MADISON Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Madison averaged 5.33% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.38% and one month ago for the week of 2022-04-14, the average rate was 5.08%.

Madison's average rate one year ago was 2.89%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.36%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Madison 30 Year Fixed Rate 2022-05-19 5.33%
Madison 30 Year Fixed Rate Refi 2022-05-19 5.36%
Madison 15 Year Fixed Rate 2022-05-19 4.44%
Madison 15 Year Fixed Rate Refi 2022-05-19 4.48%
Madison 30 Year FHA 2022-05-19 5.31%
Madison 30 Year FHA Refi 2022-05-19 5.12%
Madison 30 Year USDA 2022-05-19 5.24%
Madison 30 Year USDA Refi 2022-05-19 5.33%
Madison 30 Year VA 2022-05-19 5.3%
Madison 30 Year VA Refi 2022-05-19 4.86%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MADISON, WI.

MADISON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the MADISON, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
University of Wisconsin Credit Union 2,959 2.90% $2,673
Summit Credit Union 2,912 2.90% $2,693
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1,349 3.01% $2,760
Barrington Bank & Trust Company, N.A. 790 3.02% $3,693
THOMPSON KANE & COMPANY, LLC 690 2.88% $2,326
QUICKEN LOANS, LLC 499 3.04% $4,600
State Bank of Cross Plains 430 2.93% $2,490
Oregon Community Bank 426 3.06% $2,528
GUILD MORTGAGE COMPANY 417 3.05% $5,320
The Park Bank 407 2.91% $2,028
The Bank of New Glarus 355 3.21% $1,625
Prosperity Home Mortgage, LLC 342 2.99% $2,994
Old National Bank 321 3.01% $2,722
U.S. Bank 316 3.05% $2,418
Monona Bank 312 3.03% $1,850
Associated Bank 296 3.06% $2,176
Johnson Bank 265 3.00% $2,837
Wells Fargo Bank 254 3.09% $2,799
GUARANTEED RATE, INC. 234 3.07% $3,096
NEWREZ LLC 202 3.08% $2,126
INLANTA MORTGAGE, INC. 202 3.08% $2,854
JPMorgan Chase Bank 175 3.07% $2,588
Bank of Sun Prairie 167 2.87% $2,808
Heartland Credit Union (Madison) 167 2.96% $3,082
UNITED WHOLESALE MORTGAGE, LLC 139 2.96% $3,494
LOANDEPOT.COM, LLC 138 3.04% $3,744
Settlers Bank 133 3.04% $2,453
A + MORTGAGE SERVICES, INC. 132 2.92% $1,533
BETTER MORTGAGE CORPORATION 119 2.79% $2,475
DMB Community Bank 110 2.91% $1,570
CORNERSTONE HOME LENDING, INC. 104 3.11% $4,614
The Peoples Community Bank 95 2.77% $3,658
Great Midwest Bank, S.S.B. 87 3.07% $2,690
BMO Harris Bank 84 3.03% $3,580
CALIBER HOME LOANS, INC. 83 2.97% $2,648
Bank Five Nine 80 3.23% $2,601
Bank of Deerfield 78 3.09% $1,286
Chicago Mortgage Solutions LLC 68 2.88% $2,245
Mound City Bank 66 2.97% $1,856
AMERISAVE MORTGAGE CORPORATION 61 2.80% $5,246
Hometown Bank 54 3.00% $996
Paramount Residential Mortgage Group, Inc. 53 3.23% $2,708
Mr. Cooper ( Nationstar Mortgage ) 51 3.17% $4,393
Starion Bank 51 2.92% $1,386
Flagstar Bank, FSB 47 3.05% $3,045
DAS Acquisition Company, LLC 47 3.19% $3,100
PARKSIDE LENDING, LLC 45 3.00% $2,690
PLANET HOME LENDING, LLC 41 2.94% $3,023
The Huntington National Bank 41 2.81% $4,141
Royal Bank 40 3.04% $2,338
Ally Bank 39 2.80% $4,374
Citizens Bank 38 2.88% $2,053
The First National Bank and Trust Company 38 3.21% $2,067
The Greenwood's State Bank 37 2.91% $1,564
Landmark Credit Union 37 3.24% $1,954
Farmers & Merchants State Bank 36 2.95% $2,112
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 35 3.07% $4,280
Dane County Credit Union 35 2.98% $2,131
HERITAGE CREDIT UNION 35 3.09% $1,403
HOME POINT FINANCIAL CORPORATION 33 3.06% $2,511
MUTUAL OF OMAHA MORTGAGE, INC. 32 3.07% $3,486
Bank of America 32 2.74% $3,171
FREEDOM MORTGAGE CORPORATION 31 3.07% $1,833
BROKER SOLUTIONS, INC. 31 3.06% $3,481
COMPEER FINANCIAL, FLCA 29 3.67% $3,594
Fortifi Bank 27 3.03% $1,558
ZILLOW HOME LOANS, LLC 25 3.12% $3,349
IncredibleBank 25 2.99% $2,183
MARINE 25 7.86% $6,376
DUPACO COMMUNITY 23 2.78% $3,299
PENNYMAC LOAN SERVICES, LLC 23 3.15% $5,655
V.I.P. MORTGAGE, INC. 21 3.22% $3,610
Blackhawk Community Credit Union 20 3.55% $1,900
Bell Bank 19 3.02% $2,890
HOMESIDE FINANCIAL, LLC 18 3.10% $3,369
CROSSCOUNTRY MORTGAGE, LLC 17 3.02% $3,678
National Exchange Bank and Trust 15 3.23% $1,355
DRAPER AND KRAMER MORTGAGE CORP. 15 3.10% $3,486
NAVY FEDERAL CREDIT UNION 15 3.23% $2,272
GSF Mortgage Corporation 15 3.10% $2,397
ENVOY MORTGAGE, LTD 14 3.36% $4,365
Horicon Bank 14 3.02% $1,491
EVERETT FINANCIAL, INC. 14 3.21% $1,802
FIRST CENTENNIAL MORTGAGE CORPORATION 13 2.98% $2,409
PNC Bank 13 2.93% $3,502
First Community Credit Union 12 3.29% $1,805
KELLER MORTGAGE, LLC 12 3.10% $1,995
Wyndham Capital Mortgage, Inc. 12 2.96% $2,510
Ixonia Bank 12 3.04% $4,187
FirstBank 12 2.81% $2,059
Bank of England 11 3.24% $3,729
Morgan Stanley Private Bank 11 2.62% $3,156
Servion, Inc. 11 3.10% $2,288
Bankers' Bank 11 2.95% $2,070
Badger Bank 11 3.09% $1,832
