Virginia Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Virginia averaged
6.86%
for the week of 2025-04-10, compared to the national average of
6.62% for the same period.
The average rate for the prior week (2025-04-03) was
6.58% and
one month ago for the week of 2025-03-06, the
average rate was 6.87%.
Virginia's average rate one year ago was 6.76%.
For refis of the same type during the week of 2025-04-10, the average rate
was 6.64%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-10 | 6.62% |
| Virginia 30 Year Fixed Rate | 2025-04-10 | 6.86% |
| Virginia 30 Year Fixed Rate Refi | 2025-04-10 | 6.64% |
| Virginia 15 Year Fixed Rate | 2025-04-10 | 6.05% |
| Virginia 15 Year Fixed Rate Refi | 2025-04-10 | 5.96% |
| Virginia 30 Year FHA | 2025-04-10 | 6.61% |
| Virginia 30 Year FHA Refi | 2025-04-10 | 5.86% |
| Virginia 30 Year USDA | 2025-04-10 | 6.49% |
| Virginia 30 Year USDA Refi | 2025-04-10 | 6.55% |
| Virginia 30 Year VA | 2025-04-10 | 6.21% |
| Virginia 30 Year VA Refi | 2025-04-10 | 5.79% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Virginia.
Virginia Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Virginia market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Virginia Average Closing Costs & Other Stats
Virginia's 572 lenders originated 182,219
loans during 2024. The total origination value was $64,400,375,000, with an average loan value of
$353,423.
Virginia's average closing costs are $6,219.
The top Virginia lender as defined by loan originations is QUICKEN LOANS, LLC, with
4,959 loans originated. Their average total fees are
$6,868, which is $1,809
lower than the next largest lender,
UNITED WHOLESALE MORTGAGE, LLC.
The lowest fee Virginia lenders (with over 10 loans originated) are
Discover Bank ($0), Shea Mortgage Inc. ($512), Third Federal Savings and Loan Association of Cleveland ($603), SIRVA MORTGAGE, INC. ($864) and CAPITAL CENTER, L.L.C. ($1,108).
The lowest rate Virginia lenders (with over 10 loans originated) are
TOWER (5.60%), IDB Global Federal Credit Union (5.64%), HOMEAMERICAN MORTGAGE CORPORATION (5.76%), NEWPORT NEWS SHIPBUILDING EMPLOYEES (5.78%) and ABNB Federal Credit Union (5.85%).
Virginia Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $2,318,475,000 | $3,313,825,000 | 42.9% | 5.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $2,107,565,000 | $2,974,330,000 | 41.1% | 4.6% |
| NAVY FEDERAL CREDIT UNION | $1,670,095,000 | $2,083,565,000 | 24.8% | 3.2% |
| Truist | $1,613,175,000 | $1,507,745,000 | -6.5% | 2.3% |
| MOVEMENT MORTGAGE, LLC | $1,435,695,000 | $1,432,445,000 | -0.2% | 2.2% |
| Mortgage Research Center, LLC | $1,086,205,000 | $1,420,515,000 | 30.8% | 2.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $1,171,745,000 | $1,321,280,000 | 12.8% | 2.1% |
| Atlantic Coast Mortgage, LLC | $1,188,940,000 | $1,292,405,000 | 8.7% | 2.0% |
| FREEDOM MORTGAGE CORPORATION | $353,905,000 | $1,285,410,000 | 263.2% | 2.0% |
| First Heritage Mortgage, LLC | $836,820,000 | $1,252,675,000 | 49.7% | 1.9% |
| Wells Fargo Bank | $883,920,000 | $1,034,980,000 | 17.1% | 1.6% |
| NVR Mortgage Finance, Inc. | $1,030,985,000 | $1,021,155,000 | -1.0% | 1.6% |
| PENNYMAC LOAN SERVICES, LLC | $525,360,000 | $982,815,000 | 87.1% | 1.5% |
| BERKADIA COMMERCIAL MORTGAGE LLC | $322,910,000 | $935,645,000 | 189.8% | 1.5% |
| CMG MORTGAGE, INC. | $767,815,000 | $890,590,000 | 16.0% | 1.4% |
| INTERCOASTAL MORTGAGE COMPANY | $720,595,000 | $860,335,000 | 19.4% | 1.3% |
| JPMorgan Chase Bank | $419,030,000 | $841,115,000 | 100.7% | 1.3% |
| Prosperity Home Mortgage, LLC | $761,080,000 | $808,370,000 | 6.2% | 1.3% |
| PNC Bank | $879,455,000 | $773,630,000 | -12.0% | 1.2% |
| United Bank | $143,405,000 | $758,180,000 | 428.7% | 1.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $839,530,000 | $714,085,000 | -14.9% | 1.1% |
| Alcova Mortgage LLC | $596,250,000 | $693,040,000 | 16.2% | 1.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $326,995,000 | $659,470,000 | 101.7% | 1.0% |
| Bank of America | $620,645,000 | $655,285,000 | 5.6% | 1.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $630,950,000 | $651,160,000 | 3.2% | 1.0% |
| NFM, INC. | $613,800,000 | $625,140,000 | 1.8% | 1.0% |
| GUARANTEED RATE, INC. | $435,605,000 | $624,155,000 | 43.3% | 1.0% |
| NEWREZ LLC | $318,390,000 | $619,315,000 | 94.5% | 1.0% |
| Atlantic Union Bank | $486,875,000 | $605,440,000 | 24.4% | 0.9% |
| LOANDEPOT.COM, LLC | $471,280,000 | $603,190,000 | 28.0% | 0.9% |
| Barings Multifamily Capital | $23,695,000 | $587,955,000 | 2,381.3% | 0.9% |
| Towne Bank | $505,895,000 | $567,860,000 | 12.2% | 0.9% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $187,710,000 | $559,075,000 | 197.8% | 0.9% |
| M&T Realty Capital Corporation | $197,385,000 | $552,195,000 | 179.8% | 0.9% |
| Virginia Credit Union, Inc. | $488,540,000 | $550,285,000 | 12.6% | 0.9% |
| FIRST SAVINGS MORTGAGE CORPORATION | $457,700,000 | $546,535,000 | 19.4% | 0.8% |
| SOUTHERN TRUST MORTGAGE, LLC | $423,325,000 | $459,040,000 | 8.4% | 0.7% |
| C & F Mortgage Corporation | $391,605,000 | $419,995,000 | 7.2% | 0.7% |
| U.S. Bank | $275,890,000 | $394,170,000 | 42.9% | 0.6% |
| M&T Bank | $161,120,000 | $388,640,000 | 141.2% | 0.6% |
| Fulton Bank | $442,355,000 | $383,120,000 | -13.4% | 0.6% |
| CAPITAL CENTER, L.L.C. | $254,640,000 | $362,885,000 | 42.5% | 0.6% |
| First National Bank of Pennsylvania | $354,140,000 | $359,575,000 | 1.5% | 0.6% |
| EMBRACE HOME LOANS, INC. | $383,500,000 | $357,595,000 | -6.8% | 0.6% |
| WALKER & DUNLOP, LLC | $348,055,000 | $349,885,000 | 0.5% | 0.5% |
| Ameris Bank | $265,530,000 | $347,790,000 | 31.0% | 0.5% |
| GUILD MORTGAGE COMPANY | $93,475,000 | $332,525,000 | 255.7% | 0.5% |
| VILLAGE CAPITAL MORTGAGE | $57,495,000 | $302,845,000 | 426.7% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $212,780,000 | $298,980,000 | 40.5% | 0.5% |
| Citibank | $359,070,000 | $295,090,000 | -17.8% | 0.5% |
| PENTAGON FEDERAL CREDIT UNION | $367,250,000 | $288,430,000 | -21.5% | 0.4% |
| NEWPORT NEWS SHIPBUILDING EMPLOYEES | $175,200,000 | $287,520,000 | 64.1% | 0.4% |
| HOMESIDE FINANCIAL, LLC | $164,510,000 | $284,075,000 | 72.7% | 0.4% |
| Citizens Bank | $1,055,000 | $280,045,000 | 26,444.5% | 0.4% |
| UNION HOME MORTGAGE CORP. | $154,760,000 | $266,430,000 | 72.2% | 0.4% |
| Integrity Home Mortgage Corp | $222,280,000 | $265,545,000 | 19.5% | 0.4% |
| Presidential Bank, FSB | $193,280,000 | $265,440,000 | 37.3% | 0.4% |
| TD Bank | $309,535,000 | $254,920,000 | -17.6% | 0.4% |
| BERKELEY POINT CAPITAL LLC | $203,850,000 | $254,485,000 | 24.8% | 0.4% |
| DHI MORTGAGE COMPANY, LTD. | $196,960,000 | $247,455,000 | 25.6% | 0.4% |
| TIDEWATER MORTGAGE SERVICES, INC. | $251,410,000 | $246,950,000 | -1.8% | 0.4% |
| BROKER SOLUTIONS, INC. | $142,220,000 | $245,320,000 | 72.5% | 0.4% |
| FIRST HOME MORTGAGE CORPORATION | $228,700,000 | $238,380,000 | 4.2% | 0.4% |
| AMERICAN FINANCIAL NETWORK, INC. | $192,065,000 | $234,030,000 | 21.8% | 0.4% |
| Regions Bank | $36,915,000 | $232,665,000 | 530.3% | 0.4% |
| USAA Federal Savings Bank | $173,890,000 | $223,230,000 | 28.4% | 0.3% |
| Arbor Realty Trust, Inc. | $15,455,000 | $219,190,000 | 1,318.2% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $120,770,000 | $208,690,000 | 72.8% | 0.3% |
| LANGLEY | $164,350,000 | $204,275,000 | 24.3% | 0.3% |
| Apple Federal Credit Union | $157,390,000 | $201,310,000 | 27.9% | 0.3% |
| Advance Financial Group, LLC | $170,920,000 | $191,705,000 | 12.2% | 0.3% |
| Morgan Stanley Private Bank | $178,605,000 | $189,750,000 | 6.2% | 0.3% |
| FIRST COMMUNITY MORTGAGE, INC. | $36,510,000 | $184,670,000 | 405.8% | 0.3% |
