Manitowoc Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Manitowoc averaged 6.91% for the week of 2023-03-23, compared to the national average of 6.42% for the same period.

The average rate for the prior week (2023-03-16) was 6.99% and one month ago for the week of 2023-02-16, the average rate was 6.81%.

Manitowoc's average rate one year ago was 3.95%.

For refis of the same type during the week of 2023-03-23, the average rate was 6.83%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-03-23 6.42%
Manitowoc 30 Year Fixed Rate 2023-03-23 6.91%
Manitowoc 30 Year Fixed Rate Refi 2023-03-23 6.83%
Manitowoc 15 Year Fixed Rate 2023-03-23 6.25%
Manitowoc 15 Year Fixed Rate Refi 2023-03-23 6.53%
Manitowoc 30 Year FHA 2023-03-23 6.58%
Manitowoc 30 Year FHA Refi 2023-03-23 5.98%
Manitowoc 30 Year USDA 2023-03-23 6.74%
Manitowoc 30 Year USDA Refi 2023-03-23 5.88%
Manitowoc 30 Year VA 2023-03-23 6.48%
Manitowoc 30 Year VA Refi 2023-03-23 5.78%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Manitowoc, WI.

Manitowoc Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Manitowoc, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Bank First, N.A. 105 4.92% $2,092
UNITEDONE Credit Union 86 3.91% $1,404
FOX COMMUNITIES 75 4.21% $863
Associated Bank 36 4.61% $2,426
Community First Credit Union 33 4.17% $1,967
FINANCE OF AMERICA MORTGAGE LLC 30 5.48% $3,850
QUICKEN LOANS, LLC 29 5.25% $5,743
First Federal Bank 23 4.75% $2,856
U.S. Bank 23 5.45% $2,769
Nicolet National Bank 20 4.99% $2,869
Wells Fargo Bank 15 5.41% $3,276
UNITED WHOLESALE MORTGAGE, LLC 14 6.05% $4,331
Kohler Credit Union 13 3.86% $2,608
Denmark State Bank 12 4.21% $2,049
INLANTA MORTGAGE, INC. 12 5.18% $3,297
VERVE, A CREDIT UNION 11 3.86% $2,304
Johnson Bank 11 4.54% $3,313
PLANET HOME LENDING, LLC 11 4.40% $2,438
BROKER SOLUTIONS, INC. 9 6.26% $4,337
GUARANTEED RATE, INC. 9 4.84% $3,359
TOWNE MORTGAGE COMPANY 8 5.58% $4,983
CAPITAL Credit Union 7 3.39% $1,881
Nations Lending Corporation 7 5.45% $4,839
HOME POINT FINANCIAL CORPORATION 7 4.89% $5,068
Servion, Inc. 7 5.21% $2,423
BMO Harris Bank 6 4.23% $4,148
National Exchange Bank and Trust 6 5.17% $1,380
GreenStone Farm Credit Services, FLCA 6 5.33% $3,533
AMERISAVE MORTGAGE CORPORATION 6 4.79% $5,637
University of Wisconsin Credit Union 6 4.71% $2,983
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 4.50% $2,417
Flagstar Bank, FSB 5 4.53% $4,511
Waterstone Mortgage Corporation 5 5.23% $3,998
CIBM Bank 5 5.45% $2,651
Hometown Bank 4 5.06% $1,651
LOANDEPOT.COM, LLC 4 4.40% $5,464
JPMorgan Chase Bank 4 4.62% $3,850
Landmark Credit Union 4 4.41% $2,235
Barrington Bank & Trust Company, N.A. 4 7.09% $3,180
CoVantage Credit Union 4 4.56% $2,203
Paramount Residential Mortgage Group, Inc. 3 6.13% $4,251
PLAZA HOME MORTGAGE, INC. 3 5.75% $3,680
NEWREZ LLC 3 5.50% $4,027
ENVOY MORTGAGE, LTD 3 4.12% $3,718
NAVY FEDERAL CREDIT UNION 3 5.08% $3,345
CHERRY CREEK MORTGAGE, LLC 3 5.67% $708
Carrington Mortgage Services, LLC 3 4.21% $5,912
