Wisconsin Rapids - Marshfield Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Wisconsin Rapids - Marshfield averaged
7%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
6.73% and
one month ago for the week of 2023-02-09, the
average rate was 6.52%.
Wisconsin Rapids - Marshfield's average rate one year ago was 3.53%.
For refis of the same type during the week of 2023-03-16, the average rate
was 6.95%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Wisconsin Rapids - Marshfield 30 Year Fixed Rate | 2023-03-16 | 7% |
| Wisconsin Rapids - Marshfield 30 Year Fixed Rate Refi | 2023-03-16 | 6.95% |
| Wisconsin Rapids - Marshfield 15 Year Fixed Rate | 2023-03-16 | 6.51% |
| Wisconsin Rapids - Marshfield 15 Year Fixed Rate Refi | 2023-03-16 | 6.09% |
| Wisconsin Rapids - Marshfield 30 Year FHA | 2023-03-16 | 6.64% |
| Wisconsin Rapids - Marshfield 30 Year FHA Refi | 2023-03-16 | 6.01% |
| Wisconsin Rapids - Marshfield 30 Year USDA | 2023-03-16 | 6.66% |
| Wisconsin Rapids - Marshfield 30 Year USDA Refi | 2023-03-16 | 6.33% |
| Wisconsin Rapids - Marshfield 30 Year VA | 2023-03-16 | 6.57% |
| Wisconsin Rapids - Marshfield 30 Year VA Refi | 2023-03-16 | 6.01% |
Wisconsin Rapids - Marshfield Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Wisconsin Rapids-Marshfield, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Wisconsin Rapids - Marshfield Average Closing Costs & Other Stats
Wisconsin Rapids-Marshfield, WI's 98 lenders originated 1,456
loans during 2022. The total origination value was $229,430,000, with an average loan value of
$157,576.
Wisconsin Rapids - Marshfield's average closing costs are $3,485.
The top Wisconsin Rapids - Marshfield lender as defined by loan originations is Forward Bank, with
76 loans originated. Their average total fees are
$2,095, which is $608
lower than the next largest lender,
U.S. Bank.
The lowest fee Wisconsin Rapids - Marshfield lenders (with over 10 loans originated) are
Prevail Bank ($2,046), Forward Bank ($2,095), Associated Bank ($2,098), CoVantage Credit Union ($2,247) and U.S. Bank ($2,703).
The lowest rate Wisconsin Rapids - Marshfield lenders (with over 10 loans originated) are
Forward Bank (4.45%), Prevail Bank (4.64%), U.S. Bank (4.77%), Associated Bank (4.77%) and CoVantage Credit Union (5.07%).
Wisconsin Rapids-Marshfield, WI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Forward Bank | $35,115,000 | $20,090,000 | -42.8% | 8.8% |
| U.S. Bank | $23,515,000 | $14,260,000 | -39.4% | 6.2% |
| Associated Bank | $21,680,000 | $12,955,000 | -40.2% | 5.6% |
| QUICKEN LOANS, LLC | $20,335,000 | $8,760,000 | -56.9% | 3.8% |
| BMO Harris Bank | $4,925,000 | $8,625,000 | 75.1% | 3.8% |
| Waterstone Mortgage Corporation | $13,175,000 | $8,260,000 | -37.3% | 3.6% |
