Manitowoc Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Manitowoc averaged 6.57% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.66% and one month ago for the week of 2024-11-07, the average rate was 6.76%.

    Manitowoc's average rate one year ago was 7.2%.

    For refis of the same type during the week of 2024-12-12, the average rate was 7%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Manitowoc 30 Year Fixed Rate 2024-12-12 6.57%
    Manitowoc 30 Year Fixed Rate Refi 2024-12-12 7%
    Manitowoc 15 Year Fixed Rate 2024-12-12 5.64%
    Manitowoc 15 Year Fixed Rate Refi 2024-12-12 5.94%
    Manitowoc 30 Year FHA 2024-12-12 6.18%
    Manitowoc 30 Year FHA Refi 2024-12-12 6.18%
    Manitowoc 30 Year USDA 2024-12-12 6.2%
    Manitowoc 30 Year USDA Refi 2024-12-12 6.3%
    Manitowoc 30 Year VA 2024-12-12 5.98%
    Manitowoc 30 Year VA Refi 2024-12-12 5.98%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Manitowoc, WI.

    Manitowoc Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Manitowoc, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Bank First, N.A. 72 6.56% $2,317
    FOX COMMUNITIES 45 6.75% $800
    UNITEDONE Credit Union 37 5.96% $1,585
    Associated Bank 24 6.48% $2,304
    QUICKEN LOANS, LLC 23 7.11% $5,077
    U.S. Bank 21 6.82% $2,961
    GUILD MORTGAGE COMPANY 19 6.71% $4,230
    UNITED WHOLESALE MORTGAGE, LLC 18 7.07% $4,181
    Nicolet National Bank 14 6.88% $3,368
    ENVOY MORTGAGE, LTD 11 6.56% $5,086
    Community First Credit Union 11 6.69% $2,411
    Wells Fargo Bank 10 7.04% $5,057
    CROSSCOUNTRY MORTGAGE, LLC 9 7.48% $4,748
    GUARANTEED RATE, INC. 8 6.82% $3,460
    Johnson Bank 8 6.74% $2,317
    Kohler Credit Union 8 6.50% $2,841
    BMO Harris Bank 8 6.84% $3,279
    CoVantage Credit Union 7 6.27% $3,199
    BROKER SOLUTIONS, INC. 6 7.42% $4,499
    Servion, Inc. 5 6.75% $2,433
    MARINE 5 9.21% $4,993
    CAPITAL Credit Union 5 6.15% $2,163
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 7.50% $7,508
    FIRST CENTENNIAL MORTGAGE CORPORATION 4 6.78% $3,897
    Ixonia Bank 4 6.63% $5,481
    First Federal Bank 4 6.56% $2,517
    Mortgage Research Center, LLC 4 7.00% $4,297
    GSF Mortgage Corporation 4 6.84% $3,227
    ZILLOW HOME LOANS, LLC 3 7.42% $4,196
    Flagstar Bank, FSB 3 7.13% $3,581
    University of Wisconsin Credit Union 3 6.96% $2,596
    National Exchange Bank and Trust 3 6.21% $1,747
    Waterstone Mortgage Corporation 3 6.83% $5,674
    AMERISAVE MORTGAGE CORPORATION 3 5.92% $5,725
    Summit Credit Union 3 7.13% $2,647
