SHEBOYGAN Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Sheboygan averaged
5.76%
for the week of 2022-06-30, compared to the national average of
5.7% for the same period.
The average rate for the prior week (2022-06-23) was
6.27% and
one month ago for the week of 2022-05-26, the
average rate was 5.36%.
Sheboygan's average rate one year ago was 3.34%.
For refis of the same type during the week of 2022-06-30, the average rate
was 5.99%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-30 | 5.7% |
| Sheboygan 30 Year Fixed Rate | 2022-06-30 | 5.76% |
| Sheboygan 30 Year Fixed Rate Refi | 2022-06-30 | 5.99% |
| Sheboygan 15 Year Fixed Rate | 2022-06-30 | 5.14% |
| Sheboygan 15 Year Fixed Rate Refi | 2022-06-30 | 4.88% |
| Sheboygan 30 Year FHA | 2022-06-30 | 5.85% |
| Sheboygan 30 Year FHA Refi | 2022-06-30 | 5.58% |
| Sheboygan 30 Year USDA | 2022-06-30 | 5.75% |
| Sheboygan 30 Year USDA Refi | 2022-06-30 | 6.17% |
| Sheboygan 30 Year VA | 2022-06-30 | 5.82% |
| Sheboygan 30 Year VA Refi | 2022-06-30 | 5.17% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SHEBOYGAN, WI.
SHEBOYGAN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the SHEBOYGAN, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SHEBOYGAN, WI's 163 lenders originated 5,710
loans during 2021. The total origination value was $997,480,000, with an average loan value of
$174,690.
The top SHEBOYGAN lender as defined by loan originations is Bank First, N.A., with
247 loans originated. Their average total fees are
$1,741, which is $2,538
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee SHEBOYGAN lenders (with over 10 loans originated) are
CHERRY CREEK MORTGAGE, LLC ($450), UNITEDONE Credit Union ($1,273), Bankers' Bank ($1,480), National Exchange Bank and Trust ($1,495) and Commerce State Bank ($1,636).
The lowest rate SHEBOYGAN lenders (with over 10 loans originated) are
BETTER MORTGAGE CORPORATION (2.77%), AMERISAVE MORTGAGE CORPORATION (2.85%), University of Wisconsin Credit Union (2.92%), Kohler Credit Union (2.93%) and Servion, Inc. (2.96%).
SHEBOYGAN, WI Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| Bank First, N.A. | $111,430,000 | $110,395,000 | -0.9% | 11.1% |
| Oostburg State Bank | $54,805,000 | $52,280,000 | -4.6% | 5.2% |
| Kohler Credit Union | $43,520,000 | $49,955,000 | 14.8% | 5.0% |
| QUICKEN LOANS, LLC | $40,875,000 | $49,895,000 | 22.1% | 5.0% |
| Cleveland State Bank | $49,125,000 | $35,070,000 | -28.6% | 3.5% |
| Commerce State Bank | $33,555,000 | $34,815,000 | 3.8% | 3.5% |
| U.S. Bank | $34,650,000 | $33,850,000 | -2.3% | 3.4% |
| Wells Fargo Bank | $23,635,000 | $32,265,000 | 36.5% | 3.2% |
| National Exchange Bank and Trust | $28,775,000 | $29,980,000 | 4.2% | 3.0% |
| Johnson Bank | $36,540,000 | $29,550,000 | -19.1% | 3.0% |
| CIBM Bank | $26,980,000 | $29,455,000 | 9.2% | 3.0% |
| Associated Bank | $28,455,000 | $27,250,000 | -4.2% | 2.7% |
| BROKER SOLUTIONS, INC. | $14,275,000 | $20,310,000 | 42.3% | 2.0% |
| Bankers' Bank | $19,060,000 | n/a | 1.9% | |
| Collins State Bank | $24,675,000 | $18,345,000 | -25.7% | 1.8% |
| Flagstar Bank, FSB | $25,995,000 | $15,445,000 | -40.6% | 1.5% |
| ENVOY MORTGAGE, LTD | $19,950,000 | $15,215,000 | -23.7% | 1.5% |
| WALKER & DUNLOP, LLC | $14,940,000 | n/a | 1.5% | |
| CHERRY CREEK MORTGAGE, LLC | $14,810,000 | $14,645,000 | -1.1% | 1.5% |
| The Port Washington State Bank | $9,850,000 | $14,335,000 | 45.5% | 1.4% |
| UNITEDONE Credit Union | $12,655,000 | $13,680,000 | 8.1% | 1.4% |
| BMO Harris Bank | $8,870,000 | $13,140,000 | 48.1% | 1.3% |
| Waldo State Bank | $10,290,000 | $12,125,000 | 17.8% | 1.2% |
