MADISON Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Madison averaged 3.08% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 3.28% and one month ago for the week of 2021-10-21, the average rate was 3.27%.

Madison's average rate one year ago was 3%.

For refis of the same type during the week of 2021-11-24, the average rate was 3.11%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Madison 30 Year Fixed Rate 2021-11-24 3.08%
Madison 30 Year Fixed Rate Refi 2021-11-24 3.11%
Madison 15 Year Fixed Rate 2021-11-24 2.43%
Madison 15 Year Fixed Rate Refi 2021-11-24 2.67%
Madison 30 Year FHA 2021-11-24 3.51%
Madison 30 Year FHA Refi 2021-11-24 3.22%
Madison 30 Year USDA 2021-11-24 3.56%
Madison 30 Year USDA Refi 2021-11-24 3.35%
Madison 30 Year VA 2021-11-24 3.15%
Madison 30 Year VA Refi 2021-11-24 2.91%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within MADISON, WI.

MADISON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the MADISON, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
University of Wisconsin Credit Union 3,738 3.11% $2,634
Summit Credit Union 3,177 3.17% $2,408
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1,617 3.18% $2,090
THOMPSON KANE & COMPANY, LLC 770 3.05% $2,239
Barrington Bank & Trust Company, N.A. 683 3.17% $3,090
State Bank of Cross Plains 613 3.18% $2,208
Oregon Community Bank 489 3.07% $2,378
GUILD MORTGAGE COMPANY 452 3.13% $5,380
The Park Bank 438 3.17% $1,998
The Bank of New Glarus 414 3.26% $1,514
QUICKEN LOANS, LLC 407 3.26% $4,726
U.S. Bank National Association 395 3.32% $2,513
Johnson Bank 378 3.30% $2,887
Prosperity Home Mortgage, LLC 361 3.10% $2,581
Associated Bank, National Association 328 3.40% $2,044
Wells Fargo Bank, National Association 301 3.31% $2,384
Old National Bank 283 3.27% $2,880
UNITED WHOLESALE MORTGAGE, LLC 247 3.05% $3,437
INLANTA MORTGAGE, INC. 237 3.17% $2,835
Heartland Credit Union (Madison) 182 3.17% $2,484
NEWREZ LLC 181 3.10% $2,067
JPMorgan Chase Bank, National Association 179 3.20% $3,468
CORNERSTONE HOME LENDING, INC. 164 3.26% $3,246
A + MORTGAGE SERVICES, INC. 163 2.99% $1,196
GUARANTEED RATE, INC. 158 3.18% $3,132
Bank Five Nine 131 3.38% $1,961
Great Midwest Bank, S.S.B. 109 3.24% $2,818
BMO Harris Bank National Association 106 3.40% $3,401
Hometown Bank 92 2.97% $1,111
PARKSIDE LENDING, LLC 85 3.17% $2,827
HOME POINT FINANCIAL CORPORATION 82 3.38% $1,942
LOANDEPOT.COM, LLC 80 3.34% $3,701
DAS Acquisition Company, LLC 79 3.17% $3,268
Flagstar Bank, FSB 76 3.45% $2,939
EVERETT FINANCIAL, INC. 67 3.18% $1,664
CALIBER HOME LOANS, INC. 60 3.14% $3,636
BETTER MORTGAGE CORPORATION 56 3.08% $2,327
IncredibleBank 55 2.99% $1,973
Landmark Credit Union 51 3.40% $1,658
The First National Bank and Trust Company 51 3.40% $1,773
MUTUAL OF OMAHA MORTGAGE, INC. 49 3.24% $3,108
Starion Bank 48 2.97% $1,088
AMERISAVE MORTGAGE CORPORATION 47 2.82% $4,846
GSF Mortgage Corporation 44 3.08% $2,204
Dane County Credit Union 44 3.54% $1,527
Blackhawk Community Credit Union 44 3.43% $1,941
Citizens Bank, National Association 44 3.33% $3,324
COMPEER FINANCIAL, FLCA 43 3.66% $3,734
Royal Bank 43 2.97% $1,959
The Greenwood's State Bank 42 2.85% $1,605
American Mortgage & Equity Consultants, Inc. 41 3.61% $3,379
First Federal Bank 38 3.09% $2,080
Bank of America, National Association 34 3.20% $3,899
NATIONSTAR MORTGAGE LLC 26 3.47% $5,638
DUPACO COMMUNITY 26 3.19% $3,123
Merchants Bank of Indiana 25 3.26% $1,546
Paramount Residential Mortgage Group, Inc. 25 3.18% $2,834
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 24 3.09% $4,443
CROSSCOUNTRY MORTGAGE, LLC 22 3.19% $3,492
Ally Bank 21 3.09% $4,976
USAA Federal Savings Bank 21 3.49% $3,663
HOMESTEAD FUNDING CORP. 21 2.79% $3,081
Flanagan State Bank 20 3.24% $3,206
Horicon Bank 20 3.21% $1,210
Ixonia Bank 20 2.99% $2,637
FirstBank 19 3.03% $2,050
National Exchange Bank and Trust 19 3.07% $1,586
Morgan Stanley Private Bank, National Association 18 3.26% $3,462
HERITAGE CREDIT UNION 17 3.49% $1,844
ALTRA 16 3.15% $1,825
Fifth Third Bank, National Association 16 3.54% $3,613
NAVY FEDERAL CREDIT UNION 16 3.59% $4,947
STEARNS LENDING, LLC 15 3.19% $3,110
AMERICAN PACIFIC MORTGAGE CORPORATION 15 3.36% $3,036
The Equitable Bank, S.S.B. 14 2.87% $1,959
AMERIFIRST FINANCIAL CORPORATION 14 3.58% $2,803
Bell Bank 14 3.22% $2,138
First Midwest Bank 13 2.93% $4,146
KELLER MORTGAGE, LLC 13 2.89% $1,891
BROKER SOLUTIONS, INC. 13 3.08% $3,356
MARINE 12 8.23% $4,838
EDUCATORS CREDIT UNION 12 3.30% $1,863
HOMEBRIDGE FINANCIAL SERVICES, INC. 11 3.16% $4,352
UNION HOME MORTGAGE CORP. 11 3.45% $2,826
Servion, Inc. 11 3.34% $2,038
PNC Bank, National Association 11 3.40% $2,824
CMG MORTGAGE, INC. 11 3.41% $3,467
DRAPER AND KRAMER MORTGAGE CORP. 11 3.08% $2,484
ENVOY MORTGAGE, LTD 11 3.58% $4,605
GUARANTEED RATE AFFINITY, LLC 11 3.26% $2,043
Truist Bank 10 3.23% $3,348
GoPrime Mortgage, Inc. 10 3.11% $4,161
FREEDOM MORTGAGE CORPORATION 10 3.30% $1,817
Nicolet National Bank 9 3.10% $2,100
North American Savings Bank, F.S.B. 9 3.11% $2,471
ROYAL UNITED MORTGAGE LLC 9 3.10% $7,536
Baxter Credit Union 9 2.79% $2,719
Stifel Bank and Trust 9 2.75% $2,296
WISCONSIN MORTGAGE CORPORATION 9 3.39% $2,195
LOANPAL, LLC 9 3.46% $6,139
CHERRY CREEK MORTGAGE, LLC 9 3.39% $492
LAND HOME FINANCIAL SERVICES, INC. 8 3.72% $3,293
ARK-LA-TEX FINANCIAL SERVICES, LLC. 8 3.32% $3,053
FIRST CENTENNIAL MORTGAGE CORPORATION 8 2.95% $3,481
First Guaranty Mortgage Corporation 8 3.09% $2,166
The Huntington National Bank 8 3.22% $3,668
HOMESIDE FINANCIAL, LLC 8 3.23% $3,560
LEADERONE FINANCIAL CORPORATION 8 3.09% $3,617
PRIMELENDING, A PLAINSCAPITAL COMPANY 7 3.43% $3,199
Bank of England 7 3.45% $3,867
Blackhawk Bank 7 3.10% $2,418
CoVantage Credit Union 7 3.23% $2,674
FINANCE OF AMERICA MORTGAGE LLC 7 3.16% $2,430
NBKC BANK 7 2.91% $1,854
ROUNDPOINT MORTGAGE SERVICING CORPORATION 7 3.57% $1,665
Westbury Bank 7 3.25% $1,406
Northpointe Bank 6 3.15% $2,335
AMERICAN FINANCIAL NETWORK, INC. 6 3.17% $4,350
Waterstone Mortgage Corporation 6 3.06% $4,286
Key Mortgage Services, Inc. 6 2.83% $2,252
COMPASS MORTGAGE, INC. 6 3.06% $2,964
UBS Bank USA 5 2.78% $3,511
Citibank, National Association 5 2.93% $4,602
Midwest Community Bank 5 2.87% $2,914
MidWestOne Bank 5 3.23% $1,544
UNITED HOME LOANS, INC. 5 3.07% $2,530
First Bank & Trust 5 3.30% $2,666
TIAA, FSB 5 3.50% $1,977
FIRST STATE MORTGAGE SERVICES, LLC 5 3.20% $4,181
THRIVENT Federal Credit Union 5 3.25% $2,835
The Federal Savings Bank 5 3.38% $5,599
TCF National Bank 5 3.23% $3,372
SUN WEST MORTGAGE COMPANY, INC. 5 3.23% $769
Strong Home Mortgage, LLC 5 2.87% $972
SOFI LENDING CORP. 5 3.15% $3,851
Home State Bank, National Association 5 3.00% $2,534
PRIMARY RESIDENTIAL MORTGAGE, INC. 5 3.08% $3,042
Prevail Bank 5 3.40% $1,731
Deere Employees Credit Union 5 2.95% $2,204
