SHEBOYGAN Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Sheboygan averaged
6.48%
for the week of 2025-07-03, compared to the national average of
6.67% for the same period.
The average rate for the prior week (2025-06-26) was
6.98% and
one month ago for the week of 2025-05-29, the
average rate was 6.7%.
Sheboygan's average rate one year ago was 6.97%.
For refis of the same type during the week of 2025-07-03, the average rate
was 6.5%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-07-03 | 6.67% |
| Sheboygan 30 Year Fixed Rate | 2025-07-03 | 6.48% |
| Sheboygan 30 Year Fixed Rate Refi | 2025-07-03 | 6.5% |
| Sheboygan 15 Year Fixed Rate | 2025-07-03 | 5.8% |
| Sheboygan 15 Year Fixed Rate Refi | 2025-07-03 | 5.7% |
| Sheboygan 30 Year FHA | 2025-07-03 | 0.69% |
| Sheboygan 30 Year FHA Refi | 2025-07-03 | 0% |
| Sheboygan 30 Year USDA | 2025-07-03 | 0.1% |
| Sheboygan 30 Year USDA Refi | 2025-07-03 | 0.2% |
| Sheboygan 30 Year VA | 2025-07-03 | 0% |
| Sheboygan 30 Year VA Refi | 2025-07-03 | 0.1% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SHEBOYGAN, WI.
SHEBOYGAN Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SHEBOYGAN, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SHEBOYGAN Average Closing Costs & Other Stats
SHEBOYGAN, WI's 122 lenders originated 2,667
loans during 2024. The total origination value was $522,265,000, with an average loan value of
$195,825.
SHEBOYGAN's average closing costs are $3,285.
The top SHEBOYGAN lender as defined by loan originations is Bank First, N.A., with
110 loans originated. Their average total fees are
$2,616, which is $328
lower than the next largest lender,
Kohler Credit Union.
The lowest fee SHEBOYGAN lenders (with over 10 loans originated) are
UNITEDONE Credit Union ($1,639), National Exchange Bank and Trust ($1,994), Johnson Bank ($2,145), Associated Bank ($2,293) and Landmark Credit Union ($2,297).
The lowest rate SHEBOYGAN lenders (with over 10 loans originated) are
National Exchange Bank and Trust (6.26%), UNITEDONE Credit Union (6.38%), Associated Bank (6.44%), Kohler Credit Union (6.56%) and Bank First, N.A. (6.60%).
SHEBOYGAN, WI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| Bank First, N.A. | $67,740,000 | $48,180,000 | -28.9% | 9.2% |
| Kohler Credit Union | $31,220,000 | $38,415,000 | 23.0% | 7.4% |
| IncredibleBank | $23,610,000 | n/a | 4.5% | |
| Bridgewater Bank | $23,505,000 | n/a | 4.5% | |
| Oostburg State Bank | $15,030,000 | $21,495,000 | 43.0% | 4.1% |
| QUICKEN LOANS, LLC | $12,050,000 | $19,575,000 | 62.4% | 3.7% |
| GUILD MORTGAGE COMPANY | $8,055,000 | $16,660,000 | 106.8% | 3.2% |
| U.S. Bank | $15,405,000 | $16,070,000 | 4.3% | 3.1% |
| Associated Bank | $8,795,000 | $12,890,000 | 46.6% | 2.5% |
| Johnson Bank | $8,815,000 | $12,455,000 | 41.3% | 2.4% |
| Summit Credit Union | $12,640,000 | $12,355,000 | -2.3% | 2.4% |
| BMO Harris Bank | $6,325,000 | $12,000,000 | 89.7% | 2.3% |
| National Exchange Bank and Trust | $11,095,000 | $10,515,000 | -5.2% | 2.0% |
| CIBM Bank | $9,025,000 | $10,135,000 | 12.3% | 1.9% |
| Waldo State Bank | $10,945,000 | $10,025,000 | -8.4% | 1.9% |
| SECURITYNATIONAL MORTGAGE COMPANY | $8,220,000 | n/a | 1.6% | |
| UNITEDONE Credit Union | $7,870,000 | $7,875,000 | 0.1% | 1.5% |
| Cleveland State Bank | $9,475,000 | $7,490,000 | -20.9% | 1.4% |
| Landmark Credit Union | $17,730,000 | $7,445,000 | -58.0% | 1.4% |
| Mortgage Research Center, LLC | $4,845,000 | $7,355,000 | 51.8% | 1.4% |
| UNION HOME MORTGAGE CORP. | $6,925,000 | $7,035,000 | 1.6% | 1.3% |
| Collins State Bank | $3,575,000 | $7,000,000 | 95.8% | 1.3% |
| BROKER SOLUTIONS, INC. | $6,420,000 | $6,925,000 | 7.9% | 1.3% |
