CHARLOTTESVILLE Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Charlottesville averaged
6.7%
for the week of 2022-12-01, compared to the national average of
6.49% for the same period.
The average rate for the prior week (2022-11-23) was
6.69% and
one month ago for the week of 2022-10-27, the
average rate was 7.29%.
Charlottesville's average rate one year ago was 3.01%.
For refis of the same type during the week of 2022-12-01, the average rate
was 6.63%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-12-01 | 6.49% |
| Charlottesville 30 Year Fixed Rate | 2022-12-01 | 6.7% |
| Charlottesville 30 Year Fixed Rate Refi | 2022-12-01 | 6.63% |
| Charlottesville 15 Year Fixed Rate | 2022-12-01 | 6.12% |
| Charlottesville 15 Year Fixed Rate Refi | 2022-12-01 | 5.96% |
| Charlottesville 30 Year FHA | 2022-12-01 | 6.33% |
| Charlottesville 30 Year FHA Refi | 2022-12-01 | 6.6% |
| Charlottesville 30 Year USDA | 2022-12-01 | 6.53% |
| Charlottesville 30 Year USDA Refi | 2022-12-01 | 6.21% |
| Charlottesville 30 Year VA | 2022-12-01 | 6.2% |
| Charlottesville 30 Year VA Refi | 2022-12-01 | 5.92% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within CHARLOTTESVILLE, VA.
CHARLOTTESVILLE Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the CHARLOTTESVILLE, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
CHARLOTTESVILLE Average Closing Costs & Other Stats
CHARLOTTESVILLE, VA's 292 lenders originated 11,097
loans during 2021. The total origination value was $3,606,315,000, with an average loan value of
$324,981.
CHARLOTTESVILLE's average closing costs are $4,812.
The top CHARLOTTESVILLE lender as defined by loan originations is First Heritage Mortgage, LLC, with
522 loans originated. Their average total fees are
$4,674, which is $60
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee CHARLOTTESVILLE lenders (with over 10 loans originated) are
Strong Home Mortgage, LLC ($765), CAPITAL CENTER, L.L.C. ($1,085), Chicago Mortgage Solutions LLC ($1,789), NBKC BANK ($2,016) and Wyndham Capital Mortgage, Inc. ($2,146).
The lowest rate CHARLOTTESVILLE lenders (with over 10 loans originated) are
Stifel Bank and Trust (2.67%), HOMESIDE FINANCIAL, LLC (2.73%), First Mortgage Solutions, LLC (2.73%), PROVIDENT FUNDING ASSOCIATES, L.P. (2.78%) and Bank of America (2.82%).
CHARLOTTESVILLE, VA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| First Heritage Mortgage, LLC | $293,455,000 | $264,755,000 | -9.8% | 7.3% |
| QUICKEN LOANS, LLC | $244,875,000 | $234,730,000 | -4.1% | 6.5% |
| Fulton Bank | $167,465,000 | $198,260,000 | 18.4% | 5.5% |
| Truist Bank | $134,110,000 | $138,355,000 | 3.2% | 3.8% |
| UNITED WHOLESALE MORTGAGE, LLC | $75,230,000 | $130,335,000 | 73.2% | 3.6% |
| Wells Fargo Bank | $107,680,000 | $108,335,000 | 0.6% | 3.0% |
| Atlantic Coast Mortgage, LLC | $115,035,000 | $102,400,000 | -11.0% | 2.8% |
| GREYSTONE SERVICING COMPANY LLC | $95,660,000 | $101,695,000 | 6.3% | 2.8% |
| Bank of America | $68,060,000 | $71,855,000 | 5.6% | 2.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $73,750,000 | $71,130,000 | -3.6% | 2.0% |
| FREEDOM MORTGAGE CORPORATION | $82,370,000 | $70,980,000 | -13.8% | 2.0% |
| LOANDEPOT.COM, LLC | $40,690,000 | $66,285,000 | 62.9% | 1.8% |
| NFM, INC. | $49,375,000 | $59,460,000 | 20.4% | 1.6% |
| FINANCE OF AMERICA MORTGAGE LLC | $65,045,000 | $58,145,000 | -10.6% | 1.6% |
| PENNYMAC LOAN SERVICES, LLC | $39,070,000 | $53,360,000 | 36.6% | 1.5% |
| Presidential Bank, FSB | $59,305,000 | $51,070,000 | -13.9% | 1.4% |
| MOVEMENT MORTGAGE, LLC | $45,625,000 | $46,455,000 | 1.8% | 1.3% |
| CAPITAL CENTER, L.L.C. | $40,500,000 | $44,685,000 | 10.3% | 1.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $27,680,000 | $43,625,000 | 57.6% | 1.2% |
| Towne First Mortgage, LLC | $29,525,000 | $43,475,000 | 47.2% | 1.2% |
| NAVY FEDERAL CREDIT UNION | $38,525,000 | $43,135,000 | 12.0% | 1.2% |
| WALKER & DUNLOP, LLC | $42,520,000 | n/a | 1.2% | |
| Waterstone Mortgage Corporation | $57,970,000 | $42,240,000 | -27.1% | 1.2% |
| Member Options, LLC | $255,000 | $42,060,000 | 16,394.1% | 1.2% |
| HOME POINT FINANCIAL CORPORATION | $21,305,000 | $40,315,000 | 89.2% | 1.1% |
| UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION,INC. | $62,245,000 | $38,745,000 | -37.8% | 1.1% |
| Prosperity Home Mortgage, LLC | $42,500,000 | $37,505,000 | -11.8% | 1.0% |
| AMERISAVE MORTGAGE CORPORATION | $35,220,000 | $36,675,000 | 4.1% | 1.0% |
| U.S. Bank | $53,645,000 | $36,420,000 | -32.1% | 1.0% |
| BERKELEY POINT CAPITAL LLC | $35,975,000 | $36,035,000 | 0.2% | 1.0% |
| Atlantic Union Bank | $45,415,000 | $36,025,000 | -20.7% | 1.0% |
| GUARANTEED RATE, INC. | $19,295,000 | $35,770,000 | 85.4% | 1.0% |
| JPMorgan Chase Bank | $29,050,000 | $35,490,000 | 22.2% | 1.0% |
| Carter Bank & Trust | $24,380,000 | $34,350,000 | 40.9% | 1.0% |
| Mortgage Research Center, LLC | $18,365,000 | $29,060,000 | 58.2% | 0.8% |
| C & F Mortgage Corporation | $29,195,000 | $28,040,000 | -4.0% | 0.8% |
| BETTER MORTGAGE CORPORATION | $27,365,000 | n/a | 0.8% | |
| George Mason Mortgage, LLC | $27,925,000 | $26,150,000 | -6.4% | 0.7% |
| First-Citizens Bank & Trust Company | $21,100,000 | $24,340,000 | 15.4% | 0.7% |
| NEWREZ LLC | $14,710,000 | $24,305,000 | 65.2% | 0.7% |
