FOND DU LAC Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Fond Du Lac averaged 6.51% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.42% and one month ago for the week of 2025-02-27, the average rate was 6.93%.

Fond Du Lac's average rate one year ago was 6.96%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.9%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Fond Du Lac 30 Year Fixed Rate 2025-04-03 6.51%
Fond Du Lac 30 Year Fixed Rate Refi 2025-04-03 6.9%
Fond Du Lac 15 Year Fixed Rate 2025-04-03 6.02%
Fond Du Lac 15 Year Fixed Rate Refi 2025-04-03 6.42%
Fond Du Lac 30 Year FHA 2025-04-03 6.63%
Fond Du Lac 30 Year FHA Refi 2025-04-03 6.06%
Fond Du Lac 30 Year USDA 2025-04-03 6.52%
Fond Du Lac 30 Year USDA Refi 2025-04-03 6.32%
Fond Du Lac 30 Year VA 2025-04-03 6.26%
Fond Du Lac 30 Year VA Refi 2025-04-03 6.26%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within FOND DU LAC, WI.

FOND DU LAC Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the FOND DU LAC, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
National Exchange Bank and Trust 102 6.41% $1,866
U.S. Bank 67 6.66% $2,925
Associated Bank 62 6.55% $2,310
Horicon Bank 45 6.57% $1,836
Bank First, N.A. 39 6.67% $2,405
GUILD MORTGAGE COMPANY 31 6.89% $3,035
QUICKEN LOANS, LLC 30 6.67% $5,846
Summit Credit Union 30 6.65% $2,783
VERVE, A CREDIT UNION 21 6.58% $2,597
JPMorgan Chase Bank 20 6.95% $3,127
SUCCESS MORTGAGE PARTNERS, INC. 18 6.81% $5,438
COMPEER FINANCIAL, FLCA 17 7.47% $4,076
University of Wisconsin Credit Union 15 6.32% $3,059
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 14 6.59% $5,413
Prosperity Home Mortgage, LLC 14 6.51% $3,596
Landmark Credit Union 14 6.44% $2,413
NEWREZ LLC 12 7.02% $3,579
CARDINAL FINANCIAL 12 6.78% $5,696
Community First Credit Union 12 6.22% $3,053
UNITED WHOLESALE MORTGAGE, LLC 11 6.83% $5,340
Nations Lending Corporation 8 6.70% $4,691
BMO Harris Bank 8 6.58% $3,612
Wells Fargo Bank 8 6.61% $4,717
FIRST COLONY MORTGAGE CORPORATION 7 6.68% $4,676
FOND DU LAC 7 6.91% $1,424
CMG MORTGAGE, INC. 7 7.05% $6,983
Home State Bank 6 6.52% $4,136
Bank Five Nine 6 6.75% $3,258
MARINE 6 10.08% $5,311
CROSSCOUNTRY MORTGAGE, LLC 6 7.32% $5,582
LOANDEPOT.COM, LLC 5 6.13% $8,020
GUARANTEED RATE, INC. 5 6.88% $4,402
CoVantage Credit Union 5 6.78% $2,652
Waterstone Mortgage Corporation 5 6.63% $4,848
FOX COMMUNITIES 5 6.33% $1,993
Bell Bank 4 7.24% $3,027
AmeriHome Mortgage Company, LLC 4 7.37% $5,873
BROKER SOLUTIONS, INC. 4 7.15% $4,876
First Federal Bank 4 6.81% $3,480
GUARANTEED RATE AFFINITY, LLC 4 6.69% $3,297
Johnson Bank 4 6.74% $1,993
NexBank 4 6.63% $2,612
PRIMARY RESIDENTIAL MORTGAGE, INC. 4 6.50% $4,922