| CoVantage Credit Union | $1,765,000 | $6,900,000 | 290.9% | 1.3% |
| Bell Bank | $8,015,000 | $6,245,000 | -22.1% | 1.2% |
| University of Wisconsin Credit Union | $2,750,000 | $5,835,000 | 112.2% | 1.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $7,320,000 | $5,435,000 | -25.8% | 1.0% |
| The Port Washington State Bank | $6,460,000 | $4,970,000 | -23.1% | 1.0% |
| NEWREZ LLC | $2,605,000 | $4,760,000 | 82.7% | 0.9% |
| Sheboygan Area Credit Union | $3,180,000 | $4,035,000 | 26.9% | 0.8% |
| Bankers' Bank | $3,050,000 | $3,725,000 | 22.1% | 0.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,035,000 | $3,715,000 | -7.9% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $990,000 | $3,615,000 | 265.2% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $1,200,000 | $3,535,000 | 194.6% | 0.7% |
| COMPEER FINANCIAL, FLCA | $1,360,000 | $3,410,000 | 150.7% | 0.7% |
| Wells Fargo Bank | $2,385,000 | $3,330,000 | 39.6% | 0.6% |
| Hiawatha National Bank | $490,000 | $3,305,000 | 574.5% | 0.6% |
| Bank Five Nine | $2,165,000 | $3,100,000 | 43.2% | 0.6% |
| NAVY FEDERAL CREDIT UNION | $1,660,000 | $2,965,000 | 78.6% | 0.6% |
| Servion, Inc. | $1,710,000 | $2,905,000 | 69.9% | 0.6% |
| FIRST COLONY MORTGAGE CORPORATION | $2,715,000 | n/a | 0.5% | |
| Flagstar Bank, FSB | $1,065,000 | $2,620,000 | 146.0% | 0.5% |
| First Federal Bank | $1,110,000 | $2,470,000 | 122.5% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $1,455,000 | $2,460,000 | 69.1% | 0.5% |
| ENVOY MORTGAGE, LTD | $9,280,000 | $2,420,000 | -73.9% | 0.5% |
| MARINE | $3,555,000 | $2,165,000 | -39.1% | 0.4% |
| LOANDEPOT.COM, LLC | $1,085,000 | $2,130,000 | 96.3% | 0.4% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,420,000 | $2,130,000 | 50.0% | 0.4% |
| CARDINAL FINANCIAL | $1,135,000 | $2,125,000 | 87.2% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $240,000 | $2,010,000 | 737.5% | 0.4% |
| Morgan Stanley Private Bank | $1,270,000 | $1,860,000 | 46.5% | 0.4% |
| FOX COMMUNITIES | $1,170,000 | $1,765,000 | 50.9% | 0.3% |
| Waterstone Mortgage Corporation | $605,000 | $1,610,000 | 166.1% | 0.3% |
| Old National Bank | $1,560,000 | $1,485,000 | -4.8% | 0.3% |
| WISCONSIN MORTGAGE CORPORATION | $2,200,000 | $1,475,000 | -33.0% | 0.3% |
| Baxter Credit Union | $1,445,000 | n/a | 0.3% | |
| JPMorgan Chase Bank | $2,650,000 | $1,385,000 | -47.7% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $470,000 | $1,325,000 | 181.9% | 0.3% |
| MOVEMENT MORTGAGE, LLC | $400,000 | $1,305,000 | 226.3% | 0.2% |
| THOMPSON KANE & COMPANY, LLC | $795,000 | $1,300,000 | 63.5% | 0.2% |
| GUARANTEED RATE, INC. | $1,060,000 | $1,290,000 | 21.7% | 0.2% |
| CMG MORTGAGE, INC. | $1,315,000 | $1,120,000 | -14.8% | 0.2% |
| NATIONS RELIABLE LENDING, LLC | $175,000 | $1,095,000 | 525.7% | 0.2% |
| Prosperity Home Mortgage, LLC | $1,305,000 | $1,070,000 | -18.0% | 0.2% |
| AMERISAVE MORTGAGE CORPORATION | $930,000 | $995,000 | 7.0% | 0.2% |
| TOWNE MORTGAGE COMPANY | $1,335,000 | $985,000 | -26.2% | 0.2% |
| Community First Credit Union | $2,390,000 | $960,000 | -59.8% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $955,000 | n/a | 0.2% | |
| Nations Lending Corporation | $145,000 | $955,000 | 558.6% | 0.2% |
| The Federal Savings Bank | $405,000 | $905,000 | 123.5% | 0.2% |
| CAPITAL Credit Union | $405,000 | $895,000 | 121.0% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $365,000 | $895,000 | 145.2% | 0.2% |
| Horicon Bank | $1,875,000 | $895,000 | -52.3% | 0.2% |
| EDUCATORS CREDIT UNION | $1,390,000 | $880,000 | -36.7% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $230,000 | $875,000 | 280.4% | 0.2% |
