Stevens Point Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Stevens Point averaged 6.18% for the week of 2024-10-03, compared to the national average of 6.12% for the same period.

The average rate for the prior week (2024-09-26) was 6.04% and one month ago for the week of 2024-08-29, the average rate was 6.31%.

Stevens Point's average rate one year ago was 7.07%.

For refis of the same type during the week of 2024-10-03, the average rate was 6.12%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-03 6.12%
Stevens Point 30 Year Fixed Rate 2024-10-03 6.18%
Stevens Point 30 Year Fixed Rate Refi 2024-10-03 6.12%
Stevens Point 15 Year Fixed Rate 2024-10-03 5.15%
Stevens Point 15 Year Fixed Rate Refi 2024-10-03 5.25%
Stevens Point 30 Year FHA 2024-10-03 5.99%
Stevens Point 30 Year FHA Refi 2024-10-03 5.89%
Stevens Point 30 Year USDA 2024-10-03 5.87%
Stevens Point 30 Year USDA Refi 2024-10-03 5.97%
Stevens Point 30 Year VA 2024-10-03 5.7%
Stevens Point 30 Year VA Refi 2024-10-03 5.6%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Stevens Point, WI.

Stevens Point Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Stevens Point, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
U.S. Bank 83 6.88% $3,119
CoVantage Credit Union 61 6.41% $3,222
University of Wisconsin Credit Union 34 6.31% $2,738
Associated Bank 22 6.59% $2,583
Bank First, N.A. 19 7.15% $2,808
UNITED WHOLESALE MORTGAGE, LLC 14 7.03% $5,033
QUICKEN LOANS, LLC 12 6.67% $6,505
Summit Credit Union 10 6.45% $2,512
JPMorgan Chase Bank 10 6.52% $3,201
Nicolet National Bank 8 6.80% $3,532
EVERETT FINANCIAL, INC. 8 7.47% $5,231
First Federal Bank 7 7.18% $2,395
Prevail Bank 6 6.67% $2,272
GUILD MORTGAGE COMPANY 6 7.23% $4,619
Peoples State Bank 5 7.18% $2,831
Old National Bank 4 6.72% $1,769
Connexus Credit Union 4 5.87% $1,875
BMO Harris Bank 4 6.63% $3,682
Ixonia Bank 4 7.50% $4,533
PENNYMAC LOAN SERVICES, LLC 3 7.21% $4,804
EDUCATORS CREDIT UNION 3 6.79% $1,634
Barrington Bank & Trust Company, N.A. 3 6.58% $6,423
FOX COMMUNITIES 3 6.04% $692
Servion, Inc. 2 7.63% $2,459
Royal Credit Union 2 6.69% $0
Home Federal Savings Bank 2 6.38% $3,074
AMERICAN PACIFIC MORTGAGE CORPORATION 2 6.94% $7,231
Nations Lending Corporation 2 7.06% $3,196
National Exchange Bank and Trust 2 5.75% $2,152
DAS Acquisition Company, LLC 2 7.81% $6,288
Waterstone Mortgage Corporation 2 7.06% $5,636
BROKER SOLUTIONS, INC. 2 6.74% $4,559
WINGS FINANCIAL 2 6.19% $3,806
Wells Fargo Bank 1 7.38% $3,866
MOVEMENT MORTGAGE, LLC 1 7.06% $3,048
ALTRA 1 6.40% $2,633
Bankers' Bank 1 7.63% $1,923
Bell Bank 1 6.88% $5,539
BETTER MORTGAGE CORPORATION 1 7.63% $1,207
Brokaw Credit Union 1 6.37% $2,029
CAPITAL Credit Union 1 5.63% $2,160
CARDINAL FINANCIAL 1 5.63% $7,377
CROSSCOUNTRY MORTGAGE, LLC 1 6.75% $8,170
Deere Employees Credit Union 1 5.75% $3,559
DIAMOND RESIDENTIAL MORTGAGE CORPORATION 1 6.75% $5,213
ENDEAVOR CAPITAL, LLC. 1 6.50% $6,233
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 5.50% $2,960
FIRST CENTENNIAL MORTGAGE CORPORATION 1 6.38% $2,760
First Savings Bank 1 6.63% $3,190
Forward Bank 1 4.13% $1,068
GUARANTEED RATE, INC. 1 7.13% $912
Horicon Bank 1 6.25% $2,295
IncredibleBank 1 6.50% $2,775
INTERCAP LENDING INC. 1 7.25% $4,555
Johnson Bank 1 6.25% $2,338
Landmark Credit Union 1 6.50% $2,003
MORTGAGE ACCESS CORP. 1 7.63% $3,649
Mortgage Research Center, LLC 1 6.38% $4,120
Ally Bank 1 6.50% $7,848
Mr. Cooper ( Nationstar Mortgage ) 1 6.63% $5,900
NEWREZ LLC 1 6.49% $2,967
North American Savings Bank, F.S.B. 1 8.63% $5,262
PCM 1 5.75% $1,835
PROVIDENT FUNDING ASSOCIATES, L.P. 1 5.75% $3,071
Stillman Bank 1 6.60% $2,096
The Huntington National Bank 1 6.13% $4,265
VERVE, A CREDIT UNION 1 6.63% $2,290

