STAUNTON Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Staunton averaged
6.94%
for the week of 2023-03-16, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2023-03-09) was
6.87% and
one month ago for the week of 2023-02-09, the
average rate was 6.56%.
Staunton's average rate one year ago was 3.64%.
For refis of the same type during the week of 2023-03-16, the average rate
was 7.21%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-03-16 | 6.6% |
| Staunton 30 Year Fixed Rate | 2023-03-16 | 6.94% |
| Staunton 30 Year Fixed Rate Refi | 2023-03-16 | 7.21% |
| Staunton 15 Year Fixed Rate | 2023-03-16 | 6.31% |
| Staunton 15 Year Fixed Rate Refi | 2023-03-16 | 6.55% |
| Staunton 30 Year FHA | 2023-03-16 | 6.24% |
| Staunton 30 Year FHA Refi | 2023-03-16 | 6.26% |
| Staunton 30 Year USDA | 2023-03-16 | 6.43% |
| Staunton 30 Year USDA Refi | 2023-03-16 | 6.33% |
| Staunton 30 Year VA | 2023-03-16 | 6.06% |
| Staunton 30 Year VA Refi | 2023-03-16 | 5.91% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within STAUNTON, VA.
STAUNTON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the STAUNTON, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
STAUNTON Average Closing Costs & Other Stats
STAUNTON, VA's 154 lenders originated 3,994
loans during 2022. The total origination value was $826,010,000, with an average loan value of
$206,813.
STAUNTON's average closing costs are $4,432.
The top STAUNTON lender as defined by loan originations is DUPONT COMMUNITY, with
289 loans originated. Their average total fees are
$2,672, which is $3,797
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee STAUNTON lenders (with over 10 loans originated) are
City National Bank of West Virginia ($1,654), DUPONT COMMUNITY ($2,672), CAPITAL CENTER, L.L.C. ($2,796), Alcova Mortgage LLC ($3,264) and FIRST BANCORP, INC. ($3,756).
The lowest rate STAUNTON lenders (with over 10 loans originated) are
DUPONT COMMUNITY (3.58%), LOANDEPOT.COM, LLC (3.95%), George Mason Mortgage, LLC (4.19%), City National Bank of West Virginia (4.36%) and Truist (4.41%).
STAUNTON, VA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| DUPONT COMMUNITY | $166,670,000 | $149,110,000 | -10.5% | 18.1% |
| Alcova Mortgage LLC | $99,860,000 | $49,395,000 | -50.5% | 6.0% |
| QUICKEN LOANS, LLC | $91,230,000 | $47,010,000 | -48.5% | 5.7% |
| C & F Mortgage Corporation | $72,345,000 | $35,120,000 | -51.5% | 4.3% |
| City National Bank of West Virginia | $27,700,000 | $27,635,000 | -0.2% | 3.3% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $24,790,000 | $20,020,000 | -19.2% | 2.4% |
| F & M BANK CORP. | $29,190,000 | $19,960,000 | -31.6% | 2.4% |
| Atlantic Union Bank | $24,380,000 | $19,010,000 | -22.0% | 2.3% |
| Truist | $26,710,000 | $18,680,000 | -30.1% | 2.3% |
| ValleyStar Credit Union | $8,160,000 | $18,075,000 | 121.5% | 2.2% |
| Wells Fargo Bank | $27,230,000 | $15,425,000 | -43.4% | 1.9% |
| MOVEMENT MORTGAGE, LLC | $38,895,000 | $15,385,000 | -60.4% | 1.9% |
| George Mason Mortgage, LLC | $14,270,000 | $15,065,000 | 5.6% | 1.8% |
