Stevens Point Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Stevens Point averaged 6.79% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

    The average rate for the prior week (2025-03-27) was 6.5% and one month ago for the week of 2025-02-27, the average rate was 6.91%.

    Stevens Point's average rate one year ago was 6.94%.

    For refis of the same type during the week of 2025-04-03, the average rate was 6.76%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-04-03 6.64%
    Stevens Point 30 Year Fixed Rate 2025-04-03 6.79%
    Stevens Point 30 Year Fixed Rate Refi 2025-04-03 6.76%
    Stevens Point 15 Year Fixed Rate 2025-04-03 6.02%
    Stevens Point 15 Year Fixed Rate Refi 2025-04-03 6.32%
    Stevens Point 30 Year FHA 2025-04-03 6.26%
    Stevens Point 30 Year FHA Refi 2025-04-03 6.36%
    Stevens Point 30 Year USDA 2025-04-03 6.42%
    Stevens Point 30 Year USDA Refi 2025-04-03 6.32%
    Stevens Point 30 Year VA 2025-04-03 6.06%
    Stevens Point 30 Year VA Refi 2025-04-03 5.96%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Stevens Point, WI.

    Stevens Point Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Stevens Point, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    U.S. Bank 99 6.58% $3,298
    CoVantage Credit Union 59 6.53% $3,796
    Bank First, N.A. 25 6.57% $2,460
    University of Wisconsin Credit Union 23 6.44% $2,935
    Associated Bank 23 6.57% $2,383
    QUICKEN LOANS, LLC 19 6.64% $7,805
    Summit Credit Union 18 6.47% $2,952
    JPMorgan Chase Bank 14 7.03% $3,312
    First Federal Bank 13 6.54% $2,653
    Nicolet National Bank 11 6.94% $3,622
    UNITED WHOLESALE MORTGAGE, LLC 11 6.61% $6,704
    Nations Lending Corporation 7 6.96% $3,213
    Waterstone Mortgage Corporation 7 6.87% $5,853
    FIRST COLONY MORTGAGE CORPORATION 6 6.88% $3,578
    GUILD MORTGAGE COMPANY 5 6.57% $4,181
    MOVEMENT MORTGAGE, LLC 4 7.44% $8,645
    BMO Harris Bank 4 6.97% $3,334
    PENNYMAC LOAN SERVICES, LLC 4 7.22% $3,537
    Community First Credit Union 4 6.34% $2,764
    Prosperity Home Mortgage, LLC 4 6.22% $5,801
    Servion, Inc. 4 7.16% $2,057
    Barrington Bank & Trust Company, N.A. 4 6.09% $4,699
    Old National Bank 3 6.50% $3,007
    Prevail Bank 3 6.79% $2,425
    NexBank 3 6.58% $3,105
    Bank Five Nine 3 6.71% $3,651
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 7.20% $4,686
    IncredibleBank 3 7.00% $3,406
    Peoples State Bank 3 7.13% $1,445
    NEWREZ LLC 2 6.69% $4,394
    EVERETT FINANCIAL, INC. 2 7.63% $2,267
    ROYAL UNITED MORTGAGE LLC 2 6.56% $8,367
    Royal Credit Union 2 6.81% $0
    COMPEER FINANCIAL, FLCA 2 7.56% $7,950
    Connexus Credit Union 2 6.39% $2,271
    TOWNE MORTGAGE COMPANY 2 7.44% $5,647
    GUARANTEED RATE, INC. 2 6.88% $3,666
    FOX COMMUNITIES 2 6.50% $2,426
    LEADERONE FINANCIAL CORPORATION 2 6.50% $6,557
    Wells Fargo Bank 1 6.13% $2,396
    Westbury Bank 1 6.25% $2,387
    WISCONSIN MORTGAGE CORPORATION 1 6.63% $3,311
    ZILLOW HOME LOANS, LLC 1 6.88% $5,617
    North Shore Bank FSB 1 6.88% $3,257
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.50% $3,222
    Bankers' Bank 1 7.00% $3,315
    BETTER MORTGAGE CORPORATION 1 7.63% $1,188
    BROKER SOLUTIONS, INC. 1 6.38% $9,928
    CARDINAL FINANCIAL 1 7.50% $8,007
    Carrington Mortgage Services, LLC 1 7.75% $5,942
    Century Mortgage Company DBA Century Lending Company 1 5.99% $9,479
    CHARTER WEST BANK 1 6.88% $2,611
    CHURCHILL MORTGAGE CORPORATION 1 6.63% $4,346
    Citizens Bank 1 6.25% $2,387
    CROSSCOUNTRY MORTGAGE, LLC 1 6.99% $2,446
    First National Bank of Omaha 1 7.38% $3,431
    FIRST STATE MORTGAGE SERVICES, LLC 1 7.00% $5,047
    Flagstar Bank, FSB 1 6.63% $3,153
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 5.99% $4,528
    Horicon Bank 1 6.50% $919
    Ixonia Bank 1 7.13% $3,557
    Kohler Credit Union 1 6.25% $3,936
    LAKEVIEW LOAN SERVICING, LLC 1 7.13% $6,753
    LENOX FINANCIAL MORTGAGE CORPORATION 1 6.62% $2,925
    LIBERTY HOME MORTGAGE CORPORATION 1 7.63% $12,387
    MARINE 1 8.73% $5,207
    Merchants Bank 1 6.53% $3,248
    MUTUAL OF OMAHA MORTGAGE, INC. 1 6.63% $11,450
    National Exchange Bank and Trust 1 5.70% $1,136
    NAVY FEDERAL CREDIT UNION 1 5.13% $6,071
    Alerus Financial 1 5.88% $3,121
    Plains Commerce Bank 1 6.38% $9,479
    PNC Bank 1 6.63% $2,910
    POINT Mortgage 1 8.13% $4,209
    PREMIA MORTGAGE, LLC 1 6.13% $225
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.13% $3,551
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.25% $5,952
    Service Federal Credit Union 1 5.88% $2,422
    The Huntington National Bank 1 7.00% $4,279
    THOMPSON KANE & COMPANY, LLC 1 7.25% $2,961
    TRUSTONE FINANCIAL FEDERAL CREDIT UNION 1 6.50% $2,458
    VERVE, A CREDIT UNION 1 6.88% $3,480