HOMESTEAD FUNDING CORP. 10 2.73% $3,412
ROYAL UNITED MORTGAGE LLC 10 3.43% $6,678
North American Savings Bank, F.S.B. 10 2.84% $1,222
Baxter Credit Union 10 2.75% $2,605
First Midwest Bank 9 2.86% $3,034
PENTAGON FEDERAL CREDIT UNION 9 2.94% $2,438
CANOPY MORTGAGE, LLC 9 3.17% $4,397
HOMEBRIDGE FINANCIAL SERVICES, INC. 9 3.33% $4,914
CMG MORTGAGE, INC. 9 3.21% $4,953
Nicolet National Bank 9 3.08% $2,777
COMPASS MORTGAGE, INC. 8 2.97% $3,129
First Federal Bank 8 3.16% $2,222
FIRST STATE MORTGAGE SERVICES, LLC 8 3.08% $3,458
AMERICAN FINANCIAL NETWORK, INC. 8 3.17% $9,347
PremierBank 8 3.03% $1,642
AMERICAN PACIFIC MORTGAGE CORPORATION 8 3.28% $6,262
LAND HOME FINANCIAL SERVICES, INC. 7 3.32% $3,139
CHERRY CREEK MORTGAGE, LLC 7 3.04% $1,027
Charles Schwab Bank, SSB 7 2.26% $2,625
Carrington Mortgage Services, LLC 7 3.29% $4,739
Fifth Third Bank 7 3.10% $3,901
Tradition Mortgage, LLC 7 3.05% $2,852
GUIDANCE RESIDENTIAL, LLC 7 2.96% $4,668
ALTRA 7 3.03% $2,254
AMERIFIRST FINANCIAL CORPORATION 7 3.23% $4,600
The Federal Savings Bank 6 3.19% $5,266
CELEBRITY HOME LOANS, LLC 6 3.23% $4,816
Merchants Bank of Indiana 6 3.06% $2,486
AMERICAN FINANCING CORPORATION 6 2.98% $3,928
NBKC BANK 6 2.96% $2,449
TCF National Bank 6 3.02% $3,412
NATIONS RELIABLE LENDING, LLC 6 3.19% $4,657
EDUCATORS CREDIT UNION 6 3.02% $1,794
THRIVENT Federal Credit Union 6 3.06% $3,035
Deere Employees Credit Union 5 2.75% $2,332
Prevail Bank 5 2.98% $1,906
Bank First, N.A. 5 3.28% $1,731
Devon Bank 5 3.20% $3,035
Bremer Bank 5 3.15% $3,924
Fox Valley Savings Bank 5 2.90% $1,219
SENB Bank 5 2.70% $1,912
SOFI LENDING CORP. 5 2.93% $3,911
Waterstone Mortgage Corporation 5 3.40% $6,037
AmeriHome Mortgage Company, LLC 5 3.12% $2,420
GUARANTEED RATE AFFINITY, LLC 5 3.20% $1,950
LAKEVIEW LOAN SERVICING, LLC 5 3.50% $2,252
STEARNS LENDING, LLC 5 2.90% $2,907
Strong Home Mortgage, LLC 5 3.08% $2,121
SUN WEST MORTGAGE COMPANY, INC. 5 3.43% $1,740
FINANCE OF AMERICA MORTGAGE LLC 5 2.92% $3,258
SUMMIT FUNDING, INC. 4 3.00% $3,779
Waukesha State Bank 4 3.10% $2,507
Alerus Financial 4 3.09% $2,819
ANGEL OAK MORTGAGE SOLUTIONS LLC 4 5.22% $10,958
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 3.31% $4,009
Mortgage Research Center, LLC 4 2.97% $7,018
First Guaranty Mortgage Corporation 4 3.00% $2,874
Home State Bank 4 3.09% $2,451
Citizens Bank 4 3.13% $2,890
CHURCHILL MORTGAGE CORPORATION 4 3.19% $3,252
Midwest Community Bank 4 2.97% $3,144
LOANPAL, LLC 4 2.87% $5,395
WISCONSIN MORTGAGE CORPORATION 4 3.22% $2,408
The Equitable Bank, S.S.B. 4 2.59% $2,400
CoVantage Credit Union 4 2.97% $3,991
Watermark Capital, Inc. 4 2.62% $2,529
RESIDENTIAL BANCORP. 4 3.22% $2,440
Royal Credit Union 4 3.00% $0
EMM LOANS LLC 4 3.15% $7,023
Northpointe Bank 4 3.16% $3,388
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 3.44% $1,179
American Mortgage & Equity Consultants, Inc. 4 3.16% $2,895
Stifel Bank and Trust 4 2.94% $2,029
TIAA, FSB 4 3.22% $3,872
MICHIGAN MUTUAL, INC. 3 3.38% $2,302
ALLIANT CREDIT UNION 3 3.04% $3,466
AMERICAN PORTFOLIO MORTGAGE CORPORATION 3 3.29% $3,076
Blackhawk Bank 3 3.66% $2,485
BNC National Bank 3 2.79% $2,131
CIBM Bank 3 3.08% $2,233
City National Bank 3 2.74% $4,749
EMBRACE HOME LOANS, INC. 3 3.25% $6,235
First Internet Bank of Indiana 3 2.75% $2,677
FOX COMMUNITIES 3 2.83% $2,451
GATEWAY MORTGAGE CORPORATION 3 2.92% $2,382
GoPrime Mortgage, Inc. 3 3.25% $4,234
INLAND BANK & TRUST 3 3.17% $3,352
Key Mortgage Services, Inc. 3 2.96% $3,253
LEADERONE FINANCIAL CORPORATION 3 3.33% $3,180
LENDERFI, INC. 3 2.79% $1,661
MORIA DEVELOPMENT, INC. 3 3.67% $2,904
MORTGAGE CENTER L.C 3 3.21% $2,538
PROPER RATE, LLC 3 3.12% $2,873
The Central Trust Bank 3 2.79% $2,185
TOTAL MORTGAGE SERVICES, LLC 3 3.12% $3,517
TOWNE MORTGAGE COMPANY 3 3.08% $2,768
Truist Bank 3 3.07% $3,207
UNITED HOME LOANS, INC. 3 3.02% $2,578
VERVE, A CREDIT UNION 3 3.21% $1,618
T2 FINANCIAL LLC 2 3.06% $3,886
Chicago Financial Services, Inc. 2 2.94% $3,129
THE ANDERSON FINANCIAL GROUP, INC. 2 3.25% $3,671
First American Bank 2 2.94% $3,779
MidWestOne Bank 2 3.19% $3,055
First State Bank of St. Charles, Missouri 2 3.06% $3,151
Cornerstone National Bank & Trust Company 2 2.56% $0
BNY Mellon 2 2.88% $3,647
BLUELEAF LENDING, LLC 2 3.00% $2,328
Goldwater Bank, N.A. 2 3.00% $7,485
ACADEMY MORTGAGE CORPORATION 2 3.25% $3,899
CO-OP Credit Union 2 3.13% $2,174
BAY EQUITY LLC 2 2.88% $3,219
The Port Washington State Bank 2 3.00% $1,847
GUARANTY HOME MORTGAGE CORPORATION 2 3.56% $2,722
Think Mutual Bank 2 2.94% $3,554
Arvest Bank 2 3.31% $3,961
SIRVA MORTGAGE, INC. 2 2.88% $1,301
NORTHWEST BANK OF ROCKFORD 2 3.12% $3,027
Westbury Bank 2 2.81% $1,609
WESTconsin Credit Union 2 3.44% $3,215
Nations Lending Corporation 2 3.38% $4,733