    UNION HOME MORTGAGE CORP. 3 7.38% $3,715
    PLANET HOME LENDING, LLC 3 7.58% $4,081
    Paramount Residential Mortgage Group, Inc. 3 7.33% $4,247
    Bell Bank 2 6.93% $7,081
    Bank Five Nine 2 6.99% $2,572
    Barrington Bank & Trust Company, N.A. 2 7.43% $2,482
    CHERRY CREEK MORTGAGE, LLC 2 6.38% $370
    CIBM Bank 2 6.94% $3,599
    CMG MORTGAGE, INC. 2 7.25% $4,095
    Landmark Credit Union 2 6.19% $1,985
    LOANDEPOT.COM, LLC 2 7.00% $6,085
    Mr. Cooper ( Nationstar Mortgage ) 2 6.56% $8,659
    NEWREZ LLC 2 7.24% $4,619
    NexBank 2 7.25% $7,259
    PENNYMAC LOAN SERVICES, LLC 2 7.19% $8,009
    TOWNE MORTGAGE COMPANY 2 6.81% $4,363
    TRUSTONE FINANCIAL FEDERAL CREDIT UNION 2 6.77% $1,450
    USAA Federal Savings Bank 2 6.69% $3,211
    V.I.P. MORTGAGE, INC. 2 7.44% $5,667
    MOVEMENT MORTGAGE, LLC 1 5.75% $4,824
    ANGEL OAK MORTGAGE SOLUTIONS LLC 1 6.63% $3,401
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.50% $6,354
    Fox Valley Savings Bank 1 6.25% $2,558
    Nations Lending Corporation 1 7.75% $3,233
    NAVY FEDERAL CREDIT UNION 1 6.13% $1,128
    NBKC BANK 1 6.50% $1,737
    VERVE, A CREDIT UNION 1 6.50% $2,622
    Alerus Financial 1 6.25% $3,217
    Forward Bank 1 7.75% $4,754
    ENDEAVOR CAPITAL, LLC. 1 7.50% $5,981
    PCM 1 5.99% $370
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 8.13% $4,513
    PHH Mortgage Corporation 1 7.38% $5,313
    Plains Commerce Bank 1 5.75% $3,104
    EDUCATORS CREDIT UNION 1 6.13% $2,089
    PNC Bank 1 7.38% $2,704
    PREMIA MORTGAGE, LLC 1 6.25% $4
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.99% $7,835
    Prosperity Home Mortgage, LLC 1 6.38% $4,092
    CORNERSTONE HOME LENDING, INC. 1 6.25% $5,072
    CHURCHILL MORTGAGE CORPORATION 1 7.25% $4,154
    Carrington Mortgage Services, LLC 1 5.25% $8,021
    The Huntington National Bank 1 6.88% $7,340
    THOMPSON KANE & COMPANY, LLC 1 7.13% $4,038
    AMERICAN FINANCIAL NETWORK, INC. 1 5.75% $2,475
    WESTconsin Credit Union 1 7.25% $3,261
    CARDINAL FINANCIAL 1 6.50% $6,904
    BNC National Bank 1 6.63% $2,642
    Academy Bank 1 7.00% $1,962
    IncredibleBank 1 6.88% $2,705
    JPMorgan Chase Bank 1 6.63% $4,012
    HOMESIDE FINANCIAL, LLC 1 7.13% $3,190
    Bankers' Bank 1 7.63% $2,211
    WISCONSIN MORTGAGE CORPORATION 1 7.50% $5,520
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 6.99% $8,690
    MICHIGAN MUTUAL, INC. 1 6.99% $2,555
    MLD MORTGAGE INC. 1 7.38% $4,378
    Morgan Stanley Private Bank 1 5.00% $4,033
    GreenStone Farm Credit Services, FLCA 1 7.40% $2,781

