Wisconsin Rapids - Marshfield Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Wisconsin Rapids - Marshfield averaged 6.71% for the week of 2024-11-07, compared to the national average of 6.79% for the same period.

    The average rate for the prior week (2024-10-31) was 6.74% and one month ago for the week of 2024-10-03, the average rate was 5.74%.

    Wisconsin Rapids - Marshfield's average rate one year ago was 7.58%.

    For refis of the same type during the week of 2024-11-07, the average rate was 7.29%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-11-07 6.79%
    Wisconsin Rapids - Marshfield 30 Year Fixed Rate 2024-11-07 6.71%
    Wisconsin Rapids - Marshfield 30 Year Fixed Rate Refi 2024-11-07 7.29%
    Wisconsin Rapids - Marshfield 15 Year Fixed Rate 2024-11-07 6%
    Wisconsin Rapids - Marshfield 15 Year Fixed Rate Refi 2024-11-07 6.4%
    Wisconsin Rapids - Marshfield 30 Year FHA 2024-11-07 6.44%
    Wisconsin Rapids - Marshfield 30 Year FHA Refi 2024-11-07 6.23%
    Wisconsin Rapids - Marshfield 30 Year USDA 2024-11-07 6.38%
    Wisconsin Rapids - Marshfield 30 Year USDA Refi 2024-11-07 6.38%
    Wisconsin Rapids - Marshfield 30 Year VA 2024-11-07 6.33%
    Wisconsin Rapids - Marshfield 30 Year VA Refi 2024-11-07 6.44%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Wisconsin Rapids-Marshfield, WI.

    Wisconsin Rapids - Marshfield Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wisconsin Rapids-Marshfield, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Forward Bank 34 6.25% $2,319
    Associated Bank 31 6.62% $2,302
    CoVantage Credit Union 29 6.52% $3,306
    U.S. Bank 26 6.76% $2,810
    QUICKEN LOANS, LLC 20 6.98% $5,886
    Prosperity Home Mortgage, LLC 16 6.75% $5,853
    Prevail Bank 15 6.78% $2,365
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 12 6.70% $4,118
    Nations Lending Corporation 11 6.83% $2,283
    First Federal Bank 10 6.78% $2,982
    Bank First, N.A. 8 7.33% $2,376
    Ixonia Bank 7 7.36% $6,917
    BMO Harris Bank 6 6.77% $3,665
    Summit Credit Union 5 6.88% $2,741
    UNITED WHOLESALE MORTGAGE, LLC 5 6.60% $4,680
    Royal Credit Union 5 6.80% $0
    Connexus Credit Union 5 5.94% $2,611
    University of Wisconsin Credit Union 4 6.31% $2,146
    Peoples State Bank 4 6.09% $1,957
    Mr. Cooper ( Nationstar Mortgage ) 4 6.47% $8,005
    GUILD MORTGAGE COMPANY 4 6.75% $4,397
    JPMorgan Chase Bank 3 7.25% $4,018
    Nicolet National Bank 3 7.08% $3,428
    Mortgage Research Center, LLC 3 6.49% $2,692
    CROSSCOUNTRY MORTGAGE, LLC 2 6.70% $6,970
    MARINE 2 8.73% $4,715
    ALTRA 2 7.26% $2,272
    Fortifi Bank 2 7.13% $2,115
    Paramount Residential Mortgage Group, Inc. 2 6.56% $8,365
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 7.06% $5,061
    The Huntington National Bank 2 6.50% $3,072
    IncredibleBank 2 7.56% $2,667
    Johnson Bank 2 5.95% $2,292
    LAND HOME FINANCIAL SERVICES, INC. 2 6.50% $3,592
    WESTconsin Credit Union 1 5.50% $2,699
    Willamette Valley Bank 1 7.50% $3,215
    WINGS FINANCIAL 1 7.25% $2,705
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.75% $3,080
    Bankers' Bank 1 6.13% $2,208
    Bank Five Nine 1 5.88% $3,177
    Barrington Bank & Trust Company, N.A. 1 7.38% $2,896
    BAY EQUITY LLC 1 7.25% $3,085
    BECKAM FUNDING CORP. 1 10.00% $5,727
    Bell Bank 1 6.99% $3,175
    Blackhawk Community Credit Union 1 7.50% $1,784
    Cambria Financial Group, LLC 1 6.63% $6,675
    CARDINAL FINANCIAL 1 8.13% $9,491
    Citizens State Bank of La Crosse 1 7.75% $2,592
    Community Mortgage Banc Corporation 1 7.38% $5,100
    DRAPER AND KRAMER MORTGAGE CORP. 1 6.25% $3,055
    Flagstar Bank, FSB 1 6.46% $2,680
    FOX COMMUNITIES 1 5.63% $0
    Fox Valley Savings Bank 1 6.88% $1,228
    FREEDOM MORTGAGE CORPORATION 1 6.25% $6,039
    GUARANTEED RATE, INC. 1 8.13% $4,828
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 7.00% $5,391
    LAKEVIEW LOAN SERVICING, LLC 1 6.63% $5,093
    Landmark Credit Union 1 7.75% $2,208
    Merchants Bank 1 6.53% $3,708
    AbbyBank 1 6.88% $2,090
    NexBank 1 7.25% $4,942
    North Shore Bank of Commerce 1 5.75% $9,851
    Oregon Community Bank 1 6.88% $2,792
    PENNYMAC LOAN SERVICES, LLC 1 7.62% $5,149
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.75% $6,672
    ROYAL UNITED MORTGAGE LLC 1 6.50% $7,980
    Security Financial Bank 1 6.75% $2,634
    Servion, Inc. 1 7.75% $1,989
    The Bank of New Glarus 1 7.38% $1,246
    THOMPSON KANE & COMPANY, LLC 1 6.50% $3,572
    Tri City National Bank 1 5.75% $2,225

