RICHMOND Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Richmond averaged
6.37%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.56% and
one month ago for the week of 2024-11-07, the
average rate was 6.86%.
Richmond's average rate one year ago was 7%.
For refis of the same type during the week of 2024-12-12, the average rate
was 7.27%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
| Richmond 30 Year Fixed Rate | 2024-12-12 | 6.37% |
| Richmond 30 Year Fixed Rate Refi | 2024-12-12 | 7.27% |
| Richmond 15 Year Fixed Rate | 2024-12-12 | 5.79% |
| Richmond 15 Year Fixed Rate Refi | 2024-12-12 | 6.24% |
| Richmond 30 Year FHA | 2024-12-12 | 6.09% |
| Richmond 30 Year FHA Refi | 2024-12-12 | 5.87% |
| Richmond 30 Year USDA | 2024-12-12 | 6.13% |
| Richmond 30 Year USDA Refi | 2024-12-12 | 6.5% |
| Richmond 30 Year VA | 2024-12-12 | 5.88% |
| Richmond 30 Year VA Refi | 2024-12-12 | 5.43% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within RICHMOND, VA.
RICHMOND Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the RICHMOND, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
RICHMOND Average Closing Costs & Other Stats
RICHMOND, VA's 341 lenders originated 27,099
loans during 2023. The total origination value was $7,668,985,000, with an average loan value of
$282,999.
RICHMOND's average closing costs are $5,285.
The top RICHMOND lender as defined by loan originations is QUICKEN LOANS, LLC, with
680 loans originated. Their average total fees are
$6,834, which is $1,652
higher than the next largest lender,
George Mason Mortgage, LLC.
The lowest fee RICHMOND lenders (with over 10 loans originated) are
CAPITAL CENTER, L.L.C. ($2,320), LANGLEY ($3,304), Chesapeake Bank ($3,487), TD Bank ($3,995) and CREDIT UNION MORTGAGE ASSOCIATION, INC. ($4,046).
The lowest rate RICHMOND lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.49%), George Mason Mortgage, LLC (5.60%), DIGITAL Federal Credit Union (5.73%), Morgan Stanley Private Bank (5.93%) and United Nations Federal Credit Union (6.00%).
RICHMOND, VA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| QUICKEN LOANS, LLC | $595,980,000 | $380,530,000 | -36.2% | 5.0% |
| Virginia Credit Union, Inc. | $398,630,000 | $336,430,000 | -15.6% | 4.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $366,535,000 | $310,095,000 | -15.4% | 4.0% |
| Truist | $396,480,000 | $308,485,000 | -22.2% | 4.0% |
| George Mason Mortgage, LLC | $430,125,000 | $289,240,000 | -32.8% | 3.8% |
| C & F Mortgage Corporation | $341,060,000 | $238,645,000 | -30.0% | 3.1% |
| NFM, INC. | $287,380,000 | $231,830,000 | -19.3% | 3.0% |
| NVR Mortgage Finance, Inc. | $259,895,000 | $227,620,000 | -12.4% | 3.0% |
| MOVEMENT MORTGAGE, LLC | $265,355,000 | $195,965,000 | -26.1% | 2.6% |
| Prosperity Home Mortgage, LLC | $267,380,000 | $191,365,000 | -28.4% | 2.5% |
| CAPITAL CENTER, L.L.C. | $446,710,000 | $159,270,000 | -64.3% | 2.1% |
| SOUTHERN TRUST MORTGAGE, LLC | $241,315,000 | $154,045,000 | -36.2% | 2.0% |
| GREYSTONE SERVICING COMPANY LLC | $22,730,000 | $151,630,000 | 567.1% | 2.0% |
| Alcova Mortgage LLC | $226,570,000 | $150,955,000 | -33.4% | 2.0% |
| Wells Fargo Bank | $407,455,000 | $145,570,000 | -64.3% | 1.9% |
| NAVY FEDERAL CREDIT UNION | $171,070,000 | $132,290,000 | -22.7% | 1.7% |
| First Heritage Mortgage, LLC | $103,310,000 | $128,165,000 | 24.1% | 1.7% |
| Atlantic Union Bank | $156,100,000 | $107,430,000 | -31.2% | 1.4% |
| Towne Bank | $171,005,000 | $106,860,000 | -37.5% | 1.4% |
| Mortgage Research Center, LLC | $120,120,000 | $97,105,000 | -19.2% | 1.3% |
| VILLAGE BANK MORTGAGE CORPORATION | $144,250,000 | $96,460,000 | -33.1% | 1.3% |
| Bank of America | $151,825,000 | $93,345,000 | -38.5% | 1.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $53,295,000 | $89,565,000 | 68.1% | 1.2% |
| Fulton Bank | $122,915,000 | $89,375,000 | -27.3% | 1.2% |
| LOANDEPOT.COM, LLC | $153,035,000 | $88,120,000 | -42.4% | 1.1% |
| Towne First Mortgage, LLC | $127,455,000 | $86,410,000 | -32.2% | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | $129,570,000 | $73,325,000 | -43.4% | 1.0% |
| JPMorgan Chase Bank | $75,635,000 | $69,305,000 | -8.4% | 0.9% |
| First National Bank of Pennsylvania | $17,415,000 | $62,705,000 | 260.1% | 0.8% |
| Atlantic Coast Mortgage, LLC | $39,450,000 | $61,915,000 | 56.9% | 0.8% |
| Presidential Bank, FSB | $97,905,000 | $60,545,000 | -38.2% | 0.8% |
| NEWREZ LLC | $32,880,000 | $59,570,000 | 81.2% | 0.8% |
| CMG MORTGAGE, INC. | $30,260,000 | $57,635,000 | 90.5% | 0.8% |
| WALKER & DUNLOP, LLC | $175,385,000 | $56,325,000 | -67.9% | 0.7% |
| First Horizon Bank | $6,495,000 | $56,040,000 | 762.8% | 0.7% |
| Tidewater Home Funding, LLC | $65,680,000 | $54,110,000 | -17.6% | 0.7% |
| FREEDOM MORTGAGE CORPORATION | $133,145,000 | $52,075,000 | -60.9% | 0.7% |
| DHI MORTGAGE COMPANY, LTD. | $45,165,000 | $51,550,000 | 14.1% | 0.7% |
| CALIBER HOME LOANS, INC. | $155,700,000 | $51,235,000 | -67.1% | 0.7% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $28,400,000 | $51,230,000 | 80.4% | 0.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $55,290,000 | $49,300,000 | -10.8% | 0.6% |
| AMERICAN FINANCIAL NETWORK, INC. | $48,890,000 | n/a | 0.6% | |
| Citizens and Farmers Bank | $87,320,000 | $43,235,000 | -50.5% | 0.6% |
| Integrity Home Mortgage Corp | $65,695,000 | $42,975,000 | -34.6% | 0.6% |
| PENTAGON FEDERAL CREDIT UNION | $42,575,000 | $40,820,000 | -4.1% | 0.5% |
| Citizens Bank | $59,030,000 | $40,405,000 | -31.6% | 0.5% |
| C&F Select LLC | $51,405,000 | $38,880,000 | -24.4% | 0.5% |
| FIRST HOME MORTGAGE CORPORATION | $54,440,000 | $37,125,000 | -31.8% | 0.5% |
| Grandbridge Real Estate Capital LLC | $92,900,000 | $34,430,000 | -62.9% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $87,580,000 | $34,185,000 | -61.0% | 0.4% |
| Plains Commerce Bank | $26,165,000 | $33,895,000 | 29.5% | 0.4% |
| Virginia National Bank | $18,555,000 | $32,975,000 | 77.7% | 0.4% |
| Ameris Bank | $32,800,000 | $32,950,000 | 0.5% | 0.4% |
| U.S. Bank | $48,015,000 | $32,360,000 | -32.6% | 0.4% |
| TIDEWATER MORTGAGE SERVICES, INC. | $46,070,000 | $30,480,000 | -33.8% | 0.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $44,940,000 | $30,190,000 | -32.8% | 0.4% |
| LENDINGHOME FUNDING CORPORATION | $37,845,000 | $27,475,000 | -27.4% | 0.4% |
| First-Citizens Bank & Trust Company | $39,200,000 | $26,865,000 | -31.5% | 0.4% |
| Morgan Stanley Private Bank | $21,305,000 | $25,870,000 | 21.4% | 0.3% |
| BERKELEY POINT CAPITAL LLC | $159,305,000 | $25,435,000 | -84.0% | 0.3% |
| USAA Federal Savings Bank | $34,025,000 | $24,560,000 | -27.8% | 0.3% |
| NexBank | $20,140,000 | $23,755,000 | 17.9% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $73,830,000 | $23,585,000 | -68.1% | 0.3% |
| BROKER SOLUTIONS, INC. | $32,660,000 | $23,390,000 | -28.4% | 0.3% |
| GENEVA FINANCIAL, LLC | $31,195,000 | $22,270,000 | -28.6% | 0.3% |
| GUILD MORTGAGE COMPANY | $22,270,000 | $22,180,000 | -0.4% | 0.3% |
| United Bank | $34,230,000 | $21,740,000 | -36.5% | 0.3% |
| Citizens Bank and Trust Company | $18,910,000 | $21,580,000 | 14.1% | 0.3% |
| United Nations Federal Credit Union | $11,610,000 | $21,085,000 | 81.6% | 0.3% |
| SWBC MORTGAGE CORPORATION | $23,305,000 | $20,515,000 | -12.0% | 0.3% |
| Flagstar Bank, FSB | $63,865,000 | $20,465,000 | -68.0% | 0.3% |
| Call Federal Credit Union | $35,620,000 | $20,400,000 | -42.7% | 0.3% |
| PNC Bank | $49,730,000 | $19,760,000 | -60.3% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $52,140,000 | $19,380,000 | -62.8% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $22,240,000 | $17,780,000 | -20.1% | 0.2% |
