STAUNTON Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Staunton averaged
5.52%
for the week of 2022-05-12, compared to the national average of
5.3% for the same period.
The average rate for the prior week (2022-05-05) was
5.39% and
one month ago for the week of 2022-04-07, the
average rate was 4.84%.
Staunton's average rate one year ago was 3.1%.
For refis of the same type during the week of 2022-05-12, the average rate
was 5.47%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-05-12 | 5.3% |
| Staunton 30 Year Fixed Rate | 2022-05-12 | 5.52% |
| Staunton 30 Year Fixed Rate Refi | 2022-05-12 | 5.47% |
| Staunton 15 Year Fixed Rate | 2022-05-12 | 5.27% |
| Staunton 15 Year Fixed Rate Refi | 2022-05-12 | 4.59% |
| Staunton 30 Year FHA | 2022-05-12 | 5.63% |
| Staunton 30 Year FHA Refi | 2022-05-12 | 5.41% |
| Staunton 30 Year USDA | 2022-05-12 | 5.27% |
| Staunton 30 Year USDA Refi | 2022-05-12 | 5.05% |
| Staunton 30 Year VA | 2022-05-12 | 5.35% |
| Staunton 30 Year VA Refi | 2022-05-12 | 5.18% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within STAUNTON, VA.
STAUNTON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the STAUNTON, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
STAUNTON, VA's 170 lenders originated 6,006
loans during 2021. The total origination value was $1,199,980,000, with an average loan value of
$199,797.
The top STAUNTON lender as defined by loan originations is DUPONT COMMUNITY, with
408 loans originated. Their average total fees are
$2,305, which is $369
lower than the next largest lender,
Alcova Mortgage LLC.
The lowest fee STAUNTON lenders (with over 10 loans originated) are
CAPITAL CENTER, L.L.C. ($784), FREEDOM MORTGAGE CORPORATION ($1,618), City National Bank of West Virginia ($1,630), DUPONT COMMUNITY ($2,305) and JPMorgan Chase Bank ($2,535).
The lowest rate STAUNTON lenders (with over 10 loans originated) are
Virginia Credit Union, Inc. (2.83%), DUPONT COMMUNITY (2.84%), AMERISAVE MORTGAGE CORPORATION (2.85%), Bank of America (2.85%) and BETTER MORTGAGE CORPORATION (2.86%).
STAUNTON, VA Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| DUPONT COMMUNITY | $139,455,000 | $166,670,000 | 19.5% | 13.9% |
| Alcova Mortgage LLC | $93,440,000 | $99,860,000 | 6.9% | 8.3% |
| QUICKEN LOANS, LLC | $79,815,000 | $91,230,000 | 14.3% | 7.6% |
| C & F Mortgage Corporation | $70,590,000 | $72,345,000 | 2.5% | 6.0% |
| Integrity Home Mortgage Corp | $43,145,000 | n/a | 3.6% | |
| MOVEMENT MORTGAGE, LLC | $28,125,000 | $38,895,000 | 38.3% | 3.2% |
| FREEDOM MORTGAGE CORPORATION | $37,320,000 | $37,820,000 | 1.3% | 3.2% |
| GREYSTONE SERVICING COMPANY LLC | $31,365,000 | n/a | 2.6% | |
| F & M BANK CORP. | $27,635,000 | $29,190,000 | 5.6% | 2.4% |
| City National Bank of West Virginia | $34,425,000 | $27,700,000 | -19.5% | 2.3% |
| Wells Fargo Bank | $12,010,000 | $27,230,000 | 126.7% | 2.3% |
| Truist Bank | $37,315,000 | $26,710,000 | -28.4% | 2.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $20,690,000 | $24,790,000 | 19.8% | 2.1% |
| Atlantic Union Bank | $25,745,000 | $24,380,000 | -5.3% | 2.0% |
| FIRST BANCORP, INC. | $31,980,000 | $19,285,000 | -39.7% | 1.6% |
| LOANDEPOT.COM, LLC | $6,520,000 | $17,415,000 | 167.1% | 1.5% |
| Prosperity Home Mortgage, LLC | $13,805,000 | $16,070,000 | 16.4% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $6,075,000 | $15,210,000 | 150.4% | 1.3% |
| Waterstone Mortgage Corporation | $16,860,000 | $14,875,000 | -11.8% | 1.2% |
| George Mason Mortgage, LLC | $10,435,000 | $14,270,000 | 36.8% | 1.2% |
