RICHMOND Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Richmond averaged 6.7% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

The average rate for the prior week (2023-11-22) was 6.87% and one month ago for the week of 2023-10-26, the average rate was 7.57%.

Richmond's average rate one year ago was 6.26%.

For refis of the same type during the week of 2023-11-30, the average rate was 6.14%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-30 7.22%
Richmond 30 Year Fixed Rate 2023-11-30 6.7%
Richmond 30 Year Fixed Rate Refi 2023-11-30 6.14%
Richmond 15 Year Fixed Rate 2023-11-30 6.18%
Richmond 15 Year Fixed Rate Refi 2023-11-30 5.08%
Richmond 30 Year FHA 2023-11-30 6.27%
Richmond 30 Year FHA Refi 2023-11-30 5.26%
Richmond 30 Year USDA 2023-11-30 6.29%
Richmond 30 Year USDA Refi 2023-11-30 7.1%
Richmond 30 Year VA 2023-11-30 6.14%
Richmond 30 Year VA Refi 2023-11-30 4.38%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within RICHMOND, VA.

RICHMOND Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the RICHMOND, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
QUICKEN LOANS, LLC 1,238 4.96% $6,579
CAPITAL CENTER, L.L.C. 1,086 4.32% $2,244
Wells Fargo Bank 806 4.59% $3,903
Virginia Credit Union, Inc. 707 4.64% $4,359
C & F Mortgage Corporation 687 5.04% $5,124
George Mason Mortgage, LLC 657 4.53% $5,799
NFM, INC. 614 5.25% $6,556
UNITED WHOLESALE MORTGAGE, LLC 592 5.08% $7,151
Prosperity Home Mortgage, LLC 576 5.02% $5,410
Truist 567 4.45% $6,084
Alcova Mortgage LLC 504 5.13% $3,872
SOUTHERN TRUST MORTGAGE, LLC 500 5.00% $6,330
MOVEMENT MORTGAGE, LLC 456 5.03% $5,934
NVR Mortgage Finance, Inc. 421 4.45% $8,025
VILLAGE BANK MORTGAGE CORPORATION 328 4.73% $4,612
First Heritage Mortgage, LLC 263 5.40% $6,462
CALIBER HOME LOANS, INC. 262 4.69% $5,661
NAVY FEDERAL CREDIT UNION 243 4.98% $4,611
LOANDEPOT.COM, LLC 240 4.51% $5,924
Towne First Mortgage, LLC 232 5.06% $6,026
Bank of America 232 4.20% $4,218
Towne Bank 218 4.99% $6,403
Mr. Cooper ( Nationstar Mortgage ) 168 4.74% $7,350
Fulton Bank 160 4.59% $4,606
Integrity Home Mortgage Corp 159 5.15% $7,280
Presidential Bank, FSB 157 5.20% $6,713
MCLEAN MORTGAGE CORPORATION 155 4.67% $4,717
JPMorgan Chase Bank 154 4.62% $4,460
Tidewater Home Funding, LLC 133 4.19% $7,452
AMERISAVE MORTGAGE CORPORATION 133 4.42% $7,092
PENNYMAC LOAN SERVICES, LLC 131 4.25% $6,896
FREEDOM MORTGAGE CORPORATION 119 4.82% $5,576
FIRST HOME MORTGAGE CORPORATION 114 5.17% $5,920
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 101 5.02% $5,628
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 100 5.39% $5,698
HOME POINT FINANCIAL CORPORATION 99 4.56% $7,361
C&F Select LLC 93 4.96% $5,571
PRIMELENDING, A PLAINSCAPITAL COMPANY 89 4.98% $6,186
Citizens Bank 86 4.53% $6,226
Atlantic Union Bank 78 4.87% $5,992
CREDIT UNION MORTGAGE ASSOCIATION, INC. 78 3.85% $3,818
BETTER MORTGAGE CORPORATION 71 3.89% $4,184
TIDEWATER MORTGAGE SERVICES, INC. 70 4.99% $7,310
First National Bank of America 68 8.30% $10,221
U.S. Bank 67 4.56% $6,195
Atlantic Coast Mortgage, LLC 67 5.16% $6,440
PROVIDENT FUNDING ASSOCIATES, L.P. 66 4.76% $4,234
Ameris Bank 66 5.17% $5,043
NEWREZ LLC 66 4.65% $5,679
BROKER SOLUTIONS, INC. 60 4.84% $5,909
NexBank 58 4.80% $6,153
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 57 5.61% $5,738
GENEVA FINANCIAL, LLC 54 5.27% $8,708
Assurance Financial Group, L.L.C. 53 5.20% $5,105
SWBC MORTGAGE CORPORATION 53 5.14% $5,038
EMM LOANS LLC 51 5.25% $6,335
CROSSCOUNTRY MORTGAGE, LLC 49 4.97% $7,704
PENTAGON FEDERAL CREDIT UNION 49 4.53% $4,366
INTERCOASTAL MORTGAGE COMPANY 48 4.53% $7,298
HOMESIDE FINANCIAL, LLC 47 4.96% $6,381
CMG MORTGAGE, INC. 47 5.52% $5,586
Call Federal Credit Union 45 5.05% $3,347
EMBRACE HOME LOANS, INC. 45 4.93% $6,406
OVM FINANCIAL, INC. 43 4.73% $6,365
GUARANTEED RATE, INC. 41 4.69% $5,160
Flagstar Bank, FSB 38 4.54% $5,366
Chesapeake Bank 34 4.77% $3,436
MUTUAL OF OMAHA MORTGAGE, INC. 33 5.13% $5,858
Christensen Financial, Inc. 33 4.79% $5,142
GUILD MORTGAGE COMPANY 33 5.29% $5,332
PNC Bank 32 4.22% $4,806
Plains Commerce Bank 31 4.86% $8,982
LAKEVIEW LOAN SERVICING, LLC 31 4.48% $5,036
Morgan Stanley Private Bank 30 4.33% $4,278
Sierra Pacific Mortgage Company, Inc. 30 4.38% $4,982
First-Citizens Bank & Trust Company 30 4.06% $3,998
Carrington Mortgage Services, LLC 28 4.94% $6,307
DHI MORTGAGE COMPANY, LTD. 28 3.97% $6,722
TD Bank 27 4.38% $5,059
INTERLINC MORTGAGE SERVICES, LLC 27 4.42% $6,755
