SHEBOYGAN Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Sheboygan averaged
6.95%
for the week of 2023-12-07, compared to the national average of
7.03% for the same period.
The average rate for the prior week (2023-11-30) was
7.14% and
one month ago for the week of 2023-11-02, the
average rate was 7.28%.
Sheboygan's average rate one year ago was 6.41%.
For refis of the same type during the week of 2023-12-07, the average rate
was 6.45%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-12-07 | 7.03% |
| Sheboygan 30 Year Fixed Rate | 2023-12-07 | 6.95% |
| Sheboygan 30 Year Fixed Rate Refi | 2023-12-07 | 6.45% |
| Sheboygan 15 Year Fixed Rate | 2023-12-07 | 6.19% |
| Sheboygan 15 Year Fixed Rate Refi | 2023-12-07 | 4.85% |
| Sheboygan 30 Year FHA | 2023-12-07 | 6.31% |
| Sheboygan 30 Year FHA Refi | 2023-12-07 | 6.92% |
| Sheboygan 30 Year USDA | 2023-12-07 | 6.82% |
| Sheboygan 30 Year USDA Refi | 2023-12-07 | 6.82% |
| Sheboygan 30 Year VA | 2023-12-07 | 6.72% |
| Sheboygan 30 Year VA Refi | 2023-12-07 | 6.74% |
SHEBOYGAN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SHEBOYGAN, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SHEBOYGAN Average Closing Costs & Other Stats
SHEBOYGAN, WI's 131 lenders originated 3,258
loans during 2022. The total origination value was $565,040,000, with an average loan value of
$173,432.
SHEBOYGAN's average closing costs are $2,972.
The top SHEBOYGAN lender as defined by loan originations is Bank First, N.A., with
113 loans originated. Their average total fees are
$2,245, which is $237
lower than the next largest lender,
Kohler Credit Union.
The lowest fee SHEBOYGAN lenders (with over 10 loans originated) are
Bankers' Bank ($173), CHERRY CREEK MORTGAGE, LLC ($771), UNITEDONE Credit Union ($1,264), National Exchange Bank and Trust ($1,611) and Associated Bank ($2,221).
The lowest rate SHEBOYGAN lenders (with over 10 loans originated) are
UNITEDONE Credit Union (3.84%), Kohler Credit Union (4.16%), Landmark Credit Union (4.25%), Associated Bank (4.42%) and Flagstar Bank, FSB (4.46%).
SHEBOYGAN, WI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Bank First, N.A. | $110,395,000 | $47,710,000 | -56.8% | 8.4% |
| Kohler Credit Union | $49,955,000 | $47,660,000 | -4.6% | 8.4% |
| Oostburg State Bank | $52,280,000 | $20,170,000 | -61.4% | 3.6% |
| QUICKEN LOANS, LLC | $49,895,000 | $19,825,000 | -60.3% | 3.5% |
| U.S. Bank | $33,850,000 | $19,480,000 | -42.5% | 3.4% |
| The Equitable Bank, S.S.B. | $1,460,000 | $15,670,000 | 973.3% | 2.8% |
| Bankers' Bank | $19,060,000 | $15,625,000 | -18.0% | 2.8% |
| UNITEDONE Credit Union | $13,680,000 | $15,115,000 | 10.5% | 2.7% |
| BROKER SOLUTIONS, INC. | $20,310,000 | $14,825,000 | -27.0% | 2.6% |
| Johnson Bank | $29,550,000 | $14,720,000 | -50.2% | 2.6% |
| Cleveland State Bank | $35,070,000 | $14,500,000 | -58.7% | 2.6% |
| Community First Credit Union | $1,075,000 | $13,325,000 | 1,139.5% | 2.4% |
| National Exchange Bank and Trust | $29,980,000 | $12,635,000 | -57.9% | 2.2% |
