Manitowoc Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Manitowoc averaged 6.46% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.57% and one month ago for the week of 2025-02-27, the average rate was 6.48%.

    Manitowoc's average rate one year ago was 6.51%.

    For refis of the same type during the week of 2025-04-03, the average rate was 7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Manitowoc 30 Year Fixed Rate 2025-04-03 6.46%
    Manitowoc 30 Year Fixed Rate Refi 2025-04-03 7%
    Manitowoc 15 Year Fixed Rate 2025-04-03 5.62%
    Manitowoc 15 Year Fixed Rate Refi 2025-04-03 5.72%
    Manitowoc 30 Year FHA 2025-04-03 6.44%
    Manitowoc 30 Year FHA Refi 2025-04-03 6.06%
    Manitowoc 30 Year USDA 2025-04-03 6.32%
    Manitowoc 30 Year USDA Refi 2025-04-03 6.32%
    Manitowoc 30 Year VA 2025-04-03 6.51%
    Manitowoc 30 Year VA Refi 2025-04-03 5.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Manitowoc, WI.

    Manitowoc Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Manitowoc, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Bank First, N.A. 83 6.57% $2,462
    FOX COMMUNITIES 41 6.49% $2,303
    Associated Bank 39 6.55% $2,463
    QUICKEN LOANS, LLC 36 6.75% $5,236
    UNITEDONE Credit Union 34 6.35% $1,441
    Community First Credit Union 31 6.44% $2,452
    GUILD MORTGAGE COMPANY 23 6.55% $3,945
    U.S. Bank 22 6.56% $2,883
    Kohler Credit Union 20 6.58% $2,998
    PLANET HOME LENDING, LLC 15 6.61% $2,416
    UNITED WHOLESALE MORTGAGE, LLC 13 7.04% $6,095
    FIRST COLONY MORTGAGE CORPORATION 13 6.68% $4,370
    First Federal Bank 13 6.60% $3,233
    Summit Credit Union 11 6.45% $2,844
    Flagstar Bank, FSB 9 7.04% $3,766
    Nicolet National Bank 9 6.89% $3,026
    Servion, Inc. 9 6.83% $3,360
    GUARANTEED RATE, INC. 9 6.85% $3,439
    BMO Harris Bank 8 6.61% $4,074
    Wells Fargo Bank 8 6.91% $4,119
    ENVOY MORTGAGE, LTD 7 6.11% $5,357
    JPMorgan Chase Bank 7 6.82% $3,685
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 6.87% $4,544
    LOANDEPOT.COM, LLC 7 6.52% $6,625
    TOWNE MORTGAGE COMPANY 7 6.75% $4,025
    CAPITAL Credit Union 6 6.33% $2,914
    Waterstone Mortgage Corporation 6 6.87% $5,666
    CARDINAL FINANCIAL 5 6.42% $5,806
    Bank Five Nine 5 6.17% $3,002
    Nations Lending Corporation 4 6.84% $4,840
    NEWREZ LLC 4 6.90% $3,685
    CIBM Bank 4 6.25% $4,471
    Mr. Cooper ( Nationstar Mortgage ) 4 6.81% $7,233
    National Exchange Bank and Trust 4 7.22% $1,876
    CoVantage Credit Union 3 6.96% $3,413
    NexBank 3 6.25% $3,104
