VIRGINIA BEACH - NORFOLK - NEWPORT NEWS Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Virginia Beach - Norfolk - Newport News averaged
6.79%
for the week of 2025-06-18, compared to the national average of
6.81% for the same period.
The average rate for the prior week (2025-06-12) was
7.02% and
one month ago for the week of 2025-05-15, the
average rate was 6.69%.
Virginia Beach - Norfolk - Newport News's average rate one year ago was 7.23%.
For refis of the same type during the week of 2025-06-18, the average rate
was 7.12%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-06-18 | 6.81% |
| Virginia Beach - Norfolk - Newport News 30 Year Fixed Rate | 2025-06-18 | 6.79% |
| Virginia Beach - Norfolk - Newport News 30 Year Fixed Rate Refi | 2025-06-18 | 7.12% |
| Virginia Beach - Norfolk - Newport News 15 Year Fixed Rate | 2025-06-18 | 6.11% |
| Virginia Beach - Norfolk - Newport News 15 Year Fixed Rate Refi | 2025-06-18 | 5.97% |
| Virginia Beach - Norfolk - Newport News 30 Year FHA | 2025-06-18 | -0.1% |
| Virginia Beach - Norfolk - Newport News 30 Year FHA Refi | 2025-06-18 | -0.35% |
| Virginia Beach - Norfolk - Newport News 30 Year USDA | 2025-06-18 | 0.2% |
| Virginia Beach - Norfolk - Newport News 30 Year USDA Refi | 2025-06-18 | -0.1% |
| Virginia Beach - Norfolk - Newport News 30 Year VA | 2025-06-18 | 0.16% |
| Virginia Beach - Norfolk - Newport News 30 Year VA Refi | 2025-06-18 | -0.51% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC.
VIRGINIA BEACH - NORFOLK - NEWPORT NEWS Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
VIRGINIA BEACH - NORFOLK - NEWPORT NEWS Average Closing Costs & Other Stats
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC's 318 lenders originated 44,925
loans during 2024. The total origination value was $13,377,095,000, with an average loan value of
$297,765.
VIRGINIA BEACH - NORFOLK - NEWPORT NEWS's average closing costs are $6,453.
The top VIRGINIA BEACH - NORFOLK - NEWPORT NEWS lender as defined by loan originations is QUICKEN LOANS, LLC, with
772 loans originated. Their average total fees are
$7,340, which is $645
lower than the next largest lender,
ATLANTIC BAY MORTGAGE GROUP, L.L.C..
The lowest fee VIRGINIA BEACH - NORFOLK - NEWPORT NEWS lenders (with over 10 loans originated) are
Discover Bank ($0), CAPITAL CENTER, L.L.C. ($754), Chesapeake Bank ($3,077), NEWPORT NEWS SHIPBUILDING EMPLOYEES ($3,772) and NBKC BANK ($4,098).
The lowest rate VIRGINIA BEACH - NORFOLK - NEWPORT NEWS lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.65%), NEWPORT NEWS SHIPBUILDING EMPLOYEES (5.81%), ABNB Federal Credit Union (5.88%), Morgan Stanley Private Bank (6.05%) and Bank of America (6.14%).
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| UNITED WHOLESALE MORTGAGE, LLC | $543,970,000 | $760,140,000 | 39.7% | 5.7% |
| Mortgage Research Center, LLC | $579,825,000 | $752,630,000 | 29.8% | 5.6% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $701,940,000 | $670,930,000 | -4.4% | 5.0% |
| NAVY FEDERAL CREDIT UNION | $527,835,000 | $643,470,000 | 21.9% | 4.8% |
| QUICKEN LOANS, LLC | $426,625,000 | $575,820,000 | 35.0% | 4.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $564,130,000 | $572,950,000 | 1.6% | 4.3% |
| FREEDOM MORTGAGE CORPORATION | $107,930,000 | $487,805,000 | 352.0% | 3.6% |
| Towne Bank | $328,210,000 | $370,185,000 | 12.8% | 2.8% |
| SOUTHERN TRUST MORTGAGE, LLC | $266,850,000 | $352,875,000 | 32.2% | 2.6% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $187,710,000 | $344,225,000 | 83.4% | 2.6% |
| MOVEMENT MORTGAGE, LLC | $371,355,000 | $328,560,000 | -11.5% | 2.5% |
| NEWPORT NEWS SHIPBUILDING EMPLOYEES | $163,565,000 | $267,745,000 | 63.7% | 2.0% |
| PENNYMAC LOAN SERVICES, LLC | $146,950,000 | $254,585,000 | 73.2% | 1.9% |
| NEWREZ LLC | $125,315,000 | $245,985,000 | 96.3% | 1.8% |
| NVR Mortgage Finance, Inc. | $243,425,000 | $205,735,000 | -15.5% | 1.5% |
| Advance Financial Group, LLC | $170,490,000 | $197,460,000 | 15.8% | 1.5% |
| TIDEWATER MORTGAGE SERVICES, INC. | $189,490,000 | $191,080,000 | 0.8% | 1.4% |
| Atlantic Coast Mortgage, LLC | $137,225,000 | $184,345,000 | 34.3% | 1.4% |
| Arbor Realty Trust, Inc. | $8,760,000 | $178,305,000 | 1,935.4% | 1.3% |
| LANGLEY | $137,725,000 | $174,910,000 | 27.0% | 1.3% |
| Truist | $169,625,000 | $143,320,000 | -15.5% | 1.1% |
| CROSSCOUNTRY MORTGAGE, LLC | $61,955,000 | $139,735,000 | 125.5% | 1.0% |
| VILLAGE CAPITAL MORTGAGE | $22,270,000 | $129,555,000 | 481.7% | 1.0% |
| Wells Fargo Bank | $114,400,000 | $129,200,000 | 12.9% | 1.0% |
| Towne Mortgage, LLC | $123,035,000 | $124,670,000 | 1.3% | 0.9% |
| FIRST COMMUNITY MORTGAGE, INC. | $22,850,000 | $114,840,000 | 402.6% | 0.9% |
| Prosperity Home Mortgage, LLC | $119,100,000 | $111,680,000 | -6.2% | 0.8% |
| CMG MORTGAGE, INC. | $84,740,000 | $105,505,000 | 24.5% | 0.8% |
| LOANDEPOT.COM, LLC | $98,480,000 | $104,795,000 | 6.4% | 0.8% |
| CALCON MUTUAL MORTGAGE LLC | $385,000 | $104,540,000 | 27,053.2% | 0.8% |
| WALKER & DUNLOP, LLC | $138,195,000 | $104,100,000 | -24.7% | 0.8% |