SPRING EQ, LLC 2 2.75% $0
Amerifirst Financial, Inc. 2 3.06% $2,480
TRUSTONE FINANCIAL FEDERAL CREDIT UNION 2 3.13% $1,259
UBS Bank USA 2 3.38% $3,584
Commerce State Bank 2 3.13% $2,133
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 2.94% $2,057
Hometown Lenders, Inc. 2 3.93% $7,595
Citizens State Bank of La Crosse 2 2.94% $1,601
Axos Bank 2 3.13% $1,813
Midwest Heritage Bank FSB 2 3.63% $2,347
USAA Federal Savings Bank 2 3.06% $2,508
Auto Club Trust, FSB 2 3.00% $1,915
LAKE MICHIGAN CREDIT UNION 2 3.31% $5,122
Frandsen Bank & Trust 2 2.90% $4,081
IOWA BANKERS MORTGAGE CORPORATION 2 2.63% $2,559
AFFINITY PLUS 2 3.13% $3,393
PROVIDENT FUNDING ASSOCIATES, L.P. 2 2.88% $2,357
Forward Bank 2 2.89% $3,189
GREAT LAKES 2 2.63% $4,269
Summit Mortgage Corporation 2 3.87% $4,899
Republic Bank & Trust Company 2 3.25% $3,462
Loan Simple, Inc. 2 2.81% $4,449
Manufacturers and Traders Trust Company 2 3.56% $5,181
Community First Credit Union 1 3.25% $1,725
Commerce Bank 1 2.75% $3,529
Colonial Savings, F.A. 1 3.25% $9,316
Stillman BancCorp N.A. 1 3.38% $2,023
Citizens Community Federal 1 3.00% $4,251
SUCCESS MORTGAGE PARTNERS, INC. 1 2.50% $2,429
Citibank 1 2.75% $3,584
Citadel Servicing Corporation 1 5.13% $14,408
CIBC Bank USA 1 2.38% $4,325
Centra Credit Union 1 2.88% $3,968
AmRes Corporation 1 2.63% $8,265
Cambria Financial Group, LLC 1 2.49% $2,195
BOKF 1 3.25% $2,466
BLC Community Bank 1 3.13% $1,614
The Northern Trust Company 1 2.88% $4,138
BAYSHORE MORTGAGE FUNDING, LLC 1 3.38% $2,931
The Union Bank Company 1 4.13% $6,518
Bank of Tennessee 1 3.25% $6,858
Bank of Pontiac 1 2.88% $1,592
Bank of Luxemburg 1 2.88% $2,091
Bank Midwest 1 3.13% $2,804
Tri City National Bank 1 2.88% $1,388
UIF CORPORATION 1 3.13% $8,075
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 2.63% $3,119
UNITED MORTGAGE CORP. 1 3.25% $4,734
I. H. MISSISSIPPI VALLEY CREDIT UNION 1 2.25% $984
AXIA FINANCIAL, LLC 1 3.13% $2,929
KS StateBank 1 3.50% $2,096
Assurance Financial Group, L.L.C. 1 3.25% $2,707
Level One Bank 1 2.75% $2,385
LIBERTY HOME MORTGAGE CORPORATION 1 3.13% $5,647
InterContinental Capital Group, Inc 1 2.63% $9,246
IMPAC MORTGAGE CORP. 1 2.88% $2,419
UNITEDONE Credit Union 1 3.25% $1,880
MEGASTAR FINANCIAL CORP. 1 3.13% $3,918
HOMEXPRESS MORTGAGE CORP. 1 4.75% $7,824
Home Bank 1 3.50% $2,961
ARC HOME LLC 1 2.88% $1,477
GREENSTATE CREDIT UNION 1 2.88% $1,908
MOVEMENT MORTGAGE, LLC 1 3.06% $2,885
Mutual Federal Bank 1 2.75% $4,308
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 3.25% $8,070
Generations Bank 1 3.38% $1,641
Gateway First Bank 1 3.13% $3,783
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.49% $5,255
Fortress Bank 1 2.88% $2,990
NFM, INC. 1 3.00% $5,400
First Republic Bank 1 2.75% $4,525
First National Bank of Omaha 1 2.88% $2,182
North Shore Bank FSB 1 3.38% $1,843
North Shore Bank of Commerce 1 2.88% $3,974
First National Bank of America 1 7.25% $7,781
Old Second National Bank 1 3.13% $2,564
First Merchants Bank 1 2.38% $3,294
First Federal Savings Bank 1 3.38% $1,924
First-Citizens Bank & Trust Company 1 2.63% $2,805
First Bank & Trust 1 3.00% $2,608
PHH Mortgage Corporation 1 3.00% $9,827
Pinnacle Bank 1 3.00% $1,670
Plains Commerce Bank 1 2.75% $2,108
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION 1 3.13% $2,994
EagleBank 1 2.75% $1,815
Dollar Bank, Federal Savings Bank 1 3.63% $2,075
Presidential Bank, FSB 1 3.00% $2,717
Discover Bank 1 4.75% $0
DIGITAL Federal Credit Union 1 3.25% $1,961
Arbor Bank 1 3.00% $2,391
Denmark State Bank 1 3.00% $2,619
DELMAR FINANCIAL COMPANY 1 2.25% $3,190
Raymond James Bank 1 2.75% $2,990
DEEPHAVEN MORTGAGE LLC 1 5.25% $4,687
Coulee Bank 1 2.50% $3,243
CORTRUST MORTGAGE, INC. 1 3.00% $3,692
RUOFF MORTGAGE COMPANY, INC. 1 3.63% $3,235
S1L, Inc. 1 3.13% $4,617
CONSUMERS COOPERATIVE CREDIT UNION 1 3.00% $3,290
Community Savings Bank 1 2.75% $4,514
SIWELL, INC. 1 3.88% $2,751

MADISON, WI's 317 lenders originated 42,820 loans during 2021. The total origination value was $10,222,200,000, with an average loan value of $238,725.

The top MADISON lender as defined by loan originations is University of Wisconsin Credit Union, with 2,959 loans originated. Their average total fees are $2,673, which is $20 lower than the next largest lender, Summit Credit Union.

The lowest fee MADISON lenders (with over 10 loans originated) are Hometown Bank ($996), North American Savings Bank, F.S.B. ($1,222), Bank of Deerfield ($1,286), National Exchange Bank and Trust ($1,355) and Starion Bank ($1,386).

The lowest rate MADISON lenders (with over 10 loans originated) are Morgan Stanley Private Bank (2.62%), HOMESTEAD FUNDING CORP. (2.73%), Bank of America (2.74%), Baxter Credit Union (2.75%) and The Peoples Community Bank (2.77%).

