Wausau VA Loan Rates, Closing Costs & Stats
WAUSAU-WESTON, WI
A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.
The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.
For additional benefits of VA loans, click here.
Wausau's 33 lenders originated 112 VA loans during 2023. The total origination value was $29,660,000, with an average VA loan value of $264,821.
Wausau VA Loans, 30 Year Fixed Rates
30 Year VA mortgages in Wausau
averaged
6.65%
for the week of 2024-11-01, compared to the national average (all VA variants) of
6.305% for the same period.
Wausau's average VA mortgage closing costs are $4,656.
The average rate for the prior week (2024-10-25) was
6.41% and
one month ago for the week of 2024-09-27, the
average rate was 5.87%.
The average rate one year ago was 7.89%.
For refis of the same type during the week of 2024-11-01, the average rate
was 6.17%.
Wausau VA Loan Lenders by Rates & Fees
The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Wausau level.
The top Wausau VA lender as defined by loan originations is Mortgage Research Center, LLC, with
39 VA loans originated. Their average total fees are
$6,341, which is $864
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Wausau VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC ($6,341), .
The lowest rate Wausau VA lenders (with over 10 loans originated) are
Mortgage Research Center, LLC (7.05%), .
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Wausau (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $172,450 (16.2%) | $218,784 (15.1%) | 0.64 | 659 |
2018-02-01 | $182,400 (21.6%) | $225,330 (17.7%) | 0.66 | 645 |
2018-03-01 | $188,138 (18.4%) | $228,794 (18.2%) | 0.66 | 686 |
2018-04-01 | $189,900 (18.7%) | $235,014 (18.4%) | 0.64 | 719 |
2018-05-01 | $189,900 (13.4%) | $232,336 (14.3%) | 0.63 | 784 |
2018-06-01 | $189,900 (12.5%) | $231,021 (10.5%) | 0.63 | 873 |
2018-07-01 | $189,900 (12.9%) | $229,649 (8.6%) | 0.63 | 877 |
2018-08-01 | $179,950 (7.0%) | $223,594 (5.3%) | 0.60 | 906 |
2018-09-01 | $179,900 (5.9%) | $218,647 (4.6%) | 0.60 | 877 |
2018-10-01 | $179,900 (3.5%) | $223,520 (5.5%) | 0.61 | 818 |
2018-11-01 | $184,925 (8.8%) | $226,308 (6.8%) | 0.63 | 766 |
2018-12-01 | $189,900 (15.2%) | $229,683 (8.9%) | 0.66 | 656 |
2019-01-01 | $189,900 (10.1%) | $233,275 (6.6%) | 0.66 | 583 |
2019-02-01 | $189,900 (4.1%) | $229,658 (1.9%) | 0.64 | 584 |
2019-03-01 | $194,043 (3.1%) | $231,297 (1.1%) | 0.63 | 614 |
2019-04-01 | $192,175 (1.2%) | $231,981 (-1.3%) | 0.61 | 644 |
2019-05-01 | $190,000 (0.1%) | $234,941 (1.1%) | 0.59 | 671 |
2019-06-01 | $196,900 (3.7%) | $239,493 (3.7%) | 0.62 | 717 |
2019-07-01 | $198,250 (4.4%) | $238,352 (3.8%) | 0.62 | 777 |
2019-08-01 | $195,082 (8.4%) | $239,009 (6.9%) | 0.62 | 777 |
2019-09-01 | $195,880 (8.9%) | $241,139 (10.3%) | 0.63 | 776 |
2019-10-01 | $197,750 (9.9%) | $242,559 (8.5%) | 0.64 | 768 |
2019-11-01 | $199,000 (7.6%) | $238,871 (5.6%) | 0.65 | 688 |
2019-12-01 | $192,450 (1.3%) | $235,500 (2.5%) | 0.64 | 589 |
2020-01-01 | $184,900 (-2.6%) | $229,842 (-1.5%) | 0.62 | 512 |
2020-02-01 | $185,000 (-2.6%) | $228,378 (-0.6%) | 0.61 | 532 |
2020-03-01 | $195,350 (0.7%) | $233,520 (1.0%) | 0.61 | 597 |
2020-04-01 | $199,900 (4.0%) | $241,099 (3.9%) | 0.63 | 602 |
2020-05-01 | $239,900 (26.3%) | $271,739 (15.7%) | 0.73 | 369 |
2020-06-01 | $239,900 (21.8%) | $272,803 (13.9%) | 0.71 | 335 |
