CHARLOTTESVILLE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Charlottesville averaged 6.25% for the week of 2024-02-15, compared to the national average of 6.77% for the same period.

The average rate for the prior week (2024-02-08) was 6.12% and one month ago for the week of 2024-01-11, the average rate was 6.04%.

Charlottesville's average rate one year ago was 5.5%.

For refis of the same type during the week of 2024-02-15, the average rate was 5.4%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-02-15 6.77%
Charlottesville 30 Year Fixed Rate 2024-02-15 6.25%
Charlottesville 30 Year Fixed Rate Refi 2024-02-15 5.4%
Charlottesville 15 Year Fixed Rate 2024-02-15 5.58%
Charlottesville 15 Year Fixed Rate Refi 2024-02-15 4.73%
Charlottesville 30 Year FHA 2024-02-15 6.38%
Charlottesville 30 Year FHA Refi 2024-02-15 6.81%
Charlottesville 30 Year USDA 2024-02-15 6.89%
Charlottesville 30 Year USDA Refi 2024-02-15 6.89%
Charlottesville 30 Year VA 2024-02-15 5.65%
Charlottesville 30 Year VA Refi 2024-02-15 6.46%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CHARLOTTESVILLE, VA.

CHARLOTTESVILLE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CHARLOTTESVILLE, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
First Heritage Mortgage, LLC 228 4.73% $6,563
QUICKEN LOANS, LLC 187 4.72% $7,177
Fulton Bank 151 4.48% $4,896
UNITED WHOLESALE MORTGAGE, LLC 138 4.97% $7,448
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 116 5.03% $5,201
Atlantic Coast Mortgage, LLC 115 4.86% $7,228
NVR Mortgage Finance, Inc. 96 4.45% $7,988
NFM, INC. 92 5.12% $6,330
Member Options, LLC 89 4.83% $4,505
Truist 86 4.61% $4,674
Wells Fargo Bank 81 4.45% $4,844
Prosperity Home Mortgage, LLC 60 5.12% $6,011
Presidential Bank, FSB 58 4.88% $8,242
Bank of America 53 4.19% $5,295
JPMorgan Chase Bank 42 3.90% $4,835
MOVEMENT MORTGAGE, LLC 42 5.08% $6,283
CAPITAL CENTER, L.L.C. 42 4.38% $2,264
FINANCE OF AMERICA MORTGAGE LLC 41 4.90% $6,167
Ixonia Bank 37 5.22% $10,404
GUARANTEED RATE, INC. 37 4.13% $7,105
Citizens Bank 36 4.91% $5,048
Renasant Bank 35 4.34% $5,429
Towne First Mortgage, LLC 33 4.79% $6,312
Waterstone Mortgage Corporation 32 4.91% $7,112
Virginia Credit Union, Inc. 31 4.29% $5,599
LOANDEPOT.COM, LLC 30 4.02% $6,415
George Mason Mortgage, LLC 30 4.64% $5,272
Mr. Cooper ( Nationstar Mortgage ) 28 4.52% $8,316
Alcova Mortgage LLC 28 5.35% $3,696
NAVY FEDERAL CREDIT UNION 26 4.89% $5,658
C & F Mortgage Corporation 26 4.83% $4,476
GUILD MORTGAGE COMPANY 25 4.87% $4,309
AMERISAVE MORTGAGE CORPORATION 25 4.42% $7,992
First-Citizens Bank & Trust Company 21 3.98% $4,422
INTERCOASTAL MORTGAGE COMPANY 19 5.16% $7,528
BETTER MORTGAGE CORPORATION 19 3.90% $5,161
Barrington Bank & Trust Company, N.A. 19 5.24% $3,843
CBM Mortgage, Inc. 17 5.44% $6,450
Towne Mortgage, LLC 17 5.21% $4,114
MCLEAN MORTGAGE CORPORATION 17 4.60% $5,344
EMBRACE HOME LOANS, INC. 15 5.22% $6,213
DUPONT COMMUNITY 14 3.27% $2,863
CROSSCOUNTRY MORTGAGE, LLC 14 5.21% $7,885
PENNYMAC LOAN SERVICES, LLC 14 4.37% $7,069
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 14 5.03% $5,358
U.S. Bank 13 4.38% $7,066
NEWREZ LLC 13 4.24% $4,944
Integrity Home Mortgage Corp 13 5.15% $6,862
HOME POINT FINANCIAL CORPORATION 13 4.44% $7,373
Atlantic Union Bank 13 4.85% $6,153
Morgan Stanley Private Bank 12 3.58% $4,828
FREEDOM MORTGAGE CORPORATION 12 5.19% $7,466
BROKER SOLUTIONS, INC. 11 5.43% $6,843
CALIBER HOME LOANS, INC. 11 4.86% $6,610
PRIMELENDING, A PLAINSCAPITAL COMPANY 10 5.15% $7,461
ROSS MORTGAGE CORPORATION 9 5.56% $6,926
FIRST SAVINGS MORTGAGE CORPORATION 9 4.85% $5,491
PNC Bank 9 5.07% $5,878
United Nations Federal Credit Union 8 3.78% $4,733
TD Bank 8 4.47% $5,804
HOMESIDE FINANCIAL, LLC 8 4.50% $7,654
Flagstar Bank, FSB 8 4.89% $4,657
Blue Ridge Bank 8 4.73% $7,768
GUARANTY HOME MORTGAGE CORPORATION 8 5.75% $7,548
FRANKLIN MINT 7 3.68% $8,447
Citibank 7 4.32% $5,166
NBKC BANK 7 4.79% $3,263
PENTAGON FEDERAL CREDIT UNION 7 4.45% $3,462
Sierra Pacific Mortgage Company, Inc. 7 4.32% $7,287
AgFirst Farm Credit Bank 7 3.98% $4,084
F & M BANK CORP. 6 4.85% $5,226
Ameris Bank 6 5.50% $6,024
First National Bank of Pennsylvania 6 4.48% $4,652
MUTUAL OF OMAHA MORTGAGE, INC. 6 5.25% $6,356
SOUTHERN TRUST MORTGAGE, LLC 6 5.90% $7,536
USAA Federal Savings Bank 6 5.33% $4,845
VILLAGE BANK MORTGAGE CORPORATION 6 4.15% $4,988
First Republic Bank 5 3.71% $4,443
CARDINAL FINANCIAL 5 5.13% $7,144
Farm Credit of the Virginias, ACA 5 7.11% $3,897
The Huntington National Bank 5 3.97% $10,541
Mortgage Research Center, LLC 5 5.05% $6,414
LANGLEY 5 4.12% $3,380
Stifel Bank and Trust 5 4.25% $2,842
Chicago Mortgage Solutions LLC 5 2.84% $1,725
First Horizon Bank 4 4.75% $6,959
FIRST BANCORP 4 6.43% $5,322
LAKEVIEW LOAN SERVICING, LLC 4 4.71% $3,824
Towne Bank 4 4.56% $5,344
Charles Schwab Bank, SSB 4 3.28% $5,772
M&T Bank 4 4.28% $5,061
DEPARTMENT OF COMMERCE 4 3.41% $5,954
CMG MORTGAGE, INC. 4 5.00% $5,220
ZILLOW HOME LOANS, LLC 4 4.47% $7,005
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 4 4.81% $6,052
Raymond James Bank 4 4.16% $4,217
ANGEL OAK MORTGAGE SOLUTIONS LLC 4 6.63% $10,552
BNY Mellon 4 3.91% $5,425
Ally Bank 3 5.50% $2,327
KeyBank 3 4.00% $4,614
FEDERATED MORTGAGE CORP. 3 5.38% $6,714
Kwik Mortgage Corporation 3 4.79% $3,663
Christensen Financial, Inc. 3 4.88% $6,012
Apple Federal Credit Union 3 5.63% $6,339
Northwest Federal Credit Union 3 4.04% $4,037
