Stevens Point Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Stevens Point averaged
6.18%
for the week of 2024-10-03, compared to the national average of
6.12% for the same period.
The average rate for the prior week (2024-09-26) was
6.04% and
one month ago for the week of 2024-08-29, the
average rate was 6.31%.
Stevens Point's average rate one year ago was 7.07%.
For refis of the same type during the week of 2024-10-03, the average rate
was 6.12%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-03 | 6.12% |
Stevens Point 30 Year Fixed Rate | 2024-10-03 | 6.18% |
Stevens Point 30 Year Fixed Rate Refi | 2024-10-03 | 6.12% |
Stevens Point 15 Year Fixed Rate | 2024-10-03 | 5.15% |
Stevens Point 15 Year Fixed Rate Refi | 2024-10-03 | 5.25% |
Stevens Point 30 Year FHA | 2024-10-03 | 5.99% |
Stevens Point 30 Year FHA Refi | 2024-10-03 | 5.89% |
Stevens Point 30 Year USDA | 2024-10-03 | 5.87% |
Stevens Point 30 Year USDA Refi | 2024-10-03 | 5.97% |
Stevens Point 30 Year VA | 2024-10-03 | 5.7% |
Stevens Point 30 Year VA Refi | 2024-10-03 | 5.6% |
Stevens Point Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Stevens Point, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Stevens Point Average Closing Costs & Other Stats
Stevens Point, WI's 67 lenders originated 1,140
loans during 2023. The total origination value was $214,960,000, with an average loan value of
$188,561.
Stevens Point's average closing costs are $3,255.
The top Stevens Point lender as defined by loan originations is U.S. Bank, with
83 loans originated. Their average total fees are
$3,119, which is $103
lower than the next largest lender,
CoVantage Credit Union.
The lowest fee Stevens Point lenders (with over 10 loans originated) are
Summit Credit Union ($2,512), Associated Bank ($2,583), University of Wisconsin Credit Union ($2,738), Bank First, N.A. ($2,808) and U.S. Bank ($3,119).
The lowest rate Stevens Point lenders (with over 10 loans originated) are
University of Wisconsin Credit Union (6.31%), CoVantage Credit Union (6.41%), Summit Credit Union (6.45%), JPMorgan Chase Bank (6.52%) and Associated Bank (6.59%).
Stevens Point, WI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
CoVantage Credit Union | $23,950,000 | $30,330,000 | 26.6% | 14.1% |
U.S. Bank | $26,880,000 | $27,020,000 | 0.5% | 12.6% |
University of Wisconsin Credit Union | $14,815,000 | $14,225,000 | -4.0% | 6.6% |
North Shore Bank FSB | $13,010,000 | $12,920,000 | -0.7% | 6.0% |
Associated Bank | $13,285,000 | $9,885,000 | -25.6% | 4.6% |
QUICKEN LOANS, LLC | $9,115,000 | $8,885,000 | -2.5% | 4.1% |
WALKER & DUNLOP, LLC | $5,620,000 | n/a | 2.6% | |
Bank First, N.A. | $13,000,000 | $5,185,000 | -60.1% | 2.4% |
UNITED WHOLESALE MORTGAGE, LLC | $5,500,000 | $4,705,000 | -14.5% | 2.2% |
BMO Harris Bank | $6,085,000 | $4,550,000 | -25.2% | 2.1% |
Summit Credit Union | $2,790,000 | $4,480,000 | 60.6% | 2.1% |
Old National Bank | $4,530,000 | $4,040,000 | -10.8% | 1.9% |