| NEWREZ LLC | $4,390,000 | $11,685,000 | 166.2% | 1.2% |
| Servion, Inc. | $9,675,000 | $10,310,000 | 6.6% | 1.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $5,540,000 | $8,900,000 | 60.6% | 0.9% |
| TOWNE MORTGAGE COMPANY | $11,315,000 | $8,595,000 | -24.0% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $11,480,000 | $7,970,000 | -30.6% | 0.8% |
| Mortgage Research Center, LLC | $6,155,000 | $7,770,000 | 26.2% | 0.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $7,365,000 | $7,335,000 | -0.4% | 0.7% |
| WISCONSIN MORTGAGE CORPORATION | $6,060,000 | $7,285,000 | 20.2% | 0.7% |
| MARINE | $4,240,000 | $6,935,000 | 63.6% | 0.7% |
| AMERISAVE MORTGAGE CORPORATION | $2,630,000 | $6,845,000 | 160.3% | 0.7% |
| BETTER MORTGAGE CORPORATION | $3,060,000 | $6,600,000 | 115.7% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $4,235,000 | $6,595,000 | 55.7% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $2,550,000 | $6,270,000 | 145.9% | 0.6% |
| JPMorgan Chase Bank | $4,785,000 | $6,235,000 | 30.3% | 0.6% |
| LOANDEPOT.COM, LLC | $4,435,000 | $6,125,000 | 38.1% | 0.6% |
| Landmark Credit Union | $7,810,000 | $6,090,000 | -22.0% | 0.6% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $3,175,000 | $5,985,000 | 88.5% | 0.6% |
| GUARANTEED RATE, INC. | $4,190,000 | $5,835,000 | 39.3% | 0.6% |
| Wisconsin Bank & Trust | $2,620,000 | $5,465,000 | 108.6% | 0.5% |
| Hometown Bank | $2,455,000 | $4,950,000 | 101.6% | 0.5% |
| University of Wisconsin Credit Union | $5,355,000 | $4,935,000 | -7.8% | 0.5% |
| Bell Bank | $1,920,000 | $4,615,000 | 140.4% | 0.5% |
| Hiawatha National Bank | $2,715,000 | $4,165,000 | 53.4% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $1,300,000 | $3,960,000 | 204.6% | 0.4% |
| INLANTA MORTGAGE, INC. | $4,955,000 | $3,915,000 | -21.0% | 0.4% |
| COMPEER FINANCIAL, FLCA | $4,800,000 | $3,500,000 | -27.1% | 0.4% |
| Summit Credit Union | $3,855,000 | $3,450,000 | -10.5% | 0.3% |
| HOME POINT FINANCIAL CORPORATION | $2,465,000 | $3,375,000 | 36.9% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,815,000 | $3,105,000 | 10.3% | 0.3% |
| Nicolet National Bank | $3,635,000 | $3,065,000 | -15.7% | 0.3% |
| North Shore Bank FSB | $10,380,000 | $2,985,000 | -71.2% | 0.3% |
| First Federal Bank | $2,480,000 | $2,965,000 | 19.6% | 0.3% |
| CALIBER HOME LOANS, INC. | $4,370,000 | $2,835,000 | -35.1% | 0.3% |
| PARKSIDE LENDING, LLC | $7,735,000 | $2,615,000 | -66.2% | 0.3% |
| FORTE BANK | $510,000 | $2,595,000 | 408.8% | 0.3% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $1,945,000 | $2,535,000 | 30.3% | 0.3% |
| PLANET HOME LENDING, LLC | $1,930,000 | $2,525,000 | 30.8% | 0.3% |
| FINANCE OF AMERICA MORTGAGE LLC | $2,745,000 | $2,470,000 | -10.0% | 0.2% |
| Bank Five Nine | $3,380,000 | $2,465,000 | -27.1% | 0.2% |
| Horicon Bank | $1,035,000 | $2,390,000 | 130.9% | 0.2% |
| USAA Federal Savings Bank | $4,300,000 | $2,120,000 | -50.7% | 0.2% |
| NATIONS RELIABLE LENDING, LLC | $155,000 | $2,010,000 | 1,196.8% | 0.2% |
| Chicago Mortgage Solutions LLC | $275,000 | $1,955,000 | 610.9% | 0.2% |
| The Huntington National Bank | $1,035,000 | $1,815,000 | 75.4% | 0.2% |
| The Federal Savings Bank | $1,500,000 | $1,810,000 | 20.7% | 0.2% |
| CoVantage Credit Union | $730,000 | $1,785,000 | 144.5% | 0.2% |
| UNION HOME MORTGAGE CORP. | $1,775,000 | n/a | 0.2% | |
| EDUCATORS CREDIT UNION | $1,895,000 | $1,770,000 | -6.6% | 0.2% |
| PNC Bank | $1,635,000 | $1,760,000 | 7.6% | 0.2% |
| Prosperity Home Mortgage, LLC | $680,000 | $1,740,000 | 155.9% | 0.2% |
| First-Citizens Bank & Trust Company | $270,000 | $1,705,000 | 531.5% | 0.2% |