    Stevens Point Average Closing Costs & Other Stats

    Stevens Point, WI's 82 lenders originated 1,295 loans during 2024. The total origination value was $244,865,000, with an average loan value of $189,085.

    Stevens Point's average closing costs are $3,376.

    The top Stevens Point lender as defined by loan originations is U.S. Bank, with 99 loans originated. Their average total fees are $3,298, which is $499 lower than the next largest lender, CoVantage Credit Union.

    The lowest fee Stevens Point lenders (with over 10 loans originated) are Associated Bank ($2,383), Bank First, N.A. ($2,460), First Federal Bank ($2,653), University of Wisconsin Credit Union ($2,935) and Summit Credit Union ($2,952).

    The lowest rate Stevens Point lenders (with over 10 loans originated) are University of Wisconsin Credit Union (6.44%), Summit Credit Union (6.47%), CoVantage Credit Union (6.53%), First Federal Bank (6.54%) and Associated Bank (6.57%).

    Stevens Point, WI Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    U.S. Bank $27,020,000 $33,810,000 25.1% 13.8%
    CoVantage Credit Union $30,330,000 $26,930,000 -11.2% 11.0%
    Nicolet National Bank $2,920,000 $12,565,000 330.3% 5.1%
    North Shore Bank FSB $12,920,000 $12,190,000 -5.7% 5.0%
    University of Wisconsin Credit Union $14,225,000 $11,985,000 -15.7% 4.9%
    Associated Bank $9,885,000 $10,370,000 4.9% 4.2%
    Bank First, N.A. $5,185,000 $8,495,000 63.8% 3.5%
    Summit Credit Union $4,480,000 $7,215,000 61.0% 2.9%
    QUICKEN LOANS, LLC $8,885,000 $6,385,000 -28.1% 2.6%
    UNITED WHOLESALE MORTGAGE, LLC $4,705,000 $5,805,000 23.4% 2.4%
    BMO Harris Bank $4,550,000 $4,625,000 1.6% 1.9%
    First Federal Bank $2,005,000 $4,215,000 110.2% 1.7%
    Valley Communities Credit Union $2,300,000 $3,930,000 70.9% 1.6%
    Old National Bank $4,040,000 $3,605,000 -10.8% 1.5%
    JPMorgan Chase Bank $2,990,000 $3,315,000 10.9% 1.4%
    PENNYMAC LOAN SERVICES, LLC $965,000 $3,080,000 219.2% 1.3%
    WOODTRUST BANK $1,530,000 $3,030,000 98.0% 1.2%
    Mortgage Research Center, LLC $2,750,000 $2,955,000 7.5% 1.2%
    COMPEER FINANCIAL, FLCA $2,650,000 n/a 1.1%
    GUILD MORTGAGE COMPANY $2,505,000 $2,465,000 -1.6% 1.0%
    Community First Credit Union $885,000 $2,375,000 168.4% 1.0%
    Nations Lending Corporation $1,095,000 $2,230,000 103.7% 0.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,280,000 $1,875,000 46.5% 0.8%
    FIRST COLONY MORTGAGE CORPORATION $1,825,000 n/a 0.7%
    Barrington Bank & Trust Company, N.A. $1,520,000 $1,750,000 15.1% 0.7%
    Waterstone Mortgage Corporation $800,000 $1,750,000 118.8% 0.7%
    IncredibleBank $535,000 $1,695,000 216.8% 0.7%
    MOVEMENT MORTGAGE, LLC $390,000 $1,650,000 323.1% 0.7%
    Farmers & Merchants State Bank $1,645,000 n/a 0.7%
    Prevail Bank $3,185,000 $1,610,000 -49.5% 0.7%
