Virginia Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Virginia averaged 6.76% for the week of 2024-11-14, compared to the national average of 6.78% for the same period.

The average rate for the prior week (2024-11-07) was 6.67% and one month ago for the week of 2024-10-10, the average rate was 6.2%.

Virginia's average rate one year ago was 7.38%.

For refis of the same type during the week of 2024-11-14, the average rate was 7.64%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-11-14 6.78%
Virginia 30 Year Fixed Rate 2024-11-14 6.76%
Virginia 30 Year Fixed Rate Refi 2024-11-14 7.64%
Virginia 15 Year Fixed Rate 2024-11-14 6.19%
Virginia 15 Year Fixed Rate Refi 2024-11-14 5.9%
Virginia 30 Year FHA 2024-11-14 -0.35%
Virginia 30 Year FHA Refi 2024-11-14 -0.4%
Virginia 30 Year USDA 2024-11-14 -0.29%
Virginia 30 Year USDA Refi 2024-11-14 0.2%
Virginia 30 Year VA 2024-11-14 -0.12%
Virginia 30 Year VA Refi 2024-11-14 -0.65%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Virginia.

Virginia Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Virginia market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
QUICKEN LOANS, LLC 3,812 6.76% $7,004
UNITED WHOLESALE MORTGAGE, LLC 2,573 6.71% $8,452
Truist 1,893 6.40% $6,177
MOVEMENT MORTGAGE, LLC 1,841 6.71% $7,105
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 1,690 7.00% $6,948
Atlantic Coast Mortgage, LLC 1,527 6.63% $8,287
First Heritage Mortgage, LLC 1,340 6.75% $7,903
NAVY FEDERAL CREDIT UNION 1,297 6.36% $4,848
Alcova Mortgage LLC 1,255 6.99% $4,219
Wells Fargo Bank 1,233 6.15% $4,937
NVR Mortgage Finance, Inc. 1,219 6.32% $8,239
Prosperity Home Mortgage, LLC 1,205 6.85% $6,169
George Mason Mortgage, LLC 1,146 6.03% $5,731
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1,098 6.68% $7,152
NFM, INC. 1,074 6.88% $7,830
INTERCOASTAL MORTGAGE COMPANY 1,021 6.55% $8,773
CMG MORTGAGE, INC. 831 6.56% $7,115
Virginia Credit Union, Inc. 730 6.42% $4,902
C & F Mortgage Corporation 666 6.77% $6,292
JPMorgan Chase Bank 646 6.61% $6,178
SOUTHERN TRUST MORTGAGE, LLC 632 6.83% $7,540
FIRST SAVINGS MORTGAGE CORPORATION 610 6.55% $9,112
Bank of America 542 6.15% $6,380
CAPITAL CENTER, L.L.C. 528 6.88% $2,544
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 527 7.01% $8,320
EMBRACE HOME LOANS, INC. 512 6.60% $7,861
LOANDEPOT.COM, LLC 464 6.50% $7,435
Towne Bank 464 6.75% $7,281
GUARANTEED RATE, INC. 446 6.64% $6,804
Ameris Bank 437 6.51% $8,440
Integrity Home Mortgage Corp 411 6.87% $8,543
First National Bank of Pennsylvania 382 6.27% $6,414
Fulton Bank 367 6.45% $5,447
NEWREZ LLC 363 7.02% $7,450
CROSSCOUNTRY MORTGAGE, LLC 351 6.85% $8,484
Citizens Bank 349 6.57% $6,527
Atlantic Union Bank 340 6.69% $5,737
FIRST HOME MORTGAGE CORPORATION 327 6.63% $9,615
U.S. Bank 323 6.47% $5,540
CALIBER HOME LOANS, INC. 306 6.36% $6,817
TIDEWATER MORTGAGE SERVICES, INC. 305 6.77% $6,887
PENNYMAC LOAN SERVICES, LLC 290 6.67% $8,302
UNION HOME MORTGAGE CORP. 290 6.99% $6,618
TD Bank 287 6.05% $4,677
PENTAGON FEDERAL CREDIT UNION 287 6.29% $5,535
Citibank 283 5.40% $6,311
EASTMAN 279 7.47% $3,362
DUPONT COMMUNITY 271 6.01% $3,018
Presidential Bank, FSB 270 6.70% $8,856
Mr. Cooper ( Nationstar Mortgage ) 266 6.60% $9,601
BAY EQUITY LLC 258 6.69% $7,099
PNC Bank 257 6.38% $6,009
VILLAGE BANK MORTGAGE CORPORATION 253 6.51% $4,161
PROVIDENT FUNDING ASSOCIATES, L.P. 253 6.48% $5,301
Morgan Stanley Private Bank 249 5.88% $4,385
Tidewater Home Funding, LLC 234 6.25% $10,594
PRIMELENDING, A PLAINSCAPITAL COMPANY 231 6.84% $8,453
United Nations Federal Credit Union 230 5.64% $4,945
AMERICAN FINANCIAL NETWORK, INC. 221 6.92% $7,280
CBM Mortgage, Inc. 221 6.79% $6,421
Towne First Mortgage, LLC 219 6.80% $6,199
Plains Commerce Bank 217 6.71% $11,475
HOMESIDE FINANCIAL, LLC 217 6.72% $8,924
FIRST BANCORP 214 7.46% $4,766
JAMS-01, INC. 212 6.48% $8,309
Advance Financial Group, LLC 197 6.79% $7,965
F & M BANK CORP. 197 6.56% $4,416
Vellum Mortgage, Inc. 197 6.69% $8,612
FREEDOM FIRST 195 6.60% $3,881
EAGLE HOME MORTGAGE, LLC 192 6.47% $7,787
SWBC MORTGAGE CORPORATION 189 6.81% $6,186
GUARANTEED RATE AFFINITY, LLC 187 6.71% $6,284
DRAPER AND KRAMER MORTGAGE CORP. 182 6.62% $7,144
NEWPORT NEWS SHIPBUILDING EMPLOYEES 182 5.91% $3,494
PULTE MORTGAGE LLC 182 6.36% $1,279
CREDIT UNION MORTGAGE ASSOCIATION, INC. 181 5.90% $4,995
Mortgage Research Center, LLC 179 6.61% $4,952
Member Options, LLC 175 6.23% $4,792
Bank of Clarke County 161 6.36% $6,813
Towne Mortgage, LLC 160 6.88% $6,801
GUILD MORTGAGE COMPANY 159 6.80% $7,070
BROKER SOLUTIONS, INC. 158 7.00% $7,433
AMERISAVE MORTGAGE CORPORATION 151 6.35% $9,605
FREEDOM MORTGAGE CORPORATION 150 7.00% $9,598
Blue Ridge Bank 149 6.72% $5,676
CARDINAL FINANCIAL 148 6.71% $8,822
First National Bank of America 144 10.00% $11,152
M&T Bank 144 6.20% $7,603
HOMESPIRE MORTGAGE CORPORATION 144 6.93% $7,007
First-Citizens Bank & Trust Company 143 6.28% $4,762
USAA Federal Savings Bank 142 6.58% $6,281
VANDERBILT MORTGAGE AND FINANCE, INC. 140 7.78% $6,703
DHI MORTGAGE COMPANY, LTD. 137 5.69% $5,811
Sierra Pacific Mortgage Company, Inc. 136 6.77% $7,648
The Freedom Bank of Virginia 133 6.31% $6,509
Waterstone Mortgage Corporation 130 6.89% $7,328
MUTUAL OF OMAHA MORTGAGE, INC. 127 6.81% $7,433
Sandy Spring Bank 123 6.59% $7,119
NexBank 122 6.75% $8,389
ARC HOME LLC 121 6.85% $10,023
LANGLEY 120 6.40% $3,656
NATIONS DIRECT MORTGAGE, LLC 120 6.60% $8,790
Renasant Bank 110 6.83% $5,262
Bank-Fund Staff Federal Credit Union 106 5.75% $4,916
THRIVE MORTGAGE, LLC 106 6.60% $6,274
The Federal Savings Bank 105 6.77% $7,784
First Reliance Bank 105 6.81% $4,200
STATE EMPLOYEES' 105 6.04% $4,427
NBKC BANK 104 6.59% $4,353
EMM LOANS LLC 103 6.76% $6,991
MEMBER ONE 102 6.70% $3,668
Benchmark Community Bank 102 6.12% $2,427
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 101 6.91% $9,516
Flagstar Bank, FSB 100 6.97% $8,061
BETTER MORTGAGE CORPORATION 97 6.26% $5,823
Pinnacle Bank 93 6.48% $4,235
Apple Federal Credit Union 81 6.51% $6,405
ZILLOW HOME LOANS, LLC 80 6.88% $6,311
Chesapeake Bank 80 6.76% $3,431
Century Mortgage Company DBA Century Lending Company 79 6.89% $7,117
The Huntington National Bank 77 6.48% $6,930
Ixonia Bank 76 7.03% $9,969
AMERICAN PACIFIC MORTGAGE CORPORATION 73 6.73% $8,527
City National Bank of West Virginia 72 6.18% $1,876
GSF Mortgage Corporation 71 6.54% $7,527
WesBanco 71 6.26% $8,341
Northwest Federal Credit Union 69 6.57% $4,491
MORTGAGE ACCESS CORP. 66 6.82% $8,773
American Mortgage & Equity Consultants, Inc. 64 7.00% $7,297
ARK-LA-TEX FINANCIAL SERVICES, LLC. 64 7.00% $6,682
FIDELITY DIRECT MORTGAGE, LLC 63 7.47% $10,816
C&F Select LLC 62 6.73% $5,942
TBI MORTGAGE COMPANY 62 6.51% $13,720
American National Bank and Trust Company 62 6.54% $3,943
HOMEAMERICAN MORTGAGE CORPORATION 62 6.16% $1,845
OCMBC, INC. 62 8.96% $16,011
GUIDANCE RESIDENTIAL, LLC 61 7.18% $7,312
DAS Acquisition Company, LLC 56 6.75% $9,461
Farm Credit of the Virginias, ACA 56 8.78% $2,875
CHURCHILL MORTGAGE CORPORATION 55 6.78% $7,321
GENEVA FINANCIAL, LLC 54 6.90% $9,556
Dollar Bank, Federal Savings Bank 53 6.52% $9,279
First Horizon Bank 53 6.31% $5,204
NATION ONE MORTGAGE CORPORATION 52 6.51% $5,808
Ally Bank 52 6.48% $6,273
COMMONWEALTH ONE FEDERAL CREDIT UNION 50 5.79% $4,465
Paramount Residential Mortgage Group, Inc. 49 7.23% $10,778
Northpointe Bank 48 6.49% $7,143
UBS Bank USA 48 6.07% $5,132
Strong Home Mortgage, LLC 46 6.42% $4,396
JET HOMELOANS, LLC 46 6.34% $5,515
State Department Federal Credit Union 45 6.03% $10,365
T2 FINANCIAL LLC 45 7.10% $9,371
TOWER 44 5.36% $9,598
NewTowne Mortgage, LLC 44 6.45% $6,869
UIF CORPORATION 43 6.95% $5,847
ANGEL OAK MORTGAGE SOLUTIONS LLC 43 8.52% $12,422
Charles Schwab Bank, SSB 41 5.85% $4,108
DRAGAS MORTGAGE COMPANY 41 7.13% $3,330
DIGITAL Federal Credit Union 40 5.51% $4,540
Third Federal Savings and Loan Association of Cleveland 40 5.83% $1,310
MCLEAN MORTGAGE CORPORATION 39 6.31% $5,693
GEO-CORP, INC. 38 7.24% $8,356
DEEPHAVEN MORTGAGE LLC 37 8.86% $14,101
RELIANCE FIRST CAPITAL, LLC 36 7.05% $9,648
Shea Mortgage Inc. 36 6.70% $1,140
PREMIA MORTGAGE, LLC 35 6.51% $2,394
ROYAL UNITED MORTGAGE LLC 35 7.10% $9,379
Keystone Funding, Inc. 34 6.92% $7,867
Discover Bank 34 6.96% $0
MORIA DEVELOPMENT, INC. 33 7.12% $5,946
Kwik Mortgage Corporation 32 6.49% $4,853
CNB Bank 32 6.25% $3,692
PLAZA HOME MORTGAGE, INC. 31 6.70% $9,720
Carrington Mortgage Services, LLC 31 6.58% $8,109
GUARANTY HOME MORTGAGE CORPORATION 31 6.49% $5,343
Summit Community Bank, Inc. 31 6.94% $3,508
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 31 6.45% $9,640
TOWNE MORTGAGE COMPANY 31 6.85% $7,259
Cornerstone First Mortgage, Inc 30 7.03% $8,390
FIRST COMMUNITY MORTGAGE, INC. 30 7.22% $7,400
NMSI, INC. 30 7.01% $13,130
ACADEMY MORTGAGE CORPORATION 29 6.60% $8,575
ROSS MORTGAGE CORPORATION 29 6.73% $7,043
PLANET HOME LENDING, LLC 29 6.70% $9,906
SIRVA MORTGAGE, INC. 28 6.66% $1,876
IDB Global Federal Credit Union 28 5.27% $5,956
Raymond James Bank 28 5.70% $3,715
CHARTWAY FEDERAL CREDIT UNION 28 6.04% $4,805
First Community Bank 28 6.97% $3,792
AgFirst Farm Credit Bank 28 7.02% $4,597
LAKEVIEW LOAN SERVICING, LLC 28 6.67% $8,802
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 27 5.58% $5,823
Summit Mortgage Corporation 27 6.70% $7,100
AmeriHome Mortgage Company, LLC 27 6.76% $5,800
Citadel Servicing Corporation 27 8.93% $23,359
1ST ADVANTAGE FEDERAL CREDIT UNION 26 6.48% $42,581
Southern Bank and Trust Company 26 6.57% $3,726
SeaTrust Mortgage Company 25 7.18% $7,815
Capital Bank 25 6.94% $7,605
Barrington Bank & Trust Company, N.A. 25 6.92% $5,202
New Peoples Bank, Inc. 25 6.89% $3,652
MASON MCDUFFIE MORTGAGE CORPORATION 24 7.08% $7,069
CORNERSTONE HOME LENDING, INC. 23 7.05% $7,508
PHH Mortgage Corporation 23 6.85% $8,388
A&D Mortgage LLC 23 8.10% $15,437
Truliant Federal Credit Union 23 6.62% $4,070
HSBC BANK USA, NATIONAL ASSOCIATION 23 6.25% $5,739
BNC National Bank 23 5.94% $4,844
South State Bank 22 6.41% $6,299
MANN FINANCIAL INC. 22 6.86% $9,437
Stifel Bank and Trust 22 5.95% $3,595
The Central Trust Bank 22 6.51% $5,565
HOMEBRIDGE FINANCIAL SERVICES, INC. 22 6.90% $10,839
NATIONWIDE MORTGAGE BANKERS, INC. 22 7.12% $9,635
Aurora Financial, LLC 22 6.55% $2,648
CITY FIRST MORTGAGE SERVICES, L.L.C. 21 7.47% $7,468
BMO Harris Bank 21 6.04% $5,543
American Security Mortgage Corp. 21 6.46% $7,307
GVC MORTGAGE, INC. 21 6.78% $8,206
21ST MORTGAGE CORPORATION 21 8.09% $5,682
ABNB Federal Credit Union 21 6.19% $3,158
EVERETT FINANCIAL, INC. 20 7.04% $8,454
JMAC LENDING, INC. 20 6.75% $9,504
NP, Inc. 20 8.24% $14,453
SUN WEST MORTGAGE COMPANY, INC. 20 7.10% $9,249
The Fidelity Bank 20 6.76% $5,408
Assurance Financial Group, L.L.C. 20 7.03% $6,732
PRIMARY RESIDENTIAL MORTGAGE, INC. 20 6.82% $9,812
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 19 6.77% $5,478
Meridian Bank Corporation 19 6.94% $6,018
Watermark Capital, Inc. 19 6.39% $8,813
KeyBank 19 6.16% $7,449
AMERICAN FINANCING CORPORATION 19 6.82% $7,156
FIRST EQUITY MORTGAGE INCORPORATED 19 6.41% $6,913
PANORAMA MORTGAGE GROUP, LLC 18 9.55% $14,548
PARK VIEW FEDERAL CREDIT UNION 18 4.37% $3,171
Goldman Sachs Bank USA 18 5.68% $5,863
MK LENDING CORP. 18 7.01% $14,065
LOANPAL, LLC 17 6.59% $8,230
ENVOY MORTGAGE, LTD 17 6.90% $8,276
LAFAYETTE FEDERAL CREDIT UNION 16 5.68% $4,961
Farmers Bank & Trust 16 6.23% $5,577
Fifth Third Bank 16 6.43% $5,493
First Federal Bank 16 6.55% $6,931
Victorian Finance, LLC 16 6.97% $6,300
NETWORK CAPITAL FUNDING CORPORATION 16 6.66% $5,948
JOHNSON MORTGAGE COMPANY, L.L.C. 16 6.39% $12,333
CENTRAL VIRGINIA 16 7.26% $4,513
BNY Mellon 15 6.03% $6,805
Regions Bank 15 6.47% $4,373
Nations Lending Corporation 15 6.61% $7,988
MICHIGAN MUTUAL, INC. 15 6.38% $9,557
CONTOUR MORTGAGE CORPORATION 15 6.72% $9,668
LENDSURE MORTGAGE CORP. 15 8.72% $15,682
THE MORTGAGE LINK, INC. 15 6.64% $7,549
HOMESTEAD FUNDING CORP. 15 6.53% $5,142
MidAtlantic Farm Credit, ACA 14 7.22% $6,203
HOMEXPRESS MORTGAGE CORP. 14 8.21% $20,971
COASTAL Federal Credit Union 14 6.26% $4,092
Celco Community Federal Credit Union 14 5.39% $2,293
Shore United Bank 14 6.38% $7,679
City National Bank 13 6.20% $6,102
Princeton Mortgage Corporation 13 7.21% $8,970
North American Savings Bank, F.S.B. 13 7.58% $8,490
MLD MORTGAGE INC. 13 6.70% $7,297
NASA Federal Credit Union 13 6.52% $8,585
FEDERATED MORTGAGE CORP. 12 6.84% $3,986
ALLIED MORTGAGE GROUP, INC. 12 6.73% $6,229
