CHARLOTTESVILLE Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Charlottesville averaged 5.31% for the week of 2022-05-12, compared to the national average of 5.3% for the same period.

The average rate for the prior week (2022-05-05) was 5.18% and one month ago for the week of 2022-04-07, the average rate was 4.93%.

Charlottesville's average rate one year ago was 2.97%.

For refis of the same type during the week of 2022-05-12, the average rate was 5.54%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-12 5.3%
Charlottesville 30 Year Fixed Rate 2022-05-12 5.31%
Charlottesville 30 Year Fixed Rate Refi 2022-05-12 5.54%
Charlottesville 15 Year Fixed Rate 2022-05-12 4.44%
Charlottesville 15 Year Fixed Rate Refi 2022-05-12 4.48%
Charlottesville 30 Year FHA 2022-05-12 5.43%
Charlottesville 30 Year FHA Refi 2022-05-12 5.19%
Charlottesville 30 Year USDA 2022-05-12 5.08%
Charlottesville 30 Year USDA Refi 2022-05-12 5.26%
Charlottesville 30 Year VA 2022-05-12 5.07%
Charlottesville 30 Year VA Refi 2022-05-12 5.09%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CHARLOTTESVILLE, VA.

CHARLOTTESVILLE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the CHARLOTTESVILLE, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
First Heritage Mortgage, LLC 522 3.03% $4,674
QUICKEN LOANS, LLC 442 3.01% $4,734
UNITED WHOLESALE MORTGAGE, LLC 252 3.01% $4,313
Fulton Bank 242 3.03% $4,690
Atlantic Coast Mortgage, LLC 218 2.99% $4,713
Truist Bank 205 3.00% $3,753
Wells Fargo Bank 192 3.02% $3,157
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 175 3.18% $3,906
NFM, INC. 154 3.08% $4,914
FINANCE OF AMERICA MORTGAGE LLC 136 3.06% $4,045
MOVEMENT MORTGAGE, LLC 115 3.09% $4,082
LOANDEPOT.COM, LLC 110 2.84% $4,199
Bank of America 107 2.82% $4,261
Presidential Bank, FSB 101 3.10% $5,382
Mr. Cooper ( Nationstar Mortgage ) 100 3.07% $4,322
Member Options, LLC 100 2.95% $3,336
CAPITAL CENTER, L.L.C. 97 3.03% $1,085
Towne First Mortgage, LLC 90 3.06% $4,406
Prosperity Home Mortgage, LLC 89 3.13% $4,877
AMERISAVE MORTGAGE CORPORATION 84 2.83% $3,991
Waterstone Mortgage Corporation 83 3.04% $5,754
HOME POINT FINANCIAL CORPORATION 61 2.93% $4,777
NAVY FEDERAL CREDIT UNION 58 3.24% $4,561
GUARANTEED RATE, INC. 58 3.01% $3,797
C & F Mortgage Corporation 57 3.00% $3,465
Renasant Bank 57 3.05% $3,960
U.S. Bank 56 3.05% $3,539
George Mason Mortgage, LLC 54 3.08% $4,343
NVR Mortgage Finance, Inc. 54 3.04% $6,560
JPMorgan Chase Bank 53 2.93% $4,457
BETTER MORTGAGE CORPORATION 53 2.87% $2,612
Alcova Mortgage LLC 42 3.15% $2,788
RESIDENTIAL MORTGAGE SERVICES, INC. 40 2.94% $3,831
PENNYMAC LOAN SERVICES, LLC 37 3.06% $4,692
Citizens Bank 36 2.96% $4,429
NEWREZ LLC 34 3.07% $3,559
Blue Ridge Bank 33 3.22% $5,430
Ixonia Bank 33 3.31% $6,368
Atlantic Union Bank 31 3.21% $5,823
BROKER SOLUTIONS, INC. 31 3.07% $4,103
Virginia Credit Union, Inc. 30 3.09% $3,262
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 30 2.98% $3,419
First Guaranty Mortgage Corporation 29 3.06% $3,443
Wyndham Capital Mortgage, Inc. 27 2.99% $2,146
PENTAGON FEDERAL CREDIT UNION 26 2.90% $2,629
CALIBER HOME LOANS, INC. 26 3.07% $3,643
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 26 2.99% $2,250
Barrington Bank & Trust Company, N.A. 24 3.05% $3,349
FREEDOM MORTGAGE CORPORATION 23 3.15% $2,553
PRIMELENDING, A PLAINSCAPITAL COMPANY 23 3.10% $4,086
CBM Mortgage, Inc. 22 3.22% $4,082
MCLEAN MORTGAGE CORPORATION 21 2.93% $4,486
HOMESIDE FINANCIAL, LLC 21 2.73% $5,121
EMBRACE HOME LOANS, INC. 19 3.04% $3,771
Chicago Mortgage Solutions LLC 18 2.98% $1,789
GUARANTY HOME MORTGAGE CORPORATION 18 2.94% $4,991
Flagstar Bank, FSB 18 3.12% $3,670
Ameris Bank 17 3.17% $4,051
Towne Mortgage, LLC 17 3.29% $3,654
FIRST SAVINGS MORTGAGE CORPORATION 16 3.02% $6,497
DUPONT COMMUNITY 16 2.89% $3,343
GUILD MORTGAGE COMPANY 15 3.11% $4,167
The Federal Savings Bank 14 2.96% $4,992
First-Citizens Bank & Trust Company 14 3.05% $4,484
First Mortgage Solutions, LLC 13 2.73% $3,973
NBKC BANK 12 2.95% $2,016
Strong Home Mortgage, LLC 12 2.95% $765
PROVIDENT FUNDING ASSOCIATES, L.P. 12 2.78% $3,160
NETWORK CAPITAL FUNDING CORPORATION 11 3.14% $3,659
Towne Bank 11 3.10% $4,430
Stifel Bank and Trust 11 2.67% $2,597
Citibank 11 3.01% $6,138
CROSSCOUNTRY MORTGAGE, LLC 11 3.04% $4,386
FIRST BANCORP, INC. 11 3.30% $3,554
First National Bank of Pennsylvania 10 2.94% $5,080
OVM FINANCIAL, INC. 10 3.01% $4,083
TD Bank 10 3.03% $6,439
Northwest Federal Credit Union 10 2.95% $3,176
Northpointe Bank 10 3.00% $3,633
INTERCOASTAL MORTGAGE COMPANY 10 2.91% $4,481
Fifth Third Bank 10 3.20% $2,815
Integrity Home Mortgage Corp 10 3.25% $4,636
PRIMARY RESIDENTIAL MORTGAGE, INC. 10 3.07% $4,397
ZILLOW HOME LOANS, LLC 10 2.89% $4,030
PNC Bank 9 2.97% $3,403
FirstBank 9 2.78% $2,360
FIRST HOME MORTGAGE CORPORATION 9 3.19% $4,890
VILLAGE BANK MORTGAGE CORPORATION 9 3.07% $2,291
AMERICAN FINANCING CORPORATION 9 3.01% $4,681
SOUTHERN TRUST MORTGAGE, LLC 8 3.06% $4,739
DEPARTMENT OF COMMERCE 8 2.91% $11,021
Charles Schwab Bank, SSB 8 2.62% $4,169
F & M BANK CORP. 8 3.00% $3,676
SOFI LENDING CORP. 8 2.97% $3,430
AMERICAN INTERNET MORTGAGE, INC. 8 2.61% $3,715
Beeline Loans, Inc. 7 2.80% $2,671
Morgan Stanley Private Bank 7 2.52% $5,747
UBS Bank USA 7 2.55% $6,632
North American Savings Bank, F.S.B. 7 2.95% $1,281
LAKEVIEW LOAN SERVICING, LLC 6 3.56% $3,004
GUARANTEED RATE AFFINITY, LLC 6 2.92% $3,988
USAA Federal Savings Bank 6 3.10% $4,307
APEX HOME LOANS, INC. 6 3.02% $3,180
AgFirst Farm Credit Bank 6 3.29% $3,933
TIDEWATER MORTGAGE SERVICES, INC. 6 3.23% $4,753
SWBC MORTGAGE CORPORATION 6 3.19% $4,673
Carrington Mortgage Services, LLC 6 3.10% $3,395
Sandy Spring Bank 6 3.04% $3,378
RESIDENTIAL BANCORP. 6 2.83% $5,098
MUTUAL OF OMAHA MORTGAGE, INC. 6 3.21% $4,807
Mortgage Research Center, LLC 6 3.08% $4,196
LOANPAL, LLC 6 3.04% $6,306
First Republic Bank 5 2.69% $4,240
First Federal Bank 5 3.13% $6,197
BNC National Bank 5 2.88% $3,458
Keystone Funding, Inc. 5 2.75% $5,919
HOMESTEAD FUNDING CORP. 5 2.75% $3,488
First National Bank of America 5 7.23% $9,274
Nations Lending Corporation 5 3.05% $5,103
AMERICAN FINANCIAL NETWORK, INC. 5 2.93% $11,799
Paramount Residential Mortgage Group, Inc. 5 3.10% $4,527
Christensen Financial, Inc. 5 2.85% $4,871
LANGLEY 4 3.00% $3,847
United Nations Federal Credit Union 4 3.19% $9,649
ANGEL OAK MORTGAGE SOLUTIONS LLC 4 4.78% $9,596
RELIANCE FIRST CAPITAL, LLC 4 3.59% $6,427
ROSS MORTGAGE CORPORATION 4 3.25% $5,240
CREDIT UNION MORTGAGE ASSOCIATION, INC. 3 3.17% $5,603
ALLIED MORTGAGE GROUP, INC. 3 2.92% $2,268
