Wisconsin Rapids - Marshfield Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Wisconsin Rapids - Marshfield averaged 5.9% for the week of 2022-06-23, compared to the national average of 5.81% for the same period.

The average rate for the prior week (2022-06-16) was 5.87% and one month ago for the week of 2022-05-19, the average rate was 5.24%.

Wisconsin Rapids - Marshfield's average rate one year ago was 3.23%.

For refis of the same type during the week of 2022-06-23, the average rate was 6.17%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-23 5.81%
Wisconsin Rapids - Marshfield 30 Year Fixed Rate 2022-06-23 5.9%
Wisconsin Rapids - Marshfield 30 Year Fixed Rate Refi 2022-06-23 6.17%
Wisconsin Rapids - Marshfield 15 Year Fixed Rate 2022-06-23 5.49%
Wisconsin Rapids - Marshfield 15 Year Fixed Rate Refi 2022-06-23 5.33%
Wisconsin Rapids - Marshfield 30 Year FHA 2022-06-23 0.13%
Wisconsin Rapids - Marshfield 30 Year FHA Refi 2022-06-23 0.13%
Wisconsin Rapids - Marshfield 30 Year USDA 2022-06-23 0.21%
Wisconsin Rapids - Marshfield 30 Year USDA Refi 2022-06-23 0.13%
Wisconsin Rapids - Marshfield 30 Year VA 2022-06-23 0.08%
Wisconsin Rapids - Marshfield 30 Year VA Refi 2022-06-23 -0.04%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Wisconsin Rapids-Marshfield, WI.