Prevail Bank | $7,995,000 | $3,185,000 | -60.2% | 1.5% |
JPMorgan Chase Bank | $4,245,000 | $2,990,000 | -29.6% | 1.4% |
Nicolet National Bank | $3,725,000 | $2,920,000 | -21.6% | 1.4% |
Mortgage Research Center, LLC | $4,885,000 | $2,750,000 | -43.7% | 1.3% |
Peoples State Bank | $4,550,000 | $2,710,000 | -40.4% | 1.3% |
EVERETT FINANCIAL, INC. | $3,625,000 | $2,505,000 | -30.9% | 1.2% |
GUILD MORTGAGE COMPANY | $2,505,000 | n/a | 1.2% | |
Valley Communities Credit Union | $2,675,000 | $2,300,000 | -14.0% | 1.1% |
First Federal Bank | $1,890,000 | $2,005,000 | 6.1% | 0.9% |
V.I.P. MORTGAGE, INC. | $1,790,000 | n/a | 0.8% | |
Connexus Credit Union | $1,665,000 | n/a | 0.8% | |
Community First Bank | $1,565,000 | n/a | 0.7% | |
Oak Bank | $1,565,000 | n/a | 0.7% | |
WOODTRUST BANK | $3,780,000 | $1,530,000 | -59.5% | 0.7% |
Barrington Bank & Trust Company, N.A. | $865,000 | $1,520,000 | 75.7% | 0.7% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,250,000 | $1,280,000 | -43.1% | 0.6% |
USAA Federal Savings Bank | $1,125,000 | n/a | 0.5% | |
Nations Lending Corporation | $730,000 | $1,095,000 | 50.0% | 0.5% |
AgCountry Farm Credit Services, FLCA | $1,735,000 | $1,075,000 | -38.0% | 0.5% |
Ixonia Bank | $440,000 | $975,000 | 121.6% | 0.5% |
Johnson Bank | $270,000 | $965,000 | 257.4% | 0.4% |
PENNYMAC LOAN SERVICES, LLC | $525,000 | $965,000 | 83.8% | 0.4% |
Forward Bank | $925,000 | $925,000 | 0.0% | 0.4% |
Community First Credit Union | $2,280,000 | $885,000 | -61.2% | 0.4% |
Waterstone Mortgage Corporation | $3,400,000 | $800,000 | -76.5% | 0.4% |
Servion, Inc. | $2,740,000 | $770,000 | -71.9% | 0.4% |
TOWNE MORTGAGE COMPANY | $2,385,000 | $745,000 | -68.8% | 0.3% |
FOX COMMUNITIES | $1,425,000 | $735,000 | -48.4% | 0.3% |
Intercity State Bank | $700,000 | n/a | 0.3% | |
PREMIA MORTGAGE, LLC | $325,000 | $700,000 | 115.4% | 0.3% |
ENDEAVOR CAPITAL, LLC. | $125,000 | $695,000 | 456.0% | 0.3% |
BROKER SOLUTIONS, INC. | $1,605,000 | $615,000 | -61.7% | 0.3% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $395,000 | $540,000 | 36.7% | 0.3% |
IncredibleBank | $2,515,000 | $535,000 | -78.7% | 0.2% |
National Exchange Bank and Trust | $680,000 | $530,000 | -22.1% | 0.2% |
WINGS FINANCIAL | $245,000 | $530,000 | 116.3% | 0.2% |
Cloverbelt Credit Union | $1,410,000 | $510,000 | -63.8% | 0.2% |
Royal Credit Union | $475,000 | $505,000 | 6.3% | 0.2% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $255,000 | $490,000 | 92.2% | 0.2% |
The Huntington National Bank | $730,000 | $465,000 | -36.3% | 0.2% |
DAS Acquisition Company, LLC | $310,000 | $450,000 | 45.2% | 0.2% |
EDUCATORS CREDIT UNION | $45,000 | $445,000 | 888.9% | 0.2% |
CARDINAL FINANCIAL | $155,000 | $415,000 | 167.7% | 0.2% |
Paramount Residential Mortgage Group, Inc. | $95,000 | $400,000 | 321.1% | 0.2% |
MOVEMENT MORTGAGE, LLC | $390,000 | n/a | 0.2% | |
Collins State Bank | $295,000 | $365,000 | 23.7% | 0.2% |
FORTE BANK | $360,000 | n/a | 0.2% | |