    Wisconsin Rapids - Marshfield Average Closing Costs & Other Stats

    Wisconsin Rapids-Marshfield, WI's 71 lenders originated 1,231 loans during 2023. The total origination value was $176,475,000, with an average loan value of $143,359.

    Wisconsin Rapids - Marshfield's average closing costs are $3,657.

    The top Wisconsin Rapids - Marshfield lender as defined by loan originations is Forward Bank, with 34 loans originated. Their average total fees are $2,319, which is $17 higher than the next largest lender, Associated Bank.

    The lowest fee Wisconsin Rapids - Marshfield lenders (with over 10 loans originated) are Nations Lending Corporation ($2,283), Associated Bank ($2,302), Forward Bank ($2,319), Prevail Bank ($2,365) and U.S. Bank ($2,810).

    The lowest rate Wisconsin Rapids - Marshfield lenders (with over 10 loans originated) are Forward Bank (6.25%), CoVantage Credit Union (6.52%), Associated Bank (6.62%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.70%) and Prosperity Home Mortgage, LLC (6.75%).

    Wisconsin Rapids-Marshfield, WI Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Forward Bank $20,090,000 $12,050,000 -40.0% 6.8%
    QUICKEN LOANS, LLC $8,760,000 $10,100,000 15.3% 5.7%
    Associated Bank $12,955,000 $9,575,000 -26.1% 5.4%
    U.S. Bank $14,260,000 $7,165,000 -49.8% 4.1%
    CoVantage Credit Union $7,200,000 $7,125,000 -1.0% 4.0%
    Nations Lending Corporation $3,395,000 $6,165,000 81.6% 3.5%
    Mortgage Research Center, LLC $5,905,000 $6,155,000 4.2% 3.5%
    Valley Communities Credit Union $6,885,000 $5,940,000 -13.7% 3.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,500,000 $5,895,000 31.0% 3.3%
    Ixonia Bank $165,000 $4,705,000 2,751.5% 2.7%
    Prevail Bank $4,555,000 $4,370,000 -4.1% 2.5%
    Prosperity Home Mortgage, LLC $2,190,000 $3,640,000 66.2% 2.1%
    Waterstone Mortgage Corporation $8,260,000 $3,575,000 -56.7% 2.0%
    UNITED WHOLESALE MORTGAGE, LLC $1,670,000 $3,300,000 97.6% 1.9%
    FOX COMMUNITIES $3,240,000 n/a 1.8%
    WOODTRUST BANK $6,435,000 $3,090,000 -52.0% 1.8%
    Partners Bank of Wisconsin $2,995,000 n/a 1.7%
    BMO Harris Bank $8,625,000 $2,695,000 -68.8% 1.5%
    WALKER & DUNLOP, LLC $2,625,000 n/a 1.5%
    Summit Credit Union $2,565,000 $2,310,000 -9.9% 1.3%
    Connexus Credit Union $2,105,000 n/a 1.2%
    University of Wisconsin Credit Union $2,900,000 $1,825,000 -37.1% 1.0%
    First Federal Bank $1,765,000 $1,790,000 1.4% 1.0%
    Bank First, N.A. $1,585,000 $1,695,000 6.9% 1.0%
    Royal Credit Union $2,925,000 $1,685,000 -42.4% 1.0%
    Citizens State Bank of La Crosse $1,650,000 $1,525,000 -7.6% 0.9%
    PENNYMAC LOAN SERVICES, LLC $975,000 $1,455,000 49.2% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $1,550,000 $1,425,000 -8.1% 0.8%
    NAVY FEDERAL CREDIT UNION $1,150,000 $1,420,000 23.5% 0.8%