Stevens Point Average Closing Costs & Other Stats

Stevens Point, WI's 67 lenders originated 1,140 loans during 2023. The total origination value was $214,960,000, with an average loan value of $188,561.

Stevens Point's average closing costs are $3,255.

The top Stevens Point lender as defined by loan originations is U.S. Bank, with 83 loans originated. Their average total fees are $3,119, which is $103 lower than the next largest lender, CoVantage Credit Union.

The lowest fee Stevens Point lenders (with over 10 loans originated) are Summit Credit Union ($2,512), Associated Bank ($2,583), University of Wisconsin Credit Union ($2,738), Bank First, N.A. ($2,808) and U.S. Bank ($3,119).

The lowest rate Stevens Point lenders (with over 10 loans originated) are University of Wisconsin Credit Union (6.31%), CoVantage Credit Union (6.41%), Summit Credit Union (6.45%), JPMorgan Chase Bank (6.52%) and Associated Bank (6.59%).

Stevens Point, WI Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
CoVantage Credit Union $23,950,000 $30,330,000 26.6% 14.1%
U.S. Bank $26,880,000 $27,020,000 0.5% 12.6%
University of Wisconsin Credit Union $14,815,000 $14,225,000 -4.0% 6.6%
North Shore Bank FSB $13,010,000 $12,920,000 -0.7% 6.0%
Associated Bank $13,285,000 $9,885,000 -25.6% 4.6%
QUICKEN LOANS, LLC $9,115,000 $8,885,000 -2.5% 4.1%
WALKER & DUNLOP, LLC $5,620,000 n/a 2.6%
Bank First, N.A. $13,000,000 $5,185,000 -60.1% 2.4%
UNITED WHOLESALE MORTGAGE, LLC $5,500,000 $4,705,000 -14.5% 2.2%
BMO Harris Bank $6,085,000 $4,550,000 -25.2% 2.1%
Summit Credit Union $2,790,000 $4,480,000 60.6% 2.1%
Old National Bank $4,530,000 $4,040,000 -10.8% 1.9%
Prevail Bank $7,995,000 $3,185,000 -60.2% 1.5%
JPMorgan Chase Bank $4,245,000 $2,990,000 -29.6% 1.4%
Nicolet National Bank $3,725,000 $2,920,000 -21.6% 1.4%
Mortgage Research Center, LLC $4,885,000 $2,750,000 -43.7% 1.3%
Peoples State Bank $4,550,000 $2,710,000 -40.4% 1.3%
EVERETT FINANCIAL, INC. $3,625,000 $2,505,000 -30.9% 1.2%
GUILD MORTGAGE COMPANY $2,505,000 n/a 1.2%
Valley Communities Credit Union $2,675,000 $2,300,000 -14.0% 1.1%
First Federal Bank $1,890,000 $2,005,000 6.1% 0.9%
V.I.P. MORTGAGE, INC. $1,790,000 n/a 0.8%
Connexus Credit Union $1,665,000 n/a 0.8%
Community First Bank $1,565,000 n/a 0.7%
Oak Bank $1,565,000 n/a 0.7%
WOODTRUST BANK $3,780,000 $1,530,000 -59.5% 0.7%
Barrington Bank & Trust Company, N.A. $865,000 $1,520,000 75.7% 0.7%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $2,250,000 $1,280,000 -43.1% 0.6%