DIGITAL Federal Credit Union 27 4.22% $3,830
Blue Ridge Bank 25 4.35% $7,139
First National Bank of Pennsylvania 25 4.14% $6,801
LANGLEY 25 4.38% $3,480
MASON MCDUFFIE MORTGAGE CORPORATION 25 5.03% $5,191
ANGEL OAK MORTGAGE SOLUTIONS LLC 25 6.26% $8,841
CARDINAL FINANCIAL 25 4.08% $5,426
STATE EMPLOYEES' 23 4.16% $4,756
VANDERBILT MORTGAGE AND FINANCE, INC. 23 5.14% $5,960
NBKC BANK 21 4.83% $3,637
M&T Bank 20 4.16% $4,427
Mortgage Research Center, LLC 20 5.15% $4,286
ZILLOW HOME LOANS, LLC 20 4.97% $5,972
Lakeview Community Capital, LLC 19 4.46% $4,550
HAMILTON HOME LOANS, INC. 19 5.11% $6,885
FIRST BANCORP 18 5.60% $5,001
Third Federal Savings and Loan Association of Cleveland 18 3.45% $1,963
Wyndham Capital Mortgage, Inc. 18 4.81% $3,834
DEPARTMENT OF COMMERCE 18 3.93% $7,234
Nations Lending Corporation 17 5.16% $6,728
Paramount Residential Mortgage Group, Inc. 17 5.04% $7,530
USAA Federal Savings Bank 17 5.88% $5,613
FIRST SAVINGS MORTGAGE CORPORATION 17 4.90% $6,683
HOMESPIRE MORTGAGE CORPORATION 17 5.26% $5,563
LOANPAL, LLC 17 4.35% $8,586
The Huntington National Bank 16 4.39% $6,451
AmeriHome Mortgage Company, LLC 16 4.59% $8,732
ABSOLUTE HOME MORTGAGE CORPORATION 16 4.87% $5,405
UNION HOME MORTGAGE CORP. 16 4.95% $6,472
The Federal Savings Bank 16 4.51% $7,645
South State Bank 16 4.36% $5,289
Vellum Mortgage, Inc. 16 5.05% $6,937
AMERICAN FINANCING CORPORATION 16 3.99% $4,600
HOMEBRIDGE FINANCIAL SERVICES, INC. 15 5.48% $8,267
GUARANTY HOME MORTGAGE CORPORATION 15 4.73% $5,657
SIRVA MORTGAGE, INC. 14 5.18% $1,610
Ally Bank 14 5.27% $5,386
RELIANCE FIRST CAPITAL, LLC 14 5.15% $7,180
GUIDANCE RESIDENTIAL, LLC 14 4.73% $5,951
PHH Mortgage Corporation 14 5.29% $7,366
FINANCE OF AMERICA MORTGAGE LLC 13 4.51% $5,864
First Reliance Bank 13 4.71% $3,700
FRANKLIN MINT 13 3.40% $8,724
NETWORK CAPITAL FUNDING CORPORATION 13 5.52% $6,229
UBS Bank USA 13 3.67% $4,670
CBM Mortgage, Inc. 13 5.86% $5,693
MEMBER ADVANTAGE MORTGAGE, LLC 13 4.49% $5,852
DOMINION ENERGY CREDIT UNION 13 3.57% $2,724
CERTAINTY HOME LOANS, LLC 13 4.79% $5,611
Charles Schwab Bank, SSB 13 4.29% $4,008
United Nations Federal Credit Union 12 3.10% $4,673
Chicago Mortgage Solutions LLC 11 3.57% $3,016
Strong Home Mortgage, LLC 11 4.25% $2,163
ROYAL UNITED MORTGAGE LLC 11 5.49% $7,019
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 11 5.19% $8,998
Ixonia Bank 11 4.90% $7,168
Mortgage Assurance Inc. 11 4.20% $3,756
FEDERATED MORTGAGE CORP. 11 4.27% $4,452
HENRICO Federal Credit Union 11 3.28% $2,198
Fifth Third Bank 11 4.27% $5,101
MID AMERICA MORTGAGE, INC. 10 4.99% $6,131
Towne Mortgage, LLC 10 4.98% $5,345
RESIDENTIAL BANCORP 10 4.74% $5,827
KeyBank 10 4.51% $5,747
Renasant Bank 10 4.52% $5,465
CHURCHILL MORTGAGE CORPORATION 10 5.56% $5,104
DRAPER AND KRAMER MORTGAGE CORP. 10 4.66% $4,364
Citibank 10 4.09% $6,830
MILEND, INC. 9 4.37% $7,919
Sandy Spring Bank 9 5.16% $5,992
JAMS-01, INC. 9 5.17% $5,073
DEEPHAVEN MORTGAGE LLC 9 7.62% $8,347
North American Savings Bank, F.S.B. 9 5.11% $6,175
City National Bank 9 4.16% $3,592
PREMIA MORTGAGE, LLC 9 4.41% $1,358
First Mortgage Solutions, LLC 9 4.00% $4,072
SUCCESS MORTGAGE PARTNERS, INC. 9 4.50% $5,242
Northpointe Bank 8 5.31% $5,399
Waterstone Mortgage Corporation 8 5.91% $8,045
AMERICAN PACIFIC MORTGAGE CORPORATION 8 6.28% $6,761
First Horizon Bank 8 3.55% $4,724
Southern Bank and Trust Company 8 4.28% $3,645
ANGEL OAK HOME LOANS LLC 8 5.63% $4,266
The Freedom Bank of Virginia 8 4.97% $3,795
HOMESTAR FINANCIAL CORPORATION 8 5.16% $3,464
GVC MORTGAGE, INC. 7 5.10% $4,042
Raymond James Bank 7 3.80% $3,811
PLANET HOME LENDING, LLC 7 4.52% $4,760
PLAZA HOME MORTGAGE, INC. 7 5.50% $9,610
BNC National Bank 7 5.13% $4,678
Baxter Credit Union 7 3.84% $4,523
NEWPORT NEWS SHIPBUILDING EMPLOYEES 7 5.12% $5,420
First Federal Bank 7 4.77% $4,777
SUN WEST MORTGAGE COMPANY, INC. 7 5.32% $3,605
ITHINK FINANCIAL Credit Union 6 4.50% $9,017
EVERETT FINANCIAL, INC. 6 5.71% $2,626
Regions Bank 6 4.38% $6,421
FIDELITY DIRECT MORTGAGE, LLC 6 5.60% $8,064
AgFirst Farm Credit Bank 6 4.00% $3,252
Colonial Savings, F.A. 6 4.08% $7,936
Stifel Bank and Trust 6 3.69% $2,841
Century Mortgage Company DBA Century Lending Company 6 4.79% $8,869
T2 FINANCIAL LLC 6 5.19% $5,246
GoPrime Mortgage, Inc. 6 5.48% $3,451
GUARANTEED RATE AFFINITY, LLC 6 4.80% $4,894
OCMBC, INC. 6 5.87% $8,908
Northwest Federal Credit Union 6 4.13% $6,337
Truliant Federal Credit Union 6 5.04% $3,196