    TOWNE MORTGAGE COMPANY $1,695,000 $1,325,000 -21.8% 0.8%
    Peoples State Bank $75,000 $1,255,000 1,573.3% 0.7%
    FREEDOM MORTGAGE CORPORATION $1,380,000 $1,210,000 -12.3% 0.7%
    Nicolet National Bank $1,825,000 $1,105,000 -39.5% 0.6%
    LOANDEPOT.COM, LLC $1,440,000 $1,045,000 -27.4% 0.6%
    GUILD MORTGAGE COMPANY $720,000 $1,035,000 43.8% 0.6%
    CROSSCOUNTRY MORTGAGE, LLC $975,000 $1,015,000 4.1% 0.6%
    AgCountry Farm Credit Services, FLCA $825,000 $995,000 20.6% 0.6%
    AMERISAVE MORTGAGE CORPORATION $1,515,000 $905,000 -40.3% 0.5%
    North Shore Bank of Commerce $835,000 n/a 0.5%
    BROKER SOLUTIONS, INC. $445,000 $805,000 80.9% 0.5%
    MARINE $200,000 $760,000 280.0% 0.4%
    Servion, Inc. $2,100,000 $735,000 -65.0% 0.4%
    The Huntington National Bank $1,380,000 $695,000 -49.6% 0.4%
    PLANET HOME LENDING, LLC $650,000 n/a 0.4%
    Paramount Residential Mortgage Group, Inc. $610,000 n/a 0.3%
    GUARANTEED RATE, INC. $580,000 $545,000 -6.0% 0.3%
    JPMorgan Chase Bank $835,000 $545,000 -34.7% 0.3%
    Flagstar Bank, FSB $530,000 $475,000 -10.4% 0.3%
    Wells Fargo Bank $1,525,000 $475,000 -68.9% 0.3%
    BNC National Bank $470,000 n/a 0.3%
    MUTUAL OF OMAHA MORTGAGE, INC. $530,000 $465,000 -12.3% 0.3%
    PNC Bank $160,000 $455,000 184.4% 0.3%
    State Bank Financial $255,000 $440,000 72.5% 0.2%
    T2 FINANCIAL LLC $1,920,000 $435,000 -77.3% 0.2%
    ALTRA $550,000 $425,000 -22.7% 0.2%
    Citizens State Bank of Loyal $320,000 $425,000 32.8% 0.2%
    Barrington Bank & Trust Company, N.A. $765,000 $415,000 -45.8% 0.2%
    FIRST CENTENNIAL MORTGAGE CORPORATION $515,000 $415,000 -19.4% 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $400,000 $400,000 0.0% 0.2%
    The Bank of New Glarus $115,000 $390,000 239.1% 0.2%
    Johnson Bank $235,000 $385,000 63.8% 0.2%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $195,000 $380,000 94.9% 0.2%
    State Bank of Cross Plains $145,000 $370,000 155.2% 0.2%
    WaterStone Bank, SSB $355,000 n/a 0.2%
    EDUCATORS CREDIT UNION $240,000 $350,000 45.8% 0.2%
    LAND HOME FINANCIAL SERVICES, INC. $220,000 $345,000 56.8% 0.2%
    EVERETT FINANCIAL, INC. $570,000 $340,000 -40.4% 0.2%
    CARDINAL FINANCIAL $325,000 $320,000 -1.5% 0.2%
    ENVOY MORTGAGE, LTD $155,000 $320,000 106.5% 0.2%
    IncredibleBank $365,000 $320,000 -12.3% 0.2%
    First Savings Bank $315,000 n/a 0.2%
    Fortifi Bank $290,000 n/a 0.2%
    Oregon Community Bank $280,000 n/a 0.2%
    MOVEMENT MORTGAGE, LLC $225,000 $275,000 22.2% 0.2%
    Tri City National Bank $275,000 n/a 0.2%
    WESTconsin Credit Union $155,000 $255,000 64.5% 0.1%
    Merchants Bank $245,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $245,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $155,000 $240,000 54.8% 0.1%
    Bankers' Bank $685,000 $235,000 -65.7% 0.1%