Wisconsin Rapids - Marshfield Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Wisconsin Rapids-Marshfield, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Forward Bank 123 3.03% $1,946
U.S. Bank 81 3.18% $2,287
Associated Bank 60 3.10% $1,876
QUICKEN LOANS, LLC 45 3.14% $4,878
First Federal Bank 44 3.24% $1,898
CoVantage Credit Union 43 3.20% $2,454
Prevail Bank 38 2.93% $1,762
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 34 3.05% $3,992
Waterstone Mortgage Corporation 21 3.29% $4,304
T2 FINANCIAL LLC 17 3.28% $2,413
University of Wisconsin Credit Union 17 2.97% $2,784
DAS Acquisition Company, LLC 14 3.30% $3,416
Servion, Inc. 12 3.19% $3,052
TOWNE MORTGAGE COMPANY 11 3.27% $2,055
LOANDEPOT.COM, LLC 11 3.09% $3,590
INLANTA MORTGAGE, INC. 10 3.21% $2,381
JPMorgan Chase Bank 9 3.01% $2,062
Prosperity Home Mortgage, LLC 9 3.18% $2,794
BMO Harris Bank 7 3.25% $2,907
Bank First, N.A. 7 3.05% $2,647
Wells Fargo Bank 7 3.11% $2,408
AbbyBank 6 3.08% $2,672
Summit Credit Union 5 2.98% $3,078
GUARANTEED RATE, INC. 5 3.15% $2,909
Old National Bank 5 3.25% $2,533
Landmark Credit Union 4 3.09% $1,596
PARKSIDE LENDING, LLC 4 2.94% $3,663
AMERISAVE MORTGAGE CORPORATION 4 3.25% $3,264
UNITED WHOLESALE MORTGAGE, LLC 3 3.25% $3,681
Nicolet National Bank 3 3.33% $2,642
MUTUAL OF OMAHA MORTGAGE, INC. 3 3.17% $5,145
Mr. Cooper ( Nationstar Mortgage ) 3 3.17% $4,360
Bankers' Bank 3 3.13% $1,388
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3 3.83% $5,145
BETTER MORTGAGE CORPORATION 3 2.96% $3,098
Barrington Bank & Trust Company, N.A. 3 3.23% $2,915
COMPASS MORTGAGE, INC. 2 2.94% $2,874
Ally Bank 2 3.13% $2,268
ALTRA 2 4.10% $1,984
A + MORTGAGE SERVICES, INC. 2 3.06% $1,600
BROKER SOLUTIONS, INC. 2 3.24% $3,187
CHURCHILL MORTGAGE CORPORATION 2 3.88% $3,122
FINANCE OF AMERICA MORTGAGE LLC 2 3.06% $4,838
FREEDOM MORTGAGE CORPORATION 2 3.31% $3,220
MEMBER FIRST MORTGAGE, LLC 2 3.13% $3,911
Oregon Community Bank 2 3.06% $2,396
PENNYMAC LOAN SERVICES, LLC 2 3.62% $2,410
Royal Bank 2 3.44% $1,574
The Huntington National Bank 2 3.03% $4,663
THOMPSON KANE & COMPANY, LLC 2 3.31% $2,579
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.25% $6,677
HOME POINT FINANCIAL CORPORATION 1 2.99% $6,718
HOMESIDE FINANCIAL, LLC 1 2.88% $2,252
Horicon Bank 1 3.00% $846
IncredibleBank 1 3.13% $2,482
First Midwest Bank 1 3.25% $2,967
Ixonia Bank 1 3.00% $2,541
Johnson Bank 1 3.25% $1,463
First-Citizens Bank & Trust Company 1 3.25% $2,071
KELLER MORTGAGE, LLC 1 4.13% $3,898
Kohler Credit Union 1 3.13% $2,158
LAND HOME FINANCIAL SERVICES, INC. 1 4.88% $4,297
FIRST CENTENNIAL MORTGAGE CORPORATION 1 3.75% $2,485
Farmers & Merchants State Bank 1 3.00% $1,999
MARINE 1 7.48% $7,084
mBank 1 2.75% $1,896
US MORTGAGE CORPORATION 1 2.88% $5,701
Merchants Bank 1 2.90% $1,565
MORTGAGE ACCESS CORP. 1 3.25% $2,054
EVERETT FINANCIAL, INC. 1 3.38% $1,672
EMBRACE HOME LOANS, INC. 1 2.88% $3,210
Nations Lending Corporation 1 2.75% $6,808
NAVY FEDERAL CREDIT UNION 1 3.25% $1,512
NEWREZ LLC 1 3.63% $2,028
EDUCATORS CREDIT UNION 1 3.00% $2,799
North Shore Bank FSB 1 3.63% $1,878
Northview Bank 1 2.38% $2,870
NOVATION CREDIT UNION 1 2.88% $4,061
CROSSCOUNTRY MORTGAGE, LLC 1 3.25% $2,938
AMERICAN PACIFIC MORTGAGE CORPORATION 1 3.25% $2,840
Connexus Credit Union 1 3.00% $1,700
AMERICAN FINANCIAL NETWORK, INC. 1 3.25% $6,763
PNC Bank 1 3.25% $2,251
Community First Credit Union 1 3.00% $2,496
Chicago Mortgage Solutions LLC 1 2.87% $910
CHERRY CREEK MORTGAGE, LLC 1 4.25% $648
Wolf River Community Bank 1 2.75% $501
Royal Credit Union 1 2.88% $0
CALIBER HOME LOANS, INC. 1 2.99% $2,621
Sierra Pacific Mortgage Company, Inc. 1 3.50% $5,344
Bremer Bank 1 3.25% $2,352
Baxter Credit Union 1 3.25% $2,475
The Equitable Bank, S.S.B. 1 2.63% $2,972
The Greenwood's State Bank 1 3.50% $1,814
Wyndham Capital Mortgage, Inc. 1 2.50% $3,021
The Park Bank 1 2.75% $2,236
ZILLOW HOME LOANS, LLC 1 3.13% $3,272
Bank of America 1 2.88% $2,505
Bank Five Nine 1 2.88% $2,043
Arvest Bank 1 3.50% $2,987
USAA Federal Savings Bank 1 3.00% $1,867
Frandsen Bank & Trust 1 2.75% $1,439
Amerifirst Financial, Inc. 1 3.00% $6,844
GATEWAY MORTGAGE CORPORATION 1 3.00% $2,008
Goldman Sachs Bank USA 1 2.85% $3,111
GSF Mortgage Corporation 1 2.99% $1,916
Fortifi Bank 1 3.38% $1,862
GUILD MORTGAGE COMPANY 1 3.75% $5,072

Wisconsin Rapids-Marshfield, WI's 108 lenders originated 2,222 loans during 2021. The total origination value was $353,400,000, with an average loan value of $159,046.

