SHEBOYGAN Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Sheboygan averaged 6.17% for the week of 2024-10-10, compared to the national average of 6.32% for the same period.

The average rate for the prior week (2024-10-03) was 5.77% and one month ago for the week of 2024-09-05, the average rate was 6.4%.

Sheboygan's average rate one year ago was 7.44%.

For refis of the same type during the week of 2024-10-10, the average rate was 6.42%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-10 6.32%
Sheboygan 30 Year Fixed Rate 2024-10-10 6.17%
Sheboygan 30 Year Fixed Rate Refi 2024-10-10 6.42%
Sheboygan 15 Year Fixed Rate 2024-10-10 5.51%
Sheboygan 15 Year Fixed Rate Refi 2024-10-10 5.91%
Sheboygan 30 Year FHA 2024-10-10 6.41%
Sheboygan 30 Year FHA Refi 2024-10-10 6.2%
Sheboygan 30 Year USDA 2024-10-10 5.88%
Sheboygan 30 Year USDA Refi 2024-10-10 6.18%
Sheboygan 30 Year VA 2024-10-10 6.21%
Sheboygan 30 Year VA Refi 2024-10-10 5.65%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SHEBOYGAN, WI.

SHEBOYGAN Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SHEBOYGAN, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Bank First, N.A. 106 6.54% $2,348
Kohler Credit Union 77 5.93% $2,896
U.S. Bank 41 6.83% $2,834
QUICKEN LOANS, LLC 34 6.79% $6,616
CIBM Bank 28 6.58% $2,964
Summit Credit Union 26 6.47% $2,444
Associated Bank 24 6.73% $2,410
UNION HOME MORTGAGE CORP. 22 7.28% $3,274
GUILD MORTGAGE COMPANY 22 6.78% $3,828
ENVOY MORTGAGE, LTD 18 6.79% $5,024
National Exchange Bank and Trust 18 6.00% $1,687
UNITED WHOLESALE MORTGAGE, LLC 18 6.82% $4,852
Bell Bank 18 7.13% $3,403
BROKER SOLUTIONS, INC. 14 7.51% $4,268
UNITEDONE Credit Union 13 5.59% $1,593
The Port Washington State Bank 13 6.83% $2,998
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 12 6.87% $3,915
Landmark Credit Union 12 6.43% $1,966
MARINE 11 9.18% $5,003
Bankers' Bank 11 6.53% $2,260
Johnson Bank 11 6.47% $2,222
BMO Harris Bank 8 7.08% $3,082
WISCONSIN MORTGAGE CORPORATION 8 6.66% $2,573
Servion, Inc. 8 6.69% $2,695
University of Wisconsin Credit Union 8 6.36% $2,629
JPMorgan Chase Bank 7 6.50% $4,145
Wells Fargo Bank 7 6.73% $4,386
GUARANTEED RATE, INC. 6 6.63% $3,288
CHERRY CREEK MORTGAGE, LLC 6 6.27% $539
Mr. Cooper ( Nationstar Mortgage ) 5 7.04% $7,674
FOX COMMUNITIES 5 6.38% $483
TOWNE MORTGAGE COMPANY 5 7.30% $6,476
FIRST CENTENNIAL MORTGAGE CORPORATION 5 7.00% $3,355
Bank Five Nine 4 6.81% $4,474
NEWREZ LLC 4 6.49% $3,823
CROSSCOUNTRY MORTGAGE, LLC 4 8.03% $7,340
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 4 6.41% $4,831
THOMPSON KANE & COMPANY, LLC 3 7.25% $4,875
Flagstar Bank, FSB 3 7.29% $3,767
V.I.P. MORTGAGE, INC. 3 6.63% $7,487
Prosperity Home Mortgage, LLC 3 6.50% $5,810
PRIMARY RESIDENTIAL MORTGAGE, INC. 3 6.79% $7,125
A + MORTGAGE SERVICES, INC. 3 6.79% $2,579
PLANET HOME LENDING, LLC 3 7.20% $3,361
CoVantage Credit Union 3 6.63% $4,544
Barrington Bank & Trust Company, N.A. 2 7.50% $2,540
PNC Bank 2 6.63% $2,313
Mortgage Research Center, LLC 2 6.69% $3,006
Morgan Stanley Private Bank 2 5.68% $2,893
CARDINAL FINANCIAL 2 6.38% $8,474
LOANDEPOT.COM, LLC 2 6.99% $6,098
DUPACO COMMUNITY 2 6.25% $2,329
MUTUAL OF OMAHA MORTGAGE, INC. 2 7.06% $4,229
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 2 7.75% $3,238
Horicon Bank 2 5.94% $3,609
First Savings Bank 2 7.50% $2,888
CORNERSTONE HOME LENDING, INC. 2 7.81% $3,658
First Federal Bank 2 6.56% $2,151
COMPEER FINANCIAL, FLCA 2 7.75% $2,311
Community First Credit Union 2 6.00% $3,096
Royal Credit Union 2 6.81% $1,379
CMG MORTGAGE, INC. 2 5.75% $6,171
Westbury Bank 2 6.68% $1,971
EDUCATORS CREDIT UNION 2 5.81% $1,443
Neighborhood Loans, Inc. 1 5.63% $5,956
AMERICAN FINANCIAL NETWORK, INC. 1 5.50% $7,532
American Mortgage & Equity Consultants, Inc. 1 6.88% $4,397
AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.50% $6,722
AmeriHome Mortgage Company, LLC 1 6.13% $4,365
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 9.63% $8,883
Bank of America 1 5.88% $3,613
Bank of England 1 6.00% $5,769
BAY EQUITY LLC 1 6.49% $4,442
CALIBER HOME LOANS, INC. 1 5.88% $2,645
CAPITAL Credit Union 1 6.63% $2,271
Charles Schwab Bank, SSB 1 6.80% $2,256
CHURCHILL MORTGAGE CORPORATION 1 7.63% $4,365
Citizens Community Federal 1 6.38% $4,254
Citizens State Bank of La Crosse 1 7.13% $2,155
First-Citizens Bank & Trust Company 1 6.75% $2,934
First State Bank 1 5.88% $1,874
FOND DU LAC 1 7.13% $1,490
Fox Valley Savings Bank 1 6.75% $1,178
Glacier Hills Credit Union 1 6.00% $1,889
Great Midwest Bank, S.S.B. 1 5.88% $1,949
GSF Mortgage Corporation 1 6.00% $3,624
Heartland Credit Union (Madison) 1 7.00% $2,022
Leader Bank 1 5.99% $9,198
LIBERTY HOME MORTGAGE CORPORATION 1 6.63% $8,233
Ally Bank 1 6.38% $1,492
NETWORK CAPITAL FUNDING CORPORATION 1 5.63% $7,160
NexBank 1 6.88% $2,008
North Shore Bank FSB 1 7.25% $5,438
NORTHWESTERN MUTUAL 1 6.15% $1,453
Old National Bank 1 6.75% $2,990
Paramount Residential Mortgage Group, Inc. 1 7.50% $4,101
PCM 1 5.50% $1,454
PENTAGON FEDERAL CREDIT UNION 1 6.00% $3,205
Platinum Home Mortgage Corporation 1 6.63% $5,894
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.13% $7,091
RESIDENTIAL BANCORP 1 6.75% $6,842
ROYAL UNITED MORTGAGE LLC 1 7.88% $7,405
Stifel Bank and Trust 1 6.75% $2,290
The Bank of New Glarus 1 5.49% $2,488
The Huntington National Bank 1 6.63% $2,682
The Park Bank 1 5.75% $2,241
Tri City National Bank 1 6.88% $2,214
VERVE, A CREDIT UNION 1 5.50% $1,735
Waterstone Mortgage Corporation 1 6.25% $287
ZILLOW HOME LOANS, LLC 1 7.00% $2,800

