FOND DU LAC Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Fond Du Lac averaged 6.51% for the week of 2024-02-15, compared to the national average of 6.77% for the same period.

The average rate for the prior week (2024-02-08) was 6.18% and one month ago for the week of 2024-01-11, the average rate was 6.2%.

Fond Du Lac's average rate one year ago was 5.76%.

For refis of the same type during the week of 2024-02-15, the average rate was 5.86%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-15 6.77%
Fond Du Lac 30 Year Fixed Rate 2024-02-15 6.51%
Fond Du Lac 30 Year Fixed Rate Refi 2024-02-15 5.86%
Fond Du Lac 15 Year Fixed Rate 2024-02-15 7.22%
Fond Du Lac 15 Year Fixed Rate Refi 2024-02-15 4.77%
Fond Du Lac 30 Year FHA 2024-02-15 6.31%
Fond Du Lac 30 Year FHA Refi 2024-02-15 6.41%
Fond Du Lac 30 Year USDA 2024-02-15 6.89%
Fond Du Lac 30 Year USDA Refi 2024-02-15 6.69%
Fond Du Lac 30 Year VA 2024-02-15 6.32%
Fond Du Lac 30 Year VA Refi 2024-02-15 6.46%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within FOND DU LAC, WI.

FOND DU LAC Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the FOND DU LAC, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
National Exchange Bank and Trust 134 4.57% $1,880
Hometown Bank 91 4.91% $1,590
U.S. Bank 77 4.77% $3,219
VERVE, A CREDIT UNION 74 3.82% $2,096
Associated Bank 68 4.70% $2,185
Horicon Bank 60 4.62% $1,450
Fox Valley Savings Bank 54 4.31% $1,368
Summit Credit Union 35 4.50% $2,380
CALIBER HOME LOANS, INC. 27 5.54% $2,919
SUCCESS MORTGAGE PARTNERS, INC. 23 5.45% $4,659
Prosperity Home Mortgage, LLC 22 5.49% $3,122
Landmark Credit Union 18 4.75% $2,047
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 18 5.12% $3,385
CARDINAL FINANCIAL 17 5.43% $4,623
JPMorgan Chase Bank 17 4.68% $3,173
QUICKEN LOANS, LLC 15 5.01% $5,501
Wells Fargo Bank 14 4.55% $2,504
COMPEER FINANCIAL, FLCA 12 5.72% $3,545
FINANCE OF AMERICA MORTGAGE LLC 11 5.21% $3,936
Bankers' Bank 11 4.74% $1,966
Fortifi Bank 10 5.21% $2,064
University of Wisconsin Credit Union 10 4.06% $2,873
Community First Credit Union 9 3.58% $2,016
Bell Bank 9 5.06% $3,049
INLANTA MORTGAGE, INC. 9 4.81% $3,194
Nicolet National Bank 9 5.18% $3,213
Mr. Cooper ( Nationstar Mortgage ) 9 4.71% $6,001
PROSPERA Credit Union 8 4.19% $1,569
UNITED WHOLESALE MORTGAGE, LLC 8 4.90% $3,877
Waterstone Mortgage Corporation 8 6.27% $3,880
CROSSCOUNTRY MORTGAGE, LLC 8 5.69% $4,636
FOND DU LAC 8 5.23% $1,143
CMG MORTGAGE, INC. 7 5.11% $4,423
Westbury Bank 7 4.63% $1,847
BMO Harris Bank 7 4.50% $2,942
FIRST CENTENNIAL MORTGAGE CORPORATION 7 5.80% $2,557
Glacier Hills Credit Union 6 4.29% $1,481
ENVOY MORTGAGE, LTD 5 5.90% $5,618
TOWNE MORTGAGE COMPANY 5 5.77% $5,019
LOANDEPOT.COM, LLC 5 4.94% $4,962
First Federal Bank 5 5.90% $4,297
GUARANTEED RATE, INC. 5 5.42% $5,272
AMERISAVE MORTGAGE CORPORATION 5 4.17% $10,059
Bank of England 4 5.63% $2,909
Kohler Credit Union 4 4.41% $2,850
