WAUSAU - WESTON Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Wausau - Weston averaged 5.88% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 5.75% and one month ago for the week of 2022-05-19, the average rate was 5.52%.

Wausau - Weston's average rate one year ago was 2.9%.

For refis of the same type during the week of 2022-06-23, the average rate was 5.67%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Wausau - Weston 30 Year Fixed Rate 2022-06-23 5.88%
Wausau - Weston 30 Year Fixed Rate Refi 2022-06-23 5.67%
Wausau - Weston 15 Year Fixed Rate 2022-06-23 5.56%
Wausau - Weston 15 Year Fixed Rate Refi 2022-06-23 5.03%
Wausau - Weston 30 Year FHA 2022-06-23 0.2%
Wausau - Weston 30 Year FHA Refi 2022-06-23 0.27%
Wausau - Weston 30 Year USDA 2022-06-23 0.33%
Wausau - Weston 30 Year USDA Refi 2022-06-23 -0.07%
Wausau - Weston 30 Year VA 2022-06-23 0.3%
Wausau - Weston 30 Year VA Refi 2022-06-23 -0.2%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within WAUSAU-WESTON, WI.

WAUSAU - WESTON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the WAUSAU-WESTON, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
CoVantage Credit Union 719 3.10% $2,305
INLANTA MORTGAGE, INC. 164 3.21% $2,596
IncredibleBank 157 3.00% $2,200
QUICKEN LOANS, LLC 128 3.10% $4,480
Associated Bank 114 3.09% $2,176
Nicolet National Bank 103 3.22% $2,352
U.S. Bank 97 3.00% $2,107
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 78 3.12% $4,387
Forward Bank 76 3.06% $2,099
AbbyBank 73 3.12% $2,421
First Federal Bank 56 3.07% $1,902
Prevail Bank 53 2.86% $1,644
Prosperity Home Mortgage, LLC 48 3.16% $2,356
UNITED WHOLESALE MORTGAGE, LLC 38 3.03% $4,762
Wells Fargo Bank 37 3.28% $2,637
Bank Five Nine 33 3.06% $2,538
University of Wisconsin Credit Union 31 2.90% $2,710
Royal Credit Union 25 3.05% $83
BMO Harris Bank 20 3.25% $3,029
Waterstone Mortgage Corporation 19 3.36% $5,307
LAND HOME FINANCIAL SERVICES, INC. 19 3.14% $5,130
GUARANTEED RATE, INC. 17 3.21% $2,703
Brokaw Credit Union 16 3.20% $1,501
Connexus Credit Union 16 3.07% $1,687
LOANDEPOT.COM, LLC 15 3.06% $4,430
JPMorgan Chase Bank 15 3.20% $3,303
mBank 14 3.29% $1,978
ENVOY MORTGAGE, LTD 13 3.31% $3,559
Summit Credit Union 12 2.88% $2,428
AMERISAVE MORTGAGE CORPORATION 12 2.95% $4,742
BETTER MORTGAGE CORPORATION 10 3.04% $2,442
DAS Acquisition Company, LLC 10 3.44% $3,363
Mr. Cooper ( Nationstar Mortgage ) 10 3.32% $5,487
Flagstar Bank, FSB 10 3.17% $3,023
Barrington Bank & Trust Company, N.A. 8 2.94% $3,021
Bank First, N.A. 8 2.98% $2,474
PARKSIDE LENDING, LLC 8 2.95% $2,530
NEWREZ LLC 7 3.02% $2,383
T2 FINANCIAL LLC 7 3.16% $3,048
CROSSCOUNTRY MORTGAGE, LLC 7 3.00% $3,649
AMERICAN FINANCING CORPORATION 7 3.00% $4,156
BROKER SOLUTIONS, INC. 7 3.34% $3,012
TOWNE MORTGAGE COMPANY 6 3.14% $2,384
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 6 2.96% $4,079
Johnson Bank 6 2.92% $2,483
CHERRY CREEK MORTGAGE, LLC 6 3.19% $523
ROYAL UNITED MORTGAGE LLC 6 3.69% $5,793
FREEDOM MORTGAGE CORPORATION 6 3.37% $1,794
TCF National Bank 5 3.15% $2,850
Ally Bank 5 2.88% $2,852
ALTRA 5 3.30% $1,786
FINANCE OF AMERICA MORTGAGE LLC 5 3.50% $3,319
Landmark Credit Union 5 3.40% $2,023
Bank of America 4 3.22% $3,825
PENNYMAC LOAN SERVICES, LLC 4 3.25% $3,690
HOMESIDE FINANCIAL, LLC 4 3.41% $3,175
Servion, Inc. 4 3.13% $2,244
CALIBER HOME LOANS, INC. 4 2.93% $2,684
Old National Bank 4 2.94% $2,292
HOME POINT FINANCIAL CORPORATION 4 3.34% $4,258
Paramount Residential Mortgage Group, Inc. 3 2.96% $2,507
Bell Bank 3 3.03% $2,574
NAVY FEDERAL CREDIT UNION 3 4.00% $2,653
FIRST CENTENNIAL MORTGAGE CORPORATION 3 3.17% $2,328
Merchants Bank 3 2.78% $1,891
PRIMELENDING, A PLAINSCAPITAL COMPANY 3 3.12% $4,048
FIRST STATE MORTGAGE SERVICES, LLC 3 2.92% $2,282
Carrington Mortgage Services, LLC 3 3.21% $4,432
Citizens Bank 3 2.83% $2,441
Stifel Bank and Trust 3 2.96% $2,006
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3 3.16% $4,200
Baxter Credit Union 3 3.08% $2,842
Community First Credit Union 3 3.13% $1,947
GSF Mortgage Corporation 3 2.88% $2,793
Manufacturers and Traders Trust Company 3 3.92% $5,168