SHEBOYGAN Average Closing Costs & Other Stats

SHEBOYGAN, WI's 110 lenders originated 2,378 loans during 2023. The total origination value was $422,810,000, with an average loan value of $177,801.

SHEBOYGAN's average closing costs are $3,123.

The top SHEBOYGAN lender as defined by loan originations is Bank First, N.A., with 106 loans originated. Their average total fees are $2,348, which is $548 lower than the next largest lender, Kohler Credit Union.

The lowest fee SHEBOYGAN lenders (with over 10 loans originated) are UNITEDONE Credit Union ($1,593), National Exchange Bank and Trust ($1,687), Landmark Credit Union ($1,966), Johnson Bank ($2,222) and Bankers' Bank ($2,260).

The lowest rate SHEBOYGAN lenders (with over 10 loans originated) are UNITEDONE Credit Union (5.59%), Kohler Credit Union (5.93%), National Exchange Bank and Trust (6.00%), Landmark Credit Union (6.43%) and Summit Credit Union (6.47%).

SHEBOYGAN, WI Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Bank First, N.A. $47,710,000 $67,740,000 42.0% 16.0%
Kohler Credit Union $47,660,000 $31,220,000 -34.5% 7.4%
Landmark Credit Union $4,160,000 $17,730,000 326.2% 4.2%
U.S. Bank $19,480,000 $15,405,000 -20.9% 3.6%
Oostburg State Bank $20,170,000 $15,030,000 -25.5% 3.6%
Summit Credit Union $10,225,000 $12,640,000 23.6% 3.0%
QUICKEN LOANS, LLC $19,825,000 $12,050,000 -39.2% 2.8%
National Exchange Bank and Trust $12,635,000 $11,095,000 -12.2% 2.6%
Waldo State Bank $9,440,000 $10,945,000 15.9% 2.6%
Cleveland State Bank $14,500,000 $9,475,000 -34.7% 2.2%
ENVOY MORTGAGE, LTD $10,225,000 $9,280,000 -9.2% 2.2%
CIBM Bank $12,285,000 $9,025,000 -26.5% 2.1%
Johnson Bank $14,720,000 $8,815,000 -40.1% 2.1%
Associated Bank $11,395,000 $8,795,000 -22.8% 2.1%
GUILD MORTGAGE COMPANY $8,055,000 n/a 1.9%
Bell Bank $2,370,000 $8,015,000 238.2% 1.9%
UNITEDONE Credit Union $15,115,000 $7,870,000 -47.9% 1.9%
UNITED WHOLESALE MORTGAGE, LLC $5,780,000 $7,320,000 26.6% 1.7%
UNION HOME MORTGAGE CORP. $9,940,000 $6,925,000 -30.3% 1.6%
The Port Washington State Bank $9,795,000 $6,460,000 -34.0% 1.5%
BROKER SOLUTIONS, INC. $14,825,000 $6,420,000 -56.7% 1.5%
BMO Harris Bank $9,660,000 $6,325,000 -34.5% 1.5%
Mortgage Research Center, LLC $6,995,000 $4,845,000 -30.7% 1.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,980,000 $4,035,000 -19.0% 1.0%
Collins State Bank $9,095,000 $3,575,000 -60.7% 0.8%
MARINE $3,300,000 $3,555,000 7.7% 0.8%
Sheboygan Area Credit Union $3,180,000 n/a 0.8%
Bankers' Bank $15,625,000 $3,050,000 -80.5% 0.7%
University of Wisconsin Credit Union $4,635,000 $2,750,000 -40.7% 0.7%
JPMorgan Chase Bank $2,365,000 $2,650,000 12.1% 0.6%
NEWREZ LLC $4,200,000 $2,605,000 -38.0% 0.6%
Community First Credit Union $13,325,000 $2,390,000 -82.1% 0.6%
Wells Fargo Bank $10,570,000 $2,385,000 -77.4% 0.6%
WISCONSIN MORTGAGE CORPORATION $3,875,000 $2,200,000 -43.2% 0.5%
Bank Five Nine $3,545,000 $2,165,000 -38.9% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $1,750,000 $1,980,000 13.1% 0.5%
Horicon Bank $795,000 $1,875,000 135.8% 0.4%
CoVantage Credit Union $410,000 $1,765,000 330.5% 0.4%
CHERRY CREEK MORTGAGE, LLC $11,065,000 $1,755,000 -84.1% 0.4%
FIRST CENTENNIAL MORTGAGE CORPORATION $2,530,000 $1,720,000 -32.0% 0.4%
Servion, Inc. $3,230,000 $1,710,000 -47.1% 0.4%
BLC Community Bank $1,660,000 n/a 0.4%
NAVY FEDERAL CREDIT UNION $2,745,000 $1,660,000 -39.5% 0.4%