| Mr. Cooper ( Nationstar Mortgage ) | $7,515,000 | $13,150,000 | 75.0% | 1.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $6,800,000 | $12,495,000 | 83.8% | 1.0% |
| Mortgage Research Center, LLC | $8,855,000 | $12,045,000 | 36.0% | 1.0% |
| NAVY FEDERAL CREDIT UNION | $7,860,000 | $12,015,000 | 52.9% | 1.0% |
| CBM Mortgage, Inc. | $4,665,000 | $9,560,000 | 104.9% | 0.8% |
| Atlantic Coast Mortgage, LLC | $7,435,000 | $9,400,000 | 26.4% | 0.8% |
| AMERISAVE MORTGAGE CORPORATION | $5,785,000 | $9,140,000 | 58.0% | 0.8% |
| ValleyStar Credit Union | $8,340,000 | $8,160,000 | -2.2% | 0.7% |
| NEWREZ LLC | $4,855,000 | $8,040,000 | 65.6% | 0.7% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $4,475,000 | $7,485,000 | 67.3% | 0.6% |
| CAPITAL CENTER, L.L.C. | $3,270,000 | $7,130,000 | 118.0% | 0.6% |
| LAKEVIEW LOAN SERVICING, LLC | $4,780,000 | $6,895,000 | 44.2% | 0.6% |
| First-Citizens Bank & Trust Company | $3,270,000 | $6,645,000 | 103.2% | 0.6% |
| JPMorgan Chase Bank | $1,725,000 | $6,020,000 | 249.0% | 0.5% |
| BETTER MORTGAGE CORPORATION | $5,870,000 | n/a | 0.5% | |
| First Heritage Mortgage, LLC | $6,650,000 | $5,840,000 | -12.2% | 0.5% |
| First Bank | $5,515,000 | $5,415,000 | -1.8% | 0.5% |
| AgFirst Farm Credit Bank | $3,455,000 | $4,995,000 | 44.6% | 0.4% |
| NFM, INC. | $4,670,000 | $4,950,000 | 6.0% | 0.4% |
| USAA Federal Savings Bank | $7,585,000 | $4,780,000 | -37.0% | 0.4% |
| BROKER SOLUTIONS, INC. | $3,240,000 | $4,750,000 | 46.6% | 0.4% |
| U.S. Bank | $4,240,000 | $4,645,000 | 9.6% | 0.4% |
| First Community Bank | $4,605,000 | n/a | 0.4% | |
| HOME POINT FINANCIAL CORPORATION | $1,585,000 | $4,480,000 | 182.6% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,595,000 | $4,185,000 | 61.3% | 0.3% |
| Bank of America | $3,730,000 | $4,115,000 | 10.3% | 0.3% |
| Renasant Bank | $4,230,000 | $4,050,000 | -4.3% | 0.3% |
| PARK VIEW FEDERAL CREDIT UNION | $3,000,000 | $3,995,000 | 33.2% | 0.3% |
| CALIBER HOME LOANS, INC. | $7,175,000 | $3,960,000 | -44.8% | 0.3% |
| Virginia Credit Union, Inc. | $6,910,000 | $3,955,000 | -42.8% | 0.3% |
| Fulton Bank | $2,130,000 | $3,620,000 | 70.0% | 0.3% |
| MYCUMORTGAGE, LLC | $1,850,000 | $3,380,000 | 82.7% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $2,360,000 | $3,020,000 | 28.0% | 0.3% |
| CLEARPATH LENDING | $3,460,000 | $2,995,000 | -13.4% | 0.2% |
| NEW DAY FINANCIAL, LLC | $2,750,000 | $2,935,000 | 6.7% | 0.2% |
| EMBRACE HOME LOANS, INC. | $3,390,000 | $2,910,000 | -14.2% | 0.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,310,000 | $2,830,000 | 22.5% | 0.2% |
| Farm Credit of the Virginias, ACA | $2,180,000 | $2,815,000 | 29.1% | 0.2% |
| Flagstar Bank, FSB | $715,000 | $2,745,000 | 283.9% | 0.2% |
| Blue Ridge Bank | $1,950,000 | $2,650,000 | 35.9% | 0.2% |
| NATIONS RELIABLE LENDING, LLC | $2,575,000 | n/a | 0.2% | |
| HOMESIDE FINANCIAL, LLC | $1,270,000 | $2,565,000 | 102.0% | 0.2% |
| NBKC BANK | $885,000 | $2,345,000 | 165.0% | 0.2% |
| Ixonia Bank | $2,315,000 | n/a | 0.2% | |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,875,000 | $2,215,000 | -23.0% | 0.2% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $2,130,000 | n/a | 0.2% | |
| Pendleton Community Bank, Inc. | $1,080,000 | $2,095,000 | 94.0% | 0.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $3,735,000 | $2,080,000 | -44.3% | 0.2% |
| Summit Community Bank, Inc. | $2,240,000 | $2,065,000 | -7.8% | 0.2% |
| Carrington Mortgage Services, LLC | $1,770,000 | $1,980,000 | 11.9% | 0.2% |