USAA Federal Savings Bank $1,125,000 n/a 0.5%
Nations Lending Corporation $730,000 $1,095,000 50.0% 0.5%
AgCountry Farm Credit Services, FLCA $1,735,000 $1,075,000 -38.0% 0.5%
Ixonia Bank $440,000 $975,000 121.6% 0.5%
Johnson Bank $270,000 $965,000 257.4% 0.4%
PENNYMAC LOAN SERVICES, LLC $525,000 $965,000 83.8% 0.4%
Forward Bank $925,000 $925,000 0.0% 0.4%
Community First Credit Union $2,280,000 $885,000 -61.2% 0.4%
Waterstone Mortgage Corporation $3,400,000 $800,000 -76.5% 0.4%
Servion, Inc. $2,740,000 $770,000 -71.9% 0.4%
TOWNE MORTGAGE COMPANY $2,385,000 $745,000 -68.8% 0.3%
FOX COMMUNITIES $1,425,000 $735,000 -48.4% 0.3%
Intercity State Bank $700,000 n/a 0.3%
PREMIA MORTGAGE, LLC $325,000 $700,000 115.4% 0.3%
ENDEAVOR CAPITAL, LLC. $125,000 $695,000 456.0% 0.3%
BROKER SOLUTIONS, INC. $1,605,000 $615,000 -61.7% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $395,000 $540,000 36.7% 0.3%
IncredibleBank $2,515,000 $535,000 -78.7% 0.2%
National Exchange Bank and Trust $680,000 $530,000 -22.1% 0.2%
WINGS FINANCIAL $245,000 $530,000 116.3% 0.2%
Cloverbelt Credit Union $1,410,000 $510,000 -63.8% 0.2%
Royal Credit Union $475,000 $505,000 6.3% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $255,000 $490,000 92.2% 0.2%
The Huntington National Bank $730,000 $465,000 -36.3% 0.2%
DAS Acquisition Company, LLC $310,000 $450,000 45.2% 0.2%
EDUCATORS CREDIT UNION $45,000 $445,000 888.9% 0.2%
CARDINAL FINANCIAL $155,000 $415,000 167.7% 0.2%
Paramount Residential Mortgage Group, Inc. $95,000 $400,000 321.1% 0.2%
MOVEMENT MORTGAGE, LLC $390,000 n/a 0.2%
Collins State Bank $295,000 $365,000 23.7% 0.2%
FORTE BANK $360,000 n/a 0.2%
Bank of Milton $355,000 n/a 0.2%
Deere Employees Credit Union $355,000 n/a 0.2%
Prosperity Home Mortgage, LLC $2,390,000 $345,000 -85.6% 0.2%
Bremer Bank $535,000 $335,000 -37.4% 0.2%
Landmark Credit Union $1,480,000 $335,000 -77.4% 0.2%
Home Federal Savings Bank $330,000 n/a 0.2%
LOANDEPOT.COM, LLC $1,520,000 $330,000 -78.3% 0.2%
GUARANTEED RATE, INC. $2,410,000 $325,000 -86.5% 0.2%
Horicon Bank $295,000 n/a 0.1%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $295,000 n/a 0.1%
Ally Bank $305,000 $285,000 -6.6% 0.1%
Bell Bank $285,000 n/a 0.1%
Brokaw Credit Union $200,000 $280,000 40.0% 0.1%
Carrington Mortgage Services, LLC $660,000 $270,000 -59.1% 0.1%
Bankers' Bank $2,560,000 $265,000 -89.6% 0.1%
ZILLOW HOME LOANS, LLC $135,000 $265,000 96.3% 0.1%
FIRST CENTENNIAL MORTGAGE CORPORATION $925,000 $255,000 -72.4% 0.1%
NEWREZ LLC $290,000 $255,000 -12.1% 0.1%
PCM $255,000 n/a 0.1%
Plains Commerce Bank $255,000 n/a 0.1%
T2 FINANCIAL LLC $210,000 $255,000 21.4% 0.1%
The Federal Savings Bank $125,000 $255,000 104.0% 0.1%
North American Savings Bank, F.S.B. $245,000 n/a 0.1%
First National Bank of Brookfield $235,000 n/a 0.1%
First Savings Bank $235,000 n/a 0.1%
Figure Lending LLC $150,000 $230,000 53.3% 0.1%
NAVY FEDERAL CREDIT UNION $655,000 $225,000 -65.6% 0.1%
Tri City National Bank $1,835,000 $225,000 -87.7% 0.1%
Marathon Bank $215,000 $215,000 0.0% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $215,000 n/a 0.1%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION $205,000 n/a 0.1%
NEW DAY FINANCIAL, LLC $115,000 $205,000 78.3% 0.1%
ALTRA $145,000 $195,000 34.5% 0.1%
LEADERONE FINANCIAL CORPORATION $195,000 n/a 0.1%
WISCONSIN MORTGAGE CORPORATION $185,000 n/a 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $430,000 $180,000 -58.1% 0.1%
Commerce Home Mortgage, Inc. $175,000 n/a 0.1%
CROSSCOUNTRY MORTGAGE, LLC $1,820,000 $175,000 -90.4% 0.1%
OCMBC, INC. $175,000 n/a 0.1%
Stillman Bank $175,000 n/a 0.1%
VERIDIAN CREDIT UNION $175,000 n/a 0.1%
Bank of America $305,000 $160,000 -47.5% 0.1%
Citadel Servicing Corporation $155,000 n/a 0.1%
Spring Bank $155,000 n/a 0.1%
21ST MORTGAGE CORPORATION $145,000 n/a 0.1%
Baraboo State Bank $145,000 n/a 0.1%
BETTER MORTGAGE CORPORATION $145,000 n/a 0.1%
HOMESIDE FINANCIAL, LLC $480,000 $145,000 -69.8% 0.1%
Wells Fargo Bank $2,210,000 $145,000 -93.4% 0.1%
MORTGAGE ACCESS CORP. $135,000 n/a 0.1%
CAPITAL Credit Union $150,000 $125,000 -16.7% 0.1%
Flagstar Bank, FSB $15,000 $125,000 733.3% 0.1%
FREEDOM MORTGAGE CORPORATION $1,185,000 $125,000 -89.5% 0.1%
AMERISAVE MORTGAGE CORPORATION $330,000 $115,000 -65.2% 0.1%
ROYAL UNITED MORTGAGE LLC $170,000 $115,000 -32.4% 0.1%
AMERICAN FINANCING CORPORATION $145,000 $105,000 -27.6% 0.0%
GreenStone Farm Credit Services, FLCA $105,000 n/a 0.0%
Mr. Cooper ( Nationstar Mortgage ) $1,175,000 $95,000 -91.9% 0.0%
TRIAD FINANCIAL SERVICES, INC. $80,000 $90,000 12.5% 0.0%
Discover Bank $85,000 n/a 0.0%
Transportation Federal Credit Union $85,000 n/a 0.0%
VERVE, A CREDIT UNION $85,000 n/a 0.0%
INTERCAP LENDING INC. $75,000 n/a 0.0%
MARINE $665,000 $45,000 -93.2% 0.0%
WINNEBAGO COMMUNITY $45,000 n/a 0.0%
Coastal Community Bank $40,000 n/a 0.0%
GREENSTATE CREDIT UNION $35,000 n/a 0.0%
PNC Bank $70,000 $35,000 -50.0% 0.0%
STAR USA FEDERAL CREDIT UNION $25,000 n/a 0.0%

