RICHMOND Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Richmond averaged 6.64% for the week of 2022-12-01, compared to the national average of 6.49% for the same period.

The average rate for the prior week (2022-11-23) was 6.73% and one month ago for the week of 2022-10-27, the average rate was 7.13%.

Richmond's average rate one year ago was 3.16%.

For refis of the same type during the week of 2022-12-01, the average rate was 6.57%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-12-01 6.49%
Richmond 30 Year Fixed Rate 2022-12-01 6.64%
Richmond 30 Year Fixed Rate Refi 2022-12-01 6.57%
Richmond 15 Year Fixed Rate 2022-12-01 5.72%
Richmond 15 Year Fixed Rate Refi 2022-12-01 5.8%
Richmond 30 Year FHA 2022-12-01 6.64%
Richmond 30 Year FHA Refi 2022-12-01 6.27%
Richmond 30 Year USDA 2022-12-01 6.38%
Richmond 30 Year USDA Refi 2022-12-01 6.46%
Richmond 30 Year VA 2022-12-01 6.45%
Richmond 30 Year VA Refi 2022-12-01 6.27%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within RICHMOND, VA.

RICHMOND Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the RICHMOND, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Closing Costs
CAPITAL CENTER, L.L.C. 3,355 3.04% $1,239
QUICKEN LOANS, LLC 3,274 3.06% $4,750
Virginia Credit Union, Inc. 1,562 3.09% $3,182
C & F Mortgage Corporation 1,489 3.09% $3,558
Wells Fargo Bank 1,400 3.05% $3,103
George Mason Mortgage, LLC 1,158 3.08% $4,609
UNITED WHOLESALE MORTGAGE, LLC 1,138 2.99% $4,753
Prosperity Home Mortgage, LLC 1,021 3.10% $4,166
Alcova Mortgage LLC 992 3.14% $3,143
NFM, INC. 922 3.13% $4,671
Truist 921 2.98% $4,055
MOVEMENT MORTGAGE, LLC 890 3.11% $3,851
SOUTHERN TRUST MORTGAGE, LLC 816 3.21% $4,153
LOANDEPOT.COM, LLC 726 2.99% $4,127
VILLAGE BANK MORTGAGE CORPORATION 639 3.09% $3,181
AMERISAVE MORTGAGE CORPORATION 498 2.89% $4,171
PENNYMAC LOAN SERVICES, LLC 493 3.07% $4,699
Bank of America 440 2.82% $3,220
NVR Mortgage Finance, Inc. 423 3.06% $6,212
Towne First Mortgage, LLC 419 3.09% $4,379
Towne Bank 414 3.12% $4,559
CALIBER HOME LOANS, INC. 382 3.15% $3,847
Fulton Bank 360 3.13% $3,838
Mr. Cooper ( Nationstar Mortgage ) 338 3.26% $4,829
NAVY FEDERAL CREDIT UNION 334 3.53% $4,045
First Heritage Mortgage, LLC 323 3.13% $4,329
HOME POINT FINANCIAL CORPORATION 314 2.94% $4,191
MCLEAN MORTGAGE CORPORATION 304 3.04% $3,314
Integrity Home Mortgage Corp 297 3.18% $4,830
Presidential Bank, FSB 278 3.18% $4,380
BETTER MORTGAGE CORPORATION 269 2.80% $2,823
Tidewater Home Funding, LLC 260 3.07% $3,640
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 251 3.06% $3,512
Citizens Bank 244 3.07% $4,529
NEWREZ LLC 226 3.14% $3,727
FREEDOM MORTGAGE CORPORATION 220 3.14% $2,425
JPMorgan Chase Bank 207 3.07% $3,725
PRIMELENDING, A PLAINSCAPITAL COMPANY 197 3.28% $4,439
Atlantic Union Bank 179 3.23% $4,639
BROKER SOLUTIONS, INC. 176 3.05% $3,866
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 161 3.05% $4,037
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 157 3.14% $4,859
Ameris Bank 149 3.08% $3,253
C&F Select LLC 146 3.06% $4,200
Sierra Pacific Mortgage Company, Inc. 145 3.17% $4,092
HOMESIDE FINANCIAL, LLC 145 2.98% $4,043
CROSSCOUNTRY MORTGAGE, LLC 139 3.10% $5,539
GUARANTEED RATE, INC. 125 2.98% $3,502
FIRST HOME MORTGAGE CORPORATION 124 3.15% $4,773
PENTAGON FEDERAL CREDIT UNION 119 2.90% $2,563
TIDEWATER MORTGAGE SERVICES, INC. 112 3.21% $4,099
Assurance Financial Group, L.L.C. 110 3.21% $3,814
DEPARTMENT OF COMMERCE 107 2.88% $3,800
U.S. Bank 107 3.09% $3,650
Flagstar Bank, FSB 99 3.28% $4,348
Blue Ridge Bank 93 3.36% $4,059
INTERCOASTAL MORTGAGE COMPANY 90 2.99% $4,341
EMBRACE HOME LOANS, INC. 87 3.18% $4,398
AMERICAN FINANCIAL NETWORK, INC. 84 3.19% $10,189
Call Federal Credit Union 81 3.36% $3,077
Wyndham Capital Mortgage, Inc. 80 2.93% $1,705
GENEVA FINANCIAL, LLC 78 3.38% $5,105
Atlantic Coast Mortgage, LLC 76 2.99% $4,294
DHI MORTGAGE COMPANY, LTD. 75 2.87% $4,808
NETWORK CAPITAL FUNDING CORPORATION 72 3.34% $3,901
PROVIDENT FUNDING ASSOCIATES, L.P. 72 2.77% $3,434
First Mortgage Solutions, LLC 72 2.83% $2,465
NexBank 71 2.90% $3,702
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 69 3.03% $3,927
MUTUAL OF OMAHA MORTGAGE, INC. 67 3.13% $3,644
SWBC MORTGAGE CORPORATION 66 3.25% $3,642
MASON MCDUFFIE MORTGAGE CORPORATION 62 3.08% $3,784
Plains Commerce Bank 58 3.26% $5,618
PNC Bank 58 3.03% $3,931
Chicago Mortgage Solutions LLC 57 2.90% $2,005
FINANCE OF AMERICA MORTGAGE LLC 56 3.16% $3,934
OVM FINANCIAL, INC. 55 3.13% $4,359
LOANPAL, LLC 51 3.18% $6,471
Carrington Mortgage Services, LLC 50 3.49% $5,337
AMERICAN FINANCING CORPORATION 46 3.12% $4,016
ZILLOW HOME LOANS, LLC 45 2.98% $3,671
GUILD MORTGAGE COMPANY 45 3.41% $3,867
First Guaranty Mortgage Corporation 45 3.13% $3,497
The Federal Savings Bank 42 3.02% $5,673
Christensen Financial, Inc. 41 2.99% $4,105
Fifth Third Bank 41 3.14% $3,407
RELIANCE FIRST CAPITAL, LLC 41 3.36% $6,524
GUARANTY HOME MORTGAGE CORPORATION 40 3.11% $5,791
