FOND DU LAC Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Fond Du Lac averaged
6.23%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
6.1% and
one month ago for the week of 2022-05-19, the
average rate was 5.67%.
Fond Du Lac's average rate one year ago was 3.09%.
For refis of the same type during the week of 2022-06-23, the average rate
was 6.02%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Fond Du Lac 30 Year Fixed Rate | 2022-06-23 | 6.23% |
| Fond Du Lac 30 Year Fixed Rate Refi | 2022-06-23 | 6.02% |
| Fond Du Lac 15 Year Fixed Rate | 2022-06-23 | 6.09% |
| Fond Du Lac 15 Year Fixed Rate Refi | 2022-06-23 | 5.25% |
| Fond Du Lac 30 Year FHA | 2022-06-23 | 0.07% |
| Fond Du Lac 30 Year FHA Refi | 2022-06-23 | 0.26% |
| Fond Du Lac 30 Year USDA | 2022-06-23 | 0.11% |
| Fond Du Lac 30 Year USDA Refi | 2022-06-23 | 0.73% |
| Fond Du Lac 30 Year VA | 2022-06-23 | 0.09% |
| Fond Du Lac 30 Year VA Refi | 2022-06-23 | -0.08% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within FOND DU LAC, WI.
FOND DU LAC Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the FOND DU LAC, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
FOND DU LAC, WI's 149 lenders originated 5,236
loans during 2021. The total origination value was $862,460,000, with an average loan value of
$164,717.
The top FOND DU LAC lender as defined by loan originations is National Exchange Bank and Trust, with
272 loans originated. Their average total fees are
$1,532, which is $465
higher than the next largest lender,
Hometown Bank.
The lowest fee FOND DU LAC lenders (with over 10 loans originated) are
Hometown Bank ($1,067), Fox Valley Savings Bank ($1,094), FOND DU LAC ($1,108), Horicon Bank ($1,407) and National Exchange Bank and Trust ($1,532).
The lowest rate FOND DU LAC lenders (with over 10 loans originated) are
Summit Credit Union (2.88%), Westbury Bank (2.94%), University of Wisconsin Credit Union (2.95%), AMERISAVE MORTGAGE CORPORATION (2.98%) and UNITED WHOLESALE MORTGAGE, LLC (2.99%).
FOND DU LAC, WI Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| National Exchange Bank and Trust | $116,180,000 | $126,610,000 | 9.0% | 14.7% |
| U.S. Bank | $54,760,000 | $69,550,000 | 27.0% | 8.1% |
| Hometown Bank | $71,650,000 | $65,670,000 | -8.3% | 7.6% |
| Fox Valley Savings Bank | $85,625,000 | $57,770,000 | -32.5% | 6.7% |
| Associated Bank | $61,145,000 | $38,830,000 | -36.5% | 4.5% |
| Horicon Bank | $44,710,000 | $38,200,000 | -14.6% | 4.4% |
| VERVE, A CREDIT UNION | $28,345,000 | $28,565,000 | 0.8% | 3.3% |
| QUICKEN LOANS, LLC | $24,490,000 | $28,305,000 | 15.6% | 3.3% |
| CALIBER HOME LOANS, INC. | $23,355,000 | $23,220,000 | -0.6% | 2.7% |
| Wells Fargo Bank | $11,470,000 | $12,615,000 | 10.0% | 1.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $16,840,000 | $12,285,000 | -27.0% | 1.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $6,710,000 | $11,625,000 | 73.2% | 1.3% |
| FREEDOM MORTGAGE CORPORATION | $8,080,000 | $11,365,000 | 40.7% | 1.3% |
| Bristol Morgan Bank | $13,055,000 | $11,215,000 | -14.1% | 1.3% |
| SUCCESS MORTGAGE PARTNERS, INC. | $11,145,000 | $9,665,000 | -13.3% | 1.1% |
| MARINE | $14,460,000 | $9,430,000 | -34.8% | 1.1% |
| North Shore Bank FSB | $2,565,000 | $9,220,000 | 259.5% | 1.1% |
| Summit Credit Union | $7,655,000 | $8,765,000 | 14.5% | 1.0% |
| Landmark Credit Union | $9,135,000 | $8,640,000 | -5.4% | 1.0% |
| BMO Harris Bank | $6,090,000 | $8,540,000 | 40.2% | 1.0% |