| CIBM Bank | $29,455,000 | $12,285,000 | -58.3% | 2.2% |
| Associated Bank | $27,250,000 | $11,395,000 | -58.2% | 2.0% |
| CHERRY CREEK MORTGAGE, LLC | $14,645,000 | $11,065,000 | -24.4% | 2.0% |
| Wells Fargo Bank | $32,265,000 | $10,570,000 | -67.2% | 1.9% |
| ENVOY MORTGAGE, LTD | $15,215,000 | $10,225,000 | -32.8% | 1.8% |
| Summit Credit Union | $3,450,000 | $10,225,000 | 196.4% | 1.8% |
| UNION HOME MORTGAGE CORP. | $1,775,000 | $9,940,000 | 460.0% | 1.8% |
| The Port Washington State Bank | $14,335,000 | $9,795,000 | -31.7% | 1.7% |
| BMO Harris Bank | $13,140,000 | $9,660,000 | -26.5% | 1.7% |
| Waldo State Bank | $12,125,000 | $9,440,000 | -22.1% | 1.7% |
| Collins State Bank | $18,345,000 | $9,095,000 | -50.4% | 1.6% |
| Waukesha State Bank | $250,000 | $7,400,000 | 2,860.0% | 1.3% |
| Mortgage Research Center, LLC | $7,770,000 | $6,995,000 | -10.0% | 1.2% |
| UNITED WHOLESALE MORTGAGE, LLC | $7,335,000 | $5,780,000 | -21.2% | 1.0% |
| WaterStone Bank, SSB | $5,295,000 | n/a | 0.9% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $8,900,000 | $4,980,000 | -44.0% | 0.9% |
| University of Wisconsin Credit Union | $4,935,000 | $4,635,000 | -6.1% | 0.8% |
| NEWREZ LLC | $11,685,000 | $4,200,000 | -64.1% | 0.7% |
| Landmark Credit Union | $6,090,000 | $4,160,000 | -31.7% | 0.7% |
| WISCONSIN MORTGAGE CORPORATION | $7,285,000 | $3,875,000 | -46.8% | 0.7% |
| Bank Five Nine | $2,465,000 | $3,545,000 | 43.8% | 0.6% |
| Mr. Cooper ( Nationstar Mortgage ) | $6,595,000 | $3,405,000 | -48.4% | 0.6% |
| MARINE | $6,935,000 | $3,300,000 | -52.4% | 0.6% |
| Servion, Inc. | $10,310,000 | $3,230,000 | -68.7% | 0.6% |
| COMPEER FINANCIAL, FLCA | $3,500,000 | $3,140,000 | -10.3% | 0.6% |
| North Shore Bank FSB | $2,985,000 | $3,105,000 | 4.0% | 0.5% |
| Flagstar Bank, FSB | $15,445,000 | $2,990,000 | -80.6% | 0.5% |
| Wisconsin Bank & Trust | $5,465,000 | $2,920,000 | -46.6% | 0.5% |
| LOANDEPOT.COM, LLC | $6,125,000 | $2,900,000 | -52.7% | 0.5% |
| Hiawatha National Bank | $4,165,000 | $2,840,000 | -31.8% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $3,960,000 | $2,745,000 | -30.7% | 0.5% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $2,535,000 | $2,530,000 | -0.2% | 0.4% |
| FINANCE OF AMERICA MORTGAGE LLC | $2,470,000 | $2,455,000 | -0.6% | 0.4% |
| FREEDOM MORTGAGE CORPORATION | $7,970,000 | $2,380,000 | -70.1% | 0.4% |
| Bell Bank | $4,615,000 | $2,370,000 | -48.6% | 0.4% |
| JPMorgan Chase Bank | $6,235,000 | $2,365,000 | -62.1% | 0.4% |
| INLANTA MORTGAGE, INC. | $3,915,000 | $2,290,000 | -41.5% | 0.4% |
| State Bank Financial | $2,270,000 | n/a | 0.4% | |
| PENNYMAC LOAN SERVICES, LLC | $6,270,000 | $2,180,000 | -65.2% | 0.4% |
| PROPER RATE, LLC | $385,000 | $2,170,000 | 463.6% | 0.4% |
| Ixonia Bank | $1,205,000 | $2,155,000 | 78.8% | 0.4% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $5,985,000 | $1,950,000 | -67.4% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $6,845,000 | $1,825,000 | -73.3% | 0.3% |
| Nicolet National Bank | $3,065,000 | $1,780,000 | -41.9% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,105,000 | $1,750,000 | -43.6% | 0.3% |