| CoVantage Credit Union | $11,355,000 | $7,200,000 | -36.6% | 3.1% |
| Valley Communities Credit Union | $9,980,000 | $6,885,000 | -31.0% | 3.0% |
| WOODTRUST BANK | $10,835,000 | $6,435,000 | -40.6% | 2.8% |
| Mortgage Research Center, LLC | $5,975,000 | $5,905,000 | -1.2% | 2.6% |
| Waukesha State Bank | $5,160,000 | n/a | 2.2% | |
| Prevail Bank | $16,380,000 | $4,555,000 | -72.2% | 2.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $10,160,000 | $4,500,000 | -55.7% | 2.0% |
| Nations Lending Corporation | $310,000 | $3,395,000 | 995.2% | 1.5% |
| Royal Credit Union | $680,000 | $2,925,000 | 330.1% | 1.3% |
| University of Wisconsin Credit Union | $3,900,000 | $2,900,000 | -25.6% | 1.3% |
| Summit Credit Union | $2,165,000 | $2,565,000 | 18.5% | 1.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $1,455,000 | $2,540,000 | 74.6% | 1.1% |
| Grandbridge Real Estate Capital LLC | $2,345,000 | n/a | 1.0% | |
| Prosperity Home Mortgage, LLC | $3,225,000 | $2,190,000 | -32.1% | 1.0% |
| Servion, Inc. | $3,595,000 | $2,100,000 | -41.6% | 0.9% |
| T2 FINANCIAL LLC | $6,155,000 | $1,920,000 | -68.8% | 0.8% |
| Nicolet National Bank | $1,010,000 | $1,825,000 | 80.7% | 0.8% |
| First Federal Bank | $9,910,000 | $1,765,000 | -82.2% | 0.8% |
| DAS Acquisition Company, LLC | $6,245,000 | $1,720,000 | -72.5% | 0.7% |
| TOWNE MORTGAGE COMPANY | $4,820,000 | $1,695,000 | -64.8% | 0.7% |
| UNITED WHOLESALE MORTGAGE, LLC | $1,505,000 | $1,670,000 | 11.0% | 0.7% |
| Citizens State Bank of La Crosse | $7,820,000 | $1,650,000 | -78.9% | 0.7% |
| Bank First, N.A. | $3,245,000 | $1,585,000 | -51.2% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $2,295,000 | $1,550,000 | -32.5% | 0.7% |
| Wells Fargo Bank | $2,765,000 | $1,525,000 | -44.8% | 0.7% |
| AMERISAVE MORTGAGE CORPORATION | $1,420,000 | $1,515,000 | 6.7% | 0.7% |
| LOANDEPOT.COM, LLC | $2,520,000 | $1,440,000 | -42.9% | 0.6% |
| FREEDOM MORTGAGE CORPORATION | $6,240,000 | $1,380,000 | -77.9% | 0.6% |
| The Huntington National Bank | $780,000 | $1,380,000 | 76.9% | 0.6% |
| The Greenwood's State Bank | $65,000 | $1,355,000 | 1,984.6% | 0.6% |
| Landmark Credit Union | $1,175,000 | $1,195,000 | 1.7% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $660,000 | $1,150,000 | 74.2% | 0.5% |
| USAA Federal Savings Bank | $1,395,000 | $1,085,000 | -22.2% | 0.5% |
| INLANTA MORTGAGE, INC. | $4,370,000 | $1,010,000 | -76.9% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $310,000 | $975,000 | 214.5% | 0.4% |
| PENNYMAC LOAN SERVICES, LLC | $2,230,000 | $975,000 | -56.3% | 0.4% |
| AMERICAN FINANCING CORPORATION | $385,000 | $865,000 | 124.7% | 0.4% |
| JPMorgan Chase Bank | $2,965,000 | $835,000 | -71.8% | 0.4% |
| AgCountry Farm Credit Services, FLCA | $1,240,000 | $825,000 | -33.5% | 0.4% |
