RICHMOND Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Richmond averaged 3.15% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 3.25% and one month ago for the week of 2021-10-21, the average rate was 3.44%.

Richmond's average rate one year ago was 2.97%.

For refis of the same type during the week of 2021-11-24, the average rate was 3.18%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Richmond 30 Year Fixed Rate 2021-11-24 3.15%
Richmond 30 Year Fixed Rate Refi 2021-11-24 3.18%
Richmond 15 Year Fixed Rate 2021-11-24 2.58%
Richmond 15 Year Fixed Rate Refi 2021-11-24 2.66%
Richmond 30 Year FHA 2021-11-24 3.63%
Richmond 30 Year FHA Refi 2021-11-24 3.56%
Richmond 30 Year USDA 2021-11-24 3.28%
Richmond 30 Year USDA Refi 2021-11-24 3.26%
Richmond 30 Year VA 2021-11-24 3.16%
Richmond 30 Year VA Refi 2021-11-24 3.07%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within RICHMOND, VA.

RICHMOND Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the RICHMOND, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
CAPITAL CENTER, L.L.C. 2,878 3.44% $1,236
QUICKEN LOANS, LLC 2,679 3.26% $4,989
C & F Mortgage Corporation 2,022 3.09% $3,281
Virginia Credit Union, Inc. 1,884 3.11% $3,126
Wells Fargo Bank, National Association 1,245 3.32% $2,981
George Mason Mortgage, LLC 1,169 3.22% $4,357
Prosperity Home Mortgage, LLC 1,130 3.21% $4,220
Truist Bank 1,033 3.29% $4,213
UNITED WHOLESALE MORTGAGE, LLC 1,009 3.06% $4,689
Alcova Mortgage LLC 861 3.29% $2,637
SOUTHERN TRUST MORTGAGE, LLC 856 3.36% $3,921
VILLAGE BANK MORTGAGE CORPORATION 822 3.15% $2,615
MOVEMENT MORTGAGE, LLC 778 3.26% $4,057
NFM, INC. 745 3.15% $4,188
LOANDEPOT.COM, LLC 528 3.11% $3,988
NVR Mortgage Finance, Inc. 469 3.29% $5,725
Towne Bank 422 3.19% $4,730
Towne First Mortgage, LLC 420 3.19% $4,488
Fulton Bank, National Association 414 3.36% $3,628
PENNYMAC LOAN SERVICES, LLC 404 3.22% $4,673
Bank of America, National Association 402 3.11% $4,406
AMERISAVE MORTGAGE CORPORATION 383 2.87% $3,910
NAVY FEDERAL CREDIT UNION 362 3.65% $4,870
CALIBER HOME LOANS, INC. 347 3.18% $3,761
Presidential Bank, FSB 347 3.39% $4,418
First Heritage Mortgage, LLC 327 3.17% $4,319
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 276 3.18% $3,554
MCLEAN MORTGAGE CORPORATION 269 3.14% $3,375
Tidewater Home Funding, LLC 266 3.12% $3,536
Citizens Bank, National Association 252 3.34% $4,551
Atlantic Union Bank 239 3.32% $4,293
PRIMELENDING, A PLAINSCAPITAL COMPANY 230 3.32% $4,147
NATIONSTAR MORTGAGE LLC 228 3.41% $5,133
HOME POINT FINANCIAL CORPORATION 226 3.15% $5,128
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 184 3.20% $4,133
Ameris Bank 179 3.17% $2,945
Sierra Pacific Mortgage Company, Inc. 174 3.35% $4,564
CROSSCOUNTRY MORTGAGE, LLC 154 3.23% $4,359
JPMorgan Chase Bank, National Association 151 3.25% $3,814
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 149 3.15% $3,568
NEWREZ LLC 135 3.35% $3,537
FREEDOM MORTGAGE CORPORATION 133 3.41% $2,256
STEARNS LENDING, LLC 129 3.12% $3,927
U.S. Bank National Association 127 3.31% $3,107
FIRST HOME MORTGAGE CORPORATION 124 3.34% $4,327
C&F Select LLC 119 3.11% $3,653
Call Federal Credit Union 118 3.57% $2,997
Assurance Financial Group, L.L.C. 114 3.27% $3,377
DEPARTMENT OF COMMERCE 112 3.22% $4,022
PENTAGON FEDERAL CREDIT UNION 111 3.01% $2,551
Wyndham Capital Mortgage, Inc. 104 3.01% $1,887
MASON MCDUFFIE MORTGAGE CORPORATION 95 3.36% $3,840
Atlantic Coast Mortgage, LLC 94 2.91% $4,189
BROKER SOLUTIONS, INC. 86 3.14% $3,641
PROVIDENT FUNDING ASSOCIATES, L.P. 85 3.13% $3,469
TIDEWATER MORTGAGE SERVICES, INC. 84 3.27% $4,221
Flagstar Bank, FSB 84 3.36% $4,859
Christensen Financial, Inc. 82 3.03% $3,858
AMERICAN FINANCIAL NETWORK, INC. 76 3.14% $4,521
USAA Federal Savings Bank 73 3.58% $4,481
EMBRACE HOME LOANS, INC. 70 3.28% $4,162
FINANCE OF AMERICA MORTGAGE LLC 69 3.46% $4,585
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 68 2.86% $3,080
HOMESIDE FINANCIAL, LLC 65 3.15% $4,262
Blue Ridge Bank, National Association 63 3.17% $3,335
MUTUAL OF OMAHA MORTGAGE, INC. 59 3.14% $3,092
GENEVA FINANCIAL, LLC 56 3.20% $5,780
ROUNDPOINT MORTGAGE SERVICING CORPORATION 55 3.49% $2,024
HOMESPIRE MORTGAGE CORPORATION 55 3.15% $4,187
GUARANTY HOME MORTGAGE CORPORATION 51 3.13% $5,796
INTERCOASTAL MORTGAGE COMPANY 50 3.14% $4,061
DHI MORTGAGE COMPANY, LTD. 48 2.99% $3,256
GUARANTEED RATE, INC. 46 3.29% $3,310
GUILD MORTGAGE COMPANY 46 3.42% $3,997
ALLIED MORTGAGE GROUP, INC. 44 3.17% $2,709
PNC Bank, National Association 44 3.59% $2,577
NexBank 43 3.17% $3,447
NBKC BANK 43 3.28% $2,590
First Federal Bank 43 3.25% $5,214
TD Bank, National Association 40 3.22% $4,410
Strong Home Mortgage, LLC 38 3.06% $1,259
Cf Bank, National Association 37 3.08% $1,375
MEMBER ADVANTAGE MORTGAGE, LLC 37 3.45% $4,177
HOMEBRIDGE FINANCIAL SERVICES, INC. 36 3.37% $4,614
FirstBank 36 3.12% $2,083
LANGLEY 36 3.19% $3,297
Aurora Financial, LLC 35 3.07% $1,997
DOMINION ENERGY CREDIT UNION 34 3.41% $2,636
FIRST SAVINGS MORTGAGE CORPORATION 34 3.06% $4,342
First National Bank of America 33 7.46% $8,889
LOANPAL, LLC 33 3.38% $5,402
The Federal Savings Bank 32 3.25% $4,406
North American Savings Bank, F.S.B. 31 3.11% $2,069
OVM FINANCIAL, INC. 31 2.94% $4,441
First Mortgage Solutions, LLC 30 2.81% $3,088
Manufacturers and Traders Trust Company 30 3.26% $5,194
HOMESTEAD FUNDING CORP. 29 2.83% $3,086
HAMILTON HOME LOANS, INC. 29 3.43% $3,208
First-Citizens Bank & Trust Company 29 3.42% $3,097
PLAZA HOME MORTGAGE, INC. 27 3.37% $5,808
FIRST BANCORP, INC. 26 3.31% $2,918
NETWORK CAPITAL FUNDING CORPORATION 26 3.25% $3,883
Carrington Mortgage Services, LLC 26 4.04% $4,740
APEX HOME LOANS, INC. 26 3.15% $4,451
Vellum Mortgage, Inc. 25 3.16% $3,652
VANDERBILT MORTGAGE AND FINANCE, INC. 25 2.95% $3,121
IVY MORTGAGE, INC. 25 3.45% $2,376
ZILLOW HOME LOANS, LLC 24 3.14% $1,865
MILEND, INC. 24 3.17% $6,094
CHURCHILL MORTGAGE CORPORATION 23 3.44% $4,048
ROYAL UNITED MORTGAGE LLC 23 3.36% $6,764
Mortgage Assurance Inc. 22 3.20% $2,603