| PNC Bank | $44,415,000 | $100,140,000 | 125.5% | 0.7% |
| Presidential Bank, FSB | $26,440,000 | $99,035,000 | 274.6% | 0.7% |
| Bank of America | $97,765,000 | $90,485,000 | -7.4% | 0.7% |
| Prudential Huntoon Paige Associates, LLC | $82,715,000 | n/a | 0.6% | |
| Atlantic Union Bank | $63,385,000 | $81,700,000 | 28.9% | 0.6% |
| 1ST ADVANTAGE FEDERAL CREDIT UNION | $55,505,000 | $77,045,000 | 38.8% | 0.6% |
| JPMorgan Chase Bank | $39,615,000 | $75,365,000 | 90.2% | 0.6% |
| C & F Mortgage Corporation | $70,015,000 | $69,085,000 | -1.3% | 0.5% |
| LENDINGHOME FUNDING CORPORATION | $51,725,000 | $67,985,000 | 31.4% | 0.5% |
| Tidewater Home Funding, LLC | $72,595,000 | $65,975,000 | -9.1% | 0.5% |
| BROKER SOLUTIONS, INC. | $54,190,000 | $65,275,000 | 20.5% | 0.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $25,055,000 | $61,790,000 | 146.6% | 0.5% |
| USAA Federal Savings Bank | $46,365,000 | $61,495,000 | 32.6% | 0.5% |
| BERKELEY POINT CAPITAL LLC | $48,055,000 | $60,400,000 | 25.7% | 0.5% |
| Fulton Bank | $99,435,000 | $60,015,000 | -39.6% | 0.4% |
| AMERICAN FINANCIAL NETWORK, INC. | $50,465,000 | $58,965,000 | 16.8% | 0.4% |
| CAPITAL CENTER, L.L.C. | $43,330,000 | $57,530,000 | 32.8% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $52,250,000 | $57,105,000 | 9.3% | 0.4% |
| Alcova Mortgage LLC | $68,705,000 | $56,950,000 | -17.1% | 0.4% |
| GUARANTEED RATE, INC. | $37,175,000 | $56,645,000 | 52.4% | 0.4% |
| Merchants Bank of Indiana | $56,200,000 | n/a | 0.4% | |
| The Federal Savings Bank | $47,455,000 | $54,130,000 | 14.1% | 0.4% |
| EAGLE HOME MORTGAGE, LLC | $23,725,000 | $53,315,000 | 124.7% | 0.4% |
| Ameris Bank | $38,940,000 | $53,055,000 | 36.2% | 0.4% |
| Southern Bank and Trust Company | $52,180,000 | $49,765,000 | -4.6% | 0.4% |
| T2 FINANCIAL LLC | $9,085,000 | $48,760,000 | 436.7% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $61,025,000 | $45,555,000 | -25.4% | 0.3% |
| MORIA DEVELOPMENT, INC. | $6,655,000 | $45,510,000 | 583.8% | 0.3% |
| CHARTWAY FEDERAL CREDIT UNION | $39,920,000 | $45,155,000 | 13.1% | 0.3% |
| DHI MORTGAGE COMPANY, LTD. | $46,225,000 | $43,215,000 | -6.5% | 0.3% |
| PLANET HOME LENDING, LLC | $11,485,000 | $42,330,000 | 268.6% | 0.3% |
| CARDINAL FINANCIAL | $48,305,000 | $41,240,000 | -14.6% | 0.3% |
| HOMESPIRE MORTGAGE CORPORATION | $46,970,000 | $40,770,000 | -13.2% | 0.3% |
| U.S. Bank | $40,705,000 | $39,890,000 | -2.0% | 0.3% |
| DRAGAS MORTGAGE COMPANY | $27,500,000 | $38,425,000 | 39.7% | 0.3% |
| GUILD MORTGAGE COMPANY | $16,610,000 | $37,615,000 | 126.5% | 0.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $55,110,000 | $37,560,000 | -31.8% | 0.3% |
| ABNB Federal Credit Union | $28,645,000 | $36,210,000 | 26.4% | 0.3% |
| Dollar Bank, Federal Savings Bank | $28,260,000 | $34,170,000 | 20.9% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $8,150,000 | $34,110,000 | 318.5% | 0.3% |
| NEW DAY FINANCIAL, LLC | $26,760,000 | $33,105,000 | 23.7% | 0.2% |
| Armed Forces Bank | $15,640,000 | $33,005,000 | 111.0% | 0.2% |
| Carrington Mortgage Services, LLC | $24,440,000 | $32,540,000 | 33.1% | 0.2% |
| First National Bank of Pennsylvania | $19,035,000 | $32,310,000 | 69.7% | 0.2% |
| NBKC BANK | $22,370,000 | $29,675,000 | 32.7% | 0.2% |
| TD Bank | $31,220,000 | $27,165,000 | -13.0% | 0.2% |
| EMM LOANS LLC | $41,750,000 | $25,125,000 | -39.8% | 0.2% |
| Morgan Stanley Private Bank | $23,300,000 | $24,630,000 | 5.7% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $38,940,000 | $23,845,000 | -38.8% | 0.2% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | $10,450,000 | $23,550,000 | 125.4% | 0.2% |
| UNION HOME MORTGAGE CORP. | $7,960,000 | $23,205,000 | 191.5% | 0.2% |
| North American Savings Bank, F.S.B. | $11,150,000 | $22,010,000 | 97.4% | 0.2% |
| Equity Prime Mortgage LLC | $14,740,000 | $21,935,000 | 48.8% | 0.2% |
| NFM, INC. | $19,390,000 | $21,815,000 | 12.5% | 0.2% |
| Chesapeake Bank | $16,970,000 | $21,805,000 | 28.5% | 0.2% |
| ORIX REAL ESTATE CAPITAL, LLC | $3,810,000 | $21,735,000 | 470.5% | 0.2% |
| EVERETT FINANCIAL, INC. | $2,225,000 | $21,340,000 | 859.1% | 0.2% |
| LOANPAL, LLC | $11,080,000 | $21,180,000 | 91.2% | 0.2% |
| GREYSTONE SERVICING COMPANY LLC | $30,500,000 | $20,700,000 | -32.1% | 0.2% |
| Citizens and Farmers Bank | $11,705,000 | $19,175,000 | 63.8% | 0.1% |
| Discover Bank | $16,265,000 | $18,660,000 | 14.7% | 0.1% |
| STATE EMPLOYEES' | $20,010,000 | $18,630,000 | -6.9% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $32,475,000 | $18,595,000 | -42.7% | 0.1% |
| EagleBank | $12,725,000 | $18,455,000 | 45.0% | 0.1% |
| Regions Bank | $8,610,000 | $18,215,000 | 111.6% | 0.1% |
| GoPrime Mortgage, Inc. | $10,905,000 | $18,205,000 | 66.9% | 0.1% |
| Plains Commerce Bank | $41,815,000 | $18,140,000 | -56.6% | 0.1% |
| Trustmark National Bank | $18,005,000 | n/a | 0.1% | |
| Lakeview Community Capital, LLC | $4,260,000 | $17,590,000 | 312.9% | 0.1% |