The Federal Savings Bank 3 2.92% $4,378
The Huntington National Bank 3 3.13% $2,516
THOMPSON KANE & COMPANY, LLC 3 2.92% $2,409
GUILD MORTGAGE COMPANY 2 2.93% $4,253
Oregon Community Bank 2 2.94% $2,581
EDUCATORS CREDIT UNION 2 2.88% $1,680
Farmers & Merchants State Bank 2 2.63% $1,499
PHH Mortgage Corporation 2 3.69% $4,170
PNC Bank 2 3.19% $2,177
COMPASS MORTGAGE, INC. 2 3.00% $3,368
LOANPAL, LLC 2 3.25% $7,271
MARINE 2 7.43% $4,654
FOX COMMUNITIES 2 3.13% $247
CAPITAL Credit Union 2 2.63% $1,724
Great Southern Bank 2 3.17% $2,416
GreenStone Farm Credit Services, FLCA 2 3.28% $2,858
MORTGAGE ACCESS CORP. 2 3.12% $3,600
InterContinental Capital Group, Inc 2 2.94% $3,236
The Bank of New Glarus 2 3.56% $2,756
GUARANTEED RATE AFFINITY, LLC 2 3.00% $2,114
A + MORTGAGE SERVICES, INC. 2 3.00% $750
MUTUAL OF OMAHA MORTGAGE, INC. 2 3.50% $5,158
CHURCHILL MORTGAGE CORPORATION 2 3.56% $3,298
Chicago Mortgage Solutions LLC 2 3.00% $1,180
Bremer Bank 2 3.50% $3,345
AMERICAN PACIFIC MORTGAGE CORPORATION 2 3.06% $2,379
American Mortgage & Equity Consultants, Inc. 2 3.31% $1,929
Alerus Financial 2 3.31% $2,208
VERVE, A CREDIT UNION 2 3.25% $1,877
North Shore Bank FSB 2 3.19% $1,513
QUORUM FEDERAL CREDIT UNION 1 3.13% $2,795
Royal Bank 1 3.25% $2,828
Bankers' Bank 1 3.13% $2,239
RUOFF MORTGAGE COMPANY, INC. 1 3.25% $1,900
SECURITYNATIONAL MORTGAGE COMPANY 1 4.00% $3,036
Service Federal Credit Union 1 2.88% $3,665
SIRVA MORTGAGE, INC. 1 3.38% $1,387
SOFI LENDING CORP. 1 2.63% $6,043
State Bank of Cross Plains 1 2.88% $1,428
STEARNS LENDING, LLC 1 2.75% $1,893
Axos Bank 1 2.99% $2,593
SUN WEST MORTGAGE COMPANY, INC. 1 2.75% $3,936
Armed Forces Bank 1 3.00% $2,318
ARC HOME LLC 1 2.99% $1,384
The Union Bank Company 1 3.38% $3,461
Coulee Bank 1 3.25% $3,634
Tri City National Bank 1 3.25% $3,027
TRUSTONE FINANCIAL FEDERAL CREDIT UNION 1 2.88% $2,981
UNION HOME MORTGAGE CORP. 1 3.25% $2,323
UNITED 1 3.13% $2,044
UNITED MORTGAGE CORP. 1 3.50% $3,818
V.I.P. MORTGAGE, INC. 1 3.37% $3,171
AFFINITY PLUS 1 2.88% $3,631
Waukesha State Bank 1 3.10% $1,980
ACADEMY MORTGAGE CORPORATION 1 3.50% $2,580
Discover Bank 1 3.99% $0
TIAA, FSB 1 2.88% $5,869
EVERETT FINANCIAL, INC. 1 3.25% $1,359
CORNERSTONE HOME LENDING, INC. 1 3.25% $2,075
Fifth Third Bank 1 2.99% $2,151
WESTconsin Credit Union 1 3.00% $2,021
FirstBank 1 2.75% $1,719
CONSUMERS COOPERATIVE CREDIT UNION 1 3.13% $1,959
First Home Bank 1 3.00% $2,575
First Internet Bank of Indiana 1 2.75% $3,761
First National Bank of Omaha 1 3.00% $2,541
COMPEER FINANCIAL, FLCA 1 4.00% $4,166
Fox Valley Savings Bank 1 3.38% $1,330
Frandsen Bank & Trust 1 2.92% $4,710
GATEWAY MORTGAGE CORPORATION 1 3.00% $4,136
GENEVA FINANCIAL, LLC 1 3.38% $3,082
Goldwater Bank, N.A. 1 3.75% $9,090
Great Midwest Bank, S.S.B. 1 3.40% $8,259
CITYWIDE HOME LOANS, LLC 1 3.13% $2,666
Heritage Bank 1 3.93% $7,965
HERITAGE CREDIT UNION 1 3.50% $624
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.50% $4,831
HOMEOWNERS FINANCIAL GROUP USA, LLC 1 2.88% $2,235
Hometown Bank 1 3.00% $977
Horicon Bank 1 3.50% $2,869
Citibank 1 3.38% $4,604
IOWA BANKERS MORTGAGE CORPORATION 1 3.00% $4,955
Ixonia Bank 1 3.63% $3,261
KELLER MORTGAGE, LLC 1 3.00% $1,783
Willamette Valley Bank 1 3.25% $3,834
LEADERONE FINANCIAL CORPORATION 1 2.88% $2,727
LENDERFI, INC. 1 4.13% $1,378
Level One Bank 1 3.00% $2,054
Marquette Bank 1 2.88% $2,671
MAYO EMPLOYEES FEDERAL CREDIT UNION 1 3.13% $4,636
MEGASTAR FINANCIAL CORP. 1 3.38% $3,752
MEMBERS COOPERATIVE 1 2.88% $3,268
MID AMERICA MORTGAGE, INC. 1 3.25% $1,033
Midwest Community Bank 1 3.00% $2,048
MORIA DEVELOPMENT, INC. 1 3.25% $3,339
Mortgage Research Center, LLC 1 2.99% $4,541
MOVEMENT MORTGAGE, LLC 1 3.13% $5,340
Mutual Federal Bank 1 3.25% $3,217
Nations Lending Corporation 1 2.63% $6,629
NBH Bank 1 3.50% $2,855
BNC National Bank 1 3.88% $2,805
Northpointe Bank 1 3.38% $2,843
Northview Bank 1 3.00% $2,659
Blue Ridge Bank 1 3.50% $3,230
PCM 1 3.49% $1,502
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.38% $2,941
PROVIDENT FUNDING ASSOCIATES, L.P. 1 2.75% $2,407
Bank of England 1 3.63% $6,661