MADISON, WI Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Summit Credit Union $1,589,820,000 $1,575,910,000 -0.9% 15.4%
University of Wisconsin Credit Union $1,723,840,000 $1,481,635,000 -14.1% 14.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $599,310,000 $520,540,000 -13.1% 5.1%
The Park Bank $299,905,000 $394,410,000 31.5% 3.9%
Barrington Bank & Trust Company, N.A. $317,965,000 $349,415,000 9.9% 3.4%
THOMPSON KANE & COMPANY, LLC $283,065,000 $287,980,000 1.7% 2.8%
State Bank of Cross Plains $361,080,000 $278,310,000 -22.9% 2.7%
Oregon Community Bank $256,160,000 $253,885,000 -0.9% 2.5%
Old National Bank $286,740,000 $248,470,000 -13.3% 2.4%
QUICKEN LOANS, LLC $212,715,000 $231,845,000 9.0% 2.3%
Monona Bank $281,660,000 $218,895,000 -22.3% 2.1%
Johnson Bank $285,980,000 $192,600,000 -32.7% 1.9%
U.S. Bank $215,190,000 $182,660,000 -15.1% 1.8%
Associated Bank $179,505,000 $157,010,000 -12.5% 1.5%
GUILD MORTGAGE COMPANY $166,205,000 $153,090,000 -7.9% 1.5%
Wells Fargo Bank $152,020,000 $132,970,000 -12.5% 1.3%
The Bank of New Glarus $152,650,000 $131,415,000 -13.9% 1.3%
DMB Community Bank $196,250,000 $121,675,000 -38.0% 1.2%
Prosperity Home Mortgage, LLC $120,115,000 $116,705,000 -2.8% 1.1%
GUARANTEED RATE, INC. $68,400,000 $97,600,000 42.7% 1.0%
Bank of Sun Prairie $141,190,000 $96,850,000 -31.4% 0.9%
NEWREZ LLC $75,755,000 $92,600,000 22.2% 0.9%
Capitol Bank $121,715,000 $90,350,000 -25.8% 0.9%
FREEDOM MORTGAGE CORPORATION $88,135,000 $85,460,000 -3.0% 0.8%
BMO Harris Bank $92,545,000 $85,105,000 -8.0% 0.8%
INLANTA MORTGAGE, INC. $98,210,000 $81,690,000 -16.8% 0.8%
JPMorgan Chase Bank $82,250,000 $80,750,000 -1.8% 0.8%
WALKER & DUNLOP, LLC $80,345,000 $73,600,000 -8.4% 0.7%
Settlers Bank $101,655,000 $69,740,000 -31.4% 0.7%
BETTER MORTGAGE CORPORATION $29,855,000 $68,455,000 129.3% 0.7%
Heartland Credit Union (Madison) $70,455,000 $63,500,000 -9.9% 0.6%
UNITED WHOLESALE MORTGAGE, LLC $102,020,000 $63,300,000 -38.0% 0.6%
LOANDEPOT.COM, LLC $44,865,000 $60,885,000 35.7% 0.6%
Oak Bank $65,120,000 $55,525,000 -14.7% 0.5%
The Huntington National Bank $8,210,000 $53,320,000 549.5% 0.5%
Bank of Deerfield $85,960,000 $48,585,000 -43.5% 0.5%
The Peoples Community Bank $91,745,000 $46,090,000 -49.8% 0.5%
A + MORTGAGE SERVICES, INC. $58,770,000 $45,500,000 -22.6% 0.4%
CORNERSTONE HOME LENDING, INC. $65,830,000 $44,195,000 -32.9% 0.4%
CALIBER HOME LOANS, INC. $33,365,000 $44,075,000 32.1% 0.4%
Farmers Savings Bank $79,750,000 $43,965,000 -44.9% 0.4%
Mound City Bank $71,870,000 $43,440,000 -39.6% 0.4%
Starion Bank $22,165,000 $43,305,000 95.4% 0.4%
Great Midwest Bank, S.S.B. $51,595,000 $41,795,000 -19.0% 0.4%
Woodford State Bank $56,415,000 $37,910,000 -32.8% 0.4%
Home Savings Bank $25,445,000 $34,850,000 37.0% 0.3%
Bank Five Nine $48,095,000 $34,335,000 -28.6% 0.3%
Mortgage Research Center, LLC $37,980,000 $33,545,000 -11.7% 0.3%
Farmers & Merchants State Bank $71,305,000 $32,790,000 -54.0% 0.3%
JONES LANG LASALLE MULTIFAMILY, LLC $28,275,000 n/a 0.3%
Mr. Cooper ( Nationstar Mortgage ) $28,020,000 $28,260,000 0.9% 0.3%
Chicago Mortgage Solutions LLC $1,515,000 $28,045,000 1,751.2% 0.3%
AMERISAVE MORTGAGE CORPORATION $20,725,000 $28,015,000 35.2% 0.3%
PENNYMAC LOAN SERVICES, LLC $8,505,000 $27,750,000 226.3% 0.3%
Hometown Bank $37,925,000 $26,525,000 -30.1% 0.3%
Dane County Credit Union $35,935,000 $25,780,000 -28.3% 0.3%
Farmers and Merchants Union Bank $34,225,000 $25,245,000 -26.2% 0.2%
HOME POINT FINANCIAL CORPORATION $32,090,000 $24,230,000 -24.5% 0.2%
MidWestOne Bank $3,690,000 $23,900,000 547.7% 0.2%
Landmark Credit Union $35,980,000 $23,415,000 -34.9% 0.2%
Paramount Residential Mortgage Group, Inc. $13,785,000 $22,900,000 66.1% 0.2%
Bank of America $19,550,000 $22,865,000 17.0% 0.2%
The Bank of Brodhead $15,150,000 $21,095,000 39.2% 0.2%
DAS Acquisition Company, LLC $30,890,000 $20,515,000 -33.6% 0.2%
Union Federal Savings and Loan Association $18,760,000 $20,430,000 8.9% 0.2%
PLANET HOME LENDING, LLC $4,305,000 $19,495,000 352.8% 0.2%
Ally Bank $9,555,000 $19,415,000 103.2% 0.2%
Flagstar Bank, FSB $27,040,000 $19,345,000 -28.5% 0.2%
Fortifi Bank $31,185,000 $18,650,000 -40.2% 0.2%
First Midwest Bank $5,435,000 $18,560,000 241.5% 0.2%
Cedar Rapids Bank and Trust Company $18,175,000 n/a 0.2%
NAVY FEDERAL CREDIT UNION $15,950,000 $17,700,000 11.0% 0.2%
READYCAP COMMERCIAL, LLC $17,380,000 n/a 0.2%
Town Bank, N.A. $14,810,000 $17,280,000 16.7% 0.2%
Citizens Bank $1,010,000 $16,935,000 1,576.7% 0.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $14,325,000 $16,755,000 17.0% 0.2%
COMPEER FINANCIAL, FLCA $24,890,000 $16,120,000 -35.2% 0.2%
TIAA, FSB $2,005,000 $16,100,000 703.0% 0.2%
BROKER SOLUTIONS, INC. $6,855,000 $15,700,000 129.0% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $19,275,000 $15,085,000 -21.7% 0.1%
PARKSIDE LENDING, LLC $31,640,000 $15,070,000 -52.4% 0.1%
The First National Bank and Trust Company $18,975,000 $14,725,000 -22.4% 0.1%
HERITAGE CREDIT UNION $14,565,000 $14,470,000 -0.7% 0.1%
Royal Bank $19,115,000 $14,320,000 -25.1% 0.1%
Citibank $2,020,000 $14,115,000 598.8% 0.1%