Fox Valley Savings Bank 5 3.05% $1,135
Charles Schwab Bank, SSB 5 2.95% $2,536
PENNYMAC LOAN SERVICES, LLC 4 3.81% $4,369
NORTHWEST BANK OF ROCKFORD 4 2.81% $2,308
PREMIA MORTGAGE, LLC 4 2.88% $4,224
ZILLOW HOME LOANS, LLC 4 3.16% $3,431
Peoples State Bank 4 3.34% $1,532
TRUSTONE FINANCIAL FEDERAL CREDIT UNION 4 3.60% $1,624
CIBC Bank USA 4 2.91% $3,284
North Shore Bank FSB 4 3.25% $1,832
IOWA BANKERS MORTGAGE CORPORATION 4 2.78% $2,344
HOMEOWNERS FINANCIAL GROUP USA, LLC 4 3.22% $2,009
EMM LOANS LLC 4 3.22% $8,086
Wyndham Capital Mortgage, Inc. 4 3.28% $2,701
NATIONS RELIABLE LENDING, LLC 4 3.56% $4,730
Colonial Savings, F.A. 4 3.63% $2,491
PROVIDENT FUNDING ASSOCIATES, L.P. 4 3.28% $2,341
Tradition Mortgage, LLC 3 3.25% $2,596
First Internet Bank of Indiana 3 3.42% $2,490
LAKEVIEW LOAN SERVICING, LLC 3 3.67% $1,597
Waukesha State Bank 3 3.50% $2,161
Think Mutual Bank 3 3.17% $3,566
The Northern Trust Company 3 2.96% $8,387
mBank 3 2.83% $1,842
Bank First, N.A. 3 3.91% $2,115
LENDERFI, INC. 3 3.29% $1,265
Royal Credit Union 3 3.33% $2,952
Carrington Mortgage Services, LLC 3 3.21% $3,853
Bremer Bank, National Association 3 3.58% $2,957
PANORAMA MORTGAGE GROUP, LLC 3 3.50% $4,188
DELMAR FINANCIAL COMPANY 3 3.17% $4,142
WINGS FINANCIAL 3 2.92% $3,727
PLANET HOME LENDING, LLC 3 3.71% $5,092
Merchants Bank, National Association 3 3.43% $2,886
V.I.P. MORTGAGE, INC. 3 2.85% $3,554
VAN DYK MORTGAGE CORPORATION 3 3.83% $3,080
CIBM Bank 3 3.00% $1,840
AMERICAN INTERNET MORTGAGE, INC. 3 3.21% $2,652
CHURCHILL MORTGAGE CORPORATION 3 4.13% $3,117
SUCCESS MORTGAGE PARTNERS, INC. 2 3.88% $2,634
Florida Capital Bank, National Association 2 3.75% $6,585
GUIDANCE RESIDENTIAL, LLC 2 4.00% $4,246
CO-OP Credit Union 2 3.63% $1,500
Community First Credit Union 2 3.63% $2,418
KeyBank National Association 2 3.13% $3,846
Lake Area Bank 2 2.94% $2,247
Commerce State Bank 2 3.00% $1,872
City National Bank 2 3.17% $2,638
CIT Bank, National Association 2 3.25% $3,189
MOVEMENT MORTGAGE, LLC 2 4.03% $3,909
Cf Bank, National Association 2 3.50% $1,366
CELEBRITY HOME LOANS, LLC 2 3.25% $2,738
Pacor Mortgage Corp 2 3.25% $2,123
PLAZA HOME MORTGAGE, INC. 2 3.19% $1,743
PROPER RATE, LLC 2 2.81% $3,208
PyraMax Bank, FSB 2 2.75% $1,256
Busey Bank 2 4.00% $2,669
Republic Bank & Trust Company 2 3.38% $2,644
BLUELEAF LENDING, LLC 2 2.69% $2,838
SIRVA MORTGAGE, INC. 2 3.31% $906
BAY EQUITY LLC 2 3.25% $2,275
TOWNE MORTGAGE COMPANY 2 3.38% $2,104
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 3.19% $2,543
AMERICAN FINANCING CORPORATION 2 3.13% $3,002
VERIDIAN CREDIT UNION 2 3.06% $2,173
Luana Savings Bank 1 3.00% $882
Loan Simple, Inc. 1 2.63% $3,033
Northwest Bank 1 3.00% $0
CITIZENS EQUITY FIRST 1 3.38% $4,188
NORTHWESTERN MUTUAL 1 3.25% $1,460
NUMARK CREDIT UNION 1 2.75% $2,440
CBI Bank & Trust 1 2.75% $3,791
Old Second National Bank 1 3.88% $2,341
OPEN MORTGAGE, LLC 1 3.50% $1,755
CASTLE & COOKE MORTGAGE, LLC 1 3.13% $2,787
AMERICAN FINANCIAL RESOURCES, INC. 1 3.38% $2,455
Citizens State Bank of La Crosse 1 3.00% $1,643
Liberty Savings Bank, F.S.B. 1 2.88% $2,278
Capital Bank, National Association 1 3.00% $2,906
Level One Bank 1 3.38% $2,868
PENTAGON FEDERAL CREDIT UNION 1 2.88% $1,727
LENDSURE MORTGAGE CORP. 1 5.99% $7,352
PHH Mortgage Corporation 1 3.25% $5,316
CONSUMERS COOPERATIVE CREDIT UNION 1 4.00% $3,377
GREAT LAKES 1 3.38% $3,264
PLUS RELOCATION MORTGAGE, LLC 1 3.13% $2,009
CANOPY MORTGAGE, LLC 1 2.99% $3,329
IMPAC MORTGAGE CORP. 1 4.88% $10,281
HSBC BANK USA, NATIONAL ASSOCIATION 1 3.63% $3,012
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 3.50% $2,710
PRIME FINANCIAL CREDIT UNION 1 5.75% $2,109
Alerus Financial, National Association 1 3.00% $1,070
First Horizon Bank 1 3.99% $3,727
Cambria Financial Group, LLC 1 3.50% $2,670
Hometown Lenders, Inc. 1 3.00% $2,837
First National Bank of Omaha 1 3.00% $1,247
Goldwater Bank, N.A. 1 3.00% $2,463
QUORUM FEDERAL CREDIT UNION 1 2.88% $2,341
Range Bank, National Association 1 2.88% $3,833
RBC Bank, (Georgia) National Association 1 2.88% $2,508
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 3.75% $2,489
Gateway First Bank 1 3.25% $6,553
RESIDENTIAL MORTGAGE, LLC 1 3.13% $1,136
DIGITAL Federal Credit Union 1 3.00% $5,806
Discover Bank 1 4.99% $0
EASTMAN 1 3.50% $2,756
BNC National Bank 1 4.00% $3,722
SECURITYNATIONAL MORTGAGE COMPANY 1 2.63% $3,329
Gate City Bank 1 3.00% $3,932
Sierra Pacific Mortgage Company, Inc. 1 3.00% $4,887
Allied First Bank,sb 1 2.50% $2,612
Home Savings Bank 1 4.00% $3,301
SOFI MORTGAGE, LLC 1 3.00% $3,787
SOVEREIGN LENDING GROUP INCORPORATED 1 3.50% $3,434
SPRING EQ, LLC 1 2.63% $2,237
BlackRidgeBANK 1 3.13% $4,738
BAY-VALLEY MORTGAGE GROUP 1 3.00% $7,001
Frandsen Bank & Trust 1 3.75% $4,624
Bank of the West 1 2.50% $7,292
Stillman BancCorp N.A. 1 3.05% $1,802
Home Federal Savings Bank 1 3.13% $4,307
First National Bank of America 1 6.50% $10,212
Bank of Springfield 1 2.75% $1,459
SUMMIT FUNDING, INC. 1 3.38% $3,921
Summit Mortgage Corporation 1 3.50% $2,839
Farmers State Bank 1 4.63% $3,901
Home Bank, National Association 1 2.88% $1,568
THE ANDERSON FINANCIAL GROUP, INC. 1 3.00% $2,148
Fidelity Bank, National Association 1 2.88% $2,228
Axos Bank 1 3.75% $2,227
Fidelity Bank & Trust 1 3.00% $1,502
Austin Capital Bank SSB 1 2.88% $3,930
The First National Bank of Middle Tennessee 1 3.88% $3,253
Arvest Bank 1 3.88% $5,381
ARC HOME LLC 1 2.88% $5,806
Heartland Bank and Trust Company 1 2.95% $1,593
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 5.75% $7,049
HANCOCK MORTGAGE PARTNERS, LLC 1 2.75% $1,959
ANGEL OAK HOME LOANS LLC 1 2.88% $2,229
First Bankers Trust Company, National Association 1 2.50% $2,709
Guardian Credit Union 1 3.00% $1,060
TOGETHER CREDIT UNION 1 3.38% $2,436
TOTAL MORTGAGE SERVICES, LLC 1 4.50% $2,954
Town & Country Banc Mortgage Services, Inc. 1 2.95% $1,581
FOX COMMUNITIES 1 3.25% $2,258
GUARANTY HOME MORTGAGE CORPORATION 1 3.63% $2,404
Ameris Bank 1 3.49% $2,536
FIRST CHOICE LOAN SERVICES INC. 1 3.25% $1,520
First Federal Savings Bank 1 2.63% $1,522
First Savings Bank 1 3.25% $1,227
United Fidelity Funding Corp. 1 4.00% $11,139
MLD MORTGAGE INC. 1 4.50% $3,274
GREENSTATE CREDIT UNION 1 3.00% $4,362
MORTGAGE ACCESS CORP. 1 3.63% $1,520
UNITEDONE Credit Union 1 3.25% $1,440
Midland States Bank 1 3.75% $2,083
MEGASTAR FINANCIAL CORP. 1 3.38% $4,110
Nations Lending Corporation 1 3.00% $3,080
Citizens Community Federal National Association 1 3.38% $3,515
Manufacturers and Traders Trust Company 1 3.75% $6,217
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.13% $2,924
Chicago Financial Services, Inc. 1 2.75% $2,172
ALLIANT CREDIT UNION 1 2.88% $4,641
Neighborhood Loans, Inc. 1 3.00% $2,212
Magnolia Bank 1 3.49% $5,262
NFM, INC. 1 2.88% $3,899
First Financial Credit Union 1 4.00% $5,340
FLAT BRANCH MORTGAGE, INC. 1 3.50% $1,037