| Century Mortgage Company DBA Century Lending Company | $79,960,000 | $182,775,000 | 128.6% | 0.3% |
| City Lending Inc. | $181,180,000 | n/a | 0.3% | |
| First-Citizens Bank & Trust Company | $162,260,000 | $180,150,000 | 11.0% | 0.3% |
| BAY EQUITY LLC | $166,880,000 | $175,925,000 | 5.4% | 0.3% |
| EAGLE HOME MORTGAGE, LLC | $133,215,000 | $171,250,000 | 28.6% | 0.3% |
| The Federal Savings Bank | $164,135,000 | $170,285,000 | 3.7% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $107,460,000 | $170,260,000 | 58.4% | 0.3% |
| Vellum Mortgage, Inc. | $150,430,000 | $167,850,000 | 11.6% | 0.3% |
| GUARANTEED RATE AFFINITY, LLC | $152,885,000 | $165,425,000 | 8.2% | 0.3% |
| Sandy Spring Bank | $138,005,000 | $165,145,000 | 19.7% | 0.3% |
| CALCON MUTUAL MORTGAGE LLC | $3,265,000 | $164,815,000 | 4,947.9% | 0.3% |
| FREEDOM FIRST | $113,780,000 | $159,345,000 | 40.0% | 0.2% |
| United Nations Federal Credit Union | $198,350,000 | $158,090,000 | -20.3% | 0.2% |
| UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION,INC. | $45,235,000 | $155,550,000 | 243.9% | 0.2% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $119,040,000 | $148,190,000 | 24.5% | 0.2% |
| The Freedom Bank of Virginia | $128,000,000 | $146,475,000 | 14.4% | 0.2% |
| MORIA DEVELOPMENT, INC. | $23,170,000 | $143,705,000 | 520.2% | 0.2% |
| CARDINAL FINANCIAL | $172,545,000 | $142,085,000 | -17.7% | 0.2% |
| JAMS-01, INC. | $142,190,000 | $141,635,000 | -0.4% | 0.2% |
| PLANET HOME LENDING, LLC | $58,670,000 | $139,565,000 | 137.9% | 0.2% |
| HOMEAMERICAN MORTGAGE CORPORATION | $69,205,000 | $138,760,000 | 100.5% | 0.2% |
| Towne First Mortgage, LLC | $117,020,000 | $138,615,000 | 18.5% | 0.2% |
| FIRST BANCORP | $165,450,000 | $136,640,000 | -17.4% | 0.2% |
| Towne Mortgage, LLC | $132,790,000 | $134,910,000 | 1.6% | 0.2% |
| Bank-Fund Staff Federal Credit Union | $102,610,000 | $131,705,000 | 28.4% | 0.2% |
| Carrington Mortgage Services, LLC | $88,530,000 | $123,570,000 | 39.6% | 0.2% |
| NBKC BANK | $91,350,000 | $122,890,000 | 34.5% | 0.2% |
| CBRE MULTIFAMILY CAPITAL, INC. | $194,765,000 | $122,680,000 | -37.0% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $44,120,000 | $120,505,000 | 173.1% | 0.2% |
| HOMESPIRE MORTGAGE CORPORATION | $111,580,000 | $120,075,000 | 7.6% | 0.2% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | $86,495,000 | $116,300,000 | 34.5% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $142,610,000 | $115,915,000 | -18.7% | 0.2% |
| Discover Bank | $99,380,000 | $115,510,000 | 16.2% | 0.2% |
| Northwest Federal Credit Union | $110,085,000 | $110,775,000 | 0.6% | 0.2% |
| TBI MORTGAGE COMPANY | $48,100,000 | $107,590,000 | 123.7% | 0.2% |
| Waterstone Mortgage Corporation | $83,895,000 | $107,575,000 | 28.2% | 0.2% |
| Plains Commerce Bank | $168,780,000 | $107,095,000 | -36.5% | 0.2% |
| NATIONS DIRECT MORTGAGE, LLC | $82,430,000 | $105,460,000 | 27.9% | 0.2% |
| The Northwestern Mutual Life Insurance Company | $116,905,000 | $105,010,000 | -10.2% | 0.2% |
| Prudential Huntoon Paige Associates, LLC | $35,680,000 | $103,430,000 | 189.9% | 0.2% |
| VILLAGE BANK MORTGAGE CORPORATION | $101,685,000 | $102,850,000 | 1.1% | 0.2% |
| F & M BANK CORP. | $101,020,000 | $101,260,000 | 0.2% | 0.2% |
| TOWER | $119,285,000 | $99,730,000 | -16.4% | 0.2% |
| DUPONT COMMUNITY | $111,495,000 | $99,525,000 | -10.7% | 0.2% |
| SWBC MORTGAGE CORPORATION | $108,475,000 | $98,365,000 | -9.3% | 0.2% |
| NEW DAY FINANCIAL, LLC | $80,790,000 | $96,605,000 | 19.6% | 0.2% |
| Tidewater Home Funding, LLC | $131,615,000 | $95,595,000 | -27.4% | 0.1% |
| Citizens and Farmers Bank | $76,415,000 | $95,485,000 | 25.0% | 0.1% |
| Flagstar Bank, FSB | $130,910,000 | $94,740,000 | -27.6% | 0.1% |
| T2 FINANCIAL LLC | $31,915,000 | $94,075,000 | 194.8% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $77,865,000 | $93,320,000 | 19.8% | 0.1% |
| EASTMAN | $78,815,000 | $91,420,000 | 16.0% | 0.1% |
| Bank of Clarke County | $109,395,000 | $91,140,000 | -16.7% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $135,945,000 | $91,075,000 | -33.0% | 0.1% |
| Merchants Bank of Indiana | $375,000 | $89,865,000 | 23,864.0% | 0.1% |
| 1ST ADVANTAGE FEDERAL CREDIT UNION | $65,045,000 | $85,660,000 | 31.7% | 0.1% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $29,785,000 | $84,045,000 | 182.2% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $76,420,000 | $83,455,000 | 9.2% | 0.1% |
| Figure Lending LLC | $58,960,000 | $82,920,000 | 40.6% | 0.1% |
| PULTE MORTGAGE LLC | $120,765,000 | $79,810,000 | -33.9% | 0.1% |
| First Federal Bank | $25,945,000 | $78,885,000 | 204.0% | 0.1% |
| GSF Mortgage Corporation | $44,365,000 | $77,350,000 | 74.3% | 0.1% |
| MainStreet Bank | $68,840,000 | $76,165,000 | 10.6% | 0.1% |
| Dollar Bank, Federal Savings Bank | $62,555,000 | $76,035,000 | 21.5% | 0.1% |
| Charles Schwab Bank, SSB | $40,205,000 | $74,520,000 | 85.4% | 0.1% |
| EVERETT FINANCIAL, INC. | $10,460,000 | $73,980,000 | 607.3% | 0.1% |
| PGIM Real Estate Finance, LLC | $105,010,000 | $73,610,000 | -29.9% | 0.1% |
| MEMBER ONE | $119,330,000 | $72,790,000 | -39.0% | 0.1% |
| Bank of Botetourt | $88,375,000 | $72,300,000 | -18.2% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $36,460,000 | $71,870,000 | 97.1% | 0.1% |
| Carter Bank & Trust | $131,775,000 | $71,790,000 | -45.5% | 0.1% |
| First Bank | $620,000 | $71,395,000 | 11,415.3% | 0.1% |
| ZILLOW HOME LOANS, LLC | $35,590,000 | $70,755,000 | 98.8% | 0.1% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $13,965,000 | $70,115,000 | 402.1% | 0.1% |
| Blue Ridge Bank | $104,560,000 | $70,095,000 | -33.0% | 0.1% |
| Shore United Bank | $30,930,000 | $70,045,000 | 126.5% | 0.1% |
| Ixonia Bank | $42,045,000 | $70,020,000 | 66.5% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $82,085,000 | $69,535,000 | -15.3% | 0.1% |
| OCMBC, INC. | $53,195,000 | $68,070,000 | 28.0% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $46,645,000 | $67,890,000 | 45.5% | 0.1% |
| Burke & Herbert Bank & Trust Company | $90,330,000 | $67,690,000 | -25.1% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $73,980,000 | $67,220,000 | -9.1% | 0.1% |
| FIDELITY DIRECT MORTGAGE, LLC | $53,030,000 | $66,230,000 | 24.9% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $54,035,000 | $65,995,000 | 22.1% | 0.1% |
| The Loan Store, Inc. | $65,710,000 | n/a | 0.1% | |
| WesBanco | $73,955,000 | $65,095,000 | -12.0% | 0.1% |
| InterBank | $64,105,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $34,820,000 | $63,815,000 | 83.3% | 0.1% |
| Benchmark Community Bank | $49,445,000 | $63,130,000 | 27.7% | 0.1% |
| CNB Bank | $42,875,000 | $60,615,000 | 41.4% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $25,120,000 | $60,350,000 | 140.2% | 0.1% |
| BETTER MORTGAGE CORPORATION | $45,915,000 | $59,540,000 | 29.7% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $55,760,000 | $59,055,000 | 5.9% | 0.1% |
| LOANPAL, LLC | $33,245,000 | $58,780,000 | 76.8% | 0.1% |
| NATIONAL BANKSHARES, INC. | $43,190,000 | $58,520,000 | 35.5% | 0.1% |
| Equity Prime Mortgage LLC | $30,945,000 | $57,690,000 | 86.4% | 0.1% |
| GREYSTONE SERVICING COMPANY LLC | $394,090,000 | $56,335,000 | -85.7% | 0.1% |
| NexBank | $48,570,000 | $56,195,000 | 15.7% | 0.1% |
| Chesapeake Bank | $44,945,000 | $56,105,000 | 24.8% | 0.1% |
| UBS Bank USA | $39,125,000 | $55,955,000 | 43.0% | 0.1% |
| AMWEST FUNDING CORP. | $44,070,000 | $55,510,000 | 26.0% | 0.1% |
| South State Bank | $16,445,000 | $55,215,000 | 235.8% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $30,450,000 | $55,120,000 | 81.0% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $39,565,000 | $55,000,000 | 39.0% | 0.1% |