| Discover Bank | $10,125,000 | $17,515,000 | 73.0% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $37,730,000 | $17,230,000 | -54.3% | 0.2% |
| Touchstone Bank | $32,740,000 | $16,705,000 | -49.0% | 0.2% |
| EAGLE HOME MORTGAGE, LLC | $16,545,000 | n/a | 0.2% | |
| GUARANTEED RATE, INC. | $21,825,000 | $16,030,000 | -26.6% | 0.2% |
| Chesapeake Bank | $23,270,000 | $15,965,000 | -31.4% | 0.2% |
| Carrington Mortgage Services, LLC | $26,275,000 | $15,910,000 | -39.4% | 0.2% |
| TOWER | $13,900,000 | $15,090,000 | 8.6% | 0.2% |
| CARDINAL FINANCIAL | $16,940,000 | $14,960,000 | -11.7% | 0.2% |
| Prudential Huntoon Paige Associates, LLC | $66,475,000 | $14,945,000 | -77.5% | 0.2% |
| EMBRACE HOME LOANS, INC. | $29,895,000 | $14,475,000 | -51.6% | 0.2% |
| Nations Lending Corporation | $17,305,000 | $13,700,000 | -20.8% | 0.2% |
| NEW DAY FINANCIAL, LLC | $29,370,000 | $13,695,000 | -53.4% | 0.2% |
| Cedar Rapids Bank and Trust Company | $8,610,000 | $13,685,000 | 58.9% | 0.2% |
| The Federal Savings Bank | $29,150,000 | $13,505,000 | -53.7% | 0.2% |
| INTERCOASTAL MORTGAGE COMPANY | $20,925,000 | $13,330,000 | -36.3% | 0.2% |
| First National Bank of America | $15,335,000 | $13,235,000 | -13.7% | 0.2% |
| LANGLEY | $15,490,000 | $12,670,000 | -18.2% | 0.2% |
| M&T Bank | $14,700,000 | $12,030,000 | -18.2% | 0.2% |
| Santander Bank, N.A. | $12,005,000 | n/a | 0.2% | |
| DIGITAL Federal Credit Union | $14,550,000 | $11,840,000 | -18.6% | 0.2% |
| TD Bank | $18,085,000 | $11,605,000 | -35.8% | 0.2% |
| Figure Lending LLC | $10,200,000 | $11,475,000 | 12.5% | 0.1% |
| The Old Point National Bank of Phoebus | $11,405,000 | $10,975,000 | -3.8% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $23,880,000 | $10,945,000 | -54.2% | 0.1% |
| FIRST BANCORP | $7,685,000 | $10,565,000 | 37.5% | 0.1% |
| Village Bank | $10,430,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $15,595,000 | $10,185,000 | -34.7% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $20,075,000 | $9,730,000 | -51.5% | 0.1% |
| HENRICO Federal Credit Union | $15,840,000 | $9,705,000 | -38.7% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $25,800,000 | $9,570,000 | -62.9% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $11,575,000 | $9,425,000 | -18.6% | 0.1% |
| PANORAMA MORTGAGE GROUP, LLC | $620,000 | $9,415,000 | 1,418.5% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $15,780,000 | $9,095,000 | -42.4% | 0.1% |
| BETTER MORTGAGE CORPORATION | $31,750,000 | $9,025,000 | -71.6% | 0.1% |
| The Huntington National Bank | $8,675,000 | $8,630,000 | -0.5% | 0.1% |
| SONABANK | $21,240,000 | $8,470,000 | -60.1% | 0.1% |
| South State Bank | $32,775,000 | $8,195,000 | -75.0% | 0.1% |
| OCMBC, INC. | $2,240,000 | $8,090,000 | 261.2% | 0.1% |
| MASON MCDUFFIE MORTGAGE CORPORATION | $13,320,000 | $8,060,000 | -39.5% | 0.1% |
| CBRE MULTIFAMILY CAPITAL, INC. | $13,915,000 | $7,895,000 | -43.3% | 0.1% |
| NBKC BANK | $11,650,000 | $7,725,000 | -33.7% | 0.1% |
| DOMINION FINANCIAL SERVICES, LLC | $33,955,000 | $7,605,000 | -77.6% | 0.1% |
| UNION HOME MORTGAGE CORP. | $10,670,000 | $7,590,000 | -28.9% | 0.1% |
| STATE EMPLOYEES' | $8,905,000 | $7,425,000 | -16.6% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $3,040,000 | $7,365,000 | 142.3% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $12,395,000 | $7,320,000 | -40.9% | 0.1% |
| MILEND, INC. | $9,070,000 | $7,305,000 | -19.5% | 0.1% |
| Burke & Herbert Bank & Trust Company | $2,130,000 | $7,230,000 | 239.4% | 0.1% |
| PLANET HOME LENDING, LLC | $9,260,000 | $7,065,000 | -23.7% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $22,885,000 | $7,015,000 | -69.3% | 0.1% |
| FIRST SAVINGS MORTGAGE CORPORATION | $7,545,000 | $6,780,000 | -10.1% | 0.1% |
| Arbor Realty Trust, Inc. | $1,195,000 | $6,695,000 | 460.3% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $5,590,000 | $6,675,000 | 19.4% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $9,570,000 | $6,650,000 | -30.5% | 0.1% |
| Citibank | $6,580,000 | $6,635,000 | 0.8% | 0.1% |
| ARGENT | $9,410,000 | $6,360,000 | -32.4% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $5,135,000 | $6,085,000 | 18.5% | 0.1% |
| FIDELITY DIRECT MORTGAGE, LLC | $3,400,000 | $5,895,000 | 73.4% | 0.1% |
| Blue Ridge Bank | $35,705,000 | $5,835,000 | -83.7% | 0.1% |
| First Community Bank | $20,190,000 | $5,735,000 | -71.6% | 0.1% |
| LOANPAL, LLC | $11,760,000 | $5,695,000 | -51.6% | 0.1% |
| Waterstone Mortgage Corporation | $4,570,000 | $5,670,000 | 24.1% | 0.1% |
| Equity Prime Mortgage LLC | $4,815,000 | $5,615,000 | 16.6% | 0.1% |
| First Bank | $25,595,000 | $5,425,000 | -78.8% | 0.1% |
| FAY SERVICING, LLC | $2,780,000 | $5,370,000 | 93.2% | 0.1% |
| 1ST ADVANTAGE FEDERAL CREDIT UNION | $5,700,000 | $5,340,000 | -6.3% | 0.1% |
| PREMIA MORTGAGE, LLC | $6,760,000 | $5,335,000 | -21.1% | 0.1% |
| Truliant Federal Credit Union | $7,755,000 | $5,335,000 | -31.2% | 0.1% |
| TOWNE MORTGAGE COMPANY | $2,825,000 | $5,280,000 | 86.9% | 0.1% |
| EVANSVILLE TEACHERS | $680,000 | $5,155,000 | 658.1% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $5,100,000 | $5,075,000 | -0.5% | 0.1% |
| Goldman Sachs Bank USA | $3,965,000 | $5,075,000 | 28.0% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $3,310,000 | $5,010,000 | 51.4% | 0.1% |
| LEGEND LENDING CORPORATION | $975,000 | $4,905,000 | 403.1% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $2,325,000 | $4,885,000 | 110.1% | 0.1% |
| LIMA ONE CAPITAL, LLC | $10,275,000 | $4,795,000 | -53.3% | 0.1% |
| ZILLOW HOME LOANS, LLC | $7,555,000 | $4,775,000 | -36.8% | 0.1% |
| DOMINION ENERGY CREDIT UNION | $9,625,000 | $4,755,000 | -50.6% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $7,980,000 | $4,725,000 | -40.8% | 0.1% |
| Dollar Bank, Federal Savings Bank | $485,000 | $4,720,000 | 873.2% | 0.1% |
| JAMS-01, INC. | $3,580,000 | $4,520,000 | 26.3% | 0.1% |
| ROSS MORTGAGE CORPORATION | $1,530,000 | $4,440,000 | 190.2% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $7,295,000 | $4,400,000 | -39.7% | 0.1% |
| MICHIGAN MUTUAL, INC. | $4,390,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $2,235,000 | $4,370,000 | 95.5% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $1,655,000 | $4,125,000 | 149.2% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $12,740,000 | $4,125,000 | -67.6% | 0.1% |
| FIRST COMMUNITY MORTGAGE, INC. | $1,015,000 | $4,115,000 | 305.4% | 0.1% |
| SIRVA MORTGAGE, INC. | $6,400,000 | $4,070,000 | -36.4% | 0.1% |
| Raymond James Bank | $2,745,000 | $4,045,000 | 47.4% | 0.1% |
| Ally Bank | $5,340,000 | $4,035,000 | -24.4% | 0.1% |
| EMM LOANS LLC | $22,665,000 | $4,030,000 | -82.2% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $3,585,000 | $3,990,000 | 11.3% | 0.1% |
| Colonial Farm Credit, ACA | $4,330,000 | $3,910,000 | -9.7% | 0.1% |
| PHH Mortgage Corporation | $6,820,000 | $3,900,000 | -42.8% | 0.1% |
| Cornerstone First Mortgage, Inc | $620,000 | $3,850,000 | 521.0% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $12,775,000 | $3,840,000 | -69.9% | 0.1% |
| AmeriHome Mortgage Company, LLC | $7,135,000 | $3,825,000 | -46.4% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $7,555,000 | $3,760,000 | -50.2% | 0.0% |
| AgFirst Farm Credit Bank | $6,455,000 | $3,695,000 | -42.8% | 0.0% |
| Assurance Financial Group, L.L.C. | $22,050,000 | $3,645,000 | -83.5% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $2,875,000 | $3,515,000 | 22.3% | 0.0% |
| SPRING EQ, LLC | $9,965,000 | $3,500,000 | -64.9% | 0.0% |