MADISON, WI's 307 lenders originated 48,162 loans during 2020. The total origination value was $11,396,980,000, with an average loan value of $236,638.

The top MADISON lender as defined by loan originations is University of Wisconsin Credit Union, with 3,738 loans originated. Their average total fees are $2,634, which is $226 higher than the next largest lender, Summit Credit Union.

The lowest fee MADISON lenders (with over 10 loans originated) are Starion Bank ($1,088), Hometown Bank ($1,111), A + MORTGAGE SERVICES, INC. ($1,196), Horicon Bank ($1,210) and The Bank of New Glarus ($1,514).

The lowest rate MADISON lenders (with over 10 loans originated) are HOMESTEAD FUNDING CORP. (2.79%), AMERISAVE MORTGAGE CORPORATION (2.82%), The Greenwood's State Bank (2.85%), The Equitable Bank, S.S.B. (2.87%) and KELLER MORTGAGE, LLC (2.89%).

MADISON, WI Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
University of Wisconsin Credit Union $850,710,000 $1,723,840,000 102.6% 15.1%
Summit Credit Union $875,075,000 $1,589,820,000 81.7% 13.9%
FAIRWAY INDEPENDENT MORT CORP $354,725,000 $599,310,000 69.0% 5.3%
State Bank of Cross Plains $185,705,000 $361,080,000 94.4% 3.2%
Barrington Bank & Trust $123,250,000 $317,965,000 158.0% 2.8%
The Park Bank $139,470,000 $299,905,000 115.0% 2.6%
Old National Bank $185,390,000 $286,740,000 54.7% 2.5%
JOHNSON BANK $160,470,000 $285,980,000 78.2% 2.5%
Thompson Kane & Company, LLC $122,750,000 $283,065,000 130.6% 2.5%
Monona Bank $168,755,000 $281,660,000 66.9% 2.5%
Oregon Community Bank & Trust $117,255,000 $256,160,000 118.5% 2.2%
US BANK, N.A. $143,170,000 $215,190,000 50.3% 1.9%
Quicken Loans $101,565,000 $212,715,000 109.4% 1.9%
DMB Community Bank $70,715,000 $196,250,000 177.5% 1.7%
Associated Bank NA $108,695,000 $179,505,000 65.1% 1.6%
Guild Mortgage Company $78,965,000 $166,205,000 110.5% 1.5%
The Bank of New Glarus $72,570,000 $152,650,000 110.3% 1.3%
WELLS FARGO BANK NA $122,860,000 $152,020,000 23.7% 1.3%
Bank of Sun Prairie $57,975,000 $141,190,000 143.5% 1.2%
CAPITOL BANK $46,280,000 $121,715,000 163.0% 1.1%
Prosperity Home Mortgage LLC $49,255,000 $120,115,000 143.9% 1.1%
United Shore Financial Services LLC $71,975,000 $102,020,000 41.7% 0.9%
Settlers Bank $75,980,000 $101,655,000 33.8% 0.9%
Inlanta Mortgage $66,755,000 $98,210,000 47.1% 0.9%
BMO Harris Bank N.A. $78,655,000 $92,545,000 17.7% 0.8%
The Peoples Community Bank $27,360,000 $91,745,000 235.3% 0.8%
Freedom Mortgage Corporation $25,365,000 $88,135,000 247.5% 0.8%
Bank Of Deerfield $35,425,000 $85,960,000 142.7% 0.8%
JPMorgan Chase Bank, NA $58,010,000 $82,250,000 41.8% 0.7%
WALKER & DUNLOP, LLC $125,800,000 $80,345,000 -36.1% 0.7%
Farmers Savings Bank $30,045,000 $79,750,000 165.4% 0.7%
NEWREZ LLC $12,865,000 $75,755,000 488.8% 0.7%
MOUND CITY BANK $35,700,000 $71,870,000 101.3% 0.6%
Farmers & Merchants State Bank $32,965,000 $71,305,000 116.3% 0.6%
Heartland Credit Union $34,365,000 $70,310,000 104.6% 0.6%
Guaranteed Rate Inc. $18,610,000 $68,400,000 267.5% 0.6%
CORNERSTONE HOME LENDING, INC. $27,065,000 $65,830,000 143.2% 0.6%
Oak Bank $28,415,000 $65,120,000 129.2% 0.6%
A+ Mortgage Services,Inc. $17,900,000 $58,770,000 228.3% 0.5%
Woodford State Bank $18,820,000 $56,415,000 199.8% 0.5%
Great Midwest Bank SSB $49,595,000 $51,595,000 4.0% 0.5%
TCF National Bank $43,970,000 $50,030,000 13.8% 0.4%
First Bank Financial Centre $22,020,000 $48,095,000 118.4% 0.4%
loanDepot LLC $23,260,000 $44,865,000 92.9% 0.4%
Berkadia Commercial Mortgage $46,550,000 $41,530,000 -10.8% 0.4%
Mortgage Research Center LLC $17,625,000 $37,980,000 115.5% 0.3%
Hometown Bancorp Ltd. $16,235,000 $37,925,000 133.6% 0.3%
Pinnacle Bank - KMN $36,910,000 n/a 0.3%
Landmark Credit Union $20,470,000 $35,980,000 75.8% 0.3%
Dane County Credit Union $23,025,000 $35,935,000 56.1% 0.3%
Farmers and Merchants Union Bank $12,015,000 $34,225,000 184.9% 0.3%
Caliber Home Loans Inc $22,480,000 $33,365,000 48.4% 0.3%
Home Point Financial Corporation $20,410,000 $32,090,000 57.2% 0.3%
Parkside Lending LLC $3,400,000 $31,640,000 830.6% 0.3%
Fortifi Bank $13,295,000 $31,185,000 134.6% 0.3%
DAS Acquisition Company, LLC $1,965,000 $30,890,000 1,472.0% 0.3%
Better Mortgage Corporation $7,430,000 $29,855,000 301.8% 0.3%
Nationstar Mortgage $14,710,000 $28,020,000 90.5% 0.2%
DUBUQUE BANK & TRUST CO. $380,000 $27,175,000 7,051.3% 0.2%
Flagstar Bank $19,580,000 $27,040,000 38.1% 0.2%
Supreme Lending/ Everett Financial Inc. $26,700,000 n/a 0.2%
2018 MASTER HMDA LAR $11,565,000 $26,060,000 125.3% 0.2%
Home Savings Bank $23,815,000 $25,445,000 6.8% 0.2%
Compeer Financial ACA $12,550,000 $24,890,000 98.3% 0.2%
Badger Bank $4,285,000 $22,795,000 432.0% 0.2%
Starion Bank $46,545,000 $22,165,000 -52.4% 0.2%
Amerisave Mortgage Corporation $2,470,000 $20,725,000 739.1% 0.2%