AMERICAN FINANCIAL RESOURCES, INC. 3 3.25% $5,032
AmeriHome Mortgage Company, LLC 3 2.79% $4,260
ARC HOME LLC 3 2.75% $8,932
Assurance Financial Group, L.L.C. 3 3.38% $2,615
Aurora Financial, LLC 3 2.75% $2,328
BNY Mellon 3 2.75% $5,723
Congressional Bank 3 2.87% $3,723
EagleBank 3 3.00% $4,853
EVERETT FINANCIAL, INC. 3 3.38% $3,233
FAMILY FIRST FUNDING LLC 3 3.50% $10,099
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 3 3.13% $3,829
IVY MORTGAGE, INC. 3 3.21% $3,341
KS StateBank 3 2.83% $2,709
LENDERFI, INC. 3 2.87% $1,076
Sierra Pacific Mortgage Company, Inc. 3 2.92% $4,201
SPRING EQ, LLC 3 2.96% $0
STATE EMPLOYEES' 3 3.25% $4,970
Vellum Mortgage, Inc. 3 3.29% $5,072
Watermark Capital, Inc. 3 2.50% $3,096
NORWICH COMMERCIAL GROUP, INC. 2 3.06% $2,186
MLD MORTGAGE INC. 2 2.87% $3,492
Third Federal Savings and Loan Association of Cleveland 2 3.14% $273
Silicon Valley Bank 2 2.69% $6,252
TIAA, FSB 2 3.13% $13,950
Tidewater Home Funding, LLC 2 3.00% $2,550
NASA Federal Credit Union 2 3.19% $3,909
NEWPORT NEWS SHIPBUILDING EMPLOYEES 2 3.25% $5,558
GEO-CORP, INC. 2 3.19% $4,075
Carter Bank & Trust 2 2.63% $3,713
BLUELEAF LENDING, LLC 2 2.75% $4,378
GENEVA FINANCIAL, LLC 2 3.31% $5,516
Farm Credit of the Virginias, ACA 2 4.43% $2,700
Bank of England 2 3.31% $3,387
PARTNERS 1ST Federal Credit Union 2 2.88% $3,255
Colten Mortgage, LLC 2 2.88% $4,238
Arvest Bank 2 3.38% $2,950
Dollar Bank, Federal Savings Bank 2 3.19% $4,505
UNION HOME MORTGAGE CORP. 2 2.81% $8,826
MANN FINANCIAL INC. 2 3.25% $7,089
PHH Mortgage Corporation 2 3.56% $5,569
AMERICAN PACIFIC MORTGAGE CORPORATION 2 3.37% $4,424
Capital Bank 2 2.75% $5,177
Manufacturers and Traders Trust Company 2 3.06% $4,193
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 2 2.94% $4,919
City National Bank of West Virginia 2 3.25% $3,790
City National Bank 2 3.00% $6,590
MILEND, INC. 2 3.63% $4,497
ABSOLUTE HOME MORTGAGE CORPORATION 2 2.63% $2,562
CHURCHILL MORTGAGE CORPORATION 2 3.56% $3,118
MISSION MORTGAGE LLC 2 3.06% $4,385
PLANET HOME LENDING, LLC 2 3.06% $4,466
RUOFF MORTGAGE COMPANY, INC. 2 2.94% $2,814
HOMEBRIDGE FINANCIAL SERVICES, INC. 2 3.06% $4,693
Cf Bank 2 2.87% $1,471
KeyBank 2 3.00% $3,728
ALLIANT CREDIT UNION 2 3.50% $4,550
NP, Inc. 1 3.00% $4,397
EASTMAN 1 3.25% $4,653
OCMBC, INC. 1 2.75% $9,328
DRAPER AND KRAMER MORTGAGE CORP. 1 3.13% $4,678
Paramount Bank 1 2.88% $3,088
DOMINION ENERGY CREDIT UNION 1 3.00% $3,333
DIRECT MORTGAGE LOANS, LLC 1 2.99% $5,252
PIKE CREEK MORTGAGE SERVICES, INC. 1 3.88% $3,161
Pinnacle Bank 1 3.50% $2,928
Plains Commerce Bank 1 3.13% $4,193
PLAZA HOME MORTGAGE, INC. 1 3.49% $13,669
DIGITAL Federal Credit Union 1 3.00% $4,889
Poli Mortgage Group, Inc. 1 3.63% $2,734
DEEPHAVEN MORTGAGE LLC 1 3.99% $11,135
1st Constitution Bank 1 2.88% $2,111
Prime Choice Funding Inc. 1 3.25% $3,055
CONTOUR MORTGAGE CORPORATION 1 3.25% $2,870
Princeton Mortgage Corporation 1 2.88% $3,570
Colonial Savings, F.A. 1 3.63% $4,051
COLONIAL MORTGAGE SERVICE COMPANY OF AMERICA 1 2.38% $4,634
Red River Bank 1 2.50% $2,919
CMG MORTGAGE, INC. 1 3.88% $3,523
Citadel Servicing Corporation 1 4.00% $15,061
ROUNDPOINT MORTGAGE SERVICING CORPORATION 1 3.25% $1,253
ROYAL UNITED MORTGAGE LLC 1 3.00% $6,293
SECURITYNATIONAL MORTGAGE COMPANY 1 2.75% $3,860
Advance Financial Group, LLC 1 3.50% $6,043
Simmons Bank 1 2.75% $4,838
SIRVA MORTGAGE, INC. 1 3.00% $0
CERTAINTY HOME LOANS, LLC 1 3.25% $2,678
SOVEREIGN LENDING GROUP INCORPORATED 1 2.63% $3,163
ACADEMY MORTGAGE CORPORATION 1 3.25% $3,177
STAR ONE CREDIT UNION 1 2.88% $2,126
State Department Federal Credit Union 1 3.75% $4,759
WesBanco Bank, Inc. 1 3.13% $3,458
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 1 3.00% $8,714
Capital City Home Loans, LLC 1 2.75% $3,758
SUCCESS MORTGAGE PARTNERS, INC. 1 2.88% $3,619
Summit Community Bank, Inc. 1 3.00% $3,834
SUMMIT FUNDING, INC. 1 2.99% $3,653
CANOPY MORTGAGE, LLC 1 2.99% $1,965
T2 FINANCIAL LLC 1 3.25% $6,634
Call Federal Credit Union 1 2.80% $3,318
The Central Trust Bank 1 3.25% $3,627
BOND STREET MORTGAGE, LLC 1 4.13% $3,324
The Huntington National Bank 1 3.13% $2,885
The Northern Trust Company 1 2.88% $4,799
The Park National Bank 1 3.00% $5,280
THRIVE MORTGAGE, LLC 1 2.63% $2,817
BMI Federal Credit Union 1 2.75% $2,274
TJC Mortgage, Inc. 1 2.75% $4,497
TOTAL MORTGAGE SERVICES, LLC 1 3.63% $5,968
TOWER 1 3.13% $7,170
BAY CAPITAL MORTGAGE CORPORATION 1 2.88% $14,468
TOWNE MORTGAGE COMPANY 1 2.88% $4,337
Toyota Financial Savings Bank 1 3.50% $5,297
Axos Bank 1 2.75% $4,503
UIF CORPORATION 1 3.38% $3,654
UNITED MORTGAGE CORP. 1 3.63% $4,370
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.25% $1,862
UNIVERSAL MORTGAGE & FINANCE, INC. 1 3.99% $6,786
Univest Bank and Trust Co. 1 3.25% $2,100
American National Bank and Trust Company 1 3.13% $3,441
US MORTGAGE CORPORATION 1 2.88% $1,966
Uwharrie Bank 1 3.00% $3,973
American Airlines Federal Credit Union 1 3.25% $0
HOMESPIRE MORTGAGE CORPORATION 1 3.13% $3,535
JAMS-01, INC. 1 3.38% $4,476
JOHNSON MORTGAGE COMPANY, L.L.C. 1 3.00% $3,067
KELLER MORTGAGE, LLC 1 3.75% $1,604
Great Southern Bank 1 3.13% $3,224
Kwik Mortgage Corporation 1 2.75% $1,486
LAFAYETTE FEDERAL CREDIT UNION 1 3.25% $12,997
GoPrime Mortgage, Inc. 1 3.25% $3,718
Goldman Sachs Bank USA 1 2.70% $5,508
1ST FINANCIAL, INC. 1 3.25% $5,428
LIBERTY HOME MORTGAGE CORPORATION 1 3.38% $11,012
Glacier Bank 1 2.75% $2,761
Luxury Mortgage Corp. 1 5.99% $6,030
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION 1 3.00% $2,459
Gateway First Bank 1 2.88% $3,644
Merchants Bank of Indiana 1 2.38% $8,118
Meridian Bank Corporation 1 2.88% $2,152
MID AMERICA MORTGAGE, INC. 1 3.00% $3,410
MID-ISLAND MORTGAGE CORP. 1 3.25% $3,934
MIDLAND MORTGAGE CORPORATION 1 2.75% $2,680
Frontier Bank 1 2.75% $3,379
Mortgage Assurance Inc. 1 3.50% $6,396
FIRST STATE MORTGAGE SERVICES, LLC 1 2.75% $4,895
First Savings Bank 1 2.50% $7,294
First Reliance Bank 1 3.63% $7,412
First Internet Bank of Indiana 1 3.00% $2,626
MYCUMORTGAGE, LLC 1 3.38% $3,100
NATION ONE MORTGAGE CORPORATION 1 3.13% $3,764
First Horizon Bank 1 2.88% $2,985
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.00% $2,090
First Federal Bank of Kansas City 1 3.00% $2,109
NBH Bank 1 3.13% $6,830
FIRST COMMUNITY MORTGAGE, INC. 1 2.75% $2,294
First Community Bank 1 2.63% $5,251
NEW FED MORTGAGE, CORP. 1 3.38% $2,346
FIDELITY DIRECT MORTGAGE, LLC 1 3.00% $4,059
NewTowne Mortgage, LLC 1 3.00% $2,877
NMSI, INC. 1 3.50% $6,932
EQUITY RESOURCES, INC. 1 4.50% $4,884
ENVOY MORTGAGE, LTD 1 3.50% $4,022
EMM LOANS LLC 1 2.99% $4,578