| CLEARPATH LENDING | $7,535,000 | $3,490,000 | -53.7% | 0.0% |
| BMO Harris Bank | $1,410,000 | $3,470,000 | 146.1% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $835,000 | $3,470,000 | 315.6% | 0.0% |
| North American Savings Bank, F.S.B. | $7,265,000 | $3,455,000 | -52.4% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $3,905,000 | $3,455,000 | -11.5% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $7,035,000 | $3,430,000 | -51.2% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $3,110,000 | $3,395,000 | 9.2% | 0.0% |
| Hometown Equity Mortgage, LLC | $2,535,000 | $3,355,000 | 32.3% | 0.0% |
| GVC MORTGAGE, INC. | $2,565,000 | $3,320,000 | 29.4% | 0.0% |
| Kwik Mortgage Corporation | $1,980,000 | $3,295,000 | 66.4% | 0.0% |
| KeyBank | $50,905,000 | $3,260,000 | -93.6% | 0.0% |
| Lakeview Community Capital, LLC | $11,785,000 | $3,240,000 | -72.5% | 0.0% |
| LENDSURE MORTGAGE CORP. | $2,905,000 | $3,190,000 | 9.8% | 0.0% |
| GoPrime Mortgage, Inc. | $6,140,000 | $3,185,000 | -48.1% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $1,080,000 | $3,125,000 | 189.4% | 0.0% |
| CIVIC FINANCIAL SERVICES, LLC | $16,605,000 | $3,105,000 | -81.3% | 0.0% |
| Magnolia Bank | $4,435,000 | $3,105,000 | -30.0% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $3,040,000 | n/a | 0.0% | |
| First Federal Bank | $5,590,000 | $2,990,000 | -46.5% | 0.0% |
| Barrington Bank & Trust Company, N.A. | $3,510,000 | $2,985,000 | -15.0% | 0.0% |
| Bethpage Federal Credit Union | $1,070,000 | $2,945,000 | 175.2% | 0.0% |
| Apple Federal Credit Union | $2,370,000 | $2,925,000 | 23.4% | 0.0% |
| First Savings Bank | $1,800,000 | $2,760,000 | 53.3% | 0.0% |
| SeaTrust Mortgage Company | $1,325,000 | $2,660,000 | 100.8% | 0.0% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | $6,560,000 | $2,660,000 | -59.5% | 0.0% |
| Towne Mortgage, LLC | $5,735,000 | $2,635,000 | -54.1% | 0.0% |
| Summit Community Bank, Inc. | $11,895,000 | $2,625,000 | -77.9% | 0.0% |
| ARC HOME LLC | $2,285,000 | $2,615,000 | 14.4% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $6,750,000 | $2,605,000 | -61.4% | 0.0% |
| Charles Schwab Bank, SSB | $9,895,000 | $2,570,000 | -74.0% | 0.0% |
| MLD MORTGAGE INC. | $1,405,000 | $2,540,000 | 80.8% | 0.0% |
| Northwest Federal Credit Union | $4,945,000 | $2,470,000 | -50.1% | 0.0% |
| The Central Trust Bank | $2,180,000 | $2,460,000 | 12.8% | 0.0% |
| Strong Home Mortgage, LLC | $7,705,000 | $2,435,000 | -68.4% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $5,265,000 | $2,400,000 | -54.4% | 0.0% |
| Baylands Family Credit Union | $1,995,000 | $2,335,000 | 17.0% | 0.0% |
| Regions Bank | $2,955,000 | $2,330,000 | -21.2% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $3,040,000 | $2,320,000 | -23.7% | 0.0% |
| Advance Financial Group, LLC | $980,000 | $2,315,000 | 136.2% | 0.0% |
| AMERICAN FINANCING CORPORATION | $7,010,000 | $2,315,000 | -67.0% | 0.0% |
| Metro City Bank | $2,045,000 | $2,300,000 | 12.5% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $700,000 | $2,205,000 | 215.0% | 0.0% |
| Ixonia Bank | $4,670,000 | $2,175,000 | -53.4% | 0.0% |
| Loan Simple, Inc. | $3,755,000 | $2,165,000 | -42.3% | 0.0% |
| BNC National Bank | $6,620,000 | $2,140,000 | -67.7% | 0.0% |
| NEXTMARK | $2,990,000 | $2,135,000 | -28.6% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $2,780,000 | $2,115,000 | -23.9% | 0.0% |
| UBS Bank USA | $7,865,000 | $2,110,000 | -73.2% | 0.0% |
| MORTGAGE ACCESS CORP. | $2,260,000 | $2,105,000 | -6.9% | 0.0% |
| COMMONWEALTH ONE FEDERAL CREDIT UNION | $260,000 | $2,080,000 | 700.0% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $2,005,000 | $2,060,000 | 2.7% | 0.0% |
| CBM Mortgage, Inc. | $6,475,000 | $2,040,000 | -68.5% | 0.0% |
| GEO-CORP, INC. | $1,090,000 | $2,040,000 | 87.2% | 0.0% |
| MANN FINANCIAL INC. | $105,000 | $2,035,000 | 1,838.1% | 0.0% |
| First IC Corporation | $2,030,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $2,965,000 | $1,975,000 | -33.4% | 0.0% |
| Member Options, LLC | $3,405,000 | $1,960,000 | -42.4% | 0.0% |
| Meridian Bank Corporation | $1,300,000 | $1,950,000 | 50.0% | 0.0% |
| MORIA DEVELOPMENT, INC. | $1,215,000 | $1,915,000 | 57.6% | 0.0% |
| State Department Federal Credit Union | $1,275,000 | $1,875,000 | 47.1% | 0.0% |
| Aurora Financial, LLC | $1,055,000 | $1,870,000 | 77.3% | 0.0% |
| Northpointe Bank | $5,590,000 | $1,845,000 | -67.0% | 0.0% |
| Southern Bank and Trust Company | $6,285,000 | $1,845,000 | -70.6% | 0.0% |
| LENDINGONE, LLC | $12,775,000 | $1,820,000 | -85.8% | 0.0% |
| GSF Mortgage Corporation | $2,875,000 | $1,780,000 | -38.1% | 0.0% |
| EVERETT FINANCIAL, INC. | $5,415,000 | $1,760,000 | -67.5% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $2,460,000 | $1,750,000 | -28.9% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $2,195,000 | $1,740,000 | -20.7% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $4,780,000 | $1,725,000 | -63.9% | 0.0% |
| Keystone Funding, Inc. | $1,720,000 | n/a | 0.0% | |
| MEMBER ADVANTAGE MORTGAGE, LLC | $4,390,000 | $1,720,000 | -60.8% | 0.0% |
| Bell Bank | $175,000 | $1,695,000 | 868.6% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $1,475,000 | $1,690,000 | 14.6% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $1,680,000 | n/a | 0.0% | |
| FINANCIAL RESOURCES FEDERAL CREDIT UNION | $1,640,000 | n/a | 0.0% | |
| CHARTWAY FEDERAL CREDIT UNION | $1,080,000 | $1,610,000 | 49.1% | 0.0% |
| NMSI, INC. | $325,000 | $1,590,000 | 389.2% | 0.0% |
| CityWorth Mortgage LLC | $4,490,000 | $1,545,000 | -65.6% | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | $205,000 | $1,530,000 | 646.3% | 0.0% |
| Coastal Community Bank | $1,515,000 | n/a | 0.0% | |
| American National Bank and Trust Company | $740,000 | $1,510,000 | 104.1% | 0.0% |
| Citadel Servicing Corporation | $1,645,000 | $1,505,000 | -8.5% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $1,225,000 | $1,470,000 | 20.0% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $1,465,000 | n/a | 0.0% | |
| Bank OZK | $1,445,000 | n/a | 0.0% | |
| Vellum Mortgage, Inc. | $5,090,000 | $1,445,000 | -71.6% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $2,330,000 | $1,375,000 | -41.0% | 0.0% |
| American Security Mortgage Corp. | $1,370,000 | n/a | 0.0% | |
| Encompass Lending Group, LP | $1,285,000 | $1,370,000 | 6.6% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,510,000 | $1,350,000 | -10.6% | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | $755,000 | $1,335,000 | 76.8% | 0.0% |
| Benchmark Community Bank | $2,740,000 | $1,325,000 | -51.6% | 0.0% |
| Quontic Bank | $1,030,000 | $1,320,000 | 28.2% | 0.0% |
| US MORTGAGE CORPORATION | $890,000 | $1,310,000 | 47.2% | 0.0% |
| Axos Bank | $405,000 | $1,305,000 | 222.2% | 0.0% |
| Commerce Home Mortgage, Inc. | $2,390,000 | $1,300,000 | -45.6% | 0.0% |
| ENVOY MORTGAGE, LTD | $340,000 | $1,295,000 | 280.9% | 0.0% |
| The Freedom Bank of Virginia | $4,185,000 | $1,270,000 | -69.7% | 0.0% |
| Mid-Continent Funding, Inc. | $1,125,000 | $1,260,000 | 12.0% | 0.0% |
| NATION ONE MORTGAGE CORPORATION | $540,000 | $1,260,000 | 133.3% | 0.0% |
| SILVER HILL FUNDING, LLC | $1,110,000 | $1,255,000 | 13.1% | 0.0% |
| Southern First Bank | $1,245,000 | n/a | 0.0% | |
| CIBC Bank USA | $1,235,000 | n/a | 0.0% | |
| Community Bank of the Chesapeake | $17,545,000 | $1,225,000 | -93.0% | 0.0% |
| First Reliance Bank | $4,695,000 | $1,200,000 | -74.4% | 0.0% |
| UIF CORPORATION | $3,170,000 | $1,190,000 | -62.5% | 0.0% |