Third Federal Savings and Loan Association of Cleveland 3 4.16% $148
The Northern Trust Company 3 3.94% $6,035
The Federal Savings Bank 3 5.00% $10,257
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 3 4.42% $16,479
STATE EMPLOYEES' 3 4.60% $5,676
RUOFF MORTGAGE COMPANY, INC. 3 5.00% $5,312
ROYAL UNITED MORTGAGE LLC 3 4.83% $10,845
Republic Bank & Trust Company 3 3.33% $6,519
BNC National Bank 3 5.25% $3,763
Goldman Sachs Bank USA 2 3.80% $10,419
First Guaranty Mortgage Corporation 2 4.69% $10,624
FIRST HOME MORTGAGE CORPORATION 2 5.37% $4,910
First Internet Bank of Indiana 2 5.00% $3,004
First Mortgage Solutions, LLC 2 4.68% $5,199
First National Bank of America 2 6.69% $10,681
Fifth Third Bank 2 5.31% $5,479
ENVOY MORTGAGE, LTD 2 4.94% $5,981
EMM LOANS LLC 2 3.68% $8,394
DRAPER AND KRAMER MORTGAGE CORP. 2 4.00% $5,989
JAMS-01, INC. 2 5.00% $4,158
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 2 6.13% $10,757
City National Bank 2 3.62% $5,526
C&F Select LLC 2 5.31% $5,506
NEWPORT NEWS SHIPBUILDING EMPLOYEES 2 6.00% $3,261
Carrington Mortgage Services, LLC 2 5.69% $11,308
North American Savings Bank, F.S.B. 2 5.13% $4,878
ONY GLO, INC. 2 4.00% $4,001
Burke & Herbert Bank & Trust Company 2 4.38% $3,430
PLANET HOME LENDING, LLC 2 5.81% $4,696
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 4.38% $5,929
PROVIDENT FUNDING ASSOCIATES, L.P. 2 4.81% $5,210
RESIDENTIAL BANCORP 2 4.13% $6,634
ROUNDPOINT MORTGAGE SERVICING CORPORATION 2 3.75% $3,329
SECURITYNATIONAL MORTGAGE COMPANY 2 4.50% $5,623
Strong Home Mortgage, LLC 2 5.18% $2,722
SWBC MORTGAGE CORPORATION 2 3.94% $1,752
The Freedom Bank of Virginia 2 6.06% $5,273
THRIVE MORTGAGE, LLC 2 5.31% $6,701
American Security Mortgage Corp. 2 4.25% $3,535
UBS Bank USA 2 3.94% $6,548
AMERICAN INTERNET MORTGAGE, INC. 2 4.81% $7,434
AMERICAN FINANCING CORPORATION 2 4.19% $4,296
VANDERBILT MORTGAGE AND FINANCE, INC. 2 5.25% $6,770
EVERETT FINANCIAL, INC. 1 4.99% $3,031
NORTHERN MORTGAGE SERVICES, LLC 1 3.75% $4,912
Northpointe Bank 1 3.99% $2,886
JOHNSON MORTGAGE COMPANY, L.L.C. 1 3.63% $8,396
NP, Inc. 1 3.37% $13,571
COASTAL Federal Credit Union 1 3.75% $1,640
OAKTREE FUNDING CORP. 1 8.50% $7,759
Old National Bank 1 4.75% $3,744
FirstBank 1 3.50% $2,880
Orrstown Bank 1 3.75% $4,048
OVM FINANCIAL, INC. 1 3.88% $3,740
CAMPUS USA 1 3.13% $7,739
FineMark National Bank & Trust 1 5.63% $3,852
PHH Mortgage Corporation 1 4.63% $4,608
PIKE CREEK MORTGAGE SERVICES, INC. 1 5.25% $3,111
UNION HOME MORTGAGE CORP. 1 4.25% $3,985
PLAZA HOME MORTGAGE, INC. 1 5.88% $9,723
ITHINK FINANCIAL Credit Union 1 5.00% $4,080
PREMIA MORTGAGE, LLC 1 3.75% $0
Congressional Bank 1 3.00% $6,635
United Bank 1 6.63% $3,280
BMO Harris Bank 1 5.13% $3,004
Baxter Credit Union 1 4.50% $2,544
FREEDOM FIRST 1 3.63% $2,861
PURDUE FEDERAL CREDIT UNION 1 4.25% $4,426
BANKSOUTH MORTGAGE COMPANY, LLC 1 3.88% $19,642
CONTOUR MORTGAGE CORPORATION 1 3.50% $12,509
RBC Bank, (Georgia) 1 4.38% $3,238
Regions Bank 1 3.38% $1,934
Bank of England 1 6.63% $7,081
HSBC BANK USA, NATIONAL ASSOCIATION 1 4.00% $4,399
First Community Bank 1 2.75% $4,556
Bank of Colorado 1 3.50% $10,640
Wyndham Capital Mortgage, Inc. 1 3.99% $2,633
Hometown Equity Mortgage, LLC 1 6.75% $5,944
Cornerstone First Mortgage, Inc 1 4.63% $5,441
S1L, Inc. 1 5.99% $9,561
Sandy Spring Bank 1 3.88% $3,872
FIRST COMMUNITY MORTGAGE, INC. 1 8.00% $8,563
Servion, Inc. 1 5.25% $3,939
ServisFirst Bank 1 4.88% $3,852
Bank-Fund Staff Federal Credit Union 1 3.25% $14,631
Silicon Valley Bank 1 4.00% $5,784
Wilmington Savings Fund Society, FSB 1 5.13% $2,520
South State Bank 1 3.25% $6,216
SOUTHWEST STAGE FUNDING, LLC 1 4.75% $4,806
DEEPHAVEN MORTGAGE LLC 1 8.75% $7,324
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 5.88% $6,122
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.13% $5,889
First Federal Bank 1 3.25% $3,669
SUCCESS MORTGAGE PARTNERS, INC. 1 5.00% $8,573
Summit Mortgage Corporation 1 6.38% $4,291
Sunflower Bank 1 4.00% $3,070
Vellum Mortgage, Inc. 1 6.13% $7,975
Aurora Financial, LLC 1 4.88% $2,645
The Central Trust Bank 1 2.87% $3,427
HANSCOM 1 5.13% $4,470
The Fidelity Bank 1 3.75% $9,441
Evolve Bank & Trust 1 4.88% $3,530
EASTMAN 1 5.00% $2,822
GUARANTEED RATE AFFINITY, LLC 1 5.58% $0
The State Bank and Trust Company 1 4.88% $3,559
GSF Mortgage Corporation 1 6.63% $7,271
AMERICAN ADVISORS GROUP 1 3.75% $3,697
Tidewater Home Funding, LLC 1 5.88% $6,055
TIDEWATER MORTGAGE SERVICES, INC. 1 4.88% $3,573
MASON MCDUFFIE MORTGAGE CORPORATION 1 5.37% $3,731
TOWER 1 3.25% $4,560
MANN FINANCIAL INC. 1 6.88% $2,803
City National Bank of West Virginia 1 4.65% $1,955
Mortgage Assurance Inc. 1 5.63% $4,061
LENOX FINANCIAL MORTGAGE CORPORATION 1 5.13% $18,715
Chesapeake Bank 1 5.25% $3,008
LENDSURE MORTGAGE CORP. 1 8.00% $13,012
Leader Bank 1 3.13% $5,381
Mutual Federal Bank 1 5.13% $9,491
ALLIED MORTGAGE GROUP, INC. 1 5.25% $4,561
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION 1 4.13% $9,204
NATION ONE MORTGAGE CORPORATION 1 5.13% $5,017
Nations Lending Corporation 1 4.88% $8,989
NATIONWIDE MORTGAGE BANKERS, INC. 1 3.88% $3,361
First Federal Savings and Loan Association of Lakewood 1 4.89% $5,257
Century Mortgage Company DBA Century Lending Company 1 4.38% $7,087
NETWORK CAPITAL FUNDING CORPORATION 1 3.50% $4,925
GENEVA FINANCIAL, LLC 1 5.13% $23,265
Carter Bank & Trust 1 5.00% $6,041
NewTowne Mortgage, LLC 1 4.63% $8,062
TOWNE MORTGAGE COMPANY 1 3.25% $4,189