Old National Bank $915,000 $1,560,000 70.5% 0.4%
Wolf River Community Bank $1,540,000 n/a 0.4%
Mr. Cooper ( Nationstar Mortgage ) $3,405,000 $1,455,000 -57.3% 0.3%
PRIMARY RESIDENTIAL MORTGAGE, INC. $570,000 $1,420,000 149.1% 0.3%
V.I.P. MORTGAGE, INC. $1,410,000 n/a 0.3%
EDUCATORS CREDIT UNION $775,000 $1,390,000 79.4% 0.3%
Barrington Bank & Trust Company, N.A. $1,240,000 $1,380,000 11.3% 0.3%
COMPEER FINANCIAL, FLCA $3,140,000 $1,360,000 -56.7% 0.3%
TOWNE MORTGAGE COMPANY $1,305,000 $1,335,000 2.3% 0.3%
CMG MORTGAGE, INC. $485,000 $1,315,000 171.1% 0.3%
Prosperity Home Mortgage, LLC $740,000 $1,305,000 76.4% 0.3%
Morgan Stanley Private Bank $1,230,000 $1,270,000 3.3% 0.3%
FREEDOM MORTGAGE CORPORATION $2,380,000 $1,200,000 -49.6% 0.3%
A + MORTGAGE SERVICES, INC. $1,410,000 $1,185,000 -16.0% 0.3%
FOX COMMUNITIES $1,015,000 $1,170,000 15.3% 0.3%
CARDINAL FINANCIAL $1,950,000 $1,135,000 -41.8% 0.3%
North Shore Bank FSB $3,105,000 $1,130,000 -63.6% 0.3%
First Federal Bank $890,000 $1,110,000 24.7% 0.3%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $325,000 $1,105,000 240.0% 0.3%
LOANDEPOT.COM, LLC $2,900,000 $1,085,000 -62.6% 0.3%
Flagstar Bank, FSB $2,990,000 $1,065,000 -64.4% 0.3%
GUARANTEED RATE, INC. $1,655,000 $1,060,000 -36.0% 0.3%
Heritage Bank $1,055,000 n/a 0.2%
Bank of England $245,000 $1,035,000 322.4% 0.2%
Paramount Residential Mortgage Group, Inc. $170,000 $1,020,000 500.0% 0.2%
PLANET HOME LENDING, LLC $790,000 $1,000,000 26.6% 0.2%
PENNYMAC LOAN SERVICES, LLC $2,180,000 $990,000 -54.6% 0.2%
USAA Federal Savings Bank $1,265,000 $990,000 -21.7% 0.2%
AMERISAVE MORTGAGE CORPORATION $1,825,000 $930,000 -49.0% 0.2%
Nicolet National Bank $1,780,000 $885,000 -50.3% 0.2%
Westbury Bank $1,040,000 $880,000 -15.4% 0.2%
THOMPSON KANE & COMPANY, LLC $195,000 $795,000 307.7% 0.2%
Figure Lending LLC $575,000 $765,000 33.0% 0.2%
PENTAGON FEDERAL CREDIT UNION $800,000 $760,000 -5.0% 0.2%
Glacier Hills Credit Union $570,000 $735,000 28.9% 0.2%
NEW DAY FINANCIAL, LLC $1,150,000 $670,000 -41.7% 0.2%
Bank of America $205,000 $660,000 222.0% 0.2%
PNC Bank $785,000 $660,000 -15.9% 0.2%
Empower Credit Union $185,000 $635,000 243.2% 0.2%
Leader Bank $615,000 n/a 0.1%
WaterStone Bank, SSB $5,295,000 $605,000 -88.6% 0.1%
Waterstone Mortgage Corporation $810,000 $605,000 -25.3% 0.1%
Tri City National Bank $135,000 $595,000 340.7% 0.1%
The Park Bank $590,000 n/a 0.1%
First-Citizens Bank & Trust Company $45,000 $575,000 1,177.8% 0.1%
First Savings Bank $885,000 $540,000 -39.0% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $210,000 $510,000 142.9% 0.1%
The Huntington National Bank $1,535,000 $495,000 -67.8% 0.1%
Hiawatha National Bank $2,840,000 $490,000 -82.7% 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $900,000 $470,000 -47.8% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $470,000 n/a 0.1%
BAY EQUITY LLC $455,000 n/a 0.1%
NORTHWESTERN MUTUAL $305,000 $455,000 49.2% 0.1%
Royal Credit Union $295,000 $450,000 52.5% 0.1%
VERVE, A CREDIT UNION $660,000 $435,000 -34.1% 0.1%
BETTER MORTGAGE CORPORATION $450,000 $425,000 -5.6% 0.1%
First State Bank $415,000 n/a 0.1%
CORNERSTONE HOME LENDING, INC. $410,000 n/a 0.1%
CAPITAL Credit Union $140,000 $405,000 189.3% 0.1%
The Federal Savings Bank $405,000 n/a 0.1%
MOVEMENT MORTGAGE, LLC $400,000 n/a 0.1%
CALIBER HOME LOANS, INC. $495,000 $390,000 -21.2% 0.1%
DUPACO COMMUNITY $390,000 n/a 0.1%
Ally Bank $1,180,000 $385,000 -67.4% 0.1%
