All Western Mortgage Rates, Fees & Info

Henderson, NV

LEI: 549300D0TGZMG03GNM36

Tax ID: 88-0209429

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Mortgage Data

Review & Overview

All Western Mortgage is a smaller mortgage company specializing in Home Purchase and Refi loans. All Western Mortgage has a high proportion of conventional loans. Their top two markets are Las Vegas and Denver .

All Western Mortgage has an above average approval rate when compared to the average across all lenders. All Western Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.90% 11/22/24
30 Year Conventional Refi 6.44% 11/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

All Western Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from All Western Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

2

Origination Dollar Volume (All Markets)

$670,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1 $385,000 $385,000 $0 3.75%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $285,000 $285,000 $3,853 3.25%
All Western Mortgage's top markets include Las Vegas and Denver among others.

Their top states include:
  • Nevada (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against ALL WESTERN MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    MISSION
    Similarity Rank: 30
    SAFEAMERICA CREDIT UNION
    Similarity Rank: 54
    El Dorado Savings Bank, F.S.B.
    Similarity Rank: 77
    Los Angeles Federal Credit Union
    Similarity Rank: 248
    PIMA Federal Credit Union
    Similarity Rank: 252
    Ent Credit Union
    Similarity Rank: 324
    RAILROAD & INDUSTRIAL
    Similarity Rank: 335

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 2 $670,000 $335,000 $3,853 3.50%

    For 2022, All Western Mortgage's most frequently originated type of loan was Conventional, with 2 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 1 $385,000 $385,000 $0 3.75%
    Refi 1 $285,000 $285,000 $3,853 3.25%

    For 2022, All Western Mortgage's most frequently cited loan purpose was Home Purchase, with 1 originations. The 2nd most popular reason was Refi, with 1 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 2 $670,000 $335,000 $3,853 3.50%

    For 2022, All Western Mortgage's most frequently cited loan duration was 30 Year, with 2 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 1 $385,000 $385,000
    $2k-3k 1 $285,000 $285,000

    All Western Mortgage's average total fees were $3,853, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 1 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 2 $670,000 $335,000

    During 2022, All Western Mortgage's average interest rate for loans was 3.50%, while their most frequently originated rate bucket for loans was 3-4%, with 2 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 2 $670,000 $335,000 $3,853 3.50%

    2022 saw All Western Mortgage place emphasis on $200k-400k loans with 2 originations, totaling $670,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 1 $385,000 $385,000 $0 3.75%
    $50k or less 1 $285,000 $285,000 $3,853 3.25%

    All Western Mortgage lent most frequently to those with incomes in the $250k+ range, with 1 originations. The second most popular income band? $50k or less, with 1 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1 $385,000 $385,000 $0 3.75%
    50-60% 1 $285,000 $285,000 $3,853 3.25%

    All Western Mortgage lent most frequently to those with DTI ratios of 30-36%, with 1 originations. The next most common DTI ratio? 50-60%, with 1 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    Asian 1 $385,000 $385,000 $0 3.75%
    White 1 $285,000 $285,000 $3,853 3.25%

    Approval Rates

    Total approvals of all applications
    100.00%

    All Western Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination

    Points and Fees

    Points Originations Total Value Average Loan
    0.0 1 $385,000 $385,000
    NA 1 $285,000 $285,000

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    2 $670,000 $335,000

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    40-60% 1 $285,000 $285,000 $3,853 3.25%
    80-100% 1 $385,000 $385,000 $0 3.75%