Fifth Third Bank, National Association 22 3.49% $3,200
First Reliance Bank 22 3.47% $3,057
Paramount Residential Mortgage Group, Inc. 21 3.37% $5,181
TOWNE MORTGAGE COMPANY 21 3.26% $6,762
AMERICAN FINANCING CORPORATION 21 2.95% $4,694
First Guaranty Mortgage Corporation 20 3.07% $2,893
SOFI LENDING CORP. 20 3.16% $3,714
Northwest Federal Credit Union 20 3.34% $3,437
RELIANCE FIRST CAPITAL, LLC 20 3.39% $6,874
FIRST COMMUNITY MORTGAGE, INC. 19 3.41% $6,321
First Community Bank 18 2.98% $4,403
TIAA, FSB 18 3.37% $3,448
LENDERFI, INC. 18 2.86% $1,232
Triumph Bank 18 3.07% $2,377
Northpointe Bank 17 3.11% $3,561
DRAPER AND KRAMER MORTGAGE CORP. 17 2.91% $3,960
The Freedom Bank of Virginia 17 2.99% $2,968
Watermark Capital, Inc. 17 3.02% $2,661
Citibank, National Association 17 3.35% $4,208
MLD MORTGAGE INC. 17 2.81% $3,428
BNC National Bank 17 3.11% $2,973
GoPrime Mortgage, Inc. 16 2.96% $3,270
Third Federal Savings and Loan Association of Cleveland 16 3.11% $537
First National Bank of Pennsylvania 16 3.32% $4,702
ONY GLO, INC. 16 2.94% $3,112
ARC HOME LLC 16 3.37% $4,303
SECURITYNATIONAL MORTGAGE COMPANY 15 3.46% $3,500
JAMS-01, INC. 15 3.01% $3,892
Prime Choice Funding Inc. 15 2.96% $3,761
Axos Bank 15 3.02% $1,784
Renasant Bank 15 3.34% $4,009
Magnolia Bank 14 3.13% $4,213
LENOX FINANCIAL MORTGAGE CORPORATION 14 3.30% $2,497
Nations Lending Corporation 14 3.21% $6,526
PHH Mortgage Corporation 14 3.41% $4,022
Charles Schwab Bank, SSB 14 3.02% $3,090
NewTowne Mortgage, LLC 14 3.16% $3,243
PLANET HOME LENDING, LLC 14 3.14% $4,664
PLUS RELOCATION MORTGAGE, LLC 13 3.07% $3,068
RUOFF MORTGAGE COMPANY, INC. 13 3.16% $2,490
Waterstone Mortgage Corporation 13 3.20% $6,444
SUN WEST MORTGAGE COMPANY, INC. 13 3.21% $1,305
SIRVA MORTGAGE, INC. 13 3.35% $1,129
Morgan Stanley Private Bank, National Association 13 3.23% $3,692
Hometown Lenders, Inc. 13 2.98% $4,245
Capital Bank, National Association 12 3.11% $3,655
US MORTGAGE CORPORATION 12 3.49% $3,683
CMG MORTGAGE, INC. 12 3.29% $3,985
Discover Bank 12 5.49% $0
First Savings Bank 12 3.16% $6,828
South State Bank, National Association 12 3.25% $8,447
PREMIA MORTGAGE, LLC 11 2.95% $2,920
MID AMERICA MORTGAGE, INC. 11 2.99% $2,750
Towne Mortgage, LLC 11 3.23% $4,363
Ixonia Bank 11 2.80% $2,893
Sandy Spring Bank 11 3.03% $4,225
SOVEREIGN LENDING GROUP INCORPORATED 11 3.06% $4,855
PARKSIDE LENDING, LLC 11 3.05% $2,358
NP, Inc. 11 3.51% $3,692
SWBC MORTGAGE CORPORATION 11 3.13% $3,376
KELLER MORTGAGE, LLC 11 3.18% $2,128
SPRING EQ, LLC 11 2.77% $2,503
CREDIT UNION MORTGAGE ASSOCIATION, INC. 10 2.94% $3,917
AMERICAN HERITAGE CAPITAL, L.P. 10 3.11% $2,401
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 10 3.21% $2,845
UNION HOME MORTGAGE CORP. 10 3.34% $4,351
RESIDENTIAL MORTGAGE SERVICES, INC. 10 3.11% $3,337
Stifel Bank and Trust 10 3.11% $2,517
AMERICAN INTERNET MORTGAGE, INC. 9 3.25% $2,689
AgFirst Farm Credit Bank 9 3.56% $3,588
The Huntington National Bank 8 3.28% $5,037
First Midwest Bank 8 3.00% $2,927
Paramount Bank 8 2.64% $270
Evolve Bank & Trust 8 3.02% $815
Raymond James Bank, National Association 8 3.38% $2,997
PRIMARY RESIDENTIAL MORTGAGE, INC. 8 2.81% $3,206
Barrington Bank & Trust Company, N.A. 8 3.32% $3,455
PIKE CREEK MORTGAGE SERVICES, INC. 8 3.00% $2,806
Arvest Bank 8 3.72% $3,231
Beeline Loans, Inc. 8 2.66% $2,502
Truliant Federal Credit Union 7 3.48% $3,418
EagleBank 7 3.14% $3,240
NEW FED MORTGAGE, CORP. 7 2.96% $2,957
FBC MORTGAGE, LLC 7 3.53% $4,911
NATIONWIDE MORTGAGE BANKERS, INC. 7 3.48% $6,481
GUARANTEED RATE AFFINITY, LLC 7 2.98% $1,684
Baylands Family Credit Union 7 3.77% $4,617
Colonial Savings, F.A. 7 3.23% $3,271
Colonial Farm Credit, ACA 7 5.04% $4,515
ANGEL OAK HOME LOANS LLC 6 4.44% $4,604
ARK-LA-TEX FINANCIAL SERVICES, LLC. 6 3.68% $4,337
STATE EMPLOYEES' 6 4.04% $3,606
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 6 3.23% $3,212
LAKEVIEW LOAN SERVICING, LLC 6 3.81% $2,583
UBS Bank USA 6 3.23% $4,908
DUPONT COMMUNITY 6 3.00% $4,249
OPEN MORTGAGE, LLC 6 2.98% $3,040
EMM LOANS LLC 6 3.81% $5,687
PANORAMA MORTGAGE GROUP, LLC 6 5.37% $6,618
UIF CORPORATION 6 3.19% $2,628
RANLIFE, INC. 6 3.29% $4,677
CRESCENT MORTGAGE COMPANY 5 3.38% $3,658
Goldman Sachs Bank USA 5 3.00% $3,972
South State Bank 5 3.63% $8,328
GUIDANCE RESIDENTIAL, LLC 5 3.00% $4,703
EQUITY RESOURCES, INC. 5 3.03% $3,266
JOHNSON MORTGAGE COMPANY, L.L.C. 5 2.98% $4,560
SOUTHPOINT FINANCIAL SERVICES, INC. 5 2.78% $4,524
U S WIDE FINANCIAL LLC 5 3.45% $1,385
ABSOLUTE HOME MORTGAGE CORPORATION 5 3.10% $3,757
CBM Mortgage, Inc. 5 3.00% $3,051
BNY Mellon, National Association 5 2.93% $8,848
United Nations Federal Credit Union 5 3.12% $4,373
American Security Mortgage Corp. 5 2.93% $2,261
Mortgage Research Center, LLC 5 2.98% $5,564
NATION ONE MORTGAGE CORPORATION 5 3.03% $4,114
NATIONS DIRECT MORTGAGE, LLC 5 3.30% $3,317
NMSI, INC. 5 3.48% $7,121
Regions Bank 4 3.47% $4,505
COLONIAL MORTGAGE SERVICE COMPANY OF AMERICA 4 2.78% $2,740
Bank of England 4 3.34% $4,362
UNITED MORTGAGE CORP. 4 3.19% $4,303
TOGETHER CREDIT UNION 4 3.50% $2,836
Republic Bank & Trust Company 4 3.25% $3,694
First Home Bank 4 3.25% $6,057
KeyBank National Association 4 3.18% $3,440
MORTGAGE ACCESS CORP. 4 3.09% $3,552
First Internet Bank of Indiana 4 3.38% $2,598
THRIVE MORTGAGE, LLC 4 2.69% $1,908
Dollar Bank, Federal Savings Bank 4 3.28% $4,973
Gateway First Bank 4 3.03% $3,622
EAGLE HOME MORTGAGE, LLC 4 3.12% $2,300
Semper Home Loans, Inc. 4 2.78% $2,484
T2 FINANCIAL LLC 4 3.21% $4,098
EVERETT FINANCIAL, INC. 4 3.28% $1,464
GSF Mortgage Corporation 4 3.15% $3,930
NEWPORT NEWS SHIPBUILDING EMPLOYEES 4 3.41% $3,561
BOKF, National Association 4 3.47% $4,461
CELEBRITY HOME LOANS, LLC 4 2.97% $3,453
Citadel Servicing Corporation 4 6.53% $5,565
AMERICAN FINANCIAL RESOURCES, INC. 4 3.06% $6,031
Baxter Credit Union 4 3.03% $4,497
CityWorth Mortgage LLC 4 2.63% $5,437
1ST ADVANTAGE FEDERAL CREDIT UNION 3 3.75% $3,988
ALLIANT CREDIT UNION 3 3.25% $3,706
AMERICAN FINANCE HOUSE LARIBA 3 2.96% $2,031
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 3 3.21% $6,067