| VILLAGE CAPITAL MORTGAGE | $245,000 | $800,000 | 226.5% | 0.3% |
| Barrington Bank & Trust Company, N.A. | $680,000 | $765,000 | 12.5% | 0.3% |
| GUILD MORTGAGE COMPANY | $285,000 | $720,000 | 152.6% | 0.3% |
| Bankers' Bank | $1,375,000 | $685,000 | -50.2% | 0.3% |
| AbbyBank | $1,750,000 | $665,000 | -62.0% | 0.3% |
| Community First Credit Union | $255,000 | $620,000 | 143.1% | 0.3% |
| KeyBank | $615,000 | n/a | 0.3% | |
| Northpointe Bank | $610,000 | n/a | 0.3% | |
| Old National Bank | $790,000 | $610,000 | -22.8% | 0.3% |
| GUARANTEED RATE, INC. | $1,635,000 | $580,000 | -64.5% | 0.3% |
| CO-OP Credit Union | $575,000 | n/a | 0.3% | |
| EVERETT FINANCIAL, INC. | $95,000 | $570,000 | 500.0% | 0.2% |
| Carrington Mortgage Services, LLC | $165,000 | $565,000 | 242.4% | 0.2% |
| NEWREZ LLC | $905,000 | $565,000 | -37.6% | 0.2% |
| ALTRA | $1,015,000 | $550,000 | -45.8% | 0.2% |
| Mid-Continent Funding, Inc. | $550,000 | n/a | 0.2% | |
| Royal Bank | $665,000 | $550,000 | -17.3% | 0.2% |
| FLAT BRANCH MORTGAGE, INC. | $545,000 | n/a | 0.2% | |
| Flagstar Bank, FSB | $205,000 | $530,000 | 158.5% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $630,000 | $530,000 | -15.9% | 0.2% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $930,000 | $515,000 | -44.6% | 0.2% |
| CALIBER HOME LOANS, INC. | $1,505,000 | $505,000 | -66.4% | 0.2% |
| BROKER SOLUTIONS, INC. | $555,000 | $445,000 | -19.8% | 0.2% |
| LAKE MICHIGAN CREDIT UNION | $445,000 | n/a | 0.2% | |
| ZILLOW HOME LOANS, LLC | $265,000 | $430,000 | 62.3% | 0.2% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $310,000 | $410,000 | 32.3% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $165,000 | $400,000 | 142.4% | 0.2% |
| Bell Bank | $165,000 | $390,000 | 136.4% | 0.2% |
| GSF Mortgage Corporation | $135,000 | $385,000 | 185.2% | 0.2% |
| BETTER MORTGAGE CORPORATION | $1,030,000 | $380,000 | -63.1% | 0.2% |
| Century Mortgage Company DBA Century Lending Company | $380,000 | n/a | 0.2% | |
| UIF CORPORATION | $375,000 | n/a | 0.2% | |
| A + MORTGAGE SERVICES, INC. | $260,000 | $370,000 | 42.3% | 0.2% |
| IncredibleBank | $380,000 | $365,000 | -3.9% | 0.2% |
| The Central Trust Bank | $345,000 | n/a | 0.2% | |
| Town Bank, N.A. | $345,000 | n/a | 0.2% | |
| Bremer Bank | $290,000 | $335,000 | 15.5% | 0.1% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,660,000 | $325,000 | -80.4% | 0.1% |
| Citizens State Bank of Loyal | $1,845,000 | $320,000 | -82.7% | 0.1% |
| Wolfe Financial, Inc | $320,000 | n/a | 0.1% | |
| Discover Bank | $120,000 | $300,000 | 150.0% | 0.1% |
| COMPEER FINANCIAL, FLCA | $315,000 | $285,000 | -9.5% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $130,000 | $285,000 | 119.2% | 0.1% |
| Bank Five Nine | $260,000 | $280,000 | 7.7% | 0.1% |