| DUPONT COMMUNITY | $1,930,000 | $1,160,000 | -39.9% | 0.0% |
| USAlliance Federal Credit Union | $1,220,000 | $1,160,000 | -4.9% | 0.0% |
| NewTowne Mortgage, LLC | $3,085,000 | $1,145,000 | -62.9% | 0.0% |
| AmRes Corporation | $2,200,000 | $1,135,000 | -48.4% | 0.0% |
| SUMMIT FUNDING, INC. | $1,135,000 | n/a | 0.0% | |
| Bank of England | $2,750,000 | $1,130,000 | -58.9% | 0.0% |
| ON Q FINANCIAL, INC. | $295,000 | $1,125,000 | 281.4% | 0.0% |
| UMB Bank | $1,105,000 | n/a | 0.0% | |
| Colonial Savings, F.A. | $2,495,000 | $1,090,000 | -56.3% | 0.0% |
| Chicago Mortgage Solutions LLC | $5,580,000 | $1,080,000 | -80.6% | 0.0% |
| Bank-Fund Staff Federal Credit Union | $2,070,000 | $1,070,000 | -48.3% | 0.0% |
| Baxter Credit Union | $5,500,000 | $1,060,000 | -80.7% | 0.0% |
| Stifel Bank and Trust | $3,780,000 | $1,060,000 | -72.0% | 0.0% |
| V.I.P. MORTGAGE, INC. | $1,060,000 | n/a | 0.0% | |
| STANFORD Federal Credit Union | $1,050,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $1,875,000 | $1,045,000 | -44.3% | 0.0% |
| FREEDOM FIRST | $600,000 | $1,045,000 | 74.2% | 0.0% |
| Renasant Bank | $4,435,000 | $1,030,000 | -76.8% | 0.0% |
| HOMESTEAD FUNDING CORP. | $1,400,000 | $1,025,000 | -26.8% | 0.0% |
| HomeTrust Bank | $3,410,000 | $1,015,000 | -70.2% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $440,000 | $1,015,000 | 130.7% | 0.0% |
| Fifth Third Bank | $4,900,000 | $1,010,000 | -79.4% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $1,005,000 | n/a | 0.0% | |
| BancorpSouth | $810,000 | $1,000,000 | 23.5% | 0.0% |
| Commerce Bank | $195,000 | $995,000 | 410.3% | 0.0% |
| Peoples Bank | $735,000 | $995,000 | 35.4% | 0.0% |
| THRIVE MORTGAGE, LLC | $990,000 | $970,000 | -2.0% | 0.0% |
| RESIDENTIAL BANCORP | $3,770,000 | $965,000 | -74.4% | 0.0% |
| BNY Mellon | $1,630,000 | $950,000 | -41.7% | 0.0% |
| Bank of Whittier | $920,000 | n/a | 0.0% | |
| MCLEAN MORTGAGE CORPORATION | $68,895,000 | $920,000 | -98.7% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $805,000 | $895,000 | 11.2% | 0.0% |
| Princeton Mortgage Corporation | $645,000 | $895,000 | 38.8% | 0.0% |
| Capital Bank | $1,600,000 | $890,000 | -44.4% | 0.0% |
| First Option Mortgage, LLC | $85,000 | $890,000 | 947.1% | 0.0% |
| General Mortgage Capital Corporation | $860,000 | n/a | 0.0% | |
| Connexus Credit Union | $850,000 | n/a | 0.0% | |
| EASTMAN | $1,690,000 | $845,000 | -50.0% | 0.0% |
| WINGS FINANCIAL | $285,000 | $845,000 | 196.5% | 0.0% |
| Logan Finance Corporation | $835,000 | n/a | 0.0% | |
| TRIAD FINANCIAL SERVICES, INC. | $495,000 | $825,000 | 66.7% | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | $345,000 | $820,000 | 137.7% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $545,000 | $785,000 | 44.0% | 0.0% |
| Lend Smart Mortgage, LLC | $145,000 | $780,000 | 437.9% | 0.0% |
| MY MORTGAGE, INC. | $1,495,000 | $765,000 | -48.8% | 0.0% |
| HomePromise Corporation | $225,000 | $750,000 | 233.3% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $1,320,000 | $745,000 | -43.6% | 0.0% |
| UTILITIES EMPLOYEES CREDIT UNION | $1,255,000 | $725,000 | -42.2% | 0.0% |
| MID-ISLAND MORTGAGE CORP. | $1,010,000 | $720,000 | -28.7% | 0.0% |
| Mortgage Assurance Inc. | $3,305,000 | $715,000 | -78.4% | 0.0% |
| Alaska USA Federal Credit Union | $710,000 | n/a | 0.0% | |
| BOKF | $710,000 | n/a | 0.0% | |
| Signal Financial Federal Credit Union | $1,100,000 | $710,000 | -35.5% | 0.0% |
| Deere Employees Credit Union | $480,000 | $705,000 | 46.9% | 0.0% |
| T2 FINANCIAL LLC | $2,610,000 | $705,000 | -73.0% | 0.0% |
| FEDERATED MORTGAGE CORP. | $3,035,000 | $685,000 | -77.4% | 0.0% |
| Residential Mortgage Solutions, Inc. | $225,000 | $680,000 | 202.2% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $370,000 | $675,000 | 82.4% | 0.0% |
| Evolve Bank & Trust | $765,000 | $670,000 | -12.4% | 0.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | $2,025,000 | $665,000 | -67.2% | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | $665,000 | n/a | 0.0% | |
| Chickasaw Community Bank | $470,000 | $660,000 | 40.4% | 0.0% |
| Armed Forces Bank | $1,300,000 | $655,000 | -49.6% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $305,000 | $655,000 | 114.8% | 0.0% |
| Network Funding, L.P. | $655,000 | n/a | 0.0% | |
| Capital City Home Loans, LLC | $755,000 | $635,000 | -15.9% | 0.0% |
| EQUITY RESOURCES, INC. | $750,000 | $620,000 | -17.3% | 0.0% |
| Gateway First Bank | $655,000 | $615,000 | -6.1% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $4,790,000 | $610,000 | -87.3% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $335,000 | $610,000 | 82.1% | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $525,000 | $605,000 | 15.2% | 0.0% |
| Sandy Spring Bank | $14,125,000 | $600,000 | -95.8% | 0.0% |
| JUSTICE Federal Credit Union | $1,750,000 | $585,000 | -66.6% | 0.0% |
| CITIZENS EQUITY FIRST | $670,000 | $580,000 | -13.4% | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | $575,000 | n/a | 0.0% | |
| UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION,INC. | $345,000 | $575,000 | 66.7% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $11,475,000 | $565,000 | -95.1% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $565,000 | n/a | 0.0% | |
| The Farmers Bank of Appomattox | $775,000 | $555,000 | -28.4% | 0.0% |
| Grand Bank for Savings, FSB | $615,000 | $550,000 | -10.6% | 0.0% |
| OAKTREE FUNDING CORP. | $325,000 | $550,000 | 69.2% | 0.0% |
| THE MORTGAGE LINK, INC. | $1,145,000 | $550,000 | -52.0% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $1,000,000 | $545,000 | -45.5% | 0.0% |
| Bank of the James | $250,000 | $535,000 | 114.0% | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $530,000 | n/a | 0.0% | |
| FIRST OHIO HOME FINANCE, INC. | $525,000 | n/a | 0.0% | |
| RF Renovo Management Company, LLC | $525,000 | n/a | 0.0% | |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $515,000 | n/a | 0.0% | |
| The Fidelity Deposit and Discount Bank | $515,000 | n/a | 0.0% | |
| Clear Mountain Bank | $505,000 | n/a | 0.0% | |
| Farmers and Miners Bank | $425,000 | $505,000 | 18.8% | 0.0% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $445,000 | $500,000 | 12.4% | 0.0% |
| Brighton Bank | $495,000 | n/a | 0.0% | |
| DEPARTMENT OF COMMERCE | $9,025,000 | $495,000 | -94.5% | 0.0% |
| Secured Investment Corp. | $490,000 | n/a | 0.0% | |
| PUBLIX EMPLOYEES | $385,000 | $455,000 | 18.2% | 0.0% |
| Signature Federal Credit Union | $45,000 | $450,000 | 900.0% | 0.0% |
| NP, Inc. | $1,830,000 | $445,000 | -75.7% | 0.0% |
| Shamrock Home Loans, Inc. | $950,000 | $440,000 | -53.7% | 0.0% |
| First Bank | $25,595,000 | $435,000 | -98.3% | 0.0% |
| First National Bank | $465,000 | $435,000 | -6.5% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $685,000 | $430,000 | -37.2% | 0.0% |
| NEW WAVE LENDING GROUP INC | $265,000 | $430,000 | 62.3% | 0.0% |
| BM Real Estate Services, Inc. | $425,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $545,000 | $425,000 | -22.0% | 0.0% |
| RANLIFE, INC. | $1,135,000 | $425,000 | -62.6% | 0.0% |
| Carter Bank & Trust | $33,405,000 | $420,000 | -98.7% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $215,000 | $420,000 | 95.3% | 0.0% |
| Bank of Charles Town | $415,000 | n/a | 0.0% | |
| PARK VIEW FEDERAL CREDIT UNION | $1,120,000 | $415,000 | -62.9% | 0.0% |
| Neighborhood Loans, Inc. | $410,000 | n/a | 0.0% | |
| City National Bank of West Virginia | $400,000 | n/a | 0.0% | |
| MIDLAND MORTGAGE CORPORATION | $400,000 | n/a | 0.0% | |
| CHEVRON | $395,000 | n/a | 0.0% | |
| CIBM Bank | $395,000 | n/a | 0.0% | |
