CHARLOTTESVILLE Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Charlottesville averaged
5.31%
for the week of 2022-05-12, compared to the national average of
5.3% for the same period.
The average rate for the prior week (2022-05-05) was
5.18% and
one month ago for the week of 2022-04-07, the
average rate was 4.93%.
Charlottesville's average rate one year ago was 2.97%.
For refis of the same type during the week of 2022-05-12, the average rate
was 5.54%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-12 | 5.3% |
| Charlottesville 30 Year Fixed Rate | 2022-05-12 | 5.31% |
| Charlottesville 30 Year Fixed Rate Refi | 2022-05-12 | 5.54% |
| Charlottesville 15 Year Fixed Rate | 2022-05-12 | 4.44% |
| Charlottesville 15 Year Fixed Rate Refi | 2022-05-12 | 4.48% |
| Charlottesville 30 Year FHA | 2022-05-12 | 5.43% |
| Charlottesville 30 Year FHA Refi | 2022-05-12 | 5.19% |
| Charlottesville 30 Year USDA | 2022-05-12 | 5.08% |
| Charlottesville 30 Year USDA Refi | 2022-05-12 | 5.26% |
| Charlottesville 30 Year VA | 2022-05-12 | 5.07% |
| Charlottesville 30 Year VA Refi | 2022-05-12 | 5.09% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CHARLOTTESVILLE, VA.
CHARLOTTESVILLE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the CHARLOTTESVILLE, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
CHARLOTTESVILLE, VA's 292 lenders originated 11,097
loans during 2021. The total origination value was $3,606,315,000, with an average loan value of
$324,981.
The top CHARLOTTESVILLE lender as defined by loan originations is First Heritage Mortgage, LLC, with
522 loans originated. Their average total fees are
$4,674, which is $60
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee CHARLOTTESVILLE lenders (with over 10 loans originated) are
Strong Home Mortgage, LLC ($765), CAPITAL CENTER, L.L.C. ($1,085), Chicago Mortgage Solutions LLC ($1,789), NBKC BANK ($2,016) and Wyndham Capital Mortgage, Inc. ($2,146).
The lowest rate CHARLOTTESVILLE lenders (with over 10 loans originated) are
Stifel Bank and Trust (2.67%), HOMESIDE FINANCIAL, LLC (2.73%), First Mortgage Solutions, LLC (2.73%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.78%) and Bank of America (2.82%).
CHARLOTTESVILLE, VA Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| First Heritage Mortgage, LLC | $293,455,000 | $264,755,000 | -9.8% | 7.3% |
| QUICKEN LOANS, LLC | $244,875,000 | $234,730,000 | -4.1% | 6.5% |
| Fulton Bank | $167,465,000 | $198,260,000 | 18.4% | 5.5% |
| Truist Bank | $134,110,000 | $138,355,000 | 3.2% | 3.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $75,230,000 | $130,335,000 | 73.2% | 3.6% |
| Wells Fargo Bank | $107,680,000 | $108,335,000 | 0.6% | 3.0% |
| Atlantic Coast Mortgage, LLC | $115,035,000 | $102,400,000 | -11.0% | 2.8% |
| GREYSTONE SERVICING COMPANY LLC | $95,660,000 | $101,695,000 | 6.3% | 2.8% |
| Bank of America | $68,060,000 | $71,855,000 | 5.6% | 2.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $73,750,000 | $71,130,000 | -3.6% | 2.0% |
| FREEDOM MORTGAGE CORPORATION | $82,370,000 | $70,980,000 | -13.8% | 2.0% |
| LOANDEPOT.COM, LLC | $40,690,000 | $66,285,000 | 62.9% | 1.8% |
| NFM, INC. | $49,375,000 | $59,460,000 | 20.4% | 1.6% |
| FINANCE OF AMERICA MORTGAGE LLC | $65,045,000 | $58,145,000 | -10.6% | 1.6% |
| PENNYMAC LOAN SERVICES, LLC | $39,070,000 | $53,360,000 | 36.6% | 1.5% |
| Presidential Bank, FSB | $59,305,000 | $51,070,000 | -13.9% | 1.4% |
| MOVEMENT MORTGAGE, LLC | $45,625,000 | $46,455,000 | 1.8% | 1.3% |
| CAPITAL CENTER, L.L.C. | $40,500,000 | $44,685,000 | 10.3% | 1.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $27,680,000 | $43,625,000 | 57.6% | 1.2% |
| Towne First Mortgage, LLC | $29,525,000 | $43,475,000 | 47.2% | 1.2% |
| NAVY FEDERAL CREDIT UNION | $38,525,000 | $43,135,000 | 12.0% | 1.2% |
| WALKER & DUNLOP, LLC | $42,520,000 | n/a | 1.2% | |
| Waterstone Mortgage Corporation | $57,970,000 | $42,240,000 | -27.1% | 1.2% |
| Member Options, LLC | $255,000 | $42,060,000 | 16,394.1% | 1.2% |
| HOME POINT FINANCIAL CORPORATION | $21,305,000 | $40,315,000 | 89.2% | 1.1% |
| UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION,INC. | $62,245,000 | $38,745,000 | -37.8% | 1.1% |
| Prosperity Home Mortgage, LLC | $42,500,000 | $37,505,000 | -11.8% | 1.0% |
| AMERISAVE MORTGAGE CORPORATION | $35,220,000 | $36,675,000 | 4.1% | 1.0% |
| U.S. Bank | $53,645,000 | $36,420,000 | -32.1% | 1.0% |
| BERKELEY POINT CAPITAL LLC | $35,975,000 | $36,035,000 | 0.2% | 1.0% |
| Atlantic Union Bank | $45,415,000 | $36,025,000 | -20.7% | 1.0% |
| GUARANTEED RATE, INC. | $19,295,000 | $35,770,000 | 85.4% | 1.0% |
| JPMorgan Chase Bank | $29,050,000 | $35,490,000 | 22.2% | 1.0% |
| Carter Bank & Trust | $24,380,000 | $34,350,000 | 40.9% | 1.0% |
| Mortgage Research Center, LLC | $18,365,000 | $29,060,000 | 58.2% | 0.8% |
| C & F Mortgage Corporation | $29,195,000 | $28,040,000 | -4.0% | 0.8% |