Bank of Milton | $355,000 | n/a | 0.2% | |
Deere Employees Credit Union | $355,000 | n/a | 0.2% | |
Prosperity Home Mortgage, LLC | $2,390,000 | $345,000 | -85.6% | 0.2% |
Bremer Bank | $535,000 | $335,000 | -37.4% | 0.2% |
Landmark Credit Union | $1,480,000 | $335,000 | -77.4% | 0.2% |
Home Federal Savings Bank | $330,000 | n/a | 0.2% | |
LOANDEPOT.COM, LLC | $1,520,000 | $330,000 | -78.3% | 0.2% |
GUARANTEED RATE, INC. | $2,410,000 | $325,000 | -86.5% | 0.2% |
Horicon Bank | $295,000 | n/a | 0.1% | |
ROUNDPOINT MORTGAGE SERVICING CORPORATION | $295,000 | n/a | 0.1% | |
Ally Bank | $305,000 | $285,000 | -6.6% | 0.1% |
Bell Bank | $285,000 | n/a | 0.1% | |
Brokaw Credit Union | $200,000 | $280,000 | 40.0% | 0.1% |
Carrington Mortgage Services, LLC | $660,000 | $270,000 | -59.1% | 0.1% |
Bankers' Bank | $2,560,000 | $265,000 | -89.6% | 0.1% |
ZILLOW HOME LOANS, LLC | $135,000 | $265,000 | 96.3% | 0.1% |
FIRST CENTENNIAL MORTGAGE CORPORATION | $925,000 | $255,000 | -72.4% | 0.1% |
NEWREZ LLC | $290,000 | $255,000 | -12.1% | 0.1% |
PCM | $255,000 | n/a | 0.1% | |
Plains Commerce Bank | $255,000 | n/a | 0.1% | |
T2 FINANCIAL LLC | $210,000 | $255,000 | 21.4% | 0.1% |
The Federal Savings Bank | $125,000 | $255,000 | 104.0% | 0.1% |
North American Savings Bank, F.S.B. | $245,000 | n/a | 0.1% | |
First National Bank of Brookfield | $235,000 | n/a | 0.1% | |
First Savings Bank | $235,000 | n/a | 0.1% | |
Figure Lending LLC | $150,000 | $230,000 | 53.3% | 0.1% |
NAVY FEDERAL CREDIT UNION | $655,000 | $225,000 | -65.6% | 0.1% |
Tri City National Bank | $1,835,000 | $225,000 | -87.7% | 0.1% |
Marathon Bank | $215,000 | $215,000 | 0.0% | 0.1% |
PROVIDENT FUNDING ASSOCIATES, L.P. | $215,000 | n/a | 0.1% | |
DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $205,000 | n/a | 0.1% | |
NEW DAY FINANCIAL, LLC | $115,000 | $205,000 | 78.3% | 0.1% |
ALTRA | $145,000 | $195,000 | 34.5% | 0.1% |
LEADERONE FINANCIAL CORPORATION | $195,000 | n/a | 0.1% | |
WISCONSIN MORTGAGE CORPORATION | $185,000 | n/a | 0.1% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $430,000 | $180,000 | -58.1% | 0.1% |
Commerce Home Mortgage, Inc. | $175,000 | n/a | 0.1% | |
CROSSCOUNTRY MORTGAGE, LLC | $1,820,000 | $175,000 | -90.4% | 0.1% |
OCMBC, INC. | $175,000 | n/a | 0.1% | |
Stillman Bank | $175,000 | n/a | 0.1% | |
VERIDIAN CREDIT UNION | $175,000 | n/a | 0.1% | |
Bank of America | $305,000 | $160,000 | -47.5% | 0.1% |
Citadel Servicing Corporation | $155,000 | n/a | 0.1% | |
Spring Bank | $155,000 | n/a | 0.1% | |
21ST MORTGAGE CORPORATION | $145,000 | n/a | 0.1% | |
Baraboo State Bank | $145,000 | n/a | 0.1% | |
BETTER MORTGAGE CORPORATION | $145,000 | n/a | 0.1% | |
HOMESIDE FINANCIAL, LLC | $480,000 | $145,000 | -69.8% | 0.1% |
Wells Fargo Bank | $2,210,000 | $145,000 | -93.4% | 0.1% |
MORTGAGE ACCESS CORP. | $135,000 | n/a | 0.1% | |
CAPITAL Credit Union | $150,000 | $125,000 | -16.7% | 0.1% |
Flagstar Bank, FSB | $15,000 | $125,000 | 733.3% | 0.1% |