DRAPER AND KRAMER MORTGAGE CORP. 39 2.87% $3,471
First-Citizens Bank & Trust Company 39 3.16% $3,881
First National Bank of America 39 7.43% $9,331
Strong Home Mortgage, LLC 39 2.87% $1,562
M&T Bank 38 3.27% $4,407
NBKC BANK 36 2.84% $2,468
VANDERBILT MORTGAGE AND FINANCE, INC. 36 2.94% $3,606
Paramount Residential Mortgage Group, Inc. 36 3.27% $6,859
STEARNS LENDING, LLC 35 2.94% $4,088
TD Bank 35 3.00% $5,802
LANGLEY 33 3.10% $3,521
First Federal Bank 33 2.88% $4,446
LAKEVIEW LOAN SERVICING, LLC 33 3.46% $2,530
FIRST SAVINGS MORTGAGE CORPORATION 32 2.97% $4,810
SOFI LENDING CORP. 31 2.95% $2,983
Cf Bank 29 2.71% $2,083
HOMESPIRE MORTGAGE CORPORATION 28 3.19% $4,702
First Reliance Bank 26 3.14% $2,853
MILEND, INC. 26 3.33% $6,063
Morgan Stanley Private Bank 26 2.72% $3,978
Vellum Mortgage, Inc. 26 3.12% $4,377
ROYAL UNITED MORTGAGE LLC 24 3.17% $6,954
INTERLINC MORTGAGE SERVICES, LLC 24 3.36% $4,327
BNC National Bank 24 2.82% $2,960
FirstBank 24 2.85% $1,990
Home Mortgage Alliance Corp 24 3.22% $6,243
SIRVA MORTGAGE, INC. 24 3.06% $1,166
DOMINION ENERGY CREDIT UNION 23 3.18% $2,522
CMG MORTGAGE, INC. 23 3.28% $4,947
North American Savings Bank, F.S.B. 23 2.84% $1,955
MID AMERICA MORTGAGE, INC. 23 3.48% $4,401
PHH Mortgage Corporation 22 3.34% $5,548
South State Bank 21 3.26% $5,502
CREDIT UNION MORTGAGE ASSOCIATION, INC. 21 2.92% $3,712
Nations Lending Corporation 20 3.06% $7,559
First National Bank of Pennsylvania 20 2.89% $4,757
EMM LOANS LLC 20 3.02% $5,185
AmeriHome Mortgage Company, LLC 20 3.23% $3,108
U S WIDE FINANCIAL LLC 20 2.92% $1,958
Renasant Bank 19 3.01% $3,942
FIRST BANCORP, INC. 19 3.30% $3,880
Ixonia Bank 18 3.13% $4,374
PLAZA HOME MORTGAGE, INC. 18 3.15% $7,736
First Community Bank 18 2.87% $4,572
HAMILTON HOME LOANS, INC. 17 3.50% $3,378
RESIDENTIAL BANCORP. 17 3.00% $2,857
CHURCHILL MORTGAGE CORPORATION 17 3.16% $6,186
AMERICAN INTERNET MORTGAGE, INC. 17 2.74% $2,896
HENRICO Federal Credit Union 17 3.13% $1,163
LENDERFI, INC. 17 2.86% $1,396
Third Federal Savings and Loan Association of Cleveland 16 2.69% $1,546
TIAA, FSB 16 2.78% $3,645
Citibank 16 3.11% $4,890
USAA Federal Savings Bank 16 3.09% $3,811
NP, Inc. 16 2.91% $5,948
Northpointe Bank 16 3.09% $3,823
Beeline Loans, Inc. 16 2.84% $2,782
LEADERONE FINANCIAL CORPORATION 16 3.39% $4,787
Stifel Bank and Trust 15 2.74% $2,290
TOWNE MORTGAGE COMPANY 15 3.09% $4,125
JAMS-01, INC. 15 3.01% $3,792
HOMEBRIDGE FINANCIAL SERVICES, INC. 15 3.01% $5,229
Aurora Financial, LLC 15 2.85% $1,873
NewTowne Mortgage, LLC 14 3.04% $4,555
Sandy Spring Bank 14 3.02% $5,076
MEMBER ADVANTAGE MORTGAGE, LLC 14 3.27% $3,899
ABSOLUTE HOME MORTGAGE CORPORATION 14 3.25% $4,472
HOMESTEAD FUNDING CORP. 14 2.63% $2,927
SPRING EQ, LLC 14 2.94% $521
GUIDANCE RESIDENTIAL, LLC 14 3.09% $4,247
STATE EMPLOYEES' 14 3.29% $4,884
Watermark Capital, Inc. 14 2.70% $2,867
Towne Mortgage, LLC 13 3.25% $3,625
Arvest Bank 13 3.66% $3,562
First Savings Bank 13 3.10% $9,400
The Central Trust Bank 13 2.87% $2,414
AgFirst Farm Credit Bank 13 3.25% $2,858
ANGEL OAK MORTGAGE SOLUTIONS LLC 12 5.65% $7,805
Charles Schwab Bank, SSB 12 2.34% $4,552
MLD MORTGAGE INC. 12 2.71% $2,938
PARKSIDE LENDING, LLC 12 2.95% $1,768
GoPrime Mortgage, Inc. 12 2.86% $3,167
Magnolia Bank 12 3.23% $4,849
UNION HOME MORTGAGE CORP. 12 3.18% $3,881
Mortgage Research Center, LLC 11 3.13% $4,645
FBC MORTGAGE, LLC 11 3.21% $6,493
GUARANTEED RATE AFFINITY, LLC 11 2.90% $2,519
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 10 3.38% $4,975
IVY MORTGAGE, INC. 10 2.88% $2,412
APEX HOME LOANS, INC. 10 3.09% $4,092
ARC HOME LLC 10 3.39% $4,347
Discover Bank 10 4.71% $0
Regions Bank 10 2.95% $3,830
Waterstone Mortgage Corporation 10 3.21% $5,390
Hometown Lenders, Inc. 10 3.13% $3,904
Axos Bank 9 2.91% $2,237
Northwest Federal Credit Union 9 2.86% $2,946
ONY GLO, INC. 9 2.83% $2,680
ANGEL OAK HOME LOANS LLC 9 4.15% $9,073
PREMIA MORTGAGE, LLC 9 3.11% $1,455
UIF CORPORATION 9 3.00% $4,513
Triumph Bank 9 2.86% $2,811
KELLER MORTGAGE, LLC 9 2.96% $1,826
Kwik Mortgage Corporation 9 3.01% $1,647
Baylands Family Credit Union 9 3.33% $5,594
RESIDENTIAL MORTGAGE SERVICES, INC. 8 2.94% $3,806
Lakeview Community Capital, LLC 8 3.44% $3,094
ALLIED MORTGAGE GROUP, INC. 8 3.08% $3,018
The Huntington National Bank 8 2.61% $5,331
Meridian Bank Corporation 8 3.19% $4,120
MORTGAGE ACCESS CORP. 8 3.17% $4,220
United Nations Federal Credit Union 8 3.16% $4,524
Baxter Credit Union 8 2.83% $2,841
GSF Mortgage Corporation 7 2.83% $3,379
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 7 3.19% $8,111
KeyBank 7 2.73% $4,931
UBS Bank USA 7 2.95% $4,114
FIRST COMMUNITY MORTGAGE, INC. 7 3.21% $3,518
F & M BANK CORP. 7 3.20% $4,841
BNY Mellon 7 2.86% $6,127
COLONIAL MORTGAGE SERVICE COMPANY OF AMERICA 7 2.88% $3,103
PLUS RELOCATION MORTGAGE, LLC 7 3.09% $3,577
NEWPORT NEWS SHIPBUILDING EMPLOYEES 7 2.98% $3,680
ACADEMY MORTGAGE CORPORATION 7 3.20% $3,500
