CHARLOTTESVILLE Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Charlottesville averaged 6.72% for the week of 2024-07-11, compared to the national average of 6.89% for the same period.

The average rate for the prior week (2024-07-03) was 6.58% and one month ago for the week of 2024-06-06, the average rate was 6.92%.

Charlottesville's average rate one year ago was 6.64%.

For refis of the same type during the week of 2024-07-11, the average rate was 7.38%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-07-11 6.89%
Charlottesville 30 Year Fixed Rate 2024-07-11 6.72%
Charlottesville 30 Year Fixed Rate Refi 2024-07-11 7.38%
Charlottesville 15 Year Fixed Rate 2024-07-11 6.07%
Charlottesville 15 Year Fixed Rate Refi 2024-07-11 6.17%
Charlottesville 30 Year FHA 2024-07-11 6.54%
Charlottesville 30 Year FHA Refi 2024-07-11 6.46%
Charlottesville 30 Year USDA 2024-07-11 6.47%
Charlottesville 30 Year USDA Refi 2024-07-11 6.67%
Charlottesville 30 Year VA 2024-07-11 5.85%
Charlottesville 30 Year VA Refi 2024-07-11 6.16%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CHARLOTTESVILLE, VA.

CHARLOTTESVILLE Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CHARLOTTESVILLE, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
First Heritage Mortgage, LLC 175 6.78% $6,741
Fulton Bank 132 6.38% $5,128
Member Options, LLC 112 6.21% $4,831
UNITED WHOLESALE MORTGAGE, LLC 110 6.73% $7,390
QUICKEN LOANS, LLC 90 6.71% $7,107
Atlantic Coast Mortgage, LLC 88 6.47% $9,539
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 84 6.91% $7,270
NFM, INC. 69 7.00% $7,579
Truist 59 6.48% $5,614
Prosperity Home Mortgage, LLC 51 7.12% $5,397
Ixonia Bank 35 7.02% $9,511
Virginia Credit Union, Inc. 35 6.14% $5,512
NVR Mortgage Finance, Inc. 32 6.30% $5,745
Wells Fargo Bank 31 6.01% $6,922
NAVY FEDERAL CREDIT UNION 30 5.89% $6,561
Towne First Mortgage, LLC 29 6.88% $6,470
Citizens Bank 26 6.90% $6,122
Bank of America 24 6.06% $6,196
MOVEMENT MORTGAGE, LLC 22 6.85% $7,661
INTERCOASTAL MORTGAGE COMPANY 20 6.74% $6,476
Alcova Mortgage LLC 20 7.27% $3,503
JPMorgan Chase Bank 19 6.52% $5,614
Presidential Bank, FSB 18 6.46% $8,349
Waterstone Mortgage Corporation 18 6.77% $9,397
Morgan Stanley Private Bank 17 5.92% $4,639
EMBRACE HOME LOANS, INC. 16 6.31% $8,639
GUILD MORTGAGE COMPANY 15 6.63% $5,436
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. 14 7.08% $7,030
USAA Federal Savings Bank 14 6.51% $7,956
Towne Mortgage, LLC 13 6.89% $7,376
C & F Mortgage Corporation 13 6.83% $5,663
Citibank 13 5.33% $7,322
CAPITAL CENTER, L.L.C. 12 7.08% $3,018
PENTAGON FEDERAL CREDIT UNION 12 6.16% $5,474
ROSS MORTGAGE CORPORATION 10 6.68% $7,777
Atlantic Union Bank 10 6.35% $5,590
U.S. Bank 10 6.41% $4,771
DUPONT COMMUNITY 10 5.64% $3,986
George Mason Mortgage, LLC 9 6.67% $5,270
F & M BANK CORP. 8 6.48% $4,446
AMERISAVE MORTGAGE CORPORATION 8 6.37% $8,097
First-Citizens Bank & Trust Company 8 6.58% $4,053
UNION HOME MORTGAGE CORP. 8 7.06% $6,217
VANDERBILT MORTGAGE AND FINANCE, INC. 8 7.38% $7,165
CMG MORTGAGE, INC. 8 6.51% $6,513
GUARANTEED RATE, INC. 8 6.26% $6,761
PENNYMAC LOAN SERVICES, LLC 7 6.62% $6,635
GSF Mortgage Corporation 7 6.23% $6,887
Barrington Bank & Trust Company, N.A. 7 7.19% $3,857
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 6.64% $8,553
Blue Ridge Bank 6 6.56% $6,167
BETTER MORTGAGE CORPORATION 6 6.10% $7,282
PROVIDENT FUNDING ASSOCIATES, L.P. 6 6.52% $5,277
STATE EMPLOYEES' 6 6.28% $4,665
TD Bank 6 6.19% $4,954
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 6 6.93% $9,798
CROSSCOUNTRY MORTGAGE, LLC 6 7.15% $9,997
FIRST SAVINGS MORTGAGE CORPORATION 6 7.04% $13,261
Mr. Cooper ( Nationstar Mortgage ) 6 6.50% $6,803
PRIMELENDING, A PLAINSCAPITAL COMPANY 5 7.05% $7,070
GUARANTY HOME MORTGAGE CORPORATION 5 6.75% $5,754
LOANDEPOT.COM, LLC 5 6.85% $6,603
Raymond James Bank 4 6.13% $2,737
Northpointe Bank 4 6.12% $5,536
CREDIT UNION MORTGAGE ASSOCIATION, INC. 4 5.63% $3,773
PNC Bank 4 5.97% $5,827
Charles Schwab Bank, SSB 4 4.98% $5,185
CALIBER HOME LOANS, INC. 4 6.56% $6,889
DEEPHAVEN MORTGAGE LLC 4 7.93% $17,054
Renasant Bank 4 7.34% $5,377
SOUTHERN TRUST MORTGAGE, LLC 4 7.66% $6,032
First National Bank of Pennsylvania 4 6.31% $5,505
ZILLOW HOME LOANS, LLC 3 7.21% $5,653
Apple Federal Credit Union 3 6.42% $6,657
CBM Mortgage, Inc. 3 7.29% $4,197
City National Bank 3 6.45% $4,678
FIRST BANCORP 3 7.33% $7,437
Integrity Home Mortgage Corp 3 7.29% $5,515
MUTUAL OF OMAHA MORTGAGE, INC. 3 6.38% $6,555
NBKC BANK 3 6.25% $3,959
NEWREZ LLC 3 7.21% $6,978
The Central Trust Bank 3 6.25% $6,009
The Federal Savings Bank 3 7.04% $9,807
The Huntington National Bank 3 6.65% $5,702
Towne Bank 3 7.00% $6,349
United Nations Federal Credit Union 3 6.33% $3,701
AgFirst Farm Credit Bank 2 6.81% $4,607
MASON MCDUFFIE MORTGAGE CORPORATION 2 6.81% $9,079
WesBanco 2 5.75% $5,820