FOX COMMUNITIES 4 4.37% $1,254
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 4 6.66% $4,772
Great Midwest Bank, S.S.B. 4 4.27% $2,473
Deere Employees Credit Union 4 4.00% $2,160
Bank Five Nine 4 4.91% $2,542
Flagstar Bank, FSB 4 5.08% $3,347
Ixonia Bank 3 5.58% $6,665
CHERRY CREEK MORTGAGE, LLC 3 5.08% $754
CIBM Bank 3 5.17% $2,323
CoVantage Credit Union 3 4.54% $1,955
EDUCATORS CREDIT UNION 3 4.79% $1,726
FREEDOM MORTGAGE CORPORATION 3 5.58% $4,478
GSF Mortgage Corporation 3 4.83% $7,186
GUARANTEED RATE AFFINITY, LLC 3 6.13% $2,909
NEWREZ LLC 3 6.08% $2,367
BROKER SOLUTIONS, INC. 2 4.25% $3,628
ROYAL UNITED MORTGAGE LLC 2 6.63% $6,793
Barrington Bank & Trust Company, N.A. 2 5.69% $2,272
Servion, Inc. 2 3.75% $3,822
Bank First, N.A. 2 6.44% $2,387
PENNYMAC LOAN SERVICES, LLC 2 6.13% $6,083
Morgan Stanley Private Bank 2 3.35% $2,502
A + MORTGAGE SERVICES, INC. 2 6.75% $2,425
PNC Bank 2 4.19% $3,341
Loan Simple, Inc. 2 5.00% $2,059
T2 FINANCIAL LLC 2 4.74% $4,867
Wolfe Financial, Inc 2 5.50% $3,666
Paramount Residential Mortgage Group, Inc. 2 4.50% $3,481
The Equitable Bank, S.S.B. 2 4.06% $2,476
The Port Washington State Bank 2 4.50% $2,385
CAPITAL Credit Union 2 3.19% $1,884
Old National Bank 1 4.75% $2,125
Peoples State Bank 1 4.75% $2,694
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 3.13% $3,028
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.63% $4,364
Carrington Mortgage Services, LLC 1 6.13% $7,942
Settlers Bank 1 5.13% $2,460
Sierra Pacific Mortgage Company, Inc. 1 3.88% $1,288
BLC Community Bank 1 4.88% $413
Blackhawk Community Credit Union 1 6.25% $4,038
THE ANDERSON FINANCIAL GROUP, INC. 1 3.25% $2,637
The Central Trust Bank 1 6.37% $1,610
The Stephenson National Bank and Trust 1 5.38% $2,856
THRIVENT Federal Credit Union 1 3.25% $2,926
TJC Mortgage, Inc. 1 6.50% $3,824
TRUSTONE FINANCIAL FEDERAL CREDIT UNION 1 3.63% $2,946
AXIA FINANCIAL, LLC 1 5.63% $2,765
USAA Federal Savings Bank 1 4.88% $3,000
AmeriHome Mortgage Company, LLC 1 6.13% $2,807
Watermark Capital, Inc. 1 5.25% $4,616
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 5.25% $3,288
Waukesha State Bank 1 3.70% $3,750
AMERICAN FINANCING CORPORATION 1 4.13% $6,663
ALTRA 1 4.20% $1,804
WISCONSIN MORTGAGE CORPORATION 1 5.63% $7,185
Ally Bank 1 4.88% $1,229
Johnson Bank 1 4.90% $2,827
KELLER MORTGAGE, LLC 1 4.88% $7,560
GREENSTATE CREDIT UNION 1 3.63% $3,408
LAKEVIEW LOAN SERVICING, LLC 1 4.25% $3,999
First Savings Bank 1 6.88% $3,047
DRAPER AND KRAMER MORTGAGE CORP. 1 5.99% $2,853
MLD MORTGAGE INC. 1 6.00% $9,352
MORTGAGE ACCESS CORP. 1 3.88% $8,148
Mortgage Research Center, LLC 1 7.38% $4,128
Discover Bank 1 4.99% $0
MUTUAL OF OMAHA MORTGAGE, INC. 1 4.00% $2,023
CORNERSTONE HOME LENDING, INC. 1 5.88% $5,674
Nations Lending Corporation 1 3.38% $8,493
NAVY FEDERAL CREDIT UNION 1 7.25% $1,338
NEXERA HOLDING LLC 1 7.50% $7,400
CHURCHILL MORTGAGE CORPORATION 1 6.00% $2,809