Bell Bank 3 6.29% $2,535
LAKEVIEW LOAN SERVICING, LLC 3 5.38% $4,257
CROSSCOUNTRY MORTGAGE, LLC 2 6.16% $3,772
A + MORTGAGE SERVICES, INC. 2 7.06% $3,003
Bankers' Bank 2 5.38% $0
Capitol Federal Savings Bank 2 5.88% $2,537
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 2 5.56% $4,320
CORNERSTONE HOME LENDING, INC. 2 4.00% $5,329
EDUCATORS CREDIT UNION 2 3.50% $1,550
EVERETT FINANCIAL, INC. 2 3.38% $1,412
Mortgage Research Center, LLC 2 6.87% $2,863
North Shore Bank FSB 2 4.38% $1,937
Old National Bank 2 5.25% $4,733
PENTAGON FEDERAL CREDIT UNION 2 4.75% $1,398
Summit Credit Union 2 3.88% $2,306
Warsaw Federal Savings and Loan Association 2 5.46% $3,696
Mr. Cooper ( Nationstar Mortgage ) 1 6.49% $6,716
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.88% $6,210
HOMESTEAD FUNDING CORP. 1 3.25% $3,435
HOMESIDE FINANCIAL, LLC 1 6.13% $5,212
GSF Mortgage Corporation 1 6.38% $4,705
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 1 7.00% $5,983
Gateway First Bank 1 6.63% $3,647
Arvest Bank 1 3.50% $1,866
OCEANSIDE MORTGAGE COMPANY 1 5.00% $1,771
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 5.99% $2,061
FREEDOM MORTGAGE CORPORATION 1 6.63% $5,220
PCM 1 3.99% $815
Westbury Bank 1 6.63% $1,865
First State Bank of St. Charles, Missouri 1 5.88% $2,758
First Nebraska Bank 1 5.13% $1,972
Prevail Bank 1 6.88% $2,331
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.38% $6,924
ENDEAVOR CAPITAL, LLC. 1 5.50% $5,574
Royal Credit Union 1 3.50% $0
Discover Bank 1 5.25% $0
STAR ONE CREDIT UNION 1 2.88% $1,709
WISCONSIN MORTGAGE CORPORATION 1 6.13% $1,854
The Huntington National Bank 1 3.38% $2,639
The Park Bank 1 3.50% $1,760
TOTAL MORTGAGE SERVICES, LLC 1 3.50% $3,490
Ally Bank 1 3.63% $2,886
Tri City National Bank 1 5.38% $2,980
TruHome Solutions, LLC 1 4.38% $2,745
Truist 1 5.13% $2,629
UNION HOME MORTGAGE CORP. 1 5.50% $4,304
COMPEER FINANCIAL, FLCA 1 6.38% $2,991
COMPASS MORTGAGE, INC. 1 3.50% $3,009
CALIBER HOME LOANS, INC. 1 4.25% $5,446
BLC Community Bank 1 6.15% $2,271
Bank of Luxemburg 1 6.13% $3,306
LAND HOME FINANCIAL SERVICES, INC. 1 5.88% $3,140
Ixonia Bank 1 6.13% $4,213
MidWestOne Bank 1 5.88% $3,177
Morgan Stanley Private Bank 1 2.50% $2,864
MORIA DEVELOPMENT, INC. 1 5.75% $5,006
Wolfe Financial, Inc 1 4.38% $5,039

Manitowoc Average Closing Costs & Other Stats

Manitowoc, WI's 104 lenders originated 2,281 loans during 2022. The total origination value was $324,885,000, with an average loan value of $142,431.

Manitowoc's average closing costs are $2,882.

The top Manitowoc lender as defined by loan originations is Bank First, N.A., with 105 loans originated. Their average total fees are $2,092, which is $687 higher than the next largest lender, UNITEDONE Credit Union.

The lowest fee Manitowoc lenders (with over 10 loans originated) are FOX COMMUNITIES ($863), UNITEDONE Credit Union ($1,404), Community First Credit Union ($1,967), Denmark State Bank ($2,049) and Bank First, N.A. ($2,092).