| Barrington Bank & Trust Company, N.A. | $1,380,000 | $865,000 | -37.3% | 0.2% |
| LAKE MICHIGAN CREDIT UNION | $865,000 | n/a | 0.2% | |
| The Huntington National Bank | $495,000 | $865,000 | 74.7% | 0.2% |
| PLANET HOME LENDING, LLC | $1,000,000 | $860,000 | -14.0% | 0.2% |
| Waukesha State Bank | $95,000 | $860,000 | 805.3% | 0.2% |
| Bank of America | $660,000 | $850,000 | 28.8% | 0.2% |
| Nicolet National Bank | $885,000 | $845,000 | -4.5% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $470,000 | $830,000 | 76.6% | 0.2% |
| AmeriHome Mortgage Company, LLC | $175,000 | $810,000 | 362.9% | 0.2% |
| Ameris Bank | $800,000 | n/a | 0.2% | |
| NEW DAY FINANCIAL, LLC | $670,000 | $800,000 | 19.4% | 0.2% |
| CONSUMERS COOPERATIVE CREDIT UNION | $105,000 | $780,000 | 642.9% | 0.1% |
| A + MORTGAGE SERVICES, INC. | $1,185,000 | $750,000 | -36.7% | 0.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,980,000 | $750,000 | -62.1% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $310,000 | $735,000 | 137.1% | 0.1% |
| Discover Bank | $355,000 | $735,000 | 107.0% | 0.1% |
| Bank of England | $1,035,000 | $725,000 | -30.0% | 0.1% |
| HOMEXPRESS MORTGAGE CORP. | $720,000 | n/a | 0.1% | |
| Ally Bank | $385,000 | $695,000 | 80.5% | 0.1% |
| Wolf River Community Bank | $1,540,000 | $670,000 | -56.5% | 0.1% |
| Pinnacle Bank | $665,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $205,000 | $645,000 | 214.6% | 0.1% |
| The Equitable Bank, S.S.B. | $195,000 | $635,000 | 225.6% | 0.1% |
| Ixonia Bank | $605,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $425,000 | $600,000 | 41.2% | 0.1% |
| NEXERA HOLDING LLC | $600,000 | n/a | 0.1% | |
| Oak Bank | $585,000 | n/a | 0.1% | |
| Carrington Mortgage Services, LLC | $250,000 | $525,000 | 110.0% | 0.1% |
| V.I.P. MORTGAGE, INC. | $1,410,000 | $505,000 | -64.2% | 0.1% |
| WNB Financial, N.A. | $485,000 | n/a | 0.1% | |
| North Shore Bank FSB | $1,130,000 | $480,000 | -57.5% | 0.1% |
| State Bank of Chilton | $480,000 | n/a | 0.1% | |
| Royal Credit Union | $450,000 | $475,000 | 5.6% | 0.1% |
| FIRST STATE MORTGAGE SERVICES, LLC | $155,000 | $470,000 | 203.2% | 0.1% |
| PNC Bank | $660,000 | $470,000 | -28.8% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $470,000 | n/a | 0.1% | |
| NexBank | $225,000 | $460,000 | 104.4% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $1,020,000 | $455,000 | -55.4% | 0.1% |
| Figure Lending LLC | $765,000 | $445,000 | -41.8% | 0.1% |
| GATEWAY MORTGAGE CORPORATION | $445,000 | n/a | 0.1% | |
| PLAZA HOME MORTGAGE, INC. | $440,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $115,000 | $435,000 | 278.3% | 0.1% |
| PyraMax Bank, FSB | $430,000 | n/a | 0.1% | |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $415,000 | n/a | 0.1% | |
| INTERSTATE HOME LOAN CENTER, INC. | $415,000 | n/a | 0.1% | |
| HOMESIDE FINANCIAL, LLC | $410,000 | n/a | 0.1% | |
| MORTGAGE ACCESS CORP. | $405,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $175,000 | $390,000 | 122.9% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $310,000 | $390,000 | 25.8% | 0.1% |
| USAA Federal Savings Bank | $990,000 | $385,000 | -61.1% | 0.1% |
| First-Citizens Bank & Trust Company | $575,000 | $375,000 | -34.8% | 0.1% |
| DUPACO COMMUNITY | $390,000 | $360,000 | -7.7% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $350,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $345,000 | n/a | 0.1% | |
| NORWICH COMMERCIAL GROUP, INC. | $345,000 | n/a | 0.1% | |
| Hometown Equity Mortgage, LLC | $340,000 | n/a | 0.1% | |
| American Mortgage & Equity Consultants, Inc. | $375,000 | $335,000 | -10.7% | 0.1% |
| LIMA ONE CAPITAL, LLC | $250,000 | $330,000 | 32.0% | 0.1% |