The Greenwood's State Bank $16,150,000 $14,020,000 -13.2% 0.1%
USAA Federal Savings Bank $20,635,000 $12,675,000 -38.6% 0.1%
IncredibleBank $26,060,000 $11,885,000 -54.4% 0.1%
DUPACO COMMUNITY $16,750,000 $11,735,000 -29.9% 0.1%
GSF Mortgage Corporation $19,375,000 $11,590,000 -40.2% 0.1%
FORTE BANK $780,000 $11,175,000 1,332.7% 0.1%
Westbury Bank $15,950,000 $10,920,000 -31.5% 0.1%
LAKEVIEW LOAN SERVICING, LLC $15,175,000 $10,525,000 -30.6% 0.1%
Bank of Wisconsin Dells $15,395,000 $10,230,000 -33.5% 0.1%
Blackhawk Community Credit Union $16,255,000 $9,880,000 -39.2% 0.1%
Baraboo State Bank $16,150,000 $9,590,000 -40.6% 0.1%
PNC Bank $7,325,000 $8,845,000 20.8% 0.1%
MARINE $4,775,000 $8,770,000 83.7% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $8,065,000 $8,650,000 7.3% 0.1%
ZILLOW HOME LOANS, LLC $1,095,000 $8,615,000 686.8% 0.1%
Bell Bank $4,335,000 $8,035,000 85.4% 0.1%
Wisconsin River Bank $2,675,000 $7,740,000 189.3% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $12,855,000 $7,735,000 -39.8% 0.1%
Horicon Bank $8,865,000 $7,555,000 -14.8% 0.1%
FIRST CENTENNIAL MORTGAGE CORPORATION $3,805,000 $7,510,000 97.4% 0.1%
Wisconsin Bank & Trust $6,095,000 $7,260,000 19.1% 0.1%
V.I.P. MORTGAGE, INC. $1,255,000 $7,065,000 462.9% 0.1%
Morgan Stanley Private Bank $10,075,000 $6,685,000 -33.6% 0.1%
First Guaranty Mortgage Corporation $3,280,000 $6,600,000 101.2% 0.1%
The Federal Savings Bank $9,815,000 $6,555,000 -33.2% 0.1%
CLEARPATH LENDING $6,545,000 $6,350,000 -3.0% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $7,055,000 $6,215,000 -11.9% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $4,300,000 $6,180,000 43.7% 0.1%
Carrington Mortgage Services, LLC $5,640,000 $5,980,000 6.0% 0.1%
HOMESTEAD FUNDING CORP. $11,480,000 $5,940,000 -48.3% 0.1%
HOMESIDE FINANCIAL, LLC $3,835,000 $5,935,000 54.8% 0.1%
CHERRY CREEK MORTGAGE, LLC $3,210,000 $5,820,000 81.3% 0.1%
EVERETT FINANCIAL, INC. $26,700,000 $5,785,000 -78.3% 0.1%
National Exchange Bank and Trust $8,555,000 $5,770,000 -32.6% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,235,000 $5,755,000 157.5% 0.1%
NEW DAY FINANCIAL, LLC $4,410,000 $5,715,000 29.6% 0.1%
North American Savings Bank, F.S.B. $5,210,000 $5,155,000 -1.1% 0.1%
Wyndham Capital Mortgage, Inc. $2,450,000 $5,085,000 107.6% 0.0%
Servion, Inc. $3,850,000 $5,035,000 30.8% 0.0%
Baxter Credit Union $3,745,000 $5,025,000 34.2% 0.0%
FirstBank $9,655,000 $4,965,000 -48.6% 0.0%
First Federal Bank $11,785,000 $4,745,000 -59.7% 0.0%
Bankers' Bank $4,595,000 n/a 0.0%
NBKC BANK $6,785,000 $4,585,000 -32.4% 0.0%
TCF National Bank $50,030,000 $4,520,000 -91.0% 0.0%
Bank of England $2,900,000 $4,505,000 55.3% 0.0%
ENVOY MORTGAGE, LTD $4,385,000 $4,495,000 2.5% 0.0%
Badger Bank $22,795,000 $4,480,000 -80.3% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $5,370,000 $4,350,000 -19.0% 0.0%
Fifth Third Bank $10,245,000 $4,350,000 -57.5% 0.0%
Bank First, N.A. $5,900,000 $4,310,000 -26.9% 0.0%
NATIONS RELIABLE LENDING, LLC $1,810,000 $4,305,000 137.8% 0.0%
Nicolet National Bank $4,925,000 $4,280,000 -13.1% 0.0%
First Community Credit Union $4,255,000 n/a 0.0%
KELLER MORTGAGE, LLC $4,710,000 $4,240,000 -10.0% 0.0%
Strong Home Mortgage, LLC $2,300,000 $4,100,000 78.3% 0.0%
AMERICAN FINANCIAL NETWORK, INC. $4,130,000 $4,060,000 -1.7% 0.0%
CANOPY MORTGAGE, LLC $365,000 $3,860,000 957.5% 0.0%
Ixonia Bank $7,745,000 $3,805,000 -50.9% 0.0%
City National Bank $990,000 $3,740,000 277.8% 0.0%
Prevail Bank $13,975,000 $3,615,000 -74.1% 0.0%
COMPASS MORTGAGE, INC. $2,500,000 $3,535,000 41.4% 0.0%
Great Southern Bank $3,495,000 n/a 0.0%
SOFI LENDING CORP. $1,670,000 $3,495,000 109.3% 0.0%
ALTRA $8,025,000 $3,440,000 -57.1% 0.0%
CELEBRITY HOME LOANS, LLC $1,075,000 $3,280,000 205.1% 0.0%
VILLAGE CAPITAL & INVESTMENT LLC $3,445,000 $3,195,000 -7.3% 0.0%
AMERIFIRST FINANCIAL CORPORATION $5,470,000 $3,035,000 -44.5% 0.0%
Alerus Financial $295,000 $3,025,000 925.4% 0.0%
CMG MORTGAGE, INC. $3,660,000 $2,920,000 -20.2% 0.0%
FINANCE OF AMERICA MORTGAGE LLC $3,205,000 $2,905,000 -9.4% 0.0%
BNC National Bank $3,080,000 $2,900,000 -5.8% 0.0%
Bremer Bank $18,045,000 $2,865,000 -84.1% 0.0%
Charles Schwab Bank, SSB $2,905,000 $2,785,000 -4.1% 0.0%
PremierBank $5,585,000 $2,665,000 -52.3% 0.0%
THRIVENT Federal Credit Union $1,680,000 $2,630,000 56.5% 0.0%
LAND HOME FINANCIAL SERVICES, INC. $2,865,000 $2,605,000 -9.1% 0.0%
BNY Mellon $2,595,000 n/a 0.0%
Tradition Mortgage, LLC $1,060,000 $2,570,000 142.5% 0.0%
AMERICAN ADVISORS GROUP $1,060,000 $2,485,000 134.4% 0.0%
Merchants Bank of Indiana $5,810,000 $2,435,000 -58.1% 0.0%
GUIDANCE RESIDENTIAL, LLC $1,735,000 $2,415,000 39.2% 0.0%
Watermark Capital, Inc. $2,415,000 n/a 0.0%
Deere Employees Credit Union $2,920,000 $2,405,000 -17.6% 0.0%
LAKE MICHIGAN CREDIT UNION $2,360,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $3,850,000 $2,330,000 -39.5% 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $3,380,000 $2,325,000 -31.2% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,950,000 $2,305,000 18.2% 0.0%
STEARNS LENDING, LLC $6,385,000 $2,230,000 -65.1% 0.0%
Royal Credit Union $2,995,000 $2,180,000 -27.2% 0.0%