CHARLOTTESVILLE, VA's 292 lenders originated 11,097 loans during 2021. The total origination value was $3,606,315,000, with an average loan value of $324,981.

The top CHARLOTTESVILLE lender as defined by loan originations is First Heritage Mortgage, LLC, with 522 loans originated. Their average total fees are $4,674, which is $60 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee CHARLOTTESVILLE lenders (with over 10 loans originated) are Strong Home Mortgage, LLC ($765), CAPITAL CENTER, L.L.C. ($1,085), Chicago Mortgage Solutions LLC ($1,789), NBKC BANK ($2,016) and Wyndham Capital Mortgage, Inc. ($2,146).

The lowest rate CHARLOTTESVILLE lenders (with over 10 loans originated) are Stifel Bank and Trust (2.67%), HOMESIDE FINANCIAL, LLC (2.73%), First Mortgage Solutions, LLC (2.73%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.78%) and Bank of America (2.82%).

CHARLOTTESVILLE, VA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
First Heritage Mortgage, LLC $293,455,000 $264,755,000 -9.8% 7.3%
QUICKEN LOANS, LLC $244,875,000 $234,730,000 -4.1% 6.5%
Fulton Bank $167,465,000 $198,260,000 18.4% 5.5%
Truist Bank $134,110,000 $138,355,000 3.2% 3.8%
UNITED WHOLESALE MORTGAGE, LLC $75,230,000 $130,335,000 73.2% 3.6%
Wells Fargo Bank $107,680,000 $108,335,000 0.6% 3.0%
Atlantic Coast Mortgage, LLC $115,035,000 $102,400,000 -11.0% 2.8%
GREYSTONE SERVICING COMPANY LLC $95,660,000 $101,695,000 6.3% 2.8%
Bank of America $68,060,000 $71,855,000 5.6% 2.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $73,750,000 $71,130,000 -3.6% 2.0%
FREEDOM MORTGAGE CORPORATION $82,370,000 $70,980,000 -13.8% 2.0%
LOANDEPOT.COM, LLC $40,690,000 $66,285,000 62.9% 1.8%
NFM, INC. $49,375,000 $59,460,000 20.4% 1.6%
FINANCE OF AMERICA MORTGAGE LLC $65,045,000 $58,145,000 -10.6% 1.6%
PENNYMAC LOAN SERVICES, LLC $39,070,000 $53,360,000 36.6% 1.5%
Presidential Bank, FSB $59,305,000 $51,070,000 -13.9% 1.4%
MOVEMENT MORTGAGE, LLC $45,625,000 $46,455,000 1.8% 1.3%
CAPITAL CENTER, L.L.C. $40,500,000 $44,685,000 10.3% 1.2%
Mr. Cooper ( Nationstar Mortgage ) $27,680,000 $43,625,000 57.6% 1.2%
Towne First Mortgage, LLC $29,525,000 $43,475,000 47.2% 1.2%
NAVY FEDERAL CREDIT UNION $38,525,000 $43,135,000 12.0% 1.2%
WALKER & DUNLOP, LLC $42,520,000 n/a 1.2%
Waterstone Mortgage Corporation $57,970,000 $42,240,000 -27.1% 1.2%
Member Options, LLC $255,000 $42,060,000 16,394.1% 1.2%
HOME POINT FINANCIAL CORPORATION $21,305,000 $40,315,000 89.2% 1.1%
UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION,INC. $62,245,000 $38,745,000 -37.8% 1.1%
Prosperity Home Mortgage, LLC $42,500,000 $37,505,000 -11.8% 1.0%
AMERISAVE MORTGAGE CORPORATION $35,220,000 $36,675,000 4.1% 1.0%
U.S. Bank $53,645,000 $36,420,000 -32.1% 1.0%
BERKELEY POINT CAPITAL LLC $35,975,000 $36,035,000 0.2% 1.0%
Atlantic Union Bank $45,415,000 $36,025,000 -20.7% 1.0%
GUARANTEED RATE, INC. $19,295,000 $35,770,000 85.4% 1.0%
JPMorgan Chase Bank $29,050,000 $35,490,000 22.2% 1.0%
Carter Bank & Trust $24,380,000 $34,350,000 40.9% 1.0%
Mortgage Research Center, LLC $18,365,000 $29,060,000 58.2% 0.8%
C & F Mortgage Corporation $29,195,000 $28,040,000 -4.0% 0.8%
BETTER MORTGAGE CORPORATION $27,365,000 n/a 0.8%
George Mason Mortgage, LLC $27,925,000 $26,150,000 -6.4% 0.7%
First-Citizens Bank & Trust Company $21,100,000 $24,340,000 15.4% 0.7%
NEWREZ LLC $14,710,000 $24,305,000 65.2% 0.7%
Renasant Bank $22,890,000 $23,435,000 2.4% 0.6%
NVR Mortgage Finance, Inc. $42,760,000 $22,725,000 -46.9% 0.6%
Virginia Credit Union, Inc. $26,480,000 $20,610,000 -22.2% 0.6%
Citibank $9,600,000 $20,350,000 112.0% 0.6%
Citizens Bank $12,430,000 $20,220,000 62.7% 0.6%
Blue Ridge Bank $20,910,000 $18,190,000 -13.0% 0.5%
Ixonia Bank $1,245,000 $17,910,000 1,338.6% 0.5%
Alcova Mortgage LLC $16,020,000 $17,325,000 8.1% 0.5%
People's United Bank $17,135,000 n/a 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $15,980,000 $16,690,000 4.4% 0.5%
USAA Federal Savings Bank $28,715,000 $16,490,000 -42.6% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $12,145,000 $15,830,000 30.3% 0.4%
RESIDENTIAL MORTGAGE SERVICES, INC. $18,565,000 $15,795,000 -14.9% 0.4%
First Guaranty Mortgage Corporation $2,300,000 $15,280,000 564.3% 0.4%
PENTAGON FEDERAL CREDIT UNION $10,005,000 $15,005,000 50.0% 0.4%
Virginia National Bank $15,435,000 $14,280,000 -7.5% 0.4%
CALIBER HOME LOANS, INC. $15,975,000 $14,240,000 -10.9% 0.4%
BROKER SOLUTIONS, INC. $8,595,000 $13,105,000 52.5% 0.4%
LAKEVIEW LOAN SERVICING, LLC $16,105,000 $13,030,000 -19.1% 0.4%
Wyndham Capital Mortgage, Inc. $8,305,000 $11,945,000 43.8% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $2,540,000 $10,400,000 309.4% 0.3%
CBM Mortgage, Inc. $13,500,000 $10,165,000 -24.7% 0.3%
Barrington Bank & Trust Company, N.A. $14,115,000 $9,990,000 -29.2% 0.3%
EMBRACE HOME LOANS, INC. $7,875,000 $9,720,000 23.4% 0.3%
MCLEAN MORTGAGE CORPORATION $11,905,000 $9,600,000 -19.4% 0.3%
GUILD MORTGAGE COMPANY $22,065,000 $9,550,000 -56.7% 0.3%
Flagstar Bank, FSB $10,610,000 $9,350,000 -11.9% 0.3%
NBKC BANK $6,785,000 $8,790,000 29.6% 0.2%
PNC Bank $6,570,000 $8,725,000 32.8% 0.2%
Towne Mortgage, LLC $1,385,000 $8,695,000 527.8% 0.2%
UBS Bank USA $3,275,000 $8,625,000 163.4% 0.2%
First National Bank of Pennsylvania $1,685,000 $8,180,000 385.5% 0.2%
The Federal Savings Bank $8,170,000 $8,065,000 -1.3% 0.2%
GUARANTY HOME MORTGAGE CORPORATION $7,315,000 $7,895,000 7.9% 0.2%
Morgan Stanley Private Bank $27,335,000 $7,785,000 -71.5% 0.2%
CBRE MULTIFAMILY CAPITAL, INC. $7,645,000 n/a 0.2%
Chicago Mortgage Solutions LLC $7,285,000 n/a 0.2%
DUPONT COMMUNITY $7,330,000 $7,275,000 -0.8% 0.2%
Strong Home Mortgage, LLC $6,525,000 $6,975,000 6.9% 0.2%
HOMESIDE FINANCIAL, LLC $3,140,000 $6,970,000 122.0% 0.2%