| Renasant Bank | $22,890,000 | $23,435,000 | 2.4% | 0.6% |
| NVR Mortgage Finance, Inc. | $42,760,000 | $22,725,000 | -46.9% | 0.6% |
| Virginia Credit Union, Inc. | $26,480,000 | $20,610,000 | -22.2% | 0.6% |
| Citibank | $9,600,000 | $20,350,000 | 112.0% | 0.6% |
| Citizens Bank | $12,430,000 | $20,220,000 | 62.7% | 0.6% |
| Blue Ridge Bank | $20,910,000 | $18,190,000 | -13.0% | 0.5% |
| Ixonia Bank | $1,245,000 | $17,910,000 | 1,338.6% | 0.5% |
| Alcova Mortgage LLC | $16,020,000 | $17,325,000 | 8.1% | 0.5% |
| People's United Bank | $17,135,000 | n/a | 0.5% | |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $15,980,000 | $16,690,000 | 4.4% | 0.5% |
| USAA Federal Savings Bank | $28,715,000 | $16,490,000 | -42.6% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $12,145,000 | $15,830,000 | 30.3% | 0.4% |
| RESIDENTIAL MORTGAGE SERVICES, INC. | $18,565,000 | $15,795,000 | -14.9% | 0.4% |
| First Guaranty Mortgage Corporation | $2,300,000 | $15,280,000 | 564.3% | 0.4% |
| PENTAGON FEDERAL CREDIT UNION | $10,005,000 | $15,005,000 | 50.0% | 0.4% |
| Virginia National Bank | $15,435,000 | $14,280,000 | -7.5% | 0.4% |
| CALIBER HOME LOANS, INC. | $15,975,000 | $14,240,000 | -10.9% | 0.4% |
| BROKER SOLUTIONS, INC. | $8,595,000 | $13,105,000 | 52.5% | 0.4% |
| LAKEVIEW LOAN SERVICING, LLC | $16,105,000 | $13,030,000 | -19.1% | 0.4% |
| Wyndham Capital Mortgage, Inc. | $8,305,000 | $11,945,000 | 43.8% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $2,540,000 | $10,400,000 | 309.4% | 0.3% |
| CBM Mortgage, Inc. | $13,500,000 | $10,165,000 | -24.7% | 0.3% |
| Barrington Bank & Trust Company, N.A. | $14,115,000 | $9,990,000 | -29.2% | 0.3% |
| EMBRACE HOME LOANS, INC. | $7,875,000 | $9,720,000 | 23.4% | 0.3% |
| MCLEAN MORTGAGE CORPORATION | $11,905,000 | $9,600,000 | -19.4% | 0.3% |
| GUILD MORTGAGE COMPANY | $22,065,000 | $9,550,000 | -56.7% | 0.3% |
| Flagstar Bank, FSB | $10,610,000 | $9,350,000 | -11.9% | 0.3% |
| NBKC BANK | $6,785,000 | $8,790,000 | 29.6% | 0.2% |
| PNC Bank | $6,570,000 | $8,725,000 | 32.8% | 0.2% |
| Towne Mortgage, LLC | $1,385,000 | $8,695,000 | 527.8% | 0.2% |
| UBS Bank USA | $3,275,000 | $8,625,000 | 163.4% | 0.2% |
| First National Bank of Pennsylvania | $1,685,000 | $8,180,000 | 385.5% | 0.2% |
| The Federal Savings Bank | $8,170,000 | $8,065,000 | -1.3% | 0.2% |
| GUARANTY HOME MORTGAGE CORPORATION | $7,315,000 | $7,895,000 | 7.9% | 0.2% |
| Morgan Stanley Private Bank | $27,335,000 | $7,785,000 | -71.5% | 0.2% |
| CBRE MULTIFAMILY CAPITAL, INC. | $7,645,000 | n/a | 0.2% | |
| Chicago Mortgage Solutions LLC | $7,285,000 | n/a | 0.2% | |
| DUPONT COMMUNITY | $7,330,000 | $7,275,000 | -0.8% | 0.2% |
| Strong Home Mortgage, LLC | $6,525,000 | $6,975,000 | 6.9% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $3,140,000 | $6,970,000 | 122.0% | 0.2% |
| DEPARTMENT OF COMMERCE | $8,710,000 | $6,940,000 | -20.3% | 0.2% |
| Ameris Bank | $4,340,000 | $6,920,000 | 59.4% | 0.2% |
| Southern Bank and Trust Company | $325,000 | $6,895,000 | 2,021.5% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $4,115,000 | $6,820,000 | 65.7% | 0.2% |
| First Mortgage Solutions, LLC | $5,510,000 | $6,555,000 | 19.0% | 0.2% |
| Charles Schwab Bank, SSB | $7,400,000 | $6,535,000 | -11.7% | 0.2% |
| FIRST BANCORP, INC. | $8,545,000 | $6,525,000 | -23.6% | 0.2% |
| FIRST SAVINGS MORTGAGE CORPORATION | $6,040,000 | $6,525,000 | 8.0% | 0.2% |
| TD Bank | $2,515,000 | $6,120,000 | 143.3% | 0.2% |
| FirstBank | $4,150,000 | $5,695,000 | 37.2% | 0.2% |
| Stifel Bank and Trust | $8,295,000 | $5,620,000 | -32.2% | 0.2% |
| North American Savings Bank, F.S.B. | $8,825,000 | $5,575,000 | -36.8% | 0.2% |
| INTERCOASTAL MORTGAGE COMPANY | $8,190,000 | $5,260,000 | -35.8% | 0.1% |
| Carrington Mortgage Services, LLC | $6,585,000 | $5,175,000 | -21.4% | 0.1% |
| SOUTHERN TRUST MORTGAGE, LLC | $4,905,000 | $5,175,000 | 5.5% | 0.1% |
| Northwest Federal Credit Union | $3,755,000 | $5,105,000 | 36.0% | 0.1% |
| Integrity Home Mortgage Corp | $5,070,000 | n/a | 0.1% | |
| Northpointe Bank | $6,380,000 | $4,965,000 | -22.2% | 0.1% |
| NEW DAY FINANCIAL, LLC | $6,525,000 | $4,920,000 | -24.6% | 0.1% |
| United Bank | $2,990,000 | $4,715,000 | 57.7% | 0.1% |
| FIRST HOME MORTGAGE CORPORATION | $3,595,000 | $4,700,000 | 30.7% | 0.1% |
| AMERICAN FINANCING CORPORATION | $1,400,000 | $4,695,000 | 235.4% | 0.1% |
| Towne Bank | $8,025,000 | $4,665,000 | -41.9% | 0.1% |
| OVM FINANCIAL, INC. | $1,845,000 | $4,575,000 | 148.0% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $3,595,000 | $4,560,000 | 26.8% | 0.1% |
| ZILLOW HOME LOANS, LLC | $2,920,000 | $4,550,000 | 55.8% | 0.1% |
| AMERICAN INTERNET MORTGAGE, INC. | $1,995,000 | $4,390,000 | 120.1% | 0.1% |
| First Republic Bank | $555,000 | $4,365,000 | 686.5% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $2,815,000 | $4,360,000 | 54.9% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $5,735,000 | $4,355,000 | -24.1% | 0.1% |
| BNY Mellon | $975,000 | $4,260,000 | 336.9% | 0.1% |
| SOFI LENDING CORP. | $5,475,000 | $4,210,000 | -23.1% | 0.1% |
| AgFirst Farm Credit Bank | $2,965,000 | $3,940,000 | 32.9% | 0.1% |
| TOWER | $7,060,000 | $3,835,000 | -45.7% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $3,500,000 | $3,795,000 | 8.4% | 0.1% |