| GUARANTY HOME MORTGAGE CORPORATION | $4,450,000 | $395,000 | -91.1% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $315,000 | $390,000 | 23.8% | 0.0% |
| COLORADO CREDIT UNION | $385,000 | n/a | 0.0% | |
| FIRST TECHNOLOGY | $305,000 | $380,000 | 24.6% | 0.0% |
| CRESCENT MORTGAGE COMPANY | $255,000 | $375,000 | 47.1% | 0.0% |
| MEMBER ONE | $285,000 | $375,000 | 31.6% | 0.0% |
| Origin Bank | $375,000 | n/a | 0.0% | |
| Paramount Bank | $880,000 | $375,000 | -57.4% | 0.0% |
| UNIVERSAL MORTGAGE & FINANCE, INC. | $230,000 | $375,000 | 63.0% | 0.0% |
| 1ST FINANCIAL, INC. | $1,155,000 | $370,000 | -68.0% | 0.0% |
| DUPACO COMMUNITY | $225,000 | $365,000 | 62.2% | 0.0% |
| MYCUMORTGAGE, LLC | $825,000 | $360,000 | -56.4% | 0.0% |
| CORNING | $355,000 | n/a | 0.0% | |
| FAIRWINDS CREDIT UNION | $355,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $345,000 | n/a | 0.0% | |
| INTERLINC MORTGAGE SERVICES, LLC | $11,960,000 | $345,000 | -97.1% | 0.0% |
| MK LENDING CORP. | $345,000 | n/a | 0.0% | |
| SOMERSET TRUST COMPANY | $345,000 | n/a | 0.0% | |
| STOCKTON MORTGAGE CORPORATION | $135,000 | $335,000 | 148.1% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $630,000 | $325,000 | -48.4% | 0.0% |
| Simmons Bank | $405,000 | $325,000 | -19.8% | 0.0% |
| United Fidelity Funding Corp. | $325,000 | n/a | 0.0% | |
| Advisors Mortgage Group, L.L.C. | $450,000 | $310,000 | -31.1% | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $305,000 | n/a | 0.0% | |
| Notre Dame Federal Credit Union Corporation | $205,000 | $305,000 | 48.8% | 0.0% |
| Kearny Bank | $295,000 | n/a | 0.0% | |
| LATINO COMMUNITY CREDIT UNION | $295,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $5,535,000 | $290,000 | -94.8% | 0.0% |
| GREAT LAKES | $655,000 | $285,000 | -56.5% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $2,930,000 | $275,000 | -90.6% | 0.0% |
| CANOPY MORTGAGE, LLC | $1,690,000 | $275,000 | -83.7% | 0.0% |
| CLIFFCO, INC. | $275,000 | n/a | 0.0% | |
| KELLER MORTGAGE, LLC | $635,000 | $275,000 | -56.7% | 0.0% |
| TOGETHER CREDIT UNION | $600,000 | $275,000 | -54.2% | 0.0% |
| First Republic Bank | $265,000 | n/a | 0.0% | |
| THE MORTGAGE FIRM, INC. | $305,000 | $265,000 | -13.1% | 0.0% |
| Beeline Loans, Inc. | $460,000 | $260,000 | -43.5% | 0.0% |
| HOMESTAR FINANCIAL CORPORATION | $2,605,000 | $255,000 | -90.2% | 0.0% |
| Oak View National Bank | $255,000 | n/a | 0.0% | |
| U S WIDE FINANCIAL LLC | $2,150,000 | $255,000 | -88.1% | 0.0% |
| VERIDIAN CREDIT UNION | $255,000 | n/a | 0.0% | |
| Willamette Valley Bank | $525,000 | $255,000 | -51.4% | 0.0% |
| Peoples Bank | $735,000 | $250,000 | -66.0% | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | $465,000 | $245,000 | -47.3% | 0.0% |
| NASA Federal Credit Union | $715,000 | $245,000 | -65.7% | 0.0% |
| Watermark Capital, Inc. | $795,000 | $245,000 | -69.2% | 0.0% |
| Credence Funding Corporation | $235,000 | n/a | 0.0% | |
| FOUNDATION MORTGAGE CORPORATION | $235,000 | n/a | 0.0% | |
| UNIVERSITY CREDIT UNION | $230,000 | n/a | 0.0% | |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $175,000 | $225,000 | 28.6% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $480,000 | $225,000 | -53.1% | 0.0% |
| Old National Bank | $1,065,000 | $225,000 | -78.9% | 0.0% |
| ARLINGTON COMMUNITY | $570,000 | $220,000 | -61.4% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $215,000 | n/a | 0.0% | |
| RBC Bank, (Georgia) | $2,705,000 | $215,000 | -92.1% | 0.0% |
| TJC Mortgage, Inc. | $1,330,000 | $215,000 | -83.8% | 0.0% |
| Arvest Bank | $1,215,000 | $205,000 | -83.1% | 0.0% |
| ONY GLO, INC. | $2,240,000 | $205,000 | -90.8% | 0.0% |
| Towne Mortgage of the Carolinas, LLC | $205,000 | n/a | 0.0% | |
| SOUTHPOINT FINANCIAL | $195,000 | n/a | 0.0% | |
| BLUE EAGLE CREDIT UNION | $190,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $125,000 | $185,000 | 48.0% | 0.0% |
| Deseret First Credit Union | $175,000 | n/a | 0.0% | |
| NSWC Federal Credit Union | $310,000 | $170,000 | -45.2% | 0.0% |
| AFFINITY | $695,000 | $165,000 | -76.3% | 0.0% |
| KINECTA | $165,000 | n/a | 0.0% | |
| North Shore Bank of Commerce | $165,000 | n/a | 0.0% | |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $380,000 | $165,000 | -56.6% | 0.0% |
| ValleyStar Credit Union | $795,000 | $165,000 | -79.2% | 0.0% |
| 21ST MORTGAGE CORPORATION | $415,000 | $160,000 | -61.4% | 0.0% |
| Actors Federal Credit Union | $155,000 | n/a | 0.0% | |
| CONSUMERS COOPERATIVE CREDIT UNION | $155,000 | n/a | 0.0% | |
| FEDCHOICE Federal Credit Union | $730,000 | $155,000 | -78.8% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $1,005,000 | $155,000 | -84.6% | 0.0% |
| The Bank of Charlotte County | $155,000 | n/a | 0.0% | |
| GREYLOCK | $145,000 | n/a | 0.0% | |
| FirstBank | $2,100,000 | $135,000 | -93.6% | 0.0% |
| NEW FED MORTGAGE, CORP. | $135,000 | n/a | 0.0% | |
| ASHLAND Credit Union | $130,000 | n/a | 0.0% | |
| CAPITAL CONCEPTS, INC. | $125,000 | n/a | 0.0% | |
| CARTER FEDERAL CREDIT UNION | $125,000 | n/a | 0.0% | |
| First United Bank and Trust Company | $125,000 | n/a | 0.0% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $595,000 | $125,000 | -79.0% | 0.0% |
| NEXERA HOLDING LLC | $125,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $105,000 | $125,000 | 19.0% | 0.0% |
| University Bank | $125,000 | n/a | 0.0% | |
| WALL STREET MORTGAGE BANKERS, LTD. | $125,000 | n/a | 0.0% | |
| ALTRA | $110,000 | n/a | 0.0% | |
| Service Federal Credit Union | $520,000 | $110,000 | -78.8% | 0.0% |
| EASTERN SAVINGS BANK | $105,000 | n/a | 0.0% | |
| MORTGAGE EQUITY PARTNERS LLC | $105,000 | n/a | 0.0% | |
| NORTH COUNTRY | $740,000 | $105,000 | -85.8% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $1,595,000 | $105,000 | -93.4% | 0.0% |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | $425,000 | $85,000 | -80.0% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $95,000 | $75,000 | -21.1% | 0.0% |
| MASSMUTUAL | $75,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $1,135,000 | $65,000 | -94.3% | 0.0% |
| EDUCATIONAL SYSTEMS | $125,000 | $65,000 | -48.0% | 0.0% |
| Great Plains National Bank | $65,000 | n/a | 0.0% | |
| N R L Federal Credit Union | $370,000 | $65,000 | -82.4% | 0.0% |
| Toyota Financial Savings Bank | $2,035,000 | $65,000 | -96.8% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $55,000 | n/a | 0.0% | |
| STAR USA FEDERAL CREDIT UNION | $55,000 | n/a | 0.0% | |
| PIEDMONT ADVANTAGE CREDIT UNION | $45,000 | n/a | 0.0% | |
| ABNB Federal Credit Union | $765,000 | $35,000 | -95.4% | 0.0% |
| AGRICULTURE Federal Credit Union | $25,000 | $35,000 | 40.0% | 0.0% |
| LOGIX FEDERAL CREDIT UNION | $250,000 | $35,000 | -86.0% | 0.0% |
| PROPONENT Federal Credit Union | $35,000 | n/a | 0.0% | |
| AMERICAN HERITAGE FCU | $25,000 | n/a | 0.0% | |
| CHARLOTTE METRO FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% | |
| COASTAL Federal Credit Union | $570,000 | $25,000 | -95.6% | 0.0% |
| UNIFY FINANCIAL Credit Union | $705,000 | $25,000 | -96.5% | 0.0% |
| MidFirst Bank | $125,000 | $15,000 | -88.0% | 0.0% |
RICHMOND's top lender by overall market share is QUICKEN LOANS, LLC, with 5.0% market share. In second place, with 4.4%, is Virginia Credit Union, Inc., having originated $336,430,000 in loans. In third place, with 4.0%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $310,095,000 in loans. In fourth place, with 4.0%, is Truist, having originated $308,485,000 in loans. In fifth place, with 3.8%, is George Mason Mortgage, LLC, having originated $289,240,000 in loans.