FREEDOM MORTGAGE CORPORATION | $1,185,000 | $125,000 | -89.5% | 0.1% |
AMERISAVE MORTGAGE CORPORATION | $330,000 | $115,000 | -65.2% | 0.1% |
ROYAL UNITED MORTGAGE LLC | $170,000 | $115,000 | -32.4% | 0.1% |
AMERICAN FINANCING CORPORATION | $145,000 | $105,000 | -27.6% | 0.0% |
GreenStone Farm Credit Services, FLCA | $105,000 | n/a | 0.0% | |
Mr. Cooper ( Nationstar Mortgage ) | $1,175,000 | $95,000 | -91.9% | 0.0% |
TRIAD FINANCIAL SERVICES, INC. | $80,000 | $90,000 | 12.5% | 0.0% |
Discover Bank | $85,000 | n/a | 0.0% | |
Transportation Federal Credit Union | $85,000 | n/a | 0.0% | |
VERVE, A CREDIT UNION | $85,000 | n/a | 0.0% | |
INTERCAP LENDING INC. | $75,000 | n/a | 0.0% | |
MARINE | $665,000 | $45,000 | -93.2% | 0.0% |
WINNEBAGO COMMUNITY | $45,000 | n/a | 0.0% | |
Coastal Community Bank | $40,000 | n/a | 0.0% | |
GREENSTATE CREDIT UNION | $35,000 | n/a | 0.0% | |
PNC Bank | $70,000 | $35,000 | -50.0% | 0.0% |
STAR USA FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% |
Stevens Point's top lender by overall market share is CoVantage Credit Union, with 14.1% market share. In second place, with 12.6%, is U.S. Bank, having originated $27,020,000 in loans. In third place, with 6.6%, is University of Wisconsin Credit Union, having originated $14,225,000 in loans. In fourth place, with 6.0%, is North Shore Bank FSB, having originated $12,920,000 in loans. In fifth place, with 4.6%, is Associated Bank, having originated $9,885,000 in loans.
Stevens Point Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Stevens Point (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $199,900 (17.7%) | $246,971 (13.4%) | 0.00 | 179 |
2018-02-01 | $208,675 (22.8%) | $246,302 (13.1%) | 0.00 | 171 |
2018-03-01 | $228,900 (20.5%) | $249,616 (8.5%) | 0.00 | 171 |
2018-04-01 | $234,900 (20.7%) | $263,791 (13.8%) | 0.00 | 181 |
2018-05-01 | $227,400 (11.0%) | $253,782 (6.3%) | 0.00 | 220 |
2018-06-01 | $218,900 (9.5%) | $246,809 (2.5%) | 0.00 | 273 |
2018-07-01 | $219,900 (4.8%) | $247,527 (1.2%) | 0.00 | 265 |
2018-08-01 | $219,900 (8.7%) | $247,030 (2.2%) | 0.00 | 248 |
2018-09-01 | $215,000 (8.0%) | $249,223 (5.1%) | 0.00 | 234 |
2018-10-01 | $203,700 (2.1%) | $245,465 (2.7%) | 0.00 | 232 |
2018-11-01 | $199,900 (0.2%) | $249,000 (3.1%) | 0.00 | 198 |
2018-12-01 | $191,250 (-4.3%) | $238,719 (-3.1%) | 0.00 | 169 |
2019-01-01 | $187,450 (-6.2%) | $245,736 (-0.5%) | 0.00 | 140 |
2019-02-01 | $199,900 (-4.2%) | $253,495 (2.9%) | 0.00 | 136 |
2019-03-01 | $210,614 (-8.0%) | $258,264 (3.5%) | 0.00 | 147 |
2019-04-01 | $228,650 (-2.7%) | $264,258 (0.2%) | 0.00 | 162 |
2019-05-01 | $239,900 (5.5%) | $259,865 (2.4%) | 0.00 | 202 |
2019-06-01 | $229,900 (5.0%) | $246,278 (-0.2%) | 0.00 | 262 |
2019-07-01 | $228,650 (4.0%) | $245,252 (-0.9%) | 0.00 | 263 |
2019-08-01 | $225,823 (2.7%) | $247,553 (0.2%) | 0.00 | 245 |
2019-09-01 | $219,707 (2.2%) | $250,412 (0.5%) | 0.00 | 245 |
2019-10-01 | $215,630 (5.9%) | $252,335 (2.8%) | 0.00 | 237 |