    Manitowoc Average Closing Costs & Other Stats

    Manitowoc, WI's 94 lenders originated 1,619 loans during 2023. The total origination value was $213,655,000, with an average loan value of $131,967.

    Manitowoc's average closing costs are $3,023.

    The top Manitowoc lender as defined by loan originations is Bank First, N.A., with 72 loans originated. Their average total fees are $2,317, which is $1,517 higher than the next largest lender, FOX COMMUNITIES.

    The lowest fee Manitowoc lenders (with over 10 loans originated) are FOX COMMUNITIES ($800), UNITEDONE Credit Union ($1,585), Associated Bank ($2,304), Bank First, N.A. ($2,317) and Community First Credit Union ($2,411).

    The lowest rate Manitowoc lenders (with over 10 loans originated) are UNITEDONE Credit Union (5.96%), Associated Bank (6.48%), Bank First, N.A. (6.56%), ENVOY MORTGAGE, LTD (6.56%) and Community First Credit Union (6.69%).

    Manitowoc, WI Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Bank First, N.A. $44,275,000 $25,855,000 -41.6% 12.1%
    UNITEDONE Credit Union $25,375,000 $15,525,000 -38.8% 7.3%
    Community First Credit Union $23,180,000 $11,285,000 -51.3% 5.3%
    FOX COMMUNITIES $16,245,000 $9,660,000 -40.5% 4.5%
    Associated Bank $14,560,000 $9,650,000 -33.7% 4.5%
    QUICKEN LOANS, LLC $11,745,000 $7,065,000 -39.8% 3.3%
    Nicolet National Bank $8,570,000 $6,770,000 -21.0% 3.2%
    Mortgage Research Center, LLC $5,290,000 $6,600,000 24.8% 3.1%
    Collins State Bank $12,135,000 $5,885,000 -51.5% 2.8%
    UNITED WHOLESALE MORTGAGE, LLC $5,245,000 $5,135,000 -2.1% 2.4%
    Johnson Bank $5,750,000 $5,005,000 -13.0% 2.3%
    U.S. Bank $9,410,000 $4,985,000 -47.0% 2.3%
    GUILD MORTGAGE COMPANY $4,865,000 n/a 2.3%
    Kohler Credit Union $5,865,000 $4,085,000 -30.3% 1.9%
    ENVOY MORTGAGE, LTD $1,355,000 $3,500,000 158.3% 1.6%
    Cleveland State Bank $6,100,000 $2,875,000 -52.9% 1.3%
    Wells Fargo Bank $4,090,000 $2,860,000 -30.1% 1.3%
    CROSSCOUNTRY MORTGAGE, LLC $920,000 $2,695,000 192.9% 1.3%
    VERVE, A CREDIT UNION $2,905,000 $2,230,000 -23.2% 1.0%
    GUARANTEED RATE, INC. $1,895,000 $2,195,000 15.8% 1.0%
    Summit Credit Union $1,250,000 $2,160,000 72.8% 1.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,210,000 $2,135,000 -3.4% 1.0%
    BMO Harris Bank $3,695,000 $1,990,000 -46.1% 0.9%
    CoVantage Credit Union $605,000 $1,985,000 228.1% 0.9%
    NEWREZ LLC $1,250,000 $1,870,000 49.6% 0.9%
    MARINE $2,380,000 $1,865,000 -21.6% 0.9%
    Paramount Residential Mortgage Group, Inc. $1,590,000 $1,865,000 17.3% 0.9%
    BROKER SOLUTIONS, INC. $2,450,000 $1,860,000 -24.1% 0.9%
    GreenStone Farm Credit Services, FLCA $3,770,000 $1,610,000 -57.3% 0.8%
    V.I.P. MORTGAGE, INC. $1,590,000 n/a 0.7%
    PENNYMAC LOAN SERVICES, LLC $870,000 $1,510,000 73.6% 0.7%
    Nations Lending Corporation $2,115,000 $1,450,000 -31.4% 0.7%
    CAPITAL Credit Union $1,625,000 $1,270,000 -21.8% 0.6%
    FIRST CENTENNIAL MORTGAGE CORPORATION $480,000 $1,210,000 152.1% 0.6%