Westbury Bank 4 6.25% $2,222
NAVY FEDERAL CREDIT UNION 3 5.79% $3,058
S1L, Inc. 3 6.67% $4,121
Mortgage Research Center, LLC 3 6.87% $3,860
MOVEMENT MORTGAGE, LLC 3 6.66% $3,977
North Shore Bank FSB 3 6.74% $3,189
ZILLOW HOME LOANS, LLC 3 6.92% $3,494
Old National Bank 3 6.21% $3,620
The Huntington National Bank 3 6.67% $3,970
TOWNE MORTGAGE COMPANY 3 6.50% $4,395
ARK-LA-TEX FINANCIAL SERVICES, LLC. 3 6.67% $3,136
USAA Federal Savings Bank 3 7.13% $5,383
The Loan Store, Inc. 2 7.06% $6,299
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.38% $6,099
THOMPSON KANE & COMPANY, LLC 2 7.25% $8,924
WISCONSIN MORTGAGE CORPORATION 2 6.88% $3,180
Century Mortgage Company DBA Century Lending Company 2 6.38% $4,669
Bankers' Bank 2 6.56% $3,419
FREEDOM MORTGAGE CORPORATION 2 7.88% $6,366
Kohler Credit Union 2 6.63% $3,142
Nicolet National Bank 2 7.56% $3,175
CAPITAL Credit Union 2 5.88% $2,761
A + MORTGAGE SERVICES, INC. 2 6.56% $2,263
AMERICAN PACIFIC MORTGAGE CORPORATION 2 6.43% $4,452
Bank of England 2 6.69% $4,466
American Mortgage & Equity Consultants, Inc. 2 6.25% $4,929
Citizens Bank 2 6.37% $2,051
HOMESIDE FINANCIAL, LLC 2 7.31% $4,851
Flagstar Bank, FSB 2 6.63% $2,927
The Federal Savings Bank 1 6.50% $3,426
The First National Bank and Trust Company 1 7.13% $2,985
The Park Bank 1 6.25% $2,547
UNION HOME MORTGAGE CORP. 1 6.88% $4,966
AMERICAN FINANCIAL NETWORK, INC. 1 6.63% $9,892
Flanagan State Bank 1 6.63% $3,822
First National Bank of Omaha 1 7.00% $3,387
Glacier Hills Credit Union 1 6.13% $1,742
Servion, Inc. 1 7.13% $3,902
Fifth Third Bank 1 7.99% $4,727
EDUCATORS CREDIT UNION 1 6.63% $3,266
Discover Bank 1 7.08% $0
Deere Employees Credit Union 1 5.63% $3,364
WESTconsin Credit Union 1 6.88% $3,161
DAS Acquisition Company, LLC 1 6.88% $3,150
Citizens State Bank of La Crosse 1 7.50% $3,280
CIBM Bank 1 7.00% $3,183
MEMBER FIRST MORTGAGE, LLC 1 5.63% $7,158
Mr. Cooper ( Nationstar Mortgage ) 1 6.99% $12,318
Carrington Mortgage Services, LLC 1 7.38% $7,128
NATIONS RELIABLE LENDING, LLC 1 6.88% $5,645
WINGS FINANCIAL 1 6.63% $3,644
NMSI, INC. 1 6.88% $5,375
Northpointe Bank 1 6.00% $2,944
Notre Dame Federal Credit Union Corporation 1 6.50% $3,199
Paramount Residential Mortgage Group, Inc. 1 6.88% $5,426
PENNYMAC LOAN SERVICES, LLC 1 5.38% $6,940
PLANET HOME LENDING, LLC 1 6.88% $2,477
PLAZA HOME MORTGAGE, INC. 1 7.38% $1,641
BETTER MORTGAGE CORPORATION 1 7.50% $3,177
Ally Bank 1 7.50% $1,941
Royal Credit Union 1 5.88% $0
ROYAL UNITED MORTGAGE LLC 1 7.13% $7,708
GSF Mortgage Corporation 1 6.88% $7,399
Barrington Bank & Trust Company, N.A. 1 6.13% $2,423
T2 FINANCIAL LLC 1 7.49% $4,525