2019-11-01 | $212,450 (6.3%) | $256,340 (3.0%) | 0.00 | 211 |
2019-12-01 | $217,400 (13.7%) | $257,691 (8.0%) | 0.00 | 178 |
2020-01-01 | $223,700 (19.3%) | $259,654 (5.7%) | 0.00 | 156 |
2020-02-01 | $228,900 (14.5%) | $261,193 (3.0%) | 0.00 | 166 |
2020-03-01 | $237,675 (12.9%) | $265,701 (2.9%) | 0.00 | 172 |
2020-04-01 | $239,900 (4.9%) | $264,258 (0.0%) | 0.00 | 176 |
2020-05-01 | $279,900 (16.7%) | $295,224 (13.6%) | 0.00 | 91 |
2020-06-01 | $263,700 (14.7%) | $297,346 (20.7%) | 0.00 | 92 |
2020-07-01 | $273,400 (19.6%) | $297,864 (21.5%) | 0.00 | 84 |
2020-08-01 | $270,000 (19.6%) | $307,770 (24.3%) | 0.00 | 81 |
2020-09-01 | $270,735 (23.2%) | $308,633 (23.3%) | 0.00 | 83 |
2020-10-01 | $250,000 (15.9%) | $280,461 (11.2%) | 0.00 | 82 |
2020-11-01 | $238,925 (12.5%) | $281,904 (10.0%) | 0.00 | 78 |
2020-12-01 | $217,900 (0.2%) | $290,222 (12.6%) | 0.00 | 60 |
2021-01-01 | $250,000 (11.8%) | $299,077 (15.2%) | 0.00 | 45 |
2021-02-01 | $259,950 (13.6%) | $306,702 (17.4%) | 0.00 | 47 |
2021-03-01 | $259,175 (9.1%) | $311,800 (17.4%) | 0.00 | 41 |
2021-04-01 | $289,900 (20.8%) | $325,507 (23.2%) | 0.00 | 39 |
2021-05-01 | $299,900 (7.2%) | $348,964 (18.2%) | 0.00 | 39 |
2021-06-01 | $279,925 (6.2%) | $323,535 (8.8%) | 0.00 | 58 |
2021-07-01 | $277,400 (1.5%) | $315,742 (6.0%) | 0.00 | 70 |
2021-08-01 | $259,450 (-3.9%) | $311,038 (1.1%) | 0.00 | 80 |
2021-09-01 | $290,675 (7.4%) | $318,390 (3.2%) | 0.00 | 77 |
2021-10-01 | $289,900 (16.0%) | $327,802 (16.9%) | 0.00 | 75 |
2021-11-01 | $297,400 (24.5%) | $318,111 (12.8%) | 0.00 | 70 |
2021-12-01 | $297,400 (36.5%) | $319,537 (10.1%) | 0.00 | 61 |
2022-01-01 | $325,000 (30.0%) | $417,675 (39.7%) | 0.00 | 49 |
2022-02-01 | $338,258 (30.1%) | $429,687 (40.1%) | 0.00 | 38 |
2022-03-01 | $338,495 (30.6%) | $424,224 (36.1%) | 0.00 | 34 |
2022-04-01 | $322,780 (11.3%) | $420,174 (29.1%) | 0.00 | 30 |
2022-05-01 | $322,800 (7.6%) | $337,410 (-3.3%) | 0.00 | 43 |
2022-06-01 | $304,900 (8.9%) | $328,960 (1.7%) | 0.00 | 49 |
2022-07-01 | $369,900 (33.4%) | $423,896 (34.3%) | 0.00 | 48 |
2022-08-01 | $359,750 (38.7%) | $433,156 (39.3%) | 0.00 | 49 |
2022-09-01 | $374,014 (28.7%) | $429,277 (34.8%) | 0.00 | 55 |
2022-10-01 | $349,900 (20.7%) | $431,916 (31.8%) | 0.00 | 47 |
2022-11-01 | $390,585 (31.3%) | $475,056 (49.3%) | 0.00 | 48 |
2022-12-01 | $385,000 (29.5%) | $399,152 (24.9%) | 0.00 | 47 |
2023-01-01 | $372,114 (14.5%) | $376,274 (-9.9%) | 0.00 | 35 |
2023-02-01 | $364,685 (7.8%) | $373,142 (-13.2%) | 0.00 | 38 |
2023-03-01 | $372,360 (10.0%) | $398,421 (-6.1%) | 0.00 | 40 |
2023-04-01 | $353,685 (9.6%) | $451,105 (7.4%) | 0.00 | 37 |
2023-05-01 | $336,200 (4.2%) | $432,723 (28.3%) | 0.00 | 39 |
2023-06-01 | $300,800 (-1.3%) | $387,987 (17.9%) | 0.00 | 57 |
2023-07-01 | $329,900 (-10.8%) | $396,061 (-6.6%) | 0.00 | 61 |
2023-08-01 | $351,818 (-2.2%) | $375,168 (-13.4%) | 0.00 | 63 |
2023-09-01 | $350,000 (-6.4%) | $389,742 (-9.2%) | 0.00 | 74 |
