SHEBOYGAN Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Sheboygan averaged
6.54%
for the week of 2024-11-07, compared to the national average of
6.79% for the same period.
The average rate for the prior week (2024-10-31) was
6.37% and
one month ago for the week of 2024-10-03, the
average rate was 5.87%.
Sheboygan's average rate one year ago was 7.51%.
For refis of the same type during the week of 2024-11-07, the average rate
was 7.29%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-11-07 | 6.79% |
| Sheboygan 30 Year Fixed Rate | 2024-11-07 | 6.54% |
| Sheboygan 30 Year Fixed Rate Refi | 2024-11-07 | 7.29% |
| Sheboygan 15 Year Fixed Rate | 2024-11-07 | 6% |
| Sheboygan 15 Year Fixed Rate Refi | 2024-11-07 | 6.5% |
| Sheboygan 30 Year FHA | 2024-11-07 | 6.73% |
| Sheboygan 30 Year FHA Refi | 2024-11-07 | 6.43% |
| Sheboygan 30 Year USDA | 2024-11-07 | 6.68% |
| Sheboygan 30 Year USDA Refi | 2024-11-07 | 6.38% |
| Sheboygan 30 Year VA | 2024-11-07 | 6.6% |
| Sheboygan 30 Year VA Refi | 2024-11-07 | 6.34% |
SHEBOYGAN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SHEBOYGAN, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SHEBOYGAN Average Closing Costs & Other Stats
SHEBOYGAN, WI's 110 lenders originated 2,378
loans during 2023. The total origination value was $422,810,000, with an average loan value of
$177,801.
SHEBOYGAN's average closing costs are $3,123.
The top SHEBOYGAN lender as defined by loan originations is Bank First, N.A., with
106 loans originated. Their average total fees are
$2,348, which is $548
lower than the next largest lender,
Kohler Credit Union.
The lowest fee SHEBOYGAN lenders (with over 10 loans originated) are
UNITEDONE Credit Union ($1,593), National Exchange Bank and Trust ($1,687), Landmark Credit Union ($1,966), Johnson Bank ($2,222) and Bankers' Bank ($2,260).
The lowest rate SHEBOYGAN lenders (with over 10 loans originated) are
UNITEDONE Credit Union (5.59%), Kohler Credit Union (5.93%), National Exchange Bank and Trust (6.00%), Landmark Credit Union (6.43%) and Summit Credit Union (6.47%).
SHEBOYGAN, WI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Bank First, N.A. | $47,710,000 | $67,740,000 | 42.0% | 16.0% |
| Kohler Credit Union | $47,660,000 | $31,220,000 | -34.5% | 7.4% |
| Landmark Credit Union | $4,160,000 | $17,730,000 | 326.2% | 4.2% |
| U.S. Bank | $19,480,000 | $15,405,000 | -20.9% | 3.6% |
| Oostburg State Bank | $20,170,000 | $15,030,000 | -25.5% | 3.6% |
| Summit Credit Union | $10,225,000 | $12,640,000 | 23.6% | 3.0% |
| QUICKEN LOANS, LLC | $19,825,000 | $12,050,000 | -39.2% | 2.8% |
| National Exchange Bank and Trust | $12,635,000 | $11,095,000 | -12.2% | 2.6% |
| Waldo State Bank | $9,440,000 | $10,945,000 | 15.9% | 2.6% |
| Cleveland State Bank | $14,500,000 | $9,475,000 | -34.7% | 2.2% |
| ENVOY MORTGAGE, LTD | $10,225,000 | $9,280,000 | -9.2% | 2.2% |
| CIBM Bank | $12,285,000 | $9,025,000 | -26.5% | 2.1% |
| Johnson Bank | $14,720,000 | $8,815,000 | -40.1% | 2.1% |
| Associated Bank | $11,395,000 | $8,795,000 | -22.8% | 2.1% |
| GUILD MORTGAGE COMPANY | $8,055,000 | n/a | 1.9% | |
| Bell Bank | $2,370,000 | $8,015,000 | 238.2% | 1.9% |
| UNITEDONE Credit Union | $15,115,000 | $7,870,000 | -47.9% | 1.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $5,780,000 | $7,320,000 | 26.6% | 1.7% |
| UNION HOME MORTGAGE CORP. | $9,940,000 | $6,925,000 | -30.3% | 1.6% |
| The Port Washington State Bank | $9,795,000 | $6,460,000 | -34.0% | 1.5% |
