First State Bank Nebraska Mortgage Rates, Fees & Info
Lincoln, NELEI: 549300F5TN705NCHGW39
Tax ID: 47-0162750
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Mortgage Data
Review & Overview
First State Bank Nebraska is a smaller bank specializing in Home Purchase loans. First State Bank Nebraska has a high proportion of conventional loans. Their top markets by origination volume include: Omaha, Lincoln, Grand Island, Phoenix, and Beatrice among others. We have data for 13 markets. (Some data included below & more in-depth data is available with an active subscription.)First State Bank Nebraska has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
143Origination Dollar Volume (All Markets)
$36,905,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Outside of Metro Areas | 32 | $8,150,000 | $254,688 | $0 | 0.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 41 | $7,915,000 | $193,049 | $0 | 0.00% |
| LINCOLN, NE (FHA|USDA|VA) | 35 | $7,335,000 | $209,571 | $0 | 0.00% |
| GRAND ISLAND, NE (FHA|USDA|VA) | 2 | $4,320,000 | $2,160,000 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 3 | $3,175,000 | $1,058,333 | $0 | 0.00% |
| Beatrice, NE (FHA|USDA|VA) | 23 | $3,145,000 | $136,739 | $0 | 0.00% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $755,000 | $755,000 | $0 | 0.00% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $0 | 0.00% |
| LIMA, OH (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $0 | 0.00% |
| Lexington, NE (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 0.00% |
| Fremont, NE (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
| Branson, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 143 | $36,905,000 | $258,077 | $0 | 0.00% |
For 2023, First State Bank Nebraska's most frequently originated type of loan was Conventional, with 143 originations.
Loan Reason
For 2023, First State Bank Nebraska's most frequently cited loan purpose was Home Purchase, with 95 originations. The 2nd most popular reason was Refi, with 29 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 143 | $36,905,000 | $258,077 | $0 | 0.00% |
For 2023, First State Bank Nebraska's most frequently cited loan duration was Other, with 143 originations.
Loan Sizing
2023 saw First State Bank Nebraska place emphasis on $100k-200k loans with 44 originations, totaling $6,560,000 in origination value.
Applicant Income
First State Bank Nebraska lent most frequently to those with incomes in the $100k-150k range, with 21 originations. The second most popular income band? $150k-250k, with 19 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 143 | $36,905,000 | $258,077 | $0 | 0.00% |
First State Bank Nebraska lent most frequently to those with DTI ratios of Exempt%, with 143 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.57%
First State Bank Nebraska has an average approval rate.
Pick Rate
Approvals leading to origination79.02%
First State Bank Nebraska has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 143 | $36,905,000 | $258,077 |