FOND DU LAC Average Closing Costs & Other Stats

FOND DU LAC, WI's 117 lenders originated 2,867 loans during 2022. The total origination value was $459,555,000, with an average loan value of $160,291.

FOND DU LAC's average closing costs are $2,803.

The top FOND DU LAC lender as defined by loan originations is National Exchange Bank and Trust, with 134 loans originated. Their average total fees are $1,880, which is $290 higher than the next largest lender, Hometown Bank.

The lowest fee FOND DU LAC lenders (with over 10 loans originated) are Fox Valley Savings Bank ($1,368), Horicon Bank ($1,450), Hometown Bank ($1,590), National Exchange Bank and Trust ($1,880) and Bankers' Bank ($1,966).

The lowest rate FOND DU LAC lenders (with over 10 loans originated) are VERVE, A CREDIT UNION (3.82%), University of Wisconsin Credit Union (4.06%), Fox Valley Savings Bank (4.31%), Summit Credit Union (4.50%) and Wells Fargo Bank (4.55%).

FOND DU LAC, WI Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
National Exchange Bank and Trust $126,610,000 $62,150,000 -50.9% 13.5%
U.S. Bank $69,550,000 $31,075,000 -55.3% 6.8%
Hometown Bank $65,670,000 $24,000,000 -63.5% 5.2%
Associated Bank $38,830,000 $21,870,000 -43.7% 4.8%
VERVE, A CREDIT UNION $28,565,000 $20,895,000 -26.9% 4.5%
Horicon Bank $38,200,000 $18,005,000 -52.9% 3.9%
Fox Valley Savings Bank $57,770,000 $15,105,000 -73.9% 3.3%
Summit Credit Union $8,765,000 $12,115,000 38.2% 2.6%
QUICKEN LOANS, LLC $28,305,000 $10,290,000 -63.6% 2.2%
CALIBER HOME LOANS, INC. $23,220,000 $10,100,000 -56.5% 2.2%
WALKER & DUNLOP, LLC $4,345,000 $9,280,000 113.6% 2.0%
SUCCESS MORTGAGE PARTNERS, INC. $9,665,000 $8,505,000 -12.0% 1.9%
MARINE $9,430,000 $8,430,000 -10.6% 1.8%
Landmark Credit Union $8,640,000 $7,440,000 -13.9% 1.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $11,625,000 $6,340,000 -45.5% 1.4%
Community First Credit Union $8,115,000 $6,210,000 -23.5% 1.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $12,285,000 $6,160,000 -49.9% 1.3%
BMO Harris Bank $8,540,000 $6,045,000 -29.2% 1.3%
Grandbridge Real Estate Capital LLC $5,945,000 n/a 1.3%
COMPEER FINANCIAL, FLCA $7,250,000 $5,800,000 -20.0% 1.3%
JPMorgan Chase Bank $6,495,000 $5,205,000 -19.9% 1.1%
Wells Fargo Bank $12,615,000 $4,950,000 -60.8% 1.1%
Prosperity Home Mortgage, LLC $5,425,000 $4,695,000 -13.5% 1.0%
University of Wisconsin Credit Union $5,060,000 $4,550,000 -10.1% 1.0%
Bristol Morgan Bank $11,215,000 $4,050,000 -63.9% 0.9%
Mortgage Research Center, LLC $7,060,000 $3,895,000 -44.8% 0.8%
Bell Bank $6,375,000 $3,865,000 -39.4% 0.8%
West Pointe Bank $1,580,000 $3,835,000 142.7% 0.8%
FINANCE OF AMERICA MORTGAGE LLC $4,410,000 $3,815,000 -13.5% 0.8%
UNITED WHOLESALE MORTGAGE, LLC $7,230,000 $3,405,000 -52.9% 0.7%
State Bank of Cross Plains $3,395,000 n/a 0.7%
Fortifi Bank $6,610,000 $3,320,000 -49.8% 0.7%
Bankers' Bank $3,350,000 $3,185,000 -4.9% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $3,655,000 $3,165,000 -13.4% 0.7%
Nicolet National Bank $4,965,000 $2,965,000 -40.3% 0.6%
CROSSCOUNTRY MORTGAGE, LLC $1,610,000 $2,960,000 83.9% 0.6%
PENNYMAC LOAN SERVICES, LLC $4,260,000 $2,895,000 -32.0% 0.6%
FREEDOM MORTGAGE CORPORATION $11,365,000 $2,830,000 -75.1% 0.6%
Kohler Credit Union $1,770,000 $2,800,000 58.2% 0.6%
CMG MORTGAGE, INC. $6,750,000 $2,720,000 -59.7% 0.6%
Westbury Bank $7,065,000 $2,720,000 -61.5% 0.6%
GUARANTEED RATE, INC. $2,315,000 $2,580,000 11.4% 0.6%
INLANTA MORTGAGE, INC. $6,220,000 $2,535,000 -59.2% 0.6%
FOX COMMUNITIES $1,125,000 $2,450,000 117.8% 0.5%
Waterstone Mortgage Corporation $4,030,000 $2,220,000 -44.9% 0.5%
AMERISAVE MORTGAGE CORPORATION $3,015,000 $2,195,000 -27.2% 0.5%
LOANDEPOT.COM, LLC $4,480,000 $2,175,000 -51.5% 0.5%
North Shore Bank FSB $9,220,000 $1,975,000 -78.6% 0.4%
FOND DU LAC $5,025,000 $1,920,000 -61.8% 0.4%
Glacier Hills Credit Union $2,055,000 $1,845,000 -10.2% 0.4%
Citizens State Bank of La Crosse $600,000 $1,810,000 201.7% 0.4%