BAYSHORE MORTGAGE FUNDING, LLC 12 7.04% $11,828
GoPrime Mortgage, Inc. 12 6.71% $4,356
EVANSVILLE TEACHERS 12 6.79% $4,817
PLUS RELOCATION MORTGAGE, LLC 12 6.85% $6,266
EQUITY RESOURCES, INC. 12 7.00% $6,293
AMERICAN INTERNET MORTGAGE, INC. 12 6.18% $8,575
MILEND, INC. 12 7.09% $12,936
ALLIANT CREDIT UNION 12 6.56% $4,547
SECURITYNATIONAL MORTGAGE COMPANY 12 6.40% $10,730
Metro City Bank 12 7.34% $6,613
JUSTICE Federal Credit Union 11 6.51% $4,773
ABSOLUTE HOME MORTGAGE CORPORATION 11 6.49% $5,961
Call Federal Credit Union 11 6.58% $5,137
The Bank of Charlotte County 11 7.44% $4,882
MEMBER ADVANTAGE MORTGAGE, LLC 11 6.67% $4,414
Armed Forces Bank 10 7.10% $5,341
Encompass Lending Group, LP 10 6.97% $6,769
NEW WAVE LENDING GROUP INC 10 7.91% $10,447
ValleyStar Credit Union 10 7.50% $3,971
SUMMIT FUNDING, INC. 10 7.47% $8,217
Amalgamated Bank 10 6.21% $6,395
NJ LENDERS CORP. 9 6.61% $4,670
LOCAL GOVERNMENT FEDERAL CREDIT UNION 9 5.45% $3,816
VAN DYK MORTGAGE CORPORATION 9 6.82% $3,278
First Savings Bank 9 6.72% $7,070
Gateway First Bank 9 7.24% $5,685
FIRST MORTGAGE COMPANY, INC. 9 6.78% $5,297
Arvest Bank 9 6.79% $5,758
EagleBank 9 6.17% $7,040
BAY CAPITAL MORTGAGE CORPORATION 9 6.44% $8,094
LENOX FINANCIAL MORTGAGE CORPORATION 9 7.24% $7,100
General Mortgage Capital Corporation 9 6.89% $6,329
Beeline Loans, Inc. 9 6.81% $4,686
HomeTrust Bank 8 6.13% $3,578
Baylands Family Credit Union 8 7.28% $5,302
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 8 6.64% $5,162
TJC Mortgage, Inc. 8 6.83% $7,761
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 8 7.80% $8,786
FIRST COLONY MORTGAGE CORPORATION 8 7.63% $5,492
Bank of Hope 8 6.42% $5,936
Chicago Mortgage Solutions LLC 8 5.80% $7,207
UNITED NORTHERN MORTGAGE BANKERS LIMITED 8 6.69% $5,546
AMERICAN FINANCIAL RESOURCES, INC. 8 6.86% $11,082
Loan Simple, Inc. 8 6.64% $10,044
Leader Bank 8 6.28% $4,865
Quontic Bank 8 8.94% $16,527
Bell Bank 7 6.87% $6,312
FirstBank 7 6.95% $5,575
Bank of England 7 6.93% $6,881
Commercial Bank 7 7.03% $1,446
Commerce Bank 7 6.13% $5,979
Colonial Savings, F.A. 7 6.54% $11,113
US MORTGAGE CORPORATION 7 6.50% $10,452
PARTNERS 1ST Federal Credit Union 7 6.88% $3,177
NORWICH COMMERCIAL GROUP, INC. 6 6.69% $7,374
OAKTREE FUNDING CORP. 6 8.10% $14,627
CityWorth Mortgage LLC 6 6.35% $13,863
Magnolia Bank 6 6.58% $9,164
S&T Bank 6 6.35% $6,729
Lakeview Community Capital, LLC 6 6.87% $8,779
Evolve Bank & Trust 6 6.90% $6,489
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION 6 5.96% $8,398
KINECTA 5 6.38% $6,854
MID AMERICA MORTGAGE, INC. 5 7.20% $9,979
CHEVRON 5 6.15% $5,693
Colonial Farm Credit, ACA 5 9.13% $5,486
ITHINK FINANCIAL Credit Union 5 7.25% $7,536
WINGS FINANCIAL 5 4.83% $5,442
DIRECT MORTGAGE LOANS, LLC 5 7.22% $8,553
MEMBERS 1ST FEDERAL CREDIT UNION 5 6.15% $4,584
SUCCESS MORTGAGE PARTNERS, INC. 5 6.37% $7,660
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 5 6.65% $5,544
IVY MORTGAGE, INC. 5 6.98% $2,780
Bronco Federal Credit Union 5 6.03% $18,529
Commerce Home Mortgage, Inc. 5 8.20% $16,990
Heritage Bank 5 6.13% $6,223
AmRes Corporation 5 8.50% $11,524
Capitol Federal Savings Bank 5 6.18% $8,559
Deere Employees Credit Union 5 5.57% $3,232
Kingsport Press Credit Union 5 6.75% $2,783
LEADERONE FINANCIAL CORPORATION 4 6.65% $5,617
LIBRARY OF CONGRESS 4 6.44% $17,917
RBC Bank, (Georgia) 4 6.06% $3,031
STOCKTON MORTGAGE CORPORATION 4 6.69% $6,133
Old National Bank 4 7.00% $5,336
American Airlines Federal Credit Union 4 6.00% $0
INTERLINC MORTGAGE SERVICES, LLC 4 6.41% $3,875
MID-ISLAND MORTGAGE CORP. 4 7.19% $15,619
TOTAL MORTGAGE SERVICES, LLC 4 6.81% $4,698
MORTGAGE EQUITY PARTNERS LLC 4 6.72% $7,745
Wyndham Capital Mortgage, Inc. 4 5.97% $5,007
Wilmington Savings Fund Society, FSB 4 6.25% $5,862
BOKF 4 6.88% $6,780
THE MORTGAGE FIRM, INC. 4 7.34% $6,428
Signal Financial Federal Credit Union 4 6.66% $5,629
FIRST TECHNOLOGY 4 6.81% $5,774
Axos Bank 4 7.28% $4,942
First Republic Bank 4 4.89% $5,513
Peoples Bank 4 7.03% $4,097
BancorpSouth 4 6.32% $9,314
RUOFF MORTGAGE COMPANY, INC. 4 6.13% $5,134
First Option Mortgage, LLC 4 8.16% $10,097
UNIVERSAL MORTGAGE & FINANCE, INC. 4 6.88% $11,412
Farmers and Merchants Trust Company of Chambersburg 4 6.31% $5,971
TOGETHER CREDIT UNION 4 7.03% $2,615
Bethpage Federal Credit Union 4 6.06% $5,260
Service Federal Credit Union 4 6.63% $5,805
The Fidelity Deposit and Discount Bank 3 5.42% $7,179
Residential Mortgage Solutions, Inc. 3 6.75% $5,616
LAND HOME FINANCIAL SERVICES, INC. 3 6.75% $17,419
PIKE CREEK MORTGAGE SERVICES, INC. 3 6.33% $9,092
CIBC Bank USA 3 5.71% $5,534
1st Summit Bank 3 6.57% $2,580
Carter Bank & Trust 3 6.92% $4,444
ISERVE RESIDENTIAL LENDING, LLC 3 7.25% $6,536
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 3 5.96% $5,025
Capital City Home Loans, LLC 3 6.54% $8,719
EVERENCE FEDERAL CREDIT UNION 3 9.13% $2,877
EUSTIS AND AMERICAN MORTGAGE COMPANY 3 6.75% $4,178
RESIDENTIAL HOME FUNDING CORP. 3 6.87% $5,311
LEGEND LENDING CORPORATION 3 6.79% $10,456
First National Bank of Omaha 3 7.58% $3,613
First Merchants Bank 3 7.50% $4,195
First Financial Bank 3 6.96% $5,307
First Federal Bank of Kansas City 3 7.08% $4,236
First Bank 3 6.08% $4,655
ALLEGACY FEDERAL CREDIT UNION 3 6.08% $8,725
ADVANCIAL 3 8.04% $5,727
CANOPY MORTGAGE, LLC 3 7.16% $5,488
CNB Bank Inc. 3 6.73% $4,630
FIRST ALLIANCE HOME MORTGAGE, LLC 3 6.46% $8,971
MISSION MORTGAGE LLC 3 5.62% $7,401
ALAMEDA MORTGAGE CORPORATION 3 7.87% $5,891
DELMAR FINANCIAL COMPANY 3 6.83% $5,197
RESOURCE FINANCIAL SERVICES, INC. 3 7.04% $4,335
Community Trust Bank, Inc. 3 5.83% $1,935
GREENSTATE CREDIT UNION 3 6.54% $3,859
DEPARTMENT OF COMMERCE 3 6.50% $4,202
The Farmers & Merchants Bank of Craig County 3 6.50% $6,603
Paramount Bank 3 6.88% $4,542
HOMEOWNERS FINANCIAL GROUP USA, LLC 3 6.67% $19,152
Grand Bank for Savings, FSB 3 9.79% $6,014
Suncoast Credit Union 3 5.79% $3,547
INTERCAP LENDING INC. 3 6.92% $4,484
Equity Prime Mortgage LLC 3 6.92% $12,817
Bank of Tennessee 2 7.18% $5,059
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 2 5.19% $5,927
Acre Mortgage and Financial Inc 2 6.56% $11,986
Actors Federal Credit Union 2 4.75% $7,175
Advisors Mortgage Group, L.L.C. 2 6.31% $5,093
AFFINITY 2 4.56% $4,164
AMCAP MORTGAGE, LTD. 2 6.50% $4,858
ANGEL OAK HOME LOANS LLC 2 7.75% $6,585
ASSEMBLIES OF GOD Credit Union 2 6.99% $7,431
AXIA FINANCIAL, LLC 2 6.69% $21,411
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 2 6.50% $11,052
BAYCOAST MORTGAGE COMPANY, LLC 2 6.44% $4,678
BAY-VALLEY MORTGAGE GROUP 2 7.31% $15,569
CALCON MUTUAL MORTGAGE LLC 2 7.19% $8,879
CONSUMERS COOPERATIVE CREDIT UNION 2 6.63% $3,886
CRESCENT MORTGAGE COMPANY 2 6.88% $3,989
DATA MORTGAGE, INC. 2 6.63% $8,178
DIRECT MORTGAGE, CORP. 2 7.19% $3,551
Elements Financial Federal Credit Union 2 6.56% $3,885
FIDELITY BANK 2 7.00% $8,480
FINANCIAL RESOURCES FEDERAL CREDIT UNION 2 6.38% $4,668
First Bank 2 6.44% $4,678
Gulf Coast Bank and Trust Company 2 7.13% $7,338
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 6.50% $5,504
HONDA Federal Credit Union 2 6.50% $6,671
Kearny Bank 2 6.75% $3,871
KELLER MORTGAGE, LLC 2 6.25% $3,585
Lend Smart Mortgage, LLC 2 6.81% $11,674
MDE Home Loans, LLC 2 6.63% $21,420
MYCUMORTGAGE, LLC 2 7.69% $4,459
MY MORTGAGE, INC. 2 6.50% $6,659
Neighborhood Loans, Inc. 2 6.50% $8,362
Network Funding, L.P. 2 7.00% $7,922
NEXERA HOLDING LLC 2 9.31% $11,085
NORTHPOINT MORTGAGE, INC. 2 7.19% $4,062
North State Bank 2 6.00% $6,022
Northwest Bank 2 5.56% $7,333
N R L Federal Credit Union 2 7.13% $4,022
RANLIFE, INC. 2 7.38% $6,733
S1L, Inc. 2 6.50% $7,434
Shamrock Home Loans, Inc. 2 6.50% $4,342
Signature Federal Credit Union 2 5.63% $6,693
Simmons Bank 2 6.31% $3,166
Southern First Bank 2 7.44% $6,710
SOVEREIGN LENDING GROUP INCORPORATED 2 5.94% $12,126
STANFORD Federal Credit Union 2 6.00% $6,541
Stride Bank 2 6.94% $5,921
Toyota Financial Savings Bank 2 7.25% $3,741
UMB Bank 2 5.80% $4,844
Union Savings Bank 2 6.00% $5,354
Univest Bank and Trust Co. 2 6.69% $24,595
U S WIDE FINANCIAL LLC 2 6.19% $5,074
Uwharrie Bank 2 7.25% $3,722
ON Q FINANCIAL, INC. 1 6.49% $9,194
NYMEO FEDERAL CREDIT UNION 1 5.50% $3,722
Bank Iowa 1 5.99% $2,255
Notre Dame Federal Credit Union Corporation 1 7.63% $4,573
North Shore Bank of Commerce 1 6.13% $4,459
NEW FED MORTGAGE, CORP. 1 6.38% $3,964
NBH Bank 1 8.13% $5,421
V.I.P. MORTGAGE, INC. 1 7.25% $22,041
ATLANTA POSTAL 1 7.50% $2,412
NATIONAL COOPERATIVE BANK, N.A. 1 5.88% $2,184
SOMERSET TRUST COMPANY 1 7.13% $3,637
SOUTH CAROLINA FEDERAL CREDIT UNION 1 4.88% $7,536
SOUTH CENTRAL BANK, INC. 1 5.88% $2,201
MORTGAGEONE, INC. 1 6.50% $9,123
Washington Financial Bank 1 6.75% $3,959
Mortgage Assurance Inc. 1 6.50% $6,026
SOUTHPOINT FINANCIAL SERVICES, INC. 1 6.38% $2,126
MLB RESIDENTIAL LENDING, LLC 1 6.75% $4,549
ANDREWS FEDERAL CREDIT UNION 1 7.25% $4,223
American National Bank & Trust 1 6.50% $4,308
STAR ONE CREDIT UNION 1 6.00% $3,782
MIDLAND MORTGAGE CORPORATION 1 7.50% $2,292
Mid-Continent Funding, Inc. 1 6.99% $20,650
LONE STAR 1 6.88% $8,602
Legends Bank 1 6.38% $2,859
LATINO COMMUNITY CREDIT UNION 1 6.75% $4,613
KEMBA CREDIT UNION, INC. 1 7.38% $4,051
AMERICAN HERITAGE LENDING, INC. 1 10.75% $38,181
JET DIRECT FUNDING CORP 1 6.88% $5,577
INTERNATIONAL CITY MORTGAGE, INC. 1 7.00% $3,820
Independent Bank 1 6.13% $2,374
Independence Bank of Kentucky 1 6.50% $6,630
Hometown Equity Mortgage, LLC 1 6.00% $11,720
HOMESTAR FINANCIAL CORPORATION 1 6.88% $3,023
Sunflower Bank 1 7.38% $10,429
HomePromise Corporation 1 8.00% $7,650
HANSCOM 1 6.63% $6,301
Hancock Whitney Bank 1 6.00% $5,441
GREYLOCK 1 6.25% $2,758
GREAT RIVER FEDERAL CREDIT UNION 1 5.63% $6,314
TEACHERS 1 6.75% $4,569
GREAT LAKES 1 5.63% $5,201
The Bank of Missouri 1 6.50% $2,349
The Camden National Bank 1 5.88% $3,025
GRANITE FEDERAL CREDIT UNION 1 7.13% $3,225
The Dart Bank 1 8.25% $6,012
Grand Valley Bank 1 7.50% $6,690
Goldwater Bank, N.A. 1 6.00% $13,912
Gold Coast Bank 1 7.63% $13,892
Florida Capital Bank 1 5.75% $11,582
FLAT BRANCH MORTGAGE, INC. 1 5.88% $2,700
First Western Trust Bank 1 6.13% $2,974
First United Bank and Trust Company 1 7.63% $2,566
First Palmetto Bank 1 7.99% $4,606
The Northern Trust Company 1 6.50% $6,008
First Internet Bank of Indiana 1 5.38% $3,663
FIRST INTEGRITY MORTGAGE SERVICES, INC. 1 7.13% $2,686
First Federal Savings and Loan Association of Lakewood 1 5.62% $3,343
First Central Savings Bank 1 8.00% $9,147
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 6.00% $6,413
FAIRWINDS CREDIT UNION 1 7.00% $4,585
EDUCATIONAL SYSTEMS 1 6.38% $4,094
Eagle Savings Bank 1 7.38% $3,518
DUPACO COMMUNITY 1 5.38% $4,058
Dover Federal Credit Union 1 6.00% $4,615
Directions Credit Union, Inc. 1 7.53% $2,835
Deseret First Credit Union 1 6.88% $4,757
AMERICAN FINANCE HOUSE LARIBA 1 8.22% $2,899
TRIAD FINANCIAL SERVICES, INC. 1 9.50% $5,511
DELTA COMMUNITY CREDIT UNION 1 6.63% $7,213
Countybank 1 6.13% $2,362
Trustmark National Bank 1 7.25% $7,070
Tyndall Federal Credit Union 1 5.88% $3,753
Core Bank 1 6.50% $4,586
Constant Investments, Inc. 1 6.50% $3,792
UMASSFIVE COLLEGE Federal Credit Union 1 3.88% $6,892
American Bank and Trust Company 1 6.00% $3,512
COMPASS MORTGAGE, INC. 1 5.75% $3,540
1ST SIGNATURE LENDING, LLC 1 7.25% $6,804
UNITED 1 7.38% $3,141
United Fidelity Funding Corp. 1 7.13% $4,256
CLIFFCO, INC. 1 7.25% $8,889
Clear Mountain Bank 1 7.25% $4,979
CITIZENS EQUITY FIRST 1 6.88% $2,444
CIBM Bank 1 7.13% $3,937
1st National Bank 1 7.50% $3,035
Centennial Bank 1 5.88% $10,833
CARTER FEDERAL CREDIT UNION 1 7.13% $4,093
CAPITAL CONCEPTS, INC. 1 6.82% $9,793
1ST FINANCIAL, INC. 1 6.99% $5,900
UTILITIES EMPLOYEES CREDIT UNION 1 6.88% $5,063
1st Colonial Community Bank 1 7.00% $6,746
BM Real Estate Services, Inc. 1 9.50% $14,555
BECKAM FUNDING CORP. 1 7.13% $4,402
Baxter Credit Union 1 6.75% $13,029
VANTAGE WEST 1 6.50% $9,484
BANKSOUTH MORTGAGE COMPANY, LLC 1 7.88% $23,810
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 7.13% $34,017
Red River Bank 1 6.99% $3,319
RAPID MORTGAGE COMPANY 1 6.50% $6,191
RESIDENTIAL BANCORP 1 7.49% $4,042
PURDUE FEDERAL CREDIT UNION 1 6.63% $6,509
PROPONENT Federal Credit Union 1 6.50% $3,149
POLARIS HOME FUNDING CORP. 1 7.63% $8,114
POINT Mortgage 1 7.13% $5,177
PEOPLESBANK, A CODORUS VALLEY COMPANY 1 7.13% $4,793
PATRIOT 1 9.13% $2,869
Bank of Idaho 1 5.88% $4,555
Orrstown Bank 1 7.38% $4,207
SCIENT Federal Credit Union 1 6.50% $7,810
ONY GLO, INC. 1 6.99% $3,451