M&T Bank 2 7.31% $8,990
Third Federal Savings and Loan Association of Cleveland 2 5.87% $2,393
THRIVE MORTGAGE, LLC 2 7.06% $6,452
Tidewater Home Funding, LLC 2 5.81% $12,202
FIRST COMMUNITY MORTGAGE, INC. 2 7.13% $18,951
TOWER 2 5.81% $5,526
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 2 6.69% $4,324
First Horizon Bank 2 6.25% $3,795
Aurora Financial, LLC 2 6.44% $2,745
JAMS-01, INC. 2 6.88% $8,153
FIRST HOME MORTGAGE CORPORATION 2 6.43% $6,825
KeyBank 2 6.19% $4,123
NexBank 2 7.38% $10,469
DRAPER AND KRAMER MORTGAGE CORP. 2 6.63% $8,333
Discover Bank 2 6.49% $0
BAY EQUITY LLC 2 7.25% $7,325
HOMESIDE FINANCIAL, LLC 2 7.44% $6,700
Stifel Bank and Trust 2 6.13% $2,085
BROKER SOLUTIONS, INC. 2 7.81% $7,074
Mortgage Research Center, LLC 2 6.31% $4,155
T2 FINANCIAL LLC 2 6.81% $6,165
GUARANTEED RATE AFFINITY, LLC 2 6.77% $4,671
Bank of Clarke County 2 6.75% $10,661
Kwik Mortgage Corporation 2 5.81% $3,245
First National Bank of America 2 9.50% $14,349
CORNERSTONE HOME LENDING, INC. 2 7.50% $7,105
PLANET HOME LENDING, LLC 1 6.38% $6,953
COMMONWEALTH ONE FEDERAL CREDIT UNION 1 5.38% $5,451
PREMIA MORTGAGE, LLC 1 6.50% $0
CityWorth Mortgage LLC 1 7.00% $12,702
City National Bank of West Virginia 1 5.85% $3,534
Princeton Mortgage Corporation 1 6.38% $17,702
CHURCHILL MORTGAGE CORPORATION 1 5.75% $6,616
Chesapeake Bank 1 6.59% $3,741
BNY Mellon 1 7.25% $4,774
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 7.13% $34,017
Regions Bank 1 7.50% $5,052
RELIANCE FIRST CAPITAL, LLC 1 6.99% $8,041
BNC National Bank 1 6.50% $4,598
RESIDENTIAL HOME FUNDING CORP. 1 6.62% $7,557
BMO Harris Bank 1 4.75% $5,200
Sandy Spring Bank 1 7.38% $6,233
Sierra Pacific Mortgage Company, Inc. 1 6.63% $2,442
Signature Federal Credit Union 1 5.75% $9,827
Southern Bank and Trust Company 1 8.25% $4,942
Beeline Loans, Inc. 1 5.99% $2,885
State Department Federal Credit Union 1 6.88% $7,436
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 1 5.25% $14,240
Strong Home Mortgage, LLC 1 5.99% $2,079
SWBC MORTGAGE CORPORATION 1 7.00% $1,731
The Bank of Missouri 1 6.50% $2,349
ALLIED MORTGAGE GROUP, INC. 1 5.88% $3,499
The Freedom Bank of Virginia 1 7.13% $4,173
The Northern Trust Company 1 6.50% $6,008
TIDEWATER MORTGAGE SERVICES, INC. 1 6.63% $8,143
BancorpSouth 1 5.15% $9,007
Arvest Bank 1 6.75% $3,606
UBS Bank USA 1 5.88% $5,184
AMERICAN PACIFIC MORTGAGE CORPORATION 1 5.75% $11,499
Union Savings Bank 1 6.25% $7,554
Advance Financial Group, LLC 1 6.63% $4,566
American National Bank and Trust Company 1 6.63% $5,309
American Mortgage & Equity Consultants, Inc. 1 7.63% $13,233
AMERICAN FINANCIAL NETWORK, INC. 1 6.38% $3,515
Goldman Sachs Bank USA 1 5.00% $4,095
Goldwater Bank, N.A. 1 6.00% $13,912
GoPrime Mortgage, Inc. 1 6.99% $4,596
FREEDOM MORTGAGE CORPORATION 1 5.88% $2,097
FREEDOM FIRST 1 3.75% $3,950
First Reliance Bank 1 6.88% $5,229
Hancock Whitney Bank 1 6.00% $5,441
Gulf Coast Bank and Trust Company 1 7.38% $5,674
HOMESPIRE MORTGAGE CORPORATION 1 7.13% $3,387
American Bank and Trust Company 1 6.00% $3,512
First Merchants Bank 1 6.75% $3,272
First Federal Savings and Loan Association of Lakewood 1 5.62% $3,343
LAKEVIEW LOAN SERVICING, LLC 1 6.50% $11,514
LANGLEY 1 5.63% $6,491
Leader Bank 1 6.62% $4,013
LENOX FINANCIAL MORTGAGE CORPORATION 1 7.25% $4,695
First Federal Bank 1 6.88% $5,197
LOCAL GOVERNMENT FEDERAL CREDIT UNION 1 5.00% $5,101
MEMBERS 1ST FEDERAL CREDIT UNION 1 5.75% $4,029
Metro City Bank 1 7.38% $7,517
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 1 6.25% $3,822
FIRST COLONY MORTGAGE CORPORATION 1 8.00% $6,992
MORIA DEVELOPMENT, INC. 1 7.00% $4,556
Farm Credit of the Virginias, ACA 1 9.25% $4,273
EVANSVILLE TEACHERS 1 5.88% $3,439
Victorian Finance, LLC 1 7.13% $11,948
Equity Prime Mortgage LLC 1 8.63% $12,643
Ally Bank 1 5.00% $14,603
Watermark Capital, Inc. 1 5.88% $4,576
NEW WAVE LENDING GROUP INC 1 7.50% $11,705
Northwest Federal Credit Union 1 6.50% $5,548
NP, Inc. 1 7.75% $170
DIGITAL Federal Credit Union 1 5.88% $3,386
Cornerstone First Mortgage, Inc 1 6.88% $10,494
PEOPLESBANK, A CODORUS VALLEY COMPANY 1 7.13% $4,793
Plains Commerce Bank 1 7.63% $20,980

CHARLOTTESVILLE Average Closing Costs & Other Stats

CHARLOTTESVILLE, VA's 189 lenders originated 4,025 loans during 2023. The total origination value was $1,349,075,000, with an average loan value of $335,174.

CHARLOTTESVILLE's average closing costs are $5,358.

The top CHARLOTTESVILLE lender as defined by loan originations is First Heritage Mortgage, LLC, with 175 loans originated. Their average total fees are $6,741, which is $1,613 higher than the next largest lender, Fulton Bank.

The lowest fee CHARLOTTESVILLE lenders (with over 10 loans originated) are CAPITAL CENTER, L.L.C. ($3,018), Alcova Mortgage LLC ($3,503), DUPONT COMMUNITY ($3,986), Morgan Stanley Private Bank ($4,639) and U.S. Bank ($4,771).