The lowest rate Manitowoc lenders (with over 10 loans originated) are Kohler Credit Union (3.86%), VERVE, A CREDIT UNION (3.86%), UNITEDONE Credit Union (3.91%), Community First Credit Union (4.17%) and Denmark State Bank (4.21%).

Manitowoc, WI Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Bank First, N.A. $99,245,000 $44,275,000 -55.4% 13.6%
UNITEDONE Credit Union $26,015,000 $25,375,000 -2.5% 7.8%
Community First Credit Union $25,580,000 $23,180,000 -9.4% 7.1%
FOX COMMUNITIES $13,155,000 $16,245,000 23.5% 5.0%
Associated Bank $19,910,000 $14,560,000 -26.9% 4.5%
Collins State Bank $18,250,000 $12,135,000 -33.5% 3.7%
QUICKEN LOANS, LLC $20,510,000 $11,745,000 -42.7% 3.6%
U.S. Bank $17,920,000 $9,410,000 -47.5% 2.9%
Nicolet National Bank $7,110,000 $8,570,000 20.5% 2.6%
FINANCE OF AMERICA MORTGAGE LLC $8,435,000 $8,410,000 -0.3% 2.6%
Cleveland State Bank $7,625,000 $6,100,000 -20.0% 1.9%
Kohler Credit Union $4,125,000 $5,865,000 42.2% 1.8%
First Federal Bank $22,565,000 $5,770,000 -74.4% 1.8%
Johnson Bank $12,335,000 $5,750,000 -53.4% 1.8%
Mortgage Research Center, LLC $4,615,000 $5,290,000 14.6% 1.6%
UNITED WHOLESALE MORTGAGE, LLC $3,490,000 $5,245,000 50.3% 1.6%
Denmark State Bank $13,760,000 $5,115,000 -62.8% 1.6%
Wells Fargo Bank $8,380,000 $4,090,000 -51.2% 1.3%
GreenStone Farm Credit Services, FLCA $4,850,000 $3,770,000 -22.3% 1.2%
BMO Harris Bank $5,715,000 $3,695,000 -35.3% 1.1%
INLANTA MORTGAGE, INC. $6,070,000 $3,135,000 -48.4% 1.0%
VERVE, A CREDIT UNION $4,325,000 $2,905,000 -32.8% 0.9%
LOANDEPOT.COM, LLC $1,825,000 $2,855,000 56.4% 0.9%
National Exchange Bank and Trust $3,570,000 $2,545,000 -28.7% 0.8%
PLANET HOME LENDING, LLC $7,435,000 $2,470,000 -66.8% 0.8%
BROKER SOLUTIONS, INC. $3,030,000 $2,450,000 -19.1% 0.8%
MARINE $1,940,000 $2,380,000 22.7% 0.7%
HOME POINT FINANCIAL CORPORATION $445,000 $2,315,000 420.2% 0.7%
Servion, Inc. $11,455,000 $2,305,000 -79.9% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,825,000 $2,210,000 21.1% 0.7%
Nations Lending Corporation $95,000 $2,115,000 2,126.3% 0.7%
Waterstone Mortgage Corporation $1,140,000 $1,930,000 69.3% 0.6%
GUARANTEED RATE, INC. $4,490,000 $1,895,000 -57.8% 0.6%
TOWNE MORTGAGE COMPANY $2,610,000 $1,880,000 -28.0% 0.6%
NAVY FEDERAL CREDIT UNION $1,240,000 $1,740,000 40.3% 0.5%
Oostburg State Bank $400,000 $1,735,000 333.8% 0.5%
Old National Bank $415,000 $1,705,000 310.8% 0.5%
State Bank of Chilton $3,385,000 $1,665,000 -50.8% 0.5%
CAPITAL Credit Union $2,530,000 $1,625,000 -35.8% 0.5%
Paramount Residential Mortgage Group, Inc. $915,000 $1,590,000 73.8% 0.5%
Greenleaf Wayside Bank $1,565,000 n/a 0.5%
AMERISAVE MORTGAGE CORPORATION $3,440,000 $1,550,000 -54.9% 0.5%
University of Wisconsin Credit Union $1,580,000 $1,495,000 -5.4% 0.5%
Hometown Bank $995,000 $1,490,000 49.7% 0.5%
PCM $825,000 $1,400,000 69.7% 0.4%
ENVOY MORTGAGE, LTD $2,430,000 $1,355,000 -44.2% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,645,000 $1,285,000 -21.9% 0.4%