| UNION HOME MORTGAGE CORP. | $1,205,000 | $14,990,000 | 1,144.0% | 1.8% |
| NFM, INC. | $4,950,000 | $14,290,000 | 188.7% | 1.7% |
| Waterstone Mortgage Corporation | $14,875,000 | $13,980,000 | -6.0% | 1.7% |
| FIRST BANCORP, INC. | $19,285,000 | $12,960,000 | -32.8% | 1.6% |
| First Bank | $5,415,000 | $12,355,000 | 128.2% | 1.5% |
| UNITED WHOLESALE MORTGAGE, LLC | $12,495,000 | $11,335,000 | -9.3% | 1.4% |
| Integrity Home Mortgage Corp | $43,145,000 | $11,125,000 | -74.2% | 1.3% |
| Mortgage Research Center, LLC | $12,045,000 | $9,535,000 | -20.8% | 1.2% |
| LOANDEPOT.COM, LLC | $17,415,000 | $9,200,000 | -47.2% | 1.1% |
| First Bank | $5,415,000 | $8,005,000 | 47.8% | 1.0% |
| First-Citizens Bank & Trust Company | $6,645,000 | $7,865,000 | 18.4% | 1.0% |
| Blue Ridge Bank | $2,650,000 | $7,535,000 | 184.3% | 0.9% |
| PENNYMAC LOAN SERVICES, LLC | $15,210,000 | $7,375,000 | -51.5% | 0.9% |
| Prosperity Home Mortgage, LLC | $16,070,000 | $7,370,000 | -54.1% | 0.9% |
| First Heritage Mortgage, LLC | $5,840,000 | $7,320,000 | 25.3% | 0.9% |
| FREEDOM MORTGAGE CORPORATION | $37,820,000 | $7,300,000 | -80.7% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $13,150,000 | $7,085,000 | -46.1% | 0.9% |
| NAVY FEDERAL CREDIT UNION | $12,015,000 | $6,140,000 | -48.9% | 0.7% |
| AMERISAVE MORTGAGE CORPORATION | $9,140,000 | $5,845,000 | -36.1% | 0.7% |
| Select Bank | $5,680,000 | n/a | 0.7% | |
| CMG MORTGAGE, INC. | $470,000 | $5,310,000 | 1,029.8% | 0.6% |
| Atlantic Coast Mortgage, LLC | $9,400,000 | $4,820,000 | -48.7% | 0.6% |
| PARK VIEW FEDERAL CREDIT UNION | $3,995,000 | $4,675,000 | 17.0% | 0.6% |
| CBM Mortgage, Inc. | $9,560,000 | $4,595,000 | -51.9% | 0.6% |
| CAPITAL CENTER, L.L.C. | $7,130,000 | $4,375,000 | -38.6% | 0.5% |
| BROKER SOLUTIONS, INC. | $4,750,000 | $4,360,000 | -8.2% | 0.5% |
| Citizens Bank | $1,560,000 | $4,355,000 | 179.2% | 0.5% |
| Member Options, LLC | $1,550,000 | $3,895,000 | 151.3% | 0.5% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $4,185,000 | $3,470,000 | -17.1% | 0.4% |
| Pendleton Community Bank, Inc. | $2,095,000 | $3,405,000 | 62.5% | 0.4% |
| Bank of America | $4,115,000 | $3,370,000 | -18.1% | 0.4% |
| USAA Federal Savings Bank | $4,780,000 | $3,330,000 | -30.3% | 0.4% |
| Virginia Credit Union, Inc. | $3,955,000 | $3,040,000 | -23.1% | 0.4% |
| AgFirst Farm Credit Bank | $4,995,000 | $3,020,000 | -39.5% | 0.4% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $7,485,000 | $3,020,000 | -59.7% | 0.4% |
| MYCUMORTGAGE, LLC | $3,380,000 | $2,875,000 | -14.9% | 0.3% |
| JPMorgan Chase Bank | $6,020,000 | $2,855,000 | -52.6% | 0.3% |
| Ixonia Bank | $2,315,000 | $2,815,000 | 21.6% | 0.3% |
| Farm Credit of the Virginias, ACA | $2,815,000 | $2,785,000 | -1.1% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $2,830,000 | $2,775,000 | -1.9% | 0.3% |
| GUARANTEED RATE, INC. | $1,495,000 | $2,505,000 | 67.6% | 0.3% |
| NEWREZ LLC | $8,040,000 | $2,485,000 | -69.1% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $6,895,000 | $2,465,000 | -64.2% | 0.3% |
| Charles Schwab Bank, SSB | $2,445,000 | n/a | 0.3% | |