| Flagstar Bank, FSB | $48,915,000 | $17,460,000 | -64.3% | 0.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $14,885,000 | $17,130,000 | 15.1% | 0.1% |
| Blue Ridge Bank | $29,415,000 | $16,950,000 | -42.4% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $15,495,000 | $16,875,000 | 8.9% | 0.1% |
| Virginia Credit Union, Inc. | $34,325,000 | $16,760,000 | -51.2% | 0.1% |
| Figure Lending LLC | $10,670,000 | $15,680,000 | 47.0% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $11,885,000 | $15,545,000 | 30.8% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $11,085,000 | $15,255,000 | 37.6% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $5,070,000 | $14,935,000 | 194.6% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $17,840,000 | $14,905,000 | -16.5% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $6,230,000 | $14,675,000 | 135.6% | 0.1% |
| First Federal Bank | $3,885,000 | $14,415,000 | 271.0% | 0.1% |
| CLEARPATH LENDING | $9,585,000 | $13,375,000 | 39.5% | 0.1% |
| First Heritage Mortgage, LLC | $6,945,000 | $13,140,000 | 89.2% | 0.1% |
| CBRE MULTIFAMILY CAPITAL, INC. | $23,875,000 | $13,055,000 | -45.3% | 0.1% |
| The Old Point National Bank of Phoebus | $55,840,000 | $12,940,000 | -76.8% | 0.1% |
| FIDELITY DIRECT MORTGAGE, LLC | $9,430,000 | $12,855,000 | 36.3% | 0.1% |
| Citizens Bank | $32,365,000 | $12,850,000 | -60.3% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,215,000 | $12,635,000 | 939.9% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $10,640,000 | $12,560,000 | 18.0% | 0.1% |
| Magnolia Bank | $8,810,000 | $12,465,000 | 41.5% | 0.1% |
| Charles Schwab Bank, SSB | $7,295,000 | $12,355,000 | 69.4% | 0.1% |
| Mid-Continent Funding, Inc. | $5,395,000 | $12,310,000 | 128.2% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $5,870,000 | $12,120,000 | 106.5% | 0.1% |
| AMWEST FUNDING CORP. | $8,350,000 | $12,060,000 | 44.4% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $1,675,000 | $11,810,000 | 605.1% | 0.1% |
| SeaTrust Mortgage Company | $9,740,000 | $11,700,000 | 20.1% | 0.1% |
| BAY EQUITY LLC | $10,320,000 | $11,395,000 | 10.4% | 0.1% |
| MILEND, INC. | $7,030,000 | $11,105,000 | 58.0% | 0.1% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | $13,965,000 | $10,925,000 | -21.8% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $13,935,000 | $10,765,000 | -22.7% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $14,570,000 | $10,690,000 | -26.6% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $11,200,000 | $10,395,000 | -7.2% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $7,620,000 | $10,250,000 | 34.5% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $11,645,000 | $9,510,000 | -18.3% | 0.1% |
| EMBRACE HOME LOANS, INC. | $11,895,000 | $9,180,000 | -22.8% | 0.1% |
| FIRST HOME MORTGAGE CORPORATION | $9,135,000 | $9,090,000 | -0.5% | 0.1% |
| PHH Mortgage Corporation | $4,680,000 | $8,950,000 | 91.2% | 0.1% |
| M&T Bank | $5,890,000 | $8,915,000 | 51.4% | 0.1% |
| First-Citizens Bank & Trust Company | $12,340,000 | $8,855,000 | -28.2% | 0.1% |
| Raymond James Bank | $860,000 | $8,835,000 | 927.3% | 0.1% |
| BETTER MORTGAGE CORPORATION | $4,030,000 | $8,585,000 | 113.0% | 0.1% |
| United Bank | $11,215,000 | $8,410,000 | -25.0% | 0.1% |
| The Loan Store, Inc. | $8,395,000 | n/a | 0.1% | |
| UBS Bank USA | $6,315,000 | $8,325,000 | 31.8% | 0.1% |
| INTERCOASTAL MORTGAGE COMPANY | $9,105,000 | $8,265,000 | -9.2% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $6,950,000 | $8,185,000 | 17.8% | 0.1% |
| BEACH MUNICIPAL FEDERAL CREDIT UNION | $7,635,000 | $8,140,000 | 6.6% | 0.1% |
| Keystone Funding, Inc. | $8,190,000 | $8,065,000 | -1.5% | 0.1% |
| Bronco Federal Credit Union | $7,625,000 | $8,040,000 | 5.4% | 0.1% |
| ZILLOW HOME LOANS, LLC | $5,000,000 | $7,855,000 | 57.1% | 0.1% |
| ISERVE RESIDENTIAL LENDING, LLC | $7,480,000 | $7,640,000 | 2.1% | 0.1% |
| OCMBC, INC. | $9,900,000 | $7,570,000 | -23.5% | 0.1% |
| TEMPLE VIEW CAPITAL FUNDING, LP | $145,000 | $7,400,000 | 5,003.4% | 0.1% |
| LENDINGONE, LLC | $4,700,000 | $6,790,000 | 44.5% | 0.1% |
| Cornerstone First Mortgage, Inc | $500,000 | $6,775,000 | 1,255.0% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $6,480,000 | $6,770,000 | 4.5% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $5,760,000 | $6,705,000 | 16.4% | 0.1% |
| South State Bank | $310,000 | $6,285,000 | 1,927.4% | 0.0% |
| TOWER | $7,170,000 | $6,080,000 | -15.2% | 0.0% |
| VILLAGE BANK MORTGAGE CORPORATION | $1,170,000 | $5,840,000 | 399.1% | 0.0% |
| FIRST SAVINGS MORTGAGE CORPORATION | $4,915,000 | $5,590,000 | 13.7% | 0.0% |
| LIMA ONE CAPITAL, LLC | $19,775,000 | $5,565,000 | -71.9% | 0.0% |
| INTERCAP LENDING INC. | $3,980,000 | $5,540,000 | 39.2% | 0.0% |
| Strong Home Mortgage, LLC | $2,930,000 | $5,420,000 | 85.0% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $2,185,000 | $5,415,000 | 147.8% | 0.0% |
| ALLIANT CREDIT UNION | $1,720,000 | $5,350,000 | 211.0% | 0.0% |
| PREMIA MORTGAGE, LLC | $3,405,000 | $5,320,000 | 56.2% | 0.0% |