NATIONS DIRECT MORTGAGE, LLC 7 3.36% $5,772
Raymond James Bank 7 2.98% $3,233
DUPONT COMMUNITY 7 3.12% $3,476
RUOFF MORTGAGE COMPANY, INC. 6 3.13% $2,271
PRIMARY RESIDENTIAL MORTGAGE, INC. 6 3.12% $4,503
RANLIFE, INC. 6 3.14% $4,714
City National Bank 6 2.70% $5,112
PLANET HOME LENDING, LLC 6 2.88% $3,000
CityWorth Mortgage LLC 6 2.85% $4,577
CBM Mortgage, Inc. 6 3.31% $2,367
DIGITAL Federal Credit Union 6 2.71% $4,864
FIDELITY DIRECT MORTGAGE, LLC 6 3.56% $4,219
Dollar Bank, Federal Savings Bank 6 3.19% $7,236
OPEN MORTGAGE, LLC 6 2.98% $3,940
Capital Bank 6 3.10% $3,776
First Home Bank 6 3.27% $5,318
CANOPY MORTGAGE, LLC 6 2.92% $2,793
Goldman Sachs Bank USA 6 2.89% $4,118
Paramount Bank 6 2.81% $2,225
SOVEREIGN LENDING GROUP INCORPORATED 6 3.10% $4,264
American Security Mortgage Corp. 6 3.10% $2,807
ROUNDPOINT MORTGAGE SERVICING CORPORATION 5 3.35% $3,002
First Internet Bank of Indiana 5 2.83% $2,775
First Horizon Bank 5 2.95% $4,616
Prime Choice Funding Inc. 5 2.68% $3,247
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 5 3.05% $6,477
Colten Mortgage, LLC 5 3.28% $3,434
CELEBRITY HOME LOANS, LLC 5 3.18% $5,473
NASA Federal Credit Union 5 2.61% $5,057
LENOX FINANCIAL MORTGAGE CORPORATION 5 3.00% $5,942
THRIVE MORTGAGE, LLC 5 2.85% $3,625
SUN WEST MORTGAGE COMPANY, INC. 5 3.00% $4,381
Mid-Continent Funding, Inc. 5 2.73% $3,878
ValleyStar Credit Union 5 2.95% $4,520
1ST FINANCIAL, INC. 5 2.85% $4,608
EagleBank 5 2.95% $3,161
SUCCESS MORTGAGE PARTNERS, INC. 5 3.23% $4,254
EVERETT FINANCIAL, INC. 5 3.68% $2,834
Colonial Savings, F.A. 5 3.53% $3,237
First Midwest Bank 5 2.70% $2,396
First State Bank of St. Charles, Missouri 4 3.22% $3,576
CERTAINTY HOME LOANS, LLC 4 3.03% $3,089
Gateway First Bank 4 3.09% $3,121
BOKF 4 3.06% $3,253
INTELLILOAN, INC. 4 3.28% $4,989
NORWICH COMMERCIAL GROUP, INC. 4 3.34% $5,494
Keystone Funding, Inc. 4 2.81% $3,430
STOCKTON MORTGAGE CORPORATION 4 3.22% $4,309
A&D Mortgage LLC 4 5.06% $10,503
Truliant Federal Credit Union 4 3.31% $2,973
LIBERTY HOME MORTGAGE CORPORATION 4 3.41% $5,651
US MORTGAGE CORPORATION 4 3.00% $2,304
Mortgage Network, Inc. 4 3.03% $3,545
ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 3.22% $4,362
Barrington Bank & Trust Company, N.A. 4 3.13% $3,102
AMERICAN PACIFIC MORTGAGE CORPORATION 3 2.91% $3,203
MORIA DEVELOPMENT, INC. 3 3.50% $3,419
MANN FINANCIAL INC. 3 3.54% $4,317
Mortgage Assurance Inc. 3 2.91% $2,679
Alerus Financial 3 2.67% $2,418
TJC Mortgage, Inc. 3 2.71% $4,384
NJ LENDERS CORP. 3 3.13% $3,323
Equity Prime Mortgage LLC 3 3.46% $1,754
BAY CAPITAL MORTGAGE CORPORATION 3 2.75% $3,239
First Federal Bank of Kansas City 3 2.79% $4,364
LENDSURE MORTGAGE CORP. 3 5.38% $9,578
CONTOUR MORTGAGE CORPORATION 3 3.13% $5,121
Bank-Fund Staff Federal Credit Union 3 2.71% $4,577
Citadel Servicing Corporation 3 5.63% $7,986
Summit Mortgage Corporation 3 3.38% $2,908
NATIONWIDE MORTGAGE BANKERS, INC. 3 3.04% $6,674
Residential Mortgage Solutions, Inc. 3 3.38% $4,066
Advance Financial Group, LLC 3 3.08% $3,276
CHARTER WEST BANK 3 3.21% $2,286
Sunflower Bank 3 3.75% $6,624
IMPAC MORTGAGE CORP. 3 2.79% $1,497
HSBC BANK USA, NATIONAL ASSOCIATION 3 3.65% $5,331
ALLIANT CREDIT UNION 3 3.38% $4,242
Republic Bank & Trust Company 3 3.08% $2,891
Pinnacle Bank 3 3.08% $7,398
MICHIGAN MUTUAL, INC. 3 3.13% $5,816
Member Options, LLC 3 2.87% $3,285
Shamrock Home Loans, Inc. 2 3.50% $4,181
CRESCENT MORTGAGE COMPANY 2 2.94% $5,511
Colonial Farm Credit, ACA 2 5.25% $4,178
ENVOY MORTGAGE, LTD 2 3.00% $3,797
EQUITY RESOURCES, INC. 2 3.00% $3,504
FAMILY FIRST FUNDING LLC 2 3.38% $5,388
CITY FIRST MORTGAGE SERVICES, L.L.C. 2 4.13% $4,430
CIBC Bank USA 2 2.69% $4,194
1ST ADVANTAGE FEDERAL CREDIT UNION 2 4.63% $4,190
First Republic Bank 2 2.83% $4,198
FIRST TECHNOLOGY 2 2.81% $4,059
FLAT BRANCH MORTGAGE, INC. 2 3.12% $8,355
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 2.99% $4,593
Greenbox Loans, Inc. 2 6.56% $10,501
Capital City Home Loans, LLC 2 3.13% $3,467
HOMESTAR FINANCIAL CORPORATION 2 3.19% $2,664
ISERVE RESIDENTIAL LENDING, LLC 2 3.44% $8,521
JOHNSON MORTGAGE COMPANY, L.L.C. 2 3.38% $4,300
JUSTICE Federal Credit Union 2 2.69% $5,581
KEMBA FINANCIAL 2 3.50% $3,230
LAFAYETTE FEDERAL CREDIT UNION 2 2.75% $44,390
LAND HOME FINANCIAL SERVICES, INC. 2 3.06% $5,394
Benchmark Community Bank 2 3.99% $4,833
Liberty Savings Bank, F.S.B. 2 3.50% $3,289
LOCAL GOVERNMENT FEDERAL CREDIT UNION 2 3.10% $5,048
BAYSHORE MORTGAGE FUNDING, LLC 2 3.63% $3,173
MDE Home Loans, LLC 2 2.81% $3,786
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 2 2.88% $4,510
MID-ISLAND MORTGAGE CORP. 2 3.38% $4,197
Wilmington Savings Fund Society, FSB 2 2.94% $3,183
NATION ONE MORTGAGE CORPORATION 2 3.13% $3,839
NBH Bank 2 3.63% $1,623
NEW FED MORTGAGE, CORP. 2 2.81% $3,515
ON Q FINANCIAL, INC. 2 2.56% $4,238
PREMIER LENDING, INC. 2 3.25% $3,263
ANDREWS FEDERAL CREDIT UNION 2 3.00% $3,008
Princeton Mortgage Corporation 2 2.94% $3,379
Quontic Bank 2 4.56% $6,440
