First State Bank Of Campbell Hill Mortgage Rates, Fees & Info
CAMPBELL HILL, ILLEI: 549300CMO3QHQGZ2Z096
Tax ID: 37-0275005
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
First State Bank Of Campbell Hill is a smaller bank specializing in Home Purchase and Cash Out Refi loans. First State Bank Of Campbell Hill has a high proportion of conventional loans. Their top markets by origination volume include: Carbondale, St. Louis, and Nashville among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)First State Bank Of Campbell Hill has an average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders.
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Originations
110Origination Dollar Volume (All Markets)
$16,400,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 70 | $7,680,000 | $109,714 | $0 | 0.00% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 34 | $7,630,000 | $224,412 | $0 | 0.00% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $0 | 0.00% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 110 | $16,400,000 | $149,091 | $0 | 0.00% |
For 2022, First State Bank Of Campbell Hill's most frequently originated type of loan was Conventional, with 110 originations.
Loan Reason
For 2022, First State Bank Of Campbell Hill's most frequently cited loan purpose was Home Purchase, with 57 originations. The 2nd most popular reason was Cash Out Refi, with 28 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 110 | $16,400,000 | $149,091 | $0 | 0.00% |
For 2022, First State Bank Of Campbell Hill's most frequently cited loan duration was Other, with 110 originations.
Loan Sizing
2022 saw First State Bank Of Campbell Hill place emphasis on $100,000 or less loans with 61 originations, totaling $2,845,000 in origination value.
Applicant Income
First State Bank Of Campbell Hill lent most frequently to those with incomes in the $100k-150k range, with 28 originations. The second most popular income band? $50k-75k, with 22 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 110 | $16,400,000 | $149,091 | $0 | 0.00% |
First State Bank Of Campbell Hill lent most frequently to those with DTI ratios of Exempt%, with 110 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.64%
First State Bank Of Campbell Hill has an average approval rate.
Pick Rate
Approvals leading to origination93.64%
First State Bank Of Campbell Hill has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 110 | $16,400,000 | $149,091 |
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| FIRST CITIZENS BANCSHARES, INC. | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |