Stevens Point Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Stevens Point averaged 6.19% for the week of 2023-05-25, compared to the national average of 6.57% for the same period.

    The average rate for the prior week (2023-05-18) was 5.91% and one month ago for the week of 2023-04-20, the average rate was 5.81%.

    Stevens Point's average rate one year ago was 4.77%.

    For refis of the same type during the week of 2023-05-25, the average rate was 6.15%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-05-25 6.57%
    Stevens Point 30 Year Fixed Rate 2023-05-25 6.19%
    Stevens Point 30 Year Fixed Rate Refi 2023-05-25 6.15%
    Stevens Point 15 Year Fixed Rate 2023-05-25 6.07%
    Stevens Point 15 Year Fixed Rate Refi 2023-05-25 6.17%
    Stevens Point 30 Year FHA 2023-05-25 6.61%
    Stevens Point 30 Year FHA Refi 2023-05-25 6.61%
    Stevens Point 30 Year USDA 2023-05-25 6.43%
    Stevens Point 30 Year USDA Refi 2023-05-25 6.73%
    Stevens Point 30 Year VA 2023-05-25 6.51%
    Stevens Point 30 Year VA Refi 2023-05-25 6.21%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Stevens Point, WI.

    Stevens Point Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Stevens Point, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    CoVantage Credit Union 68 5.08% $2,113
    U.S. Bank 62 4.94% $2,863
    Bank First, N.A. 34 4.98% $2,693
    University of Wisconsin Credit Union 33 4.42% $2,764
    QUICKEN LOANS, LLC 24 4.90% $6,883
    Associated Bank 23 4.39% $2,177
    FINANCE OF AMERICA MORTGAGE LLC 21 5.28% $4,379
    EVERETT FINANCIAL, INC. 14 4.80% $1,604
    UNITED WHOLESALE MORTGAGE, LLC 13 6.07% $5,804
    Nicolet National Bank 10 5.54% $3,139
    Summit Credit Union 9 4.03% $4,114
    BMO Harris Bank 9 4.75% $3,421
    Waterstone Mortgage Corporation 8 5.09% $6,243
    Prevail Bank 8 4.58% $1,782
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 7 5.30% $5,221
    JPMorgan Chase Bank 7 4.30% $4,231
    Prosperity Home Mortgage, LLC 7 5.18% $5,987
    Old National Bank 7 5.62% $2,461
    GUARANTEED RATE, INC. 7 5.53% $2,907
    Servion, Inc. 7 4.88% $2,465
    Wells Fargo Bank 7 4.96% $3,476
    First Federal Bank 6 5.50% $1,972
    Bankers' Bank 6 4.29% $847
    FOX COMMUNITIES 5 3.72% $1,293
    TOWNE MORTGAGE COMPANY 5 3.38% $1,842
    INLANTA MORTGAGE, INC. 4 4.72% $4,917
    IncredibleBank 4 4.50% $3,105
    Forward Bank 3 4.25% $2,243
    LOANDEPOT.COM, LLC 3 3.58% $6,290
    CROSSCOUNTRY MORTGAGE, LLC 3 6.83% $5,850
    Barrington Bank & Trust Company, N.A. 3 4.43% $5,985
    Peoples State Bank 3 4.92% $2,092
    HOMEOWNERS FINANCIAL GROUP USA, LLC 2 5.31% $2,800
    THOMPSON KANE & COMPANY, LLC 2 5.56% $2,615
    GSF Mortgage Corporation 2 5.44% $4,229
    Bremer Bank 2 4.44% $3,479
    Stifel Bank and Trust 2 4.31% $2,237
    ROYAL UNITED MORTGAGE LLC 2 5.88% $6,296
    LIBERTY HOME MORTGAGE CORPORATION 2 3.81% $4,828
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 4.94% $5,482
    FIRST CENTENNIAL MORTGAGE CORPORATION 2 5.69% $2,758