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 2 2.81% $9,927
RESOURCE FINANCIAL SERVICES, INC. 2 3.00% $2,914
ROSS MORTGAGE CORPORATION 2 3.25% $4,873
Santander Bank, N.A. 2 2.87% $3,697
SECURITYNATIONAL MORTGAGE COMPANY 2 3.19% $3,019
American National Bank and Trust Company 2 2.69% $3,008
AMERICAN FINANCE HOUSE LARIBA 2 3.00% $5,452
T2 FINANCIAL LLC 2 3.19% $6,411
The Northern Trust Company 2 2.75% $4,460
The Union Bank Company 2 3.00% $4,178
AFFINITY 2 3.06% $1,744
TOGETHER CREDIT UNION 2 3.19% $2,520
TOTAL MORTGAGE SERVICES, LLC 2 2.62% $3,817
TOWER 2 3.00% $7,500
Toyota Financial Savings Bank 2 2.63% $4,779
Acre Mortgage and Financial Inc 2 2.63% $3,304
UNIVERSAL MORTGAGE & FINANCE, INC. 2 3.38% $3,312
Victorian Finance, LLC 2 2.88% $3,305
West Town Bank & Trust 2 3.56% $4,835
MISSION MORTGAGE LLC 1 2.88% $3,704
UTILITIES EMPLOYEES CREDIT UNION 1 3.13% $3,067
Valley National Bank 1 3.38% $5,180
SEVERN SAVINGS BANK, FSB DBA SEVERN BANK 1 3.63% $3,242
Constant Investments, Inc. 1 3.00% $3,328
EASTMAN 1 3.63% $2,653
Simmons Bank 1 2.75% $4,465
Midwest BankCentre 1 2.38% $3,011
Mid Penn Bank 1 2.88% $2,863
Southern Bank and Trust Company 1 2.88% $3,259
Southern First Bank 1 2.88% $2,463
Access Bank 1 3.00% $3,650
SOUTHPOINT FINANCIAL SERVICES, INC. 1 2.50% $5,581
BEACH MUNICIPAL FEDERAL CREDIT UNION 1 2.75% $3,181
Luxury Mortgage Corp. 1 3.50% $12,965
Low VA Rates, LLC 1 3.25% $3,310
BELEM SERVICING LLC 1 3.63% $3,970
Leader Bank 1 2.63% $3,528
Amalgamated Bank 1 2.50% $3,217
Bethpage Federal Credit Union 1 3.00% $3,540
KS StateBank 1 3.25% $996
KINECTA 1 3.38% $3,832
BMO Harris Bank 1 3.00% $2,493
SUMMIT FUNDING, INC. 1 2.88% $8,187
ITHINK FINANCIAL Credit Union 1 2.88% $14,417
INTERCAP LENDING INC. 1 3.00% $4,656
Independent Bank 1 2.50% $2,335
Allied First Bank,sb 1 2.63% $2,583
DIRECT MORTGAGE LOANS, LLC 1 3.25% $11,388
HONDA Federal Credit Union 1 2.38% $10,062
Texana Bank 1 3.63% $2,643
HOMEXPRESS MORTGAGE CORP. 1 5.88% $5,630
Hometown Equity Mortgage, LLC 1 3.38% $8,558
The Fidelity Bank 1 2.75% $2,836
HEARTLAND 1 3.00% $2,980
THE MORTGAGE FIRM, INC. 1 2.99% $7,152
THE MORTGAGE LINK, INC. 1 2.88% $4,724
Community Trust Bank, Inc. 1 3.38% $3,521
Deseret First Credit Union 1 2.75% $7,486
GuardHill Financial Corp. 1 3.25% $6,889
GMFS LLC 1 3.50% $4,518
FUNDLOANS CAPITAL 1 3.38% $5,605
CHARTWAY FEDERAL CREDIT UNION 1 2.88% $3,692
Academy Bank 1 2.87% $6,236
FRANKLIN MINT 1 2.63% $3,692
DEEPHAVEN MORTGAGE LLC 1 3.25% $10,145
Countybank 1 2.88% $2,160
CORNERSTONE HOME LENDING, INC. 1 2.99% $3,421
Advisors Mortgage Group, L.L.C. 1 2.88% $2,927
CHEVRON 1 2.88% $2,990
FIRST STATE MORTGAGE SERVICES, LLC 1 2.63% $2,405
First Option Mortgage, LLC 1 3.13% $4,312
WesBanco Bank, Inc. 1 3.25% $4,010
CIT Bank 1 2.68% $13,016
Citizens Tri-County Bank 1 2.63% $4,475
First Federal Savings and Loan Association of Lakewood 1 3.24% $5,111
City Bank 1 2.88% $2,961
First Commonwealth Bank 1 2.99% $2,643
UMB Bank 1 3.15% $4,215
City National Bank of Florida 1 3.25% $5,975
Union Savings Bank 1 2.88% $2,840
UNITED 1 2.75% $15,900
UNITED MORTGAGE CORP. 1 2.99% $5,120
Fidelity Bank 1 3.00% $4,297
UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 3.38% $3,758
Congressional Bank 1 2.50% $2,198
Commerce Bank 1 3.25% $3,523
AMERIFIRST FINANCIAL CORPORATION 1 3.38% $3,384
Evolve Bank & Trust 1 3.50% $3,904
QUORUM FEDERAL CREDIT UNION 1 3.38% $4,299
PIKE CREEK MORTGAGE SERVICES, INC. 1 4.50% $6,700
Peoples Bank 1 3.13% $4,374
RBC Bank, (Georgia) 1 2.88% $3,588
ACOPIA, LLC 1 3.00% $5,976
Peapack-Gladstone Bank 1 3.50% $2,892
Old National Bank 1 2.75% $5,311
OCMBC, INC. 1 6.00% $9,772
Bank of England 1 2.88% $3,995
NEW DAY FINANCIAL, LLC 1 2.50% $7,070
RESIDENTIAL HOME FUNDING CORP. 1 3.25% $7,635
Bank of Tennessee 1 3.50% $4,873
BARTLETT MORTGAGE, INC. 1 3.13% $3,522
EVANSVILLE TEACHERS 1 3.00% $2,922
ENCORE BANK 1 2.50% $4,347
NATIONS RELIABLE LENDING, LLC 1 3.50% $4,051
BAY EQUITY LLC 1 3.38% $5,002
1ST PREFERENCE MORTGAGE CORP. 1 3.00% $7,132

RICHMOND Average Closing Costs & Other Stats

RICHMOND, VA's 438 lenders originated 75,057 loans during 2021. The total origination value was $20,117,115,000, with an average loan value of $268,025.

RICHMOND's average closing costs are $4,666.

The top RICHMOND lender as defined by loan originations is CAPITAL CENTER, L.L.C., with 3,355 loans originated. Their average total fees are $1,239, which is $3,510 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee RICHMOND lenders (with over 10 loans originated) are Discover Bank ($0), SPRING EQ, LLC ($521), HENRICO Federal Credit Union ($1,163), SIRVA MORTGAGE, INC. ($1,166) and CAPITAL CENTER, L.L.C. ($1,239).

The lowest rate RICHMOND lenders (with over 10 loans originated) are Charles Schwab Bank, SSB (2.34%), HOMESTEAD FUNDING CORP. (2.63%), Third Federal Savings and Loan Association of Cleveland (2.69%), Watermark Capital, Inc. (2.70%) and MLD MORTGAGE INC. (2.71%).