BAY CAPITAL MORTGAGE CORPORATION 3 3.17% $3,259
Carter Bank & Trust 3 3.75% $3,636
City Lending Inc. 3 3.42% $5,029
DEEPHAVEN MORTGAGE LLC 3 6.88% $7,125
DIGITAL Federal Credit Union 3 2.96% $3,173
EASTMAN 3 3.96% $3,349
ENVOY MORTGAGE, LTD 3 3.25% $3,811
First State Bank of St. Charles, Missouri 3 3.04% $3,113
F & M BANK CORP. 3 3.33% $2,727
FRANKLIN MINT 3 3.25% $4,733
IMPAC MORTGAGE CORP. 3 3.92% $1,810
JUSTICE Federal Credit Union 3 3.04% $3,588
Kwik Mortgage Corporation 3 2.79% $2,057
MDE Home Loans, LLC 3 2.88% $3,394
Meridian Bank Corporation 3 2.67% $2,890
MORIA DEVELOPMENT, INC. 3 3.25% $5,213
Mortgage Network, Inc. 3 3.21% $4,697
NASA Federal Credit Union 3 2.71% $5,330
ON Q FINANCIAL, INC. 3 3.21% $5,884
Philadelphia Mortgage Advisors, Inc. 3 3.21% $2,151
Pinnacle Bank 3 3.33% $5,295
Plains Commerce Bank 3 3.08% $3,950
STOCKTON MORTGAGE CORPORATION 3 3.00% $3,053
The Union Bank Company 3 2.88% $4,205
WesBanco Bank, Inc. 3 3.33% $3,947
CIBC Bank USA 2 2.75% $4,690
CHEVRON 2 3.25% $5,434
Central Bank 2 3.00% $2,800
Prosperity Bank 2 2.69% $3,390
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION 2 3.06% $2,458
Metro City Bank 2 4.94% $4,582
MY MORTGAGE, INC. 2 3.50% $4,592
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 2 3.56% $7,477
EVANSVILLE TEACHERS 2 2.88% $4,215
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 6.06% $11,369
Equity Prime Mortgage LLC 2 3.44% $3,419
Greenbox Loans, Inc. 2 5.31% $5,432
Goldwater Bank, N.A. 2 2.88% $10,987
GEO-CORP, INC. 2 2.94% $1,977
KS StateBank 2 2.63% $3,182
DIRECT MORTGAGE LOANS, LLC 2 3.06% $8,336
RESIDENTIAL HOME FUNDING CORP. 2 2.81% $3,448
FIRST TECHNOLOGY 2 3.25% $4,480
JAMES B. NUTTER & COMPANY 2 3.69% $2,937
ValleyStar Credit Union 2 3.50% $6,779
Willamette Valley Bank 2 3.00% $3,498
Alerus Financial, National Association 2 2.50% $3,897
State Department Federal Credit Union 2 3.63% $4,551
ISERVE RESIDENTIAL LENDING, LLC 2 2.88% $8,125
ADVANCIAL 2 4.13% $3,650
CORNERSTONE HOME LENDING, INC. 2 3.25% $2,972
Advance Financial Group, LLC 2 3.19% $3,956
LIBERTY HOME MORTGAGE CORPORATION 2 3.00% $5,684
First Horizon Bank 2 3.19% $3,838
TJC Mortgage, Inc. 2 3.06% $6,031
FIDELITY DIRECT MORTGAGE, LLC 2 3.31% $2,925
TOTAL MORTGAGE SERVICES, LLC 2 3.69% $3,336
Clear Mountain Bank 2 3.69% $3,201
INTELLILOAN, INC. 2 3.13% $4,843
Iberiabank 2 2.69% $5,334
First Merchants Bank 1 3.13% $2,598
ACADEMY MORTGAGE CORPORATION 1 3.13% $2,322
Fidelity Bank, National Association 1 3.50% $2,790
SUMMIT FUNDING, INC. 1 4.38% $3,529
Suncoast Credit Union 1 2.88% $2,180
Sunflower Bank, National Association 1 3.63% $6,301
FEDERATED MORTGAGE CORP. 1 2.75% $2,705
FAMILY FIRST FUNDING LLC 1 2.63% $4,426
The Central Trust Bank 1 2.63% $4,371
The Cortland Savings and Banking Company 1 3.25% $2,680
East Coast Capital Corp. 1 3.50% $7,809
The Fidelity Bank 1 3.88% $2,600
DIRECT MORTGAGE, CORP. 1 3.75% $7,579
THE MORTGAGE LINK, INC. 1 3.38% $2,596
York Traditions Bank 1 2.50% $4,143
Deere Employees Credit Union 1 3.63% $3,552
DAS Acquisition Company, LLC 1 3.25% $2,285
THRIVENT Federal Credit Union 1 3.25% $3,900
Congressional Bank 1 2.75% $3,095
COMMUNITY MORTGAGE, LLC 1 2.50% $3,816
Commerce Home Mortgage, Inc. 1 4.00% $3,120
City National Bank of West Virginia 1 3.40% $450
CIT Bank, National Association 1 3.50% $3,159
CANOPY MORTGAGE, LLC 1 2.50% $3,404
BLUELEAF LENDING, LLC 1 2.88% $2,589
BAY-VALLEY MORTGAGE GROUP 1 4.63% $5,364
BAYSHORE MORTGAGE FUNDING, LLC 1 4.50% $4,280
Union Savings Bank 1 3.50% $2,563
Bank-Fund Staff Federal Credit Union 1 3.00% $3,536
UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 3.13% $2,505
ANDREWS FEDERAL CREDIT UNION 1 2.75% $5,925
UNIVERSAL MORTGAGE & FINANCE, INC. 1 2.88% $4,960
A Mortgage Boutique, LLC 1 2.50% $4,266
USAlliance Federal Credit Union 1 3.88% $4,336
AmeriHome Mortgage Company, LLC 1 3.99% $4,997
American National Bank and Trust Company 1 2.75% $4,156
AMERICAN BANCSHARES MORTGAGE, LLC 1 3.38% $4,097
Uwharrie Bank 1 2.88% $2,742
Ally Bank 1 3.63% $4,182
Victorian Finance, LLC 1 2.88% $3,299
AIR ACADEMY 1 4.49% $1,781
Washington Trust Bank 1 3.13% $2,244
A&D Mortgage LLC 1 5.88% $11,017
ACOPIA, LLC 1 3.13% $3,662
OCEANSIDE MORTGAGE COMPANY 1 2.88% $1,440
Oakstar Bank 1 3.13% $2,094
Notre Dame Federal Credit Union Corporation 1 2.13% $23,231
NORTHERN MORTGAGE SERVICES, LLC 1 3.13% $4,290
PARK VIEW FEDERAL CREDIT UNION 1 3.50% $2,888
NJ LENDERS CORP. 1 2.88% $3,933
Patriot Bank 1 2.63% $2,585
Network Funding, L.P. 1 3.13% $2,931
Peoples Bank 1 2.38% $4,836
NATIONS RELIABLE LENDING, LLC 1 2.75% $2,677
1st National Bank 1 3.50% $1,947
MORTGAGE EQUITY PARTNERS LLC 1 3.63% $3,020
MIDLAND MORTGAGE CORPORATION 1 2.50% $3,710
MID-ISLAND MORTGAGE CORP. 1 3.13% $2,602
Mid-Continent Funding, Inc. 1 2.75% $4,369
Poli Mortgage Group, Inc. 1 2.63% $99
MICHIGAN MUTUAL, INC. 1 2.88% $3,235
Merchants Bank of Indiana 1 2.75% $4,911
MANN FINANCIAL INC. 1 2.63% $2,910
Main Street Bank 1 3.13% $3,108
Luxury Mortgage Corp. 1 3.50% $6,483
LOANLEADERS OF AMERICA, INC. 1 2.88% $3,685
Quontic Bank 1 2.88% $4,032
RADIUS FINANCIAL GROUP INC. 1 2.88% $3,937
RAPID MORTGAGE COMPANY 1 3.38% $8,589
Level One Bank 1 3.00% $2,675
LENDSURE MORTGAGE CORP. 1 5.88% $5,484
LEADERONE FINANCIAL CORPORATION 1 3.25% $3,557
LAFAYETTE FEDERAL CREDIT UNION 1 2.75% $6,751
Residential Mortgage Solutions, Inc. 1 3.38% $6,810
INTERCAP LENDING INC. 1 2.75% $6,264
HSBC BANK USA, NATIONAL ASSOCIATION 1 3.18% $4,872
HOME TOWN FUNDING, INC. 1 2.88% $2,379
SEVERN SAVINGS BANK, FSB DBA SEVERN BANK 1 2.88% $3,386
Hometown Equity Mortgage, LLC 1 2.88% $6,777
HARTFORD FUNDING, LTD. 1 2.75% $6,271
FREEDOM FIRST 1 2.63% $2,958
Florida Capital Bank, National Association 1 3.00% $4,164
FIRST STATE MORTGAGE SERVICES, LLC 1 2.75% $3,196
STAR ONE CREDIT UNION 1 2.75% $3,361
First National Bank 1 2.75% $3,443

RICHMOND, VA's 404 lenders originated 71,144 loans during 2020. The total origination value was $18,988,230,000, with an average loan value of $266,899.