Hometown Lenders, Inc. 6 4.85% $9,086
UIF CORPORATION 6 4.73% $3,798
NewTowne Mortgage, LLC 6 5.04% $6,085
Loan Simple, Inc. 6 5.08% $5,234
Member Options, LLC 6 4.91% $8,887
Kwik Mortgage Corporation 6 4.29% $3,054
Baylands Family Credit Union 5 5.83% $5,489
Arvest Bank 5 4.83% $5,255
NATIONS DIRECT MORTGAGE, LLC 5 5.50% $12,134
Pinnacle Bank 5 5.23% $4,720
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 5 4.68% $7,939
First Guaranty Mortgage Corporation 5 4.75% $3,346
LENDSURE MORTGAGE CORP. 5 6.52% $13,531
MORTGAGE ACCESS CORP. 5 5.05% $5,410
Bank of England 5 4.78% $8,668
BAY EQUITY LLC 5 5.62% $4,935
GSF Mortgage Corporation 5 4.90% $7,188
Bank-Fund Staff Federal Credit Union 4 3.25% $3,585
SeaTrust Mortgage Company 4 5.65% $3,456
SOFI LENDING CORP. 4 3.59% $3,544
Quontic Bank 4 7.47% $8,441
FBC MORTGAGE, LLC 4 4.25% $5,107
HOMEXPRESS MORTGAGE CORP. 4 5.69% $8,316
ROUNDPOINT MORTGAGE SERVICING CORPORATION 4 4.84% $8,344
SECURITYNATIONAL MORTGAGE COMPANY 4 3.81% $4,938
TJC Mortgage, Inc. 4 5.59% $6,297
U S WIDE FINANCIAL LLC 4 4.28% $3,778
Capital Bank 4 4.06% $5,892
Discover Bank 4 5.18% $0
First Internet Bank of Indiana 4 6.00% $5,039
CityWorth Mortgage LLC 4 5.63% $5,775
1ST ADVANTAGE FEDERAL CREDIT UNION 3 4.85% $14,565
ABNB Federal Credit Union 3 4.88% $3,160
AMERICAN INTERNET MORTGAGE, INC. 3 3.54% $3,790
Apple Federal Credit Union 3 4.50% $4,053
ARC HOME LLC 3 2.87% $8,114
CANOPY MORTGAGE, LLC 3 4.13% $2,682
Citadel Servicing Corporation 3 5.13% $6,660
CORNERSTONE HOME LENDING, INC. 3 5.58% $4,436
DUPONT COMMUNITY 3 2.91% $3,679
EASTMAN 3 3.63% $5,405
First Community Bank 3 3.50% $4,272
FIRST COMMUNITY MORTGAGE, INC. 3 6.25% $6,653
Goldman Sachs Bank USA 3 4.18% $4,868
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 3 4.79% $4,595
Grand Bank for Savings, FSB 3 6.92% $4,734
GREAT LAKES 3 4.25% $4,211
HSBC BANK USA, NATIONAL ASSOCIATION 3 4.17% $4,871
JUSTICE Federal Credit Union 3 4.04% $7,427
KELLER MORTGAGE, LLC 3 4.67% $3,504
Magnolia Bank 3 5.50% $8,876
ONY GLO, INC. 3 4.46% $3,500
RBC Bank, (Georgia) 3 4.63% $3,879
Republic Bank & Trust Company 3 4.38% $5,054
Shamrock Home Loans, Inc. 3 4.17% $4,699
THRIVE MORTGAGE, LLC 3 4.58% $4,171
TOWER 3 3.17% $4,526
TOWNE MORTGAGE COMPANY 3 3.75% $4,177
Toyota Financial Savings Bank 3 4.22% $5,459
US MORTGAGE CORPORATION 3 4.12% $5,553
BNY Mellon 2 3.19% $3,776
ENVOY MORTGAGE, LTD 2 6.00% $8,355
BMO Harris Bank 2 4.50% $5,934
Bethpage Federal Credit Union 2 5.56% $5,164
RUOFF MORTGAGE COMPANY, INC. 2 3.88% $5,372
S1L, Inc. 2 5.13% $8,072
BENCHMARK Federal Credit Union 2 3.56% $3,082
Encompass Lending Group, LP 2 4.06% $4,499
NORTH COUNTRY 2 7.19% $5,046
EagleBank 2 4.50% $5,126
Beeline Loans, Inc. 2 3.75% $4,387
Barrington Bank & Trust Company, N.A. 2 4.63% $4,265
TOGETHER CREDIT UNION 2 5.63% $2,563
West Town Bank & Trust 2 6.44% $5,018
Shore United Bank 2 5.81% $7,837
GEO-CORP, INC. 2 6.13% $5,624
Signal Financial Federal Credit Union 2 5.00% $6,607
NORTHERN MORTGAGE SERVICES, LLC 2 5.44% $4,153
BancorpSouth 2 5.00% $4,279
FREEDOM FIRST 2 4.06% $4,473
Old National Bank 2 5.00% $4,060
IMPAC MORTGAGE CORP. 2 3.75% $560
FirstBank 2 3.38% $2,428
NASA Federal Credit Union 2 3.75% $4,280
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 2 5.75% $5,959
PLUS RELOCATION MORTGAGE, LLC 2 5.31% $6,547
APEX HOME LOANS, INC. 2 4.00% $5,330
CONTOUR MORTGAGE CORPORATION 2 4.56% $5,335
AmRes Corporation 2 4.81% $7,767
COMMUNITYAMERICA 2 5.06% $4,524
ACADEMY MORTGAGE CORPORATION 2 4.69% $5,256
AMERICAN ADVISORS GROUP 2 4.50% $5,691
FAY SERVICING, LLC 2 6.19% $5,419
ALLIED MORTGAGE GROUP, INC. 2 3.94% $6,675
Colonial Farm Credit, ACA 2 8.44% $6,095
NP, Inc. 2 4.08% $3,562
ALLIANT CREDIT UNION 2 2.75% $3,136
EVANSVILLE TEACHERS 2 6.50% $3,195
Victorian Finance, LLC 2 4.25% $3,621
CITIZENS EQUITY FIRST 2 3.50% $833
Summit Mortgage Corporation 2 6.25% $4,318
MY MORTGAGE, INC. 2 5.88% $8,758
Sunflower Bank 2 4.37% $6,299
EQUITY RESOURCES, INC. 2 3.81% $4,167
HOMESTEAD FUNDING CORP. 2 3.88% $4,636
Burke & Herbert Bank & Trust Company 2 5.31% $5,035
Meridian Bank Corporation 2 5.13% $4,144
PRIMARY RESIDENTIAL MORTGAGE, INC. 2 5.00% $4,662
ROSS MORTGAGE CORPORATION 2 3.88% $6,339
Equity Prime Mortgage LLC 2 6.06% $7,993
The Central Trust Bank 2 4.44% $5,346
REV FEDERAL CREDIT UNION 1 6.88% $6,639
Rock Canyon Bank 1 5.25% $3,396
East Coast Capital Corp. 1 6.13% $16,640
DUPACO COMMUNITY 1 5.00% $3,639