| GUARANTEED RATE, INC. | $5,835,000 | $1,655,000 | -71.6% | 0.3% |
| The Huntington National Bank | $1,815,000 | $1,535,000 | -15.4% | 0.3% |
| Hometown Bank | $4,950,000 | $1,475,000 | -70.2% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $1,535,000 | $1,460,000 | -4.9% | 0.3% |
| A + MORTGAGE SERVICES, INC. | $1,610,000 | $1,410,000 | -12.4% | 0.2% |
| Carrington Mortgage Services, LLC | $1,320,000 | $1,345,000 | 1.9% | 0.2% |
| TOWNE MORTGAGE COMPANY | $8,595,000 | $1,305,000 | -84.8% | 0.2% |
| USAA Federal Savings Bank | $2,120,000 | $1,265,000 | -40.3% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $1,015,000 | $1,240,000 | 22.2% | 0.2% |
| Morgan Stanley Private Bank | $1,225,000 | $1,230,000 | 0.4% | 0.2% |
| Ally Bank | $855,000 | $1,180,000 | 38.0% | 0.2% |
| NEW DAY FINANCIAL, LLC | $605,000 | $1,150,000 | 90.1% | 0.2% |
| NexBank | $1,125,000 | n/a | 0.2% | |
| Westbury Bank | $1,670,000 | $1,040,000 | -37.7% | 0.2% |
| FOX COMMUNITIES | $845,000 | $1,015,000 | 20.1% | 0.2% |
| BLUELEAF LENDING, LLC | $440,000 | $1,000,000 | 127.3% | 0.2% |
| COMPASS MORTGAGE, INC. | $630,000 | $965,000 | 53.2% | 0.2% |
| Old National Bank | $1,055,000 | $915,000 | -13.3% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $890,000 | $900,000 | 1.1% | 0.2% |
| First Federal Bank | $2,965,000 | $890,000 | -70.0% | 0.2% |
| First Savings Bank | $885,000 | n/a | 0.2% | |
| Great Midwest Bank, S.S.B. | $310,000 | $885,000 | 185.5% | 0.2% |
| FORTE BANK | $2,595,000 | $875,000 | -66.3% | 0.2% |
| Waterstone Mortgage Corporation | $1,385,000 | $810,000 | -41.5% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $755,000 | $800,000 | 6.0% | 0.1% |
| Horicon Bank | $2,390,000 | $795,000 | -66.7% | 0.1% |
| PLANET HOME LENDING, LLC | $2,525,000 | $790,000 | -68.7% | 0.1% |
| PNC Bank | $1,760,000 | $785,000 | -55.4% | 0.1% |
| EDUCATORS CREDIT UNION | $1,770,000 | $775,000 | -56.2% | 0.1% |
| HOME POINT FINANCIAL CORPORATION | $3,375,000 | $770,000 | -77.2% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $145,000 | $750,000 | 417.2% | 0.1% |
| AmeriHome Mortgage Company, LLC | $745,000 | n/a | 0.1% | |
| Prosperity Home Mortgage, LLC | $1,740,000 | $740,000 | -57.5% | 0.1% |
| FIRST STATE MORTGAGE SERVICES, LLC | $1,365,000 | $710,000 | -48.0% | 0.1% |
| MORTGAGE ACCESS CORP. | $185,000 | $700,000 | 278.4% | 0.1% |
| Farmers & Merchants State Bank | $665,000 | n/a | 0.1% | |
| VERVE, A CREDIT UNION | $155,000 | $660,000 | 325.8% | 0.1% |
| City National Bank | $655,000 | n/a | 0.1% | |
| NATIONS RELIABLE LENDING, LLC | $2,010,000 | $610,000 | -69.7% | 0.1% |
| AMERICAN FINANCING CORPORATION | $700,000 | $605,000 | -13.6% | 0.1% |
| TOTAL MORTGAGE SERVICES, LLC | $680,000 | $605,000 | -11.0% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $855,000 | $595,000 | -30.4% | 0.1% |
| T2 FINANCIAL LLC | $595,000 | n/a | 0.1% | |
| Figure Lending LLC | $150,000 | $575,000 | 283.3% | 0.1% |