NEWREZ LLC $3,335,000 $1,250,000 -62.5% 0.4%
Summit Credit Union $1,605,000 $1,250,000 -22.1% 0.4%
CIBM Bank $2,535,000 $1,225,000 -51.7% 0.4%
Bank of Luxemburg $1,050,000 $1,210,000 15.2% 0.4%
JPMorgan Chase Bank $1,170,000 $1,210,000 3.4% 0.4%
Flagstar Bank, FSB $2,140,000 $1,195,000 -44.2% 0.4%
LAKEVIEW LOAN SERVICING, LLC $1,440,000 $1,150,000 -20.1% 0.4%
Barrington Bank & Trust Company, N.A. $1,810,000 $1,105,000 -39.0% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $1,675,000 $1,020,000 -39.1% 0.3%
CHERRY CREEK MORTGAGE, LLC $1,700,000 $1,005,000 -40.9% 0.3%
Waldo State Bank $830,000 $940,000 13.3% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $670,000 $920,000 37.3% 0.3%
Ally Bank $445,000 $910,000 104.5% 0.3%
DMB Community Bank $885,000 n/a 0.3%
PENNYMAC LOAN SERVICES, LLC $2,365,000 $870,000 -63.2% 0.3%
PLAZA HOME MORTGAGE, INC. $3,190,000 $830,000 -74.0% 0.3%
FREEDOM MORTGAGE CORPORATION $4,800,000 $810,000 -83.1% 0.2%
Capitol Bank $805,000 n/a 0.2%
Carrington Mortgage Services, LLC $1,450,000 $795,000 -45.2% 0.2%
Landmark Credit Union $590,000 $750,000 27.1% 0.2%
Great Midwest Bank, S.S.B. $1,115,000 $740,000 -33.6% 0.2%
EDUCATORS CREDIT UNION $465,000 $730,000 57.0% 0.2%
USAA Federal Savings Bank $320,000 $695,000 117.2% 0.2%
PENTAGON FEDERAL CREDIT UNION $25,000 $680,000 2,620.0% 0.2%
Morgan Stanley Private Bank $625,000 n/a 0.2%
CORNERSTONE HOME LENDING, INC. $3,365,000 $610,000 -81.9% 0.2%
CoVantage Credit Union $2,395,000 $605,000 -74.7% 0.2%
UNION HOME MORTGAGE CORP. $95,000 $600,000 531.6% 0.2%
PREMIA MORTGAGE, LLC $360,000 $590,000 63.9% 0.2%
North Shore Bank FSB $5,260,000 $540,000 -89.7% 0.2%
WISCONSIN MORTGAGE CORPORATION $565,000 $510,000 -9.7% 0.2%
Bell Bank $550,000 $500,000 -9.1% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $365,000 $500,000 37.0% 0.2%
FIRST CENTENNIAL MORTGAGE CORPORATION $1,080,000 $480,000 -55.6% 0.1%
The Park Bank $535,000 $465,000 -13.1% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $445,000 n/a 0.1%
Wolfe Financial, Inc $115,000 $440,000 282.6% 0.1%
Bankers' Bank $660,000 $430,000 -34.8% 0.1%
BLC Community Bank $500,000 $430,000 -14.0% 0.1%
PLUS RELOCATION MORTGAGE, LLC $415,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $125,000 $410,000 228.0% 0.1%
Fifth Third Bank $95,000 $410,000 331.6% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $350,000 $400,000 14.3% 0.1%
Capitol Federal Savings Bank $360,000 n/a 0.1%
COMPASS MORTGAGE, INC. $325,000 $355,000 9.2% 0.1%
Gateway First Bank $85,000 $325,000 282.4% 0.1%
UNISON CREDIT UNION $275,000 $315,000 14.5% 0.1%
HOMESTEAD FUNDING CORP. $320,000 $305,000 -4.7% 0.1%
PremierBank $270,000 $305,000 13.0% 0.1%
A + MORTGAGE SERVICES, INC. $300,000 n/a 0.1%
Bristol Morgan Bank $1,110,000 $300,000 -73.0% 0.1%
GSF Mortgage Corporation $685,000 $300,000 -56.2% 0.1%
West Pointe Bank $465,000 $295,000 -36.6% 0.1%
Figure Lending LLC $80,000 $290,000 262.5% 0.1%
First State Bank of St. Charles, Missouri $285,000 n/a 0.1%