| Ally Bank | $1,645,000 | $5,295,000 | 221.9% | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $3,280,000 | $5,200,000 | 58.5% | 0.0% |
| The Huntington National Bank | $9,020,000 | $5,170,000 | -42.7% | 0.0% |
| TOWNE MORTGAGE COMPANY | $1,900,000 | $4,970,000 | 161.6% | 0.0% |
| Coastal Community Bank | $1,265,000 | $4,885,000 | 286.2% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $5,220,000 | $4,860,000 | -6.9% | 0.0% |
| Citibank | $31,540,000 | $4,855,000 | -84.6% | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $5,705,000 | $4,780,000 | -16.2% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $4,185,000 | $4,770,000 | 14.0% | 0.0% |
| First National Bank of America | $5,560,000 | $4,770,000 | -14.2% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $2,435,000 | $4,740,000 | 94.7% | 0.0% |
| Hometown Equity Mortgage, LLC | $4,485,000 | $4,565,000 | 1.8% | 0.0% |
| SONABANK | $4,725,000 | $4,540,000 | -3.9% | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $7,920,000 | $4,535,000 | -42.7% | 0.0% |
| Loan Simple, Inc. | $3,625,000 | $4,520,000 | 24.7% | 0.0% |
| EVANSVILLE TEACHERS | $550,000 | $4,455,000 | 710.0% | 0.0% |
| United Nations Federal Credit Union | $5,950,000 | $4,430,000 | -25.5% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $2,010,000 | $4,420,000 | 119.9% | 0.0% |
| NEW WAVE LENDING GROUP INC | $2,225,000 | $4,380,000 | 96.9% | 0.0% |
| FAY SERVICING, LLC | $4,955,000 | $4,375,000 | -11.7% | 0.0% |
| SPRING EQ, LLC | $3,615,000 | $4,255,000 | 17.7% | 0.0% |
| American Security Mortgage Corp. | $1,390,000 | $4,235,000 | 204.7% | 0.0% |
| Credence Funding Corporation | $285,000 | $4,225,000 | 1,382.5% | 0.0% |
| ARC HOME LLC | $4,420,000 | $4,215,000 | -4.6% | 0.0% |
| First Bank | $520,000 | $4,195,000 | 706.7% | 0.0% |
| Nations Lending Corporation | $2,470,000 | $3,955,000 | 60.1% | 0.0% |
| Fifth Third Bank | $2,075,000 | $3,785,000 | 82.4% | 0.0% |
| Ixonia Bank | $1,745,000 | $3,780,000 | 116.6% | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | $3,740,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $3,550,000 | $3,670,000 | 3.4% | 0.0% |
| Old National Bank | $295,000 | $3,670,000 | 1,144.1% | 0.0% |
| AMERICAN FINANCING CORPORATION | $2,860,000 | $3,625,000 | 26.7% | 0.0% |
| SWBC MORTGAGE CORPORATION | $9,360,000 | $3,585,000 | -61.7% | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | $285,000 | $3,535,000 | 1,140.4% | 0.0% |
| First Horizon Bank | $7,930,000 | $3,505,000 | -55.8% | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION | $715,000 | $3,495,000 | 388.8% | 0.0% |
| Meridian Bank Corporation | $1,250,000 | $3,475,000 | 178.0% | 0.0% |
| NMSI, INC. | $335,000 | $3,435,000 | 925.4% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $1,570,000 | $3,315,000 | 111.1% | 0.0% |
| AgFirst Farm Credit Bank | $855,000 | $3,295,000 | 285.4% | 0.0% |
| Cf Bank | $3,255,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $6,945,000 | $3,220,000 | -53.6% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $2,385,000 | $3,160,000 | 32.5% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $3,195,000 | $3,130,000 | -2.0% | 0.0% |
| ServisFirst Bank | $1,095,000 | $3,090,000 | 182.2% | 0.0% |
| Citadel Servicing Corporation | $2,505,000 | $3,070,000 | 22.6% | 0.0% |
| Bethpage Federal Credit Union | $1,080,000 | $3,055,000 | 182.9% | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | $5,925,000 | $2,925,000 | -50.6% | 0.0% |
| NEXERA HOLDING LLC | $105,000 | $2,865,000 | 2,628.6% | 0.0% |
| NP, Inc. | $745,000 | $2,845,000 | 281.9% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $2,510,000 | $2,825,000 | 12.5% | 0.0% |
| Apple Federal Credit Union | $2,060,000 | $2,795,000 | 35.7% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $2,915,000 | $2,765,000 | -5.1% | 0.0% |
| LENDSURE MORTGAGE CORP. | $1,620,000 | $2,725,000 | 68.2% | 0.0% |
| CONTOUR MORTGAGE CORPORATION | $2,005,000 | $2,700,000 | 34.7% | 0.0% |
| UNIVERSAL MORTGAGE & FINANCE, INC. | $1,705,000 | $2,695,000 | 58.1% | 0.0% |
| QUORUM FEDERAL CREDIT UNION | $775,000 | $2,600,000 | 235.5% | 0.0% |
| V.I.P. MORTGAGE, INC. | $175,000 | $2,580,000 | 1,374.3% | 0.0% |
| American Mortgage & Equity Consultants, Inc. | $1,545,000 | $2,535,000 | 64.1% | 0.0% |
| A&D Mortgage LLC | $1,260,000 | $2,490,000 | 97.6% | 0.0% |
| Performance Financial, Inc. | $2,490,000 | n/a | 0.0% | |
| VAN DYK MORTGAGE CORPORATION | $3,210,000 | $2,420,000 | -24.6% | 0.0% |
| Integrity Home Mortgage Corp | $1,500,000 | $2,385,000 | 59.0% | 0.0% |
| THE MORTGAGE FIRM, INC. | $905,000 | $2,355,000 | 160.2% | 0.0% |
| Waterstone Mortgage Corporation | $3,010,000 | $2,275,000 | -24.4% | 0.0% |
| Stifel Bank and Trust | $1,995,000 | $2,260,000 | 13.3% | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | $2,860,000 | $2,230,000 | -22.0% | 0.0% |
| Blackhawk Bank & Trust | $2,205,000 | n/a | 0.0% | |
| Logan Finance Corporation | $2,965,000 | $2,205,000 | -25.6% | 0.0% |
| First Option Mortgage, LLC | $685,000 | $2,150,000 | 213.9% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $2,450,000 | $2,140,000 | -12.7% | 0.0% |
| NexBank | $5,160,000 | $2,125,000 | -58.8% | 0.0% |
| Goldman Sachs Bank USA | $2,040,000 | n/a | 0.0% | |
| MORTGAGEONE, INC. | $1,820,000 | $2,030,000 | 11.5% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $685,000 | $2,020,000 | 194.9% | 0.0% |
| Aurora Financial, LLC | $1,110,000 | $2,010,000 | 81.1% | 0.0% |
| FUNDLOANS CAPITAL | $1,955,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $2,405,000 | $1,955,000 | -18.7% | 0.0% |
| Commerce Home Mortgage, Inc. | $4,655,000 | $1,925,000 | -58.6% | 0.0% |
| ENVOY MORTGAGE, LTD | $305,000 | $1,915,000 | 527.9% | 0.0% |
| 1ST SIGNATURE LENDING, LLC | $870,000 | $1,900,000 | 118.4% | 0.0% |
| FREEDOM FIRST | $1,265,000 | $1,840,000 | 45.5% | 0.0% |
| Northpointe Bank | $6,235,000 | $1,815,000 | -70.9% | 0.0% |
| TJC Mortgage, Inc. | $415,000 | $1,805,000 | 334.9% | 0.0% |
| ITHINK FINANCIAL Credit Union | $1,695,000 | n/a | 0.0% | |
| SILVER HILL FUNDING, LLC | $1,205,000 | $1,695,000 | 40.7% | 0.0% |
| SIRVA MORTGAGE, INC. | $510,000 | $1,675,000 | 228.4% | 0.0% |
| Touchstone Bank | $1,675,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $430,000 | $1,670,000 | 288.4% | 0.0% |
| LOCAL GOVERNMENT FEDERAL CREDIT UNION | $1,680,000 | $1,600,000 | -4.8% | 0.0% |
| OceanFirst Bank | $1,600,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $2,180,000 | $1,590,000 | -27.1% | 0.0% |
| AgCarolina Farm Credit, FLCA | $610,000 | $1,575,000 | 158.2% | 0.0% |
| NATION ONE MORTGAGE CORPORATION | $680,000 | $1,550,000 | 127.9% | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | $185,000 | $1,540,000 | 732.4% | 0.0% |
| HomePromise Corporation | $1,500,000 | $1,535,000 | 2.3% | 0.0% |
| BMO Harris Bank | $5,295,000 | $1,520,000 | -71.3% | 0.0% |
| Red River Bank | $680,000 | $1,495,000 | 119.9% | 0.0% |
| INTELLILOAN, INC. | $1,835,000 | $1,485,000 | -19.1% | 0.0% |
| Home Mortgage Alliance Corp | $1,475,000 | n/a | 0.0% | |
| Bank of England | $935,000 | $1,470,000 | 57.2% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $1,760,000 | $1,455,000 | -17.3% | 0.0% |
| Toyota Financial Savings Bank | $1,445,000 | n/a | 0.0% | |
| Gateway First Bank | $1,415,000 | n/a | 0.0% | |
| COREVEST AMERICAN FINANCE LENDER LLC | $1,405,000 | n/a | 0.0% | |
| BNY Mellon | $1,385,000 | n/a | 0.0% | |
| The Central Trust Bank | $3,065,000 | $1,365,000 | -55.5% | 0.0% |
| Vellum Mortgage, Inc. | $2,045,000 | $1,350,000 | -34.0% | 0.0% |
| Access Bank | $1,345,000 | n/a | 0.0% | |
| COASTAL Federal Credit Union | $1,685,000 | $1,335,000 | -20.8% | 0.0% |
| NJ LENDERS CORP. | $1,675,000 | $1,335,000 | -20.3% | 0.0% |
| Sandy Spring Bank | $2,835,000 | $1,335,000 | -52.9% | 0.0% |
| STAUNTON FINANCIAL, INC. | $700,000 | $1,325,000 | 89.3% | 0.0% |
| University Bank | $860,000 | $1,320,000 | 53.5% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $165,000 | $1,310,000 | 693.9% | 0.0% |
| Farmers Bank & Trust | $3,110,000 | $1,300,000 | -58.2% | 0.0% |
| BancorpSouth | $365,000 | $1,290,000 | 253.4% | 0.0% |
| GMFS LLC | $1,280,000 | n/a | 0.0% | |
| AMERICAN HERITAGE FCU | $1,250,000 | n/a | 0.0% | |
| Calvin B. Taylor Banking Company of Berlin, Maryland | $725,000 | $1,225,000 | 69.0% | 0.0% |
| FIRST BANCORP | $300,000 | $1,205,000 | 301.7% | 0.0% |
| Texana Bank | $1,200,000 | n/a | 0.0% | |
| Colonial Farm Credit, ACA | $1,100,000 | $1,185,000 | 7.7% | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | $165,000 | $1,180,000 | 615.2% | 0.0% |
| Peoples Bank | $1,395,000 | $1,180,000 | -15.4% | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,590,000 | $1,175,000 | -26.1% | 0.0% |
| DAS Acquisition Company, LLC | $1,480,000 | $1,170,000 | -20.9% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $255,000 | $1,170,000 | 358.8% | 0.0% |
| Northwest Federal Credit Union | $1,920,000 | $1,140,000 | -40.6% | 0.0% |
| RESIDENTIAL BANCORP | $855,000 | $1,140,000 | 33.3% | 0.0% |
| Towne First Mortgage, LLC | $665,000 | $1,140,000 | 71.4% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $810,000 | $1,120,000 | 38.3% | 0.0% |
| RBC Bank, (Georgia) | $820,000 | $1,120,000 | 36.6% | 0.0% |
| Capital Bank | $11,365,000 | $1,115,000 | -90.2% | 0.0% |
| RiverHills Bank | $1,115,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $175,000 | $1,100,000 | 528.6% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $585,000 | $1,070,000 | 82.9% | 0.0% |
| TOP FLITE FINANCIAL, INC. | $1,990,000 | $1,065,000 | -46.5% | 0.0% |
| CityWorth Mortgage LLC | $890,000 | $1,060,000 | 19.1% | 0.0% |
| American Airlines Federal Credit Union | $230,000 | $1,055,000 | 358.7% | 0.0% |
| Watermark Capital, Inc. | $570,000 | $1,040,000 | 82.5% | 0.0% |
| BAY CAPITAL MORTGAGE CORPORATION | $1,030,000 | n/a | 0.0% | |
| NATIONS RELIABLE LENDING, LLC | $205,000 | $1,000,000 | 387.8% | 0.0% |
| JAMS-01, INC. | $1,660,000 | $985,000 | -40.7% | 0.0% |
| Midwest Mortgage Associates Corporation | $980,000 | n/a | 0.0% | |