| BNC National Bank | $4,140,000 | $3,685,000 | -11.0% | 0.1% |
| F & M BANK CORP. | $2,250,000 | $3,480,000 | 54.7% | 0.1% |
| Silicon Valley Bank | $855,000 | $3,410,000 | 298.8% | 0.1% |
| VILLAGE BANK MORTGAGE CORPORATION | $2,620,000 | $3,380,000 | 29.0% | 0.1% |
| Fifth Third Bank | $6,260,000 | $3,370,000 | -46.2% | 0.1% |
| Essex Bank | $255,000 | $3,310,000 | 1,198.0% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $3,085,000 | $3,230,000 | 4.7% | 0.1% |
| LENDERFI, INC. | $2,085,000 | $3,225,000 | 54.7% | 0.1% |
| United Nations Federal Credit Union | $225,000 | $2,920,000 | 1,197.8% | 0.1% |
| LOANPAL, LLC | $5,405,000 | $2,885,000 | -46.6% | 0.1% |
| Cf Bank | $2,990,000 | $2,875,000 | -3.8% | 0.1% |
| Beeline Loans, Inc. | $1,040,000 | $2,855,000 | 174.5% | 0.1% |
| Nations Lending Corporation | $2,140,000 | $2,840,000 | 32.7% | 0.1% |
| ROSS MORTGAGE CORPORATION | $2,810,000 | n/a | 0.1% | |
| AmeriHome Mortgage Company, LLC | $1,670,000 | $2,760,000 | 65.3% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,295,000 | $2,755,000 | 112.7% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,190,000 | $2,690,000 | 126.1% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $2,615,000 | $2,690,000 | 2.9% | 0.1% |
| Keystone Funding, Inc. | $2,585,000 | n/a | 0.1% | |
| TIDEWATER MORTGAGE SERVICES, INC. | $2,445,000 | $2,565,000 | 4.9% | 0.1% |
| Christensen Financial, Inc. | $2,365,000 | $2,555,000 | 8.0% | 0.1% |
| Lakeview Community Capital, LLC | $2,975,000 | $2,540,000 | -14.6% | 0.1% |
| EagleBank | $515,000 | $2,495,000 | 384.5% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $2,625,000 | $2,490,000 | -5.1% | 0.1% |
| First Federal Bank | $3,735,000 | $2,485,000 | -33.5% | 0.1% |
| HOMESTEAD FUNDING CORP. | $6,885,000 | $2,400,000 | -65.1% | 0.1% |
| APEX HOME LOANS, INC. | $2,065,000 | $2,340,000 | 13.3% | 0.1% |
| TIAA, FSB | $4,415,000 | $2,335,000 | -47.1% | 0.1% |
| CLEARPATH LENDING | $6,780,000 | $2,325,000 | -65.7% | 0.1% |
| Sandy Spring Bank | $3,585,000 | $2,325,000 | -35.1% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $7,115,000 | $2,265,000 | -68.2% | 0.1% |
| Aurora Financial, LLC | $2,545,000 | $2,200,000 | -13.6% | 0.1% |
| FEDERATED MORTGAGE CORP. | $2,190,000 | n/a | 0.1% | |
| KeyBank | $2,455,000 | $2,100,000 | -14.5% | 0.1% |
| BLUELEAF LENDING, LLC | $405,000 | $2,095,000 | 417.3% | 0.1% |
| RESIDENTIAL BANCORP. | $2,095,000 | n/a | 0.1% | |
| Vellum Mortgage, Inc. | $2,165,000 | $2,070,000 | -4.4% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $365,000 | $2,020,000 | 453.4% | 0.1% |
| Zions Bancorporation, N.A. | $2,005,000 | n/a | 0.1% | |
| SUN WEST MORTGAGE COMPANY, INC. | $3,630,000 | $1,970,000 | -45.7% | 0.1% |
| ARC HOME LLC | $610,000 | $1,960,000 | 221.3% | 0.1% |
| LANGLEY | $2,260,000 | $1,900,000 | -15.9% | 0.1% |
| First Reliance Bank | $605,000 | $1,885,000 | 211.6% | 0.1% |
| City National Bank | $1,935,000 | $1,870,000 | -3.4% | 0.1% |
| City National Bank of West Virginia | $1,545,000 | $1,830,000 | 18.4% | 0.1% |
| Farmers Bank & Trust | $2,005,000 | $1,830,000 | -8.7% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $3,245,000 | $1,765,000 | -45.6% | 0.0% |
| Citizens and Farmers Bank | $1,920,000 | $1,750,000 | -8.9% | 0.0% |
| Bank of the James | $2,995,000 | $1,730,000 | -42.2% | 0.0% |
| Farm Credit of the Virginias, ACA | $1,760,000 | $1,730,000 | -1.7% | 0.0% |
| PLANET HOME LENDING, LLC | $2,675,000 | $1,730,000 | -35.3% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,720,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $1,550,000 | $1,700,000 | 9.7% | 0.0% |
| ALLIANT CREDIT UNION | $370,000 | $1,695,000 | 358.1% | 0.0% |
| SWBC MORTGAGE CORPORATION | $265,000 | $1,610,000 | 507.5% | 0.0% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $1,135,000 | $1,590,000 | 40.1% | 0.0% |
| SPRING EQ, LLC | $175,000 | $1,555,000 | 788.6% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $16,865,000 | $1,515,000 | -91.0% | 0.0% |
| Assurance Financial Group, L.L.C. | $1,100,000 | $1,505,000 | 36.8% | 0.0% |
| LENDINGHOME FUNDING CORPORATION | $495,000 | $1,505,000 | 204.0% | 0.0% |
| KS StateBank | $1,755,000 | $1,490,000 | -15.1% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $3,535,000 | $1,480,000 | -58.1% | 0.0% |
| Dollar Bank, Federal Savings Bank | $1,475,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $2,665,000 | $1,470,000 | -44.8% | 0.0% |
| PHH Mortgage Corporation | $1,310,000 | $1,420,000 | 8.4% | 0.0% |
| First National Bank of America | $455,000 | $1,340,000 | 194.5% | 0.0% |
| SONABANK | $505,000 | $1,340,000 | 165.3% | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $1,335,000 | n/a | 0.0% | |
| UNION HOME MORTGAGE CORP. | $1,385,000 | $1,330,000 | -4.0% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $390,000 | $1,305,000 | 234.6% | 0.0% |
| American National Bank and Trust Company | $1,195,000 | $1,265,000 | 5.9% | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | $1,265,000 | n/a | 0.0% | |
| Capital Bank | $4,100,000 | $1,260,000 | -69.3% | 0.0% |
| Watermark Capital, Inc. | $665,000 | $1,260,000 | 89.5% | 0.0% |