    MOVEMENT MORTGAGE, LLC 3 6.81% $5,512
    BROKER SOLUTIONS, INC. 3 7.13% $5,934
    CROSSCOUNTRY MORTGAGE, LLC 3 7.30% $4,252
    University of Wisconsin Credit Union 3 6.46% $3,185
    PRIMARY RESIDENTIAL MORTGAGE, INC. 2 6.63% $3,894
    DUPACO COMMUNITY 2 5.81% $6,557
    UNION HOME MORTGAGE CORP. 2 7.63% $2,894
    MARINE 2 10.68% $5,018
    Mortgage Research Center, LLC 2 7.19% $1,414
    NAVY FEDERAL CREDIT UNION 2 6.88% $1,972
    Bell Bank 2 6.81% $2,803
    Landmark Credit Union 2 6.61% $2,261
    VERVE, A CREDIT UNION 2 7.38% $2,166
    T2 FINANCIAL LLC 2 8.13% $3,709
    SECURITYNATIONAL MORTGAGE COMPANY 2 7.81% $5,086
    Johnson Bank 2 6.50% $2,224
    WISCONSIN MORTGAGE CORPORATION 2 6.31% $2,961
    ZILLOW HOME LOANS, LLC 1 7.38% $3,461
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 6.63% $7,606
    Bankers' Bank 1 7.38% $2,163
    Bank of England 1 7.50% $4,388
    Barrington Bank & Trust Company, N.A. 1 6.38% $10,775
    BETTER MORTGAGE CORPORATION 1 6.13% $7,818
    Carrington Mortgage Services, LLC 1 6.63% $3,533
    Charles Schwab Bank, SSB 1 5.38% $2,898
    CMG MORTGAGE, INC. 1 6.99% $5,673
    COMPEER FINANCIAL, FLCA 1 7.63% $6,636
    First American Bank 1 6.38% $3,260
    First United Bank and Trust Company 1 7.38% $3,803
    Great Midwest Bank, S.S.B. 1 7.00% $2,384
    GUARANTEED RATE AFFINITY, LLC 1 7.25% $0
    Heartland Credit Union (Madison) 1 5.75% $3,055
    Home State Bank 1 6.38% $3,370
    Horicon Bank 1 6.50% $2,308
    IncredibleBank 1 6.50% $2,855
    Ixonia Bank 1 8.13% $4,196
    MICHIGAN MUTUAL, INC. 1 7.13% $6,144
    Midland States Bank 1 7.13% $3,209
    NBKC BANK 1 6.63% $2,161
    North Shore Bank FSB 1 7.38% $3,071
    OCMBC, INC. 1 7.50% $7,503
    PCM 1 6.25% $1,625
    Plains Commerce Bank 1 5.88% $4,754
    PNC Bank 1 7.38% $3,487
    POINT Mortgage 1 6.00% $2,536
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.50% $2,938
    Prosperity Home Mortgage, LLC 1 6.13% $4,266
    ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 6.88% $2,662
    Royal Credit Union 1 6.50% $0
    Sierra Pacific Mortgage Company, Inc. 1 7.88% $4,362
    SUCCESS MORTGAGE PARTNERS, INC. 1 6.13% $4,178
    SUPERIOR CHOICE 1 5.88% $2,300
    The Huntington National Bank 1 7.63% $4,009
    TOGETHER CREDIT UNION 1 5.88% $2,238
    TRUSTONE FINANCIAL FEDERAL CREDIT UNION 1 6.99% $1,007
    UNITED 1 7.63% $3,098
    V.I.P. MORTGAGE, INC. 1 6.63% $2,646
    Waukesha State Bank 1 7.38% $4,150
    AMERICAN FINANCIAL NETWORK, INC. 1 6.50% $3,477