| Truliant Federal Credit Union | $425,000 | $980,000 | 130.6% | 0.0% |
| Union Savings Bank | $560,000 | $970,000 | 73.2% | 0.0% |
| USAlliance Federal Credit Union | $55,000 | $970,000 | 1,663.6% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $965,000 | n/a | 0.0% | |
| John Marshall Bank | $960,000 | n/a | 0.0% | |
| FIRST OHIO HOME FINANCE, INC. | $725,000 | $950,000 | 31.0% | 0.0% |
| FIRST TECHNOLOGY | $1,205,000 | $945,000 | -21.6% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $85,000 | $935,000 | 1,000.0% | 0.0% |
| FIRST MORTGAGE COMPANY, INC. | $890,000 | $930,000 | 4.5% | 0.0% |
| UIF CORPORATION | $600,000 | $925,000 | 54.2% | 0.0% |
| Arvest Bank | $865,000 | $920,000 | 6.4% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $350,000 | $920,000 | 162.9% | 0.0% |
| BOKF | $910,000 | n/a | 0.0% | |
| EASTMAN | $910,000 | n/a | 0.0% | |
| NASA Federal Credit Union | $255,000 | $910,000 | 256.9% | 0.0% |
| Suncoast Credit Union | $235,000 | $910,000 | 287.2% | 0.0% |
| Community First National Bank | $1,055,000 | $900,000 | -14.7% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $630,000 | $880,000 | 39.7% | 0.0% |
| Encompass Lending Group, LP | $590,000 | $875,000 | 48.3% | 0.0% |
| First Western Trust Bank | $860,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $495,000 | $850,000 | 71.7% | 0.0% |
| PLUS RELOCATION MORTGAGE, LLC | $1,405,000 | $850,000 | -39.5% | 0.0% |
| THE MORTGAGE LINK, INC. | $1,090,000 | $830,000 | -23.9% | 0.0% |
| DELMAR FINANCIAL COMPANY | $585,000 | $810,000 | 38.5% | 0.0% |
| City Bank | $795,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,675,000 | $780,000 | -53.4% | 0.0% |
| First State Bank of St. Charles, Missouri | $195,000 | $775,000 | 297.4% | 0.0% |
| S1L, Inc. | $660,000 | $770,000 | 16.7% | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | $865,000 | $770,000 | -11.0% | 0.0% |
| LEADERONE FINANCIAL CORPORATION | $3,790,000 | $765,000 | -79.8% | 0.0% |
| HARTFORD FUNDING, LTD. | $760,000 | n/a | 0.0% | |
| Princeton Mortgage Corporation | $2,100,000 | $760,000 | -63.8% | 0.0% |
| HomeTrust Bank | $240,000 | $755,000 | 214.6% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $755,000 | n/a | 0.0% | |
| Pen Air Federal Credit Union | $755,000 | n/a | 0.0% | |
| Peoples Bank | $1,395,000 | $755,000 | -45.9% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $740,000 | n/a | 0.0% | |
| GEORGIA'S OWN | $720,000 | $725,000 | 0.7% | 0.0% |
| Core Bank | $720,000 | n/a | 0.0% | |
| First Savings Bank | $2,500,000 | $720,000 | -71.2% | 0.0% |
| Quontic Bank | $720,000 | n/a | 0.0% | |
| First National Bank of Scotia | $715,000 | n/a | 0.0% | |
| The Union Bank Company | $700,000 | n/a | 0.0% | |
| MLD MORTGAGE INC. | $920,000 | $680,000 | -26.1% | 0.0% |
| BECKAM FUNDING CORP. | $675,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $1,920,000 | $665,000 | -65.4% | 0.0% |
| Acre Mortgage and Financial Inc | $660,000 | n/a | 0.0% | |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | $655,000 | n/a | 0.0% | |
| Summit Community Bank, Inc. | $1,185,000 | $655,000 | -44.7% | 0.0% |
| Bank of Utah | $645,000 | n/a | 0.0% | |
| Leader Bank | $225,000 | $635,000 | 182.2% | 0.0% |
| Baxter Credit Union | $925,000 | $620,000 | -33.0% | 0.0% |
| Assurance Financial Group, L.L.C. | $610,000 | n/a | 0.0% | |
| LOGIX FEDERAL CREDIT UNION | $215,000 | $605,000 | 181.4% | 0.0% |
| Service Federal Credit Union | $1,365,000 | $605,000 | -55.7% | 0.0% |
| ARGENT | $595,000 | n/a | 0.0% | |
| BOND STREET MORTGAGE, LLC | $595,000 | n/a | 0.0% | |
| NBH Bank | $590,000 | n/a | 0.0% | |
| Renasant Bank | $255,000 | $590,000 | 131.4% | 0.0% |
| ONY GLO, INC. | $615,000 | $580,000 | -5.7% | 0.0% |
| The Freedom Bank of Virginia | $420,000 | $570,000 | 35.7% | 0.0% |
| UNITED MORTGAGE CORP | $560,000 | n/a | 0.0% | |
| Prosper Bank | $555,000 | n/a | 0.0% | |
| Park Lane Finance Solutions, LLC | $1,360,000 | $550,000 | -59.6% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $2,120,000 | $540,000 | -74.5% | 0.0% |
| RF Renovo Management Company, LLC | $885,000 | $525,000 | -40.7% | 0.0% |
| Semper Home Loans, Inc. | $525,000 | n/a | 0.0% | |
| BAY-VALLEY MORTGAGE GROUP | $510,000 | n/a | 0.0% | |
| City National Bank of West Virginia | $370,000 | $510,000 | 37.8% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $280,000 | $510,000 | 82.1% | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | $505,000 | n/a | 0.0% | |
| City Lending Inc. | $490,000 | n/a | 0.0% | |
| TOGETHER CREDIT UNION | $1,415,000 | $490,000 | -65.4% | 0.0% |
| Axos Bank | $560,000 | $485,000 | -13.4% | 0.0% |
| Commerce Bank | $475,000 | n/a | 0.0% | |
| FBC MORTGAGE, LLC | $475,000 | n/a | 0.0% | |
| ENCORE BANK | $135,000 | $465,000 | 244.4% | 0.0% |
| Connexus Credit Union | $180,000 | $460,000 | 155.6% | 0.0% |
| First Federal Bank, A FSB | $455,000 | n/a | 0.0% | |
| ANDREWS FEDERAL CREDIT UNION | $450,000 | n/a | 0.0% | |
| Servion, Inc. | $445,000 | n/a | 0.0% | |
| MEMBER ADVANTAGE MORTGAGE, LLC | $435,000 | n/a | 0.0% | |