    Cambria Financial Group, LLC $235,000 n/a 0.1%
    Community First Bank $235,000 n/a 0.1%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $235,000 n/a 0.1%
    Discover Bank $300,000 $230,000 -23.3% 0.1%
    ROYAL UNITED MORTGAGE LLC $285,000 $230,000 -19.3% 0.1%
    WINGS FINANCIAL $225,000 n/a 0.1%
    Park City Credit Union $135,000 $220,000 63.0% 0.1%
    Cloverbelt Credit Union $195,000 $190,000 -2.6% 0.1%
    The Federal Savings Bank $185,000 n/a 0.1%
    Landmark Credit Union $1,195,000 $180,000 -84.9% 0.1%
    Bell Bank $390,000 $175,000 -55.1% 0.1%
    The Stephenson National Bank and Trust $175,000 n/a 0.1%
    Bank of England $135,000 $165,000 22.2% 0.1%
    Blackhawk Community Credit Union $215,000 $160,000 -25.6% 0.1%
    Bank of America $235,000 $155,000 -34.0% 0.1%
    Carrington Mortgage Services, LLC $565,000 $155,000 -72.6% 0.1%
    Community Mortgage Banc Corporation $155,000 n/a 0.1%
    USAA Federal Savings Bank $1,085,000 $155,000 -85.7% 0.1%
    VILLAGE CAPITAL MORTGAGE $800,000 $155,000 -80.6% 0.1%
    Century Mortgage Company DBA Century Lending Company $380,000 $145,000 -61.8% 0.1%
    CHERRY CREEK MORTGAGE, LLC $225,000 $145,000 -35.6% 0.1%
    NexBank $145,000 n/a 0.1%
    Security Financial Bank $145,000 n/a 0.1%
    THOMPSON KANE & COMPANY, LLC $145,000 n/a 0.1%
    Bank Five Nine $280,000 $135,000 -51.8% 0.1%
    BECKAM FUNDING CORP. $135,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $380,000 $135,000 -64.5% 0.1%
    DRAPER AND KRAMER MORTGAGE CORP. $135,000 n/a 0.1%
    Fox Valley Savings Bank $135,000 n/a 0.1%
    NEWREZ LLC $565,000 $135,000 -76.1% 0.1%
    Old National Bank $610,000 $135,000 -77.9% 0.1%
    First Community Bank $115,000 n/a 0.1%
    GreenStone Farm Credit Services, FLCA $115,000 $115,000 0.0% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $115,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $115,000 $115,000 0.0% 0.1%
    OCMBC, INC. $110,000 n/a 0.1%
    V.I.P. MORTGAGE, INC. $105,000 n/a 0.1%
    Willamette Valley Bank $105,000 n/a 0.1%
    NATIONWIDE MORTGAGE BANKERS, INC. $95,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $95,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $25,000 $90,000 260.0% 0.1%
    CAPITAL Credit Union $205,000 $90,000 -56.1% 0.1%
    BAY EQUITY LLC $85,000 n/a 0.0%
    HOMESIDE FINANCIAL, LLC $85,000 n/a 0.0%
    Coastal Community Bank $70,000 n/a 0.0%
    FINANCE OF AMERICA REVERSE LLC $210,000 $65,000 -69.0% 0.0%
    AbbyBank $665,000 $55,000 -91.7% 0.0%
    GSF Mortgage Corporation $385,000 $55,000 -85.7% 0.0%
    SPRING EQ, LLC $55,000 n/a 0.0%
    TRUSTONE FINANCIAL FEDERAL CREDIT UNION $55,000 $55,000 0.0% 0.0%
    Citizens Bank $175,000 $45,000 -74.3% 0.0%
    MID AMERICA MORTGAGE, INC. $35,000 n/a 0.0%
    Figure Lending LLC $15,000 $25,000 66.7% 0.0%