| Community First Credit Union | $6,920,000 | $8,115,000 | 17.3% | 0.9% |
| COMPEER FINANCIAL, FLCA | $9,680,000 | $7,250,000 | -25.1% | 0.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $3,915,000 | $7,230,000 | 84.7% | 0.8% |
| Westbury Bank | $6,355,000 | $7,065,000 | 11.2% | 0.8% |
| Mortgage Research Center, LLC | $4,320,000 | $7,060,000 | 63.4% | 0.8% |
| CMG MORTGAGE, INC. | $4,495,000 | $6,750,000 | 50.2% | 0.8% |
| Fortifi Bank | $9,850,000 | $6,610,000 | -32.9% | 0.8% |
| JPMorgan Chase Bank | $4,820,000 | $6,495,000 | 34.8% | 0.8% |
| Bell Bank | $4,170,000 | $6,375,000 | 52.9% | 0.7% |
| Bank First, N.A. | $4,970,000 | $6,235,000 | 25.5% | 0.7% |
| INLANTA MORTGAGE, INC. | $4,860,000 | $6,220,000 | 28.0% | 0.7% |
| KeyBank | $5,645,000 | n/a | 0.7% | |
| Prosperity Home Mortgage, LLC | $460,000 | $5,425,000 | 1,079.3% | 0.6% |
| University of Wisconsin Credit Union | $4,690,000 | $5,060,000 | 7.9% | 0.6% |
| FOND DU LAC | $3,875,000 | $5,025,000 | 29.7% | 0.6% |
| Nicolet National Bank | $3,050,000 | $4,965,000 | 62.8% | 0.6% |
| NEWREZ LLC | $2,160,000 | $4,700,000 | 117.6% | 0.5% |
| LOANDEPOT.COM, LLC | $3,065,000 | $4,480,000 | 46.2% | 0.5% |
| FINANCE OF AMERICA MORTGAGE LLC | $2,275,000 | $4,410,000 | 93.8% | 0.5% |
| WALKER & DUNLOP, LLC | $4,345,000 | n/a | 0.5% | |
| PENNYMAC LOAN SERVICES, LLC | $1,630,000 | $4,260,000 | 161.3% | 0.5% |
| Commerce State Bank | $1,420,000 | $4,050,000 | 185.2% | 0.5% |
| Waterstone Mortgage Corporation | $1,895,000 | $4,030,000 | 112.7% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $4,230,000 | $3,655,000 | -13.6% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $2,005,000 | $3,635,000 | 81.3% | 0.4% |
| CHERRY CREEK MORTGAGE, LLC | $4,075,000 | $3,610,000 | -11.4% | 0.4% |
| PARKSIDE LENDING, LLC | $5,950,000 | $3,445,000 | -42.1% | 0.4% |
| Bankers' Bank | $3,350,000 | n/a | 0.4% | |
| Farmers & Merchants State Bank | $3,175,000 | n/a | 0.4% | |
| LAKEVIEW LOAN SERVICING, LLC | $1,285,000 | $3,020,000 | 135.0% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $990,000 | $3,015,000 | 204.5% | 0.3% |
| USAA Federal Savings Bank | $1,560,000 | $2,865,000 | 83.7% | 0.3% |
| TOWNE MORTGAGE COMPANY | $3,475,000 | $2,560,000 | -26.3% | 0.3% |
| WISCONSIN MORTGAGE CORPORATION | $2,640,000 | $2,465,000 | -6.6% | 0.3% |
| Johnson Bank | $13,810,000 | $2,370,000 | -82.8% | 0.3% |
| CORNERSTONE HOME LENDING, INC. | $1,390,000 | $2,345,000 | 68.7% | 0.3% |
| GUARANTEED RATE, INC. | $2,625,000 | $2,315,000 | -11.8% | 0.3% |
| BETTER MORTGAGE CORPORATION | $1,605,000 | $2,115,000 | 31.8% | 0.2% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $1,535,000 | $2,065,000 | 34.5% | 0.2% |
| Glacier Hills Credit Union | $1,780,000 | $2,055,000 | 15.4% | 0.2% |
| Carrington Mortgage Services, LLC | $680,000 | $1,980,000 | 191.2% | 0.2% |
| First Federal Bank | $280,000 | $1,980,000 | 607.1% | 0.2% |
| NEW DAY FINANCIAL, LLC | $295,000 | $1,900,000 | 544.1% | 0.2% |
| Flagstar Bank, FSB | $2,760,000 | $1,895,000 | -31.3% | 0.2% |
| Bank Five Nine | $1,550,000 | $1,865,000 | 20.3% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $715,000 | $1,770,000 | 147.6% | 0.2% |
| Kohler Credit Union | $1,200,000 | $1,770,000 | 47.5% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $1,060,000 | $1,720,000 | 62.3% | 0.2% |
| Old National Bank | $2,890,000 | $1,715,000 | -40.7% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,345,000 | $1,610,000 | -31.3% | 0.2% |