| CIS Financial Services, Inc. | $430,000 | n/a | 0.0% | |
| F & M BANK CORP. | $420,000 | n/a | 0.0% | |
| First Merchants Bank | $415,000 | n/a | 0.0% | |
| GUIDANCE RESIDENTIAL, LLC | $1,025,000 | $415,000 | -59.5% | 0.0% |
| East Coast Capital Corp. | $410,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $225,000 | $400,000 | 77.8% | 0.0% |
| Kearny Bank | $395,000 | n/a | 0.0% | |
| Stride Bank | $285,000 | $395,000 | 38.6% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $340,000 | $385,000 | 13.2% | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $3,545,000 | $375,000 | -89.4% | 0.0% |
| MILLENNIUM FINANCIAL GROUP, INC. | $375,000 | n/a | 0.0% | |
| UNITED | $85,000 | $375,000 | 341.2% | 0.0% |
| ARLINGTON COMMUNITY | $125,000 | $360,000 | 188.0% | 0.0% |
| Bell Bank | $240,000 | $360,000 | 50.0% | 0.0% |
| EQUITY RESOURCES, INC. | $185,000 | $360,000 | 94.6% | 0.0% |
| Home Loan Investment Bank, F.S.B. | $25,000 | $355,000 | 1,320.0% | 0.0% |
| LEGEND LENDING CORPORATION | $600,000 | $355,000 | -40.8% | 0.0% |
| Midwest BankCentre | $355,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $335,000 | $355,000 | 6.0% | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $115,000 | $345,000 | 200.0% | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | $345,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $305,000 | $345,000 | 13.1% | 0.0% |
| General Mortgage Capital Corporation | $335,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $530,000 | $335,000 | -36.8% | 0.0% |
| Pinnacle Bank | $370,000 | $325,000 | -12.2% | 0.0% |
| RESOURCE FINANCIAL SERVICES, INC. | $235,000 | $325,000 | 38.3% | 0.0% |
| Bank of Clarke County | $295,000 | $315,000 | 6.8% | 0.0% |
| GREENWAY MORTGAGE FUNDING CORP. | $2,875,000 | $315,000 | -89.0% | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | $470,000 | $315,000 | -33.0% | 0.0% |
| SUMMIT FUNDING, INC. | $1,420,000 | $315,000 | -77.8% | 0.0% |
| 21ST MORTGAGE CORPORATION | $1,175,000 | $310,000 | -73.6% | 0.0% |
| Civista Bank | $305,000 | n/a | 0.0% | |
| First Carolina Bank | $405,000 | $300,000 | -25.9% | 0.0% |
| NEXTMARK | $1,055,000 | $300,000 | -71.6% | 0.0% |
| AMERICA'S CREDIT UNION | $285,000 | n/a | 0.0% | |
| BANKSOUTH MORTGAGE COMPANY, LLC | $425,000 | $275,000 | -35.3% | 0.0% |
| MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION | $275,000 | n/a | 0.0% | |
| MEMBERS 1ST FEDERAL CREDIT UNION | $185,000 | $265,000 | 43.2% | 0.0% |
| WINGS FINANCIAL | $265,000 | n/a | 0.0% | |
| Metro City Bank | $440,000 | $260,000 | -40.9% | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | $255,000 | n/a | 0.0% | |
| Village Bank | $625,000 | $255,000 | -59.2% | 0.0% |
| Secured Investment Corp. | $485,000 | $250,000 | -48.5% | 0.0% |
| AMERICAN BANCSHARES MORTGAGE | $245,000 | n/a | 0.0% | |
| BHCU | $245,000 | n/a | 0.0% | |
| COMMONWEALTH ONE FEDERAL CREDIT UNION | $215,000 | $240,000 | 11.6% | 0.0% |
| CLIFFCO, INC. | $235,000 | n/a | 0.0% | |
| KeyBank | $7,440,000 | $235,000 | -96.8% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $225,000 | n/a | 0.0% | |
| COMPASS MORTGAGE, INC. | $225,000 | n/a | 0.0% | |
| HSBC BANK USA, NATIONAL ASSOCIATION | $635,000 | $225,000 | -64.6% | 0.0% |
| Union Savings And Loan Association | $225,000 | n/a | 0.0% | |
| Univest Bank and Trust Co. | $225,000 | n/a | 0.0% | |
| N R L Federal Credit Union | $180,000 | $215,000 | 19.4% | 0.0% |
| Bank of the James | $1,305,000 | $205,000 | -84.3% | 0.0% |
| DEPARTMENT OF COMMERCE | $205,000 | n/a | 0.0% | |
| Greenbox Loans, Inc. | $350,000 | $205,000 | -41.4% | 0.0% |
| JET DIRECT FUNDING CORP | $305,000 | $205,000 | -32.8% | 0.0% |
| Victorian Finance, LLC | $315,000 | $205,000 | -34.9% | 0.0% |
| WesBanco | $790,000 | $205,000 | -74.1% | 0.0% |
| BELEM SERVICING LLC | $195,000 | n/a | 0.0% | |
| Burke & Herbert Bank & Trust Company | $1,675,000 | $195,000 | -88.4% | 0.0% |
| FEDERATED MORTGAGE CORP. | $195,000 | n/a | 0.0% | |
| FirstBank | $195,000 | n/a | 0.0% | |
| Industrial Bank | $195,000 | n/a | 0.0% | |
| SOMERSET TRUST COMPANY | $1,355,000 | $195,000 | -85.6% | 0.0% |
| DUPONT COMMUNITY | $700,000 | $185,000 | -73.6% | 0.0% |
| RANLIFE, INC. | $1,280,000 | $185,000 | -85.5% | 0.0% |
| ALL REVERSE MORTGAGE, INC. | $175,000 | n/a | 0.0% | |
| City National Bank | $395,000 | $175,000 | -55.7% | 0.0% |
| ROSS MORTGAGE CORPORATION | $325,000 | $175,000 | -46.2% | 0.0% |
| HENRICO Federal Credit Union | $170,000 | n/a | 0.0% | |
| Allied First Bank,sb | $305,000 | $165,000 | -45.9% | 0.0% |
| Brighton Bank | $580,000 | $165,000 | -71.6% | 0.0% |
| OAKTREE FUNDING CORP. | $850,000 | $165,000 | -80.6% | 0.0% |
| Sunflower Bank | $920,000 | $165,000 | -82.1% | 0.0% |
| US MORTGAGE CORPORATION | $600,000 | $165,000 | -72.5% | 0.0% |
| DIGITAL Federal Credit Union | $1,520,000 | $160,000 | -89.5% | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | $155,000 | n/a | 0.0% | |
| SCIENT Federal Credit Union | $155,000 | n/a | 0.0% | |
| FEDCHOICE Federal Credit Union | $25,000 | $145,000 | 480.0% | 0.0% |