    Manitowoc Average Closing Costs & Other Stats

    Manitowoc, WI's 95 lenders originated 2,000 loans during 2024. The total origination value was $298,140,000, with an average loan value of $149,070.

    Manitowoc's average closing costs are $3,175.

    The top Manitowoc lender as defined by loan originations is Bank First, N.A., with 83 loans originated. Their average total fees are $2,462, which is $159 higher than the next largest lender, FOX COMMUNITIES.

    The lowest fee Manitowoc lenders (with over 10 loans originated) are UNITEDONE Credit Union ($1,441), FOX COMMUNITIES ($2,303), PLANET HOME LENDING, LLC ($2,416), Community First Credit Union ($2,452) and Bank First, N.A. ($2,462).

    The lowest rate Manitowoc lenders (with over 10 loans originated) are UNITEDONE Credit Union (6.35%), Community First Credit Union (6.44%), Summit Credit Union (6.45%), FOX COMMUNITIES (6.49%) and Associated Bank (6.55%).

    Manitowoc, WI Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Bank First, N.A. $25,855,000 $36,440,000 40.9% 12.2%
    UNITEDONE Credit Union $15,525,000 $20,320,000 30.9% 6.8%
    Community First Credit Union $11,285,000 $17,595,000 55.9% 5.9%
    QUICKEN LOANS, LLC $7,065,000 $12,885,000 82.4% 4.3%
    FOX COMMUNITIES $9,660,000 $12,750,000 32.0% 4.3%
    Associated Bank $9,650,000 $12,010,000 24.5% 4.0%
    Mortgage Research Center, LLC $6,600,000 $9,235,000 39.9% 3.1%
    Collins State Bank $5,885,000 $8,190,000 39.2% 2.7%
    GUILD MORTGAGE COMPANY $4,865,000 $8,030,000 65.1% 2.7%
    U.S. Bank $4,985,000 $7,420,000 48.8% 2.5%
    Kohler Credit Union $4,085,000 $6,465,000 58.3% 2.2%
    UNITED WHOLESALE MORTGAGE, LLC $5,135,000 $6,070,000 18.2% 2.0%
    Nicolet National Bank $6,770,000 $5,700,000 -15.8% 1.9%
    Cleveland State Bank $2,875,000 $5,580,000 94.1% 1.9%
    FIRST COLONY MORTGAGE CORPORATION $4,645,000 n/a 1.6%
    Johnson Bank $5,005,000 $4,290,000 -14.3% 1.4%
    GUARANTEED RATE, INC. $2,195,000 $4,125,000 87.9% 1.4%
    First Federal Bank $635,000 $3,825,000 502.4% 1.3%
    BMO Harris Bank $1,990,000 $3,740,000 87.9% 1.3%
    Summit Credit Union $2,160,000 $3,270,000 51.4% 1.1%
    PLANET HOME LENDING, LLC $705,000 $3,105,000 340.4% 1.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,135,000 $2,760,000 29.3% 0.9%
    Flagstar Bank, FSB $670,000 $2,460,000 267.2% 0.8%
    LOANDEPOT.COM, LLC $1,130,000 $2,455,000 117.3% 0.8%
    Wells Fargo Bank $2,860,000 $2,380,000 -16.8% 0.8%
    CAPITAL Credit Union $1,270,000 $2,120,000 66.9% 0.7%
    Servion, Inc. $1,210,000 $2,090,000 72.7% 0.7%
    NEWREZ LLC $1,870,000 $2,020,000 8.0% 0.7%
    CARDINAL FINANCIAL $1,060,000 $1,995,000 88.2% 0.7%
    Waukesha State Bank $1,940,000 n/a 0.7%
    FREEDOM MORTGAGE CORPORATION $410,000 $1,920,000 368.3% 0.6%
    GreenStone Farm Credit Services, FLCA $1,610,000 $1,905,000 18.3% 0.6%
    PENNYMAC LOAN SERVICES, LLC $1,510,000 $1,895,000 25.5% 0.6%
    ENVOY MORTGAGE, LTD $3,500,000 $1,705,000 -51.3% 0.6%
    Nations Lending Corporation $1,450,000 $1,655,000 14.1% 0.6%
    SECURITYNATIONAL MORTGAGE COMPANY $1,655,000 n/a 0.6%
    Waterstone Mortgage Corporation $1,095,000 $1,585,000 44.7% 0.5%
    CIBM Bank $465,000 $1,545,000 232.3% 0.5%
    JPMorgan Chase Bank $385,000 $1,520,000 294.8% 0.5%
    NAVY FEDERAL CREDIT UNION $735,000 $1,505,000 104.8% 0.5%
    Midland States Bank $1,450,000 n/a 0.5%