American Mortgage & Equity Consultants, Inc. $375,000 n/a 0.1%
GUARANTEED RATE AFFINITY, LLC $315,000 $365,000 15.9% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $355,000 $365,000 2.8% 0.1%
Discover Bank $430,000 $355,000 -17.4% 0.1%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $315,000 $350,000 11.1% 0.1%
Spring Bank $335,000 n/a 0.1%
AMERICAN FINANCIAL NETWORK, INC. $310,000 n/a 0.1%
ENDEAVOR CAPITAL, LLC. $310,000 n/a 0.1%
EVERETT FINANCIAL, INC. $320,000 $305,000 -4.7% 0.1%
GENEVA FINANCIAL, LLC $305,000 n/a 0.1%
Premier Community Bank $305,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $425,000 $295,000 -30.6% 0.1%
United Fidelity Funding Corp. $285,000 n/a 0.1%
Peoples State Bank $280,000 n/a 0.1%
Citizens Community Federal $275,000 n/a 0.1%
Carrington Mortgage Services, LLC $1,345,000 $250,000 -81.4% 0.1%
Heartland Credit Union (Madison) $250,000 n/a 0.1%
LIMA ONE CAPITAL, LLC $250,000 n/a 0.1%
NATIONWIDE MORTGAGE BANKERS, INC. $245,000 n/a 0.1%
RESIDENTIAL BANCORP $245,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $595,000 $240,000 -59.7% 0.1%
FOND DU LAC $235,000 n/a 0.1%
North American Savings Bank, F.S.B. $195,000 $235,000 20.5% 0.1%
VILLAGE CAPITAL MORTGAGE $235,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $1,460,000 $230,000 -84.2% 0.1%
EASTMAN $225,000 n/a 0.1%
NexBank $1,125,000 $225,000 -80.0% 0.1%
AMERICAN FINANCING CORPORATION $605,000 $205,000 -66.1% 0.0%
Charles Schwab Bank, SSB $205,000 n/a 0.0%
CLEARPATH LENDING $205,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $205,000 n/a 0.0%
The Bank of New Glarus $195,000 n/a 0.0%
The Equitable Bank, S.S.B. $15,670,000 $195,000 -98.8% 0.0%
Fox Valley Savings Bank $115,000 $185,000 60.9% 0.0%
Stifel Bank and Trust $185,000 n/a 0.0%
ZILLOW HOME LOANS, LLC $185,000 n/a 0.0%
AmeriHome Mortgage Company, LLC $745,000 $175,000 -76.5% 0.0%
CHURCHILL MORTGAGE CORPORATION $315,000 $175,000 -44.4% 0.0%
NATIONS RELIABLE LENDING, LLC $610,000 $175,000 -71.3% 0.0%
Platinum Home Mortgage Corporation $175,000 n/a 0.0%
SPRING EQ, LLC $360,000 $170,000 -52.8% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $165,000 n/a 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $710,000 $155,000 -78.2% 0.0%
FLAT BRANCH MORTGAGE, INC. $155,000 n/a 0.0%
GSF Mortgage Corporation $150,000 n/a 0.0%
21ST MORTGAGE CORPORATION $145,000 n/a 0.0%
Fifth Third Bank $165,000 $145,000 -12.1% 0.0%
Nations Lending Corporation $465,000 $145,000 -68.8% 0.0%
Neighborhood Loans, Inc. $145,000 n/a 0.0%
PREMIA MORTGAGE, LLC $145,000 n/a 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $355,000 $145,000 -59.2% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $135,000 n/a 0.0%
T2 FINANCIAL LLC $595,000 $135,000 -77.3% 0.0%
Citizens State Bank of La Crosse $115,000 n/a 0.0%
Great Midwest Bank, S.S.B. $885,000 $115,000 -87.0% 0.0%
ROYAL UNITED MORTGAGE LLC $210,000 $115,000 -45.2% 0.0%
TRIAD FINANCIAL SERVICES, INC. $115,000 n/a 0.0%
CONSUMERS COOPERATIVE CREDIT UNION $105,000 n/a 0.0%
FORTE BANK $875,000 $105,000 -88.0% 0.0%
Coastal Community Bank $100,000 n/a 0.0%
PCM $95,000 n/a 0.0%
Waukesha State Bank $7,400,000 $95,000 -98.7% 0.0%
THRIVENT Federal Credit Union $500,000 $90,000 -82.0% 0.0%
CrossFirst Bank $85,000 n/a 0.0%
Bethpage Federal Credit Union $75,000 n/a 0.0%
TRUSTONE FINANCIAL FEDERAL CREDIT UNION $460,000 $65,000 -85.9% 0.0%
ALLIANT $45,000 n/a 0.0%