The top RICHMOND lender as defined by loan originations is CAPITAL CENTER, L.L.C., with 2,878 loans originated. Their average total fees are $1,236, which is $3,754 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee RICHMOND lenders (with over 10 loans originated) are Discover Bank ($0), Third Federal Savings and Loan Association of Cleveland ($537), SIRVA MORTGAGE, INC. ($1,129), LENDERFI, INC. ($1,232) and CAPITAL CENTER, L.L.C. ($1,236).

The lowest rate RICHMOND lenders (with over 10 loans originated) are SPRING EQ, LLC (2.77%), Ixonia Bank (2.80%), First Mortgage Solutions, LLC (2.81%), MLD MORTGAGE INC. (2.81%) and HOMESTEAD FUNDING CORP. (2.83%).

RICHMOND, VA Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Quicken Loans $643,210,000 $1,573,225,000 144.6% 8.3%
Capital Center LLC $572,190,000 $1,205,040,000 110.6% 6.3%
Virginia Credit Union $464,390,000 $862,170,000 85.7% 4.5%
C&F Mortgage Corp $439,590,000 $800,815,000 82.2% 4.2%
Freedom Mortgage Corporation $208,925,000 $755,430,000 261.6% 4.0%
WELLS FARGO BANK NA $650,540,000 $647,585,000 -0.5% 3.4%
Branch Banking And Trust Co $247,660,000 $611,575,000 146.9% 3.2%
George Mason Mortgage LLC $327,520,000 $518,180,000 58.2% 2.7%
United Shore Financial Services LLC $239,355,000 $474,650,000 98.3% 2.5%
Prosperity Home Mortgage LLC $314,495,000 $467,715,000 48.7% 2.5%
MOVEMENT MORTGAGE, LLC $268,485,000 $398,230,000 48.3% 2.1%
SOUTHERN TRUST MORTGAGE LLC $206,745,000 $351,640,000 70.1% 1.9%
ALCOVA Mortgage LLC $139,620,000 $344,255,000 146.6% 1.8%
Village Bank Mortgage Corp. $189,250,000 $335,460,000 77.3% 1.8%
PENNYMAC LOAN SERVICES LLC $93,380,000 $330,985,000 254.4% 1.7%
NFM, Inc. $191,625,000 $321,260,000 67.7% 1.7%
loanDepot LLC $111,615,000 $314,165,000 181.5% 1.7%
Berkeley Point Capital, LLC $138,230,000 $275,305,000 99.2% 1.4%
NVR Mortgage Finance Inc $250,970,000 $273,295,000 8.9% 1.4%
Fulton Bank, NA $113,530,000 $242,780,000 113.8% 1.3%
TowneBank $174,390,000 $234,715,000 34.6% 1.2%
Berkadia Commercial Mortgage $68,285,000 $210,290,000 208.0% 1.1%
Bank of America NA $204,585,000 $207,510,000 1.4% 1.1%
Nationstar Mortgage $108,025,000 $207,415,000 92.0% 1.1%
Caliber Home Loans Inc $108,710,000 $206,235,000 89.7% 1.1%
NAVY FEDERAL CREDIT UNION $161,360,000 $196,525,000 21.8% 1.0%
Union Bank & Trust $111,410,000 $191,340,000 71.7% 1.0%
Amerisave Mortgage Corporation $26,715,000 $180,405,000 575.3% 1.0%
Presidential Bank FSB $110,350,000 $154,070,000 39.6% 0.8%
Tidewater Home Funding $75,000,000 $133,740,000 78.3% 0.7%
Mortgage Research Center LLC $88,445,000 $128,615,000 45.4% 0.7%
FAIRWAY INDEPENDENT MORT CORP $51,395,000 $125,515,000 144.2% 0.7%
Arbor Realty Trust Inc $13,860,000 $124,945,000 801.5% 0.7%
First Heritage Mortgage, LLC $77,965,000 $120,715,000 54.8% 0.6%
PRIMELENDING $101,355,000 $115,610,000 14.1% 0.6%
Home Point Financial Corporation $20,565,000 $112,760,000 448.3% 0.6%
McLean Mortgage Corporation $50,445,000 $107,295,000 112.7% 0.6%
CBNA $61,235,000 $105,120,000 71.7% 0.6%
Cardinal Financial Company LP $25,600,000 $96,695,000 277.7% 0.5%
NEWREZ LLC $40,880,000 $95,100,000 132.6% 0.5%
USAA FEDERAL SAVINGS BANK $100,625,000 $91,795,000 -8.8% 0.5%
AMERIS BANK $25,580,000 $79,150,000 209.4% 0.4%
Atlantic Bay Mortgage Group LLC $63,950,000 $78,690,000 23.0% 0.4%
JPMorgan Chase Bank, NA $70,620,000 $77,150,000 9.2% 0.4%
Sierra Pacific Mortgage $49,045,000 $74,145,000 51.2% 0.4%
Lakeview Loan Servicing, LLC $18,040,000 $73,905,000 309.7% 0.4%
US BANK, N.A. $61,290,000 $67,320,000 9.8% 0.4%
Stearns Lending $46,765,000 $64,965,000 38.9% 0.3%
Capital One, NA $75,145,000 $64,825,000 -13.7% 0.3%
Virginia Commonwealth Bank $28,235,000 $61,620,000 118.2% 0.3%
PNC BANK NA $82,185,000 $61,415,000 -25.3% 0.3%
WALKER & DUNLOP, LLC $69,550,000 $60,720,000 -12.7% 0.3%
CARRINGTON MORTGAGE SERVICES $43,980,000 $59,990,000 36.4% 0.3%
American Financial Network Inc. $26,665,000 $59,700,000 123.9% 0.3%
Call Federal Credit Union $33,670,000 $58,745,000 74.5% 0.3%
Department of Commerce Federal Credit Union $34,355,000 $55,920,000 62.8% 0.3%
Pentagon Federal Credit Union $20,920,000 $54,195,000 159.1% 0.3%
Greystone Servicing Corporation, Inc. $54,055,000 n/a 0.3%
Tidewater Mortgage Services Inc. $29,985,000 $54,030,000 80.2% 0.3%
Wyndham Capital Mortgage $16,830,000 $53,600,000 218.5% 0.3%
Citizens & Farmers Bank $47,620,000 $52,825,000 10.9% 0.3%
Embrace Home Loans, Inc. $32,115,000 $52,335,000 63.0% 0.3%
NewDay Financial LLC dba NewDay USA $16,560,000 $50,155,000 202.9% 0.3%
New American Funding (dba for Broker Solutions Inc) $16,805,000 $49,730,000 195.9% 0.3%
First Home Mortgage $33,415,000 $46,610,000 39.5% 0.2%
The Federal Savings Bank $49,655,000 $46,545,000 -6.3% 0.2%
Clearpath Lending $15,825,000 $44,845,000 183.4% 0.2%
Essex Bank $40,110,000 $43,955,000 9.6% 0.2%
Virginia National Bank $5,235,000 $42,960,000 720.6% 0.2%
Chesapeake Bank $13,285,000 $41,045,000 209.0% 0.2%
Atlantic Coast Mortgage LLC $19,475,000 $40,910,000 110.1% 0.2%
Guild Mortgage Company $14,975,000 $40,815,000 172.6% 0.2%
Flagstar Bank $32,340,000 $40,430,000 25.0% 0.2%
HomeBridge Financial Services, Inc. $39,115,000 $38,315,000 -2.0% 0.2%
Provident Funding Associates $28,850,000 $37,520,000 30.1% 0.2%
Mason-McDuffie Mortgage Corporation $21,295,000 $37,085,000 74.1% 0.2%
ARGENT FEDERAL CREDIT UNION $7,155,000 $36,080,000 404.3% 0.2%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $5,535,000 $34,990,000 532.2% 0.2%
Sun West Mortgage Company Inc. $5,955,000 $34,085,000 472.4% 0.2%
Synergy One Lending $15,795,000 $33,395,000 111.4% 0.2%
FIRST NATIONAL BANK OF OMAHA $33,155,000 n/a 0.2%
Guaranteed Rate Inc. $31,390,000 $30,490,000 -2.9% 0.2%
Blue Ridge Bank, NA $1,470,000 $30,110,000 1,948.3% 0.2%
CBRE Multifamily Capital, Inc. $29,845,000 n/a 0.2%
Christensen Financial, Inc. $270,000 $28,950,000 10,622.2% 0.2%
DHI Mortgage Company Limited $7,800,000 $28,875,000 270.2% 0.2%
Finance of America Mortgage LLC $11,590,000 $28,115,000 142.6% 0.1%
Lakeview Community Capital, LLC $3,340,000 $27,925,000 736.1% 0.1%
First-Citizens Bank & Trust Co $25,015,000 $27,465,000 9.8% 0.1%