Simmons Bank 1 5.00% $2,538
Dollar Bank, Federal Savings Bank 1 4.38% $3,417
SIWELL, INC. 1 2.88% $2,998
DELMAR FINANCIAL COMPANY 1 5.38% $3,779
SOUTH CAROLINA FEDERAL CREDIT UNION 1 5.50% $6,433
Deere Employees Credit Union 1 5.00% $3,198
Cornerstone First Mortgage, Inc 1 5.88% $6,842
SOUTHPOINT FINANCIAL SERVICES, INC. 1 5.25% $10,450
Commerce Bank 1 4.00% $3,104
S&T Bank 1 5.38% $4,502
STOCKTON MORTGAGE CORPORATION 1 5.38% $5,044
COASTAL Federal Credit Union 1 4.38% $2,510
SUN Federal Credit Union 1 3.50% $2,572
CHARTWAY FEDERAL CREDIT UNION 1 5.75% $4,404
Capital City Home Loans, LLC 1 5.25% $8,936
Bronco Federal Credit Union 1 3.25% $14,505
Texana Bank 1 3.88% $5,492
The Camden National Bank 1 4.38% $3,807
The Fidelity Bank 1 5.38% $8,183
THE MORTGAGE FIRM, INC. 1 3.25% $3,750
THE MORTGAGE LINK, INC. 1 5.12% $8,389
Wilmington Savings Fund Society, FSB 1 4.25% $4,838
THRIVENT Federal Credit Union 1 2.63% $2,938
Bell Bank 1 6.49% $3,101
TOTAL MORTGAGE SERVICES, LLC 1 3.88% $4,210
WINGS FINANCIAL 1 4.38% $3,075
BANKSOUTH MORTGAGE COMPANY, LLC 1 4.38% $5,744
BANK OF LITTLE ROCK MORTGAGE CORPORATION 1 3.50% $2,953
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 1 2.75% $3,002
1ST SIGNATURE LENDING, LLC 1 4.63% $10,476
AUSTIN TELCO Federal Credit Union 1 3.50% $3,818
Aurora Financial, LLC 1 2.88% $1,197
ATLANTA POSTAL 1 4.13% $3,996
ASSEMBLIES OF GOD Credit Union 1 3.25% $2,349
UNIFY FINANCIAL Credit Union 1 3.00% $2,797
Armed Forces Bank 1 5.13% $5,221
UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 6.13% $5,464
UNIVERSAL MORTGAGE & FINANCE, INC. 1 4.25% $3,975
AMERICAN BANCSHARES MORTGAGE 1 7.00% $5,910
1ST FINANCIAL, INC. 1 4.88% $5,607
UTILITIES EMPLOYEES CREDIT UNION 1 4.88% $3,010
ValleyStar Credit Union 1 3.25% $6,103
AFFINITY 1 4.13% $4,185
Advisors Mortgage Group, L.L.C. 1 6.25% $13,097
Advance Financial Group, LLC 1 5.63% $8,650
Watermark Capital, Inc. 1 3.50% $2,389
MID-ISLAND MORTGAGE CORP. 1 3.63% $16,690
Mid-Continent Funding, Inc. 1 5.38% $5,700
Metro City Bank 1 7.75% $6,341
MORIA DEVELOPMENT, INC. 1 6.00% $7,618
MEMBER FIRST MORTGAGE, LLC 1 5.38% $6,794
Mortgage Network, Inc. 1 3.88% $3,291
MANN FINANCIAL INC. 1 5.88% $2,340
LOGIX FEDERAL CREDIT UNION 1 2.75% $3,331
Luxury Mortgage Corp. 1 7.99% $46,691
LOCAL GOVERNMENT FEDERAL CREDIT UNION 1 2.75% $3,935
LENOX FINANCIAL MORTGAGE CORPORATION 1 3.75% $1,460
NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION 1 2.63% $4,888
Lend Smart Mortgage, LLC 1 3.25% $4,294
LEADERONE FINANCIAL CORPORATION 1 3.38% $4,607
NATIONS RELIABLE LENDING, LLC 1 5.50% $5,438
NATIONWIDE MORTGAGE BANKERS, INC. 1 5.63% $7,850
Lakeland Bank 1 6.63% $3,400
NBH Bank 1 6.25% $4,891
Kish Bank 1 6.38% $3,417
INTELLILOAN, INC. 1 5.00% $7,160
NEW DAY FINANCIAL, LLC 1 3.25% $2,981
INLAND BANK & TRUST 1 5.50% $3,458
HONDA Federal Credit Union 1 3.38% $2,708
NEW WAVE LENDING GROUP INC 1 6.38% $9,533
HomeTrust Bank 1 6.13% $4,814
Hometown Equity Mortgage, LLC 1 8.88% $15,801
NMSI, INC. 1 4.00% $10,504
Home State Bank 1 4.38% $4,457
NORTHROP GRUMMAN Federal Credit Union 1 2.88% $2,364
HERITAGE VALLEY 1 5.45% $2,832
OAKTREE FUNDING CORP. 1 8.38% $12,013
OCEANSIDE MORTGAGE COMPANY 1 3.88% $1,407
GuardHill Financial Corp. 1 3.75% $7,191
A&D Mortgage LLC 1 8.63% $17,240
Great Southern Bank 1 3.65% $3,305
PANORAMA MORTGAGE GROUP, LLC 1 10.75% $12,422
Paramount Bank 1 3.38% $3,069
GEORGIA'S OWN 1 6.25% $6,458
PARTNERSHIP FINANCIAL 1 6.38% $4,481
Peapack-Gladstone Bank 1 5.50% $3,911
GENERAL ELECTRIC EMPLOYEES FEDERAL CREDIT UNION 1 5.75% $3,722
FOUR POINTS 1 5.38% $1,924
F & M BANK CORP. 1 5.50% $2,102
Florida Capital Bank 1 5.50% $13,322
FIRST TECHNOLOGY 1 3.38% $6,118
First Option Mortgage, LLC 1 6.63% $4,703
First Midwest Bank 1 3.88% $3,332
First Merchants Bank 1 6.63% $3,472
First Home Bank 1 4.62% $2,386
Princeton Mortgage Corporation 1 3.25% $4,297
FIRST FLORIDA Credit Union 1 6.00% $3,913
First Financial Bank 1 7.00% $4,350
PURDUE FEDERAL CREDIT UNION 1 5.63% $3,636
First Federal Savings and Loan Association of Lakewood 1 6.55% $3,718
QUORUM FEDERAL CREDIT UNION 1 4.25% $8,693
RADIUS FINANCIAL GROUP INC. 1 5.38% $5,562
FIDELITY BANK 1 5.50% $5,944
Evolve Bank & Trust 1 4.50% $4,496
WesBanco 1 5.50% $4,674

RICHMOND Average Closing Costs & Other Stats

RICHMOND, VA's 408 lenders originated 39,298 loans during 2022. The total origination value was $11,672,590,000, with an average loan value of $297,028.