WAUSAU-WESTON, WI's 183 lenders originated 7,537 loans during 2021. The total origination value was $1,261,555,000, with an average loan value of $167,382.

The top WAUSAU - WESTON lender as defined by loan originations is CoVantage Credit Union, with 719 loans originated. Their average total fees are $2,305, which is $291 lower than the next largest lender, INLANTA MORTGAGE, INC..

The lowest fee WAUSAU - WESTON lenders (with over 10 loans originated) are Royal Credit Union ($83), Brokaw Credit Union ($1,501), Prevail Bank ($1,644), Connexus Credit Union ($1,687) and First Federal Bank ($1,902).

The lowest rate WAUSAU - WESTON lenders (with over 10 loans originated) are Prevail Bank (2.86%), Summit Credit Union (2.88%), University of Wisconsin Credit Union (2.90%), AMERISAVE MORTGAGE CORPORATION (2.95%) and U.S. Bank (3.00%).

WAUSAU-WESTON, WI Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
CoVantage Credit Union $215,890,000 $223,805,000 3.7% 17.7%
IncredibleBank $96,275,000 $57,480,000 -40.3% 4.6%
QUICKEN LOANS, LLC $45,395,000 $55,795,000 22.9% 4.4%
U.S. Bank $48,180,000 $55,015,000 14.2% 4.4%
INLANTA MORTGAGE, INC. $37,665,000 $49,570,000 31.6% 3.9%
Nicolet National Bank $45,900,000 $49,560,000 8.0% 3.9%
Associated Bank $37,280,000 $44,600,000 19.6% 3.5%
Intercity State Bank $57,830,000 $38,285,000 -33.8% 3.0%
Cloverbelt Credit Union $53,605,000 $37,240,000 -30.5% 3.0%
Tomahawk Community Bank SSB $43,565,000 $36,955,000 -15.2% 2.9%
AbbyBank $59,495,000 $33,290,000 -44.0% 2.6%
Prevail Bank $33,210,000 $29,830,000 -10.2% 2.4%
Forward Bank $44,130,000 $24,645,000 -44.2% 2.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $18,220,000 $22,375,000 22.8% 1.8%
Park City Credit Union $16,715,000 $19,460,000 16.4% 1.5%
Citizens Community Federal $17,790,000 n/a 1.4%
First Federal Bank $23,240,000 $17,620,000 -24.2% 1.4%
FREEDOM MORTGAGE CORPORATION $15,100,000 $17,225,000 14.1% 1.4%
Mortgage Research Center, LLC $11,930,000 $16,650,000 39.6% 1.3%
Wells Fargo Bank $10,020,000 $14,670,000 46.4% 1.2%
PRUDENTIAL MULTIFAMILY MORTGAGE, LLC $13,910,000 n/a 1.1%
Waterstone Mortgage Corporation $10,240,000 $13,725,000 34.0% 1.1%
Prosperity Home Mortgage, LLC $12,825,000 $13,425,000 4.7% 1.1%
UNITED WHOLESALE MORTGAGE, LLC $7,410,000 $13,195,000 78.1% 1.0%
BMO Harris Bank $12,265,000 $13,160,000 7.3% 1.0%
Valley Communities Credit Union $11,645,000 $12,155,000 4.4% 1.0%
WALKER & DUNLOP, LLC $10,625,000 n/a 0.8%
COREVEST AMERICAN FINANCE LENDER LLC $10,005,000 n/a 0.8%
Brokaw Credit Union $12,080,000 $9,565,000 -20.8% 0.8%
Bank Five Nine $6,895,000 $9,375,000 36.0% 0.7%
WOODTRUST BANK $11,605,000 $9,310,000 -19.8% 0.7%
University of Wisconsin Credit Union $6,335,000 $8,515,000 34.4% 0.7%
Royal Credit Union $8,195,000 $8,360,000 2.0% 0.7%
LOANDEPOT.COM, LLC $5,510,000 $7,935,000 44.0% 0.6%
LAND HOME FINANCIAL SERVICES, INC. $5,120,000 $7,425,000 45.0% 0.6%
Landmark Credit Union $4,445,000 $7,400,000 66.5% 0.6%
First State Bank $4,465,000 $7,335,000 64.3% 0.6%
Mr. Cooper ( Nationstar Mortgage ) $4,330,000 $6,185,000 42.8% 0.5%
JPMorgan Chase Bank $4,605,000 $6,150,000 33.6% 0.5%
GUARANTEED RATE, INC. $19,660,000 $5,800,000 -70.5% 0.5%
PENNYMAC LOAN SERVICES, LLC $3,310,000 $5,695,000 72.1% 0.5%
mBank $9,515,000 $5,535,000 -41.8% 0.4%
DAS Acquisition Company, LLC $4,840,000 $5,405,000 11.7% 0.4%
BETTER MORTGAGE CORPORATION $2,020,000 $5,200,000 157.4% 0.4%
Connexus Credit Union $6,640,000 $4,685,000 -29.4% 0.4%
AMERISAVE MORTGAGE CORPORATION $3,250,000 $4,460,000 37.2% 0.4%
NEWREZ LLC $1,520,000 $4,280,000 181.6% 0.3%
ENVOY MORTGAGE, LTD $330,000 $3,820,000 1,057.6% 0.3%
Summit Credit Union $3,125,000 $3,785,000 21.1% 0.3%
HOME POINT FINANCIAL CORPORATION $1,810,000 $3,650,000 101.7% 0.3%
CALIBER HOME LOANS, INC. $3,335,000 $3,570,000 7.0% 0.3%
USAA Federal Savings Bank $3,935,000 $3,570,000 -9.3% 0.3%
AgCountry Farm Credit Services, FLCA $2,635,000 $3,470,000 31.7% 0.3%
Barrington Bank & Trust Company, N.A. $2,510,000 $3,435,000 36.9% 0.3%