| Citizens Bank | $640,000 | $1,605,000 | 150.8% | 0.2% |
| West Pointe Bank | $865,000 | $1,580,000 | 82.7% | 0.2% |
| CLEARPATH LENDING | $145,000 | $1,560,000 | 975.9% | 0.2% |
| Servion, Inc. | $2,270,000 | $1,550,000 | -31.7% | 0.2% |
| Waukesha State Bank | $1,915,000 | $1,510,000 | -21.1% | 0.2% |
| Ixonia Bank | $485,000 | $1,505,000 | 210.3% | 0.2% |
| The Port Washington State Bank | $1,115,000 | $1,415,000 | 26.9% | 0.2% |
| GSF Mortgage Corporation | $1,300,000 | $1,315,000 | 1.2% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $630,000 | $1,305,000 | 107.1% | 0.2% |
| HOME POINT FINANCIAL CORPORATION | $630,000 | $1,295,000 | 105.6% | 0.2% |
| Collins State Bank | $645,000 | $1,275,000 | 97.7% | 0.1% |
| STEARNS LENDING, LLC | $1,085,000 | $1,260,000 | 16.1% | 0.1% |
| PLANET HOME LENDING, LLC | $530,000 | $1,235,000 | 133.0% | 0.1% |
| BROKER SOLUTIONS, INC. | $1,620,000 | $1,195,000 | -26.2% | 0.1% |
| CIBM Bank | $410,000 | $1,145,000 | 179.3% | 0.1% |
| East Wisconsin Savings Bank | $1,035,000 | $1,145,000 | 10.6% | 0.1% |
| FOX COMMUNITIES | $1,535,000 | $1,125,000 | -26.7% | 0.1% |
| City National Bank | $555,000 | $1,030,000 | 85.6% | 0.1% |
| Deere Employees Credit Union | $760,000 | $1,025,000 | 34.9% | 0.1% |
| Great Midwest Bank, S.S.B. | $725,000 | $1,015,000 | 40.0% | 0.1% |
| WINNEBAGO COMMUNITY | $735,000 | $1,005,000 | 36.7% | 0.1% |
| ENVOY MORTGAGE, LTD | $205,000 | $955,000 | 365.9% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $235,000 | $940,000 | 300.0% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $560,000 | $845,000 | 50.9% | 0.1% |
| FORTE BANK | $800,000 | $815,000 | 1.9% | 0.1% |
| Wisconsin Bank & Trust | $810,000 | n/a | 0.1% | |
| IncredibleBank | $775,000 | n/a | 0.1% | |
| GUILD MORTGAGE COMPANY | $260,000 | $765,000 | 194.2% | 0.1% |
| RESIDENTIAL BANCORP. | $745,000 | n/a | 0.1% | |
| THOMPSON KANE & COMPANY, LLC | $480,000 | $745,000 | 55.2% | 0.1% |
| FIRST STATE MORTGAGE SERVICES, LLC | $290,000 | $735,000 | 153.4% | 0.1% |
| State Bank of Chilton | $955,000 | $720,000 | -24.6% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $870,000 | $690,000 | -20.7% | 0.1% |
| Oostburg State Bank | $650,000 | $685,000 | 5.4% | 0.1% |
| InterContinental Capital Group, Inc | $125,000 | $680,000 | 444.0% | 0.1% |
| Bank of America | $155,000 | $675,000 | 335.5% | 0.1% |
| AMERICAN FINANCING CORPORATION | $185,000 | $640,000 | 245.9% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $675,000 | $635,000 | -5.9% | 0.1% |
| AXIA FINANCIAL, LLC | $630,000 | n/a | 0.1% | |
| EDUCATORS CREDIT UNION | $1,230,000 | $625,000 | -49.2% | 0.1% |
| The Bank of Kaukauna | $300,000 | $605,000 | 101.7% | 0.1% |
| Citizens State Bank of La Crosse | $270,000 | $600,000 | 122.2% | 0.1% |
| Denmark State Bank | $260,000 | $600,000 | 130.8% | 0.1% |
| TOTAL MORTGAGE SERVICES, LLC | $475,000 | $600,000 | 26.3% | 0.1% |
| Bank of England | $875,000 | $590,000 | -32.6% | 0.1% |
| Plains Commerce Bank | $575,000 | n/a | 0.1% | |
| CoVantage Credit Union | $600,000 | $555,000 | -7.5% | 0.1% |
| Morgan Stanley Private Bank | $515,000 | n/a | 0.1% | |
| DAS Acquisition Company, LLC | $300,000 | $510,000 | 70.0% | 0.1% |
| A + MORTGAGE SERVICES, INC. | $605,000 | $495,000 | -18.2% | 0.1% |
| First Guaranty Mortgage Corporation | $135,000 | $495,000 | 266.7% | 0.1% |
| Northpointe Bank | $490,000 | n/a | 0.1% | |