The top Wisconsin Rapids - Marshfield lender as defined by loan originations is Forward Bank, with 123 loans originated. Their average total fees are $1,946, which is $342 lower than the next largest lender, U.S. Bank.

The lowest fee Wisconsin Rapids - Marshfield lenders (with over 10 loans originated) are Prevail Bank ($1,762), Associated Bank ($1,876), First Federal Bank ($1,898), Forward Bank ($1,946) and TOWNE MORTGAGE COMPANY ($2,055).

The lowest rate Wisconsin Rapids - Marshfield lenders (with over 10 loans originated) are Prevail Bank (2.93%), University of Wisconsin Credit Union (2.97%), Forward Bank (3.03%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (3.05%) and LOANDEPOT.COM, LLC (3.09%).

Wisconsin Rapids-Marshfield, WI Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Forward Bank $59,940,000 $35,115,000 -41.4% 9.9%
U.S. Bank $14,220,000 $23,515,000 65.4% 6.7%
Associated Bank $17,480,000 $21,680,000 24.0% 6.1%
QUICKEN LOANS, LLC $14,520,000 $20,335,000 40.0% 5.8%
Prevail Bank $11,190,000 $16,380,000 46.4% 4.6%
Waterstone Mortgage Corporation $10,045,000 $13,175,000 31.2% 3.7%
Great Midwest Bank, S.S.B. $1,485,000 $12,750,000 758.6% 3.6%
CoVantage Credit Union $9,260,000 $11,355,000 22.6% 3.2%
WOODTRUST BANK $18,760,000 $10,835,000 -42.2% 3.1%
WALKER & DUNLOP, LLC $10,565,000 n/a 3.0%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $6,615,000 $10,160,000 53.6% 2.9%
Valley Communities Credit Union $10,530,000 $9,980,000 -5.2% 2.8%
First Federal Bank $16,025,000 $9,910,000 -38.2% 2.8%
Citizens State Bank of La Crosse $215,000 $7,820,000 3,537.2% 2.2%
DAS Acquisition Company, LLC $4,435,000 $6,245,000 40.8% 1.8%
FREEDOM MORTGAGE CORPORATION $6,070,000 $6,240,000 2.8% 1.8%
T2 FINANCIAL LLC $2,035,000 $6,155,000 202.5% 1.7%
Mortgage Research Center, LLC $4,735,000 $5,975,000 26.2% 1.7%
BMO Harris Bank $2,840,000 $4,925,000 73.4% 1.4%
TOWNE MORTGAGE COMPANY $2,635,000 $4,820,000 82.9% 1.4%
First State Bank $6,430,000 $4,600,000 -28.5% 1.3%
INLANTA MORTGAGE, INC. $1,250,000 $4,370,000 249.6% 1.2%
University of Wisconsin Credit Union $3,755,000 $3,900,000 3.9% 1.1%
Servion, Inc. $840,000 $3,595,000 328.0% 1.0%
WaterStone Bank, SSB $3,335,000 n/a 0.9%
Bank First, N.A. $355,000 $3,245,000 814.1% 0.9%
Prosperity Home Mortgage, LLC $1,760,000 $3,225,000 83.2% 0.9%
JPMorgan Chase Bank $1,505,000 $2,965,000 97.0% 0.8%
Wells Fargo Bank $2,185,000 $2,765,000 26.5% 0.8%
LOANDEPOT.COM, LLC $1,780,000 $2,520,000 41.6% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $1,405,000 $2,295,000 63.3% 0.6%
PENNYMAC LOAN SERVICES, LLC $980,000 $2,230,000 127.6% 0.6%
Summit Credit Union $2,360,000 $2,165,000 -8.3% 0.6%
Citizens State Bank of Loyal $1,400,000 $1,845,000 31.8% 0.5%
AbbyBank $1,645,000 $1,750,000 6.4% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,195,000 $1,660,000 38.9% 0.5%
FORTE BANK $1,650,000 n/a 0.5%
GUARANTEED RATE, INC. $5,290,000 $1,635,000 -69.1% 0.5%
CALIBER HOME LOANS, INC. $1,165,000 $1,505,000 29.2% 0.4%
UNITED WHOLESALE MORTGAGE, LLC $1,555,000 $1,505,000 -3.2% 0.4%
FINANCE OF AMERICA MORTGAGE LLC $365,000 $1,455,000 298.6% 0.4%
AMERISAVE MORTGAGE CORPORATION $845,000 $1,420,000 68.0% 0.4%
USAA Federal Savings Bank $2,455,000 $1,395,000 -43.2% 0.4%
Bankers' Bank $1,375,000 n/a 0.4%
Connexus Credit Union $1,160,000 $1,305,000 12.5% 0.4%
AgCountry Farm Credit Services, FLCA $295,000 $1,240,000 320.3% 0.4%
Landmark Credit Union $1,940,000 $1,175,000 -39.4% 0.3%