    Peoples State Bank $2,710,000 $1,530,000 -43.5% 0.6%
    State Bank of Cross Plains $1,360,000 n/a 0.6%
    Cloverbelt Credit Union $510,000 $1,335,000 161.8% 0.5%
    BROKER SOLUTIONS, INC. $615,000 $1,185,000 92.7% 0.5%
    Connexus Credit Union $1,665,000 $1,095,000 -34.2% 0.4%
    FREEDOM MORTGAGE CORPORATION $125,000 $1,085,000 768.0% 0.4%
    AgCountry Farm Credit Services, FLCA $1,075,000 $1,080,000 0.5% 0.4%
    Prosperity Home Mortgage, LLC $345,000 $1,060,000 207.2% 0.4%
    EVERETT FINANCIAL, INC. $2,505,000 $1,005,000 -59.9% 0.4%
    Bank Five Nine $990,000 n/a 0.4%
    Ixonia Bank $975,000 $990,000 1.5% 0.4%
    PNC Bank $35,000 $985,000 2,714.3% 0.4%
    Royal Credit Union $505,000 $900,000 78.2% 0.4%
    VERVE, A CREDIT UNION $85,000 $865,000 917.6% 0.4%
    Discover Bank $85,000 $760,000 794.1% 0.3%
    NAVY FEDERAL CREDIT UNION $225,000 $710,000 215.6% 0.3%
    First National Bank of Omaha $695,000 n/a 0.3%
    National Exchange Bank and Trust $530,000 $695,000 31.1% 0.3%
    Johnson Bank $965,000 $670,000 -30.6% 0.3%
    LOANDEPOT.COM, LLC $330,000 $670,000 103.0% 0.3%
    Servion, Inc. $770,000 $660,000 -14.3% 0.3%
    NexBank $655,000 n/a 0.3%
    TOWNE MORTGAGE COMPANY $745,000 $635,000 -14.8% 0.3%
    Plains Commerce Bank $255,000 $615,000 141.2% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $175,000 $565,000 222.9% 0.2%
    V.I.P. MORTGAGE, INC. $1,790,000 $565,000 -68.4% 0.2%
    West Pointe Bank $555,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $115,000 $550,000 378.3% 0.2%
    Kohler Credit Union $485,000 n/a 0.2%
    NEWREZ LLC $255,000 $480,000 88.2% 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $540,000 $470,000 -13.0% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $95,000 $470,000 394.7% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $180,000 $465,000 158.3% 0.2%
    TRUSTONE FINANCIAL FEDERAL CREDIT UNION $465,000 n/a 0.2%
    ALTRA $195,000 $460,000 135.9% 0.2%
    Century Mortgage Company DBA Century Lending Company $460,000 n/a 0.2%
    USAA Federal Savings Bank $1,125,000 $450,000 -60.0% 0.2%
    FOX COMMUNITIES $735,000 $445,000 -39.5% 0.2%
    21ST MORTGAGE CORPORATION $145,000 $440,000 203.4% 0.2%
    LIBERTY HOME MORTGAGE CORPORATION $430,000 n/a 0.2%
    Figure Lending LLC $230,000 $425,000 84.8% 0.2%
    Bankers' Bank $265,000 $415,000 56.6% 0.2%
    Oregon Community Bank $405,000 n/a 0.2%
    Paramount Residential Mortgage Group, Inc. $400,000 $405,000 1.3% 0.2%
    PHH Mortgage Corporation $390,000 n/a 0.2%
    The Huntington National Bank $465,000 $390,000 -16.1% 0.2%
    AMERISAVE MORTGAGE CORPORATION $115,000 $375,000 226.1% 0.2%
    A + MORTGAGE SERVICES, INC. $365,000 n/a 0.1%
    POINT Mortgage $365,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $205,000 $360,000 75.6% 0.1%
    LEADERONE FINANCIAL CORPORATION $195,000 $345,000 76.9% 0.1%