| Westbury Bank | $2,900,000 | $1,670,000 | -42.4% | 0.2% |
| CMG MORTGAGE, INC. | $2,550,000 | $1,635,000 | -35.9% | 0.2% |
| A + MORTGAGE SERVICES, INC. | $1,225,000 | $1,610,000 | 31.4% | 0.2% |
| Bank of America | $1,435,000 | $1,595,000 | 11.1% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $2,295,000 | $1,595,000 | -30.5% | 0.2% |
| Denmark State Bank | $2,735,000 | $1,545,000 | -43.5% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $1,800,000 | $1,535,000 | -14.7% | 0.2% |
| The Equitable Bank, S.S.B. | $2,480,000 | $1,460,000 | -41.1% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $535,000 | $1,455,000 | 172.0% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $345,000 | $1,455,000 | 321.7% | 0.1% |
| Waterstone Mortgage Corporation | $1,635,000 | $1,385,000 | -15.3% | 0.1% |
| FIRST STATE MORTGAGE SERVICES, LLC | $705,000 | $1,365,000 | 93.6% | 0.1% |
| Carrington Mortgage Services, LLC | $800,000 | $1,320,000 | 65.0% | 0.1% |
| GSF Mortgage Corporation | $975,000 | $1,255,000 | 28.7% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $385,000 | $1,245,000 | 223.4% | 0.1% |
| Morgan Stanley Private Bank | $1,360,000 | $1,225,000 | -9.9% | 0.1% |
| Ixonia Bank | $955,000 | $1,205,000 | 26.2% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $930,000 | $1,115,000 | 19.9% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $115,000 | $1,110,000 | 865.2% | 0.1% |
| Bank of England | $1,360,000 | $1,110,000 | -18.4% | 0.1% |
| Community First Credit Union | $1,090,000 | $1,075,000 | -1.4% | 0.1% |
| Old National Bank | $810,000 | $1,055,000 | 30.2% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $2,930,000 | $1,015,000 | -65.4% | 0.1% |
| Citizens Bank | $280,000 | $1,005,000 | 258.9% | 0.1% |
| Raymond James Bank | $1,005,000 | n/a | 0.1% | |
| Fox Valley Savings Bank | $1,705,000 | $1,000,000 | -41.3% | 0.1% |
| CANOPY MORTGAGE, LLC | $955,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $145,000 | $890,000 | 513.8% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $335,000 | $860,000 | 156.7% | 0.1% |
| Ally Bank | $815,000 | $855,000 | 4.9% | 0.1% |
| Luana Savings Bank | $855,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $890,000 | $855,000 | -3.9% | 0.1% |
| FOX COMMUNITIES | $1,230,000 | $845,000 | -31.3% | 0.1% |
| First Bank & Trust | $2,610,000 | $835,000 | -68.0% | 0.1% |
| Bank of Deerfield | $235,000 | $820,000 | 248.9% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $425,000 | $755,000 | 77.6% | 0.1% |
| State Bank of Cross Plains | $740,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $710,000 | n/a | 0.1% | |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $705,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $355,000 | $700,000 | 97.2% | 0.1% |
| CAPITAL Credit Union | $625,000 | $700,000 | 12.0% | 0.1% |
| IncredibleBank | $2,645,000 | $700,000 | -73.5% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $955,000 | $690,000 | -27.7% | 0.1% |
| Gateway First Bank | $680,000 | n/a | 0.1% | |
| TOTAL MORTGAGE SERVICES, LLC | $900,000 | $680,000 | -24.4% | 0.1% |
| North American Savings Bank, F.S.B. | $205,000 | $665,000 | 224.4% | 0.1% |
| Summit Mortgage Corporation | $650,000 | n/a | 0.1% | |
| COMPASS MORTGAGE, INC. | $630,000 | n/a | 0.1% | |
| VILLAGE CAPITAL & INVESTMENT LLC | $955,000 | $615,000 | -35.6% | 0.1% |
| Goldwater Bank, N.A. | $290,000 | $610,000 | 110.3% | 0.1% |
| NEW DAY FINANCIAL, LLC | $790,000 | $605,000 | -23.4% | 0.1% |
| SOFI LENDING CORP. | $600,000 | n/a | 0.1% | |
| GUILD MORTGAGE COMPANY | $340,000 | $590,000 | 73.5% | 0.1% |