| FAMILY FIRST FUNDING LLC | $660,000 | $1,245,000 | 88.6% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $510,000 | $1,230,000 | 141.2% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $470,000 | $1,215,000 | 158.5% | 0.0% |
| Gateway First Bank | $915,000 | $1,145,000 | 25.1% | 0.0% |
| American Airlines Federal Credit Union | $1,140,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $1,140,000 | n/a | 0.0% | |
| Goldman Sachs Bank USA | $1,085,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $1,905,000 | $1,080,000 | -43.3% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,035,000 | $1,075,000 | 3.9% | 0.0% |
| MANN FINANCIAL INC. | $195,000 | $1,070,000 | 448.7% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $4,025,000 | $1,050,000 | -73.9% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $2,765,000 | $1,040,000 | -62.4% | 0.0% |
| MILEND, INC. | $1,600,000 | $1,025,000 | -35.9% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $1,125,000 | $1,015,000 | -9.8% | 0.0% |
| EVERETT FINANCIAL, INC. | $1,005,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $970,000 | $1,005,000 | 3.6% | 0.0% |
| VALOR BANK | $1,005,000 | n/a | 0.0% | |
| STATE EMPLOYEES' | $860,000 | $1,000,000 | 16.3% | 0.0% |
| Bank of England | $1,110,000 | $985,000 | -11.3% | 0.0% |
| First National Bank | $305,000 | $970,000 | 218.0% | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,360,000 | $965,000 | -59.1% | 0.0% |
| Congressional Bank | $1,385,000 | $955,000 | -31.0% | 0.0% |
| First Federal Bank of Kansas City | $2,840,000 | $945,000 | -66.7% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $740,000 | $925,000 | 25.0% | 0.0% |
| COLONIAL MORTGAGE SERVICE COMPANY OF AMERICA | $900,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage Company, Inc. | $3,205,000 | $890,000 | -72.2% | 0.0% |
| Plains Commerce Bank | $675,000 | $875,000 | 29.6% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $1,365,000 | $870,000 | -36.3% | 0.0% |
| Summit Community Bank, Inc. | $885,000 | $855,000 | -3.4% | 0.0% |
| ENVOY MORTGAGE, LTD | $2,675,000 | $825,000 | -69.2% | 0.0% |
| GoPrime Mortgage, Inc. | $835,000 | $815,000 | -2.4% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $800,000 | $810,000 | 1.3% | 0.0% |
| Citadel Servicing Corporation | $785,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $785,000 | n/a | 0.0% | |
| Toyota Financial Savings Bank | $785,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $3,130,000 | $780,000 | -75.1% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $1,425,000 | $765,000 | -46.3% | 0.0% |
| BAY CAPITAL MORTGAGE CORPORATION | $325,000 | $755,000 | 132.3% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $755,000 | n/a | 0.0% | |
| The Northern Trust Company | $755,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $380,000 | $745,000 | 96.1% | 0.0% |
| IVY MORTGAGE, INC. | $735,000 | n/a | 0.0% | |
| BM Real Estate Services, Inc. | $500,000 | $730,000 | 46.0% | 0.0% |
| Univest Bank and Trust Co. | $730,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $5,655,000 | $715,000 | -87.4% | 0.0% |
| ACCELERATE MORTGAGE, LLC | $695,000 | n/a | 0.0% | |
| NEWPORT NEWS SHIPBUILDING EMPLOYEES | $690,000 | n/a | 0.0% | |
| FIDELITY DIRECT MORTGAGE, LLC | $135,000 | $675,000 | 400.0% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $95,000 | $655,000 | 589.5% | 0.0% |
| Mid-Continent Funding, Inc. | $655,000 | $650,000 | -0.8% | 0.0% |
| Manufacturers and Traders Trust Company | $4,610,000 | $640,000 | -86.1% | 0.0% |
| PARK VIEW FEDERAL CREDIT UNION | $640,000 | n/a | 0.0% | |
| Visio Financial Services Inc. | $640,000 | n/a | 0.0% | |
| Apple Federal Credit Union | $2,220,000 | $630,000 | -71.6% | 0.0% |
| Hometown Lenders, Inc. | $630,000 | n/a | 0.0% | |
| ABSOLUTE HOME MORTGAGE CORPORATION | $205,000 | $620,000 | 202.4% | 0.0% |
| The Huntington National Bank | $830,000 | $615,000 | -25.9% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $615,000 | n/a | 0.0% | |
| CMG MORTGAGE, INC. | $680,000 | $610,000 | -10.3% | 0.0% |
| DIGITAL Federal Credit Union | $580,000 | n/a | 0.0% | |
| MISSION MORTGAGE LLC | $570,000 | n/a | 0.0% | |
| US MORTGAGE CORPORATION | $205,000 | $570,000 | 178.0% | 0.0% |
| Figure Lending LLC | $185,000 | $565,000 | 205.4% | 0.0% |
| Goldwater Bank, N.A. | $135,000 | $560,000 | 314.8% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $560,000 | n/a | 0.0% | |
| PARTNERS 1ST Federal Credit Union | $215,000 | $560,000 | 160.5% | 0.0% |
| TOWNE MORTGAGE COMPANY | $325,000 | $560,000 | 72.3% | 0.0% |
| NewTowne Mortgage, LLC | $915,000 | $550,000 | -39.9% | 0.0% |
| Frontier Bank | $545,000 | n/a | 0.0% | |
| The Park National Bank | $545,000 | n/a | 0.0% | |
| Uwharrie Bank | $175,000 | $545,000 | 211.4% | 0.0% |
| Western State Bank | $545,000 | n/a | 0.0% | |
| First Bank | $445,000 | $535,000 | 20.2% | 0.0% |
| EMM LOANS LLC | $1,210,000 | $530,000 | -56.2% | 0.0% |
| GENEVA FINANCIAL, LLC | $295,000 | $530,000 | 79.7% | 0.0% |
| DOMINION ENERGY CREDIT UNION | $520,000 | n/a | 0.0% | |
| Axos Bank | $515,000 | $515,000 | 0.0% | 0.0% |
| CELEBRITY HOME LOANS, LLC | $515,000 | n/a | 0.0% | |
| HomeTrust Bank | $205,000 | $515,000 | 151.2% | 0.0% |
| JAMS-01, INC. | $1,135,000 | $515,000 | -54.6% | 0.0% |
| Colten Mortgage, LLC | $510,000 | n/a | 0.0% | |