    Wisconsin Rapids - Marshfield's top lender by overall market share is Forward Bank, with 6.8% market share. In second place, with 5.7%, is QUICKEN LOANS, LLC, having originated $10,100,000 in loans. In third place, with 5.4%, is Associated Bank, having originated $9,575,000 in loans. In fourth place, with 4.1%, is U.S. Bank, having originated $7,165,000 in loans. In fifth place, with 4.0%, is CoVantage Credit Union, having originated $7,125,000 in loans.

    Wisconsin Rapids - Marshfield Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Wisconsin Rapids - Marshfield (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $120,400 (4.8%) $150,192 (7.9%) 0.00 235
    2018-02-01 $125,000 (10.0%) $153,469 (10.1%) 0.00 246
    2018-03-01 $129,900 (9.2%) $156,776 (7.0%) 0.00 275
    2018-04-01 $130,953 (9.2%) $159,270 (7.1%) 0.00 276
    2018-05-01 $130,650 (8.5%) $158,153 (8.3%) 0.00 307
    2018-06-01 $135,000 (8.1%) $163,352 (13.5%) 0.00 331
    2018-07-01 $135,675 (13.2%) $164,531 (15.9%) 0.00 330
    2018-08-01 $139,200 (16.2%) $161,784 (12.8%) 0.00 323
    2018-09-01 $139,900 (16.9%) $161,426 (15.6%) 0.00 318
    2018-10-01 $139,650 (16.5%) $161,688 (15.1%) 0.00 307
    2018-11-01 $136,050 (13.5%) $157,611 (10.8%) 0.00 277
    2018-12-01 $135,000 (14.3%) $156,651 (6.2%) 0.00 243
    2019-01-01 $126,675 (5.2%) $155,020 (3.2%) 0.00 222
    2019-02-01 $136,050 (8.8%) $161,619 (5.3%) 0.00 220
    2019-03-01 $142,086 (9.4%) $595,176 (279.6%) 0.00 230
    2019-04-01 $144,636 (10.5%) $597,139 (274.9%) 0.00 246
    2019-05-01 $149,225 (14.2%) $169,969 (7.5%) 0.00 268
    2019-06-01 $149,000 (10.4%) $167,104 (2.3%) 0.00 281
    2019-07-01 $149,000 (9.8%) $167,234 (1.6%) 0.00 283
    2019-08-01 $143,700 (3.2%) $167,848 (3.8%) 0.00 285
    2019-09-01 $138,750 (-0.8%) $168,657 (4.5%) 0.00 283
    2019-10-01 $134,900 (-3.4%) $168,514 (4.2%) 0.00 281
    2019-11-01 $131,900 (-3.1%) $164,637 (4.5%) 0.00 257
    2019-12-01 $129,900 (-3.8%) $162,384 (3.7%) 0.00 210
    2020-01-01 $129,350 (2.1%) $162,658 (4.9%) 0.00 189
    2020-02-01 $133,700 (-1.7%) $165,546 (2.4%) 0.00 185
    2020-03-01 $139,900 (-1.5%) $173,770 (-70.8%) 0.00 191
    2020-04-01 $144,900 (0.2%) $179,128 (-70.0%) 0.00 186
    2020-05-01 $146,900 (-1.6%) $190,143 (11.9%) 0.00 110
    2020-06-01 $149,950 (0.6%) $199,159 (19.2%) 0.00 108
    2020-07-01 $155,000 (4.0%) $206,632 (23.6%) 0.00 109
    2020-08-01 $151,450 (5.4%) $205,521 (22.4%) 0.00 111
    2020-09-01 $138,900 (0.1%) $190,722 (13.1%) 0.00 128
    2020-10-01 $154,800 (14.8%) $196,921 (16.9%) 0.00 122
    2020-11-01 $139,900 (6.1%) $185,097 (12.4%) 0.00 116
    2020-12-01 $149,000 (14.7%) $188,501 (16.1%) 0.00 102
    2021-01-01 $148,700 (15.0%) $190,538 (17.1%) 0.00 87