| Glacier Hills Credit Union | $175,000 | $570,000 | 225.7% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,245,000 | $570,000 | -54.2% | 0.1% |
| SOFI LENDING CORP. | $600,000 | $570,000 | -5.0% | 0.1% |
| Citibank | $340,000 | $565,000 | 66.2% | 0.1% |
| ARC HOME LLC | $335,000 | $555,000 | 65.7% | 0.1% |
| Baxter Credit Union | $525,000 | n/a | 0.1% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $500,000 | n/a | 0.1% | |
| THRIVENT Federal Credit Union | $340,000 | $500,000 | 47.1% | 0.1% |
| CALIBER HOME LOANS, INC. | $2,835,000 | $495,000 | -82.5% | 0.1% |
| CMG MORTGAGE, INC. | $1,635,000 | $485,000 | -70.3% | 0.1% |
| AbbyBank | $480,000 | n/a | 0.1% | |
| Nations Lending Corporation | $465,000 | n/a | 0.1% | |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $370,000 | $460,000 | 24.3% | 0.1% |
| BETTER MORTGAGE CORPORATION | $6,600,000 | $450,000 | -93.2% | 0.1% |
| LAND HOME FINANCIAL SERVICES, INC. | $445,000 | n/a | 0.1% | |
| Discover Bank | $455,000 | $430,000 | -5.5% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $425,000 | n/a | 0.1% | |
| Citadel Servicing Corporation | $305,000 | $425,000 | 39.3% | 0.1% |
| Deere Employees Credit Union | $415,000 | n/a | 0.1% | |
| CoVantage Credit Union | $1,785,000 | $410,000 | -77.0% | 0.1% |
| Abbott Laboratories Employees Credit Union | $395,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $360,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $490,000 | $360,000 | -26.5% | 0.1% |
| Magnolia Bank | $175,000 | $355,000 | 102.9% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $355,000 | n/a | 0.1% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $175,000 | $355,000 | 102.9% | 0.1% |
| East Wisconsin Savings Bank | $350,000 | n/a | 0.1% | |
| BNC National Bank | $335,000 | n/a | 0.1% | |
| Citizens Bank | $85,000 | $335,000 | 294.1% | 0.1% |
| Northpointe Bank | $145,000 | $335,000 | 131.0% | 0.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $325,000 | n/a | 0.1% | |
| EVERETT FINANCIAL, INC. | $320,000 | n/a | 0.1% | |
| M&T Bank | $550,000 | $320,000 | -41.8% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $165,000 | $315,000 | 90.9% | 0.1% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $315,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $710,000 | $315,000 | -55.6% | 0.1% |
| First Bank & Trust | $835,000 | $310,000 | -62.9% | 0.1% |
| ADVANCIAL | $305,000 | n/a | 0.1% | |
| Denmark State Bank | $1,545,000 | $305,000 | -80.3% | 0.1% |
| First Guaranty Mortgage Corporation | $515,000 | $305,000 | -40.8% | 0.1% |
| NORTHWESTERN MUTUAL | $215,000 | $305,000 | 41.9% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $300,000 | n/a | 0.1% | |
| PremierBank | $295,000 | n/a | 0.1% | |
| Royal Credit Union | $85,000 | $295,000 | 247.1% | 0.1% |
| VERITAS FUNDING, LLC | $245,000 | $295,000 | 20.4% | 0.1% |
| Alerus Financial | $285,000 | n/a | 0.1% | |
| NBKC BANK | $505,000 | $280,000 | -44.6% | 0.0% |
| Bristol Morgan Bank | $430,000 | $270,000 | -37.2% | 0.0% |
| State Bank of Chilton | $230,000 | $260,000 | 13.0% | 0.0% |