CHARLOTTESVILLE Average Closing Costs & Other Stats

CHARLOTTESVILLE, VA's 236 lenders originated 5,944 loans during 2022. The total origination value was $2,027,540,000, with an average loan value of $341,107.

CHARLOTTESVILLE's average closing costs are $5,126.

The top CHARLOTTESVILLE lender as defined by loan originations is First Heritage Mortgage, LLC, with 228 loans originated. Their average total fees are $6,563, which is $615 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee CHARLOTTESVILLE lenders (with over 10 loans originated) are CAPITAL CENTER, L.L.C. ($2,264), DUPONT COMMUNITY ($2,863), Alcova Mortgage LLC ($3,696), Barrington Bank & Trust Company, N.A. ($3,843) and Towne Mortgage, LLC ($4,114).

The lowest rate CHARLOTTESVILLE lenders (with over 10 loans originated) are DUPONT COMMUNITY (3.27%), Morgan Stanley Private Bank (3.58%), JPMorgan Chase Bank (3.90%), BETTER MORTGAGE CORPORATION (3.90%) and First-Citizens Bank & Trust Company (3.98%).

CHARLOTTESVILLE, VA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Fulton Bank $198,260,000 $143,650,000 -27.5% 7.1%
First Heritage Mortgage, LLC $264,755,000 $131,665,000 -50.3% 6.5%
QUICKEN LOANS, LLC $234,730,000 $93,605,000 -60.1% 4.6%
Truist $138,355,000 $77,810,000 -43.8% 3.8%
UNITED WHOLESALE MORTGAGE, LLC $130,335,000 $70,380,000 -46.0% 3.5%
Atlantic Coast Mortgage, LLC $102,400,000 $61,725,000 -39.7% 3.0%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $71,130,000 $54,215,000 -23.8% 2.7%
Wells Fargo Bank $108,335,000 $49,355,000 -54.4% 2.4%
NVR Mortgage Finance, Inc. $22,725,000 $48,520,000 113.5% 2.4%
Member Options, LLC $42,060,000 $45,905,000 9.1% 2.3%
Bank of America $71,855,000 $44,465,000 -38.1% 2.2%
NFM, INC. $59,460,000 $39,505,000 -33.6% 1.9%
Pinnacle Bank $345,000 $37,215,000 10,687.0% 1.8%
Blue Ridge Bank $18,190,000 $32,240,000 77.2% 1.6%
JPMorgan Chase Bank $35,490,000 $31,000,000 -12.7% 1.5%
Prosperity Home Mortgage, LLC $37,505,000 $30,470,000 -18.8% 1.5%
GREYSTONE FUNDING COMPANY LLC $28,685,000 n/a 1.4%
First-Citizens Bank & Trust Company $24,340,000 $28,370,000 16.6% 1.4%
UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION,INC. $38,745,000 $27,980,000 -27.8% 1.4%
Presidential Bank, FSB $51,070,000 $27,795,000 -45.6% 1.4%
NAVY FEDERAL CREDIT UNION $43,135,000 $25,805,000 -40.2% 1.3%
Atlantic Union Bank $36,025,000 $24,005,000 -33.4% 1.2%
GUARANTEED RATE, INC. $35,770,000 $23,725,000 -33.7% 1.2%
Citizens Bank $20,220,000 $22,350,000 10.5% 1.1%
Towne First Mortgage, LLC $43,475,000 $21,820,000 -49.8% 1.1%
MOVEMENT MORTGAGE, LLC $46,455,000 $20,305,000 -56.3% 1.0%
George Mason Mortgage, LLC $26,150,000 $20,095,000 -23.2% 1.0%
LOANDEPOT.COM, LLC $66,285,000 $19,385,000 -70.8% 1.0%
FINANCE OF AMERICA MORTGAGE LLC $58,145,000 $18,615,000 -68.0% 0.9%
Ixonia Bank $17,910,000 $17,870,000 -0.2% 0.9%
Mortgage Research Center, LLC $29,060,000 $16,900,000 -41.8% 0.8%
Virginia Credit Union, Inc. $20,610,000 $16,640,000 -19.3% 0.8%
CAPITAL CENTER, L.L.C. $44,685,000 $16,420,000 -63.3% 0.8%
Morgan Stanley Private Bank $7,785,000 $16,405,000 110.7% 0.8%
C & F Mortgage Corporation $28,040,000 $15,355,000 -45.2% 0.8%
Waterstone Mortgage Corporation $42,240,000 $15,180,000 -64.1% 0.7%
Mr. Cooper ( Nationstar Mortgage ) $43,625,000 $15,115,000 -65.4% 0.7%
PENNYMAC LOAN SERVICES, LLC $53,360,000 $14,065,000 -73.6% 0.7%
Renasant Bank $23,435,000 $12,900,000 -45.0% 0.6%
Bank of the James $1,730,000 $12,235,000 607.2% 0.6%
GUILD MORTGAGE COMPANY $9,550,000 $11,555,000 21.0% 0.6%
AMERISAVE MORTGAGE CORPORATION $36,675,000 $11,430,000 -68.8% 0.6%
Towne Mortgage, LLC $8,695,000 $11,240,000 29.3% 0.6%
U.S. Bank $36,420,000 $10,820,000 -70.3% 0.5%
FREEDOM MORTGAGE CORPORATION $70,980,000 $10,755,000 -84.8% 0.5%
Alcova Mortgage LLC $17,325,000 $10,385,000 -40.1% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $6,820,000 $10,200,000 49.6% 0.5%
BETTER MORTGAGE CORPORATION $27,365,000 $9,975,000 -63.5% 0.5%
Barrington Bank & Trust Company, N.A. $9,990,000 $9,720,000 -2.7% 0.5%
PENTAGON FEDERAL CREDIT UNION $15,005,000 $9,660,000 -35.6% 0.5%
USAA Federal Savings Bank $16,490,000 $9,630,000 -41.6% 0.5%
HOME POINT FINANCIAL CORPORATION $40,315,000 $9,440,000 -76.6% 0.5%
PNC Bank $8,725,000 $9,140,000 4.8% 0.5%
EMBRACE HOME LOANS, INC. $9,720,000 $9,090,000 -6.5% 0.4%
INTERCOASTAL MORTGAGE COMPANY $5,260,000 $8,695,000 65.3% 0.4%
MCLEAN MORTGAGE CORPORATION $9,600,000 $8,360,000 -12.9% 0.4%
Carter Bank & Trust $34,350,000 $7,510,000 -78.1% 0.4%
Citibank $20,350,000 $7,445,000 -63.4% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $15,830,000 $7,250,000 -54.2% 0.4%
CBM Mortgage, Inc. $10,165,000 $7,100,000 -30.2% 0.4%
DUPONT COMMUNITY $7,275,000 $6,960,000 -4.3% 0.3%
Goldman Sachs Bank USA $1,085,000 $6,740,000 521.2% 0.3%
PIONEER BANK $6,605,000 n/a 0.3%
United Bank $4,715,000 $6,140,000 30.2% 0.3%
NEWPORT NEWS SHIPBUILDING EMPLOYEES $690,000 $5,855,000 748.6% 0.3%
TD Bank $6,120,000 $5,525,000 -9.7% 0.3%