    WISCONSIN MORTGAGE CORPORATION $185,000 $325,000 75.7% 0.1%
    LENOX FINANCIAL MORTGAGE CORPORATION $305,000 n/a 0.1%
    Carrington Mortgage Services, LLC $270,000 $300,000 11.1% 0.1%
    GUARANTEED RATE, INC. $325,000 $300,000 -7.7% 0.1%
    PREMIA MORTGAGE, LLC $700,000 $295,000 -57.9% 0.1%
    Service Federal Credit Union $275,000 n/a 0.1%
    American Mortgage & Equity Consultants, Inc. $265,000 n/a 0.1%
    Merchants Bank $265,000 n/a 0.1%
    THOMPSON KANE & COMPANY, LLC $265,000 n/a 0.1%
    CARDINAL FINANCIAL $415,000 $255,000 -38.6% 0.1%
    CHURCHILL MORTGAGE CORPORATION $245,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $490,000 $245,000 -50.0% 0.1%
    MLD MORTGAGE INC. $245,000 n/a 0.1%
    AbbyBank $235,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $105,000 $225,000 114.3% 0.1%
    Hiawatha National Bank $225,000 n/a 0.1%
    PLANET HOME LENDING, LLC $225,000 n/a 0.1%
    TRIAD FINANCIAL SERVICES, INC. $90,000 $225,000 150.0% 0.1%
    FIRST STATE MORTGAGE SERVICES, LLC $215,000 n/a 0.1%
    Horicon Bank $295,000 $215,000 -27.1% 0.1%
    Park City Credit Union $215,000 n/a 0.1%
    CHARTER WEST BANK $205,000 n/a 0.1%
    FORTE BANK $360,000 $205,000 -43.1% 0.1%
    LENDINGHOME FUNDING CORPORATION $205,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $205,000 n/a 0.1%
    ZILLOW HOME LOANS, LLC $265,000 $205,000 -22.6% 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $195,000 n/a 0.1%
    Flagstar Bank, FSB $125,000 $195,000 56.0% 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $215,000 $195,000 -9.3% 0.1%
    TOP FLITE FINANCIAL, INC. $195,000 n/a 0.1%
    EMM LOANS LLC $185,000 n/a 0.1%
    Mid-Continent Funding, Inc. $185,000 n/a 0.1%
    Alerus Financial $175,000 n/a 0.1%
    Equity Prime Mortgage LLC $175,000 n/a 0.1%
    OCEANSIDE MORTGAGE COMPANY $155,000 n/a 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $155,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $145,000 $145,000 0.0% 0.1%
    MARINE $45,000 $145,000 222.2% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $135,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $135,000 n/a 0.1%
    Citizens Bank $125,000 n/a 0.1%
    Wells Fargo Bank $145,000 $125,000 -13.8% 0.1%
    Westbury Bank $125,000 n/a 0.1%
    Forward Bank $925,000 $120,000 -87.0% 0.0%
    Bank of Deerfield $115,000 n/a 0.0%
    Intercity State Bank $700,000 $105,000 -85.0% 0.0%
    Landmark Credit Union $335,000 $80,000 -76.1% 0.0%
    UNITEDONE Credit Union $75,000 n/a 0.0%
    THRIVENT Federal Credit Union $65,000 n/a 0.0%
    GREENSTATE CREDIT UNION $35,000 $55,000 57.1% 0.0%
    ADVIA $45,000 n/a 0.0%
    Coastal Community Bank $40,000 $45,000 12.5% 0.0%
    EDUCATORS CREDIT UNION $445,000 $35,000 -92.1% 0.0%
    FINANCE OF AMERICA REVERSE LLC $35,000 n/a 0.0%
    RESIDENTIAL BANCORP $25,000 n/a 0.0%