| The Equitable Bank, S.S.B. | $425,000 | $485,000 | 14.1% | 0.1% |
| SOFI LENDING CORP. | $805,000 | $475,000 | -41.0% | 0.1% |
| IAA Credit Union | $465,000 | n/a | 0.1% | |
| CELEBRITY HOME LOANS, LLC | $95,000 | $460,000 | 384.2% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $65,000 | $450,000 | 592.3% | 0.1% |
| Forward Bank | $270,000 | $440,000 | 63.0% | 0.1% |
| Loan Simple, Inc. | $265,000 | $440,000 | 66.0% | 0.1% |
| Hiawatha National Bank | $430,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $425,000 | $430,000 | 1.2% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $525,000 | $425,000 | -19.0% | 0.0% |
| Empower Credit Union | $420,000 | n/a | 0.0% | |
| Farmers and Merchants Union Bank | $710,000 | $420,000 | -40.8% | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | $510,000 | $405,000 | -20.6% | 0.0% |
| EMBRACE HOME LOANS, INC. | $410,000 | $400,000 | -2.4% | 0.0% |
| The Federal Savings Bank | $520,000 | $400,000 | -23.1% | 0.0% |
| Citizens Bank | $640,000 | $390,000 | -39.1% | 0.0% |
| Discover Bank | $75,000 | $380,000 | 406.7% | 0.0% |
| Manufacturers and Traders Trust Company | $375,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $305,000 | $370,000 | 21.3% | 0.0% |
| AMERIFIRST FINANCIAL CORPORATION | $355,000 | n/a | 0.0% | |
| CAPITAL Credit Union | $265,000 | $355,000 | 34.0% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $165,000 | $355,000 | 115.2% | 0.0% |
| Watermark Capital, Inc. | $325,000 | $350,000 | 7.7% | 0.0% |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $225,000 | $345,000 | 53.3% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $345,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $510,000 | $340,000 | -33.3% | 0.0% |
| Low VA Rates, LLC | $350,000 | $340,000 | -2.9% | 0.0% |
| CANOPY MORTGAGE, LLC | $335,000 | n/a | 0.0% | |
| First-Citizens Bank & Trust Company | $335,000 | n/a | 0.0% | |
| Baxter Credit Union | $330,000 | n/a | 0.0% | |
| Heartland Credit Union (Madison) | $330,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $310,000 | $330,000 | 6.5% | 0.0% |
| Bremer Bank | $325,000 | n/a | 0.0% | |
| Peoples Bank | $315,000 | n/a | 0.0% | |
| American Mortgage & Equity Consultants, Inc. | $75,000 | $310,000 | 313.3% | 0.0% |
| KELLER MORTGAGE, LLC | $330,000 | $310,000 | -6.1% | 0.0% |
| MID AMERICA MORTGAGE, INC. | $145,000 | $310,000 | 113.8% | 0.0% |
| BLC Community Bank | $565,000 | $305,000 | -46.0% | 0.0% |
| Fidelity Bank | $355,000 | $305,000 | -14.1% | 0.0% |
| Strong Home Mortgage, LLC | $295,000 | n/a | 0.0% | |
| Flanagan State Bank | $135,000 | $285,000 | 111.1% | 0.0% |
| Mutual Federal Bank | $285,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $155,000 | $275,000 | 77.4% | 0.0% |
| FirstBank | $275,000 | n/a | 0.0% | |
| First Bank & Trust | $145,000 | $275,000 | 89.7% | 0.0% |
| TJC Mortgage, Inc. | $275,000 | n/a | 0.0% | |
| Cleveland State Bank | $590,000 | $270,000 | -54.2% | 0.0% |
| The Bank of New Glarus | $265,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $265,000 | n/a | 0.0% | |
| Community State Bank | $255,000 | n/a | 0.0% | |
| Byron Bank | $245,000 | n/a | 0.0% | |
| Level One Bank | $245,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $245,000 | n/a | 0.0% | |
| Neighborhood Loans, Inc. | $245,000 | n/a | 0.0% | |
| Network Funding, L.P. | $185,000 | $245,000 | 32.4% | 0.0% |
| Oregon Community Bank | $240,000 | n/a | 0.0% | |
| Royal Credit Union | $125,000 | $240,000 | 92.0% | 0.0% |