OCMBC, INC. $285,000 n/a 0.1%
Premier Community Bank $280,000 n/a 0.1%
The Port Washington State Bank $295,000 $280,000 -5.1% 0.1%
PNC Bank $440,000 $270,000 -38.6% 0.1%
Discover Bank $235,000 $260,000 10.6% 0.1%
The Federal Savings Bank $295,000 $255,000 -13.6% 0.1%
Tri City National Bank $255,000 n/a 0.1%
THRIVENT Federal Credit Union $335,000 $245,000 -26.9% 0.1%
COMPEER FINANCIAL, FLCA $1,190,000 $240,000 -79.8% 0.1%
Wyndham Capital Mortgage, Inc. $470,000 $235,000 -50.0% 0.1%
NEW DAY FINANCIAL, LLC $170,000 $230,000 35.3% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $175,000 $225,000 28.6% 0.1%
GUARANTEED RATE AFFINITY, LLC $195,000 $225,000 15.4% 0.1%
PROSPERA Credit Union $225,000 $220,000 -2.2% 0.1%
Warsaw Federal Savings and Loan Association $220,000 n/a 0.1%
Wisconsin Bank & Trust $255,000 $220,000 -13.7% 0.1%
A&D Mortgage LLC $205,000 n/a 0.1%
Bank of America $505,000 $205,000 -59.4% 0.1%
Horicon Bank $1,125,000 $200,000 -82.2% 0.1%
Equity Prime Mortgage LLC $165,000 $195,000 18.2% 0.1%
First Nebraska Bank $195,000 n/a 0.1%
Loan Simple, Inc. $1,375,000 $190,000 -86.2% 0.1%
The Huntington National Bank $190,000 n/a 0.1%
Ixonia Bank $85,000 $185,000 117.6% 0.1%
MOVEMENT MORTGAGE, LLC $185,000 n/a 0.1%
EVERETT FINANCIAL, INC. $135,000 $180,000 33.3% 0.1%
AMERICAN ADVISORS GROUP $140,000 $165,000 17.9% 0.1%
TruHome Solutions, LLC $165,000 n/a 0.1%
Citizens State Bank of La Crosse $160,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $480,000 $160,000 -66.7% 0.0%
Bay Bank $170,000 $155,000 -8.8% 0.0%
ENDEAVOR CAPITAL, LLC. $155,000 n/a 0.0%
Truist $155,000 n/a 0.0%
CALIBER HOME LOANS, INC. $530,000 $145,000 -72.6% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $145,000 $135,000 -6.9% 0.0%
Citizens Bank $135,000 n/a 0.0%
CMG MORTGAGE, INC. $360,000 $125,000 -65.3% 0.0%
HOMESIDE FINANCIAL, LLC $445,000 $125,000 -71.9% 0.0%
HomeTown Bank $125,000 n/a 0.0%
Honor Credit Union $125,000 n/a 0.0%
Prosperity Home Mortgage, LLC $125,000 n/a 0.0%
FirstBank $890,000 $120,000 -86.5% 0.0%
Arvest Bank $125,000 $115,000 -8.0% 0.0%
Prevail Bank $115,000 n/a 0.0%
Royal Credit Union $115,000 n/a 0.0%
Westbury Bank $355,000 $115,000 -67.6% 0.0%
DIRECT MORTGAGE LOANS, LLC $105,000 n/a 0.0%
GUIDANCE RESIDENTIAL, LLC $105,000 n/a 0.0%
LAND HOME FINANCIAL SERVICES, INC. $105,000 n/a 0.0%
MidWestOne Bank $105,000 $105,000 0.0% 0.0%
OCEANSIDE MORTGAGE COMPANY $105,000 n/a 0.0%
STAR ONE CREDIT UNION $105,000 n/a 0.0%
First-Citizens Bank & Trust Company $95,000 n/a 0.0%
PROPER RATE, LLC $85,000 n/a 0.0%
VILLAGE CAPITAL MORTGAGE $385,000 $85,000 -77.9% 0.0%
SPRING EQ, LLC $80,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $75,000 n/a 0.0%
Peoples State Bank $75,000 n/a 0.0%
Citibank $65,000 n/a 0.0%
NORTHWESTERN MUTUAL $65,000 n/a 0.0%
PHH Mortgage Corporation $285,000 $65,000 -77.2% 0.0%
First American Bank $55,000 n/a 0.0%
Deere Employees Credit Union $35,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $25,000 n/a 0.0%