Stifel Bank and Trust $5,620,000 $5,490,000 -2.3% 0.3%
Virginia National Bank $14,280,000 $5,440,000 -61.9% 0.3%
CALIBER HOME LOANS, INC. $14,240,000 $5,335,000 -62.5% 0.3%
United Nations Federal Credit Union $2,920,000 $5,235,000 79.3% 0.3%
Integrity Home Mortgage Corp $5,070,000 $5,105,000 0.7% 0.3%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $16,690,000 $5,015,000 -70.0% 0.2%
First National Bank of Pennsylvania $8,180,000 $4,985,000 -39.1% 0.2%
NEWREZ LLC $24,305,000 $4,950,000 -79.6% 0.2%
TOWER $3,835,000 $4,940,000 28.8% 0.2%
Citizens and Farmers Bank $1,750,000 $4,905,000 180.3% 0.2%
The Northern Trust Company $755,000 $4,715,000 524.5% 0.2%
First National Bank $970,000 $4,630,000 377.3% 0.2%
Flagstar Bank, FSB $9,350,000 $4,625,000 -50.5% 0.2%
PRIMELENDING, A PLAINSCAPITAL COMPANY $10,400,000 $4,585,000 -55.9% 0.2%
BROKER SOLUTIONS, INC. $13,105,000 $4,355,000 -66.8% 0.2%
WALKER & DUNLOP, LLC $42,520,000 $4,115,000 -90.3% 0.2%
AgFirst Farm Credit Bank $3,940,000 $4,050,000 2.8% 0.2%
GUARANTY HOME MORTGAGE CORPORATION $7,895,000 $4,020,000 -49.1% 0.2%
HOMESIDE FINANCIAL, LLC $6,970,000 $3,995,000 -42.7% 0.2%
LAKEVIEW LOAN SERVICING, LLC $13,030,000 $3,875,000 -70.3% 0.2%
ROSS MORTGAGE CORPORATION $2,810,000 $3,850,000 37.0% 0.2%
F & M BANK CORP. $3,480,000 $3,775,000 8.5% 0.2%
FRANKLIN MINT $3,695,000 n/a 0.2%
CMG MORTGAGE, INC. $610,000 $3,585,000 487.7% 0.2%
The Huntington National Bank $615,000 $3,570,000 480.5% 0.2%
Charles Schwab Bank, SSB $6,535,000 $3,500,000 -46.4% 0.2%
Farm Credit of the Virginias, ACA $1,730,000 $3,475,000 100.9% 0.2%
NBKC BANK $8,790,000 $3,340,000 -62.0% 0.2%
The Federal Savings Bank $8,065,000 $3,295,000 -59.1% 0.2%
Select Bank $3,250,000 n/a 0.2%
Third Federal Savings and Loan Association of Cleveland $1,700,000 $3,250,000 91.2% 0.2%
DEPARTMENT OF COMMERCE $6,940,000 $3,245,000 -53.2% 0.2%
First Republic Bank $4,365,000 $3,115,000 -28.6% 0.2%
FIRST SAVINGS MORTGAGE CORPORATION $6,525,000 $3,100,000 -52.5% 0.2%
BNY Mellon $4,260,000 $3,080,000 -27.7% 0.2%
Chicago Mortgage Solutions LLC $7,285,000 $3,035,000 -58.3% 0.1%
Raymond James Bank $2,990,000 n/a 0.1%
FIRST BANCORP, INC. $6,525,000 $2,815,000 -56.9% 0.1%
Sierra Pacific Mortgage Company, Inc. $890,000 $2,725,000 206.2% 0.1%
VILLAGE BANK MORTGAGE CORPORATION $3,380,000 $2,710,000 -19.8% 0.1%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $1,590,000 $2,700,000 69.8% 0.1%
UBS Bank USA $8,625,000 $2,530,000 -70.7% 0.1%
Community Bank of the Chesapeake $145,000 $2,490,000 1,617.2% 0.1%
Ameris Bank $6,920,000 $2,395,000 -65.4% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,765,000 $2,315,000 31.2% 0.1%
North American Savings Bank, F.S.B. $5,575,000 $2,200,000 -60.5% 0.1%
First Horizon Bank $265,000 $2,165,000 717.0% 0.1%
REVERSE MORTGAGE FUNDING LLC $2,490,000 $2,125,000 -14.7% 0.1%
Northwest Federal Credit Union $5,105,000 $2,015,000 -60.5% 0.1%
M&T Bank $640,000 $1,970,000 207.8% 0.1%
NEW DAY FINANCIAL, LLC $4,920,000 $1,945,000 -60.5% 0.1%
City National Bank $1,870,000 $1,855,000 -0.8% 0.1%
BNC National Bank $3,685,000 $1,790,000 -51.4% 0.1%
GENEVA FINANCIAL, LLC $530,000 $1,760,000 232.1% 0.1%
SOUTHERN TRUST MORTGAGE, LLC $5,175,000 $1,680,000 -67.5% 0.1%
Pendleton Community Bank, Inc. $145,000 $1,675,000 1,055.2% 0.1%
LANGLEY $1,900,000 $1,660,000 -12.6% 0.1%
STATE EMPLOYEES' $1,000,000 $1,620,000 62.0% 0.1%
ENVOY MORTGAGE, LTD $825,000 $1,580,000 91.5% 0.1%
FIRST HOME MORTGAGE CORPORATION $4,700,000 $1,570,000 -66.6% 0.1%
Strong Home Mortgage, LLC $6,975,000 $1,560,000 -77.6% 0.1%
Fifth Third Bank $3,370,000 $1,540,000 -54.3% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $2,265,000 $1,530,000 -32.5% 0.1%
Towne Bank $4,665,000 $1,525,000 -67.3% 0.1%
Carrington Mortgage Services, LLC $5,175,000 $1,465,000 -71.7% 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,335,000 $1,445,000 8.2% 0.1%
Financial Federal Bank $1,425,000 n/a 0.1%
NEXTMARK $460,000 $1,395,000 203.3% 0.1%
HomeTrust Bank $515,000 $1,375,000 167.0% 0.1%
Discover Bank $325,000 $1,325,000 307.7% 0.1%
BANKSOUTH MORTGAGE COMPANY, LLC $1,305,000 n/a 0.1%
Northpointe Bank $4,965,000 $1,305,000 -73.7% 0.1%
SECURITYNATIONAL MORTGAGE COMPANY $425,000 $1,295,000 204.7% 0.1%
Ally Bank $1,290,000 n/a 0.1%
KeyBank $2,100,000 $1,265,000 -39.8% 0.1%
RUOFF MORTGAGE COMPANY, INC. $1,305,000 $1,255,000 -3.8% 0.1%
LOANPAL, LLC $2,885,000 $1,250,000 -56.7% 0.1%
PLANET HOME LENDING, LLC $1,730,000 $1,245,000 -28.0% 0.1%
Kwik Mortgage Corporation $405,000 $1,240,000 206.2% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $4,355,000 $1,230,000 -71.8% 0.1%
Figure Lending LLC $565,000 $1,195,000 111.5% 0.1%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $1,150,000 n/a 0.1%
ONY GLO, INC. $1,150,000 n/a 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $1,050,000 $1,145,000 9.0% 0.1%
The Farmers Bank of Appomattox $55,000 $1,145,000 1,981.8% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,720,000 $1,140,000 -33.7% 0.1%