The lowest rate CHARLOTTESVILLE lenders (with over 10 loans originated) are Citibank (5.33%), DUPONT COMMUNITY (5.64%), NAVY FEDERAL CREDIT UNION (5.89%), Morgan Stanley Private Bank (5.92%) and Wells Fargo Bank (6.01%).

CHARLOTTESVILLE, VA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Fulton Bank $143,650,000 $110,695,000 -22.9% 8.2%
First Heritage Mortgage, LLC $131,665,000 $81,730,000 -37.9% 6.1%
UNITED WHOLESALE MORTGAGE, LLC $70,380,000 $59,300,000 -15.7% 4.4%
QUICKEN LOANS, LLC $93,605,000 $48,685,000 -48.0% 3.6%
Truist $77,810,000 $48,605,000 -37.5% 3.6%
Member Options, LLC $45,905,000 $48,215,000 5.0% 3.6%
Atlantic Coast Mortgage, LLC $61,725,000 $43,655,000 -29.3% 3.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $54,215,000 $42,905,000 -20.9% 3.2%
Bank of America $44,465,000 $36,295,000 -18.4% 2.7%
NORTHMARQ CAPITAL FINANCE, L.L.C. $35,245,000 n/a 2.6%
NFM, INC. $39,505,000 $35,035,000 -11.3% 2.6%
UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION,INC. $27,980,000 $29,315,000 4.8% 2.2%
NAVY FEDERAL CREDIT UNION $25,805,000 $27,890,000 8.1% 2.1%
Prosperity Home Mortgage, LLC $30,470,000 $26,635,000 -12.6% 2.0%
JPMorgan Chase Bank $31,000,000 $24,050,000 -22.4% 1.8%
Atlantic Union Bank $24,005,000 $23,180,000 -3.4% 1.7%
Towne First Mortgage, LLC $21,820,000 $18,090,000 -17.1% 1.3%
Wells Fargo Bank $49,355,000 $17,575,000 -64.4% 1.3%
Citibank $7,445,000 $17,235,000 131.5% 1.3%
Virginia Credit Union, Inc. $16,640,000 $16,360,000 -1.7% 1.2%
NVR Mortgage Finance, Inc. $48,520,000 $15,530,000 -68.0% 1.2%
First-Citizens Bank & Trust Company $28,370,000 $15,400,000 -45.7% 1.1%
Citizens Bank $22,350,000 $14,555,000 -34.9% 1.1%
Mortgage Research Center, LLC $16,900,000 $13,935,000 -17.5% 1.0%
Ixonia Bank $17,870,000 $13,595,000 -23.9% 1.0%
Citizens and Farmers Bank $4,905,000 $13,435,000 173.9% 1.0%
MOVEMENT MORTGAGE, LLC $20,305,000 $13,310,000 -34.4% 1.0%
Blue Ridge Bank $32,240,000 $12,800,000 -60.3% 0.9%
Morgan Stanley Private Bank $16,405,000 $12,780,000 -22.1% 0.9%
INTERCOASTAL MORTGAGE COMPANY $8,695,000 $10,290,000 18.3% 0.8%
USAA Federal Savings Bank $9,630,000 $10,290,000 6.9% 0.8%
Waterstone Mortgage Corporation $15,180,000 $9,935,000 -34.6% 0.7%
Alcova Mortgage LLC $10,385,000 $9,475,000 -8.8% 0.7%
EMBRACE HOME LOANS, INC. $9,090,000 $9,210,000 1.3% 0.7%
PENTAGON FEDERAL CREDIT UNION $9,660,000 $9,155,000 -5.2% 0.7%
U.S. Bank $10,820,000 $9,110,000 -15.8% 0.7%
Carter Bank & Trust $7,510,000 $8,910,000 18.6% 0.7%
C & F Mortgage Corporation $15,355,000 $8,355,000 -45.6% 0.6%
Presidential Bank, FSB $27,795,000 $8,070,000 -71.0% 0.6%
ROSS MORTGAGE CORPORATION $3,850,000 $6,560,000 70.4% 0.5%
GUILD MORTGAGE COMPANY $11,555,000 $6,400,000 -44.6% 0.5%
PNC Bank $9,140,000 $6,295,000 -31.1% 0.5%
Charles Schwab Bank, SSB $3,500,000 $6,245,000 78.4% 0.5%
PENNYMAC LOAN SERVICES, LLC $14,065,000 $6,240,000 -55.6% 0.5%
Towne Mortgage, LLC $11,240,000 $6,170,000 -45.1% 0.5%
CAPITAL CENTER, L.L.C. $16,420,000 $5,820,000 -64.6% 0.4%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. $1,150,000 $5,745,000 399.6% 0.4%
GUARANTEED RATE, INC. $23,725,000 $5,740,000 -75.8% 0.4%
Renasant Bank $12,900,000 $5,385,000 -58.3% 0.4%
DUPONT COMMUNITY $6,960,000 $5,220,000 -25.0% 0.4%
CMG MORTGAGE, INC. $3,585,000 $5,185,000 44.6% 0.4%
Community Bank of the Chesapeake $2,490,000 $5,065,000 103.4% 0.4%
Bank of the James $12,235,000 $4,800,000 -60.8% 0.4%
LOANDEPOT.COM, LLC $19,385,000 $4,555,000 -76.5% 0.3%
George Mason Mortgage, LLC $20,095,000 $4,480,000 -77.7% 0.3%
First National Bank of Pennsylvania $4,985,000 $4,450,000 -10.7% 0.3%
AMERISAVE MORTGAGE CORPORATION $11,430,000 $4,365,000 -61.8% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,315,000 $4,335,000 87.3% 0.3%
FIRST BANCORP $2,815,000 $4,300,000 52.8% 0.3%
TOWER $4,940,000 $3,975,000 -19.5% 0.3%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $7,250,000 $3,915,000 -46.0% 0.3%
TD Bank $5,525,000 $3,895,000 -29.5% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $10,200,000 $3,780,000 -62.9% 0.3%
FIRST SAVINGS MORTGAGE CORPORATION $3,100,000 $3,760,000 21.3% 0.3%
GSF Mortgage Corporation $845,000 $3,665,000 333.7% 0.3%
UNION HOME MORTGAGE CORP. $365,000 $3,585,000 882.2% 0.3%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $1,445,000 $3,555,000 146.0% 0.3%
PIONEER BANK $6,605,000 $3,535,000 -46.5% 0.3%
SOUTHERN TRUST MORTGAGE, LLC $1,680,000 $3,480,000 107.1% 0.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY $4,585,000 $3,400,000 -25.8% 0.3%
NEWREZ LLC $4,950,000 $3,285,000 -33.6% 0.2%
F & M BANK CORP. $3,775,000 $3,200,000 -15.2% 0.2%
United Bank $6,140,000 $3,185,000 -48.1% 0.2%
Farm Credit of the Virginias, ACA $3,475,000 $3,150,000 -9.4% 0.2%
BETTER MORTGAGE CORPORATION $9,975,000 $2,865,000 -71.3% 0.2%
The Federal Savings Bank $3,295,000 $2,710,000 -17.8% 0.2%
Integrity Home Mortgage Corp $5,105,000 $2,665,000 -47.8% 0.2%
DEEPHAVEN MORTGAGE LLC $395,000 $2,630,000 565.8% 0.2%
Mr. Cooper ( Nationstar Mortgage ) $15,115,000 $2,595,000 -82.8% 0.2%
Barrington Bank & Trust Company, N.A. $9,720,000 $2,585,000 -73.4% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $1,530,000 $2,575,000 68.3% 0.2%
SOUTHWEST STAGE FUNDING, LLC $1,015,000 $2,400,000 136.5% 0.2%
Shore United Bank $2,260,000 n/a 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $1,230,000 $2,255,000 83.3% 0.2%
Third Federal Savings and Loan Association of Cleveland $3,250,000 $2,130,000 -34.5% 0.2%
Summit Community Bank, Inc. $2,110,000 n/a 0.2%
Discover Bank $1,325,000 $2,005,000 51.3% 0.1%
STATE EMPLOYEES' $1,620,000 $1,995,000 23.1% 0.1%