2023-10-01 | $342,900 (-2.0%) | $389,467 (-9.8%) | 0.00 | 76 |
2023-11-01 | $329,925 (-15.5%) | $374,391 (-21.2%) | 0.00 | 80 |
2023-12-01 | $325,000 (-15.6%) | $368,876 (-7.6%) | 0.00 | 67 |
2024-01-01 | $338,675 (-9.0%) | $389,513 (3.5%) | 0.00 | 60 |
2024-02-01 | $363,843 (-0.2%) | $384,245 (3.0%) | 0.00 | 51 |
2024-03-01 | $368,685 (-1.0%) | $393,426 (-1.3%) | 0.00 | 52 |
2024-04-01 | $373,793 (5.7%) | $421,722 (-6.5%) | 0.00 | 52 |
2024-05-01 | $381,896 (13.6%) | $402,749 (-6.9%) | 0.00 | 54 |
2024-06-01 | $388,685 (29.2%) | $416,877 (7.5%) | 0.00 | 58 |
2024-07-01 | $381,055 (15.5%) | $400,794 (1.2%) | 0.00 | 69 |
2024-08-01 | $377,450 (7.3%) | $442,598 (18.0%) | 0.00 | 81 |
2024-09-01 | $380,382 (8.7%) | $431,639 (10.8%) | 0.00 | 86 |
Stevens Point's median listing price comes in at 0% of the national average.
Stevens Point's average listing price for 2024-09-01 was $431,639, a difference of $41,897 (10.8%) versus the prior year and $-10,959 versus the prior month.
For the 2024-09-01 period, Stevens Point had 86 MLS listings, a difference of 5 listings (6%) versus the prior month and 12 listings (16%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Stevens Point (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 2,005 sqft |
2018-02-01 | 0 days | 2,034 sqft |
2018-03-01 | 0 days | 2,135 sqft |
2018-04-01 | 0 days | 2,165 sqft |
2018-05-01 | 0 days | 2,128 sqft |
2018-06-01 | 0 days | 2,038 sqft |
2018-07-01 | 0 days | 2,047 sqft |
2018-08-01 | 0 days | 2,050 sqft |
2018-09-01 | 0 days | 2,064 sqft |
2018-10-01 | 0 days | 2,060 sqft |
2018-11-01 | 0 days | 2,094 sqft |
2018-12-01 | 0 days | 1,983 sqft |
2019-01-01 | 0 days | 1,971 sqft |
2019-02-01 | 0 days | 1,979 sqft |
2019-03-01 | 0 days | 2,010 sqft |
2019-04-01 | 0 days | 2,069 sqft |
2019-05-01 | 0 days | 2,082 sqft |
2019-06-01 | 0 days | 2,026 sqft |
2019-07-01 | 0 days | 2,060 sqft |
2019-08-01 | 0 days | 2,081 sqft |
2019-09-01 | 0 days | 2,112 sqft |
2019-10-01 | 0 days | 2,137 sqft |
2019-11-01 | 0 days | 2,172 sqft |
2019-12-01 | 0 days | 2,174 sqft |
2020-01-01 | 0 days | 2,160 sqft |
2020-02-01 | 0 days | 2,177 sqft |
2020-03-01 | 0 days | 2,223 sqft |
2020-04-01 | 0 days | 2,105 sqft |
2020-05-01 | 0 days | 2,400 sqft |
2020-06-01 | 0 days | 2,269 sqft |
2020-07-01 | 0 days | 2,333 sqft |
2020-08-01 | 0 days | 2,252 sqft |
2020-09-01 | 0 days | 2,227 sqft |
2020-10-01 | 0 days | 2,020 sqft |
2020-11-01 | 0 days | 1,971 sqft |
2020-12-01 | 0 days | 1,934 sqft |
2021-01-01 | 0 days | 1,853 sqft |
2021-02-01 | 0 days | 1,964 sqft |
2021-03-01 | 0 days | 1,983 sqft |
2021-04-01 | 0 days | 2,035 sqft |
2021-05-01 | 0 days | 2,005 sqft |
2021-06-01 | 0 days | 1,959 sqft |
2021-07-01 | 0 days | 2,018 sqft |
2021-08-01 | 0 days | 2,035 sqft |
2021-09-01 | 0 days | 2,090 sqft |
2021-10-01 | 0 days | 2,038 sqft |
2021-11-01 | 0 days | 2,021 sqft |
2021-12-01 | 0 days | 2,011 sqft |
2022-01-01 | 0 days | 2,090 sqft |
2022-02-01 | 0 days | 2,062 sqft |
