All Western Mortgage Rates, Fees & Info
Henderson, NVLEI: 549300D0TGZMG03GNM36
Tax ID: 88-0209429
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Mortgage Data
Review & Overview
All Western Mortgage is a smaller mortgage company specializing in Home Purchase loans. All Western Mortgage has a high proportion of conventional loans. Their top (well, only) market is Austin.All Western Mortgage has an above average approval rate when compared to the average across all lenders. They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.72% | 6/22/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
All Western Mortgage Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
1Origination Dollar Volume (All Markets)
$675,000Relative Rate
All Western Mortgage's average 30 year fixed mortgage rate was
7.25%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of 0.7%.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $0 | 7.25% |
Similar Lenders
We use machine learning to identify the top lenders compared against ALL WESTERN MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 42
Similarity Rank: 81
Similarity Rank: 156
Similarity Rank: 176
Similarity Rank: 180
Similarity Rank: 184
Similarity Rank: 205
Similarity Rank: 216
Similarity Rank: 237
Similarity Rank: 294
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 1 | $675,000 | $675,000 | $0 | 7.25% |
For 2024, All Western Mortgage's most frequently originated type of loan was Conventional, with 1 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 1 | $675,000 | $675,000 | $0 | 7.25% |
For 2024, All Western Mortgage's most frequently cited loan purpose was Home Purchase, with 1 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 1 | $675,000 | $675,000 | $0 | 7.25% |
For 2024, All Western Mortgage's most frequently cited loan duration was 30 Year, with 1 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 7-8% | 1 | $675,000 | $675,000 |
During 2024, All Western Mortgage's average interest rate for loans was 7.25%, while their most frequently originated rate bucket for loans was 7-8%, with 1 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $600k-1MM | 1 | $675,000 | $675,000 | $0 | 7.25% |
2024 saw All Western Mortgage place emphasis on $600k-1MM loans with 1 originations, totaling $675,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $150k-250k | 1 | $675,000 | $675,000 | $0 | 7.25% |
All Western Mortgage lent most frequently to those with incomes in the $150k-250k range, with 1 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 50-60% | 1 | $675,000 | $675,000 | $0 | 7.25% |
All Western Mortgage lent most frequently to those with DTI ratios of 50-60%, with 1 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 1 | $675,000 | $675,000 | $0 | 7.25% |
Approval Rates
Total approvals of all applications100.00%
All Western Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 1 | $675,000 | $675,000 |