FOND DU LAC Average Closing Costs & Other Stats

FOND DU LAC, WI's 108 lenders originated 2,357 loans during 2024. The total origination value was $496,205,000, with an average loan value of $210,524.

FOND DU LAC's average closing costs are $3,095.

The top FOND DU LAC lender as defined by loan originations is National Exchange Bank and Trust, with 102 loans originated. Their average total fees are $1,866, which is $1,060 lower than the next largest lender, U.S. Bank.

The lowest fee FOND DU LAC lenders (with over 10 loans originated) are Horicon Bank ($1,836), National Exchange Bank and Trust ($1,866), Associated Bank ($2,310), Bank First, N.A. ($2,405) and Landmark Credit Union ($2,413).

The lowest rate FOND DU LAC lenders (with over 10 loans originated) are Community First Credit Union (6.22%), University of Wisconsin Credit Union (6.32%), National Exchange Bank and Trust (6.41%), Landmark Credit Union (6.44%) and Prosperity Home Mortgage, LLC (6.51%).

FOND DU LAC, WI Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
Community First Credit Union $4,590,000 $46,030,000 902.8% 9.3%
National Exchange Bank and Trust $51,010,000 $43,025,000 -15.7% 8.7%
PGIM Real Estate Finance, LLC $35,645,000 n/a 7.2%
U.S. Bank $20,555,000 $23,270,000 13.2% 4.7%
Associated Bank $14,075,000 $19,620,000 39.4% 4.0%
Bank First, N.A. $22,015,000 $17,310,000 -21.4% 3.5%
Fox Valley Savings Bank $10,935,000 $14,205,000 29.9% 2.9%
QUICKEN LOANS, LLC $7,095,000 $13,755,000 93.9% 2.8%
VERVE, A CREDIT UNION $7,640,000 $13,635,000 78.5% 2.7%
Horicon Bank $17,905,000 $13,570,000 -24.2% 2.7%
GUILD MORTGAGE COMPANY $1,665,000 $12,140,000 629.1% 2.4%
Summit Credit Union $10,425,000 $12,140,000 16.5% 2.4%
CoVantage Credit Union $1,740,000 $11,230,000 545.4% 2.3%
University of Wisconsin Credit Union $5,085,000 $9,080,000 78.6% 1.8%
Landmark Credit Union $11,735,000 $9,055,000 -22.8% 1.8%
Mortgage Research Center, LLC $5,375,000 $8,580,000 59.6% 1.7%
COMPEER FINANCIAL, FLCA $5,085,000 $8,535,000 67.8% 1.7%
MARINE $9,540,000 $8,045,000 -15.7% 1.6%
BMO Harris Bank $4,795,000 $7,585,000 58.2% 1.5%
WALKER & DUNLOP, LLC $1,695,000 $6,405,000 277.9% 1.3%
UNITED WHOLESALE MORTGAGE, LLC $4,470,000 $6,300,000 40.9% 1.3%
SUCCESS MORTGAGE PARTNERS, INC. $6,195,000 $6,280,000 1.4% 1.3%
NEWREZ LLC $5,520,000 $6,220,000 12.7% 1.3%
Nicolet National Bank $960,000 $5,805,000 504.7% 1.2%
JPMorgan Chase Bank $2,910,000 $4,260,000 46.4% 0.9%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,620,000 $4,130,000 14.1% 0.8%
CARDINAL FINANCIAL $4,015,000 $4,035,000 0.5% 0.8%
FREEDOM MORTGAGE CORPORATION $1,390,000 $3,755,000 170.1% 0.8%
West Pointe Bank $1,595,000 $3,725,000 133.5% 0.8%
Prosperity Home Mortgage, LLC $2,490,000 $3,685,000 48.0% 0.7%
Fortifi Bank $3,635,000 $3,305,000 -9.1% 0.7%
Bell Bank $1,650,000 $3,205,000 94.2% 0.6%
PENNYMAC LOAN SERVICES, LLC $590,000 $3,155,000 434.7% 0.6%
Johnson Bank $2,090,000 $3,000,000 43.5% 0.6%
CMG MORTGAGE, INC. $1,575,000 $2,720,000 72.7% 0.5%
WaterStone Bank, SSB $2,700,000 n/a 0.5%
LOANDEPOT.COM, LLC $1,700,000 $2,620,000 54.1% 0.5%
Bank Five Nine $770,000 $2,490,000 223.4% 0.5%
GUARANTEED RATE, INC. $1,160,000 $2,415,000 108.2% 0.5%
FIRST COLONY MORTGAGE CORPORATION $2,315,000 n/a 0.5%
Wells Fargo Bank $2,110,000 $2,290,000 8.5% 0.5%
MOVEMENT MORTGAGE, LLC $2,555,000 $2,240,000 -12.3% 0.5%
AMERICAN PACIFIC MORTGAGE CORPORATION $660,000 $2,220,000 236.4% 0.4%
Nations Lending Corporation $1,090,000 $2,205,000 102.3% 0.4%