| MEMBER FIRST MORTGAGE, LLC | $190,000 | $280,000 | 47.4% | 0.1% |
| Intercity State Bank | $670,000 | $270,000 | -59.7% | 0.1% |
| Fifth Third Bank | $375,000 | $265,000 | -29.3% | 0.1% |
| Equity Prime Mortgage LLC | $255,000 | n/a | 0.1% | |
| HOMEXPRESS MORTGAGE CORP. | $255,000 | n/a | 0.1% | |
| State Bank Financial | $255,000 | n/a | 0.1% | |
| QUORUM FEDERAL CREDIT UNION | $245,000 | n/a | 0.1% | |
| AMCAP MORTGAGE, LTD. | $240,000 | n/a | 0.1% | |
| EDUCATORS CREDIT UNION | $370,000 | $240,000 | -35.1% | 0.1% |
| Bank of America | $310,000 | $235,000 | -24.2% | 0.1% |
| First Home Bank | $125,000 | $235,000 | 88.0% | 0.1% |
| Johnson Bank | $85,000 | $235,000 | 176.5% | 0.1% |
| The Park Bank | $135,000 | $235,000 | 74.1% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $250,000 | $225,000 | -10.0% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $225,000 | n/a | 0.1% | |
| LAND HOME FINANCIAL SERVICES, INC. | $260,000 | $220,000 | -15.4% | 0.1% |
| Blackhawk Community Credit Union | $215,000 | n/a | 0.1% | |
| FINANCE OF AMERICA REVERSE LLC | $105,000 | $210,000 | 100.0% | 0.1% |
| CAPITAL Credit Union | $205,000 | n/a | 0.1% | |
| MEGASTAR FINANCIAL CORP. | $205,000 | n/a | 0.1% | |
| MARINE | $320,000 | $200,000 | -37.5% | 0.1% |
| Cloverbelt Credit Union | $240,000 | $195,000 | -18.8% | 0.1% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $195,000 | n/a | 0.1% | |
| Morgan Stanley Private Bank | $195,000 | n/a | 0.1% | |
| SUPERIOR CHOICE | $185,000 | n/a | 0.1% | |
| The First National Bank and Trust Company | $205,000 | $185,000 | -9.8% | 0.1% |
| Bank of Sun Prairie | $175,000 | n/a | 0.1% | |
| Citizens Bank | $175,000 | n/a | 0.1% | |
| LEADERONE FINANCIAL CORPORATION | $175,000 | n/a | 0.1% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $175,000 | n/a | 0.1% | |
| Ixonia Bank | $205,000 | $165,000 | -19.5% | 0.1% |
| LIBERTY HOME MORTGAGE CORPORATION | $165,000 | n/a | 0.1% | |
| PNC Bank | $515,000 | $160,000 | -68.9% | 0.1% |
| AXIA FINANCIAL, LLC | $155,000 | n/a | 0.1% | |
| ENVOY MORTGAGE, LTD | $115,000 | $155,000 | 34.8% | 0.1% |
| NEW DAY FINANCIAL, LLC | $710,000 | $155,000 | -78.2% | 0.1% |
| PHH Mortgage Corporation | $155,000 | n/a | 0.1% | |
| WESTconsin Credit Union | $155,000 | n/a | 0.1% | |
| EMM LOANS LLC | $145,000 | n/a | 0.1% | |
| HOME POINT FINANCIAL CORPORATION | $990,000 | $145,000 | -85.4% | 0.1% |
| State Bank of Cross Plains | $105,000 | $145,000 | 38.1% | 0.1% |
| Tomahawk Community Bank SSB | $145,000 | n/a | 0.1% | |
| Bank of England | $135,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $260,000 | $135,000 | -48.1% | 0.1% |
| GUIDANCE RESIDENTIAL, LLC | $135,000 | n/a | 0.1% | |
| MORTGAGE ACCESS CORP. | $235,000 | $135,000 | -42.6% | 0.1% |