FREEDOM MORTGAGE CORPORATION $10,755,000 $1,955,000 -81.8% 0.1%
LENDINGHOME FUNDING CORPORATION $1,000,000 $1,925,000 92.5% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $255,000 $1,910,000 649.0% 0.1%
NBKC BANK $3,340,000 $1,885,000 -43.6% 0.1%
Frontier Community Bank $1,870,000 n/a 0.1%
BNC National Bank $1,790,000 $1,845,000 3.1% 0.1%
CARDINAL FINANCIAL $5,015,000 $1,840,000 -63.3% 0.1%
The Central Trust Bank $900,000 $1,840,000 104.4% 0.1%
Northpointe Bank $1,305,000 $1,835,000 40.6% 0.1%
WesBanco $1,790,000 n/a 0.1%
CBM Mortgage, Inc. $7,100,000 $1,785,000 -74.9% 0.1%
Union Savings Bank $1,765,000 n/a 0.1%
GUARANTY HOME MORTGAGE CORPORATION $4,020,000 $1,740,000 -56.7% 0.1%
City National Bank of West Virginia $325,000 $1,720,000 429.2% 0.1%
BROKER SOLUTIONS, INC. $4,355,000 $1,710,000 -60.7% 0.1%
Figure Lending LLC $1,195,000 $1,670,000 39.7% 0.1%
United Nations Federal Credit Union $5,235,000 $1,665,000 -68.2% 0.1%
Apple Federal Credit Union $1,095,000 $1,640,000 49.8% 0.1%
City National Bank $1,855,000 $1,625,000 -12.4% 0.1%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,605,000 n/a 0.1%
Raymond James Bank $2,990,000 $1,600,000 -46.5% 0.1%
NEW DAY FINANCIAL, LLC $1,945,000 $1,505,000 -22.6% 0.1%
Towne Bank $1,525,000 $1,460,000 -4.3% 0.1%
Bank of Clarke County $1,450,000 n/a 0.1%
Virginia National Bank $5,440,000 $1,345,000 -75.3% 0.1%
Flagstar Bank, FSB $4,625,000 $1,280,000 -72.3% 0.1%
T2 FINANCIAL LLC $1,280,000 n/a 0.1%
BAY EQUITY LLC $1,245,000 n/a 0.1%
MILEND, INC. $1,245,000 n/a 0.1%
First Horizon Bank $2,165,000 $1,240,000 -42.7% 0.1%
The Northern Trust Company $4,715,000 $1,215,000 -74.2% 0.1%
LegacyBank $1,205,000 n/a 0.1%
Sandy Spring Bank $580,000 $1,205,000 107.8% 0.1%
The Huntington National Bank $3,570,000 $1,205,000 -66.2% 0.1%
Colonial Farm Credit, ACA $1,170,000 n/a 0.1%
Tidewater Home Funding, LLC $255,000 $1,150,000 351.0% 0.1%
Stifel Bank and Trust $5,490,000 $1,145,000 -79.1% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,140,000 $1,130,000 -0.9% 0.1%
Mid-Continent Funding, Inc. $225,000 $1,115,000 395.6% 0.1%
CALIBER HOME LOANS, INC. $5,335,000 $1,060,000 -80.1% 0.1%
UBS Bank USA $2,530,000 $1,050,000 -58.5% 0.1%
FREEDOM FIRST $430,000 $1,040,000 141.9% 0.1%
American Mortgage & Equity Consultants, Inc. $1,005,000 n/a 0.1%
BMO Harris Bank $920,000 $1,005,000 9.2% 0.1%
First Federal Bank $305,000 $1,005,000 229.5% 0.1%
FIRST HOME MORTGAGE CORPORATION $1,570,000 $1,005,000 -36.0% 0.1%
Goldman Sachs Bank USA $6,740,000 $1,005,000 -85.1% 0.1%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $910,000 $960,000 5.5% 0.1%
GUARANTEED RATE AFFINITY, LLC $580,000 $925,000 59.5% 0.1%
Aurora Financial, LLC $770,000 $890,000 15.6% 0.1%
Kwik Mortgage Corporation $1,240,000 $870,000 -29.8% 0.1%
First Carolina Bank $855,000 n/a 0.1%
LANGLEY $1,660,000 $855,000 -48.5% 0.1%
VILLAGE CAPITAL MORTGAGE $855,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $3,875,000 $845,000 -78.2% 0.1%
NexBank $840,000 n/a 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $185,000 $825,000 345.9% 0.1%
PLAZA HOME MORTGAGE, INC. $195,000 $825,000 323.1% 0.1%
FINANCE OF AMERICA REVERSE LLC $1,135,000 $815,000 -28.2% 0.1%
1ST ADVANTAGE FEDERAL CREDIT UNION $55,000 $805,000 1,363.6% 0.1%
HOMESIDE FINANCIAL, LLC $3,995,000 $795,000 -80.1% 0.1%
Chesapeake Bank $155,000 $790,000 409.7% 0.1%
CORNERSTONE HOME LENDING, INC. $790,000 n/a 0.1%
FIRST COLONY MORTGAGE CORPORATION $790,000 n/a 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $1,145,000 $760,000 -33.6% 0.1%
JAMS-01, INC. $850,000 $760,000 -10.6% 0.1%
BNY Mellon $3,080,000 $755,000 -75.5% 0.1%
Metro City Bank $750,000 n/a 0.1%
Lakeview Community Capital, LLC $630,000 $745,000 18.3% 0.1%
COMMONWEALTH ONE FEDERAL CREDIT UNION $165,000 $735,000 345.5% 0.1%
LIMA ONE CAPITAL, LLC $135,000 $735,000 444.4% 0.1%
NATIONAL BANKSHARES, INC. $760,000 $730,000 -3.9% 0.1%
CityWorth Mortgage LLC $685,000 n/a 0.1%
Plains Commerce Bank $255,000 $675,000 164.7% 0.1%
HOMESPIRE MORTGAGE CORPORATION $385,000 $670,000 74.0% 0.0%
CALCON MUTUAL MORTGAGE LLC $650,000 n/a 0.0%
Carrington Mortgage Services, LLC $1,465,000 $645,000 -56.0% 0.0%
Citizens Bank and Trust Company $55,000 $645,000 1,072.7% 0.0%
Cornerstone First Mortgage, Inc $430,000 $645,000 50.0% 0.0%
M&T Bank $1,970,000 $640,000 -67.5% 0.0%
HighTechLending Inc $635,000 n/a 0.0%
First National Bank of America $450,000 $630,000 40.0% 0.0%
THRIVE MORTGAGE, LLC $590,000 $630,000 6.8% 0.0%
First IC Corporation $600,000 n/a 0.0%
Signature Federal Credit Union $105,000 $595,000 466.7% 0.0%
MICHIGAN MUTUAL, INC. $580,000 n/a 0.0%
Equity Prime Mortgage LLC $440,000 $570,000 29.5% 0.0%
NASA Federal Credit Union $55,000 $560,000 918.2% 0.0%
PLANET HOME LENDING, LLC $1,245,000 $560,000 -55.0% 0.0%
DIRECT MORTGAGE LOANS, LLC $555,000 n/a 0.0%
SUN WEST MORTGAGE COMPANY, INC. $740,000 $555,000 -25.0% 0.0%
RELIANCE FIRST CAPITAL, LLC $945,000 $545,000 -42.3% 0.0%
ALLIED MORTGAGE GROUP, INC. $365,000 $525,000 43.8% 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $305,000 $520,000 70.5% 0.0%
Goldwater Bank, N.A. $515,000 n/a 0.0%
First Merchants Bank $505,000 n/a 0.0%
First Reliance Bank $505,000 n/a 0.0%
GoPrime Mortgage, Inc. $505,000 n/a 0.0%
Leader Bank $445,000 $505,000 13.5% 0.0%
First Bank $165,000 $500,000 203.0% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $250,000 $500,000 100.0% 0.0%
NATIONS DIRECT MORTGAGE, LLC $495,000 n/a 0.0%
Northwest Federal Credit Union $2,015,000 $495,000 -75.4% 0.0%
PREMIA MORTGAGE, LLC $475,000 $495,000 4.2% 0.0%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $2,700,000 $485,000 -82.0% 0.0%