DEPARTMENT OF COMMERCE $8,710,000 $6,940,000 -20.3% 0.2%
Ameris Bank $4,340,000 $6,920,000 59.4% 0.2%
Southern Bank and Trust Company $325,000 $6,895,000 2,021.5% 0.2%
CROSSCOUNTRY MORTGAGE, LLC $4,115,000 $6,820,000 65.7% 0.2%
First Mortgage Solutions, LLC $5,510,000 $6,555,000 19.0% 0.2%
Charles Schwab Bank, SSB $7,400,000 $6,535,000 -11.7% 0.2%
FIRST BANCORP, INC. $8,545,000 $6,525,000 -23.6% 0.2%
FIRST SAVINGS MORTGAGE CORPORATION $6,040,000 $6,525,000 8.0% 0.2%
TD Bank $2,515,000 $6,120,000 143.3% 0.2%
FirstBank $4,150,000 $5,695,000 37.2% 0.2%
Stifel Bank and Trust $8,295,000 $5,620,000 -32.2% 0.2%
North American Savings Bank, F.S.B. $8,825,000 $5,575,000 -36.8% 0.2%
INTERCOASTAL MORTGAGE COMPANY $8,190,000 $5,260,000 -35.8% 0.1%
Carrington Mortgage Services, LLC $6,585,000 $5,175,000 -21.4% 0.1%
SOUTHERN TRUST MORTGAGE, LLC $4,905,000 $5,175,000 5.5% 0.1%
Northwest Federal Credit Union $3,755,000 $5,105,000 36.0% 0.1%
Integrity Home Mortgage Corp $5,070,000 n/a 0.1%
Northpointe Bank $6,380,000 $4,965,000 -22.2% 0.1%
NEW DAY FINANCIAL, LLC $6,525,000 $4,920,000 -24.6% 0.1%
United Bank $2,990,000 $4,715,000 57.7% 0.1%
FIRST HOME MORTGAGE CORPORATION $3,595,000 $4,700,000 30.7% 0.1%
AMERICAN FINANCING CORPORATION $1,400,000 $4,695,000 235.4% 0.1%
Towne Bank $8,025,000 $4,665,000 -41.9% 0.1%
OVM FINANCIAL, INC. $1,845,000 $4,575,000 148.0% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $3,595,000 $4,560,000 26.8% 0.1%
ZILLOW HOME LOANS, LLC $2,920,000 $4,550,000 55.8% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $1,995,000 $4,390,000 120.1% 0.1%
First Republic Bank $555,000 $4,365,000 686.5% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $2,815,000 $4,360,000 54.9% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $5,735,000 $4,355,000 -24.1% 0.1%
BNY Mellon $975,000 $4,260,000 336.9% 0.1%
SOFI LENDING CORP. $5,475,000 $4,210,000 -23.1% 0.1%
AgFirst Farm Credit Bank $2,965,000 $3,940,000 32.9% 0.1%
TOWER $7,060,000 $3,835,000 -45.7% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $3,500,000 $3,795,000 8.4% 0.1%
BNC National Bank $4,140,000 $3,685,000 -11.0% 0.1%
F & M BANK CORP. $2,250,000 $3,480,000 54.7% 0.1%
Silicon Valley Bank $855,000 $3,410,000 298.8% 0.1%
VILLAGE BANK MORTGAGE CORPORATION $2,620,000 $3,380,000 29.0% 0.1%
Fifth Third Bank $6,260,000 $3,370,000 -46.2% 0.1%
Essex Bank $255,000 $3,310,000 1,198.0% 0.1%
Paramount Residential Mortgage Group, Inc. $3,085,000 $3,230,000 4.7% 0.1%
LENDERFI, INC. $2,085,000 $3,225,000 54.7% 0.1%
United Nations Federal Credit Union $225,000 $2,920,000 1,197.8% 0.1%
LOANPAL, LLC $5,405,000 $2,885,000 -46.6% 0.1%
Cf Bank $2,990,000 $2,875,000 -3.8% 0.1%
Beeline Loans, Inc. $1,040,000 $2,855,000 174.5% 0.1%
Nations Lending Corporation $2,140,000 $2,840,000 32.7% 0.1%
ROSS MORTGAGE CORPORATION $2,810,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $1,670,000 $2,760,000 65.3% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $1,295,000 $2,755,000 112.7% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,190,000 $2,690,000 126.1% 0.1%
RELIANCE FIRST CAPITAL, LLC $2,615,000 $2,690,000 2.9% 0.1%
Keystone Funding, Inc. $2,585,000 n/a 0.1%
TIDEWATER MORTGAGE SERVICES, INC. $2,445,000 $2,565,000 4.9% 0.1%
Christensen Financial, Inc. $2,365,000 $2,555,000 8.0% 0.1%
Lakeview Community Capital, LLC $2,975,000 $2,540,000 -14.6% 0.1%
EagleBank $515,000 $2,495,000 384.5% 0.1%
REVERSE MORTGAGE FUNDING LLC $2,625,000 $2,490,000 -5.1% 0.1%
First Federal Bank $3,735,000 $2,485,000 -33.5% 0.1%
HOMESTEAD FUNDING CORP. $6,885,000 $2,400,000 -65.1% 0.1%
APEX HOME LOANS, INC. $2,065,000 $2,340,000 13.3% 0.1%
TIAA, FSB $4,415,000 $2,335,000 -47.1% 0.1%
CLEARPATH LENDING $6,780,000 $2,325,000 -65.7% 0.1%
Sandy Spring Bank $3,585,000 $2,325,000 -35.1% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $7,115,000 $2,265,000 -68.2% 0.1%
Aurora Financial, LLC $2,545,000 $2,200,000 -13.6% 0.1%
FEDERATED MORTGAGE CORP. $2,190,000 n/a 0.1%
KeyBank $2,455,000 $2,100,000 -14.5% 0.1%
BLUELEAF LENDING, LLC $405,000 $2,095,000 417.3% 0.1%
RESIDENTIAL BANCORP. $2,095,000 n/a 0.1%
Vellum Mortgage, Inc. $2,165,000 $2,070,000 -4.4% 0.1%
GUARANTEED RATE AFFINITY, LLC $365,000 $2,020,000 453.4% 0.1%
Zions Bancorporation, N.A. $2,005,000 n/a 0.1%
SUN WEST MORTGAGE COMPANY, INC. $3,630,000 $1,970,000 -45.7% 0.1%
ARC HOME LLC $610,000 $1,960,000 221.3% 0.1%
LANGLEY $2,260,000 $1,900,000 -15.9% 0.1%
First Reliance Bank $605,000 $1,885,000 211.6% 0.1%
City National Bank $1,935,000 $1,870,000 -3.4% 0.1%
City National Bank of West Virginia $1,545,000 $1,830,000 18.4% 0.1%
Farmers Bank & Trust $2,005,000 $1,830,000 -8.7% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $3,245,000 $1,765,000 -45.6% 0.0%
Citizens and Farmers Bank $1,920,000 $1,750,000 -8.9% 0.0%
Bank of the James $2,995,000 $1,730,000 -42.2% 0.0%
Farm Credit of the Virginias, ACA $1,760,000 $1,730,000 -1.7% 0.0%
PLANET HOME LENDING, LLC $2,675,000 $1,730,000 -35.3% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,720,000 n/a 0.0%
Third Federal Savings and Loan Association of Cleveland $1,550,000 $1,700,000 9.7% 0.0%
ALLIANT CREDIT UNION $370,000 $1,695,000 358.1% 0.0%
SWBC MORTGAGE CORPORATION $265,000 $1,610,000 507.5% 0.0%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $1,135,000 $1,590,000 40.1% 0.0%
SPRING EQ, LLC $175,000 $1,555,000 788.6% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $16,865,000 $1,515,000 -91.0% 0.0%
Assurance Financial Group, L.L.C. $1,100,000 $1,505,000 36.8% 0.0%
LENDINGHOME FUNDING CORPORATION $495,000 $1,505,000 204.0% 0.0%
KS StateBank $1,755,000 $1,490,000 -15.1% 0.0%
ALLIED MORTGAGE GROUP, INC. $3,535,000 $1,480,000 -58.1% 0.0%