    Stevens Point's top lender by overall market share is U.S. Bank, with 13.8% market share. In second place, with 11.0%, is CoVantage Credit Union, having originated $26,930,000 in loans. In third place, with 5.1%, is Nicolet National Bank, having originated $12,565,000 in loans. In fourth place, with 5.0%, is North Shore Bank FSB, having originated $12,190,000 in loans. In fifth place, with 4.9%, is University of Wisconsin Credit Union, having originated $11,985,000 in loans.

    Stevens Point Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Stevens Point (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $199,900 (17.7%) $246,971 (13.4%) 0.00 179
    2018-02-01 $208,675 (22.8%) $246,302 (13.1%) 0.00 171
    2018-03-01 $228,900 (20.5%) $249,616 (8.5%) 0.00 171
    2018-04-01 $234,900 (20.7%) $263,791 (13.8%) 0.00 181
    2018-05-01 $227,400 (11.6%) $253,782 (6.3%) 0.00 220
    2018-06-01 $218,900 (9.5%) $246,809 (2.5%) 0.00 273
    2018-07-01 $219,900 (4.8%) $247,527 (1.2%) 0.00 265
    2018-08-01 $219,900 (8.7%) $247,030 (2.2%) 0.00 248
    2018-09-01 $215,000 (8.0%) $249,223 (5.1%) 0.00 234
    2018-10-01 $203,700 (2.1%) $245,465 (2.7%) 0.00 232
    2018-11-01 $199,900 (0.2%) $249,000 (3.1%) 0.00 198
    2018-12-01 $191,250 (-4.3%) $238,719 (-3.1%) 0.00 169
    2019-01-01 $187,450 (-6.2%) $245,736 (-0.5%) 0.00 140
    2019-02-01 $199,900 (-4.2%) $253,495 (2.9%) 0.00 136
    2019-03-01 $210,614 (-8.0%) $258,347 (3.5%) 0.00 147
    2019-04-01 $228,650 (-2.7%) $264,439 (0.3%) 0.00 162
    2019-05-01 $239,900 (5.5%) $259,657 (2.3%) 0.00 201
    2019-06-01 $227,450 (3.9%) $246,118 (-0.3%) 0.00 261
    2019-07-01 $226,175 (2.9%) $245,173 (-1.0%) 0.00 262
    2019-08-01 $225,823 (2.7%) $247,553 (0.2%) 0.00 245
    2019-09-01 $219,707 (2.2%) $250,412 (0.5%) 0.00 245
    2019-10-01 $215,630 (5.9%) $252,335 (2.8%) 0.00 237
    2019-11-01 $212,450 (6.3%) $256,340 (3.0%) 0.00 211
    2019-12-01 $217,400 (13.7%) $257,691 (8.0%) 0.00 178
    2020-01-01 $223,700 (19.3%) $259,654 (5.7%) 0.00 156
    2020-02-01 $228,900 (14.5%) $261,193 (3.0%) 0.00 166
    2020-03-01 $237,675 (12.9%) $265,701 (2.9%) 0.00 172
    2020-04-01 $239,900 (4.9%) $264,258 (-0.1%) 0.00 176
    2020-05-01 $279,900 (16.7%) $295,224 (13.7%) 0.00 91
    2020-06-01 $263,700 (15.9%) $297,346 (20.8%) 0.00 92
    2020-07-01 $273,400 (20.9%) $297,864 (21.5%) 0.00 84
    2020-08-01 $270,000 (19.6%) $307,770 (24.3%) 0.00 81
    2020-09-01 $270,735 (23.2%) $308,633 (23.3%) 0.00 83
    2020-10-01 $250,000 (15.9%) $282,796 (12.1%) 0.00 83
    2020-11-01 $244,325 (15.0%) $284,468 (11.0%) 0.00 79
    2020-12-01 $219,150 (0.8%) $293,293 (13.8%) 0.00 61
    2021-01-01 $254,950 (14.0%) $302,663 (16.6%) 0.00 46
    2021-02-01 $263,175 (15.0%) $310,486 (18.9%) 0.00 48
    2021-03-01 $261,450 (10.0%) $315,429 (18.7%) 0.00 42