    Servion, Inc. $2,305,000 $1,210,000 -47.5% 0.6%
    National Exchange Bank and Trust $2,545,000 $1,140,000 -55.2% 0.5%
    LOANDEPOT.COM, LLC $2,855,000 $1,130,000 -60.4% 0.5%
    Waterstone Mortgage Corporation $1,930,000 $1,095,000 -43.3% 0.5%
    CARDINAL FINANCIAL $1,285,000 $1,060,000 -17.5% 0.5%
    Oostburg State Bank $1,735,000 $1,055,000 -39.2% 0.5%
    Waldo State Bank $940,000 $1,010,000 7.4% 0.5%
    GSF Mortgage Corporation $300,000 $995,000 231.7% 0.5%
    Bell Bank $500,000 $985,000 97.0% 0.5%
    University of Wisconsin Credit Union $1,495,000 $975,000 -34.8% 0.5%
    USAA Federal Savings Bank $695,000 $970,000 39.6% 0.5%
    AMERISAVE MORTGAGE CORPORATION $1,550,000 $900,000 -41.9% 0.4%
    Ixonia Bank $185,000 $840,000 354.1% 0.4%
    The Huntington National Bank $190,000 $800,000 321.1% 0.4%
    Barrington Bank & Trust Company, N.A. $1,105,000 $750,000 -32.1% 0.4%
    NAVY FEDERAL CREDIT UNION $1,740,000 $735,000 -57.8% 0.3%
    PLANET HOME LENDING, LLC $2,470,000 $705,000 -71.5% 0.3%
    Flagstar Bank, FSB $1,195,000 $670,000 -43.9% 0.3%
    NEW DAY FINANCIAL, LLC $230,000 $650,000 182.6% 0.3%
    ENDEAVOR CAPITAL, LLC. $155,000 $640,000 312.9% 0.3%
    First Federal Bank $5,770,000 $635,000 -89.0% 0.3%
    Morgan Stanley Private Bank $625,000 $605,000 -3.2% 0.3%
    Bank Five Nine $600,000 n/a 0.3%
    Peoples Bank $590,000 n/a 0.3%
    Landmark Credit Union $750,000 $555,000 -26.0% 0.3%
    ROYAL UNITED MORTGAGE LLC $510,000 n/a 0.2%
    Prevail Bank $115,000 $505,000 339.1% 0.2%
    CMG MORTGAGE, INC. $125,000 $500,000 300.0% 0.2%
    Sheboygan Area Credit Union $500,000 n/a 0.2%
    TRUSTONE FINANCIAL FEDERAL CREDIT UNION $500,000 n/a 0.2%
    Forward Bank $495,000 n/a 0.2%
    CHERRY CREEK MORTGAGE, LLC $1,005,000 $475,000 -52.7% 0.2%
    CIBM Bank $1,225,000 $465,000 -62.0% 0.2%
    TOWNE MORTGAGE COMPANY $1,880,000 $460,000 -75.5% 0.2%
    Fox Valley Savings Bank $435,000 n/a 0.2%
    UNION HOME MORTGAGE CORP. $600,000 $435,000 -27.5% 0.2%
    LIMA ONE CAPITAL, LLC $420,000 n/a 0.2%
    NexBank $420,000 n/a 0.2%
    FREEDOM MORTGAGE CORPORATION $810,000 $410,000 -49.4% 0.2%
    MOVEMENT MORTGAGE, LLC $185,000 $410,000 121.6% 0.2%
    TOP FLITE FINANCIAL, INC. $410,000 n/a 0.2%
    JPMorgan Chase Bank $1,210,000 $385,000 -68.2% 0.2%
    Carrington Mortgage Services, LLC $795,000 $375,000 -52.8% 0.2%
    ZILLOW HOME LOANS, LLC $375,000 n/a 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $500,000 $365,000 -27.0% 0.2%
    Great Midwest Bank, S.S.B. $740,000 $360,000 -51.4% 0.2%
    GUARANTEED RATE AFFINITY, LLC $225,000 $355,000 57.8% 0.2%
    HOMESIDE FINANCIAL, LLC $125,000 $340,000 172.0% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $1,020,000 $340,000 -66.7% 0.2%
    CONTOUR MORTGAGE CORPORATION $335,000 n/a 0.2%
    PCM $1,400,000 $315,000 -77.5% 0.1%
    WESTconsin Credit Union $305,000 n/a 0.1%
    PREMIA MORTGAGE, LLC $590,000 $295,000 -50.0% 0.1%
    Bank of Luxemburg $1,210,000 $275,000 -77.3% 0.1%
    Greenleaf Wayside Bank $1,565,000 $265,000 -83.1% 0.1%