RICHMOND Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - RICHMOND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $289,998 (8.0%) | $344,210 (7.0%) | 1.08 | 3,181 |
| 2018-02-01 | $299,970 (8.1%) | $354,492 (6.0%) | 1.09 | 3,149 |
| 2018-03-01 | $314,244 (8.4%) | $365,916 (5.6%) | 1.10 | 3,250 |
| 2018-04-01 | $321,611 (8.1%) | $375,146 (7.6%) | 1.09 | 3,408 |
| 2018-05-01 | $324,975 (8.3%) | $382,218 (7.3%) | 1.09 | 3,667 |
| 2018-06-01 | $319,990 (6.7%) | $379,568 (7.1%) | 1.07 | 3,944 |
| 2018-07-01 | $324,126 (8.4%) | $379,417 (8.3%) | 1.08 | 4,080 |
| 2018-08-01 | $314,500 (7.4%) | $371,406 (7.6%) | 1.05 | 4,223 |
| 2018-09-01 | $309,703 (4.4%) | $367,174 (5.0%) | 1.04 | 4,285 |
| 2018-10-01 | $304,550 (2.5%) | $360,593 (2.7%) | 1.03 | 4,334 |
| 2018-11-01 | $307,531 (4.2%) | $364,444 (3.8%) | 1.04 | 4,232 |
| 2018-12-01 | $309,950 (6.9%) | $363,776 (4.7%) | 1.07 | 3,824 |
| 2019-01-01 | $309,750 (6.8%) | $359,138 (4.3%) | 1.07 | 3,422 |
| 2019-02-01 | $319,113 (6.4%) | $369,231 (4.2%) | 1.08 | 3,363 |
| 2019-03-01 | $327,100 (4.1%) | $376,322 (2.8%) | 1.07 | 3,460 |
| 2019-04-01 | $334,500 (4.0%) | $384,108 (2.4%) | 1.06 | 3,590 |
| 2019-05-01 | $337,925 (4.0%) | $390,736 (2.2%) | 1.06 | 3,782 |
| 2019-06-01 | $335,000 (4.7%) | $389,839 (2.7%) | 1.05 | 3,877 |
| 2019-07-01 | $332,439 (2.6%) | $386,055 (1.8%) | 1.04 | 3,990 |
| 2019-08-01 | $325,782 (3.6%) | $379,272 (2.1%) | 1.03 | 4,071 |
| 2019-09-01 | $322,530 (4.1%) | $377,515 (2.8%) | 1.03 | 4,120 |
| 2019-10-01 | $319,975 (5.1%) | $375,501 (4.1%) | 1.03 | 4,184 |
| 2019-11-01 | $316,123 (2.8%) | $371,799 (2.0%) | 1.04 | 3,958 |
| 2019-12-01 | $322,698 (4.1%) | $373,750 (2.7%) | 1.08 | 3,468 |
| 2020-01-01 | $324,938 (4.9%) | $373,712 (4.1%) | 1.09 | 3,069 |
| 2020-02-01 | $331,636 (3.9%) | $388,790 (5.3%) | 1.09 | 2,903 |
| 2020-03-01 | $346,388 (5.9%) | $406,539 (8.0%) | 1.09 | 3,022 |
| 2020-04-01 | $349,363 (4.4%) | $405,116 (5.5%) | 1.09 | 3,216 |
| 2020-05-01 | $356,245 (5.4%) | $414,416 (6.1%) | 1.08 | 3,087 |
| 2020-06-01 | $359,495 (7.3%) | $419,880 (7.7%) | 1.06 | 2,746 |
| 2020-07-01 | $358,473 (7.8%) | $420,720 (9.0%) | 1.04 | 2,533 |
| 2020-08-01 | $359,775 (10.4%) | $423,963 (11.8%) | 1.03 | 2,328 |
| 2020-09-01 | $356,486 (10.5%) | $423,070 (12.1%) | 1.02 | 2,261 |
| 2020-10-01 | $360,000 (12.5%) | $428,016 (14.0%) | 1.03 | 2,199 |
| 2020-11-01 | $362,425 (14.7%) | $428,562 (15.3%) | 1.06 | 2,087 |
| 2020-12-01 | $364,950 (13.1%) | $429,668 (15.0%) | 1.09 | 1,860 |
| 2021-01-01 | $368,995 (13.6%) | $429,845 (15.0%) | 1.10 | 1,594 |
| 2021-02-01 | $370,822 (11.8%) | $434,673 (11.8%) | 1.08 | 1,420 |
| 2021-03-01 | $369,850 (6.8%) | $438,579 (7.9%) | 1.05 | 1,419 |
| 2021-04-01 | $366,970 (5.0%) | $433,352 (7.0%) | 0.99 | 1,442 |
| 2021-05-01 | $357,991 (0.5%) | $426,121 (2.8%) | 0.95 | 1,536 |
| 2021-06-01 | $350,003 (-2.6%) | $425,637 (1.4%) | 0.92 | 1,663 |
| 2021-07-01 | $349,000 (-2.6%) | $418,850 (-0.4%) | 0.92 | 1,796 |
| 2021-08-01 | $349,950 (-2.7%) | $420,868 (-0.7%) | 0.93 | 1,837 |
| 2021-09-01 | $349,950 (-1.8%) | $421,581 (-0.4%) | 0.93 | 1,812 |
| 2021-10-01 | $350,000 (-2.8%) | $419,898 (-1.9%) | 0.93 | 1,702 |
| 2021-11-01 | $350,863 (-3.2%) | $422,630 (-1.4%) | 0.94 | 1,572 |
| 2021-12-01 | $353,685 (-3.1%) | $425,570 (-1.0%) | 0.96 | 1,265 |
| 2022-01-01 | $367,252 (-0.5%) | $441,161 (2.6%) | 0.99 | 1,035 |
| 2022-02-01 | $367,498 (-0.9%) | $444,839 (2.3%) | 0.96 | 936 |
| 2022-03-01 | $359,838 (-2.7%) | $438,509 (0.0%) | 0.90 | 976 |
| 2022-04-01 | $373,178 (1.7%) | $451,450 (4.2%) | 0.89 | 1,083 |
| 2022-05-01 | $382,040 (6.7%) | $461,606 (8.3%) | 0.87 | 1,245 |
| 2022-06-01 | $394,975 (12.9%) | $468,742 (10.1%) | 0.88 | 1,507 |
| 2022-07-01 | $393,853 (12.9%) | $459,280 (9.7%) | 0.89 | 1,775 |
| 2022-08-01 | $388,139 (10.9%) | $463,921 (10.2%) | 0.90 | 1,792 |
| 2022-09-01 | $382,425 (9.3%) | $458,824 (8.8%) | 0.89 | 1,845 |
| 2022-10-01 | $379,995 (8.6%) | $460,203 (9.6%) | 0.89 | 1,918 |
| 2022-11-01 | $379,925 (8.3%) | $450,980 (6.7%) | 0.91 | 2,022 |
| 2022-12-01 | $378,176 (6.9%) | $449,155 (5.5%) | 0.93 | 1,871 |
| 2023-01-01 | $381,169 (3.8%) | $449,729 (1.9%) | 0.94 | 1,649 |
| 2023-02-01 | $392,500 (6.8%) | $464,031 (4.3%) | 0.95 | 1,493 |
| 2023-03-01 | $402,445 (11.8%) | $476,545 (8.7%) | 0.95 | 1,482 |
| 2023-04-01 | $424,950 (13.9%) | $502,424 (11.3%) | 0.99 | 1,482 |
| 2023-05-01 | $441,200 (15.5%) | $517,954 (12.2%) | 1.00 | 1,497 |
| 2023-06-01 | $442,258 (12.0%) | $522,251 (11.4%) | 0.99 | 1,545 |
| 2023-07-01 | $439,900 (11.7%) | $518,103 (12.8%) | 1.00 | 1,592 |
| 2023-08-01 | $438,848 (13.1%) | $507,342 (9.4%) | 1.01 | 1,687 |
| 2023-09-01 | $439,450 (14.9%) | $513,657 (12.0%) | 1.02 | 1,840 |
| 2023-10-01 | $435,000 (14.5%) | $518,524 (12.7%) | 1.02 | 2,075 |
| 2023-11-01 | $442,270 (16.4%) | $525,410 (16.5%) | 1.05 | 2,058 |
| 2023-12-01 | $429,999 (13.7%) | $511,200 (13.8%) | 1.05 | 1,961 |
| 2024-01-01 | $442,970 (16.2%) | $521,418 (15.9%) | 1.08 | 1,725 |
| 2024-02-01 | $448,678 (14.3%) | $528,085 (13.8%) | 1.08 | 1,664 |
| 2024-03-01 | $450,000 (11.8%) | $535,978 (12.5%) | 1.06 | 1,612 |
| 2024-04-01 | $458,767 (8.0%) | $544,481 (8.4%) | 1.07 | 1,762 |
| 2024-05-01 | $472,500 (7.1%) | $558,964 (7.9%) | 1.07 | 2,022 |
| 2024-06-01 | $474,337 (7.3%) | $561,793 (7.6%) | 1.07 | 2,148 |
| 2024-07-01 | $457,488 (4.0%) | $542,101 (4.6%) | 1.05 | 2,213 |
| 2024-08-01 | $449,955 (2.5%) | $533,318 (5.1%) | 1.05 | 2,257 |
| 2024-09-01 | $442,346 (0.7%) | $519,093 (1.1%) | 1.04 | 2,349 |
| 2024-10-01 | $443,018 (1.8%) | $519,577 (0.2%) | 1.04 | 2,404 |
| 2024-11-01 | $429,900 (-2.8%) | $506,915 (-3.5%) | 1.03 | 2,447 |
RICHMOND's median listing price for 2024-11-01 was $429,900, a difference of
$-12,370
(-2.8%) versus the prior year and
$-13,118 versus the prior month.
RICHMOND's median listing price comes in at 103% of the national average.
RICHMOND's average listing price for 2024-11-01 was $506,915, a difference of $-18,495 (-3.5%) versus the prior year and $-12,662 versus the prior month.
For the 2024-11-01 period, RICHMOND had 2,447 MLS listings, a difference of 43 listings (2%) versus the prior month and 389 listings (19%) versus the prior year.
RICHMOND's median listing price comes in at 103% of the national average.
RICHMOND's average listing price for 2024-11-01 was $506,915, a difference of $-18,495 (-3.5%) versus the prior year and $-12,662 versus the prior month.