| Renasant Bank | $4,050,000 | $2,390,000 | -41.0% | 0.3% |
| LOANPAL, LLC | $1,810,000 | $2,370,000 | 30.9% | 0.3% |
| Bank of the James | $2,300,000 | n/a | 0.3% | |
| EMBRACE HOME LOANS, INC. | $2,910,000 | $2,225,000 | -23.5% | 0.3% |
| PNC Bank | $1,435,000 | $2,185,000 | 52.3% | 0.3% |
| Bank of Botetourt | $1,810,000 | $2,170,000 | 19.9% | 0.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $2,215,000 | $1,830,000 | -17.4% | 0.2% |
| HOME POINT FINANCIAL CORPORATION | $4,480,000 | $1,830,000 | -59.2% | 0.2% |
| The Federal Savings Bank | $1,570,000 | $1,755,000 | 11.8% | 0.2% |
| FirstBank | $390,000 | $1,675,000 | 329.5% | 0.2% |
| CALIBER HOME LOANS, INC. | $3,960,000 | $1,655,000 | -58.2% | 0.2% |
| NEW DAY FINANCIAL, LLC | $2,935,000 | $1,640,000 | -44.1% | 0.2% |
| PIONEER BANK | $1,560,000 | n/a | 0.2% | |
| Barrington Bank & Trust Company, N.A. | $1,225,000 | $1,500,000 | 22.4% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $595,000 | $1,490,000 | 150.4% | 0.2% |
| STATE EMPLOYEES' | $295,000 | $1,485,000 | 403.4% | 0.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,710,000 | $1,465,000 | -14.3% | 0.2% |
| Summit Community Bank, Inc. | $2,065,000 | $1,460,000 | -29.3% | 0.2% |
| GUILD MORTGAGE COMPANY | $1,530,000 | $1,430,000 | -6.5% | 0.2% |
| U.S. Bank | $4,645,000 | $1,335,000 | -71.3% | 0.2% |
| Flagstar Bank, FSB | $2,745,000 | $1,305,000 | -52.5% | 0.2% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,265,000 | n/a | 0.2% | |
| First Federal Bank of Kansas City | $1,245,000 | n/a | 0.2% | |
| MCLEAN MORTGAGE CORPORATION | $725,000 | $1,240,000 | 71.0% | 0.2% |
| MILEND, INC. | $490,000 | $1,170,000 | 138.8% | 0.1% |
| TIDEWATER MORTGAGE SERVICES, INC. | $890,000 | $1,120,000 | 25.8% | 0.1% |
| Fulton Bank | $3,620,000 | $1,070,000 | -70.4% | 0.1% |
| Carrington Mortgage Services, LLC | $1,980,000 | $1,040,000 | -47.5% | 0.1% |
| SIRVA MORTGAGE, INC. | $1,360,000 | $1,035,000 | -23.9% | 0.1% |
| SWBC MORTGAGE CORPORATION | $225,000 | $975,000 | 333.3% | 0.1% |
| First Guaranty Mortgage Corporation | $1,305,000 | $945,000 | -27.6% | 0.1% |
| FINANCE OF AMERICA MORTGAGE LLC | $2,080,000 | $925,000 | -55.5% | 0.1% |
| M&T Bank | $310,000 | $925,000 | 198.4% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $3,020,000 | $925,000 | -69.4% | 0.1% |
| AMERICAN ADVISORS GROUP | $385,000 | $910,000 | 136.4% | 0.1% |
| Towne Mortgage, LLC | $485,000 | $905,000 | 86.6% | 0.1% |
| PLANET HOME LENDING, LLC | $1,010,000 | $895,000 | -11.4% | 0.1% |
| REVERSE MORTGAGE FUNDING LLC | $875,000 | $885,000 | 1.1% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $640,000 | $870,000 | 35.9% | 0.1% |
| Ameris Bank | $390,000 | $830,000 | 112.8% | 0.1% |
| Strong Home Mortgage, LLC | $920,000 | $830,000 | -9.8% | 0.1% |
| Presidential Bank, FSB | $115,000 | $820,000 | 613.0% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $835,000 | $770,000 | -7.8% | 0.1% |
| UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION,INC. | $590,000 | $725,000 | 22.9% | 0.1% |