SHEBOYGAN's top lender by overall market share is Bank First, N.A., with 16.0% market share. In second place, with 7.4%, is Kohler Credit Union, having originated $31,220,000 in loans. In third place, with 4.2%, is Landmark Credit Union, having originated $17,730,000 in loans. In fourth place, with 3.6%, is U.S. Bank, having originated $15,405,000 in loans. In fifth place, with 3.6%, is Oostburg State Bank, having originated $15,030,000 in loans.


SHEBOYGAN Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - SHEBOYGAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $196,700 (40.6%) $256,376 (21.9%) 0.00 358
2018-02-01 $192,450 (32.8%) $251,430 (19.0%) 0.00 349
2018-03-01 $199,900 (34.1%) $260,816 (19.4%) 0.00 376
2018-04-01 $214,850 (34.4%) $273,351 (17.8%) 0.00 386
2018-05-01 $217,500 (28.2%) $281,665 (18.1%) 0.00 386
2018-06-01 $216,000 (25.3%) $280,808 (14.7%) 0.00 418
2018-07-01 $218,250 (21.3%) $282,382 (10.3%) 0.00 428
2018-08-01 $218,500 (21.1%) $275,417 (7.6%) 0.00 461
2018-09-01 $204,941 (2.5%) $276,677 (4.9%) 0.00 461
2018-10-01 $210,000 (0.1%) $277,356 (7.1%) 0.00 455
2018-11-01 $210,000 (-1.8%) $273,263 (4.0%) 0.00 444
2018-12-01 $199,900 (1.1%) $275,101 (7.1%) 0.00 367
2019-01-01 $199,900 (1.6%) $271,813 (6.0%) 0.00 337
2019-02-01 $199,900 (3.9%) $267,350 (6.3%) 0.00 338
2019-03-01 $204,636 (2.4%) $268,585 (3.0%) 0.00 353
2019-04-01 $227,200 (5.8%) $289,042 (5.7%) 0.00 378
2019-05-01 $232,175 (6.8%) $290,434 (3.1%) 0.00 379
2019-06-01 $209,800 (-2.9%) $275,693 (-1.8%) 0.00 415
2019-07-01 $215,950 (-1.1%) $279,758 (-0.9%) 0.00 441
2019-08-01 $214,914 (-1.6%) $276,436 (0.4%) 0.00 444
2019-09-01 $214,934 (4.9%) $273,961 (-1.0%) 0.00 440
2019-10-01 $214,923 (2.3%) $272,586 (-1.7%) 0.00 434
2019-11-01 $227,450 (8.3%) $272,577 (-0.3%) 0.00 428
2019-12-01 $225,250 (12.7%) $266,925 (-3.0%) 0.00 373
2020-01-01 $224,950 (12.5%) $267,474 (-1.6%) 0.00 319
2020-02-01 $227,000 (13.6%) $276,147 (3.3%) 0.00 323
2020-03-01 $229,675 (12.2%) $283,829 (5.7%) 0.00 326
2020-04-01 $237,700 (4.6%) $286,105 (-1.0%) 0.00 309
2020-05-01 $237,450 (2.3%) $295,437 (1.7%) 0.00 309
2020-06-01 $229,900 (9.6%) $298,153 (8.2%) 0.00 307
2020-07-01 $227,000 (5.1%) $291,892 (4.3%) 0.00 318
2020-08-01 $229,000 (6.6%) $291,534 (5.5%) 0.00 338
2020-09-01 $213,575 (-0.6%) $282,683 (3.2%) 0.00 345
2020-10-01 $199,900 (-7.0%) $275,310 (1.0%) 0.00 323
2020-11-01 $199,900 (-12.1%) $271,203 (-0.5%) 0.00 291
2020-12-01 $197,400 (-12.4%) $274,275 (2.8%) 0.00 249
2021-01-01 $198,450 (-11.8%) $272,847 (2.0%) 0.00 213