ENVOY MORTGAGE, LTD $955,000 $1,790,000 87.4% 0.4%
Premier Community Bank $1,755,000 n/a 0.4%
NEWREZ LLC $4,700,000 $1,685,000 -64.1% 0.4%
FIRST CENTENNIAL MORTGAGE CORPORATION $2,065,000 $1,635,000 -20.8% 0.4%
Flagstar Bank, FSB $1,895,000 $1,465,000 -22.7% 0.3%
TOWNE MORTGAGE COMPANY $2,560,000 $1,425,000 -44.3% 0.3%
Great Midwest Bank, S.S.B. $1,015,000 $1,405,000 38.4% 0.3%
Bank of England $590,000 $1,315,000 122.9% 0.3%
WINNEBAGO COMMUNITY $1,005,000 $1,305,000 29.9% 0.3%
PROSPERA Credit Union $225,000 $1,240,000 451.1% 0.3%
First-Citizens Bank & Trust Company $335,000 $1,165,000 247.8% 0.3%
CAPITAL Credit Union $355,000 $1,090,000 207.0% 0.2%
GSF Mortgage Corporation $1,315,000 $1,070,000 -18.6% 0.2%
Morgan Stanley Private Bank $515,000 $1,070,000 107.8% 0.2%
AXIA FINANCIAL, LLC $630,000 $1,045,000 65.9% 0.2%
Paramount Residential Mortgage Group, Inc. $3,635,000 $1,010,000 -72.2% 0.2%
WISCONSIN MORTGAGE CORPORATION $2,465,000 $985,000 -60.0% 0.2%
CHERRY CREEK MORTGAGE, LLC $3,610,000 $965,000 -73.3% 0.2%
The Equitable Bank, S.S.B. $485,000 $940,000 93.8% 0.2%
BROKER SOLUTIONS, INC. $1,195,000 $935,000 -21.8% 0.2%
Deere Employees Credit Union $1,025,000 $915,000 -10.7% 0.2%
Ixonia Bank $1,505,000 $915,000 -39.2% 0.2%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $910,000 n/a 0.2%
First Federal Bank $1,980,000 $905,000 -54.3% 0.2%
Carrington Mortgage Services, LLC $1,980,000 $880,000 -55.6% 0.2%
CoVantage Credit Union $555,000 $875,000 57.7% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $1,305,000 $860,000 -34.1% 0.2%
Johnson Bank $2,370,000 $825,000 -65.2% 0.2%
T2 FINANCIAL LLC $225,000 $800,000 255.6% 0.2%
NAVY FEDERAL CREDIT UNION $1,720,000 $770,000 -55.2% 0.2%
Servion, Inc. $1,550,000 $755,000 -51.3% 0.2%
TRIAD FINANCIAL SERVICES, INC. $330,000 $730,000 121.2% 0.2%
USAA Federal Savings Bank $2,865,000 $710,000 -75.2% 0.2%
CIBM Bank $1,145,000 $705,000 -38.4% 0.2%
BLC Community Bank $305,000 $690,000 126.2% 0.2%
Bank Five Nine $1,865,000 $660,000 -64.6% 0.1%
LAKEVIEW LOAN SERVICING, LLC $3,020,000 $660,000 -78.1% 0.1%
Waukesha State Bank $1,510,000 $655,000 -56.6% 0.1%
Oostburg State Bank $685,000 $635,000 -7.3% 0.1%
Bank First, N.A. $6,235,000 $615,000 -90.1% 0.1%
GREENSTATE CREDIT UNION $565,000 n/a 0.1%
Loan Simple, Inc. $440,000 $560,000 27.3% 0.1%
The Port Washington State Bank $1,415,000 $555,000 -60.8% 0.1%
LIBERTY HOME MORTGAGE CORPORATION $245,000 $535,000 118.4% 0.1%
PLAZA HOME MORTGAGE, INC. $520,000 n/a 0.1%
Nations Lending Corporation $505,000 n/a 0.1%
EDUCATORS CREDIT UNION $625,000 $495,000 -20.8% 0.1%
Tri City National Bank $135,000 $495,000 266.7% 0.1%
East Wisconsin Savings Bank $1,145,000 $485,000 -57.6% 0.1%
KELLER MORTGAGE, LLC $310,000 $485,000 56.5% 0.1%
HOME POINT FINANCIAL CORPORATION $1,295,000 $460,000 -64.5% 0.1%
PNC Bank $155,000 $460,000 196.8% 0.1%
GUARANTEED RATE AFFINITY, LLC $85,000 $455,000 435.3% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $635,000 $455,000 -28.3% 0.1%
NEW DAY FINANCIAL, LLC $1,900,000 $445,000 -76.6% 0.1%
CORNERSTONE HOME LENDING, INC. $2,345,000 $440,000 -81.2% 0.1%
Cleveland State Bank $270,000 $430,000 59.3% 0.1%
SOUTHPOINT FINANCIAL $425,000 n/a 0.1%
Hiawatha National Bank $430,000 $415,000 -3.5% 0.1%
Century Mortgage Company DBA Century Lending Company $410,000 n/a 0.1%
Wolfe Financial, Inc $405,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $450,000 $400,000 -11.1% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $385,000 n/a 0.1%
Sierra Pacific Mortgage Company, Inc. $145,000 $385,000 165.5% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,770,000 $380,000 -78.5% 0.1%
Old National Bank $1,715,000 $370,000 -78.4% 0.1%
ALTRA $95,000 $360,000 278.9% 0.1%
Watermark Capital, Inc. $350,000 $350,000 0.0% 0.1%
Firefighters First Federal Credit Union $335,000 n/a 0.1%
Dollar Bank, Federal Savings Bank $325,000 n/a 0.1%