| City National Bank of West Virginia | $47,495,000 | $54,675,000 | 15.1% | 0.1% |
| Renasant Bank | $60,420,000 | $54,490,000 | -9.8% | 0.1% |
| PARK VIEW FEDERAL CREDIT UNION | $29,030,000 | $54,460,000 | 87.6% | 0.1% |
| ARC HOME LLC | $66,440,000 | $54,275,000 | -18.3% | 0.1% |
| EMM LOANS LLC | $75,735,000 | $54,055,000 | -28.6% | 0.1% |
| EagleBank | $35,890,000 | $53,510,000 | 49.1% | 0.1% |
| Armed Forces Bank | $24,775,000 | $53,390,000 | 115.5% | 0.1% |
| Strong Home Mortgage, LLC | $45,850,000 | $52,880,000 | 15.3% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $47,880,000 | $52,185,000 | 9.0% | 0.1% |
| Skyline National Bank | $55,445,000 | $51,385,000 | -7.3% | 0.1% |
| The Bank of Marion | $52,425,000 | $50,150,000 | -4.3% | 0.1% |
| PHH Mortgage Corporation | $15,300,000 | $49,170,000 | 221.4% | 0.1% |
| FIRST EQUITY MORTGAGE INCORPORATED | $33,450,000 | $48,640,000 | 45.4% | 0.1% |
| Lakeview Community Capital, LLC | $14,370,000 | $47,260,000 | 228.9% | 0.1% |
| CHARTWAY FEDERAL CREDIT UNION | $40,290,000 | $47,250,000 | 17.3% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $35,755,000 | $46,675,000 | 30.5% | 0.1% |
| First National Bank of America | $38,185,000 | $45,780,000 | 19.9% | 0.1% |
| HomeTrust Bank | $16,135,000 | $44,965,000 | 178.7% | 0.1% |
| LIMA ONE CAPITAL, LLC | $39,430,000 | $44,890,000 | 13.8% | 0.1% |
| AmeriHome Mortgage Company, LLC | $12,715,000 | $44,185,000 | 247.5% | 0.1% |
| Southern Bank and Trust Company | $46,330,000 | $43,890,000 | -5.3% | 0.1% |
| Pinnacle Bank | $38,255,000 | $43,770,000 | 14.4% | 0.1% |
| Simmons Bank | $590,000 | $43,290,000 | 7,237.3% | 0.1% |
| State Department Federal Credit Union | $45,875,000 | $42,885,000 | -6.5% | 0.1% |
| ALLIANT CREDIT UNION | $11,825,000 | $40,945,000 | 246.3% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $38,215,000 | $40,910,000 | 7.1% | 0.1% |
| MORTGAGE ACCESS CORP. | $41,085,000 | $40,270,000 | -2.0% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $28,915,000 | $39,855,000 | 37.8% | 0.1% |
| STATE EMPLOYEES' | $45,950,000 | $39,585,000 | -13.9% | 0.1% |
| SUMMIT FUNDING, INC. | $11,545,000 | $39,225,000 | 239.8% | 0.1% |
| Trustmark National Bank | $275,000 | $39,010,000 | 14,085.5% | 0.1% |
| MILEND, INC. | $31,530,000 | $38,905,000 | 23.4% | 0.1% |
| DRAGAS MORTGAGE COMPANY | $27,605,000 | $38,425,000 | 39.2% | 0.1% |
| CLEARPATH LENDING | $22,105,000 | $37,520,000 | 69.7% | 0.1% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $2,910,000 | $37,370,000 | 1,184.2% | 0.1% |
| A&D Mortgage LLC | $16,425,000 | $37,300,000 | 127.1% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $29,330,000 | $36,810,000 | 25.5% | 0.1% |
| ENVOY MORTGAGE, LTD | $14,725,000 | $36,530,000 | 148.1% | 0.1% |
| Magnolia Bank | $19,270,000 | $35,505,000 | 84.3% | 0.1% |
| ABNB Federal Credit Union | $26,600,000 | $35,385,000 | 33.0% | 0.1% |
| The Huntington National Bank | $54,160,000 | $35,275,000 | -34.9% | 0.1% |
| TOWNE MORTGAGE COMPANY | $25,290,000 | $35,240,000 | 39.3% | 0.1% |
| Farm Credit of the Virginias, ACA | $28,800,000 | $35,120,000 | 21.9% | 0.1% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $35,110,000 | n/a | 0.1% | |
| Coastal Community Bank | $8,850,000 | $35,085,000 | 296.4% | 0.1% |
| Citadel Servicing Corporation | $21,830,000 | $34,525,000 | 58.2% | 0.1% |
| Northpointe Bank | $32,840,000 | $33,435,000 | 1.8% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $23,505,000 | $33,360,000 | 41.9% | 0.1% |
| GoPrime Mortgage, Inc. | $24,390,000 | $33,160,000 | 36.0% | 0.1% |
| NMSI, INC. | $16,050,000 | $33,060,000 | 106.0% | 0.1% |
| ORIX REAL ESTATE CAPITAL, LLC | $3,810,000 | $32,865,000 | 762.6% | 0.1% |
| RCN Capital, LLC | $37,775,000 | $32,515,000 | -13.9% | 0.1% |
| NEXTMARK | $36,935,000 | $32,330,000 | -12.5% | 0.1% |
| Cornerstone First Mortgage, Inc | $26,040,000 | $31,630,000 | 21.5% | 0.0% |
| NATION ONE MORTGAGE CORPORATION | $25,935,000 | $31,595,000 | 21.8% | 0.0% |
| NORTHMARQ CAPITAL FINANCE, L.L.C. | $92,340,000 | $31,440,000 | -66.0% | 0.0% |
| SPRING EQ, LLC | $17,800,000 | $31,200,000 | 75.3% | 0.0% |
| Amalgamated Bank | $8,000,000 | $31,135,000 | 289.2% | 0.0% |
| UIF CORPORATION | $23,940,000 | $30,840,000 | 28.8% | 0.0% |
| Raymond James Bank | $15,600,000 | $30,705,000 | 96.8% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $24,575,000 | $30,240,000 | 23.1% | 0.0% |
| SeaTrust Mortgage Company | $20,810,000 | $30,170,000 | 45.0% | 0.0% |
| NEW WAVE LENDING GROUP INC | $10,465,000 | $30,120,000 | 187.8% | 0.0% |
| Truliant Federal Credit Union | $27,585,000 | $29,990,000 | 8.7% | 0.0% |
| Nations Lending Corporation | $23,500,000 | $29,820,000 | 26.9% | 0.0% |
| First Reliance Bank | $26,505,000 | $29,740,000 | 12.2% | 0.0% |
| Bank of Charles Town | $21,235,000 | $29,565,000 | 39.2% | 0.0% |
| C&F Select LLC | $42,015,000 | $29,155,000 | -30.6% | 0.0% |
| Citizens Bank and Trust Company | $36,460,000 | $29,070,000 | -20.3% | 0.0% |
| LENDINGONE, LLC | $11,350,000 | $28,525,000 | 151.3% | 0.0% |
| North American Savings Bank, F.S.B. | $24,755,000 | $28,260,000 | 14.2% | 0.0% |
| First National Bank | $24,660,000 | $28,135,000 | 14.1% | 0.0% |
| PREMIA MORTGAGE, LLC | $24,390,000 | $27,975,000 | 14.7% | 0.0% |
| EVANSVILLE TEACHERS | $7,940,000 | $27,875,000 | 251.1% | 0.0% |
| Mid-Continent Funding, Inc. | $14,915,000 | $27,685,000 | 85.6% | 0.0% |
| GENEVA FINANCIAL, LLC | $40,125,000 | $27,505,000 | -31.5% | 0.0% |
| JET HOMELOANS, LLC | $62,620,000 | $27,180,000 | -56.6% | 0.0% |
| Bethpage Federal Credit Union | $15,310,000 | $27,070,000 | 76.8% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $28,720,000 | $26,770,000 | -6.8% | 0.0% |
| The Old Point National Bank of Phoebus | $74,470,000 | $26,325,000 | -64.7% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $68,400,000 | $26,260,000 | -61.6% | 0.0% |
| OceanFirst Bank | $205,000 | $26,170,000 | 12,665.9% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $20,190,000 | $25,915,000 | 28.4% | 0.0% |
| ROSS MORTGAGE CORPORATION | $20,240,000 | $25,625,000 | 26.6% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $9,505,000 | $25,440,000 | 167.6% | 0.0% |
| Ally Bank | $21,380,000 | $25,165,000 | 17.7% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $29,275,000 | $25,110,000 | -14.2% | 0.0% |
| GEO-CORP, INC. | $19,505,000 | $24,790,000 | 27.1% | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $12,390,000 | $24,750,000 | 99.8% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $25,480,000 | $24,735,000 | -2.9% | 0.0% |
| Capital Bank | $36,215,000 | $24,035,000 | -33.6% | 0.0% |
| NEXERA HOLDING LLC | $655,000 | $23,970,000 | 3,559.5% | 0.0% |
| First Horizon Bank | $99,020,000 | $23,830,000 | -75.9% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $15,400,000 | $23,670,000 | 53.7% | 0.0% |
| Virginia National Bank | $43,300,000 | $23,570,000 | -45.6% | 0.0% |
| BLUE EAGLE CREDIT UNION | $15,940,000 | $23,510,000 | 47.5% | 0.0% |
| Associated Bank | $23,435,000 | n/a | 0.0% | |
| Meridian Bank Corporation | $13,650,000 | $23,130,000 | 69.5% | 0.0% |
| Aurora Financial, LLC | $12,095,000 | $22,990,000 | 90.1% | 0.0% |
| Call Federal Credit Union | $21,775,000 | $22,920,000 | 5.3% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $17,060,000 | $21,935,000 | 28.6% | 0.0% |
| Calvin B. Taylor Banking Company of Berlin, Maryland | $16,870,000 | $21,835,000 | 29.4% | 0.0% |
| Commerce Home Mortgage, Inc. | $28,535,000 | $21,790,000 | -23.6% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $15,590,000 | $21,660,000 | 38.9% | 0.0% |
| Home Mortgage Alliance Corp | $21,370,000 | n/a | 0.0% | |
