All Western Mortgage Rates, Fees & Info
Henderson, NVLEI: 549300D0TGZMG03GNM36
Tax ID: 88-0209429
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Mortgage Data
Review & Overview
All Western Mortgage is a small mortgage company specializing in Home Purchase and Refi loans. All Western Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Las Vegas, Reno, Phoenix, Denver, and San Francisco among others. We have data for 108 markets. (Some data included below & more in-depth data is available with an active subscription.)All Western Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. All Western Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.90% | 11/21/24 |
| 30 Year Conventional Refi | 6.44% | 11/21/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
4,807Origination Dollar Volume (All Markets)
$1,603,095,000Awards
ALL WESTERN MORTGAGE - 2021
ALL WESTERN MORTGAGE is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 2,316 | $718,400,000 | $310,190 | $4,971 | 3.45% |
| RENO, NV (FHA|USDA|VA) | 677 | $260,675,000 | $385,044 | $5,026 | 3.45% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 566 | $165,550,000 | $292,491 | $5,624 | 3.44% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 235 | $94,415,000 | $401,766 | $6,129 | 3.38% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 94 | $64,600,000 | $687,234 | $5,885 | 3.55% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 54 | $28,670,000 | $530,926 | $7,163 | 3.34% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 118 | $27,290,000 | $231,271 | $5,360 | 3.37% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 67 | $25,815,000 | $385,299 | $6,743 | 3.47% |
| Edwards, CO (FHA|USDA|VA) | 62 | $25,030,000 | $403,710 | $6,494 | 3.47% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 51 | $18,125,000 | $355,392 | $3,765 | 3.38% |
| GREELEY, CO (FHA|USDA|VA) | 32 | $11,230,000 | $350,938 | $5,449 | 3.36% |
| Pahrump, NV (FHA|USDA|VA) | 50 | $10,750,000 | $215,000 | $4,805 | 3.32% |
| CARSON CITY, NV (FHA|USDA|VA) | 28 | $10,220,000 | $365,000 | $4,408 | 3.63% |
| Fernley, NV (FHA|USDA|VA) | 32 | $9,690,000 | $302,813 | $5,221 | 3.36% |
| FORT COLLINS, CO (FHA|USDA|VA) | 23 | $7,725,000 | $335,870 | $5,146 | 3.41% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 13 | $7,495,000 | $576,538 | $8,532 | 3.79% |
| Outside of Metro Areas | 20 | $6,560,000 | $328,000 | $6,077 | 3.35% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 16 | $6,090,000 | $380,625 | $3,917 | 3.41% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 17 | $6,075,000 | $357,353 | $5,402 | 3.56% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 15 | $5,765,000 | $384,333 | $5,200 | 3.27% |
| SALEM, OR (FHA|USDA|VA) | 17 | $5,515,000 | $324,412 | $4,664 | 3.43% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 15 | $5,435,000 | $362,333 | $5,213 | 3.72% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 9 | $4,865,000 | $540,556 | $4,645 | 3.04% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 22 | $4,370,000 | $198,636 | $5,280 | 3.15% |
| BOULDER, CO (FHA|USDA|VA) | 11 | $4,165,000 | $378,636 | $5,091 | 3.56% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 15 | $4,105,000 | $273,667 | $5,299 | 3.27% |
| TUCSON, AZ (FHA|USDA|VA) | 20 | $4,040,000 | $202,000 | $5,447 | 3.60% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 12 | $3,160,000 | $263,333 | $6,035 | 3.61% |
| Fallon, NV (FHA|USDA|VA) | 7 | $2,925,000 | $417,857 | $7,294 | 3.32% |
| STOCKTON, CA (FHA|USDA|VA) | 5 | $2,205,000 | $441,000 | $7,210 | 3.44% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 15 | $2,165,000 | $144,333 | $4,482 | 3.20% |
| Glenwood Springs, CO (FHA|USDA|VA) | 6 | $2,090,000 | $348,333 | $3,614 | 3.61% |
| GREENVILLE, NC (FHA|USDA|VA) | 9 | $1,925,000 | $213,889 | $5,581 | 3.15% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 5 | $1,805,000 | $361,000 | $4,232 | 3.12% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $5,341 | 3.27% |
| FRESNO, CA (FHA|USDA|VA) | 6 | $1,670,000 | $278,333 | $3,006 | 3.83% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $5,887 | 3.14% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $5,378 | 3.34% |
| Klamath Falls, OR (FHA|USDA|VA) | 5 | $1,445,000 | $289,000 | $3,764 | 3.75% |
| MODESTO, CA (FHA|USDA|VA) | 2 | $1,410,000 | $705,000 | $15,110 | 3.31% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 2 | $1,410,000 | $705,000 | $5,576 | 4.15% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 3 | $1,395,000 | $465,000 | $3,611 | 3.50% |
| PROVO-OREM, UT (FHA|USDA|VA) | 4 | $1,380,000 | $345,000 | $5,111 | 3.50% |
| Elko, NV (FHA|USDA|VA) | 5 | $1,255,000 | $251,000 | $4,079 | 3.10% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 4 | $1,180,000 | $295,000 | $2,783 | 3.25% |
| BEND, OR (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $5,025 | 3.69% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $6,148 | 3.31% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $4,001 | 3.44% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 3 | $955,000 | $318,333 | $5,646 | 3.96% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $4,245 | 4.08% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $3,611 | 3.17% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $5,036 | 3.75% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $8,115 | 3.56% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $3,773 | 3.21% |
| SALINAS, CA (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $7,245 | 4.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $4,875 | 3.19% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $9,323 | 4.27% |