North American Savings Bank $13,010,000 $26,880,000 106.6% 0.1%
Homeside Financial LLC $10,045,000 $25,775,000 156.6% 0.1%
NBKC Bank $16,935,000 $24,550,000 45.0% 0.1%
Guaranty Trust Company $3,180,000 $22,745,000 615.3% 0.1%
First Mortgage Solutions LLC $5,140,000 $22,740,000 342.4% 0.1%
OVM FINANCIAL, INC. $7,935,000 $22,535,000 184.0% 0.1%
M&T Bank $18,470,000 $21,845,000 18.3% 0.1%
Planet Home Lending LLC $8,250,000 $21,035,000 155.0% 0.1%
Homespire Mortgage Corporation $12,420,000 $20,885,000 68.2% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC $4,360,000 $20,740,000 375.7% 0.1%
First Guaranty Mortgage Corporation $6,900,000 $20,705,000 200.1% 0.1%
Bellwether Enterprise Real Estate Capital LLC $36,030,000 $19,830,000 -45.0% 0.1%
TD Bank $9,855,000 $19,270,000 95.5% 0.1%
Allied Mortgage Group Inc $3,015,000 $19,225,000 537.6% 0.1%
Cf Bank National Association $3,705,000 $19,030,000 413.6% 0.1%
FirstBank $12,945,000 $18,975,000 46.6% 0.1%
Intercoastal Mortgage Company $3,525,000 $18,580,000 427.1% 0.1%
Geneva Financial LLC $9,775,000 $18,450,000 88.7% 0.1%
Mid America Mortgage Inc. $1,535,000 $18,335,000 1,094.5% 0.1%
First Community Bank $3,910,000 $18,100,000 362.9% 0.1%
Langley Federal Credit Union $12,465,000 $17,390,000 39.5% 0.1%
Colonial Farm Credit ACA $8,875,000 $17,295,000 94.9% 0.1%
Tower Federal Credit Union $12,355,000 $17,200,000 39.2% 0.1%
Dominion Energy Credit Union $13,475,000 $16,940,000 25.7% 0.1%
LoanPal $7,215,000 $16,825,000 133.2% 0.1%
First Savings Mortgage Corporation $6,720,000 $16,815,000 150.2% 0.1%
Churchill Mortgage Corporation $3,055,000 $16,670,000 445.7% 0.1%
Plaza Home Mortgage Inc. $2,400,000 $16,370,000 582.1% 0.1%
Aurora Financial $7,735,000 $15,550,000 101.0% 0.1%
Paramount Residential Mortgage Group Inc. $6,450,000 $15,180,000 135.3% 0.1%
AmeriHomeMortgageCompany,LL $6,415,000 $15,100,000 135.4% 0.1%
Reliance First Capital LLC $11,980,000 $14,435,000 20.5% 0.1%
Barrington Bank & Trust $8,270,000 $14,020,000 69.5% 0.1%
BNC NATIONAL BANK $3,830,000 $13,995,000 265.4% 0.1%
Network Capital Funding Corporation $8,325,000 $13,980,000 67.9% 0.1%
Member Advantage Mortgage $15,795,000 $13,960,000 -11.6% 0.1%
The First Bank and Trust Company $5,110,000 $13,405,000 162.3% 0.1%
Homestead Funding Corp. $3,705,000 $13,385,000 261.3% 0.1%
US Mortgage of Florida $4,010,000 $13,320,000 232.2% 0.1%
Charles Schwab Bank $5,305,000 $13,310,000 150.9% 0.1%
Third Federal Savings and Loan $11,495,000 $13,270,000 15.4% 0.1%
Mortgage Assurance Inc. $2,525,000 $12,335,000 388.5% 0.1%
Low VA Rates $6,925,000 $12,300,000 77.6% 0.1%
Touchstone Bank $5,815,000 $12,200,000 109.8% 0.1%
Henrico Federal Credit Union $8,355,000 $12,150,000 45.4% 0.1%
Draper and Kramer Mortgage Corp. $2,505,000 $12,095,000 382.8% 0.1%
Northpointe Bank $5,825,000 $12,010,000 106.2% 0.1%
SOUTH STATE BANK $21,640,000 $12,010,000 -44.5% 0.1%
Sovereign Lending Group, Inc $3,875,000 $11,995,000 209.5% 0.1%
Milend Inc. $6,065,000 $11,925,000 96.6% 0.1%
American Financing Corporation $5,135,000 $11,655,000 127.0% 0.1%
Grandbridge Real Est Capital $129,935,000 $11,615,000 -91.1% 0.1%
First Community Mortgage Inc. $2,095,000 $11,515,000 449.6% 0.1%
Pinnacle Bank $3,955,000 $11,490,000 190.5% 0.1%
Prime Choice Funding, Inc. $4,680,000 $11,390,000 143.4% 0.1%
MLD Mortgage Inc. $660,000 $11,220,000 1,600.0% 0.1%
CENTERSTATE BANK N.A. $10,800,000 n/a 0.1%
Ivy Mortgage, Inc. $6,100,000 $10,785,000 76.8% 0.1%
TJC Mortgage, Inc. $1,375,000 $10,750,000 681.8% 0.1%
First Bank $9,630,000 $10,715,000 11.3% 0.1%
Apex Home Loans $2,820,000 $10,700,000 279.4% 0.1%
SoFi Lending Corp $3,990,000 $10,680,000 167.7% 0.1%
First Reliance Bank $5,315,000 $10,385,000 95.4% 0.1%
Nations Lending Corporation $3,435,000 $10,100,000 194.0% 0.1%
WEI Mortgage LLC $2,795,000 $9,975,000 256.9% 0.1%
AimLoan.com $5,060,000 $9,970,000 97.0% 0.1%
Citibank, N.A. $8,990,000 $9,890,000 10.0% 0.1%
TIAA, FSB $13,575,000 $9,765,000 -28.1% 0.1%
Hamilton Group Funding Inc. $9,385,000 n/a 0.0%
Prudential Multifamily Mortgage, LLC. $9,255,000 n/a 0.0%
Prime Mortgage Lending Inc. $6,545,000 $9,235,000 41.1% 0.0%
Fifth Third Bank $3,970,000 $9,195,000 131.6% 0.0%
Magnolia Bank Incorporated $9,160,000 $9,185,000 0.3% 0.0%
LenderFi, Inc. $810,000 $9,045,000 1,016.7% 0.0%
Northwest Federal Credit Union $5,245,000 $8,930,000 70.3% 0.0%
PHH MORTGAGE CORPORATION $4,475,000 $8,835,000 97.4% 0.0%
Towne Mortgage Company $1,685,000 $8,795,000 422.0% 0.0%
Towne Mortgage, LLC $5,840,000 $8,730,000 49.5% 0.0%
First Bank $9,630,000 $8,590,000 -10.8% 0.0%
Mortgage Lenders of America LLC $4,370,000 $8,560,000 95.9% 0.0%
OGI Mortgage Bankers $3,750,000 $8,435,000 124.9% 0.0%
First National Bank of Pennsylvania $6,685,000 $8,365,000 25.1% 0.0%
Morgan Stanley Private Bank NA $10,740,000 $8,185,000 -23.8% 0.0%
Waterstone Mortgage Corp $5,395,000 $7,830,000 45.1% 0.0%
Watermark Home Loans $2,395,000 $7,810,000 226.1% 0.0%
ReadyCap Commercial LLC $1,715,000 $7,710,000 349.6% 0.0%
Truliant Federal Credit Union $5,680,000 $7,575,000 33.4% 0.0%
CAPITAL BANK, NA $3,135,000 $7,480,000 138.6% 0.0%
AAG $3,760,000 $7,310,000 94.4% 0.0%
KS StateBank $3,475,000 $7,310,000 110.4% 0.0%
RENASANT BANK $3,340,000 $7,275,000 117.8% 0.0%
SWBC Mortgage Corporation $1,685,000 $7,275,000 331.8% 0.0%
Axos Bank $3,090,000 $7,140,000 131.1% 0.0%
Triumph Bank $5,455,000 $7,050,000 29.2% 0.0%
Royal United Mortgage LLC $4,655,000 $7,025,000 50.9% 0.0%
Sirva Mortgage Inc. $6,180,000 $6,820,000 10.4% 0.0%
PLUS RELOCATION MORTGAGE, LLC $4,615,000 $6,645,000 44.0% 0.0%
First Savings Bank $7,585,000 $6,580,000 -13.2% 0.0%
American Financial Resources Inc. $2,295,000 $6,510,000 183.7% 0.0%
FBC Mortgage LLC $2,060,000 $6,505,000 215.8% 0.0%
FIRST NATIONAL BANK OF AMERICA $6,185,000 $6,445,000 4.2% 0.0%
Sandy Spring Bank $3,715,000 $6,395,000 72.1% 0.0%
NewTowne Mortgage, LLC $4,365,000 $6,305,000 44.4% 0.0%
UNITED BANK VA $6,720,000 $6,300,000 -6.3% 0.0%
AGFIRST FARM CREDIT BANK $2,650,000 $6,275,000 136.8% 0.0%
Discover Bank $3,520,000 $6,270,000 78.1% 0.0%
CMG Mortgage Inc. $2,680,000 $6,245,000 133.0% 0.0%
Premia Mortgage, LLC $2,655,000 $6,230,000 134.7% 0.0%