| Hometown Equity Mortgage, LLC | $13,325,000 | $21,260,000 | 59.5% | 0.0% |
| BMO Harris Bank | $20,925,000 | $20,715,000 | -1.0% | 0.0% |
| The Gratz Bank | $635,000 | $20,675,000 | 3,155.9% | 0.0% |
| Bank of the James | $58,445,000 | $20,540,000 | -64.9% | 0.0% |
| AMERICAN FINANCING CORPORATION | $11,920,000 | $20,060,000 | 68.3% | 0.0% |
| Keystone Funding, Inc. | $33,690,000 | $19,200,000 | -43.0% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $3,645,000 | $19,075,000 | 423.3% | 0.0% |
| American Security Mortgage Corp. | $16,925,000 | $19,035,000 | 12.5% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $8,780,000 | $18,840,000 | 114.6% | 0.0% |
| Farmers Bank & Trust | $9,050,000 | $18,775,000 | 107.5% | 0.0% |
| DIGITAL Federal Credit Union | $41,765,000 | $18,525,000 | -55.6% | 0.0% |
| SONABANK | $22,070,000 | $18,015,000 | -18.4% | 0.0% |
| The Dart Bank | $480,000 | $18,015,000 | 3,653.1% | 0.0% |
| DAS Acquisition Company, LLC | $35,605,000 | $17,950,000 | -49.6% | 0.0% |
| MLD MORTGAGE INC. | $14,890,000 | $17,865,000 | 20.0% | 0.0% |
| NP, Inc. | $11,450,000 | $17,800,000 | 55.5% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $1,055,000 | $17,315,000 | 1,541.2% | 0.0% |
| FAY SERVICING, LLC | $13,325,000 | $17,180,000 | 28.9% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $14,445,000 | $16,880,000 | 16.9% | 0.0% |
| The Farmers Bank of Appomattox | $13,295,000 | $16,620,000 | 25.0% | 0.0% |
| 21ST MORTGAGE CORPORATION | $17,425,000 | $16,255,000 | -6.7% | 0.0% |
| MK LENDING CORP. | $10,195,000 | $16,220,000 | 59.1% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $13,335,000 | $15,735,000 | 18.0% | 0.0% |
| ARGENT | $7,000,000 | $15,440,000 | 120.6% | 0.0% |
| Select Bank | $23,310,000 | $15,440,000 | -33.8% | 0.0% |
| GVC MORTGAGE, INC. | $11,210,000 | $15,315,000 | 36.6% | 0.0% |
| FEDERATED MORTGAGE CORP. | $7,485,000 | $15,260,000 | 103.9% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $7,705,000 | $15,045,000 | 95.3% | 0.0% |
| Loan Simple, Inc. | $10,730,000 | $14,845,000 | 38.4% | 0.0% |
| Old National Bank | $2,160,000 | $14,815,000 | 585.9% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $17,855,000 | $14,790,000 | -17.2% | 0.0% |
| Shea Mortgage Inc. | $15,365,000 | $14,500,000 | -5.6% | 0.0% |
| Stifel Bank and Trust | $16,960,000 | $14,460,000 | -14.7% | 0.0% |
| LegacyBank | $2,890,000 | $13,965,000 | 383.2% | 0.0% |
| Chain Bridge Bank | $19,050,000 | $13,960,000 | -26.7% | 0.0% |
| FBC MORTGAGE, LLC | $435,000 | $13,935,000 | 3,103.4% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $10,065,000 | $13,890,000 | 38.0% | 0.0% |
| SIRVA MORTGAGE, INC. | $12,730,000 | $13,680,000 | 7.5% | 0.0% |
| ANCHOR LOANS, LP | $14,900,000 | $13,635,000 | -8.5% | 0.0% |
| Village Bank | $14,945,000 | $13,550,000 | -9.3% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $10,070,000 | $13,440,000 | 33.5% | 0.0% |
| New Peoples Bank, Inc. | $12,885,000 | $13,020,000 | 1.0% | 0.0% |
| Fifth Third Bank | $8,515,000 | $12,980,000 | 52.4% | 0.0% |
| IDB Global Federal Credit Union | $17,480,000 | $12,940,000 | -26.0% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $13,460,000 | $12,905,000 | -4.1% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $15,030,000 | $12,710,000 | -15.4% | 0.0% |
| ARLINGTON COMMUNITY | $26,825,000 | $12,640,000 | -52.9% | 0.0% |
| The Bank of Charlotte County | $10,855,000 | $12,585,000 | 15.9% | 0.0% |
| HENRICO Federal Credit Union | $10,035,000 | $12,535,000 | 24.9% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $10,375,000 | $12,400,000 | 19.5% | 0.0% |
| ValleyStar Credit Union | $11,490,000 | $12,265,000 | 6.7% | 0.0% |
| Powell Valley National Bank | $10,835,000 | $12,215,000 | 12.7% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $7,105,000 | $11,940,000 | 68.1% | 0.0% |
| V.I.P. MORTGAGE, INC. | $1,235,000 | $11,885,000 | 862.3% | 0.0% |
| LENDSURE MORTGAGE CORP. | $9,585,000 | $11,855,000 | 23.7% | 0.0% |
| Princeton Mortgage Corporation | $10,170,000 | $11,805,000 | 16.1% | 0.0% |
| JMAC LENDING, INC. | $13,860,000 | $11,780,000 | -15.0% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $5,065,000 | $11,725,000 | 131.5% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $12,990,000 | $11,565,000 | -11.0% | 0.0% |
| General Mortgage Capital Corporation | $4,875,000 | $11,430,000 | 134.5% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $2,980,000 | $11,365,000 | 281.4% | 0.0% |
| The Central Trust Bank | $25,540,000 | $11,280,000 | -55.8% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $9,520,000 | $11,045,000 | 16.0% | 0.0% |
| JUSTICE Federal Credit Union | $12,500,000 | $10,995,000 | -12.0% | 0.0% |
| Colonial Farm Credit, ACA | $11,345,000 | $10,665,000 | -6.0% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $1,735,000 | $10,660,000 | 514.4% | 0.0% |
| The National Capital Bank of Washington | $8,635,000 | $10,175,000 | 17.8% | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $10,150,000 | n/a | 0.0% | |
| COMMONWEALTH ONE FEDERAL CREDIT UNION | $32,350,000 | $9,995,000 | -69.1% | 0.0% |
| Goldman Sachs Bank USA | $25,530,000 | $9,900,000 | -61.2% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $11,345,000 | $9,885,000 | -12.9% | 0.0% |
| The Fidelity Bank | $9,035,000 | $9,885,000 | 9.4% | 0.0% |
| Watermark Capital, Inc. | $11,200,000 | $9,880,000 | -11.8% | 0.0% |
| TJC Mortgage, Inc. | $7,315,000 | $9,785,000 | 33.8% | 0.0% |
| AgFirst Farm Credit Bank | $17,360,000 | $9,740,000 | -43.9% | 0.0% |
| CityWorth Mortgage LLC | $10,585,000 | $9,575,000 | -9.5% | 0.0% |
| ITHINK FINANCIAL Credit Union | $5,185,000 | $9,570,000 | 84.6% | 0.0% |
| American Airlines Federal Credit Union | $3,935,000 | $9,285,000 | 136.0% | 0.0% |
| INTELLILOAN, INC. | $2,250,000 | $9,160,000 | 307.1% | 0.0% |
| NASA Federal Credit Union | $8,275,000 | $9,160,000 | 10.7% | 0.0% |
| Pendleton Community Bank, Inc. | $19,800,000 | $9,115,000 | -54.0% | 0.0% |
| Oak View National Bank | $20,475,000 | $9,060,000 | -55.8% | 0.0% |
| Touchstone Bank | $23,455,000 | $8,910,000 | -62.0% | 0.0% |
| United States Senate Federal Credit Union | $11,475,000 | $8,845,000 | -22.9% | 0.0% |
| CANOPY MORTGAGE, LLC | $1,335,000 | $8,820,000 | 560.7% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $2,910,000 | $8,810,000 | 202.7% | 0.0% |
| BNY Mellon | $21,205,000 | $8,770,000 | -58.6% | 0.0% |
| Baxter Credit Union | $3,740,000 | $8,735,000 | 133.6% | 0.0% |
| THE MORTGAGE LINK, INC. | $10,340,000 | $8,490,000 | -17.9% | 0.0% |
| OPEN MORTGAGE, LLC | $2,485,000 | $8,475,000 | 241.0% | 0.0% |
| Bronco Federal Credit Union | $7,750,000 | $8,445,000 | 9.0% | 0.0% |
| Credence Funding Corporation | $1,035,000 | $8,430,000 | 714.5% | 0.0% |
| GREYSTONE FUNDING COMPANY LLC | $5,405,000 | $8,295,000 | 53.5% | 0.0% |
| Beeline Loans, Inc. | $2,645,000 | $8,285,000 | 213.2% | 0.0% |
| HOMESTEAD FUNDING CORP. | $6,000,000 | $8,265,000 | 37.8% | 0.0% |
| NSWC Federal Credit Union | $10,490,000 | $8,265,000 | -21.2% | 0.0% |
| PIONEER BANK | $6,840,000 | $8,230,000 | 20.3% | 0.0% |
| EQUITY RESOURCES, INC. | $4,965,000 | $8,130,000 | 63.7% | 0.0% |
| MEMBER ADVANTAGE MORTGAGE, LLC | $3,550,000 | $8,095,000 | 128.0% | 0.0% |
| Paramount Bank | $1,545,000 | $8,085,000 | 423.3% | 0.0% |
| BEACH MUNICIPAL FEDERAL CREDIT UNION | $6,785,000 | $8,060,000 | 18.8% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $2,820,000 | $8,050,000 | 185.5% | 0.0% |
| INTERCAP LENDING INC. | $4,165,000 | $7,900,000 | 89.7% | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | $8,385,000 | $7,790,000 | -7.1% | 0.0% |
| Encompass Lending Group, LP | $6,235,000 | $7,750,000 | 24.3% | 0.0% |