RICHMOND's average closing costs are $5,011.

The top RICHMOND lender as defined by loan originations is QUICKEN LOANS, LLC, with 1,238 loans originated. Their average total fees are $6,579, which is $4,335 higher than the next largest lender, CAPITAL CENTER, L.L.C..

The lowest fee RICHMOND lenders (with over 10 loans originated) are SIRVA MORTGAGE, INC. ($1,610), Third Federal Savings and Loan Association of Cleveland ($1,963), Strong Home Mortgage, LLC ($2,163), HENRICO Federal Credit Union ($2,198) and CAPITAL CENTER, L.L.C. ($2,244).

The lowest rate RICHMOND lenders (with over 10 loans originated) are United Nations Federal Credit Union (3.10%), HENRICO Federal Credit Union (3.28%), FRANKLIN MINT (3.40%), Third Federal Savings and Loan Association of Cleveland (3.45%) and Chicago Mortgage Solutions LLC (3.57%).

RICHMOND, VA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
QUICKEN LOANS, LLC $1,642,605,000 $595,980,000 -63.7% 5.1%
CAPITAL CENTER, L.L.C. $1,442,620,000 $446,710,000 -69.0% 3.8%
George Mason Mortgage, LLC $532,440,000 $430,125,000 -19.2% 3.7%
Wells Fargo Bank $763,540,000 $407,455,000 -46.6% 3.5%
Virginia Credit Union, Inc. $773,660,000 $398,630,000 -48.5% 3.4%
Truist $532,115,000 $396,480,000 -25.5% 3.4%
UNITED WHOLESALE MORTGAGE, LLC $537,830,000 $366,535,000 -31.8% 3.1%
C & F Mortgage Corporation $640,005,000 $341,060,000 -46.7% 2.9%
NFM, INC. $396,675,000 $287,380,000 -27.6% 2.5%
Prosperity Home Mortgage, LLC $436,780,000 $267,380,000 -38.8% 2.3%
MOVEMENT MORTGAGE, LLC $447,705,000 $265,355,000 -40.7% 2.3%
NVR Mortgage Finance, Inc. $268,410,000 $259,895,000 -3.2% 2.2%
SOUTHERN TRUST MORTGAGE, LLC $354,965,000 $241,315,000 -32.0% 2.1%
Alcova Mortgage LLC $423,565,000 $226,570,000 -46.5% 1.9%
WALKER & DUNLOP, LLC $153,170,000 $175,385,000 14.5% 1.5%
NAVY FEDERAL CREDIT UNION $217,895,000 $171,070,000 -21.5% 1.5%
Towne Bank $287,750,000 $171,005,000 -40.6% 1.5%
BERKELEY POINT CAPITAL LLC $34,105,000 $159,305,000 367.1% 1.4%
Atlantic Union Bank $222,800,000 $156,100,000 -29.9% 1.3%
CALIBER HOME LOANS, INC. $249,355,000 $155,700,000 -37.6% 1.3%
LOANDEPOT.COM, LLC $415,535,000 $153,035,000 -63.2% 1.3%
Bank of America $256,240,000 $151,825,000 -40.7% 1.3%
VILLAGE BANK MORTGAGE CORPORATION $268,740,000 $144,250,000 -46.3% 1.2%
FREEDOM MORTGAGE CORPORATION $647,985,000 $133,145,000 -79.5% 1.1%
PENNYMAC LOAN SERVICES, LLC $502,655,000 $129,570,000 -74.2% 1.1%
Towne First Mortgage, LLC $215,140,000 $127,455,000 -40.8% 1.1%
Capital One $10,445,000 $123,930,000 1,086.5% 1.1%
Fulton Bank $245,630,000 $122,915,000 -50.0% 1.1%
Mortgage Research Center, LLC $153,095,000 $120,120,000 -21.5% 1.0%
First Heritage Mortgage, LLC $124,605,000 $103,310,000 -17.1% 0.9%
Presidential Bank, FSB $140,915,000 $97,905,000 -30.5% 0.8%
Grandbridge Real Estate Capital LLC $92,900,000 n/a 0.8%
Mr. Cooper ( Nationstar Mortgage ) $233,120,000 $87,580,000 -62.4% 0.8%
Citizens and Farmers Bank $81,310,000 $87,320,000 7.4% 0.7%
M&T Realty Capital Corporation $64,080,000 $78,220,000 22.1% 0.7%
JPMorgan Chase Bank $105,020,000 $75,635,000 -28.0% 0.6%
AMERISAVE MORTGAGE CORPORATION $210,415,000 $73,830,000 -64.9% 0.6%
MCLEAN MORTGAGE CORPORATION $126,825,000 $68,895,000 -45.7% 0.6%
Prudential Huntoon Paige Associates, LLC $66,475,000 n/a 0.6%
Integrity Home Mortgage Corp $124,685,000 $65,695,000 -47.3% 0.6%
Tidewater Home Funding, LLC $119,060,000 $65,680,000 -44.8% 0.6%
Flagstar Bank, FSB $52,435,000 $63,865,000 21.8% 0.5%
Citizens Bank $109,285,000 $59,030,000 -46.0% 0.5%
GREYSTONE FUNDING COMPANY LLC $55,555,000 n/a 0.5%
HOME POINT FINANCIAL CORPORATION $178,135,000 $55,310,000 -69.0% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $117,505,000 $55,290,000 -52.9% 0.5%
FIRST HOME MORTGAGE CORPORATION $58,070,000 $54,440,000 -6.3% 0.5%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $70,260,000 $53,295,000 -24.1% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $100,765,000 $52,140,000 -48.3% 0.4%
C&F Select LLC $67,430,000 $51,405,000 -23.8% 0.4%
KeyBank $27,260,000 $50,905,000 86.7% 0.4%
PNC Bank $40,185,000 $49,730,000 23.8% 0.4%
U.S. Bank $74,680,000 $48,015,000 -35.7% 0.4%
TIDEWATER MORTGAGE SERVICES, INC. $64,575,000 $46,070,000 -28.7% 0.4%
DHI MORTGAGE COMPANY, LTD. $58,840,000 $45,165,000 -23.2% 0.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY $87,370,000 $44,940,000 -48.6% 0.4%
PENTAGON FEDERAL CREDIT UNION $79,730,000 $42,575,000 -46.6% 0.4%
Atlantic Coast Mortgage, LLC $38,435,000 $39,450,000 2.6% 0.3%