2020-07-01 | $235,750 (18.9%) | $274,195 (15.0%) | 0.68 | 307 |
2020-08-01 | $228,900 (17.3%) | $271,166 (13.5%) | 0.66 | 286 |
2020-09-01 | $224,925 (14.8%) | $265,988 (10.3%) | 0.64 | 314 |
2020-10-01 | $214,900 (8.7%) | $256,694 (5.8%) | 0.62 | 321 |
2020-11-01 | $204,900 (3.0%) | $247,084 (3.4%) | 0.60 | 285 |
2020-12-01 | $202,400 (5.2%) | $246,005 (4.5%) | 0.60 | 247 |
2021-01-01 | $209,450 (13.3%) | $246,429 (7.2%) | 0.63 | 192 |
2021-02-01 | $199,672 (7.9%) | $248,405 (8.8%) | 0.58 | 150 |
2021-03-01 | $213,900 (9.5%) | $252,280 (8.0%) | 0.61 | 129 |
2021-04-01 | $219,900 (10.0%) | $267,862 (11.1%) | 0.60 | 118 |
2021-05-01 | $239,900 (0.0%) | $293,904 (8.2%) | 0.64 | 119 |
2021-06-01 | $237,225 (-1.1%) | $290,515 (6.5%) | 0.62 | 167 |
2021-07-01 | $229,900 (-2.5%) | $285,002 (3.9%) | 0.61 | 207 |
2021-08-01 | $232,400 (1.5%) | $280,422 (3.4%) | 0.62 | 222 |
2021-09-01 | $233,700 (3.9%) | $283,053 (6.4%) | 0.62 | 206 |
2021-10-01 | $249,900 (16.3%) | $283,066 (10.3%) | 0.67 | 219 |
2021-11-01 | $233,650 (14.0%) | $293,527 (18.8%) | 0.62 | 181 |
2021-12-01 | $259,575 (28.3%) | $306,754 (24.7%) | 0.70 | 149 |
2022-01-01 | $271,900 (29.8%) | $318,832 (29.4%) | 0.74 | 126 |
2022-02-01 | $303,675 (52.1%) | $345,274 (39.0%) | 0.79 | 107 |
2022-03-01 | $318,300 (48.8%) | $359,642 (42.6%) | 0.80 | 106 |
2022-04-01 | $349,900 (59.1%) | $385,893 (44.1%) | 0.83 | 111 |
2022-05-01 | $323,300 (34.8%) | $366,421 (24.7%) | 0.74 | 153 |
2022-06-01 | $294,950 (24.3%) | $335,877 (15.6%) | 0.66 | 178 |
2022-07-01 | $294,700 (28.2%) | $343,560 (20.6%) | 0.66 | 199 |
2022-08-01 | $289,206 (24.4%) | $337,477 (20.4%) | 0.67 | 209 |
2022-09-01 | $299,725 (28.3%) | $341,557 (20.7%) | 0.70 | 182 |
2022-10-01 | $279,900 (12.0%) | $322,921 (14.1%) | 0.66 | 186 |
2022-11-01 | $277,450 (18.8%) | $328,307 (11.9%) | 0.67 | 163 |
2022-12-01 | $279,305 (7.6%) | $329,502 (7.4%) | 0.69 | 132 |
2023-01-01 | $280,653 (3.2%) | $332,452 (4.3%) | 0.70 | 108 |
2023-02-01 | $271,903 (-10.5%) | $336,895 (-2.4%) | 0.66 | 99 |
2023-03-01 | $256,425 (-19.4%) | $329,944 (-8.3%) | 0.60 | 95 |
2023-04-01 | $272,950 (-22.0%) | $352,541 (-8.6%) | 0.63 | 87 |
2023-05-01 | $281,150 (-13.0%) | $348,855 (-4.8%) | 0.64 | 113 |
2023-06-01 | $302,400 (2.5%) | $352,905 (5.1%) | 0.68 | 151 |
2023-07-01 | $309,900 (5.2%) | $361,568 (5.2%) | 0.70 | 182 |
2023-08-01 | $299,675 (3.6%) | $378,722 (12.2%) | 0.69 | 193 |
2023-09-01 | $294,950 (-1.6%) | $372,480 (9.1%) | 0.69 | 205 |
2023-10-01 | $294,925 (5.4%) | $362,268 (12.2%) | 0.69 | 208 |
2023-11-01 | $301,950 (8.8%) | $354,945 (8.1%) | 0.72 | 209 |
2023-12-01 | $312,400 (11.9%) | $367,816 (11.6%) | 0.76 | 174 |
2024-01-01 | $342,380 (22.0%) | $377,302 (13.5%) | 0.84 | 140 |
2024-02-01 | $348,645 (28.2%) | $398,690 (18.3%) | 0.84 | 123 |
2024-03-01 | $349,860 (36.4%) | $384,191 (16.4%) | 0.82 | 127 |
2024-04-01 | $358,725 (31.4%) | $420,821 (19.4%) | 0.83 | 118 |
2024-05-01 | $383,133 (36.3%) | $440,201 (26.2%) | 0.87 | 154 |
2024-06-01 | $368,685 (21.9%) | $429,864 (21.8%) | 0.83 | 197 |
2024-07-01 | $343,650 (10.9%) | $391,378 (8.2%) | 0.79 | 214 |
2024-08-01 | $344,900 (15.1%) | $387,430 (2.3%) | 0.80 | 229 |
2024-09-01 | $329,900 (11.9%) | $369,656 (-0.8%) | 0.78 | 252 |
2024-10-01 | $314,500 (6.6%) | $371,777 (2.6%) | 0.00 | 256 |
Wausau's median listing price comes in at 0% of the national average.