    ENVOY MORTGAGE, LTD 2 5.06% $4,600
    AXIA FINANCIAL, LLC 2 4.13% $2,972
    Community First Credit Union 2 3.69% $2,145
    DAS Acquisition Company, LLC 2 5.19% $3,793
    Mortgage Research Center, LLC 2 4.19% $4,625
    LAND HOME FINANCIAL SERVICES, INC. 2 6.56% $4,799
    Landmark Credit Union 2 3.28% $2,170
    ZILLOW HOME LOANS, LLC 1 5.00% $5,671
    AFFINITY PLUS 1 5.25% $4,481
    Alerus Financial 1 5.25% $2,596
    Ally Bank 1 4.75% $5,071
    AMERICAN FINANCING CORPORATION 1 3.99% $5,193
    A + MORTGAGE SERVICES, INC. 1 3.88% $2,250
    Bank Five Nine 1 4.25% $3,086
    Bank of America 1 4.88% $5,613
    Blackhawk Bank 1 3.58% $3,183
    Capital Bank 1 3.63% $3,314
    Carrington Mortgage Services, LLC 1 7.38% $6,172
    CITYWIDE HOME LOANS, LLC 1 4.50% $5,597
    ENDEAVOR CAPITAL, LLC. 1 3.75% $4,415
    Evolve Bank & Trust 1 4.63% $3,523
    FREEDOM MORTGAGE CORPORATION 1 4.38% $4,057
    Goldwater Bank, N.A. 1 3.88% $4,088
    HOME POINT FINANCIAL CORPORATION 1 3.38% $3,896
    HOMESIDE FINANCIAL, LLC 1 4.88% $5,250
    Ixonia Bank 1 5.13% $2,631
    Johnson Bank 1 4.50% $3,363
    LAKEVIEW LOAN SERVICING, LLC 1 6.63% $4,128
    Mr. Cooper ( Nationstar Mortgage ) 1 4.13% $3,220
    National Exchange Bank and Trust 1 3.88% $7,297
    Nations Lending Corporation 1 5.99% $4,618
    NAVY FEDERAL CREDIT UNION 1 3.63% $1,430
    NEWREZ LLC 1 4.88% $3,789
    North Shore Bank FSB 1 3.50% $2,039
    Oregon Community Bank 1 6.00% $2,784
    PLANET HOME LENDING, LLC 1 4.75% $2,520
    PREMIA MORTGAGE, LLC 1 6.38% $1,404
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 4.88% $7,390
    PROSPERA Credit Union 1 3.99% $1,730
    Security Financial Bank 1 4.00% $2,022
    Starion Bank 1 4.38% $1,681
    SUCCESS MORTGAGE PARTNERS, INC. 1 4.13% $2,653
    T2 FINANCIAL LLC 1 5.88% $2,519
    The Federal Savings Bank 1 5.88% $3,456
    The Huntington National Bank 1 3.50% $3,086
    The Port Washington State Bank 1 5.75% $3,202
    The Union Bank Company 1 3.50% $8,174
    WINGS FINANCIAL 1 3.63% $2,816
    AbbyBank 1 4.00% $8,748

    Stevens Point Average Closing Costs & Other Stats

    Stevens Point, WI's 90 lenders originated 1,490 loans during 2022. The total origination value was $273,400,000, with an average loan value of $183,490.

    Stevens Point's average closing costs are $3,150.

    The top Stevens Point lender as defined by loan originations is CoVantage Credit Union, with 68 loans originated. Their average total fees are $2,113, which is $750 lower than the next largest lender, U.S. Bank.

    The lowest fee Stevens Point lenders (with over 10 loans originated) are EVERETT FINANCIAL, INC. ($1,604), CoVantage Credit Union ($2,113), Associated Bank ($2,177), Bank First, N.A. ($2,693) and University of Wisconsin Credit Union ($2,764).

    The lowest rate Stevens Point lenders (with over 10 loans originated) are Associated Bank (4.39%), University of Wisconsin Credit Union (4.42%), EVERETT FINANCIAL, INC. (4.80%), QUICKEN LOANS, LLC (4.90%) and U.S. Bank (4.94%).