| Bank of England | $1,110,000 | $245,000 | -77.9% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $235,000 | n/a | 0.0% | |
| PRIME FINANCIAL CREDIT UNION | $230,000 | n/a | 0.0% | |
| ACADEMY MORTGAGE CORPORATION | $225,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $545,000 | $225,000 | -58.7% | 0.0% |
| Wolfe Financial, Inc | $225,000 | n/a | 0.0% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $705,000 | $210,000 | -70.2% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $860,000 | $210,000 | -75.6% | 0.0% |
| Bank of America | $1,595,000 | $205,000 | -87.1% | 0.0% |
| Greenleaf Wayside Bank | $205,000 | n/a | 0.0% | |
| Wyndham Capital Mortgage, Inc. | $1,455,000 | $205,000 | -85.9% | 0.0% |
| HOMESIDE FINANCIAL, LLC | $380,000 | $195,000 | -48.7% | 0.0% |
| North American Savings Bank, F.S.B. | $665,000 | $195,000 | -70.7% | 0.0% |
| THOMPSON KANE & COMPANY, LLC | $195,000 | n/a | 0.0% | |
| Empower Credit Union | $130,000 | $185,000 | 42.3% | 0.0% |
| Town Bank, N.A. | $175,000 | n/a | 0.0% | |
| Paramount Residential Mortgage Group, Inc. | $1,595,000 | $170,000 | -89.3% | 0.0% |
| Fifth Third Bank | $445,000 | $165,000 | -62.9% | 0.0% |
| State Bank of Cross Plains | $740,000 | $165,000 | -77.7% | 0.0% |
| Guardian Credit Union | $105,000 | $160,000 | 52.4% | 0.0% |
| West Pointe Bank | $160,000 | n/a | 0.0% | |
| ALTRA | $145,000 | n/a | 0.0% | |
| CITIZENS EQUITY FIRST | $145,000 | n/a | 0.0% | |
| DMB Community Bank | $145,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $145,000 | n/a | 0.0% | |
| Fortifi Bank | $115,000 | $145,000 | 26.1% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $145,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $85,000 | $140,000 | 64.7% | 0.0% |
| CAPITAL Credit Union | $700,000 | $140,000 | -80.0% | 0.0% |
| AXIA FINANCIAL, LLC | $315,000 | $135,000 | -57.1% | 0.0% |
| Baraboo State Bank | $205,000 | $135,000 | -34.1% | 0.0% |
| Tri City National Bank | $460,000 | $135,000 | -70.7% | 0.0% |
| Citizens Bank | $85,000 | $125,000 | 47.1% | 0.0% |
| NEXERA HOLDING LLC | $125,000 | n/a | 0.0% | |
| Prevail Bank | $125,000 | n/a | 0.0% | |
| Fox Valley Savings Bank | $1,000,000 | $115,000 | -88.5% | 0.0% |
| PROSPERA Credit Union | $345,000 | $115,000 | -66.7% | 0.0% |
| PHH Mortgage Corporation | $430,000 | $95,000 | -77.9% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $85,000 | n/a | 0.0% | |
| Centier Bank | $45,000 | n/a | 0.0% | |
| First-Citizens Bank & Trust Company | $1,705,000 | $45,000 | -97.4% | 0.0% |
| Forward Bank | $305,000 | $35,000 | -88.5% | 0.0% |
SHEBOYGAN's top lender by overall market share is Bank First, N.A., with 8.4% market share. In second place, with 8.4%, is Kohler Credit Union, having originated $47,660,000 in loans. In third place, with 3.6%, is Oostburg State Bank, having originated $20,170,000 in loans. In fourth place, with 3.5%, is QUICKEN LOANS, LLC, having originated $19,825,000 in loans. In fifth place, with 3.4%, is U.S. Bank, having originated $19,480,000 in loans.