    2021-04-01 $290,906 (21.3%) $329,032 (24.5%) 0.00 40
    2021-05-01 $299,900 (7.2%) $348,964 (18.2%) 0.00 39
    2021-06-01 $279,925 (6.2%) $323,535 (8.8%) 0.00 58
    2021-07-01 $277,400 (1.5%) $315,742 (6.0%) 0.00 70
    2021-08-01 $259,450 (-3.9%) $311,038 (1.1%) 0.00 80
    2021-09-01 $290,675 (7.4%) $318,390 (3.2%) 0.00 77
    2021-10-01 $289,900 (16.0%) $327,802 (15.9%) 0.00 75
    2021-11-01 $297,400 (21.7%) $318,111 (11.8%) 0.00 70
    2021-12-01 $297,400 (35.7%) $319,537 (9.0%) 0.00 61
    2022-01-01 $325,000 (27.5%) $417,675 (38.0%) 0.00 49
    2022-02-01 $338,258 (28.5%) $429,687 (38.4%) 0.00 38
    2022-03-01 $338,495 (29.5%) $424,224 (34.5%) 0.00 34
    2022-04-01 $322,780 (11.0%) $420,174 (27.7%) 0.00 30
    2022-05-01 $322,800 (7.6%) $337,410 (-3.3%) 0.00 43
    2022-06-01 $304,900 (8.9%) $328,960 (1.7%) 0.00 49
    2022-07-01 $369,900 (33.4%) $423,896 (34.3%) 0.00 48
    2022-08-01 $359,750 (38.7%) $433,156 (39.3%) 0.00 49
    2022-09-01 $374,014 (28.7%) $429,277 (34.8%) 0.00 55
    2022-10-01 $349,900 (20.7%) $431,916 (31.8%) 0.00 47
    2022-11-01 $390,585 (31.3%) $475,056 (49.3%) 0.00 48
    2022-12-01 $385,000 (29.5%) $399,152 (24.9%) 0.00 47
    2023-01-01 $372,114 (14.5%) $376,274 (-9.9%) 0.00 35
    2023-02-01 $364,685 (7.8%) $373,142 (-13.2%) 0.00 38
    2023-03-01 $372,360 (10.0%) $398,421 (-6.1%) 0.00 40
    2023-04-01 $353,685 (9.6%) $451,105 (7.4%) 0.00 37
    2023-05-01 $336,200 (4.2%) $432,723 (28.3%) 0.00 39
    2023-06-01 $300,800 (-1.3%) $387,987 (17.9%) 0.00 57
    2023-07-01 $329,900 (-10.8%) $396,061 (-6.6%) 0.00 61
    2023-08-01 $351,818 (-2.2%) $375,168 (-13.4%) 0.00 63
    2023-09-01 $350,000 (-6.4%) $389,742 (-9.2%) 0.00 74
    2023-10-01 $342,900 (-2.0%) $389,467 (-9.8%) 0.00 76
    2023-11-01 $329,925 (-15.5%) $374,391 (-21.2%) 0.00 80
    2023-12-01 $325,000 (-15.6%) $368,876 (-7.6%) 0.00 67
    2024-01-01 $338,675 (-9.0%) $389,513 (3.5%) 0.00 60
    2024-02-01 $363,843 (-0.2%) $384,245 (3.0%) 0.00 51
    2024-03-01 $368,685 (-1.0%) $393,426 (-1.3%) 0.00 52
    2024-04-01 $373,793 (5.7%) $421,722 (-6.5%) 0.00 52
    2024-05-01 $381,896 (13.6%) $402,060 (-7.1%) 0.00 54
    2024-06-01 $379,500 (26.2%) $404,963 (4.4%) 0.00 58
    2024-07-01 $381,055 (15.5%) $400,794 (1.2%) 0.00 69
    2024-08-01 $377,450 (7.3%) $442,598 (18.0%) 0.00 81
    2024-09-01 $380,382 (8.7%) $431,639 (10.8%) 0.00 86
    2024-10-01 $381,287 (11.2%) $431,605 (10.8%) 0.00 75
    2024-11-01 $384,900 (16.7%) $432,338 (15.5%) 0.00 72
    2024-12-01 $382,977 (17.8%) $436,177 (18.3%) 0.00 69
    2025-01-01 $380,846 (12.5%) $436,972 (12.2%) 0.00 59
    2025-02-01 $388,675 (6.8%) $386,669 (0.6%) 0.00 48
    2025-03-01 $384,900 (4.4%) $416,287 (5.8%) 0.00 41
    Stevens Point's median listing price for 2025-03-01 was $384,900, a difference of $16,215 (4.4%) versus the prior year and $-3,775 versus the prior month.