| AmeriHome Mortgage Company, LLC | $2,095,000 | $1,830,000 | -12.6% | 0.2% |
| Bank of Botetourt | $620,000 | $1,810,000 | 191.9% | 0.2% |
| LOANPAL, LLC | $1,585,000 | $1,810,000 | 14.2% | 0.2% |
| TOWNE MORTGAGE COMPANY | $680,000 | $1,740,000 | 155.9% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $780,000 | $1,710,000 | 119.2% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $440,000 | $1,600,000 | 263.6% | 0.1% |
| The Federal Savings Bank | $3,395,000 | $1,570,000 | -53.8% | 0.1% |
| HOMESPIRE MORTGAGE CORPORATION | $1,565,000 | n/a | 0.1% | |
| Citizens Bank | $1,165,000 | $1,560,000 | 33.9% | 0.1% |
| Member Options, LLC | $1,550,000 | n/a | 0.1% | |
| Towne Bank | $1,010,000 | $1,550,000 | 53.5% | 0.1% |
| GUILD MORTGAGE COMPANY | $6,445,000 | $1,530,000 | -76.3% | 0.1% |
| GUARANTEED RATE, INC. | $2,055,000 | $1,495,000 | -27.3% | 0.1% |
| Northwest Federal Credit Union | $730,000 | $1,465,000 | 100.7% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $2,510,000 | $1,435,000 | -42.8% | 0.1% |
| PNC Bank | $710,000 | $1,435,000 | 102.1% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,545,000 | $1,380,000 | -10.7% | 0.1% |
| SIRVA MORTGAGE, INC. | $1,360,000 | n/a | 0.1% | |
| Towne First Mortgage, LLC | $1,345,000 | n/a | 0.1% | |
| First Guaranty Mortgage Corporation | $1,560,000 | $1,305,000 | -16.3% | 0.1% |
| AMERICAN FINANCING CORPORATION | $2,850,000 | $1,295,000 | -54.6% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $755,000 | $1,225,000 | 62.3% | 0.1% |
| Northpointe Bank | $590,000 | $1,210,000 | 105.1% | 0.1% |
| UNION HOME MORTGAGE CORP. | $440,000 | $1,205,000 | 173.9% | 0.1% |
| 21ST MORTGAGE CORPORATION | $390,000 | $1,170,000 | 200.0% | 0.1% |
| GUARANTY HOME MORTGAGE CORPORATION | $2,165,000 | $1,160,000 | -46.4% | 0.1% |
| ZILLOW HOME LOANS, LLC | $660,000 | $1,115,000 | 68.9% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $950,000 | $1,095,000 | 15.3% | 0.1% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,545,000 | $1,090,000 | -29.4% | 0.1% |
| North American Savings Bank, F.S.B. | $1,375,000 | $1,080,000 | -21.5% | 0.1% |
| First Reliance Bank | $225,000 | $1,065,000 | 373.3% | 0.1% |
| TD Bank | $405,000 | $1,045,000 | 158.0% | 0.1% |
| First Mortgage Solutions, LLC | $475,000 | $1,040,000 | 118.9% | 0.1% |
| Lakeview Community Capital, LLC | $165,000 | $1,025,000 | 521.2% | 0.1% |
| PLANET HOME LENDING, LLC | $930,000 | $1,010,000 | 8.6% | 0.1% |
| LANGLEY | $880,000 | $985,000 | 11.9% | 0.1% |
| PHH Mortgage Corporation | $145,000 | $925,000 | 537.9% | 0.1% |
| Strong Home Mortgage, LLC | $920,000 | n/a | 0.1% | |
| SOFI LENDING CORP. | $795,000 | $910,000 | 14.5% | 0.1% |
| Triumph Bank | $345,000 | $910,000 | 163.8% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,950,000 | $905,000 | -53.6% | 0.1% |
| TIDEWATER MORTGAGE SERVICES, INC. | $370,000 | $890,000 | 140.5% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $565,000 | $875,000 | 54.9% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,690,000 | $865,000 | -48.8% | 0.1% |
| Citibank | $860,000 | n/a | 0.1% | |
| VILLAGE CAPITAL & INVESTMENT LLC | $835,000 | n/a | 0.1% | |
| RESIDENTIAL BANCORP. | $830,000 | n/a | 0.1% | |
| IMPAC MORTGAGE CORP. | $805,000 | n/a | 0.1% | |
| OVM FINANCIAL, INC. | $795,000 | n/a | 0.1% | |
| NETWORK CAPITAL FUNDING CORPORATION | $520,000 | $785,000 | 51.0% | 0.1% |
| HOMESTEAD FUNDING CORP. | $325,000 | $775,000 | 138.5% | 0.1% |
| VILLAGE BANK MORTGAGE CORPORATION | $770,000 | n/a | 0.1% | |
| Plains Commerce Bank | $750,000 | n/a | 0.1% | |