Stevens Point's top lender by overall market share is CoVantage Credit Union, with 14.1% market share. In second place, with 12.6%, is U.S. Bank, having originated $27,020,000 in loans. In third place, with 6.6%, is University of Wisconsin Credit Union, having originated $14,225,000 in loans. In fourth place, with 6.0%, is North Shore Bank FSB, having originated $12,920,000 in loans. In fifth place, with 4.6%, is Associated Bank, having originated $9,885,000 in loans.


Stevens Point Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Stevens Point (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $199,900 (17.7%) $246,971 (13.4%) 0.00 179
2018-02-01 $208,675 (22.8%) $246,302 (13.1%) 0.00 171
2018-03-01 $228,900 (20.5%) $249,616 (8.5%) 0.00 171
2018-04-01 $234,900 (20.7%) $263,791 (13.8%) 0.00 181
2018-05-01 $227,400 (11.0%) $253,782 (6.3%) 0.00 220
2018-06-01 $218,900 (9.5%) $246,809 (2.5%) 0.00 273
2018-07-01 $219,900 (4.8%) $247,527 (1.2%) 0.00 265
2018-08-01 $219,900 (8.7%) $247,030 (2.2%) 0.00 248
2018-09-01 $215,000 (8.0%) $249,223 (5.1%) 0.00 234
2018-10-01 $203,700 (2.1%) $245,465 (2.7%) 0.00 232
2018-11-01 $199,900 (0.2%) $249,000 (3.1%) 0.00 198
2018-12-01 $191,250 (-4.3%) $238,719 (-3.1%) 0.00 169
2019-01-01 $187,450 (-6.2%) $245,736 (-0.5%) 0.00 140
2019-02-01 $199,900 (-4.2%) $253,495 (2.9%) 0.00 136
2019-03-01 $210,614 (-8.0%) $258,264 (3.5%) 0.00 147
2019-04-01 $228,650 (-2.7%) $264,258 (0.2%) 0.00 162
2019-05-01 $239,900 (5.5%) $259,865 (2.4%) 0.00 202
2019-06-01 $229,900 (5.0%) $246,278 (-0.2%) 0.00 262
2019-07-01 $228,650 (4.0%) $245,252 (-0.9%) 0.00 263
2019-08-01 $225,823 (2.7%) $247,553 (0.2%) 0.00 245
2019-09-01 $219,707 (2.2%) $250,412 (0.5%) 0.00 245
2019-10-01 $215,630 (5.9%) $252,335 (2.8%) 0.00 237
2019-11-01 $212,450 (6.3%) $256,340 (3.0%) 0.00 211
2019-12-01 $217,400 (13.7%) $257,691 (8.0%) 0.00 178
2020-01-01 $223,700 (19.3%) $259,654 (5.7%) 0.00 156
2020-02-01 $228,900 (14.5%) $261,193 (3.0%) 0.00 166
2020-03-01 $237,675 (12.9%) $265,701 (2.9%) 0.00 172
2020-04-01 $239,900 (4.9%) $264,258 (0.0%) 0.00 176
2020-05-01 $279,900 (16.7%) $295,224 (13.6%) 0.00 91
2020-06-01 $263,700 (14.7%) $297,346 (20.7%) 0.00 92
2020-07-01 $273,400 (19.6%) $297,864 (21.5%) 0.00 84
2020-08-01 $270,000 (19.6%) $307,770 (24.3%) 0.00 81
2020-09-01 $270,735 (23.2%) $308,633 (23.3%) 0.00 83
2020-10-01 $250,000 (15.9%) $280,461 (11.2%) 0.00 82
2020-11-01 $238,925 (12.5%) $281,904 (10.0%) 0.00 78
2020-12-01 $217,900 (0.2%) $290,222 (12.6%) 0.00 60