River Bank $2,515,000 $3,410,000 35.6% 0.3%
NAVY FEDERAL CREDIT UNION $2,105,000 $3,375,000 60.3% 0.3%
Bank First, N.A. $240,000 $2,945,000 1,127.1% 0.2%
TCF National Bank $705,000 $2,865,000 306.4% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $8,855,000 $2,780,000 -68.6% 0.2%
Flagstar Bank, FSB $1,810,000 $2,505,000 38.4% 0.2%
Johnson Bank $1,605,000 $2,490,000 55.1% 0.2%
T2 FINANCIAL LLC $2,045,000 $2,430,000 18.8% 0.2%
AMERICAN FINANCING CORPORATION $1,345,000 $2,420,000 79.9% 0.2%
PARKSIDE LENDING, LLC $4,265,000 $2,415,000 -43.4% 0.2%
National Exchange Bank and Trust $245,000 $2,350,000 859.2% 0.2%
The Federal Savings Bank $1,475,000 $2,300,000 55.9% 0.2%
TOWNE MORTGAGE COMPANY $1,460,000 $2,260,000 54.8% 0.2%
NEW DAY FINANCIAL, LLC $2,655,000 $2,145,000 -19.2% 0.2%
LAKEVIEW LOAN SERVICING, LLC $3,255,000 $2,090,000 -35.8% 0.2%
DMB Community Bank $420,000 $2,005,000 377.4% 0.2%
Servion, Inc. $2,385,000 $2,005,000 -15.9% 0.2%
Charter Bank $3,220,000 $1,960,000 -39.1% 0.2%
Citizens State Bank of Loyal $1,865,000 $1,810,000 -2.9% 0.1%
Ally Bank $905,000 $1,785,000 97.2% 0.1%
CHERRY CREEK MORTGAGE, LLC $1,145,000 $1,715,000 49.8% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $2,380,000 $1,690,000 -29.0% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $1,685,000 $1,590,000 -5.6% 0.1%
Low VA Rates, LLC $270,000 $1,560,000 477.8% 0.1%
Bremer Bank $1,705,000 $1,545,000 -9.4% 0.1%
ALTRA $1,165,000 $1,440,000 23.6% 0.1%
VERVE, A CREDIT UNION $185,000 $1,430,000 673.0% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,770,000 $1,405,000 -20.6% 0.1%
BROKER SOLUTIONS, INC. $1,130,000 $1,380,000 22.1% 0.1%
Old National Bank $1,390,000 $1,380,000 -0.7% 0.1%
The Huntington National Bank $540,000 $1,380,000 155.6% 0.1%
Bank of America $1,140,000 $1,265,000 11.0% 0.1%
GSF Mortgage Corporation $4,745,000 $1,260,000 -73.4% 0.1%
Community First Credit Union $1,655,000 $1,245,000 -24.8% 0.1%
FIRST CENTENNIAL MORTGAGE CORPORATION $1,285,000 $1,200,000 -6.6% 0.1%
TRIAD FINANCIAL SERVICES, INC. $580,000 $1,135,000 95.7% 0.1%
A + MORTGAGE SERVICES, INC. $175,000 $1,130,000 545.7% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $415,000 $1,120,000 169.9% 0.1%
CLEARPATH LENDING $1,640,000 $1,080,000 -34.1% 0.1%
Great Southern Bank $515,000 $1,060,000 105.8% 0.1%
ROYAL UNITED MORTGAGE LLC $800,000 $1,045,000 30.6% 0.1%
Horicon Bank $975,000 $1,025,000 5.1% 0.1%
Carrington Mortgage Services, LLC $1,640,000 $1,010,000 -38.4% 0.1%
Commerce State Bank $405,000 $1,005,000 148.1% 0.1%
Paramount Residential Mortgage Group, Inc. $1,345,000 $975,000 -27.5% 0.1%
Citizens Bank $680,000 $970,000 42.6% 0.1%
Manufacturers and Traders Trust Company $960,000 n/a 0.1%
PHH Mortgage Corporation $955,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,320,000 $935,000 -29.2% 0.1%
Merchants Bank $545,000 $925,000 69.7% 0.1%
NBH Bank $920,000 n/a 0.1%
FIRST STATE MORTGAGE SERVICES, LLC $955,000 $885,000 -7.3% 0.1%
COMPASS MORTGAGE, INC. $135,000 $860,000 537.0% 0.1%
THOMPSON KANE & COMPANY, LLC $855,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $575,000 $835,000 45.2% 0.1%
EDUCATORS CREDIT UNION $1,175,000 $830,000 -29.4% 0.1%
MARINE $1,180,000 $805,000 -31.8% 0.1%
FirstBank $800,000 n/a 0.1%
TRUSTONE FINANCIAL FEDERAL CREDIT UNION $50,000 $785,000 1,470.0% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $205,000 $770,000 275.6% 0.1%
BNC National Bank $765,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $465,000 $715,000 53.8% 0.1%
Settlers Bank $650,000 $715,000 10.0% 0.1%
Alerus Financial $700,000 n/a 0.1%
Taylor Credit Union $475,000 $700,000 47.4% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $910,000 $695,000 -23.6% 0.1%
EVERETT FINANCIAL, INC. $1,580,000 $690,000 -56.3% 0.1%
CAPITAL Credit Union $1,305,000 $675,000 -48.3% 0.1%
FOX COMMUNITIES $200,000 $675,000 237.5% 0.1%
Stifel Bank and Trust $775,000 $670,000 -13.5% 0.1%
Oak Bank $650,000 n/a 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $890,000 $635,000 -28.7% 0.1%
Plains Commerce Bank $630,000 n/a 0.0%
Bell Bank $450,000 $625,000 38.9% 0.0%
Monona Bank $735,000 $610,000 -17.0% 0.0%
PLANET HOME LENDING, LLC $370,000 $610,000 64.9% 0.0%
PNC Bank $400,000 $610,000 52.5% 0.0%
Bank of Pontiac $605,000 n/a 0.0%
Frandsen Bank & Trust $595,000 n/a 0.0%
Ixonia Bank $335,000 $595,000 77.6% 0.0%
Farmers and Merchants Union Bank $570,000 $575,000 0.9% 0.0%
Heritage Bank $575,000 n/a 0.0%
Baxter Credit Union $395,000 $565,000 43.0% 0.0%
GreenStone Farm Credit Services, FLCA $260,000 $555,000 113.5% 0.0%
Oregon Community Bank $505,000 $545,000 7.9% 0.0%
CHURCHILL MORTGAGE CORPORATION $260,000 $540,000 107.7% 0.0%
MAYO EMPLOYEES FEDERAL CREDIT UNION $535,000 n/a 0.0%
Blue Ridge Bank $1,460,000 $525,000 -64.0% 0.0%
HOMESIDE FINANCIAL, LLC $730,000 $500,000 -31.5% 0.0%
21ST MORTGAGE CORPORATION $865,000 $490,000 -43.4% 0.0%
AMERICAN FINANCIAL NETWORK, INC. $925,000 $490,000 -47.0% 0.0%
First Internet Bank of Indiana $485,000 n/a 0.0%
Northwestern Bank $480,000 n/a 0.0%
First National Community Bank $195,000 $475,000 143.6% 0.0%
Citibank $135,000 $470,000 248.1% 0.0%
Nations Lending Corporation $1,085,000 $470,000 -56.7% 0.0%
Great Midwest Bank, S.S.B. $175,000 $455,000 160.0% 0.0%
American Mortgage & Equity Consultants, Inc. $415,000 $445,000 7.2% 0.0%
CITYWIDE HOME LOANS, LLC $435,000 n/a 0.0%
InterContinental Capital Group, Inc $330,000 $435,000 31.8% 0.0%
SOFI LENDING CORP. $430,000 n/a 0.0%
Discover Bank $100,000 $425,000 325.0% 0.0%
TIAA, FSB $425,000 n/a 0.0%
STEARNS LENDING, LLC $625,000 $420,000 -32.8% 0.0%
UNITED MORTGAGE CORP. $420,000 n/a 0.0%
GUILD MORTGAGE COMPANY $815,000 $410,000 -49.7% 0.0%
LOANPAL, LLC $260,000 $410,000 57.7% 0.0%
Chicago Mortgage Solutions LLC $225,000 $405,000 80.0% 0.0%
The Bank of New Glarus $395,000 n/a 0.0%
Cleveland State Bank $200,000 $385,000 92.5% 0.0%
Mutual Federal Bank $385,000 n/a 0.0%
SIRVA MORTGAGE, INC. $380,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $480,000 $380,000 -20.8% 0.0%
North American Savings Bank, F.S.B. $345,000 $375,000 8.7% 0.0%
HERITAGE CREDIT UNION $245,000 $370,000 51.0% 0.0%
Northpointe Bank $225,000 $370,000 64.4% 0.0%
North Shore Bank FSB $9,600,000 $355,000 -96.3% 0.0%
Bank of England $220,000 $345,000 56.8% 0.0%
MEGASTAR FINANCIAL CORP. $345,000 n/a 0.0%
THRIVENT Federal Credit Union $990,000 $345,000 -65.2% 0.0%
Bankers' Bank $340,000 n/a 0.0%
MORTGAGE ACCESS CORP. $165,000 $340,000 106.1% 0.0%
Citizens State Bank of La Crosse $1,565,000 $325,000 -79.2% 0.0%
RUOFF MORTGAGE COMPANY, INC. $275,000 $315,000 14.5% 0.0%
Hometown Bank $585,000 $310,000 -47.0% 0.0%
Bank of Sun Prairie $675,000 $305,000 -54.8% 0.0%
Goldwater Bank, N.A. $260,000 $305,000 17.3% 0.0%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $310,000 $300,000 -3.2% 0.0%
Mid-Continent Funding, Inc. $930,000 $300,000 -67.7% 0.0%
Citizens State Bank $140,000 $295,000 110.7% 0.0%
COMPEER FINANCIAL, FLCA $75,000 $295,000 293.3% 0.0%
East Wisconsin Savings Bank $295,000 n/a 0.0%
KELLER MORTGAGE, LLC $125,000 $285,000 128.0% 0.0%
Service Federal Credit Union $285,000 n/a 0.0%
West Pointe Bank $480,000 $285,000 -40.6% 0.0%
MOVEMENT MORTGAGE, LLC $275,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $470,000 $275,000 -41.5% 0.0%
The Port Washington State Bank $115,000 $275,000 139.1% 0.0%
PCM $270,000 n/a 0.0%
GENEVA FINANCIAL, LLC $245,000 $265,000 8.2% 0.0%
ACADEMY MORTGAGE CORPORATION $250,000 $260,000 4.0% 0.0%
Farmers & Merchants State Bank $880,000 $260,000 -70.5% 0.0%
FINANCE OF AMERICA REVERSE LLC $285,000 $260,000 -8.8% 0.0%
Cornerstone Community Bank $255,000 n/a 0.0%
Laona State Bank $65,000 $255,000 292.3% 0.0%
MICHIGAN MUTUAL, INC. $255,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $415,000 $255,000 -38.6% 0.0%
CONSUMERS COOPERATIVE CREDIT UNION $245,000 n/a 0.0%
Royal Bank $115,000 $245,000 113.0% 0.0%
Tri City National Bank $45,000 $240,000 433.3% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $235,000 n/a 0.0%