INLAND BANK & TRUST $185,000 $2,175,000 1,075.7% 0.0%
Key Mortgage Services, Inc. $2,455,000 $2,105,000 -14.3% 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $3,285,000 $2,085,000 -36.5% 0.0%
Fox Valley Savings Bank $1,765,000 $2,025,000 14.7% 0.0%
EMBRACE HOME LOANS, INC. $1,710,000 $2,010,000 17.5% 0.0%
Lend Smart Mortgage, LLC $1,210,000 $1,995,000 64.9% 0.0%
Truist Bank $3,785,000 $1,940,000 -48.7% 0.0%
WISCONSIN MORTGAGE CORPORATION $2,205,000 $1,930,000 -12.5% 0.0%
Devon Bank $1,010,000 $1,830,000 81.2% 0.0%
ALLIANT CREDIT UNION $1,740,000 $1,825,000 4.9% 0.0%
UNITED HOME LOANS, INC. $2,390,000 $1,810,000 -24.3% 0.0%
PROPER RATE, LLC $915,000 $1,805,000 97.3% 0.0%
Think Mutual Bank $1,615,000 $1,770,000 9.6% 0.0%
AMERICAN FINANCING CORPORATION $885,000 $1,735,000 96.0% 0.0%
LENDERFI, INC. $1,500,000 $1,730,000 15.3% 0.0%
EDUCATORS CREDIT UNION $4,745,000 $1,715,000 -63.9% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $3,600,000 $1,695,000 -52.9% 0.0%
American Mortgage & Equity Consultants, Inc. $16,970,000 $1,685,000 -90.1% 0.0%
First Republic Bank $1,655,000 n/a 0.0%
Waterstone Mortgage Corporation $1,715,000 $1,640,000 -4.4% 0.0%
RESIDENTIAL BANCORP. $1,615,000 n/a 0.0%
UBS Bank USA $4,255,000 $1,565,000 -63.2% 0.0%
CoVantage Credit Union $3,345,000 $1,540,000 -54.0% 0.0%
CIBM Bank $2,255,000 $1,535,000 -31.9% 0.0%
ROYAL UNITED MORTGAGE LLC $1,935,000 $1,530,000 -20.9% 0.0%
KS StateBank $670,000 $1,510,000 125.4% 0.0%
Waukesha State Bank $8,065,000 $1,500,000 -81.4% 0.0%
Bank of Milton $4,660,000 $1,495,000 -67.9% 0.0%
TOWNE MORTGAGE COMPANY $1,485,000 $1,480,000 -0.3% 0.0%
LOANPAL, LLC $4,870,000 $1,370,000 -71.9% 0.0%
GoPrime Mortgage, Inc. $4,055,000 $1,365,000 -66.3% 0.0%
The Central Trust Bank $1,355,000 n/a 0.0%
Low VA Rates, LLC $2,620,000 $1,350,000 -48.5% 0.0%
First Internet Bank of Indiana $1,270,000 $1,330,000 4.7% 0.0%
Midwest Community Bank $1,680,000 $1,320,000 -21.4% 0.0%
PHH Mortgage Corporation $925,000 $1,315,000 42.2% 0.0%
SENB Bank $1,915,000 $1,315,000 -31.3% 0.0%
LEADERONE FINANCIAL CORPORATION $2,365,000 $1,310,000 -44.6% 0.0%
Northpointe Bank $3,185,000 $1,310,000 -58.9% 0.0%
GATEWAY MORTGAGE CORPORATION $545,000 $1,300,000 138.5% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $1,215,000 $1,300,000 7.0% 0.0%
FINANCE OF AMERICA REVERSE LLC $315,000 $1,290,000 309.5% 0.0%
SUMMIT FUNDING, INC. $830,000 $1,290,000 55.4% 0.0%
Cornerstone National Bank & Trust Company $580,000 $1,285,000 121.6% 0.0%
TRIAD FINANCIAL SERVICES, INC. $1,135,000 $1,285,000 13.2% 0.0%
InterContinental Capital Group, Inc $1,435,000 $1,220,000 -15.0% 0.0%
TOTAL MORTGAGE SERVICES, LLC $345,000 $1,190,000 244.9% 0.0%
AmeriHome Mortgage Company, LLC $1,185,000 n/a 0.0%
Forward Bank $135,000 $1,185,000 777.8% 0.0%
The Equitable Bank, S.S.B. $5,865,000 $1,180,000 -79.9% 0.0%
ALLIANT $1,515,000 $1,170,000 -22.8% 0.0%
SIRVA MORTGAGE, INC. $710,000 $1,170,000 64.8% 0.0%
Colonial Savings, F.A. $1,435,000 $1,155,000 -19.5% 0.0%
Goldwater Bank, N.A. $1,065,000 $1,140,000 7.0% 0.0%
Farmers Bank & Trust $1,135,000 n/a 0.0%
TRUSTONE FINANCIAL FEDERAL CREDIT UNION $2,740,000 $1,135,000 -58.6% 0.0%
MID AMERICA MORTGAGE, INC. $280,000 $1,130,000 303.6% 0.0%
CHURCHILL MORTGAGE CORPORATION $995,000 $1,125,000 13.1% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $175,000 $1,120,000 540.0% 0.0%
FOX COMMUNITIES $615,000 $1,075,000 74.8% 0.0%
First Merchants Bank $1,045,000 n/a 0.0%
First State Bank of St. Charles, Missouri $1,030,000 n/a 0.0%
Stifel Bank and Trust $4,740,000 $1,020,000 -78.5% 0.0%
ACADEMY MORTGAGE CORPORATION $390,000 $1,015,000 160.3% 0.0%
Plains Commerce Bank $360,000 $1,015,000 181.9% 0.0%
VERIDIAN CREDIT UNION $500,000 $1,010,000 102.0% 0.0%
EMM LOANS LLC $895,000 $1,005,000 12.3% 0.0%
GREAT LAKES $840,000 $1,005,000 19.6% 0.0%
First Bank & Trust $2,380,000 $990,000 -58.4% 0.0%
Summit Mortgage Corporation $155,000 $975,000 529.0% 0.0%
Gateway First Bank $550,000 $960,000 74.5% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $1,900,000 $935,000 -50.8% 0.0%
The Northern Trust Company $3,655,000 $935,000 -74.4% 0.0%
MEGASTAR FINANCIAL CORP. $315,000 $920,000 192.1% 0.0%
THE ANDERSON FINANCIAL GROUP, INC. $505,000 $920,000 82.2% 0.0%
CIBC Bank USA $1,355,000 $915,000 -32.5% 0.0%
Frandsen Bank & Trust $215,000 $910,000 323.3% 0.0%
Mid-Continent Funding, Inc. $440,000 $905,000 105.7% 0.0%
Loan Simple, Inc. $245,000 $875,000 257.1% 0.0%
First National Bank of Omaha $720,000 $870,000 20.8% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $185,000 $865,000 367.6% 0.0%
The Port Washington State Bank $850,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $835,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $825,000 $835,000 1.2% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $370,000 $810,000 118.9% 0.0%
SPRING EQ, LLC $975,000 $810,000 -16.9% 0.0%
Home State Bank $1,305,000 $800,000 -38.7% 0.0%
MOVEMENT MORTGAGE, LLC $1,625,000 $800,000 -50.8% 0.0%
Discover Bank $1,005,000 $790,000 -21.4% 0.0%
Collins State Bank $350,000 $780,000 122.9% 0.0%
First State Bank $780,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $435,000 $770,000 77.0% 0.0%