| United Bank | $1,355,000 | $745,000 | -45.0% | 0.1% |
| FIRST HOME MORTGAGE CORPORATION | $215,000 | $735,000 | 241.9% | 0.1% |
| MCLEAN MORTGAGE CORPORATION | $455,000 | $725,000 | 59.3% | 0.1% |
| CityWorth Mortgage LLC | $685,000 | n/a | 0.1% | |
| Bank of England | $205,000 | $665,000 | 224.4% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $340,000 | $645,000 | 89.7% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $1,840,000 | $640,000 | -65.2% | 0.1% |
| United Nations Federal Credit Union | $215,000 | $625,000 | 190.7% | 0.1% |
| GoPrime Mortgage, Inc. | $125,000 | $615,000 | 392.0% | 0.1% |
| Servion, Inc. | $305,000 | $610,000 | 100.0% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $710,000 | $605,000 | -14.8% | 0.1% |
| LENDINGHOME FUNDING CORPORATION | $75,000 | $595,000 | 693.3% | 0.0% |
| Advance Financial Group, LLC | $590,000 | n/a | 0.0% | |
| UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION,INC. | $2,745,000 | $590,000 | -78.5% | 0.0% |
| Chicago Mortgage Solutions LLC | $585,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $580,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $935,000 | $570,000 | -39.0% | 0.0% |
| Deere Employees Credit Union | $560,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $3,120,000 | $560,000 | -82.1% | 0.0% |
| FINANCE OF AMERICA COMMERCIAL LLC | $185,000 | $530,000 | 186.5% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $980,000 | $525,000 | -46.4% | 0.0% |
| Mid-Continent Funding, Inc. | $600,000 | $520,000 | -13.3% | 0.0% |
| Morgan Stanley Private Bank | $515,000 | n/a | 0.0% | |
| Honor Credit Union | $495,000 | n/a | 0.0% | |
| MILEND, INC. | $255,000 | $490,000 | 92.2% | 0.0% |
| Nations Lending Corporation | $490,000 | n/a | 0.0% | |
| UBS Bank USA | $105,000 | $490,000 | 366.7% | 0.0% |
| Towne Mortgage, LLC | $485,000 | n/a | 0.0% | |
| ACCELERATE MORTGAGE, LLC | $480,000 | n/a | 0.0% | |
| CMG MORTGAGE, INC. | $470,000 | n/a | 0.0% | |
| INTERCOASTAL MORTGAGE COMPANY | $350,000 | $470,000 | 34.3% | 0.0% |
| Carter Bank & Trust | $9,805,000 | $455,000 | -95.4% | 0.0% |
| Florida Capital Bank | $455,000 | n/a | 0.0% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $455,000 | n/a | 0.0% | |
| GENEVA FINANCIAL, LLC | $265,000 | $450,000 | 69.8% | 0.0% |
| Baxter Credit Union | $125,000 | $440,000 | 252.0% | 0.0% |
| Dollar Bank, Federal Savings Bank | $430,000 | n/a | 0.0% | |
| MERCK EMPLOYEES FEDERAL CREDIT UNION | $135,000 | $420,000 | 211.1% | 0.0% |
| Paramount Residential Mortgage Group, Inc. | $125,000 | $420,000 | 236.0% | 0.0% |
| Gateway First Bank | $410,000 | n/a | 0.0% | |
| Sandy Spring Bank | $410,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $565,000 | $395,000 | -30.1% | 0.0% |
| Visio Financial Services Inc. | $395,000 | n/a | 0.0% | |
| Ameris Bank | $1,545,000 | $390,000 | -74.8% | 0.0% |
| FirstBank | $600,000 | $390,000 | -35.0% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $390,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $360,000 | $385,000 | 6.9% | 0.0% |
| First Savings Bank | $375,000 | n/a | 0.0% | |
| ACADEMY MORTGAGE CORPORATION | $460,000 | $370,000 | -19.6% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $320,000 | $360,000 | 12.5% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $360,000 | n/a | 0.0% | |
| C&F Select LLC | $355,000 | n/a | 0.0% | |
| Christensen Financial, Inc. | $360,000 | $355,000 | -1.4% | 0.0% |
| GSF Mortgage Corporation | $355,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $335,000 | $345,000 | 3.0% | 0.0% |