RICHMOND, VA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
QUICKEN LOANS, LLC $1,573,225,000 $1,642,605,000 4.4% 8.2%
CAPITAL CENTER, L.L.C. $1,205,040,000 $1,442,620,000 19.7% 7.2%
Virginia Credit Union, Inc. $862,170,000 $773,660,000 -10.3% 3.8%
Wells Fargo Bank $647,585,000 $763,540,000 17.9% 3.8%
FREEDOM MORTGAGE CORPORATION $755,430,000 $647,985,000 -14.2% 3.2%
C & F Mortgage Corporation $800,815,000 $640,005,000 -20.1% 3.2%
UNITED WHOLESALE MORTGAGE, LLC $474,650,000 $537,830,000 13.3% 2.7%
George Mason Mortgage, LLC $518,180,000 $532,440,000 2.8% 2.6%
Truist Bank $611,575,000 $532,115,000 -13.0% 2.6%
PENNYMAC LOAN SERVICES, LLC $330,985,000 $502,655,000 51.9% 2.5%
MOVEMENT MORTGAGE, LLC $398,230,000 $447,705,000 12.4% 2.2%
Prosperity Home Mortgage, LLC $467,715,000 $436,780,000 -6.6% 2.2%
Alcova Mortgage LLC $344,255,000 $423,565,000 23.0% 2.1%
LOANDEPOT.COM, LLC $314,165,000 $415,535,000 32.3% 2.1%
NFM, INC. $321,260,000 $396,675,000 23.5% 2.0%
SOUTHERN TRUST MORTGAGE, LLC $351,640,000 $354,965,000 0.9% 1.8%
Towne Bank $234,715,000 $287,750,000 22.6% 1.4%
VILLAGE BANK MORTGAGE CORPORATION $335,460,000 $268,740,000 -19.9% 1.3%
NVR Mortgage Finance, Inc. $273,295,000 $268,410,000 -1.8% 1.3%
Bank of America $207,510,000 $256,240,000 23.5% 1.3%
CALIBER HOME LOANS, INC. $206,235,000 $249,355,000 20.9% 1.2%
Fulton Bank $242,780,000 $245,630,000 1.2% 1.2%
Mr. Cooper ( Nationstar Mortgage ) $207,415,000 $233,120,000 12.4% 1.2%
Atlantic Union Bank $191,340,000 $222,800,000 16.4% 1.1%
NAVY FEDERAL CREDIT UNION $196,525,000 $217,895,000 10.9% 1.1%
Towne First Mortgage, LLC $218,205,000 $215,140,000 -1.4% 1.1%
AMERISAVE MORTGAGE CORPORATION $180,405,000 $210,415,000 16.6% 1.0%
HOME POINT FINANCIAL CORPORATION $112,760,000 $178,135,000 58.0% 0.9%
WALKER & DUNLOP, LLC $60,720,000 $153,170,000 152.3% 0.8%
Mortgage Research Center, LLC $128,615,000 $153,095,000 19.0% 0.8%
BETTER MORTGAGE CORPORATION $151,175,000 n/a 0.8%
Presidential Bank, FSB $154,070,000 $140,915,000 -8.5% 0.7%
NEWREZ LLC $95,100,000 $140,225,000 47.5% 0.7%
MCLEAN MORTGAGE CORPORATION $107,295,000 $126,825,000 18.2% 0.6%
Integrity Home Mortgage Corp $124,685,000 n/a 0.6%
First Heritage Mortgage, LLC $120,715,000 $124,605,000 3.2% 0.6%
Tidewater Home Funding, LLC $133,740,000 $119,060,000 -11.0% 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $125,515,000 $117,505,000 -6.4% 0.6%
Citizens Bank $105,120,000 $109,285,000 4.0% 0.5%
JPMorgan Chase Bank $77,150,000 $105,020,000 36.1% 0.5%
CROSSCOUNTRY MORTGAGE, LLC $91,900,000 $100,765,000 9.6% 0.5%
LAKEVIEW LOAN SERVICING, LLC $73,905,000 $96,915,000 31.1% 0.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $96,695,000 $95,475,000 -1.3% 0.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY $115,610,000 $87,370,000 -24.4% 0.4%
Citizens and Farmers Bank $52,825,000 $81,310,000 53.9% 0.4%
PENTAGON FEDERAL CREDIT UNION $54,195,000 $79,730,000 47.1% 0.4%
BROKER SOLUTIONS, INC. $49,730,000 $79,165,000 59.2% 0.4%
U.S. Bank $67,320,000 $74,680,000 10.9% 0.4%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $78,690,000 $70,260,000 -10.7% 0.3%
GUARANTEED RATE, INC. $30,490,000 $67,500,000 121.4% 0.3%
C&F Select LLC $57,465,000 $67,430,000 17.3% 0.3%
TIDEWATER MORTGAGE SERVICES, INC. $54,030,000 $64,575,000 19.5% 0.3%
M&T Realty Capital Corporation $64,080,000 n/a 0.3%
AMERICAN FINANCIAL NETWORK, INC. $59,700,000 $63,570,000 6.5% 0.3%
Blue Ridge Bank $30,110,000 $62,985,000 109.2% 0.3%
Ameris Bank $79,150,000 $62,850,000 -20.6% 0.3%
Sierra Pacific Mortgage Company, Inc. $74,145,000 $60,570,000 -18.3% 0.3%
DHI MORTGAGE COMPANY, LTD. $28,875,000 $58,840,000 103.8% 0.3%
FIRST HOME MORTGAGE CORPORATION $46,610,000 $58,070,000 24.6% 0.3%
Carrington Mortgage Services, LLC $59,990,000 $53,105,000 -11.5% 0.3%
Flagstar Bank, FSB $40,430,000 $52,435,000 29.7% 0.3%
USAA Federal Savings Bank $91,795,000 $51,905,000 -43.5% 0.3%
Arbor Realty Trust, Inc. $124,945,000 $51,360,000 -58.9% 0.3%
HOMESIDE FINANCIAL, LLC $25,775,000 $49,640,000 92.6% 0.2%
DEPARTMENT OF COMMERCE $55,920,000 $49,255,000 -11.9% 0.2%
NEW DAY FINANCIAL, LLC $50,155,000 $49,190,000 -1.9% 0.2%
Associated Bank $47,255,000 n/a 0.2%
EMBRACE HOME LOANS, INC. $52,335,000 $47,065,000 -10.1% 0.2%
The Federal Savings Bank $46,545,000 $44,970,000 -3.4% 0.2%
Assurance Financial Group, L.L.C. $43,295,000 $44,370,000 2.5% 0.2%
Wyndham Capital Mortgage, Inc. $53,600,000 $43,770,000 -18.3% 0.2%
First-Citizens Bank & Trust Company $27,465,000 $42,445,000 54.5% 0.2%
WesBanco Bank, Inc. $1,250,000 $42,260,000 3,280.8% 0.2%
GUILD MORTGAGE COMPANY $40,815,000 $42,175,000 3.3% 0.2%
Call Federal Credit Union $58,745,000 $41,595,000 -29.2% 0.2%
Lakeview Community Capital, LLC $27,925,000 $40,205,000 44.0% 0.2%
PNC Bank $61,415,000 $40,185,000 -34.6% 0.2%
Chesapeake Bank $41,045,000 $39,310,000 -4.2% 0.2%
INTERCOASTAL MORTGAGE COMPANY $18,580,000 $39,300,000 111.5% 0.2%
Essex Bank $43,955,000 $39,280,000 -10.6% 0.2%
First Mortgage Solutions, LLC $22,740,000 $39,140,000 72.1% 0.2%
OVM FINANCIAL, INC. $22,535,000 $38,730,000 71.9% 0.2%
Atlantic Coast Mortgage, LLC $40,910,000 $38,435,000 -6.0% 0.2%
NORTHMARQ CAPITAL FINANCE, L.L.C. $38,325,000 n/a 0.2%
Manufacturers and Traders Trust Company $21,845,000 $37,850,000 73.3% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $38,315,000 $34,965,000 -8.7% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $33,395,000 $34,775,000 4.1% 0.2%
BERKELEY POINT CAPITAL LLC $275,305,000 $34,105,000 -87.6% 0.2%
First Guaranty Mortgage Corporation $20,705,000 $33,770,000 63.1% 0.2%