    Stevens Point's median listing price comes in at 0% of the national average.

    Stevens Point's average listing price for 2025-03-01 was $416,287, a difference of $22,861 (5.8%) versus the prior year and $29,618 versus the prior month.

    For the 2025-03-01 period, Stevens Point had 41 MLS listings, a difference of -7 listings (-15%) versus the prior month and -11 listings (-21%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Stevens Point (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,005 sqft
    2018-02-01 0 days 2,034 sqft
    2018-03-01 0 days 2,135 sqft
    2018-04-01 0 days 2,165 sqft
    2018-05-01 0 days 2,128 sqft
    2018-06-01 0 days 2,038 sqft
    2018-07-01 0 days 2,047 sqft
    2018-08-01 0 days 2,050 sqft
    2018-09-01 0 days 2,064 sqft
    2018-10-01 0 days 2,060 sqft
    2018-11-01 0 days 2,094 sqft
    2018-12-01 0 days 1,983 sqft
    2019-01-01 0 days 1,971 sqft
    2019-02-01 0 days 1,979 sqft
    2019-03-01 0 days 2,012 sqft
    2019-04-01 0 days 2,070 sqft
    2019-05-01 0 days 2,087 sqft
    2019-06-01 0 days 2,034 sqft
    2019-07-01 0 days 2,065 sqft
    2019-08-01 0 days 2,084 sqft
    2019-09-01 0 days 2,113 sqft
    2019-10-01 0 days 2,137 sqft
    2019-11-01 0 days 2,172 sqft
    2019-12-01 0 days 2,174 sqft
    2020-01-01 0 days 2,160 sqft
    2020-02-01 0 days 2,177 sqft
    2020-03-01 0 days 2,223 sqft
    2020-04-01 0 days 2,105 sqft
    2020-05-01 0 days 2,400 sqft
    2020-06-01 0 days 2,269 sqft
    2020-07-01 0 days 2,333 sqft
    2020-08-01 0 days 2,252 sqft
    2020-09-01 0 days 2,227 sqft
    2020-10-01 0 days 2,026 sqft
    2020-11-01 0 days 1,978 sqft
    2020-12-01 0 days 1,945 sqft
    2021-01-01 0 days 1,892 sqft
    2021-02-01 0 days 1,966 sqft
    2021-03-01 0 days 1,989 sqft
    2021-04-01 0 days 2,063 sqft
    2021-05-01 0 days 2,022 sqft
    2021-06-01 0 days 1,959 sqft
    2021-07-01 0 days 2,018 sqft
    2021-08-01 0 days 2,035 sqft
    2021-09-01 0 days 2,090 sqft
    2021-10-01 0 days 2,038 sqft
    2021-11-01 0 days 2,021 sqft
    2021-12-01 0 days 2,011 sqft
    2022-01-01 0 days 2,090 sqft
    2022-02-01 0 days 2,062 sqft
    2022-03-01 0 days 1,995 sqft
    2022-04-01 0 days 1,942 sqft
    2022-05-01 0 days 1,941 sqft
    2022-06-01 0 days 1,956 sqft
    2022-07-01 0 days 2,110 sqft
    2022-08-01 0 days 2,161 sqft
    2022-09-01 0 days 2,193 sqft
    2022-10-01 0 days 2,096 sqft
    2022-11-01 0 days 2,416 sqft
    2022-12-01 0 days 2,352 sqft
    2023-01-01 0 days 1,995 sqft
    2023-02-01 0 days 1,926 sqft
    2023-03-01 0 days 1,915 sqft
    2023-04-01 0 days 1,840 sqft
    2023-05-01 0 days 1,731 sqft
    2023-06-01 0 days 1,778 sqft
    2023-07-01 0 days 1,850 sqft
    2023-08-01 0 days 2,061 sqft
    2023-09-01 0 days 2,154 sqft
    2023-10-01 0 days 2,094 sqft
    2023-11-01 0 days 2,090 sqft
    2023-12-01 0 days 2,014 sqft
    2024-01-01 0 days 2,111 sqft
    2024-02-01 0 days 1,958 sqft
    2024-03-01 0 days 1,890 sqft
    2024-04-01 0 days 2,006 sqft
    2024-05-01 0 days 1,888 sqft
    2024-06-01 0 days 1,932 sqft
    2024-07-01 0 days 1,919 sqft
    2024-08-01 0 days 2,016 sqft
    2024-09-01 0 days 2,015 sqft
    2024-10-01 0 days 1,931 sqft
    2024-11-01 0 days 1,998 sqft
    2024-12-01 0 days 2,004 sqft
    2025-01-01 0 days 2,019 sqft
    2025-02-01 0 days 1,912 sqft
    2025-03-01 0 days 1,910 sqft
    Stevens Point's median listing age (time on market) for 2025-03-01 was 0 days.