| First American Bank | $235,000 | n/a | 0.0% | |
| PROSPERA Credit Union | $350,000 | $225,000 | -35.7% | 0.0% |
| T2 FINANCIAL LLC | $225,000 | $225,000 | 0.0% | 0.0% |
| North American Savings Bank, F.S.B. | $215,000 | n/a | 0.0% | |
| Settlers Bank | $350,000 | $215,000 | -38.6% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $205,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $195,000 | n/a | 0.0% | |
| Chicago Mortgage Solutions LLC | $175,000 | n/a | 0.0% | |
| Mound City Bank | $175,000 | n/a | 0.0% | |
| TIAA, FSB | $175,000 | n/a | 0.0% | |
| AbbyBank | $715,000 | $170,000 | -76.2% | 0.0% |
| Figure Lending LLC | $15,000 | $170,000 | 1,033.3% | 0.0% |
| PHH Mortgage Corporation | $135,000 | $170,000 | 25.9% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $315,000 | $165,000 | -47.6% | 0.0% |
| Bank of the West | $720,000 | $165,000 | -77.1% | 0.0% |
| American National Bank - Fox Cities | $155,000 | n/a | 0.0% | |
| PNC Bank | $1,595,000 | $155,000 | -90.3% | 0.0% |
| Quontic Bank | $155,000 | n/a | 0.0% | |
| EMM LOANS LLC | $145,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $320,000 | $145,000 | -54.7% | 0.0% |
| Service Federal Credit Union | $145,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $145,000 | n/a | 0.0% | |
| The Greenwood's State Bank | $245,000 | $145,000 | -40.8% | 0.0% |
| UNION HOME MORTGAGE CORP. | $165,000 | $145,000 | -12.1% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $145,000 | $145,000 | 0.0% | 0.0% |
| Wolf River Community Bank | $190,000 | $145,000 | -23.7% | 0.0% |
| CLEARPOINTE CAPITAL, LLC | $170,000 | $140,000 | -17.6% | 0.0% |
| Bank of Milton | $135,000 | n/a | 0.0% | |
| Prevail Bank | $135,000 | n/a | 0.0% | |
| Tri City National Bank | $135,000 | n/a | 0.0% | |
| Ally Bank | $195,000 | $125,000 | -35.9% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $125,000 | n/a | 0.0% | |
| PremierBank | $125,000 | n/a | 0.0% | |
| V.I.P. MORTGAGE, INC. | $125,000 | n/a | 0.0% | |
| ACADEMY MORTGAGE CORPORATION | $620,000 | $115,000 | -81.5% | 0.0% |
| CITIZENS EQUITY FIRST | $115,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $665,000 | $115,000 | -82.7% | 0.0% |
| Merchants Bank of Indiana | $105,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $105,000 | $105,000 | 0.0% | 0.0% |
| ALTRA | $290,000 | $95,000 | -67.2% | 0.0% |
| COMPASS MORTGAGE, INC. | $215,000 | $95,000 | -55.8% | 0.0% |
| PCM | $95,000 | n/a | 0.0% | |
| PyraMax Bank, FSB | $235,000 | $95,000 | -59.6% | 0.0% |
| Guardian Credit Union | $410,000 | $90,000 | -78.0% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $85,000 | n/a | 0.0% | |
| Truist Bank | $245,000 | $75,000 | -69.4% | 0.0% |
| Centier Bank | $65,000 | $60,000 | -7.7% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $40,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $45,000 | $35,000 | -22.2% | 0.0% |
| Citibank | $35,000 | n/a | 0.0% | |
| DMB Community Bank | $500,000 | $35,000 | -93.0% | 0.0% |
FOND DU LAC's top lender by overall market share is National Exchange Bank and Trust, with 14.7% market share. In second place, with 8.1%, is U.S. Bank, having originated $69,550,000 in loans. In third place, with 7.6%, is Hometown Bank, having originated $65,670,000 in loans. In third place, with 6.7%, is Fox Valley Savings Bank, having originated $57,770,000 in loans. In third place, with 4.5%, is Associated Bank, having originated $38,830,000 in loans.