| Tidewater Home Funding, LLC | $1,075,000 | $510,000 | -52.6% | 0.0% |
| Arvest Bank | $175,000 | $505,000 | 188.6% | 0.0% |
| Colonial Savings, F.A. | $495,000 | n/a | 0.0% | |
| THRIVE MORTGAGE, LLC | $485,000 | n/a | 0.0% | |
| UNIVERSAL MORTGAGE & FINANCE, INC. | $485,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $480,000 | n/a | 0.0% | |
| Simmons Bank | $465,000 | n/a | 0.0% | |
| NEXTMARK | $860,000 | $460,000 | -46.5% | 0.0% |
| USAlliance Federal Credit Union | $455,000 | n/a | 0.0% | |
| GEO-CORP, INC. | $245,000 | $450,000 | 83.7% | 0.0% |
| First United Corporation | $445,000 | n/a | 0.0% | |
| Great Southern Bank | $615,000 | $445,000 | -27.6% | 0.0% |
| State Department Federal Credit Union | $200,000 | $440,000 | 120.0% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $435,000 | n/a | 0.0% | |
| The Freedom Bank of Virginia | $1,480,000 | $430,000 | -70.9% | 0.0% |
| First Community Bank | $425,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $225,000 | $425,000 | 88.9% | 0.0% |
| Kwik Mortgage Corporation | $405,000 | n/a | 0.0% | |
| UNITED MORTGAGE CORP. | $400,000 | n/a | 0.0% | |
| BMI Federal Credit Union | $395,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $395,000 | n/a | 0.0% | |
| MYCUMORTGAGE, LLC | $390,000 | n/a | 0.0% | |
| MORTGAGE ACCESS CORP. | $145,000 | $385,000 | 165.5% | 0.0% |
| First Community Bank | $380,000 | n/a | 0.0% | |
| RESIDENTIAL HOME FUNDING CORP. | $820,000 | $375,000 | -54.3% | 0.0% |
| Residential Mortgage Solutions, Inc. | $680,000 | $375,000 | -44.9% | 0.0% |
| Advance Financial Group, LLC | $530,000 | $370,000 | -30.2% | 0.0% |
| First Carolina Bank | $365,000 | n/a | 0.0% | |
| N R L Federal Credit Union | $365,000 | $365,000 | 0.0% | 0.0% |
| Paramount Bank | $660,000 | $365,000 | -44.7% | 0.0% |
| Shore United Bank | $365,000 | n/a | 0.0% | |
| STOCKTON MORTGAGE CORPORATION | $365,000 | n/a | 0.0% | |
| UIF CORPORATION | $360,000 | n/a | 0.0% | |
| Capital City Home Loans, LLC | $355,000 | n/a | 0.0% | |
| Colonial Farm Credit, ACA | $930,000 | $350,000 | -62.4% | 0.0% |
| Meridian Bank Corporation | $350,000 | n/a | 0.0% | |
| Glacier Bank | $345,000 | n/a | 0.0% | |
| Pinnacle Bank | $345,000 | n/a | 0.0% | |
| York Traditions Bank | $345,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $1,360,000 | $340,000 | -75.0% | 0.0% |
| COASTAL Federal Credit Union | $65,000 | $335,000 | 415.4% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $335,000 | n/a | 0.0% | |
| PIKE CREEK MORTGAGE SERVICES, INC. | $505,000 | $335,000 | -33.7% | 0.0% |
| Discover Bank | $680,000 | $325,000 | -52.2% | 0.0% |
| KELLER MORTGAGE, LLC | $615,000 | $320,000 | -48.0% | 0.0% |
| SUMMIT FUNDING, INC. | $510,000 | $320,000 | -37.3% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $315,000 | n/a | 0.0% | |
| NBH Bank | $315,000 | n/a | 0.0% | |
| OCMBC, INC. | $185,000 | $315,000 | 70.3% | 0.0% |
| Prime Choice Funding Inc. | $1,415,000 | $315,000 | -77.7% | 0.0% |
| SEVERN SAVINGS BANK, FSB DBA SEVERN BANK | $315,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $720,000 | $305,000 | -57.6% | 0.0% |
| Southern First Bank | $305,000 | n/a | 0.0% | |
| The Central Trust Bank | $305,000 | n/a | 0.0% | |
| Magnolia Bank | $785,000 | $295,000 | -62.4% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $285,000 | n/a | 0.0% | |
| IMPAC MORTGAGE CORP. | $445,000 | $285,000 | -36.0% | 0.0% |
| United Fidelity Funding Corp. | $285,000 | n/a | 0.0% | |
| NEW FED MORTGAGE, CORP. | $275,000 | n/a | 0.0% | |
| WesBanco Bank, Inc. | $275,000 | n/a | 0.0% | |
| C&F Select LLC | $265,000 | n/a | 0.0% | |
| Community First National Bank | $265,000 | n/a | 0.0% | |
| First Horizon Bank | $265,000 | n/a | 0.0% | |
| MID-ISLAND MORTGAGE CORP. | $540,000 | $265,000 | -50.9% | 0.0% |
| NMSI, INC. | $265,000 | n/a | 0.0% | |
| EASTMAN | $610,000 | $255,000 | -58.2% | 0.0% |
| FIRST STATE MORTGAGE SERVICES, LLC | $1,730,000 | $255,000 | -85.3% | 0.0% |
| INTELLILOAN, INC. | $225,000 | $255,000 | 13.3% | 0.0% |
| Merchants Bank of Indiana | $255,000 | $255,000 | 0.0% | 0.0% |
| NATION ONE MORTGAGE CORPORATION | $1,445,000 | $255,000 | -82.4% | 0.0% |
| UNITED SECURITY FINANCIAL CORP | $255,000 | n/a | 0.0% | |
| HENRICO Federal Credit Union | $155,000 | $250,000 | 61.3% | 0.0% |
| 1st Constitution Bank | $245,000 | n/a | 0.0% | |
| First Savings Bank | $445,000 | $245,000 | -44.9% | 0.0% |
| Metro City Bank | $300,000 | $245,000 | -18.3% | 0.0% |
| Midwest BankCentre | $245,000 | n/a | 0.0% | |
| Red River Bank | $245,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $240,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $450,000 | $225,000 | -50.0% | 0.0% |
| Farmers & Merchants Bank | $225,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $125,000 | $225,000 | 80.0% | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $340,000 | $225,000 | -33.8% | 0.0% |
| STEARNS LENDING, LLC | $2,585,000 | $225,000 | -91.3% | 0.0% |
| TJC Mortgage, Inc. | $2,505,000 | $215,000 | -91.4% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $205,000 | n/a | 0.0% | |
| Mortgage Assurance Inc. | $205,000 | n/a | 0.0% | |
| NP, Inc. | $1,035,000 | $205,000 | -80.2% | 0.0% |
| Poli Mortgage Group, Inc. | $680,000 | $205,000 | -69.9% | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | $200,000 | n/a | 0.0% | |