| Logan Finance Corporation | $7,705,000 | $7,705,000 | 0.0% | 0.0% |
| SOMERSET TRUST COMPANY | $2,760,000 | $7,695,000 | 178.8% | 0.0% |
| First Savings Bank | $12,760,000 | $7,630,000 | -40.2% | 0.0% |
| USAlliance Federal Credit Union | $3,160,000 | $7,605,000 | 140.7% | 0.0% |
| John Marshall Bank | $10,730,000 | $7,340,000 | -31.6% | 0.0% |
| Summit Community Bank, Inc. | $84,180,000 | $7,255,000 | -91.4% | 0.0% |
| N R L Federal Credit Union | $12,385,000 | $7,175,000 | -42.1% | 0.0% |
| Gateway First Bank | $3,435,000 | $7,010,000 | 104.1% | 0.0% |
| University Bank | $4,255,000 | $6,975,000 | 63.9% | 0.0% |
| Leader Bank | $4,015,000 | $6,890,000 | 71.6% | 0.0% |
| Greenbox Loans, Inc. | $5,985,000 | $6,870,000 | 14.8% | 0.0% |
| Quontic Bank | $6,125,000 | $6,855,000 | 11.9% | 0.0% |
| Commerce Bank | $7,105,000 | $6,770,000 | -4.7% | 0.0% |
| OAKTREE FUNDING CORP. | $6,280,000 | $6,660,000 | 6.1% | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | $6,580,000 | n/a | 0.0% | |
| BAY-VALLEY MORTGAGE GROUP | $1,090,000 | $6,565,000 | 502.3% | 0.0% |
| Peoples Bank | $2,825,000 | $6,470,000 | 129.0% | 0.0% |
| HANSCOM | $10,730,000 | $6,380,000 | -40.5% | 0.0% |
| Bank of England | $8,190,000 | $6,170,000 | -24.7% | 0.0% |
| SILVER HILL FUNDING, LLC | $3,230,000 | $6,140,000 | 90.1% | 0.0% |
| MICHIGAN MUTUAL, INC. | $13,970,000 | $6,090,000 | -56.4% | 0.0% |
| RF Renovo Management Company, LLC | $1,410,000 | $6,055,000 | 329.4% | 0.0% |
| Kwik Mortgage Corporation | $12,370,000 | $5,780,000 | -53.3% | 0.0% |
| Texana Bank | $5,740,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $10,855,000 | $5,735,000 | -47.2% | 0.0% |
| MY MORTGAGE, INC. | $2,925,000 | $5,590,000 | 91.1% | 0.0% |
| MORTGAGEONE, INC. | $2,875,000 | $5,540,000 | 92.7% | 0.0% |
| John Hancock Life Insurance Company (U.S.A.) | $5,505,000 | n/a | 0.0% | |
| Hingham Institution for Savings | $10,640,000 | $5,465,000 | -48.6% | 0.0% |
| Performance Financial, Inc. | $5,455,000 | n/a | 0.0% | |
| MidAtlantic Farm Credit, ACA | $9,425,000 | $5,430,000 | -42.4% | 0.0% |
| Arvest Bank | $4,295,000 | $5,375,000 | 25.1% | 0.0% |
| US MORTGAGE CORPORATION | $4,515,000 | $5,325,000 | 17.9% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $4,685,000 | $5,265,000 | 12.4% | 0.0% |
| RBC Bank, (Georgia) | $1,840,000 | $5,195,000 | 182.3% | 0.0% |
| Woori America Bank | $5,185,000 | $5,170,000 | -0.3% | 0.0% |
| GEORGIA'S OWN | $2,310,000 | $5,095,000 | 120.6% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $2,785,000 | $5,090,000 | 82.8% | 0.0% |
| First Community Bank | $25,685,000 | $5,080,000 | -80.2% | 0.0% |
| The Farmers & Merchants Bank of Craig County | $5,545,000 | $5,000,000 | -9.8% | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $530,000 | $4,905,000 | 825.5% | 0.0% |
| DOMINION ENERGY CREDIT UNION | $7,355,000 | $4,885,000 | -33.6% | 0.0% |
| Evolve Bank & Trust | $6,320,000 | $4,870,000 | -22.9% | 0.0% |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | $4,890,000 | $4,855,000 | -0.7% | 0.0% |
| Acre Mortgage and Financial Inc | $3,145,000 | $4,845,000 | 54.1% | 0.0% |
| LEGEND LENDING CORPORATION | $8,015,000 | $4,785,000 | -40.3% | 0.0% |
| Celco Community Federal Credit Union | $7,550,000 | $4,780,000 | -36.7% | 0.0% |
| Florida Capital Bank | $805,000 | $4,720,000 | 486.3% | 0.0% |
| Mortgage Assurance Inc. | $715,000 | $4,715,000 | 559.4% | 0.0% |
| Appalachian Community Federal Credit Union | $3,220,000 | $4,685,000 | 45.5% | 0.0% |
| First Carolina Bank | $1,260,000 | $4,655,000 | 269.4% | 0.0% |
| Signal Financial Federal Credit Union | $4,040,000 | $4,630,000 | 14.6% | 0.0% |
| Capon Valley Bank | $5,225,000 | $4,540,000 | -13.1% | 0.0% |
| First Option Mortgage, LLC | $4,665,000 | $4,440,000 | -4.8% | 0.0% |
| Farmers and Miners Bank | $3,690,000 | $4,400,000 | 19.2% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $3,415,000 | $4,330,000 | 26.8% | 0.0% |
| DELMAR FINANCIAL COMPANY | $2,095,000 | $4,270,000 | 103.8% | 0.0% |
| Residential Mortgage Solutions, Inc. | $6,010,000 | $4,240,000 | -29.5% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $2,715,000 | $4,235,000 | 56.0% | 0.0% |
| Luxury Mortgage Corp. | $4,040,000 | n/a | 0.0% | |
| GMFS LLC | $165,000 | $4,020,000 | 2,336.4% | 0.0% |
| Metro City Bank | $6,515,000 | $3,935,000 | -39.6% | 0.0% |
| LIBRARY OF CONGRESS | $4,015,000 | $3,910,000 | -2.6% | 0.0% |
| HomePromise Corporation | $2,515,000 | $3,885,000 | 54.5% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $6,620,000 | $3,875,000 | -41.5% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $250,000 | $3,845,000 | 1,438.0% | 0.0% |
| The Northern Trust Company | $1,215,000 | $3,805,000 | 213.2% | 0.0% |
| COASTAL Federal Credit Union | $6,865,000 | $3,760,000 | -45.2% | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | $2,555,000 | $3,755,000 | 47.0% | 0.0% |
| BAY CAPITAL MORTGAGE CORPORATION | $5,930,000 | $3,750,000 | -36.8% | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | $4,520,000 | $3,735,000 | -17.4% | 0.0% |
| MDE Home Loans, LLC | $2,535,000 | $3,735,000 | 47.3% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $2,705,000 | $3,725,000 | 37.7% | 0.0% |
| RESIDENTIAL BANCORP | $3,145,000 | $3,695,000 | 17.5% | 0.0% |
| KeyBank | $15,705,000 | $3,680,000 | -76.6% | 0.0% |
| MID-ISLAND MORTGAGE CORP. | $6,290,000 | $3,660,000 | -41.8% | 0.0% |
| FIRST TECHNOLOGY | $3,010,000 | $3,645,000 | 21.1% | 0.0% |
| CIBC Bank USA | $2,155,000 | $3,615,000 | 67.7% | 0.0% |
| City National Bank | $17,245,000 | $3,615,000 | -79.0% | 0.0% |
| Deere Employees Credit Union | $1,850,000 | $3,605,000 | 94.9% | 0.0% |
| Cf Bank | $3,590,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $2,815,000 | $3,560,000 | 26.5% | 0.0% |
| UNIVERSAL MORTGAGE & FINANCE, INC. | $3,190,000 | $3,550,000 | 11.3% | 0.0% |
| ServisFirst Bank | $1,320,000 | $3,545,000 | 168.6% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $2,920,000 | $3,540,000 | 21.2% | 0.0% |
| Devon Bank | $3,510,000 | n/a | 0.0% | |
| Gold Coast Bank | $1,085,000 | $3,505,000 | 223.0% | 0.0% |
| FirstBank | $3,065,000 | $3,490,000 | 13.9% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $7,790,000 | $3,455,000 | -55.6% | 0.0% |
| RADIUS FINANCIAL GROUP INC. | $3,450,000 | n/a | 0.0% | |
| BancorpSouth | $2,985,000 | $3,440,000 | 15.2% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $1,100,000 | $3,425,000 | 211.4% | 0.0% |
| Community First National Bank | $1,055,000 | $3,415,000 | 223.7% | 0.0% |
| CHEVRON | $3,170,000 | $3,400,000 | 7.3% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $9,975,000 | $3,385,000 | -66.1% | 0.0% |
| THE MORTGAGE FIRM, INC. | $1,605,000 | $3,385,000 | 110.9% | 0.0% |
| Bank of Hope | $2,565,000 | $3,350,000 | 30.6% | 0.0% |
| IVY MORTGAGE, INC. | $2,320,000 | $3,345,000 | 44.2% | 0.0% |
| Univest Bank and Trust Co. | $2,465,000 | $3,335,000 | 35.3% | 0.0% |
| CENTRAL VIRGINIA | $5,180,000 | $3,330,000 | -35.7% | 0.0% |
| RANLIFE, INC. | $2,865,000 | $3,330,000 | 16.2% | 0.0% |
| Signature Federal Credit Union | $5,365,000 | $3,285,000 | -38.8% | 0.0% |
| Capitol Bank | $3,255,000 | n/a | 0.0% | |
| Assurance Financial Group, L.L.C. | $7,695,000 | $3,165,000 | -58.9% | 0.0% |
| Commercial Lender LLC | $2,965,000 | $3,100,000 | 4.6% | 0.0% |
| Toyota Financial Savings Bank | $2,185,000 | $3,095,000 | 41.6% | 0.0% |
| ONY GLO, INC. | $370,000 | $2,995,000 | 709.5% | 0.0% |
| Merchants Mortgage & Trust Corporation | $2,930,000 | n/a | 0.0% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $4,545,000 | $2,925,000 | -35.6% | 0.0% |
| Town Bank, N.A. | $2,905,000 | n/a | 0.0% | |
