Manitowoc Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Manitowoc averaged 6.21% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 6.32% and one month ago for the week of 2022-05-26, the average rate was 5.51%.

Manitowoc's average rate one year ago was 3.21%.

For refis of the same type during the week of 2022-06-30, the average rate was 5.88%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Manitowoc 30 Year Fixed Rate 2022-06-30 6.21%
Manitowoc 30 Year Fixed Rate Refi 2022-06-30 5.88%
Manitowoc 15 Year Fixed Rate 2022-06-30 5.29%
Manitowoc 15 Year Fixed Rate Refi 2022-06-30 5.17%
Manitowoc 30 Year FHA 2022-06-30 5.94%
Manitowoc 30 Year FHA Refi 2022-06-30 5.54%
Manitowoc 30 Year USDA 2022-06-30 5.91%
Manitowoc 30 Year USDA Refi 2022-06-30 5.98%
Manitowoc 30 Year VA 2022-06-30 5.85%
Manitowoc 30 Year VA Refi 2022-06-30 5.24%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Manitowoc, WI.

Manitowoc Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Manitowoc, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
Bank First, N.A. 195 3.15% $1,786
UNITEDONE Credit Union 80 3.20% $1,644
First Federal Bank 79 3.15% $2,534
Associated Bank 64 3.06% $1,987
FOX COMMUNITIES 57 3.45% $1,321
QUICKEN LOANS, LLC 55 3.32% $4,127
Community First Credit Union 54 3.14% $1,942
Servion, Inc. 41 3.01% $2,125
FINANCE OF AMERICA MORTGAGE LLC 38 3.16% $2,977
Denmark State Bank 37 3.01% $1,832
U.S. Bank 30 3.12% $3,078
PLANET HOME LENDING, LLC 29 2.87% $2,406
INLANTA MORTGAGE, INC. 23 3.13% $2,300
Wells Fargo Bank 21 3.44% $2,593
Nicolet National Bank 17 3.02% $2,851
PARKSIDE LENDING, LLC 16 3.15% $2,629
UNITED WHOLESALE MORTGAGE, LLC 13 2.96% $2,996
MARINE 13 10.81% $2,514
CORNERSTONE HOME LENDING, INC. 12 3.58% $2,673
CIBM Bank 12 2.94% $1,968
VERVE, A CREDIT UNION 12 3.09% $1,551
BROKER SOLUTIONS, INC. 11 3.43% $3,210
Johnson Bank 11 3.03% $2,317
GUARANTEED RATE, INC. 10 3.06% $2,959
AMERISAVE MORTGAGE CORPORATION 10 2.99% $4,595
CAPITAL Credit Union 10 2.81% $1,880
Kohler Credit Union 10 2.98% $2,169
Flagstar Bank, FSB 9 3.01% $2,752
GreenStone Farm Credit Services, FLCA 8 3.77% $3,489
PLAZA HOME MORTGAGE, INC. 8 3.20% $3,322
BMO Harris Bank 7 3.34% $3,520
University of Wisconsin Credit Union 6 2.94% $2,751
CHERRY CREEK MORTGAGE, LLC 6 3.31% $486
Waterstone Mortgage Corporation 6 3.44% $3,579
Barrington Bank & Trust Company, N.A. 6 3.08% $3,112
National Exchange Bank and Trust 6 3.65% $1,013
ENVOY MORTGAGE, LTD 5 3.32% $2,446
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 5 3.28% $3,749
CoVantage Credit Union 5 3.03% $3,190
TOWNE MORTGAGE COMPANY 5 3.40% $2,814
JPMorgan Chase Bank 5 3.27% $2,350
Bank of Luxemburg 5 3.00% $3,251
PENNYMAC LOAN SERVICES, LLC 4 3.25% $6,465
Loan Simple, Inc. 4 3.09% $2,277
NEWREZ LLC 4 3.06% $2,442
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 3.09% $2,899
Great Midwest Bank, S.S.B. 4 3.03% $1,813