| Coulee Bank | $160,000 | $585,000 | 265.6% | 0.1% |
| ZILLOW HOME LOANS, LLC | $125,000 | $555,000 | 344.0% | 0.1% |
| Manufacturers and Traders Trust Company | $345,000 | $550,000 | 59.4% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $700,000 | $545,000 | -22.1% | 0.1% |
| Settlers Bank | $710,000 | $540,000 | -23.9% | 0.1% |
| EMBRACE HOME LOANS, INC. | $520,000 | n/a | 0.1% | |
| First Guaranty Mortgage Corporation | $445,000 | $515,000 | 15.7% | 0.1% |
| PyraMax Bank, FSB | $1,100,000 | $515,000 | -53.2% | 0.1% |
| NBKC BANK | $265,000 | $505,000 | 90.6% | 0.1% |
| Home Federal Savings Bank | $495,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $70,000 | $490,000 | 600.0% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $545,000 | $480,000 | -11.9% | 0.0% |
| First Midwest Bank | $570,000 | $475,000 | -16.7% | 0.0% |
| InterContinental Capital Group, Inc | $475,000 | n/a | 0.0% | |
| Tri City National Bank | $460,000 | $460,000 | 0.0% | 0.0% |
| Discover Bank | $145,000 | $455,000 | 213.8% | 0.0% |
| Fifth Third Bank | $570,000 | $445,000 | -21.9% | 0.0% |
| BLUELEAF LENDING, LLC | $440,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $2,180,000 | $435,000 | -80.0% | 0.0% |
| Bristol Morgan Bank | $250,000 | $430,000 | 72.0% | 0.0% |
| PHH Mortgage Corporation | $105,000 | $430,000 | 309.5% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $680,000 | $425,000 | -37.5% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $145,000 | $420,000 | 189.7% | 0.0% |
| MEGASTAR FINANCIAL CORP. | $435,000 | $405,000 | -6.9% | 0.0% |
| PROPER RATE, LLC | $255,000 | $385,000 | 51.0% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $385,000 | n/a | 0.0% | |
| UNITED HOME LOANS, INC. | $385,000 | n/a | 0.0% | |
| ALLIANT | $380,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $225,000 | $380,000 | 68.9% | 0.0% |
| KS StateBank | $255,000 | $375,000 | 47.1% | 0.0% |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $70,000 | $370,000 | 428.6% | 0.0% |
| DELMAR FINANCIAL COMPANY | $345,000 | n/a | 0.0% | |
| PROSPERA Credit Union | $345,000 | n/a | 0.0% | |
| AFFINITY PLUS | $340,000 | n/a | 0.0% | |
| Citibank | $245,000 | $340,000 | 38.8% | 0.0% |
| THRIVENT Federal Credit Union | $125,000 | $340,000 | 172.0% | 0.0% |
| ARC HOME LLC | $335,000 | n/a | 0.0% | |
| Blackhawk Bank | $325,000 | n/a | 0.0% | |
| DAS Acquisition Company, LLC | $370,000 | $320,000 | -13.5% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $320,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $315,000 | n/a | 0.0% | |
| Great Midwest Bank, S.S.B. | $2,105,000 | $310,000 | -85.3% | 0.0% |
| Citadel Servicing Corporation | $305,000 | n/a | 0.0% | |
| FirstBank | $275,000 | $305,000 | 10.9% | 0.0% |
| Forward Bank | $305,000 | n/a | 0.0% | |
| FLAT BRANCH MORTGAGE, INC. | $275,000 | n/a | 0.0% | |
| ACCELERATE MORTGAGE, LLC | $255,000 | n/a | 0.0% | |
| Waukesha State Bank | $270,000 | $250,000 | -7.4% | 0.0% |
| Webster Bank | $175,000 | $250,000 | 42.9% | 0.0% |
| Charles Schwab Bank, SSB | $245,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $245,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $245,000 | n/a | 0.0% | |
| LOANPAL, LLC | $380,000 | $235,000 | -38.2% | 0.0% |
| Tradition Mortgage, LLC | $235,000 | n/a | 0.0% | |
| Cornerstone Community Bank | $315,000 | $230,000 | -27.0% | 0.0% |
| State Bank of Chilton | $375,000 | $230,000 | -38.7% | 0.0% |
| CBI Bank & Trust | $225,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $370,000 | $225,000 | -39.2% | 0.0% |
| NORTHWESTERN MUTUAL | $215,000 | n/a | 0.0% | |
| RESIDENTIAL BANCORP. | $215,000 | n/a | 0.0% | |
