lakeland Bank	2	4.94%	$3,027
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP.	2	5.56%	$10,702
MEMBER FIRST MORTGAGE, LLC	2	4.75%	$5,094
MEMBERS 1ST FEDERAL CREDIT UNION	2	4.56%	$4,246
Mortgage Bank of California	2	8.63%	$22,558
Mutual Federal Bank	2	4.44%	$8,650
Network Funding, L.P.	2	6.25%	$4,081
NORTH COUNTRY	2	7.19%	$5,046
OCEANSIDE MORTGAGE COMPANY	2	4.06%	$1,387
PREMIER LENDING, INC.	2	5.50%	$9,100
PREMIER MORTGAGE RESOURCES, L.L.C.	2	5.37%	$12,174
PROPONENT Federal Credit Union	2	4.31%	$4,005
RADIUS FINANCIAL GROUP INC.	2	5.37%	$4,385
RAPID MORTGAGE COMPANY	2	5.94%	$8,298
SHARONVIEW FEDERAL CREDIT UNION	2	4.31%	$4,240
SOUTH CAROLINA FEDERAL CREDIT UNION	2	4.45%	$4,565
STANFORD Federal Credit Union	2	5.38%	$6,162
SUMMIT FUNDING, INC.	2	4.63%	$7,287
The Camden National Bank	2	4.68%	$4,283
The Park National Bank	2	5.06%	$5,634
Towne Mortgage of the Carolinas, LLC	2	4.88%	$6,245
Union Savings Bank	2	3.13%	$2,407
USAlliance Federal Credit Union	2	5.44%	$5,963
Uwharrie Bank	2	4.63%	$3,291
Willamette Valley Bank	2	5.63%	$10,313
Peapack-Gladstone Bank	1	5.50%	$3,911
PARTNERSHIP FINANCIAL	1	6.38%	$4,481
Orrstown Bank	1	3.75%	$4,048
AMERICAN FINANCE HOUSE LARIBA	1	3.47%	$2,667
Orion Federal Credit Union	1	5.60%	$12,557
Notre Dame Federal Credit Union Corporation	1	2.75%	$3,481
SouthPoint Bank	1	4.88%	$4,880
North Shore Bank of Commerce	1	5.25%	$5,929
Nicolet National Bank	1	5.49%	$4,183
SOUTHWEST STAGE FUNDING, LLC	1	4.75%	$4,806
MORTGAGE SOLUTIONS OF COLORADO, LLC	1	7.38%	$9,124
AEROSPACE FEDERAL CREDIT UNION	1	4.63%	$17,129
MORTGAGEONE, INC.	1	3.25%	$4,414
MORTGAGE CAPITAL PARTNERS, INC.	1	6.00%	$11,231
Midwest BankCentre	1	3.38%	$3,705
MIDLAND MORTGAGE CORPORATION	1	3.88%	$4,674
State Financial Network, LLC	1	2.75%	$5,920
Marine Bank	1	5.88%	$3,650
STEARNS LENDING, LLC	1	3.88%	$2,113
Liberty Savings Bank, F.S.B.	1	4.50%	$3,616
LIBERTY HOME MORTGAGE CORPORATION	1	4.75%	$6,851
Lend Smart Mortgage, LLC	1	3.25%	$4,294
LEGEND LENDING CORPORATION	1	6.63%	$10,921
LATINO COMMUNITY CREDIT UNION	1	6.00%	$4,638
Advisors Mortgage Group, L.L.C.	1	6.25%	$13,097
Kish Bank	1	6.38%	$3,417
Suncoast Credit Union	1	3.75%	$3,014
SUN Federal Credit Union	1	3.50%	$2,572
KEYPOINT	1	5.75%	$6,901
KEMBA CREDIT UNION, INC.	1	2.88%	$3,856
Kearny Bank	1	4.50%	$5,630
JAMES B. NUTTER & COMPANY	1	6.13%	$4,674
I. H. MISSISSIPPI VALLEY CREDIT UNION	1	2.50%	$1,401
iCore Lending, Inc.	1	6.25%	$5,095
Horizon Credit Union	1	4.25%	$4,576
HONDA Federal Credit Union	1	3.38%	$2,708
The Bank of Marion	1	5.99%	$300
1ST SIGNATURE LENDING, LLC	1	4.63%	$10,476
Home State Bank	1	4.38%	$4,457
Homesale Mortgage, LLC	1	5.13%	$4,575
Home Loan Investment Bank, F.S.B.	1	5.63%	$5,288
HERITAGE VALLEY	1	5.45%	$2,832
Heritage Bank	1	6.73%	$7,451
Hebron Savings Bank	1	4.25%	$3,036
HARTFORD FUNDING, LTD.	1	3.50%	$8,882
GEORGIA'S OWN	1	6.25%	$6,458
Acre Mortgage and Financial Inc	1	5.38%	$10,931
The State Bank	1	3.95%	$3,569
The State Bank and Trust Company	1	4.88%	$3,559
FOUR POINTS	1	5.38%	$1,924
FORT FINANCIAL Federal Credit Union	1	5.88%	$3,062
First United Bank and Trust Company	1	5.63%	$3,589
First State Bank	1	3.75%	$4,467
TIB The Independent Bankersbank	1	5.50%	$3,493
Firstrust Savings Bank	1	4.63%	$3,851
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION	1	3.50%	$3,961