| BROKER SOLUTIONS, INC. | $14,825,000 | $6,420,000 | -56.7% | 1.5% |
| BMO Harris Bank | $9,660,000 | $6,325,000 | -34.5% | 1.5% |
| Mortgage Research Center, LLC | $6,995,000 | $4,845,000 | -30.7% | 1.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,980,000 | $4,035,000 | -19.0% | 1.0% |
| Collins State Bank | $9,095,000 | $3,575,000 | -60.7% | 0.8% |
| MARINE | $3,300,000 | $3,555,000 | 7.7% | 0.8% |
| Sheboygan Area Credit Union | $3,180,000 | n/a | 0.8% | |
| Bankers' Bank | $15,625,000 | $3,050,000 | -80.5% | 0.7% |
| University of Wisconsin Credit Union | $4,635,000 | $2,750,000 | -40.7% | 0.7% |
| JPMorgan Chase Bank | $2,365,000 | $2,650,000 | 12.1% | 0.6% |
| NEWREZ LLC | $4,200,000 | $2,605,000 | -38.0% | 0.6% |
| Community First Credit Union | $13,325,000 | $2,390,000 | -82.1% | 0.6% |
| Wells Fargo Bank | $10,570,000 | $2,385,000 | -77.4% | 0.6% |
| WISCONSIN MORTGAGE CORPORATION | $3,875,000 | $2,200,000 | -43.2% | 0.5% |
| Bank Five Nine | $3,545,000 | $2,165,000 | -38.9% | 0.5% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,750,000 | $1,980,000 | 13.1% | 0.5% |
| Horicon Bank | $795,000 | $1,875,000 | 135.8% | 0.4% |
| CoVantage Credit Union | $410,000 | $1,765,000 | 330.5% | 0.4% |
| CHERRY CREEK MORTGAGE, LLC | $11,065,000 | $1,755,000 | -84.1% | 0.4% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $2,530,000 | $1,720,000 | -32.0% | 0.4% |
| Servion, Inc. | $3,230,000 | $1,710,000 | -47.1% | 0.4% |
| BLC Community Bank | $1,660,000 | n/a | 0.4% | |
| NAVY FEDERAL CREDIT UNION | $2,745,000 | $1,660,000 | -39.5% | 0.4% |
| Old National Bank | $915,000 | $1,560,000 | 70.5% | 0.4% |
| Wolf River Community Bank | $1,540,000 | n/a | 0.4% | |
| Mr. Cooper ( Nationstar Mortgage ) | $3,405,000 | $1,455,000 | -57.3% | 0.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $570,000 | $1,420,000 | 149.1% | 0.3% |
| V.I.P. MORTGAGE, INC. | $1,410,000 | n/a | 0.3% | |
| EDUCATORS CREDIT UNION | $775,000 | $1,390,000 | 79.4% | 0.3% |
| Barrington Bank & Trust Company, N.A. | $1,240,000 | $1,380,000 | 11.3% | 0.3% |
| COMPEER FINANCIAL, FLCA | $3,140,000 | $1,360,000 | -56.7% | 0.3% |
| TOWNE MORTGAGE COMPANY | $1,305,000 | $1,335,000 | 2.3% | 0.3% |
| CMG MORTGAGE, INC. | $485,000 | $1,315,000 | 171.1% | 0.3% |
| Prosperity Home Mortgage, LLC | $740,000 | $1,305,000 | 76.4% | 0.3% |
| Morgan Stanley Private Bank | $1,230,000 | $1,270,000 | 3.3% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $2,380,000 | $1,200,000 | -49.6% | 0.3% |
| A + MORTGAGE SERVICES, INC. | $1,410,000 | $1,185,000 | -16.0% | 0.3% |
| FOX COMMUNITIES | $1,015,000 | $1,170,000 | 15.3% | 0.3% |
| CARDINAL FINANCIAL | $1,950,000 | $1,135,000 | -41.8% | 0.3% |
| North Shore Bank FSB | $3,105,000 | $1,130,000 | -63.6% | 0.3% |
| First Federal Bank | $890,000 | $1,110,000 | 24.7% | 0.3% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $325,000 | $1,105,000 | 240.0% | 0.3% |
| LOANDEPOT.COM, LLC | $2,900,000 | $1,085,000 | -62.6% | 0.3% |
| Flagstar Bank, FSB | $2,990,000 | $1,065,000 | -64.4% | 0.3% |
| GUARANTEED RATE, INC. | $1,655,000 | $1,060,000 | -36.0% | 0.3% |
| Heritage Bank | $1,055,000 | n/a | 0.2% | |
| Bank of England | $245,000 | $1,035,000 | 322.4% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $170,000 | $1,020,000 | 500.0% | 0.2% |
| PLANET HOME LENDING, LLC | $790,000 | $1,000,000 | 26.6% | 0.2% |
| PENNYMAC LOAN SERVICES, LLC | $2,180,000 | $990,000 | -54.6% | 0.2% |