    WISCONSIN MORTGAGE CORPORATION $510,000 $265,000 -48.0% 0.1%
    Commerce Home Mortgage, Inc. $255,000 n/a 0.1%
    MLD MORTGAGE INC. $255,000 n/a 0.1%
    Prosperity Home Mortgage, LLC $125,000 $255,000 104.0% 0.1%
    State Bank of Chilton $1,665,000 $255,000 -84.7% 0.1%
    University Bank $245,000 n/a 0.1%
    LENDINGHOME FUNDING CORPORATION $240,000 n/a 0.1%
    BNC National Bank $235,000 n/a 0.1%
    COMPEER FINANCIAL, FLCA $240,000 $230,000 -4.2% 0.1%
    Plains Commerce Bank $230,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $445,000 $215,000 -51.7% 0.1%
    VERITAS FUNDING, LLC $215,000 n/a 0.1%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $210,000 n/a 0.1%
    EDUCATORS CREDIT UNION $730,000 $205,000 -71.9% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $205,000 n/a 0.1%
    THOMPSON KANE & COMPANY, LLC $200,000 n/a 0.1%
    MICHIGAN MUTUAL, INC. $195,000 n/a 0.1%
    Premier Community Bank $280,000 $185,000 -33.9% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $400,000 $180,000 -55.0% 0.1%
    Summit Mortgage Corporation $180,000 n/a 0.1%
    Figure Lending LLC $290,000 $170,000 -41.4% 0.1%
    Academy Bank $155,000 n/a 0.1%
    Century Mortgage Company DBA Century Lending Company $155,000 n/a 0.1%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $225,000 $155,000 -31.1% 0.1%
    NBKC BANK $155,000 n/a 0.1%
    Coastal Community Bank $150,000 n/a 0.1%
    Discover Bank $260,000 $150,000 -42.3% 0.1%
    Hometown Equity Mortgage, LLC $145,000 n/a 0.1%
    North Shore Bank FSB $540,000 $145,000 -73.1% 0.1%
    PNC Bank $270,000 $145,000 -46.3% 0.1%
    Alerus Financial $135,000 n/a 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $135,000 $135,000 0.0% 0.1%
    Range Bank $135,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $85,000 $135,000 58.8% 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $125,000 n/a 0.1%
    CORNERSTONE HOME LENDING, INC. $610,000 $125,000 -79.5% 0.1%
    IncredibleBank $125,000 n/a 0.1%
    Bankers' Bank $430,000 $115,000 -73.3% 0.1%
    Bristol Morgan Bank $300,000 $115,000 -61.7% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $115,000 n/a 0.1%
    AMWEST FUNDING CORP. $105,000 n/a 0.0%
    CHURCHILL MORTGAGE CORPORATION $410,000 $105,000 -74.4% 0.0%
    UNISON CREDIT UNION $315,000 $95,000 -69.8% 0.0%
    21ST MORTGAGE CORPORATION $85,000 n/a 0.0%
    East Wisconsin Savings Bank $85,000 n/a 0.0%
    First-Citizens Bank & Trust Company $95,000 $85,000 -10.5% 0.0%
    Resource Bank, N.A. $85,000 n/a 0.0%
    PHH Mortgage Corporation $65,000 $75,000 15.4% 0.0%
    PLAZA HOME MORTGAGE, INC. $830,000 $75,000 -91.0% 0.0%
    Republic Bank of Chicago $75,000 n/a 0.0%
    FEDCHOICE Federal Credit Union $65,000 n/a 0.0%
    FirstBank $120,000 $65,000 -45.8% 0.0%
    Peoples State Bank $75,000 $65,000 -13.3% 0.0%
    Bank of America $205,000 $55,000 -73.2% 0.0%
    The Federal Savings Bank $255,000 $55,000 -78.4% 0.0%
    Horicon Bank $200,000 $45,000 -77.5% 0.0%
    Royal Credit Union $115,000 $15,000 -87.0% 0.0%