LAKEVIEW LOAN SERVICING, LLC $1,155,000 $1,120,000 -3.0% 0.3%
Ally Bank $1,070,000 n/a 0.3%
PARKSIDE LENDING, LLC $3,370,000 $1,070,000 -68.2% 0.3%
BETTER MORTGAGE CORPORATION $1,030,000 n/a 0.3%
ALTRA $700,000 $1,015,000 45.0% 0.3%
Nicolet National Bank $1,400,000 $1,010,000 -27.9% 0.3%
VERVE, A CREDIT UNION $995,000 n/a 0.3%
HOME POINT FINANCIAL CORPORATION $990,000 n/a 0.3%
FIRST CENTENNIAL MORTGAGE CORPORATION $1,990,000 $930,000 -53.3% 0.3%
NEWREZ LLC $740,000 $905,000 22.3% 0.3%
Old National Bank $5,305,000 $790,000 -85.1% 0.2%
The Huntington National Bank $400,000 $780,000 95.0% 0.2%
Goldman Sachs Bank USA $755,000 n/a 0.2%
NEW DAY FINANCIAL, LLC $675,000 $710,000 5.2% 0.2%
Barrington Bank & Trust Company, N.A. $1,550,000 $680,000 -56.1% 0.2%
Royal Credit Union $2,215,000 $680,000 -69.3% 0.2%
Fortifi Bank $145,000 $670,000 362.1% 0.2%
Intercity State Bank $670,000 n/a 0.2%
Royal Bank $175,000 $665,000 280.0% 0.2%
NAVY FEDERAL CREDIT UNION $925,000 $660,000 -28.6% 0.2%
COMPASS MORTGAGE, INC. $635,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $260,000 $630,000 142.3% 0.2%
HOMESTEAD FUNDING CORP. $590,000 n/a 0.2%
BROKER SOLUTIONS, INC. $795,000 $555,000 -30.2% 0.2%
PNC Bank $670,000 $515,000 -23.1% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $245,000 $500,000 104.1% 0.1%
Bluff View Bank $235,000 $475,000 102.1% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $475,000 n/a 0.1%
Wyndham Capital Mortgage, Inc. $215,000 $455,000 111.6% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $245,000 $430,000 75.5% 0.1%
THOMPSON KANE & COMPANY, LLC $255,000 $405,000 58.8% 0.1%
AMERICAN FINANCING CORPORATION $385,000 n/a 0.1%
IncredibleBank $495,000 $380,000 -23.2% 0.1%
Fifth Third Bank $1,100,000 $375,000 -65.9% 0.1%
EDUCATORS CREDIT UNION $220,000 $370,000 68.2% 0.1%
UNIVERSAL LENDING CORPORATION $370,000 n/a 0.1%
STEARNS LENDING, LLC $330,000 $365,000 10.6% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $240,000 $360,000 50.0% 0.1%
Kohler Credit Union $360,000 n/a 0.1%
First Guaranty Mortgage Corporation $195,000 $355,000 82.1% 0.1%
Wolf River Community Bank $540,000 $350,000 -35.2% 0.1%
The Equitable Bank, S.S.B. $345,000 $345,000 0.0% 0.1%
North Shore Bank FSB $330,000 n/a 0.1%
MARINE $100,000 $320,000 220.0% 0.1%
COMPEER FINANCIAL, FLCA $315,000 n/a 0.1%
Bank of America $75,000 $310,000 313.3% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $530,000 $310,000 -41.5% 0.1%
Nations Lending Corporation $310,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $310,000 n/a 0.1%
Bremer Bank $175,000 $290,000 65.7% 0.1%
West Pointe Bank $290,000 n/a 0.1%
GUILD MORTGAGE COMPANY $305,000 $285,000 -6.6% 0.1%
River Bank $285,000 n/a 0.1%
Oregon Community Bank $245,000 $270,000 10.2% 0.1%
FBC MORTGAGE, LLC $265,000 n/a 0.1%
ZILLOW HOME LOANS, LLC $165,000 $265,000 60.6% 0.1%
A + MORTGAGE SERVICES, INC. $135,000 $260,000 92.6% 0.1%
Bank Five Nine $165,000 $260,000 57.6% 0.1%
CHURCHILL MORTGAGE CORPORATION $115,000 $260,000 126.1% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $135,000 $260,000 92.6% 0.1%
SOFI LENDING CORP. $630,000 $260,000 -58.7% 0.1%
Community First Credit Union $7,200,000 $255,000 -96.5% 0.1%
NOVATION CREDIT UNION $255,000 n/a 0.1%
CHERRY CREEK MORTGAGE, LLC $250,000 n/a 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $615,000 $245,000 -60.2% 0.1%
Watermark Capital, Inc. $115,000 $245,000 113.0% 0.1%