American Mortgage & Equity Consultants, Inc. $310,000 $315,000 1.6% 0.1%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $425,000 $315,000 -25.9% 0.1%
A + MORTGAGE SERVICES, INC. $495,000 $310,000 -37.4% 0.1%
FORTE BANK $815,000 $295,000 -63.8% 0.1%
FINANCE OF AMERICA REVERSE LLC $290,000 n/a 0.1%
MORTGAGE ACCESS CORP. $275,000 n/a 0.1%
Plains Commerce Bank $575,000 $275,000 -52.2% 0.1%
Figure Lending LLC $170,000 $270,000 58.8% 0.1%
State Bank of Chilton $720,000 $270,000 -62.5% 0.1%
Bank of America $675,000 $265,000 -60.7% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $145,000 $265,000 82.8% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $255,000 n/a 0.1%
Discover Bank $380,000 $250,000 -34.2% 0.1%
Citizens Bank $390,000 $245,000 -37.2% 0.1%
Collins State Bank $1,275,000 $245,000 -80.8% 0.1%
MLD MORTGAGE INC. $245,000 n/a 0.1%
The Federal Savings Bank $400,000 $245,000 -38.8% 0.1%
Ally Bank $125,000 $240,000 92.0% 0.1%
Barrington Bank & Trust Company, N.A. $690,000 $240,000 -65.2% 0.1%
TRUSTONE FINANCIAL FEDERAL CREDIT UNION $345,000 $240,000 -30.4% 0.1%
The Central Trust Bank $235,000 n/a 0.1%
Farmers and Merchants Union Bank $420,000 $230,000 -45.2% 0.1%
EMBRACE HOME LOANS, INC. $400,000 $225,000 -43.8% 0.0%
The Stephenson National Bank and Trust $215,000 n/a 0.0%
PRIME FINANCIAL CREDIT UNION $210,000 n/a 0.0%
Blackhawk Community Credit Union $205,000 n/a 0.0%
TJC Mortgage, Inc. $275,000 $195,000 -29.1% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $185,000 n/a 0.0%
First Western Federal Savings Bank $185,000 n/a 0.0%
Valley Communities Credit Union $185,000 n/a 0.0%
SPRING EQ, LLC $170,000 n/a 0.0%
Bank of Deerfield $165,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $940,000 $165,000 -82.4% 0.0%
NEXERA HOLDING LLC $165,000 n/a 0.0%
LENDINGHOME FUNDING CORPORATION $160,000 n/a 0.0%
Chicago Mortgage Solutions LLC $175,000 $155,000 -11.4% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $195,000 $155,000 -20.5% 0.0%
STAR USA FEDERAL CREDIT UNION $150,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $640,000 $145,000 -77.3% 0.0%
Capitol Bank $145,000 n/a 0.0%
GUILD MORTGAGE COMPANY $765,000 $145,000 -81.0% 0.0%
NATIONS RELIABLE LENDING, LLC $125,000 $145,000 16.0% 0.0%
Old Second National Bank $145,000 n/a 0.0%
Peoples State Bank $145,000 n/a 0.0%
PHH Mortgage Corporation $170,000 $145,000 -14.7% 0.0%
Waldo State Bank $145,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $370,000 $135,000 -63.5% 0.0%
Settlers Bank $215,000 $135,000 -37.2% 0.0%
BETTER MORTGAGE CORPORATION $2,115,000 $125,000 -94.1% 0.0%
CASTLE & COOKE MORTGAGE, LLC $125,000 n/a 0.0%
First Savings Bank $125,000 n/a 0.0%
Oregon Community Bank $240,000 $125,000 -47.9% 0.0%
LIMA ONE CAPITAL, LLC $115,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $105,000 $115,000 9.5% 0.0%
Community State Bank $255,000 $105,000 -58.8% 0.0%
PremierBank $125,000 $105,000 -16.0% 0.0%
Wisconsin Bank & Trust $810,000 $105,000 -87.0% 0.0%
Wolf River Community Bank $145,000 $105,000 -27.6% 0.0%
First American Bank $235,000 $100,000 -57.4% 0.0%
THRIVENT Federal Credit Union $95,000 n/a 0.0%
Greenleaf Wayside Bank $85,000 n/a 0.0%
PyraMax Bank, FSB $95,000 $85,000 -10.5% 0.0%
American National Bank - Fox Cities $155,000 $75,000 -51.6% 0.0%
AmeriHome Mortgage Company, LLC $75,000 n/a 0.0%
Merchants Bank $75,000 n/a 0.0%
THE ANDERSON FINANCIAL GROUP, INC. $75,000 n/a 0.0%
Centier Bank $60,000 $70,000 16.7% 0.0%
CLEARPOINTE CAPITAL, LLC $140,000 $65,000 -53.6% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $845,000 $65,000 -92.3% 0.0%
Farmers & Merchants State Bank $3,175,000 $55,000 -98.3% 0.0%
Guardian Credit Union $90,000 $55,000 -38.9% 0.0%
Secured Investment Corp. $55,000 n/a 0.0%
UNITEDONE Credit Union $55,000 n/a 0.0%
The Bank of Kaukauna $605,000 $45,000 -92.6% 0.0%
GTE Federal Credit Union $35,000 n/a 0.0%
Heartland Credit Union (Madison) $330,000 $35,000 -89.4% 0.0%
AbbyBank $170,000 $25,000 -85.3% 0.0%