| THRIVENT Federal Credit Union | $90,000 | $325,000 | 261.1% | 0.1% |
| NBKC BANK | $310,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $115,000 | $310,000 | 169.6% | 0.1% |
| Citizens State Bank | $300,000 | n/a | 0.1% | |
| The Central Trust Bank | $295,000 | n/a | 0.1% | |
| PREMIA MORTGAGE, LLC | $145,000 | $285,000 | 96.6% | 0.1% |
| S1L, Inc. | $285,000 | n/a | 0.1% | |
| Mid-Continent Funding, Inc. | $275,000 | n/a | 0.1% | |
| SIRVA MORTGAGE, INC. | $275,000 | n/a | 0.1% | |
| Citizens Bank | $270,000 | n/a | 0.1% | |
| LOANPAL, LLC | $270,000 | n/a | 0.1% | |
| First Western Trust Bank | $265,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $760,000 | $260,000 | -65.8% | 0.0% |
| Northwest Federal Credit Union | $255,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $205,000 | $255,000 | 24.4% | 0.0% |
| OCMBC, INC. | $250,000 | n/a | 0.0% | |
| Magnolia Bank | $235,000 | n/a | 0.0% | |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $65,000 | $230,000 | 253.8% | 0.0% |
| NORTHWESTERN MUTUAL | $455,000 | $225,000 | -50.5% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $215,000 | n/a | 0.0% | |
| FOUNDATION MORTGAGE CORPORATION | $215,000 | n/a | 0.0% | |
| PRIME FINANCIAL CREDIT UNION | $215,000 | n/a | 0.0% | |
| Coastal Community Bank | $100,000 | $205,000 | 105.0% | 0.0% |
| Cornerstone First Mortgage, Inc | $205,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $195,000 | n/a | 0.0% | |
| GREENSTATE CREDIT UNION | $195,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $195,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $195,000 | n/a | 0.0% | |
| West Pointe Bank | $195,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $190,000 | n/a | 0.0% | |
| Bristol Morgan Bank | $185,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $305,000 | $185,000 | -39.3% | 0.0% |
| Peoples Bank | $185,000 | n/a | 0.0% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $165,000 | $165,000 | 0.0% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $155,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $185,000 | $155,000 | -16.2% | 0.0% |
| Summit Mortgage Corporation | $150,000 | n/a | 0.0% | |
| Northwestern Bank | $145,000 | n/a | 0.0% | |
| PCM | $95,000 | $140,000 | 47.4% | 0.0% |
| Bethpage Federal Credit Union | $75,000 | $125,000 | 66.7% | 0.0% |
| LENDINGONE, LLC | $125,000 | n/a | 0.0% | |
| Security Financial Bank | $125,000 | n/a | 0.0% | |
| University Bank | $125,000 | n/a | 0.0% | |
| Peoples State Bank | $280,000 | $115,000 | -58.9% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $105,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $95,000 | n/a | 0.0% | |
| The Bank of New Glarus | $195,000 | $95,000 | -51.3% | 0.0% |
| Great Midwest Bank, S.S.B. | $115,000 | $85,000 | -26.1% | 0.0% |
| Republic Bank of Chicago | $85,000 | n/a | 0.0% | |
| Tri City National Bank | $595,000 | $85,000 | -85.7% | 0.0% |
| 21ST MORTGAGE CORPORATION | $145,000 | $75,000 | -48.3% | 0.0% |
| Connexus Credit Union | $75,000 | n/a | 0.0% | |
| Glacier Hills Credit Union | $735,000 | $75,000 | -89.8% | 0.0% |
| NFM, INC. | $75,000 | n/a | 0.0% | |
| VERVE, A CREDIT UNION | $435,000 | $45,000 | -89.7% | 0.0% |
| WINNEBAGO COMMUNITY | $35,000 | n/a | 0.0% |
SHEBOYGAN's top lender by overall market share is Bank First, N.A., with 9.2% market share. In second place, with 7.4%, is Kohler Credit Union, having originated $38,415,000 in loans. In third place, with 4.5%, is IncredibleBank, having originated $23,610,000 in loans. In fourth place, with 4.5%, is Bridgewater Bank, having originated $23,505,000 in loans. In fifth place, with 4.1%, is Oostburg State Bank, having originated $21,495,000 in loans.