Manitowoc's top lender by overall market share is Bank First, N.A., with 13.6% market share. In second place, with 7.8%, is UNITEDONE Credit Union, having originated $25,375,000 in loans. In third place, with 7.1%, is Community First Credit Union, having originated $23,180,000 in loans. In fourth place, with 5.0%, is FOX COMMUNITIES, having originated $16,245,000 in loans. In fifth place, with 4.5%, is Associated Bank, having originated $14,560,000 in loans.


Manitowoc Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Manitowoc (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $111,000 (1.0%) $166,307 (10.5%) 0.00 286
2018-02-01 $116,450 (8.0%) $184,097 (23.1%) 0.00 224
2018-03-01 $134,900 (25.8%) $198,461 (28.8%) 0.00 220
2018-04-01 $124,775 (19.0%) $199,991 (30.8%) 0.00 207
2018-05-01 $124,300 (13.1%) $208,357 (33.5%) 0.00 207
2018-06-01 $128,400 (12.9%) $218,290 (33.8%) 0.00 219
2018-07-01 $130,200 (13.2%) $228,470 (37.0%) 0.00 238
2018-08-01 $130,200 (9.8%) $220,563 (27.8%) 0.00 253
2018-09-01 $129,900 (11.7%) $219,027 (27.8%) 0.00 251
2018-10-01 $134,925 (15.9%) $204,478 (16.2%) 0.00 262
2018-11-01 $132,450 (16.1%) $198,501 (14.8%) 0.00 244
2018-12-01 $134,900 (21.5%) $204,234 (20.6%) 0.00 242
2019-01-01 $135,800 (22.3%) $213,432 (28.3%) 0.00 221
2019-02-01 $132,400 (13.7%) $214,587 (16.6%) 0.00 197
2019-03-01 $139,243 (3.2%) $224,315 (13.0%) 0.00 189
2019-04-01 $144,900 (16.1%) $237,740 (18.9%) 0.00 182
2019-05-01 $152,700 (22.9%) $261,881 (25.7%) 0.00 169
2019-06-01 $169,900 (32.3%) $262,317 (20.2%) 0.00 172
2019-07-01 $176,250 (35.4%) $274,218 (20.0%) 0.00 186
2019-08-01 $168,155 (29.2%) $263,553 (19.5%) 0.00 184
2019-09-01 $157,886 (21.5%) $255,869 (16.8%) 0.00 195
2019-10-01 $149,900 (11.1%) $248,615 (21.6%) 0.00 203
2019-11-01 $143,672 (8.5%) $239,026 (20.4%) 0.00 193
2019-12-01 $139,900 (3.7%) $237,066 (16.1%) 0.00 188
2020-01-01 $137,950 (1.6%) $230,384 (7.9%) 0.00 166
2020-02-01 $139,900 (5.7%) $227,451 (6.0%) 0.00 150
2020-03-01 $136,125 (-2.2%) $221,447 (-1.3%) 0.00 136