FOX COMMUNITIES $1,840,000 $1,860,000 1.1% 0.4%
NAVY FEDERAL CREDIT UNION $690,000 $1,835,000 165.9% 0.4%
USAA Federal Savings Bank $880,000 $1,815,000 106.3% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $1,595,000 $1,780,000 11.6% 0.4%
First Federal Bank $1,270,000 $1,750,000 37.8% 0.4%
FOND DU LAC $1,800,000 $1,745,000 -3.1% 0.4%
Bristol Morgan Bank $3,195,000 $1,675,000 -47.6% 0.3%
TRIAD FINANCIAL SERVICES, INC. $935,000 $1,560,000 66.8% 0.3%
Mr. Cooper ( Nationstar Mortgage ) $1,845,000 $1,525,000 -17.3% 0.3%
BROKER SOLUTIONS, INC. $1,150,000 $1,460,000 27.0% 0.3%
Home State Bank $1,460,000 n/a 0.3%
CAPITAL Credit Union $605,000 $1,445,000 138.8% 0.3%
The Huntington National Bank $1,060,000 $1,260,000 18.9% 0.3%
Old National Bank $895,000 $1,200,000 34.1% 0.2%
Glacier Hills Credit Union $890,000 $1,190,000 33.7% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,335,000 $1,120,000 -16.1% 0.2%
GUARANTEED RATE AFFINITY, LLC $780,000 $1,110,000 42.3% 0.2%
CIBM Bank $665,000 $1,060,000 59.4% 0.2%
AmeriHome Mortgage Company, LLC $1,045,000 n/a 0.2%
A + MORTGAGE SERVICES, INC. $975,000 $1,015,000 4.1% 0.2%
GreenStone Farm Credit Services, FLCA $345,000 $995,000 188.4% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $990,000 n/a 0.2%
Kohler Credit Union $845,000 $955,000 13.0% 0.2%
Flagstar Bank, FSB $1,145,000 $920,000 -19.7% 0.2%
PLANET HOME LENDING, LLC $25,000 $920,000 3,580.0% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $225,000 $910,000 304.4% 0.2%
ENVOY MORTGAGE, LTD $185,000 $905,000 389.2% 0.2%
UNION HOME MORTGAGE CORP. $410,000 $905,000 120.7% 0.2%
HOMESIDE FINANCIAL, LLC $575,000 $890,000 54.8% 0.2%
Cleveland State Bank $460,000 $885,000 92.4% 0.2%
NATIONS RELIABLE LENDING, LLC $360,000 $885,000 145.8% 0.2%
NexBank $920,000 $880,000 -4.3% 0.2%
Servion, Inc. $380,000 $880,000 131.6% 0.2%
THOMPSON KANE & COMPANY, LLC $915,000 $865,000 -5.5% 0.2%
BLC Community Bank $845,000 n/a 0.2%
Waterstone Mortgage Corporation $1,240,000 $815,000 -34.3% 0.2%
WISCONSIN MORTGAGE CORPORATION $715,000 $805,000 12.6% 0.2%
The Federal Savings Bank $510,000 $800,000 56.9% 0.2%
Westbury Bank $1,495,000 $800,000 -46.5% 0.2%
Farmers and Merchants Union Bank $760,000 n/a 0.2%
GSF Mortgage Corporation $765,000 $750,000 -2.0% 0.2%
North Shore Bank FSB $115,000 $735,000 539.1% 0.1%
Bank of England $505,000 $730,000 44.6% 0.1%
Century Mortgage Company DBA Century Lending Company $145,000 $705,000 386.2% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $225,000 $695,000 208.9% 0.1%
Discover Bank $325,000 $690,000 112.3% 0.1%
Carrington Mortgage Services, LLC $1,075,000 $680,000 -36.7% 0.1%
VILLAGE CAPITAL MORTGAGE $655,000 n/a 0.1%
Collins State Bank $260,000 $635,000 144.2% 0.1%
Oostburg State Bank $510,000 $635,000 24.5% 0.1%
NEW DAY FINANCIAL, LLC $1,150,000 $620,000 -46.1% 0.1%
Deere Employees Credit Union $270,000 $575,000 113.0% 0.1%
Paramount Residential Mortgage Group, Inc. $530,000 $565,000 6.6% 0.1%
EDUCATORS CREDIT UNION $2,000,000 $555,000 -72.3% 0.1%
Peoples State Bank $145,000 $540,000 272.4% 0.1%
Bankers' Bank $900,000 $520,000 -42.2% 0.1%
Equity Prime Mortgage LLC $235,000 $520,000 121.3% 0.1%
PLAZA HOME MORTGAGE, INC. $285,000 $515,000 80.7% 0.1%
S1L, Inc. $505,000 n/a 0.1%
Marathon Bank $495,000 n/a 0.1%
The Equitable Bank, S.S.B. $495,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $435,000 $490,000 12.6% 0.1%
Premier Community Bank $1,335,000 $475,000 -64.4% 0.1%