PROVIDENT FUNDING ASSOCIATES, L.P. $37,520,000 $33,525,000 -10.6% 0.2%
Virginia National Bank $42,960,000 $33,075,000 -23.0% 0.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $34,990,000 $32,615,000 -6.8% 0.2%
LENDINGHOME FUNDING CORPORATION $4,550,000 $32,040,000 604.2% 0.2%
First Community Bank $18,100,000 $31,870,000 76.1% 0.2%
Touchstone Bank $12,200,000 $29,800,000 144.3% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $34,085,000 $27,445,000 -19.5% 0.1%
KeyBank $2,315,000 $27,260,000 1,077.5% 0.1%
South State Bank $10,800,000 $26,485,000 145.2% 0.1%
Paramount Residential Mortgage Group, Inc. $15,180,000 $26,450,000 74.2% 0.1%
GENEVA FINANCIAL, LLC $18,450,000 $26,330,000 42.7% 0.1%
SWBC MORTGAGE CORPORATION $7,275,000 $26,225,000 260.5% 0.1%
FINANCE OF AMERICA MORTGAGE LLC $28,115,000 $26,220,000 -6.7% 0.1%
LOANPAL, LLC $16,825,000 $26,030,000 54.7% 0.1%
MASON MCDUFFIE MORTGAGE CORPORATION $37,085,000 $25,810,000 -30.4% 0.1%
ALLIANT CREDIT UNION $2,855,000 $25,660,000 798.8% 0.1%
Chicago Mortgage Solutions LLC $25,365,000 n/a 0.1%
LANGLEY $17,390,000 $25,130,000 44.5% 0.1%
Strong Home Mortgage, LLC $17,145,000 $24,755,000 44.4% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $13,980,000 $24,530,000 75.5% 0.1%
NexBank $15,995,000 $24,510,000 53.2% 0.1%
TD Bank $19,270,000 $23,970,000 24.4% 0.1%
Christensen Financial, Inc. $28,950,000 $23,110,000 -20.2% 0.1%
First Carolina Bank $23,100,000 n/a 0.1%
JONES LANG LASALLE MULTIFAMILY, LLC $23,005,000 n/a 0.1%
MID AMERICA MORTGAGE, INC. $18,335,000 $22,680,000 23.7% 0.1%
Plains Commerce Bank $1,925,000 $22,075,000 1,046.8% 0.1%
CLEARPATH LENDING $44,845,000 $21,555,000 -51.9% 0.1%
HENRICO Federal Credit Union $12,150,000 $21,400,000 76.1% 0.1%
ZILLOW HOME LOANS, LLC $8,560,000 $20,960,000 144.9% 0.1%
Cedar Rapids Bank and Trust Company $20,210,000 n/a 0.1%
DRAPER AND KRAMER MORTGAGE CORP. $12,095,000 $19,670,000 62.6% 0.1%
NBKC BANK $24,550,000 $19,490,000 -20.6% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $19,335,000 n/a 0.1%
FINANCE OF AMERICA COMMERCIAL LLC $4,665,000 $19,330,000 314.4% 0.1%
SOFI LENDING CORP. $10,680,000 $19,035,000 78.2% 0.1%
Burke & Herbert Bank & Trust Company $95,000 $18,780,000 19,668.4% 0.1%
RELIANCE FIRST CAPITAL, LLC $14,435,000 $18,715,000 29.7% 0.1%
AMERICAN FINANCING CORPORATION $11,655,000 $18,710,000 60.5% 0.1%
TOWER $17,200,000 $17,985,000 4.6% 0.1%
PLANET HOME LENDING, LLC $21,035,000 $17,955,000 -14.6% 0.1%
Cf Bank $19,030,000 $17,905,000 -5.9% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $20,740,000 $17,690,000 -14.7% 0.1%
Santander Bank, N.A. $17,195,000 n/a 0.1%
STEARNS LENDING, LLC $64,965,000 $16,875,000 -74.0% 0.1%
North American Savings Bank, F.S.B. $26,880,000 $16,775,000 -37.6% 0.1%
Morgan Stanley Private Bank $8,185,000 $16,530,000 102.0% 0.1%
First Federal Bank $28,580,000 $15,495,000 -45.8% 0.1%
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC $10,825,000 $15,455,000 42.8% 0.1%
Community Bank of the Chesapeake $15,205,000 n/a 0.1%
Fifth Third Bank $9,195,000 $15,005,000 63.2% 0.1%
HOMESPIRE MORTGAGE CORPORATION $20,885,000 $14,470,000 -30.7% 0.1%
Third Federal Savings and Loan Association of Cleveland $13,270,000 $14,435,000 8.8% 0.1%
BNC National Bank $13,995,000 $14,275,000 2.0% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $22,745,000 $14,200,000 -37.6% 0.1%
United Bank $6,300,000 $14,100,000 123.8% 0.1%
DOMINION ENERGY CREDIT UNION $16,940,000 $13,625,000 -19.6% 0.1%
ARGENT $36,080,000 $13,530,000 -62.5% 0.1%
AmeriHome Mortgage Company, LLC $15,100,000 $13,415,000 -11.2% 0.1%
PLAZA HOME MORTGAGE, INC. $16,370,000 $13,370,000 -18.3% 0.1%
FirstBank $18,975,000 $13,210,000 -30.4% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $9,970,000 $13,045,000 30.8% 0.1%
CHURCHILL MORTGAGE CORPORATION $16,670,000 $12,855,000 -22.9% 0.1%
EMM LOANS LLC $2,180,000 $12,830,000 488.5% 0.1%
PHH Mortgage Corporation $8,835,000 $12,515,000 41.7% 0.1%
FIRST SAVINGS MORTGAGE CORPORATION $16,815,000 $12,485,000 -25.8% 0.1%
Northpointe Bank $12,010,000 $11,920,000 -0.7% 0.1%
Citizens Bank and Trust Company $11,595,000 $11,715,000 1.0% 0.1%
First Bank $8,590,000 $11,695,000 36.1% 0.1%
NP, Inc. $13,320,000 $11,490,000 -13.7% 0.1%
Renasant Bank $7,275,000 $11,245,000 54.6% 0.1%
SIRVA MORTGAGE, INC. $6,820,000 $11,230,000 64.7% 0.1%
Citibank $9,890,000 $11,100,000 12.2% 0.1%
First Reliance Bank $10,385,000 $10,850,000 4.5% 0.1%
MILEND, INC. $11,925,000 $10,750,000 -9.9% 0.1%
Charles Schwab Bank, SSB $13,310,000 $10,745,000 -19.3% 0.1%
CMG MORTGAGE, INC. $6,245,000 $10,660,000 70.7% 0.1%
INTERLINC MORTGAGE SERVICES, LLC $10,615,000 n/a 0.1%
Nations Lending Corporation $10,100,000 $10,605,000 5.0% 0.1%
Low VA Rates, LLC $12,300,000 $10,535,000 -14.3% 0.1%
Capital One $64,825,000 $10,445,000 -83.9% 0.1%
First National Bank of Pennsylvania $8,365,000 $10,410,000 24.4% 0.1%
Home Mortgage Alliance Corp $10,375,000 n/a 0.1%
Hometown Equity Mortgage, LLC $2,445,000 $10,065,000 311.7% 0.1%
Towne Mortgage, LLC $8,730,000 $10,040,000 15.0% 0.0%
Sandy Spring Bank $6,395,000 $9,885,000 54.6% 0.0%
FIRST BANCORP, INC. $13,405,000 $9,805,000 -26.9% 0.0%
Vellum Mortgage, Inc. $8,475,000 $9,575,000 13.0% 0.0%
SONABANK $5,595,000 $9,400,000 68.0% 0.0%
GoPrime Mortgage, Inc. $9,235,000 $9,030,000 -2.2% 0.0%
Aurora Financial, LLC $15,550,000 $8,950,000 -42.4% 0.0%
MLD MORTGAGE INC. $11,220,000 $8,905,000 -20.6% 0.0%
Farmers Bank & Trust $3,250,000 $8,765,000 169.7% 0.0%
HOMESTEAD FUNDING CORP. $13,385,000 $8,725,000 -34.8% 0.0%
AMERICAN ADVISORS GROUP $7,310,000 $8,660,000 18.5% 0.0%