ACCELERATE MORTGAGE, LLC $225,000 n/a 0.0%
Baraboo State Bank $145,000 $225,000 55.2% 0.0%
Denmark State Bank $715,000 $225,000 -68.5% 0.0%
First National Bank of Omaha $225,000 n/a 0.0%
QUORUM FEDERAL CREDIT UNION $160,000 $225,000 40.6% 0.0%
Willamette Valley Bank $225,000 n/a 0.0%
Bay Bank $795,000 $220,000 -72.3% 0.0%
AMERICAN ADVISORS GROUP $450,000 $215,000 -52.2% 0.0%
CORNERSTONE HOME LENDING, INC. $760,000 $215,000 -71.7% 0.0%
GATEWAY MORTGAGE CORPORATION $215,000 n/a 0.0%
IOWA BANKERS MORTGAGE CORPORATION $275,000 $215,000 -21.8% 0.0%
Key Mortgage Services, Inc. $215,000 n/a 0.0%
Marquette Bank $215,000 n/a 0.0%
NP, Inc. $225,000 $215,000 -4.4% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $105,000 $215,000 104.8% 0.0%
The Union Bank Company $215,000 n/a 0.0%
Axos Bank $490,000 $205,000 -58.2% 0.0%
PROVIDENT FUNDING ASSOCIATES, L.P. $205,000 n/a 0.0%
BLC Community Bank $455,000 $200,000 -56.0% 0.0%
FORTE BANK $3,800,000 $200,000 -94.7% 0.0%
CMG MORTGAGE, INC. $220,000 $195,000 -11.4% 0.0%
First Guaranty Mortgage Corporation $195,000 n/a 0.0%
UNITED $75,000 $195,000 160.0% 0.0%
Coulee Bank $185,000 n/a 0.0%
Fifth Third Bank $1,835,000 $185,000 -89.9% 0.0%
MEMBER FIRST MORTGAGE, LLC $430,000 $185,000 -57.0% 0.0%
NBKC BANK $405,000 $185,000 -54.3% 0.0%
V.I.P. MORTGAGE, INC. $185,000 n/a 0.0%
AFFINITY PLUS $175,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $175,000 n/a 0.0%
CO-OP Credit Union $170,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $165,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $225,000 $165,000 -26.7% 0.0%
PLAZA HOME MORTGAGE, INC. $165,000 n/a 0.0%
Premier Community Bank $200,000 $165,000 -17.5% 0.0%
Security Bank $165,000 n/a 0.0%
The Equitable Bank, S.S.B. $185,000 $165,000 -10.8% 0.0%
VAN DYK MORTGAGE CORPORATION $270,000 $165,000 -38.9% 0.0%
Wisconsin River Bank $165,000 n/a 0.0%
Armed Forces Bank $155,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $155,000 n/a 0.0%
LEADERONE FINANCIAL CORPORATION $360,000 $155,000 -56.9% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $665,000 $155,000 -76.7% 0.0%
Unity Bank $155,000 n/a 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $620,000 $145,000 -76.6% 0.0%
First Home Bank $145,000 n/a 0.0%
First Midwest Bank $145,000 n/a 0.0%
NORTHWESTERN MUTUAL $145,000 n/a 0.0%
RESIDENTIAL BANCORP. $145,000 n/a 0.0%
UNITEDONE Credit Union $140,000 n/a 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $135,000 n/a 0.0%
Northview Bank $135,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $430,000 $135,000 -68.6% 0.0%
Waukesha State Bank $9,725,000 $135,000 -98.6% 0.0%
Wolfe Financial, Inc $135,000 n/a 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $125,000 n/a 0.0%
MEMBERS COOPERATIVE $125,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $255,000 $125,000 -51.0% 0.0%
WESTconsin Credit Union $375,000 $125,000 -66.7% 0.0%
Citizens Bank $680,000 $115,000 -83.1% 0.0%
Fox Valley Savings Bank $115,000 $115,000 0.0% 0.0%
Midwest Community Bank $115,000 n/a 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $210,000 $115,000 -45.2% 0.0%
ARC HOME LLC $105,000 n/a 0.0%
Level One Bank $105,000 n/a 0.0%
State Bank of Cross Plains $885,000 $105,000 -88.1% 0.0%
SUPERIOR CHOICE $105,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $205,000 $95,000 -53.7% 0.0%
First Savings Bank $685,000 $95,000 -86.1% 0.0%
Kohler Credit Union $95,000 n/a 0.0%
LENDERFI, INC. $95,000 n/a 0.0%
Bank of Deerfield $320,000 $85,000 -73.4% 0.0%
Gateway First Bank $85,000 n/a 0.0%
STAR USA FEDERAL CREDIT UNION $75,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $75,000 n/a 0.0%
Dane County Credit Union $65,000 $65,000 0.0% 0.0%
NUMARK CREDIT UNION $65,000 n/a 0.0%
SPRING EQ, LLC $45,000 $55,000 22.2% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $55,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $45,000 n/a 0.0%
Centier Bank $25,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $15,000 n/a 0.0%