SHEBOYGAN Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - SHEBOYGAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $196,700 (40.6%) | $256,376 (21.9%) | 0.00 | 358 |
| 2018-02-01 | $192,450 (32.8%) | $251,430 (19.0%) | 0.00 | 349 |
| 2018-03-01 | $199,900 (34.1%) | $260,816 (19.4%) | 0.00 | 376 |
| 2018-04-01 | $214,850 (34.4%) | $273,351 (17.8%) | 0.00 | 386 |
| 2018-05-01 | $217,500 (28.2%) | $281,665 (18.1%) | 0.00 | 386 |
| 2018-06-01 | $216,000 (25.3%) | $280,808 (14.7%) | 0.00 | 418 |
| 2018-07-01 | $218,250 (21.3%) | $282,382 (10.3%) | 0.00 | 428 |
| 2018-08-01 | $218,500 (21.1%) | $275,417 (7.6%) | 0.00 | 461 |
| 2018-09-01 | $204,941 (2.5%) | $276,677 (4.9%) | 0.00 | 461 |
| 2018-10-01 | $210,000 (0.1%) | $277,356 (7.1%) | 0.00 | 455 |
| 2018-11-01 | $210,000 (-1.8%) | $273,263 (4.0%) | 0.00 | 444 |
| 2018-12-01 | $199,900 (1.1%) | $275,101 (7.1%) | 0.00 | 367 |
| 2019-01-01 | $199,900 (1.6%) | $271,813 (6.0%) | 0.00 | 337 |
| 2019-02-01 | $199,900 (3.9%) | $267,350 (6.3%) | 0.00 | 338 |
| 2019-03-01 | $204,636 (2.4%) | $268,585 (3.0%) | 0.00 | 353 |
| 2019-04-01 | $227,200 (5.8%) | $289,042 (5.7%) | 0.00 | 378 |
| 2019-05-01 | $232,175 (6.8%) | $290,434 (3.1%) | 0.00 | 379 |
| 2019-06-01 | $209,800 (-2.9%) | $275,693 (-1.8%) | 0.00 | 415 |
| 2019-07-01 | $215,950 (-1.1%) | $279,758 (-0.9%) | 0.00 | 441 |
| 2019-08-01 | $214,914 (-1.6%) | $276,436 (0.4%) | 0.00 | 444 |
| 2019-09-01 | $214,934 (4.9%) | $273,961 (-1.0%) | 0.00 | 440 |
| 2019-10-01 | $214,923 (2.3%) | $272,586 (-1.7%) | 0.00 | 434 |
| 2019-11-01 | $227,450 (8.3%) | $272,577 (-0.3%) | 0.00 | 428 |
| 2019-12-01 | $225,250 (12.7%) | $266,925 (-3.0%) | 0.00 | 373 |
| 2020-01-01 | $224,950 (12.5%) | $267,474 (-1.6%) | 0.00 | 319 |
| 2020-02-01 | $227,000 (13.6%) | $276,147 (3.3%) | 0.00 | 323 |
| 2020-03-01 | $229,675 (12.2%) | $283,829 (5.7%) | 0.00 | 326 |
| 2020-04-01 | $237,700 (4.6%) | $286,105 (-1.0%) | 0.00 | 309 |
| 2020-05-01 | $237,450 (2.3%) | $295,437 (1.7%) | 0.00 | 309 |
| 2020-06-01 | $229,900 (9.6%) | $298,153 (8.2%) | 0.00 | 307 |
| 2020-07-01 | $227,000 (5.1%) | $291,892 (4.3%) | 0.00 | 318 |
| 2020-08-01 | $229,000 (6.6%) | $291,534 (5.5%) | 0.00 | 338 |
| 2020-09-01 | $213,575 (-0.6%) | $282,683 (3.2%) | 0.00 | 345 |
| 2020-10-01 | $199,900 (-7.0%) | $275,310 (1.0%) | 0.00 | 323 |
| 2020-11-01 | $199,900 (-12.1%) | $271,203 (-0.5%) | 0.00 | 291 |
| 2020-12-01 | $197,400 (-12.4%) | $274,275 (2.8%) | 0.00 | 249 |
| 2021-01-01 | $198,450 (-11.8%) | $272,847 (2.0%) | 0.00 | 213 |
| 2021-02-01 | $219,925 (-3.1%) | $278,888 (1.0%) | 0.00 | 194 |
| 2021-03-01 | $227,400 (-1.0%) | $289,529 (2.0%) | 0.00 | 204 |
| 2021-04-01 | $219,900 (-7.5%) | $288,287 (0.8%) | 0.00 | 221 |
| 2021-05-01 | $229,000 (-3.6%) | $313,438 (6.1%) | 0.00 | 259 |
| 2021-06-01 | $229,950 (0.0%) | $312,114 (4.7%) | 0.00 | 281 |
| 2021-07-01 | $229,950 (1.3%) | $324,233 (11.1%) | 0.00 | 279 |
| 2021-08-01 | $233,575 (2.0%) | $309,657 (6.2%) | 0.00 | 292 |
| 2021-09-01 | $236,825 (10.9%) | $305,251 (8.0%) | 0.00 | 289 |