Hometown Lenders LLC $255,000 $6,210,000 2,335.3% 0.0%
FREEDOM BANK OF VIRGINIA $2,590,000 $6,125,000 136.5% 0.0%
BNY MELLON, N.A. $1,610,000 $6,015,000 273.6% 0.0%
SONABANK $9,850,000 $5,595,000 -43.2% 0.0%
Credit Union Mortgage Association Inc. $3,430,000 $5,575,000 62.5% 0.0%
Equity Prime Mortgage LLC $355,000 $5,500,000 1,449.3% 0.0%
First Midwest Bank $1,465,000 $5,320,000 263.1% 0.0%
Premier Bank, Inc. $7,305,000 $5,265,000 -27.9% 0.0%
Paramount Bank $850,000 $5,250,000 517.6% 0.0%
UBS Bank USA $5,400,000 $5,215,000 -3.4% 0.0%
Home Savings & Trust Mortgage $2,750,000 $5,205,000 89.3% 0.0%
SecurityNational Mortgage Company $115,000 $5,185,000 4,408.7% 0.0%
Ixonia Bank $5,170,000 n/a 0.0%
Goldman Sachs Bank USA $3,535,000 $5,105,000 44.4% 0.0%
Baylands Family Credit Union $1,805,000 $4,945,000 174.0% 0.0%
SPRING EQ, LLC $1,995,000 $4,880,000 144.6% 0.0%
EagleBank $16,385,000 $4,745,000 -71.0% 0.0%
Finance of America Commercial LLC $5,300,000 $4,665,000 -12.0% 0.0%
LendingHome Funding Corporation $1,440,000 $4,550,000 216.0% 0.0%
American Heritage Capital, LP $4,520,000 n/a 0.0%
Keller Mortgage LLC $1,035,000 $4,490,000 333.8% 0.0%
Stifel Bank and Trust $5,775,000 $4,465,000 -22.7% 0.0%
RESIDENTIAL MORTGAGE SERVICES $10,410,000 $4,445,000 -57.3% 0.0%
RANLife, Inc. $1,125,000 $4,380,000 289.3% 0.0%
Evolve Bank & Trust $1,015,000 $4,295,000 323.2% 0.0%
New Fed Mortgage Corporation $285,000 $4,275,000 1,400.0% 0.0%
Ark-La-Tex Financial Services LLC $3,940,000 $4,080,000 3.6% 0.0%
Nations Direct Mortgage LLC $830,000 $3,985,000 380.1% 0.0%
CityWorth Mortgage $1,125,000 $3,940,000 250.2% 0.0%
US Mortgage Corporation $2,245,000 $3,835,000 70.8% 0.0%
State Employees' Credit Union $1,130,000 $3,740,000 231.0% 0.0%
Crescent Mortgage Company $1,405,000 $3,705,000 163.7% 0.0%
Lenox Financial Mortgage Corp. $1,220,000 $3,680,000 201.6% 0.0%
Commerce Home Mortgage Inc. $3,670,000 n/a 0.0%
Ruoff Home Mortgage $560,000 $3,630,000 548.2% 0.0%
BM REAL ESTATE SERVICES, INC. $165,000 $3,600,000 2,081.8% 0.0%
Union Home Mortgage Company $3,485,000 $3,590,000 3.0% 0.0%
Huntington National Bank $1,175,000 $3,520,000 199.6% 0.0%
US Wide Financial $2,905,000 $3,520,000 21.2% 0.0%
BayPort Credit Union-Mortgage Center $740,000 $3,495,000 372.3% 0.0%
Colonial Mortgage Service Company of America $4,605,000 $3,470,000 -24.6% 0.0%
Primary Residential Mortgage Inc. $1,680,000 $3,435,000 104.5% 0.0%
Raymond James Bank National Association $7,800,000 $3,430,000 -56.0% 0.0%
The Old Point National Bank of Phoebus $320,000 $3,390,000 959.4% 0.0%
DuPont Community Credit Union $2,755,000 $3,370,000 22.3% 0.0%
Highlands Residential Mortgage Ltd $175,000 $3,335,000 1,805.7% 0.0%
Guidance Residential LLC $4,145,000 $3,330,000 -19.7% 0.0%
Pike Creek Mortgage Services, Inc. $1,205,000 $3,330,000 176.3% 0.0%
GSF Mortgage Corporation $1,815,000 $3,300,000 81.8% 0.0%
Contour Mortgage Corporation $2,715,000 $3,275,000 20.6% 0.0%
Parkside Lending LLC $740,000 $3,275,000 342.6% 0.0%
Colonial Savings $2,940,000 $3,260,000 10.9% 0.0%
Farmers Bank & Trust $3,250,000 n/a 0.0%
Meridian Bank $185,000 $3,235,000 1,648.6% 0.0%
Semper Home Loans, Inc $3,200,000 n/a 0.0%
BOKF NA $3,720,000 $3,150,000 -15.3% 0.0%
SECU Credit Union $690,000 $3,130,000 353.6% 0.0%
Evansville Teachers Federal Credit Union $365,000 $3,125,000 756.2% 0.0%
First Home Bank $930,000 $3,125,000 236.0% 0.0%
Civic Financial Services $255,000 $3,075,000 1,105.9% 0.0%
Baxter Credit Union $580,000 $3,030,000 422.4% 0.0%
Oceanside Mortgage Company $1,710,000 $3,000,000 75.4% 0.0%
AmWest Funding Corp. $805,000 $2,995,000 272.0% 0.0%
ARVEST BANK $890,000 $2,930,000 229.2% 0.0%
Guaranteed Rate Affinity LLC $2,600,000 $2,870,000 10.4% 0.0%
Alliant Credit Union $210,000 $2,855,000 1,259.5% 0.0%
James B. Nutter & Company $2,770,000 $2,795,000 0.9% 0.0%
The Union Bank Company $615,000 $2,795,000 354.5% 0.0%
Reverse Mortgage Funding LLC $1,635,000 $2,720,000 66.4% 0.0%
Kwik Mortgage Corp. $2,695,000 n/a 0.0%
GATEWAY MORTGAGE GROUP $155,000 $2,630,000 1,596.8% 0.0%
ANGEL OAK HOME LOANS LLC $1,705,000 $2,615,000 53.4% 0.0%
Bayshore Mortgage Funding LLC $4,730,000 $2,615,000 -44.7% 0.0%
FARMERS & MERCHANTS BANK $1,290,000 $2,595,000 101.2% 0.0%
UIF Corporation $2,385,000 $2,575,000 8.0% 0.0%
iServe Residential Lending LLC $440,000 $2,510,000 470.5% 0.0%
Alterra Group LLC dba Alterra Home Loans $2,505,000 n/a 0.0%
First Internet Bank $2,115,000 $2,485,000 17.5% 0.0%
American Security Mortgage Corporation $275,000 $2,475,000 800.0% 0.0%
Hometown Equity Mortgage LLC $2,445,000 n/a 0.0%
Johnson Mortgage Company LLC $1,695,000 $2,415,000 42.5% 0.0%
Liberty Home Mortgage Corp $1,340,000 $2,410,000 79.9% 0.0%
Finance of America Reverse LLC $3,215,000 $2,400,000 -25.3% 0.0%
Bank of England $1,300,000 $2,370,000 82.3% 0.0%
Absolute Home Mortgage Corporation $755,000 $2,315,000 206.6% 0.0%
KeyBank National Association $17,785,000 $2,315,000 -87.0% 0.0%
Thrive Mortgage LLC $2,305,000 n/a 0.0%
Weichert Financial Services $1,765,000 $2,250,000 27.5% 0.0%
First Federal Bank of Kansas City $2,585,000 $2,235,000 -13.5% 0.0%
Nationwide Mortgage Bankers Inc. $13,100,000 $2,235,000 -82.9% 0.0%
Florida Capital Bank National Association $800,000 $2,205,000 175.6% 0.0%
E Mortgage Management LLC $3,230,000 $2,180,000 -32.5% 0.0%
DOLLAR BANK, FSB $2,620,000 $2,175,000 -17.0% 0.0%
Mid-Continent Funding, Inc. $275,000 $2,145,000 680.0% 0.0%
Fairfax County Federal Credit Union $1,275,000 $2,075,000 62.7% 0.0%
Apple Federal Credit Union $1,570,000 $2,035,000 29.6% 0.0%
Equity Resources Inc. $835,000 $1,980,000 137.1% 0.0%
Digital Federal Credit Union $1,855,000 $1,935,000 4.3% 0.0%
Plains Commerce Bank $1,925,000 n/a 0.0%
Congressional Federal Credit Union $250,000 $1,870,000 648.0% 0.0%
On Q Financial Inc. $1,870,000 n/a 0.0%
Angel Oak Mortgage Solutions $1,130,000 $1,845,000 63.3% 0.0%
CBM Mortgage, Inc $645,000 $1,840,000 185.3% 0.0%
Open Mortgage LLC $580,000 $1,805,000 211.2% 0.0%
American Nationwide Mortgage Company $205,000 $1,785,000 770.7% 0.0%
City Lending Inc $2,820,000 $1,750,000 -37.9% 0.0%
Accelerate Mortgage $185,000 $1,730,000 835.1% 0.0%