| USAA Federal Savings Bank | $1,265,000 | $990,000 | -21.7% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $1,825,000 | $930,000 | -49.0% | 0.2% |
| Nicolet National Bank | $1,780,000 | $885,000 | -50.3% | 0.2% |
| Westbury Bank | $1,040,000 | $880,000 | -15.4% | 0.2% |
| THOMPSON KANE & COMPANY, LLC | $195,000 | $795,000 | 307.7% | 0.2% |
| Figure Lending LLC | $575,000 | $765,000 | 33.0% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $800,000 | $760,000 | -5.0% | 0.2% |
| Glacier Hills Credit Union | $570,000 | $735,000 | 28.9% | 0.2% |
| NEW DAY FINANCIAL, LLC | $1,150,000 | $670,000 | -41.7% | 0.2% |
| Bank of America | $205,000 | $660,000 | 222.0% | 0.2% |
| PNC Bank | $785,000 | $660,000 | -15.9% | 0.2% |
| Empower Credit Union | $185,000 | $635,000 | 243.2% | 0.2% |
| Leader Bank | $615,000 | n/a | 0.1% | |
| WaterStone Bank, SSB | $5,295,000 | $605,000 | -88.6% | 0.1% |
| Waterstone Mortgage Corporation | $810,000 | $605,000 | -25.3% | 0.1% |
| Tri City National Bank | $135,000 | $595,000 | 340.7% | 0.1% |
| The Park Bank | $590,000 | n/a | 0.1% | |
| First-Citizens Bank & Trust Company | $45,000 | $575,000 | 1,177.8% | 0.1% |
| First Savings Bank | $885,000 | $540,000 | -39.0% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $210,000 | $510,000 | 142.9% | 0.1% |
| The Huntington National Bank | $1,535,000 | $495,000 | -67.8% | 0.1% |
| Hiawatha National Bank | $2,840,000 | $490,000 | -82.7% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $900,000 | $470,000 | -47.8% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $470,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $455,000 | n/a | 0.1% | |
| NORTHWESTERN MUTUAL | $305,000 | $455,000 | 49.2% | 0.1% |
| Royal Credit Union | $295,000 | $450,000 | 52.5% | 0.1% |
| VERVE, A CREDIT UNION | $660,000 | $435,000 | -34.1% | 0.1% |
| BETTER MORTGAGE CORPORATION | $450,000 | $425,000 | -5.6% | 0.1% |
| First State Bank | $415,000 | n/a | 0.1% | |
| CORNERSTONE HOME LENDING, INC. | $410,000 | n/a | 0.1% | |
| CAPITAL Credit Union | $140,000 | $405,000 | 189.3% | 0.1% |
| The Federal Savings Bank | $405,000 | n/a | 0.1% | |
| MOVEMENT MORTGAGE, LLC | $400,000 | n/a | 0.1% | |
| CALIBER HOME LOANS, INC. | $495,000 | $390,000 | -21.2% | 0.1% |
| DUPACO COMMUNITY | $390,000 | n/a | 0.1% | |
| Ally Bank | $1,180,000 | $385,000 | -67.4% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $375,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $315,000 | $365,000 | 15.9% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $355,000 | $365,000 | 2.8% | 0.1% |
| Discover Bank | $430,000 | $355,000 | -17.4% | 0.1% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $315,000 | $350,000 | 11.1% | 0.1% |
| Spring Bank | $335,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $310,000 | n/a | 0.1% | |
| ENDEAVOR CAPITAL, LLC. | $310,000 | n/a | 0.1% | |
| EVERETT FINANCIAL, INC. | $320,000 | $305,000 | -4.7% | 0.1% |
| GENEVA FINANCIAL, LLC | $305,000 | n/a | 0.1% | |
| Premier Community Bank | $305,000 | n/a | 0.1% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $425,000 | $295,000 | -30.6% | 0.1% |
| United Fidelity Funding Corp. | $285,000 | n/a | 0.1% | |
| Peoples State Bank | $280,000 | n/a | 0.1% | |
| Citizens Community Federal | $275,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $1,345,000 | $250,000 | -81.4% | 0.1% |
| Heartland Credit Union (Madison) | $250,000 | n/a | 0.1% | |
| LIMA ONE CAPITAL, LLC | $250,000 | n/a | 0.1% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $245,000 | n/a | 0.1% | |