ZILLOW HOME LOANS, LLC $475,000 n/a 0.1%
Northpointe Bank $455,000 n/a 0.1%
PremierBank $440,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $430,000 n/a 0.1%
TOWNE MORTGAGE COMPANY $745,000 $415,000 -44.3% 0.1%
The Loan Store, Inc. $410,000 n/a 0.1%
Peoples Bank $400,000 n/a 0.1%
University Bank $390,000 n/a 0.1%
State Bank of Chilton $560,000 $375,000 -33.0% 0.1%
American Mortgage & Equity Consultants, Inc. $440,000 $370,000 -15.9% 0.1%
Waukesha State Bank $215,000 $370,000 72.1% 0.1%
Royal Credit Union $120,000 $360,000 200.0% 0.1%
Wolfe Financial, Inc $175,000 $355,000 102.9% 0.1%
Waldo State Bank $55,000 $335,000 509.1% 0.1%
T2 FINANCIAL LLC $95,000 $325,000 242.1% 0.1%
WINGS FINANCIAL $615,000 $315,000 -48.8% 0.1%
Magnolia Bank $305,000 n/a 0.1%
First National Bank of Omaha $295,000 n/a 0.1%
MEMBER FIRST MORTGAGE, LLC $295,000 n/a 0.1%
NMSI, INC. $295,000 n/a 0.1%
Citizens Bank $290,000 n/a 0.1%
AMERICAN HERITAGE LENDING, INC. $260,000 n/a 0.1%
Figure Lending LLC $115,000 $260,000 126.1% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $260,000 n/a 0.1%
AMERISAVE MORTGAGE CORPORATION $1,235,000 $245,000 -80.2% 0.0%
The Port Washington State Bank $565,000 $235,000 -58.4% 0.0%
Wolf River Community Bank $230,000 n/a 0.0%
Centier Bank $80,000 $225,000 181.3% 0.0%
The First National Bank and Trust Company $225,000 n/a 0.0%
PNC Bank $290,000 $215,000 -25.9% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $195,000 n/a 0.0%
Coastal Community Bank $70,000 $190,000 171.4% 0.0%
FIRST INTEGRITY MORTGAGE SERVICES, INC. $185,000 n/a 0.0%
MICHIGAN MUTUAL, INC. $185,000 n/a 0.0%
State Bank of Cross Plains $810,000 $185,000 -77.2% 0.0%
WESTconsin Credit Union $185,000 n/a 0.0%
Cloverbelt Credit Union $175,000 n/a 0.0%
Notre Dame Federal Credit Union Corporation $175,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $175,000 n/a 0.0%
TJC Mortgage, Inc. $175,000 n/a 0.0%
TRUSTONE FINANCIAL FEDERAL CREDIT UNION $85,000 $175,000 105.9% 0.0%
Fifth Third Bank $165,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $125,000 $165,000 32.0% 0.0%
AMERICAN FINANCING CORPORATION $155,000 n/a 0.0%
Citizens State Bank of La Crosse $1,115,000 $155,000 -86.1% 0.0%
Farmers & Merchants State Bank $155,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $285,000 $155,000 -45.6% 0.0%
The Park Bank $155,000 n/a 0.0%
SPRING EQ, LLC $35,000 $150,000 328.6% 0.0%
First American Bank $100,000 $140,000 40.0% 0.0%
Flanagan State Bank $135,000 n/a 0.0%
MidAmerica National Bank $135,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $215,000 $130,000 -39.5% 0.0%
Bank of Deerfield $125,000 n/a 0.0%
DAS Acquisition Company, LLC $195,000 $125,000 -35.9% 0.0%
MID AMERICA MORTGAGE, INC. $125,000 n/a 0.0%
Great Midwest Bank, S.S.B. $300,000 $115,000 -61.7% 0.0%
BETTER MORTGAGE CORPORATION $105,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $105,000 n/a 0.0%
INB $105,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $105,000 n/a 0.0%
Ally Bank $705,000 $95,000 -86.5% 0.0%
FINANCE OF AMERICA REVERSE LLC $95,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $105,000 $95,000 -9.5% 0.0%
Blackhawk Community Credit Union $85,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $55,000 $80,000 45.5% 0.0%
American National Bank - Fox Cities $75,000 n/a 0.0%
Service Federal Credit Union $75,000 n/a 0.0%
ALLIANT CREDIT UNION $55,000 n/a 0.0%
M&T Bank $55,000 n/a 0.0%
Guardian Credit Union $35,000 n/a 0.0%
Tri City National Bank $25,000 n/a 0.0%