First-Citizens Bank & Trust Company $42,445,000 $39,200,000 -7.6% 0.3%
LENDINGHOME FUNDING CORPORATION $32,040,000 $37,845,000 18.1% 0.3%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $32,615,000 $37,730,000 15.7% 0.3%
Blue Ridge Bank $62,985,000 $35,705,000 -43.3% 0.3%
Call Federal Credit Union $41,595,000 $35,620,000 -14.4% 0.3%
United Bank $14,100,000 $34,230,000 142.8% 0.3%
USAA Federal Savings Bank $51,905,000 $34,025,000 -34.4% 0.3%
DOMINION FINANCIAL SERVICES, LLC $2,060,000 $33,955,000 1,548.3% 0.3%
Carter Bank & Trust $33,405,000 n/a 0.3%
NEWREZ LLC $140,225,000 $32,880,000 -76.6% 0.3%
Ameris Bank $62,850,000 $32,800,000 -47.8% 0.3%
South State Bank $26,485,000 $32,775,000 23.7% 0.3%
Touchstone Bank $29,800,000 $32,740,000 9.9% 0.3%
BROKER SOLUTIONS, INC. $79,165,000 $32,660,000 -58.7% 0.3%
BETTER MORTGAGE CORPORATION $151,175,000 $31,750,000 -79.0% 0.3%
FINANCE OF AMERICA MORTGAGE LLC $26,220,000 $31,305,000 19.4% 0.3%
GENEVA FINANCIAL, LLC $26,330,000 $31,195,000 18.5% 0.3%
CMG MORTGAGE, INC. $10,660,000 $30,260,000 183.9% 0.3%
EMBRACE HOME LOANS, INC. $47,065,000 $29,895,000 -36.5% 0.3%
NEW DAY FINANCIAL, LLC $49,190,000 $29,370,000 -40.3% 0.3%
The Federal Savings Bank $44,970,000 $29,150,000 -35.2% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $33,525,000 $28,400,000 -15.3% 0.2%
OVM FINANCIAL, INC. $38,730,000 $26,920,000 -30.5% 0.2%
Carrington Mortgage Services, LLC $53,105,000 $26,275,000 -50.5% 0.2%
Plains Commerce Bank $22,075,000 $26,165,000 18.5% 0.2%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $8,455,000 $25,800,000 205.1% 0.2%
First Bank $11,695,000 $25,595,000 118.9% 0.2%
HOMESIDE FINANCIAL, LLC $49,640,000 $23,880,000 -51.9% 0.2%
SWBC MORTGAGE CORPORATION $26,225,000 $23,305,000 -11.1% 0.2%
Chesapeake Bank $39,310,000 $23,270,000 -40.8% 0.2%
LAKEVIEW LOAN SERVICING, LLC $96,915,000 $22,885,000 -76.4% 0.2%
GREYSTONE SERVICING COMPANY LLC $22,730,000 n/a 0.2%
EMM LOANS LLC $12,830,000 $22,665,000 76.7% 0.2%
GUILD MORTGAGE COMPANY $42,175,000 $22,270,000 -47.2% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $34,775,000 $22,240,000 -36.0% 0.2%
Assurance Financial Group, L.L.C. $44,370,000 $22,050,000 -50.3% 0.2%
GUARANTEED RATE, INC. $67,500,000 $21,825,000 -67.7% 0.2%
Morgan Stanley Private Bank $16,530,000 $21,305,000 28.9% 0.2%
SONABANK $9,400,000 $21,240,000 126.0% 0.2%
INTERCOASTAL MORTGAGE COMPANY $39,300,000 $20,925,000 -46.8% 0.2%
First Community Bank $31,870,000 $20,190,000 -36.6% 0.2%
NexBank $24,510,000 $20,140,000 -17.8% 0.2%
Third Federal Savings and Loan Association of Cleveland $14,435,000 $20,075,000 39.1% 0.2%
Christensen Financial, Inc. $23,110,000 $19,515,000 -15.6% 0.2%
Citizens Bank and Trust Company $11,715,000 $18,910,000 61.4% 0.2%
Virginia National Bank $33,075,000 $18,555,000 -43.9% 0.2%
TD Bank $23,970,000 $18,085,000 -24.6% 0.2%
Community Bank of the Chesapeake $15,205,000 $17,545,000 15.4% 0.2%
First National Bank of Pennsylvania $10,410,000 $17,415,000 67.3% 0.1%
Nations Lending Corporation $10,605,000 $17,305,000 63.2% 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $95,475,000 $16,940,000 -82.3% 0.1%
CIVIC FINANCIAL SERVICES, LLC $8,205,000 $16,605,000 102.4% 0.1%
HENRICO Federal Credit Union $21,400,000 $15,840,000 -26.0% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $17,690,000 $15,780,000 -10.8% 0.1%
MID AMERICA MORTGAGE, INC. $22,680,000 $15,595,000 -31.2% 0.1%
LANGLEY $25,130,000 $15,490,000 -38.4% 0.1%
First National Bank of America $7,770,000 $15,335,000 97.4% 0.1%
M&T Bank $37,850,000 $14,700,000 -61.2% 0.1%
DIGITAL Federal Credit Union $3,245,000 $14,550,000 348.4% 0.1%
Sandy Spring Bank $9,885,000 $14,125,000 42.9% 0.1%
CBRE MULTIFAMILY CAPITAL, INC. $6,425,000 $13,915,000 116.6% 0.1%
TOWER $17,985,000 $13,900,000 -22.7% 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $25,810,000 $13,320,000 -48.4% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $34,965,000 $12,775,000 -63.5% 0.1%
LENDINGONE, LLC $6,145,000 $12,775,000 107.9% 0.1%
Paramount Residential Mortgage Group, Inc. $26,450,000 $12,740,000 -51.8% 0.1%
NORTHMARQ CAPITAL FINANCE, L.L.C. $38,325,000 $12,455,000 -67.5% 0.1%
Sierra Pacific Mortgage Company, Inc. $60,570,000 $12,395,000 -79.5% 0.1%
INTERLINC MORTGAGE SERVICES, LLC $10,615,000 $11,960,000 12.7% 0.1%
Summit Community Bank, Inc. $2,405,000 $11,895,000 394.6% 0.1%
Lakeview Community Capital, LLC $40,205,000 $11,785,000 -70.7% 0.1%
LOANPAL, LLC $26,030,000 $11,760,000 -54.8% 0.1%
NBKC BANK $19,490,000 $11,650,000 -40.2% 0.1%
United Nations Federal Credit Union $6,775,000 $11,610,000 71.4% 0.1%