Cloverbelt Credit Union $435,000 $240,000 -44.8% 0.1%
MORTGAGE ACCESS CORP. $380,000 $235,000 -38.2% 0.1%
PLANET HOME LENDING, LLC $220,000 n/a 0.1%
The Federal Savings Bank $340,000 $215,000 -36.8% 0.1%
Flagstar Bank, FSB $515,000 $205,000 -60.2% 0.1%
Ixonia Bank $205,000 n/a 0.1%
The First National Bank and Trust Company $205,000 n/a 0.1%
ACCELERATE MORTGAGE, LLC $195,000 n/a 0.1%
Truist Bank $195,000 n/a 0.1%
Low VA Rates, LLC $255,000 $190,000 -25.5% 0.1%
MEMBER FIRST MORTGAGE, LLC $105,000 $190,000 81.0% 0.1%
EMBRACE HOME LOANS, INC. $275,000 $185,000 -32.7% 0.1%
Amerifirst Financial, Inc. $175,000 n/a 0.0%
East Wisconsin Savings Bank $295,000 $175,000 -40.7% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $165,000 n/a 0.0%
AMERIFIRST FINANCIAL CORPORATION $165,000 n/a 0.0%
Bell Bank $165,000 n/a 0.0%
Carrington Mortgage Services, LLC $385,000 $165,000 -57.1% 0.0%
Farmers & Merchants State Bank $165,000 n/a 0.0%
GATEWAY MORTGAGE CORPORATION $165,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $165,000 n/a 0.0%
US MORTGAGE CORPORATION $165,000 n/a 0.0%
Park City Credit Union $160,000 n/a 0.0%
CLEARPATH LENDING $280,000 $155,000 -44.6% 0.0%
Arvest Bank $145,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $145,000 n/a 0.0%
KELLER MORTGAGE, LLC $145,000 n/a 0.0%
Northview Bank $145,000 n/a 0.0%
PENTAGON FEDERAL CREDIT UNION $315,000 $145,000 -54.0% 0.0%
Settlers Bank $465,000 $145,000 -68.8% 0.0%
21ST MORTGAGE CORPORATION $135,000 n/a 0.0%
Bank of Wisconsin Dells $135,000 n/a 0.0%
Frandsen Bank & Trust $135,000 n/a 0.0%
GSF Mortgage Corporation $3,295,000 $135,000 -95.9% 0.0%
mBank $115,000 $135,000 17.4% 0.0%
The Park Bank $135,000 n/a 0.0%
V.I.P. MORTGAGE, INC. $135,000 n/a 0.0%
First Midwest Bank $130,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $235,000 $130,000 -44.7% 0.0%
TRUSTONE FINANCIAL FEDERAL CREDIT UNION $130,000 n/a 0.0%
BECKAM FUNDING CORP. $125,000 n/a 0.0%
Citibank $125,000 n/a 0.0%
First Home Bank $125,000 n/a 0.0%
Plains Commerce Bank $185,000 $125,000 -32.4% 0.0%
Discover Bank $85,000 $120,000 41.2% 0.0%
Coulee Bank $115,000 n/a 0.0%
ENVOY MORTGAGE, LTD $195,000 $115,000 -41.0% 0.0%
Merchants Bank $195,000 $115,000 -41.0% 0.0%
PLAZA HOME MORTGAGE, INC. $115,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $370,000 $115,000 -68.9% 0.0%
Chicago Mortgage Solutions LLC $105,000 $105,000 0.0% 0.0%
CIVIC FINANCIAL SERVICES, LLC $105,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $265,000 $105,000 -60.4% 0.0%
First-Citizens Bank & Trust Company $105,000 n/a 0.0%
First Savings Bank $105,000 $105,000 0.0% 0.0%
Horicon Bank $370,000 $105,000 -71.6% 0.0%
State Bank of Cross Plains $105,000 n/a 0.0%
THRIVENT Federal Credit Union $105,000 n/a 0.0%
Unity Bank $105,000 $105,000 0.0% 0.0%
EVERETT FINANCIAL, INC. $185,000 $95,000 -48.6% 0.0%
AMERICAN ADVISORS GROUP $190,000 $90,000 -52.6% 0.0%
Johnson Bank $85,000 n/a 0.0%
National Exchange Bank and Trust $85,000 n/a 0.0%
Paramount Residential Mortgage Group, Inc. $315,000 $85,000 -73.0% 0.0%
LIMA ONE CAPITAL, LLC $75,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $65,000 n/a 0.0%
CLEARPOINTE CAPITAL, LLC $100,000 $65,000 -35.0% 0.0%
Hometown Lenders, Inc. $65,000 n/a 0.0%
The Greenwood's State Bank $65,000 n/a 0.0%
Figure Lending LLC $15,000 $60,000 300.0% 0.0%
Baxter Credit Union $215,000 $45,000 -79.1% 0.0%
Secured Investment Corp. $35,000 n/a 0.0%
The Peoples Community Bank $35,000 n/a 0.0%