ANGEL OAK MORTGAGE SOLUTIONS LLC $1,845,000 $8,615,000 366.9% 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $2,315,000 $8,520,000 268.0% 0.0%
MEMBER ADVANTAGE MORTGAGE, LLC $13,960,000 $8,485,000 -39.2% 0.0%
ACCELERATE MORTGAGE, LLC $1,730,000 $8,470,000 389.6% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $5,575,000 $8,455,000 51.7% 0.0%
BNY Mellon $6,015,000 $8,365,000 39.1% 0.0%
SPRING EQ, LLC $4,880,000 $8,335,000 70.8% 0.0%
CIVIC FINANCIAL SERVICES, LLC $3,075,000 $8,205,000 166.8% 0.0%
TIAA, FSB $9,765,000 $8,195,000 -16.1% 0.0%
Axos Bank $7,140,000 $8,030,000 12.5% 0.0%
LENDERFI, INC. $9,045,000 $7,860,000 -13.1% 0.0%
Discover Bank $6,270,000 $7,825,000 24.8% 0.0%
ALLIED MORTGAGE GROUP, INC. $19,225,000 $7,815,000 -59.3% 0.0%
First National Bank of America $6,445,000 $7,770,000 20.6% 0.0%
READYCAP COMMERCIAL, LLC $7,710,000 $7,730,000 0.3% 0.0%
NewTowne Mortgage, LLC $6,305,000 $7,605,000 20.6% 0.0%
Magnolia Bank $9,185,000 $7,425,000 -19.2% 0.0%
FBC MORTGAGE, LLC $6,505,000 $7,290,000 12.1% 0.0%
Goldman Sachs Bank USA $5,105,000 $7,210,000 41.2% 0.0%
Ixonia Bank $5,170,000 $7,210,000 39.5% 0.0%
Stifel Bank and Trust $4,465,000 $7,155,000 60.2% 0.0%
Watermark Capital, Inc. $7,810,000 $7,150,000 -8.5% 0.0%
Colonial Farm Credit, ACA $17,295,000 $7,095,000 -59.0% 0.0%
U S WIDE FINANCIAL LLC $3,520,000 $7,065,000 100.7% 0.0%
Beeline Loans, Inc. $3,270,000 $7,040,000 115.3% 0.0%
UNION HOME MORTGAGE CORP. $3,590,000 $7,000,000 95.0% 0.0%
Northwest Federal Credit Union $8,930,000 $6,885,000 -22.9% 0.0%
United Nations Federal Credit Union $1,680,000 $6,775,000 303.3% 0.0%
First Savings Bank $6,580,000 $6,685,000 1.6% 0.0%
GUIDANCE RESIDENTIAL, LLC $3,330,000 $6,665,000 100.2% 0.0%
LEADERONE FINANCIAL CORPORATION $740,000 $6,610,000 793.2% 0.0%
Equity Prime Mortgage LLC $5,500,000 $6,605,000 20.1% 0.0%
CBRE MULTIFAMILY CAPITAL, INC. $29,845,000 $6,425,000 -78.5% 0.0%
Barrington Bank & Trust Company, N.A. $14,020,000 $6,420,000 -54.2% 0.0%
Mid-Continent Funding, Inc. $2,145,000 $6,405,000 198.6% 0.0%
Pinnacle Bank $11,490,000 $6,405,000 -44.3% 0.0%
Waterstone Mortgage Corporation $7,830,000 $6,305,000 -19.5% 0.0%
Commerce Home Mortgage, Inc. $3,670,000 $6,290,000 71.4% 0.0%
TOWNE MORTGAGE COMPANY $8,795,000 $6,280,000 -28.6% 0.0%
Truliant Federal Credit Union $7,575,000 $6,265,000 -17.3% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $11,995,000 $6,255,000 -47.9% 0.0%
LENDINGONE, LLC $910,000 $6,145,000 575.3% 0.0%
Figure Lending LLC $3,640,000 $6,050,000 66.2% 0.0%
Hometown Lenders, Inc. $6,210,000 $6,010,000 -3.2% 0.0%
AgFirst Farm Credit Bank $6,275,000 $5,980,000 -4.7% 0.0%
Prime Choice Funding Inc. $11,390,000 $5,970,000 -47.6% 0.0%
STATE EMPLOYEES' $3,740,000 $5,850,000 56.4% 0.0%
The Huntington National Bank $3,520,000 $5,765,000 63.8% 0.0%
GUARANTEED RATE AFFINITY, LLC $2,870,000 $5,650,000 96.9% 0.0%
The Freedom Bank of Virginia $6,125,000 $5,355,000 -12.6% 0.0%
ARC HOME LLC $9,975,000 $5,295,000 -46.9% 0.0%
REVERSE MORTGAGE FUNDING LLC $2,720,000 $5,230,000 92.3% 0.0%
HAMILTON HOME LOANS, INC. $9,385,000 $5,225,000 -44.3% 0.0%
Meridian Bank Corporation $3,235,000 $5,165,000 59.7% 0.0%
JAMS-01, INC. $5,205,000 $5,120,000 -1.6% 0.0%
NATIONS DIRECT MORTGAGE, LLC $3,985,000 $5,055,000 26.9% 0.0%
ROYAL UNITED MORTGAGE LLC $7,025,000 $5,050,000 -28.1% 0.0%
RESIDENTIAL BANCORP. $5,030,000 n/a 0.0%
TJC Mortgage, Inc. $10,750,000 $5,015,000 -53.3% 0.0%
Regions Bank $1,675,000 $4,990,000 197.9% 0.0%
GSF Mortgage Corporation $3,300,000 $4,970,000 50.6% 0.0%
RESIDENTIAL MORTGAGE SERVICES, INC. $4,445,000 $4,920,000 10.7% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $38,475,000 $4,900,000 -87.3% 0.0%
PREMIA MORTGAGE, LLC $6,230,000 $4,850,000 -22.2% 0.0%
EagleBank $4,745,000 $4,835,000 1.9% 0.0%
Apple Federal Credit Union $2,035,000 $4,830,000 137.3% 0.0%
IVY MORTGAGE, INC. $10,785,000 $4,820,000 -55.3% 0.0%
The Central Trust Bank $800,000 $4,820,000 502.5% 0.0%
FEDERATED MORTGAGE CORP. $175,000 $4,640,000 2,551.4% 0.0%
SUCCESS MORTGAGE PARTNERS, INC. $235,000 $4,595,000 1,855.3% 0.0%
Paramount Bank $5,250,000 $4,555,000 -13.2% 0.0%
APEX HOME LOANS, INC. $10,700,000 $4,545,000 -57.5% 0.0%
City National Bank $205,000 $4,470,000 2,080.5% 0.0%
LIMA ONE CAPITAL, LLC $875,000 $4,450,000 408.6% 0.0%
Baxter Credit Union $3,030,000 $4,440,000 46.5% 0.0%
MORTGAGE ACCESS CORP. $2,250,000 $4,340,000 92.9% 0.0%
ANGEL OAK HOME LOANS LLC $2,615,000 $4,290,000 64.1% 0.0%
COLONIAL MORTGAGE SERVICE COMPANY OF AMERICA $3,470,000 $4,225,000 21.8% 0.0%
Baylands Family Credit Union $4,945,000 $4,205,000 -15.0% 0.0%
Kwik Mortgage Corporation $2,695,000 $4,195,000 55.7% 0.0%
Keystone Funding, Inc. $4,065,000 n/a 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $395,000 $4,055,000 926.6% 0.0%
Raymond James Bank $3,430,000 $3,905,000 13.8% 0.0%
PARKSIDE LENDING, LLC $3,275,000 $3,900,000 19.1% 0.0%
Premier Bank, Inc. $5,265,000 $3,880,000 -26.3% 0.0%
KELLER MORTGAGE, LLC $4,490,000 $3,820,000 -14.9% 0.0%
Valley National Bank $3,810,000 n/a 0.0%
First Horizon Bank $1,330,000 $3,805,000 186.1% 0.0%
UIF CORPORATION $2,575,000 $3,795,000 47.4% 0.0%
First Home Bank $3,125,000 $3,770,000 20.6% 0.0%
FINANCE OF AMERICA REVERSE LLC $2,400,000 $3,760,000 56.7% 0.0%
CERTAINTY HOME LOANS, LLC $3,685,000 n/a 0.0%
CELEBRITY HOME LOANS, LLC $1,555,000 $3,630,000 133.4% 0.0%
Colonial Savings, F.A. $3,260,000 $3,575,000 9.7% 0.0%
First Internet Bank of Indiana $2,485,000 $3,470,000 39.6% 0.0%
PLUS RELOCATION MORTGAGE, LLC $6,645,000 $3,460,000 -47.9% 0.0%
Dollar Bank, Federal Savings Bank $2,175,000 $3,425,000 57.5% 0.0%