| STEARNS LENDING, LLC | $830,000 | $345,000 | -58.4% | 0.0% |
| TOGETHER CREDIT UNION | $345,000 | n/a | 0.0% | |
| Discover Bank | $100,000 | $325,000 | 225.0% | 0.0% |
| Summit Mortgage Corporation | $945,000 | $325,000 | -65.6% | 0.0% |
| DRAPER AND KRAMER MORTGAGE CORP. | $135,000 | $320,000 | 137.0% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $315,000 | n/a | 0.0% | |
| RESIDENTIAL MORTGAGE SERVICES, INC. | $745,000 | $315,000 | -57.7% | 0.0% |
| UNIVERSAL MORTGAGE & FINANCE, INC. | $315,000 | n/a | 0.0% | |
| Manufacturers and Traders Trust Company | $55,000 | $310,000 | 463.6% | 0.0% |
| Apple Federal Credit Union | $105,000 | $300,000 | 185.7% | 0.0% |
| ROSS MORTGAGE CORPORATION | $295,000 | n/a | 0.0% | |
| STATE EMPLOYEES' | $295,000 | n/a | 0.0% | |
| Chesapeake Bank | $265,000 | $280,000 | 5.7% | 0.0% |
| DOMINION ENERGY CREDIT UNION | $280,000 | n/a | 0.0% | |
| ADVANCIAL | $275,000 | n/a | 0.0% | |
| INTERLINC MORTGAGE SERVICES, LLC | $275,000 | n/a | 0.0% | |
| JOHNSON MORTGAGE COMPANY, L.L.C. | $275,000 | n/a | 0.0% | |
| Magnolia Bank | $455,000 | $265,000 | -41.8% | 0.0% |
| First Western Trust Bank | $255,000 | n/a | 0.0% | |
| F&M Bank | $255,000 | n/a | 0.0% | |
| Regions Bank | $225,000 | $255,000 | 13.3% | 0.0% |
| MEMBER ONE | $515,000 | $250,000 | -51.5% | 0.0% |
| American National Bank and Trust Company | $245,000 | n/a | 0.0% | |
| ARC HOME LLC | $805,000 | $245,000 | -69.6% | 0.0% |
| DAS Acquisition Company, LLC | $245,000 | n/a | 0.0% | |
| Luxury Mortgage Corp. | $245,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $245,000 | n/a | 0.0% | |
| BOKF | $235,000 | n/a | 0.0% | |
| MEMBER ADVANTAGE MORTGAGE, LLC | $795,000 | $235,000 | -70.4% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $175,000 | $235,000 | 34.3% | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $335,000 | $225,000 | -32.8% | 0.0% |
| Pinnacle Bank | $225,000 | n/a | 0.0% | |
| SWBC MORTGAGE CORPORATION | $225,000 | n/a | 0.0% | |
| FIRST SAVINGS MORTGAGE CORPORATION | $245,000 | $220,000 | -10.2% | 0.0% |
| Colten Mortgage, LLC | $215,000 | n/a | 0.0% | |
| EQUITY RESOURCES, INC. | $215,000 | n/a | 0.0% | |
| NEWPORT NEWS SHIPBUILDING EMPLOYEES | $215,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $215,000 | n/a | 0.0% | |
| TJC Mortgage, Inc. | $235,000 | $215,000 | -8.5% | 0.0% |
| Northwest Bank | $205,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $205,000 | n/a | 0.0% | |
| 1ST FINANCIAL, INC. | $195,000 | n/a | 0.0% | |
| Arvest Bank | $220,000 | $195,000 | -11.4% | 0.0% |
| UIF CORPORATION | $195,000 | n/a | 0.0% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $555,000 | $185,000 | -66.7% | 0.0% |
| Call Federal Credit Union | $185,000 | n/a | 0.0% | |
| CONTOUR MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| First Internet Bank of Indiana | $175,000 | $175,000 | 0.0% | 0.0% |
| Hometown Lenders, Inc. | $245,000 | $165,000 | -32.7% | 0.0% |
| PARTNERS 1ST Federal Credit Union | $235,000 | $165,000 | -29.8% | 0.0% |
| KELLER MORTGAGE, LLC | $285,000 | $155,000 | -45.6% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $275,000 | $155,000 | -43.6% | 0.0% |
| NORTHROP GRUMMAN Federal Credit Union | $155,000 | n/a | 0.0% | |
| NP, Inc. | $215,000 | $155,000 | -27.9% | 0.0% |
| Republic Bank & Trust Company | $155,000 | n/a | 0.0% | |
| TOWER | $715,000 | $155,000 | -78.3% | 0.0% |
| APEX HOME LOANS, INC. | $145,000 | n/a | 0.0% | |
| DEPARTMENT OF COMMERCE | $145,000 | n/a | 0.0% | |
| Fifth Third Bank | $635,000 | $145,000 | -77.2% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $145,000 | $145,000 | 0.0% | 0.0% |