| Prineville, OR (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $11,901 | 3.50% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $5,928 | 2.94% |
| ANN ARBOR, MI (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $10,783 | 3.25% |
| EL PASO, TX (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $9,675 | 2.63% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $5,513 | 4.16% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $6,822 | 3.56% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $2,531 | 2.88% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $5,189 | 2.63% |
| NAPA, CA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $3,468 | 3.37% |
| Winnemucca, NV (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $4,618 | 3.63% |
| Clearlake, CA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,941 | 3.56% |
| VALLEJO, CA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,309 | 3.50% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $6,017 | 2.75% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,849 | 3.31% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $11,493 | 3.85% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $10,386 | 3.25% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,255 | 3.56% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $4,512 | 3.63% |
| BATON ROUGE, LA (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $4,227 | 3.42% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $5,480 | 3.38% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $3,592 | 3.37% |
| MONROE, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,704 | 4.50% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $5,446 | 2.25% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,827 | 3.25% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,344 | 3.25% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,425 | 3.63% |
| Outside of Metro Areas | 1 | $285,000 | $285,000 | $10,949 | 3.50% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,502 | 3.25% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $8,829 | 2.75% |
| PUEBLO, CO (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,870 | 2.87% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,010 | 3.25% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,972 | 4.63% |
| OCALA, FL (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $4,428 | 3.81% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,635 | 3.38% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,516 | 3.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,399 | 3.38% |
| ANCHORAGE, AK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,279 | 2.75% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,468 | 3.13% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,835 | 3.85% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,982 | 3.25% |
| Susanville, CA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,406 | 3.00% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,191 | 4.00% |
| LAS CRUCES, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,694 | 3.88% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,222 | 3.38% |
| VISALIA, CA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,180 | 2.63% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,612 | 3.25% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,726 | 3.50% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,892 | 3.38% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,456 | 3.37% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,689 | 3.50% |
| Wilson, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,765 | 2.99% |
Similar Lenders
We use machine learning to identify the top lenders compared against ALL WESTERN MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
For 2021, All Western Mortgage's most frequently originated type of loan was Conventional, with 3,905 originations. Their 2nd most popular type was FHA, with 560 originations.
Loan Reason
For 2021, All Western Mortgage's most frequently cited loan purpose was Home Purchase, with 2,475 originations. The 2nd most popular reason was Refi, with 2,068 originations.
Loan Duration/Length
For 2021, All Western Mortgage's most frequently cited loan duration was 30 Year, with 4,712 originations. The 2nd most popular length was 15 Year, with 65 originations.
Origination Fees/Closing Costs
All Western Mortgage's average total fees were $5,266, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 2,075 originations.
Interest Rates
During 2021, All Western Mortgage's average interest rate for loans was 3.44%, while their most frequently originated rate bucket for loans was 3-4%, with 3,197 originations.
Loan Sizing
2021 saw All Western Mortgage place emphasis on $200k-400k loans with 2,723 originations, totaling $801,345,000 in origination value.
Applicant Income
All Western Mortgage lent most frequently to those with incomes in the $50k-75k range, with 1,209 originations. The second most popular income band? $100k-150k, with 1,000 originations.
Applicant Debt to Income Ratio
All Western Mortgage lent most frequently to those with DTI ratios of 20-30%, with 1,710 originations. The next most common DTI ratio? <20%, with 1,517 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications99.69%
All Western Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination84.69%
All Western Mortgage has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 4,807 | $1,603,095,000 | $333,492 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 4,807 | $1,603,095,000 | $333,492 |