For the 2024-11-01 period, RICHMOND had 2,447 MLS listings, a difference of 43 listings (2%) versus the prior month and 389 listings (19%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - RICHMOND (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 68 days | 2,178 sqft |
| 2018-02-01 | 55 days | 2,211 sqft |
| 2018-03-01 | 46 days | 2,254 sqft |
| 2018-04-01 | 45 days | 2,293 sqft |
| 2018-05-01 | 43 days | 2,344 sqft |
| 2018-06-01 | 45 days | 2,324 sqft |
| 2018-07-01 | 49 days | 2,302 sqft |
| 2018-08-01 | 50 days | 2,248 sqft |
| 2018-09-01 | 52 days | 2,225 sqft |
| 2018-10-01 | 55 days | 2,193 sqft |
| 2018-11-01 | 53 days | 2,201 sqft |
| 2018-12-01 | 63 days | 2,200 sqft |
| 2019-01-01 | 66 days | 2,184 sqft |
| 2019-02-01 | 56 days | 2,207 sqft |
| 2019-03-01 | 46 days | 2,241 sqft |
| 2019-04-01 | 42 days | 2,271 sqft |
| 2019-05-01 | 44 days | 2,293 sqft |
| 2019-06-01 | 46 days | 2,286 sqft |
| 2019-07-01 | 50 days | 2,271 sqft |
| 2019-08-01 | 50 days | 2,237 sqft |
| 2019-09-01 | 50 days | 2,219 sqft |
| 2019-10-01 | 50 days | 2,203 sqft |
| 2019-11-01 | 52 days | 2,187 sqft |
| 2019-12-01 | 64 days | 2,191 sqft |
| 2020-01-01 | 68 days | 2,200 sqft |
| 2020-02-01 | 53 days | 2,208 sqft |
| 2020-03-01 | 40 days | 2,268 sqft |
| 2020-04-01 | 44 days | 2,279 sqft |
| 2020-05-01 | 54 days | 2,296 sqft |
| 2020-06-01 | 59 days | 2,290 sqft |
| 2020-07-01 | 55 days | 2,251 sqft |
| 2020-08-01 | 60 days | 2,242 sqft |
| 2020-09-01 | 53 days | 2,206 sqft |
| 2020-10-01 | 53 days | 2,201 sqft |
| 2020-11-01 | 58 days | 2,185 sqft |
| 2020-12-01 | 57 days | 2,178 sqft |
| 2021-01-01 | 53 days | 2,125 sqft |
| 2021-02-01 | 48 days | 2,090 sqft |
| 2021-03-01 | 43 days | 2,075 sqft |
| 2021-04-01 | 40 days | 2,081 sqft |
| 2021-05-01 | 39 days | 2,043 sqft |
| 2021-06-01 | 41 days | 2,030 sqft |
| 2021-07-01 | 39 days | 1,979 sqft |
| 2021-08-01 | 40 days | 2,009 sqft |
| 2021-09-01 | 45 days | 1,959 sqft |
| 2021-10-01 | 51 days | 1,964 sqft |
| 2021-11-01 | 57 days | 1,952 sqft |
| 2021-12-01 | 51 days | 1,960 sqft |
| 2022-01-01 | 71 days | 1,997 sqft |
| 2022-02-01 | 36 days | 1,980 sqft |
| 2022-03-01 | 31 days | 1,907 sqft |
| 2022-04-01 | 32 days | 1,932 sqft |
| 2022-05-01 | 31 days | 1,996 sqft |
| 2022-06-01 | 31 days | 2,019 sqft |
| 2022-07-01 | 35 days | 2,000 sqft |
| 2022-08-01 | 38 days | 1,995 sqft |
| 2022-09-01 | 43 days | 1,968 sqft |
| 2022-10-01 | 40 days | 1,962 sqft |
| 2022-11-01 | 43 days | 1,951 sqft |
| 2022-12-01 | 53 days | 1,925 sqft |
| 2023-01-01 | 59 days | 1,937 sqft |
| 2023-02-01 | 51 days | 1,983 sqft |
| 2023-03-01 | 41 days | 2,029 sqft |
| 2023-04-01 | 38 days | 2,066 sqft |
| 2023-05-01 | 40 days | 2,100 sqft |
| 2023-06-01 | 41 days | 2,097 sqft |
| 2023-07-01 | 43 days | 2,094 sqft |
| 2023-08-01 | 39 days | 2,103 sqft |
| 2023-09-01 | 42 days | 2,096 sqft |
| 2023-10-01 | 41 days | 2,086 sqft |
| 2023-11-01 | 45 days | 2,091 sqft |
| 2023-12-01 | 54 days | 2,039 sqft |
| 2024-01-01 | 61 days | 2,054 sqft |
| 2024-02-01 | 48 days | 2,067 sqft |
| 2024-03-01 | 44 days | 2,073 sqft |
| 2024-04-01 | 41 days | 2,086 sqft |
| 2024-05-01 | 38 days | 2,131 sqft |
| 2024-06-01 | 40 days | 2,139 sqft |
| 2024-07-01 | 41 days | 2,090 sqft |
| 2024-08-01 | 43 days | 2,086 sqft |
| 2024-09-01 | 43 days | 2,037 sqft |
| 2024-10-01 | 41 days | 2,046 sqft |
| 2024-11-01 | 46 days | 2,001 sqft |
RICHMOND's median listing age (time on market) for 2024-11-01 was 46 days.
This
is 3%
longer
than the same period one year ago.
RICHMOND's median square footage for active listings during the 2024-11-01 period was 2,001 sqft. One year prior, the average listing was 2,091 sqft.
RICHMOND's median square footage for active listings during the 2024-11-01 period was 2,001 sqft. One year prior, the average listing was 2,091 sqft.
RICHMOND, VA Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 22546 | Richmond, VA MSA | $1,360 | $1,390 | $1,570 | $2,030 | $2,470 |
| 23002 | Richmond, VA MSA | $970 | $990 | $1,120 | $1,450 | $1,760 |
| 23005 | Richmond, VA MSA | $1,110 | $1,130 | $1,280 | $1,650 | $2,010 |
| 23009 | Richmond, VA MSA | $1,360 | $1,390 | $1,570 | $2,030 | $2,470 |
| 23011 | Richmond, VA MSA | $1,100 | $1,120 | $1,290 | $1,740 | $2,110 |
| 23015 | Richmond, VA MSA | $1,020 | $1,050 | $1,180 | $1,520 | $1,840 |
| 23024 | Richmond, VA MSA | $900 | $920 | $1,040 | $1,310 | $1,560 |
| 23030 | Richmond, VA MSA | $920 | $940 | $1,080 | $1,410 | $1,680 |
| 23038 | Richmond, VA MSA | $930 | $960 | $1,140 | $1,410 | $1,770 |
| 23039 | Richmond, VA MSA | $1,160 | $1,190 | $1,340 | $1,720 | $2,100 |
| 23047 | Richmond, VA MSA | $1,300 | $1,330 | $1,500 | $1,940 | $2,360 |
| 23058 | Richmond, VA MSA | $1,200 | $1,220 | $1,380 | $1,780 | $2,170 |
| 23059 | Richmond, VA MSA | $1,540 | $1,580 | $1,780 | $2,300 | $2,800 |
| 23060 | Richmond, VA MSA | $1,270 | $1,300 | $1,470 | $1,900 | $2,310 |
| 23063 | Richmond, VA MSA | $1,090 | $1,120 | $1,260 | $1,630 | $1,980 |
| 23065 | Richmond, VA MSA | $1,270 | $1,300 | $1,470 | $1,900 | $2,310 |
| 23067 | Richmond, VA MSA | $1,200 | $1,230 | $1,390 | $1,800 | $2,190 |
| 23069 | Richmond, VA MSA | $1,310 | $1,340 | $1,510 | $1,950 | $2,370 |
| 23075 | Richmond, VA MSA | $1,120 | $1,140 | $1,290 | $1,670 | $2,030 |
| 23083 | Richmond, VA MSA | $920 | $940 | $1,080 | $1,410 | $1,680 |
| 23084 | Richmond, VA MSA | $1,010 | $1,030 | $1,190 | $1,510 | $1,850 |
| 23086 | Richmond, VA MSA | $1,140 | $1,160 | $1,310 | $1,700 | $2,060 |
| 23089 | Richmond, VA MSA | $1,070 | $1,090 | $1,250 | $1,650 | $2,010 |
| 23093 | Richmond, VA MSA | $960 | $980 | $1,140 | $1,440 | $1,770 |
| 23102 | Richmond, VA MSA | $1,320 | $1,350 | $1,520 | $1,960 | $2,390 |
| 23103 | Richmond, VA MSA | $990 | $1,010 | $1,140 | $1,470 | $1,790 |
| 23105 | Richmond, VA MSA | $940 | $970 | $1,090 | $1,410 | $1,710 |
| 23106 | Richmond, VA MSA | $1,320 | $1,350 | $1,530 | $1,970 | $2,400 |
| 23111 | Richmond, VA MSA | $1,260 | $1,280 | $1,450 | $1,870 | $2,280 |
| 23112 | Richmond, VA MSA | $1,390 | $1,420 | $1,600 | $2,070 | $2,520 |
| 23113 | Richmond, VA MSA | $1,390 | $1,430 | $1,610 | $2,080 | $2,530 |
| 23114 | Richmond, VA MSA | $1,520 | $1,560 | $1,760 | $2,270 | $2,770 |
| 23116 | Richmond, VA MSA | $1,370 | $1,400 | $1,580 | $2,040 | $2,480 |
| 23117 | Richmond, VA MSA | $950 | $970 | $1,100 | $1,380 | $1,650 |
| 23120 | Richmond, VA MSA | $1,730 | $1,770 | $2,000 | $2,590 | $3,140 |
| 23124 | Richmond, VA MSA | $1,100 | $1,120 | $1,270 | $1,650 | $2,010 |
| 23129 | Richmond, VA MSA | $1,040 | $1,070 | $1,200 | $1,550 | $1,890 |
| 23139 | Richmond, VA MSA | $1,070 | $1,090 | $1,230 | $1,590 | $1,930 |
| 23140 | Richmond, VA MSA | $920 | $940 | $1,080 | $1,410 | $1,680 |
| 23141 | Richmond, VA MSA | $1,070 | $1,090 | $1,230 | $1,590 | $1,930 |
| 23146 | Richmond, VA MSA | $1,220 | $1,250 | $1,410 | $1,820 | $2,220 |
| 23147 | Richmond, VA MSA | $920 | $940 | $1,080 | $1,410 | $1,680 |
| 23150 | Richmond, VA MSA | $1,050 | $1,070 | $1,210 | $1,560 | $1,900 |
| 23153 | Richmond, VA MSA | $1,170 | $1,200 | $1,350 | $1,740 | $2,120 |
| 23160 | Richmond, VA MSA | $1,140 | $1,160 | $1,320 | $1,700 | $2,070 |
| 23162 | Richmond, VA MSA | $1,220 | $1,250 | $1,410 | $1,820 | $2,220 |
| 23173 | Richmond, VA MSA | $1,320 | $1,350 | $1,530 | $1,970 | $2,400 |