2020-04-01 $142,550 (-1.6%) $241,082 (1.4%) 0.00 129
2020-05-01 $175,000 (14.6%) $233,265 (-10.9%) 0.00 126
2020-06-01 $202,600 (19.3%) $254,268 (-3.1%) 0.00 107
2020-07-01 $190,525 (8.1%) $244,466 (-10.9%) 0.00 109
2020-08-01 $189,000 (12.4%) $240,957 (-8.6%) 0.00 88
2020-09-01 $181,400 (14.9%) $240,372 (-6.1%) 0.00 93
2020-10-01 $178,900 (19.4%) $245,039 (-1.4%) 0.00 86
2020-11-01 $164,650 (14.6%) $237,898 (-0.5%) 0.00 71
2020-12-01 $169,900 (21.4%) $231,080 (-2.5%) 0.00 66
2021-01-01 $169,900 (23.2%) $246,423 (7.0%) 0.00 58
2021-02-01 $209,950 (50.1%) $287,353 (26.3%) 0.00 38
2021-03-01 $183,650 (34.9%) $278,705 (25.9%) 0.00 38
2021-04-01 $172,800 (21.2%) $289,985 (20.3%) 0.00 45
2021-05-01 $189,950 (8.5%) $302,286 (29.6%) 0.00 55
2021-06-01 $224,925 (11.0%) $298,610 (17.4%) 0.00 70
2021-07-01 $196,150 (3.0%) $294,587 (20.5%) 0.00 78
2021-08-01 $198,325 (4.9%) $285,314 (18.4%) 0.00 89
2021-09-01 $185,100 (2.0%) $286,338 (19.1%) 0.00 84
2021-10-01 $167,450 (-6.4%) $271,302 (10.7%) 0.00 81
2021-11-01 $164,900 (0.2%) $279,682 (17.6%) 0.00 87
2021-12-01 $168,425 (-0.9%) $290,209 (25.6%) 0.00 74
2022-01-01 $169,900 (0.0%) $267,524 (8.6%) 0.00 47
2022-02-01 $184,900 (-11.9%) $265,379 (-7.7%) 0.00 36
2022-03-01 $186,800 (1.7%) $252,776 (-9.3%) 0.00 39
2022-04-01 $184,900 (7.0%) $247,232 (-14.7%) 0.00 38
2022-05-01 $196,900 (3.7%) $252,540 (-16.5%) 0.00 45
2022-06-01 $241,175 (7.2%) $303,480 (1.6%) 0.00 47
2022-07-01 $210,000 (7.1%) $288,583 (-2.0%) 0.00 71
2022-08-01 $197,450 (-0.4%) $278,932 (-2.2%) 0.00 66
2022-09-01 $199,950 (8.0%) $275,675 (-3.7%) 0.00 63
2022-10-01 $220,000 (31.4%) $274,292 (1.1%) 0.00 66
2022-11-01 $274,925 (66.7%) $285,261 (2.0%) 0.00 64
2022-12-01 $254,950 (51.4%) $282,260 (-2.7%) 0.00 54
2023-01-01 $291,950 (71.8%) $304,106 (13.7%) 0.00 48
2023-02-01 $299,000 (61.7%) $332,391 (25.3%) 0.00 44
Manitowoc's median listing price for 2023-02-01 was $299,000, a difference of $114,100 (61.7%) versus the prior year and $7,050 versus the prior month.