WAUSAU - WESTON's top lender by overall market share is CoVantage Credit Union, with 17.7% market share. In second place, with 4.6%, is IncredibleBank, having originated $57,480,000 in loans. In third place, with 4.4%, is QUICKEN LOANS, LLC, having originated $55,795,000 in loans. In third place, with 4.4%, is U.S. Bank, having originated $55,015,000 in loans. In third place, with 3.9%, is INLANTA MORTGAGE, INC., having originated $49,570,000 in loans.


WAUSAU-WESTON, WI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 2,659 $453,265,000 $170,464
Home Purchase 2,549 $485,185,000 $190,343
Cash Out Refi 1,873 $290,385,000 $155,037
Other 304 $20,370,000 $67,007
Home Improvement 152 $12,350,000 $81,250

Wausau - Weston's most frequently cited loan purpose was Refi, with 2,659 originations. The 2nd most popular reason was Home Purchase, with 2,549 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 2,313 $409,885,000 $177,209
3-4% 2,226 $378,320,000 $169,955
<2.5% 1,462 $259,520,000 $177,510
4-5% 379 $34,815,000 $91,860
5-6% 46 $3,840,000 $83,478
6-7% 36 $11,530,000 $320,278
7-8% 30 $1,500,000 $50,000
Over 8% 13 $435,000 $33,462

During 2021, Wausau - Weston's most frequently originated rate bucket was 2.5-3%, with 2,313 originations.

Loan Sizing (WAUSAU-WESTON, WI MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 3,520 $506,240,000 $143,818
$100,000 or less 2,166 $137,610,000 $63,532
$200k-400k 1,633 $428,995,000 $262,704
$400k-600k 171 $79,665,000 $465,877
$600k-1000k 24 $17,950,000 $747,917
$Over $1MM 23 $91,095,000 $3,960,652

WAUSAU - WESTON's loan sizing saw the bucket of loans from $100k-200k with 3,520 originations, totaling $506,240,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 2,390 $465,600,000 $194,812
80-100% 2,126 $404,120,000 $190,085
40-60% 958 $131,080,000 $136,827
20-40% 458 $38,560,000 $84,192
Under 20% 341 $11,245,000 $32,977
Over 100% 60 $22,850,000 $380,833

WAUSAU - WESTON's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 2,390 originations, totaling $465,600,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - WAUSAU - WESTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $189,325 (26.3%) $232,440 (20.0%) 0.70 430
2018-02-01 $195,450 (25.8%) $238,035 (20.4%) 0.71 417
2018-03-01 $194,900 (21.3%) $239,319 (18.7%) 0.67 446
2018-04-01 $194,950 (18.2%) $242,851 (18.7%) 0.65 473
2018-05-01 $194,900 (15.6%) $239,681 (13.9%) 0.65 524
2018-06-01 $196,500 (15.7%) $238,874 (10.3%) 0.66 590
2018-07-01 $195,900 (11.9%) $237,693 (6.9%) 0.65 593
2018-08-01 $189,900 (7.1%) $230,783 (3.0%) 0.63 617
2018-09-01 $184,900 (5.7%) $228,745 (4.6%) 0.62 602
2018-10-01 $187,200 (4.1%) $228,982 (2.1%) 0.63 563
2018-11-01 $196,500 (9.2%) $236,868 (5.2%) 0.66 500
2018-12-01 $208,000 (18.9%) $244,591 (9.1%) 0.71 425
2019-01-01 $214,950 (13.5%) $249,180 (7.2%) 0.74 371
2019-02-01 $215,000 (10.0%) $246,429 (3.5%) 0.72 379
2019-03-01 $211,329 (8.4%) $246,262 (2.9%) 0.69 410
2019-04-01 $199,900 (2.5%) $241,870 (-0.4%) 0.63 435
2019-05-01 $199,900 (2.6%) $241,276 (0.7%) 0.62 470
2019-06-01 $207,900 (5.8%) $247,022 (3.4%) 0.64 493
2019-07-01 $204,450 (4.4%) $247,133 (4.0%) 0.64 514
2019-08-01 $199,900 (5.3%) $246,677 (6.9%) 0.63 506
2019-09-01 $199,900 (8.1%) $247,921 (8.4%) 0.63 507
2019-10-01 $205,500 (9.8%) $253,574 (10.7%) 0.66 512
2019-11-01 $209,900 (6.8%) $254,561 (7.5%) 0.68 465
2019-12-01 $209,801 (0.9%) $254,982 (4.3%) 0.70 399
2020-01-01 $196,700 (-8.5%) $250,507 (0.5%) 0.66 337
2020-02-01 $199,900 (-7.0%) $250,409 (1.6%) 0.65 352
2020-03-01 $214,900 (1.7%) $256,404 (4.1%) 0.67 406
2020-04-01 $218,950 (9.5%) $264,210 (9.2%) 0.68 418
2020-05-01 $269,900 (35.0%) $305,678 (26.7%) 0.82 242
2020-06-01 $270,900 (30.3%) $311,266 (26.0%) 0.79 211
2020-07-01 $257,400 (25.9%) $298,345 (20.7%) 0.74 204
2020-08-01 $249,000 (24.6%) $294,483 (19.4%) 0.71 194
2020-09-01 $239,900 (20.0%) $285,895 (15.3%) 0.69 220
2020-10-01 $224,900 (9.4%) $274,930 (8.4%) 0.64 230
2020-11-01 $214,900 (2.4%) $268,777 (5.6%) 0.62 200
2020-12-01 $204,900 (-2.3%) $263,593 (3.4%) 0.60 176
2021-01-01 $219,900 (11.8%) $271,037 (8.2%) 0.65 127
2021-02-01 $200,900 (0.5%) $273,697 (9.3%) 0.58 100
2021-03-01 $222,900 (3.7%) $268,379 (4.7%) 0.63 87
2021-04-01 $222,300 (1.5%) $273,986 (3.7%) 0.60 82
2021-05-01 $239,000 (-11.5%) $304,103 (-0.5%) 0.63 78
2021-06-01 $237,950 (-12.2%) $296,287 (-4.8%) 0.62 118
2021-07-01 $227,400 (-11.7%) $288,129 (-3.4%) 0.59 151
2021-08-01 $214,900 (-13.7%) $255,093 (-13.4%) 0.56 367
2021-09-01 $216,400 (-9.8%) $257,622 (-9.9%) 0.57 371
2021-10-01 $227,500 (1.2%) $272,380 (-0.9%) 0.60 338
2021-11-01 $254,900 (18.6%) $309,809 (15.3%) 0.67 128
2021-12-01 $279,700 (36.5%) $323,619 (22.8%) 0.75 107
2022-01-01 $319,400 (45.3%) $328,095 (21.1%) 0.85 91
2022-02-01 $325,116 (61.8%) $352,931 (29.0%) 0.83 75
2022-03-01 $332,900 (49.4%) $361,047 (34.5%) 0.82 74
2022-04-01 $347,900 (56.5%) $369,474 (34.9%) 0.82 73
2022-05-01 $327,400 (37.0%) $356,177 (17.1%) 0.73 95
WAUSAU - WESTON's median listing price for 2022-05-01 was $327,400, a difference of $88,400 (37.0%) versus the prior year and $-20,500 versus the prior month.