    Oostburg State Bank $1,055,000 $1,430,000 35.5% 0.5%
    Premier Community Bank $185,000 $1,420,000 667.6% 0.5%
    TOWNE MORTGAGE COMPANY $460,000 $1,385,000 201.1% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $2,695,000 $1,360,000 -49.5% 0.5%
    V.I.P. MORTGAGE, INC. $1,590,000 $1,360,000 -14.5% 0.5%
    VERVE, A CREDIT UNION $2,230,000 $1,320,000 -40.8% 0.4%
    MARINE $1,865,000 $1,310,000 -29.8% 0.4%
    University of Wisconsin Credit Union $975,000 $1,250,000 28.2% 0.4%
    BROKER SOLUTIONS, INC. $1,860,000 $1,245,000 -33.1% 0.4%
    UNION HOME MORTGAGE CORP. $435,000 $1,100,000 152.9% 0.4%
    UNITED $1,095,000 n/a 0.4%
    The First National Bank of Bangor $1,045,000 n/a 0.4%
    USAA Federal Savings Bank $970,000 $1,030,000 6.2% 0.3%
    Figure Lending LLC $170,000 $1,020,000 500.0% 0.3%
    MOVEMENT MORTGAGE, LLC $410,000 $1,010,000 146.3% 0.3%
    LENDINGHOME FUNDING CORPORATION $240,000 $980,000 308.3% 0.3%
    COMPEER FINANCIAL, FLCA $230,000 $970,000 321.7% 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $340,000 $965,000 183.8% 0.3%
    CoVantage Credit Union $1,985,000 $930,000 -53.1% 0.3%
    DUPACO COMMUNITY $900,000 n/a 0.3%
    EDUCATORS CREDIT UNION $205,000 $865,000 322.0% 0.3%
    HOMESIDE FINANCIAL, LLC $340,000 $845,000 148.5% 0.3%
    NexBank $420,000 $825,000 96.4% 0.3%
    National Exchange Bank and Trust $1,140,000 $820,000 -28.1% 0.3%
    Bristol Morgan Bank $115,000 $795,000 591.3% 0.3%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $365,000 $790,000 116.4% 0.3%
    AbbyBank $775,000 n/a 0.3%
    PremierBank $705,000 n/a 0.2%
    Waldo State Bank $1,010,000 $670,000 -33.7% 0.2%
    Bell Bank $985,000 $655,000 -33.5% 0.2%
    State Bank of Chilton $255,000 $625,000 145.1% 0.2%
    East Wisconsin Savings Bank $85,000 $620,000 629.4% 0.2%
    GUARANTEED RATE AFFINITY, LLC $355,000 $600,000 69.0% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $180,000 $575,000 219.4% 0.2%
    American Mortgage & Equity Consultants, Inc. $550,000 n/a 0.2%
    Ally Bank $540,000 n/a 0.2%
    Bank Five Nine $600,000 $530,000 -11.7% 0.2%
    Charles Schwab Bank, SSB $525,000 n/a 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $205,000 $525,000 156.1% 0.2%
    North Shore Bank FSB $145,000 $495,000 241.4% 0.2%
    PNC Bank $145,000 $480,000 231.0% 0.2%
    POINT Mortgage $480,000 n/a 0.2%
    Prosperity Home Mortgage, LLC $255,000 $480,000 88.2% 0.2%
    Bank of Luxemburg $275,000 $450,000 63.6% 0.2%
    PCM $315,000 $440,000 39.7% 0.1%
    Paramount Residential Mortgage Group, Inc. $1,865,000 $395,000 -78.8% 0.1%
    CMG MORTGAGE, INC. $500,000 $385,000 -23.0% 0.1%
    Landmark Credit Union $555,000 $370,000 -33.3% 0.1%
    WISCONSIN MORTGAGE CORPORATION $265,000 $370,000 39.6% 0.1%
    Armed Forces Bank $365,000 n/a 0.1%
    Barrington Bank & Trust Company, N.A. $750,000 $355,000 -52.7% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $355,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $410,000 $355,000 -13.4% 0.1%
    Guardian Credit Union $340,000 n/a 0.1%
    Ixonia Bank $840,000 $335,000 -60.1% 0.1%
    Discover Bank $150,000 $330,000 120.0% 0.1%
    Horicon Bank $45,000 $330,000 633.3% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $325,000 n/a 0.1%
    OCEANSIDE MORTGAGE COMPANY $310,000 n/a 0.1%
    IncredibleBank $125,000 $295,000 136.0% 0.1%