| Park City Credit Union | $160,000 | $135,000 | -15.6% | 0.1% |
| Brokaw Credit Union | $125,000 | n/a | 0.1% | |
| LONGBRIDGE FINANCIAL, LLC | $125,000 | n/a | 0.1% | |
| 1st Community Credit Union | $115,000 | n/a | 0.1% | |
| COMPASS MORTGAGE, INC. | $635,000 | $115,000 | -81.9% | 0.1% |
| GreenStone Farm Credit Services, FLCA | $115,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $1,120,000 | $115,000 | -89.7% | 0.1% |
| MLD MORTGAGE INC. | $115,000 | n/a | 0.1% | |
| The Bank of New Glarus | $115,000 | n/a | 0.1% | |
| AMERICAN ADVISORS GROUP | $90,000 | $100,000 | 11.1% | 0.0% |
| Baxter Credit Union | $45,000 | $95,000 | 111.1% | 0.0% |
| First Guaranty Mortgage Corporation | $355,000 | $95,000 | -73.2% | 0.0% |
| UNION HOME MORTGAGE CORP. | $95,000 | n/a | 0.0% | |
| Citizens Community Federal | $85,000 | n/a | 0.0% | |
| Peoples State Bank | $75,000 | n/a | 0.0% | |
| ACADEMY MORTGAGE CORPORATION | $65,000 | $65,000 | 0.0% | 0.0% |
| Heartland Credit Union (Madison) | $65,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $65,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $55,000 | n/a | 0.0% | |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $130,000 | $55,000 | -57.7% | 0.0% |
| West Pointe Bank | $290,000 | $55,000 | -81.0% | 0.0% |
| Unity Bank | $105,000 | $45,000 | -57.1% | 0.0% |
| National Exchange Bank and Trust | $85,000 | $40,000 | -52.9% | 0.0% |
| CLEARPOINTE CAPITAL, LLC | $65,000 | $35,000 | -46.2% | 0.0% |
| Empower Credit Union | $35,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $135,000 | $25,000 | -81.5% | 0.0% |
| Figure Lending LLC | $60,000 | $15,000 | -75.0% | 0.0% |
Wisconsin Rapids - Marshfield's top lender by overall market share is Forward Bank, with 8.8% market share. In second place, with 6.2%, is U.S. Bank, having originated $14,260,000 in loans. In third place, with 5.6%, is Associated Bank, having originated $12,955,000 in loans. In fourth place, with 3.8%, is QUICKEN LOANS, LLC, having originated $8,760,000 in loans. In fifth place, with 3.8%, is BMO Harris Bank, having originated $8,625,000 in loans.
Wisconsin Rapids - Marshfield Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Wisconsin Rapids - Marshfield (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $120,400 (5.5%) | $150,192 (8.2%) | 0.00 | 235 |
| 2018-02-01 | $125,000 (11.2%) | $153,469 (10.4%) | 0.00 | 246 |
| 2018-03-01 | $129,900 (9.4%) | $156,776 (7.2%) | 0.00 | 275 |
| 2018-04-01 | $130,953 (9.3%) | $159,270 (7.4%) | 0.00 | 276 |
| 2018-05-01 | $131,350 (9.1%) | $158,292 (8.6%) | 0.00 | 306 |
| 2018-06-01 | $135,000 (8.1%) | $163,352 (13.7%) | 0.00 | 330 |
| 2018-07-01 | $135,225 (12.8%) | $164,316 (16.0%) | 0.00 | 329 |
| 2018-08-01 | $139,200 (16.3%) | $161,671 (13.0%) | 0.00 | 323 |