| First Mortgage Solutions, LLC | $1,040,000 | $720,000 | -30.8% | 0.1% |
| 21ST MORTGAGE CORPORATION | $1,170,000 | $705,000 | -39.7% | 0.1% |
| AmeriHome Mortgage Company, LLC | $1,830,000 | $705,000 | -61.5% | 0.1% |
| Commerce Home Mortgage, Inc. | $705,000 | n/a | 0.1% | |
| Century Mortgage Company DBA Century Lending Company | $695,000 | n/a | 0.1% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $865,000 | $680,000 | -21.4% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $650,000 | n/a | 0.1% | |
| Mid-Continent Funding, Inc. | $520,000 | $650,000 | 25.0% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $2,565,000 | $635,000 | -75.2% | 0.1% |
| Figure Lending LLC | $70,000 | $630,000 | 800.0% | 0.1% |
| SOUTHWEST STAGE FUNDING, LLC | $1,600,000 | $625,000 | -60.9% | 0.1% |
| Chicago Mortgage Solutions LLC | $585,000 | $615,000 | 5.1% | 0.1% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $245,000 | $610,000 | 149.0% | 0.1% |
| TOWNE MORTGAGE COMPANY | $1,740,000 | $600,000 | -65.5% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $320,000 | $595,000 | 85.9% | 0.1% |
| Towne Bank | $1,550,000 | $590,000 | -61.9% | 0.1% |
| United Bank | $745,000 | $585,000 | -21.5% | 0.1% |
| RESIDENTIAL BANCORP. | $830,000 | $565,000 | -31.9% | 0.1% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $2,130,000 | $560,000 | -73.7% | 0.1% |
| NVR Mortgage Finance, Inc. | $560,000 | n/a | 0.1% | |
| Wyndham Capital Mortgage, Inc. | $550,000 | n/a | 0.1% | |
| Lakeview Community Capital, LLC | $1,025,000 | $545,000 | -46.8% | 0.1% |
| Morgan Stanley Private Bank | $515,000 | $535,000 | 3.9% | 0.1% |
| ZILLOW HOME LOANS, LLC | $1,115,000 | $525,000 | -52.9% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $515,000 | n/a | 0.1% | |
| DELMAR FINANCIAL COMPANY | $510,000 | n/a | 0.1% | |
| S1L, Inc. | $505,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $1,295,000 | $490,000 | -62.2% | 0.1% |
| EVERENCE FEDERAL CREDIT UNION | $490,000 | n/a | 0.1% | |
| Fifth Third Bank | $145,000 | $480,000 | 231.0% | 0.1% |
| First Western Trust Bank | $255,000 | $480,000 | 88.2% | 0.1% |
| CNB Bank Inc. | $475,000 | n/a | 0.1% | |
| Paramount Residential Mortgage Group, Inc. | $420,000 | $475,000 | 13.1% | 0.1% |
| DIRECT MORTGAGE LOANS, LLC | $455,000 | n/a | 0.1% | |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | $455,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $185,000 | $435,000 | 135.1% | 0.1% |
| Burke & Herbert Bank & Trust Company | $425,000 | n/a | 0.1% | |
| Heritage Bank | $425,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $1,380,000 | $415,000 | -69.9% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $185,000 | $410,000 | 121.6% | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | $405,000 | n/a | 0.0% | |
| EMM LOANS LLC | $400,000 | n/a | 0.0% | |
| Hometown Lenders, Inc. | $165,000 | $395,000 | 139.4% | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | $1,095,000 | $395,000 | -63.9% | 0.0% |
| The Fidelity Bank | $395,000 | n/a | 0.0% | |
| LANGLEY | $985,000 | $385,000 | -60.9% | 0.0% |
| Bank of Charles Town | $380,000 | n/a | 0.0% | |