Supreme Lending/ Everett Financial Inc. $480,000 $1,725,000 259.4% 0.0%
United Nations Federal Credit Union $660,000 $1,680,000 154.5% 0.0%
REGIONS BANK $3,800,000 $1,675,000 -55.9% 0.0%
NMSI Inc $1,670,000 n/a 0.0%
Peoples Mortgage Company $515,000 $1,610,000 212.6% 0.0%
Mortgage Network, Inc $195,000 $1,600,000 720.5% 0.0%
Midwest Equity Mortgage LLC $1,555,000 n/a 0.0%
Fay Servicing LLC $1,610,000 $1,535,000 -4.7% 0.0%
Fidelity Direct Mortgage LLC $870,000 $1,500,000 72.4% 0.0%
Nation One Mortgage Corporatio $2,175,000 $1,465,000 -32.6% 0.0%
Intercap Lending Inc $235,000 $1,440,000 512.8% 0.0%
Philadelphia Mortgage Advisors $3,790,000 $1,440,000 -62.0% 0.0%
Franklin Mint Federal Credit Union $1,435,000 n/a 0.0%
1st Advantage Federal Credit Union $920,000 $1,430,000 55.4% 0.0%
Eagle Home Mortgage, LLC $570,000 $1,425,000 150.0% 0.0%
Carter Bank & Trust $1,140,000 $1,420,000 24.6% 0.0%
Anheuser Busch Employees Credit Union $540,000 $1,415,000 162.0% 0.0%
METROPOLITAN HOME MORTGAGE $3,515,000 $1,405,000 -60.0% 0.0%
Allegacy Federal Credit Union $315,000 $1,400,000 344.4% 0.0%
Stockton Mortgage Corporation $1,380,000 n/a 0.0%
Land Home Financial Services Inc. $2,300,000 $1,365,000 -40.7% 0.0%
Direct Mortgage Loans $715,000 $1,360,000 90.2% 0.0%
T2 Financial LLC $1,350,000 n/a 0.0%
CIBC Bank USA $1,340,000 n/a 0.0%
First Tennessee Bank National $3,475,000 $1,330,000 -61.7% 0.0%
Southpoint Financial Services $985,000 $1,320,000 34.0% 0.0%
Envoy Mortgage Ltd. $9,650,000 $1,310,000 -86.4% 0.0%
First State Bank Of St. Charles Missouri $375,000 $1,310,000 249.3% 0.0%
Total Mortgage Services LLC $1,265,000 n/a 0.0%
Triad Financial Services Inc $900,000 $1,250,000 38.9% 0.0%
Union Savings Bank $1,250,000 n/a 0.0%
WesBanco Bank, Inc. $1,250,000 n/a 0.0%
Republic Bank & Trust Company $275,000 $1,245,000 352.7% 0.0%
American Finance House Lariiba $635,000 $1,230,000 93.7% 0.0%
WaterStone Bank SSB $1,225,000 n/a 0.0%
Armed Forces Bank $1,220,000 n/a 0.0%
State Department Federal Credit Union $975,000 $1,210,000 24.1% 0.0%
Equity Bank $1,165,000 n/a 0.0%
Sunflower Bank, N.A. $175,000 $1,150,000 557.1% 0.0%
Midland Mortgage Corporation of SC $225,000 $1,145,000 408.9% 0.0%
Benchmark Community Bank $2,865,000 $1,085,000 -62.1% 0.0%
myCUmortgage LLC $3,770,000 $1,085,000 -71.2% 0.0%
Eastman Credit Union $1,300,000 $1,080,000 -16.9% 0.0%
United Mortgage Corp $1,030,000 n/a 0.0%
Justice Federal Credit Union $955,000 $1,020,000 6.8% 0.0%
NBH Bank $205,000 $1,015,000 395.1% 0.0%
Notre Dame Federal Credit Union $425,000 $1,005,000 136.5% 0.0%
Silicon Valley Bank $995,000 n/a 0.0%
NASA Federal Credit Union $480,000 $970,000 102.1% 0.0%
Impac Mortgage Corp. dba CashCall Mortgage $1,720,000 $960,000 -44.2% 0.0%
MDE Home Loans LLC $955,000 n/a 0.0%
Bay Capital Mortgage Corporation $810,000 $945,000 16.7% 0.0%
Mid-Island Mortgage Corp. $3,590,000 $935,000 -74.0% 0.0%
Deere Employees Credit Union $1,030,000 $920,000 -10.7% 0.0%
CalCon Mutual Mortgage LLC $910,000 n/a 0.0%
LendingOne LLC $1,055,000 $910,000 -13.7% 0.0%
NJ Lenders Corp. $175,000 $905,000 417.1% 0.0%
LIMA ONE CAPITAL, LLC $11,910,000 $875,000 -92.7% 0.0%
Clear Mountain Bank $860,000 n/a 0.0%
CNB Mortgage Company $830,000 n/a 0.0%
OCMBC Inc. $345,000 $815,000 136.2% 0.0%
United Security Financial $745,000 $815,000 9.4% 0.0%
THE CENTRAL TRUST BANK $335,000 $800,000 138.8% 0.0%
Warsaw Federal Savings and Loan Association $800,000 n/a 0.0%
Metro City Bank $780,000 n/a 0.0%
Texana Bank, N.A. $780,000 n/a 0.0%
Willamette Valley Bank $225,000 $770,000 242.2% 0.0%
East Coast Capital Corporation $765,000 n/a 0.0%
Citadel Servicing Corporation $995,000 $755,000 -24.1% 0.0%
Longbridge Financial, LLC $755,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $745,000 n/a 0.0%
Geo-Corp, Inc. $545,000 $745,000 36.7% 0.0%
LeaderOne Financial Corp. $400,000 $740,000 85.0% 0.0%
Bethpage Federal Credit Union $35,000 $730,000 1,985.7% 0.0%
First Technology Credit Union $555,000 $730,000 31.5% 0.0%
NRL Federal Credit Union $390,000 $730,000 87.2% 0.0%
R M K FINANCIAL CORP $895,000 $710,000 -20.7% 0.0%
Peoples Bank $410,000 $700,000 70.7% 0.0%
Greenbox Loans Inc. $685,000 $690,000 0.7% 0.0%
TCF National Bank $755,000 $690,000 -8.6% 0.0%
Bank-Fund Staff Federal Credit Union $465,000 $675,000 45.2% 0.0%
CIT BANK N.A. $635,000 $655,000 3.1% 0.0%
Patriot Federal Credit Union $655,000 n/a 0.0%
Victorian Finance, LLC $640,000 n/a 0.0%
Central Bank $630,000 n/a 0.0%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group $205,000 $625,000 204.9% 0.0%
HSBC BANK USA, NA $255,005,000 $625,000 -99.8% 0.0%
Service Credit Union $615,000 n/a 0.0%
USAlliance Federal Credit Union $255,000 $615,000 141.2% 0.0%
City National Bank of WV $610,000 n/a 0.0%
Goldwater Bank National Association $870,000 $610,000 -29.9% 0.0%
Academy Mortgage Corporation $910,000 $600,000 -34.1% 0.0%
Southern Bank and Trust Company $65,000 $595,000 815.4% 0.0%
COMPASS BANK $175,000 $590,000 237.1% 0.0%
Residential Home Funding Corp. $735,000 $590,000 -19.7% 0.0%
United Fidelity Funding Corp. $590,000 n/a 0.0%
Thrivent Federal Credit Union $880,000 $575,000 -34.7% 0.0%
Bank 2 $305,000 $570,000 86.9% 0.0%
ALERUS FINANCIAL NA $355,000 $560,000 57.7% 0.0%
American Pacific Mortgage Corporation $540,000 n/a 0.0%
The Mortgage Firm, Inc. $185,000 $540,000 191.9% 0.0%
IBERIABANK $1,215,000 $530,000 -56.4% 0.0%
IBM Southeast Employees Federal Credit Union $55,000 $520,000 845.5% 0.0%
Michigan Mutual, Inc. DBA MiMutual Mortgage $620,000 $520,000 -16.1% 0.0%
Amalgamated Bank $1,955,000 $515,000 -73.7% 0.0%
radius financial group inc $515,000 n/a 0.0%
Universal Mortgage & Finance $1,435,000 $510,000 -64.5% 0.0%
FIRST NATIONAL BANK OF MIDDLE TENNESSEE $505,000 n/a 0.0%
The Bank of South Carolina $505,000 n/a 0.0%
Xceed Financial Credit Union $505,000 n/a 0.0%
Genisys Credit Union $25,000 $500,000 1,900.0% 0.0%
Congressional Bank $490,000 n/a 0.0%
HomeTrust Bank $945,000 $490,000 -48.1% 0.0%
Midwest Loan Services Inc $285,000 $490,000 71.9% 0.0%
Prosperity Bank $490,000 n/a 0.0%
VanDyk Mortgage Corporation $490,000 n/a 0.0%
Nations Reliable Lending, LLC $470,000 n/a 0.0%
