Waldo State Bank Mortgage Rates, Fees & Info
Waldo, WILEI: 549300ALPT3HYIWS8833
Tax ID: 39-0684560
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Waldo State Bank is a smaller bank specializing in Home Purchase and Refi loans. Waldo State Bank has a high proportion of conventional loans. Their top markets by origination volume include: Sheboygan, Milwaukee, Manitowoc, Fond Du Lac, and Stevens Point among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)Waldo State Bank has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
77Origination Dollar Volume (All Markets)
$11,675,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SHEBOYGAN, WI (FHA|USDA|VA) | 66 | $9,440,000 | $143,030 | $0 | 0.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $1,015,000 | $338,333 | $0 | 0.00% |
| Manitowoc, WI (FHA|USDA|VA) | 6 | $940,000 | $156,667 | $0 | 0.00% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 77 | $11,675,000 | $151,623 | $0 | 0.00% |
For 2022, Waldo State Bank's most frequently originated type of loan was Conventional, with 77 originations.
Loan Reason
For 2022, Waldo State Bank's most frequently cited loan purpose was Home Purchase, with 47 originations. The 2nd most popular reason was Refi, with 26 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 77 | $11,675,000 | $151,623 | $0 | 0.00% |
For 2022, Waldo State Bank's most frequently cited loan duration was Other, with 77 originations.
Loan Sizing
2022 saw Waldo State Bank place emphasis on $100k-200k loans with 44 originations, totaling $6,010,000 in origination value.
Applicant Income
Waldo State Bank lent most frequently to those with incomes in the $100k-150k range, with 12 originations. The second most popular income band? $75k-100k, with 10 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 77 | $11,675,000 | $151,623 | $0 | 0.00% |
Waldo State Bank lent most frequently to those with DTI ratios of Exempt%, with 77 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.30%
Waldo State Bank has an average approval rate.
Pick Rate
Approvals leading to origination92.21%
Waldo State Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 77 | $11,675,000 | $151,623 |