2021-02-01 $219,925 (-3.1%) $278,888 (1.0%) 0.00 194
2021-03-01 $227,400 (-1.0%) $289,529 (2.0%) 0.00 204
2021-04-01 $219,900 (-7.5%) $288,287 (0.8%) 0.00 221
2021-05-01 $229,000 (-3.6%) $313,438 (6.1%) 0.00 259
2021-06-01 $229,950 (0.0%) $312,114 (4.7%) 0.00 281
2021-07-01 $229,950 (1.3%) $324,233 (11.1%) 0.00 279
2021-08-01 $233,575 (2.0%) $309,657 (6.2%) 0.00 292
2021-09-01 $236,825 (10.9%) $305,251 (8.0%) 0.00 289
2021-10-01 $240,000 (20.1%) $306,729 (11.4%) 0.00 277
2021-11-01 $249,900 (25.0%) $298,072 (9.9%) 0.00 239
2021-12-01 $243,725 (23.5%) $291,835 (6.4%) 0.00 203
2022-01-01 $239,000 (20.4%) $301,018 (10.3%) 0.00 164
2022-02-01 $237,875 (8.2%) $297,633 (6.7%) 0.00 152
2022-03-01 $243,325 (7.0%) $320,536 (10.7%) 0.00 140
2022-04-01 $274,900 (25.0%) $331,616 (15.0%) 0.00 149
2022-05-01 $292,475 (27.7%) $338,866 (8.1%) 0.00 198
2022-06-01 $287,450 (25.0%) $350,265 (12.2%) 0.00 225
2022-07-01 $279,950 (21.7%) $356,199 (9.9%) 0.00 224
2022-08-01 $266,925 (14.3%) $352,060 (13.7%) 0.00 224
2022-09-01 $269,900 (14.0%) $343,668 (12.6%) 0.00 226
2022-10-01 $275,000 (14.6%) $348,406 (13.6%) 0.00 200
2022-11-01 $276,225 (10.5%) $334,811 (12.3%) 0.00 191
2022-12-01 $299,450 (22.9%) $335,468 (15.0%) 0.00 155
2023-01-01 $307,200 (28.5%) $350,078 (16.3%) 0.00 131
2023-02-01 $280,925 (18.1%) $350,338 (17.7%) 0.00 147
2023-03-01 $356,400 (46.5%) $363,084 (13.3%) 0.00 157
2023-04-01 $325,000 (18.2%) $353,857 (6.7%) 0.00 165
2023-05-01 $327,425 (12.0%) $366,472 (8.2%) 0.00 174
2023-06-01 $318,100 (10.7%) $360,132 (2.8%) 0.00 188
2023-07-01 $315,000 (12.5%) $350,384 (-1.6%) 0.00 196
2023-08-01 $319,700 (19.8%) $343,667 (-2.4%) 0.00 204
2023-09-01 $341,900 (26.7%) $350,945 (2.1%) 0.00 186
2023-10-01 $330,475 (20.2%) $351,523 (0.9%) 0.00 181
2023-11-01 $326,225 (18.1%) $354,995 (6.0%) 0.00 172
2023-12-01 $329,900 (10.2%) $361,178 (7.7%) 0.00 159
2024-01-01 $345,675 (12.5%) $380,656 (8.7%) 0.00 123
2024-02-01 $374,900 (33.5%) $444,934 (27.0%) 0.00 117
2024-03-01 $334,900 (-6.0%) $465,054 (28.1%) 0.00 123
2024-04-01 $373,425 (14.9%) $474,159 (34.0%) 0.00 141
2024-05-01 $389,900 (19.1%) $502,861 (37.2%) 0.00 188
2024-06-01 $389,900 (22.6%) $514,684 (42.9%) 0.00 228
2024-07-01 $364,725 (15.8%) $495,511 (41.4%) 0.00 229
2024-08-01 $356,900 (11.6%) $498,192 (45.0%) 0.00 249
2024-09-01 $341,200 (-0.2%) $492,431 (40.3%) 0.00 251
SHEBOYGAN's median listing price for 2024-09-01 was $341,200, a difference of $-700 (-0.2%) versus the prior year and $-15,700 versus the prior month.