| BETTER MORTGAGE CORPORATION | $27,365,000 | n/a | 0.8% | |
| George Mason Mortgage, LLC | $27,925,000 | $26,150,000 | -6.4% | 0.7% |
| First-Citizens Bank & Trust Company | $21,100,000 | $24,340,000 | 15.4% | 0.7% |
| NEWREZ LLC | $14,710,000 | $24,305,000 | 65.2% | 0.7% |
| Renasant Bank | $22,890,000 | $23,435,000 | 2.4% | 0.6% |
| NVR Mortgage Finance, Inc. | $42,760,000 | $22,725,000 | -46.9% | 0.6% |
| Virginia Credit Union, Inc. | $26,480,000 | $20,610,000 | -22.2% | 0.6% |
| Citibank | $9,600,000 | $20,350,000 | 112.0% | 0.6% |
| Citizens Bank | $12,430,000 | $20,220,000 | 62.7% | 0.6% |
| Blue Ridge Bank | $20,910,000 | $18,190,000 | -13.0% | 0.5% |
| Ixonia Bank | $1,245,000 | $17,910,000 | 1,338.6% | 0.5% |
| Alcova Mortgage LLC | $16,020,000 | $17,325,000 | 8.1% | 0.5% |
| People's United Bank | $17,135,000 | n/a | 0.5% | |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $15,980,000 | $16,690,000 | 4.4% | 0.5% |
| USAA Federal Savings Bank | $28,715,000 | $16,490,000 | -42.6% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $12,145,000 | $15,830,000 | 30.3% | 0.4% |
| RESIDENTIAL MORTGAGE SERVICES, INC. | $18,565,000 | $15,795,000 | -14.9% | 0.4% |
| First Guaranty Mortgage Corporation | $2,300,000 | $15,280,000 | 564.3% | 0.4% |
| PENTAGON FEDERAL CREDIT UNION | $10,005,000 | $15,005,000 | 50.0% | 0.4% |
| Virginia National Bank | $15,435,000 | $14,280,000 | -7.5% | 0.4% |
| CALIBER HOME LOANS, INC. | $15,975,000 | $14,240,000 | -10.9% | 0.4% |
| BROKER SOLUTIONS, INC. | $8,595,000 | $13,105,000 | 52.5% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $16,105,000 | $13,030,000 | -19.1% | 0.4% |
| Wyndham Capital Mortgage, Inc. | $8,305,000 | $11,945,000 | 43.8% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,540,000 | $10,400,000 | 309.4% | 0.3% |
| CBM Mortgage, Inc. | $13,500,000 | $10,165,000 | -24.7% | 0.3% |
| Barrington Bank & Trust Company, N.A. | $14,115,000 | $9,990,000 | -29.2% | 0.3% |
| EMBRACE HOME LOANS, INC. | $7,875,000 | $9,720,000 | 23.4% | 0.3% |
| MCLEAN MORTGAGE CORPORATION | $11,905,000 | $9,600,000 | -19.4% | 0.3% |
| GUILD MORTGAGE COMPANY | $22,065,000 | $9,550,000 | -56.7% | 0.3% |
| Flagstar Bank, FSB | $10,610,000 | $9,350,000 | -11.9% | 0.3% |
| NBKC BANK | $6,785,000 | $8,790,000 | 29.6% | 0.2% |
| PNC Bank | $6,570,000 | $8,725,000 | 32.8% | 0.2% |
| Towne Mortgage, LLC | $1,385,000 | $8,695,000 | 527.8% | 0.2% |
| UBS Bank USA | $3,275,000 | $8,625,000 | 163.4% | 0.2% |
| First National Bank of Pennsylvania | $1,685,000 | $8,180,000 | 385.5% | 0.2% |
| The Federal Savings Bank | $8,170,000 | $8,065,000 | -1.3% | 0.2% |
| GUARANTY HOME MORTGAGE CORPORATION | $7,315,000 | $7,895,000 | 7.9% | 0.2% |
| Morgan Stanley Private Bank | $27,335,000 | $7,785,000 | -71.5% | 0.2% |
| CBRE MULTIFAMILY CAPITAL, INC. | $7,645,000 | n/a | 0.2% | |
| Chicago Mortgage Solutions LLC | $7,285,000 | n/a | 0.2% | |
| DUPONT COMMUNITY | $7,330,000 | $7,275,000 | -0.8% | 0.2% |
| Strong Home Mortgage, LLC | $6,525,000 | $6,975,000 | 6.9% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $3,140,000 | $6,970,000 | 122.0% | 0.2% |
| DEPARTMENT OF COMMERCE | $8,710,000 | $6,940,000 | -20.3% | 0.2% |
| Ameris Bank | $4,340,000 | $6,920,000 | 59.4% | 0.2% |
| Southern Bank and Trust Company | $325,000 | $6,895,000 | 2,021.5% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,115,000 | $6,820,000 | 65.7% | 0.2% |
| First Mortgage Solutions, LLC | $5,510,000 | $6,555,000 | 19.0% | 0.2% |
| Charles Schwab Bank, SSB | $7,400,000 | $6,535,000 | -11.7% | 0.2% |
| FIRST BANCORP, INC. | $8,545,000 | $6,525,000 | -23.6% | 0.2% |
| FIRST SAVINGS MORTGAGE CORPORATION | $6,040,000 | $6,525,000 | 8.0% | 0.2% |
| TD Bank | $2,515,000 | $6,120,000 | 143.3% | 0.2% |
| FirstBank | $4,150,000 | $5,695,000 | 37.2% | 0.2% |
| Stifel Bank and Trust | $8,295,000 | $5,620,000 | -32.2% | 0.2% |
| North American Savings Bank, F.S.B. | $8,825,000 | $5,575,000 | -36.8% | 0.2% |
| INTERCOASTAL MORTGAGE COMPANY | $8,190,000 | $5,260,000 | -35.8% | 0.1% |
| Carrington Mortgage Services, LLC | $6,585,000 | $5,175,000 | -21.4% | 0.1% |
| SOUTHERN TRUST MORTGAGE, LLC | $4,905,000 | $5,175,000 | 5.5% | 0.1% |
| Northwest Federal Credit Union | $3,755,000 | $5,105,000 | 36.0% | 0.1% |
| Integrity Home Mortgage Corp | $5,070,000 | n/a | 0.1% | |
| Northpointe Bank | $6,380,000 | $4,965,000 | -22.2% | 0.1% |
| NEW DAY FINANCIAL, LLC | $6,525,000 | $4,920,000 | -24.6% | 0.1% |
| United Bank | $2,990,000 | $4,715,000 | 57.7% | 0.1% |
| FIRST HOME MORTGAGE CORPORATION | $3,595,000 | $4,700,000 | 30.7% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,400,000 | $4,695,000 | 235.4% | 0.1% |
| Towne Bank | $8,025,000 | $4,665,000 | -41.9% | 0.1% |
| OVM FINANCIAL, INC. | $1,845,000 | $4,575,000 | 148.0% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,595,000 | $4,560,000 | 26.8% | 0.1% |
| ZILLOW HOME LOANS, LLC | $2,920,000 | $4,550,000 | 55.8% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,995,000 | $4,390,000 | 120.1% | 0.1% |
| First Republic Bank | $555,000 | $4,365,000 | 686.5% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $2,815,000 | $4,360,000 | 54.9% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $5,735,000 | $4,355,000 | -24.1% | 0.1% |
| BNY Mellon | $975,000 | $4,260,000 | 336.9% | 0.1% |
| SOFI LENDING CORP. | $5,475,000 | $4,210,000 | -23.1% | 0.1% |
| AgFirst Farm Credit Bank | $2,965,000 | $3,940,000 | 32.9% | 0.1% |
| TOWER | $7,060,000 | $3,835,000 | -45.7% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $3,500,000 | $3,795,000 | 8.4% | 0.1% |
| BNC National Bank | $4,140,000 | $3,685,000 | -11.0% | 0.1% |
| F & M BANK CORP. | $2,250,000 | $3,480,000 | 54.7% | 0.1% |
| Silicon Valley Bank | $855,000 | $3,410,000 | 298.8% | 0.1% |
| VILLAGE BANK MORTGAGE CORPORATION | $2,620,000 | $3,380,000 | 29.0% | 0.1% |
| Fifth Third Bank | $6,260,000 | $3,370,000 | -46.2% | 0.1% |
| Essex Bank | $255,000 | $3,310,000 | 1,198.0% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $3,085,000 | $3,230,000 | 4.7% | 0.1% |
| LENDERFI, INC. | $2,085,000 | $3,225,000 | 54.7% | 0.1% |
| United Nations Federal Credit Union | $225,000 | $2,920,000 | 1,197.8% | 0.1% |
| LOANPAL, LLC | $5,405,000 | $2,885,000 | -46.6% | 0.1% |
| Cf Bank | $2,990,000 | $2,875,000 | -3.8% | 0.1% |
| Beeline Loans, Inc. | $1,040,000 | $2,855,000 | 174.5% | 0.1% |
| Nations Lending Corporation | $2,140,000 | $2,840,000 | 32.7% | 0.1% |
| ROSS MORTGAGE CORPORATION | $2,810,000 | n/a | 0.1% | |
| AmeriHome Mortgage Company, LLC | $1,670,000 | $2,760,000 | 65.3% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,295,000 | $2,755,000 | 112.7% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,190,000 | $2,690,000 | 126.1% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $2,615,000 | $2,690,000 | 2.9% | 0.1% |
| Keystone Funding, Inc. | $2,585,000 | n/a | 0.1% | |
| TIDEWATER MORTGAGE SERVICES, INC. | $2,445,000 | $2,565,000 | 4.9% | 0.1% |
| Christensen Financial, Inc. | $2,365,000 | $2,555,000 | 8.0% | 0.1% |
| Lakeview Community Capital, LLC | $2,975,000 | $2,540,000 | -14.6% | 0.1% |
| EagleBank | $515,000 | $2,495,000 | 384.5% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $2,625,000 | $2,490,000 | -5.1% | 0.1% |
| First Federal Bank | $3,735,000 | $2,485,000 | -33.5% | 0.1% |
| HOMESTEAD FUNDING CORP. | $6,885,000 | $2,400,000 | -65.1% | 0.1% |
| APEX HOME LOANS, INC. | $2,065,000 | $2,340,000 | 13.3% | 0.1% |
| TIAA, FSB | $4,415,000 | $2,335,000 | -47.1% | 0.1% |
| CLEARPATH LENDING | $6,780,000 | $2,325,000 | -65.7% | 0.1% |
| Sandy Spring Bank | $3,585,000 | $2,325,000 | -35.1% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $7,115,000 | $2,265,000 | -68.2% | 0.1% |
| Aurora Financial, LLC | $2,545,000 | $2,200,000 | -13.6% | 0.1% |
| FEDERATED MORTGAGE CORP. | $2,190,000 | n/a | 0.1% | |
| KeyBank | $2,455,000 | $2,100,000 | -14.5% | 0.1% |
| BLUELEAF LENDING, LLC | $405,000 | $2,095,000 | 417.3% | 0.1% |
| RESIDENTIAL BANCORP. | $2,095,000 | n/a | 0.1% | |
| Vellum Mortgage, Inc. | $2,165,000 | $2,070,000 | -4.4% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $365,000 | $2,020,000 | 453.4% | 0.1% |
| Zions Bancorporation, N.A. | $2,005,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $3,630,000 | $1,970,000 | -45.7% | 0.1% |
| ARC HOME LLC | $610,000 | $1,960,000 | 221.3% | 0.1% |
| LANGLEY | $2,260,000 | $1,900,000 | -15.9% | 0.1% |
| First Reliance Bank | $605,000 | $1,885,000 | 211.6% | 0.1% |
| City National Bank | $1,935,000 | $1,870,000 | -3.4% | 0.1% |
| City National Bank of West Virginia | $1,545,000 | $1,830,000 | 18.4% | 0.1% |
| Farmers Bank & Trust | $2,005,000 | $1,830,000 | -8.7% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,245,000 | $1,765,000 | -45.6% | 0.0% |
| Citizens and Farmers Bank | $1,920,000 | $1,750,000 | -8.9% | 0.0% |
| Bank of the James | $2,995,000 | $1,730,000 | -42.2% | 0.0% |
| Farm Credit of the Virginias, ACA | $1,760,000 | $1,730,000 | -1.7% | 0.0% |
| PLANET HOME LENDING, LLC | $2,675,000 | $1,730,000 | -35.3% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,720,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $1,550,000 | $1,700,000 | 9.7% | 0.0% |
| ALLIANT CREDIT UNION | $370,000 | $1,695,000 | 358.1% | 0.0% |
| SWBC MORTGAGE CORPORATION | $265,000 | $1,610,000 | 507.5% | 0.0% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $1,135,000 | $1,590,000 | 40.1% | 0.0% |
| SPRING EQ, LLC | $175,000 | $1,555,000 | 788.6% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $16,865,000 | $1,515,000 | -91.0% | 0.0% |
| Assurance Financial Group, L.L.C. | $1,100,000 | $1,505,000 | 36.8% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $495,000 | $1,505,000 | 204.0% | 0.0% |
| KS StateBank | $1,755,000 | $1,490,000 | -15.1% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $3,535,000 | $1,480,000 | -58.1% | 0.0% |
| Dollar Bank, Federal Savings Bank | $1,475,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $2,665,000 | $1,470,000 | -44.8% | 0.0% |
| PHH Mortgage Corporation | $1,310,000 | $1,420,000 | 8.4% | 0.0% |
| First National Bank of America | $455,000 | $1,340,000 | 194.5% | 0.0% |
| SONABANK | $505,000 | $1,340,000 | 165.3% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,335,000 | n/a | 0.0% | |
| UNION HOME MORTGAGE CORP. | $1,385,000 | $1,330,000 | -4.0% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $390,000 | $1,305,000 | 234.6% | 0.0% |
| American National Bank and Trust Company | $1,195,000 | $1,265,000 | 5.9% | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | $1,265,000 | n/a | 0.0% | |
| Capital Bank | $4,100,000 | $1,260,000 | -69.3% | 0.0% |
| Watermark Capital, Inc. | $665,000 | $1,260,000 | 89.5% | 0.0% |
| FAMILY FIRST FUNDING LLC | $660,000 | $1,245,000 | 88.6% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $510,000 | $1,230,000 | 141.2% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $470,000 | $1,215,000 | 158.5% | 0.0% |
| Gateway First Bank | $915,000 | $1,145,000 | 25.1% | 0.0% |
| American Airlines Federal Credit Union | $1,140,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $1,140,000 | n/a | 0.0% | |
| Goldman Sachs Bank USA | $1,085,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $1,905,000 | $1,080,000 | -43.3% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,035,000 | $1,075,000 | 3.9% | 0.0% |
| MANN FINANCIAL INC. | $195,000 | $1,070,000 | 448.7% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $4,025,000 | $1,050,000 | -73.9% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $2,765,000 | $1,040,000 | -62.4% | 0.0% |
| MILEND, INC. | $1,600,000 | $1,025,000 | -35.9% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $1,125,000 | $1,015,000 | -9.8% | 0.0% |
| EVERETT FINANCIAL, INC. | $1,005,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $970,000 | $1,005,000 | 3.6% | 0.0% |
| VALOR BANK | $1,005,000 | n/a | 0.0% | |
| STATE EMPLOYEES' | $860,000 | $1,000,000 | 16.3% | 0.0% |
| Bank of England | $1,110,000 | $985,000 | -11.3% | 0.0% |
| First National Bank | $305,000 | $970,000 | 218.0% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,360,000 | $965,000 | -59.1% | 0.0% |
| Congressional Bank | $1,385,000 | $955,000 | -31.0% | 0.0% |
| First Federal Bank of Kansas City | $2,840,000 | $945,000 | -66.7% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $740,000 | $925,000 | 25.0% | 0.0% |
| COLONIAL MORTGAGE SERVICE COMPANY OF AMERICA | $900,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $3,205,000 | $890,000 | -72.2% | 0.0% |
| Plains Commerce Bank | $675,000 | $875,000 | 29.6% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $1,365,000 | $870,000 | -36.3% | 0.0% |
| Summit Community Bank, Inc. | $885,000 | $855,000 | -3.4% | 0.0% |
| ENVOY MORTGAGE, LTD | $2,675,000 | $825,000 | -69.2% | 0.0% |
| GoPrime Mortgage, Inc. | $835,000 | $815,000 | -2.4% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $800,000 | $810,000 | 1.3% | 0.0% |
| Citadel Servicing Corporation | $785,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $785,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $785,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $3,130,000 | $780,000 | -75.1% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $1,425,000 | $765,000 | -46.3% | 0.0% |
| BAY CAPITAL MORTGAGE CORPORATION | $325,000 | $755,000 | 132.3% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $755,000 | n/a | 0.0% | |
| The Northern Trust Company | $755,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $380,000 | $745,000 | 96.1% | 0.0% |
| IVY MORTGAGE, INC. | $735,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $500,000 | $730,000 | 46.0% | 0.0% |
| Univest Bank and Trust Co. | $730,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $5,655,000 | $715,000 | -87.4% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $695,000 | n/a | 0.0% | |
| NEWPORT NEWS SHIPBUILDING EMPLOYEES | $690,000 | n/a | 0.0% | |
| FIDELITY DIRECT MORTGAGE, LLC | $135,000 | $675,000 | 400.0% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $95,000 | $655,000 | 589.5% | 0.0% |
| Mid-Continent Funding, Inc. | $655,000 | $650,000 | -0.8% | 0.0% |
| Manufacturers and Traders Trust Company | $4,610,000 | $640,000 | -86.1% | 0.0% |
| PARK VIEW FEDERAL CREDIT UNION | $640,000 | n/a | 0.0% | |
| Visio Financial Services Inc. | $640,000 | n/a | 0.0% | |
| Apple Federal Credit Union | $2,220,000 | $630,000 | -71.6% | 0.0% |
| Hometown Lenders, Inc. | $630,000 | n/a | 0.0% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $205,000 | $620,000 | 202.4% | 0.0% |
| The Huntington National Bank | $830,000 | $615,000 | -25.9% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $615,000 | n/a | 0.0% | |