Virginia Average Closing Costs & Other Stats

Virginia's 578 lenders originated 159,798 loans during 2023. The total origination value was $52,352,160,000, with an average loan value of $327,615.

Virginia's average closing costs are $5,989.

The top Virginia lender as defined by loan originations is QUICKEN LOANS, LLC, with 3,812 loans originated. Their average total fees are $7,004, which is $1,449 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

The lowest fee Virginia lenders (with over 10 loans originated) are Discover Bank ($0), Shea Mortgage Inc. ($1,140), PULTE MORTGAGE LLC ($1,279), Third Federal Savings and Loan Association of Cleveland ($1,310) and HOMEAMERICAN MORTGAGE CORPORATION ($1,845).

The lowest rate Virginia lenders (with over 10 loans originated) are PARK VIEW FEDERAL CREDIT UNION (4.37%), IDB Global Federal Credit Union (5.27%), TOWER (5.36%), Celco Community Federal Credit Union (5.39%) and Citibank (5.40%).

Virginia Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
QUICKEN LOANS, LLC $3,888,670,000 $2,318,475,000 -40.4% 4.4%
UNITED WHOLESALE MORTGAGE, LLC $2,496,465,000 $2,107,565,000 -15.6% 4.0%
NAVY FEDERAL CREDIT UNION $2,217,315,000 $1,670,095,000 -24.7% 3.2%
Truist $2,392,415,000 $1,613,175,000 -32.6% 3.1%
MOVEMENT MORTGAGE, LLC $1,800,190,000 $1,435,695,000 -20.2% 2.7%
Atlantic Coast Mortgage, LLC $1,350,110,000 $1,188,940,000 -11.9% 2.3%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $1,548,165,000 $1,171,745,000 -24.3% 2.2%
Mortgage Research Center, LLC $1,415,350,000 $1,086,205,000 -23.3% 2.1%
NVR Mortgage Finance, Inc. $1,184,715,000 $1,030,985,000 -13.0% 2.0%
Wells Fargo Bank $2,175,605,000 $883,920,000 -59.4% 1.7%
PNC Bank $964,080,000 $879,455,000 -8.8% 1.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $708,200,000 $839,530,000 18.5% 1.6%
First Heritage Mortgage, LLC $995,540,000 $836,820,000 -15.9% 1.6%
CMG MORTGAGE, INC. $516,610,000 $767,815,000 48.6% 1.5%
Prosperity Home Mortgage, LLC $1,182,595,000 $761,080,000 -35.6% 1.5%
INTERCOASTAL MORTGAGE COMPANY $1,229,855,000 $720,595,000 -41.4% 1.4%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $405,290,000 $630,950,000 55.7% 1.2%
George Mason Mortgage, LLC $1,463,915,000 $629,910,000 -57.0% 1.2%
Bank of America $1,102,750,000 $620,645,000 -43.7% 1.2%
NFM, INC. $918,665,000 $613,800,000 -33.2% 1.2%
Alcova Mortgage LLC $828,720,000 $596,250,000 -28.1% 1.1%
PENNYMAC LOAN SERVICES, LLC $1,008,455,000 $525,360,000 -47.9% 1.0%
Towne Bank $830,450,000 $505,895,000 -39.1% 1.0%
Virginia Credit Union, Inc. $524,135,000 $488,540,000 -6.8% 0.9%
Atlantic Union Bank $757,875,000 $486,875,000 -35.8% 0.9%
LOANDEPOT.COM, LLC $1,389,965,000 $471,280,000 -66.1% 0.9%
FIRST SAVINGS MORTGAGE CORPORATION $774,105,000 $457,700,000 -40.9% 0.9%
Fulton Bank $501,375,000 $442,355,000 -11.8% 0.8%
GUARANTEED RATE, INC. $642,665,000 $435,605,000 -32.2% 0.8%
SOUTHERN TRUST MORTGAGE, LLC $592,085,000 $423,325,000 -28.5% 0.8%
JPMorgan Chase Bank $603,875,000 $419,030,000 -30.6% 0.8%
GREYSTONE SERVICING COMPANY LLC $79,465,000 $394,090,000 395.9% 0.8%
C & F Mortgage Corporation $561,185,000 $391,605,000 -30.2% 0.7%
EMBRACE HOME LOANS, INC. $697,210,000 $383,500,000 -45.0% 0.7%
PENTAGON FEDERAL CREDIT UNION $668,650,000 $367,250,000 -45.1% 0.7%
Citibank $321,335,000 $359,070,000 11.7% 0.7%
First National Bank of Pennsylvania $207,600,000 $354,140,000 70.6% 0.7%
FREEDOM MORTGAGE CORPORATION $809,535,000 $353,905,000 -56.3% 0.7%
WALKER & DUNLOP, LLC $637,220,000 $348,055,000 -45.4% 0.7%
Citizens Bank $4,695,000 $342,660,000 7,198.4% 0.7%
CROSSCOUNTRY MORTGAGE, LLC $390,835,000 $326,995,000 -16.3% 0.6%
BERKADIA COMMERCIAL MORTGAGE LLC $1,032,035,000 $322,910,000 -68.7% 0.6%
NEWREZ LLC $244,640,000 $318,390,000 30.1% 0.6%
TD Bank $315,165,000 $309,535,000 -1.8% 0.6%
Grandbridge Real Estate Capital LLC $159,765,000 $278,200,000 74.1% 0.5%
U.S. Bank $751,215,000 $275,890,000 -63.3% 0.5%
Ameris Bank $403,590,000 $265,530,000 -34.2% 0.5%
CAPITAL CENTER, L.L.C. $690,255,000 $254,640,000 -63.1% 0.5%
TIDEWATER MORTGAGE SERVICES, INC. $356,375,000 $251,410,000 -29.5% 0.5%
CALIBER HOME LOANS, INC. $1,068,885,000 $243,995,000 -77.2% 0.5%
FIRST HOME MORTGAGE CORPORATION $301,770,000 $228,700,000 -24.2% 0.4%
Integrity Home Mortgage Corp $371,115,000 $222,280,000 -40.1% 0.4%
CBM Mortgage, Inc. $307,510,000 $218,920,000 -28.8% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $604,740,000 $212,780,000 -64.8% 0.4%
BERKELEY POINT CAPITAL LLC $331,970,000 $203,850,000 -38.6% 0.4%
United Nations Federal Credit Union $285,415,000 $198,350,000 -30.5% 0.4%
M&T Realty Capital Corporation $174,320,000 $197,385,000 13.2% 0.4%
DHI MORTGAGE COMPANY, LTD. $159,310,000 $196,960,000 23.6% 0.4%
CBRE MULTIFAMILY CAPITAL, INC. $77,100,000 $194,765,000 152.6% 0.4%
Presidential Bank, FSB $268,430,000 $193,280,000 -28.0% 0.4%
AMERICAN FINANCIAL NETWORK, INC. $192,065,000 n/a 0.4%
JONES LANG LASALLE MULTIFAMILY, LLC $31,650,000 $187,710,000 493.1% 0.4%
Morgan Stanley Private Bank $201,780,000 $178,605,000 -11.5% 0.3%
NEWPORT NEWS SHIPBUILDING EMPLOYEES $222,955,000 $175,200,000 -21.4% 0.3%
USAA Federal Savings Bank $270,070,000 $173,890,000 -35.6% 0.3%
CARDINAL FINANCIAL $283,385,000 $172,545,000 -39.1% 0.3%
Advance Financial Group, LLC $127,840,000 $170,920,000 33.7% 0.3%
Plains Commerce Bank $99,805,000 $168,780,000 69.1% 0.3%
BAY EQUITY LLC $108,595,000 $166,880,000 53.7% 0.3%
FIRST BANCORP $140,280,000 $165,450,000 17.9% 0.3%
HOMESIDE FINANCIAL, LLC $287,785,000 $164,510,000 -42.8% 0.3%
LANGLEY $280,240,000 $164,350,000 -41.4% 0.3%
The Federal Savings Bank $271,970,000 $164,135,000 -39.6% 0.3%
First-Citizens Bank & Trust Company $223,990,000 $162,260,000 -27.6% 0.3%
M&T Bank $214,465,000 $161,120,000 -24.9% 0.3%
Apple Federal Credit Union $242,280,000 $157,390,000 -35.0% 0.3%
UNION HOME MORTGAGE CORP. $197,345,000 $154,760,000 -21.6% 0.3%
GUARANTEED RATE AFFINITY, LLC $192,270,000 $152,885,000 -20.5% 0.3%
Vellum Mortgage, Inc. $252,510,000 $150,430,000 -40.4% 0.3%
DRAPER AND KRAMER MORTGAGE CORP. $310,405,000 $149,790,000 -51.7% 0.3%
United Bank $213,715,000 $143,405,000 -32.9% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $226,165,000 $142,610,000 -36.9% 0.3%
BROKER SOLUTIONS, INC. $229,800,000 $142,220,000 -38.1% 0.3%
JAMS-01, INC. $240,380,000 $142,190,000 -40.8% 0.3%
Sandy Spring Bank $360,340,000 $138,005,000 -61.7% 0.3%
AMERISAVE MORTGAGE CORPORATION $443,265,000 $135,945,000 -69.3% 0.3%
EAGLE HOME MORTGAGE, LLC $127,895,000 $133,215,000 4.2% 0.3%
Towne Mortgage, LLC $188,905,000 $132,790,000 -29.7% 0.3%
Carter Bank & Trust $81,725,000 $131,775,000 61.2% 0.3%
Tidewater Home Funding, LLC $184,300,000 $131,615,000 -28.6% 0.3%
Flagstar Bank, FSB $273,195,000 $130,910,000 -52.1% 0.3%
The Freedom Bank of Virginia $155,145,000 $128,000,000 -17.5% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $112,690,000 $120,770,000 7.2% 0.2%
PULTE MORTGAGE LLC $151,375,000 $120,765,000 -20.2% 0.2%
MEMBER ONE $108,595,000 $119,330,000 9.9% 0.2%
TOWER $136,465,000 $119,285,000 -12.6% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $73,540,000 $119,040,000 61.9% 0.2%
Towne First Mortgage, LLC $161,295,000 $117,020,000 -27.4% 0.2%
The Northwestern Mutual Life Insurance Company $80,005,000 $116,905,000 46.1% 0.2%
FREEDOM FIRST $182,560,000 $113,780,000 -37.7% 0.2%
HOMESPIRE MORTGAGE CORPORATION $215,315,000 $111,580,000 -48.2% 0.2%
DUPONT COMMUNITY $244,485,000 $111,495,000 -54.4% 0.2%
Northwest Federal Credit Union $208,975,000 $110,085,000 -47.3% 0.2%
Bank of Clarke County $58,750,000 $109,395,000 86.2% 0.2%
SWBC MORTGAGE CORPORATION $168,040,000 $108,475,000 -35.4% 0.2%
LENDINGHOME FUNDING CORPORATION $119,600,000 $107,460,000 -10.2% 0.2%
PGIM Real Estate Finance, LLC $188,370,000 $105,010,000 -44.3% 0.2%
Blue Ridge Bank $298,065,000 $104,560,000 -64.9% 0.2%
Bank-Fund Staff Federal Credit Union $206,090,000 $102,610,000 -50.2% 0.2%
VILLAGE BANK MORTGAGE CORPORATION $158,185,000 $101,685,000 -35.7% 0.2%
F & M BANK CORP. $134,595,000 $101,020,000 -24.9% 0.2%
Discover Bank $68,830,000 $99,380,000 44.4% 0.2%
First Horizon Bank $47,335,000 $99,020,000 109.2% 0.2%
GUILD MORTGAGE COMPANY $88,045,000 $93,475,000 6.2% 0.2%
NORTHMARQ CAPITAL FINANCE, L.L.C. $12,455,000 $92,340,000 641.4% 0.2%
NBKC BANK $119,990,000 $91,350,000 -23.9% 0.2%
Burke & Herbert Bank & Trust Company $156,970,000 $90,330,000 -42.5% 0.2%
Carrington Mortgage Services, LLC $135,570,000 $88,530,000 -34.7% 0.2%
Bank of Botetourt $100,625,000 $88,375,000 -12.2% 0.2%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $120,195,000 $86,495,000 -28.0% 0.2%
American National Bank and Trust Company $153,990,000 $85,830,000 -44.3% 0.2%
Summit Community Bank, Inc. $94,975,000 $84,180,000 -11.4% 0.2%
Waterstone Mortgage Corporation $72,320,000 $83,895,000 16.0% 0.2%
NATIONS DIRECT MORTGAGE, LLC $36,495,000 $82,430,000 125.9% 0.2%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $200,835,000 $82,085,000 -59.1% 0.2%
NEW DAY FINANCIAL, LLC $155,310,000 $80,790,000 -48.0% 0.2%
Century Mortgage Company DBA Century Lending Company $52,045,000 $79,960,000 53.6% 0.2%
EASTMAN $104,710,000 $78,815,000 -24.7% 0.2%
VANDERBILT MORTGAGE AND FINANCE, INC. $89,985,000 $77,865,000 -13.5% 0.1%
Third Federal Savings and Loan Association of Cleveland $123,580,000 $76,420,000 -38.2% 0.1%
Citizens and Farmers Bank $145,315,000 $76,415,000 -47.4% 0.1%
EMM LOANS LLC $128,965,000 $75,735,000 -41.3% 0.1%
Member Options, LLC $69,395,000 $75,695,000 9.1% 0.1%
The Old Point National Bank of Phoebus $87,045,000 $74,470,000 -14.4% 0.1%
Sierra Pacific Mortgage Company, Inc. $86,100,000 $73,980,000 -14.1% 0.1%
WesBanco $150,250,000 $73,955,000 -50.8% 0.1%
HOMEAMERICAN MORTGAGE CORPORATION $80,945,000 $69,205,000 -14.5% 0.1%
MainStreet Bank $82,955,000 $68,840,000 -17.0% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $52,340,000 $68,400,000 30.7% 0.1%
ARC HOME LLC $41,795,000 $66,440,000 59.0% 0.1%
1ST ADVANTAGE FEDERAL CREDIT UNION $66,775,000 $65,045,000 -2.6% 0.1%
First Bank $165,000 $64,505,000 38,993.9% 0.1%