Manitowoc's median listing price comes in at 0% of the national average.

Manitowoc's average listing price for 2023-02-01 was $332,391, a difference of $67,012 (25.3%) versus the prior year and $28,285 versus the prior month.

For the 2023-02-01 period, Manitowoc had 44 MLS listings, a difference of -4 listings (-8%) versus the prior month and 8 listings (22%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Manitowoc (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,529 sqft
2018-02-01 0 days 1,558 sqft
2018-03-01 0 days 1,561 sqft
2018-04-01 0 days 1,581 sqft
2018-05-01 0 days 1,585 sqft
2018-06-01 0 days 1,645 sqft
2018-07-01 0 days 1,653 sqft
2018-08-01 0 days 1,700 sqft
2018-09-01 0 days 1,800 sqft
2018-10-01 0 days 1,769 sqft
2018-11-01 0 days 1,709 sqft
2018-12-01 0 days 1,714 sqft
2019-01-01 0 days 1,664 sqft
2019-02-01 0 days 1,655 sqft
2019-03-01 0 days 1,704 sqft
2019-04-01 0 days 1,729 sqft
2019-05-01 0 days 1,807 sqft
2019-06-01 0 days 1,830 sqft
2019-07-01 0 days 1,825 sqft
2019-08-01 0 days 1,776 sqft
2019-09-01 0 days 1,753 sqft
2019-10-01 0 days 1,734 sqft
2019-11-01 0 days 1,692 sqft
2019-12-01 0 days 1,694 sqft
2020-01-01 0 days 1,615 sqft
2020-02-01 0 days 1,610 sqft
2020-03-01 0 days 1,599 sqft
2020-04-01 0 days 1,720 sqft
2020-05-01 0 days 1,687 sqft
2020-06-01 0 days 1,846 sqft
2020-07-01 0 days 1,888 sqft
2020-08-01 0 days 1,859 sqft
2020-09-01 0 days 1,889 sqft
2020-10-01 0 days 1,878 sqft
2020-11-01 0 days 1,638 sqft
2020-12-01 0 days 1,565 sqft
2021-01-01 0 days 1,557 sqft
2021-02-01 0 days 1,600 sqft
2021-03-01 0 days 1,627 sqft
2021-04-01 0 days 1,596 sqft
2021-05-01 0 days 1,601 sqft
2021-06-01 0 days 1,693 sqft
2021-07-01 0 days 1,752 sqft
2021-08-01 0 days 1,669 sqft
2021-09-01 0 days 1,650 sqft
2021-10-01 0 days 1,595 sqft
2021-11-01 0 days 1,601 sqft
2021-12-01 0 days 1,595 sqft
2022-01-01 0 days 1,566 sqft
2022-02-01 0 days 1,599 sqft
2022-03-01 0 days 1,595 sqft
2022-04-01 0 days 1,657 sqft
2022-05-01 0 days 1,713 sqft
2022-06-01 0 days 1,773 sqft
2022-07-01 0 days 1,676 sqft
2022-08-01 0 days 1,629 sqft
2022-09-01 0 days 1,677 sqft
2022-10-01 0 days 1,698 sqft
2022-11-01 0 days 1,701 sqft
2022-12-01 0 days 1,664 sqft
2023-01-01 0 days 1,690 sqft
2023-02-01 0 days 1,710 sqft
Manitowoc's median listing age (time on market) for 2023-02-01 was 0 days.

Manitowoc's median square footage for active listings during the 2023-02-01 period was 1,710 sqft. One year prior, the average listing was 1,599 sqft.

Manitowoc, WI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,012 $192,840,000 $190,553
Refi 456 $56,670,000 $124,276
Cash Out Refi 339 $44,125,000 $130,162
Home Improvement 272 $16,850,000 $61,949
Other 202 $14,400,000 $71,287

Manitowoc's most frequently cited loan purpose was Home Purchase, with 1,012 originations. The 2nd most popular reason was Refi, with 456 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 575 $81,805,000 $142,270
4-5% 447 $66,045,000 $147,752
5-6% 445 $67,085,000 $150,753
6-7% 216 $29,220,000 $135,278
2.5-3% 210 $28,670,000 $136,524
<2.5% 143 $15,665,000 $109,545
7-8% 63 $7,625,000 $121,032
Over 8% 33 $2,795,000 $84,697

During 2022, Manitowoc's most frequently originated rate bucket was 3-4%, with 575 originations.

Loan Sizing (Manitowoc, WI MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 963 $54,055,000 $56,132
$100k-200k 874 $123,890,000 $141,751
$200k-400k 361 $98,905,000 $273,975
$400k-600k 60 $28,590,000 $476,500
$600k-1000k 18 $12,780,000 $710,000
$Over $1MM 5 $6,665,000 $1,333,000

Manitowoc's loan sizing saw the bucket of loans from $100,000 or less with 963 originations, totaling $54,055,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 731 $138,165,000 $189,008
60-80% 570 $94,740,000 $166,211
Under 20% 281 $10,285,000 $36,601
20-40% 265 $18,445,000 $69,604
40-60% 259 $32,585,000 $125,811
Over 100% 17 $3,845,000 $226,176

Manitowoc's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 731 originations, totaling $138,165,000 in origination value.