Argent Mortgage Rates, Fees & Info
Chester, VALEI: 549300GBD8RBYHSIS855
Tax ID: 54-0623641
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Mortgage Data
Review & Overview
Argent is a smaller mortgage company specializing in Home Purchase loans. Argent has a high proportion of conventional loans. Their top markets by origination volume include: Richmond, Charlottesville, Virginia Beach, and Staunton among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)Argent has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
68Origination Dollar Volume (All Markets)
$15,440,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| RICHMOND, VA (FHA|USDA|VA) | 63 | $13,755,000 | $218,333 | $0 | 0.00% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $0 | 0.00% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $290,000 | $145,000 | $0 | 0.00% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 68 | $15,440,000 | $227,059 | $0 | 0.00% |
For 2024, Argent's most frequently originated type of loan was Conventional, with 68 originations.
Loan Reason
For 2024, Argent's most frequently cited loan purpose was Home Purchase, with 21 originations. The 2nd most popular reason was Other, with 19 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 68 | $15,440,000 | $227,059 | $0 | 0.00% |
For 2024, Argent's most frequently cited loan duration was Other, with 68 originations.
Loan Sizing
2024 saw Argent place emphasis on $100,000 or less loans with 39 originations, totaling $2,065,000 in origination value.
Applicant Income
Argent lent most frequently to those with incomes in the $100k-150k range, with 20 originations. The second most popular income band? $150k-250k, with 16 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 68 | $15,440,000 | $227,059 | $0 | 0.00% |
Argent lent most frequently to those with DTI ratios of Exempt%, with 68 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications76.27%
Argent has a below average approval rate.
Pick Rate
Approvals leading to origination70.59%
Argent has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 68 | $15,440,000 | $227,059 |