    Royal Credit Union $15,000 $295,000 1,866.7% 0.1%
    Bank of England $290,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $375,000 $270,000 -28.0% 0.1%
    Bankers' Bank $115,000 $265,000 130.4% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $135,000 $260,000 92.6% 0.1%
    MID AMERICA MORTGAGE, INC. $260,000 n/a 0.1%
    Citizens State Bank of Loyal $255,000 n/a 0.1%
    Century Mortgage Company DBA Century Lending Company $155,000 $245,000 58.1% 0.1%
    The Federal Savings Bank $55,000 $245,000 345.5% 0.1%
    BETTER MORTGAGE CORPORATION $235,000 n/a 0.1%
    Plains Commerce Bank $230,000 $235,000 2.2% 0.1%
    The Huntington National Bank $800,000 $235,000 -70.6% 0.1%
    AMERICAN HERITAGE LENDING, INC. $230,000 n/a 0.1%
    SPIRE Credit Union $225,000 n/a 0.1%
    HOMEXPRESS MORTGAGE CORP. $210,000 n/a 0.1%
    First American Bank $205,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $215,000 $195,000 -9.3% 0.1%
    T2 FINANCIAL LLC $190,000 n/a 0.1%
    ENDEAVOR CAPITAL, LLC. $640,000 $185,000 -71.1% 0.1%
    Equity Prime Mortgage LLC $185,000 n/a 0.1%
    Greenleaf Wayside Bank $265,000 $185,000 -30.2% 0.1%
    NBKC BANK $155,000 $175,000 12.9% 0.1%
    TOGETHER CREDIT UNION $175,000 n/a 0.1%
    Farmers & Merchants State Bank $165,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $900,000 $160,000 -82.2% 0.1%
    CHURCHILL MORTGAGE CORPORATION $105,000 $155,000 47.6% 0.1%
    Coastal Community Bank $150,000 $155,000 3.3% 0.1%
    First United Bank and Trust Company $155,000 n/a 0.1%
    PyraMax Bank, FSB $155,000 n/a 0.1%
    SUPERIOR CHOICE $155,000 n/a 0.1%
    Wyoming Bank & Trust $155,000 n/a 0.1%
    Great Midwest Bank, S.S.B. $360,000 $145,000 -59.7% 0.0%
    ROUNDPOINT MORTGAGE SERVICING CORPORATION $145,000 n/a 0.0%
    SUCCESS MORTGAGE PARTNERS, INC. $145,000 n/a 0.0%
    Wolfe Financial, Inc $145,000 n/a 0.0%
    Heartland Credit Union (Madison) $135,000 n/a 0.0%
    MICHIGAN MUTUAL, INC. $195,000 $135,000 -30.8% 0.0%
    Oregon Community Bank $135,000 n/a 0.0%
    Sierra Pacific Mortgage Company, Inc. $135,000 n/a 0.0%
    VILLAGE CAPITAL MORTGAGE $135,000 $135,000 0.0% 0.0%
    SPRING EQ, LLC $130,000 n/a 0.0%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $210,000 $125,000 -40.5% 0.0%
    AXIA FINANCIAL, LLC $125,000 n/a 0.0%
    OCMBC, INC. $125,000 n/a 0.0%
    AMERICAN FINANCIAL NETWORK, INC. $125,000 $115,000 -8.0% 0.0%
    Peoples State Bank $65,000 $115,000 76.9% 0.0%
    UNISON CREDIT UNION $95,000 $115,000 21.1% 0.0%
    West Pointe Bank $115,000 n/a 0.0%
    LIMA ONE CAPITAL, LLC $420,000 $95,000 -77.4% 0.0%
    LOANPAL, LLC $95,000 n/a 0.0%
    NEW DAY FINANCIAL, LLC $650,000 $95,000 -85.4% 0.0%
    RUOFF MORTGAGE COMPANY, INC. $95,000 n/a 0.0%
    Carrington Mortgage Services, LLC $375,000 $90,000 -76.0% 0.0%
    BLC Community Bank $85,000 n/a 0.0%
    CORNERSTONE HOME LENDING, INC. $125,000 $75,000 -40.0% 0.0%
    PHH Mortgage Corporation $75,000 $75,000 0.0% 0.0%
    TRUSTONE FINANCIAL FEDERAL CREDIT UNION $500,000 $70,000 -86.0% 0.0%
    GREENSTATE CREDIT UNION $65,000 n/a 0.0%
    IDEAL $65,000 n/a 0.0%
    Fortifi Bank $55,000 n/a 0.0%
    Baxter Credit Union $45,000 n/a 0.0%
    Home State Bank $45,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $45,000 n/a 0.0%
    21ST MORTGAGE CORPORATION $85,000 $35,000 -58.8% 0.0%
    THRIVENT Federal Credit Union $25,000 n/a 0.0%