| Baraboo State Bank | $75,000 | $205,000 | 173.3% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $205,000 | n/a | 0.0% | |
| KELLER MORTGAGE, LLC | $195,000 | n/a | 0.0% | |
| WNB Financial, N.A. | $95,000 | $190,000 | 100.0% | 0.0% |
| First Federal Bank of Kansas City | $185,000 | n/a | 0.0% | |
| First National Bank of America | $95,000 | $185,000 | 94.7% | 0.0% |
| MORTGAGE ACCESS CORP. | $155,000 | $185,000 | 19.4% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $185,000 | n/a | 0.0% | |
| WESTconsin Credit Union | $185,000 | n/a | 0.0% | |
| Glacier Hills Credit Union | $990,000 | $175,000 | -82.3% | 0.0% |
| HOMESTEAD FUNDING CORP. | $955,000 | $175,000 | -81.7% | 0.0% |
| Magnolia Bank | $175,000 | n/a | 0.0% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $175,000 | n/a | 0.0% | |
| Quad City Bank and Trust Company | $175,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $280,000 | $175,000 | -37.5% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $525,000 | $165,000 | -68.6% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $165,000 | n/a | 0.0% | |
| MOVEMENT MORTGAGE, LLC | $165,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $160,000 | n/a | 0.0% | |
| CELEBRITY HOME LOANS, LLC | $235,000 | $155,000 | -34.0% | 0.0% |
| VERVE, A CREDIT UNION | $85,000 | $155,000 | 82.4% | 0.0% |
| Figure Lending LLC | $95,000 | $150,000 | 57.9% | 0.0% |
| Northpointe Bank | $145,000 | n/a | 0.0% | |
| PURDUE FEDERAL CREDIT UNION | $145,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $145,000 | n/a | 0.0% | |
| LEADERONE FINANCIAL CORPORATION | $945,000 | $135,000 | -85.7% | 0.0% |
| Empower Credit Union | $185,000 | $130,000 | -29.7% | 0.0% |
| Low VA Rates, LLC | $480,000 | $125,000 | -74.0% | 0.0% |
| Ameris Bank | $115,000 | n/a | 0.0% | |
| Arvest Bank | $155,000 | $115,000 | -25.8% | 0.0% |
| Fortifi Bank | $115,000 | n/a | 0.0% | |
| TIAA, FSB | $95,000 | $115,000 | 21.1% | 0.0% |
| COMMUNITYAMERICA | $105,000 | n/a | 0.0% | |
| Guardian Credit Union | $105,000 | n/a | 0.0% | |
| STEARNS LENDING, LLC | $905,000 | $105,000 | -88.4% | 0.0% |
| TCF National Bank | $420,000 | $105,000 | -75.0% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $35,000 | $105,000 | 200.0% | 0.0% |
| Monona Bank | $65,000 | $95,000 | 46.2% | 0.0% |
| 21ST MORTGAGE CORPORATION | $90,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $290,000 | $85,000 | -70.7% | 0.0% |
| Citizens Bank | $280,000 | $85,000 | -69.6% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $85,000 | n/a | 0.0% | |
| First Federal Savings Bank | $85,000 | n/a | 0.0% | |
| Royal Credit Union | $145,000 | $85,000 | -41.4% | 0.0% |
| Bay Bank | $75,000 | n/a | 0.0% | |
| Connexus Credit Union | $70,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $570,000 | $55,000 | -90.4% | 0.0% |
| Heartland Credit Union (Madison) | $155,000 | $55,000 | -64.5% | 0.0% |
| Farmers State Bank | $1,375,000 | $45,000 | -96.7% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| STAR USA FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
| Truist Bank | $45,000 | n/a | 0.0% | |
| First American Bank | $35,000 | n/a | 0.0% |
SHEBOYGAN's top lender by overall market share is Bank First, N.A., with 11.1% market share. In second place, with 5.2%, is Oostburg State Bank, having originated $52,280,000 in loans. In third place, with 5.0%, is Kohler Credit Union, having originated $49,955,000 in loans. In third place, with 5.0%, is QUICKEN LOANS, LLC, having originated $49,895,000 in loans. In third place, with 3.5%, is Cleveland State Bank, having originated $35,070,000 in loans.