FINANCE OF AMERICA REVERSE LLC $870,000 $1,135,000 30.5% 0.1%
Apple Federal Credit Union $630,000 $1,095,000 73.8% 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $4,560,000 $1,095,000 -76.0% 0.1%
SWBC MORTGAGE CORPORATION $1,610,000 $1,095,000 -32.0% 0.1%
ZILLOW HOME LOANS, LLC $4,550,000 $1,055,000 -76.8% 0.1%
Century Mortgage Company DBA Century Lending Company $1,050,000 n/a 0.1%
Christensen Financial, Inc. $2,555,000 $1,050,000 -58.9% 0.1%
SPRING EQ, LLC $1,555,000 $1,025,000 -34.1% 0.1%
SOUTHWEST STAGE FUNDING, LLC $655,000 $1,015,000 55.0% 0.1%
LENDINGHOME FUNDING CORPORATION $1,505,000 $1,000,000 -33.6% 0.0%
FEDERATED MORTGAGE CORP. $2,190,000 $995,000 -54.6% 0.0%
The Freedom Bank of Virginia $430,000 $990,000 130.2% 0.0%
CAMPUS USA $985,000 n/a 0.0%
First Mortgage Solutions, LLC $6,555,000 $965,000 -85.3% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $4,390,000 $960,000 -78.1% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $2,755,000 $955,000 -65.3% 0.0%
RELIANCE FIRST CAPITAL, LLC $2,690,000 $945,000 -64.9% 0.0%
State Department Federal Credit Union $440,000 $940,000 113.6% 0.0%
First Federal Savings and Loan Association of Lakewood $935,000 n/a 0.0%
BMO Harris Bank $920,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $715,000 $915,000 28.0% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $1,230,000 $910,000 -26.0% 0.0%
The Central Trust Bank $305,000 $900,000 195.1% 0.0%
NORTHERN MORTGAGE SERVICES, LLC $895,000 n/a 0.0%
PHH Mortgage Corporation $1,420,000 $890,000 -37.3% 0.0%
Bank of Colorado $875,000 n/a 0.0%
JAMS-01, INC. $515,000 $850,000 65.0% 0.0%
GSF Mortgage Corporation $845,000 n/a 0.0%
Touchstone Bank $820,000 n/a 0.0%
Silicon Valley Bank $3,410,000 $805,000 -76.4% 0.0%
Republic Bank & Trust Company $795,000 n/a 0.0%
EagleBank $2,495,000 $780,000 -68.7% 0.0%
AMERICAN FINANCING CORPORATION $4,695,000 $775,000 -83.5% 0.0%
Aurora Financial, LLC $2,200,000 $770,000 -65.0% 0.0%
LAFAYETTE FEDERAL CREDIT UNION $755,000 $770,000 2.0% 0.0%
Wyndham Capital Mortgage, Inc. $11,945,000 $770,000 -93.6% 0.0%
MERCK EMPLOYEES FEDERAL CREDIT UNION $35,000 $760,000 2,071.4% 0.0%
NATIONAL BANKSHARES, INC. $760,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $1,970,000 $740,000 -62.4% 0.0%
EVERETT FINANCIAL, INC. $1,005,000 $735,000 -26.9% 0.0%
First Guaranty Mortgage Corporation $15,280,000 $725,000 -95.3% 0.0%
PURDUE FEDERAL CREDIT UNION $725,000 n/a 0.0%
Vellum Mortgage, Inc. $2,070,000 $710,000 -65.7% 0.0%
First Internet Bank of Indiana $225,000 $705,000 213.3% 0.0%
CIVIC FINANCIAL SERVICES, LLC $285,000 $695,000 143.9% 0.0%
RESIDENTIAL BANCORP. $2,095,000 $695,000 -66.8% 0.0%
Bank-Fund Staff Federal Credit Union $780,000 $690,000 -11.5% 0.0%
Baxter Credit Union $680,000 n/a 0.0%
PARK VIEW FEDERAL CREDIT UNION $640,000 $670,000 4.7% 0.0%
Call Federal Credit Union $175,000 $665,000 280.0% 0.0%
NORTHROP GRUMMAN Federal Credit Union $145,000 $660,000 355.2% 0.0%
ROYAL UNITED MORTGAGE LLC $305,000 $660,000 116.4% 0.0%
AMERICAN ADVISORS GROUP $190,000 $655,000 244.7% 0.0%
NewTowne Mortgage, LLC $550,000 $650,000 18.2% 0.0%
NP, Inc. $205,000 $645,000 214.6% 0.0%
AMWEST FUNDING CORP. $635,000 n/a 0.0%
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION $635,000 n/a 0.0%
SUMMIT FUNDING, INC. $320,000 $635,000 98.4% 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $2,565,000 $635,000 -75.2% 0.0%
American National Bank and Trust Company $1,265,000 $630,000 -50.2% 0.0%
American Security Mortgage Corp. $630,000 n/a 0.0%
CANOPY MORTGAGE, LLC $1,140,000 $630,000 -44.7% 0.0%
Lakeview Community Capital, LLC $2,540,000 $630,000 -75.2% 0.0%
Paramount Residential Mortgage Group, Inc. $3,230,000 $620,000 -80.8% 0.0%
ANGEL OAK HOME LOANS LLC $605,000 n/a 0.0%
RBC Bank, (Georgia) $595,000 n/a 0.0%
THRIVE MORTGAGE, LLC $485,000 $590,000 21.6% 0.0%
GUARANTEED RATE AFFINITY, LLC $2,020,000 $580,000 -71.3% 0.0%
Sandy Spring Bank $2,325,000 $580,000 -75.1% 0.0%
HANSCOM $575,000 n/a 0.0%
ITHINK FINANCIAL Credit Union $575,000 n/a 0.0%
NBH Bank $315,000 $555,000 76.2% 0.0%
C&F Select LLC $265,000 $540,000 103.8% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $155,000 $530,000 241.9% 0.0%
Burke & Herbert Bank & Trust Company $520,000 n/a 0.0%
FineMark National Bank & Trust $515,000 n/a 0.0%
Sunflower Bank $510,000 n/a 0.0%
Virginia Partners Bank $510,000 n/a 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $1,215,000 $505,000 -58.4% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $315,000 $505,000 60.3% 0.0%
Bank of England $985,000 $495,000 -49.7% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $395,000 $495,000 25.3% 0.0%
PREMIA MORTGAGE, LLC $475,000 n/a 0.0%
ACADEMY MORTGAGE CORPORATION $1,015,000 $465,000 -54.2% 0.0%
Hometown Lenders, Inc. $630,000 $465,000 -26.2% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $460,000 n/a 0.0%
The Fidelity Bank $455,000 n/a 0.0%
First National Bank of America $1,340,000 $450,000 -66.4% 0.0%
Leader Bank $445,000 n/a 0.0%
Servion, Inc. $445,000 n/a 0.0%