| CMG MORTGAGE, INC. | $680,000 | $610,000 | -10.3% | 0.0% |
| DIGITAL Federal Credit Union | $580,000 | n/a | 0.0% | |
| MISSION MORTGAGE LLC | $570,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $205,000 | $570,000 | 178.0% | 0.0% |
| Figure Lending LLC | $185,000 | $565,000 | 205.4% | 0.0% |
| Goldwater Bank, N.A. | $135,000 | $560,000 | 314.8% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $560,000 | n/a | 0.0% | |
| PARTNERS 1ST Federal Credit Union | $215,000 | $560,000 | 160.5% | 0.0% |
| TOWNE MORTGAGE COMPANY | $325,000 | $560,000 | 72.3% | 0.0% |
| NewTowne Mortgage, LLC | $915,000 | $550,000 | -39.9% | 0.0% |
| Frontier Bank | $545,000 | n/a | 0.0% | |
| The Park National Bank | $545,000 | n/a | 0.0% | |
| Uwharrie Bank | $175,000 | $545,000 | 211.4% | 0.0% |
| Western State Bank | $545,000 | n/a | 0.0% | |
| First Bank | $445,000 | $535,000 | 20.2% | 0.0% |
| EMM LOANS LLC | $1,210,000 | $530,000 | -56.2% | 0.0% |
| GENEVA FINANCIAL, LLC | $295,000 | $530,000 | 79.7% | 0.0% |
| DOMINION ENERGY CREDIT UNION | $520,000 | n/a | 0.0% | |
| Axos Bank | $515,000 | $515,000 | 0.0% | 0.0% |
| CELEBRITY HOME LOANS, LLC | $515,000 | n/a | 0.0% | |
| HomeTrust Bank | $205,000 | $515,000 | 151.2% | 0.0% |
| JAMS-01, INC. | $1,135,000 | $515,000 | -54.6% | 0.0% |
| Colten Mortgage, LLC | $510,000 | n/a | 0.0% | |
| Tidewater Home Funding, LLC | $1,075,000 | $510,000 | -52.6% | 0.0% |
| Arvest Bank | $175,000 | $505,000 | 188.6% | 0.0% |
| Colonial Savings, F.A. | $495,000 | n/a | 0.0% | |
| THRIVE MORTGAGE, LLC | $485,000 | n/a | 0.0% | |
| UNIVERSAL MORTGAGE & FINANCE, INC. | $485,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $480,000 | n/a | 0.0% | |
| Simmons Bank | $465,000 | n/a | 0.0% | |
| NEXTMARK | $860,000 | $460,000 | -46.5% | 0.0% |
| USAlliance Federal Credit Union | $455,000 | n/a | 0.0% | |
| GEO-CORP, INC. | $245,000 | $450,000 | 83.7% | 0.0% |
| First United Corporation | $445,000 | n/a | 0.0% | |
| Great Southern Bank | $615,000 | $445,000 | -27.6% | 0.0% |
| State Department Federal Credit Union | $200,000 | $440,000 | 120.0% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $435,000 | n/a | 0.0% | |
| The Freedom Bank of Virginia | $1,480,000 | $430,000 | -70.9% | 0.0% |
| First Community Bank | $425,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $225,000 | $425,000 | 88.9% | 0.0% |
| Kwik Mortgage Corporation | $405,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP. | $400,000 | n/a | 0.0% | |
| BMI Federal Credit Union | $395,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $395,000 | n/a | 0.0% | |
| MYCUMORTGAGE, LLC | $390,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $145,000 | $385,000 | 165.5% | 0.0% |
| First Community Bank | $380,000 | n/a | 0.0% | |
| RESIDENTIAL HOME FUNDING CORP. | $820,000 | $375,000 | -54.3% | 0.0% |
| Residential Mortgage Solutions, Inc. | $680,000 | $375,000 | -44.9% | 0.0% |
| Advance Financial Group, LLC | $530,000 | $370,000 | -30.2% | 0.0% |
| First Carolina Bank | $365,000 | n/a | 0.0% | |
| N R L Federal Credit Union | $365,000 | $365,000 | 0.0% | 0.0% |
| Paramount Bank | $660,000 | $365,000 | -44.7% | 0.0% |
| Shore United Bank | $365,000 | n/a | 0.0% | |
| STOCKTON MORTGAGE CORPORATION | $365,000 | n/a | 0.0% | |
| UIF CORPORATION | $360,000 | n/a | 0.0% | |
| Capital City Home Loans, LLC | $355,000 | n/a | 0.0% | |
| Colonial Farm Credit, ACA | $930,000 | $350,000 | -62.4% | 0.0% |
| Meridian Bank Corporation | $350,000 | n/a | 0.0% | |
| Glacier Bank | $345,000 | n/a | 0.0% | |
| Pinnacle Bank | $345,000 | n/a | 0.0% | |
| York Traditions Bank | $345,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $1,360,000 | $340,000 | -75.0% | 0.0% |
| COASTAL Federal Credit Union | $65,000 | $335,000 | 415.4% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $335,000 | n/a | 0.0% | |
| PIKE CREEK MORTGAGE SERVICES, INC. | $505,000 | $335,000 | -33.7% | 0.0% |
| Discover Bank | $680,000 | $325,000 | -52.2% | 0.0% |
| KELLER MORTGAGE, LLC | $615,000 | $320,000 | -48.0% | 0.0% |
| SUMMIT FUNDING, INC. | $510,000 | $320,000 | -37.3% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $315,000 | n/a | 0.0% | |
| NBH Bank | $315,000 | n/a | 0.0% | |
| OCMBC, INC. | $185,000 | $315,000 | 70.3% | 0.0% |
| Prime Choice Funding Inc. | $1,415,000 | $315,000 | -77.7% | 0.0% |
| SEVERN SAVINGS BANK, FSB DBA SEVERN BANK | $315,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $720,000 | $305,000 | -57.6% | 0.0% |
| Southern First Bank | $305,000 | n/a | 0.0% | |
| The Central Trust Bank | $305,000 | n/a | 0.0% | |
| Magnolia Bank | $785,000 | $295,000 | -62.4% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $285,000 | n/a | 0.0% | |
| IMPAC MORTGAGE CORP. | $445,000 | $285,000 | -36.0% | 0.0% |
| United Fidelity Funding Corp. | $285,000 | n/a | 0.0% | |