| Servion, Inc. | $610,000 | $375,000 | -38.5% | 0.0% |
| Nations Lending Corporation | $490,000 | $370,000 | -24.5% | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | $570,000 | $370,000 | -35.1% | 0.0% |
| MOUNTAIN AMERICA | $365,000 | n/a | 0.0% | |
| Victorian Finance, LLC | $365,000 | n/a | 0.0% | |
| Virginia National Bank | $365,000 | n/a | 0.0% | |
| TD Bank | $1,045,000 | $360,000 | -65.6% | 0.0% |
| Watermark Capital, Inc. | $355,000 | n/a | 0.0% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $65,000 | $340,000 | 423.1% | 0.0% |
| EVERETT FINANCIAL, INC. | $115,000 | $320,000 | 178.3% | 0.0% |
| Simmons Bank | $315,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $205,000 | $315,000 | 53.7% | 0.0% |
| BETTER MORTGAGE CORPORATION | $5,870,000 | $310,000 | -94.7% | 0.0% |
| COMMONWEALTH ONE FEDERAL CREDIT UNION | $125,000 | $300,000 | 140.0% | 0.0% |
| Citizens and Farmers Bank | $295,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $295,000 | n/a | 0.0% | |
| NMSI, INC. | $295,000 | n/a | 0.0% | |
| ROSS MORTGAGE CORPORATION | $295,000 | $295,000 | 0.0% | 0.0% |
| Capital City Home Loans, LLC | $285,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $615,000 | $285,000 | -53.7% | 0.0% |
| Meridian Bank Corporation | $285,000 | n/a | 0.0% | |
| Metro City Bank | $285,000 | n/a | 0.0% | |
| Park Lane Finance Solutions, LLC | $100,000 | $280,000 | 180.0% | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | $360,000 | $275,000 | -23.6% | 0.0% |
| Bank of England | $665,000 | $275,000 | -58.6% | 0.0% |
| BAY CAPITAL MORTGAGE CORPORATION | $275,000 | n/a | 0.0% | |
| CLEARPATH LENDING | $2,995,000 | $275,000 | -90.8% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $1,160,000 | $275,000 | -76.3% | 0.0% |
| NBKC BANK | $2,345,000 | $275,000 | -88.3% | 0.0% |
| Plains Commerce Bank | $750,000 | $275,000 | -63.3% | 0.0% |
| R M K FINANCIAL CORP. | $275,000 | n/a | 0.0% | |
| CERTAINTY HOME LOANS, LLC | $265,000 | n/a | 0.0% | |
| CapStar Bank | $255,000 | n/a | 0.0% | |
| EDUCATIONAL SYSTEMS | $255,000 | n/a | 0.0% | |
| INTERCOASTAL MORTGAGE COMPANY | $470,000 | $255,000 | -45.7% | 0.0% |
| NATION ONE MORTGAGE CORPORATION | $255,000 | n/a | 0.0% | |
| NewTowne Mortgage, LLC | $255,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $1,565,000 | $250,000 | -84.0% | 0.0% |
| PHH Mortgage Corporation | $925,000 | $250,000 | -73.0% | 0.0% |
| DOMINION ENERGY CREDIT UNION | $280,000 | $245,000 | -12.5% | 0.0% |
| MORIA DEVELOPMENT, INC. | $245,000 | n/a | 0.0% | |
| NETWORK CAPITAL FUNDING CORPORATION | $785,000 | $245,000 | -68.8% | 0.0% |
| Christensen Financial, Inc. | $355,000 | $235,000 | -33.8% | 0.0% |
| MIDLAND MORTGAGE CORPORATION | $235,000 | n/a | 0.0% | |
| OVM FINANCIAL, INC. | $795,000 | $235,000 | -70.4% | 0.0% |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $390,000 | $235,000 | -39.7% | 0.0% |
| Southwest Airlines Federal Credit Union | $235,000 | n/a | 0.0% | |
| Truliant Federal Credit Union | $235,000 | n/a | 0.0% | |
| DHI MORTGAGE COMPANY, LTD. | $225,000 | n/a | 0.0% | |