River Bank $215,000 $765,000 255.8% 0.0%
Commerce Bank $760,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $760,000 n/a 0.0%
Blackhawk Bank $2,230,000 $745,000 -66.6% 0.0%
NORTHWEST BANK OF ROCKFORD $1,015,000 $720,000 -29.1% 0.0%
AmRes Corporation $415,000 $715,000 72.3% 0.0%
VERVE, A CREDIT UNION $710,000 n/a 0.0%
Community First Credit Union $1,090,000 $705,000 -35.3% 0.0%
BLUELEAF LENDING, LLC $560,000 $700,000 25.0% 0.0%
Nations Lending Corporation $715,000 $695,000 -2.8% 0.0%
WESTconsin Credit Union $695,000 n/a 0.0%
Amerifirst Financial, Inc. $690,000 n/a 0.0%
Citizens State Bank of Loyal $195,000 $690,000 253.8% 0.0%
Dollar Bank, Federal Savings Bank $685,000 n/a 0.0%
IOWA BANKERS MORTGAGE CORPORATION $2,200,000 $675,000 -69.3% 0.0%
Citizens Bank $1,010,000 $670,000 -33.7% 0.0%
ARC HOME LLC $1,020,000 $665,000 -34.8% 0.0%
Armed Forces Bank $665,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $705,000 $660,000 -6.4% 0.0%
Midwest Heritage Bank FSB $275,000 $660,000 140.0% 0.0%
MORTGAGE CENTER L.C $125,000 $650,000 420.0% 0.0%
UIF CORPORATION $650,000 n/a 0.0%
AMWEST FUNDING CORP. $645,000 n/a 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $820,000 $645,000 -21.3% 0.0%
S1L, Inc. $635,000 n/a 0.0%
VAN DYK MORTGAGE CORPORATION $760,000 $630,000 -17.1% 0.0%
Manufacturers and Traders Trust Company $350,000 $625,000 78.6% 0.0%
AFFINITY PLUS $615,000 n/a 0.0%
Chicago Financial Services, Inc. $1,010,000 $610,000 -39.6% 0.0%
Raymond James Bank $605,000 n/a 0.0%
The Union Bank Company $590,000 n/a 0.0%
PCM $580,000 n/a 0.0%
Flanagan State Bank $8,205,000 $575,000 -93.0% 0.0%
Hometown Lenders, Inc. $595,000 $570,000 -4.2% 0.0%
PyraMax Bank, FSB $1,250,000 $570,000 -54.4% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $380,000 $570,000 50.0% 0.0%
Cleveland State Bank $565,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $630,000 $550,000 -12.7% 0.0%
Stillman BancCorp N.A. $325,000 $550,000 69.2% 0.0%
Allied First Bank,sb $215,000 $545,000 153.5% 0.0%
First Central State Bank $545,000 n/a 0.0%
First American Bank $195,000 $535,000 174.4% 0.0%
Republic Bank & Trust Company $660,000 $535,000 -18.9% 0.0%
AXIA FINANCIAL, LLC $525,000 n/a 0.0%
Commerce State Bank $540,000 $520,000 -3.7% 0.0%
Old Second National Bank $225,000 $510,000 126.7% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $500,000 n/a 0.0%
Bank Midwest $495,000 n/a 0.0%
GREENSTATE CREDIT UNION $545,000 $490,000 -10.1% 0.0%
DEEPHAVEN MORTGAGE LLC $485,000 n/a 0.0%
Magnolia Bank $1,685,000 $480,000 -71.5% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $465,000 n/a 0.0%
Florida Capital Bank $705,000 $460,000 -34.8% 0.0%
Axos Bank $580,000 $450,000 -22.4% 0.0%
Fortress Bank $445,000 n/a 0.0%
HomeBank Texas $445,000 n/a 0.0%
ACCELERATE MORTGAGE, LLC $435,000 n/a 0.0%
Citadel Servicing Corporation $435,000 n/a 0.0%
Community First National Bank $435,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $430,000 n/a 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $185,000 $430,000 132.4% 0.0%
Lake Area Bank $1,100,000 $415,000 -62.3% 0.0%
Arvest Bank $275,000 $410,000 49.1% 0.0%
CO-OP Credit Union $170,000 $410,000 141.2% 0.0%
Auto Club Trust, FSB $400,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $1,510,000 $400,000 -73.5% 0.0%
SIWELL, INC. $395,000 n/a 0.0%
CHEVRON $390,000 n/a 0.0%
Bank of Luxemburg $385,000 n/a 0.0%
Community National Bank $385,000 n/a 0.0%
Figure Lending LLC $655,000 $385,000 -41.2% 0.0%
Presidential Bank, FSB $385,000 n/a 0.0%
Empower Credit Union $375,000 n/a 0.0%
Generations Bank $375,000 n/a 0.0%
Level One Bank $375,000 $375,000 0.0% 0.0%
Northwestern Bank $595,000 $370,000 -37.8% 0.0%
AMCAP MORTGAGE, LTD. $365,000 n/a 0.0%
Meridian Bank Corporation $365,000 n/a 0.0%
EagleBank $355,000 n/a 0.0%
Bankers Trust Company $345,000 n/a 0.0%
DELMAR FINANCIAL COMPANY $930,000 $345,000 -62.9% 0.0%
I. H. MISSISSIPPI VALLEY CREDIT UNION $345,000 n/a 0.0%
NFM, INC. $810,000 $345,000 -57.4% 0.0%
First Federal Savings Bank $495,000 $340,000 -31.3% 0.0%
Bay Bank $335,000 n/a 0.0%
BLC Community Bank $360,000 $335,000 -6.9% 0.0%
Sunflower Bank $335,000 n/a 0.0%
First-Citizens Bank & Trust Company $1,060,000 $330,000 -68.9% 0.0%
T2 FINANCIAL LLC $310,000 n/a 0.0%
WOODTRUST BANK $735,000 $310,000 -57.8% 0.0%
East Wisconsin Savings Bank $305,000 n/a 0.0%
HANSCOM $305,000 n/a 0.0%
Paramount Bank $305,000 n/a 0.0%
Citizens State Bank of La Crosse $370,000 $300,000 -18.9% 0.0%
Blue Ridge Bank $255,000 $295,000 15.7% 0.0%
Citizens Community Federal $175,000 $295,000 68.6% 0.0%
BAY EQUITY LLC $700,000 $290,000 -58.6% 0.0%
Denmark State Bank $290,000 n/a 0.0%
North Shore Bank FSB $11,250,000 $290,000 -97.4% 0.0%
FBC MORTGAGE, LLC $285,000 n/a 0.0%
CONSUMERS COOPERATIVE CREDIT UNION $445,000 $280,000 -37.1% 0.0%
Arbor Bank $275,000 n/a 0.0%
Kirkwood Bank & Trust Co. $270,000 n/a 0.0%
Cambria Financial Group, LLC $425,000 $265,000 -37.6% 0.0%
Mutual Federal Bank $175,000 $265,000 51.4% 0.0%
AppleTree Credit Union $255,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $255,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $530,000 $250,000 -52.8% 0.0%
