First State Bank Of Campbell Hill Mortgage Rates, Fees & Info
CAMPBELL HILL, ILLEI: 549300CMO3QHQGZ2Z096
Tax ID: 37-0275005
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
First State Bank Of Campbell Hill is a smaller bank specializing in Home Purchase loans. First State Bank Of Campbell Hill has a high proportion of conventional loans. Their top markets by origination volume include: Carbondale, St. Louis, Mount Vernon, and Jefferson City among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)First State Bank Of Campbell Hill has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
85Origination Dollar Volume (All Markets)
$9,115,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 51 | $5,195,000 | $101,863 | $0 | 0.00% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 27 | $3,485,000 | $129,074 | $0 | 0.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 5 | $245,000 | $49,000 | $0 | 0.00% |
| Mount Vernon, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 0.00% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 85 | $9,115,000 | $107,235 | $0 | 0.00% |
For 2021, First State Bank Of Campbell Hill's most frequently originated type of loan was Conventional, with 85 originations.
Loan Reason
For 2021, First State Bank Of Campbell Hill's most frequently cited loan purpose was Home Purchase, with 54 originations. The 2nd most popular reason was Cash Out Refi, with 13 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 85 | $9,115,000 | $107,235 | $0 | 0.00% |
For 2021, First State Bank Of Campbell Hill's most frequently cited loan duration was Other, with 85 originations.
Loan Sizing
2021 saw First State Bank Of Campbell Hill place emphasis on $100,000 or less loans with 54 originations, totaling $2,450,000 in origination value.
Applicant Income
First State Bank Of Campbell Hill lent most frequently to those with incomes in the $50k or less range, with 20 originations. The second most popular income band? $75k-100k, with 20 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 85 | $9,115,000 | $107,235 | $0 | 0.00% |
First State Bank Of Campbell Hill lent most frequently to those with DTI ratios of Exempt%, with 85 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 79 | $8,125,000 | $102,848 | $0 | 0.00% |
| Not applicable | 6 | $990,000 | $165,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications86.09%
First State Bank Of Campbell Hill has an average approval rate.
Pick Rate
Approvals leading to origination83.53%
First State Bank Of Campbell Hill has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 85 | $9,115,000 | $107,235 |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST HORIZON BANK | Other type of mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 5.9% |
| FIRST HORIZON BANK | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 2.9% |
| FIRST HORIZON BANK | FHA mortgage | Closing on a mortgage | 1 | 2.9% |
| FIRST HORIZON BANK | FHA mortgage | Trouble during payment process | 2 | 5.9% |
| FIRST HORIZON BANK | Other type of mortgage | Closing on a mortgage | 2 | 5.9% |
| FIRST HORIZON BANK | Other type of mortgage | Trouble during payment process | 1 | 2.9% |
| FIRST HORIZON BANK | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 2.9% |
| FIRST HORIZON BANK | Conventional home mortgage | Struggling to pay mortgage | 1 | 2.9% |
| FIRST HORIZON BANK | Conventional home mortgage | Closing on a mortgage | 2 | 5.9% |
| FIRST HORIZON BANK | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 5.9% |
| FIRST HORIZON BANK | Conventional home mortgage | Trouble during payment process | 10 | 29.4% |
| FIRST HORIZON BANK | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 2 | 5.9% |
| FIRST HORIZON BANK | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 1 | 2.9% |
| FIRST HORIZON BANK | Home equity loan or line of credit (HELOC) | Trouble during payment process | 6 | 17.6% |