USAA FEDERAL SAVINGS BANK $26,865,000 $20,635,000 -23.2% 0.2%
Bank of America NA $18,265,000 $19,550,000 7.0% 0.2%
GSF Mortgage Corporation $9,300,000 $19,375,000 108.3% 0.2%
Synergy One Lending $6,490,000 $19,275,000 197.0% 0.2%
Royal Bank $6,860,000 $19,115,000 178.6% 0.2%
The First National Bank and Trust Company $10,335,000 $18,975,000 83.6% 0.2%
Union Federal Savings and Loan Association $10,035,000 $18,760,000 86.9% 0.2%
BREMER BANK, NA $245,000 $18,045,000 7,265.3% 0.2%
American Mortgage & Equity Consultants Inc. $28,195,000 $16,970,000 -39.8% 0.1%
Dupaco Community Credit Union $4,595,000 $16,750,000 264.5% 0.1%
Blackhawk Community Credit Union $11,965,000 $16,255,000 35.9% 0.1%
Baraboo State Bank $4,950,000 $16,150,000 226.3% 0.1%
The Greenwoods State Bank $7,675,000 $16,150,000 110.4% 0.1%
NAVY FEDERAL CREDIT UNION $8,770,000 $15,950,000 81.9% 0.1%
Westbury Bank $18,805,000 $15,950,000 -15.2% 0.1%
CBNA $17,705,000 $15,750,000 -11.0% 0.1%
Bank of Wisconsin Dells $3,770,000 $15,395,000 308.4% 0.1%
Lakeview Loan Servicing, LLC $3,020,000 $15,175,000 402.5% 0.1%
Bank of Brodhead $4,335,000 $15,150,000 249.5% 0.1%
Town Bank $33,725,000 $14,810,000 -56.1% 0.1%
Heritage Credit Union $10,195,000 $14,565,000 42.9% 0.1%
Cardinal Financial Company LP $8,315,000 $14,325,000 72.3% 0.1%
Time Federal Savings Bank $640,000 $13,975,000 2,083.6% 0.1%
Paramount Residential Mortgage Group Inc. $3,820,000 $13,785,000 260.9% 0.1%
HomeBridge Financial Services, Inc. $12,725,000 $12,855,000 1.0% 0.1%
Homestead Funding Corp. $3,185,000 $11,480,000 260.4% 0.1%
NORTH SHORE BANK, FSB $29,830,000 $11,250,000 -62.3% 0.1%
Capital One, NA $10,515,000 n/a 0.1%
Fifth Third Bank $8,345,000 $10,245,000 22.8% 0.1%
Morgan Stanley Private Bank NA $10,280,000 $10,075,000 -2.0% 0.1%
The Federal Savings Bank $4,420,000 $9,815,000 122.1% 0.1%
FirstBank $3,865,000 $9,655,000 149.8% 0.1%
Horicon Bank $2,770,000 $8,865,000 220.0% 0.1%
National Exchange Bank and Trust $3,590,000 $8,555,000 138.3% 0.1%
PENNYMAC LOAN SERVICES LLC $4,830,000 $8,505,000 76.1% 0.1%
Huntington National Bank $9,585,000 $8,210,000 -14.3% 0.1%
Flanagan State Bank $1,545,000 $8,205,000 431.1% 0.1%
WAUKESHA STATE BANK $780,000 $8,065,000 934.0% 0.1%
Altra Federal Credit Union $1,250,000 $8,025,000 542.0% 0.1%
Ixonia Bank $1,260,000 $7,745,000 514.7% 0.1%
PNC BANK NA $73,255,000 $7,325,000 -90.0% 0.1%
Sun West Mortgage Company Inc. $1,655,000 $7,055,000 326.3% 0.1%
New American Funding (dba for Broker Solutions Inc) $4,900,000 $6,855,000 39.9% 0.1%
NBKC Bank $5,325,000 $6,785,000 27.4% 0.1%
Clearpath Lending $4,065,000 $6,545,000 61.0% 0.1%
Stearns Lending $4,385,000 $6,385,000 45.6% 0.1%
WISCONSIN BANK & TRUST $2,000,000 $6,095,000 204.8% 0.1%
Pinnacle Bank $5,920,000 n/a 0.1%
Bank First National $3,120,000 $5,900,000 89.1% 0.1%
Union Home Mortgage Company $1,955,000 $5,895,000 201.5% 0.1%
The Equitable Bank S.S.B. $675,000 $5,865,000 768.9% 0.1%
Merchants Bank of Indiana $5,810,000 n/a 0.1%
CARRINGTON MORTGAGE SERVICES $3,215,000 $5,640,000 75.4% 0.0%
PremierBank $875,000 $5,585,000 538.3% 0.0%
AmeriFirst Home Mortgage $3,555,000 $5,470,000 53.9% 0.0%
First Midwest Bank $5,080,000 $5,435,000 7.0% 0.0%
American Pacific Mortgage Corporation $5,370,000 n/a 0.0%
North American Savings Bank $1,795,000 $5,210,000 190.3% 0.0%
Nicolet National Bank $2,240,000 $4,925,000 119.9% 0.0%
LoanPal $2,440,000 $4,870,000 99.6% 0.0%
MARINE CREDIT UNION $4,795,000 $4,775,000 -0.4% 0.0%
Educators Credit Union $3,505,000 $4,745,000 35.4% 0.0%
Stifel Bank and Trust $1,090,000 $4,740,000 334.9% 0.0%
Keller Mortgage LLC $3,240,000 $4,710,000 45.4% 0.0%
Bank of Milton $2,625,000 $4,660,000 77.5% 0.0%
NewDay Financial LLC dba NewDay USA $1,720,000 $4,410,000 156.4% 0.0%
Envoy Mortgage Ltd. $1,960,000 $4,385,000 123.7% 0.0%
BELL BANK $1,660,000 $4,335,000 161.1% 0.0%
Planet Home Lending LLC $1,515,000 $4,305,000 184.2% 0.0%
Draper and Kramer Mortgage Corp. $2,270,000 $4,300,000 89.4% 0.0%
UBS Bank USA $1,240,000 $4,255,000 243.1% 0.0%
American Financial Network Inc. $380,000 $4,130,000 986.8% 0.0%
Prime Mortgage Lending Inc. $1,900,000 $4,055,000 113.4% 0.0%
Guaranteed Rate Affinity LLC $3,330,000 $3,850,000 15.6% 0.0%
Servion, Inc. $670,000 $3,850,000 474.6% 0.0%
Homeside Financial LLC $865,000 $3,835,000 343.4% 0.0%
First Centennial Mortgage Corp. $11,815,000 $3,805,000 -67.8% 0.0%
Branch Banking And Trust Co $3,785,000 n/a 0.0%
Baxter Credit Union $810,000 $3,745,000 362.3% 0.0%
MIDWESTONE BANK $375,000 $3,690,000 884.0% 0.0%
CMG Mortgage Inc. $1,355,000 $3,660,000 170.1% 0.0%
The Northern Trust Company $3,655,000 n/a 0.0%
Ark-La-Tex Financial Services LLC $3,600,000 n/a 0.0%
Village Capital & Investment $330,000 $3,445,000 943.9% 0.0%
Mortgage Services III LLC $265,000 $3,380,000 1,175.5% 0.0%
CoVantage Credit Union $1,685,000 $3,345,000 98.5% 0.0%
PRIMELENDING $26,630,000 $3,285,000 -87.7% 0.0%
First Guaranty Mortgage Corporation $390,000 $3,280,000 741.0% 0.0%
PEOPLES STATE BANK $1,480,000 $3,265,000 120.6% 0.0%
Cherry Creek Mortgage Co. Inc. $1,760,000 $3,210,000 82.4% 0.0%
Finance of America Mortgage LLC $2,355,000 $3,205,000 36.1% 0.0%
Northpointe Bank $3,115,000 $3,185,000 2.2% 0.0%
BNC NATIONAL BANK $3,070,000 $3,080,000 0.3% 0.0%
Royal Credit Union $2,355,000 $2,995,000 27.2% 0.0%
Deere Employees Credit Union $4,430,000 $2,920,000 -34.1% 0.0%
Charles Schwab Bank $2,535,000 $2,905,000 14.6% 0.0%
Bank of England $2,610,000 $2,900,000 11.1% 0.0%
Fidelity Bank & Trust $185,000 $2,880,000 1,456.8% 0.0%
Land Home Financial Services Inc. $525,000 $2,865,000 445.7% 0.0%
TruStone Financial Federal Credit Union $1,240,000 $2,740,000 121.0% 0.0%
Wisconsin River Bank $2,775,000 $2,675,000 -3.6% 0.0%
Low VA Rates $225,000 $2,620,000 1,064.4% 0.0%
Compass Mortgage Inc $975,000 $2,500,000 156.4% 0.0%
Key Mortgage Services Inc. $1,400,000 $2,455,000 75.4% 0.0%
Wyndham Capital Mortgage $2,410,000 $2,450,000 1.7% 0.0%
United Home Loans Inc $830,000 $2,390,000 188.0% 0.0%
FIRST BANK & TRUST $2,380,000 n/a 0.0%
LeaderOne Financial Corp. $1,090,000 $2,365,000 117.0% 0.0%
CIBM Bank $615,000 $2,255,000 266.7% 0.0%
Pentagon Federal Credit Union $1,870,000 $2,235,000 19.5% 0.0%
Blackhawk Bank $610,000 $2,230,000 265.6% 0.0%
Home Federal Savings Bank $2,220,000 n/a 0.0%
Wisconsin Mortgage Corporation $2,035,000 $2,205,000 8.4% 0.0%
Iowa Bankers Mortgage Corporation $445,000 $2,200,000 394.4% 0.0%
Citibank, N.A. $1,290,000 $2,020,000 56.6% 0.0%
TIAA, FSB $11,605,000 $2,005,000 -82.7% 0.0%
Primary Residential Mortgage Inc. $2,880,000 $1,950,000 -32.3% 0.0%
Royal United Mortgage LLC $720,000 $1,935,000 168.8% 0.0%
SENB Bank $1,915,000 n/a 0.0%
AimLoan.com $175,000 $1,900,000 985.7% 0.0%
Nations Reliable Lending, LLC $1,810,000 n/a 0.0%
Fox Valley Savings Bank $265,000 $1,765,000 566.0% 0.0%
Luana Savings Bank $705,000 $1,755,000 148.9% 0.0%
Alliant Credit Union $895,000 $1,740,000 94.4% 0.0%
Guidance Residential LLC $795,000 $1,735,000 118.2% 0.0%
Premia Mortgage, LLC $1,260,000 $1,725,000 36.9% 0.0%
Waterstone Mortgage Corp $5,060,000 $1,715,000 -66.1% 0.0%
Embrace Home Loans, Inc. $2,405,000 $1,710,000 -28.9% 0.0%
Magnolia Bank Incorporated $1,435,000 $1,685,000 17.4% 0.0%
MIDWEST COMMUNITY BANK $495,000 $1,680,000 239.4% 0.0%
Thrivent Federal Credit Union $340,000 $1,680,000 394.1% 0.0%
SoFi Lending Corp $1,695,000 $1,670,000 -1.5% 0.0%
MOVEMENT MORTGAGE, LLC $1,195,000 $1,625,000 36.0% 0.0%
Think Mutual Bank $1,615,000 n/a 0.0%
Homeowners Financial Group $1,570,000 n/a 0.0%
Alliant Credit Union $895,000 $1,515,000 69.3% 0.0%
Plaza Home Mortgage Inc. $710,000 $1,510,000 112.7% 0.0%
Redwood Trust Inc $3,335,000 $1,505,000 -54.9% 0.0%
LenderFi, Inc. $325,000 $1,500,000 361.5% 0.0%
Towne Mortgage Company $1,985,000 $1,485,000 -25.2% 0.0%
Byron Bank $225,000 $1,475,000 555.6% 0.0%
Colonial Savings $335,000 $1,435,000 328.4% 0.0%
Intercontinental Capital Group, Inc. $1,435,000 n/a 0.0%
KeyBank National Association $165,000 $1,360,000 724.2% 0.0%
CIBC Bank USA $310,000 $1,355,000 337.1% 0.0%
Home State Bank National Association $440,000 $1,305,000 196.6% 0.0%
First Internet Bank $305,000 $1,270,000 316.4% 0.0%
V.I.P. Mortgage Inc. $2,060,000 $1,255,000 -39.1% 0.0%
PyraMax Bank FSB $335,000 $1,250,000 273.1% 0.0%
CIT BANK N.A. $685,000 $1,230,000 79.6% 0.0%
Sovereign Lending Group, Inc $1,460,000 $1,215,000 -16.8% 0.0%
Lend Smart Mortgage $3,095,000 $1,210,000 -60.9% 0.0%
Wings Financial Credit Union $1,185,000 n/a 0.0%
United Nations Federal Credit Union $1,140,000 n/a 0.0%
Triad Financial Services Inc $1,230,000 $1,135,000 -7.7% 0.0%
Cornerstone Community Bank $1,115,000 n/a 0.0%
Lake Area Bank $245,000 $1,100,000 349.0% 0.0%
Mortgage Lenders of America LLC $1,460,000 $1,095,000 -25.0% 0.0%
Community First Credit Union $215,000 $1,090,000 407.0% 0.0%
MERCHANTS BANK, NA $305,000 $1,080,000 254.1% 0.0%
Midwest Equity Mortgage LLC $1,075,000 n/a 0.0%
Vibrant Credit Union $645,000 $1,075,000 66.7% 0.0%
Goldwater Bank National Association $1,305,000 $1,065,000 -18.4% 0.0%
AAG $975,000 $1,060,000 8.7% 0.0%
First-Citizens Bank & Trust Co $135,000 $1,060,000 685.2% 0.0%
Tradition Mortgage $775,000 $1,060,000 36.8% 0.0%
WEI Mortgage LLC $195,000 $1,020,000 423.1% 0.0%
Northwest Bank of Rockford $300,000 $1,015,000 238.3% 0.0%
Chicago Financial Services, In $175,000 $1,010,000 477.1% 0.0%
Citizens Bank $800,000 $1,010,000 26.3% 0.0%
DEVON BANK $265,000 $1,010,000 281.1% 0.0%
Discover Bank $505,000 $1,005,000 99.0% 0.0%