    Stevens Point's median square footage for active listings during the 2025-03-01 period was 1,910 sqft. One year prior, the average listing was 1,890 sqft.

    Stevens Point, WI Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 587 $166,095,000 $282,956
    Other 258 $18,250,000 $70,736
    Refi 199 $31,285,000 $157,211
    Cash Out Refi 150 $21,760,000 $145,067
    Home Improvement 101 $7,475,000 $74,010

    Stevens Point's most frequently cited loan purpose was Home Purchase, with 587 originations. The 2nd most popular reason was Other, with 258 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 503 $122,915,000 $244,364
    7-8% 314 $53,930,000 $171,752
    Over 8% 235 $23,565,000 $100,277
    5-6% 141 $30,315,000 $215,000
    <2.5% 72 $4,930,000 $68,472
    4-5% 6 $990,000 $165,000
    3-4% 3 $435,000 $145,000
    2.5-3% 1 $355,000 $355,000

    During 2024, Stevens Point's most frequently originated rate bucket was 6-7%, with 503 originations.

    Loan Sizing (Stevens Point, WI MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 483 $24,655,000 $51,046
    $200k-400k 397 $107,315,000 $270,315
    $100k-200k 340 $50,650,000 $148,971
    $400k-600k 53 $25,175,000 $475,000
    $600k-1000k 16 $11,850,000 $740,625
    $Over $1MM 6 $25,220,000 $4,203,333

    Stevens Point's loan sizing saw the bucket of loans from $100,000 or less with 483 originations, totaling $24,655,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 372 $98,270,000 $264,167
    Under 20% 260 $10,950,000 $42,115
    60-80% 251 $82,075,000 $326,992
    20-40% 243 $22,195,000 $91,337
    40-60% 128 $20,550,000 $160,547
    Over 100% 1 $265,000 $265,000

    Stevens Point's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 372 originations, totaling $98,270,000 in origination value.