| NEW FED MORTGAGE, CORP. | $275,000 | n/a | 0.0% | |
| WesBanco Bank, Inc. | $275,000 | n/a | 0.0% | |
| C&F Select LLC | $265,000 | n/a | 0.0% | |
| Community First National Bank | $265,000 | n/a | 0.0% | |
| First Horizon Bank | $265,000 | n/a | 0.0% | |
| MID-ISLAND MORTGAGE CORP. | $540,000 | $265,000 | -50.9% | 0.0% |
| NMSI, INC. | $265,000 | n/a | 0.0% | |
| EASTMAN | $610,000 | $255,000 | -58.2% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $1,730,000 | $255,000 | -85.3% | 0.0% |
| INTELLILOAN, INC. | $225,000 | $255,000 | 13.3% | 0.0% |
| Merchants Bank of Indiana | $255,000 | $255,000 | 0.0% | 0.0% |
| NATION ONE MORTGAGE CORPORATION | $1,445,000 | $255,000 | -82.4% | 0.0% |
| UNITED SECURITY FINANCIAL CORP | $255,000 | n/a | 0.0% | |
| HENRICO Federal Credit Union | $155,000 | $250,000 | 61.3% | 0.0% |
| 1st Constitution Bank | $245,000 | n/a | 0.0% | |
| First Savings Bank | $445,000 | $245,000 | -44.9% | 0.0% |
| Metro City Bank | $300,000 | $245,000 | -18.3% | 0.0% |
| Midwest BankCentre | $245,000 | n/a | 0.0% | |
| Red River Bank | $245,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $240,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $450,000 | $225,000 | -50.0% | 0.0% |
| Farmers & Merchants Bank | $225,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $125,000 | $225,000 | 80.0% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $340,000 | $225,000 | -33.8% | 0.0% |
| STEARNS LENDING, LLC | $2,585,000 | $225,000 | -91.3% | 0.0% |
| TJC Mortgage, Inc. | $2,505,000 | $215,000 | -91.4% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $205,000 | n/a | 0.0% | |
| Mortgage Assurance Inc. | $205,000 | n/a | 0.0% | |
| NP, Inc. | $1,035,000 | $205,000 | -80.2% | 0.0% |
| Poli Mortgage Group, Inc. | $680,000 | $205,000 | -69.9% | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | $200,000 | n/a | 0.0% | |
| 1ST FINANCIAL, INC. | $195,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $195,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $470,000 | $190,000 | -59.6% | 0.0% |
| FNB Bank, Inc. | $185,000 | n/a | 0.0% | |
| MEMBER ONE | $205,000 | $180,000 | -12.2% | 0.0% |
| TCF National Bank | $180,000 | n/a | 0.0% | |
| Call Federal Credit Union | $260,000 | $175,000 | -32.7% | 0.0% |
| CERTAINTY HOME LOANS, LLC | $175,000 | n/a | 0.0% | |
| EQUITY RESOURCES, INC. | $1,440,000 | $175,000 | -87.8% | 0.0% |
| JAMES B. NUTTER & COMPANY | $175,000 | n/a | 0.0% | |
| MIDLAND MORTGAGE CORPORATION | $640,000 | $175,000 | -72.7% | 0.0% |
| SIRVA MORTGAGE, INC. | $890,000 | $165,000 | -81.5% | 0.0% |
| 21ST MORTGAGE CORPORATION | $65,000 | $160,000 | 146.2% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $795,000 | $155,000 | -80.5% | 0.0% |
| T2 FINANCIAL LLC | $675,000 | $155,000 | -77.0% | 0.0% |
| Community Bank of the Chesapeake | $145,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $145,000 | n/a | 0.0% | |
| First Home Bank | $265,000 | $145,000 | -45.3% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $550,000 | $145,000 | -73.6% | 0.0% |
| Pendleton Community Bank, Inc. | $145,000 | n/a | 0.0% | |
| Woori America Bank | $145,000 | n/a | 0.0% | |
| Great Plains National Bank | $135,000 | n/a | 0.0% | |
| JOHNSON MORTGAGE COMPANY, L.L.C. | $135,000 | n/a | 0.0% | |
| MIDWEST LOAN SOLUTIONS, INC. | $135,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $135,000 | n/a | 0.0% | |
| WRIGHT-PATT CREDIT UNION, INC. | $135,000 | n/a | 0.0% | |
| First Bank | $445,000 | $125,000 | -71.9% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $125,000 | n/a | 0.0% | |
| BOND STREET MORTGAGE, LLC | $105,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $105,000 | n/a | 0.0% | |
| AFFINITY | $100,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $95,000 | n/a | 0.0% | |
| COMMONWEALTH ONE FEDERAL CREDIT UNION | $225,000 | $85,000 | -62.2% | 0.0% |
| Luxury Mortgage Corp. | $305,000 | $75,000 | -75.4% | 0.0% |
| Park Lane Finance Solutions, LLC | $65,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $55,000 | n/a | 0.0% | |
| NSWC Federal Credit Union | $55,000 | n/a | 0.0% | |
| The Farmers Bank of Appomattox | $685,000 | $55,000 | -92.0% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $50,000 | $50,000 | 0.0% | 0.0% |
| TOGETHER CREDIT UNION | $390,000 | $45,000 | -88.5% | 0.0% |
| MERCK EMPLOYEES FEDERAL CREDIT UNION | $1,145,000 | $35,000 | -96.9% | 0.0% |
| AGRICULTURE Federal Credit Union | $25,000 | n/a | 0.0% |
CHARLOTTESVILLE's top lender by overall market share is First Heritage Mortgage, LLC, with 7.3% market share. In second place, with 6.5%, is QUICKEN LOANS, LLC, having originated $234,730,000 in loans. In third place, with 5.5%, is Fulton Bank, having originated $198,260,000 in loans. In third place, with 3.8%, is Truist Bank, having originated $138,355,000 in loans. In third place, with 3.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $130,335,000 in loans.