| 2018-09-01 | $139,900 (16.9%) | $161,426 (15.9%) | 0.00 | 318 |
| 2018-10-01 | $139,650 (16.5%) | $161,244 (14.8%) | 0.00 | 308 |
| 2018-11-01 | $136,050 (13.5%) | $157,611 (10.8%) | 0.00 | 277 |
| 2018-12-01 | $135,000 (14.3%) | $156,651 (6.2%) | 0.00 | 242 |
| 2019-01-01 | $125,675 (4.4%) | $154,985 (3.2%) | 0.00 | 221 |
| 2019-02-01 | $135,650 (8.5%) | $161,613 (5.3%) | 0.00 | 219 |
| 2019-03-01 | $142,086 (9.4%) | $595,181 (279.6%) | 0.00 | 230 |
| 2019-04-01 | $144,636 (10.5%) | $597,163 (274.9%) | 0.00 | 245 |
| 2019-05-01 | $148,750 (13.3%) | $169,993 (7.4%) | 0.00 | 267 |
| 2019-06-01 | $149,000 (10.4%) | $167,118 (2.3%) | 0.00 | 280 |
| 2019-07-01 | $149,000 (10.2%) | $167,248 (1.8%) | 0.00 | 282 |
| 2019-08-01 | $144,245 (3.6%) | $168,831 (4.4%) | 0.00 | 285 |
| 2019-09-01 | $141,689 (1.3%) | $171,091 (6.0%) | 0.00 | 284 |
| 2019-10-01 | $138,550 (-0.8%) | $171,937 (6.6%) | 0.00 | 284 |
| 2019-11-01 | $133,700 (-1.7%) | $168,997 (7.2%) | 0.00 | 260 |
| 2019-12-01 | $129,950 (-3.7%) | $166,372 (6.2%) | 0.00 | 213 |
| 2020-01-01 | $129,575 (3.1%) | $167,102 (7.8%) | 0.00 | 192 |
| 2020-02-01 | $134,900 (-0.6%) | $170,045 (5.2%) | 0.00 | 188 |
| 2020-03-01 | $141,900 (-0.1%) | $177,879 (-70.1%) | 0.00 | 193 |
| 2020-04-01 | $148,650 (2.8%) | $183,328 (-69.3%) | 0.00 | 188 |
| 2020-05-01 | $149,450 (0.5%) | $196,275 (15.5%) | 0.00 | 112 |
| 2020-06-01 | $153,675 (3.1%) | $205,503 (23.0%) | 0.00 | 110 |
| 2020-07-01 | $157,350 (5.6%) | $210,637 (25.9%) | 0.00 | 110 |
| 2020-08-01 | $155,000 (7.5%) | $209,410 (24.0%) | 0.00 | 112 |
| 2020-09-01 | $139,175 (-1.8%) | $194,062 (13.4%) | 0.00 | 129 |
| 2020-10-01 | $154,850 (11.8%) | $201,703 (17.3%) | 0.00 | 123 |
| 2020-11-01 | $143,925 (7.7%) | $188,772 (11.7%) | 0.00 | 117 |
| 2020-12-01 | $149,600 (15.1%) | $193,724 (16.4%) | 0.00 | 102 |
| 2021-01-01 | $149,900 (15.7%) | $196,117 (17.4%) | 0.00 | 87 |
| 2021-02-01 | $149,900 (11.1%) | $206,963 (21.7%) | 0.00 | 69 |
| 2021-03-01 | $196,225 (38.3%) | $245,163 (37.8%) | 0.00 | 49 |
| 2021-04-01 | $176,875 (19.0%) | $241,423 (31.7%) | 0.00 | 50 |
| 2021-05-01 | $169,500 (13.4%) | $245,246 (25.0%) | 0.00 | 58 |
| 2021-06-01 | $166,950 (8.6%) | $216,770 (5.5%) | 0.00 | 69 |
| 2021-07-01 | $167,900 (6.7%) | $209,090 (-0.7%) | 0.00 | 91 |
| 2021-08-01 | $162,400 (4.8%) | $199,528 (-4.7%) | 0.00 | 101 |
| 2021-09-01 | $169,600 (21.9%) | $202,668 (4.4%) | 0.00 | 104 |
| 2021-10-01 | $159,900 (3.3%) | $202,683 (0.5%) | 0.00 | 98 |
| 2021-11-01 | $169,900 (18.1%) | $205,769 (9.0%) | 0.00 | 87 |
| 2021-12-01 | $165,450 (10.6%) | $200,753 (3.6%) | 0.00 | 75 |
| 2022-01-01 | $172,400 (15.0%) | $202,122 (3.1%) | 0.00 | 47 |
| 2022-02-01 | $169,625 (13.2%) | $191,279 (-7.6%) | 0.00 | 43 |
| 2022-03-01 | $202,925 (3.4%) | $210,498 (-14.1%) | 0.00 | 35 |