KeyBank $1,265,000 $480,000 -62.1% 0.0%
American Security Mortgage Corp. $630,000 $475,000 -24.6% 0.0%
Southern Bank and Trust Company $475,000 n/a 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $505,000 $465,000 -7.9% 0.0%
PEOPLESBANK, A CODORUS VALLEY COMPANY $465,000 n/a 0.0%
ALL REVERSE MORTGAGE, INC. $445,000 n/a 0.0%
The Freedom Bank of Virginia $990,000 $445,000 -55.1% 0.0%
EQUITY RESOURCES, INC. $435,000 n/a 0.0%
HomeTrust Bank $1,375,000 $435,000 -68.4% 0.0%
MORIA DEVELOPMENT, INC. $435,000 n/a 0.0%
Watermark Capital, Inc. $435,000 n/a 0.0%
Meridian Bank Corporation $425,000 n/a 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $955,000 $420,000 -56.0% 0.0%
Strong Home Mortgage, LLC $1,560,000 $415,000 -73.4% 0.0%
ZILLOW HOME LOANS, LLC $1,055,000 $415,000 -60.7% 0.0%
Bank of Springfield $405,000 n/a 0.0%
COMPASS MORTGAGE, INC. $405,000 n/a 0.0%
BancorpSouth $395,000 n/a 0.0%
MEMBERS 1ST FEDERAL CREDIT UNION $395,000 n/a 0.0%
Princeton Mortgage Corporation $395,000 n/a 0.0%
EMM LOANS LLC $440,000 $385,000 -12.5% 0.0%
LOCAL GOVERNMENT FEDERAL CREDIT UNION $375,000 n/a 0.0%
MEMBER ONE $335,000 $375,000 11.9% 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $635,000 $375,000 -40.9% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $355,000 n/a 0.0%
The Farmers Bank of Appomattox $1,145,000 $350,000 -69.4% 0.0%
AgFirst Farm Credit Bank $4,050,000 $340,000 -91.6% 0.0%
Ameris Bank $2,395,000 $335,000 -86.0% 0.0%
BECKAM FUNDING CORP. $335,000 n/a 0.0%
DIGITAL Federal Credit Union $335,000 n/a 0.0%
United States Senate Federal Credit Union $330,000 n/a 0.0%
Hancock Whitney Bank $325,000 n/a 0.0%
Ardent Federal Credit Union $315,000 n/a 0.0%
CONTOUR MORTGAGE CORPORATION $295,000 $315,000 6.8% 0.0%
John Marshall Bank $315,000 n/a 0.0%
State Department Federal Credit Union $940,000 $315,000 -66.5% 0.0%
FAY SERVICING, LLC $305,000 n/a 0.0%
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION $305,000 n/a 0.0%
NORTHROP GRUMMAN Federal Credit Union $660,000 $305,000 -53.8% 0.0%
Touchstone Bank $820,000 $305,000 -62.8% 0.0%
Ally Bank $1,290,000 $295,000 -77.1% 0.0%
LOANPAL, LLC $1,250,000 $285,000 -77.2% 0.0%
Peoples Bank $245,000 $285,000 16.3% 0.0%
Residential Mortgage Solutions, Inc. $285,000 n/a 0.0%
Skyline National Bank $285,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $280,000 $280,000 0.0% 0.0%
TOP FLITE FINANCIAL, INC. $280,000 n/a 0.0%
Gulf Coast Bank and Trust Company $275,000 n/a 0.0%
Victorian Finance, LLC $275,000 n/a 0.0%
NEW WAVE LENDING GROUP INC $265,000 n/a 0.0%
PHH Mortgage Corporation $890,000 $265,000 -70.2% 0.0%
American Bank and Trust Company $255,000 n/a 0.0%
C&F Select LLC $540,000 $255,000 -52.8% 0.0%
OAKTREE FUNDING CORP. $255,000 $255,000 0.0% 0.0%
Regions Bank $175,000 $255,000 45.7% 0.0%
ALLIANT CREDIT UNION $85,000 $245,000 188.2% 0.0%
NP, Inc. $645,000 $245,000 -62.0% 0.0%
SWBC MORTGAGE CORPORATION $1,095,000 $245,000 -77.6% 0.0%
American National Bank and Trust Company $630,000 $240,000 -61.9% 0.0%
Bank of Botetourt $235,000 n/a 0.0%
Burke & Herbert Bank & Trust Company $520,000 $235,000 -54.8% 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $235,000 n/a 0.0%
First Federal Savings and Loan Association of Lakewood $935,000 $235,000 -74.9% 0.0%
Pendleton Community Bank, Inc. $1,675,000 $235,000 -86.0% 0.0%
RESIDENTIAL HOME FUNDING CORP. $235,000 n/a 0.0%
Coastal Community Bank $225,000 n/a 0.0%
MORTGAGEONE, INC. $225,000 n/a 0.0%
USAlliance Federal Credit Union $220,000 n/a 0.0%
Advance Financial Group, LLC $205,000 n/a 0.0%
Arvest Bank $205,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $205,000 n/a 0.0%
Pinnacle Bank $37,215,000 $205,000 -99.4% 0.0%
Towne Mortgage of the Carolinas, LLC $205,000 n/a 0.0%
NEXTMARK $1,395,000 $195,000 -86.0% 0.0%
Select Bank $3,250,000 $195,000 -94.0% 0.0%
EVERETT FINANCIAL, INC. $735,000 $185,000 -74.8% 0.0%
CAMPUS USA $985,000 $175,000 -82.2% 0.0%
Citadel Servicing Corporation $215,000 $175,000 -18.6% 0.0%
FOUNDATION MORTGAGE CORPORATION $175,000 n/a 0.0%
EVANSVILLE TEACHERS $165,000 n/a 0.0%
Bethpage Federal Credit Union $155,000 n/a 0.0%
Connexus Credit Union $155,000 n/a 0.0%
Hometown Equity Mortgage, LLC $135,000 $155,000 14.8% 0.0%
NATION ONE MORTGAGE CORPORATION $135,000 $155,000 14.8% 0.0%
OPEN MORTGAGE, LLC $175,000 $155,000 -11.4% 0.0%
Sierra Pacific Mortgage Company, Inc. $2,725,000 $155,000 -94.3% 0.0%
CHURCHILL MORTGAGE CORPORATION $350,000 $145,000 -58.6% 0.0%
The Bank of Missouri $145,000 n/a 0.0%
MID AMERICA MORTGAGE, INC. $135,000 n/a 0.0%
A&D Mortgage LLC $125,000 n/a 0.0%
Beeline Loans, Inc. $125,000 n/a 0.0%
Deere Employees Credit Union $125,000 n/a 0.0%
Logan Finance Corporation $115,000 n/a 0.0%
NORWICH COMMERCIAL GROUP, INC. $115,000 n/a 0.0%
AMERICAN FINANCIAL NETWORK, INC. $105,000 n/a 0.0%
GTE Federal Credit Union $105,000 n/a 0.0%
ROYAL UNITED MORTGAGE LLC $660,000 $105,000 -84.1% 0.0%
The Bank of Charlotte County $105,000 n/a 0.0%
RUOFF MORTGAGE COMPANY, INC. $1,255,000 $95,000 -92.4% 0.0%
SONABANK $95,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $85,000 n/a 0.0%
Baxter Credit Union $680,000 $75,000 -89.0% 0.0%
Clearview Federal Credit Union $75,000 n/a 0.0%
JUSTICE Federal Credit Union $45,000 $75,000 66.7% 0.0%
PARTNERS 1ST Federal Credit Union $65,000 $70,000 7.7% 0.0%
ARGENT $65,000 n/a 0.0%
First National Bank $4,630,000 $45,000 -99.0% 0.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. $155,000 $45,000 -71.0% 0.0%
Truliant Federal Credit Union $45,000 n/a 0.0%
DOMINION ENERGY CREDIT UNION $230,000 $35,000 -84.8% 0.0%