Wisconsin Rapids - Marshfield's top lender by overall market share is Forward Bank, with 9.9% market share. In second place, with 6.7%, is U.S. Bank, having originated $23,515,000 in loans. In third place, with 6.1%, is Associated Bank, having originated $21,680,000 in loans. In third place, with 5.8%, is QUICKEN LOANS, LLC, having originated $20,335,000 in loans. In third place, with 4.6%, is Prevail Bank, having originated $16,380,000 in loans.


Wisconsin Rapids-Marshfield, WI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 873 $155,315,000 $177,910
Refi 692 $117,240,000 $169,422
Cash Out Refi 525 $71,785,000 $136,733
Other 76 $5,650,000 $74,342
Home Improvement 56 $3,410,000 $60,893

Wisconsin Rapids - Marshfield's most frequently cited loan purpose was Home Purchase, with 873 originations. The 2nd most popular reason was Refi, with 692 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 770 $117,070,000 $152,039
2.5-3% 727 $124,165,000 $170,791
<2.5% 420 $65,470,000 $155,881
4-5% 121 $20,365,000 $168,306
5-6% 17 $705,000 $41,471
Over 8% 9 $285,000 $31,667
6-7% 6 $260,000 $43,333
7-8% 2 $280,000 $140,000

During 2021, Wisconsin Rapids - Marshfield's most frequently originated rate bucket was 3-4%, with 770 originations.

Loan Sizing (Wisconsin Rapids-Marshfield, WI MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,090 $154,280,000 $141,541
$100,000 or less 698 $45,330,000 $64,943
$200k-400k 391 $99,825,000 $255,307
$400k-600k 27 $12,395,000 $459,074
$Over $1MM 9 $35,605,000 $3,956,111
$600k-1000k 7 $5,965,000 $852,143

Wisconsin Rapids - Marshfield's loan sizing saw the bucket of loans from $100k-200k with 1,090 originations, totaling $154,280,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 799 $133,315,000 $166,852
60-80% 704 $136,750,000 $194,247
40-60% 295 $35,065,000 $118,864
20-40% 118 $8,050,000 $68,220
Under 20% 85 $2,295,000 $27,000
Over 100% 17 $3,905,000 $229,706