| 1ST FINANCIAL, INC. | $195,000 | n/a | 0.0% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $195,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $470,000 | $190,000 | -59.6% | 0.0% |
| FNB Bank, Inc. | $185,000 | n/a | 0.0% | |
| MEMBER ONE | $205,000 | $180,000 | -12.2% | 0.0% |
| TCF National Bank | $180,000 | n/a | 0.0% | |
| Call Federal Credit Union | $260,000 | $175,000 | -32.7% | 0.0% |
| CERTAINTY HOME LOANS, LLC | $175,000 | n/a | 0.0% | |
| EQUITY RESOURCES, INC. | $1,440,000 | $175,000 | -87.8% | 0.0% |
| JAMES B. NUTTER & COMPANY | $175,000 | n/a | 0.0% | |
| MIDLAND MORTGAGE CORPORATION | $640,000 | $175,000 | -72.7% | 0.0% |
| SIRVA MORTGAGE, INC. | $890,000 | $165,000 | -81.5% | 0.0% |
| 21ST MORTGAGE CORPORATION | $65,000 | $160,000 | 146.2% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $795,000 | $155,000 | -80.5% | 0.0% |
| T2 FINANCIAL LLC | $675,000 | $155,000 | -77.0% | 0.0% |
| Community Bank of the Chesapeake | $145,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $145,000 | n/a | 0.0% | |
| First Home Bank | $265,000 | $145,000 | -45.3% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $550,000 | $145,000 | -73.6% | 0.0% |
| Pendleton Community Bank, Inc. | $145,000 | n/a | 0.0% | |
| Woori America Bank | $145,000 | n/a | 0.0% | |
| Great Plains National Bank | $135,000 | n/a | 0.0% | |
| JOHNSON MORTGAGE COMPANY, L.L.C. | $135,000 | n/a | 0.0% | |
| MIDWEST LOAN SOLUTIONS, INC. | $135,000 | n/a | 0.0% | |
| STAR ONE CREDIT UNION | $135,000 | n/a | 0.0% | |
| WRIGHT-PATT CREDIT UNION, INC. | $135,000 | n/a | 0.0% | |
| First Bank | $445,000 | $125,000 | -71.9% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $125,000 | n/a | 0.0% | |
| BOND STREET MORTGAGE, LLC | $105,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $105,000 | n/a | 0.0% | |
| AFFINITY | $100,000 | n/a | 0.0% | |
| Cornerstone First Mortgage, Inc | $95,000 | n/a | 0.0% | |
| COMMONWEALTH ONE FEDERAL CREDIT UNION | $225,000 | $85,000 | -62.2% | 0.0% |
| Luxury Mortgage Corp. | $305,000 | $75,000 | -75.4% | 0.0% |
| Park Lane Finance Solutions, LLC | $65,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $55,000 | n/a | 0.0% | |
| NSWC Federal Credit Union | $55,000 | n/a | 0.0% | |
| The Farmers Bank of Appomattox | $685,000 | $55,000 | -92.0% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $50,000 | $50,000 | 0.0% | 0.0% |
| TOGETHER CREDIT UNION | $390,000 | $45,000 | -88.5% | 0.0% |
| MERCK EMPLOYEES FEDERAL CREDIT UNION | $1,145,000 | $35,000 | -96.9% | 0.0% |
| AGRICULTURE Federal Credit Union | $25,000 | n/a | 0.0% |
CHARLOTTESVILLE's top lender by overall market share is First Heritage Mortgage, LLC, with 7.3% market share. In second place, with 6.5%, is QUICKEN LOANS, LLC, having originated $234,730,000 in loans. In third place, with 5.5%, is Fulton Bank, having originated $198,260,000 in loans. In fourth place, with 3.8%, is Truist Bank, having originated $138,355,000 in loans. In fifth place, with 3.6%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $130,335,000 in loans.
CHARLOTTESVILLE Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - CHARLOTTESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $409,450 (5.0%) | $578,343 (3.2%) | 1.52 | 1,067 |
| 2018-02-01 | $399,945 (0.5%) | $563,578 (-2.1%) | 1.45 | 1,100 |
| 2018-03-01 | $399,900 (1.0%) | $590,366 (-0.3%) | 1.40 | 1,257 |
| 2018-04-01 | $399,900 (0.0%) | $575,923 (-2.6%) | 1.36 | 1,387 |
| 2018-05-01 | $399,900 (-2.4%) | $572,429 (-3.7%) | 1.34 | 1,476 |
| 2018-06-01 | $399,900 (-2.2%) | $581,936 (-1.3%) | 1.33 | 1,506 |
| 2018-07-01 | $399,900 (-2.4%) | $572,636 (-2.2%) | 1.33 | 1,488 |
| 2018-08-01 | $399,422 (-3.5%) | $602,967 (4.8%) | 1.34 | 1,463 |
| 2018-09-01 | $398,500 (-4.3%) | $582,739 (0.5%) | 1.34 | 1,492 |
| 2018-10-01 | $393,750 (-7.4%) | $582,563 (-1.2%) | 1.33 | 1,504 |
| 2018-11-01 | $399,000 (-4.9%) | $585,900 (2.0%) | 1.35 | 1,358 |
| 2018-12-01 | $389,900 (-5.1%) | $549,613 (-4.7%) | 1.34 | 1,188 |
| 2019-01-01 | $394,050 (-3.8%) | $562,303 (-2.8%) | 1.36 | 1,110 |
| 2019-02-01 | $403,675 (0.9%) | $588,534 (4.4%) | 1.36 | 1,141 |
| 2019-03-01 | $427,814 (7.0%) | $610,180 (3.4%) | 1.40 | 1,266 |
| 2019-04-01 | $434,713 (8.7%) | $634,134 (10.1%) | 1.38 | 1,393 |
| 2019-05-01 | $444,198 (11.1%) | $637,435 (11.4%) | 1.39 | 1,465 |
| 2019-06-01 | $429,900 (7.5%) | $609,006 (4.7%) | 1.34 | 1,466 |
| 2019-07-01 | $429,900 (7.5%) | $615,246 (7.4%) | 1.35 | 1,455 |
| 2019-08-01 | $429,655 (7.6%) | $612,501 (1.6%) | 1.36 | 1,439 |
| 2019-09-01 | $429,286 (7.7%) | $606,252 (4.0%) | 1.37 | 1,436 |
| 2019-10-01 | $429,166 (9.0%) | $591,383 (1.5%) | 1.38 | 1,427 |
| 2019-11-01 | $425,000 (6.5%) | $584,160 (-0.3%) | 1.39 | 1,299 |
| 2019-12-01 | $424,950 (9.0%) | $588,459 (7.1%) | 1.42 | 1,121 |
| 2020-01-01 | $439,318 (11.5%) | $617,611 (9.8%) | 1.47 | 1,023 |
| 2020-02-01 | $448,245 (11.0%) | $635,362 (8.0%) | 1.47 | 1,045 |
| 2020-03-01 | $452,047 (5.7%) | $634,153 (3.9%) | 1.42 | 1,106 |
| 2020-04-01 | $454,440 (4.5%) | $639,671 (0.9%) | 1.42 | 1,114 |
| 2020-05-01 | $467,900 (5.3%) | $646,864 (1.5%) | 1.42 | 1,117 |
| 2020-06-01 | $476,925 (10.9%) | $663,553 (9.0%) | 1.40 | 1,015 |