Dollar Bank, Federal Savings Bank $1,475,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $2,665,000 $1,470,000 -44.8% 0.0%
PHH Mortgage Corporation $1,310,000 $1,420,000 8.4% 0.0%
First National Bank of America $455,000 $1,340,000 194.5% 0.0%
SONABANK $505,000 $1,340,000 165.3% 0.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,335,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $1,385,000 $1,330,000 -4.0% 0.0%
RUOFF MORTGAGE COMPANY, INC. $390,000 $1,305,000 234.6% 0.0%
American National Bank and Trust Company $1,195,000 $1,265,000 5.9% 0.0%
VILLAGE CAPITAL & INVESTMENT LLC $1,265,000 n/a 0.0%
Capital Bank $4,100,000 $1,260,000 -69.3% 0.0%
Watermark Capital, Inc. $665,000 $1,260,000 89.5% 0.0%
FAMILY FIRST FUNDING LLC $660,000 $1,245,000 88.6% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $510,000 $1,230,000 141.2% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $470,000 $1,215,000 158.5% 0.0%
Gateway First Bank $915,000 $1,145,000 25.1% 0.0%
American Airlines Federal Credit Union $1,140,000 n/a 0.0%
CANOPY MORTGAGE, LLC $1,140,000 n/a 0.0%
Goldman Sachs Bank USA $1,085,000 n/a 0.0%
Low VA Rates, LLC $1,905,000 $1,080,000 -43.3% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,035,000 $1,075,000 3.9% 0.0%
MANN FINANCIAL INC. $195,000 $1,070,000 448.7% 0.0%
DRAPER AND KRAMER MORTGAGE CORP. $4,025,000 $1,050,000 -73.9% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $2,765,000 $1,040,000 -62.4% 0.0%
MILEND, INC. $1,600,000 $1,025,000 -35.9% 0.0%
ACADEMY MORTGAGE CORPORATION $1,125,000 $1,015,000 -9.8% 0.0%
EVERETT FINANCIAL, INC. $1,005,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $970,000 $1,005,000 3.6% 0.0%
VALOR BANK $1,005,000 n/a 0.0%
STATE EMPLOYEES' $860,000 $1,000,000 16.3% 0.0%
Bank of England $1,110,000 $985,000 -11.3% 0.0%
First National Bank $305,000 $970,000 218.0% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,360,000 $965,000 -59.1% 0.0%
Congressional Bank $1,385,000 $955,000 -31.0% 0.0%
First Federal Bank of Kansas City $2,840,000 $945,000 -66.7% 0.0%
HOMESPIRE MORTGAGE CORPORATION $740,000 $925,000 25.0% 0.0%
COLONIAL MORTGAGE SERVICE COMPANY OF AMERICA $900,000 n/a 0.0%
Sierra Pacific Mortgage Company, Inc. $3,205,000 $890,000 -72.2% 0.0%
Plains Commerce Bank $675,000 $875,000 29.6% 0.0%
FINANCE OF AMERICA REVERSE LLC $1,365,000 $870,000 -36.3% 0.0%
Summit Community Bank, Inc. $885,000 $855,000 -3.4% 0.0%
ENVOY MORTGAGE, LTD $2,675,000 $825,000 -69.2% 0.0%
GoPrime Mortgage, Inc. $835,000 $815,000 -2.4% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $800,000 $810,000 1.3% 0.0%
Citadel Servicing Corporation $785,000 n/a 0.0%
Princeton Mortgage Corporation $785,000 n/a 0.0%
Toyota Financial Savings Bank $785,000 n/a 0.0%
Bank-Fund Staff Federal Credit Union $3,130,000 $780,000 -75.1% 0.0%
CONTOUR MORTGAGE CORPORATION $1,425,000 $765,000 -46.3% 0.0%
BAY CAPITAL MORTGAGE CORPORATION $325,000 $755,000 132.3% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $755,000 n/a 0.0%
The Northern Trust Company $755,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $380,000 $745,000 96.1% 0.0%
IVY MORTGAGE, INC. $735,000 n/a 0.0%
BM Real Estate Services, Inc. $500,000 $730,000 46.0% 0.0%
Univest Bank and Trust Co. $730,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $5,655,000 $715,000 -87.4% 0.0%
ACCELERATE MORTGAGE, LLC $695,000 n/a 0.0%
NEWPORT NEWS SHIPBUILDING EMPLOYEES $690,000 n/a 0.0%
FIDELITY DIRECT MORTGAGE, LLC $135,000 $675,000 400.0% 0.0%
SOUTHWEST STAGE FUNDING, LLC $95,000 $655,000 589.5% 0.0%
Mid-Continent Funding, Inc. $655,000 $650,000 -0.8% 0.0%
Manufacturers and Traders Trust Company $4,610,000 $640,000 -86.1% 0.0%
PARK VIEW FEDERAL CREDIT UNION $640,000 n/a 0.0%
Visio Financial Services Inc. $640,000 n/a 0.0%
Apple Federal Credit Union $2,220,000 $630,000 -71.6% 0.0%
Hometown Lenders, Inc. $630,000 n/a 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $205,000 $620,000 202.4% 0.0%
The Huntington National Bank $830,000 $615,000 -25.9% 0.0%
TOTAL MORTGAGE SERVICES, LLC $615,000 n/a 0.0%
CMG MORTGAGE, INC. $680,000 $610,000 -10.3% 0.0%
DIGITAL Federal Credit Union $580,000 n/a 0.0%
MISSION MORTGAGE LLC $570,000 n/a 0.0%
US MORTGAGE CORPORATION $205,000 $570,000 178.0% 0.0%
Figure Lending LLC $185,000 $565,000 205.4% 0.0%
Goldwater Bank, N.A. $135,000 $560,000 314.8% 0.0%
NORWICH COMMERCIAL GROUP, INC. $560,000 n/a 0.0%
PARTNERS 1ST Federal Credit Union $215,000 $560,000 160.5% 0.0%
TOWNE MORTGAGE COMPANY $325,000 $560,000 72.3% 0.0%
NewTowne Mortgage, LLC $915,000 $550,000 -39.9% 0.0%
Frontier Bank $545,000 n/a 0.0%
The Park National Bank $545,000 n/a 0.0%
Uwharrie Bank $175,000 $545,000 211.4% 0.0%
Western State Bank $545,000 n/a 0.0%
First Bank $445,000 $535,000 20.2% 0.0%
EMM LOANS LLC $1,210,000 $530,000 -56.2% 0.0%
GENEVA FINANCIAL, LLC $295,000 $530,000 79.7% 0.0%
DOMINION ENERGY CREDIT UNION $520,000 n/a 0.0%
Axos Bank $515,000 $515,000 0.0% 0.0%
CELEBRITY HOME LOANS, LLC $515,000 n/a 0.0%
HomeTrust Bank $205,000 $515,000 151.2% 0.0%
JAMS-01, INC. $1,135,000 $515,000 -54.6% 0.0%
Colten Mortgage, LLC $510,000 n/a 0.0%
Tidewater Home Funding, LLC $1,075,000 $510,000 -52.6% 0.0%
Arvest Bank $175,000 $505,000 188.6% 0.0%
Colonial Savings, F.A. $495,000 n/a 0.0%
THRIVE MORTGAGE, LLC $485,000 n/a 0.0%
UNIVERSAL MORTGAGE & FINANCE, INC. $485,000 n/a 0.0%
Bethpage Federal Credit Union $480,000 n/a 0.0%
Simmons Bank $465,000 n/a 0.0%
NEXTMARK $860,000 $460,000 -46.5% 0.0%
USAlliance Federal Credit Union $455,000 n/a 0.0%
GEO-CORP, INC. $245,000 $450,000 83.7% 0.0%
First United Corporation $445,000 n/a 0.0%
Great Southern Bank $615,000 $445,000 -27.6% 0.0%
State Department Federal Credit Union $200,000 $440,000 120.0% 0.0%
DEEPHAVEN MORTGAGE LLC $435,000 n/a 0.0%
