First State Bank Of Campbell Hill Mortgage Rates, Fees & Info
CAMPBELL HILL, ILLEI: 549300CMO3QHQGZ2Z096
Tax ID: 37-0275005
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Mortgage Data
Review & Overview
First State Bank Of Campbell Hill is a smaller bank specializing in Home Purchase and Cash Out Refi loans. First State Bank Of Campbell Hill has a high proportion of conventional loans. Their top markets by origination volume include: Carbondale, St. Louis, and Mount Vernon among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)First State Bank Of Campbell Hill has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders.
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Originations
108Origination Dollar Volume (All Markets)
$8,120,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 74 | $5,330,000 | $72,027 | $0 | 0.00% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 27 | $2,385,000 | $88,333 | $0 | 0.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 6 | $360,000 | $60,000 | $0 | 0.00% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 108 | $8,120,000 | $75,185 | $0 | 0.00% |
For 2019, First State Bank Of Campbell Hill's most frequently originated type of loan was Conventional, with 108 originations.
Loan Reason
For 2019, First State Bank Of Campbell Hill's most frequently cited loan purpose was Home Purchase, with 42 originations. The 2nd most popular reason was Cash Out Refi, with 30 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 108 | $8,120,000 | $75,185 | $0 | 0.00% |
For 2019, First State Bank Of Campbell Hill's most frequently cited loan duration was Other, with 108 originations.
Loan Sizing
2019 saw First State Bank Of Campbell Hill place emphasis on $100,000 or less loans with 78 originations, totaling $3,170,000 in origination value.
Applicant Income
First State Bank Of Campbell Hill lent most frequently to those with incomes in the $50k-75k range, with 32 originations. The second most popular income band? $50k or less, with 22 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 108 | $8,120,000 | $75,185 | $0 | 0.00% |
First State Bank Of Campbell Hill lent most frequently to those with DTI ratios of Exempt%, with 108 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.22%
First State Bank Of Campbell Hill has an average approval rate.
Pick Rate
Approvals leading to origination92.59%
First State Bank Of Campbell Hill has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 108 | $8,120,000 | $75,185 |
Occupancy Type Mix
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST HORIZON BANK | VA mortgage | Closing on a mortgage | 1 | 6.7% |
| FIRST HORIZON BANK | Conventional home mortgage | Struggling to pay mortgage | 1 | 6.7% |
| FIRST HORIZON BANK | Conventional home mortgage | Trouble during payment process | 4 | 26.7% |
| FIRST HORIZON BANK | FHA mortgage | Struggling to pay mortgage | 1 | 6.7% |
| FIRST HORIZON BANK | FHA mortgage | Trouble during payment process | 2 | 13.3% |
| FIRST HORIZON BANK | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 1 | 6.7% |
| FIRST HORIZON BANK | Home equity loan or line of credit (HELOC) | Trouble during payment process | 3 | 20.0% |
| FIRST HORIZON BANK | Other type of mortgage | Trouble during payment process | 1 | 6.7% |
| FIRST HORIZON BANK | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 6.7% |