| 2020-07-01 | $481,350 (12.0%) | $670,119 (8.9%) | 1.40 | 952 |
| 2020-08-01 | $479,900 (11.7%) | $697,054 (13.8%) | 1.38 | 854 |
| 2020-09-01 | $494,450 (15.2%) | $719,897 (18.8%) | 1.42 | 781 |
| 2020-10-01 | $489,950 (14.2%) | $722,358 (22.2%) | 1.40 | 739 |
| 2020-11-01 | $491,100 (15.6%) | $828,923 (41.9%) | 1.43 | 675 |
| 2020-12-01 | $486,950 (14.6%) | $830,868 (41.2%) | 1.45 | 573 |
| 2021-01-01 | $488,900 (11.3%) | $870,274 (40.9%) | 1.46 | 503 |
| 2021-02-01 | $516,549 (15.2%) | $923,102 (45.3%) | 1.50 | 423 |
| 2021-03-01 | $499,425 (10.5%) | $904,534 (42.6%) | 1.42 | 454 |
| 2021-04-01 | $492,250 (8.3%) | $897,468 (40.3%) | 1.33 | 440 |
| 2021-05-01 | $481,495 (2.9%) | $879,503 (36.0%) | 1.27 | 473 |
| 2021-06-01 | $487,695 (2.3%) | $793,449 (19.6%) | 1.28 | 471 |
| 2021-07-01 | $460,900 (-4.3%) | $745,343 (11.2%) | 1.21 | 493 |
| 2021-08-01 | $457,950 (-4.6%) | $748,956 (7.5%) | 1.22 | 490 |
| 2021-09-01 | $479,200 (-3.1%) | $765,855 (6.4%) | 1.28 | 495 |
| 2021-10-01 | $498,000 (1.6%) | $842,349 (16.6%) | 1.33 | 451 |
| 2021-11-01 | $507,800 (3.4%) | $899,694 (8.5%) | 1.36 | 379 |
| 2021-12-01 | $499,499 (2.6%) | $877,311 (5.6%) | 1.35 | 334 |
| 2022-01-01 | $532,450 (8.9%) | $977,350 (12.3%) | 1.44 | 272 |
| 2022-02-01 | $550,000 (6.5%) | $977,662 (5.9%) | 1.43 | 262 |
| 2022-03-01 | $514,950 (3.1%) | $866,125 (-4.3%) | 1.29 | 307 |
| 2022-04-01 | $509,900 (3.6%) | $856,948 (-4.5%) | 1.22 | 343 |
| 2022-05-01 | $507,495 (5.4%) | $868,597 (-1.2%) | 1.16 | 445 |
| 2022-06-01 | $519,503 (6.5%) | $899,365 (13.4%) | 1.16 | 485 |
| 2022-07-01 | $507,691 (10.2%) | $924,067 (24.0%) | 1.15 | 533 |
| 2022-08-01 | $499,913 (9.2%) | $886,428 (18.4%) | 1.16 | 508 |
| 2022-09-01 | $499,000 (4.1%) | $874,220 (14.2%) | 1.17 | 518 |
| 2022-10-01 | $499,900 (0.4%) | $895,122 (6.3%) | 1.18 | 553 |
| 2022-11-01 | $499,495 (-1.6%) | $873,696 (-2.9%) | 1.20 | 554 |
CHARLOTTESVILLE's median listing price for 2022-11-01 was $499,495, a difference of
$-8,305
(-1.6%) versus the prior year and
$-405 versus the prior month.
CHARLOTTESVILLE's median listing price comes in at 120% of the national average.
CHARLOTTESVILLE's average listing price for 2022-11-01 was $873,696, a difference of $-25,998 (-2.9%) versus the prior year and $-21,426 versus the prior month.
For the 2022-11-01 period, CHARLOTTESVILLE had 554 MLS listings, a difference of 1 listings (0%) versus the prior month and 175 listings (46%) versus the prior year.
CHARLOTTESVILLE's median listing price comes in at 120% of the national average.
CHARLOTTESVILLE's average listing price for 2022-11-01 was $873,696, a difference of $-25,998 (-2.9%) versus the prior year and $-21,426 versus the prior month.
For the 2022-11-01 period, CHARLOTTESVILLE had 554 MLS listings, a difference of 1 listings (0%) versus the prior month and 175 listings (46%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - CHARLOTTESVILLE (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 121 days | 2,385 sqft |
| 2018-02-01 | 103 days | 2,353 sqft |
| 2018-03-01 | 65 days | 2,368 sqft |
| 2018-04-01 | 59 days | 2,369 sqft |
| 2018-05-01 | 64 days | 2,387 sqft |
| 2018-06-01 | 74 days | 2,375 sqft |
| 2018-07-01 | 89 days | 2,370 sqft |
| 2018-08-01 | 96 days | 2,365 sqft |
| 2018-09-01 | 103 days | 2,347 sqft |
| 2018-10-01 | 109 days | 2,361 sqft |
| 2018-11-01 | 112 days | 2,364 sqft |
| 2018-12-01 | 121 days | 2,295 sqft |
| 2019-01-01 | 125 days | 2,309 sqft |
| 2019-02-01 | 122 days | 2,359 sqft |
| 2019-03-01 | 89 days | 2,397 sqft |
| 2019-04-01 | 60 days | 2,407 sqft |
| 2019-05-01 | 64 days | 2,440 sqft |
| 2019-06-01 | 79 days | 2,400 sqft |
| 2019-07-01 | 85 days | 2,410 sqft |
| 2019-08-01 | 89 days | 2,417 sqft |
| 2019-09-01 | 91 days | 2,426 sqft |
| 2019-10-01 | 93 days | 2,430 sqft |
| 2019-11-01 | 101 days | 2,392 sqft |
| 2019-12-01 | 113 days | 2,335 sqft |
| 2020-01-01 | 120 days | 2,343 sqft |
| 2020-02-01 | 116 days | 2,403 sqft |
| 2020-03-01 | 72 days | 2,445 sqft |
| 2020-04-01 | 74 days | 2,437 sqft |
| 2020-05-01 | 82 days | 2,479 sqft |
| 2020-06-01 | 98 days | 2,519 sqft |
| 2020-07-01 | 109 days | 2,492 sqft |
| 2020-08-01 | 95 days | 2,500 sqft |
| 2020-09-01 | 86 days | 2,448 sqft |
| 2020-10-01 | 79 days | 2,414 sqft |
| 2020-11-01 | 79 days | 2,403 sqft |
| 2020-12-01 | 96 days | 2,401 sqft |
| 2021-01-01 | 110 days | 2,309 sqft |
| 2021-02-01 | 100 days | 2,325 sqft |
| 2021-03-01 | 59 days | 2,288 sqft |
| 2021-04-01 | 51 days | 2,304 sqft |
| 2021-05-01 | 46 days | 2,327 sqft |
| 2021-06-01 | 53 days | 2,320 sqft |
| 2021-07-01 | 50 days | 2,263 sqft |
| 2021-08-01 | 51 days | 2,247 sqft |
| 2021-09-01 | 54 days | 2,276 sqft |
| 2021-10-01 | 66 days | 2,281 sqft |
| 2021-11-01 | 68 days | 2,255 sqft |
| 2021-12-01 | 70 days | 2,291 sqft |
| 2022-01-01 | 84 days | 2,310 sqft |
| 2022-02-01 | 65 days | 2,263 sqft |
| 2022-03-01 | 35 days | 2,181 sqft |
| 2022-04-01 | 34 days | 2,161 sqft |
| 2022-05-01 | 37 days | 2,221 sqft |
| 2022-06-01 | 40 days | 2,247 sqft |
| 2022-07-01 | 47 days | 2,239 sqft |
| 2022-08-01 | 56 days | 2,203 sqft |
| 2022-09-01 | 54 days | 2,212 sqft |
| 2022-10-01 | 49 days | 2,203 sqft |
| 2022-11-01 | 56 days | 2,197 sqft |
CHARLOTTESVILLE's median listing age (time on market) for 2022-11-01 was 56 days.