SHEBOYGAN, WI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 2,404 | $411,240,000 | $171,065 |
| Home Purchase | 1,794 | $362,420,000 | $202,018 |
| Cash Out Refi | 1,088 | $191,340,000 | $175,864 |
| Home Improvement | 244 | $15,540,000 | $63,689 |
| Other | 180 | $16,940,000 | $94,111 |
Sheboygan's most frequently cited loan purpose was Refi, with 2,404 originations. The 2nd most popular reason was Home Purchase, with 1,794 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,789 | $334,295,000 | $186,861 |
| 3-4% | 1,740 | $322,010,000 | $185,063 |
| <2.5% | 1,101 | $175,865,000 | $159,732 |
| 4-5% | 206 | $27,100,000 | $131,553 |
| 5-6% | 43 | $3,415,000 | $79,419 |
| Over 8% | 39 | $3,905,000 | $100,128 |
| 7-8% | 25 | $2,115,000 | $84,600 |
| 6-7% | 10 | $490,000 | $49,000 |
During 2021, Sheboygan's most frequently originated rate bucket was 2.5-3%, with 1,789 originations.
Loan Sizing (SHEBOYGAN, WI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 2,732 | $391,900,000 | $143,448 |
| $100,000 or less | 1,380 | $91,090,000 | $66,007 |
| $200k-400k | 1,372 | $365,600,000 | $266,472 |
| $400k-600k | 181 | $85,725,000 | $473,619 |
| $600k-1000k | 33 | $24,305,000 | $736,515 |
| $Over $1MM | 12 | $38,860,000 | $3,238,333 |
SHEBOYGAN's loan sizing saw the bucket of loans from $100k-200k with 2,732 originations, totaling $391,900,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 1,820 | $336,200,000 | $184,725 |
| 80-100% | 1,456 | $308,750,000 | $212,054 |
| 40-60% | 920 | $154,220,000 | $167,630 |
| 20-40% | 419 | $42,075,000 | $100,418 |
| Under 20% | 243 | $9,565,000 | $39,362 |
| Over 100% | 21 | $6,485,000 | $308,810 |
SHEBOYGAN's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,820 originations, totaling $336,200,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - SHEBOYGAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $226,250 (61.6%) | $277,104 (29.9%) | 0.00 | 289 |
| 2018-02-01 | $224,450 (54.9%) | $277,906 (30.3%) | 0.00 | 267 |
| 2018-03-01 | $244,900 (65.6%) | $299,111 (36.3%) | 0.00 | 262 |
| 2018-04-01 | $249,150 (40.8%) | $320,239 (21.8%) | 0.00 | 249 |
| 2018-05-01 | $248,950 (21.5%) | $331,176 (19.0%) | 0.00 | 247 |
| 2018-06-01 | $248,300 (16.9%) | $333,068 (17.9%) | 0.00 | 270 |
| 2018-07-01 | $252,450 (11.0%) | $323,176 (10.0%) | 0.00 | 309 |
| 2018-08-01 | $239,950 (1.6%) | $307,194 (3.7%) | 0.00 | 341 |
| 2018-09-01 | $234,900 (-5.2%) | $309,635 (0.8%) | 0.00 | 364 |
| 2018-10-01 | $237,050 (-0.4%) | $309,039 (7.2%) | 0.00 | 361 |
| 2018-11-01 | $232,150 (-0.1%) | $293,878 (2.0%) | 0.00 | 351 |
| 2018-12-01 | $220,000 (-3.3%) | $286,359 (2.2%) | 0.00 | 308 |
| 2019-01-01 | $208,400 (-7.9%) | $285,513 (3.0%) | 0.00 | 268 |
| 2019-02-01 | $214,950 (-4.2%) | $290,162 (4.4%) | 0.00 | 247 |