CHARLOTTESVILLE's top lender by overall market share is Fulton Bank, with 8.2% market share. In second place, with 6.1%, is First Heritage Mortgage, LLC, having originated $81,730,000 in loans. In third place, with 4.4%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $59,300,000 in loans. In fourth place, with 3.6%, is QUICKEN LOANS, LLC, having originated $48,685,000 in loans. In fifth place, with 3.6%, is Truist, having originated $48,605,000 in loans.


CHARLOTTESVILLE Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - CHARLOTTESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $409,200 (5.0%) $578,450 (3.2%) 1.52 1,068
2018-02-01 $399,945 (0.5%) $563,578 (-2.1%) 1.45 1,101
2018-03-01 $399,900 (1.0%) $590,366 (-0.3%) 1.40 1,258
2018-04-01 $399,900 (0.0%) $575,962 (-2.6%) 1.36 1,388
2018-05-01 $399,900 (-2.4%) $572,488 (-3.7%) 1.34 1,473
2018-06-01 $399,900 (-2.2%) $582,012 (-1.3%) 1.33 1,503
2018-07-01 $399,900 (-2.4%) $572,696 (-2.2%) 1.34 1,485
2018-08-01 $399,347 (-3.4%) $603,095 (4.8%) 1.34 1,460
2018-09-01 $398,000 (-4.1%) $582,835 (0.6%) 1.34 1,490
2018-10-01 $393,700 (-7.4%) $582,405 (-1.3%) 1.33 1,503
2018-11-01 $399,000 (-4.9%) $585,685 (2.0%) 1.35 1,357
2018-12-01 $389,700 (-5.0%) $549,319 (-4.7%) 1.34 1,187
2019-01-01 $393,150 (-3.9%) $562,016 (-2.8%) 1.36 1,109
2019-02-01 $403,450 (0.9%) $588,276 (4.4%) 1.36 1,140
2019-03-01 $426,900 (6.8%) $610,035 (3.3%) 1.40 1,266
2019-04-01 $434,713 (8.7%) $633,982 (10.1%) 1.38 1,395
2019-05-01 $443,673 (11.0%) $637,302 (11.3%) 1.39 1,464
2019-06-01 $429,900 (7.5%) $609,006 (4.6%) 1.34 1,466
2019-07-01 $429,900 (7.5%) $615,246 (7.4%) 1.35 1,454
2019-08-01 $429,723 (7.6%) $612,841 (1.6%) 1.36 1,438
2019-09-01 $429,457 (7.9%) $607,101 (4.2%) 1.37 1,436
2019-10-01 $429,405 (9.1%) $592,128 (1.7%) 1.39 1,427
2019-11-01 $425,000 (6.5%) $584,417 (-0.2%) 1.39 1,299
2019-12-01 $424,950 (9.1%) $588,754 (7.2%) 1.42 1,121
2020-01-01 $439,975 (11.9%) $617,976 (10.0%) 1.47 1,023
2020-02-01 $449,000 (11.3%) $635,712 (8.1%) 1.47 1,045
2020-03-01 $452,047 (5.9%) $634,215 (4.0%) 1.42 1,107
2020-04-01 $454,440 (4.5%) $639,735 (0.9%) 1.42 1,115
2020-05-01 $467,900 (5.5%) $646,925 (1.5%) 1.42 1,118
2020-06-01 $476,925 (10.9%) $663,621 (9.0%) 1.41 1,016
2020-07-01 $481,350 (12.0%) $670,189 (8.9%) 1.40 953
2020-08-01 $479,900 (11.7%) $697,131 (13.8%) 1.38 855
2020-09-01 $494,450 (15.1%) $720,472 (18.7%) 1.42 781
2020-10-01 $490,000 (14.1%) $722,449 (22.0%) 1.40 739
2020-11-01 $490,700 (15.5%) $828,535 (41.8%) 1.43 675
2020-12-01 $486,950 (14.6%) $830,720 (41.1%) 1.45 573
2021-01-01 $488,900 (11.1%) $870,102 (40.8%) 1.46 503
2021-02-01 $516,549 (15.0%) $922,898 (45.2%) 1.50 423
2021-03-01 $499,425 (10.5%) $904,344 (42.6%) 1.42 454
2021-04-01 $492,125 (8.3%) $896,678 (40.2%) 1.33 440
2021-05-01 $478,000 (2.2%) $878,177 (35.8%) 1.27 472
2021-06-01 $487,695 (2.3%) $793,274 (19.5%) 1.28 471
2021-07-01 $464,990 (-3.4%) $745,394 (11.2%) 1.23 491
2021-08-01 $459,950 (-4.2%) $752,198 (7.9%) 1.23 487
2021-09-01 $482,423 (-2.4%) $768,755 (6.7%) 1.29 491
2021-10-01 $499,000 (1.8%) $846,243 (17.1%) 1.33 447
2021-11-01 $510,525 (4.0%) $904,703 (9.2%) 1.36 375
2021-12-01 $499,950 (2.7%) $881,793 (6.2%) 1.35 330
2022-01-01 $544,329 (11.3%) $985,848 (13.3%) 1.47 268
2022-02-01 $553,725 (7.2%) $980,091 (6.2%) 1.44 261
2022-03-01 $515,779 (3.3%) $867,811 (-4.0%) 1.29 306
2022-04-01 $509,900 (3.6%) $858,498 (-4.3%) 1.22 342
2022-05-01 $509,210 (6.5%) $869,875 (-1.0%) 1.16 444
2022-06-01 $519,728 (6.6%) $900,578 (13.5%) 1.16 485
2022-07-01 $507,691 (9.2%) $924,316 (24.0%) 1.14 532
2022-08-01 $499,935 (8.7%) $886,019 (17.8%) 1.16 507
2022-09-01 $498,875 (3.4%) $874,690 (13.8%) 1.17 517
2022-10-01 $499,900 (0.2%) $893,372 (5.6%) 1.18 552
2022-11-01 $499,495 (-2.2%) $874,769 (-3.3%) 1.20 553
2022-12-01 $524,900 (5.0%) $883,168 (0.2%) 1.30 509
2023-01-01 $542,400 (-0.4%) $908,840 (-7.8%) 1.34 462
2023-02-01 $569,850 (2.9%) $956,763 (-2.4%) 1.38 451
2023-03-01 $584,900 (13.4%) $941,523 (8.5%) 1.38 471
2023-04-01 $567,450 (11.3%) $898,399 (4.7%) 1.32 525
2023-05-01 $562,000 (10.4%) $877,460 (0.9%) 1.27 519
2023-06-01 $569,194 (9.5%) $897,792 (-0.3%) 1.28 514
2023-07-01 $574,900 (13.2%) $885,060 (-4.3%) 1.31 500
2023-08-01 $571,975 (14.4%) $886,459 (0.1%) 1.31 494
2023-09-01 $550,000 (10.3%) $882,464 (0.9%) 1.28 508
2023-10-01 $550,000 (10.0%) $876,953 (-1.8%) 1.29 540
2023-11-01 $562,043 (12.5%) $857,212 (-2.0%) 1.34 542
2023-12-01 $559,990 (6.7%) $834,702 (-5.5%) 1.37 478
2024-01-01 $566,304 (4.4%) $827,949 (-8.9%) 1.38 436
2024-02-01 $562,400 (-1.3%) $866,679 (-9.4%) 1.35 438
2024-03-01 $594,925 (1.7%) $932,244 (-1.0%) 1.40 454
2024-04-01 $587,042 (3.5%) $934,480 (4.0%) 1.37 489
2024-05-01 $626,225 (11.4%) $1,036,376 (18.1%) 1.42 520
2024-06-01 $600,390 (5.5%) $1,028,316 (14.5%) 1.35 555
CHARLOTTESVILLE's median listing price for 2024-06-01 was $600,390, a difference of $31,196 (5.5%) versus the prior year and $-25,835 versus the prior month.