FOND DU LAC's top lender by overall market share is Community First Credit Union, with 9.3% market share. In second place, with 8.7%, is National Exchange Bank and Trust, having originated $43,025,000 in loans. In third place, with 7.2%, is PGIM Real Estate Finance, LLC, having originated $35,645,000 in loans. In fourth place, with 4.7%, is U.S. Bank, having originated $23,270,000 in loans. In fifth place, with 4.0%, is Associated Bank, having originated $19,620,000 in loans.


FOND DU LAC Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - FOND DU LAC (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $149,975 (15.5%) $194,946 (13.7%) 0.00 380
2018-02-01 $153,650 (20.8%) $195,190 (12.1%) 0.00 385
2018-03-01 $153,400 (11.6%) $196,444 (7.4%) 0.00 386
2018-04-01 $149,925 (4.6%) $207,907 (9.3%) 0.00 277
2018-05-01 $161,950 (9.2%) $219,852 (12.8%) 0.00 283
2018-06-01 $178,750 (22.2%) $228,946 (15.2%) 0.00 283
2018-07-01 $181,675 (21.2%) $230,001 (14.7%) 0.00 301
2018-08-01 $178,200 (25.5%) $226,101 (14.5%) 0.00 306
2018-09-01 $171,900 (14.7%) $219,647 (12.5%) 0.00 313
2018-10-01 $159,900 (6.7%) $211,339 (10.6%) 0.00 337
2018-11-01 $147,225 (-4.2%) $200,332 (2.5%) 0.00 325
2018-12-01 $144,950 (-3.4%) $196,833 (1.2%) 0.00 287
2019-01-01 $137,950 (-8.0%) $187,991 (-3.6%) 0.00 268
2019-02-01 $153,150 (-0.3%) $197,638 (1.3%) 0.00 248
2019-03-01 $162,043 (5.6%) $207,757 (5.8%) 0.00 216
2019-04-01 $164,543 (9.8%) $217,379 (4.6%) 0.00 197
2019-05-01 $176,450 (9.0%) $243,119 (10.6%) 0.00 208
2019-06-01 $169,400 (-5.2%) $242,125 (5.8%) 0.00 214
2019-07-01 $170,925 (-5.9%) $252,738 (9.9%) 0.00 242
2019-08-01 $170,845 (-4.1%) $248,701 (10.0%) 0.00 258
2019-09-01 $175,939 (2.4%) $251,888 (14.7%) 0.00 251
2019-10-01 $177,734 (11.2%) $249,863 (18.2%) 0.00 251
2019-11-01 $183,700 (24.8%) $233,212 (16.4%) 0.00 256
2019-12-01 $174,900 (20.7%) $224,956 (14.3%) 0.00 241
2020-01-01 $170,950 (23.9%) $233,675 (24.3%) 0.00 223
2020-02-01 $184,900 (20.7%) $241,328 (22.1%) 0.00 208
2020-03-01 $184,900 (14.1%) $248,806 (19.8%) 0.00 208
2020-04-01 $193,200 (17.4%) $253,358 (16.6%) 0.00 201
2020-05-01 $212,900 (20.7%) $266,392 (9.6%) 0.00 195
2020-06-01 $239,450 (41.4%) $286,062 (18.2%) 0.00 178
2020-07-01 $242,350 (41.8%) $281,925 (11.6%) 0.00 149
2020-08-01 $235,400 (37.8%) $276,877 (11.3%) 0.00 158
2020-09-01 $219,925 (25.0%) $271,592 (7.8%) 0.00 169
2020-10-01 $224,900 (26.5%) $279,998 (12.1%) 0.00 159
2020-11-01 $191,150 (4.1%) $263,687 (13.1%) 0.00 154
2020-12-01 $167,450 (-4.3%) $249,534 (10.9%) 0.00 141
2021-01-01 $164,450 (-3.8%) $259,266 (11.0%) 0.00 122
2021-02-01 $192,150 (3.9%) $270,480 (12.1%) 0.00 102
2021-03-01 $228,500 (23.6%) $284,121 (14.2%) 0.00 88