FOND DU LAC's top lender by overall market share is National Exchange Bank and Trust, with 13.5% market share. In second place, with 6.8%, is U.S. Bank, having originated $31,075,000 in loans. In third place, with 5.2%, is Hometown Bank, having originated $24,000,000 in loans. In fourth place, with 4.8%, is Associated Bank, having originated $21,870,000 in loans. In fifth place, with 4.5%, is VERVE, A CREDIT UNION, having originated $20,895,000 in loans.


FOND DU LAC Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - FOND DU LAC (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $149,975 (15.5%) $194,946 (13.7%) 0.00 380
2018-02-01 $153,900 (20.4%) $195,479 (11.8%) 0.00 386
2018-03-01 $153,900 (12.0%) $196,444 (7.0%) 0.00 386
2018-04-01 $149,925 (4.6%) $207,907 (9.3%) 0.00 277
2018-05-01 $161,950 (9.2%) $219,852 (12.8%) 0.00 283
2018-06-01 $178,750 (22.2%) $228,946 (15.2%) 0.00 283
2018-07-01 $181,675 (21.2%) $230,001 (14.7%) 0.00 301
2018-08-01 $178,200 (25.5%) $226,101 (14.5%) 0.00 306
2018-09-01 $171,900 (14.7%) $219,647 (12.5%) 0.00 313
2018-10-01 $159,900 (6.7%) $211,339 (10.6%) 0.00 337
2018-11-01 $147,225 (-4.2%) $200,332 (2.5%) 0.00 325
2018-12-01 $144,950 (-3.4%) $196,833 (1.2%) 0.00 287
2019-01-01 $137,950 (-8.0%) $187,991 (-3.6%) 0.00 268
2019-02-01 $153,150 (-0.5%) $197,638 (1.1%) 0.00 248
2019-03-01 $162,043 (5.3%) $207,757 (5.8%) 0.00 216
2019-04-01 $164,543 (9.8%) $217,379 (4.6%) 0.00 197
2019-05-01 $176,450 (9.0%) $243,119 (10.6%) 0.00 208
2019-06-01 $169,400 (-5.2%) $242,125 (5.8%) 0.00 214
2019-07-01 $170,925 (-5.9%) $252,738 (9.9%) 0.00 242
2019-08-01 $170,845 (-4.1%) $248,701 (10.0%) 0.00 258
2019-09-01 $175,939 (2.4%) $251,888 (14.7%) 0.00 251
2019-10-01 $177,734 (11.2%) $249,863 (18.2%) 0.00 251
2019-11-01 $183,700 (24.8%) $233,212 (16.4%) 0.00 256
2019-12-01 $174,900 (20.7%) $225,332 (14.5%) 0.00 240
2020-01-01 $174,175 (26.3%) $234,116 (24.5%) 0.00 222
2020-02-01 $184,900 (20.7%) $241,812 (22.4%) 0.00 207
2020-03-01 $184,900 (14.1%) $248,806 (19.8%) 0.00 208
2020-04-01 $193,200 (17.4%) $253,358 (16.6%) 0.00 201
2020-05-01 $212,900 (20.7%) $266,392 (9.6%) 0.00 195
2020-06-01 $239,450 (41.4%) $286,062 (18.2%) 0.00 178
2020-07-01 $242,350 (41.8%) $281,925 (11.6%) 0.00 149
2020-08-01 $235,400 (37.8%) $276,877 (11.3%) 0.00 158
2020-09-01 $219,925 (25.0%) $271,592 (7.8%) 0.00 169
2020-10-01 $224,900 (26.5%) $279,998 (12.1%) 0.00 159
2020-11-01 $191,150 (4.1%) $263,687 (13.1%) 0.00 154
2020-12-01 $167,450 (-4.3%) $249,534 (10.7%) 0.00 141
2021-01-01 $164,450 (-5.6%) $259,266 (10.7%) 0.00 122
2021-02-01 $192,150 (3.9%) $270,480 (11.9%) 0.00 102
2021-03-01 $228,500 (23.6%) $284,121 (14.2%) 0.00 88
2021-04-01 $248,650 (28.7%) $298,066 (17.7%) 0.00 84
2021-05-01 $249,900 (17.4%) $285,977 (7.4%) 0.00 89
2021-06-01 $206,000 (-14.0%) $299,562 (4.7%) 0.00 115
2021-07-01 $199,950 (-17.5%) $311,540 (10.5%) 0.00 150
2021-08-01 $196,325 (-16.6%) $294,296 (6.3%) 0.00 157
2021-09-01 $199,900 (-9.1%) $284,606 (4.8%) 0.00 173
2021-10-01 $224,900 (0.0%) $293,262 (4.7%) 0.00 173
2021-11-01 $222,000 (16.1%) $289,079 (9.6%) 0.00 150
2021-12-01 $209,900 (25.4%) $289,992 (16.2%) 0.00 117
2022-01-01 $194,500 (18.3%) $260,651 (0.5%) 0.00 101
2022-02-01 $207,400 (7.9%) $276,506 (2.2%) 0.00 75
2022-03-01 $241,675 (5.8%) $300,172 (5.7%) 0.00 66
2022-04-01 $244,900 (-1.5%) $301,858 (1.3%) 0.00 78
2022-05-01 $283,300 (13.4%) $326,130 (14.0%) 0.00 96
2022-06-01 $289,900 (40.7%) $328,006 (9.5%) 0.00 112
2022-07-01 $299,000 (49.5%) $343,821 (10.4%) 0.00 138
2022-08-01 $299,900 (52.8%) $351,011 (19.3%) 0.00 135
2022-09-01 $279,900 (40.0%) $357,072 (25.5%) 0.00 131
2022-10-01 $292,900 (30.2%) $395,937 (35.0%) 0.00 127
2022-11-01 $294,925 (32.9%) $383,455 (32.7%) 0.00 129
2022-12-01 $299,900 (42.9%) $404,204 (39.4%) 0.00 102
2023-01-01 $329,742 (69.5%) $431,455 (65.5%) 0.00 87
2023-02-01 $350,000 (68.8%) $451,028 (63.1%) 0.00 83
2023-03-01 $350,000 (44.8%) $438,284 (46.0%) 0.00 88
2023-04-01 $375,000 (53.1%) $472,416 (56.5%) 0.00 82
2023-05-01 $340,400 (20.2%) $424,912 (30.3%) 0.00 88
2023-06-01 $339,900 (17.3%) $404,673 (23.4%) 0.00 92
2023-07-01 $339,900 (13.7%) $402,019 (16.9%) 0.00 102
2023-08-01 $319,725 (6.6%) $373,496 (6.4%) 0.00 112
2023-09-01 $319,900 (14.3%) $358,660 (0.4%) 0.00 117
2023-10-01 $307,400 (5.0%) $363,639 (-8.2%) 0.00 123
2023-11-01 $280,600 (-4.9%) $333,999 (-12.9%) 0.00 124
2023-12-01 $287,400 (-4.2%) $333,567 (-17.5%) 0.00 100
FOND DU LAC's median listing price for 2023-12-01 was $287,400, a difference of $-12,500 (-4.2%) versus the prior year and $6,800 versus the prior month.