CHARLOTTESVILLE's median listing price comes in at 135% of the national average.

CHARLOTTESVILLE's average listing price for 2024-06-01 was $1,028,316, a difference of $130,524 (14.5%) versus the prior year and $-8,060 versus the prior month.

For the 2024-06-01 period, CHARLOTTESVILLE had 555 MLS listings, a difference of 35 listings (7%) versus the prior month and 41 listings (8%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - CHARLOTTESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 106 days 2,387 sqft
2018-02-01 83 days 2,358 sqft
2018-03-01 53 days 2,368 sqft
2018-04-01 51 days 2,370 sqft
2018-05-01 55 days 2,388 sqft
2018-06-01 65 days 2,375 sqft
2018-07-01 80 days 2,372 sqft
2018-08-01 87 days 2,365 sqft
2018-09-01 90 days 2,347 sqft
2018-10-01 92 days 2,361 sqft
2018-11-01 95 days 2,364 sqft
2018-12-01 105 days 2,294 sqft
2019-01-01 111 days 2,309 sqft
2019-02-01 103 days 2,359 sqft
2019-03-01 75 days 2,397 sqft
2019-04-01 53 days 2,407 sqft
2019-05-01 58 days 2,441 sqft
2019-06-01 71 days 2,401 sqft
2019-07-01 77 days 2,412 sqft
2019-08-01 80 days 2,419 sqft
2019-09-01 80 days 2,427 sqft
2019-10-01 81 days 2,432 sqft
2019-11-01 86 days 2,392 sqft
2019-12-01 99 days 2,336 sqft
2020-01-01 107 days 2,347 sqft
2020-02-01 98 days 2,408 sqft
2020-03-01 61 days 2,445 sqft
2020-04-01 61 days 2,438 sqft
2020-05-01 72 days 2,480 sqft
2020-06-01 85 days 2,519 sqft
2020-07-01 87 days 2,494 sqft
2020-08-01 73 days 2,500 sqft
2020-09-01 70 days 2,464 sqft
2020-10-01 66 days 2,415 sqft
2020-11-01 67 days 2,404 sqft
2020-12-01 85 days 2,402 sqft
2021-01-01 94 days 2,315 sqft
2021-02-01 77 days 2,328 sqft
2021-03-01 49 days 2,288 sqft
2021-04-01 44 days 2,304 sqft
2021-05-01 41 days 2,315 sqft
2021-06-01 48 days 2,320 sqft
2021-07-01 45 days 2,263 sqft
2021-08-01 50 days 2,248 sqft
2021-09-01 51 days 2,276 sqft
2021-10-01 62 days 2,281 sqft
2021-11-01 64 days 2,255 sqft
2021-12-01 68 days 2,286 sqft
2022-01-01 80 days 2,310 sqft
2022-02-01 52 days 2,274 sqft
2022-03-01 34 days 2,182 sqft
2022-04-01 32 days 2,162 sqft
2022-05-01 34 days 2,221 sqft
2022-06-01 39 days 2,253 sqft
2022-07-01 45 days 2,239 sqft
2022-08-01 52 days 2,205 sqft
2022-09-01 51 days 2,213 sqft
2022-10-01 46 days 2,207 sqft
2022-11-01 53 days 2,198 sqft
2022-12-01 64 days 2,220 sqft
2023-01-01 82 days 2,242 sqft
2023-02-01 80 days 2,265 sqft
2023-03-01 50 days 2,278 sqft
2023-04-01 44 days 2,230 sqft
2023-05-01 51 days 2,255 sqft
2023-06-01 56 days 2,250 sqft
2023-07-01 57 days 2,247 sqft
2023-08-01 48 days 2,250 sqft
2023-09-01 52 days 2,259 sqft
2023-10-01 51 days 2,241 sqft
2023-11-01 59 days 2,233 sqft
2023-12-01 72 days 2,249 sqft
2024-01-01 81 days 2,234 sqft
2024-02-01 51 days 2,220 sqft
2024-03-01 43 days 2,265 sqft
2024-04-01 41 days 2,242 sqft
2024-05-01 41 days 2,298 sqft
2024-06-01 44 days 2,308 sqft
CHARLOTTESVILLE's median listing age (time on market) for 2024-06-01 was 44 days. This is -21% shorter than the same period one year ago.