    2021-02-01 $149,900 (12.1%) $203,403 (22.9%) 0.00 69
    2021-03-01 $195,100 (39.5%) $240,219 (38.2%) 0.00 47
    2021-04-01 $184,850 (27.6%) $244,049 (36.2%) 0.00 49
    2021-05-01 $169,500 (15.4%) $243,130 (27.9%) 0.00 58
    2021-06-01 $164,625 (9.8%) $214,862 (7.9%) 0.00 68
    2021-07-01 $167,500 (8.1%) $208,381 (0.9%) 0.00 89
    2021-08-01 $158,175 (4.4%) $198,541 (-3.4%) 0.00 99
    2021-09-01 $166,300 (19.7%) $205,114 (7.6%) 0.00 102
    2021-10-01 $159,900 (3.3%) $205,469 (4.3%) 0.00 98
    2021-11-01 $169,900 (21.4%) $205,584 (11.1%) 0.00 87
    2021-12-01 $165,450 (11.0%) $200,753 (6.5%) 0.00 75
    2022-01-01 $174,900 (17.6%) $202,275 (6.2%) 0.00 48
    2022-02-01 $176,850 (18.0%) $193,890 (-4.7%) 0.00 44
    2022-03-01 $205,425 (5.3%) $211,836 (-11.8%) 0.00 35
    2022-04-01 $227,450 (23.1%) $241,496 (-1.1%) 0.00 35
    2022-05-01 $218,675 (29.0%) $261,712 (7.6%) 0.00 48
    2022-06-01 $226,180 (37.4%) $278,101 (29.4%) 0.00 61
    2022-07-01 $199,950 (19.4%) $274,639 (31.8%) 0.00 69
    2022-08-01 $223,700 (41.4%) $285,188 (43.6%) 0.00 72
    2022-09-01 $227,400 (36.7%) $284,921 (38.9%) 0.00 70
    2022-10-01 $214,900 (34.4%) $289,033 (40.7%) 0.00 71
    2022-11-01 $202,900 (19.4%) $279,657 (36.0%) 0.00 78
    2022-12-01 $209,900 (26.9%) $292,976 (45.9%) 0.00 67
    2023-01-01 $217,425 (24.3%) $270,261 (33.6%) 0.00 61
    2023-02-01 $219,925 (24.4%) $297,925 (53.7%) 0.00 45
    2023-03-01 $220,725 (7.5%) $299,480 (41.4%) 0.00 47
    2023-04-01 $224,950 (-1.1%) $334,992 (38.7%) 0.00 38
    2023-05-01 $229,925 (5.1%) $298,657 (14.1%) 0.00 51
    2023-06-01 $237,900 (5.2%) $318,517 (14.5%) 0.00 64
    2023-07-01 $225,000 (12.5%) $319,838 (16.5%) 0.00 62
    2023-08-01 $247,400 (10.6%) $349,000 (22.4%) 0.00 75
    2023-09-01 $249,900 (9.9%) $335,893 (17.9%) 0.00 86
    2023-10-01 $239,975 (11.7%) $335,413 (16.1%) 0.00 86
    2023-11-01 $249,900 (23.2%) $306,535 (9.6%) 0.00 87
    2023-12-01 $239,900 (14.3%) $307,369 (4.9%) 0.00 83
    2024-01-01 $241,175 (10.9%) $303,229 (12.2%) 0.00 62
    2024-02-01 $244,825 (11.3%) $305,110 (2.4%) 0.00 65
    2024-03-01 $249,900 (13.2%) $308,159 (2.9%) 0.00 57
    2024-04-01 $239,775 (6.6%) $275,993 (-17.6%) 0.00 66
    2024-05-01 $270,000 (17.4%) $322,815 (8.1%) 0.00 75
    2024-06-01 $277,450 (16.6%) $330,866 (3.9%) 0.00 79
    2024-07-01 $269,150 (19.6%) $335,751 (5.0%) 0.00 91
    2024-08-01 $262,450 (6.1%) $317,127 (-9.1%) 0.00 99
    2024-09-01 $261,425 (4.6%) $310,964 (-7.4%) 0.00 98
    2024-10-01 $279,450 (16.5%) $311,617 (-7.1%) 0.00 100
    Wisconsin Rapids - Marshfield's median listing price for 2024-10-01 was $279,450, a difference of $39,475 (16.5%) versus the prior year and $18,025 versus the prior month.