The Freedom Bank of Virginia $1,480,000 $430,000 -70.9% 0.0%
First Community Bank $425,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $225,000 $425,000 88.9% 0.0%
Kwik Mortgage Corporation $405,000 n/a 0.0%
UNITED MORTGAGE CORP. $400,000 n/a 0.0%
BMI Federal Credit Union $395,000 n/a 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $395,000 n/a 0.0%
MYCUMORTGAGE, LLC $390,000 n/a 0.0%
MORTGAGE ACCESS CORP. $145,000 $385,000 165.5% 0.0%
First Community Bank $380,000 n/a 0.0%
RESIDENTIAL HOME FUNDING CORP. $820,000 $375,000 -54.3% 0.0%
Residential Mortgage Solutions, Inc. $680,000 $375,000 -44.9% 0.0%
Advance Financial Group, LLC $530,000 $370,000 -30.2% 0.0%
First Carolina Bank $365,000 n/a 0.0%
N R L Federal Credit Union $365,000 $365,000 0.0% 0.0%
Paramount Bank $660,000 $365,000 -44.7% 0.0%
Shore United Bank $365,000 n/a 0.0%
STOCKTON MORTGAGE CORPORATION $365,000 n/a 0.0%
UIF CORPORATION $360,000 n/a 0.0%
Capital City Home Loans, LLC $355,000 n/a 0.0%
Colonial Farm Credit, ACA $930,000 $350,000 -62.4% 0.0%
Meridian Bank Corporation $350,000 n/a 0.0%
Glacier Bank $345,000 n/a 0.0%
Pinnacle Bank $345,000 n/a 0.0%
York Traditions Bank $345,000 n/a 0.0%
NASA Federal Credit Union $1,360,000 $340,000 -75.0% 0.0%
COASTAL Federal Credit Union $65,000 $335,000 415.4% 0.0%
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION $335,000 n/a 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $505,000 $335,000 -33.7% 0.0%
Discover Bank $680,000 $325,000 -52.2% 0.0%
KELLER MORTGAGE, LLC $615,000 $320,000 -48.0% 0.0%
SUMMIT FUNDING, INC. $510,000 $320,000 -37.3% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $315,000 n/a 0.0%
NBH Bank $315,000 n/a 0.0%
OCMBC, INC. $185,000 $315,000 70.3% 0.0%
Prime Choice Funding Inc. $1,415,000 $315,000 -77.7% 0.0%
SEVERN SAVINGS BANK, FSB DBA SEVERN BANK $315,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $720,000 $305,000 -57.6% 0.0%
Southern First Bank $305,000 n/a 0.0%
The Central Trust Bank $305,000 n/a 0.0%
Magnolia Bank $785,000 $295,000 -62.4% 0.0%
CIVIC FINANCIAL SERVICES, LLC $285,000 n/a 0.0%
IMPAC MORTGAGE CORP. $445,000 $285,000 -36.0% 0.0%
United Fidelity Funding Corp. $285,000 n/a 0.0%
NEW FED MORTGAGE, CORP. $275,000 n/a 0.0%
WesBanco Bank, Inc. $275,000 n/a 0.0%
C&F Select LLC $265,000 n/a 0.0%
Community First National Bank $265,000 n/a 0.0%
First Horizon Bank $265,000 n/a 0.0%
MID-ISLAND MORTGAGE CORP. $540,000 $265,000 -50.9% 0.0%
NMSI, INC. $265,000 n/a 0.0%
EASTMAN $610,000 $255,000 -58.2% 0.0%
FIRST STATE MORTGAGE SERVICES, LLC $1,730,000 $255,000 -85.3% 0.0%
INTELLILOAN, INC. $225,000 $255,000 13.3% 0.0%
Merchants Bank of Indiana $255,000 $255,000 0.0% 0.0%
NATION ONE MORTGAGE CORPORATION $1,445,000 $255,000 -82.4% 0.0%
UNITED SECURITY FINANCIAL CORP $255,000 n/a 0.0%
HENRICO Federal Credit Union $155,000 $250,000 61.3% 0.0%
1st Constitution Bank $245,000 n/a 0.0%
First Savings Bank $445,000 $245,000 -44.9% 0.0%
Metro City Bank $300,000 $245,000 -18.3% 0.0%
Midwest BankCentre $245,000 n/a 0.0%
Red River Bank $245,000 n/a 0.0%
MLD MORTGAGE INC. $240,000 n/a 0.0%
DIRECT MORTGAGE LOANS, LLC $450,000 $225,000 -50.0% 0.0%
Farmers & Merchants Bank $225,000 n/a 0.0%
First Internet Bank of Indiana $125,000 $225,000 80.0% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $340,000 $225,000 -33.8% 0.0%
STEARNS LENDING, LLC $2,585,000 $225,000 -91.3% 0.0%
TJC Mortgage, Inc. $2,505,000 $215,000 -91.4% 0.0%
LONGBRIDGE FINANCIAL, LLC $205,000 n/a 0.0%
Mortgage Assurance Inc. $205,000 n/a 0.0%
NP, Inc. $1,035,000 $205,000 -80.2% 0.0%
Poli Mortgage Group, Inc. $680,000 $205,000 -69.9% 0.0%
ALLEGACY FEDERAL CREDIT UNION $200,000 n/a 0.0%
1ST FINANCIAL, INC. $195,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $195,000 n/a 0.0%
AMERICAN ADVISORS GROUP $470,000 $190,000 -59.6% 0.0%
FNB Bank, Inc. $185,000 n/a 0.0%
MEMBER ONE $205,000 $180,000 -12.2% 0.0%
TCF National Bank $180,000 n/a 0.0%
Call Federal Credit Union $260,000 $175,000 -32.7% 0.0%
CERTAINTY HOME LOANS, LLC $175,000 n/a 0.0%
EQUITY RESOURCES, INC. $1,440,000 $175,000 -87.8% 0.0%
JAMES B. NUTTER & COMPANY $175,000 n/a 0.0%
MIDLAND MORTGAGE CORPORATION $640,000 $175,000 -72.7% 0.0%
SIRVA MORTGAGE, INC. $890,000 $165,000 -81.5% 0.0%
21ST MORTGAGE CORPORATION $65,000 $160,000 146.2% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $795,000 $155,000 -80.5% 0.0%
T2 FINANCIAL LLC $675,000 $155,000 -77.0% 0.0%
Community Bank of the Chesapeake $145,000 n/a 0.0%
Deere Employees Credit Union $145,000 n/a 0.0%
First Home Bank $265,000 $145,000 -45.3% 0.0%
NORTHROP GRUMMAN Federal Credit Union $550,000 $145,000 -73.6% 0.0%
Pendleton Community Bank, Inc. $145,000 n/a 0.0%
Woori America Bank $145,000 n/a 0.0%
Great Plains National Bank $135,000 n/a 0.0%
JOHNSON MORTGAGE COMPANY, L.L.C. $135,000 n/a 0.0%
MIDWEST LOAN SOLUTIONS, INC. $135,000 n/a 0.0%
STAR ONE CREDIT UNION $135,000 n/a 0.0%
WRIGHT-PATT CREDIT UNION, INC. $135,000 n/a 0.0%
First Bank $445,000 $125,000 -71.9% 0.0%
LOANLEADERS OF AMERICA, INC. $125,000 n/a 0.0%
BOND STREET MORTGAGE, LLC $105,000 n/a 0.0%
NATIONS DIRECT MORTGAGE, LLC $105,000 n/a 0.0%
AFFINITY $100,000 n/a 0.0%
Cornerstone First Mortgage, Inc $95,000 n/a 0.0%
COMMONWEALTH ONE FEDERAL CREDIT UNION $225,000 $85,000 -62.2% 0.0%
Luxury Mortgage Corp. $305,000 $75,000 -75.4% 0.0%
Park Lane Finance Solutions, LLC $65,000 n/a 0.0%
GEORGIA'S OWN $55,000 n/a 0.0%
NSWC Federal Credit Union $55,000 n/a 0.0%
The Farmers Bank of Appomattox $685,000 $55,000 -92.0% 0.0%
Home Loan Investment Bank, F.S.B. $50,000 $50,000 0.0% 0.0%
TOGETHER CREDIT UNION $390,000 $45,000 -88.5% 0.0%
MERCK EMPLOYEES FEDERAL CREDIT UNION $1,145,000 $35,000 -96.9% 0.0%
AGRICULTURE Federal Credit Union $25,000 n/a 0.0%