First National Bank $245,000 n/a 0.0%
Glacier Hills Credit Union $245,000 n/a 0.0%
Community Savings Bank $155,000 $235,000 51.6% 0.0%
LENDSURE MORTGAGE CORP. $570,000 $235,000 -58.8% 0.0%
UNION HOME MORTGAGE CORP. $5,895,000 $235,000 -96.0% 0.0%
UNITED MORTGAGE CORP. $235,000 n/a 0.0%
CLEARPOINTE CAPITAL, LLC $55,000 $230,000 318.2% 0.0%
Bank of Tennessee $225,000 n/a 0.0%
First National Bank of America $385,000 $225,000 -41.6% 0.0%
First Savings Bank $320,000 $225,000 -29.7% 0.0%
Home Bank $390,000 $225,000 -42.3% 0.0%
VERITAS FUNDING, LLC $225,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $605,000 $215,000 -64.5% 0.0%
HealthCare Associates Credit Union $205,000 n/a 0.0%
IMPAC MORTGAGE CORP. $255,000 $205,000 -19.6% 0.0%
Pinnacle Bank $5,920,000 $205,000 -96.5% 0.0%
REVERSE MORTGAGE FUNDING LLC $770,000 $205,000 -73.4% 0.0%
Third Federal Savings and Loan Association of Cleveland $205,000 $205,000 0.0% 0.0%
UNITEDONE Credit Union $255,000 $205,000 -19.6% 0.0%
American Community Bank of Indiana $195,000 n/a 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $420,000 $195,000 -53.6% 0.0%
DHA FINANCIAL, LLC $195,000 n/a 0.0%
Bank of Pontiac $185,000 n/a 0.0%
DIGITAL Federal Credit Union $295,000 $185,000 -37.3% 0.0%
First State Bank of Forrest $185,000 n/a 0.0%
Bank of Springfield $730,000 $175,000 -76.0% 0.0%
Coulee Bank $175,000 n/a 0.0%
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $170,000 n/a 0.0%
CORTRUST MORTGAGE, INC. $165,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $165,000 n/a 0.0%
Premier Community Bank $165,000 n/a 0.0%
Rock Valley Credit Union $165,000 n/a 0.0%
Tri City National Bank $145,000 $155,000 6.9% 0.0%
ADVIA $100,000 $150,000 50.0% 0.0%
Centra Credit Union $150,000 n/a 0.0%
WINGS FINANCIAL $1,185,000 $150,000 -87.3% 0.0%
BOKF $375,000 $145,000 -61.3% 0.0%
Home Mortgage Alliance Corp $145,000 n/a 0.0%
Intercity State Bank $530,000 $145,000 -72.6% 0.0%
North Shore Bank of Commerce $145,000 n/a 0.0%
Assurance Financial Group, L.L.C. $125,000 n/a 0.0%
Bank Iowa $125,000 n/a 0.0%
Community Resource Bank $125,000 n/a 0.0%
First Home Bank $435,000 $125,000 -71.3% 0.0%
21ST MORTGAGE CORPORATION $415,000 $115,000 -72.3% 0.0%
EVANSVILLE TEACHERS $540,000 $115,000 -78.7% 0.0%
Connexus Credit Union $260,000 $100,000 -61.5% 0.0%
Kohler Credit Union $95,000 n/a 0.0%
Holcomb Bank $335,000 $85,000 -74.6% 0.0%
STAR USA FEDERAL CREDIT UNION $80,000 n/a 0.0%
Charter Bank $75,000 n/a 0.0%
CITIZENS EQUITY FIRST $330,000 $75,000 -77.3% 0.0%
Guardian Credit Union $245,000 $75,000 -69.4% 0.0%
PARTNERSHIP FINANCIAL $75,000 n/a 0.0%
GOVERNMENTAL EMPLOYEES $210,000 $55,000 -73.8% 0.0%
PURDUE FEDERAL CREDIT UNION $55,000 n/a 0.0%
Oxford Bank & Trust $50,000 n/a 0.0%
Chicago Patrolmen's Federal Credit Union $45,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $25,000 n/a 0.0%
PRIME FINANCIAL CREDIT UNION $310,000 $25,000 -91.9% 0.0%
Home Loan Investment Bank, F.S.B. $65,000 $15,000 -76.9% 0.0%

MADISON's top lender by overall market share is Summit Credit Union, with 15.4% market share. In second place, with 14.5%, is University of Wisconsin Credit Union, having originated $1,481,635,000 in loans. In third place, with 5.1%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $520,540,000 in loans. In third place, with 3.9%, is The Park Bank, having originated $394,410,000 in loans. In third place, with 3.4%, is Barrington Bank & Trust Company, N.A., having originated $349,415,000 in loans.


MADISON, WI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 18,310 $4,252,570,000 $232,254
Home Purchase 11,358 $3,761,020,000 $331,134
Cash Out Refi 7,565 $1,777,485,000 $234,962
Other 2,950 $252,100,000 $85,458
Home Improvement 2,637 $179,025,000 $67,890

Madison's most frequently cited loan purpose was Refi, with 18,310 originations. The 2nd most popular reason was Home Purchase, with 11,358 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 18,769 $4,820,195,000 $256,817
<2.5% 13,882 $2,473,570,000 $178,185
3-4% 7,668 $2,281,170,000 $297,492
4-5% 641 $187,125,000 $291,927
5-6% 370 $25,640,000 $69,297
7-8% 57 $10,045,000 $176,228
6-7% 53 $3,855,000 $72,736
Over 8% 47 $3,165,000 $67,340

During 2021, Madison's most frequently originated rate bucket was 2.5-3%, with 18,769 originations.

Loan Sizing (MADISON, WI MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 17,488 $4,855,230,000 $277,632
$100k-200k 12,873 $1,941,775,000 $150,841
$100,000 or less 8,251 $452,945,000 $54,896
$400k-600k 3,419 $1,621,015,000 $474,120
$600k-1000k 535 $392,885,000 $734,364
$Over $1MM 254 $958,350,000 $3,773,031

MADISON's loan sizing saw the bucket of loans from $200k-400k with 17,488 originations, totaling $4,855,230,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 13,543 $4,085,745,000 $301,687
80-100% 9,059 $2,846,655,000 $314,235
40-60% 7,962 $1,747,690,000 $219,504
Under 20% 5,223 $250,615,000 $47,983
20-40% 5,048 $640,800,000 $126,941
Over 100% 126 $88,000,000 $698,413

MADISON's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 13,543 originations, totaling $4,085,745,000 in origination value.