BETTER MORTGAGE CORPORATION 3 3.08% $1,960
Bankers' Bank 3 3.04% $1,945
Commerce State Bank 3 3.17% $1,836
LOANDEPOT.COM, LLC 3 3.21% $2,945
Mr. Cooper ( Nationstar Mortgage ) 3 3.13% $6,009
Old National Bank 3 2.96% $2,252
Paramount Residential Mortgage Group, Inc. 3 3.37% $3,023
WISCONSIN MORTGAGE CORPORATION 3 3.13% $2,248
EDUCATORS CREDIT UNION 2 3.00% $1,698
TOTAL MORTGAGE SERVICES, LLC 2 4.19% $4,387
FIRST CENTENNIAL MORTGAGE CORPORATION 2 3.56% $2,704
Carrington Mortgage Services, LLC 2 4.56% $7,967
Discover Bank 2 5.12% $0
Bell Bank 2 3.06% $2,614
Hometown Bank 2 3.50% $2,382
Bank of England 2 3.13% $2,796
NAVY FEDERAL CREDIT UNION 2 3.63% $2,038
CMG MORTGAGE, INC. 2 3.31% $3,709
PCM 2 3.49% $836
SECURITYNATIONAL MORTGAGE COMPANY 2 3.81% $2,961
HOMESTEAD FUNDING CORP. 2 3.06% $2,997
GSF Mortgage Corporation 2 3.69% $3,040
Summit Credit Union 2 2.88% $4,181
GUILD MORTGAGE COMPANY 2 3.50% $4,060
COMPEER FINANCIAL, FLCA 2 3.19% $2,188
Northpointe Bank 1 3.38% $3,050
North Shore Bank FSB 1 2.88% $1,738
Wyndham Capital Mortgage, Inc. 1 2.88% $1,676
Pacor Mortgage Corp 1 3.13% $4,218
Wolfe Financial, Inc 1 3.63% $4,349
CHURCHILL MORTGAGE CORPORATION 1 3.38% $2,620
PHH Mortgage Corporation 1 3.25% $2,498
Plains Commerce Bank 1 2.50% $12,478
Chicago Mortgage Solutions LLC 1 2.75% $2,168
PREMIA MORTGAGE, LLC 1 3.13% $4
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 4.38% $3,130
PyraMax Bank, FSB 1 2.88% $1,129
CALIBER HOME LOANS, INC. 1 2.95% $4,205
ROYAL UNITED MORTGAGE LLC 1 4.25% $6,293
BLC Community Bank 1 3.13% $2,329
The Equitable Bank, S.S.B. 1 3.00% $2,594
The Park Bank 1 2.63% $6,535
AFFINITY PLUS 1 2.88% $2,736
UNION HOME MORTGAGE CORP. 1 3.50% $2,593
UNISON CREDIT UNION 1 4.00% $1,536
BAY EQUITY LLC 1 3.25% $1,755
Bank Five Nine 1 3.00% $2,504
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.38% $1,253
AMERICAN FINANCING CORPORATION 1 3.13% $2,860
Waukesha State Bank 1 2.95% $2,082
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 4.99% $6,303
GATEWAY MORTGAGE CORPORATION 1 3.00% $2,031
HOMESIDE FINANCIAL, LLC 1 3.25% $2,826
HOME POINT FINANCIAL CORPORATION 1 3.25% $1,974
IncredibleBank 1 3.00% $1,520
Gateway First Bank 1 2.88% $2,535
FIRST STATE MORTGAGE SERVICES, LLC 1 3.13% $2,462
FirstBank 1 2.75% $2,016
KS StateBank 1 3.00% $1,351
LAKE MICHIGAN CREDIT UNION 1 3.13% $2,597
Landmark Credit Union 1 3.13% $2,592
Ally Bank 1 2.88% $1,332
Manufacturers and Traders Trust Company 1 4.13% $3,047
MidWestOne Bank 1 3.88% $2,055
MLD MORTGAGE INC. 1 3.75% $2,655
Westbury Bank 1 3.00% $500
CROSSCOUNTRY MORTGAGE, LLC 1 3.25% $3,392
Nations Lending Corporation 1 3.50% $4,097
NATIONS RELIABLE LENDING, LLC 1 3.13% $4,259
CRESCENT MORTGAGE COMPANY 1 2.88% $2,363

Manitowoc, WI's 117 lenders originated 3,387 loans during 2021. The total origination value was $499,775,000, with an average loan value of $147,557.