JET HOMELOANS, LLC $33,825,000 $62,620,000 85.1% 0.1%
Dollar Bank, Federal Savings Bank $52,625,000 $62,555,000 18.9% 0.1%
Renasant Bank $132,535,000 $60,420,000 -54.4% 0.1%
Figure Lending LLC $65,580,000 $58,960,000 -10.1% 0.1%
Santander Bank, N.A. $23,850,000 $58,910,000 147.0% 0.1%
PLANET HOME LENDING, LLC $113,145,000 $58,670,000 -48.1% 0.1%
Bank of the James $93,905,000 $58,445,000 -37.8% 0.1%
VILLAGE CAPITAL MORTGAGE $32,990,000 $57,495,000 74.3% 0.1%
Paramount Residential Mortgage Group, Inc. $122,500,000 $55,760,000 -54.5% 0.1%
Skyline National Bank $70,945,000 $55,445,000 -21.8% 0.1%
The Huntington National Bank $79,415,000 $54,160,000 -31.8% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $63,640,000 $54,035,000 -15.1% 0.1%
OCMBC, INC. $18,445,000 $53,195,000 188.4% 0.1%
FIDELITY DIRECT MORTGAGE, LLC $60,800,000 $53,030,000 -12.8% 0.1%
The Bank of Marion $52,975,000 $52,425,000 -1.0% 0.1%
Benchmark Community Bank $55,920,000 $49,445,000 -11.6% 0.1%
NexBank $52,265,000 $48,570,000 -7.1% 0.1%
TBI MORTGAGE COMPANY $125,515,000 $48,100,000 -61.7% 0.1%
RELIANCE FIRST CAPITAL, LLC $52,180,000 $47,880,000 -8.2% 0.1%
City National Bank of West Virginia $58,425,000 $47,495,000 -18.7% 0.1%
American Mortgage & Equity Consultants, Inc. $900,000 $46,645,000 5,082.8% 0.1%
Southern Bank and Trust Company $88,540,000 $46,330,000 -47.7% 0.1%
STATE EMPLOYEES' $59,365,000 $45,950,000 -22.6% 0.1%
BETTER MORTGAGE CORPORATION $220,130,000 $45,915,000 -79.1% 0.1%
State Department Federal Credit Union $48,850,000 $45,875,000 -6.1% 0.1%
Strong Home Mortgage, LLC $123,170,000 $45,850,000 -62.8% 0.1%
UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION,INC. $38,600,000 $45,235,000 17.2% 0.1%
Chesapeake Bank $77,835,000 $44,945,000 -42.3% 0.1%
GSF Mortgage Corporation $32,830,000 $44,365,000 35.1% 0.1%
LAKEVIEW LOAN SERVICING, LLC $165,745,000 $44,120,000 -73.4% 0.1%
AMWEST FUNDING CORP. $62,170,000 $44,070,000 -29.1% 0.1%
Virginia National Bank $28,220,000 $43,300,000 53.4% 0.1%
NATIONAL BANKSHARES, INC. $87,465,000 $43,190,000 -50.6% 0.1%
CNB Bank $46,740,000 $42,875,000 -8.3% 0.1%
Ixonia Bank $55,595,000 $42,045,000 -24.4% 0.1%
C&F Select LLC $55,365,000 $42,015,000 -24.1% 0.1%
DIGITAL Federal Credit Union $49,600,000 $41,765,000 -15.8% 0.1%
MORTGAGE ACCESS CORP. $53,320,000 $41,085,000 -22.9% 0.1%
THRIVE MORTGAGE, LLC $52,830,000 $40,765,000 -22.8% 0.1%
CHARTWAY FEDERAL CREDIT UNION $45,920,000 $40,290,000 -12.3% 0.1%
Charles Schwab Bank, SSB $100,040,000 $40,205,000 -59.8% 0.1%
GENEVA FINANCIAL, LLC $41,675,000 $40,125,000 -3.7% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $156,455,000 $39,565,000 -74.7% 0.1%
LIMA ONE CAPITAL, LLC $56,600,000 $39,430,000 -30.3% 0.1%
UBS Bank USA $88,350,000 $39,125,000 -55.7% 0.1%
Pinnacle Bank $205,000 $38,255,000 18,561.0% 0.1%
CHURCHILL MORTGAGE CORPORATION $63,665,000 $38,215,000 -40.0% 0.1%
First National Bank of America $56,290,000 $38,185,000 -32.2% 0.1%
RCN Capital, LLC $28,345,000 $37,775,000 33.3% 0.1%
NEXTMARK $63,750,000 $36,935,000 -42.1% 0.1%
Regions Bank $44,805,000 $36,915,000 -17.6% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $10,625,000 $36,510,000 243.6% 0.1%
Citizens Bank and Trust Company $33,040,000 $36,460,000 10.4% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $47,275,000 $36,460,000 -22.9% 0.1%
Capital Bank $48,590,000 $36,215,000 -25.5% 0.1%
EagleBank $153,205,000 $35,890,000 -76.6% 0.1%
NewTowne Mortgage, LLC $194,795,000 $35,860,000 -81.6% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $49,150,000 $35,755,000 -27.3% 0.1%
Prudential Huntoon Paige Associates, LLC $281,715,000 $35,680,000 -87.3% 0.1%
DAS Acquisition Company, LLC $24,860,000 $35,605,000 43.2% 0.1%
ZILLOW HOME LOANS, LLC $51,035,000 $35,590,000 -30.3% 0.1%
MCLEAN MORTGAGE CORPORATION $1,611,805,000 $34,850,000 -97.8% 0.1%
DEEPHAVEN MORTGAGE LLC $17,445,000 $34,820,000 99.6% 0.1%
Community Bank of the Chesapeake $115,320,000 $34,425,000 -70.1% 0.1%
Keystone Funding, Inc. $33,690,000 n/a 0.1%
FIRST EQUITY MORTGAGE INCORPORATED $53,290,000 $33,450,000 -37.2% 0.1%
LOANPAL, LLC $81,085,000 $33,245,000 -59.0% 0.1%
Northpointe Bank $65,175,000 $32,840,000 -49.6% 0.1%
COMMONWEALTH ONE FEDERAL CREDIT UNION $13,150,000 $32,350,000 146.0% 0.1%
T2 FINANCIAL LLC $8,735,000 $31,915,000 265.4% 0.1%
MILEND, INC. $45,490,000 $31,530,000 -30.7% 0.1%
BNC National Bank $54,515,000 $31,345,000 -42.5% 0.1%
Equity Prime Mortgage LLC $42,025,000 $30,945,000 -26.4% 0.1%
Shore United Bank $15,105,000 $30,930,000 104.8% 0.1%
PLAZA HOME MORTGAGE, INC. $60,105,000 $30,450,000 -49.3% 0.1%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $129,975,000 $29,785,000 -77.1% 0.1%
Barrington Bank & Trust Company, N.A. $50,590,000 $29,330,000 -42.0% 0.1%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $42,360,000 $29,275,000 -30.9% 0.1%
PARK VIEW FEDERAL CREDIT UNION $63,205,000 $29,030,000 -54.1% 0.1%
FINANCE OF AMERICA REVERSE LLC $33,180,000 $28,915,000 -12.9% 0.1%
Farm Credit of the Virginias, ACA $40,880,000 $28,800,000 -29.5% 0.1%
GUIDANCE RESIDENTIAL, LLC $40,595,000 $28,720,000 -29.3% 0.1%
Commerce Home Mortgage, Inc. $30,150,000 $28,535,000 -5.4% 0.1%
Virginia Partners Bank $56,840,000 $27,845,000 -51.0% 0.1%
DRAGAS MORTGAGE COMPANY $34,535,000 $27,605,000 -20.1% 0.1%
Truliant Federal Credit Union $41,970,000 $27,585,000 -34.3% 0.1%
ARLINGTON COMMUNITY $69,950,000 $26,825,000 -61.7% 0.1%
ABNB Federal Credit Union $57,595,000 $26,600,000 -53.8% 0.1%
First Reliance Bank $34,575,000 $26,505,000 -23.3% 0.1%
Cornerstone First Mortgage, Inc $4,525,000 $26,040,000 475.5% 0.0%
First Federal Bank $32,270,000 $25,945,000 -19.6% 0.0%
NATION ONE MORTGAGE CORPORATION $42,370,000 $25,935,000 -38.8% 0.0%
First Community Bank $275,000 $25,685,000 9,240.0% 0.0%
The Central Trust Bank $26,565,000 $25,540,000 -3.9% 0.0%
Goldman Sachs Bank USA $30,080,000 $25,530,000 -15.1% 0.0%
HOMEXPRESS MORTGAGE CORP. $6,265,000 $25,480,000 306.7% 0.0%
TOWNE MORTGAGE COMPANY $27,320,000 $25,290,000 -7.4% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $33,280,000 $25,120,000 -24.5% 0.0%
Armed Forces Bank $36,135,000 $24,775,000 -31.4% 0.0%
North American Savings Bank, F.S.B. $93,685,000 $24,755,000 -73.6% 0.0%
First National Bank $25,000 $24,660,000 98,540.0% 0.0%
MID AMERICA MORTGAGE, INC. $32,615,000 $24,575,000 -24.7% 0.0%
GoPrime Mortgage, Inc. $45,285,000 $24,390,000 -46.1% 0.0%
PREMIA MORTGAGE, LLC $30,225,000 $24,390,000 -19.3% 0.0%
UIF CORPORATION $39,425,000 $23,940,000 -39.3% 0.0%
Barings Multifamily Capital $23,695,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $30,810,000 $23,505,000 -23.7% 0.0%
Nations Lending Corporation $66,055,000 $23,500,000 -64.4% 0.0%
Touchstone Bank $42,055,000 $23,455,000 -44.2% 0.0%
ACADEMY MORTGAGE CORPORATION $21,995,000 $23,315,000 6.0% 0.0%
Select Bank $36,850,000 $23,310,000 -36.7% 0.0%
MORIA DEVELOPMENT, INC. $7,785,000 $23,170,000 197.6% 0.0%
CLEARPATH LENDING $47,040,000 $22,105,000 -53.0% 0.0%
SONABANK $38,540,000 $22,070,000 -42.7% 0.0%
Citadel Servicing Corporation $16,525,000 $21,830,000 32.1% 0.0%
Call Federal Credit Union $38,625,000 $21,775,000 -43.6% 0.0%
Ally Bank $24,645,000 $21,380,000 -13.2% 0.0%
Bank of Charles Town $28,070,000 $21,235,000 -24.3% 0.0%
BNY Mellon $24,865,000 $21,205,000 -14.7% 0.0%
MANN FINANCIAL INC. $38,535,000 $20,960,000 -45.6% 0.0%
BMO Harris Bank $18,450,000 $20,925,000 13.4% 0.0%
SeaTrust Mortgage Company $5,550,000 $20,810,000 275.0% 0.0%
Oak View National Bank $20,475,000 n/a 0.0%
ROSS MORTGAGE CORPORATION $17,480,000 $20,240,000 15.8% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $237,890,000 $20,190,000 -91.5% 0.0%
Pendleton Community Bank, Inc. $41,775,000 $19,800,000 -52.6% 0.0%
GEO-CORP, INC. $31,745,000 $19,505,000 -38.6% 0.0%
Magnolia Bank $24,160,000 $19,270,000 -20.2% 0.0%
Chain Bridge Bank $35,470,000 $19,050,000 -46.3% 0.0%
SOUTHWEST STAGE FUNDING, LLC $15,965,000 $17,855,000 11.8% 0.0%
SPRING EQ, LLC $73,335,000 $17,800,000 -75.7% 0.0%
IDB Global Federal Credit Union $26,665,000 $17,480,000 -34.4% 0.0%
Cedar Rapids Bank and Trust Company $8,610,000 $17,440,000 102.6% 0.0%
21ST MORTGAGE CORPORATION $15,005,000 $17,425,000 16.1% 0.0%
AgFirst Farm Credit Bank $50,595,000 $17,360,000 -65.7% 0.0%
Summit Mortgage Corporation $26,455,000 $17,290,000 -34.6% 0.0%
City National Bank $50,300,000 $17,245,000 -65.7% 0.0%
JOHNSON MORTGAGE COMPANY, L.L.C. $37,665,000 $17,240,000 -54.2% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $13,725,000 $17,060,000 24.3% 0.0%
Stifel Bank and Trust $27,810,000 $16,960,000 -39.0% 0.0%
American Security Mortgage Corp. $28,090,000 $16,925,000 -39.7% 0.0%
Calvin B. Taylor Banking Company of Berlin, Maryland $25,355,000 $16,870,000 -33.5% 0.0%
South State Bank $45,705,000 $16,445,000 -64.0% 0.0%
A&D Mortgage LLC $8,750,000 $16,425,000 87.7% 0.0%
HomeTrust Bank $21,600,000 $16,135,000 -25.3% 0.0%
NMSI, INC. $8,500,000 $16,050,000 88.8% 0.0%
BLUE EAGLE CREDIT UNION $11,535,000 $15,940,000 38.2% 0.0%
KeyBank $113,200,000 $15,705,000 -86.1% 0.0%
Raymond James Bank $31,650,000 $15,600,000 -50.7% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $23,700,000 $15,590,000 -34.2% 0.0%
Arbor Realty Trust, Inc. $113,930,000 $15,455,000 -86.4% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $8,815,000 $15,400,000 74.7% 0.0%
Shea Mortgage Inc. $16,165,000 $15,365,000 -4.9% 0.0%
Bethpage Federal Credit Union $18,210,000 $15,310,000 -15.9% 0.0%
PHH Mortgage Corporation $42,205,000 $15,300,000 -63.7% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $12,490,000 $15,030,000 20.3% 0.0%
Village Bank $14,945,000 n/a 0.0%
Mid-Continent Funding, Inc. $26,355,000 $14,915,000 -43.4% 0.0%
ANCHOR LOANS, LP $12,245,000 $14,900,000 21.7% 0.0%
MLD MORTGAGE INC. $11,480,000 $14,890,000 29.7% 0.0%
ENVOY MORTGAGE, LTD $16,845,000 $14,725,000 -12.6% 0.0%
DOMINION FINANCIAL SERVICES, LLC $44,800,000 $14,445,000 -67.8% 0.0%
Lakeview Community Capital, LLC $56,285,000 $14,370,000 -74.5% 0.0%