| Congressional Bank | $135,000 | n/a | 0.0% | |
| COMMONWEALTH ONE FEDERAL CREDIT UNION | $205,000 | $125,000 | -39.0% | 0.0% |
| JAMS-01, INC. | $135,000 | $125,000 | -7.4% | 0.0% |
| Centier Bank | $160,000 | $120,000 | -25.0% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $115,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $115,000 | n/a | 0.0% | |
| Fidelity Bank | $115,000 | n/a | 0.0% | |
| OCEANSIDE MORTGAGE COMPANY | $115,000 | n/a | 0.0% | |
| Presidential Bank, FSB | $570,000 | $115,000 | -79.8% | 0.0% |
| The Huntington National Bank | $210,000 | $115,000 | -45.2% | 0.0% |
| NUMARK CREDIT UNION | $105,000 | n/a | 0.0% | |
| Park Lane Finance Solutions, LLC | $220,000 | $100,000 | -54.5% | 0.0% |
| FBC MORTGAGE, LLC | $85,000 | n/a | 0.0% | |
| Figure Lending LLC | $35,000 | $70,000 | 100.0% | 0.0% |
| SPRING EQ, LLC | $55,000 | $70,000 | 27.3% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $445,000 | $65,000 | -85.4% | 0.0% |
| CHARTWAY FEDERAL CREDIT UNION | $60,000 | n/a | 0.0% | |
| ALLEGACY FEDERAL CREDIT UNION | $45,000 | $45,000 | 0.0% | 0.0% |
| United States Senate Federal Credit Union | $75,000 | $45,000 | -40.0% | 0.0% |
STAUNTON's top lender by overall market share is DUPONT COMMUNITY, with 13.9% market share. In second place, with 8.3%, is Alcova Mortgage LLC, having originated $99,860,000 in loans. In third place, with 7.6%, is QUICKEN LOANS, LLC, having originated $91,230,000 in loans. In third place, with 6.0%, is C & F Mortgage Corporation, having originated $72,345,000 in loans. In third place, with 3.6%, is Integrity Home Mortgage Corp, having originated $43,145,000 in loans.
STAUNTON, VA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,205 | $520,605,000 | $236,102 |
| Refi | 1,979 | $414,355,000 | $209,376 |
| Cash Out Refi | 1,038 | $205,440,000 | $197,919 |
| Other | 470 | $38,200,000 | $81,277 |
| Home Improvement | 314 | $21,380,000 | $68,089 |
Staunton's most frequently cited loan purpose was Home Purchase, with 2,205 originations. The 2nd most popular reason was Refi, with 1,979 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 2,535 | $479,685,000 | $189,225 |
| 2.5-3% | 1,980 | $421,860,000 | $213,061 |
| <2.5% | 956 | $227,000,000 | $237,448 |
| 4-5% | 336 | $48,990,000 | $145,804 |
| 5-6% | 59 | $3,735,000 | $63,305 |
| Over 8% | 48 | $3,600,000 | $75,000 |
| 7-8% | 15 | $1,455,000 | $97,000 |
| 6-7% | 12 | $820,000 | $68,333 |
During 2021, Staunton's most frequently originated rate bucket was 3-4%, with 2,535 originations.
Loan Sizing (STAUNTON, VA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 2,447 | $374,015,000 | $152,846 |
| $200k-400k | 2,251 | $596,515,000 | $265,000 |
| $100,000 or less | 1,064 | $56,070,000 | $52,697 |
| $400k-600k | 200 | $94,190,000 | $470,950 |
| $600k-1000k | 34 | $25,120,000 | $738,824 |
| $Over $1MM | 10 | $54,070,000 | $5,407,000 |
STAUNTON's loan sizing saw the bucket of loans from $100k-200k with 2,447 originations, totaling $374,015,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 2,021 | $512,495,000 | $253,585 |
| 60-80% | 1,872 | $409,480,000 | $218,739 |
| 40-60% | 829 | $137,315,000 | $165,639 |
| Under 20% | 485 | $16,905,000 | $34,856 |
| 20-40% | 445 | $40,335,000 | $90,640 |
| Over 100% | 74 | $24,900,000 | $336,486 |
STAUNTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,021 originations, totaling $512,495,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - STAUNTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $229,900 (8.2%) | $298,127 (10.4%) | 0.00 | 478 |