    Stevens Point, WI Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    U.S. Bank $55,285,000 $26,880,000 -51.4% 9.8%
    CoVantage Credit Union $48,190,000 $23,950,000 -50.3% 8.8%
    University of Wisconsin Credit Union $29,770,000 $14,815,000 -50.2% 5.4%
    Associated Bank $32,115,000 $13,285,000 -58.6% 4.9%
    North Shore Bank FSB $200,000 $13,010,000 6,405.0% 4.8%
    Bank First, N.A. $14,805,000 $13,000,000 -12.2% 4.8%
    QUICKEN LOANS, LLC $24,615,000 $9,115,000 -63.0% 3.3%
    Prevail Bank $22,010,000 $7,995,000 -63.7% 2.9%
    FINANCE OF AMERICA MORTGAGE LLC $2,240,000 $7,950,000 254.9% 2.9%
    BMO Harris Bank $8,885,000 $6,085,000 -31.5% 2.2%
    UNITED WHOLESALE MORTGAGE, LLC $5,305,000 $5,500,000 3.7% 2.0%
    Mortgage Research Center, LLC $3,445,000 $4,885,000 41.8% 1.8%
    Peoples State Bank $4,550,000 n/a 1.7%
    Old National Bank $9,430,000 $4,530,000 -52.0% 1.7%
    JPMorgan Chase Bank $7,120,000 $4,245,000 -40.4% 1.6%
    WOODTRUST BANK $8,305,000 $3,780,000 -54.5% 1.4%
    Nicolet National Bank $545,000 $3,725,000 583.5% 1.4%
    EVERETT FINANCIAL, INC. $725,000 $3,625,000 400.0% 1.3%
    Waterstone Mortgage Corporation $6,190,000 $3,400,000 -45.1% 1.2%
    Summit Credit Union $2,930,000 $2,790,000 -4.8% 1.0%
    Servion, Inc. $1,260,000 $2,740,000 117.5% 1.0%
    Valley Communities Credit Union $7,660,000 $2,675,000 -65.1% 1.0%
    Bankers' Bank $8,130,000 $2,560,000 -68.5% 0.9%
    IncredibleBank $2,510,000 $2,515,000 0.2% 0.9%
    GUARANTEED RATE, INC. $1,990,000 $2,410,000 21.1% 0.9%
    Prosperity Home Mortgage, LLC $5,110,000 $2,390,000 -53.2% 0.9%
    TOWNE MORTGAGE COMPANY $5,925,000 $2,385,000 -59.7% 0.9%
    Community First Credit Union $4,780,000 $2,280,000 -52.3% 0.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $4,505,000 $2,250,000 -50.1% 0.8%
    Wells Fargo Bank $4,955,000 $2,210,000 -55.4% 0.8%
    Grandbridge Real Estate Capital LLC $1,945,000 n/a 0.7%
    First Federal Bank $10,690,000 $1,890,000 -82.3% 0.7%
    Tri City National Bank $1,835,000 n/a 0.7%
    CROSSCOUNTRY MORTGAGE, LLC $395,000 $1,820,000 360.8% 0.7%
    AgCountry Farm Credit Services, FLCA $3,030,000 $1,735,000 -42.7% 0.6%
    BROKER SOLUTIONS, INC. $2,390,000 $1,605,000 -32.8% 0.6%
    LOANDEPOT.COM, LLC $4,990,000 $1,520,000 -69.5% 0.6%
    Landmark Credit Union $1,255,000 $1,480,000 17.9% 0.5%
    FOX COMMUNITIES $1,405,000 $1,425,000 1.4% 0.5%
    INLANTA MORTGAGE, INC. $3,695,000 $1,420,000 -61.6% 0.5%
    Cloverbelt Credit Union $695,000 $1,410,000 102.9% 0.5%
    FREEDOM MORTGAGE CORPORATION $10,650,000 $1,185,000 -88.9% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $2,480,000 $1,175,000 -52.6% 0.4%
    FIRST CENTENNIAL MORTGAGE CORPORATION $1,450,000 $925,000 -36.2% 0.3%
    Forward Bank $930,000 $925,000 -0.5% 0.3%