Triumph Bank $7,050,000 $3,415,000 -51.6% 0.0%
UBS Bank USA $5,215,000 $3,385,000 -35.1% 0.0%
CityWorth Mortgage LLC $3,940,000 $3,260,000 -17.3% 0.0%
CANOPY MORTGAGE, LLC $350,000 $3,250,000 828.6% 0.0%
DIGITAL Federal Credit Union $1,935,000 $3,245,000 67.7% 0.0%
DUPONT COMMUNITY $3,370,000 $3,220,000 -4.5% 0.0%
Capital Bank $7,480,000 $3,195,000 -57.3% 0.0%
First Republic Bank $3,180,000 n/a 0.0%
MYCUMORTGAGE, LLC $1,085,000 $3,150,000 190.3% 0.0%
RUOFF MORTGAGE COMPANY, INC. $3,630,000 $3,105,000 -14.5% 0.0%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. $3,335,000 $2,975,000 -10.8% 0.0%
ONY GLO, INC. $8,435,000 $2,970,000 -64.8% 0.0%
BM Real Estate Services, Inc. $3,600,000 $2,945,000 -18.2% 0.0%
LONGBRIDGE FINANCIAL, LLC $755,000 $2,935,000 288.7% 0.0%
Gateway First Bank $2,630,000 $2,910,000 10.6% 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $540,000 $2,890,000 435.2% 0.0%
CBM Mortgage, Inc. $1,840,000 $2,835,000 54.1% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $6,510,000 $2,830,000 -56.5% 0.0%
RANLIFE, INC. $4,380,000 $2,825,000 -35.5% 0.0%
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. $1,785,000 $2,800,000 56.9% 0.0%
Arvest Bank $2,930,000 $2,785,000 -4.9% 0.0%
NEWPORT NEWS SHIPBUILDING EMPLOYEES $3,495,000 $2,785,000 -20.3% 0.0%
Mortgage Assurance Inc. $12,335,000 $2,775,000 -77.5% 0.0%
Bank-Fund Staff Federal Credit Union $675,000 $2,685,000 297.8% 0.0%
First Federal Bank of Kansas City $2,235,000 $2,680,000 19.9% 0.0%
OCEANSIDE MORTGAGE COMPANY $3,000,000 $2,675,000 -10.8% 0.0%
FIRST COMMUNITY MORTGAGE, INC. $11,515,000 $2,645,000 -77.0% 0.0%
The Old Point National Bank of Phoebus $3,390,000 $2,635,000 -22.3% 0.0%
KS StateBank $7,310,000 $2,630,000 -64.0% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $3,680,000 $2,630,000 -28.5% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $3,435,000 $2,630,000 -23.4% 0.0%
OPEN MORTGAGE, LLC $1,805,000 $2,565,000 42.1% 0.0%
CONTOUR MORTGAGE CORPORATION $3,275,000 $2,560,000 -21.8% 0.0%
EVERETT FINANCIAL, INC. $1,725,000 $2,515,000 45.8% 0.0%
ACADEMY MORTGAGE CORPORATION $600,000 $2,510,000 318.3% 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $4,080,000 $2,475,000 -39.3% 0.0%
Summit Community Bank, Inc. $25,000 $2,405,000 9,520.0% 0.0%
Republic Bank & Trust Company $1,245,000 $2,310,000 85.5% 0.0%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED $3,130,000 $2,250,000 -28.1% 0.0%
1ST FINANCIAL, INC. $1,965,000 $2,235,000 13.7% 0.0%
INTELLILOAN, INC. $1,405,000 $2,195,000 56.2% 0.0%
US MORTGAGE CORPORATION $3,835,000 $2,185,000 -43.0% 0.0%
American Security Mortgage Corp. $2,475,000 $2,175,000 -12.1% 0.0%
First Midwest Bank $5,320,000 $2,115,000 -60.2% 0.0%
Alerus Financial $560,000 $2,105,000 275.9% 0.0%
Bank of England $2,370,000 $2,100,000 -11.4% 0.0%
THRIVE MORTGAGE, LLC $2,305,000 $2,070,000 -10.2% 0.0%
DOMINION FINANCIAL SERVICES, LLC $305,000 $2,060,000 575.4% 0.0%
Benchmark Community Bank $1,085,000 $2,045,000 88.5% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $5,185,000 $2,020,000 -61.0% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $1,330,000 $2,020,000 51.9% 0.0%
BAY CAPITAL MORTGAGE CORPORATION $945,000 $1,980,000 109.5% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $625,000 $1,975,000 216.0% 0.0%
MORIA DEVELOPMENT, INC. $1,610,000 $1,945,000 20.8% 0.0%
CRESCENT MORTGAGE COMPANY $3,705,000 $1,845,000 -50.2% 0.0%
DIRECT MORTGAGE LOANS, LLC $1,360,000 $1,845,000 35.7% 0.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,845,000 n/a 0.0%
OCMBC, INC. $815,000 $1,825,000 123.9% 0.0%
ValleyStar Credit Union $455,000 $1,825,000 301.1% 0.0%
Southern Bank and Trust Company $595,000 $1,820,000 205.9% 0.0%
The Northern Trust Company $1,810,000 n/a 0.0%
FLAT BRANCH MORTGAGE, INC. $1,800,000 n/a 0.0%
NASA Federal Credit Union $970,000 $1,790,000 84.5% 0.0%
MANN FINANCIAL INC. $225,000 $1,760,000 682.2% 0.0%
FIDELITY DIRECT MORTGAGE, LLC $1,500,000 $1,730,000 15.3% 0.0%
ISERVE RESIDENTIAL LENDING, LLC $2,510,000 $1,710,000 -31.9% 0.0%
MICHIGAN MUTUAL, INC. $520,000 $1,700,000 226.9% 0.0%
F & M BANK CORP. $2,595,000 $1,615,000 -37.8% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $2,615,000 $1,590,000 -39.2% 0.0%
Chickasaw Community Bank $570,000 $1,590,000 178.9% 0.0%
IMPAC MORTGAGE CORP. $960,000 $1,585,000 65.1% 0.0%
MainStreet Bank $1,575,000 n/a 0.0%
A&D Mortgage LLC $195,000 $1,570,000 705.1% 0.0%
Toyota Financial Savings Bank $1,540,000 n/a 0.0%
NEXTMARK $2,075,000 $1,525,000 -26.5% 0.0%
JOHNSON MORTGAGE COMPANY, L.L.C. $2,415,000 $1,510,000 -37.5% 0.0%
STOCKTON MORTGAGE CORPORATION $1,380,000 $1,510,000 9.4% 0.0%
Peoples Bank $700,000 $1,490,000 112.9% 0.0%
NORWICH COMMERCIAL GROUP, INC. $85,000 $1,475,000 1,635.3% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,470,000 n/a 0.0%
Advance Financial Group, LLC $1,840,000 $1,460,000 -20.7% 0.0%
BOKF $3,150,000 $1,435,000 -54.4% 0.0%
TRIAD FINANCIAL SERVICES, INC. $1,250,000 $1,435,000 14.8% 0.0%
SOUTHWEST STAGE FUNDING, LLC $235,000 $1,430,000 508.5% 0.0%
T2 FINANCIAL LLC $1,350,000 $1,375,000 1.9% 0.0%
KINECTA $1,370,000 n/a 0.0%
First State Bank of St. Charles, Missouri $1,310,000 $1,335,000 1.9% 0.0%
Mortgage Network, Inc. $1,600,000 $1,320,000 -17.5% 0.0%
QUORUM FEDERAL CREDIT UNION $335,000 $1,305,000 289.6% 0.0%
Member Options, LLC $1,280,000 n/a 0.0%
Wilmington Savings Fund Society, FSB $455,000 $1,280,000 181.3% 0.0%
LENDUS, LLC $1,255,000 n/a 0.0%
Sunflower Bank $1,150,000 $1,250,000 8.7% 0.0%
HOMESTAR FINANCIAL CORPORATION $195,000 $1,240,000 535.9% 0.0%