This
is -17%
shorter
than the same period one year ago.
CHARLOTTESVILLE's median square footage for active listings during the 2022-11-01 period was 2,197 sqft. One year prior, the average listing was 2,255 sqft.
CHARLOTTESVILLE's median square footage for active listings during the 2022-11-01 period was 2,197 sqft. One year prior, the average listing was 2,255 sqft.
CHARLOTTESVILLE, VA Average Rent (2022)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 22901 | Charlottesville, VA | $1,040 | $1,080 | $1,280 | $1,580 | $1,980 |
| 22902 | Charlottesville, VA | $1,090 | $1,130 | $1,340 | $1,660 | $2,080 |
| 22903 | Charlottesville, VA | $1,060 | $1,100 | $1,310 | $1,620 | $2,030 |
| 22904 | Charlottesville, VA | $1,060 | $1,100 | $1,310 | $1,620 | $2,030 |
| 22905 | Charlottesville, VA | $990 | $1,030 | $1,220 | $1,510 | $1,890 |
| 22906 | Charlottesville, VA | $990 | $1,030 | $1,220 | $1,510 | $1,890 |
| 22911 | Charlottesville, VA | $1,150 | $1,190 | $1,420 | $1,760 | $2,200 |
| 22920 | Charlottesville, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 22922 | Charlottesville, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 22923 | Charlottesville, VA | $1,150 | $1,190 | $1,420 | $1,760 | $2,200 |
| 22924 | Charlottesville, VA | $1,080 | $1,120 | $1,330 | $1,640 | $2,060 |
| 22931 | Charlottesville, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 22932 | Charlottesville, VA | $1,150 | $1,190 | $1,420 | $1,760 | $2,200 |
| 22935 | Charlottesville, VA | $920 | $970 | $1,140 | $1,420 | $1,770 |
| 22936 | Charlottesville, VA | $950 | $980 | $1,170 | $1,450 | $1,810 |
| 22937 | Charlottesville, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 22938 | Charlottesville, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 22940 | Charlottesville, VA | $1,180 | $1,230 | $1,460 | $1,800 | $2,260 |
| 22942 | Charlottesville, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 22943 | Charlottesville, VA | $970 | $1,010 | $1,200 | $1,480 | $1,860 |
| 22945 | Charlottesville, VA | $1,080 | $1,120 | $1,330 | $1,640 | $2,060 |
| 22946 | Charlottesville, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 22947 | Charlottesville, VA | $880 | $970 | $1,140 | $1,420 | $1,770 |
| 22949 | Charlottesville, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 22952 | Charlottesville, VA | $860 | $970 | $1,140 | $1,480 | $1,800 |
| 22958 | Charlottesville, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 22959 | Charlottesville, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 22963 | Charlottesville, VA | $1,130 | $1,170 | $1,390 | $1,720 | $2,150 |
| 22964 | Charlottesville, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 22965 | Charlottesville, VA | $930 | $970 | $1,150 | $1,420 | $1,780 |
| 22967 | Charlottesville, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 22968 | Charlottesville, VA | $910 | $970 | $1,140 | $1,420 | $1,770 |
| 22969 | Charlottesville, VA | $930 | $970 | $1,150 | $1,420 | $1,780 |
| 22971 | Charlottesville, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 22973 | Charlottesville, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 22974 | Charlottesville, VA | $1,070 | $1,110 | $1,320 | $1,630 | $2,050 |
| 22976 | Charlottesville, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 23022 | Charlottesville, VA | $1,030 | $1,070 | $1,270 | $1,580 | $1,970 |
| 23038 | Charlottesville, VA | $900 | $970 | $1,140 | $1,420 | $1,770 |
| 23055 | Charlottesville, VA | $1,010 | $1,050 | $1,250 | $1,550 | $1,940 |
| 23084 | Charlottesville, VA | $1,010 | $1,040 | $1,230 | $1,540 | $1,900 |
| 23093 | Charlottesville, VA | $900 | $970 | $1,140 | $1,420 | $1,770 |
| 24464 | Charlottesville, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 24483 | Charlottesville, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 24521 | Charlottesville, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 24553 | Charlottesville, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 24562 | Charlottesville, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 24581 | Charlottesville, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 24590 | Charlottesville, VA | $870 | $970 | $1,140 | $1,420 | $1,770 |
| 24599 | Charlottesville, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
2022 Average & Median Rent Data Statistics
CHARLOTTESVILLE, VA average 1BR rent: $1,020, median: $970
CHARLOTTESVILLE, VA average 2BR rent: $1,205, median: $1,140
CHARLOTTESVILLE, VA average 3BR rent: $1,498, median: $1,420
CHARLOTTESVILLE, VA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 4,379 | $1,429,935,000 | $326,544 |
| Home Purchase | 4,093 | $1,525,695,000 | $372,757 |
| Cash Out Refi | 1,829 | $528,265,000 | $288,827 |
| Home Improvement | 437 | $50,285,000 | $115,069 |
| Other | 359 | $72,135,000 | $200,933 |