    Barrington Bank & Trust Company, N.A. $1,120,000 $865,000 -22.8% 0.3%
    GSF Mortgage Corporation $855,000 $850,000 -0.6% 0.3%
    ENVOY MORTGAGE, LTD $380,000 $810,000 113.2% 0.3%
    Premier Community Bank $710,000 $785,000 10.6% 0.3%
    LAND HOME FINANCIAL SERVICES, INC. $1,315,000 $770,000 -41.4% 0.3%
    Nations Lending Corporation $155,000 $730,000 371.0% 0.3%
    The Huntington National Bank $1,115,000 $730,000 -34.5% 0.3%
    LIBERTY HOME MORTGAGE CORPORATION $720,000 n/a 0.3%
    National Exchange Bank and Trust $680,000 n/a 0.2%
    MARINE $295,000 $665,000 125.4% 0.2%
    Carrington Mortgage Services, LLC $330,000 $660,000 100.0% 0.2%
    NAVY FEDERAL CREDIT UNION $1,515,000 $655,000 -56.8% 0.2%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $640,000 n/a 0.2%
    Woodford State Bank $635,000 n/a 0.2%
    A + MORTGAGE SERVICES, INC. $285,000 $605,000 112.3% 0.2%
    Bremer Bank $985,000 $535,000 -45.7% 0.2%
    PENNYMAC LOAN SERVICES, LLC $3,865,000 $525,000 -86.4% 0.2%
    AbbyBank $625,000 $500,000 -20.0% 0.2%
    HOMESIDE FINANCIAL, LLC $480,000 n/a 0.2%
    THOMPSON KANE & COMPANY, LLC $1,165,000 $480,000 -58.8% 0.2%
    Royal Credit Union $985,000 $475,000 -51.8% 0.2%
    Park City Credit Union $45,000 $465,000 933.3% 0.2%
    Sunflower Bank $445,000 n/a 0.2%
    Ixonia Bank $230,000 $440,000 91.3% 0.2%
    American Mortgage & Equity Consultants, Inc. $435,000 n/a 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $535,000 $430,000 -19.6% 0.2%
    DMB Community Bank $425,000 n/a 0.2%
    State Bank Financial $400,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $250,000 $395,000 58.0% 0.1%
    The Union Bank Company $385,000 n/a 0.1%
    CALIBER HOME LOANS, INC. $960,000 $355,000 -63.0% 0.1%
    Stifel Bank and Trust $265,000 $350,000 32.1% 0.1%
    The Port Washington State Bank $345,000 n/a 0.1%
    UNION HOME MORTGAGE CORP. $335,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $2,870,000 $330,000 -88.5% 0.1%
    PREMIA MORTGAGE, LLC $325,000 n/a 0.1%
    AFFINITY PLUS $155,000 $315,000 103.2% 0.1%
    AXIA FINANCIAL, LLC $310,000 n/a 0.1%
    DAS Acquisition Company, LLC $850,000 $310,000 -63.5% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $1,685,000 $310,000 -81.6% 0.1%
    Ally Bank $565,000 $305,000 -46.0% 0.1%
    Bank of America $305,000 n/a 0.1%
    Capital Bank $305,000 $295,000 -3.3% 0.1%
    Collins State Bank $295,000 n/a 0.1%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $290,000 n/a 0.1%
    NEWREZ LLC $2,155,000 $290,000 -86.5% 0.1%
    Bank Five Nine $1,330,000 $285,000 -78.6% 0.1%
    Farmers & Merchants State Bank $245,000 $285,000 16.3% 0.1%
    FINANCE OF AMERICA REVERSE LLC $155,000 $275,000 77.4% 0.1%
    Goldwater Bank, N.A. $275,000 n/a 0.1%
    Johnson Bank $570,000 $270,000 -52.6% 0.1%