| FIRST INTEGRITY MORTGAGE SERVICES, INC. | $390,000 | $2,895,000 | 642.3% | 0.0% |
| Sunflower Bank | $4,535,000 | $2,770,000 | -38.9% | 0.0% |
| S1L, Inc. | $3,190,000 | $2,735,000 | -14.3% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $4,315,000 | $2,690,000 | -37.7% | 0.0% |
| Brighton Bank | $1,075,000 | $2,645,000 | 146.0% | 0.0% |
| FEDCHOICE Federal Credit Union | $585,000 | $2,610,000 | 346.2% | 0.0% |
| Baylands Family Credit Union | $3,045,000 | $2,590,000 | -14.9% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $4,690,000 | $2,535,000 | -45.9% | 0.0% |
| Pinnacle Bank | $38,255,000 | $2,505,000 | -93.5% | 0.0% |
| Allied First Bank,sb | $2,160,000 | $2,495,000 | 15.5% | 0.0% |
| EVERENCE FEDERAL CREDIT UNION | $1,060,000 | $2,495,000 | 135.4% | 0.0% |
| Bell Bank | $4,330,000 | $2,485,000 | -42.6% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $6,455,000 | $2,455,000 | -62.0% | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $1,385,000 | $2,435,000 | 75.8% | 0.0% |
| Securityplus FCU | $610,000 | $2,375,000 | 289.3% | 0.0% |
| MICHIGAN FIRST CREDIT UNION | $2,370,000 | n/a | 0.0% | |
| First Federal Savings and Loan Association of Lakewood | $235,000 | $2,315,000 | 885.1% | 0.0% |
| Lee Bank and Trust Company | $2,240,000 | $2,300,000 | 2.7% | 0.0% |
| MILLENNIUM FINANCIAL GROUP, INC. | $2,255,000 | n/a | 0.0% | |
| MERRIMACK VALLEY | $2,245,000 | n/a | 0.0% | |
| Coastal Carolina National Bank | $135,000 | $2,195,000 | 1,525.9% | 0.0% |
| STANFORD Federal Credit Union | $1,355,000 | $2,165,000 | 59.8% | 0.0% |
| AXIA FINANCIAL, LLC | $1,935,000 | $2,155,000 | 11.4% | 0.0% |
| HARTFORD FUNDING, LTD. | $2,155,000 | n/a | 0.0% | |
| AMERITRUST MORTGAGE CORPORATION | $215,000 | $2,150,000 | 900.0% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $575,000 | $2,145,000 | 273.0% | 0.0% |
| Service Federal Credit Union | $3,515,000 | $2,135,000 | -39.3% | 0.0% |
| BECKAM FUNDING CORP. | $6,150,000 | $2,125,000 | -65.4% | 0.0% |
| MYCUMORTGAGE, LLC | $2,435,000 | $2,125,000 | -12.7% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $615,000 | $2,080,000 | 238.2% | 0.0% |
| First United Corporation | $2,570,000 | $2,080,000 | -19.1% | 0.0% |
| Stride Bank | $1,315,000 | $2,070,000 | 57.4% | 0.0% |
| First Western Trust Bank | $155,000 | $2,065,000 | 1,232.3% | 0.0% |
| ENCORE BANK | $1,945,000 | $2,050,000 | 5.4% | 0.0% |
| Middletown Valley Bank | $2,045,000 | n/a | 0.0% | |
| Connexus Credit Union | $3,230,000 | $2,025,000 | -37.3% | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $1,430,000 | $2,025,000 | 41.6% | 0.0% |
| East Coast Capital Corp. | $2,000,000 | n/a | 0.0% | |
| Wilmington Savings Fund Society, FSB | $1,985,000 | $2,000,000 | 0.8% | 0.0% |
| Transportation Federal Credit Union | $920,000 | $1,990,000 | 116.3% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $2,130,000 | $1,970,000 | -7.5% | 0.0% |
| REDWOOD RESIDENTIAL ACQUISITION CORPORATION | $1,605,000 | $1,970,000 | 22.7% | 0.0% |
| Peoples Bank | $2,825,000 | $1,870,000 | -33.8% | 0.0% |
| Jefferson Security Bank | $1,855,000 | n/a | 0.0% | |
| CNB Bank Inc. | $925,000 | $1,850,000 | 100.0% | 0.0% |
| PARTNERS 1ST Federal Credit Union | $3,040,000 | $1,850,000 | -39.1% | 0.0% |
| D. L. Evans Bank | $1,840,000 | n/a | 0.0% | |
| Marine Federal Credit Union | $345,000 | $1,840,000 | 433.3% | 0.0% |
| Axos Bank | $5,470,000 | $1,815,000 | -66.8% | 0.0% |
| Bank Independent | $1,755,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $195,000 | $1,750,000 | 797.4% | 0.0% |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | $1,670,000 | $1,730,000 | 3.6% | 0.0% |
| AGRICULTURE Federal Credit Union | $785,000 | $1,685,000 | 114.6% | 0.0% |
| FM Home Loans, LLC | $1,685,000 | n/a | 0.0% | |
| NJ LENDERS CORP. | $2,375,000 | $1,670,000 | -29.7% | 0.0% |
| BM Real Estate Services, Inc. | $1,255,000 | $1,665,000 | 32.7% | 0.0% |
| 1ST FINANCIAL, INC. | $370,000 | $1,660,000 | 348.6% | 0.0% |
| BANKSOUTH MORTGAGE COMPANY, LLC | $2,400,000 | $1,640,000 | -31.7% | 0.0% |
| Lake Forest Bank & Trust | $1,385,000 | $1,615,000 | 16.6% | 0.0% |
| NBH Bank | $1,240,000 | $1,610,000 | 29.8% | 0.0% |
| AFFINITY | $1,830,000 | $1,590,000 | -13.1% | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $2,230,000 | $1,555,000 | -30.3% | 0.0% |
| LOGIX FEDERAL CREDIT UNION | $360,000 | $1,555,000 | 331.9% | 0.0% |
| ADVANCIAL | $2,730,000 | $1,540,000 | -43.6% | 0.0% |
| FNB Bank, Inc. | $350,000 | $1,535,000 | 338.6% | 0.0% |
| United Community Bank | $1,515,000 | n/a | 0.0% | |
| Uwharrie Bank | $790,000 | $1,515,000 | 91.8% | 0.0% |
| Wintrust Bank, N.A. | $35,000 | $1,505,000 | 4,200.0% | 0.0% |
| Red River Bank | $680,000 | $1,495,000 | 119.9% | 0.0% |
| Mid-Atlantic Federal Credit Union | $235,000 | $1,485,000 | 531.9% | 0.0% |
| BOKF | $1,595,000 | $1,450,000 | -9.1% | 0.0% |
| MCNB Bank and Trust Co. | $5,295,000 | $1,375,000 | -74.0% | 0.0% |
| MidFirst Bank | $775,000 | $1,375,000 | 77.4% | 0.0% |
| Civista Bank | $1,350,000 | n/a | 0.0% | |
| Access Bank | $1,345,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $930,000 | $1,340,000 | 44.1% | 0.0% |
| The First National Bank of Oneida | $1,325,000 | n/a | 0.0% | |
| CLIFFCO, INC. | $835,000 | $1,320,000 | 58.1% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $2,450,000 | $1,300,000 | -46.9% | 0.0% |
| GREENSTATE CREDIT UNION | $1,285,000 | $1,295,000 | 0.8% | 0.0% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $1,435,000 | $1,295,000 | -9.8% | 0.0% |
| INTOUCH CREDIT UNION | $65,000 | $1,280,000 | 1,869.2% | 0.0% |
| Inspire Federal Credit Union | $1,275,000 | n/a | 0.0% | |
| Farmers and Merchants Trust Company of Chambersburg | $1,600,000 | $1,255,000 | -21.6% | 0.0% |
| UNITED | $85,000 | $1,255,000 | 1,376.5% | 0.0% |
| WINGS FINANCIAL | $4,795,000 | $1,245,000 | -74.0% | 0.0% |
| Capital City Home Loans, LLC | $2,150,000 | $1,235,000 | -42.6% | 0.0% |
| Suncoast Credit Union | $1,335,000 | $1,235,000 | -7.5% | 0.0% |
| GTE Federal Credit Union | $885,000 | $1,230,000 | 39.0% | 0.0% |
| The Farmers National Bank of Canfield | $1,230,000 | n/a | 0.0% | |
| FIRST MORTGAGE COMPANY, INC. | $6,020,000 | $1,215,000 | -79.8% | 0.0% |
| First Merchants Bank | $955,000 | $1,200,000 | 25.7% | 0.0% |
| Park Lane Finance Solutions, LLC | $2,320,000 | $1,200,000 | -48.3% | 0.0% |
| Bank of Tennessee | $540,000 | $1,190,000 | 120.4% | 0.0% |
| The First National Bank of Middle Tennessee | $2,875,000 | $1,185,000 | -58.8% | 0.0% |
| Homesale Mortgage, LLC | $1,155,000 | n/a | 0.0% | |
| North State Bank | $1,275,000 | $1,135,000 | -11.0% | 0.0% |
| INTERNATIONAL CITY MORTGAGE, INC. | $305,000 | $1,125,000 | 268.9% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $150,000 | $1,120,000 | 646.7% | 0.0% |
| Community Trust Bank, Inc. | $3,085,000 | $1,115,000 | -63.9% | 0.0% |
| RiverHills Bank | $1,115,000 | n/a | 0.0% | |
| FUNDLOANS CAPITAL | $1,110,000 | n/a | 0.0% | |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $2,875,000 | $1,085,000 | -62.3% | 0.0% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | $1,480,000 | $1,070,000 | -27.7% | 0.0% |
| First Federal Bank of Kansas City | $760,000 | $1,055,000 | 38.8% | 0.0% |
| UNIFY FINANCIAL Credit Union | $755,000 | $1,050,000 | 39.1% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $570,000 | $1,020,000 | 78.9% | 0.0% |
| The Union Bank Company | $1,005,000 | n/a | 0.0% | |
| Union Savings Bank | $3,620,000 | $1,005,000 | -72.2% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $860,000 | $1,000,000 | 16.3% | 0.0% |
| AIR ACADEMY | $990,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $1,965,000 | $990,000 | -49.6% | 0.0% |