The top Manitowoc lender as defined by loan originations is Bank First, N.A., with 195 loans originated. Their average total fees are $1,786, which is $142 higher than the next largest lender, UNITEDONE Credit Union.

The lowest fee Manitowoc lenders (with over 10 loans originated) are FOX COMMUNITIES ($1,321), VERVE, A CREDIT UNION ($1,551), UNITEDONE Credit Union ($1,644), Bank First, N.A. ($1,786) and Denmark State Bank ($1,832).

The lowest rate Manitowoc lenders (with over 10 loans originated) are CAPITAL Credit Union (2.81%), PLANET HOME LENDING, LLC (2.87%), CIBM Bank (2.94%), UNITED WHOLESALE MORTGAGE, LLC (2.96%) and Kohler Credit Union (2.98%).

Manitowoc, WI Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Bank First, N.A. $105,155,000 $99,245,000 -5.6% 19.9%
UNITEDONE Credit Union $22,715,000 $26,015,000 14.5% 5.2%
Community First Credit Union $25,760,000 $25,580,000 -0.7% 5.1%
First Federal Bank $28,210,000 $22,565,000 -20.0% 4.5%
QUICKEN LOANS, LLC $18,545,000 $20,510,000 10.6% 4.1%
Associated Bank $20,765,000 $19,910,000 -4.1% 4.0%
Collins State Bank $26,610,000 $18,250,000 -31.4% 3.7%
U.S. Bank $13,470,000 $17,920,000 33.0% 3.6%
Denmark State Bank $15,155,000 $13,760,000 -9.2% 2.8%
FOX COMMUNITIES $13,865,000 $13,155,000 -5.1% 2.6%
Johnson Bank $6,545,000 $12,335,000 88.5% 2.5%
Servion, Inc. $16,450,000 $11,455,000 -30.4% 2.3%
FINANCE OF AMERICA MORTGAGE LLC $6,905,000 $8,435,000 22.2% 1.7%
Wells Fargo Bank $6,290,000 $8,380,000 33.2% 1.7%
Cleveland State Bank $18,610,000 $7,625,000 -59.0% 1.5%
PLANET HOME LENDING, LLC $5,595,000 $7,435,000 32.9% 1.5%
Nicolet National Bank $7,110,000 $7,110,000 0.0% 1.4%
INLANTA MORTGAGE, INC. $4,655,000 $6,070,000 30.4% 1.2%
BMO Harris Bank $4,320,000 $5,715,000 32.3% 1.1%
North Shore Bank FSB $190,000 $5,260,000 2,668.4% 1.1%
GreenStone Farm Credit Services, FLCA $6,915,000 $4,850,000 -29.9% 1.0%
FREEDOM MORTGAGE CORPORATION $4,895,000 $4,800,000 -1.9% 1.0%
Mortgage Research Center, LLC $3,935,000 $4,615,000 17.3% 0.9%
GUARANTEED RATE, INC. $3,735,000 $4,490,000 20.2% 0.9%
VERVE, A CREDIT UNION $3,440,000 $4,325,000 25.7% 0.9%
Kohler Credit Union $3,190,000 $4,125,000 29.3% 0.8%
National Exchange Bank and Trust $6,385,000 $3,570,000 -44.1% 0.7%
UNITED WHOLESALE MORTGAGE, LLC $2,935,000 $3,490,000 18.9% 0.7%
AMERISAVE MORTGAGE CORPORATION $1,110,000 $3,440,000 209.9% 0.7%
State Bank of Chilton $955,000 $3,385,000 254.5% 0.7%
CORNERSTONE HOME LENDING, INC. $3,005,000 $3,365,000 12.0% 0.7%
NEWREZ LLC $805,000 $3,335,000 314.3% 0.7%
PLAZA HOME MORTGAGE, INC. $2,215,000 $3,190,000 44.0% 0.6%
PARKSIDE LENDING, LLC $5,475,000 $3,165,000 -42.2% 0.6%
BROKER SOLUTIONS, INC. $850,000 $3,030,000 256.5% 0.6%
TOWNE MORTGAGE COMPANY $3,260,000 $2,610,000 -19.9% 0.5%
CIBM Bank $2,470,000 $2,535,000 2.6% 0.5%
CAPITAL Credit Union $1,790,000 $2,530,000 41.3% 0.5%
ENVOY MORTGAGE, LTD $1,780,000 $2,430,000 36.5% 0.5%
CoVantage Credit Union $335,000 $2,395,000 614.9% 0.5%
PENNYMAC LOAN SERVICES, LLC $1,155,000 $2,365,000 104.8% 0.5%
Flagstar Bank, FSB $5,300,000 $2,140,000 -59.6% 0.4%
MARINE $2,250,000 $1,940,000 -13.8% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,575,000 $1,825,000 -29.1% 0.4%
LOANDEPOT.COM, LLC $1,435,000 $1,825,000 27.2% 0.4%
Barrington Bank & Trust Company, N.A. $1,000,000 $1,810,000 81.0% 0.4%