FOND DU LAC's median listing price comes in at 0% of the national average.

FOND DU LAC's average listing price for 2023-12-01 was $333,567, a difference of $-70,637 (-17.5%) versus the prior year and $-432 versus the prior month.

For the 2023-12-01 period, FOND DU LAC had 100 MLS listings, a difference of -24 listings (-19%) versus the prior month and -2 listings (-2%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - FOND DU LAC (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,692 sqft
2018-02-01 0 days 1,682 sqft
2018-03-01 0 days 1,708 sqft
2018-04-01 0 days 1,685 sqft
2018-05-01 0 days 1,690 sqft
2018-06-01 0 days 1,729 sqft
2018-07-01 0 days 1,753 sqft
2018-08-01 0 days 1,777 sqft
2018-09-01 0 days 1,767 sqft
2018-10-01 0 days 1,728 sqft
2018-11-01 0 days 1,712 sqft
2018-12-01 0 days 1,716 sqft
2019-01-01 0 days 1,690 sqft
2019-02-01 0 days 1,727 sqft
2019-03-01 0 days 1,753 sqft
2019-04-01 0 days 1,730 sqft
2019-05-01 0 days 1,720 sqft
2019-06-01 0 days 1,678 sqft
2019-07-01 0 days 1,667 sqft
2019-08-01 0 days 1,664 sqft
2019-09-01 0 days 1,718 sqft
2019-10-01 0 days 1,754 sqft
2019-11-01 0 days 1,779 sqft
2019-12-01 0 days 1,778 sqft
2020-01-01 0 days 1,755 sqft
2020-02-01 0 days 1,770 sqft
2020-03-01 0 days 1,793 sqft
2020-04-01 0 days 1,760 sqft
2020-05-01 0 days 1,755 sqft
2020-06-01 0 days 1,848 sqft
2020-07-01 0 days 1,911 sqft
2020-08-01 0 days 1,912 sqft
2020-09-01 0 days 1,832 sqft
2020-10-01 0 days 1,848 sqft
2020-11-01 0 days 1,739 sqft
2020-12-01 0 days 1,583 sqft
2021-01-01 0 days 1,562 sqft
2021-02-01 0 days 1,581 sqft
2021-03-01 0 days 1,630 sqft
2021-04-01 0 days 1,763 sqft
2021-05-01 0 days 1,741 sqft
2021-06-01 0 days 1,648 sqft
2021-07-01 0 days 1,627 sqft
2021-08-01 0 days 1,654 sqft
2021-09-01 0 days 1,638 sqft
2021-10-01 0 days 1,648 sqft
2021-11-01 0 days 1,654 sqft
2021-12-01 0 days 1,641 sqft
2022-01-01 0 days 1,624 sqft
2022-02-01 0 days 1,622 sqft
2022-03-01 0 days 1,615 sqft
2022-04-01 0 days 1,606 sqft
2022-05-01 0 days 1,620 sqft
2022-06-01 0 days 1,683 sqft
2022-07-01 0 days 1,695 sqft
2022-08-01 0 days 1,761 sqft
2022-09-01 0 days 1,754 sqft
2022-10-01 0 days 1,816 sqft
2022-11-01 0 days 1,810 sqft
2022-12-01 0 days 1,858 sqft
2023-01-01 0 days 1,921 sqft
2023-02-01 0 days 1,939 sqft
2023-03-01 0 days 1,842 sqft
2023-04-01 0 days 1,890 sqft
2023-05-01 0 days 1,898 sqft
2023-06-01 0 days 1,830 sqft
2023-07-01 0 days 1,840 sqft
2023-08-01 0 days 1,795 sqft
2023-09-01 0 days 1,774 sqft
2023-10-01 0 days 1,734 sqft
2023-11-01 0 days 1,714 sqft
2023-12-01 0 days 1,747 sqft
FOND DU LAC's median listing age (time on market) for 2023-12-01 was 0 days.