    Wisconsin Rapids - Marshfield's median listing price comes in at 0% of the national average.

    Wisconsin Rapids - Marshfield's average listing price for 2024-10-01 was $311,617, a difference of $-23,796 (-7.1%) versus the prior year and $653 versus the prior month.

    For the 2024-10-01 period, Wisconsin Rapids - Marshfield had 100 MLS listings, a difference of 2 listings (2%) versus the prior month and 14 listings (16%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Wisconsin Rapids - Marshfield (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,633 sqft
    2018-02-01 0 days 1,708 sqft
    2018-03-01 0 days 1,742 sqft
    2018-04-01 0 days 1,737 sqft
    2018-05-01 0 days 1,703 sqft
    2018-06-01 0 days 1,696 sqft
    2018-07-01 0 days 1,711 sqft
    2018-08-01 0 days 1,760 sqft
    2018-09-01 0 days 1,781 sqft
    2018-10-01 0 days 1,803 sqft
    2018-11-01 0 days 1,772 sqft
    2018-12-01 0 days 1,718 sqft
    2019-01-01 0 days 1,675 sqft
    2019-02-01 0 days 1,737 sqft
    2019-03-01 0 days 1,813 sqft
    2019-04-01 0 days 1,838 sqft
    2019-05-01 0 days 1,827 sqft
    2019-06-01 0 days 1,806 sqft
    2019-07-01 0 days 1,770 sqft
    2019-08-01 0 days 1,718 sqft
    2019-09-01 0 days 1,702 sqft
    2019-10-01 0 days 1,697 sqft
    2019-11-01 0 days 1,642 sqft
    2019-12-01 0 days 1,618 sqft
    2020-01-01 0 days 1,614 sqft
    2020-02-01 0 days 1,627 sqft
    2020-03-01 0 days 1,622 sqft
    2020-04-01 0 days 1,625 sqft
    2020-05-01 0 days 1,624 sqft
    2020-06-01 0 days 1,610 sqft
    2020-07-01 0 days 1,702 sqft
    2020-08-01 0 days 1,649 sqft
    2020-09-01 0 days 1,696 sqft
    2020-10-01 0 days 1,785 sqft
    2020-11-01 0 days 1,690 sqft
    2020-12-01 0 days 1,695 sqft
    2021-01-01 0 days 1,658 sqft
    2021-02-01 0 days 1,772 sqft
    2021-03-01 0 days 1,924 sqft
    2021-04-01 0 days 1,861 sqft
    2021-05-01 0 days 1,790 sqft
    2021-06-01 0 days 1,639 sqft
    2021-07-01 0 days 1,629 sqft
    2021-08-01 0 days 1,609 sqft
    2021-09-01 0 days 1,723 sqft
    2021-10-01 0 days 1,548 sqft
    2021-11-01 0 days 1,640 sqft
    2021-12-01 0 days 1,630 sqft
    2022-01-01 0 days 1,659 sqft
    2022-02-01 0 days 1,684 sqft
    2022-03-01 0 days 1,649 sqft
    2022-04-01 0 days 1,936 sqft
    2022-05-01 0 days 1,917 sqft
    2022-06-01 0 days 1,907 sqft
    2022-07-01 0 days 1,877 sqft
    2022-08-01 0 days 1,850 sqft
    2022-09-01 0 days 1,839 sqft
    2022-10-01 0 days 1,879 sqft
    2022-11-01 0 days 1,833 sqft
    2022-12-01 0 days 1,826 sqft
    2023-01-01 0 days 1,815 sqft
    2023-02-01 0 days 1,805 sqft
    2023-03-01 0 days 1,819 sqft
    2023-04-01 0 days 1,844 sqft
    2023-05-01 0 days 1,759 sqft
    2023-06-01 0 days 1,933 sqft
    2023-07-01 0 days 1,810 sqft
    2023-08-01 0 days 1,841 sqft
    2023-09-01 0 days 1,900 sqft
    2023-10-01 0 days 1,897 sqft
    2023-11-01 0 days 1,925 sqft
    2023-12-01 0 days 1,840 sqft
    2024-01-01 0 days 1,841 sqft
    2024-02-01 0 days 1,830 sqft
    2024-03-01 0 days 1,862 sqft
    2024-04-01 0 days 1,772 sqft
    2024-05-01 0 days 1,915 sqft
    2024-06-01 0 days 1,968 sqft
    2024-07-01 0 days 1,946 sqft
    2024-08-01 0 days 1,862 sqft
    2024-09-01 0 days 1,911 sqft
    2024-10-01 0 days 1,986 sqft
    Wisconsin Rapids - Marshfield's median listing age (time on market) for 2024-10-01 was 0 days.