| HighTechLending Inc | $145,000 | n/a | 0.0% | |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $705,000 | $145,000 | -79.4% | 0.0% |
| SouthStar Bank, S.S.B. | $145,000 | n/a | 0.0% | |
| Virginia National Bank | $265,000 | $145,000 | -45.3% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $140,000 | n/a | 0.0% | |
| PARK VIEW FEDERAL CREDIT UNION | $140,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $140,000 | n/a | 0.0% | |
| FRANKLIN MINT | $135,000 | n/a | 0.0% | |
| KINECTA | $1,035,000 | $135,000 | -87.0% | 0.0% |
| Advisors Mortgage Group, L.L.C. | $1,760,000 | $115,000 | -93.5% | 0.0% |
| Shore United Bank | $115,000 | n/a | 0.0% | |
| UNIFY FINANCIAL Credit Union | $115,000 | n/a | 0.0% | |
| GTE Federal Credit Union | $205,000 | $110,000 | -46.3% | 0.0% |
| JUSTICE Federal Credit Union | $60,000 | $105,000 | 75.0% | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | $1,295,000 | $105,000 | -91.9% | 0.0% |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | $95,000 | n/a | 0.0% | |
| Clearview Federal Credit Union | $85,000 | n/a | 0.0% | |
| AGRICULTURE Federal Credit Union | $75,000 | n/a | 0.0% | |
| First Bank | $520,000 | $75,000 | -85.6% | 0.0% |
| MEMBER ONE | $1,130,000 | $75,000 | -93.4% | 0.0% |
| NSWC Federal Credit Union | $75,000 | n/a | 0.0% | |
| AFFINITY | $85,000 | $65,000 | -23.5% | 0.0% |
| Fidelity Bank | $965,000 | $65,000 | -93.3% | 0.0% |
| NORTHERN STAR CREDIT UNION, INC. | $180,000 | $65,000 | -63.9% | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $65,000 | n/a | 0.0% | |
| ALLEGACY FEDERAL CREDIT UNION | $1,010,000 | $55,000 | -94.6% | 0.0% |
| Baylands Family Credit Union | $580,000 | $55,000 | -90.5% | 0.0% |
| Call Federal Credit Union | $150,000 | $55,000 | -63.3% | 0.0% |
| CORNING | $25,000 | $55,000 | 120.0% | 0.0% |
| DELTA COMMUNITY CREDIT UNION | $305,000 | $55,000 | -82.0% | 0.0% |
| Marine Federal Credit Union | $345,000 | $55,000 | -84.1% | 0.0% |
| THRIVENT Federal Credit Union | $55,000 | n/a | 0.0% | |
| APCI Federal Credit Union | $45,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $45,000 | n/a | 0.0% | |
| Signature Federal Credit Union | $760,000 | $45,000 | -94.1% | 0.0% |
| MidFirst Bank | $35,000 | n/a | 0.0% | |
| United States Senate Federal Credit Union | $165,000 | $35,000 | -78.8% | 0.0% |
| UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION,INC. | $35,000 | n/a | 0.0% | |
| CENTRAL ONE FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% |
VIRGINIA BEACH - NORFOLK - NEWPORT NEWS's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 5.7% market share. In second place, with 5.6%, is Mortgage Research Center, LLC, having originated $752,630,000 in loans. In third place, with 5.0%, is ATLANTIC BAY MORTGAGE GROUP, L.L.C., having originated $670,930,000 in loans. In fourth place, with 4.8%, is NAVY FEDERAL CREDIT UNION, having originated $643,470,000 in loans. In fifth place, with 4.3%, is QUICKEN LOANS, LLC, having originated $575,820,000 in loans.
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 24,536 | $8,482,370,000 | $345,711 |
| Refi | 5,827 | $2,265,255,000 | $388,752 |
| Cash Out Refi | 5,310 | $1,767,850,000 | $332,928 |
| Other | 4,636 | $437,180,000 | $94,301 |
| Home Improvement | 4,615 | $423,995,000 | $91,873 |
| NA | 1 | $445,000 | $445,000 |
Virginia Beach - Norfolk - Newport News's most frequently cited loan purpose was Home Purchase, with 24,536 originations. The 2nd most popular reason was Refi, with 5,827 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 18,217 | $6,267,845,000 | $344,066 |
| 5-6% | 8,834 | $3,611,780,000 | $408,850 |
| Over 8% | 8,688 | $997,930,000 | $114,863 |
| 7-8% | 7,635 | $1,996,555,000 | $261,500 |
| 4-5% | 881 | $339,505,000 | $385,363 |
| 2.5-3% | 278 | $43,490,000 | $156,439 |
| <2.5% | 145 | $23,175,000 | $159,828 |
| 3-4% | 80 | $31,660,000 | $395,750 |
During 2024, Virginia Beach - Norfolk - Newport News's most frequently originated rate bucket was 6-7%, with 18,217 originations.
Loan Sizing (VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 19,621 | $5,786,675,000 | $294,923 |
| $100,000 or less | 9,490 | $487,560,000 | $51,376 |
| $100k-200k | 6,979 | $1,033,875,000 | $148,141 |
| $400k-600k | 6,674 | $3,168,880,000 | $474,810 |
| $600k-1000k | 1,794 | $1,270,440,000 | $708,161 |
| $Over $1MM | 367 | $1,629,665,000 | $4,440,504 |
VIRGINIA BEACH - NORFOLK - NEWPORT NEWS's loan sizing saw the bucket of loans from $200k-400k with 19,621 originations, totaling $5,786,675,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 17,658 | $6,347,230,000 | $359,454 |
| Under 20% | 7,958 | $437,060,000 | $54,921 |
| 60-80% | 6,446 | $2,604,240,000 | $404,009 |
| 20-40% | 4,612 | $629,850,000 | $136,568 |
| Over 100% | 3,997 | $1,925,845,000 | $481,823 |
| 40-60% | 2,567 | $841,255,000 | $327,719 |
VIRGINIA BEACH - NORFOLK - NEWPORT NEWS's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 17,658 originations, totaling $6,347,230,000 in origination value.