| 2019-03-01 | $229,957 (-6.1%) | $301,188 (0.7%) | 0.00 | 275 |
| 2019-04-01 | $244,957 (-1.7%) | $313,282 (-2.2%) | 0.00 | 417 |
| 2019-05-01 | $249,950 (0.4%) | $323,022 (-2.5%) | 0.00 | 246 |
| 2019-06-01 | $249,900 (0.6%) | $319,170 (-4.2%) | 0.00 | 271 |
| 2019-07-01 | $249,950 (-1.0%) | $319,860 (-1.0%) | 0.00 | 304 |
| 2019-08-01 | $245,614 (2.4%) | $308,087 (0.3%) | 0.00 | 323 |
| 2019-09-01 | $234,950 (0.0%) | $295,169 (-4.7%) | 0.00 | 337 |
| 2019-10-01 | $247,400 (4.4%) | $301,865 (-2.3%) | 0.00 | 311 |
| 2019-11-01 | $250,000 (7.7%) | $297,746 (1.3%) | 0.00 | 315 |
| 2019-12-01 | $238,700 (8.5%) | $286,230 (-0.1%) | 0.00 | 282 |
| 2020-01-01 | $249,600 (19.8%) | $292,046 (2.3%) | 0.00 | 232 |
| 2020-02-01 | $264,900 (23.2%) | $308,488 (6.3%) | 0.00 | 227 |
| 2020-03-01 | $263,250 (14.5%) | $317,482 (5.4%) | 0.00 | 212 |
| 2020-04-01 | $266,200 (8.7%) | $319,737 (2.1%) | 0.00 | 186 |
| 2020-05-01 | $271,400 (8.6%) | $340,043 (5.3%) | 0.00 | 181 |
| 2020-06-01 | $277,450 (11.0%) | $352,479 (10.4%) | 0.00 | 162 |
| 2020-07-01 | $264,550 (5.8%) | $350,599 (9.6%) | 0.00 | 160 |
| 2020-08-01 | $261,900 (6.6%) | $344,871 (11.9%) | 0.00 | 166 |
| 2020-09-01 | $239,900 (2.1%) | $327,622 (11.0%) | 0.00 | 164 |
| 2020-10-01 | $228,000 (-7.8%) | $312,250 (3.4%) | 0.00 | 169 |
| 2020-11-01 | $229,950 (-8.0%) | $311,137 (4.5%) | 0.00 | 161 |
| 2020-12-01 | $225,000 (-5.7%) | $305,241 (6.6%) | 0.00 | 149 |
| 2021-01-01 | $234,900 (-5.9%) | $310,987 (6.5%) | 0.00 | 128 |
| 2021-02-01 | $239,450 (-9.6%) | $327,602 (6.2%) | 0.00 | 93 |
| 2021-03-01 | $234,450 (-10.9%) | $329,191 (3.7%) | 0.00 | 89 |
| 2021-04-01 | $252,450 (-5.2%) | $364,147 (13.9%) | 0.00 | 92 |
| 2021-05-01 | $260,000 (-4.2%) | $405,804 (19.3%) | 0.00 | 98 |
| 2021-06-01 | $259,900 (-6.3%) | $370,806 (5.2%) | 0.00 | 119 |
| 2021-07-01 | $267,400 (1.1%) | $391,810 (11.8%) | 0.00 | 131 |
| 2021-08-01 | $274,400 (4.8%) | $365,559 (6.0%) | 0.00 | 144 |
| 2021-09-01 | $269,900 (12.5%) | $345,953 (5.6%) | 0.00 | 140 |
| 2021-10-01 | $275,000 (20.6%) | $353,737 (13.3%) | 0.00 | 121 |
| 2021-11-01 | $268,450 (16.7%) | $336,121 (8.0%) | 0.00 | 107 |
| 2021-12-01 | $259,450 (15.3%) | $322,265 (5.6%) | 0.00 | 94 |
| 2022-01-01 | $269,000 (14.5%) | $336,093 (8.1%) | 0.00 | 81 |
| 2022-02-01 | $292,450 (22.1%) | $337,685 (3.1%) | 0.00 | 66 |
| 2022-03-01 | $294,950 (25.8%) | $374,921 (13.9%) | 0.00 | 56 |
| 2022-04-01 | $319,900 (26.7%) | $375,572 (3.1%) | 0.00 | 63 |
| 2022-05-01 | $365,000 (40.4%) | $400,658 (-1.3%) | 0.00 | 82 |
| 2022-06-01 | $357,450 (37.5%) | $403,384 (8.8%) | 0.00 | 97 |
SHEBOYGAN's median listing price for 2022-06-01 was $357,450, a difference of
$97,550
(37.5%) versus the prior year and
$-7,550 versus the prior month.
SHEBOYGAN's median listing price comes in at 0% of the national average.