EMM LOANS LLC $530,000 $440,000 -17.0% 0.0%
Equity Prime Mortgage LLC $440,000 n/a 0.0%
Cornerstone First Mortgage, Inc $95,000 $430,000 352.6% 0.0%
FREEDOM FIRST $430,000 n/a 0.0%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $405,000 n/a 0.0%
DEEPHAVEN MORTGAGE LLC $435,000 $395,000 -9.2% 0.0%
First International Bank & Trust $395,000 n/a 0.0%
MANN FINANCIAL INC. $1,070,000 $395,000 -63.1% 0.0%
FirstBank $5,695,000 $385,000 -93.2% 0.0%
HOMESPIRE MORTGAGE CORPORATION $925,000 $385,000 -58.4% 0.0%
HOMESTEAD FUNDING CORP. $2,400,000 $385,000 -84.0% 0.0%
South State Bank $380,000 n/a 0.0%
LENDSURE MORTGAGE CORP. $375,000 n/a 0.0%
ServisFirst Bank $375,000 n/a 0.0%
Texana Bank $375,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $1,480,000 $365,000 -75.3% 0.0%
Old National Bank $365,000 n/a 0.0%
UNION HOME MORTGAGE CORP. $1,330,000 $365,000 -72.6% 0.0%
CLEARPATH LENDING $2,325,000 $355,000 -84.7% 0.0%
CHURCHILL MORTGAGE CORPORATION $2,690,000 $350,000 -87.0% 0.0%
Congressional Bank $955,000 $345,000 -63.9% 0.0%
Orrstown Bank $345,000 n/a 0.0%
BM Real Estate Services, Inc. $730,000 $335,000 -54.1% 0.0%
COASTAL Federal Credit Union $335,000 $335,000 0.0% 0.0%
MEMBER ONE $180,000 $335,000 86.1% 0.0%
Summit Mortgage Corporation $335,000 n/a 0.0%
City National Bank of West Virginia $1,830,000 $325,000 -82.2% 0.0%
New Peoples Bank, Inc. $325,000 n/a 0.0%
ARLINGTON COMMUNITY $320,000 n/a 0.0%
Evolve Bank & Trust $315,000 n/a 0.0%
First Federal Bank $2,485,000 $305,000 -87.7% 0.0%
Shamrock Home Loans, Inc. $305,000 n/a 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $305,000 n/a 0.0%
NETWORK CAPITAL FUNDING CORPORATION $4,360,000 $300,000 -93.1% 0.0%
CONTOUR MORTGAGE CORPORATION $765,000 $295,000 -61.4% 0.0%
First Community Bank $380,000 $295,000 -22.4% 0.0%
JOHNSON MORTGAGE COMPANY, L.L.C. $135,000 $295,000 118.5% 0.0%
OVM FINANCIAL, INC. $4,575,000 $295,000 -93.6% 0.0%
LONGBRIDGE FINANCIAL, LLC $205,000 $280,000 36.6% 0.0%
Nations Lending Corporation $2,840,000 $275,000 -90.3% 0.0%
APEX HOME LOANS, INC. $2,340,000 $270,000 -88.5% 0.0%
Acre Mortgage and Financial Inc $265,000 n/a 0.0%
First Savings Bank $245,000 $265,000 8.2% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $1,515,000 $255,000 -83.2% 0.0%
OAKTREE FUNDING CORP. $255,000 n/a 0.0%
Plains Commerce Bank $875,000 $255,000 -70.9% 0.0%
THE MORTGAGE LINK, INC. $255,000 n/a 0.0%
Tidewater Home Funding, LLC $510,000 $255,000 -50.0% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $250,000 n/a 0.0%
Assurance Financial Group, L.L.C. $1,505,000 $245,000 -83.7% 0.0%
Peoples Bank $245,000 n/a 0.0%
S1L, Inc. $245,000 n/a 0.0%
CORNING $240,000 n/a 0.0%
TOGETHER CREDIT UNION $45,000 $240,000 433.3% 0.0%
Mutual Federal Bank $235,000 n/a 0.0%
ValleyStar Credit Union $235,000 n/a 0.0%
DOMINION ENERGY CREDIT UNION $520,000 $230,000 -55.8% 0.0%
Commerce Home Mortgage, Inc. $225,000 n/a 0.0%
First United Corporation $445,000 $225,000 -49.4% 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $225,000 n/a 0.0%
Mid-Continent Funding, Inc. $650,000 $225,000 -65.4% 0.0%
The State Bank and Trust Company $225,000 n/a 0.0%
Citadel Servicing Corporation $785,000 $215,000 -72.6% 0.0%
Dollar Bank, Federal Savings Bank $1,475,000 $215,000 -85.4% 0.0%
The Bank of Fayette County $215,000 n/a 0.0%
EASTMAN $255,000 $205,000 -19.6% 0.0%
Mortgage Assurance Inc. $205,000 $205,000 0.0% 0.0%
PIKE CREEK MORTGAGE SERVICES, INC. $335,000 $205,000 -38.8% 0.0%
TOWNE MORTGAGE COMPANY $560,000 $205,000 -63.4% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $810,000 $195,000 -75.9% 0.0%
PLAZA HOME MORTGAGE, INC. $1,470,000 $195,000 -86.7% 0.0%
MASON MCDUFFIE MORTGAGE CORPORATION $225,000 $185,000 -17.8% 0.0%
OPEN MORTGAGE, LLC $175,000 n/a 0.0%
Regions Bank $175,000 n/a 0.0%
COMMONWEALTH ONE FEDERAL CREDIT UNION $85,000 $165,000 94.1% 0.0%
First Bank $125,000 $165,000 32.0% 0.0%
WINGS FINANCIAL $160,000 n/a 0.0%
Chesapeake Bank $155,000 n/a 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $965,000 $155,000 -83.9% 0.0%
FCB Banks $145,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $140,000 n/a 0.0%
Hometown Equity Mortgage, LLC $135,000 n/a 0.0%
LIMA ONE CAPITAL, LLC $135,000 n/a 0.0%
NATION ONE MORTGAGE CORPORATION $255,000 $135,000 -47.1% 0.0%
21ST MORTGAGE CORPORATION $160,000 $115,000 -28.1% 0.0%
WEBSTER FIRST Federal Credit Union $115,000 n/a 0.0%
GEORGIA'S OWN $55,000 $105,000 90.9% 0.0%
Signature Federal Credit Union $105,000 n/a 0.0%
ALLIANT CREDIT UNION $1,695,000 $85,000 -95.0% 0.0%
QUORUM FEDERAL CREDIT UNION $75,000 n/a 0.0%
PARTNERS 1ST Federal Credit Union $560,000 $65,000 -88.4% 0.0%
Wilmington Savings Fund Society, FSB $65,000 n/a 0.0%
1ST ADVANTAGE FEDERAL CREDIT UNION $55,000 n/a 0.0%
Citizens Bank and Trust Company $55,000 n/a 0.0%
LOGIX FEDERAL CREDIT UNION $55,000 n/a 0.0%
NASA Federal Credit Union $340,000 $55,000 -83.8% 0.0%
EDUCATIONAL SYSTEMS $45,000 n/a 0.0%
JUSTICE Federal Credit Union $45,000 n/a 0.0%
FIRST TECHNOLOGY $25,000 n/a 0.0%