    Manitowoc's top lender by overall market share is Bank First, N.A., with 12.1% market share. In second place, with 7.3%, is UNITEDONE Credit Union, having originated $15,525,000 in loans. In third place, with 5.3%, is Community First Credit Union, having originated $11,285,000 in loans. In fourth place, with 4.5%, is FOX COMMUNITIES, having originated $9,660,000 in loans. In fifth place, with 4.5%, is Associated Bank, having originated $9,650,000 in loans.

    Manitowoc Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Manitowoc (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $114,450 (4.1%) $165,972 (10.3%) 0.00 291
    2018-02-01 $118,000 (9.4%) $182,810 (22.3%) 0.00 229
    2018-03-01 $134,900 (25.8%) $199,691 (29.6%) 0.00 225
    2018-04-01 $124,925 (18.5%) $201,400 (32.1%) 0.00 218
    2018-05-01 $130,200 (17.4%) $208,130 (33.1%) 0.00 217
    2018-06-01 $130,200 (13.5%) $217,444 (33.2%) 0.00 232
    2018-07-01 $138,725 (17.9%) $227,215 (36.5%) 0.00 251
    2018-08-01 $134,900 (12.5%) $218,422 (27.3%) 0.00 264
    2018-09-01 $129,900 (8.4%) $217,665 (26.6%) 0.00 261
    2018-10-01 $135,350 (13.9%) $207,008 (17.8%) 0.00 270
    2018-11-01 $132,450 (15.3%) $198,504 (14.7%) 0.00 249
    2018-12-01 $135,000 (17.5%) $202,553 (19.3%) 0.00 250
    2019-01-01 $136,675 (19.4%) $211,874 (27.7%) 0.00 230
    2019-02-01 $131,175 (11.2%) $212,478 (16.2%) 0.00 205
    2019-03-01 $137,786 (2.1%) $221,486 (10.9%) 0.00 204
    2019-04-01 $144,900 (16.0%) $234,445 (16.4%) 0.00 252
    2019-05-01 $154,700 (18.8%) $258,992 (24.4%) 0.00 182
    2019-06-01 $169,900 (30.5%) $260,045 (19.6%) 0.00 191
    2019-07-01 $178,075 (28.4%) $269,644 (18.7%) 0.00 203
    2019-08-01 $169,609 (25.7%) $259,775 (18.9%) 0.00 200
    2019-09-01 $159,648 (22.9%) $252,302 (15.9%) 0.00 209
    2019-10-01 $150,900 (11.5%) $245,224 (18.5%) 0.00 217
    2019-11-01 $145,900 (10.2%) $238,078 (19.9%) 0.00 209
    2019-12-01 $144,533 (7.1%) $238,074 (17.5%) 0.00 194
    2020-01-01 $141,175 (3.3%) $233,376 (10.2%) 0.00 175
    2020-02-01 $139,900 (6.7%) $233,931 (10.1%) 0.00 161
    2020-03-01 $138,750 (0.7%) $220,267 (-0.6%) 0.00 147
    2020-04-01 $143,700 (-0.8%) $236,543 (0.9%) 0.00 142
    2020-05-01 $176,500 (14.1%) $236,079 (-8.9%) 0.00 139
    2020-06-01 $195,950 (15.3%) $254,030 (-2.3%) 0.00 128
    2020-07-01 $185,725 (4.3%) $244,227 (-9.4%) 0.00 118
    2020-08-01 $179,900 (6.1%) $235,654 (-9.3%) 0.00 107
    2020-09-01 $184,450 (15.5%) $237,422 (-5.9%) 0.00 115
    2020-10-01 $179,900 (19.2%) $246,305 (0.4%) 0.00 110
    2020-11-01 $167,425 (14.8%) $243,806 (2.4%) 0.00 92
    2020-12-01 $164,950 (14.1%) $230,398 (-3.2%) 0.00 78
    2021-01-01 $167,400 (18.6%) $239,727 (2.7%) 0.00 67
    2021-02-01 $186,000 (33.0%) $269,732 (15.3%) 0.00 49