MICHIGAN MUTUAL, INC. $4,220,000 $13,970,000 231.0% 0.0%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $8,340,000 $13,965,000 67.4% 0.0%
JMAC LENDING, INC. $2,205,000 $13,860,000 528.6% 0.0%
Meridian Bank Corporation $27,290,000 $13,650,000 -50.0% 0.0%
Merchants Capital Corp. $13,605,000 n/a 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $17,655,000 $13,460,000 -23.8% 0.0%
ROYAL UNITED MORTGAGE LLC $17,795,000 $13,335,000 -25.1% 0.0%
FAY SERVICING, LLC $11,680,000 $13,325,000 14.1% 0.0%
Hometown Equity Mortgage, LLC $15,560,000 $13,325,000 -14.4% 0.0%
The Farmers Bank of Appomattox $32,865,000 $13,295,000 -59.5% 0.0%
CORNERSTONE HOME LENDING, INC. $20,715,000 $12,990,000 -37.3% 0.0%
New Peoples Bank, Inc. $17,310,000 $12,885,000 -25.6% 0.0%
First Savings Bank $15,855,000 $12,760,000 -19.5% 0.0%
Frontier Community Bank $12,755,000 n/a 0.0%
SIRVA MORTGAGE, INC. $15,335,000 $12,730,000 -17.0% 0.0%
AmeriHome Mortgage Company, LLC $34,920,000 $12,715,000 -63.6% 0.0%
JUSTICE Federal Credit Union $31,875,000 $12,500,000 -60.8% 0.0%
Blackhawk Bank & Trust $12,395,000 n/a 0.0%
CITY FIRST MORTGAGE SERVICES, L.L.C. $655,000 $12,390,000 1,791.6% 0.0%
N R L Federal Credit Union $41,735,000 $12,385,000 -70.3% 0.0%
Kwik Mortgage Corporation $15,355,000 $12,370,000 -19.4% 0.0%
Aurora Financial, LLC $18,905,000 $12,095,000 -36.0% 0.0%
AMERICAN FINANCING CORPORATION $46,695,000 $11,920,000 -74.5% 0.0%
ALLIANT CREDIT UNION $29,855,000 $11,825,000 -60.4% 0.0%
SUMMIT FUNDING, INC. $3,360,000 $11,545,000 243.6% 0.0%
ValleyStar Credit Union $91,020,000 $11,490,000 -87.4% 0.0%
United States Senate Federal Credit Union $12,370,000 $11,475,000 -7.2% 0.0%
NP, Inc. $26,300,000 $11,450,000 -56.5% 0.0%
LENDINGONE, LLC $31,135,000 $11,350,000 -63.5% 0.0%
Colonial Farm Credit, ACA $10,585,000 $11,345,000 7.2% 0.0%
LONGBRIDGE FINANCIAL, LLC $11,695,000 $11,345,000 -3.0% 0.0%
GVC MORTGAGE, INC. $2,730,000 $11,210,000 310.6% 0.0%
Watermark Capital, Inc. $8,775,000 $11,200,000 27.6% 0.0%
CONTOUR MORTGAGE CORPORATION $12,835,000 $10,855,000 -15.4% 0.0%
The Bank of Charlotte County $10,855,000 n/a 0.0%
Powell Valley National Bank $24,615,000 $10,835,000 -56.0% 0.0%
HANSCOM $28,335,000 $10,730,000 -62.1% 0.0%
John Marshall Bank $22,820,000 $10,730,000 -53.0% 0.0%
Loan Simple, Inc. $36,535,000 $10,730,000 -70.6% 0.0%
Hingham Institution for Savings $59,400,000 $10,640,000 -82.1% 0.0%
CityWorth Mortgage LLC $30,530,000 $10,585,000 -65.3% 0.0%
NSWC Federal Credit Union $9,705,000 $10,490,000 8.1% 0.0%
NEW WAVE LENDING GROUP INC $3,115,000 $10,465,000 236.0% 0.0%
EVERETT FINANCIAL, INC. $44,750,000 $10,460,000 -76.6% 0.0%
AMERICAN HERITAGE LENDING, INC. $8,345,000 $10,375,000 24.3% 0.0%
THE MORTGAGE LINK, INC. $33,275,000 $10,340,000 -68.9% 0.0%
MK LENDING CORP. $2,340,000 $10,195,000 335.7% 0.0%
Princeton Mortgage Corporation $18,775,000 $10,170,000 -45.8% 0.0%
PANORAMA MORTGAGE GROUP, LLC $5,260,000 $10,070,000 91.4% 0.0%
ALLIED MORTGAGE GROUP, INC. $17,275,000 $10,065,000 -41.7% 0.0%
HENRICO Federal Credit Union $16,795,000 $10,035,000 -40.3% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $43,155,000 $9,975,000 -76.9% 0.0%
LENDSURE MORTGAGE CORP. $13,845,000 $9,585,000 -30.8% 0.0%
TOP FLITE FINANCIAL, INC. $9,520,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $79,090,000 $9,505,000 -88.0% 0.0%
MidAtlantic Farm Credit, ACA $3,030,000 $9,425,000 211.1% 0.0%
Farmers Bank & Trust $5,175,000 $9,050,000 74.9% 0.0%
The Fidelity Bank $15,545,000 $9,035,000 -41.9% 0.0%
Coastal Community Bank $8,850,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $13,940,000 $8,780,000 -37.0% 0.0%
The National Capital Bank of Washington $8,635,000 n/a 0.0%
Fifth Third Bank $27,020,000 $8,515,000 -68.5% 0.0%
ISERVE RESIDENTIAL LENDING, LLC $7,300,000 $8,385,000 14.9% 0.0%
NASA Federal Credit Union $16,115,000 $8,275,000 -48.7% 0.0%
Bank of England $18,615,000 $8,190,000 -56.0% 0.0%
LEGEND LENDING CORPORATION $1,710,000 $8,015,000 368.7% 0.0%
Amalgamated Bank $17,615,000 $8,000,000 -54.6% 0.0%
EVANSVILLE TEACHERS $4,240,000 $7,940,000 87.3% 0.0%
PLUS RELOCATION MORTGAGE, LLC $8,290,000 $7,790,000 -6.0% 0.0%
Bronco Federal Credit Union $13,275,000 $7,750,000 -41.6% 0.0%
Logan Finance Corporation $1,380,000 $7,705,000 458.3% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $4,050,000 $7,705,000 90.2% 0.0%
Assurance Financial Group, L.L.C. $36,540,000 $7,695,000 -78.9% 0.0%
CENTER STREET LENDING VIII, LLC $2,220,000 $7,695,000 246.6% 0.0%
Celco Community Federal Credit Union $5,215,000 $7,550,000 44.8% 0.0%
FEDERATED MORTGAGE CORP. $12,190,000 $7,485,000 -38.6% 0.0%
DOMINION ENERGY CREDIT UNION $14,045,000 $7,355,000 -47.6% 0.0%
TJC Mortgage, Inc. $21,310,000 $7,315,000 -65.7% 0.0%
S&T Bank $5,325,000 $7,310,000 37.3% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $24,235,000 $7,105,000 -70.7% 0.0%
Commerce Bank $195,000 $7,105,000 3,543.6% 0.0%
Eastern Bank $7,005,000 n/a 0.0%
ARGENT $10,400,000 $7,000,000 -32.7% 0.0%
COASTAL Federal Credit Union $7,775,000 $6,865,000 -11.7% 0.0%
PIONEER BANK $14,565,000 $6,840,000 -53.0% 0.0%
BEACH MUNICIPAL FEDERAL CREDIT UNION $4,765,000 $6,785,000 42.4% 0.0%
LEADERONE FINANCIAL CORPORATION $10,400,000 $6,620,000 -36.3% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $36,245,000 $6,565,000 -81.9% 0.0%
Metro City Bank $12,130,000 $6,515,000 -46.3% 0.0%
NORTHROP GRUMMAN Federal Credit Union $4,305,000 $6,455,000 49.9% 0.0%
Evolve Bank & Trust $11,225,000 $6,320,000 -43.7% 0.0%
MID-ISLAND MORTGAGE CORP. $11,020,000 $6,290,000 -42.9% 0.0%
OAKTREE FUNDING CORP. $3,385,000 $6,280,000 85.5% 0.0%
Encompass Lending Group, LP $22,225,000 $6,235,000 -71.9% 0.0%
FVCbank $6,185,000 n/a 0.0%
BECKAM FUNDING CORP. $1,120,000 $6,150,000 449.1% 0.0%
Quontic Bank $17,685,000 $6,125,000 -65.4% 0.0%
FIRST MORTGAGE COMPANY, INC. $345,000 $6,020,000 1,644.9% 0.0%
Residential Mortgage Solutions, Inc. $7,340,000 $6,010,000 -18.1% 0.0%
HOMESTEAD FUNDING CORP. $14,575,000 $6,000,000 -58.8% 0.0%
Greenbox Loans, Inc. $4,055,000 $5,985,000 47.6% 0.0%
BAY CAPITAL MORTGAGE CORPORATION $8,430,000 $5,930,000 -29.7% 0.0%
The Farmers & Merchants Bank of Craig County $5,545,000 n/a 0.0%
Axos Bank $8,370,000 $5,470,000 -34.6% 0.0%
GREYSTONE FUNDING COMPANY LLC $127,770,000 $5,405,000 -95.8% 0.0%
Signature Federal Credit Union $1,925,000 $5,365,000 178.7% 0.0%
MCNB Bank and Trust Co. $1,365,000 $5,295,000 287.9% 0.0%
RESIDENTIAL HOME FUNDING CORP. $1,530,000 $5,280,000 245.1% 0.0%
Capon Valley Bank $10,510,000 $5,225,000 -50.3% 0.0%
ITHINK FINANCIAL Credit Union $22,905,000 $5,185,000 -77.4% 0.0%
Woori America Bank $9,190,000 $5,185,000 -43.6% 0.0%
CENTRAL VIRGINIA $7,320,000 $5,180,000 -29.2% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $12,455,000 $5,155,000 -58.6% 0.0%
DIRECT MORTGAGE LOANS, LLC $6,010,000 $5,065,000 -15.7% 0.0%
EQUITY RESOURCES, INC. $10,245,000 $4,965,000 -51.5% 0.0%
Union State Bank $4,905,000 n/a 0.0%
Chicago Mortgage Solutions LLC $76,640,000 $4,900,000 -93.6% 0.0%
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION $10,515,000 $4,890,000 -53.5% 0.0%
General Mortgage Capital Corporation $2,355,000 $4,875,000 107.0% 0.0%
WINGS FINANCIAL $1,345,000 $4,795,000 256.5% 0.0%
VAN DYK MORTGAGE CORPORATION $3,740,000 $4,690,000 25.4% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $28,700,000 $4,685,000 -83.7% 0.0%
First Option Mortgage, LLC $19,250,000 $4,665,000 -75.8% 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $1,020,000 $4,580,000 349.0% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $19,825,000 $4,545,000 -77.1% 0.0%
Sunflower Bank $10,985,000 $4,535,000 -58.7% 0.0%
The Fidelity Deposit and Discount Bank $205,000 $4,535,000 2,112.2% 0.0%
ALLEGACY FEDERAL CREDIT UNION $5,445,000 $4,520,000 -17.0% 0.0%
US MORTGAGE CORPORATION $7,745,000 $4,515,000 -41.7% 0.0%
First Republic Bank $28,725,000 $4,400,000 -84.7% 0.0%
Peoples Bank $715,000 $4,345,000 507.7% 0.0%
Bell Bank $175,000 $4,330,000 2,374.3% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $3,455,000 $4,315,000 24.9% 0.0%
Arvest Bank $10,640,000 $4,295,000 -59.6% 0.0%
University Bank $265,000 $4,255,000 1,505.7% 0.0%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $7,915,000 $4,250,000 -46.3% 0.0%
Victorian Finance, LLC $6,075,000 $4,225,000 -30.5% 0.0%
CIVIC FINANCIAL SERVICES, LLC $31,335,000 $4,215,000 -86.5% 0.0%
Capitol Federal Savings Bank $7,170,000 $4,195,000 -41.5% 0.0%
INTERCAP LENDING INC. $3,600,000 $4,165,000 15.7% 0.0%
Signal Financial Federal Credit Union $16,560,000 $4,040,000 -75.6% 0.0%
Leader Bank $1,920,000 $4,015,000 109.1% 0.0%
LIBRARY OF CONGRESS $4,015,000 n/a 0.0%
American Airlines Federal Credit Union $4,810,000 $3,935,000 -18.2% 0.0%
INTERLINC MORTGAGE SERVICES, LLC $24,120,000 $3,860,000 -84.0% 0.0%
ORIX REAL ESTATE CAPITAL, LLC $12,540,000 $3,810,000 -69.6% 0.0%
Baxter Credit Union $17,555,000 $3,740,000 -78.7% 0.0%
Farmers and Miners Bank $5,840,000 $3,690,000 -36.8% 0.0%
FIRST COLONY MORTGAGE CORPORATION $3,645,000 n/a 0.0%
First IC Corporation $3,635,000 n/a 0.0%
Union Savings Bank $980,000 $3,620,000 269.4% 0.0%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $3,010,000 $3,570,000 18.6% 0.0%
MEMBER ADVANTAGE MORTGAGE, LLC $12,510,000 $3,550,000 -71.6% 0.0%
DATA MORTGAGE, INC. $7,115,000 $3,530,000 -50.4% 0.0%
Service Federal Credit Union $6,410,000 $3,515,000 -45.2% 0.0%
Gateway First Bank $8,305,000 $3,435,000 -58.6% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $7,490,000 $3,415,000 -54.4% 0.0%
KINECTA $1,045,000 $3,365,000 222.0% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $2,695,000 $3,355,000 24.5% 0.0%
Colonial Savings, F.A. $7,955,000 $3,325,000 -58.2% 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $4,235,000 $3,270,000 -22.8% 0.0%
CALCON MUTUAL MORTGAGE LLC $2,205,000 $3,265,000 48.1% 0.0%
Connexus Credit Union $3,230,000 n/a 0.0%
SILVER HILL FUNDING, LLC $6,850,000 $3,230,000 -52.8% 0.0%
Appalachian Community Federal Credit Union $3,725,000 $3,220,000 -13.6% 0.0%
S1L, Inc. $5,090,000 $3,190,000 -37.3% 0.0%
UNIVERSAL MORTGAGE & FINANCE, INC. $3,745,000 $3,190,000 -14.8% 0.0%