Churchill Mortgage Corporation $330,000 $995,000 201.5% 0.0%
City National Bank $205,000 $990,000 382.9% 0.0%
SPRING EQ, LLC $25,000 $975,000 3,800.0% 0.0%
Central Bank Illinois $955,000 n/a 0.0%
DelMar Financial Company $930,000 n/a 0.0%
Security Financial Bank $290,000 $930,000 220.7% 0.0%
PHH MORTGAGE CORPORATION $485,000 $925,000 90.7% 0.0%
Heritage Bank National Association $915,000 n/a 0.0%
Mortgage Solutions of Colorado LLC $910,000 n/a 0.0%
E Mortgage Management LLC $195,000 $895,000 359.0% 0.0%
American Financing Corporation $885,000 n/a 0.0%
Great Lakes Credit Union $145,000 $840,000 479.3% 0.0%
Busey Bank $835,000 n/a 0.0%
Summit Funding Inc. $305,000 $830,000 172.1% 0.0%
Michigan Mutual, Inc. DBA MiMutual Mortgage $670,000 $825,000 23.1% 0.0%
Provident Funding Associates $2,755,000 $820,000 -70.2% 0.0%
NFM, Inc. $285,000 $810,000 184.2% 0.0%
The First National Bank of Hartford $255,000 $780,000 205.9% 0.0%
Reverse Mortgage Funding LLC $770,000 n/a 0.0%
FIRST NATIONAL BANK OF OTTAWA $165,000 $760,000 360.6% 0.0%
VanDyk Mortgage Corporation $310,000 $760,000 145.2% 0.0%
Cf Bank National Association $305,000 $750,000 145.9% 0.0%
WoodTrust Bank $85,000 $735,000 764.7% 0.0%
Bank Of Springfield $730,000 n/a 0.0%
American Financial Resources Inc. $285,000 $725,000 154.4% 0.0%
FIRST NATIONAL BANK OF OMAHA $720,000 n/a 0.0%
Alterra Group LLC dba Alterra Home Loans $460,000 $715,000 55.4% 0.0%
Nations Lending Corporation $400,000 $715,000 78.8% 0.0%
Sirva Mortgage Inc. $710,000 n/a 0.0%
Florida Capital Bank National Association $1,205,000 $705,000 -41.5% 0.0%
Gold Star Mortgage Financial Group, Corporation $705,000 n/a 0.0%
Bay Equity LLC $700,000 n/a 0.0%
KS StateBank $1,425,000 $670,000 -53.0% 0.0%
Republic Bank & Trust Company $205,000 $660,000 222.0% 0.0%
First Tennessee Bank National $645,000 n/a 0.0%
Pacor Mortgage Corp $640,000 n/a 0.0%
Nations Direct Mortgage LLC $630,000 n/a 0.0%
Fox Communities Credit Union $615,000 n/a 0.0%
Sierra Pacific Mortgage $1,065,000 $605,000 -43.2% 0.0%
Hometown Lenders LLC $595,000 n/a 0.0%
Northwestern Bank $325,000 $595,000 83.1% 0.0%
Axos Bank $225,000 $580,000 157.8% 0.0%
Cornerstone National Bank & Trust Company $580,000 $580,000 0.0% 0.0%
Hancock Mortgage Partners LLC $570,000 n/a 0.0%
LendSure Mortgage Corp $740,000 $570,000 -23.0% 0.0%
BLUELEAF LENDING, LLC $560,000 n/a 0.0%
GATEWAY MORTGAGE GROUP $3,150,000 $550,000 -82.5% 0.0%
Gateway Mortgage Corporation $545,000 n/a 0.0%
University of Iowa Community Credit Union $545,000 n/a 0.0%
Commerce State Bank $285,000 $540,000 89.5% 0.0%
Evansville Teachers Federal Credit Union $540,000 n/a 0.0%
Intercity State Bank $530,000 n/a 0.0%
Quorum Federal Credit Union $25,000 $530,000 2,020.0% 0.0%
PLUS RELOCATION MORTGAGE, LLC $455,000 $505,000 11.0% 0.0%
The Anderson Financial Group Inc $505,000 n/a 0.0%
Veridian Credit Union $255,000 $500,000 96.1% 0.0%
First Choice Loan Services Inc. $740,000 $495,000 -33.1% 0.0%
First Federal Savings Bank $495,000 n/a 0.0%
American National Bank Fox Cities $480,000 n/a 0.0%
CAPITAL BANK, NA $475,000 n/a 0.0%
United Fidelity Funding Corp. $455,000 n/a 0.0%
Consumers Credit Union $445,000 n/a 0.0%
Flat Branch Mortgage Inc. $445,000 n/a 0.0%
Mid-Continent Funding, Inc. $440,000 n/a 0.0%
First Home Bank $430,000 $435,000 1.2% 0.0%
Ruoff Home Mortgage $435,000 n/a 0.0%
First Federal Bank of Kansas City $430,000 n/a 0.0%
Cambria Mortgage $75,000 $425,000 466.7% 0.0%
Community State Bank $425,000 n/a 0.0%
Weichert Financial Services $425,000 n/a 0.0%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $615,000 $420,000 -31.7% 0.0%
21ST MORTGAGE $60,000 $415,000 591.7% 0.0%
American Residential Lending $415,000 n/a 0.0%
Northwest Bank $400,000 n/a 0.0%
RBC Bank (Georgia), N.A. $395,000 n/a 0.0%
Academy Mortgage Corporation $390,000 n/a 0.0%
Home Bank National Association $390,000 n/a 0.0%
FIRST NATIONAL BANK OF AMERICA $640,000 $385,000 -39.8% 0.0%
Farmers State Bank $380,000 n/a 0.0%
Success Mortgage Partners Inc. $380,000 n/a 0.0%
AUSTIN CAPITAL BANK SSB $375,000 n/a 0.0%
Bluff View Bank $375,000 n/a 0.0%
BOKF NA $1,250,000 $375,000 -70.0% 0.0%
Level One Bank $375,000 n/a 0.0%
SecurityNational Mortgage Company $375,000 n/a 0.0%
American Portfolio Mortgage $370,000 n/a 0.0%
Citizens State Bank of La Crosse $370,000 n/a 0.0%
Nudge Funding LLC $365,000 n/a 0.0%
BLC Community Bank $225,000 $360,000 60.0% 0.0%
Plains Commerce Bank $530,000 $360,000 -32.1% 0.0%
Residential Mortgage LLC $285,000 $355,000 24.6% 0.0%
COLLINS STATE BANK $125,000 $350,000 180.0% 0.0%
M&T Bank $350,000 n/a 0.0%
BANK OF THE WEST $345,000 n/a 0.0%
Total Mortgage Services LLC $665,000 $345,000 -48.1% 0.0%
Holcomb Bank $335,000 n/a 0.0%
Willamette Valley Bank $675,000 $335,000 -50.4% 0.0%