    2021-03-01 $182,425 (31.5%) $268,141 (21.7%) 0.00 52
    2021-04-01 $172,800 (20.3%) $274,666 (16.1%) 0.00 59
    2021-05-01 $214,900 (21.8%) $295,192 (25.0%) 0.00 71
    2021-06-01 $225,000 (14.8%) $292,432 (15.1%) 0.00 92
    2021-07-01 $224,900 (21.1%) $291,294 (19.3%) 0.00 104
    2021-08-01 $207,450 (15.3%) $279,356 (18.6%) 0.00 113
    2021-09-01 $193,350 (4.8%) $283,111 (19.2%) 0.00 106
    2021-10-01 $182,500 (1.5%) $267,698 (8.7%) 0.00 111
    2021-11-01 $167,400 (0.0%) $273,529 (12.2%) 0.00 110
    2021-12-01 $165,450 (0.3%) $277,239 (20.3%) 0.00 88
    2022-01-01 $169,450 (1.2%) $272,154 (13.5%) 0.00 64
    2022-02-01 $187,400 (0.8%) $271,511 (0.7%) 0.00 53
    2022-03-01 $191,000 (4.7%) $275,417 (2.7%) 0.00 61
    2022-04-01 $189,000 (9.4%) $287,848 (4.8%) 0.00 61
    2022-05-01 $207,875 (-3.3%) $275,160 (-6.8%) 0.00 72
    2022-06-01 $228,650 (1.6%) $292,003 (-0.2%) 0.00 70
    2022-07-01 $239,900 (6.7%) $281,481 (-3.4%) 0.00 93
    2022-08-01 $229,650 (10.7%) $285,012 (2.0%) 0.00 91
    2022-09-01 $208,725 (8.0%) $280,271 (-1.0%) 0.00 86
    2022-10-01 $220,000 (20.6%) $276,774 (3.4%) 0.00 87
    2022-11-01 $249,950 (49.3%) $292,256 (6.9%) 0.00 82
    2022-12-01 $249,900 (51.0%) $280,024 (1.0%) 0.00 65
    2023-01-01 $279,000 (64.7%) $298,791 (9.8%) 0.00 56
    2023-02-01 $269,950 (44.1%) $322,614 (18.8%) 0.00 53
    2023-03-01 $249,900 (30.8%) $303,233 (10.1%) 0.00 73
    2023-04-01 $229,900 (21.6%) $275,489 (-4.3%) 0.00 95
    2023-05-01 $238,650 (14.8%) $277,995 (1.0%) 0.00 101
    2023-06-01 $217,950 (-4.7%) $294,971 (1.0%) 0.00 117
    2023-07-01 $244,500 (1.9%) $308,340 (9.5%) 0.00 120
    2023-08-01 $244,450 (6.4%) $312,004 (9.5%) 0.00 118
    2023-09-01 $269,900 (29.3%) $315,396 (12.5%) 0.00 114
    2023-10-01 $259,475 (17.9%) $312,512 (12.9%) 0.00 137
    2023-11-01 $227,700 (-8.9%) $291,435 (-0.3%) 0.00 145
    2023-12-01 $242,200 (-3.1%) $303,218 (8.3%) 0.00 129
    2024-01-01 $241,050 (-13.6%) $313,992 (5.1%) 0.00 105
    2024-02-01 $231,675 (-14.2%) $308,030 (-4.5%) 0.00 108
    2024-03-01 $254,900 (2.0%) $328,728 (8.4%) 0.00 129
    2024-04-01 $288,500 (25.5%) $358,674 (30.2%) 0.00 141
    2024-05-01 $309,725 (29.8%) $372,856 (34.1%) 0.00 152
    2024-06-01 $284,900 (30.7%) $353,102 (19.7%) 0.00 167
    2024-07-01 $261,500 (7.0%) $341,297 (10.7%) 0.00 162
    2024-08-01 $260,850 (6.7%) $344,104 (10.3%) 0.00 168
    2024-09-01 $277,225 (2.7%) $355,897 (12.8%) 0.00 181
    2024-10-01 $264,900 (2.1%) $331,553 (6.1%) 0.00 182
    2024-11-01 $249,900 (9.8%) $311,434 (6.9%) 0.00 196
    Manitowoc's median listing price for 2024-11-01 was $249,900, a difference of $22,200 (9.8%) versus the prior year and $-15,000 versus the prior month.