FOND DU LAC, WI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 2,105 | $348,815,000 | $165,708 |
| Home Purchase | 1,684 | $319,760,000 | $189,881 |
| Cash Out Refi | 1,048 | $165,630,000 | $158,044 |
| Home Improvement | 217 | $14,155,000 | $65,230 |
| Other | 182 | $14,100,000 | $77,473 |
Fond Du Lac's most frequently cited loan purpose was Refi, with 2,105 originations. The 2nd most popular reason was Home Purchase, with 1,684 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,975 | $345,885,000 | $175,132 |
| 3-4% | 1,533 | $274,695,000 | $179,188 |
| <2.5% | 1,041 | $168,425,000 | $161,792 |
| 4-5% | 228 | $29,300,000 | $128,509 |
| 5-6% | 62 | $3,920,000 | $63,226 |
| Over 8% | 50 | $3,020,000 | $60,400 |
| 7-8% | 35 | $2,145,000 | $61,286 |
| 6-7% | 9 | $395,000 | $43,889 |
During 2021, Fond Du Lac's most frequently originated rate bucket was 2.5-3%, with 1,975 originations.
Loan Sizing (FOND DU LAC, WI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 2,344 | $337,380,000 | $143,933 |
| $100,000 or less | 1,521 | $97,745,000 | $64,264 |
| $200k-400k | 1,206 | $320,160,000 | $265,473 |
| $400k-600k | 130 | $60,780,000 | $467,538 |
| $600k-1000k | 24 | $17,080,000 | $711,667 |
| $Over $1MM | 11 | $29,315,000 | $2,665,000 |
FOND DU LAC's loan sizing saw the bucket of loans from $100k-200k with 2,344 originations, totaling $337,380,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 1,867 | $337,815,000 | $180,940 |
| 80-100% | 1,515 | $284,605,000 | $187,858 |
| 40-60% | 815 | $135,975,000 | $166,840 |
| 20-40% | 389 | $39,605,000 | $101,812 |
| Under 20% | 226 | $8,230,000 | $36,416 |
| Over 100% | 24 | $6,600,000 | $275,000 |
FOND DU LAC's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,867 originations, totaling $337,815,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - FOND DU LAC (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $151,400 (16.6%) | $202,135 (16.4%) | 0.00 | 439 |
| 2018-02-01 | $155,000 (23.1%) | $203,631 (16.8%) | 0.00 | 440 |
| 2018-03-01 | $155,000 (12.0%) | $204,038 (11.3%) | 0.00 | 443 |
| 2018-04-01 | $149,900 (5.2%) | $214,430 (11.5%) | 0.00 | 312 |
| 2018-05-01 | $163,000 (9.1%) | $227,136 (13.5%) | 0.00 | 322 |
| 2018-06-01 | $179,900 (20.0%) | $236,825 (15.8%) | 0.00 | 329 |
| 2018-07-01 | $183,900 (27.8%) | $234,963 (13.3%) | 0.00 | 357 |
| 2018-08-01 | $177,950 (20.7%) | $231,728 (12.4%) | 0.00 | 361 |
| 2018-09-01 | $173,500 (15.7%) | $226,940 (13.0%) | 0.00 | 361 |
| 2018-10-01 | $149,900 (0.0%) | $213,656 (7.1%) | 0.00 | 385 |
| 2018-11-01 | $142,000 (-6.2%) | $201,726 (-0.4%) | 0.00 | 373 |
| 2018-12-01 | $144,900 (-3.4%) | $199,063 (-0.7%) | 0.00 | 332 |
| 2019-01-01 | $130,000 (-14.1%) | $188,491 (-6.8%) | 0.00 | 299 |
| 2019-02-01 | $142,450 (-8.1%) | $200,336 (-1.6%) | 0.00 | 269 |