| UTILITIES EMPLOYEES CREDIT UNION | $1,470,000 | $990,000 | -32.7% | 0.0% |
| Midwest Mortgage Associates Corporation | $980,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $380,000 | $980,000 | 157.9% | 0.0% |
| EUSTIS AND AMERICAN MORTGAGE COMPANY | $535,000 | $975,000 | 82.2% | 0.0% |
| Logan Bank & Trust Company | $965,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP | $965,000 | n/a | 0.0% | |
| The Bank of South Carolina | $955,000 | n/a | 0.0% | |
| FIRST OHIO HOME FINANCE, INC. | $1,250,000 | $950,000 | -24.0% | 0.0% |
| Grand Bank for Savings, FSB | $805,000 | $940,000 | 16.8% | 0.0% |
| Elements Financial Federal Credit Union | $1,075,000 | $935,000 | -13.0% | 0.0% |
| American Mortgage Bank, LLC | $245,000 | $920,000 | 275.5% | 0.0% |
| AmRes Corporation | $2,490,000 | $920,000 | -63.1% | 0.0% |
| CITIZENS EQUITY FIRST | $980,000 | $905,000 | -7.7% | 0.0% |
| Kingsport Press Credit Union | $1,305,000 | $900,000 | -31.0% | 0.0% |
| The Park National Bank | $565,000 | $890,000 | 57.5% | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $4,580,000 | $875,000 | -80.9% | 0.0% |
| BOND STREET MORTGAGE, LLC | $870,000 | n/a | 0.0% | |
| Countybank | $560,000 | $850,000 | 51.8% | 0.0% |
| Servion, Inc. | $850,000 | n/a | 0.0% | |
| York Traditions Bank | $850,000 | n/a | 0.0% | |
| First Bank | $620,000 | $830,000 | 33.9% | 0.0% |
| CrossFirst Bank | $825,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $840,000 | $815,000 | -3.0% | 0.0% |
| COMMUNITYAMERICA | $810,000 | n/a | 0.0% | |
| Secured Investment Corp. | $1,285,000 | $810,000 | -37.0% | 0.0% |
| City Bank | $795,000 | n/a | 0.0% | |
| The First National Bank of Peterstown | $275,000 | $795,000 | 189.1% | 0.0% |
| TruHome Solutions, LLC | $790,000 | n/a | 0.0% | |
| Victorian Finance, LLC | $4,225,000 | $790,000 | -81.3% | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | $790,000 | n/a | 0.0% | |
| KINECTA | $3,365,000 | $785,000 | -76.7% | 0.0% |
| Zions Bank | $775,000 | n/a | 0.0% | |
| APL | $685,000 | $770,000 | 12.4% | 0.0% |
| Network Funding, L.P. | $1,595,000 | $770,000 | -51.7% | 0.0% |
| First National Bank | $24,660,000 | $765,000 | -96.9% | 0.0% |
| SELF-HELP Credit Union | $365,000 | $765,000 | 109.6% | 0.0% |
| Sound Bank | $765,000 | n/a | 0.0% | |
| Heritage Bank | $2,335,000 | $760,000 | -67.5% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $3,355,000 | $760,000 | -77.3% | 0.0% |
| Pen Air Federal Credit Union | $755,000 | n/a | 0.0% | |
| UMB Bank | $2,465,000 | $755,000 | -69.4% | 0.0% |
| AMERICAN HERITAGE FCU | $25,000 | $740,000 | 2,860.0% | 0.0% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | $470,000 | $740,000 | 57.4% | 0.0% |
| Core Bank | $675,000 | $720,000 | 6.7% | 0.0% |
| FIRST HERITAGE FINANCIAL, LLC | $850,000 | $715,000 | -15.9% | 0.0% |
| Academy Bank | $695,000 | n/a | 0.0% | |
| Centra Credit Union | $685,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $970,000 | $680,000 | -29.9% | 0.0% |
| SUN Federal Credit Union | $665,000 | n/a | 0.0% | |
| HighTechLending Inc | $875,000 | $660,000 | -24.6% | 0.0% |
| Carrollton Bank | $655,000 | n/a | 0.0% | |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $2,310,000 | $655,000 | -71.6% | 0.0% |
| Bank of Utah | $645,000 | n/a | 0.0% | |
| First IC Corporation | $3,635,000 | $640,000 | -82.4% | 0.0% |
| Southern First Bank | $1,380,000 | $640,000 | -53.6% | 0.0% |
| Home Federal Bank Corporation | $1,325,000 | $635,000 | -52.1% | 0.0% |
| First American Bank | $150,000 | $625,000 | 316.7% | 0.0% |
| NEW FED MORTGAGE, CORP. | $135,000 | $625,000 | 363.0% | 0.0% |
| CONSUMER Credit Union | $620,000 | n/a | 0.0% | |
| Bank of Romney | $1,090,000 | $615,000 | -43.6% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $430,000 | $615,000 | 43.0% | 0.0% |
| CHARLOTTE METRO FEDERAL CREDIT UNION | $280,000 | $610,000 | 117.9% | 0.0% |
| Valley National Bank | $610,000 | n/a | 0.0% | |
| CASTLE & COOKE MORTGAGE, LLC | $605,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $860,000 | $605,000 | -29.7% | 0.0% |
| Republic Bank & Trust Company | $425,000 | $605,000 | 42.4% | 0.0% |
| CapStar Bank | $595,000 | n/a | 0.0% | |
| FRANKLIN MINT | $25,000 | $595,000 | 2,280.0% | 0.0% |
| Summit Mortgage Corporation | $17,290,000 | $595,000 | -96.6% | 0.0% |
| WESTSTAR MORTGAGE CORPORATION | $595,000 | n/a | 0.0% | |
| ALAMEDA MORTGAGE CORPORATION | $2,285,000 | $590,000 | -74.2% | 0.0% |
| Commercial Bank | $915,000 | $590,000 | -35.5% | 0.0% |
| Chicago Patrolmen's Federal Credit Union | $585,000 | n/a | 0.0% | |
| City National Bank of Florida | $725,000 | $580,000 | -20.0% | 0.0% |
| NORTHPOINT MORTGAGE, INC. | $770,000 | $570,000 | -26.0% | 0.0% |
| U S WIDE FINANCIAL LLC | $850,000 | $570,000 | -32.9% | 0.0% |
| DEPARTMENT OF COMMERCE | $495,000 | $560,000 | 13.1% | 0.0% |
| SCIENT Federal Credit Union | $285,000 | $560,000 | 96.5% | 0.0% |
| Bank of Ocean City | $555,000 | n/a | 0.0% | |
| Stock Yards Bank & Trust Company | $555,000 | n/a | 0.0% | |
| GENISYS | $275,000 | $545,000 | 98.2% | 0.0% |
| TruPoint Bank | $1,010,000 | $545,000 | -46.0% | 0.0% |
| ASSEMBLIES OF GOD Credit Union | $540,000 | $525,000 | -2.8% | 0.0% |
| Williamstown Bank, Inc | $525,000 | n/a | 0.0% | |
| MEMBER FIRST MORTGAGE, LLC | $505,000 | n/a | 0.0% | |
| Piedmont Federal Savings Bank | $505,000 | n/a | 0.0% | |
| Wayne Savings Community Bank | $505,000 | n/a | 0.0% | |
| Tyndall Federal Credit Union | $275,000 | $500,000 | 81.8% | 0.0% |
| Providence Bank | $495,000 | n/a | 0.0% | |
| Clearview Federal Credit Union | $385,000 | $475,000 | 23.4% | 0.0% |
| Gulf Coast Bank and Trust Company | $1,720,000 | $475,000 | -72.4% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $655,000 | $465,000 | -29.0% | 0.0% |
| Orion Federal Credit Union | $465,000 | n/a | 0.0% | |
| Carolina Bank & Trust | $455,000 | n/a | 0.0% | |
| First Federal Bank, A FSB | $455,000 | n/a | 0.0% | |
| DATA MORTGAGE, INC. | $3,530,000 | $445,000 | -87.4% | 0.0% |
| POINT Mortgage | $585,000 | $435,000 | -25.6% | 0.0% |
| AMERICAN BANCSHARES MORTGAGE | $430,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $430,000 | n/a | 0.0% | |
| American Community Bank of Indiana | $425,000 | n/a | 0.0% | |
| First State Bank | $425,000 | n/a | 0.0% | |
| Lincoln FSB of Nebraska | $425,000 | n/a | 0.0% | |
| Quad City Bank and Trust Company | $535,000 | $425,000 | -20.6% | 0.0% |
| Warsaw Federal Savings and Loan Association | $405,000 | n/a | 0.0% | |
| EDUCATIONAL SYSTEMS | $1,455,000 | $385,000 | -73.5% | 0.0% |
| Hawthorn Bank | $385,000 | n/a | 0.0% | |
| ON Q FINANCIAL, INC. | $1,125,000 | $385,000 | -65.8% | 0.0% |
| Citizens Bank | $1,055,000 | $380,000 | -64.0% | 0.0% |
| Towne Mortgage of the Carolinas, LLC | $410,000 | $375,000 | -8.5% | 0.0% |
| First Southern National Bank | $365,000 | n/a | 0.0% | |
| BAYCOAST MORTGAGE COMPANY, LLC | $2,105,000 | $355,000 | -83.1% | 0.0% |
| Midwest BankCentre | $355,000 | n/a | 0.0% | |
| WESCOM CENTRAL CREDIT UNION | $355,000 | n/a | 0.0% | |
| Deseret First Credit Union | $175,000 | $350,000 | 100.0% | 0.0% |
| FineMark National Bank & Trust | $350,000 | n/a | 0.0% | |
| Guaranty Bank & Trust, N.A. | $350,000 | n/a | 0.0% | |
| Colony Bank | $345,000 | n/a | 0.0% | |
| PriorityOne Bank | $345,000 | n/a | 0.0% | |
| STANDARD MORTGAGE CORPORATION | $345,000 | n/a | 0.0% | |
| CORPORATE AMERICA FAMILY | $145,000 | $340,000 | 134.5% | 0.0% |
| BankPlus | $725,000 | $335,000 | -53.8% | 0.0% |
| First Citizens National Bank | $335,000 | n/a | 0.0% | |
| MASSMUTUAL | $75,000 | $330,000 | 340.0% | 0.0% |
| Eagle Bank and Trust Company | $275,000 | $325,000 | 18.2% | 0.0% |
| GREYLOCK | $145,000 | $325,000 | 124.1% | 0.0% |