First Palmetto Bank	1	6.00%	$3,232
First Midwest Bank	1	3.88%	$3,332
First International Bank & Trust	1	6.38%	$4,425
FIRST FLORIDA Credit Union	1	6.00%	$3,913
First Community Bank	1	4.00%	$6,484
First Bank	1	5.75%	$5,443
First Bank	1	4.63%	$3,111
FIRST ALLIANCE HOME MORTGAGE, LLC	1	5.88%	$5,271
WINGS FINANCIAL	1	4.38%	$3,075
FIDELITY BANK	1	5.50%	$5,944
FEDEX EMPLOYEES CREDIT ASSOCIATION	1	5.63%	$3,714
FEDCHOICE Federal Credit Union	1	5.13%	$7,077
Farmers & Stockmens Bank	1	5.00%	$5,129
TRUWEST Credit Union	1	4.00%	$3,572
Farmers and Merchants Trust Company of Chambersburg	1	3.75%	$3,233
EUSTIS AND AMERICAN MORTGAGE COMPANY	1	5.38%	$3,533
UMB Bank	1	2.59%	$1,635
ESSENTIAL	1	5.75%	$6,577
Eagle Savings Bank	1	7.00%	$5,142
ACOPIA, LLC	1	7.00%	$6,820
UNITED	1	3.63%	$4,651
DUPACO COMMUNITY	1	5.00%	$3,639
Directions Credit Union, Inc.	1	5.38%	$2,071
Credence Funding Corporation	1	6.13%	$7,256
Countybank	1	3.99%	$3,304
CONSUMERS COOPERATIVE CREDIT UNION	1	2.88%	$2,226
COMMUNITY MORTGAGE, LLC	1	2.99%	$3,697
University Bank	1	4.25%	$3,330
UNIVERSITY CREDIT UNION	1	3.00%	$4,785
UNIVERSITY LENDING GROUP, LLC	1	3.75%	$3,279
Univest Bank and Trust Co.	1	3.00%	$7,888
Community First National Bank	1	2.88%	$12,247
1st Summit Bank	1	3.90%	$2,734
Commerce Bank	1	4.00%	$3,104
Comerica Bank	1	4.38%	$9,939
Colony Bank	1	6.38%	$9,196
UTILITIES EMPLOYEES CREDIT UNION	1	4.88%	$3,010
York Traditions Bank	1	6.50%	$4,525
CME Federal Credit Union	1	4.38%	$4,093
Clear Mountain Bank	1	3.63%	$3,413
CapStar Bank	1	3.25%	$3,955
CAMPUS USA	1	3.13%	$7,739
BLACK HILLS FEDERAL CREDIT UNION	1	5.75%	$5,056
Vibrant Credit Union	1	3.88%	$1,923
Bell Bank	1	6.49%	$3,101
AUSTIN TELCO Federal Credit Union	1	3.50%	$3,818
ATLANTA POSTAL	1	4.13%	$3,996
Washington Financial Bank	1	3.13%	$2,261
ATHAS CAPITAL GROUP, INC.	1	7.75%	$11,372
SCIENT Federal Credit Union	1	5.25%	$2,516
Santander Bank, N.A.	1	2.88%	$10,558
Rock Canyon Bank	1	5.25%	$3,396
REV FEDERAL CREDIT UNION	1	6.88%	$6,639
ASSEMBLIES OF GOD Credit Union	1	3.25%	$2,349
QUORUM FEDERAL CREDIT UNION	1	4.25%	$8,693
Queensborough National Bank & Trust Company	1	5.13%	$5,081
Princeton Federal Credit Union	1	6.63%	$2,960
PREMIER AMERICA	1	4.38%	$3,731
Platinum Home Mortgage Corporation	1	3.99%	$3,493
Philadelphia Mortgage Advisors, Inc.	1	5.12%	$4,416

Virginia Average Closing Costs & Other Stats

Virginia's 668 lenders originated 236,883 loans during 2022. The total origination value was $80,466,035,000, with an average loan value of $339,687.

Virginia's average closing costs are $5,734.

The top Virginia lender as defined by loan originations is QUICKEN LOANS, LLC, with 6,840 loans originated. Their average total fees are $6,841, which is $2,416 higher than the next largest lender, Wells Fargo Bank.

The lowest fee Virginia lenders (with over 10 loans originated) are Discover Bank ($0), SIRVA MORTGAGE, INC. ($1,453), Third Federal Savings and Loan Association of Cleveland ($1,564), HOMEAMERICAN MORTGAGE CORPORATION ($1,755) and City National Bank of West Virginia ($1,839).

The lowest rate Virginia lenders (with over 10 loans originated) are IDB Global Federal Credit Union (3.22%), United Nations Federal Credit Union (3.26%), HENRICO Federal Credit Union (3.28%), Bank-Fund Staff Federal Credit Union (3.33%) and Chicago Mortgage Solutions LLC (3.44%).