Partners Bank Of Wisconsin Mortgage Rates, Fees & Info

Marshfield, WI

LEI: 5493007D2VPXSKV4K019

Tax ID: 39-0626650

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Partners Bank Of Wisconsin is a smaller bank specializing in Home Purchase and Refi loans. Partners Bank Of Wisconsin has a high proportion of conventional loans. Their top markets by origination volume include: Wausau, Wisconsin Rapids, and Menomonie among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Partners Bank Of Wisconsin has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    72

    Origination Dollar Volume (All Markets)

    $12,310,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    WAUSAU-WESTON, WI (FHA|USDA|VA) 32 $6,950,000 $217,188 $1,419 6.30%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 27 $2,995,000 $110,926 $1,029 6.59%
    Outside of Metro Areas 12 $2,250,000 $187,500 $1,232 6.32%
    Menomonie, WI (FHA|USDA|VA) 1 $115,000 $115,000 $10 5.99%
    Partners Bank Of Wisconsin's top markets include Wausau, Wisconsin Rapids, and Menomonie among others.

    Their top states include:
  • Wisconsin (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 72 $12,310,000 $170,972 $1,235 6.41%

    For 2023, Partners Bank Of Wisconsin's most frequently originated type of loan was Conventional, with 72 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 41 $7,575,000 $184,756 $1,817 6.46%
    Refi 22 $4,220,000 $191,818 $567 6.25%
    Home Improvement 5 $355,000 $71,000 $818 6.17%
    Other 4 $160,000 $40,000 $581 7.06%

    For 2023, Partners Bank Of Wisconsin's most frequently cited loan purpose was Home Purchase, with 41 originations. The 2nd most popular reason was Refi, with 22 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 60 $10,810,000 $180,167 $1,249 6.21%
    5 Year 6 $970,000 $161,667 $0 7.66%
    3 Year 4 $380,000 $95,000 $0 7.18%
    1 Year 2 $150,000 $75,000 $375 7.00%

    For 2023, Partners Bank Of Wisconsin's most frequently cited loan duration was Other, with 60 originations. The 2nd most popular length was 5 Year, with 6 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 57 $9,765,000 $171,316

    Partners Bank Of Wisconsin's average total fees were $0, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 57 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    5-6% 36 $7,460,000 $207,222
    6-7% 24 $3,300,000 $137,500
    7-8% 11 $1,405,000 $127,727
    4-5% 1 $145,000 $145,000

    During 2023, Partners Bank Of Wisconsin's average interest rate for loans was 0.00%, while their most frequently originated rate bucket for loans was 5-6%, with 36 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 29 $4,295,000 $148,103 $1,558 6.34%
    $100,000 or less 23 $1,195,000 $51,957 $676 6.62%
    $200k-400k 16 $4,470,000 $279,375 $1,609 6.31%
    $400k-600k 3 $1,315,000 $438,333 $301 6.16%
    $1MM+ 1 $1,035,000 $1,035,000 $1,963 5.99%

    2023 saw Partners Bank Of Wisconsin place emphasis on $100k-200k loans with 29 originations, totaling $4,295,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 16 $1,580,000 $98,750 $1,183 6.48%
    $100k-150k 11 $2,145,000 $195,000 $1,349 6.47%
    $75k-100k 11 $1,375,000 $125,000 $1,212 6.26%
    $150k-250k 9 $2,205,000 $245,000 $1,137 6.05%
    $50k or less 9 $985,000 $109,444 $1,163 6.38%
    $250k+ 8 $2,930,000 $366,250 $1,394 5.95%

    Partners Bank Of Wisconsin lent most frequently to those with incomes in the $50k-75k range, with 16 originations. The second most popular income band? $100k-150k, with 11 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 26 $4,730,000 $181,923 $1,253 6.22%
    <20% 9 $1,305,000 $145,000 $1,310 6.03%
    30-36% 9 $1,925,000 $213,889 $1,353 6.13%
    41% 3 $525,000 $175,000 $1,628 6.66%
    38% 3 $485,000 $161,667 $1,271 6.16%
    49% 2 $60,000 $30,000 $445 6.87%
    37% 2 $510,000 $255,000 $429 5.99%
    36% 1 $45,000 $45,000 $364 6.49%
    42% 1 $155,000 $155,000 $1,279 6.99%
    50-60% 1 $355,000 $355,000 $2,683 6.49%
    46% 1 $35,000 $35,000 $514 6.49%
    47% 1 $395,000 $395,000 $1,485 5.75%
    43% 1 $55,000 $55,000 $510 6.49%
    39% 1 $345,000 $345,000 $1,510 5.99%

    Partners Bank Of Wisconsin lent most frequently to those with DTI ratios of 20-30%, with 26 originations. The next most common DTI ratio? <20%, with 9 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 66 $11,320,000 $171,515 $1,235 6.33%
    Not applicable 6 $990,000 $165,000 $0 7.29%

    Approval Rates

    Total approvals of all applications
    98.70%

    Partners Bank Of Wisconsin has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    94.44%

    Partners Bank Of Wisconsin has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 72 $12,310,000 $170,972

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    72 $12,310,000 $170,972

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 12 $1,080,000 $90,000 $675 6.23%
    40-60% 15 $2,805,000 $187,000 $940 6.41%
    60-80% 21 $5,435,000 $258,810 $1,654 6.26%
    80-100% 14 $2,570,000 $183,571 $2,028 6.64%
    Under 20% 10 $420,000 $42,000 $773 6.62%