    Armed Forces Bank $265,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,475,000 $255,000 -82.7% 0.1%
    PLANET HOME LENDING, LLC $145,000 $255,000 75.9% 0.1%
    Evolve Bank & Trust $245,000 n/a 0.1%
    Oregon Community Bank $115,000 $245,000 113.0% 0.1%
    PENTAGON FEDERAL CREDIT UNION $245,000 n/a 0.1%
    WINGS FINANCIAL $85,000 $245,000 188.2% 0.1%
    PROSPERA Credit Union $190,000 $225,000 18.4% 0.1%
    SPRING EQ, LLC $65,000 $220,000 238.5% 0.1%
    CLEARPATH LENDING $1,095,000 $215,000 -80.4% 0.1%
    Marathon Bank $215,000 n/a 0.1%
    T2 FINANCIAL LLC $700,000 $210,000 -70.0% 0.1%
    SUN WEST MORTGAGE COMPANY, INC. $205,000 n/a 0.1%
    Brokaw Credit Union $1,065,000 $200,000 -81.2% 0.1%
    Alerus Financial $155,000 $195,000 25.8% 0.1%
    Beeline Loans, Inc. $185,000 n/a 0.1%
    Blackhawk Bank $185,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $185,000 n/a 0.1%
    Schaumburg Bank & Trust $175,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $105,000 $170,000 61.9% 0.1%
    The Peoples Community Bank $165,000 n/a 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,095,000 $155,000 -85.8% 0.1%
    DUPACO COMMUNITY $115,000 $155,000 34.8% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $155,000 n/a 0.1%
    CAPITAL Credit Union $960,000 $150,000 -84.4% 0.1%
    Figure Lending LLC $95,000 $150,000 57.9% 0.1%
    ALTRA $925,000 $145,000 -84.3% 0.1%
    AMERICAN FINANCING CORPORATION $1,110,000 $145,000 -86.9% 0.1%
    Security Financial Bank $135,000 n/a 0.0%
    Waldo State Bank $135,000 n/a 0.0%
    ZILLOW HOME LOANS, LLC $155,000 $135,000 -12.9% 0.0%
    ENDEAVOR CAPITAL, LLC. $125,000 n/a 0.0%
    HOME POINT FINANCIAL CORPORATION $1,445,000 $125,000 -91.3% 0.0%
    The Federal Savings Bank $430,000 $125,000 -70.9% 0.0%
    ARC HOME LLC $115,000 n/a 0.0%
    NEW DAY FINANCIAL, LLC $770,000 $115,000 -85.1% 0.0%
    Starion Bank $105,000 n/a 0.0%
    SUCCESS MORTGAGE PARTNERS, INC. $195,000 $105,000 -46.2% 0.0%
    Paramount Residential Mortgage Group, Inc. $1,450,000 $95,000 -93.4% 0.0%
    CITYWIDE HOME LOANS, LLC $95,000 $85,000 -10.5% 0.0%
    The Central Trust Bank $465,000 $85,000 -81.7% 0.0%
    AMERICAN ADVISORS GROUP $95,000 $80,000 -15.8% 0.0%
    TRIAD FINANCIAL SERVICES, INC. $470,000 $80,000 -83.0% 0.0%
    Charter Bank $75,000 n/a 0.0%
    CO-OP Credit Union $75,000 n/a 0.0%
    FARMERS INSURANCE GROUP FEDERAL CREDIT UNION $75,000 n/a 0.0%
    ROSS MORTGAGE CORPORATION $75,000 n/a 0.0%
    PNC Bank $70,000 n/a 0.0%
    Centier Bank $55,000 n/a 0.0%
    CMG MORTGAGE, INC. $55,000 n/a 0.0%
    EDUCATORS CREDIT UNION $310,000 $45,000 -85.5% 0.0%
    Hometown Bank $200,000 $45,000 -77.5% 0.0%
    SPIRE Credit Union $35,000 n/a 0.0%
    CLEARPOINTE CAPITAL, LLC $75,000 $15,000 -80.0% 0.0%
    Flagstar Bank, FSB $845,000 $15,000 -98.2% 0.0%