CHARLOTTESVILLE, VA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 4,379 | $1,429,935,000 | $326,544 |
| Home Purchase | 4,093 | $1,525,695,000 | $372,757 |
| Cash Out Refi | 1,829 | $528,265,000 | $288,827 |
| Home Improvement | 437 | $50,285,000 | $115,069 |
| Other | 359 | $72,135,000 | $200,933 |
Charlottesville's most frequently cited loan purpose was Refi, with 4,379 originations. The 2nd most popular reason was Home Purchase, with 4,093 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 4,715 | $1,566,755,000 | $332,292 |
| 3-4% | 3,334 | $1,039,010,000 | $311,641 |
| <2.5% | 2,250 | $781,150,000 | $347,178 |
| 4-5% | 265 | $86,675,000 | $327,075 |
| Over 8% | 78 | $11,190,000 | $143,462 |
| 5-6% | 38 | $10,990,000 | $289,211 |
| 6-7% | 20 | $2,270,000 | $113,500 |
| 7-8% | 17 | $2,525,000 | $148,529 |
During 2021, Charlottesville's most frequently originated rate bucket was 2.5-3%, with 4,715 originations.
Loan Sizing (CHARLOTTESVILLE, VA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 5,549 | $1,595,165,000 | $287,469 |
| $100k-200k | 2,505 | $389,345,000 | $155,427 |
| $400k-600k | 1,658 | $790,120,000 | $476,550 |
| $100,000 or less | 766 | $46,330,000 | $60,483 |
| $600k-1000k | 470 | $348,520,000 | $741,532 |
| $Over $1MM | 149 | $436,835,000 | $2,931,779 |
CHARLOTTESVILLE's loan sizing saw the bucket of loans from $200k-400k with 5,549 originations, totaling $1,595,165,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 3,877 | $1,410,915,000 | $363,919 |
| 80-100% | 3,309 | $1,247,605,000 | $377,034 |
| 40-60% | 1,891 | $537,145,000 | $284,053 |
| 20-40% | 761 | $141,485,000 | $185,920 |
| Under 20% | 392 | $44,670,000 | $113,954 |
| Over 100% | 126 | $51,760,000 | $410,794 |
CHARLOTTESVILLE's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 3,877 originations, totaling $1,410,915,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - CHARLOTTESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $386,500 (1.1%) | $578,823 (2.7%) | 1.42 | 1,257 |
| 2018-02-01 | $387,450 (-0.6%) | $572,887 (-0.5%) | 1.40 | 1,293 |
| 2018-03-01 | $389,000 (-0.2%) | $601,258 (1.0%) | 1.35 | 1,464 |
| 2018-04-01 | $389,900 (-1.3%) | $581,823 (-2.2%) | 1.31 | 1,603 |
| 2018-05-01 | $392,500 (-1.7%) | $576,611 (-4.0%) | 1.31 | 1,689 |
| 2018-06-01 | $389,000 (-2.6%) | $579,774 (-2.3%) | 1.30 | 1,723 |
| 2018-07-01 | $385,000 (-3.5%) | $571,126 (-2.6%) | 1.28 | 1,694 |
| 2018-08-01 | $382,500 (-3.9%) | $606,401 (7.9%) | 1.28 | 1,667 |
| 2018-09-01 | $384,900 (-2.8%) | $640,833 (13.3%) | 1.29 | 1,690 |
| 2018-10-01 | $384,925 (-3.5%) | $591,106 (1.8%) | 1.29 | 1,704 |
| 2018-11-01 | $389,000 (-2.0%) | $592,151 (2.7%) | 1.30 | 1,552 |
| 2018-12-01 | $379,000 (-1.6%) | $548,215 (-3.6%) | 1.30 | 1,363 |
| 2019-01-01 | $382,950 (-0.9%) | $568,030 (-1.9%) | 1.32 | 1,267 |
| 2019-02-01 | $397,450 (2.6%) | $599,263 (4.6%) | 1.33 | 1,292 |
| 2019-03-01 | $414,900 (6.7%) | $622,915 (3.6%) | 1.35 | 1,409 |
| 2019-04-01 | $429,900 (10.3%) | $644,044 (10.7%) | 1.35 | 1,539 |
| 2019-05-01 | $434,450 (10.7%) | $657,549 (14.0%) | 1.34 | 1,624 |
| 2019-06-01 | $424,900 (9.2%) | $623,320 (7.5%) | 1.31 | 1,624 |
| 2019-07-01 | $418,121 (8.6%) | $620,539 (8.7%) | 1.30 | 1,618 |
| 2019-08-01 | $417,995 (9.3%) | $618,775 (2.0%) | 1.32 | 1,601 |
| 2019-09-01 | $418,874 (8.8%) | $609,941 (-4.8%) | 1.33 | 1,580 |
| 2019-10-01 | $426,698 (10.9%) | $601,618 (1.8%) | 1.36 | 1,584 |
| 2019-11-01 | $425,000 (9.3%) | $597,187 (0.9%) | 1.37 | 1,448 |
| 2019-12-01 | $424,900 (12.1%) | $608,554 (11.0%) | 1.42 | 1,262 |
| 2020-01-01 | $439,945 (14.9%) | $623,318 (9.7%) | 1.47 | 1,164 |
| 2020-02-01 | $449,000 (13.0%) | $647,662 (8.1%) | 1.45 | 1,192 |
| 2020-03-01 | $459,945 (10.9%) | $649,434 (4.3%) | 1.44 | 1,264 |
| 2020-04-01 | $461,495 (7.4%) | $657,420 (2.1%) | 1.44 | 1,278 |
| 2020-05-01 | $475,000 (9.3%) | $672,121 (2.2%) | 1.44 | 1,257 |
| 2020-06-01 | $487,400 (14.7%) | $686,173 (10.1%) | 1.42 | 1,142 |
| 2020-07-01 | $499,250 (19.4%) | $704,126 (13.5%) | 1.43 | 1,074 |
| 2020-08-01 | $489,900 (17.2%) | $726,194 (17.4%) | 1.40 | 977 |
| 2020-09-01 | $512,500 (22.4%) | $764,632 (25.4%) | 1.46 | 867 |
| 2020-10-01 | $509,900 (19.5%) | $761,488 (26.6%) | 1.46 | 815 |
| 2020-11-01 | $494,950 (16.5%) | $845,430 (41.6%) | 1.42 | 758 |
| 2020-12-01 | $489,450 (15.2%) | $843,717 (38.6%) | 1.44 | 639 |
| 2021-01-01 | $489,900 (11.4%) | $869,276 (39.5%) | 1.44 | 551 |
| 2021-02-01 | $522,500 (16.4%) | $920,103 (42.1%) | 1.50 | 454 |
| 2021-03-01 | $499,900 (8.7%) | $899,005 (38.4%) | 1.40 | 488 |
| 2021-04-01 | $492,450 (6.7%) | $918,336 (39.7%) | 1.32 | 474 |
| 2021-05-01 | $474,900 (0.0%) | $864,233 (28.6%) | 1.25 | 503 |
| 2021-06-01 | $472,450 (-3.1%) | $798,917 (16.4%) | 1.23 | 515 |
| 2021-07-01 | $452,839 (-9.3%) | $720,594 (2.3%) | 1.18 | 536 |
| 2021-08-01 | $449,950 (-8.2%) | $728,740 (0.4%) | 1.18 | 538 |
| 2021-09-01 | $461,995 (-9.9%) | $741,516 (-3.0%) | 1.22 | 550 |
| 2021-10-01 | $482,500 (-5.4%) | $838,375 (10.1%) | 1.27 | 492 |
| 2021-11-01 | $492,500 (-0.5%) | $875,159 (3.5%) | 1.30 | 428 |
| 2021-12-01 | $485,405 (-0.8%) | $864,497 (2.5%) | 1.29 | 377 |
| 2022-01-01 | $509,900 (4.1%) | $982,342 (13.0%) | 1.36 | 300 |
| 2022-02-01 | $540,323 (3.4%) | $985,229 (7.1%) | 1.38 | 285 |
| 2022-03-01 | $514,450 (2.9%) | $893,932 (-0.6%) | 1.27 | 323 |
| 2022-04-01 | $499,500 (1.4%) | $884,377 (-3.7%) | 1.18 | 372 |
CHARLOTTESVILLE's median listing price for 2022-04-01 was $499,500, a difference of
$7,050
(1.4%) versus the prior year and
$-14,950 versus the prior month.