    Manitowoc's top lender by overall market share is Bank First, N.A., with 12.2% market share. In second place, with 6.8%, is UNITEDONE Credit Union, having originated $20,320,000 in loans. In third place, with 5.9%, is Community First Credit Union, having originated $17,595,000 in loans. In fourth place, with 4.3%, is QUICKEN LOANS, LLC, having originated $12,885,000 in loans. In fifth place, with 4.3%, is FOX COMMUNITIES, having originated $12,750,000 in loans.

    Manitowoc Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Manitowoc (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $114,450 (4.1%) $165,972 (10.3%) 0.00 291
    2018-02-01 $118,000 (9.4%) $182,810 (22.3%) 0.00 229
    2018-03-01 $134,900 (25.8%) $199,691 (29.6%) 0.00 225
    2018-04-01 $124,925 (18.5%) $201,400 (32.1%) 0.00 218
    2018-05-01 $130,200 (17.4%) $208,130 (33.1%) 0.00 217
    2018-06-01 $130,200 (13.5%) $217,444 (33.2%) 0.00 232
    2018-07-01 $138,725 (17.9%) $227,215 (36.5%) 0.00 251
    2018-08-01 $134,900 (12.5%) $218,422 (27.3%) 0.00 264
    2018-09-01 $129,900 (8.4%) $217,665 (26.6%) 0.00 261
    2018-10-01 $135,350 (13.9%) $207,008 (17.8%) 0.00 270
    2018-11-01 $132,450 (15.3%) $198,504 (14.7%) 0.00 249
    2018-12-01 $135,000 (17.5%) $202,553 (19.3%) 0.00 250
    2019-01-01 $136,675 (19.4%) $211,874 (27.7%) 0.00 230
    2019-02-01 $131,175 (11.2%) $212,478 (16.2%) 0.00 205
    2019-03-01 $137,786 (2.1%) $221,486 (10.9%) 0.00 204
    2019-04-01 $144,900 (16.0%) $234,445 (16.4%) 0.00 252
    2019-05-01 $154,700 (18.8%) $258,992 (24.4%) 0.00 182
    2019-06-01 $169,900 (30.5%) $260,091 (19.6%) 0.00 191
    2019-07-01 $176,825 (27.5%) $269,736 (18.7%) 0.00 202
    2019-08-01 $168,118 (24.6%) $259,485 (18.8%) 0.00 199
    2019-09-01 $157,870 (21.5%) $252,167 (15.9%) 0.00 208
    2019-10-01 $149,900 (10.8%) $245,204 (18.5%) 0.00 216
    2019-11-01 $145,700 (10.0%) $238,029 (19.9%) 0.00 208
    2019-12-01 $143,308 (6.2%) $238,016 (17.5%) 0.00 193
    2020-01-01 $139,900 (2.4%) $233,283 (10.1%) 0.00 174
    2020-02-01 $139,900 (6.7%) $233,931 (10.1%) 0.00 161
    2020-03-01 $138,750 (0.7%) $220,267 (-0.6%) 0.00 147
    2020-04-01 $143,700 (-0.8%) $236,543 (0.9%) 0.00 142
    2020-05-01 $176,500 (14.1%) $236,079 (-8.9%) 0.00 139
    2020-06-01 $195,950 (15.3%) $254,030 (-2.3%) 0.00 128
    2020-07-01 $185,725 (5.0%) $244,227 (-9.5%) 0.00 118
    2020-08-01 $179,900 (7.0%) $235,654 (-9.2%) 0.00 107
    2020-09-01 $184,450 (16.8%) $237,422 (-5.9%) 0.00 115
    2020-10-01 $179,900 (20.0%) $246,305 (0.5%) 0.00 110
    2020-11-01 $167,450 (14.9%) $245,594 (3.2%) 0.00 92
    2020-12-01 $167,425 (16.8%) $233,915 (-1.7%) 0.00 79
    2021-01-01 $169,900 (21.4%) $243,654 (4.5%) 0.00 68
    2021-02-01 $190,000 (35.8%) $274,237 (17.2%) 0.00 50
    2021-03-01 $183,725 (32.4%) $271,986 (23.5%) 0.00 53