| 2021-10-01 | $240,000 (20.1%) | $306,729 (11.4%) | 0.00 | 277 |
| 2021-11-01 | $249,900 (25.0%) | $298,072 (9.9%) | 0.00 | 239 |
| 2021-12-01 | $243,725 (23.5%) | $291,835 (6.4%) | 0.00 | 203 |
| 2022-01-01 | $239,000 (20.4%) | $301,018 (10.3%) | 0.00 | 164 |
| 2022-02-01 | $237,875 (8.2%) | $297,633 (6.7%) | 0.00 | 152 |
| 2022-03-01 | $243,325 (7.0%) | $320,536 (10.7%) | 0.00 | 140 |
| 2022-04-01 | $274,900 (25.0%) | $331,616 (15.0%) | 0.00 | 149 |
| 2022-05-01 | $292,475 (27.7%) | $338,866 (8.1%) | 0.00 | 198 |
| 2022-06-01 | $287,450 (25.0%) | $350,265 (12.2%) | 0.00 | 225 |
| 2022-07-01 | $279,950 (21.7%) | $356,199 (9.9%) | 0.00 | 224 |
| 2022-08-01 | $266,925 (14.3%) | $352,060 (13.7%) | 0.00 | 224 |
| 2022-09-01 | $269,900 (14.0%) | $343,668 (12.6%) | 0.00 | 226 |
| 2022-10-01 | $275,000 (14.6%) | $348,406 (13.6%) | 0.00 | 200 |
| 2022-11-01 | $276,225 (10.5%) | $334,811 (12.3%) | 0.00 | 191 |
| 2022-12-01 | $299,450 (22.9%) | $335,468 (15.0%) | 0.00 | 155 |
| 2023-01-01 | $307,200 (28.5%) | $350,078 (16.3%) | 0.00 | 131 |
| 2023-02-01 | $280,925 (18.1%) | $350,338 (17.7%) | 0.00 | 147 |
| 2023-03-01 | $340,400 (39.9%) | $361,638 (12.8%) | 0.00 | 149 |
| 2023-04-01 | $339,450 (23.5%) | $353,376 (6.6%) | 0.00 | 170 |
| 2023-05-01 | $339,475 (16.1%) | $367,288 (8.4%) | 0.00 | 179 |
| 2023-06-01 | $323,700 (12.6%) | $360,848 (3.0%) | 0.00 | 193 |
| 2023-07-01 | $322,400 (15.2%) | $351,261 (-1.4%) | 0.00 | 201 |
| 2023-08-01 | $323,675 (21.3%) | $344,655 (-2.1%) | 0.00 | 209 |
| 2023-09-01 | $347,000 (28.6%) | $351,890 (2.4%) | 0.00 | 191 |
| 2023-10-01 | $338,675 (23.2%) | $352,476 (1.2%) | 0.00 | 186 |
| 2023-11-01 | $334,950 (21.3%) | $355,996 (6.3%) | 0.00 | 177 |
| 2023-12-01 | $337,400 (12.7%) | $362,003 (7.9%) | 0.00 | 163 |
| 2024-01-01 | $353,675 (15.1%) | $380,941 (8.8%) | 0.00 | 127 |
| 2024-02-01 | $374,900 (33.5%) | $443,281 (26.5%) | 0.00 | 121 |
| 2024-03-01 | $350,000 (2.8%) | $463,127 (28.1%) | 0.00 | 127 |
| 2024-04-01 | $374,900 (10.4%) | $472,119 (33.6%) | 0.00 | 145 |
| 2024-05-01 | $389,900 (14.9%) | $495,219 (34.8%) | 0.00 | 191 |
| 2024-06-01 | $387,500 (19.7%) | $498,528 (38.2%) | 0.00 | 231 |
| 2024-07-01 | $368,425 (14.3%) | $494,954 (40.9%) | 0.00 | 231 |
| 2024-08-01 | $357,950 (10.6%) | $497,952 (44.5%) | 0.00 | 250 |
| 2024-09-01 | $341,850 (-1.5%) | $492,223 (39.9%) | 0.00 | 252 |
| 2024-10-01 | $338,675 (0.0%) | $473,752 (34.4%) | 0.00 | 249 |
| 2024-11-01 | $339,900 (1.5%) | $462,057 (29.8%) | 0.00 | 251 |
| 2024-12-01 | $349,900 (3.7%) | $457,121 (26.3%) | 0.00 | 206 |
| 2025-01-01 | $371,000 (4.9%) | $505,319 (32.7%) | 0.00 | 183 |
| 2025-02-01 | $377,850 (0.8%) | $485,915 (9.6%) | 0.00 | 189 |
| 2025-03-01 | $339,900 (-2.9%) | $484,242 (4.6%) | 0.00 | 172 |
| 2025-04-01 | $328,725 (-12.3%) | $508,418 (7.7%) | 0.00 | 188 |
| 2025-05-01 | $330,000 (-15.4%) | $507,828 (2.6%) | 0.00 | 226 |
SHEBOYGAN's median listing price for 2025-05-01 was $330,000, a difference of
$-59,900
(-15.4%) versus the prior year and
$1,275 versus the prior month.