| First Reliance Bank | $1,065,000 | $225,000 | -78.9% | 0.0% |
| LOANLEADERS OF AMERICA, INC. | $225,000 | n/a | 0.0% | |
| Magnolia Bank | $265,000 | $225,000 | -15.1% | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | $735,000 | $215,000 | -70.7% | 0.0% |
| Vellum Mortgage, Inc. | $215,000 | n/a | 0.0% | |
| Bethpage Federal Credit Union | $205,000 | n/a | 0.0% | |
| PARTNERS 1ST Federal Credit Union | $165,000 | $205,000 | 24.2% | 0.0% |
| Centier Bank | $120,000 | $200,000 | 66.7% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $195,000 | n/a | 0.0% | |
| Lakeland Bank | $195,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $195,000 | n/a | 0.0% | |
| South State Bank | $195,000 | n/a | 0.0% | |
| ANGEL OAK HOME LOANS LLC | $115,000 | $185,000 | 60.9% | 0.0% |
| Apple Federal Credit Union | $300,000 | $185,000 | -38.3% | 0.0% |
| DEEPHAVEN MORTGAGE LLC | $175,000 | n/a | 0.0% | |
| Fidelity Bank | $115,000 | $175,000 | 52.2% | 0.0% |
| LENDSURE MORTGAGE CORP. | $175,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $395,000 | $175,000 | -55.7% | 0.0% |
| Peoples Bank | $165,000 | n/a | 0.0% | |
| HANSCOM | $155,000 | n/a | 0.0% | |
| Tidewater Home Funding, LLC | $155,000 | n/a | 0.0% | |
| Northpointe Bank | $1,210,000 | $145,000 | -88.0% | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $455,000 | $145,000 | -68.1% | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | $235,000 | $145,000 | -38.3% | 0.0% |
| Axos Bank | $135,000 | n/a | 0.0% | |
| MEMBER ONE | $250,000 | $135,000 | -46.0% | 0.0% |
| MICHIGAN FIRST CREDIT UNION | $135,000 | n/a | 0.0% | |
| OPEN MORTGAGE, LLC | $135,000 | n/a | 0.0% | |
| Carter Bank & Trust | $455,000 | $125,000 | -72.5% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| CityWorth Mortgage LLC | $685,000 | $115,000 | -83.2% | 0.0% |
| ALLIANT CREDIT UNION | $580,000 | $105,000 | -81.9% | 0.0% |
| MEMBERS 1ST FEDERAL CREDIT UNION | $105,000 | n/a | 0.0% | |
| EASTMAN | $100,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $70,000 | $100,000 | 42.9% | 0.0% |
| Arvest Bank | $195,000 | $95,000 | -51.3% | 0.0% |
| HighTechLending Inc | $85,000 | n/a | 0.0% | |
| NATIONAL BANKSHARES, INC. | $75,000 | n/a | 0.0% | |
| TOWER | $155,000 | $75,000 | -51.6% | 0.0% |
| NEXTMARK | $65,000 | n/a | 0.0% | |
| First National Bank of America | $55,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $55,000 | n/a | 0.0% | |
| Discover Bank | $325,000 | $45,000 | -86.2% | 0.0% |
| BayCoast Bank | $25,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $1,465,000 | $25,000 | -98.3% | 0.0% |
STAUNTON's top lender by overall market share is DUPONT COMMUNITY, with 18.1% market share. In second place, with 6.0%, is Alcova Mortgage LLC, having originated $49,395,000 in loans. In third place, with 5.7%, is QUICKEN LOANS, LLC, having originated $47,010,000 in loans. In fourth place, with 4.3%, is C & F Mortgage Corporation, having originated $35,120,000 in loans. In fifth place, with 3.3%, is City National Bank of West Virginia, having originated $27,635,000 in loans.