Citizens Equity First Credit Union (CEFCU) $400,000 $330,000 -17.5% 0.0%
CBI Bank & Trust $325,000 n/a 0.0%
First National Community Bank $325,000 n/a 0.0%
Regent Financial Group $325,000 n/a 0.0%
Stillman BancCorp, N.A. $325,000 n/a 0.0%
First Savings Bank $720,000 $320,000 -55.6% 0.0%
Finance of America Reverse LLC $130,000 $315,000 142.3% 0.0%
Megastar Financial Corporation $315,000 n/a 0.0%
Prime Financial Credit Union $310,000 n/a 0.0%
First International Bank & Trust $305,000 n/a 0.0%
Evolve Bank & Trust $300,000 n/a 0.0%
ALERUS FINANCIAL NA $45,000 $295,000 555.6% 0.0%
Digital Federal Credit Union $295,000 n/a 0.0%
Platinum Home Mortgage Corporation $285,000 n/a 0.0%
Mid America Mortgage Inc. $270,000 $280,000 3.7% 0.0%
Union Savings Bank $265,000 $280,000 5.7% 0.0%
ARVEST BANK $125,000 $275,000 120.0% 0.0%
Crescent Mortgage Company $3,245,000 $275,000 -91.5% 0.0%
Goodfield State Bank $275,000 n/a 0.0%
Midwest Heritage Bank FSB $265,000 $275,000 3.8% 0.0%
Town and Country Banc Mortgage $275,000 $275,000 0.0% 0.0%
Oceanside Mortgage Company $265,000 n/a 0.0%
Connexus Credit Union $55,000 $260,000 372.7% 0.0%
Advantage Community Bank $205,000 $255,000 24.4% 0.0%
Blue Ridge Bank, NA $285,000 $255,000 -10.5% 0.0%
Citywide Home Loans A Utah Corporation $255,000 n/a 0.0%
CommunityAmerica Credit Union $255,000 n/a 0.0%
Fidelity Bank $255,000 n/a 0.0%
First Bankers Trust Company National Association $255,000 n/a 0.0%
First Financial Credit Union $205,000 $255,000 24.4% 0.0%
Gate City Bank $255,000 $255,000 0.0% 0.0%
Impac Mortgage Corp. dba CashCall Mortgage $340,000 $255,000 -25.0% 0.0%
UnitedOne Credit Union $985,000 $255,000 -74.1% 0.0%
GUARDIAN CREDIT UNION $435,000 $245,000 -43.7% 0.0%
Liberty Savings Bank F.S.B. $245,000 n/a 0.0%
Loan Simple Inc $245,000 n/a 0.0%
Open Mortgage LLC $245,000 n/a 0.0%
Wolf River Community Bank $245,000 n/a 0.0%
Anheuser Busch Employees Credit Union $235,000 n/a 0.0%
Neighborhood Loans $105,000 $235,000 123.8% 0.0%
Northwestern Mutual CU $205,000 $235,000 14.6% 0.0%
Triumph Bank $275,000 $235,000 -14.5% 0.0%
US Mortgage of Florida $235,000 n/a 0.0%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group $680,000 $225,000 -66.9% 0.0%
Eastman Credit Union $225,000 n/a 0.0%
Heartland Bank and Trust Co $225,000 n/a 0.0%
James B. Nutter & Company $225,000 $225,000 0.0% 0.0%
Lincoln Savings Bank $225,000 n/a 0.0%
Old Second National Bank $225,000 n/a 0.0%
Allied First BankSB $215,000 n/a 0.0%
BlackRidgeBANK $215,000 n/a 0.0%
FIRST NATIONAL BANK OF MIDDLE TENNESSEE $215,000 n/a 0.0%
Frandsen Bank & Trust $215,000 n/a 0.0%
River Bank $3,155,000 $215,000 -93.2% 0.0%
Governmental Employees Credit Union $210,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $205,000 n/a 0.0%
Bristol Morgan Bank $1,150,000 $205,000 -82.2% 0.0%
Dominion Financial Services $205,000 n/a 0.0%
Illinois National Bank $235,000 $205,000 -12.8% 0.0%
The Harvard State Bank $205,000 n/a 0.0%
Third Federal Savings and Loan $235,000 $205,000 -12.8% 0.0%
Citizens State Bank of Loyal $195,000 n/a 0.0%
First American Bank $195,000 n/a 0.0%
FNBC Bank and Trust $185,000 n/a 0.0%
Guaranty Trust Company $390,000 $185,000 -52.6% 0.0%
Inland Bank and Trust $275,000 $185,000 -32.7% 0.0%
Nationwide Mortgage Bankers Inc. $185,000 n/a 0.0%
Angel Oak Mortgage Solutions $395,000 $175,000 -55.7% 0.0%
Castle & Cooke Mortgage LLC $175,000 n/a 0.0%
Citizens Community Federal NA $510,000 $175,000 -65.7% 0.0%
Mutual Federal Bank $175,000 n/a 0.0%
Norwich Commercial Group Inc $175,000 n/a 0.0%
Co-op Credit Union $230,000 $170,000 -26.1% 0.0%
Genisys Credit Union $165,000 n/a 0.0%
Hiawatha National Bank $165,000 n/a 0.0%
MLD Mortgage Inc. $165,000 n/a 0.0%
UNIFY Financial Credit Union $1,010,000 $165,000 -83.7% 0.0%
Community Savings Bank $155,000 n/a 0.0%
Farmers & Merchants Savings Bank $155,000 n/a 0.0%
Signature Federal Credit Union $155,000 n/a 0.0%
SoFi Mortgage, LLC $305,000 $155,000 -49.2% 0.0%
Summit Mortgage Corporation $155,000 n/a 0.0%
NuMark Credit Union $145,000 n/a 0.0%
Tri City National Bank $145,000 n/a 0.0%
DIAMOND RESIDENTIAL MTG CORP $390,000 $135,000 -65.4% 0.0%
First State Bank and Trust $135,000 $135,000 0.0% 0.0%
Forward Bank $235,000 $135,000 -42.6% 0.0%
HSBC BANK USA, NA $125,000 n/a 0.0%
Mortgage Center LLC $515,000 $125,000 -75.7% 0.0%
Oostburg State Bank $115,000 n/a 0.0%
Selfreliance Federal Credit Union $115,000 n/a 0.0%
AMERIS BANK $105,000 n/a 0.0%
Midland States Bank $515,000 $105,000 -79.6% 0.0%
Advia Credit Union $285,000 $100,000 -64.9% 0.0%
Hiway Federal Credit Union $100,000 n/a 0.0%
Liberty Home Equity Solutions, Inc. $320,000 $95,000 -70.3% 0.0%
Home Loan Investment Bank $90,000 $65,000 -27.8% 0.0%
CLEARPOINTE CAPITAL, LLC $135,000 $55,000 -59.3% 0.0%
Centier Bank $25,000 n/a 0.0%