CHEVRON $5,445,000 $3,170,000 -41.8% 0.0%
USAlliance Federal Credit Union $6,520,000 $3,160,000 -51.5% 0.0%
Acre Mortgage and Financial Inc $2,570,000 $3,145,000 22.4% 0.0%
RESIDENTIAL BANCORP $22,900,000 $3,145,000 -86.3% 0.0%
Community Trust Bank, Inc. $1,680,000 $3,085,000 83.6% 0.0%
FirstBank $24,600,000 $3,065,000 -87.5% 0.0%
Baylands Family Credit Union $2,775,000 $3,045,000 9.7% 0.0%
PARTNERS 1ST Federal Credit Union $8,955,000 $3,040,000 -66.1% 0.0%
FIRST TECHNOLOGY $5,665,000 $3,010,000 -46.9% 0.0%
Shamrock Home Loans, Inc. $6,840,000 $2,990,000 -56.3% 0.0%
BancorpSouth $3,820,000 $2,985,000 -21.9% 0.0%
NORWICH COMMERCIAL GROUP, INC. $3,305,000 $2,980,000 -9.8% 0.0%
Commercial Lender LLC $7,110,000 $2,965,000 -58.3% 0.0%
Wyndham Capital Mortgage, Inc. $88,120,000 $2,935,000 -96.7% 0.0%
MY MORTGAGE, INC. $6,115,000 $2,925,000 -52.2% 0.0%
STOCKTON MORTGAGE CORPORATION $10,130,000 $2,920,000 -71.2% 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $1,195,000 $2,910,000 143.5% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $8,810,000 $2,910,000 -67.0% 0.0%
LegacyBank $2,890,000 n/a 0.0%
First Financial Bank $1,625,000 $2,880,000 77.2% 0.0%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $6,300,000 $2,875,000 -54.4% 0.0%
MORTGAGEONE, INC. $3,675,000 $2,875,000 -21.8% 0.0%
The First National Bank of Middle Tennessee $2,875,000 n/a 0.0%
RANLIFE, INC. $7,210,000 $2,865,000 -60.3% 0.0%
Peoples Bank $715,000 $2,825,000 295.1% 0.0%
TOTAL MORTGAGE SERVICES, LLC $1,790,000 $2,820,000 57.5% 0.0%
RUOFF MORTGAGE COMPANY, INC. $7,405,000 $2,815,000 -62.0% 0.0%
1ST SIGNATURE LENDING, LLC $6,535,000 $2,785,000 -57.4% 0.0%
SOMERSET TRUST COMPANY $1,810,000 $2,760,000 52.5% 0.0%
ADVANCIAL $2,925,000 $2,730,000 -6.7% 0.0%
TRIAD FINANCIAL SERVICES, INC. $1,565,000 $2,715,000 73.5% 0.0%
LOANLEADERS OF AMERICA, INC. $4,590,000 $2,705,000 -41.1% 0.0%
Beeline Loans, Inc. $6,270,000 $2,645,000 -57.8% 0.0%
First United Corporation $360,000 $2,570,000 613.9% 0.0%
Bank of Hope $6,085,000 $2,565,000 -57.8% 0.0%
MORTGAGE EQUITY PARTNERS LLC $6,295,000 $2,555,000 -59.4% 0.0%
MDE Home Loans, LLC $7,165,000 $2,535,000 -64.6% 0.0%
ACNB Bank $695,000 $2,530,000 264.0% 0.0%
HomePromise Corporation $2,675,000 $2,515,000 -6.0% 0.0%
AmRes Corporation $5,475,000 $2,490,000 -54.5% 0.0%
OPEN MORTGAGE, LLC $1,090,000 $2,485,000 128.0% 0.0%
UMB Bank $445,000 $2,465,000 453.9% 0.0%
Univest Bank and Trust Co. $1,055,000 $2,465,000 133.6% 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $3,990,000 $2,450,000 -38.6% 0.0%
MYCUMORTGAGE, LLC $9,020,000 $2,435,000 -73.0% 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC $1,520,000 $2,400,000 57.9% 0.0%
NJ LENDERS CORP. $3,250,000 $2,375,000 -26.9% 0.0%
Heritage Bank $425,000 $2,335,000 449.4% 0.0%
IVY MORTGAGE, INC. $515,000 $2,320,000 350.5% 0.0%
Park Lane Finance Solutions, LLC $2,385,000 $2,320,000 -2.7% 0.0%
GEORGIA'S OWN $6,530,000 $2,310,000 -64.6% 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $2,310,000 n/a 0.0%
ALAMEDA MORTGAGE CORPORATION $2,285,000 n/a 0.0%
INTELLILOAN, INC. $2,010,000 $2,250,000 11.9% 0.0%
Lee Bank and Trust Company $2,240,000 n/a 0.0%
CRESCENT MORTGAGE COMPANY $1,270,000 $2,230,000 75.6% 0.0%
First Bank $165,000 $2,230,000 1,251.5% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $225,000 $2,230,000 891.1% 0.0%
Toyota Financial Savings Bank $5,995,000 $2,185,000 -63.6% 0.0%
Allied First Bank,sb $1,915,000 $2,160,000 12.8% 0.0%
Old National Bank $2,735,000 $2,160,000 -21.0% 0.0%
CIBC Bank USA $2,875,000 $2,155,000 -25.0% 0.0%
Capital City Home Loans, LLC $5,620,000 $2,150,000 -61.7% 0.0%
Advisors Mortgage Group, L.L.C. $1,005,000 $2,130,000 111.9% 0.0%
BAYCOAST MORTGAGE COMPANY, LLC $895,000 $2,105,000 135.2% 0.0%
DELMAR FINANCIAL COMPANY $2,620,000 $2,095,000 -20.0% 0.0%
Alaska USA Federal Credit Union $2,075,000 n/a 0.0%
AMCAP MORTGAGE, LTD. $2,050,000 n/a 0.0%
Wilmington Savings Fund Society, FSB $2,900,000 $1,985,000 -31.6% 0.0%
TOGETHER CREDIT UNION $4,260,000 $1,965,000 -53.9% 0.0%
ENCORE BANK $1,945,000 n/a 0.0%
AXIA FINANCIAL, LLC $1,935,000 n/a 0.0%
MIDLAND MORTGAGE CORPORATION $3,945,000 $1,930,000 -51.1% 0.0%
Deere Employees Credit Union $3,275,000 $1,850,000 -43.5% 0.0%
RBC Bank, (Georgia) $7,465,000 $1,840,000 -75.4% 0.0%
AFFINITY $6,450,000 $1,830,000 -71.6% 0.0%
Neighborhood Loans, Inc. $1,750,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $12,110,000 $1,735,000 -85.7% 0.0%
Gulf Coast Bank and Trust Company $1,720,000 n/a 0.0%
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION $640,000 $1,670,000 160.9% 0.0%
FINANCIAL RESOURCES FEDERAL CREDIT UNION $1,640,000 n/a 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $3,700,000 $1,605,000 -56.6% 0.0%
THE MORTGAGE FIRM, INC. $3,125,000 $1,605,000 -48.6% 0.0%
Farmers and Merchants Trust Company of Chambersburg $225,000 $1,600,000 611.1% 0.0%
BOKF $2,335,000 $1,595,000 -31.7% 0.0%
Network Funding, L.P. $640,000 $1,595,000 149.2% 0.0%
Bank of Oak Ridge $255,000 $1,560,000 511.8% 0.0%
Paramount Bank $4,125,000 $1,545,000 -62.5% 0.0%
RESOURCE FINANCIAL SERVICES, INC. $435,000 $1,530,000 251.7% 0.0%
1ST 2ND MORTGAGE COMPANY OF N.J., INC. $1,280,000 $1,480,000 15.6% 0.0%
UTILITIES EMPLOYEES CREDIT UNION $1,665,000 $1,470,000 -11.7% 0.0%
NATIONWIDE EQUITIES CORPORATION $2,575,000 $1,460,000 -43.3% 0.0%
EDUCATIONAL SYSTEMS $2,955,000 $1,455,000 -50.8% 0.0%
Bank OZK $1,445,000 n/a 0.0%
MEMBERS 1ST FEDERAL CREDIT UNION $765,000 $1,435,000 87.6% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $3,825,000 $1,430,000 -62.6% 0.0%
Northwest Bank $2,815,000 $1,420,000 -49.6% 0.0%
RF Renovo Management Company, LLC $925,000 $1,410,000 52.4% 0.0%
Lake Forest Bank & Trust $1,385,000 n/a 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $2,515,000 $1,385,000 -44.9% 0.0%
Southern First Bank $1,295,000 $1,380,000 6.6% 0.0%
STANFORD Federal Credit Union $1,100,000 $1,355,000 23.2% 0.0%
UNIVERSITY CREDIT UNION $455,000 $1,345,000 195.6% 0.0%
First National Bank of Omaha $43,760,000 $1,340,000 -96.9% 0.0%
CANOPY MORTGAGE, LLC $6,630,000 $1,335,000 -79.9% 0.0%
Suncoast Credit Union $175,000 $1,335,000 662.9% 0.0%
Home Federal Bank Corporation $440,000 $1,325,000 201.1% 0.0%
ServisFirst Bank $5,085,000 $1,320,000 -74.0% 0.0%
Stride Bank $1,315,000 n/a 0.0%
Kingsport Press Credit Union $1,400,000 $1,305,000 -6.8% 0.0%
GREENSTATE CREDIT UNION $1,200,000 $1,285,000 7.1% 0.0%
Secured Investment Corp. $600,000 $1,285,000 114.2% 0.0%
North State Bank $2,460,000 $1,275,000 -48.2% 0.0%
First Carolina Bank $17,915,000 $1,260,000 -93.0% 0.0%
MISSION MORTGAGE LLC $19,630,000 $1,260,000 -93.6% 0.0%
BM Real Estate Services, Inc. $510,000 $1,255,000 146.1% 0.0%
FIRST OHIO HOME FINANCE, INC. $585,000 $1,250,000 113.7% 0.0%
NBH Bank $14,890,000 $1,240,000 -91.7% 0.0%
V.I.P. MORTGAGE, INC. $1,235,000 n/a 0.0%
The Northern Trust Company $6,550,000 $1,215,000 -81.5% 0.0%
ANGEL OAK HOME LOANS LLC $24,705,000 $1,200,000 -95.1% 0.0%
Actors Federal Credit Union $1,160,000 n/a 0.0%
ON Q FINANCIAL, INC. $295,000 $1,125,000 281.4% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $9,415,000 $1,100,000 -88.3% 0.0%
Bank of Romney $670,000 $1,090,000 62.7% 0.0%
BAY-VALLEY MORTGAGE GROUP $1,090,000 n/a 0.0%
Gold Coast Bank $1,085,000 n/a 0.0%
Brighton Bank $435,000 $1,075,000 147.1% 0.0%
Elements Financial Federal Credit Union $2,585,000 $1,075,000 -58.4% 0.0%
EVERENCE FEDERAL CREDIT UNION $2,720,000 $1,060,000 -61.0% 0.0%
ANDREWS FEDERAL CREDIT UNION $5,060,000 $1,055,000 -79.2% 0.0%
Citizens Bank $4,695,000 $1,055,000 -77.5% 0.0%
Community First National Bank $4,885,000 $1,055,000 -78.4% 0.0%
COMPASS MORTGAGE, INC. $670,000 $1,055,000 57.5% 0.0%
Abbott Laboratories Employees Credit Union $740,000 $1,035,000 39.9% 0.0%
Credence Funding Corporation $3,435,000 $1,035,000 -69.9% 0.0%
CORNING $1,370,000 $1,030,000 -24.8% 0.0%
Kearny Bank $1,060,000 $1,010,000 -4.7% 0.0%
TruPoint Bank $1,010,000 n/a 0.0%
Elizabethton Federal Savings Bank $1,005,000 n/a 0.0%
PURDUE FEDERAL CREDIT UNION $2,735,000 $1,005,000 -63.3% 0.0%
HOMESTAR FINANCIAL CORPORATION $6,860,000 $985,000 -85.6% 0.0%
CITIZENS EQUITY FIRST $1,805,000 $980,000 -45.7% 0.0%
Chickasaw Community Bank $1,230,000 $970,000 -21.1% 0.0%
First Merchants Bank $2,755,000 $955,000 -65.3% 0.0%
STAR ONE CREDIT UNION $1,565,000 $930,000 -40.6% 0.0%
CNB Bank Inc. $4,925,000 $925,000 -81.2% 0.0%
Bank of Whittier $920,000 n/a 0.0%
Democracy Federal Credit Union $660,000 $920,000 39.4% 0.0%
Transportation Federal Credit Union $1,900,000 $920,000 -51.6% 0.0%
Commercial Bank $505,000 $915,000 81.2% 0.0%
UMASSFIVE COLLEGE Federal Credit Union $905,000 n/a 0.0%
THE MONEY SOURCE INC. $900,000 n/a 0.0%
iCore Lending, Inc. $175,000 $890,000 408.6% 0.0%
GTE Federal Credit Union $1,275,000 $885,000 -30.6% 0.0%
HighTechLending Inc $590,000 $875,000 48.3% 0.0%
Paragon Bank $1,270,000 $865,000 -31.9% 0.0%
FLAT BRANCH MORTGAGE, INC. $1,490,000 $860,000 -42.3% 0.0%
NATIONS RELIABLE LENDING, LLC $9,930,000 $860,000 -91.3% 0.0%
Legends Bank $855,000 n/a 0.0%
FAIRWINDS CREDIT UNION $550,000 $850,000 54.5% 0.0%
FIRST HERITAGE FINANCIAL, LLC $185,000 $850,000 359.5% 0.0%
HONDA Federal Credit Union $220,000 $850,000 286.4% 0.0%
Liberty Savings Bank, F.S.B. $1,415,000 $850,000 -39.9% 0.0%
U S WIDE FINANCIAL LLC $3,205,000 $850,000 -73.5% 0.0%
PREMIER MORTGAGE RESOURCES, L.L.C. $2,780,000 $840,000 -69.8% 0.0%
CLIFFCO, INC. $835,000 n/a 0.0%
DUPACO COMMUNITY $225,000 $835,000 271.1% 0.0%
Florida Capital Bank $19,275,000 $805,000 -95.8% 0.0%
Grand Bank for Savings, FSB $615,000 $805,000 30.9% 0.0%
Uwharrie Bank $560,000 $790,000 41.1% 0.0%
AGRICULTURE Federal Credit Union $2,125,000 $785,000 -63.1% 0.0%
DEPARTMENT OF THE INTERIOR FEDERAL CREDIT UNION $1,180,000 $785,000 -33.5% 0.0%
Lend Smart Mortgage, LLC $145,000 $780,000 437.9% 0.0%
MidFirst Bank $490,000 $775,000 58.2% 0.0%
NORTHPOINT MORTGAGE, INC. $770,000 n/a 0.0%
First Federal Bank of Kansas City $4,260,000 $760,000 -82.2% 0.0%
MLB RESIDENTIAL LENDING, LLC $755,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $4,745,000 $755,000 -84.1% 0.0%