CHARLOTTESVILLE's top lender by overall market share is First Heritage Mortgage, LLC, with 7.3% market share. In second place, with 6.5%, is QUICKEN LOANS, LLC, having originated $234,730,000 in loans. In third place, with 5.5%, is Fulton Bank, having originated $198,260,000 in loans. In third place, with 3.8%, is Truist Bank, having originated $138,355,000 in loans. In third place, with 3.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $130,335,000 in loans.


CHARLOTTESVILLE, VA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 4,379 $1,429,935,000 $326,544
Home Purchase 4,093 $1,525,695,000 $372,757
Cash Out Refi 1,829 $528,265,000 $288,827
Home Improvement 437 $50,285,000 $115,069
Other 359 $72,135,000 $200,933

Charlottesville's most frequently cited loan purpose was Refi, with 4,379 originations. The 2nd most popular reason was Home Purchase, with 4,093 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 4,715 $1,566,755,000 $332,292
3-4% 3,334 $1,039,010,000 $311,641
<2.5% 2,250 $781,150,000 $347,178
4-5% 265 $86,675,000 $327,075
Over 8% 78 $11,190,000 $143,462
5-6% 38 $10,990,000 $289,211
6-7% 20 $2,270,000 $113,500
7-8% 17 $2,525,000 $148,529

During 2021, Charlottesville's most frequently originated rate bucket was 2.5-3%, with 4,715 originations.

Loan Sizing (CHARLOTTESVILLE, VA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 5,549 $1,595,165,000 $287,469
$100k-200k 2,505 $389,345,000 $155,427
$400k-600k 1,658 $790,120,000 $476,550
$100,000 or less 766 $46,330,000 $60,483
$600k-1000k 470 $348,520,000 $741,532
$Over $1MM 149 $436,835,000 $2,931,779

CHARLOTTESVILLE's loan sizing saw the bucket of loans from $200k-400k with 5,549 originations, totaling $1,595,165,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 3,877 $1,410,915,000 $363,919
80-100% 3,309 $1,247,605,000 $377,034
40-60% 1,891 $537,145,000 $284,053
20-40% 761 $141,485,000 $185,920
Under 20% 392 $44,670,000 $113,954
Over 100% 126 $51,760,000 $410,794