Wisconsin Rapids - Marshfield's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 799 originations, totaling $133,315,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Wisconsin Rapids - Marshfield (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $142,400 (13.9%) $179,702 (9.4%) 0.00 330
2018-02-01 $146,700 (17.4%) $183,529 (10.0%) 0.00 343
2018-03-01 $149,900 (15.3%) $189,049 (9.3%) 0.00 375
2018-04-01 $155,400 (9.4%) $195,428 (11.1%) 0.00 378
2018-05-01 $151,400 (2.2%) $192,168 (8.2%) 0.00 424
2018-06-01 $159,900 (7.0%) $194,569 (10.5%) 0.00 462
2018-07-01 $159,900 (8.1%) $189,142 (8.1%) 0.00 449
2018-08-01 $159,900 (14.3%) $188,640 (9.3%) 0.00 428
2018-09-01 $157,900 (16.2%) $187,928 (13.2%) 0.00 413
2018-10-01 $157,450 (15.6%) $186,736 (9.6%) 0.00 397
2018-11-01 $155,000 (14.9%) $181,271 (6.9%) 0.00 355
2018-12-01 $159,000 (19.6%) $179,237 (5.6%) 0.00 315
2019-01-01 $149,900 (5.3%) $177,234 (-1.4%) 0.00 284
2019-02-01 $159,900 (9.0%) $183,291 (-0.1%) 0.00 280
2019-03-01 $162,471 (8.4%) $188,111 (-0.5%) 0.00 298
2019-04-01 $167,900 (8.0%) $190,577 (-2.5%) 0.00 326
2019-05-01 $169,912 (12.2%) $194,839 (1.4%) 0.00 364
2019-06-01 $169,900 (6.3%) $196,285 (0.9%) 0.00 388
2019-07-01 $169,900 (6.3%) $198,036 (4.7%) 0.00 397
2019-08-01 $169,900 (6.3%) $200,573 (6.3%) 0.00 399
2019-09-01 $169,900 (7.6%) $202,652 (7.8%) 0.00 388
2019-10-01 $169,450 (7.6%) $200,122 (7.2%) 0.00 381
2019-11-01 $164,900 (6.4%) $197,725 (9.1%) 0.00 336
2019-12-01 $157,400 (-1.0%) $194,394 (8.5%) 0.00 279
2020-01-01 $154,700 (3.2%) $193,164 (9.0%) 0.00 254
2020-02-01 $159,900 (0.0%) $193,392 (5.5%) 0.00 245
2020-03-01 $167,500 (3.1%) $200,058 (6.4%) 0.00 264
2020-04-01 $175,000 (4.2%) $205,237 (7.7%) 0.00 262
2020-05-01 $193,250 (13.7%) $227,891 (17.0%) 0.00 170
2020-06-01 $193,875 (14.1%) $241,689 (23.1%) 0.00 167
2020-07-01 $194,500 (14.5%) $251,028 (26.8%) 0.00 167
2020-08-01 $193,250 (13.7%) $250,043 (24.7%) 0.00 151
2020-09-01 $167,450 (-1.4%) $224,253 (10.7%) 0.00 164
2020-10-01 $189,900 (12.1%) $229,915 (14.9%) 0.00 160
2020-11-01 $166,950 (1.2%) $219,075 (10.8%) 0.00 150
2020-12-01 $174,900 (11.1%) $221,273 (13.8%) 0.00 130
2021-01-01 $174,900 (13.1%) $223,973 (16.0%) 0.00 108
2021-02-01 $183,700 (14.9%) $230,440 (19.2%) 0.00 86
2021-03-01 $227,000 (35.5%) $269,194 (34.6%) 0.00 59
2021-04-01 $227,450 (30.0%) $267,615 (30.4%) 0.00 61
2021-05-01 $225,000 (16.4%) $269,613 (18.3%) 0.00 70
2021-06-01 $194,900 (0.5%) $245,112 (1.4%) 0.00 83
2021-07-01 $192,500 (-1.0%) $233,668 (-6.9%) 0.00 106
2021-08-01 $167,700 (-13.2%) $197,624 (-21.0%) 0.00 260
2021-09-01 $168,700 (0.8%) $197,762 (-11.8%) 0.00 256
2021-10-01 $160,000 (-15.8%) $197,122 (-14.3%) 0.00 236
2021-11-01 $194,900 (16.7%) $225,530 (3.0%) 0.00 96
2021-12-01 $189,900 (8.6%) $223,464 (1.0%) 0.00 83
2022-01-01 $209,900 (20.0%) $228,054 (1.8%) 0.00 55
2022-02-01 $212,400 (15.6%) $217,831 (-5.5%) 0.00 51
2022-03-01 $242,950 (7.0%) $241,901 (-10.1%) 0.00 43
2022-04-01 $260,000 (14.3%) $278,732 (4.2%) 0.00 46
2022-05-01 $239,900 (6.6%) $275,872 (2.3%) 0.00 57
Wisconsin Rapids - Marshfield's median listing price for 2022-05-01 was $239,900, a difference of $14,900 (6.6%) versus the prior year and $-20,100 versus the prior month.