| RESIDENTIAL BANCORP | $245,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $595,000 | $240,000 | -59.7% | 0.1% |
| FOND DU LAC | $235,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $195,000 | $235,000 | 20.5% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $235,000 | n/a | 0.1% | |
| LAKEVIEW LOAN SERVICING, LLC | $1,460,000 | $230,000 | -84.2% | 0.1% |
| EASTMAN | $225,000 | n/a | 0.1% | |
| NexBank | $1,125,000 | $225,000 | -80.0% | 0.1% |
| AMERICAN FINANCING CORPORATION | $605,000 | $205,000 | -66.1% | 0.0% |
| Charles Schwab Bank, SSB | $205,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $205,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $205,000 | n/a | 0.0% | |
| The Bank of New Glarus | $195,000 | n/a | 0.0% | |
| The Equitable Bank, S.S.B. | $15,670,000 | $195,000 | -98.8% | 0.0% |
| Fox Valley Savings Bank | $115,000 | $185,000 | 60.9% | 0.0% |
| Stifel Bank and Trust | $185,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $185,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $745,000 | $175,000 | -76.5% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $315,000 | $175,000 | -44.4% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $610,000 | $175,000 | -71.3% | 0.0% |
| Platinum Home Mortgage Corporation | $175,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $360,000 | $170,000 | -52.8% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $165,000 | n/a | 0.0% | |
| FIRST STATE MORTGAGE SERVICES, LLC | $710,000 | $155,000 | -78.2% | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | $155,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $150,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $145,000 | n/a | 0.0% | |
| Fifth Third Bank | $165,000 | $145,000 | -12.1% | 0.0% |
| Nations Lending Corporation | $465,000 | $145,000 | -68.8% | 0.0% |
| Neighborhood Loans, Inc. | $145,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $145,000 | n/a | 0.0% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $355,000 | $145,000 | -59.2% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $135,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $595,000 | $135,000 | -77.3% | 0.0% |
| Citizens State Bank of La Crosse | $115,000 | n/a | 0.0% | |
| Great Midwest Bank, S.S.B. | $885,000 | $115,000 | -87.0% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $210,000 | $115,000 | -45.2% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $115,000 | n/a | 0.0% | |
| CONSUMERS COOPERATIVE CREDIT UNION | $105,000 | n/a | 0.0% | |
| FORTE BANK | $875,000 | $105,000 | -88.0% | 0.0% |
| Coastal Community Bank | $100,000 | n/a | 0.0% | |
| PCM | $95,000 | n/a | 0.0% | |
| Waukesha State Bank | $7,400,000 | $95,000 | -98.7% | 0.0% |
| THRIVENT Federal Credit Union | $500,000 | $90,000 | -82.0% | 0.0% |
| CrossFirst Bank | $85,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $75,000 | n/a | 0.0% | |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $460,000 | $65,000 | -85.9% | 0.0% |
| ALLIANT | $45,000 | n/a | 0.0% |
SHEBOYGAN's top lender by overall market share is Bank First, N.A., with 16.0% market share. In second place, with 7.4%, is Kohler Credit Union, having originated $31,220,000 in loans. In third place, with 4.2%, is Landmark Credit Union, having originated $17,730,000 in loans. In fourth place, with 3.6%, is U.S. Bank, having originated $15,405,000 in loans. In fifth place, with 3.6%, is Oostburg State Bank, having originated $15,030,000 in loans.