SHEBOYGAN's median listing price comes in at 0% of the national average.

SHEBOYGAN's average listing price for 2024-09-01 was $492,431, a difference of $141,486 (40.3%) versus the prior year and $-5,761 versus the prior month.

For the 2024-09-01 period, SHEBOYGAN had 251 MLS listings, a difference of 2 listings (1%) versus the prior month and 65 listings (35%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - SHEBOYGAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,674 sqft
2018-02-01 0 days 1,673 sqft
2018-03-01 0 days 1,687 sqft
2018-04-01 0 days 1,729 sqft
2018-05-01 0 days 1,725 sqft
2018-06-01 0 days 1,751 sqft
2018-07-01 0 days 1,755 sqft
2018-08-01 0 days 1,694 sqft
2018-09-01 0 days 1,665 sqft
2018-10-01 0 days 1,682 sqft
2018-11-01 0 days 1,701 sqft
2018-12-01 0 days 1,688 sqft
2019-01-01 0 days 1,681 sqft
2019-02-01 0 days 1,623 sqft
2019-03-01 0 days 1,589 sqft
2019-04-01 0 days 1,577 sqft
2019-05-01 0 days 1,602 sqft
2019-06-01 0 days 1,610 sqft
2019-07-01 0 days 1,649 sqft
2019-08-01 0 days 1,646 sqft
2019-09-01 0 days 1,636 sqft
2019-10-01 0 days 1,630 sqft
2019-11-01 0 days 1,600 sqft
2019-12-01 0 days 1,614 sqft
2020-01-01 0 days 1,644 sqft
2020-02-01 0 days 1,634 sqft
2020-03-01 0 days 1,634 sqft
2020-04-01 0 days 1,687 sqft
2020-05-01 0 days 1,687 sqft
2020-06-01 0 days 1,722 sqft
2020-07-01 0 days 1,706 sqft
2020-08-01 0 days 1,670 sqft
2020-09-01 0 days 1,618 sqft
2020-10-01 0 days 1,602 sqft
2020-11-01 0 days 1,550 sqft
2020-12-01 0 days 1,534 sqft
2021-01-01 0 days 1,546 sqft
2021-02-01 0 days 1,576 sqft
2021-03-01 0 days 1,580 sqft
2021-04-01 0 days 1,569 sqft
2021-05-01 0 days 1,623 sqft
2021-06-01 0 days 1,639 sqft
2021-07-01 0 days 1,581 sqft
2021-08-01 0 days 1,576 sqft
2021-09-01 0 days 1,623 sqft
2021-10-01 0 days 1,632 sqft
2021-11-01 0 days 1,589 sqft
2021-12-01 0 days 1,558 sqft
2022-01-01 0 days 1,562 sqft
2022-02-01 0 days 1,573 sqft
2022-03-01 0 days 1,683 sqft
2022-04-01 0 days 1,698 sqft
2022-05-01 0 days 1,722 sqft
2022-06-01 0 days 1,741 sqft
2022-07-01 0 days 1,748 sqft
2022-08-01 0 days 1,681 sqft
2022-09-01 0 days 1,717 sqft
2022-10-01 0 days 1,675 sqft
2022-11-01 0 days 1,635 sqft
2022-12-01 0 days 1,648 sqft
2023-01-01 0 days 1,646 sqft
2023-02-01 0 days 1,600 sqft
2023-03-01 0 days 1,552 sqft
2023-04-01 0 days 1,564 sqft
2023-05-01 0 days 1,632 sqft
2023-06-01 0 days 1,649 sqft
2023-07-01 0 days 1,645 sqft
2023-08-01 0 days 1,577 sqft
2023-09-01 0 days 1,549 sqft
2023-10-01 0 days 1,580 sqft
2023-11-01 0 days 1,593 sqft
2023-12-01 0 days 1,593 sqft
2024-01-01 0 days 1,571 sqft
2024-02-01 0 days 1,523 sqft
2024-03-01 0 days 1,545 sqft
2024-04-01 0 days 1,584 sqft
2024-05-01 0 days 1,603 sqft
2024-06-01 0 days 1,707 sqft
2024-07-01 0 days 1,675 sqft
2024-08-01 0 days 1,654 sqft
2024-09-01 0 days 1,611 sqft
SHEBOYGAN's median listing age (time on market) for 2024-09-01 was 0 days.