| 2018-02-01 | $229,900 (5.8%) | $300,386 (10.6%) | 0.00 | 463 |
| 2018-03-01 | $229,900 (4.5%) | $300,738 (11.2%) | 0.00 | 449 |
| 2018-04-01 | $232,000 (2.0%) | $308,403 (10.5%) | 0.00 | 443 |
| 2018-05-01 | $239,800 (2.1%) | $309,399 (10.7%) | 0.00 | 469 |
| 2018-06-01 | $239,000 (1.7%) | $313,628 (11.2%) | 0.00 | 475 |
| 2018-07-01 | $242,500 (3.2%) | $326,842 (15.6%) | 0.00 | 464 |
| 2018-08-01 | $249,450 (6.3%) | $326,369 (17.4%) | 0.00 | 469 |
| 2018-09-01 | $249,000 (8.3%) | $323,457 (15.1%) | 0.00 | 466 |
| 2018-10-01 | $249,900 (6.4%) | $327,839 (12.9%) | 0.00 | 448 |
| 2018-11-01 | $249,900 (8.7%) | $328,878 (14.2%) | 0.00 | 417 |
| 2018-12-01 | $240,000 (4.4%) | $321,595 (11.8%) | 0.00 | 391 |
| 2019-01-01 | $239,950 (4.4%) | $325,673 (9.2%) | 0.00 | 372 |
| 2019-02-01 | $241,250 (4.9%) | $326,451 (8.7%) | 0.00 | 351 |
| 2019-03-01 | $258,523 (12.5%) | $339,961 (13.0%) | 0.00 | 352 |
| 2019-04-01 | $272,450 (17.4%) | $345,037 (11.9%) | 0.00 | 386 |
| 2019-05-01 | $289,450 (20.7%) | $342,919 (10.8%) | 0.00 | 413 |
| 2019-06-01 | $267,900 (12.1%) | $325,052 (3.6%) | 0.00 | 427 |
| 2019-07-01 | $258,950 (6.8%) | $322,405 (-1.4%) | 0.00 | 436 |
| 2019-08-01 | $260,943 (4.6%) | $314,422 (-3.7%) | 0.00 | 427 |
| 2019-09-01 | $261,993 (5.2%) | $308,935 (-4.5%) | 0.00 | 416 |
| 2019-10-01 | $265,000 (6.0%) | $313,018 (-4.5%) | 0.00 | 415 |
| 2019-11-01 | $269,900 (8.0%) | $308,400 (-6.2%) | 0.00 | 378 |
| 2019-12-01 | $269,495 (12.3%) | $314,411 (-2.2%) | 0.00 | 357 |
| 2020-01-01 | $280,950 (17.1%) | $326,461 (0.2%) | 0.00 | 318 |
| 2020-02-01 | $279,900 (16.0%) | $341,880 (4.7%) | 0.00 | 297 |
| 2020-03-01 | $289,900 (12.1%) | $349,032 (2.7%) | 0.00 | 289 |
| 2020-04-01 | $285,000 (4.6%) | $348,079 (0.9%) | 0.00 | 505 |
| 2020-05-01 | $287,500 (-0.7%) | $354,929 (3.5%) | 0.00 | 453 |
| 2020-06-01 | $305,500 (14.0%) | $351,754 (8.2%) | 0.00 | 377 |
| 2020-07-01 | $322,400 (24.5%) | $364,338 (13.0%) | 0.00 | 368 |
| 2020-08-01 | $324,900 (24.5%) | $367,926 (17.0%) | 0.00 | 341 |
| 2020-09-01 | $326,950 (24.8%) | $387,509 (25.4%) | 0.00 | 378 |
| 2020-10-01 | $310,000 (17.0%) | $371,231 (18.6%) | 0.00 | 392 |
| 2020-11-01 | $294,500 (9.1%) | $362,103 (17.4%) | 0.00 | 357 |
| 2020-12-01 | $290,000 (7.6%) | $364,418 (15.9%) | 0.00 | 313 |
| 2021-01-01 | $279,900 (-0.4%) | $356,623 (9.2%) | 0.00 | 295 |
| 2021-02-01 | $284,498 (1.6%) | $363,983 (6.5%) | 0.00 | 245 |
| 2021-03-01 | $285,600 (-1.5%) | $361,422 (3.6%) | 0.00 | 218 |
| 2021-04-01 | $282,450 (-0.9%) | $361,228 (3.8%) | 0.00 | 202 |
| 2021-05-01 | $270,000 (-6.1%) | $351,973 (-0.8%) | 0.00 | 226 |
| 2021-06-01 | $310,000 (1.5%) | $391,067 (11.2%) | 0.00 | 219 |
| 2021-07-01 | $307,500 (-4.6%) | $395,143 (8.5%) | 0.00 | 287 |
| 2021-08-01 | $274,450 (-15.5%) | $425,965 (15.8%) | 0.00 | 308 |
| 2021-09-01 | $279,900 (-14.4%) | $427,934 (10.4%) | 0.00 | 309 |
| 2021-10-01 | $299,900 (-3.3%) | $451,073 (21.5%) | 0.00 | 314 |
| 2021-11-01 | $299,950 (1.9%) | $448,973 (24.0%) | 0.00 | 315 |
| 2021-12-01 | $309,000 (6.6%) | $463,105 (27.1%) | 0.00 | 277 |
| 2022-01-01 | $309,900 (10.7%) | $473,484 (32.8%) | 0.00 | 238 |
| 2022-02-01 | $322,450 (13.3%) | $502,813 (38.1%) | 0.00 | 218 |
| 2022-03-01 | $325,950 (14.1%) | $486,015 (34.5%) | 0.00 | 210 |
| 2022-04-01 | $312,500 (10.6%) | $457,679 (26.7%) | 0.00 | 232 |
STAUNTON's median listing price for 2022-04-01 was $312,500, a difference of
$30,050
(10.6%) versus the prior year and
$-13,450 versus the prior month.