SHEBOYGAN, WI Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 53001 | Sheboygan, WI MSA | $570 | $680 | $830 | $1,080 | $1,180 |
| 53004 | Sheboygan, WI MSA | $720 | $860 | $1,030 | $1,300 | $1,410 |
| 53011 | Sheboygan, WI MSA | $660 | $790 | $950 | $1,240 | $1,360 |
| 53013 | Sheboygan, WI MSA | $700 | $830 | $1,000 | $1,310 | $1,430 |
| 53015 | Sheboygan, WI MSA | $620 | $750 | $900 | $1,180 | $1,290 |
| 53020 | Sheboygan, WI MSA | $710 | $840 | $1,020 | $1,340 | $1,460 |
| 53021 | Sheboygan, WI MSA | $710 | $840 | $1,010 | $1,270 | $1,390 |
| 53023 | Sheboygan, WI MSA | $660 | $790 | $960 | $1,260 | $1,380 |
| 53026 | Sheboygan, WI MSA | $600 | $720 | $870 | $1,140 | $1,250 |
| 53031 | Sheboygan, WI MSA | $600 | $720 | $870 | $1,140 | $1,250 |
| 53040 | Sheboygan, WI MSA | $760 | $900 | $1,080 | $1,360 | $1,480 |
| 53042 | Sheboygan, WI MSA | $610 | $670 | $850 | $1,140 | $1,140 |
| 53044 | Sheboygan, WI MSA | $750 | $900 | $1,090 | $1,430 | $1,560 |
| 53070 | Sheboygan, WI MSA | $620 | $740 | $890 | $1,170 | $1,280 |
| 53073 | Sheboygan, WI MSA | $590 | $700 | $850 | $1,110 | $1,220 |
| 53075 | Sheboygan, WI MSA | $620 | $750 | $900 | $1,160 | $1,270 |
| 53079 | Sheboygan, WI MSA | $590 | $650 | $830 | $1,090 | $1,110 |
| 53081 | Sheboygan, WI MSA | $590 | $700 | $850 | $1,110 | $1,220 |
| 53082 | Sheboygan, WI MSA | $600 | $720 | $870 | $1,140 | $1,250 |
| 53083 | Sheboygan, WI MSA | $650 | $780 | $940 | $1,230 | $1,350 |
| 53085 | Sheboygan, WI MSA | $630 | $750 | $910 | $1,190 | $1,300 |
| 53093 | Sheboygan, WI MSA | $670 | $800 | $970 | $1,270 | $1,390 |
2022 Average & Median Rent Data Statistics
SHEBOYGAN, WI average 1BR rent: $767, median: $750
SHEBOYGAN, WI average 2BR rent: $930, median: $905
SHEBOYGAN, WI average 3BR rent: $1,212, median: $1,185
SHEBOYGAN, WI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,165 | $308,405,000 | $264,725 |
| Home Improvement | 380 | $24,150,000 | $63,553 |
| Other | 292 | $22,080,000 | $75,616 |
| Cash Out Refi | 275 | $38,295,000 | $139,255 |
| Refi | 266 | $29,880,000 | $112,331 |
Sheboygan's most frequently cited loan purpose was Home Purchase, with 1,165 originations. The 2nd most popular reason was Home Improvement, with 380 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 660 | $160,500,000 | $243,182 |
| 7-8% | 476 | $84,550,000 | $177,626 |
| Over 8% | 453 | $37,025,000 | $81,733 |
| 5-6% | 325 | $79,525,000 | $244,692 |
| <2.5% | 50 | $3,600,000 | $72,000 |
| 4-5% | 44 | $5,740,000 | $130,455 |
| 2.5-3% | 33 | $2,615,000 | $79,242 |
| 3-4% | 14 | $1,300,000 | $92,857 |
During 2023, Sheboygan's most frequently originated rate bucket was 6-7%, with 660 originations.
Loan Sizing (SHEBOYGAN, WI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 919 | $46,655,000 | $50,767 |
| $100k-200k | 765 | $112,945,000 | $147,641 |
| $200k-400k | 561 | $148,775,000 | $265,196 |
| $400k-600k | 95 | $43,435,000 | $457,211 |
| $600k-1000k | 30 | $21,090,000 | $703,000 |
| $Over $1MM | 8 | $49,910,000 | $6,238,750 |
SHEBOYGAN's loan sizing saw the bucket of loans from $100,000 or less with 919 originations, totaling $46,655,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 670 | $160,730,000 | $239,896 |
| Under 20% | 404 | $16,830,000 | $41,658 |
| 60-80% | 374 | $114,500,000 | $306,150 |
| 20-40% | 372 | $32,210,000 | $86,586 |
| 40-60% | 221 | $48,035,000 | $217,353 |
| Over 100% | 9 | $2,065,000 | $229,444 |
SHEBOYGAN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 670 originations, totaling $160,730,000 in origination value.