FOND DU LAC's median square footage for active listings during the 2023-12-01 period was 1,747 sqft. One year prior, the average listing was 1,858 sqft.

FOND DU LAC, WI Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
53006 Fond du Lac, WI $680 $710 $930 $1,240 $1,260
53010 Fond du Lac, WI $640 $730 $880 $1,180 $1,230
53011 Fond du Lac, WI $630 $750 $900 $1,170 $1,330
53014 Fond du Lac, WI $600 $640 $820 $1,110 $1,110
53019 Fond du Lac, WI $630 $660 $860 $1,150 $1,170
53023 Fond du Lac, WI $640 $770 $920 $1,190 $1,360
53040 Fond du Lac, WI $720 $860 $1,040 $1,320 $1,440
53048 Fond du Lac, WI $650 $680 $890 $1,190 $1,210
53049 Fond du Lac, WI $550 $580 $760 $1,010 $1,030
53057 Fond du Lac, WI $550 $580 $760 $1,010 $1,030
53061 Fond du Lac, WI $560 $600 $770 $1,040 $1,040
53065 Fond du Lac, WI $590 $620 $810 $1,080 $1,100
53079 Fond du Lac, WI $550 $580 $760 $1,010 $1,040
53919 Fond du Lac, WI $550 $580 $760 $1,010 $1,030
53931 Fond du Lac, WI $600 $640 $830 $1,110 $1,130
53946 Fond du Lac, WI $600 $630 $820 $1,100 $1,110
53963 Fond du Lac, WI $570 $600 $780 $1,040 $1,060
54904 Fond du Lac, WI $660 $710 $920 $1,240 $1,470
54932 Fond du Lac, WI $650 $680 $890 $1,190 $1,220
54935 Fond du Lac, WI $590 $620 $810 $1,080 $1,100
54936 Fond du Lac, WI $600 $640 $830 $1,110 $1,130
54937 Fond du Lac, WI $700 $740 $960 $1,280 $1,300
54964 Fond du Lac, WI $830 $900 $1,160 $1,560 $1,800
54971 Fond du Lac, WI $600 $630 $820 $1,100 $1,130
54974 Fond du Lac, WI $550 $580 $760 $1,010 $1,030
54979 Fond du Lac, WI $710 $750 $980 $1,300 $1,340

2022 Average & Median Rent Data Statistics
FOND DU LAC, WI average 1BR rent: $672, median: $640
FOND DU LAC, WI average 2BR rent: $862, median: $830
FOND DU LAC, WI average 3BR rent: $1,147, median: $1,110

FOND DU LAC, WI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,394 $277,900,000 $199,354
Cash Out Refi 585 $83,005,000 $141,889
Refi 355 $62,485,000 $176,014
Home Improvement 307 $19,365,000 $63,078
Other 226 $16,800,000 $74,336

Fond Du Lac's most frequently cited loan purpose was Home Purchase, with 1,394 originations. The 2nd most popular reason was Cash Out Refi, with 585 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 697 $127,885,000 $183,479
5-6% 629 $98,905,000 $157,242
4-5% 591 $107,125,000 $181,261
6-7% 326 $46,670,000 $143,160
2.5-3% 198 $29,690,000 $149,949
7-8% 125 $14,165,000 $113,320
<2.5% 109 $14,005,000 $128,486
Over 8% 98 $5,900,000 $60,204

During 2022, Fond Du Lac's most frequently originated rate bucket was 3-4%, with 697 originations.

Loan Sizing (FOND DU LAC, WI MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 1,085 $155,175,000 $143,018
$100,000 or less 1,059 $58,525,000 $55,264
$200k-400k 600 $160,530,000 $267,550
$400k-600k 92 $43,230,000 $469,891
$600k-1000k 20 $14,240,000 $712,000
$Over $1MM 11 $27,855,000 $2,532,273

FOND DU LAC's loan sizing saw the bucket of loans from $100k-200k with 1,085 originations, totaling $155,175,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 980 $200,070,000 $204,153
60-80% 710 $136,790,000 $192,662
Under 20% 377 $19,495,000 $51,711
20-40% 366 $32,390,000 $88,497
40-60% 302 $49,990,000 $165,530
Over 100% 21 $4,775,000 $227,381

FOND DU LAC's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 980 originations, totaling $200,070,000 in origination value.