CHERRY CREEK MORTGAGE, LLC $2,385,000 $1,700,000 -28.7% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $1,070,000 $1,675,000 56.5% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,380,000 $1,645,000 -30.9% 0.3%
Summit Credit Union $525,000 $1,605,000 205.7% 0.3%
University of Wisconsin Credit Union $875,000 $1,580,000 80.6% 0.3%
Carrington Mortgage Services, LLC $760,000 $1,450,000 90.8% 0.3%
LAKEVIEW LOAN SERVICING, LLC $1,375,000 $1,440,000 4.7% 0.3%
Loan Simple, Inc. $1,375,000 n/a 0.3%
Fortifi Bank $175,000 $1,325,000 657.1% 0.3%
NAVY FEDERAL CREDIT UNION $725,000 $1,240,000 71.0% 0.2%
COMPEER FINANCIAL, FLCA $105,000 $1,190,000 1,033.3% 0.2%
JPMorgan Chase Bank $2,255,000 $1,170,000 -48.1% 0.2%
Waterstone Mortgage Corporation $2,945,000 $1,140,000 -61.3% 0.2%
Horicon Bank $255,000 $1,125,000 341.2% 0.2%
Great Midwest Bank, S.S.B. $740,000 $1,115,000 50.7% 0.2%
Bristol Morgan Bank $1,345,000 $1,110,000 -17.5% 0.2%
FIRST CENTENNIAL MORTGAGE CORPORATION $535,000 $1,080,000 101.9% 0.2%
Bank of Luxemburg $2,140,000 $1,050,000 -50.9% 0.2%
Hometown Bank $495,000 $995,000 101.0% 0.2%
WaterStone Bank, SSB $110,000 $965,000 777.3% 0.2%
Plains Commerce Bank $240,000 $945,000 293.8% 0.2%
Paramount Residential Mortgage Group, Inc. $655,000 $915,000 39.7% 0.2%
FirstBank $890,000 n/a 0.2%
CLEARPATH LENDING $575,000 $845,000 47.0% 0.2%
Waldo State Bank $175,000 $830,000 374.3% 0.2%
PCM $585,000 $825,000 41.0% 0.2%
GSF Mortgage Corporation $1,950,000 $685,000 -64.9% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $1,125,000 $670,000 -40.4% 0.1%
Bankers' Bank $660,000 n/a 0.1%
Commerce State Bank $890,000 $650,000 -27.0% 0.1%
Landmark Credit Union $1,810,000 $590,000 -67.4% 0.1%
WISCONSIN MORTGAGE CORPORATION $730,000 $565,000 -22.6% 0.1%
Bell Bank $470,000 $550,000 17.0% 0.1%
Bank of England $435,000 $540,000 24.1% 0.1%
The Park Bank $535,000 n/a 0.1%
CALIBER HOME LOANS, INC. $445,000 $530,000 19.1% 0.1%
BETTER MORTGAGE CORPORATION $195,000 $525,000 169.2% 0.1%
First Guaranty Mortgage Corporation $525,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $135,000 $520,000 285.2% 0.1%
Bank of America $770,000 $505,000 -34.4% 0.1%
BLC Community Bank $500,000 n/a 0.1%
TOTAL MORTGAGE SERVICES, LLC $510,000 $480,000 -5.9% 0.1%
Wyndham Capital Mortgage, Inc. $470,000 n/a 0.1%
EDUCATORS CREDIT UNION $285,000 $465,000 63.2% 0.1%
West Pointe Bank $465,000 n/a 0.1%
Ally Bank $185,000 $445,000 140.5% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $975,000 $445,000 -54.4% 0.1%
HOME POINT FINANCIAL CORPORATION $625,000 $445,000 -28.8% 0.1%
HOMESIDE FINANCIAL, LLC $445,000 n/a 0.1%
FIRST STATE MORTGAGE SERVICES, LLC $440,000 n/a 0.1%
PNC Bank $75,000 $440,000 486.7% 0.1%
Old National Bank $500,000 $415,000 -17.0% 0.1%
Oostburg State Bank $2,135,000 $400,000 -81.3% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $220,000 $385,000 75.0% 0.1%
The Equitable Bank, S.S.B. $65,000 $380,000 484.6% 0.1%
East Wisconsin Savings Bank $370,000 n/a 0.1%
BAY EQUITY LLC $365,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $135,000 $365,000 170.4% 0.1%
CMG MORTGAGE, INC. $835,000 $360,000 -56.9% 0.1%
PREMIA MORTGAGE, LLC $700,000 $360,000 -48.6% 0.1%
Westbury Bank $355,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $350,000 n/a 0.1%
ACCELERATE MORTGAGE, LLC $345,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $145,000 $335,000 131.0% 0.1%
THRIVENT Federal Credit Union $75,000 $335,000 346.7% 0.1%