SHEBOYGAN's median listing price comes in at 0% of the national average.
SHEBOYGAN's average listing price for 2025-05-01 was $507,828, a difference of $12,609 (2.6%) versus the prior year and $-590 versus the prior month.
For the 2025-05-01 period, SHEBOYGAN had 226 MLS listings, a difference of 38 listings (20%) versus the prior month and 35 listings (18%) versus the prior year.
SHEBOYGAN's median listing price comes in at 0% of the national average.
SHEBOYGAN's average listing price for 2025-05-01 was $507,828, a difference of $12,609 (2.6%) versus the prior year and $-590 versus the prior month.
For the 2025-05-01 period, SHEBOYGAN had 226 MLS listings, a difference of 38 listings (20%) versus the prior month and 35 listings (18%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - SHEBOYGAN (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,674 sqft |
| 2018-02-01 | 0 days | 1,674 sqft |
| 2018-03-01 | 0 days | 1,687 sqft |
| 2018-04-01 | 0 days | 1,729 sqft |
| 2018-05-01 | 0 days | 1,724 sqft |
| 2018-06-01 | 0 days | 1,751 sqft |
| 2018-07-01 | 0 days | 1,754 sqft |
| 2018-08-01 | 0 days | 1,694 sqft |
| 2018-09-01 | 0 days | 1,665 sqft |
| 2018-10-01 | 0 days | 1,678 sqft |
| 2018-11-01 | 0 days | 1,701 sqft |
| 2018-12-01 | 0 days | 1,686 sqft |
| 2019-01-01 | 0 days | 1,682 sqft |
| 2019-02-01 | 0 days | 1,621 sqft |
| 2019-03-01 | 0 days | 1,589 sqft |
| 2019-04-01 | 0 days | 1,575 sqft |
| 2019-05-01 | 0 days | 1,591 sqft |
| 2019-06-01 | 0 days | 1,606 sqft |
| 2019-07-01 | 0 days | 1,649 sqft |
| 2019-08-01 | 0 days | 1,643 sqft |
| 2019-09-01 | 0 days | 1,631 sqft |
| 2019-10-01 | 0 days | 1,633 sqft |
| 2019-11-01 | 0 days | 1,602 sqft |
| 2019-12-01 | 0 days | 1,618 sqft |
| 2020-01-01 | 0 days | 1,647 sqft |
| 2020-02-01 | 0 days | 1,634 sqft |
| 2020-03-01 | 0 days | 1,627 sqft |
| 2020-04-01 | 0 days | 1,690 sqft |
| 2020-05-01 | 0 days | 1,687 sqft |
| 2020-06-01 | 0 days | 1,722 sqft |
| 2020-07-01 | 0 days | 1,680 sqft |
| 2020-08-01 | 0 days | 1,678 sqft |
| 2020-09-01 | 0 days | 1,617 sqft |
| 2020-10-01 | 0 days | 1,596 sqft |
| 2020-11-01 | 0 days | 1,551 sqft |
| 2020-12-01 | 0 days | 1,531 sqft |
| 2021-01-01 | 0 days | 1,546 sqft |
| 2021-02-01 | 0 days | 1,569 sqft |
| 2021-03-01 | 0 days | 1,582 sqft |
| 2021-04-01 | 0 days | 1,570 sqft |
| 2021-05-01 | 0 days | 1,616 sqft |
| 2021-06-01 | 0 days | 1,643 sqft |
| 2021-07-01 | 0 days | 1,571 sqft |
| 2021-08-01 | 0 days | 1,569 sqft |
| 2021-09-01 | 0 days | 1,624 sqft |
| 2021-10-01 | 0 days | 1,632 sqft |
| 2021-11-01 | 0 days | 1,587 sqft |
| 2021-12-01 | 0 days | 1,562 sqft |
| 2022-01-01 | 0 days | 1,562 sqft |
| 2022-02-01 | 0 days | 1,570 sqft |
| 2022-03-01 | 0 days | 1,673 sqft |
| 2022-04-01 | 0 days | 1,697 sqft |
| 2022-05-01 | 0 days | 1,711 sqft |
| 2022-06-01 | 0 days | 1,739 sqft |
| 2022-07-01 | 0 days | 1,744 sqft |
| 2022-08-01 | 0 days | 1,688 sqft |
| 2022-09-01 | 0 days | 1,702 sqft |
| 2022-10-01 | 0 days | 1,685 sqft |
| 2022-11-01 | 0 days | 1,623 sqft |
| 2022-12-01 | 0 days | 1,648 sqft |
| 2023-01-01 | 0 days | 1,633 sqft |
| 2023-02-01 | 0 days | 1,603 sqft |