STAUNTON's median listing price comes in at 0% of the national average.
STAUNTON's average listing price for 2022-04-01 was $457,679, a difference of $96,451 (26.7%) versus the prior year and $-28,336 versus the prior month.
For the 2022-04-01 period, STAUNTON had 232 MLS listings, a difference of 22 listings (10%) versus the prior month and 30 listings (15%) versus the prior year.
STAUNTON's median listing price comes in at 0% of the national average.
STAUNTON's average listing price for 2022-04-01 was $457,679, a difference of $96,451 (26.7%) versus the prior year and $-28,336 versus the prior month.
For the 2022-04-01 period, STAUNTON had 232 MLS listings, a difference of 22 listings (10%) versus the prior month and 30 listings (15%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - STAUNTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,998 sqft |
| 2018-02-01 | 0 days | 1,963 sqft |
| 2018-03-01 | 0 days | 1,998 sqft |
| 2018-04-01 | 0 days | 1,975 sqft |
| 2018-05-01 | 0 days | 1,991 sqft |
| 2018-06-01 | 0 days | 1,992 sqft |
| 2018-07-01 | 0 days | 2,016 sqft |
| 2018-08-01 | 0 days | 2,075 sqft |
| 2018-09-01 | 0 days | 2,078 sqft |
| 2018-10-01 | 0 days | 2,073 sqft |
| 2018-11-01 | 0 days | 2,047 sqft |
| 2018-12-01 | 0 days | 2,000 sqft |
| 2019-01-01 | 0 days | 1,986 sqft |
| 2019-02-01 | 0 days | 1,959 sqft |
| 2019-03-01 | 0 days | 1,992 sqft |
| 2019-04-01 | 0 days | 2,064 sqft |
| 2019-05-01 | 0 days | 2,125 sqft |
| 2019-06-01 | 0 days | 2,043 sqft |
| 2019-07-01 | 0 days | 2,012 sqft |
| 2019-08-01 | 0 days | 2,000 sqft |
| 2019-09-01 | 0 days | 1,988 sqft |
| 2019-10-01 | 0 days | 2,000 sqft |
| 2019-11-01 | 0 days | 2,000 sqft |
| 2019-12-01 | 0 days | 2,000 sqft |
| 2020-01-01 | 0 days | 2,000 sqft |
| 2020-02-01 | 0 days | 2,055 sqft |
| 2020-03-01 | 0 days | 2,080 sqft |
| 2020-04-01 | 0 days | 2,080 sqft |
| 2020-05-01 | 0 days | 2,100 sqft |
| 2020-06-01 | 0 days | 2,171 sqft |
| 2020-07-01 | 0 days | 2,223 sqft |
| 2020-08-01 | 0 days | 2,219 sqft |
| 2020-09-01 | 0 days | 2,139 sqft |
| 2020-10-01 | 0 days | 2,084 sqft |
| 2020-11-01 | 0 days | 2,115 sqft |
| 2020-12-01 | 0 days | 2,038 sqft |
| 2021-01-01 | 0 days | 1,962 sqft |
| 2021-02-01 | 0 days | 1,954 sqft |
| 2021-03-01 | 0 days | 1,962 sqft |
| 2021-04-01 | 0 days | 1,928 sqft |
| 2021-05-01 | 0 days | 1,981 sqft |
| 2021-06-01 | 0 days | 1,990 sqft |
| 2021-07-01 | 0 days | 1,957 sqft |
| 2021-08-01 | 0 days | 1,833 sqft |
| 2021-09-01 | 0 days | 1,811 sqft |
| 2021-10-01 | 0 days | 1,992 sqft |
| 2021-11-01 | 0 days | 1,922 sqft |
| 2021-12-01 | 0 days | 1,928 sqft |
| 2022-01-01 | 0 days | 1,881 sqft |
| 2022-02-01 | 0 days | 1,924 sqft |
| 2022-03-01 | 0 days | 1,910 sqft |
| 2022-04-01 | 0 days | 1,790 sqft |
STAUNTON's median listing age (time on market) for 2022-04-01 was 0 days.
STAUNTON's median square footage for active listings during the 2022-04-01 period was 1,790 sqft. One year prior, the average listing was 1,928 sqft.
STAUNTON's median square footage for active listings during the 2022-04-01 period was 1,790 sqft. One year prior, the average listing was 1,928 sqft.