Wisconsin Rapids - Marshfield's median listing price comes in at 0% of the national average.

Wisconsin Rapids - Marshfield's average listing price for 2022-05-01 was $275,872, a difference of $6,259 (2.3%) versus the prior year and $-2,860 versus the prior month.

For the 2022-05-01 period, Wisconsin Rapids - Marshfield had 57 MLS listings, a difference of 11 listings (24%) versus the prior month and -13 listings (-19%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Wisconsin Rapids - Marshfield (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,694 sqft
2018-02-01 0 days 1,744 sqft
2018-03-01 0 days 1,764 sqft
2018-04-01 0 days 1,798 sqft
2018-05-01 0 days 1,767 sqft
2018-06-01 0 days 1,774 sqft
2018-07-01 0 days 1,760 sqft
2018-08-01 0 days 1,809 sqft
2018-09-01 0 days 1,848 sqft
2018-10-01 0 days 1,848 sqft
2018-11-01 0 days 1,806 sqft
2018-12-01 0 days 1,778 sqft
2019-01-01 0 days 1,740 sqft
2019-02-01 0 days 1,788 sqft
2019-03-01 0 days 1,829 sqft
2019-04-01 0 days 1,877 sqft
2019-05-01 0 days 1,911 sqft
2019-06-01 0 days 1,900 sqft
2019-07-01 0 days 1,846 sqft
2019-08-01 0 days 1,834 sqft
2019-09-01 0 days 1,846 sqft
2019-10-01 0 days 1,820 sqft
2019-11-01 0 days 1,782 sqft
2019-12-01 0 days 1,732 sqft
2020-01-01 0 days 1,701 sqft
2020-02-01 0 days 1,712 sqft
2020-03-01 0 days 1,702 sqft
2020-04-01 0 days 1,692 sqft
2020-05-01 0 days 1,712 sqft
2020-06-01 0 days 1,768 sqft
2020-07-01 0 days 1,839 sqft
2020-08-01 0 days 1,832 sqft
2020-09-01 0 days 1,801 sqft
2020-10-01 0 days 1,872 sqft
2020-11-01 0 days 1,767 sqft
2020-12-01 0 days 1,767 sqft
2021-01-01 0 days 1,731 sqft
2021-02-01 0 days 1,805 sqft
2021-03-01 0 days 2,021 sqft
2021-04-01 0 days 1,960 sqft
2021-05-01 0 days 1,885 sqft
2021-06-01 0 days 1,741 sqft
2021-07-01 0 days 1,690 sqft
2021-08-01 0 days 1,685 sqft
2021-09-01 0 days 1,671 sqft
2021-10-01 0 days 1,615 sqft
2021-11-01 0 days 1,678 sqft
2021-12-01 0 days 1,659 sqft
2022-01-01 0 days 1,728 sqft
2022-02-01 0 days 1,686 sqft
2022-03-01 0 days 1,694 sqft
2022-04-01 0 days 2,022 sqft
2022-05-01 0 days 1,940 sqft
Wisconsin Rapids - Marshfield's median listing age (time on market) for 2022-05-01 was 0 days.

Wisconsin Rapids - Marshfield's median square footage for active listings during the 2022-05-01 period was 1,940 sqft. One year prior, the average listing was 1,885 sqft.