    2021-04-01 $175,700 (22.3%) $277,446 (17.3%) 0.00 60
    2021-05-01 $214,900 (21.8%) $295,192 (25.0%) 0.00 71
    2021-06-01 $225,000 (14.8%) $292,432 (15.1%) 0.00 92
    2021-07-01 $224,900 (21.1%) $291,294 (19.3%) 0.00 104
    2021-08-01 $207,450 (15.3%) $279,356 (18.6%) 0.00 113
    2021-09-01 $193,350 (4.8%) $283,111 (19.2%) 0.00 106
    2021-10-01 $182,500 (1.5%) $267,698 (8.7%) 0.00 111
    2021-11-01 $167,400 (0.0%) $273,529 (11.4%) 0.00 110
    2021-12-01 $165,450 (-1.2%) $277,239 (18.5%) 0.00 88
    2022-01-01 $169,450 (-0.3%) $272,154 (11.7%) 0.00 64
    2022-02-01 $187,400 (-1.4%) $271,511 (-1.0%) 0.00 53
    2022-03-01 $191,000 (4.0%) $275,417 (1.3%) 0.00 61
    2022-04-01 $189,000 (7.6%) $287,848 (3.8%) 0.00 61
    2022-05-01 $207,875 (-3.3%) $275,160 (-6.8%) 0.00 72
    2022-06-01 $228,650 (1.6%) $292,003 (-0.2%) 0.00 70
    2022-07-01 $239,900 (6.7%) $281,481 (-3.4%) 0.00 93
    2022-08-01 $229,650 (10.7%) $285,012 (2.0%) 0.00 91
    2022-09-01 $208,725 (8.0%) $280,271 (-1.0%) 0.00 86
    2022-10-01 $220,000 (20.6%) $276,774 (3.4%) 0.00 87
    2022-11-01 $249,950 (49.3%) $292,256 (6.9%) 0.00 82
    2022-12-01 $249,900 (51.0%) $280,024 (1.0%) 0.00 65
    2023-01-01 $279,000 (64.7%) $298,791 (9.8%) 0.00 56
    2023-02-01 $269,950 (44.1%) $322,614 (18.8%) 0.00 53
    2023-03-01 $249,900 (30.8%) $303,233 (10.1%) 0.00 73
    2023-04-01 $229,900 (21.6%) $275,489 (-4.3%) 0.00 95
    2023-05-01 $238,650 (14.8%) $277,995 (1.0%) 0.00 101
    2023-06-01 $217,950 (-4.7%) $294,971 (1.0%) 0.00 117
    2023-07-01 $244,500 (1.9%) $308,340 (9.5%) 0.00 120
    2023-08-01 $244,450 (6.4%) $312,004 (9.5%) 0.00 118
    2023-09-01 $269,900 (29.3%) $315,396 (12.5%) 0.00 114
    2023-10-01 $259,750 (18.1%) $312,762 (13.0%) 0.00 138
    2023-11-01 $228,950 (-8.4%) $291,797 (-0.2%) 0.00 146
    2023-12-01 $244,500 (-2.2%) $303,516 (8.4%) 0.00 130
    2024-01-01 $242,200 (-13.2%) $314,157 (5.1%) 0.00 106
    2024-02-01 $231,675 (-14.2%) $308,030 (-4.5%) 0.00 108
    2024-03-01 $254,900 (2.0%) $328,728 (8.4%) 0.00 129
    2024-04-01 $288,500 (25.5%) $358,674 (30.2%) 0.00 141
    2024-05-01 $299,675 (25.6%) $364,889 (31.3%) 0.00 152
    2024-06-01 $284,900 (30.7%) $353,955 (20.0%) 0.00 167
    2024-07-01 $261,500 (7.0%) $341,297 (10.7%) 0.00 162
    2024-08-01 $260,850 (6.7%) $344,104 (10.3%) 0.00 168
    2024-09-01 $277,225 (2.7%) $355,897 (12.8%) 0.00 181
    2024-10-01 $264,900 (2.0%) $331,553 (6.0%) 0.00 182
    2024-11-01 $249,900 (9.2%) $311,434 (6.7%) 0.00 196
    2024-12-01 $246,025 (0.6%) $313,721 (3.4%) 0.00 162
    2025-01-01 $252,400 (4.2%) $309,259 (-1.6%) 0.00 147
    2025-02-01 $241,050 (4.1%) $312,210 (1.4%) 0.00 140
    2025-03-01 $249,900 (-2.0%) $307,943 (-6.3%) 0.00 144
    Manitowoc's median listing price for 2025-03-01 was $249,900, a difference of $-5,000 (-2.0%) versus the prior year and $8,850 versus the prior month.