MADISON's top lender by overall market share is University of Wisconsin Credit Union, with 15.1% market share. In second place, with 13.9%, is Summit Credit Union, having originated $1,589,820,000 in loans. In third place, with 5.3%, is FAIRWAY INDEPENDENT MORT CORP, having originated $599,310,000 in loans. In third place, with 3.2%, is State Bank of Cross Plains, having originated $361,080,000 in loans. In third place, with 2.8%, is Barrington Bank & Trust, having originated $317,965,000 in loans.


MADISON, WI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 24,110 $5,822,010,000 $241,477
Home Purchase 10,975 $3,280,775,000 $298,932
Cash Out Refi 8,000 $1,859,510,000 $232,439
Other 2,544 $210,920,000 $82,909
Home Improvement 2,532 $223,630,000 $88,321
NA 1 $135,000 $135,000

Madison's most frequently cited loan purpose was Refi, with 24,110 originations. The 2nd most popular reason was Home Purchase, with 10,975 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 17,569 $4,182,945,000 $238,087
3-4% 14,143 $3,789,255,000 $267,924
<2.5% 8,697 $1,483,165,000 $170,538
4-5% 1,014 $303,790,000 $299,596
5-6% 576 $41,220,000 $71,563
6-7% 99 $6,595,000 $66,616
Over 8% 73 $3,985,000 $54,589
7-8% 50 $5,900,000 $118,000

During 2020, Madison's most frequently originated rate bucket was 2.5-3%, with 17,569 originations.

Loan Sizing (MADISON, WI MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 21,196 $5,848,970,000 $275,947
$100k-200k 14,795 $2,252,305,000 $152,234
$100,000 or less 8,095 $442,655,000 $54,683
$400k-600k 3,461 $1,603,225,000 $463,226
$600k-1000k 417 $308,485,000 $739,772
$Over $1MM 198 $941,340,000 $4,754,242

MADISON's loan sizing saw the bucket of loans from $200k-400k with 21,196 originations, totaling $5,848,970,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 14,718 $4,251,150,000 $288,840
80-100% 10,270 $2,940,850,000 $286,353
40-60% 7,267 $1,648,875,000 $226,899
20-40% 4,599 $570,215,000 $123,987
Under 20% 4,548 $210,180,000 $46,214
Over 100% 148 $47,520,000 $321,081

MADISON's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 14,718 originations, totaling $4,251,150,000 in origination value.