2021-01-01 $250,000 (11.8%) $299,077 (15.2%) 0.00 45
2021-02-01 $259,950 (13.6%) $306,702 (17.4%) 0.00 47
2021-03-01 $259,175 (9.1%) $311,800 (17.4%) 0.00 41
2021-04-01 $289,900 (20.8%) $325,507 (23.2%) 0.00 39
2021-05-01 $299,900 (7.2%) $348,964 (18.2%) 0.00 39
2021-06-01 $279,925 (6.2%) $323,535 (8.8%) 0.00 58
2021-07-01 $277,400 (1.5%) $315,742 (6.0%) 0.00 70
2021-08-01 $259,450 (-3.9%) $311,038 (1.1%) 0.00 80
2021-09-01 $290,675 (7.4%) $318,390 (3.2%) 0.00 77
2021-10-01 $289,900 (16.0%) $327,802 (16.9%) 0.00 75
2021-11-01 $297,400 (24.5%) $318,111 (12.8%) 0.00 70
2021-12-01 $297,400 (36.5%) $319,537 (10.1%) 0.00 61
2022-01-01 $325,000 (30.0%) $417,675 (39.7%) 0.00 49
2022-02-01 $338,258 (30.1%) $429,687 (40.1%) 0.00 38
2022-03-01 $338,495 (30.6%) $424,224 (36.1%) 0.00 34
2022-04-01 $322,780 (11.3%) $420,174 (29.1%) 0.00 30
2022-05-01 $322,800 (7.6%) $337,410 (-3.3%) 0.00 43
2022-06-01 $304,900 (8.9%) $328,960 (1.7%) 0.00 49
2022-07-01 $369,900 (33.4%) $423,896 (34.3%) 0.00 48
2022-08-01 $359,750 (38.7%) $433,156 (39.3%) 0.00 49
2022-09-01 $374,014 (28.7%) $429,277 (34.8%) 0.00 55
2022-10-01 $349,900 (20.7%) $431,916 (31.8%) 0.00 47
2022-11-01 $390,585 (31.3%) $475,056 (49.3%) 0.00 48
2022-12-01 $385,000 (29.5%) $399,152 (24.9%) 0.00 47
2023-01-01 $372,114 (14.5%) $376,274 (-9.9%) 0.00 35
2023-02-01 $364,685 (7.8%) $373,142 (-13.2%) 0.00 38
2023-03-01 $372,360 (10.0%) $398,421 (-6.1%) 0.00 40
2023-04-01 $353,685 (9.6%) $451,105 (7.4%) 0.00 37
2023-05-01 $336,200 (4.2%) $432,723 (28.3%) 0.00 39
2023-06-01 $300,800 (-1.3%) $387,987 (17.9%) 0.00 57
2023-07-01 $329,900 (-10.8%) $396,061 (-6.6%) 0.00 61
2023-08-01 $351,818 (-2.2%) $375,168 (-13.4%) 0.00 63
2023-09-01 $350,000 (-6.4%) $389,742 (-9.2%) 0.00 74
2023-10-01 $342,900 (-2.0%) $389,467 (-9.8%) 0.00 76
2023-11-01 $329,925 (-15.5%) $374,391 (-21.2%) 0.00 80
2023-12-01 $325,000 (-15.6%) $368,876 (-7.6%) 0.00 67
2024-01-01 $338,675 (-9.0%) $389,513 (3.5%) 0.00 60
2024-02-01 $363,843 (-0.2%) $384,245 (3.0%) 0.00 51
2024-03-01 $368,685 (-1.0%) $393,426 (-1.3%) 0.00 52
2024-04-01 $373,793 (5.7%) $421,722 (-6.5%) 0.00 52
2024-05-01 $381,896 (13.6%) $402,749 (-6.9%) 0.00 54
2024-06-01 $388,685 (29.2%) $416,877 (7.5%) 0.00 58
2024-07-01 $381,055 (15.5%) $400,794 (1.2%) 0.00 69
2024-08-01 $377,450 (7.3%) $442,598 (18.0%) 0.00 81
2024-09-01 $380,382 (8.7%) $431,639 (10.8%) 0.00 86
Stevens Point's median listing price for 2024-09-01 was $380,382, a difference of $30,382 (8.7%) versus the prior year and $2,932 versus the prior month.