| 2019-03-01 | $159,229 (2.7%) | $214,440 (5.1%) | 0.00 | 246 |
| 2019-04-01 | $164,279 (9.6%) | $225,796 (5.3%) | 0.00 | 239 |
| 2019-05-01 | $187,450 (15.0%) | $255,836 (12.6%) | 0.00 | 227 |
| 2019-06-01 | $182,400 (1.4%) | $250,475 (5.8%) | 0.00 | 221 |
| 2019-07-01 | $181,150 (-1.5%) | $266,018 (13.2%) | 0.00 | 255 |
| 2019-08-01 | $188,514 (5.9%) | $266,715 (15.1%) | 0.00 | 269 |
| 2019-09-01 | $191,064 (10.1%) | $266,343 (17.4%) | 0.00 | 261 |
| 2019-10-01 | $189,900 (26.7%) | $264,500 (23.8%) | 0.00 | 268 |
| 2019-11-01 | $196,900 (38.7%) | $261,045 (29.4%) | 0.00 | 268 |
| 2019-12-01 | $193,950 (33.9%) | $255,401 (28.3%) | 0.00 | 251 |
| 2020-01-01 | $187,450 (44.2%) | $251,393 (33.4%) | 0.00 | 225 |
| 2020-02-01 | $204,900 (43.8%) | $257,896 (28.7%) | 0.00 | 196 |
| 2020-03-01 | $192,400 (20.8%) | $264,703 (23.4%) | 0.00 | 188 |
| 2020-04-01 | $204,950 (24.8%) | $266,818 (18.2%) | 0.00 | 194 |
| 2020-05-01 | $239,777 (27.9%) | $288,567 (12.8%) | 0.00 | 180 |
| 2020-06-01 | $262,000 (43.6%) | $310,690 (24.0%) | 0.00 | 160 |
| 2020-07-01 | $277,450 (53.2%) | $306,355 (15.2%) | 0.00 | 136 |
| 2020-08-01 | $255,900 (35.8%) | $296,068 (11.0%) | 0.00 | 138 |
| 2020-09-01 | $229,900 (20.3%) | $284,093 (6.7%) | 0.00 | 144 |
| 2020-10-01 | $229,900 (21.1%) | $278,636 (5.3%) | 0.00 | 147 |
| 2020-11-01 | $187,400 (-4.8%) | $257,041 (-1.5%) | 0.00 | 147 |
| 2020-12-01 | $163,700 (-15.6%) | $240,946 (-5.7%) | 0.00 | 130 |
| 2021-01-01 | $160,000 (-14.6%) | $250,396 (-0.4%) | 0.00 | 118 |
| 2021-02-01 | $170,000 (-17.0%) | $259,390 (0.6%) | 0.00 | 88 |
| 2021-03-01 | $247,400 (28.6%) | $283,189 (7.0%) | 0.00 | 71 |
| 2021-04-01 | $259,900 (26.8%) | $294,672 (10.4%) | 0.00 | 71 |
| 2021-05-01 | $244,900 (2.1%) | $290,029 (0.5%) | 0.00 | 74 |
| 2021-06-01 | $222,450 (-15.1%) | $309,482 (-0.4%) | 0.00 | 93 |
| 2021-07-01 | $215,950 (-22.2%) | $324,153 (5.8%) | 0.00 | 110 |
| 2021-08-01 | $202,800 (-20.8%) | $305,770 (3.3%) | 0.00 | 134 |
| 2021-09-01 | $196,450 (-14.6%) | $290,510 (2.3%) | 0.00 | 145 |
| 2021-10-01 | $224,900 (-2.2%) | $298,662 (7.2%) | 0.00 | 151 |
| 2021-11-01 | $217,450 (16.0%) | $304,792 (18.6%) | 0.00 | 130 |
| 2021-12-01 | $217,450 (32.8%) | $315,185 (30.8%) | 0.00 | 104 |
| 2022-01-01 | $199,900 (24.9%) | $287,975 (15.0%) | 0.00 | 89 |
| 2022-02-01 | $219,900 (29.4%) | $300,200 (15.7%) | 0.00 | 59 |
| 2022-03-01 | $254,500 (2.9%) | $337,310 (19.1%) | 0.00 | 53 |
| 2022-04-01 | $255,900 (-1.5%) | $315,492 (7.1%) | 0.00 | 62 |
| 2022-05-01 | $304,200 (24.2%) | $345,512 (19.1%) | 0.00 | 74 |
FOND DU LAC's median listing price for 2022-05-01 was $304,200, a difference of
$59,300
(24.2%) versus the prior year and
$48,300 versus the prior month.
FOND DU LAC's median listing price comes in at 0% of the national average.