Blue Ridge Bank $125,000 $330,000 164.0% 0.1%
COMPASS MORTGAGE, INC. $325,000 n/a 0.1%
HOMESTEAD FUNDING CORP. $315,000 $320,000 1.6% 0.1%
USAA Federal Savings Bank $1,380,000 $320,000 -76.8% 0.1%
The Federal Savings Bank $460,000 $295,000 -35.9% 0.1%
The Port Washington State Bank $75,000 $295,000 293.3% 0.1%
PHH Mortgage Corporation $195,000 $285,000 46.2% 0.1%
UNISON CREDIT UNION $275,000 n/a 0.1%
MLD MORTGAGE INC. $270,000 n/a 0.1%
PremierBank $45,000 $270,000 500.0% 0.1%
KS StateBank $265,000 n/a 0.1%
IncredibleBank $755,000 $255,000 -66.2% 0.1%
Wisconsin Bank & Trust $35,000 $255,000 628.6% 0.1%
American Mortgage & Equity Consultants, Inc. $1,310,000 $235,000 -82.1% 0.0%
Discover Bank $235,000 n/a 0.0%
Hiawatha National Bank $235,000 n/a 0.0%
Bank Five Nine $230,000 n/a 0.0%
PROSPERA Credit Union $225,000 n/a 0.0%
Pacor Mortgage Corp $215,000 n/a 0.0%
GATEWAY MORTGAGE CORPORATION $205,000 n/a 0.0%
InterContinental Capital Group, Inc $205,000 n/a 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $200,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $190,000 $200,000 5.3% 0.0%
Bank of Milton $195,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $195,000 n/a 0.0%
GUILD MORTGAGE COMPANY $300,000 $180,000 -40.0% 0.0%
Manufacturers and Traders Trust Company $180,000 n/a 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $175,000 n/a 0.0%
Bay Bank $85,000 $170,000 100.0% 0.0%
NEW DAY FINANCIAL, LLC $530,000 $170,000 -67.9% 0.0%
Equity Prime Mortgage LLC $165,000 n/a 0.0%
Guardian Credit Union $165,000 n/a 0.0%
LAKE MICHIGAN CREDIT UNION $165,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $165,000 n/a 0.0%
NATIONS RELIABLE LENDING, LLC $105,000 $165,000 57.1% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $160,000 n/a 0.0%
First State Bank $155,000 n/a 0.0%
Waukesha State Bank $2,140,000 $155,000 -92.8% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $185,000 $145,000 -21.6% 0.0%
CRESCENT MORTGAGE COMPANY $145,000 n/a 0.0%
Low VA Rates, LLC $145,000 n/a 0.0%
Mound City Bank $145,000 n/a 0.0%
PyraMax Bank, FSB $155,000 $145,000 -6.5% 0.0%
AMERICAN ADVISORS GROUP $205,000 $140,000 -31.7% 0.0%
EVERETT FINANCIAL, INC. $1,080,000 $135,000 -87.5% 0.0%
AFFINITY PLUS $145,000 $125,000 -13.8% 0.0%
ALTRA $155,000 $125,000 -19.4% 0.0%
Arvest Bank $75,000 $125,000 66.7% 0.0%
CHURCHILL MORTGAGE CORPORATION $125,000 n/a 0.0%
Blackhawk Bank $115,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $385,000 $115,000 -70.1% 0.0%
RUOFF MORTGAGE COMPANY, INC. $115,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $115,000 n/a 0.0%
Wolfe Financial, Inc $115,000 n/a 0.0%
Chicago Mortgage Solutions LLC $105,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $105,000 n/a 0.0%
MidWestOne Bank $105,000 n/a 0.0%
Northpointe Bank $105,000 n/a 0.0%
Austin Capital Bank SSB $375,000 $95,000 -74.7% 0.0%
Colonial Savings, F.A. $95,000 n/a 0.0%
Fifth Third Bank $295,000 $95,000 -67.8% 0.0%
Nations Lending Corporation $165,000 $95,000 -42.4% 0.0%
Range Bank $95,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $95,000 n/a 0.0%
Gateway First Bank $85,000 n/a 0.0%
Ixonia Bank $145,000 $85,000 -41.4% 0.0%
Figure Lending LLC $35,000 $80,000 128.6% 0.0%
SOUTHWEST FUNDING, LP $75,000 n/a 0.0%
Cornerstone Community Bank $55,000 n/a 0.0%
Secured Investment Corp. $55,000 $55,000 0.0% 0.0%
PENTAGON FEDERAL CREDIT UNION $25,000 n/a 0.0%