STAUNTON Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - STAUNTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $232,475 (7.2%) | $296,224 (11.0%) | 0.00 | 479 |
| 2018-02-01 | $232,200 (5.8%) | $301,821 (11.7%) | 0.00 | 459 |
| 2018-03-01 | $234,900 (5.6%) | $307,715 (14.2%) | 0.00 | 445 |
| 2018-04-01 | $234,200 (1.9%) | $308,882 (11.2%) | 0.00 | 448 |
| 2018-05-01 | $239,900 (2.0%) | $311,726 (11.1%) | 0.00 | 477 |
| 2018-06-01 | $239,925 (2.1%) | $321,078 (13.5%) | 0.00 | 488 |
| 2018-07-01 | $247,875 (5.5%) | $333,512 (17.1%) | 0.00 | 469 |
| 2018-08-01 | $249,900 (6.4%) | $332,118 (18.2%) | 0.00 | 478 |
| 2018-09-01 | $249,900 (8.7%) | $331,902 (18.0%) | 0.00 | 475 |
| 2018-10-01 | $250,000 (6.4%) | $334,172 (14.7%) | 0.00 | 454 |
| 2018-11-01 | $249,900 (6.3%) | $334,868 (15.2%) | 0.00 | 422 |
| 2018-12-01 | $240,000 (2.6%) | $326,895 (13.4%) | 0.00 | 397 |
| 2019-01-01 | $243,750 (4.9%) | $330,815 (11.7%) | 0.00 | 377 |
| 2019-02-01 | $247,000 (6.4%) | $329,196 (9.1%) | 0.00 | 351 |
| 2019-03-01 | $262,814 (11.9%) | $345,627 (12.3%) | 0.00 | 354 |
| 2019-04-01 | $282,900 (20.8%) | $354,823 (14.9%) | 0.00 | 384 |
| 2019-05-01 | $293,550 (22.4%) | $351,209 (12.7%) | 0.00 | 408 |
| 2019-06-01 | $274,900 (14.6%) | $339,166 (5.6%) | 0.00 | 438 |
| 2019-07-01 | $262,371 (5.9%) | $334,150 (0.2%) | 0.00 | 437 |
| 2019-08-01 | $263,645 (5.5%) | $326,113 (-1.8%) | 0.00 | 437 |
| 2019-09-01 | $266,489 (6.6%) | $321,579 (-3.1%) | 0.00 | 433 |
| 2019-10-01 | $266,532 (6.6%) | $317,873 (-4.9%) | 0.00 | 416 |
| 2019-11-01 | $269,900 (8.0%) | $312,125 (-6.8%) | 0.00 | 378 |
| 2019-12-01 | $271,798 (13.3%) | $321,164 (-1.8%) | 0.00 | 363 |
| 2020-01-01 | $280,700 (15.2%) | $329,241 (-0.5%) | 0.00 | 321 |
| 2020-02-01 | $281,450 (14.0%) | $336,011 (2.1%) | 0.00 | 299 |
| 2020-03-01 | $285,000 (8.4%) | $339,831 (-1.7%) | 0.00 | 291 |
| 2020-04-01 | $288,250 (1.9%) | $348,870 (-1.7%) | 0.00 | 295 |
| 2020-05-01 | $289,000 (-1.6%) | $354,602 (1.0%) | 0.00 | 266 |
| 2020-06-01 | $309,900 (12.7%) | $359,219 (5.9%) | 0.00 | 226 |
| 2020-07-01 | $317,225 (20.9%) | $365,516 (9.4%) | 0.00 | 222 |
| 2020-08-01 | $301,850 (14.5%) | $367,630 (12.7%) | 0.00 | 199 |
| 2020-09-01 | $304,475 (14.3%) | $372,896 (16.0%) | 0.00 | 218 |
| 2020-10-01 | $294,500 (10.5%) | $358,326 (12.7%) | 0.00 | 215 |
| 2020-11-01 | $289,950 (7.4%) | $355,605 (13.9%) | 0.00 | 206 |
| 2020-12-01 | $286,150 (5.3%) | $356,282 (10.9%) | 0.00 | 180 |
| 2021-01-01 | $289,000 (3.0%) | $350,903 (6.6%) | 0.00 | 174 |