RELIANCE FIRST CAPITAL, LLC $18,715,000 $11,575,000 -38.2% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $8,520,000 $11,475,000 34.7% 0.1%
The Old Point National Bank of Phoebus $2,635,000 $11,405,000 332.8% 0.1%
Wyndham Capital Mortgage, Inc. $43,770,000 $11,260,000 -74.3% 0.1%
UNION HOME MORTGAGE CORP. $7,000,000 $10,670,000 52.4% 0.1%
LIMA ONE CAPITAL, LLC $4,450,000 $10,275,000 130.9% 0.1%
Figure Lending LLC $6,050,000 $10,200,000 68.6% 0.1%
HAMILTON HOME LOANS, INC. $5,225,000 $10,170,000 94.6% 0.1%
Discover Bank $7,825,000 $10,125,000 29.4% 0.1%
SPRING EQ, LLC $8,335,000 $9,965,000 19.6% 0.1%
Charles Schwab Bank, SSB $10,745,000 $9,895,000 -7.9% 0.1%
DOMINION ENERGY CREDIT UNION $13,625,000 $9,625,000 -29.4% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $8,615,000 $9,570,000 11.1% 0.1%
ARGENT $13,530,000 $9,410,000 -30.5% 0.1%
PLANET HOME LENDING, LLC $17,955,000 $9,260,000 -48.4% 0.1%
MILEND, INC. $10,750,000 $9,070,000 -15.6% 0.1%
DEPARTMENT OF COMMERCE $49,255,000 $9,025,000 -81.7% 0.1%
STATE EMPLOYEES' $5,850,000 $8,905,000 52.2% 0.1%
The Huntington National Bank $5,765,000 $8,675,000 50.5% 0.1%
Cedar Rapids Bank and Trust Company $20,210,000 $8,610,000 -57.4% 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $19,670,000 $7,980,000 -59.4% 0.1%
UBS Bank USA $3,385,000 $7,865,000 132.3% 0.1%
Truliant Federal Credit Union $6,265,000 $7,755,000 23.8% 0.1%
Strong Home Mortgage, LLC $24,755,000 $7,705,000 -68.9% 0.1%
FIRST BANCORP, INC. $9,805,000 $7,685,000 -21.6% 0.1%
HOMESPIRE MORTGAGE CORPORATION $14,470,000 $7,555,000 -47.8% 0.1%
ZILLOW HOME LOANS, LLC $20,960,000 $7,555,000 -64.0% 0.1%
FIRST SAVINGS MORTGAGE CORPORATION $12,485,000 $7,545,000 -39.6% 0.1%
CLEARPATH LENDING $21,555,000 $7,535,000 -65.0% 0.1%
CERTAINTY HOME LOANS, LLC $3,685,000 $7,430,000 101.6% 0.1%
PLAZA HOME MORTGAGE, INC. $13,370,000 $7,295,000 -45.4% 0.1%
North American Savings Bank, F.S.B. $16,775,000 $7,265,000 -56.7% 0.1%
AMERICAN ADVISORS GROUP $8,660,000 $7,185,000 -17.0% 0.1%
AmeriHome Mortgage Company, LLC $13,415,000 $7,135,000 -46.8% 0.1%
GUIDANCE RESIDENTIAL, LLC $6,665,000 $7,035,000 5.6% 0.1%
AMERICAN FINANCING CORPORATION $18,710,000 $7,010,000 -62.5% 0.1%
PHH Mortgage Corporation $12,515,000 $6,820,000 -45.5% 0.1%
PREMIA MORTGAGE, LLC $4,850,000 $6,760,000 39.4% 0.1%
CHURCHILL MORTGAGE CORPORATION $12,855,000 $6,750,000 -47.5% 0.1%
BNC National Bank $14,275,000 $6,620,000 -53.6% 0.1%
Citibank $11,100,000 $6,580,000 -40.7% 0.1%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $2,250,000 $6,560,000 191.6% 0.1%
First Horizon Bank $3,805,000 $6,495,000 70.7% 0.1%
CBM Mortgage, Inc. $2,835,000 $6,475,000 128.4% 0.1%
AgFirst Farm Credit Bank $5,980,000 $6,455,000 7.9% 0.1%
SIRVA MORTGAGE, INC. $11,230,000 $6,400,000 -43.0% 0.1%
Southern Bank and Trust Company $1,820,000 $6,285,000 245.3% 0.1%
GoPrime Mortgage, Inc. $9,030,000 $6,140,000 -32.0% 0.1%
Select Bank $5,860,000 n/a 0.1%
Towne Mortgage, LLC $10,040,000 $5,735,000 -42.9% 0.0%
City National Bank $4,470,000 $5,715,000 27.9% 0.0%
1ST ADVANTAGE FEDERAL CREDIT UNION $445,000 $5,700,000 1,180.9% 0.0%
First Federal Bank $15,495,000 $5,590,000 -63.9% 0.0%
Northpointe Bank $11,920,000 $5,590,000 -53.1% 0.0%
SUN WEST MORTGAGE COMPANY, INC. $27,445,000 $5,590,000 -79.6% 0.0%
Chicago Mortgage Solutions LLC $25,365,000 $5,580,000 -78.0% 0.0%
AMWEST FUNDING CORP. $1,225,000 $5,535,000 351.8% 0.0%
Baxter Credit Union $4,440,000 $5,500,000 23.9% 0.0%
EVERETT FINANCIAL, INC. $2,515,000 $5,415,000 115.3% 0.0%
Ally Bank $5,340,000 n/a 0.0%
GUARANTEED RATE AFFINITY, LLC $5,650,000 $5,265,000 -6.8% 0.0%
VILLAGE CAPITAL MORTGAGE $19,335,000 $5,135,000 -73.4% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,890,000 $5,100,000 76.5% 0.0%
Vellum Mortgage, Inc. $9,575,000 $5,090,000 -46.8% 0.0%
Northwest Federal Credit Union $6,885,000 $4,945,000 -28.2% 0.0%
Fifth Third Bank $15,005,000 $4,900,000 -67.3% 0.0%
Equity Prime Mortgage LLC $6,605,000 $4,815,000 -27.1% 0.0%
NEWPORT NEWS SHIPBUILDING EMPLOYEES $2,785,000 $4,805,000 72.5% 0.0%
NETWORK CAPITAL FUNDING CORPORATION $24,530,000 $4,790,000 -80.5% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $4,595,000 $4,780,000 4.0% 0.0%
First Reliance Bank $10,850,000 $4,695,000 -56.7% 0.0%
Ixonia Bank $7,210,000 $4,670,000 -35.2% 0.0%
First Guaranty Mortgage Corporation $33,770,000 $4,635,000 -86.3% 0.0%
FRANKLIN MINT $455,000 $4,625,000 916.5% 0.0%
Hometown Lenders, Inc. $6,010,000 $4,625,000 -23.0% 0.0%