    Wisconsin Rapids - Marshfield's median square footage for active listings during the 2024-10-01 period was 1,986 sqft. One year prior, the average listing was 1,897 sqft.

    Wisconsin Rapids-Marshfield, WI Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 689 $123,965,000 $179,920
    Cash Out Refi 247 $26,815,000 $108,563
    Other 152 $8,830,000 $58,092
    Refi 82 $13,860,000 $169,024
    Home Improvement 61 $3,005,000 $49,262

    Wisconsin Rapids - Marshfield's most frequently cited loan purpose was Home Purchase, with 689 originations. The 2nd most popular reason was Cash Out Refi, with 247 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 452 $72,770,000 $160,996
    7-8% 299 $42,205,000 $141,154
    5-6% 228 $39,530,000 $173,377
    Over 8% 177 $11,925,000 $67,373
    4-5% 25 $3,615,000 $144,600
    <2.5% 12 $470,000 $39,167
    3-4% 3 $715,000 $238,333

    During 2023, Wisconsin Rapids - Marshfield's most frequently originated rate bucket was 6-7%, with 452 originations.

    Loan Sizing (Wisconsin Rapids-Marshfield, WI MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 488 $23,600,000 $48,361
    $100k-200k 487 $70,495,000 $144,754
    $200k-400k 222 $58,110,000 $261,757
    $400k-600k 22 $10,620,000 $482,727
    $600k-1000k 9 $6,915,000 $768,333
    $Over $1MM 3 $6,735,000 $2,245,000

    Wisconsin Rapids - Marshfield's loan sizing saw the bucket of loans from $100,000 or less with 488 originations, totaling $23,600,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 489 $96,435,000 $197,209
    60-80% 230 $39,290,000 $170,826
    Under 20% 198 $5,770,000 $29,141
    20-40% 162 $11,490,000 $70,926
    40-60% 100 $15,150,000 $151,500
    Over 100% 12 $2,850,000 $237,500

    Wisconsin Rapids - Marshfield's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 489 originations, totaling $96,435,000 in origination value.