Manitowoc's top lender by overall market share is Bank First, N.A., with 19.9% market share. In second place, with 5.2%, is UNITEDONE Credit Union, having originated $26,015,000 in loans. In third place, with 5.1%, is Community First Credit Union, having originated $25,580,000 in loans. In third place, with 4.5%, is First Federal Bank, having originated $22,565,000 in loans. In third place, with 4.1%, is QUICKEN LOANS, LLC, having originated $20,510,000 in loans.


Manitowoc, WI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 1,387 $199,035,000 $143,500
Home Purchase 1,088 $194,120,000 $178,419
Cash Out Refi 578 $84,520,000 $146,228
Home Improvement 195 $11,875,000 $60,897
Other 139 $10,225,000 $73,561

Manitowoc's most frequently cited loan purpose was Refi, with 1,387 originations. The 2nd most popular reason was Home Purchase, with 1,088 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 1,120 $169,580,000 $151,411
3-4% 1,104 $173,530,000 $157,183
<2.5% 733 $102,445,000 $139,761
4-5% 141 $16,435,000 $116,560
Over 8% 20 $1,530,000 $76,500
5-6% 19 $1,115,000 $58,684
6-7% 7 $335,000 $47,857
7-8% 4 $280,000 $70,000

During 2021, Manitowoc's most frequently originated rate bucket was 2.5-3%, with 1,120 originations.

Loan Sizing (Manitowoc, WI MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,460 $204,500,000 $140,068
$100,000 or less 1,304 $83,740,000 $64,218
$200k-400k 542 $143,760,000 $265,240
$400k-600k 62 $29,560,000 $476,774
$Over $1MM 10 $31,290,000 $3,129,000
$600k-1000k 9 $6,925,000 $769,444

Manitowoc's loan sizing saw the bucket of loans from $100k-200k with 1,460 originations, totaling $204,500,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 1,125 $180,835,000 $160,742
80-100% 949 $175,505,000 $184,937
40-60% 540 $69,510,000 $128,722
20-40% 290 $22,600,000 $77,931
Under 20% 189 $6,465,000 $34,206
Over 100% 8 $2,460,000 $307,500