SHEBOYGAN's average listing price for 2022-06-01 was $403,384, a difference of $32,578 (8.8%) versus the prior year and $2,726 versus the prior month.
For the 2022-06-01 period, SHEBOYGAN had 97 MLS listings, a difference of 15 listings (18%) versus the prior month and -22 listings (-18%) versus the prior year.
SHEBOYGAN's median listing price comes in at 0% of the national average.
SHEBOYGAN's average listing price for 2022-06-01 was $403,384, a difference of $32,578 (8.8%) versus the prior year and $2,726 versus the prior month.
For the 2022-06-01 period, SHEBOYGAN had 97 MLS listings, a difference of 15 listings (18%) versus the prior month and -22 listings (-18%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - SHEBOYGAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,740 sqft |
| 2018-02-01 | 0 days | 1,744 sqft |
| 2018-03-01 | 0 days | 1,825 sqft |
| 2018-04-01 | 0 days | 1,764 sqft |
| 2018-05-01 | 0 days | 1,800 sqft |
| 2018-06-01 | 0 days | 1,858 sqft |
| 2018-07-01 | 0 days | 1,836 sqft |
| 2018-08-01 | 0 days | 1,747 sqft |
| 2018-09-01 | 0 days | 1,736 sqft |
| 2018-10-01 | 0 days | 1,736 sqft |
| 2018-11-01 | 0 days | 1,758 sqft |
| 2018-12-01 | 0 days | 1,660 sqft |
| 2019-01-01 | 0 days | 1,648 sqft |
| 2019-02-01 | 0 days | 1,611 sqft |
| 2019-03-01 | 0 days | 1,622 sqft |
| 2019-04-01 | 0 days | 1,677 sqft |
| 2019-05-01 | 0 days | 1,697 sqft |
| 2019-06-01 | 0 days | 1,674 sqft |
| 2019-07-01 | 0 days | 1,701 sqft |
| 2019-08-01 | 0 days | 1,686 sqft |
| 2019-09-01 | 0 days | 1,687 sqft |
| 2019-10-01 | 0 days | 1,688 sqft |
| 2019-11-01 | 0 days | 1,607 sqft |
| 2019-12-01 | 0 days | 1,564 sqft |
| 2020-01-01 | 0 days | 1,628 sqft |
| 2020-02-01 | 0 days | 1,701 sqft |
| 2020-03-01 | 0 days | 1,661 sqft |
| 2020-04-01 | 0 days | 1,715 sqft |
| 2020-05-01 | 0 days | 1,750 sqft |
| 2020-06-01 | 0 days | 1,866 sqft |
| 2020-07-01 | 0 days | 1,793 sqft |
| 2020-08-01 | 0 days | 1,792 sqft |
| 2020-09-01 | 0 days | 1,679 sqft |
| 2020-10-01 | 0 days | 1,610 sqft |
| 2020-11-01 | 0 days | 1,566 sqft |
| 2020-12-01 | 0 days | 1,545 sqft |
| 2021-01-01 | 0 days | 1,562 sqft |
| 2021-02-01 | 0 days | 1,534 sqft |
| 2021-03-01 | 0 days | 1,505 sqft |
| 2021-04-01 | 0 days | 1,585 sqft |
| 2021-05-01 | 0 days | 1,724 sqft |
| 2021-06-01 | 0 days | 1,688 sqft |
| 2021-07-01 | 0 days | 1,632 sqft |
| 2021-08-01 | 0 days | 1,715 sqft |
| 2021-09-01 | 0 days | 1,668 sqft |
| 2021-10-01 | 0 days | 1,789 sqft |
| 2021-11-01 | 0 days | 1,631 sqft |
| 2021-12-01 | 0 days | 1,561 sqft |
| 2022-01-01 | 0 days | 1,568 sqft |
| 2022-02-01 | 0 days | 1,560 sqft |
| 2022-03-01 | 0 days | 1,803 sqft |
| 2022-04-01 | 0 days | 1,785 sqft |
| 2022-05-01 | 0 days | 1,865 sqft |
| 2022-06-01 | 0 days | 1,873 sqft |
SHEBOYGAN's median listing age (time on market) for 2022-06-01 was 0 days.
SHEBOYGAN's median square footage for active listings during the 2022-06-01 period was 1,873 sqft. One year prior, the average listing was 1,688 sqft.
SHEBOYGAN's median square footage for active listings during the 2022-06-01 period was 1,873 sqft. One year prior, the average listing was 1,688 sqft.