Stevens Point's median listing price comes in at 0% of the national average.

Stevens Point's average listing price for 2024-09-01 was $431,639, a difference of $41,897 (10.8%) versus the prior year and $-10,959 versus the prior month.

For the 2024-09-01 period, Stevens Point had 86 MLS listings, a difference of 5 listings (6%) versus the prior month and 12 listings (16%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Stevens Point (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 2,005 sqft
2018-02-01 0 days 2,034 sqft
2018-03-01 0 days 2,135 sqft
2018-04-01 0 days 2,165 sqft
2018-05-01 0 days 2,128 sqft
2018-06-01 0 days 2,038 sqft
2018-07-01 0 days 2,047 sqft
2018-08-01 0 days 2,050 sqft
2018-09-01 0 days 2,064 sqft
2018-10-01 0 days 2,060 sqft
2018-11-01 0 days 2,094 sqft
2018-12-01 0 days 1,983 sqft
2019-01-01 0 days 1,971 sqft
2019-02-01 0 days 1,979 sqft
2019-03-01 0 days 2,010 sqft
2019-04-01 0 days 2,069 sqft
2019-05-01 0 days 2,082 sqft
2019-06-01 0 days 2,026 sqft
2019-07-01 0 days 2,060 sqft
2019-08-01 0 days 2,081 sqft
2019-09-01 0 days 2,112 sqft
2019-10-01 0 days 2,137 sqft
2019-11-01 0 days 2,172 sqft
2019-12-01 0 days 2,174 sqft
2020-01-01 0 days 2,160 sqft
2020-02-01 0 days 2,177 sqft
2020-03-01 0 days 2,223 sqft
2020-04-01 0 days 2,105 sqft
2020-05-01 0 days 2,400 sqft
2020-06-01 0 days 2,269 sqft
2020-07-01 0 days 2,333 sqft
2020-08-01 0 days 2,252 sqft
2020-09-01 0 days 2,227 sqft
2020-10-01 0 days 2,020 sqft
2020-11-01 0 days 1,971 sqft
2020-12-01 0 days 1,934 sqft
2021-01-01 0 days 1,853 sqft
2021-02-01 0 days 1,964 sqft
2021-03-01 0 days 1,983 sqft
2021-04-01 0 days 2,035 sqft
2021-05-01 0 days 2,005 sqft
2021-06-01 0 days 1,959 sqft
2021-07-01 0 days 2,018 sqft
2021-08-01 0 days 2,035 sqft
2021-09-01 0 days 2,090 sqft
2021-10-01 0 days 2,038 sqft
2021-11-01 0 days 2,021 sqft
2021-12-01 0 days 2,011 sqft
2022-01-01 0 days 2,090 sqft
2022-02-01 0 days 2,062 sqft
2022-03-01 0 days 1,995 sqft
2022-04-01 0 days 1,942 sqft
2022-05-01 0 days 1,941 sqft
2022-06-01 0 days 1,956 sqft
2022-07-01 0 days 2,110 sqft
2022-08-01 0 days 2,161 sqft
2022-09-01 0 days 2,193 sqft
2022-10-01 0 days 2,096 sqft
2022-11-01 0 days 2,416 sqft
2022-12-01 0 days 2,352 sqft
2023-01-01 0 days 1,995 sqft
2023-02-01 0 days 1,926 sqft
2023-03-01 0 days 1,915 sqft
2023-04-01 0 days 1,840 sqft
2023-05-01 0 days 1,731 sqft
2023-06-01 0 days 1,778 sqft
2023-07-01 0 days 1,850 sqft
2023-08-01 0 days 2,061 sqft
2023-09-01 0 days 2,154 sqft
2023-10-01 0 days 2,094 sqft
2023-11-01 0 days 2,090 sqft
2023-12-01 0 days 2,014 sqft
2024-01-01 0 days 2,111 sqft
2024-02-01 0 days 1,958 sqft
2024-03-01 0 days 1,890 sqft
2024-04-01 0 days 2,006 sqft
2024-05-01 0 days 1,887 sqft
2024-06-01 0 days 1,988 sqft
2024-07-01 0 days 1,919 sqft
2024-08-01 0 days 2,016 sqft
2024-09-01 0 days 2,015 sqft
Stevens Point's median listing age (time on market) for 2024-09-01 was 0 days.

Stevens Point's median square footage for active listings during the 2024-09-01 period was 2,015 sqft. One year prior, the average listing was 2,154 sqft.

Stevens Point, WI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 556 $145,840,000 $262,302
Other 184 $12,920,000 $70,217
Cash Out Refi 178 $21,130,000 $118,708
Refi 131 $29,205,000 $222,939
Home Improvement 91 $5,865,000 $64,451

Stevens Point's most frequently cited loan purpose was Home Purchase, with 556 originations. The 2nd most popular reason was Other, with 184 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 371 $73,505,000 $198,127
7-8% 297 $59,585,000 $200,623
5-6% 178 $50,090,000 $281,404
Over 8% 165 $15,735,000 $95,364
4-5% 42 $4,030,000 $95,952
3-4% 29 $2,265,000 $78,103
<2.5% 22 $1,820,000 $82,727
2.5-3% 2 $160,000 $80,000

During 2023, Stevens Point's most frequently originated rate bucket was 6-7%, with 371 originations.

Loan Sizing (Stevens Point, WI MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 435 $21,605,000 $49,667
$100k-200k 331 $48,915,000 $147,779
$200k-400k 316 $85,910,000 $271,867
$400k-600k 40 $19,340,000 $483,500
$600k-1000k 11 $7,915,000 $719,545
$Over $1MM 7 $31,275,000 $4,467,857

Stevens Point's loan sizing saw the bucket of loans from $100,000 or less with 435 originations, totaling $21,605,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 367 $102,315,000 $278,787
Under 20% 221 $11,435,000 $51,742
20-40% 205 $17,175,000 $83,780
60-80% 202 $59,390,000 $294,010
40-60% 105 $15,855,000 $151,000
Over 100% 2 $730,000 $365,000

Stevens Point's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 367 originations, totaling $102,315,000 in origination value.