OakStar Bank $565,000 $470,000 -16.8% 0.0%
Brand Mortgage $465,000 n/a 0.0%
Meadowbrook Financial Mortgage $155,000 $460,000 196.8% 0.0%
5 Arch Funding Corp. $455,000 n/a 0.0%
ValleyStar Credit Union $595,000 $455,000 -23.5% 0.0%
VisionBank $465,000 $455,000 -2.2% 0.0%
WSFS Bank $445,000 $455,000 2.2% 0.0%
Marriott Employees' FCU $445,000 n/a 0.0%
Poli Mortgage Group $1,020,000 $435,000 -57.4% 0.0%
American National Bank and Trust Company $420,000 $425,000 1.2% 0.0%
1st National Bank $420,000 n/a 0.0%
DIRECT MORTGAGE CORP $225,000 $415,000 84.4% 0.0%
FedChoice FCU $415,000 n/a 0.0%
Monticello Banking Company $415,000 n/a 0.0%
York Traditions Bank $415,000 n/a 0.0%
Chevron Federal Credit Union $165,000 $410,000 148.5% 0.0%
HighTechLending Inc. $450,000 $410,000 -8.9% 0.0%
Community Mortgage LLC $405,000 n/a 0.0%
Mortgage Services III LLC $215,000 $405,000 88.4% 0.0%
All Reverse Mortgage Inc $280,000 $400,000 42.9% 0.0%
SHAMROCK FINANCIAL CORPORATION $400,000 n/a 0.0%
Member First Mortgage LLC $395,000 n/a 0.0%
Velocity Commercial Capital LLC $4,715,000 $395,000 -91.6% 0.0%
Advancial Federal Credit Union $390,000 n/a 0.0%
Capital Mortgage Services of Texas $390,000 n/a 0.0%
Cstone Mortgage Inc $385,000 n/a 0.0%
Centric Bank $365,000 n/a 0.0%
Family First Funding LLC $365,000 n/a 0.0%
Level One Bank $365,000 n/a 0.0%
National Institutes of Health Federal Credit Union (NIHFCU) $655,000 $365,000 -44.3% 0.0%
Silver Hill Funding, LLC $795,000 $355,000 -55.3% 0.0%
Nudge Funding LLC $350,000 n/a 0.0%
First National Bank Mortgage $345,000 n/a 0.0%
FIRST MERCHANTS BANK $335,000 $335,000 0.0% 0.0%
Quorum Federal Credit Union $635,000 $335,000 -47.2% 0.0%
Suncoast Credit Union $335,000 n/a 0.0%
Signal Financial Federal Credit Union $215,000 $330,000 53.5% 0.0%
First American Bank $315,000 n/a 0.0%
Quontic Bank $620,000 $315,000 -49.2% 0.0%
Dominion Financial Services $175,000 $305,000 74.3% 0.0%
21ST MORTGAGE $110,000 $300,000 172.7% 0.0%
First Choice Loan Services Inc. $4,025,000 $295,000 -92.7% 0.0%
Cortland Savings & Banking Co $285,000 n/a 0.0%
MassMutual Federal Credit Unio $285,000 n/a 0.0%
NETWORK FUNDING, L.P. $345,000 $285,000 -17.4% 0.0%
Purdue Federal Credit Union $285,000 n/a 0.0%
Rapid Mortgage Company $285,000 n/a 0.0%
SPC Credit Union $285,000 n/a 0.0%
SEVERN SAVINGS BANK $275,000 n/a 0.0%
Coastal Federal Credit Union $775,000 $265,000 -65.8% 0.0%
Lake Michigan Credit Union $265,000 n/a 0.0%
Mid Penn Bank $265,000 n/a 0.0%
Andrews Federal Credit Union $305,000 $255,000 -16.4% 0.0%
BLUELEAF LENDING, LLC $255,000 n/a 0.0%
City National Bank of Florida $255,000 n/a 0.0%
Consumers Credit Union $255,000 n/a 0.0%
AUSTIN CAPITAL BANK SSB $225,000 $245,000 8.9% 0.0%
Liberty Home Equity Solutions, Inc. $1,545,000 $245,000 -84.1% 0.0%
Luxury Mortgage Corp. $95,000 $245,000 157.9% 0.0%
United Northern Mortgage Bankers Limited $245,000 n/a 0.0%
Cascade Financial Services $95,000 $235,000 147.4% 0.0%
FIRST NATIONAL BANK OF OTTAWA $235,000 n/a 0.0%
Lafayette Federal Credit Union $185,000 $235,000 27.0% 0.0%
PATRIOT BANK $235,000 n/a 0.0%
Star One Credit Union $235,000 n/a 0.0%
Success Mortgage Partners Inc. $235,000 n/a 0.0%
Summit Funding Inc. $535,000 $235,000 -56.1% 0.0%
Uwharrie Bank $235,000 n/a 0.0%
Washington Trust Bank $235,000 n/a 0.0%
Mann Mortgage LLC $225,000 n/a 0.0%
Merchants Bank of Indiana $225,000 n/a 0.0%
PARK VIEW FEDERAL CREDIT UNION $265,000 $225,000 -15.1% 0.0%
Hartford Funding, Ltd. $215,000 n/a 0.0%
Chartway Federal Credit Unon $225,000 $210,000 -6.7% 0.0%
One Reverse Mortgage, LLC $770,000 $210,000 -72.7% 0.0%
APCI Federal Credit Union $205,000 n/a 0.0%
City National Bank $880,000 $205,000 -76.7% 0.0%
Georgia Banking Company $205,000 n/a 0.0%
State Farm Bank $3,405,000 $200,000 -94.1% 0.0%
A&D Mortgage LLC $195,000 n/a 0.0%
Essex Mortgage $195,000 n/a 0.0%
Fidelity Bank $16,080,000 $195,000 -98.8% 0.0%
First Alliance Home Mortgage $195,000 n/a 0.0%
HomeStar Financial Corporation $195,000 n/a 0.0%
LendSure Mortgage Corp $185,000 n/a 0.0%
Acopia, LLC $175,000 n/a 0.0%
Freedom First Federal Credit Union $175,000 n/a 0.0%
The Fidelity Bank $175,000 n/a 0.0%
UNIFY Financial Credit Union $175,000 n/a 0.0%
Secured Investment Corp $95,000 $170,000 78.9% 0.0%
First Western Trust Bank $165,000 n/a 0.0%
HOWARD BANK $1,390,000 $165,000 -88.1% 0.0%
1st Preference Mortgage Corporation $420,000 $155,000 -63.1% 0.0%
Main Street Bank $155,000 n/a 0.0%
Nicolet National Bank $155,000 n/a 0.0%
Sharonview Federal CU $185,000 $155,000 -16.2% 0.0%
Community First National Bank $245,000 $135,000 -44.9% 0.0%
FedEx Employees Credit Association $135,000 n/a 0.0%
HOMEXPRESS MORTGAGE CORP. $105,000 $125,000 19.0% 0.0%
Connexus Credit Union $120,000 n/a 0.0%
Jefferson Security Bank $115,000 n/a 0.0%
Mortgage Equity Partners LLC $115,000 n/a 0.0%
Northern Mortgage Services, LLC $115,000 n/a 0.0%
Air Academy Federal Credit Union $105,000 n/a 0.0%
American Bancshares Mortgage, LLC $105,000 n/a 0.0%
Corning Federal Credit Union $105,000 n/a 0.0%
DAS Acquisition Company, LLC $105,000 n/a 0.0%
Farmers Insurance Group Federal Credit Union $105,000 n/a 0.0%
The Park National Bank $105,000 n/a 0.0%
BURKE & HERBERT BK & TR CO $95,000 n/a 0.0%
Norwich Commercial Group Inc $85,000 n/a 0.0%
Intouch Credit Union $75,000 n/a 0.0%
Orrstown Bank $75,000 n/a 0.0%
Prince Georges Community FCU $45,000 $75,000 66.7% 0.0%
Transportation Federal Credit Union $35,000 $75,000 114.3% 0.0%
Wings Financial Credit Union $75,000 n/a 0.0%
Centier Bank $55,000 n/a 0.0%
Commonwealth One Federal Credit Union $270,000 $55,000 -79.6% 0.0%
Member One Federal Credit Union $435,000 $55,000 -87.4% 0.0%
UVA Community Credit Union Inc $475,000 $55,000 -88.4% 0.0%
Home Loan Investment Bank $90,000 $50,000 -44.4% 0.0%
Citizens Equity First Credit Union (CEFCU) $45,000 n/a 0.0%
INFIRST FEDERAL CREDIT UNION $25,000 n/a 0.0%
MidFirst Bank $100,000 $25,000 -75.0% 0.0%
Proponent FCU $25,000 n/a 0.0%
SUMMIT COMMUNITY BANK $38,695,000 $25,000 -99.9% 0.0%

RICHMOND's top lender by overall market share is Quicken Loans, with 8.3% market share. In second place, with 6.3%, is Capital Center LLC, havi