Waterstone Mortgage Corporation $6,305,000 $4,570,000 -27.5% 0.0%
CityWorth Mortgage LLC $3,260,000 $4,490,000 37.7% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $14,200,000 $4,450,000 -68.7% 0.0%
Magnolia Bank $7,425,000 $4,435,000 -40.3% 0.0%
Renasant Bank $11,245,000 $4,435,000 -60.6% 0.0%
MEMBER ADVANTAGE MORTGAGE, LLC $8,485,000 $4,390,000 -48.3% 0.0%
Colonial Farm Credit, ACA $7,095,000 $4,330,000 -39.0% 0.0%
The Freedom Bank of Virginia $5,355,000 $4,185,000 -21.8% 0.0%
Goldman Sachs Bank USA $7,210,000 $3,965,000 -45.0% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $4,055,000 $3,905,000 -3.7% 0.0%
Independent Bank $215,000 $3,785,000 1,660.5% 0.0%
Stifel Bank and Trust $7,155,000 $3,780,000 -47.2% 0.0%
RESIDENTIAL BANCORP. $5,030,000 $3,770,000 -25.0% 0.0%
Loan Simple, Inc. $3,755,000 n/a 0.0%
First Mortgage Solutions, LLC $39,140,000 $3,670,000 -90.6% 0.0%
REVERSE MORTGAGE FUNDING LLC $5,230,000 $3,650,000 -30.2% 0.0%
Century Mortgage Company DBA Century Lending Company $215,000 $3,585,000 1,567.4% 0.0%
JAMS-01, INC. $5,120,000 $3,580,000 -30.1% 0.0%
Barrington Bank & Trust Company, N.A. $6,420,000 $3,510,000 -45.3% 0.0%
HomeTrust Bank $3,410,000 n/a 0.0%
Member Options, LLC $1,280,000 $3,405,000 166.0% 0.0%
FIDELITY DIRECT MORTGAGE, LLC $1,730,000 $3,400,000 96.5% 0.0%
FBC MORTGAGE, LLC $7,290,000 $3,345,000 -54.1% 0.0%
NATIONS DIRECT MORTGAGE, LLC $5,055,000 $3,310,000 -34.5% 0.0%
Mortgage Assurance Inc. $2,775,000 $3,305,000 19.1% 0.0%
UIF CORPORATION $3,795,000 $3,170,000 -16.5% 0.0%
ITHINK FINANCIAL Credit Union $885,000 $3,140,000 254.8% 0.0%
LONGBRIDGE FINANCIAL, LLC $2,935,000 $3,110,000 6.0% 0.0%
NewTowne Mortgage, LLC $7,605,000 $3,085,000 -59.4% 0.0%
ALLIED MORTGAGE GROUP, INC. $7,815,000 $3,040,000 -61.1% 0.0%
DEEPHAVEN MORTGAGE LLC $365,000 $3,040,000 732.9% 0.0%
FEDERATED MORTGAGE CORP. $4,640,000 $3,035,000 -34.6% 0.0%
NEXTMARK $1,525,000 $2,990,000 96.1% 0.0%
ALLIANT CREDIT UNION $25,660,000 $2,965,000 -88.4% 0.0%
Regions Bank $4,990,000 $2,955,000 -40.8% 0.0%
ANGEL OAK HOME LOANS LLC $4,290,000 $2,930,000 -31.7% 0.0%
Pinnacle Bank $6,405,000 $2,910,000 -54.6% 0.0%
LENDSURE MORTGAGE CORP. $875,000 $2,905,000 232.0% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,845,000 $2,875,000 55.8% 0.0%
GSF Mortgage Corporation $4,970,000 $2,875,000 -42.2% 0.0%
Peoples Bank $870,000 $2,865,000 229.3% 0.0%
TOWNE MORTGAGE COMPANY $6,280,000 $2,825,000 -55.0% 0.0%
FAY SERVICING, LLC $1,105,000 $2,780,000 151.6% 0.0%
ROYAL UNITED MORTGAGE LLC $5,050,000 $2,780,000 -45.0% 0.0%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $2,800,000 $2,760,000 -1.4% 0.0%
Bank of England $2,100,000 $2,750,000 31.0% 0.0%
Raymond James Bank $3,905,000 $2,745,000 -29.7% 0.0%
Benchmark Community Bank $2,045,000 $2,740,000 34.0% 0.0%
RBC Bank, (Georgia) $445,000 $2,705,000 507.9% 0.0%
T2 FINANCIAL LLC $1,375,000 $2,610,000 89.8% 0.0%
HOMESTAR FINANCIAL CORPORATION $1,240,000 $2,605,000 110.1% 0.0%
GVC MORTGAGE, INC. $2,565,000 n/a 0.0%
Hometown Equity Mortgage, LLC $10,065,000 $2,535,000 -74.8% 0.0%
Colonial Savings, F.A. $3,575,000 $2,495,000 -30.2% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $13,045,000 $2,460,000 -81.1% 0.0%
Commerce Home Mortgage, Inc. $6,290,000 $2,390,000 -62.0% 0.0%
Apple Federal Credit Union $4,830,000 $2,370,000 -50.9% 0.0%
CORNERSTONE HOME LENDING, INC. $640,000 $2,330,000 264.1% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $2,830,000 $2,325,000 -17.8% 0.0%
ARC HOME LLC $5,295,000 $2,285,000 -56.8% 0.0%
MORTGAGE ACCESS CORP. $4,340,000 $2,260,000 -47.9% 0.0%
OCMBC, INC. $1,825,000 $2,240,000 22.7% 0.0%
ONY GLO, INC. $2,970,000 $2,240,000 -24.6% 0.0%
BAY EQUITY LLC $385,000 $2,235,000 480.5% 0.0%
AmRes Corporation $105,000 $2,200,000 1,995.2% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $1,975,000 $2,195,000 11.1% 0.0%
The Central Trust Bank $4,820,000 $2,180,000 -54.8% 0.0%
U S WIDE FINANCIAL LLC $7,065,000 $2,150,000 -69.6% 0.0%
Burke & Herbert Bank & Trust Company $18,780,000 $2,130,000 -88.7% 0.0%
FirstBank $13,210,000 $2,100,000 -84.1% 0.0%
Bank-Fund Staff Federal Credit Union $2,685,000 $2,070,000 -22.9% 0.0%
Metro City Bank $950,000 $2,045,000 115.3% 0.0%
Toyota Financial Savings Bank $1,540,000 $2,035,000 32.1% 0.0%
COREVEST AMERICAN FINANCE LENDER LLC $655,000 $2,025,000 209.2% 0.0%
SOUTHWEST STAGE FUNDING, LLC $1,430,000 $2,005,000 40.2% 0.0%
Baylands Family Credit Union $4,205,000 $1,995,000 -52.6% 0.0%
Kwik Mortgage Corporation $4,195,000 $1,980,000 -52.8% 0.0%
DUPONT COMMUNITY $3,220,000 $1,930,000 -40.1% 0.0%