CHARLOTTESVILLE's median square footage for active listings during the 2024-06-01 period was 2,308 sqft. One year prior, the average listing was 2,250 sqft.

CHARLOTTESVILLE, VA Average Rent (2023)

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For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
22901 Charlottesville, VA MSA $1,210 $1,210 $1,450 $1,800 $2,230
22902 Charlottesville, VA MSA $1,260 $1,270 $1,520 $1,890 $2,340
22903 Charlottesville, VA MSA $1,220 $1,230 $1,470 $1,830 $2,270
22904 Charlottesville, VA MSA $1,220 $1,230 $1,470 $1,830 $2,270
22905 Charlottesville, VA MSA $1,120 $1,130 $1,350 $1,680 $2,080
22906 Charlottesville, VA MSA $1,120 $1,130 $1,350 $1,680 $2,080
22911 Charlottesville, VA MSA $1,300 $1,310 $1,560 $1,940 $2,400
22920 Charlottesville, VA MSA $1,020 $1,030 $1,230 $1,530 $1,900
22922 Charlottesville, VA MSA $930 $960 $1,140 $1,410 $1,770
22923 Charlottesville, VA MSA $1,290 $1,300 $1,550 $1,930 $2,390
22924 Charlottesville, VA MSA $1,230 $1,240 $1,480 $1,840 $2,280
22931 Charlottesville, VA MSA $930 $960 $1,140 $1,410 $1,770
22932 Charlottesville, VA MSA $1,330 $1,340 $1,600 $1,990 $2,470
22935 Charlottesville, VA MSA $930 $960 $1,140 $1,410 $1,770
22936 Charlottesville, VA MSA $1,220 $1,230 $1,470 $1,830 $2,270
22937 Charlottesville, VA MSA $930 $960 $1,140 $1,410 $1,770
22938 Charlottesville, VA MSA $930 $960 $1,140 $1,410 $1,770
22940 Charlottesville, VA MSA $1,250 $1,260 $1,510 $1,880 $2,330
22942 Charlottesville, VA MSA $930 $960 $1,140 $1,410 $1,770
22943 Charlottesville, VA MSA $1,160 $1,170 $1,390 $1,730 $2,150
22945 Charlottesville, VA MSA $1,230 $1,240 $1,480 $1,840 $2,280
22946 Charlottesville, VA MSA $970 $970 $1,160 $1,440 $1,790
22947 Charlottesville, VA MSA $1,010 $1,010 $1,210 $1,500 $1,860
22949 Charlottesville, VA MSA $930 $960 $1,140 $1,410 $1,770
22952 Charlottesville, VA MSA $970 $980 $1,170 $1,630 $1,990
22958 Charlottesville, VA MSA $930 $960 $1,140 $1,410 $1,770
22959 Charlottesville, VA MSA $930 $960 $1,140 $1,410 $1,770
22963 Charlottesville, VA MSA $1,250 $1,260 $1,500 $1,860 $2,310
22964 Charlottesville, VA MSA $930 $960 $1,140 $1,410 $1,770
22965 Charlottesville, VA MSA $1,060 $1,060 $1,270 $1,580 $1,960
22967 Charlottesville, VA MSA $930 $960 $1,140 $1,410 $1,770
22968 Charlottesville, VA MSA $960 $960 $1,150 $1,430 $1,770
22969 Charlottesville, VA MSA $1,040 $1,050 $1,250 $1,560 $1,930
22971 Charlottesville, VA MSA $930 $960 $1,140 $1,410 $1,770
22973 Charlottesville, VA MSA $930 $960 $1,140 $1,410 $1,770
22974 Charlottesville, VA MSA $1,240 $1,250 $1,490 $1,850 $2,300
22976 Charlottesville, VA MSA $930 $960 $1,140 $1,410 $1,770
23022 Charlottesville, VA MSA $1,120 $1,130 $1,350 $1,680 $2,080
23038 Charlottesville, VA MSA $930 $960 $1,140 $1,410 $1,770
23055 Charlottesville, VA MSA $1,050 $1,060 $1,240 $1,560 $1,930
23084 Charlottesville, VA MSA $1,010 $1,030 $1,190 $1,510 $1,850
23093 Charlottesville, VA MSA $960 $980 $1,140 $1,440 $1,770
24464 Charlottesville, VA MSA $930 $960 $1,140 $1,410 $1,770
24483 Charlottesville, VA MSA $930 $960 $1,140 $1,410 $1,770
24521 Charlottesville, VA MSA $930 $960 $1,140 $1,410 $1,770
24553 Charlottesville, VA MSA $930 $960 $1,140 $1,410 $1,770
24562 Charlottesville, VA MSA $990 $990 $1,190 $1,470 $1,830
24581 Charlottesville, VA MSA $930 $960 $1,140 $1,410 $1,770
24590 Charlottesville, VA MSA $1,000 $1,000 $1,200 $1,490 $1,850
24599 Charlottesville, VA MSA $930 $960 $1,140 $1,410 $1,770

2022 Average & Median Rent Data Statistics
CHARLOTTESVILLE, VA average 1BR rent: $1,064, median: $985
CHARLOTTESVILLE, VA average 2BR rent: $1,267, median: $1,180
CHARLOTTESVILLE, VA average 3BR rent: $1,577, median: $1,480

CHARLOTTESVILLE, VA Market Loan Reason