2022-03-01 | 0 days | 1,995 sqft |
2022-04-01 | 0 days | 1,942 sqft |
2022-05-01 | 0 days | 1,941 sqft |
2022-06-01 | 0 days | 1,956 sqft |
2022-07-01 | 0 days | 2,110 sqft |
2022-08-01 | 0 days | 2,161 sqft |
2022-09-01 | 0 days | 2,193 sqft |
2022-10-01 | 0 days | 2,096 sqft |
2022-11-01 | 0 days | 2,416 sqft |
2022-12-01 | 0 days | 2,352 sqft |
2023-01-01 | 0 days | 1,995 sqft |
2023-02-01 | 0 days | 1,926 sqft |
2023-03-01 | 0 days | 1,915 sqft |
2023-04-01 | 0 days | 1,840 sqft |
2023-05-01 | 0 days | 1,731 sqft |
2023-06-01 | 0 days | 1,778 sqft |
2023-07-01 | 0 days | 1,850 sqft |
2023-08-01 | 0 days | 2,061 sqft |
2023-09-01 | 0 days | 2,154 sqft |
2023-10-01 | 0 days | 2,094 sqft |
2023-11-01 | 0 days | 2,090 sqft |
2023-12-01 | 0 days | 2,014 sqft |
2024-01-01 | 0 days | 2,111 sqft |
2024-02-01 | 0 days | 1,958 sqft |
2024-03-01 | 0 days | 1,890 sqft |
2024-04-01 | 0 days | 2,006 sqft |
2024-05-01 | 0 days | 1,887 sqft |
2024-06-01 | 0 days | 1,988 sqft |
2024-07-01 | 0 days | 1,919 sqft |
2024-08-01 | 0 days | 2,016 sqft |
2024-09-01 | 0 days | 2,015 sqft |
Stevens Point's median square footage for active listings during the 2024-09-01 period was 2,015 sqft. One year prior, the average listing was 2,154 sqft.
Stevens Point, WI Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 556 | $145,840,000 | $262,302 |
Other | 184 | $12,920,000 | $70,217 |
Cash Out Refi | 178 | $21,130,000 | $118,708 |
Refi | 131 | $29,205,000 | $222,939 |
Home Improvement | 91 | $5,865,000 | $64,451 |
Stevens Point's most frequently cited loan purpose was Home Purchase, with 556 originations. The 2nd most popular reason was Other, with 184 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 371 | $73,505,000 | $198,127 |
7-8% | 297 | $59,585,000 | $200,623 |
5-6% | 178 | $50,090,000 | $281,404 |
Over 8% | 165 | $15,735,000 | $95,364 |
4-5% | 42 | $4,030,000 | $95,952 |
3-4% | 29 | $2,265,000 | $78,103 |
<2.5% | 22 | $1,820,000 | $82,727 |
2.5-3% | 2 | $160,000 | $80,000 |
During 2023, Stevens Point's most frequently originated rate bucket was 6-7%, with 371 originations.
Loan Sizing (Stevens Point, WI MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 435 | $21,605,000 | $49,667 |
$100k-200k | 331 | $48,915,000 | $147,779 |
$200k-400k | 316 | $85,910,000 | $271,867 |
$400k-600k | 40 | $19,340,000 | $483,500 |
$600k-1000k | 11 | $7,915,000 | $719,545 |
$Over $1MM | 7 | $31,275,000 | $4,467,857 |
Stevens Point's loan sizing saw the bucket of loans from $100,000 or less with 435 originations, totaling $21,605,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 367 | $102,315,000 | $278,787 |
Under 20% | 221 | $11,435,000 | $51,742 |
20-40% | 205 | $17,175,000 | $83,780 |
60-80% | 202 | $59,390,000 | $294,010 |
40-60% | 105 | $15,855,000 | $151,000 |
Over 100% | 2 | $730,000 | $365,000 |
Stevens Point's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 367 originations, totaling $102,315,000 in origination value.