    Stevens Point's top lender by overall market share is U.S. Bank, with 9.8% market share. In second place, with 8.8%, is CoVantage Credit Union, having originated $23,950,000 in loans. In third place, with 5.4%, is University of Wisconsin Credit Union, having originated $14,815,000 in loans. In fourth place, with 4.9%, is Associated Bank, having originated $13,285,000 in loans. In fifth place, with 4.8%, is North Shore Bank FSB, having originated $13,010,000 in loans.

    Stevens Point Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Stevens Point (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $199,900 (17.7%) $246,971 (13.4%) 0.00 179
    2018-02-01 $208,675 (22.8%) $246,302 (13.1%) 0.00 171
    2018-03-01 $229,400 (20.8%) $249,973 (8.6%) 0.00 172
    2018-04-01 $234,900 (20.7%) $264,064 (14.0%) 0.00 182
    2018-05-01 $227,400 (11.6%) $253,782 (6.3%) 0.00 220
    2018-06-01 $218,900 (9.5%) $246,809 (2.5%) 0.00 273
    2018-07-01 $219,900 (4.8%) $247,527 (1.2%) 0.00 265
    2018-08-01 $219,900 (8.7%) $247,030 (2.2%) 0.00 248
    2018-09-01 $215,000 (7.8%) $249,223 (5.0%) 0.00 234
    2018-10-01 $203,700 (2.0%) $245,465 (2.6%) 0.00 232
    2018-11-01 $199,900 (0.2%) $249,000 (3.1%) 0.00 198
    2018-12-01 $191,250 (-4.3%) $238,431 (-3.2%) 0.00 170
    2019-01-01 $187,450 (-6.2%) $245,736 (-0.5%) 0.00 140
    2019-02-01 $199,900 (-4.2%) $253,495 (2.9%) 0.00 136
    2019-03-01 $210,000 (-8.5%) $258,518 (3.4%) 0.00 148
    2019-04-01 $228,650 (-2.7%) $265,661 (0.6%) 0.00 162
    2019-05-01 $239,900 (5.5%) $259,865 (2.4%) 0.00 202
    2019-06-01 $229,900 (5.0%) $246,278 (-0.2%) 0.00 262
    2019-07-01 $228,650 (4.0%) $245,252 (-0.9%) 0.00 263
    2019-08-01 $216,950 (-1.3%) $246,619 (-0.2%) 0.00 238
    2019-09-01 $226,419 (5.3%) $257,742 (3.4%) 0.00 221
    2019-10-01 $214,032 (5.1%) $252,335 (2.8%) 0.00 232
    2019-11-01 $212,450 (6.3%) $256,340 (3.0%) 0.00 211
    2019-12-01 $217,400 (13.7%) $257,691 (8.1%) 0.00 178
    2020-01-01 $223,700 (19.3%) $259,654 (5.7%) 0.00 156
    2020-02-01 $228,900 (14.5%) $261,193 (3.0%) 0.00 166
    2020-03-01 $237,675 (13.2%) $265,701 (2.8%) 0.00 172
    2020-04-01 $239,900 (4.9%) $264,258 (-0.5%) 0.00 176