    Manitowoc's median listing price comes in at 0% of the national average.

    Manitowoc's average listing price for 2025-03-01 was $307,943, a difference of $-20,785 (-6.3%) versus the prior year and $-4,267 versus the prior month.

    For the 2025-03-01 period, Manitowoc had 144 MLS listings, a difference of 4 listings (3%) versus the prior month and 15 listings (12%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Manitowoc (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,519 sqft
    2018-02-01 0 days 1,548 sqft
    2018-03-01 0 days 1,578 sqft
    2018-04-01 0 days 1,587 sqft
    2018-05-01 0 days 1,599 sqft
    2018-06-01 0 days 1,648 sqft
    2018-07-01 0 days 1,666 sqft
    2018-08-01 0 days 1,701 sqft
    2018-09-01 0 days 1,800 sqft
    2018-10-01 0 days 1,768 sqft
    2018-11-01 0 days 1,712 sqft
    2018-12-01 0 days 1,714 sqft
    2019-01-01 0 days 1,661 sqft
    2019-02-01 0 days 1,653 sqft
    2019-03-01 0 days 1,700 sqft
    2019-04-01 0 days 1,719 sqft
    2019-05-01 0 days 1,805 sqft
    2019-06-01 0 days 1,824 sqft
    2019-07-01 0 days 1,821 sqft
    2019-08-01 0 days 1,744 sqft
    2019-09-01 0 days 1,740 sqft
    2019-10-01 0 days 1,727 sqft
    2019-11-01 0 days 1,687 sqft
    2019-12-01 0 days 1,682 sqft
    2020-01-01 0 days 1,617 sqft
    2020-02-01 0 days 1,634 sqft
    2020-03-01 0 days 1,584 sqft
    2020-04-01 0 days 1,646 sqft
    2020-05-01 0 days 1,661 sqft
    2020-06-01 0 days 1,804 sqft
    2020-07-01 0 days 1,848 sqft
    2020-08-01 0 days 1,839 sqft
    2020-09-01 0 days 1,850 sqft
    2020-10-01 0 days 1,830 sqft
    2020-11-01 0 days 1,634 sqft
    2020-12-01 0 days 1,579 sqft
    2021-01-01 0 days 1,581 sqft
    2021-02-01 0 days 1,584 sqft
    2021-03-01 0 days 1,603 sqft
    2021-04-01 0 days 1,606 sqft
    2021-05-01 0 days 1,660 sqft
    2021-06-01 0 days 1,691 sqft
    2021-07-01 0 days 1,693 sqft
    2021-08-01 0 days 1,657 sqft
    2021-09-01 0 days 1,644 sqft
    2021-10-01 0 days 1,598 sqft
    2021-11-01 0 days 1,556 sqft
    2021-12-01 0 days 1,512 sqft
    2022-01-01 0 days 1,571 sqft
    2022-02-01 0 days 1,648 sqft
    2022-03-01 0 days 1,647 sqft
    2022-04-01 0 days 1,650 sqft
    2022-05-01 0 days 1,725 sqft
    2022-06-01 0 days 1,744 sqft
    2022-07-01 0 days 1,676 sqft
    2022-08-01 0 days 1,611 sqft
    2022-09-01 0 days 1,632 sqft
    2022-10-01 0 days 1,664 sqft
    2022-11-01 0 days 1,716 sqft
    2022-12-01 0 days 1,670 sqft
    2023-01-01 0 days 1,690 sqft
    2023-02-01 0 days 1,688 sqft
    2023-03-01 0 days 1,620 sqft
    2023-04-01 0 days 1,524 sqft
    2023-05-01 0 days 1,601 sqft
    2023-06-01 0 days 1,576 sqft
    2023-07-01 0 days 1,638 sqft
    2023-08-01 0 days 1,680 sqft
    2023-09-01 0 days 1,694 sqft
    2023-10-01 0 days 1,640 sqft
    2023-11-01 0 days 1,608 sqft
    2023-12-01 0 days 1,638 sqft
    2024-01-01 0 days 1,645 sqft
    2024-02-01 0 days 1,509 sqft
    2024-03-01 0 days 1,638 sqft
    2024-04-01 0 days 1,799 sqft
    2024-05-01 0 days 1,901 sqft
    2024-06-01 0 days 1,758 sqft
    2024-07-01 0 days 1,762 sqft
    2024-08-01 0 days 1,716 sqft
    2024-09-01 0 days 1,803 sqft
    2024-10-01 0 days 1,720 sqft
    2024-11-01 0 days 1,638 sqft
    2024-12-01 0 days 1,651 sqft
    2025-01-01 0 days 1,680 sqft
    2025-02-01 0 days 1,668 sqft
    2025-03-01 0 days 1,654 sqft
    Manitowoc's median listing age (time on market) for 2025-03-01 was 0 days.

    Manitowoc's median square footage for active listings during the 2025-03-01 period was 1,654 sqft. One year prior, the average listing was 1,638 sqft.

    Manitowoc, WI Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 859 $183,355,000 $213,452
    Refi 324 $42,040,000 $129,753
    Cash Out Refi 280 $35,180,000 $125,643
    Home Improvement 277 $19,825,000 $71,570
    Other 260 $17,740,000 $68,231

    Manitowoc's most frequently cited loan purpose was Home Purchase, with 859 originations. The 2nd most popular reason was Refi, with 324 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 800 $135,690,000 $169,613
    Over 8% 376 $33,150,000 $88,165
    7-8% 374 $56,870,000 $152,059
    5-6% 310 $45,390,000 $146,419
    4-5% 15 $3,345,000 $223,000
    <2.5% 13 $755,000 $58,077

    During 2024, Manitowoc's most frequently originated rate bucket was 6-7%, with 800 originations.

    Loan Sizing (Manitowoc, WI MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 826 $42,260,000 $51,162
    $100k-200k 675 $98,545,000 $145,993
    $200k-400k 425 $114,365,000 $269,094
    $400k-600k 53 $24,585,000 $463,868
    $600k-1000k 15 $10,825,000 $721,667
    $Over $1MM 6 $7,560,000 $1,260,000

    Manitowoc's loan sizing saw the bucket of loans from $100,000 or less with 826 originations, totaling $42,260,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 539 $121,995,000 $226,336
    20-40% 398 $32,020,000 $80,452
    60-80% 364 $72,400,000 $198,901
    Under 20% 353 $13,105,000 $37,125
    40-60% 206 $28,650,000 $139,078
    Over 100% 14 $3,940,000 $281,429

    Manitowoc's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 539 originations, totaling $121,995,000 in origination value.