FOND DU LAC's average listing price for 2022-05-01 was $345,512, a difference of $55,483 (19.1%) versus the prior year and $30,020 versus the prior month.
For the 2022-05-01 period, FOND DU LAC had 74 MLS listings, a difference of 12 listings (19%) versus the prior month and 0 listings (0%) versus the prior year.
FOND DU LAC's median listing price comes in at 0% of the national average.
FOND DU LAC's average listing price for 2022-05-01 was $345,512, a difference of $55,483 (19.1%) versus the prior year and $30,020 versus the prior month.
For the 2022-05-01 period, FOND DU LAC had 74 MLS listings, a difference of 12 listings (19%) versus the prior month and 0 listings (0%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - FOND DU LAC (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,728 sqft |
| 2018-02-01 | 0 days | 1,705 sqft |
| 2018-03-01 | 0 days | 1,711 sqft |
| 2018-04-01 | 0 days | 1,696 sqft |
| 2018-05-01 | 0 days | 1,713 sqft |
| 2018-06-01 | 0 days | 1,752 sqft |
| 2018-07-01 | 0 days | 1,757 sqft |
| 2018-08-01 | 0 days | 1,782 sqft |
| 2018-09-01 | 0 days | 1,770 sqft |
| 2018-10-01 | 0 days | 1,724 sqft |
| 2018-11-01 | 0 days | 1,696 sqft |
| 2018-12-01 | 0 days | 1,715 sqft |
| 2019-01-01 | 0 days | 1,651 sqft |
| 2019-02-01 | 0 days | 1,667 sqft |
| 2019-03-01 | 0 days | 1,719 sqft |
| 2019-04-01 | 0 days | 1,713 sqft |
| 2019-05-01 | 0 days | 1,716 sqft |
| 2019-06-01 | 0 days | 1,652 sqft |
| 2019-07-01 | 0 days | 1,628 sqft |
| 2019-08-01 | 0 days | 1,688 sqft |
| 2019-09-01 | 0 days | 1,746 sqft |
| 2019-10-01 | 0 days | 1,788 sqft |
| 2019-11-01 | 0 days | 1,826 sqft |
| 2019-12-01 | 0 days | 1,863 sqft |
| 2020-01-01 | 0 days | 1,785 sqft |
| 2020-02-01 | 0 days | 1,792 sqft |
| 2020-03-01 | 0 days | 1,777 sqft |
| 2020-04-01 | 0 days | 1,746 sqft |
| 2020-05-01 | 0 days | 1,806 sqft |
| 2020-06-01 | 0 days | 1,986 sqft |
| 2020-07-01 | 0 days | 2,181 sqft |
| 2020-08-01 | 0 days | 1,986 sqft |
| 2020-09-01 | 0 days | 1,840 sqft |
| 2020-10-01 | 0 days | 1,861 sqft |
| 2020-11-01 | 0 days | 1,685 sqft |
| 2020-12-01 | 0 days | 1,557 sqft |
| 2021-01-01 | 0 days | 1,522 sqft |
| 2021-02-01 | 0 days | 1,477 sqft |
| 2021-03-01 | 0 days | 1,609 sqft |
| 2021-04-01 | 0 days | 1,745 sqft |
| 2021-05-01 | 0 days | 1,750 sqft |
| 2021-06-01 | 0 days | 1,684 sqft |
| 2021-07-01 | 0 days | 1,695 sqft |
| 2021-08-01 | 0 days | 1,714 sqft |
| 2021-09-01 | 0 days | 1,652 sqft |
| 2021-10-01 | 0 days | 1,674 sqft |
| 2021-11-01 | 0 days | 1,678 sqft |
| 2021-12-01 | 0 days | 1,656 sqft |
| 2022-01-01 | 0 days | 1,652 sqft |
| 2022-02-01 | 0 days | 1,674 sqft |
| 2022-03-01 | 0 days | 1,718 sqft |
| 2022-04-01 | 0 days | 1,632 sqft |
| 2022-05-01 | 0 days | 1,636 sqft |
FOND DU LAC's median listing age (time on market) for 2022-05-01 was 0 days.
FOND DU LAC's median square footage for active listings during the 2022-05-01 period was 1,636 sqft. One year prior, the average listing was 1,750 sqft.
FOND DU LAC's median square footage for active listings during the 2022-05-01 period was 1,636 sqft. One year prior, the average listing was 1,750 sqft.