CHARLOTTESVILLE's top lender by overall market share is Fulton Bank, with 7.1% market share. In second place, with 6.5%, is First Heritage Mortgage, LLC, having originated $131,665,000 in loans. In third place, with 4.6%, is QUICKEN LOANS, LLC, having originated $93,605,000 in loans. In fourth place, with 3.8%, is Truist, having originated $77,810,000 in loans. In fifth place, with 3.5%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $70,380,000 in loans.


CHARLOTTESVILLE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - CHARLOTTESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $409,720 (5.1%) $579,955 (3.6%) 1.52 1,063
2018-02-01 $399,950 (0.6%) $565,187 (-1.8%) 1.45 1,095
2018-03-01 $399,900 (1.1%) $592,477 (0.1%) 1.40 1,248
2018-04-01 $399,990 (0.0%) $577,124 (-2.5%) 1.36 1,381
2018-05-01 $399,992 (-2.7%) $574,046 (-3.6%) 1.34 1,461
2018-06-01 $399,900 (-2.3%) $583,515 (-1.2%) 1.33 1,492
2018-07-01 $399,900 (-2.5%) $573,591 (-2.3%) 1.34 1,477
2018-08-01 $399,700 (-4.1%) $604,261 (4.8%) 1.34 1,454
2018-09-01 $399,000 (-4.8%) $584,217 (0.6%) 1.34 1,483
2018-10-01 $394,850 (-7.5%) $583,687 (-1.3%) 1.34 1,496
2018-11-01 $399,306 (-5.2%) $587,125 (2.0%) 1.35 1,351
2018-12-01 $391,200 (-5.4%) $550,722 (-4.7%) 1.35 1,180
2019-01-01 $396,162 (-3.3%) $563,899 (-2.8%) 1.37 1,103
2019-02-01 $404,450 (1.1%) $590,004 (4.4%) 1.37 1,135
2019-03-01 $429,000 (7.3%) $611,969 (3.3%) 1.40 1,259
2019-04-01 $434,738 (8.7%) $634,841 (10.0%) 1.38 1,389
2019-05-01 $445,848 (11.5%) $638,692 (11.3%) 1.39 1,458
2019-06-01 $429,900 (7.5%) $610,129 (4.6%) 1.34 1,456
2019-07-01 $429,900 (7.5%) $616,307 (7.5%) 1.35 1,448
2019-08-01 $429,800 (7.5%) $613,824 (1.6%) 1.36 1,433
2019-09-01 $429,651 (7.7%) $608,085 (4.1%) 1.38 1,431
2019-10-01 $429,551 (8.8%) $592,946 (1.6%) 1.39 1,422
2019-11-01 $425,000 (6.4%) $584,814 (-0.4%) 1.39 1,297
2019-12-01 $424,950 (8.6%) $589,397 (7.0%) 1.42 1,118
2020-01-01 $439,725 (11.0%) $617,314 (9.5%) 1.47 1,019
2020-02-01 $449,000 (11.0%) $636,193 (7.8%) 1.47 1,039
2020-03-01 $452,047 (5.4%) $634,997 (3.8%) 1.42 1,097
2020-04-01 $454,747 (4.6%) $640,435 (0.9%) 1.42 1,106
2020-05-01 $467,900 (5.0%) $647,712 (1.4%) 1.42 1,109
2020-06-01 $474,950 (10.5%) $662,925 (8.7%) 1.40 1,012
2020-07-01 $479,895 (11.6%) $670,037 (8.7%) 1.39 948
2020-08-01 $479,600 (11.6%) $697,727 (13.7%) 1.37 847
2020-09-01 $493,700 (14.9%) $720,442 (18.5%) 1.41 775
2020-10-01 $489,950 (14.1%) $722,191 (21.8%) 1.40 733
2020-11-01 $487,500 (14.7%) $827,659 (41.5%) 1.43 671
2020-12-01 $481,925 (13.4%) $829,436 (40.7%) 1.43 570
2021-01-01 $479,000 (8.9%) $868,807 (40.7%) 1.43 499
2021-02-01 $516,549 (15.0%) $922,898 (45.1%) 1.50 423
2021-03-01 $499,425 (10.5%) $904,825 (42.5%) 1.42 454
2021-04-01 $492,250 (8.3%) $897,123 (40.1%) 1.33 440
2021-05-01 $484,990 (3.7%) $881,078 (36.0%) 1.29 471
2021-06-01 $490,623 (3.3%) $795,574 (20.0%) 1.29 468
2021-07-01 $465,000 (-3.1%) $746,752 (11.5%) 1.23 488
2021-08-01 $463,949 (-3.3%) $755,683 (8.3%) 1.24 481
2021-09-01 $482,498 (-2.3%) $771,980 (7.2%) 1.29 487
2021-10-01 $499,000 (1.9%) $846,637 (17.2%) 1.33 446
2021-11-01 $512,450 (5.1%) $907,412 (9.6%) 1.37 374
2021-12-01 $499,950 (3.7%) $881,794 (6.3%) 1.35 330
2022-01-01 $544,267 (13.6%) $987,173 (13.6%) 1.47 267
2022-02-01 $556,200 (7.7%) $981,053 (6.3%) 1.45 261
2022-03-01 $514,950 (3.1%) $869,759 (-3.9%) 1.29 304
2022-04-01 $509,900 (3.6%) $860,557 (-4.1%) 1.22 341
2022-05-01 $509,210 (5.0%) $869,923 (-1.3%) 1.16 444
2022-06-01 $519,953 (6.0%) $901,111 (13.3%) 1.16 485
2022-07-01 $513,110 (10.4%) $927,291 (24.2%) 1.16 528
2022-08-01 $499,950 (7.8%) $888,274 (17.6%) 1.16 506
2022-09-01 $499,000 (3.4%) $875,741 (13.4%) 1.17 515
2022-10-01 $499,900 (0.2%) $893,274 (5.5%) 1.18 551
2022-11-01 $499,495 (-2.5%) $876,319 (-3.4%) 1.20 551
2022-12-01 $524,900 (5.0%) $877,273 (-0.5%) 1.30 505
2023-01-01 $542,448 (-0.3%) $901,906 (-8.6%) 1.34 460
2023-02-01 $569,875 (2.5%) $950,873 (-3.1%) 1.38 448
2023-03-01 $584,900 (13.6%) $934,096 (7.4%) 1.38 468
2023-04-01 $565,000 (10.8%) $891,364 (3.6%) 1.31 523
2023-05-01 $562,941 (10.6%) $874,511 (0.5%) 1.28 518
2023-06-01 $570,938 (9.8%) $895,319 (-0.6%) 1.28 513
2023-07-01 $574,950 (12.1%) $884,973 (-4.6%) 1.31 499
2023-08-01 $573,650 (14.7%) $887,936 (0.0%) 1.32 493
2023-09-01 $553,488 (10.9%) $885,305 (1.1%) 1.29 505
2023-10-01 $550,000 (10.0%) $878,354 (-1.7%) 1.29 538
2023-11-01 $562,043 (12.5%) $857,641 (-2.1%) 1.34 542
2023-12-01 $562,495 (7.2%) $837,113 (-4.6%) 1.37 476
CHARLOTTESVILLE's median listing price for 2023-12-01 was $562,495, a difference of $37,595 (7.2%) versus the prior year and $452 versus the prior month.