| 2023-03-01 | 0 days | 1,580 sqft |
| 2023-04-01 | 0 days | 1,569 sqft |
| 2023-05-01 | 0 days | 1,616 sqft |
| 2023-06-01 | 0 days | 1,642 sqft |
| 2023-07-01 | 0 days | 1,604 sqft |
| 2023-08-01 | 0 days | 1,571 sqft |
| 2023-09-01 | 0 days | 1,539 sqft |
| 2023-10-01 | 0 days | 1,564 sqft |
| 2023-11-01 | 0 days | 1,572 sqft |
| 2023-12-01 | 0 days | 1,589 sqft |
| 2024-01-01 | 0 days | 1,561 sqft |
| 2024-02-01 | 0 days | 1,515 sqft |
| 2024-03-01 | 0 days | 1,542 sqft |
| 2024-04-01 | 0 days | 1,575 sqft |
| 2024-05-01 | 0 days | 1,598 sqft |
| 2024-06-01 | 0 days | 1,696 sqft |
| 2024-07-01 | 0 days | 1,666 sqft |
| 2024-08-01 | 0 days | 1,649 sqft |
| 2024-09-01 | 0 days | 1,607 sqft |
| 2024-10-01 | 0 days | 1,602 sqft |
| 2024-11-01 | 0 days | 1,641 sqft |
| 2024-12-01 | 0 days | 1,619 sqft |
| 2025-01-01 | 0 days | 1,624 sqft |
| 2025-02-01 | 0 days | 1,582 sqft |
| 2025-03-01 | 0 days | 1,582 sqft |
| 2025-04-01 | 0 days | 1,568 sqft |
| 2025-05-01 | 0 days | 1,600 sqft |
SHEBOYGAN's median listing age (time on market) for 2025-05-01 was 0 days.
SHEBOYGAN's median square footage for active listings during the 2025-05-01 period was 1,600 sqft. One year prior, the average listing was 1,598 sqft.
SHEBOYGAN's median square footage for active listings during the 2025-05-01 period was 1,600 sqft. One year prior, the average listing was 1,598 sqft.
SHEBOYGAN, WI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,249 | $304,545,000 | $243,831 |
| Home Improvement | 420 | $31,720,000 | $75,524 |
| Refi | 383 | $113,215,000 | $295,601 |
| Cash Out Refi | 341 | $52,475,000 | $153,886 |
| Other | 274 | $20,310,000 | $74,124 |
Sheboygan's most frequently cited loan purpose was Home Purchase, with 1,249 originations. The 2nd most popular reason was Home Improvement, with 420 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 917 | $204,565,000 | $223,081 |
| Over 8% | 578 | $51,890,000 | $89,775 |
| 7-8% | 492 | $121,620,000 | $247,195 |
| 5-6% | 239 | $50,695,000 | $212,113 |
| <2.5% | 58 | $4,100,000 | $70,690 |
| 4-5% | 16 | $3,280,000 | $205,000 |
| 2.5-3% | 9 | $755,000 | $83,889 |
| 3-4% | 4 | $420,000 | $105,000 |
During 2024, Sheboygan's most frequently originated rate bucket was 6-7%, with 917 originations.
Loan Sizing (SHEBOYGAN, WI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 898 | $46,940,000 | $52,272 |
| $200k-400k | 814 | $218,990,000 | $269,029 |
| $100k-200k | 804 | $119,000,000 | $148,010 |
| $400k-600k | 113 | $52,805,000 | $467,301 |
| $600k-1000k | 26 | $18,820,000 | $723,846 |
| $Over $1MM | 12 | $65,710,000 | $5,475,833 |
SHEBOYGAN's loan sizing saw the bucket of loans from $100,000 or less with 898 originations, totaling $46,940,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 720 | $212,880,000 | $295,667 |
| 60-80% | 452 | $107,030,000 | $236,792 |
| Under 20% | 441 | $19,705,000 | $44,683 |
| 20-40% | 404 | $36,880,000 | $91,287 |
| 40-60% | 255 | $51,385,000 | $201,510 |
| Over 100% | 12 | $3,500,000 | $291,667 |
SHEBOYGAN's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 720 originations, totaling $212,880,000 in origination value.