2021-04-01 $248,650 (28.7%) $298,066 (17.7%) 0.00 84
2021-05-01 $249,900 (17.4%) $285,977 (7.4%) 0.00 89
2021-06-01 $206,000 (-14.0%) $299,562 (4.7%) 0.00 115
2021-07-01 $199,950 (-17.5%) $311,540 (10.5%) 0.00 150
2021-08-01 $196,325 (-16.6%) $294,296 (6.3%) 0.00 157
2021-09-01 $199,900 (-9.1%) $284,606 (4.8%) 0.00 173
2021-10-01 $224,900 (0.0%) $293,262 (4.7%) 0.00 173
2021-11-01 $222,000 (16.1%) $289,079 (9.6%) 0.00 150
2021-12-01 $209,900 (25.4%) $289,992 (16.2%) 0.00 117
2022-01-01 $194,500 (18.3%) $260,651 (0.5%) 0.00 101
2022-02-01 $207,400 (7.9%) $276,506 (2.2%) 0.00 75
2022-03-01 $241,675 (5.8%) $300,172 (5.7%) 0.00 66
2022-04-01 $244,900 (-1.5%) $301,858 (1.3%) 0.00 78
2022-05-01 $283,300 (13.4%) $326,130 (14.0%) 0.00 96
2022-06-01 $289,925 (40.7%) $328,006 (9.5%) 0.00 112
2022-07-01 $299,000 (49.5%) $343,821 (10.4%) 0.00 138
2022-08-01 $299,900 (52.8%) $351,011 (19.3%) 0.00 135
2022-09-01 $279,900 (40.0%) $357,609 (25.7%) 0.00 131
2022-10-01 $292,900 (30.2%) $395,937 (35.0%) 0.00 127
2022-11-01 $294,925 (32.9%) $383,455 (32.7%) 0.00 129
2022-12-01 $299,900 (42.9%) $404,204 (39.4%) 0.00 102
2023-01-01 $329,742 (69.5%) $431,455 (65.5%) 0.00 87
2023-02-01 $350,000 (68.8%) $451,028 (63.1%) 0.00 83
2023-03-01 $350,000 (44.8%) $438,284 (46.0%) 0.00 88
2023-04-01 $375,000 (53.1%) $472,416 (56.5%) 0.00 82
2023-05-01 $340,400 (20.2%) $424,912 (30.3%) 0.00 88
2023-06-01 $339,900 (17.2%) $404,673 (23.4%) 0.00 92
2023-07-01 $339,900 (13.7%) $402,019 (16.9%) 0.00 102
2023-08-01 $319,725 (6.6%) $373,496 (6.4%) 0.00 112
2023-09-01 $319,900 (14.3%) $358,660 (0.3%) 0.00 117
2023-10-01 $307,400 (5.0%) $363,639 (-8.2%) 0.00 123
2023-11-01 $280,600 (-4.9%) $333,999 (-12.9%) 0.00 124
2023-12-01 $287,400 (-4.2%) $333,567 (-17.5%) 0.00 100
2024-01-01 $281,150 (-14.7%) $336,603 (-22.0%) 0.00 90
2024-02-01 $342,400 (-2.2%) $371,418 (-17.7%) 0.00 96
2024-03-01 $374,900 (7.1%) $405,295 (-7.5%) 0.00 100
2024-04-01 $377,475 (0.7%) $398,986 (-15.5%) 0.00 117
2024-05-01 $384,950 (13.1%) $415,794 (-2.2%) 0.00 121
2024-06-01 $349,900 (2.9%) $397,888 (-1.7%) 0.00 132
2024-07-01 $399,450 (17.5%) $420,599 (4.6%) 0.00 157
2024-08-01 $359,900 (12.6%) $414,826 (11.1%) 0.00 153
2024-09-01 $360,000 (12.5%) $411,642 (14.8%) 0.00 172
2024-10-01 $356,200 (15.9%) $403,010 (10.8%) 0.00 177
2024-11-01 $341,000 (21.5%) $388,099 (16.2%) 0.00 184
2024-12-01 $341,425 (18.8%) $386,090 (15.8%) 0.00 158
2025-01-01 $329,450 (17.2%) $394,204 (17.1%) 0.00 143
2025-02-01 $349,850 (2.2%) $401,218 (8.0%) 0.00 131
2025-03-01 $369,900 (-1.3%) $428,803 (5.8%) 0.00 133
FOND DU LAC's median listing price for 2025-03-01 was $369,900, a difference of $-5,000 (-1.3%) versus the prior year and $20,050 versus the prior month.