POLARIS HOME FUNDING CORP. $770,000 $750,000 -2.6% 0.0%
BankPlus $725,000 n/a 0.0%
City National Bank of Florida $1,625,000 $725,000 -55.4% 0.0%
TEACHERS $1,555,000 $720,000 -53.7% 0.0%
Mortgage Assurance Inc. $9,805,000 $715,000 -92.7% 0.0%
Centennial Bank $705,000 n/a 0.0%
FIDELITY BANK $1,125,000 $700,000 -37.8% 0.0%
Hancock Whitney Bank $690,000 n/a 0.0%
APL $470,000 $685,000 45.7% 0.0%
Red River Bank $245,000 $680,000 177.6% 0.0%
Core Bank $915,000 $675,000 -26.2% 0.0%
First Community Bank of East Tennessee $525,000 $675,000 28.6% 0.0%
First Shore Federal Savings and Loan Association $690,000 $675,000 -2.2% 0.0%
1st Summit Bank $325,000 $665,000 104.6% 0.0%
Congressional Bank $19,730,000 $665,000 -96.6% 0.0%
Kish Bank $255,000 $660,000 158.8% 0.0%
ALL REVERSE MORTGAGE, INC. $1,095,000 $655,000 -40.2% 0.0%
NEXERA HOLDING LLC $655,000 n/a 0.0%
The Gratz Bank $205,000 $635,000 209.8% 0.0%
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION $745,000 $630,000 -15.4% 0.0%
NYMEO FEDERAL CREDIT UNION $625,000 n/a 0.0%
First Bank $165,000 $620,000 275.8% 0.0%
DELTA COMMUNITY CREDIT UNION $1,775,000 $615,000 -65.4% 0.0%
Securityplus FCU $610,000 n/a 0.0%
CIBM Bank $600,000 n/a 0.0%
Simmons Bank $2,625,000 $590,000 -77.5% 0.0%
FEDCHOICE Federal Credit Union $5,225,000 $585,000 -88.8% 0.0%
POINT Mortgage $585,000 n/a 0.0%
FOUNDATION MORTGAGE CORPORATION $575,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $2,980,000 $570,000 -80.9% 0.0%
First Internet Bank of Indiana $10,620,000 $565,000 -94.7% 0.0%
R M K FINANCIAL CORP. $18,505,000 $565,000 -96.9% 0.0%
The Park National Bank $2,080,000 $565,000 -72.8% 0.0%
Countybank $215,000 $560,000 160.5% 0.0%
KELLER MORTGAGE, LLC $12,975,000 $560,000 -95.7% 0.0%
The Bank of Fayette County $905,000 $555,000 -38.7% 0.0%
Minster Bank $545,000 n/a 0.0%
ASSEMBLIES OF GOD Credit Union $275,000 $540,000 96.4% 0.0%
Bank of Tennessee $2,300,000 $540,000 -76.5% 0.0%
EUSTIS AND AMERICAN MORTGAGE COMPANY $350,000 $535,000 52.9% 0.0%
Quad City Bank and Trust Company $535,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $41,185,000 $530,000 -98.7% 0.0%
Goldwater Bank, N.A. $4,480,000 $515,000 -88.5% 0.0%
Clear Mountain Bank $275,000 $505,000 83.6% 0.0%
CAMPUS USA $985,000 $500,000 -49.2% 0.0%
DEPARTMENT OF COMMERCE $35,730,000 $495,000 -98.6% 0.0%
First International Bank & Trust $770,000 $485,000 -37.0% 0.0%
The Dart Bank $480,000 n/a 0.0%
Washington Financial Bank $195,000 $475,000 143.6% 0.0%
AMERICAN FINANCE HOUSE LARIBA $360,000 $470,000 30.6% 0.0%
SOUTH CAROLINA FEDERAL CREDIT UNION $565,000 $470,000 -16.8% 0.0%
Directions Credit Union, Inc. $205,000 $465,000 126.8% 0.0%
PEOPLESBANK, A CODORUS VALLEY COMPANY $465,000 n/a 0.0%
PUBLIX EMPLOYEES $460,000 $455,000 -1.1% 0.0%
FBC MORTGAGE, LLC $22,855,000 $435,000 -98.1% 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $580,000 $430,000 -25.9% 0.0%
JET DIRECT FUNDING CORP $985,000 $430,000 -56.3% 0.0%
CITY BANK & TRUST CO. $425,000 n/a 0.0%
Republic Bank & Trust Company $3,615,000 $425,000 -88.2% 0.0%
First Central Savings Bank $415,000 n/a 0.0%
VANTAGE WEST $415,000 n/a 0.0%
Towne Mortgage of the Carolinas, LLC $870,000 $410,000 -52.9% 0.0%
Bank of Springfield $405,000 n/a 0.0%
SmartBank $195,000 $405,000 107.7% 0.0%
First United Bank and Trust Company $1,785,000 $400,000 -77.6% 0.0%
Fidelity Bank $785,000 $395,000 -49.7% 0.0%
Wolfe Financial, Inc $395,000 n/a 0.0%
FIRST INTEGRITY MORTGAGE SERVICES, INC. $390,000 n/a 0.0%
United Fidelity Funding Corp. $275,000 $390,000 41.8% 0.0%
1st National Bank $385,000 n/a 0.0%
Clearview Federal Credit Union $415,000 $385,000 -7.2% 0.0%
COLORADO CREDIT UNION $385,000 n/a 0.0%
Visio Financial Services Inc. $6,990,000 $385,000 -94.5% 0.0%
EASTERN SAVINGS BANK $380,000 n/a 0.0%
Horizon Credit Union $395,000 $380,000 -3.8% 0.0%
Notre Dame Federal Credit Union Corporation $410,000 $380,000 -7.3% 0.0%
American National Bank & Trust $375,000 n/a 0.0%
Christian Community Credit Union $1,285,000 $375,000 -70.8% 0.0%
Merchants Bank of Indiana $35,380,000 $375,000 -98.9% 0.0%
Origin Bank $375,000 n/a 0.0%
1ST FINANCIAL, INC. $3,500,000 $370,000 -89.4% 0.0%
ONY GLO, INC. $19,110,000 $370,000 -98.1% 0.0%
SELF-HELP Credit Union $175,000 $365,000 108.6% 0.0%
First Citizens Community Bank $360,000 n/a 0.0%
LOGIX FEDERAL CREDIT UNION $3,510,000 $360,000 -89.7% 0.0%
1st Colonial Community Bank $355,000 n/a 0.0%
Ardent Federal Credit Union $655,000 $350,000 -46.6% 0.0%
FNB Bank, Inc. $560,000 $350,000 -37.5% 0.0%
Grand Valley Bank $345,000 n/a 0.0%
Marine Federal Credit Union $1,595,000 $345,000 -78.4% 0.0%
TIDEMARK FEDERAL CREDIT UNION $345,000 n/a 0.0%
Extraco Banks $325,000 n/a 0.0%
SKYONE Federal Credit Union $195,000 $320,000 64.1% 0.0%
VERIDIAN CREDIT UNION $320,000 n/a 0.0%
UNITED SECURITY FINANCIAL CORP $315,000 n/a 0.0%
ASSOCIATED MORTGAGE BANKERS, INC. $305,000 n/a 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $305,000 n/a 0.0%
FINANCE OF AMERICA MORTGAGE LLC $248,535,000 $300,000 -99.9% 0.0%
CenterBank $295,000 n/a 0.0%
GREAT RIVER FEDERAL CREDIT UNION $295,000 n/a 0.0%
LATINO COMMUNITY CREDIT UNION $375,000 $295,000 -21.3% 0.0%
Dover Federal Credit Union $1,620,000 $285,000 -82.4% 0.0%
Eagle Savings Bank $465,000 $285,000 -38.7% 0.0%
First Palmetto Bank $325,000 $285,000 -12.3% 0.0%
GREAT LAKES $655,000 $285,000 -56.5% 0.0%
SCIENT Federal Credit Union $265,000 $285,000 7.5% 0.0%
CHARLOTTE METRO FEDERAL CREDIT UNION $280,000 n/a 0.0%
CONSUMERS COOPERATIVE CREDIT UNION $165,000 $280,000 69.7% 0.0%
First State Bank of the Southeast, Inc. $45,000 $280,000 522.2% 0.0%
Eagle Bank and Trust Company $275,000 n/a 0.0%
GENISYS $3,605,000 $275,000 -92.4% 0.0%
NATIONAL COOPERATIVE BANK, N.A. $800,000 $275,000 -65.6% 0.0%
SkyPoint Federal Credit Union $275,000 n/a 0.0%
The First National Bank of Peterstown $1,905,000 $275,000 -85.6% 0.0%
Trustmark National Bank $275,000 n/a 0.0%
Tyndall Federal Credit Union $155,000 $275,000 77.4% 0.0%
AFL CIO EMPLOYEES FEDERAL CREDIT UNION $310,000 $260,000 -16.1% 0.0%
AgCarolina Farm Credit, FLCA $255,000 n/a 0.0%
American Bank and Trust Company $255,000 n/a 0.0%
GRANITE FEDERAL CREDIT UNION $255,000 n/a 0.0%
Willamette Valley Bank $1,610,000 $255,000 -84.2% 0.0%
ATLANTA POSTAL $885,000 $250,000 -71.8% 0.0%
DIRECT MORTGAGE, CORP. $1,810,000 $250,000 -86.2% 0.0%
OCEANSIDE MORTGAGE COMPANY $2,240,000 $250,000 -88.8% 0.0%
American Mortgage Bank, LLC $245,000 n/a 0.0%
RAPID MORTGAGE COMPANY $1,590,000 $245,000 -84.6% 0.0%
First Federal Savings and Loan Association of Lakewood $6,830,000 $235,000 -96.6% 0.0%
Mid-Atlantic Federal Credit Union $2,630,000 $235,000 -91.1% 0.0%
PROPONENT Federal Credit Union $1,435,000 $235,000 -83.6% 0.0%
PRINCE GEORGE'S COMMUNITY $110,000 $225,000 104.5% 0.0%
1st State Financial, Ltd. $215,000 n/a 0.0%
AMERITRUST MORTGAGE CORPORATION $215,000 n/a 0.0%
FEDEX EMPLOYEES CREDIT ASSOCIATION $255,000 $215,000 -15.7% 0.0%
KEMBA CREDIT UNION, INC. $305,000 $215,000 -29.5% 0.0%
LONE STAR $215,000 n/a 0.0%
The State Bank and Trust Company $225,000 $215,000 -4.4% 0.0%
Apex Bank $205,000 n/a 0.0%
Constant Investments, Inc. $205,000 n/a 0.0%
OceanFirst Bank $205,000 n/a 0.0%
Operating Engineers Local Union #3 $200,000 n/a 0.0%
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION $315,000 $195,000 -38.1% 0.0%
First State Bank of St. Charles, Missouri $1,590,000 $195,000 -87.7% 0.0%
SOUTHPOINT FINANCIAL $195,000 n/a 0.0%
NORTHERN STAR CREDIT UNION, INC. $215,000 $180,000 -16.3% 0.0%
Deseret First Credit Union $175,000 n/a 0.0%
SOUTH CENTRAL BANK, INC. $170,000 n/a 0.0%
GMFS LLC $2,360,000 $165,000 -93.0% 0.0%
Independence Bank of Kentucky $165,000 n/a 0.0%
North Shore Bank of Commerce $255,000 $165,000 -35.3% 0.0%
PATRIOT $165,000 n/a 0.0%
First Western Trust Bank $1,230,000 $155,000 -87.4% 0.0%
First American Bank $205,000 $150,000 -26.8% 0.0%
Home Loan Investment Bank, F.S.B. $815,000 $150,000 -81.6% 0.0%
CORPORATE AMERICA FAMILY $385,000 $145,000 -62.3% 0.0%
GREYLOCK $145,000 n/a 0.0%
MERCK EMPLOYEES FEDERAL CREDIT UNION $2,220,000 $145,000 -93.5% 0.0%
The Bank of Missouri $145,000 n/a 0.0%
Coastal Carolina National Bank $135,000 n/a 0.0%
Independent Bank $17,700,000 $135,000 -99.2% 0.0%
NEW FED MORTGAGE, CORP. $1,510,000 $135,000 -91.1% 0.0%
ASHLAND Credit Union $130,000 n/a 0.0%
Salem VA Credit Union $490,000 $130,000 -73.5% 0.0%
THRIVENT Federal Credit Union $2,875,000 $130,000 -95.5% 0.0%
CAPITAL CONCEPTS, INC. $125,000 n/a 0.0%
CARTER FEDERAL CREDIT UNION $125,000 n/a 0.0%
The Lyons National Bank $125,000 n/a 0.0%
WALL STREET MORTGAGE BANKERS, LTD. $125,000 n/a 0.0%
Woodsboro Bank $125,000 n/a 0.0%
PIEDMONT ADVANTAGE CREDIT UNION $120,000 n/a 0.0%
Bank Iowa $115,000 n/a 0.0%
Mid Penn Bank $115,000 n/a 0.0%
United Cumberland Bank $205,000 $115,000 -43.9% 0.0%
ALTRA $110,000 n/a 0.0%
Bank of Idaho $105,000 n/a 0.0%
New Republic Savings Bank $105,000 n/a 0.0%
NORTH COUNTRY $740,000 $105,000 -85.8% 0.0%
American Broadcast Employees Federal Credit Union $85,000 n/a 0.0%
GREENWOOD $55,000 $85,000 54.5% 0.0%
Southern Bank $85,000 $85,000 0.0% 0.0%
Specialized Loan Servicing LLC $85,000 n/a 0.0%
The Camden National Bank $1,060,000 $85,000 -92.0% 0.0%
UNITED $475,000 $85,000 -82.1% 0.0%
STAR USA FEDERAL CREDIT UNION $80,000 n/a 0.0%
Centier Bank $265,000 $75,000 -71.7% 0.0%
MASSMUTUAL $125,000 $75,000 -40.0% 0.0%
PEOPLE'S ALLIANCE FEDERAL CREDIT UNION $75,000 n/a 0.0%
The Canandaigua National Bank and Trust Company $75,000 n/a 0.0%
Great Plains National Bank $65,000 n/a 0.0%
INTOUCH CREDIT UNION $395,000 $65,000 -83.5% 0.0%
KNOXVILLE TVA EMPLOYEES CREDIT UNION $65,000 n/a 0.0%
MUNICIPAL EMPLOYEES CREDIT UNION OF BALTIMORE, INCORPORATED $65,000 n/a 0.0%
Orrstown Bank $345,000 $65,000 -81.2% 0.0%
Roxboro Savings Bank SSB $65,000 n/a 0.0%
First US Bank $25,000 $45,000 80.0% 0.0%
HUDSON HERITAGE $55,000 $35,000 -36.4% 0.0%
Wintrust Bank, N.A. $35,000 n/a 0.0%
AMERICAN HERITAGE FCU $90,000 $25,000 -72.2% 0.0%
FRANKLIN MINT $49,855,000 $25,000 -99.9% 0.0%