SHEBOYGAN, WI Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 53001 | Sheboygan, WI | $540 | $650 | $780 | $1,010 | $1,150 |
| 53004 | Sheboygan, WI | $680 | $820 | $990 | $1,260 | $1,370 |
| 53011 | Sheboygan, WI | $630 | $750 | $900 | $1,170 | $1,330 |
| 53013 | Sheboygan, WI | $620 | $740 | $890 | $1,150 | $1,310 |
| 53015 | Sheboygan, WI | $600 | $720 | $860 | $1,120 | $1,270 |
| 53020 | Sheboygan, WI | $620 | $740 | $890 | $1,150 | $1,320 |
| 53021 | Sheboygan, WI | $630 | $750 | $910 | $1,160 | $1,260 |
| 53023 | Sheboygan, WI | $640 | $770 | $920 | $1,190 | $1,360 |
| 53026 | Sheboygan, WI | $560 | $670 | $800 | $1,040 | $1,180 |
| 53031 | Sheboygan, WI | $560 | $670 | $800 | $1,040 | $1,180 |
| 53040 | Sheboygan, WI | $720 | $860 | $1,040 | $1,320 | $1,440 |
| 53042 | Sheboygan, WI | $550 | $590 | $760 | $1,020 | $1,040 |
| 53044 | Sheboygan, WI | $680 | $810 | $970 | $1,260 | $1,440 |
| 53070 | Sheboygan, WI | $570 | $680 | $810 | $1,050 | $1,200 |
| 53073 | Sheboygan, WI | $540 | $650 | $780 | $1,010 | $1,150 |
| 53075 | Sheboygan, WI | $600 | $730 | $880 | $1,120 | $1,230 |
| 53079 | Sheboygan, WI | $550 | $580 | $760 | $1,010 | $1,040 |
| 53081 | Sheboygan, WI | $530 | $630 | $760 | $990 | $1,120 |
| 53082 | Sheboygan, WI | $560 | $670 | $800 | $1,040 | $1,180 |
| 53083 | Sheboygan, WI | $600 | $720 | $860 | $1,120 | $1,270 |
| 53085 | Sheboygan, WI | $590 | $700 | $840 | $1,090 | $1,240 |
| 53093 | Sheboygan, WI | $640 | $770 | $920 | $1,190 | $1,360 |
2022 Average & Median Rent Data Statistics
SHEBOYGAN, WI average 1BR rent: $712, median: $720
SHEBOYGAN, WI average 2BR rent: $860, median: $860
SHEBOYGAN, WI average 3BR rent: $1,114, median: $1,120
SHEBOYGAN, WI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,379 | $306,865,000 | $222,527 |
| Refi | 768 | $123,360,000 | $160,625 |
| Cash Out Refi | 470 | $79,770,000 | $169,723 |
| Home Improvement | 353 | $33,195,000 | $94,037 |
| Other | 288 | $21,850,000 | $75,868 |
Sheboygan's most frequently cited loan purpose was Home Purchase, with 1,379 originations. The 2nd most popular reason was Refi, with 768 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 811 | $160,075,000 | $197,380 |
| 5-6% | 616 | $114,150,000 | $185,308 |
| 4-5% | 612 | $107,480,000 | $175,621 |
| 6-7% | 312 | $49,370,000 | $158,237 |
| 2.5-3% | 243 | $37,735,000 | $155,288 |
| 7-8% | 123 | $13,365,000 | $108,659 |
| <2.5% | 101 | $11,375,000 | $112,624 |
| Over 8% | 74 | $4,690,000 | $63,378 |
During 2022, Sheboygan's most frequently originated rate bucket was 3-4%, with 811 originations.
Loan Sizing (SHEBOYGAN, WI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,300 | $186,810,000 | $143,700 |
| $100,000 or less | 1,076 | $59,160,000 | $54,981 |
| $200k-400k | 736 | $198,000,000 | $269,022 |
| $400k-600k | 107 | $50,075,000 | $467,991 |
| $600k-1000k | 26 | $18,020,000 | $693,077 |
| $Over $1MM | 13 | $52,975,000 | $4,075,000 |
SHEBOYGAN's loan sizing saw the bucket of loans from $100k-200k with 1,300 originations, totaling $186,810,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 911 | $212,205,000 | $232,936 |
| 60-80% | 762 | $172,880,000 | $226,877 |
| Under 20% | 435 | $18,015,000 | $41,414 |
| 20-40% | 387 | $32,755,000 | $84,638 |
| 40-60% | 372 | $56,360,000 | $151,505 |
| Over 100% | 16 | $4,300,000 | $268,750 |
SHEBOYGAN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 911 originations, totaling $212,205,000 in origination value.