Manitowoc's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,125 originations, totaling $180,835,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Manitowoc (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $113,450 (0.0%) $163,490 (6.5%) 0.00 284
2018-02-01 $118,000 (7.3%) $178,617 (16.3%) 0.00 221
2018-03-01 $134,900 (22.7%) $194,087 (22.5%) 0.00 220
2018-04-01 $124,850 (16.3%) $194,981 (24.9%) 0.00 203
2018-05-01 $124,300 (11.8%) $203,245 (27.7%) 0.00 207
2018-06-01 $129,900 (13.3%) $212,290 (28.8%) 0.00 219
2018-07-01 $136,950 (19.1%) $230,534 (37.2%) 0.00 237
2018-08-01 $129,900 (8.3%) $219,096 (26.4%) 0.00 261
2018-09-01 $129,900 (10.2%) $217,703 (27.5%) 0.00 254
2018-10-01 $135,300 (14.2%) $206,093 (18.6%) 0.00 274
2018-11-01 $132,450 (15.3%) $202,248 (18.8%) 0.00 255
2018-12-01 $134,900 (17.4%) $207,557 (24.4%) 0.00 254
2019-01-01 $135,700 (19.6%) $216,159 (32.2%) 0.00 232
2019-02-01 $133,500 (13.1%) $219,968 (23.2%) 0.00 210
2019-03-01 $144,943 (7.4%) $225,818 (16.4%) 0.00 210
2019-04-01 $144,993 (16.1%) $229,971 (18.0%) 0.00 270
2019-05-01 $152,900 (23.0%) $260,002 (27.9%) 0.00 179
2019-06-01 $169,900 (30.8%) $259,494 (22.2%) 0.00 179
2019-07-01 $179,900 (31.4%) $268,976 (16.7%) 0.00 195
2019-08-01 $171,329 (31.9%) $258,323 (17.9%) 0.00 201
2019-09-01 $157,400 (21.2%) $247,309 (13.6%) 0.00 227
2019-10-01 $149,900 (10.8%) $248,239 (20.5%) 0.00 214
2019-11-01 $147,500 (11.4%) $248,078 (22.7%) 0.00 203
2019-12-01 $146,450 (8.6%) $244,864 (18.0%) 0.00 198
2020-01-01 $142,775 (5.2%) $243,874 (12.8%) 0.00 173
2020-02-01 $154,900 (16.0%) $239,692 (9.0%) 0.00 156
2020-03-01 $140,450 (-3.1%) $231,924 (2.7%) 0.00 148
2020-04-01 $154,900 (6.8%) $246,920 (7.4%) 0.00 141
2020-05-01 $199,900 (30.7%) $237,785 (-8.5%) 0.00 132
2020-06-01 $210,900 (24.1%) $261,982 (1.0%) 0.00 112
2020-07-01 $216,950 (20.6%) $254,022 (-5.6%) 0.00 118
2020-08-01 $199,900 (16.7%) $247,969 (-4.0%) 0.00 94
2020-09-01 $209,950 (33.4%) $251,328 (1.6%) 0.00 99
2020-10-01 $180,000 (20.1%) $253,238 (2.0%) 0.00 91
2020-11-01 $174,900 (18.6%) $246,425 (-0.7%) 0.00 71
2020-12-01 $171,950 (17.4%) $235,761 (-3.7%) 0.00 64
2021-01-01 $179,900 (26.0%) $254,294 (4.3%) 0.00 57
2021-02-01 $235,900 (52.3%) $294,743 (23.0%) 0.00 37
2021-03-01 $193,750 (38.0%) $282,952 (22.0%) 0.00 37
2021-04-01 $169,900 (9.7%) $287,754 (16.5%) 0.00 42
2021-05-01 $179,900 (-10.0%) $295,823 (24.4%) 0.00 49
2021-06-01 $202,400 (-4.0%) $294,747 (12.5%) 0.00 64
2021-07-01 $193,250 (-10.9%) $304,532 (19.9%) 0.00 76
2021-08-01 $198,900 (-0.5%) $288,618 (16.4%) 0.00 87
2021-09-01 $183,250 (-12.7%) $287,004 (14.2%) 0.00 85
2021-10-01 $159,900 (-11.2%) $272,109 (7.5%) 0.00 78
2021-11-01 $159,750 (-8.7%) $269,665 (9.4%) 0.00 82
2021-12-01 $164,900 (-4.1%) $287,357 (21.9%) 0.00 69
2022-01-01 $154,999 (-13.8%) $254,884 (0.2%) 0.00 44
2022-02-01 $182,400 (-22.7%) $247,560 (-16.0%) 0.00 32
2022-03-01 $187,200 (-3.4%) $232,025 (-18.0%) 0.00 38
2022-04-01 $179,900 (5.9%) $237,309 (-17.5%) 0.00 36
2022-05-01 $189,900 (5.6%) $243,886 (-17.6%) 0.00 43
2022-06-01 $234,900 (16.1%) $297,588 (1.0%) 0.00 46
Manitowoc's median listing price for 2022-06-01 was $234,900, a difference of $32,500 (16.1%) versus the prior year and $45,000 versus the prior month.