Virginia's top lender by overall market share is QUICKEN LOANS, LLC, with 4.4% market share. In second place, with 4.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $2,107,565,000 in loans. In third place, with 3.2%, is NAVY FEDERAL CREDIT UNION, having originated $1,670,095,000 in loans. In fourth place, with 3.1%, is Truist, having originated $1,613,175,000 in loans. In fifth place, with 2.7%, is MOVEMENT MORTGAGE, LLC, having originated $1,435,695,000 in loans.

Virginia Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 97,568 $39,279,910,000 $402,590
Cash Out Refi 17,913 $4,289,215,000 $239,447
Home Improvement 17,256 $1,945,160,000 $112,724
Other 16,545 $2,211,325,000 $133,655
Refi 10,503 $4,424,305,000 $421,242
NA 13 $202,245,000 $15,557,308

Virginia's most frequently cited loan purpose was Home Purchase, with 97,568 originations. The 2nd most popular reason was Cash Out Refi, with 17,913 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 58,475 $20,712,065,000 $354,204
7-8% 34,574 $9,737,690,000 $281,648
Over 8% 28,172 $3,910,050,000 $138,792
5-6% 28,097 $13,488,535,000 $480,070
4-5% 3,518 $1,790,340,000 $508,908
3-4% 874 $493,660,000 $564,828
<2.5% 467 $100,415,000 $215,021
2.5-3% 344 $173,760,000 $505,116

During 2023, Virginia's most frequently originated rate bucket was 6-7%, with 58,475 originations.

Loan Sizing (Virginia MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 56,116 $16,276,820,000 $290,057
$100,000 or less 32,609 $1,772,735,000 $54,363
$100k-200k 30,538 $4,453,460,000 $145,833
$400k-600k 24,163 $11,669,705,000 $482,958
$600k-1000k 12,934 $9,497,170,000 $734,279
$Over $1MM 3,438 $8,682,270,000 $2,525,384

Virginia's loan sizing saw the bucket of loans from $200k-400k with 56,116 originations, totaling $16,276,820,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 63,032 $25,230,540,000 $400,281
60-80% 29,137 $12,916,025,000 $443,286
Under 20% 27,009 $1,942,675,000 $71,927
20-40% 16,671 $2,614,225,000 $156,813
40-60% 11,838 $5,018,020,000 $423,891
Over 100% 6,192 $2,861,660,000 $462,154

Virginia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 63,032 originations, totaling $25,230,540,000 in origination value.