| 2022-04-01 | $227,450 (28.6%) | $241,496 (0.0%) | 0.00 | 35 |
| 2022-05-01 | $218,675 (29.0%) | $261,712 (6.7%) | 0.00 | 48 |
| 2022-06-01 | $226,180 (35.5%) | $278,101 (28.3%) | 0.00 | 61 |
| 2022-07-01 | $199,950 (19.1%) | $274,639 (31.4%) | 0.00 | 69 |
| 2022-08-01 | $224,950 (38.5%) | $284,775 (42.7%) | 0.00 | 73 |
| 2022-09-01 | $228,650 (34.8%) | $285,769 (41.0%) | 0.00 | 70 |
| 2022-10-01 | $219,900 (37.5%) | $291,879 (44.0%) | 0.00 | 70 |
| 2022-11-01 | $202,900 (19.4%) | $279,456 (35.8%) | 0.00 | 78 |
| 2022-12-01 | $208,950 (26.3%) | $293,082 (46.0%) | 0.00 | 66 |
| 2023-01-01 | $212,450 (23.2%) | $270,261 (33.7%) | 0.00 | 60 |
| 2023-02-01 | $219,925 (29.7%) | $297,925 (55.8%) | 0.00 | 45 |
Wisconsin Rapids - Marshfield's median listing price comes in at 0% of the national average.
Wisconsin Rapids - Marshfield's average listing price for 2023-02-01 was $297,925, a difference of $106,646 (55.8%) versus the prior year and $27,664 versus the prior month.
For the 2023-02-01 period, Wisconsin Rapids - Marshfield had 45 MLS listings, a difference of -15 listings (-25%) versus the prior month and 2 listings (5%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Wisconsin Rapids - Marshfield (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,631 sqft |
| 2018-02-01 | 0 days | 1,707 sqft |
| 2018-03-01 | 0 days | 1,742 sqft |
| 2018-04-01 | 0 days | 1,737 sqft |
| 2018-05-01 | 0 days | 1,697 sqft |
| 2018-06-01 | 0 days | 1,693 sqft |
| 2018-07-01 | 0 days | 1,710 sqft |
| 2018-08-01 | 0 days | 1,760 sqft |
| 2018-09-01 | 0 days | 1,781 sqft |
| 2018-10-01 | 0 days | 1,803 sqft |
| 2018-11-01 | 0 days | 1,772 sqft |
| 2018-12-01 | 0 days | 1,716 sqft |
| 2019-01-01 | 0 days | 1,668 sqft |
| 2019-02-01 | 0 days | 1,727 sqft |
| 2019-03-01 | 0 days | 1,811 sqft |
| 2019-04-01 | 0 days | 1,838 sqft |
| 2019-05-01 | 0 days | 1,821 sqft |
| 2019-06-01 | 0 days | 1,802 sqft |
| 2019-07-01 | 0 days | 1,766 sqft |
| 2019-08-01 | 0 days | 1,719 sqft |
| 2019-09-01 | 0 days | 1,707 sqft |
| 2019-10-01 | 0 days | 1,709 sqft |
| 2019-11-01 | 0 days | 1,664 sqft |
| 2019-12-01 | 0 days | 1,627 sqft |
| 2020-01-01 | 0 days | 1,618 sqft |
| 2020-02-01 | 0 days | 1,632 sqft |
| 2020-03-01 | 0 days | 1,626 sqft |
| 2020-04-01 | 0 days | 1,627 sqft |
| 2020-05-01 | 0 days | 1,626 sqft |
| 2020-06-01 | 0 days | 1,638 sqft |
| 2020-07-01 | 0 days | 1,709 sqft |
| 2020-08-01 | 0 days | 1,680 sqft |
| 2020-09-01 | 0 days | 1,710 sqft |
| 2020-10-01 | 0 days | 1,798 sqft |
| 2020-11-01 | 0 days | 1,700 sqft |
| 2020-12-01 | 0 days | 1,722 sqft |
| 2021-01-01 | 0 days | 1,670 sqft |
| 2021-02-01 | 0 days | 1,779 sqft |
| 2021-03-01 | 0 days | 1,921 sqft |
| 2021-04-01 | 0 days | 1,859 sqft |
| 2021-05-01 | 0 days | 1,824 sqft |
| 2021-06-01 | 0 days | 1,627 sqft |