    2020-05-01 $279,900 (16.7%) $295,224 (13.6%) 0.00 91
    2020-06-01 $263,700 (14.7%) $297,346 (20.7%) 0.00 92
    2020-07-01 $273,400 (19.6%) $297,864 (21.5%) 0.00 84
    2020-08-01 $270,000 (24.5%) $307,770 (24.8%) 0.00 81
    2020-09-01 $270,735 (19.6%) $308,633 (19.8%) 0.00 83
    2020-10-01 $250,000 (16.8%) $282,796 (12.1%) 0.00 83
    2020-11-01 $244,325 (15.0%) $284,468 (11.0%) 0.00 79
    2020-12-01 $219,150 (0.8%) $293,293 (13.8%) 0.00 61
    2021-01-01 $254,950 (14.0%) $302,663 (16.6%) 0.00 46
    2021-02-01 $263,175 (15.0%) $310,486 (18.9%) 0.00 48
    2021-03-01 $261,450 (10.0%) $315,429 (18.7%) 0.00 42
    2021-04-01 $290,906 (21.3%) $329,032 (24.5%) 0.00 40
    2021-05-01 $299,900 (7.2%) $348,964 (18.2%) 0.00 39
    2021-06-01 $279,925 (6.2%) $323,535 (8.8%) 0.00 58
    2021-07-01 $277,400 (1.5%) $315,742 (6.0%) 0.00 70
    2021-08-01 $259,450 (-3.9%) $311,038 (1.1%) 0.00 80
    2021-09-01 $290,675 (7.4%) $318,390 (3.2%) 0.00 77
    2021-10-01 $289,900 (16.0%) $327,802 (15.9%) 0.00 75
    2021-11-01 $297,400 (21.7%) $318,111 (11.8%) 0.00 70
    2021-12-01 $297,400 (35.7%) $319,537 (9.0%) 0.00 61
    2022-01-01 $325,000 (27.5%) $417,675 (38.0%) 0.00 49
    2022-02-01 $338,258 (28.5%) $429,687 (38.4%) 0.00 38
    2022-03-01 $338,495 (29.5%) $424,224 (34.5%) 0.00 34
    2022-04-01 $322,780 (11.0%) $420,174 (27.7%) 0.00 30
    2022-05-01 $322,800 (7.6%) $337,410 (-3.3%) 0.00 43
    2022-06-01 $304,900 (8.9%) $328,960 (1.7%) 0.00 49
    2022-07-01 $369,900 (33.4%) $423,896 (34.3%) 0.00 48
    2022-08-01 $359,750 (38.7%) $433,156 (39.3%) 0.00 49
    2022-09-01 $374,014 (28.7%) $429,277 (34.8%) 0.00 55
    2022-10-01 $349,900 (20.7%) $431,916 (31.8%) 0.00 47
    2022-11-01 $390,585 (31.3%) $475,056 (49.3%) 0.00 48
    2022-12-01 $385,000 (29.5%) $399,152 (24.9%) 0.00 47
    2023-01-01 $372,114 (14.5%) $376,274 (-9.9%) 0.00 35
    2023-02-01 $364,685 (7.8%) $373,142 (-13.2%) 0.00 38
    2023-03-01 $372,360 (10.0%) $398,421 (-6.1%) 0.00 40
    2023-04-01 $353,685 (9.6%) $451,105 (7.4%) 0.00 37
    Stevens Point's median listing price for 2023-04-01 was $353,685, a difference of $30,905 (9.6%) versus the prior year and $-18,675 versus the prior month.