CHARLOTTESVILLE's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 3,877 originations, totaling $1,410,915,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - CHARLOTTESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $386,500 (1.1%) $578,823 (2.7%) 1.42 1,257
2018-02-01 $387,450 (-0.6%) $572,887 (-0.5%) 1.40 1,293
2018-03-01 $389,000 (-0.2%) $601,258 (1.0%) 1.35 1,464
2018-04-01 $389,900 (-1.3%) $581,823 (-2.2%) 1.31 1,603
2018-05-01 $392,500 (-1.7%) $576,611 (-4.0%) 1.31 1,689
2018-06-01 $389,000 (-2.6%) $579,774 (-2.3%) 1.30 1,723
2018-07-01 $385,000 (-3.5%) $571,126 (-2.6%) 1.28 1,694
2018-08-01 $382,500 (-3.9%) $606,401 (7.9%) 1.28 1,667
2018-09-01 $384,900 (-2.8%) $640,833 (13.3%) 1.29 1,690
2018-10-01 $384,925 (-3.5%) $591,106 (1.8%) 1.29 1,704
2018-11-01 $389,000 (-2.0%) $592,151 (2.7%) 1.30 1,552
2018-12-01 $379,000 (-1.6%) $548,215 (-3.6%) 1.30 1,363
2019-01-01 $382,950 (-0.9%) $568,030 (-1.9%) 1.32 1,267
2019-02-01 $397,450 (2.6%) $599,263 (4.6%) 1.33 1,292
2019-03-01 $414,900 (6.7%) $622,915 (3.6%) 1.35 1,409
2019-04-01 $429,900 (10.3%) $644,044 (10.7%) 1.35 1,539
2019-05-01 $434,450 (10.7%) $657,549 (14.0%) 1.34 1,624
2019-06-01 $424,900 (9.2%) $623,320 (7.5%) 1.31 1,624
2019-07-01 $418,121 (8.6%) $620,539 (8.7%) 1.30 1,618
2019-08-01 $417,995 (9.3%) $618,775 (2.0%) 1.32 1,601
2019-09-01 $418,874 (8.8%) $609,941 (-4.8%) 1.33 1,580
2019-10-01 $426,698 (10.9%) $601,618 (1.8%) 1.36 1,584
2019-11-01 $425,000 (9.3%) $597,187 (0.9%) 1.37 1,448
2019-12-01 $424,900 (12.1%) $608,554 (11.0%) 1.42 1,262
2020-01-01 $439,945 (14.9%) $623,318 (9.7%) 1.47 1,164
2020-02-01 $449,000 (13.0%) $647,662 (8.1%) 1.45 1,192
2020-03-01 $459,945 (10.9%) $649,434 (4.3%) 1.44 1,264
2020-04-01 $461,495 (7.4%) $657,420 (2.1%) 1.44 1,278
2020-05-01 $475,000 (9.3%) $672,121 (2.2%) 1.44 1,257
2020-06-01 $487,400 (14.7%) $686,173 (10.1%) 1.42 1,142
2020-07-01 $499,250 (19.4%) $704,126 (13.5%) 1.43 1,074
2020-08-01 $489,900 (17.2%) $726,194 (17.4%) 1.40 977
2020-09-01 $512,500 (22.4%) $764,632 (25.4%) 1.46 867
2020-10-01 $509,900 (19.5%) $761,488 (26.6%) 1.46 815
2020-11-01 $494,950 (16.5%) $845,430 (41.6%) 1.42 758
2020-12-01 $489,450 (15.2%) $843,717 (38.6%) 1.44 639
2021-01-01 $489,900 (11.4%) $869,276 (39.5%) 1.44 551
2021-02-01 $522,500 (16.4%) $920,103 (42.1%) 1.50 454
2021-03-01 $499,900 (8.7%) $899,005 (38.4%) 1.40 488
2021-04-01 $492,450 (6.7%) $918,336 (39.7%) 1.32 474
2021-05-01 $474,900 (0.0%) $864,233 (28.6%) 1.25 503
2021-06-01 $472,450 (-3.1%) $798,917 (16.4%) 1.23 515
2021-07-01 $452,839 (-9.3%) $720,594 (2.3%) 1.18 536
2021-08-01 $449,950 (-8.2%) $728,740 (0.4%) 1.18 538
2021-09-01 $461,995 (-9.9%) $741,516 (-3.0%) 1.22 550
2021-10-01 $482,500 (-5.4%) $838,375 (10.1%) 1.27 492
2021-11-01 $492,500 (-0.5%) $875,159 (3.5%) 1.30 428
2021-12-01 $485,405 (-0.8%) $864,497 (2.5%) 1.29 377
2022-01-01 $509,900 (4.1%) $982,342 (13.0%) 1.36 300
2022-02-01 $540,323 (3.4%) $985,229 (7.1%) 1.38 285
2022-03-01 $514,450 (2.9%) $893,932 (-0.6%) 1.27 323
2022-04-01 $499,500 (1.4%) $884,377 (-3.7%) 1.18 372
CHARLOTTESVILLE's median listing price for 2022-04-01 was $499,500, a difference of $7,050 (1.4%) versus the prior year and $-14,950 versus the prior month.

CHARLOTTESVILLE's median listing price comes in at 118% of the national average.

CHARLOTTESVILLE's average listing price for 2022-04-01 was $884,377, a difference of $-33,959 (-3.7%) versus the prior year and $-9,555 versus the prior month.

For the 2022-04-01 period, CHARLOTTESVILLE had 372 MLS listings, a difference of 49 listings (15%) versus the prior month and -102 listings (-22%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - CHARLOTTESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 118 days 2,323 sqft
2018-02-01 105 days 2,321 sqft
2018-03-01 68 days 2,348 sqft
2018-04-01 62 days 2,343 sqft
2018-05-01 67 days 2,363 sqft
2018-06-01 77 days 2,352 sqft
2018-07-01 92 days 2,350 sqft
2018-08-01 96 days 2,343 sqft
2018-09-01 103 days 2,344 sqft
2018-10-01 109 days 2,370 sqft
2018-11-01 113 days 2,363 sqft
2018-12-01 124 days 2,290 sqft
2019-01-01 128 days 2,304 sqft
2019-02-01 129 days 2,358 sqft
2019-03-01 81 days 2,401 sqft
2019-04-01 63 days 2,416 sqft
2019-05-01 67 days 2,445 sqft
2019-06-01 79 days 2,400 sqft
2019-07-01 88 days 2,408 sqft
2019-08-01 94 days 2,438 sqft
2019-09-01 95 days 2,446 sqft
2019-10-01 92 days 2,462 sqft
2019-11-01 94 days 2,417 sqft
2019-12-01 105 days 2,393 sqft
2020-01-01 119 days 2,425 sqft
2020-02-01 115 days 2,453 sqft
2020-03-01 68 days 2,491 sqft
2020-04-01 69 days 2,463 sqft
2020-05-01 80 days 2,539 sqft
2020-06-01 93 days 2,616 sqft
2020-07-01 101 days 2,606 sqft
2020-08-01 86 days 2,588 sqft
2020-09-01 78 days 2,599 sqft
2020-10-01 73 days 2,500 sqft
2020-11-01 72 days 2,411 sqft
2020-12-01 86 days 2,434 sqft
2021-01-01 95 days 2,325 sqft
2021-02-01 85 days 2,402 sqft
2021-03-01 51 days 2,305 sqft
2021-04-01 47 days 2,323 sqft
2021-05-01 47 days 2,320 sqft
2021-06-01 49 days 2,362 sqft
2021-07-01 48 days 2,281 sqft
2021-08-01 48 days 2,250 sqft
2021-09-01 51 days 2,273 sqft
2021-10-01 58 days 2,256 sqft
2021-11-01 59 days 2,245 sqft
2021-12-01 68 days 2,222 sqft
2022-01-01 84 days 2,265 sqft
2022-02-01 70 days 2,235 sqft
2022-03-01 39 days 2,159 sqft
2022-04-01 36 days 2,158 sqft
CHARLOTTESVILLE's median listing age (time on market) for 2022-04-01 was 36 days. This is -23% shorter than the same period one year ago.

CHARLOTTESVILLE's median square footage for active listings during the 2022-04-01 period was 2,158 sqft. One year prior, the average listing was 2,323 sqft.