| 2021-07-01 | 0 days | 1,615 sqft |
| 2021-08-01 | 0 days | 1,591 sqft |
| 2021-09-01 | 0 days | 1,669 sqft |
| 2021-10-01 | 0 days | 1,540 sqft |
| 2021-11-01 | 0 days | 1,640 sqft |
| 2021-12-01 | 0 days | 1,630 sqft |
| 2022-01-01 | 0 days | 1,656 sqft |
| 2022-02-01 | 0 days | 1,666 sqft |
| 2022-03-01 | 0 days | 1,643 sqft |
| 2022-04-01 | 0 days | 1,936 sqft |
| 2022-05-01 | 0 days | 1,917 sqft |
| 2022-06-01 | 0 days | 1,907 sqft |
| 2022-07-01 | 0 days | 1,868 sqft |
| 2022-08-01 | 0 days | 1,845 sqft |
| 2022-09-01 | 0 days | 1,840 sqft |
| 2022-10-01 | 0 days | 1,887 sqft |
| 2022-11-01 | 0 days | 1,822 sqft |
| 2022-12-01 | 0 days | 1,823 sqft |
| 2023-01-01 | 0 days | 1,806 sqft |
| 2023-02-01 | 0 days | 1,805 sqft |
Wisconsin Rapids - Marshfield's median square footage for active listings during the 2023-02-01 period was 1,805 sqft. One year prior, the average listing was 1,666 sqft.
Wisconsin Rapids-Marshfield, WI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 798 | $152,950,000 | $191,667 |
| Cash Out Refi | 325 | $38,655,000 | $118,938 |
| Refi | 139 | $23,765,000 | $170,971 |
| Other | 112 | $8,540,000 | $76,250 |
| Home Improvement | 82 | $5,520,000 | $67,317 |
Wisconsin Rapids - Marshfield's most frequently cited loan purpose was Home Purchase, with 798 originations. The 2nd most popular reason was Cash Out Refi, with 325 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 401 | $66,175,000 | $165,025 |
| 5-6% | 333 | $48,385,000 | $145,300 |
| 4-5% | 309 | $55,235,000 | $178,754 |
| 6-7% | 167 | $24,255,000 | $145,240 |
| 2.5-3% | 90 | $12,420,000 | $138,000 |
| 7-8% | 50 | $5,200,000 | $104,000 |
| <2.5% | 42 | $9,070,000 | $215,952 |
| Over 8% | 12 | $490,000 | $40,833 |
During 2022, Wisconsin Rapids - Marshfield's most frequently originated rate bucket was 3-4%, with 401 originations.
Loan Sizing (Wisconsin Rapids-Marshfield, WI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 627 | $88,615,000 | $141,332 |
| $100,000 or less | 483 | $27,405,000 | $56,739 |
| $200k-400k | 307 | $79,985,000 | $260,537 |
| $400k-600k | 27 | $12,775,000 | $473,148 |
| $Over $1MM | 8 | $18,040,000 | $2,255,000 |
| $600k-1000k | 4 | $2,610,000 | $652,500 |
Wisconsin Rapids - Marshfield's loan sizing saw the bucket of loans from $100k-200k with 627 originations, totaling $88,615,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 587 | $108,095,000 | $184,148 |
| 60-80% | 388 | $77,040,000 | $198,557 |
| 40-60% | 148 | $16,790,000 | $113,446 |
| 20-40% | 139 | $9,625,000 | $69,245 |
| Under 20% | 129 | $6,075,000 | $47,093 |
| Over 100% | 13 | $3,605,000 | $277,308 |
Wisconsin Rapids - Marshfield's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 587 originations, totaling $108,095,000 in origination value.