    Stevens Point's median listing price comes in at 0% of the national average.

    Stevens Point's average listing price for 2023-04-01 was $451,105, a difference of $30,931 (7.4%) versus the prior year and $52,684 versus the prior month.

    For the 2023-04-01 period, Stevens Point had 37 MLS listings, a difference of -3 listings (-8%) versus the prior month and 7 listings (23%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Stevens Point (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,005 sqft
    2018-02-01 0 days 2,034 sqft
    2018-03-01 0 days 2,132 sqft
    2018-04-01 0 days 2,162 sqft
    2018-05-01 0 days 2,128 sqft
    2018-06-01 0 days 2,038 sqft
    2018-07-01 0 days 2,047 sqft
    2018-08-01 0 days 2,050 sqft
    2018-09-01 0 days 2,064 sqft
    2018-10-01 0 days 2,060 sqft
    2018-11-01 0 days 2,094 sqft
    2018-12-01 0 days 1,983 sqft
    2019-01-01 0 days 1,971 sqft
    2019-02-01 0 days 1,979 sqft
    2019-03-01 0 days 1,983 sqft
    2019-04-01 0 days 2,078 sqft
    2019-05-01 0 days 2,082 sqft
    2019-06-01 0 days 2,026 sqft
    2019-07-01 0 days 2,060 sqft
    2019-08-01 0 days 2,067 sqft
    2019-09-01 0 days 2,138 sqft
    2019-10-01 0 days 2,137 sqft
    2019-11-01 0 days 2,172 sqft
    2019-12-01 0 days 2,174 sqft
    2020-01-01 0 days 2,160 sqft
    2020-02-01 0 days 2,177 sqft
    2020-03-01 0 days 2,224 sqft
    2020-04-01 0 days 2,115 sqft
    2020-05-01 0 days 2,400 sqft
    2020-06-01 0 days 2,269 sqft
    2020-07-01 0 days 2,333 sqft
    2020-08-01 0 days 2,252 sqft
    2020-09-01 0 days 2,227 sqft
    2020-10-01 0 days 2,026 sqft
    2020-11-01 0 days 1,978 sqft
    2020-12-01 0 days 1,945 sqft
    2021-01-01 0 days 1,892 sqft
    2021-02-01 0 days 1,966 sqft
    2021-03-01 0 days 1,989 sqft
    2021-04-01 0 days 2,063 sqft
    2021-05-01 0 days 2,022 sqft
    2021-06-01 0 days 1,959 sqft
    2021-07-01 0 days 2,018 sqft
    2021-08-01 0 days 2,035 sqft
    2021-09-01 0 days 2,091 sqft
    2021-10-01 0 days 2,038 sqft
    2021-11-01 0 days 2,021 sqft
    2021-12-01 0 days 2,011 sqft
    2022-01-01 0 days 2,090 sqft
    2022-02-01 0 days 2,062 sqft
    2022-03-01 0 days 1,995 sqft
    2022-04-01 0 days 1,942 sqft
    2022-05-01 0 days 1,941 sqft
    2022-06-01 0 days 1,956 sqft
    2022-07-01 0 days 2,110 sqft
    2022-08-01 0 days 2,161 sqft
    2022-09-01 0 days 2,193 sqft
    2022-10-01 0 days 2,096 sqft
    2022-11-01 0 days 2,416 sqft
    2022-12-01 0 days 2,352 sqft
    2023-01-01 0 days 1,995 sqft
    2023-02-01 0 days 1,926 sqft
    2023-03-01 0 days 1,915 sqft
    2023-04-01 0 days 1,840 sqft
    Stevens Point's median listing age (time on market) for 2023-04-01 was 0 days.

    Stevens Point's median square footage for active listings during the 2023-04-01 period was 1,840 sqft. One year prior, the average listing was 1,942 sqft.

    Stevens Point, WI Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 637 $170,585,000 $267,794
    Cash Out Refi 328 $49,580,000 $151,159
    Refi 230 $30,520,000 $132,696
    Other 166 $13,630,000 $82,108
    Home Improvement 129 $9,085,000 $70,426

    Stevens Point's most frequently cited loan purpose was Home Purchase, with 637 originations. The 2nd most popular reason was Cash Out Refi, with 328 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    3-4% 423 $70,005,000 $165,496
    5-6% 329 $67,505,000 $205,182
    4-5% 322 $77,260,000 $239,938
    6-7% 152 $22,220,000 $146,184
    <2.5% 91 $9,145,000 $100,495
    2.5-3% 89 $12,405,000 $139,382
    7-8% 38 $5,280,000 $138,947
    Over 8% 20 $1,210,000 $60,500

    During 2022, Stevens Point's most frequently originated rate bucket was 3-4%, with 423 originations.

    Loan Sizing (Stevens Point, WI MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 533 $78,775,000 $147,795
    $100,000 or less 485 $25,355,000 $52,278
    $200k-400k 393 $107,075,000 $272,455
    $400k-600k 55 $25,665,000 $466,636
    $600k-1000k 14 $9,850,000 $703,571
    $Over $1MM 10 $26,680,000 $2,668,000

    Stevens Point's loan sizing saw the bucket of loans from $100k-200k with 533 originations, totaling $78,775,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 463 $114,845,000 $248,045
    60-80% 393 $93,945,000 $239,046
    Under 20% 225 $10,235,000 $45,489
    20-40% 202 $17,720,000 $87,723
    40-60% 169 $25,145,000 $148,787
    Over 100% 10 $2,980,000 $298,000

    Stevens Point's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 463 originations, totaling $114,845,000 in origination value.