Manitowoc's median listing price comes in at 0% of the national average.

Manitowoc's average listing price for 2022-06-01 was $297,588, a difference of $2,841 (1.0%) versus the prior year and $53,702 versus the prior month.

For the 2022-06-01 period, Manitowoc had 46 MLS listings, a difference of 3 listings (7%) versus the prior month and -18 listings (-28%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Manitowoc (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,530 sqft
2018-02-01 0 days 1,571 sqft
2018-03-01 0 days 1,579 sqft
2018-04-01 0 days 1,575 sqft
2018-05-01 0 days 1,585 sqft
2018-06-01 0 days 1,645 sqft
2018-07-01 0 days 1,656 sqft
2018-08-01 0 days 1,700 sqft
2018-09-01 0 days 1,816 sqft
2018-10-01 0 days 1,793 sqft
2018-11-01 0 days 1,741 sqft
2018-12-01 0 days 1,728 sqft
2019-01-01 0 days 1,705 sqft
2019-02-01 0 days 1,694 sqft
2019-03-01 0 days 1,774 sqft
2019-04-01 0 days 1,743 sqft
2019-05-01 0 days 1,833 sqft
2019-06-01 0 days 1,950 sqft
2019-07-01 0 days 1,859 sqft
2019-08-01 0 days 1,787 sqft
2019-09-01 0 days 1,759 sqft
2019-10-01 0 days 1,762 sqft
2019-11-01 0 days 1,744 sqft
2019-12-01 0 days 1,728 sqft
2020-01-01 0 days 1,696 sqft
2020-02-01 0 days 1,728 sqft
2020-03-01 0 days 1,679 sqft
2020-04-01 0 days 1,762 sqft
2020-05-01 0 days 1,687 sqft
2020-06-01 0 days 1,859 sqft
2020-07-01 0 days 1,956 sqft
2020-08-01 0 days 1,878 sqft
2020-09-01 0 days 1,895 sqft
2020-10-01 0 days 1,878 sqft
2020-11-01 0 days 1,643 sqft
2020-12-01 0 days 1,549 sqft
2021-01-01 0 days 1,547 sqft
2021-02-01 0 days 1,606 sqft
2021-03-01 0 days 1,668 sqft
2021-04-01 0 days 1,565 sqft
2021-05-01 0 days 1,601 sqft
2021-06-01 0 days 1,717 sqft
2021-07-01 0 days 1,717 sqft
2021-08-01 0 days 1,690 sqft
2021-09-01 0 days 1,660 sqft
2021-10-01 0 days 1,600 sqft
2021-11-01 0 days 1,566 sqft
2021-12-01 0 days 1,611 sqft
2022-01-01 0 days 1,594 sqft
2022-02-01 0 days 1,595 sqft
2022-03-01 0 days 1,538 sqft
2022-04-01 0 days 1,615 sqft
2022-05-01 0 days 1,727 sqft
2022-06-01 0 days 1,814 sqft
Manitowoc's median listing age (time on market) for 2022-06-01 was 0 days.

Manitowoc's median square footage for active listings during the 2022-06-01 period was 1,814 sqft. One year prior, the average listing was 1,717 sqft.