    Manitowoc's median listing price comes in at 0% of the national average.

    Manitowoc's average listing price for 2024-11-01 was $311,434, a difference of $19,999 (6.9%) versus the prior year and $-20,119 versus the prior month.

    For the 2024-11-01 period, Manitowoc had 196 MLS listings, a difference of 14 listings (8%) versus the prior month and 51 listings (35%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Manitowoc (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,519 sqft
    2018-02-01 0 days 1,544 sqft
    2018-03-01 0 days 1,578 sqft
    2018-04-01 0 days 1,587 sqft
    2018-05-01 0 days 1,599 sqft
    2018-06-01 0 days 1,647 sqft
    2018-07-01 0 days 1,676 sqft
    2018-08-01 0 days 1,699 sqft
    2018-09-01 0 days 1,805 sqft
    2018-10-01 0 days 1,795 sqft
    2018-11-01 0 days 1,708 sqft
    2018-12-01 0 days 1,714 sqft
    2019-01-01 0 days 1,662 sqft
    2019-02-01 0 days 1,655 sqft
    2019-03-01 0 days 1,695 sqft
    2019-04-01 0 days 1,726 sqft
    2019-05-01 0 days 1,805 sqft
    2019-06-01 0 days 1,830 sqft
    2019-07-01 0 days 1,819 sqft
    2019-08-01 0 days 1,751 sqft
    2019-09-01 0 days 1,740 sqft
    2019-10-01 0 days 1,726 sqft
    2019-11-01 0 days 1,687 sqft
    2019-12-01 0 days 1,677 sqft
    2020-01-01 0 days 1,614 sqft
    2020-02-01 0 days 1,632 sqft
    2020-03-01 0 days 1,597 sqft
    2020-04-01 0 days 1,633 sqft
    2020-05-01 0 days 1,661 sqft
    2020-06-01 0 days 1,785 sqft
    2020-07-01 0 days 1,850 sqft
    2020-08-01 0 days 1,835 sqft
    2020-09-01 0 days 1,856 sqft
    2020-10-01 0 days 1,847 sqft
    2020-11-01 0 days 1,631 sqft
    2020-12-01 0 days 1,562 sqft
    2021-01-01 0 days 1,560 sqft
    2021-02-01 0 days 1,571 sqft
    2021-03-01 0 days 1,600 sqft
    2021-04-01 0 days 1,606 sqft
    2021-05-01 0 days 1,659 sqft
    2021-06-01 0 days 1,638 sqft
    2021-07-01 0 days 1,666 sqft
    2021-08-01 0 days 1,661 sqft
    2021-09-01 0 days 1,657 sqft
    2021-10-01 0 days 1,598 sqft
    2021-11-01 0 days 1,566 sqft
    2021-12-01 0 days 1,511 sqft
    2022-01-01 0 days 1,575 sqft
    2022-02-01 0 days 1,659 sqft
    2022-03-01 0 days 1,634 sqft
    2022-04-01 0 days 1,650 sqft
    2022-05-01 0 days 1,729 sqft
    2022-06-01 0 days 1,723 sqft
    2022-07-01 0 days 1,676 sqft
    2022-08-01 0 days 1,629 sqft
    2022-09-01 0 days 1,613 sqft
    2022-10-01 0 days 1,671 sqft
    2022-11-01 0 days 1,712 sqft
    2022-12-01 0 days 1,670 sqft
    2023-01-01 0 days 1,690 sqft
    2023-02-01 0 days 1,695 sqft
    2023-03-01 0 days 1,620 sqft
    2023-04-01 0 days 1,524 sqft
    2023-05-01 0 days 1,601 sqft
    2023-06-01 0 days 1,576 sqft
    2023-07-01 0 days 1,638 sqft
    2023-08-01 0 days 1,680 sqft
    2023-09-01 0 days 1,694 sqft
    2023-10-01 0 days 1,642 sqft
    2023-11-01 0 days 1,615 sqft
    2023-12-01 0 days 1,639 sqft
    2024-01-01 0 days 1,647 sqft
    2024-02-01 0 days 1,509 sqft
    2024-03-01 0 days 1,638 sqft
    2024-04-01 0 days 1,799 sqft
    2024-05-01 0 days 1,930 sqft
    2024-06-01 0 days 1,778 sqft
    2024-07-01 0 days 1,762 sqft
    2024-08-01 0 days 1,716 sqft
    2024-09-01 0 days 1,803 sqft
    2024-10-01 0 days 1,720 sqft
    2024-11-01 0 days 1,638 sqft
    Manitowoc's median listing age (time on market) for 2024-11-01 was 0 days.

    Manitowoc's median square footage for active listings during the 2024-11-01 period was 1,638 sqft. One year prior, the average listing was 1,615 sqft.

    Manitowoc, WI Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 743 $142,115,000 $191,272
    Home Improvement 262 $14,670,000 $55,992
    Other 228 $13,990,000 $61,360
    Refi 200 $21,500,000 $107,500
    Cash Out Refi 186 $21,380,000 $114,946

    Manitowoc's most frequently cited loan purpose was Home Purchase, with 743 originations. The 2nd most popular reason was Home Improvement, with 262 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 549 $84,305,000 $153,561
    7-8% 406 $55,310,000 $136,232
    5-6% 264 $33,950,000 $128,598
    Over 8% 250 $20,630,000 $82,520
    4-5% 42 $5,030,000 $119,762
    <2.5% 8 $950,000 $118,750
    3-4% 2 $40,000 $20,000
    2.5-3% 2 $150,000 $75,000

    During 2023, Manitowoc's most frequently originated rate bucket was 6-7%, with 549 originations.

    Loan Sizing (Manitowoc, WI MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 761 $37,425,000 $49,179
    $100k-200k 550 $79,030,000 $143,691
    $200k-400k 256 $68,910,000 $269,180
    $400k-600k 39 $18,295,000 $469,103
    $600k-1000k 12 $8,390,000 $699,167
    $Over $1MM 1 $1,605,000 $1,605,000

    Manitowoc's loan sizing saw the bucket of loans from $100,000 or less with 761 originations, totaling $37,425,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 458 $91,830,000 $200,502
    Under 20% 322 $10,890,000 $33,820
    60-80% 291 $54,885,000 $188,608
    20-40% 287 $20,675,000 $72,038
    40-60% 150 $18,440,000 $122,933
    Over 100% 12 $3,240,000 $270,000

    Manitowoc's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 458 originations, totaling $91,830,000 in origination value.