WAUSAU - WESTON's median listing price comes in at 73% of the national average.

WAUSAU - WESTON's average listing price for 2022-05-01 was $356,177, a difference of $52,074 (17.1%) versus the prior year and $-13,297 versus the prior month.

For the 2022-05-01 period, WAUSAU - WESTON had 95 MLS listings, a difference of 22 listings (30%) versus the prior month and 17 listings (22%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - WAUSAU - WESTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 84 days 2,166 sqft
2018-02-01 82 days 2,161 sqft
2018-03-01 58 days 2,128 sqft
2018-04-01 54 days 2,116 sqft
2018-05-01 51 days 2,106 sqft
2018-06-01 46 days 2,103 sqft
2018-07-01 49 days 2,082 sqft
2018-08-01 58 days 2,033 sqft
2018-09-01 61 days 1,988 sqft
2018-10-01 66 days 1,971 sqft
2018-11-01 73 days 2,027 sqft
2018-12-01 89 days 2,139 sqft
2019-01-01 92 days 2,128 sqft
2019-02-01 89 days 2,128 sqft
2019-03-01 58 days 2,073 sqft
2019-04-01 53 days 2,000 sqft
2019-05-01 45 days 1,974 sqft
2019-06-01 43 days 1,962 sqft
2019-07-01 49 days 2,002 sqft
2019-08-01 52 days 1,960 sqft
2019-09-01 45 days 1,928 sqft
2019-10-01 57 days 1,972 sqft
2019-11-01 65 days 2,051 sqft
2019-12-01 77 days 1,993 sqft
2020-01-01 85 days 1,982 sqft
2020-02-01 86 days 2,058 sqft
2020-03-01 51 days 2,108 sqft
2020-04-01 52 days 2,119 sqft
2020-05-01 65 days 2,256 sqft
2020-06-01 74 days 2,330 sqft
2020-07-01 61 days 2,246 sqft
2020-08-01 57 days 2,128 sqft
2020-09-01 47 days 2,053 sqft
2020-10-01 49 days 1,972 sqft
2020-11-01 65 days 1,880 sqft
2020-12-01 81 days 1,895 sqft
2021-01-01 100 days 1,870 sqft
2021-02-01 98 days 1,905 sqft
2021-03-01 61 days 1,954 sqft
2021-04-01 53 days 1,932 sqft
2021-05-01 38 days 1,976 sqft
2021-06-01 32 days 2,002 sqft
2021-07-01 35 days 1,921 sqft
2021-08-01 38 days 1,906 sqft
2021-09-01 42 days 1,928 sqft
2021-10-01 43 days 1,927 sqft
2021-11-01 55 days 1,954 sqft
2021-12-01 64 days 2,042 sqft
2022-01-01 86 days 1,920 sqft
2022-02-01 78 days 1,982 sqft
2022-03-01 58 days 2,019 sqft
2022-04-01 45 days 2,050 sqft
2022-05-01 34 days 2,040 sqft
WAUSAU - WESTON's median listing age (time on market) for 2022-05-01 was 34 days. This is -12% shorter than the same period one year ago.

WAUSAU - WESTON's median square footage for active listings during the 2022-05-01 period was 2,040 sqft. One year prior, the average listing was 1,976 sqft.