Wausau's average listing price for 2024-10-01 was $371,777, a difference of $9,509 (2.6%) versus the prior year and $2,121 versus the prior month.
For the 2024-10-01 period, Wausau had 256 MLS listings, a difference of 4 listings (2%) versus the prior month and 48 listings (23%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Wausau (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 99 days | 1,904 sqft |
2018-02-01 | 97 days | 1,883 sqft |
2018-03-01 | 68 days | 1,876 sqft |
2018-04-01 | 60 days | 1,913 sqft |
2018-05-01 | 54 days | 1,932 sqft |
2018-06-01 | 47 days | 1,961 sqft |
2018-07-01 | 52 days | 1,952 sqft |
2018-08-01 | 60 days | 1,930 sqft |
2018-09-01 | 64 days | 1,879 sqft |
2018-10-01 | 72 days | 1,858 sqft |
2018-11-01 | 81 days | 1,860 sqft |
2018-12-01 | 99 days | 1,884 sqft |
2019-01-01 | 100 days | 1,841 sqft |
2019-02-01 | 96 days | 1,811 sqft |
2019-03-01 | 75 days | 1,855 sqft |
2019-04-01 | 59 days | 1,900 sqft |
2019-05-01 | 49 days | 1,906 sqft |
2019-06-01 | 45 days | 1,906 sqft |
2019-07-01 | 48 days | 1,913 sqft |
2019-08-01 | 54 days | 1,911 sqft |
2019-09-01 | 59 days | 1,920 sqft |
2019-10-01 | 61 days | 1,920 sqft |
2019-11-01 | 73 days | 1,928 sqft |
2019-12-01 | 87 days | 1,883 sqft |
2020-01-01 | 94 days | 1,879 sqft |
2020-02-01 | 95 days | 1,894 sqft |
2020-03-01 | 66 days | 1,938 sqft |
2020-04-01 | 66 days | 1,950 sqft |
2020-05-01 | 77 days | 1,978 sqft |
2020-06-01 | 76 days | 2,000 sqft |
2020-07-01 | 64 days | 2,000 sqft |
2020-08-01 | 65 days | 1,974 sqft |
2020-09-01 | 59 days | 1,940 sqft |
2020-10-01 | 52 days | 1,806 sqft |
2020-11-01 | 69 days | 1,763 sqft |
2020-12-01 | 81 days | 1,749 sqft |
2021-01-01 | 94 days | 1,712 sqft |
2021-02-01 | 91 days | 1,734 sqft |
2021-03-01 | 51 days | 1,808 sqft |
2021-04-01 | 49 days | 1,835 sqft |
2021-05-01 | 38 days | 1,934 sqft |
2021-06-01 | 31 days | 1,954 sqft |
2021-07-01 | 38 days | 1,903 sqft |
2021-08-01 | 42 days | 1,918 sqft |
2021-09-01 | 47 days | 1,919 sqft |
2021-10-01 | 49 days | 1,906 sqft |
2021-11-01 | 56 days | 1,818 sqft |
2021-12-01 | 68 days | 1,917 sqft |
2022-01-01 | 86 days | 1,881 sqft |
2022-02-01 | 64 days | 1,987 sqft |
2022-03-01 | 45 days | 2,009 sqft |
2022-04-01 | 35 days | 2,100 sqft |
2022-05-01 | 25 days | 2,045 sqft |
2022-06-01 | 34 days | 1,972 sqft |
2022-07-01 | 40 days | 1,968 sqft |
2022-08-01 | 39 days | 1,974 sqft |
2022-09-01 | 45 days | 1,983 sqft |
2022-10-01 | 46 days | 1,864 sqft |
2022-11-01 | 51 days | 1,868 sqft |
2022-12-01 | 73 days | 1,877 sqft |
2023-01-01 | 88 days | 2,007 sqft |
2023-02-01 | 88 days | 1,868 sqft |
2023-03-01 | 57 days | 1,990 sqft |
2023-04-01 | 47 days | 2,030 sqft |
2023-05-01 | 33 days | 1,835 sqft |
2023-06-01 | 29 days | 1,870 sqft |
2023-07-01 | 35 days | 1,850 sqft |
2023-08-01 | 38 days | 1,899 sqft |
2023-09-01 | 38 days | 1,864 sqft |
2023-10-01 | 50 days | 1,820 sqft |
2023-11-01 | 51 days | 1,794 sqft |
2023-12-01 | 56 days | 1,800 sqft |
2024-01-01 | 73 days | 1,871 sqft |
2024-02-01 | 62 days | 1,849 sqft |
2024-03-01 | 49 days | 1,846 sqft |
2024-04-01 | 46 days | 2,016 sqft |
2024-05-01 | 23 days | 2,051 sqft |
2024-06-01 | 36 days | 2,105 sqft |
2024-07-01 | 42 days | 2,027 sqft |
2024-08-01 | 43 days | 2,012 sqft |
2024-09-01 | 43 days | 1,934 sqft |
2024-10-01 | 0 days | 1,869 sqft |
Wausau's median square footage for active listings during the 2024-10-01 period was 1,869 sqft. One year prior, the average listing was 1,820 sqft.