CHARLOTTESVILLE's median listing price comes in at 118% of the national average.
CHARLOTTESVILLE's average listing price for 2022-04-01 was $884,377, a difference of $-33,959 (-3.7%) versus the prior year and $-9,555 versus the prior month.
For the 2022-04-01 period, CHARLOTTESVILLE had 372 MLS listings, a difference of 49 listings (15%) versus the prior month and -102 listings (-22%) versus the prior year.
CHARLOTTESVILLE's median listing price comes in at 118% of the national average.
CHARLOTTESVILLE's average listing price for 2022-04-01 was $884,377, a difference of $-33,959 (-3.7%) versus the prior year and $-9,555 versus the prior month.
For the 2022-04-01 period, CHARLOTTESVILLE had 372 MLS listings, a difference of 49 listings (15%) versus the prior month and -102 listings (-22%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - CHARLOTTESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 118 days | 2,323 sqft |
| 2018-02-01 | 105 days | 2,321 sqft |
| 2018-03-01 | 68 days | 2,348 sqft |
| 2018-04-01 | 62 days | 2,343 sqft |
| 2018-05-01 | 67 days | 2,363 sqft |
| 2018-06-01 | 77 days | 2,352 sqft |
| 2018-07-01 | 92 days | 2,350 sqft |
| 2018-08-01 | 96 days | 2,343 sqft |
| 2018-09-01 | 103 days | 2,344 sqft |
| 2018-10-01 | 109 days | 2,370 sqft |
| 2018-11-01 | 113 days | 2,363 sqft |
| 2018-12-01 | 124 days | 2,290 sqft |
| 2019-01-01 | 128 days | 2,304 sqft |
| 2019-02-01 | 129 days | 2,358 sqft |
| 2019-03-01 | 81 days | 2,401 sqft |
| 2019-04-01 | 63 days | 2,416 sqft |
| 2019-05-01 | 67 days | 2,445 sqft |
| 2019-06-01 | 79 days | 2,400 sqft |
| 2019-07-01 | 88 days | 2,408 sqft |
| 2019-08-01 | 94 days | 2,438 sqft |
| 2019-09-01 | 95 days | 2,446 sqft |
| 2019-10-01 | 92 days | 2,462 sqft |
| 2019-11-01 | 94 days | 2,417 sqft |
| 2019-12-01 | 105 days | 2,393 sqft |
| 2020-01-01 | 119 days | 2,425 sqft |
| 2020-02-01 | 115 days | 2,453 sqft |
| 2020-03-01 | 68 days | 2,491 sqft |
| 2020-04-01 | 69 days | 2,463 sqft |
| 2020-05-01 | 80 days | 2,539 sqft |
| 2020-06-01 | 93 days | 2,616 sqft |
| 2020-07-01 | 101 days | 2,606 sqft |
| 2020-08-01 | 86 days | 2,588 sqft |
| 2020-09-01 | 78 days | 2,599 sqft |
| 2020-10-01 | 73 days | 2,500 sqft |
| 2020-11-01 | 72 days | 2,411 sqft |
| 2020-12-01 | 86 days | 2,434 sqft |
| 2021-01-01 | 95 days | 2,325 sqft |
| 2021-02-01 | 85 days | 2,402 sqft |
| 2021-03-01 | 51 days | 2,305 sqft |
| 2021-04-01 | 47 days | 2,323 sqft |
| 2021-05-01 | 47 days | 2,320 sqft |
| 2021-06-01 | 49 days | 2,362 sqft |
| 2021-07-01 | 48 days | 2,281 sqft |
| 2021-08-01 | 48 days | 2,250 sqft |
| 2021-09-01 | 51 days | 2,273 sqft |
| 2021-10-01 | 58 days | 2,256 sqft |
| 2021-11-01 | 59 days | 2,245 sqft |
| 2021-12-01 | 68 days | 2,222 sqft |
| 2022-01-01 | 84 days | 2,265 sqft |
| 2022-02-01 | 70 days | 2,235 sqft |
| 2022-03-01 | 39 days | 2,159 sqft |
| 2022-04-01 | 36 days | 2,158 sqft |
CHARLOTTESVILLE's median listing age (time on market) for 2022-04-01 was 36 days.
This
is -23%
shorter
than the same period one year ago.
CHARLOTTESVILLE's median square footage for active listings during the 2022-04-01 period was 2,158 sqft. One year prior, the average listing was 2,323 sqft.
CHARLOTTESVILLE's median square footage for active listings during the 2022-04-01 period was 2,158 sqft. One year prior, the average listing was 2,323 sqft.