| 23177 | Richmond, VA MSA | $920 | $940 | $1,080 | $1,410 | $1,680 |
| 23181 | Richmond, VA MSA | $1,000 | $1,020 | $1,150 | $1,490 | $1,810 |
| 23185 | Richmond, VA MSA | $1,130 | $1,150 | $1,350 | $1,890 | $2,300 |
| 23192 | Richmond, VA MSA | $970 | $990 | $1,120 | $1,450 | $1,760 |
| 23218 | Richmond, VA MSA | $1,090 | $1,120 | $1,260 | $1,630 | $1,980 |
| 23219 | Richmond, VA MSA | $1,140 | $1,170 | $1,320 | $1,710 | $2,080 |
| 23220 | Richmond, VA MSA | $1,360 | $1,390 | $1,570 | $2,030 | $2,470 |
| 23221 | Richmond, VA MSA | $1,340 | $1,370 | $1,550 | $2,000 | $2,440 |
| 23222 | Richmond, VA MSA | $970 | $990 | $1,120 | $1,450 | $1,760 |
| 23223 | Richmond, VA MSA | $1,070 | $1,090 | $1,230 | $1,590 | $1,930 |
| 23224 | Richmond, VA MSA | $1,030 | $1,050 | $1,190 | $1,540 | $1,870 |
| 23225 | Richmond, VA MSA | $1,160 | $1,190 | $1,340 | $1,730 | $2,110 |
| 23226 | Richmond, VA MSA | $1,490 | $1,520 | $1,720 | $2,220 | $2,700 |
| 23227 | Richmond, VA MSA | $990 | $1,010 | $1,140 | $1,470 | $1,790 |
| 23228 | Richmond, VA MSA | $1,260 | $1,280 | $1,450 | $1,870 | $2,280 |
| 23229 | Richmond, VA MSA | $1,150 | $1,180 | $1,330 | $1,720 | $2,090 |
| 23230 | Richmond, VA MSA | $1,180 | $1,200 | $1,360 | $1,760 | $2,140 |
| 23231 | Richmond, VA MSA | $1,100 | $1,120 | $1,270 | $1,640 | $2,000 |
| 23232 | Richmond, VA MSA | $1,090 | $1,120 | $1,260 | $1,630 | $1,980 |
| 23233 | Richmond, VA MSA | $1,390 | $1,430 | $1,610 | $2,080 | $2,530 |
| 23234 | Richmond, VA MSA | $1,060 | $1,080 | $1,220 | $1,580 | $1,920 |
| 23235 | Richmond, VA MSA | $1,360 | $1,390 | $1,570 | $2,030 | $2,470 |
| 23236 | Richmond, VA MSA | $1,360 | $1,390 | $1,570 | $2,030 | $2,470 |
| 23237 | Richmond, VA MSA | $1,140 | $1,170 | $1,320 | $1,710 | $2,080 |
| 23238 | Richmond, VA MSA | $1,240 | $1,270 | $1,430 | $1,850 | $2,250 |
| 23241 | Richmond, VA MSA | $1,090 | $1,120 | $1,260 | $1,630 | $1,980 |
| 23242 | Richmond, VA MSA | $1,200 | $1,220 | $1,380 | $1,780 | $2,170 |
| 23250 | Richmond, VA MSA | $1,200 | $1,220 | $1,380 | $1,780 | $2,170 |
| 23255 | Richmond, VA MSA | $1,200 | $1,220 | $1,380 | $1,780 | $2,170 |
| 23260 | Richmond, VA MSA | $1,090 | $1,120 | $1,260 | $1,630 | $1,980 |
| 23261 | Richmond, VA MSA | $1,090 | $1,120 | $1,260 | $1,630 | $1,980 |
| 23286 | Richmond, VA MSA | $1,090 | $1,120 | $1,260 | $1,630 | $1,980 |
| 23293 | Richmond, VA MSA | $1,090 | $1,120 | $1,260 | $1,630 | $1,980 |
| 23294 | Richmond, VA MSA | $1,350 | $1,380 | $1,560 | $2,020 | $2,450 |
| 23297 | Richmond, VA MSA | $1,260 | $1,290 | $1,460 | $1,890 | $2,300 |
| 23298 | Richmond, VA MSA | $1,090 | $1,120 | $1,260 | $1,630 | $1,980 |
| 23801 | Richmond, VA MSA | $1,710 | $1,750 | $1,980 | $2,560 | $3,110 |
| 23803 | Richmond, VA MSA | $990 | $1,010 | $1,140 | $1,470 | $1,790 |
| 23804 | Richmond, VA MSA | $990 | $1,010 | $1,140 | $1,470 | $1,790 |
| 23805 | Richmond, VA MSA | $1,000 | $1,030 | $1,160 | $1,500 | $1,820 |
| 23806 | Richmond, VA MSA | $1,260 | $1,290 | $1,460 | $1,890 | $2,300 |
| 23824 | Richmond, VA MSA | $920 | $940 | $1,080 | $1,410 | $1,680 |
| 23829 | Richmond, VA MSA | $920 | $930 | $1,090 | $1,420 | $1,860 |
| 23830 | Richmond, VA MSA | $920 | $940 | $1,080 | $1,410 | $1,680 |
| 23831 | Richmond, VA MSA | $1,300 | $1,330 | $1,500 | $1,940 | $2,360 |
| 23832 | Richmond, VA MSA | $1,430 | $1,460 | $1,650 | $2,130 | $2,590 |
| 23833 | Richmond, VA MSA | $940 | $960 | $1,080 | $1,410 | $1,700 |
| 23834 | Richmond, VA MSA | $1,080 | $1,110 | $1,250 | $1,620 | $1,970 |
| 23836 | Richmond, VA MSA | $1,330 | $1,360 | $1,540 | $1,990 | $2,420 |
| 23837 | Richmond, VA MSA | $830 | $840 | $980 | $1,280 | $1,670 |
| 23838 | Richmond, VA MSA | $1,660 | $1,700 | $1,920 | $2,480 | $3,020 |
| 23840 | Richmond, VA MSA | $1,000 | $1,020 | $1,150 | $1,490 | $1,810 |
| 23841 | Richmond, VA MSA | $1,000 | $1,020 | $1,150 | $1,490 | $1,810 |
| 23842 | Richmond, VA MSA | $920 | $940 | $1,080 | $1,410 | $1,680 |
| 23847 | Richmond, VA MSA | $810 | $830 | $950 | $1,260 | $1,530 |
| 23850 | Richmond, VA MSA | $950 | $970 | $1,090 | $1,410 | $1,710 |
| 23860 | Richmond, VA MSA | $970 | $990 | $1,120 | $1,450 | $1,760 |
| 23867 | Richmond, VA MSA | $940 | $970 | $1,090 | $1,410 | $1,710 |
| 23872 | Richmond, VA MSA | $1,000 | $1,030 | $1,160 | $1,500 | $1,820 |
| 23875 | Richmond, VA MSA | $1,190 | $1,210 | $1,370 | $1,770 | $2,150 |
| 23878 | Richmond, VA MSA | $830 | $840 | $970 | $1,270 | $1,620 |
| 23881 | Richmond, VA MSA | $920 | $940 | $1,080 | $1,410 | $1,680 |
| 23882 | Richmond, VA MSA | $920 | $940 | $1,080 | $1,410 | $1,680 |
| 23884 | Richmond, VA MSA | $920 | $940 | $1,080 | $1,410 | $1,680 |
| 23885 | Richmond, VA MSA | $970 | $990 | $1,120 | $1,440 | $1,750 |
| 23888 | Richmond, VA MSA | $880 | $900 | $1,020 | $1,310 | $1,600 |
| 23890 | Richmond, VA MSA | $1,000 | $1,020 | $1,150 | $1,490 | $1,810 |
| 23891 | Richmond, VA MSA | $920 | $940 | $1,080 | $1,410 | $1,680 |
| 23894 | Richmond, VA MSA | $920 | $940 | $1,080 | $1,410 | $1,680 |
| 23897 | Richmond, VA MSA | $940 | $960 | $1,100 | $1,420 | $1,780 |
| 23922 | Richmond, VA MSA | $940 | $970 | $1,090 | $1,410 | $1,710 |
| 23966 | Richmond, VA MSA | $920 | $940 | $1,080 | $1,410 | $1,680 |
2022 Average & Median Rent Data Statistics
RICHMOND, VA average 1BR rent: $1,147, median: $1,120
RICHMOND, VA average 2BR rent: $1,300, median: $1,260
RICHMOND, VA average 3BR rent: $1,683, median: $1,630
RICHMOND, VA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 16,579 | $5,851,085,000 | $352,921 |
| Cash Out Refi | 3,520 | $718,780,000 | $204,199 |
| Other | 2,634 | $270,640,000 | $102,749 |
| Home Improvement | 2,625 | $277,555,000 | $105,735 |
| Refi | 1,735 | $541,835,000 | $312,297 |
| NA | 6 | $9,090,000 | $1,515,000 |
Richmond's most frequently cited loan purpose was Home Purchase, with 16,579 originations. The 2nd most popular reason was Cash Out Refi, with 3,520 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 10,362 | $3,198,230,000 | $308,650 |
| 7-8% | 6,133 | $1,622,695,000 | $264,584 |
| Over 8% | 4,566 | $577,100,000 | $126,391 |
| 5-6% | 4,318 | $1,569,840,000 | $363,557 |
| 4-5% | 431 | $160,635,000 | $372,703 |
| 3-4% | 354 | $138,970,000 | $392,571 |
| <2.5% | 81 | $4,465,000 | $55,123 |
| 2.5-3% | 24 | $59,430,000 | $2,476,250 |
During 2023, Richmond's most frequently originated rate bucket was 6-7%, with 10,362 originations.
Loan Sizing (RICHMOND, VA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 11,779 | $3,416,935,000 | $290,087 |
| $100,000 or less | 5,408 | $285,130,000 | $52,724 |
| $100k-200k | 4,977 | $736,995,000 | $148,080 |
| $400k-600k | 3,573 | $1,702,165,000 | $476,397 |
| $600k-1000k | 1,145 | $812,875,000 | $709,934 |
| $Over $1MM | 217 | $714,885,000 | $3,294,401 |
RICHMOND's loan sizing saw the bucket of loans from $200k-400k with 11,779 originations, totaling $3,416,935,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 11,259 | $4,058,315,000 | $360,451 |
| 60-80% | 5,456 | $1,964,260,000 | $360,018 |
| Under 20% | 4,226 | $262,550,000 | $62,127 |
| 20-40% | 2,767 | $380,045,000 | $137,349 |
| 40-60% | 2,055 | $637,225,000 | $310,085 |
| Over 100% | 404 | $154,520,000 | $382,475 |
RICHMOND's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 11,259 originations, totaling $4,058,315,000 in origination value.