SHEBOYGAN's median square footage for active listings during the 2024-09-01 period was 1,611 sqft. One year prior, the average listing was 1,549 sqft.

SHEBOYGAN, WI Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
53001 Sheboygan, WI MSA $570 $680 $830 $1,080 $1,180
53004 Sheboygan, WI MSA $720 $860 $1,030 $1,300 $1,410
53011 Sheboygan, WI MSA $660 $790 $950 $1,240 $1,360
53013 Sheboygan, WI MSA $700 $830 $1,000 $1,310 $1,430
53015 Sheboygan, WI MSA $620 $750 $900 $1,180 $1,290
53020 Sheboygan, WI MSA $710 $840 $1,020 $1,340 $1,460
53021 Sheboygan, WI MSA $710 $840 $1,010 $1,270 $1,390
53023 Sheboygan, WI MSA $660 $790 $960 $1,260 $1,380
53026 Sheboygan, WI MSA $600 $720 $870 $1,140 $1,250
53031 Sheboygan, WI MSA $600 $720 $870 $1,140 $1,250
53040 Sheboygan, WI MSA $760 $900 $1,080 $1,360 $1,480
53042 Sheboygan, WI MSA $610 $670 $850 $1,140 $1,140
53044 Sheboygan, WI MSA $750 $900 $1,090 $1,430 $1,560
53070 Sheboygan, WI MSA $620 $740 $890 $1,170 $1,280
53073 Sheboygan, WI MSA $590 $700 $850 $1,110 $1,220
53075 Sheboygan, WI MSA $620 $750 $900 $1,160 $1,270
53079 Sheboygan, WI MSA $590 $650 $830 $1,090 $1,110
53081 Sheboygan, WI MSA $590 $700 $850 $1,110 $1,220
53082 Sheboygan, WI MSA $600 $720 $870 $1,140 $1,250
53083 Sheboygan, WI MSA $650 $780 $940 $1,230 $1,350
53085 Sheboygan, WI MSA $630 $750 $910 $1,190 $1,300
53093 Sheboygan, WI MSA $670 $800 $970 $1,270 $1,390

2022 Average & Median Rent Data Statistics
SHEBOYGAN, WI average 1BR rent: $767, median: $750
SHEBOYGAN, WI average 2BR rent: $930, median: $905
SHEBOYGAN, WI average 3BR rent: $1,212, median: $1,185

SHEBOYGAN, WI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,165 $308,405,000 $264,725
Home Improvement 380 $24,150,000 $63,553
Other 292 $22,080,000 $75,616
Cash Out Refi 275 $38,295,000 $139,255
Refi 266 $29,880,000 $112,331

Sheboygan's most frequently cited loan purpose was Home Purchase, with 1,165 originations. The 2nd most popular reason was Home Improvement, with 380 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 660 $160,500,000 $243,182
7-8% 476 $84,550,000 $177,626
Over 8% 453 $37,025,000 $81,733
5-6% 325 $79,525,000 $244,692
<2.5% 50 $3,600,000 $72,000
4-5% 44 $5,740,000 $130,455
2.5-3% 33 $2,615,000 $79,242
3-4% 14 $1,300,000 $92,857

During 2023, Sheboygan's most frequently originated rate bucket was 6-7%, with 660 originations.

Loan Sizing (SHEBOYGAN, WI MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 919 $46,655,000 $50,767
$100k-200k 765 $112,945,000 $147,641
$200k-400k 561 $148,775,000 $265,196
$400k-600k 95 $43,435,000 $457,211
$600k-1000k 30 $21,090,000 $703,000
$Over $1MM 8 $49,910,000 $6,238,750

SHEBOYGAN's loan sizing saw the bucket of loans from $100,000 or less with 919 originations, totaling $46,655,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 670 $160,730,000 $239,896
Under 20% 404 $16,830,000 $41,658
60-80% 374 $114,500,000 $306,150
20-40% 372 $32,210,000 $86,586
40-60% 221 $48,035,000 $217,353
Over 100% 9 $2,065,000 $229,444

SHEBOYGAN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 670 originations, totaling $160,730,000 in origination value.