FOND DU LAC's median listing price comes in at 0% of the national average.

FOND DU LAC's average listing price for 2025-03-01 was $428,803, a difference of $23,508 (5.8%) versus the prior year and $27,585 versus the prior month.

For the 2025-03-01 period, FOND DU LAC had 133 MLS listings, a difference of 2 listings (2%) versus the prior month and 33 listings (33%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - FOND DU LAC (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,692 sqft
2018-02-01 0 days 1,680 sqft
2018-03-01 0 days 1,708 sqft
2018-04-01 0 days 1,685 sqft
2018-05-01 0 days 1,688 sqft
2018-06-01 0 days 1,729 sqft
2018-07-01 0 days 1,750 sqft
2018-08-01 0 days 1,777 sqft
2018-09-01 0 days 1,767 sqft
2018-10-01 0 days 1,728 sqft
2018-11-01 0 days 1,712 sqft
2018-12-01 0 days 1,716 sqft
2019-01-01 0 days 1,690 sqft
2019-02-01 0 days 1,727 sqft
2019-03-01 0 days 1,753 sqft
2019-04-01 0 days 1,730 sqft
2019-05-01 0 days 1,719 sqft
2019-06-01 0 days 1,678 sqft
2019-07-01 0 days 1,666 sqft
2019-08-01 0 days 1,668 sqft
2019-09-01 0 days 1,721 sqft
2019-10-01 0 days 1,757 sqft
2019-11-01 0 days 1,779 sqft
2019-12-01 0 days 1,775 sqft
2020-01-01 0 days 1,756 sqft
2020-02-01 0 days 1,770 sqft
2020-03-01 0 days 1,790 sqft
2020-04-01 0 days 1,762 sqft
2020-05-01 0 days 1,755 sqft
2020-06-01 0 days 1,844 sqft
2020-07-01 0 days 1,890 sqft
2020-08-01 0 days 1,912 sqft
2020-09-01 0 days 1,832 sqft
2020-10-01 0 days 1,855 sqft
2020-11-01 0 days 1,740 sqft
2020-12-01 0 days 1,601 sqft
2021-01-01 0 days 1,562 sqft
2021-02-01 0 days 1,581 sqft
2021-03-01 0 days 1,630 sqft
2021-04-01 0 days 1,747 sqft
2021-05-01 0 days 1,750 sqft
2021-06-01 0 days 1,648 sqft
2021-07-01 0 days 1,629 sqft
2021-08-01 0 days 1,648 sqft
2021-09-01 0 days 1,635 sqft
2021-10-01 0 days 1,652 sqft
2021-11-01 0 days 1,656 sqft
2021-12-01 0 days 1,642 sqft
2022-01-01 0 days 1,624 sqft
2022-02-01 0 days 1,622 sqft
2022-03-01 0 days 1,619 sqft
2022-04-01 0 days 1,606 sqft
2022-05-01 0 days 1,615 sqft
2022-06-01 0 days 1,687 sqft
2022-07-01 0 days 1,693 sqft
2022-08-01 0 days 1,765 sqft
2022-09-01 0 days 1,756 sqft
2022-10-01 0 days 1,814 sqft
2022-11-01 0 days 1,810 sqft
2022-12-01 0 days 1,858 sqft
2023-01-01 0 days 1,921 sqft
2023-02-01 0 days 1,939 sqft
2023-03-01 0 days 1,842 sqft
2023-04-01 0 days 1,890 sqft
2023-05-01 0 days 1,898 sqft
2023-06-01 0 days 1,830 sqft
2023-07-01 0 days 1,840 sqft
2023-08-01 0 days 1,795 sqft
2023-09-01 0 days 1,774 sqft
2023-10-01 0 days 1,734 sqft
2023-11-01 0 days 1,714 sqft
2023-12-01 0 days 1,747 sqft
2024-01-01 0 days 1,703 sqft
2024-02-01 0 days 1,796 sqft
2024-03-01 0 days 1,800 sqft
2024-04-01 0 days 1,898 sqft
2024-05-01 0 days 1,840 sqft
2024-06-01 0 days 1,870 sqft
2024-07-01 0 days 1,794 sqft
2024-08-01 0 days 1,724 sqft
2024-09-01 0 days 1,727 sqft
2024-10-01 0 days 1,721 sqft
2024-11-01 0 days 1,720 sqft
2024-12-01 0 days 1,724 sqft
2025-01-01 0 days 1,707 sqft
2025-02-01 0 days 1,716 sqft
2025-03-01 0 days 1,720 sqft
FOND DU LAC's median listing age (time on market) for 2025-03-01 was 0 days.

FOND DU LAC's median square footage for active listings during the 2025-03-01 period was 1,720 sqft. One year prior, the average listing was 1,800 sqft.

FOND DU LAC, WI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,169 $304,075,000 $260,115
Cash Out Refi 407 $89,885,000 $220,848
Home Improvement 279 $30,055,000 $107,724
Refi 270 $56,260,000 $208,370
Other 232 $15,930,000 $68,664

Fond Du Lac's most frequently cited loan purpose was Home Purchase, with 1,169 originations. The 2nd most popular reason was Cash Out Refi, with 407 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 836 $195,220,000 $233,517
Over 8% 550 $42,880,000 $77,964
7-8% 517 $86,985,000 $168,250
5-6% 240 $92,480,000 $385,333
<2.5% 44 $2,980,000 $67,727
4-5% 11 $1,765,000 $160,455
2.5-3% 2 $440,000 $220,000
3-4% 1 $40,005,000 $40,005,000

During 2024, Fond Du Lac's most frequently originated rate bucket was 6-7%, with 836 originations.

Loan Sizing (FOND DU LAC, WI MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 848 $43,670,000 $51,498
$100k-200k 742 $111,790,000 $150,660
$200k-400k 634 $171,390,000 $270,331
$400k-600k 98 $45,620,000 $465,510
$600k-1000k 23 $16,075,000 $698,913
$Over $1MM 12 $107,660,000 $8,971,667

FOND DU LAC's loan sizing saw the bucket of loans from $100,000 or less with 848 originations, totaling $43,670,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 720 $166,160,000 $230,778
60-80% 424 $114,020,000 $268,915
20-40% 405 $46,125,000 $113,889
Under 20% 390 $51,270,000 $131,462
40-60% 206 $73,120,000 $354,951
Over 100% 19 $6,445,000 $339,211

FOND DU LAC's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 720 originations, totaling $166,160,000 in origination value.