| Ukrainian Selfreliance Federal Credit Union | $325,000 | n/a | 0.0% | |
| HURST REAL ESTATE, INC. | $320,000 | n/a | 0.0% | |
| CRESCENT MORTGAGE COMPANY | $2,230,000 | $315,000 | -85.9% | 0.0% |
| Dominion Capital Mortgage Inc. | $315,000 | n/a | 0.0% | |
| MLB RESIDENTIAL LENDING, LLC | $755,000 | $315,000 | -58.3% | 0.0% |
| PURDUE FEDERAL CREDIT UNION | $1,005,000 | $305,000 | -69.7% | 0.0% |
| AMERICA'S CREDIT UNION | $285,000 | n/a | 0.0% | |
| Clear Mountain Bank | $505,000 | $285,000 | -43.6% | 0.0% |
| First Bank | $620,000 | $285,000 | -54.0% | 0.0% |
| NATIONAL COOPERATIVE BANK, N.A. | $275,000 | $285,000 | 3.6% | 0.0% |
| ACOPIA, LLC | $275,000 | n/a | 0.0% | |
| Democracy Federal Credit Union | $920,000 | $270,000 | -70.7% | 0.0% |
| GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION | $630,000 | $270,000 | -57.1% | 0.0% |
| BLACK HILLS FEDERAL CREDIT UNION | $265,000 | n/a | 0.0% | |
| Christian Community Credit Union | $375,000 | $260,000 | -30.7% | 0.0% |
| Peapack-Gladstone Bank | $255,000 | n/a | 0.0% | |
| ASHLAND Credit Union | $130,000 | $245,000 | 88.5% | 0.0% |
| BHCU | $245,000 | n/a | 0.0% | |
| Kish Bank | $660,000 | $245,000 | -62.9% | 0.0% |
| NORTH COUNTRY | $105,000 | $245,000 | 133.3% | 0.0% |
| NYMEO FEDERAL CREDIT UNION | $625,000 | $245,000 | -60.8% | 0.0% |
| Industrial Bank | $240,000 | n/a | 0.0% | |
| First Community Bank | $25,685,000 | $235,000 | -99.1% | 0.0% |
| Willamette Valley Bank | $255,000 | $235,000 | -7.8% | 0.0% |
| COMPASS MORTGAGE, INC. | $1,055,000 | $225,000 | -78.7% | 0.0% |
| First Central Savings Bank | $415,000 | $225,000 | -45.8% | 0.0% |
| First Citizens Community Bank | $360,000 | $225,000 | -37.5% | 0.0% |
| The Camden National Bank | $85,000 | $225,000 | 164.7% | 0.0% |
| Union Savings And Loan Association | $225,000 | n/a | 0.0% | |
| Wolfe Financial, Inc | $395,000 | $225,000 | -43.0% | 0.0% |
| Nicolet National Bank | $215,000 | n/a | 0.0% | |
| Superior Credit Union, Inc. | $215,000 | n/a | 0.0% | |
| AFL CIO EMPLOYEES FEDERAL CREDIT UNION | $260,000 | $210,000 | -19.2% | 0.0% |
| ADDITION FINANCIAL | $205,000 | n/a | 0.0% | |
| JET DIRECT FUNDING CORP | $430,000 | $205,000 | -52.3% | 0.0% |
| Legends Bank | $855,000 | $205,000 | -76.0% | 0.0% |
| Mountain Commerce Bank | $205,000 | n/a | 0.0% | |
| TIDEMARK FEDERAL CREDIT UNION | $345,000 | $205,000 | -40.6% | 0.0% |
| ATLANTA POSTAL | $250,000 | $200,000 | -20.0% | 0.0% |
| BELEM SERVICING LLC | $195,000 | n/a | 0.0% | |
| RESOURCE FINANCIAL SERVICES, INC. | $1,530,000 | $195,000 | -87.3% | 0.0% |
| CORNING | $1,030,000 | $190,000 | -81.6% | 0.0% |
| Affiliated Bank | $175,000 | n/a | 0.0% | |
| First Century Bank | $175,000 | n/a | 0.0% | |
| Hancock Whitney Bank | $690,000 | $165,000 | -76.1% | 0.0% |
| LOS ANGELES POLICE Federal Credit Union | $165,000 | n/a | 0.0% | |
| CONSUMERS COOPERATIVE CREDIT UNION | $280,000 | $160,000 | -42.9% | 0.0% |
| First Shore Federal Savings and Loan Association | $675,000 | $160,000 | -76.3% | 0.0% |
| DIRECT MORTGAGE, CORP. | $250,000 | $155,000 | -38.0% | 0.0% |
| PREMIER AMERICA | $155,000 | n/a | 0.0% | |
| SouthStar Bank, S.S.B. | $145,000 | n/a | 0.0% | |
| S&T Bank | $7,310,000 | $145,000 | -98.0% | 0.0% |
| TEACHERS CREDIT UNION | $145,000 | n/a | 0.0% | |
| HONDA Federal Credit Union | $850,000 | $135,000 | -84.1% | 0.0% |
| Andrew Johnson Bank | $125,000 | n/a | 0.0% | |
| Leaders Credit Union | $125,000 | n/a | 0.0% | |
| MERCK EMPLOYEES FEDERAL CREDIT UNION | $145,000 | $125,000 | -13.8% | 0.0% |
| Salem VA Credit Union | $130,000 | $125,000 | -3.8% | 0.0% |
| The Fidelity Deposit and Discount Bank | $4,535,000 | $125,000 | -97.2% | 0.0% |
| Centier Bank | $75,000 | $120,000 | 60.0% | 0.0% |
| LATINO COMMUNITY CREDIT UNION | $295,000 | $120,000 | -59.3% | 0.0% |
| PATRIOT | $165,000 | $120,000 | -27.3% | 0.0% |
| PROPONENT Federal Credit Union | $235,000 | $110,000 | -53.2% | 0.0% |
| Ardent Federal Credit Union | $350,000 | $105,000 | -70.0% | 0.0% |
| Central Bank Illinois | $105,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $835,000 | $105,000 | -87.4% | 0.0% |
| Union State Bank | $4,905,000 | $105,000 | -97.9% | 0.0% |
| TEACHERS | $720,000 | $100,000 | -86.1% | 0.0% |
| THRIVENT Federal Credit Union | $130,000 | $100,000 | -23.1% | 0.0% |
| First Western Federal Savings Bank | $95,000 | n/a | 0.0% | |
| SHARONVIEW FEDERAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| First US Bank | $45,000 | $75,000 | 66.7% | 0.0% |
| River Bank & Trust | $75,000 | n/a | 0.0% | |
| ALTRA | $110,000 | $65,000 | -40.9% | 0.0% |
| Fidelity Bank | $395,000 | $65,000 | -83.5% | 0.0% |
| Great Plains Federal Credit Un | $65,000 | n/a | 0.0% | |
| LUFTHANSA EMP. | $65,000 | n/a | 0.0% | |
| NORTHERN STAR CREDIT UNION, INC. | $180,000 | $65,000 | -63.9% | 0.0% |
| SkyPoint Federal Credit Union | $275,000 | $65,000 | -76.4% | 0.0% |
| FOUNDERS FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| PIEDMONT ADVANTAGE CREDIT UNION | $120,000 | $55,000 | -54.2% | 0.0% |
| APCI Federal Credit Union | $45,000 | n/a | 0.0% | |
| CENTRAL ONE FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% | |
| SKYONE Federal Credit Union | $320,000 | $25,000 | -92.2% | 0.0% |
Virginia's top lender by overall market share is QUICKEN LOANS, LLC, with 5.1% market share. In second place, with 4.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $2,974,330,000 in loans. In third place, with 3.2%, is NAVY FEDERAL CREDIT UNION, having originated $2,083,565,000 in loans. In fourth place, with 2.3%, is Truist, having originated $1,507,745,000 in loans. In fifth place, with 2.2%, is MOVEMENT MORTGAGE, LLC, having originated $1,432,445,000 in loans.
Virginia Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 102,117 | $43,072,345,000 | $421,794 |
| Cash Out Refi | 22,482 | $6,190,770,000 | $275,366 |
| Refi | 20,737 | $10,048,325,000 | $484,560 |
| Other | 18,468 | $2,836,330,000 | $153,581 |
| Home Improvement | 18,402 | $2,138,890,000 | $116,231 |
| NA | 13 | $113,715,000 | $8,747,308 |
Virginia's most frequently cited loan purpose was Home Purchase, with 102,117 originations. The 2nd most popular reason was Cash Out Refi, with 22,482 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 75,671 | $29,910,125,000 | $395,265 |
| Over 8% | 35,343 | $4,909,175,000 | $138,901 |
| 7-8% | 32,872 | $10,370,950,000 | $315,495 |
| 5-6% | 29,251 | $14,814,615,000 | $506,465 |
| 4-5% | 2,499 | $1,474,545,000 | $590,054 |
| <2.5% | 779 | $108,595,000 | $139,403 |
| 2.5-3% | 610 | $165,970,000 | $272,082 |
| 3-4% | 460 | $740,370,000 | $1,609,500 |
During 2024, Virginia's most frequently originated rate bucket was 6-7%, with 75,671 originations.
Loan Sizing (Virginia MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 64,305 | $18,820,225,000 | $292,671 |
| $100,000 or less | 34,690 | $1,875,110,000 | $54,053 |
| $100k-200k | 32,160 | $4,666,630,000 | $145,107 |
| $400k-600k | 29,898 | $14,445,240,000 | $483,151 |
| $600k-1000k | 16,881 | $12,388,545,000 | $733,875 |
| $Over $1MM | 4,285 | $12,204,625,000 | $2,848,221 |
Virginia's loan sizing saw the bucket of loans from $200k-400k with 64,305 originations, totaling $18,820,225,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 68,172 | $28,930,020,000 | $424,368 |
| 60-80% | 34,159 | $16,899,095,000 | $494,719 |
| Under 20% | 31,236 | $2,423,820,000 | $77,597 |
| 20-40% | 19,661 | $3,454,015,000 | $175,679 |
| 40-60% | 13,714 | $6,006,800,000 | $438,005 |
| Over 100% | 6,806 | $3,393,380,000 | $498,587 |
Virginia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 68,172 originations, totaling $28,930,020,000 in origination value.