CHARLOTTESVILLE's median listing price comes in at 137% of the national average.

CHARLOTTESVILLE's average listing price for 2023-12-01 was $837,113, a difference of $-40,160 (-4.6%) versus the prior year and $-20,528 versus the prior month.

For the 2023-12-01 period, CHARLOTTESVILLE had 476 MLS listings, a difference of -66 listings (-12%) versus the prior month and -29 listings (-6%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - CHARLOTTESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 107 days 2,394 sqft
2018-02-01 83 days 2,364 sqft
2018-03-01 53 days 2,370 sqft
2018-04-01 51 days 2,367 sqft
2018-05-01 55 days 2,387 sqft
2018-06-01 65 days 2,376 sqft
2018-07-01 80 days 2,377 sqft
2018-08-01 87 days 2,361 sqft
2018-09-01 90 days 2,349 sqft
2018-10-01 92 days 2,366 sqft
2018-11-01 96 days 2,370 sqft
2018-12-01 105 days 2,298 sqft
2019-01-01 111 days 2,313 sqft
2019-02-01 104 days 2,359 sqft
2019-03-01 74 days 2,397 sqft
2019-04-01 53 days 2,407 sqft
2019-05-01 57 days 2,438 sqft
2019-06-01 71 days 2,401 sqft
2019-07-01 77 days 2,410 sqft
2019-08-01 80 days 2,420 sqft
2019-09-01 80 days 2,429 sqft
2019-10-01 81 days 2,432 sqft
2019-11-01 86 days 2,392 sqft
2019-12-01 99 days 2,337 sqft
2020-01-01 107 days 2,345 sqft
2020-02-01 99 days 2,410 sqft
2020-03-01 60 days 2,447 sqft
2020-04-01 61 days 2,438 sqft
2020-05-01 72 days 2,480 sqft
2020-06-01 84 days 2,519 sqft
2020-07-01 87 days 2,493 sqft
2020-08-01 72 days 2,500 sqft
2020-09-01 70 days 2,451 sqft
2020-10-01 66 days 2,415 sqft
2020-11-01 65 days 2,403 sqft
2020-12-01 84 days 2,400 sqft
2021-01-01 93 days 2,309 sqft
2021-02-01 77 days 2,328 sqft
2021-03-01 49 days 2,288 sqft
2021-04-01 44 days 2,303 sqft
2021-05-01 41 days 2,315 sqft
2021-06-01 48 days 2,323 sqft
2021-07-01 45 days 2,265 sqft
2021-08-01 50 days 2,249 sqft
2021-09-01 51 days 2,281 sqft
2021-10-01 61 days 2,282 sqft
2021-11-01 64 days 2,255 sqft
2021-12-01 68 days 2,291 sqft
2022-01-01 80 days 2,305 sqft
2022-02-01 52 days 2,274 sqft
2022-03-01 34 days 2,179 sqft
2022-04-01 32 days 2,160 sqft
2022-05-01 34 days 2,218 sqft
2022-06-01 39 days 2,251 sqft
2022-07-01 46 days 2,236 sqft
2022-08-01 53 days 2,199 sqft
2022-09-01 50 days 2,211 sqft
2022-10-01 46 days 2,207 sqft
2022-11-01 53 days 2,197 sqft
2022-12-01 65 days 2,218 sqft
2023-01-01 83 days 2,235 sqft
2023-02-01 80 days 2,261 sqft
2023-03-01 49 days 2,275 sqft
2023-04-01 44 days 2,227 sqft
2023-05-01 50 days 2,255 sqft
2023-06-01 56 days 2,252 sqft
2023-07-01 57 days 2,247 sqft
2023-08-01 48 days 2,251 sqft
2023-09-01 53 days 2,263 sqft
2023-10-01 51 days 2,245 sqft
2023-11-01 59 days 2,234 sqft
2023-12-01 73 days 2,251 sqft
CHARLOTTESVILLE's median listing age (time on market) for 2023-12-01 was 73 days. This is 12% longer than the same period one year ago.

CHARLOTTESVILLE's median square footage for active listings during the 2023-12-01 period was 2,251 sqft. One year prior, the average listing was 2,218 sqft.

CHARLOTTESVILLE, VA Average Rent (2023)