| 2021-02-01 | $283,974 (0.9%) | $358,430 (6.7%) | 0.00 | 142 |
| 2021-03-01 | $287,100 (0.7%) | $356,095 (4.8%) | 0.00 | 124 |
| 2021-04-01 | $287,100 (-0.4%) | $363,303 (4.1%) | 0.00 | 116 |
| 2021-05-01 | $277,000 (-4.2%) | $371,909 (4.9%) | 0.00 | 127 |
| 2021-06-01 | $327,225 (5.6%) | $410,031 (14.1%) | 0.00 | 128 |
| 2021-07-01 | $314,900 (-0.7%) | $493,700 (35.1%) | 0.00 | 164 |
| 2021-08-01 | $286,200 (-5.2%) | $483,006 (31.4%) | 0.00 | 177 |
| 2021-09-01 | $289,900 (-4.8%) | $495,257 (32.8%) | 0.00 | 179 |
| 2021-10-01 | $299,950 (1.9%) | $503,608 (40.5%) | 0.00 | 190 |
| 2021-11-01 | $299,450 (3.3%) | $500,731 (40.8%) | 0.00 | 180 |
| 2021-12-01 | $299,925 (4.8%) | $524,783 (47.3%) | 0.00 | 161 |
| 2022-01-01 | $309,900 (7.2%) | $551,355 (57.1%) | 0.00 | 137 |
| 2022-02-01 | $322,450 (13.6%) | $601,092 (67.7%) | 0.00 | 121 |
| 2022-03-01 | $328,412 (14.4%) | $560,949 (57.5%) | 0.00 | 120 |
| 2022-04-01 | $319,000 (11.1%) | $525,574 (44.7%) | 0.00 | 138 |
| 2022-05-01 | $336,150 (21.4%) | $445,503 (19.8%) | 0.00 | 152 |
| 2022-06-01 | $349,950 (6.9%) | $466,429 (13.8%) | 0.00 | 180 |
| 2022-07-01 | $349,450 (11.0%) | $477,829 (-3.2%) | 0.00 | 183 |
| 2022-08-01 | $359,225 (25.5%) | $478,887 (-0.9%) | 0.00 | 175 |
| 2022-09-01 | $364,200 (25.6%) | $452,869 (-8.6%) | 0.00 | 181 |
| 2022-10-01 | $367,800 (22.6%) | $456,395 (-9.4%) | 0.00 | 196 |
| 2022-11-01 | $369,500 (23.4%) | $453,764 (-9.4%) | 0.00 | 200 |
| 2022-12-01 | $368,400 (22.8%) | $452,705 (-13.7%) | 0.00 | 198 |
| 2023-01-01 | $368,625 (19.0%) | $432,368 (-21.6%) | 0.00 | 182 |
| 2023-02-01 | $363,175 (12.6%) | $423,778 (-29.5%) | 0.00 | 158 |
STAUNTON's median listing price for 2023-02-01 was $363,175, a difference of
$40,725
(12.6%) versus the prior year and
$-5,450 versus the prior month.
STAUNTON's median listing price comes in at 0% of the national average.
STAUNTON's average listing price for 2023-02-01 was $423,778, a difference of $-177,314 (-29.5%) versus the prior year and $-8,590 versus the prior month.
For the 2023-02-01 period, STAUNTON had 158 MLS listings, a difference of -24 listings (-13%) versus the prior month and 37 listings (31%) versus the prior year.
STAUNTON's median listing price comes in at 0% of the national average.
STAUNTON's average listing price for 2023-02-01 was $423,778, a difference of $-177,314 (-29.5%) versus the prior year and $-8,590 versus the prior month.
For the 2023-02-01 period, STAUNTON had 158 MLS listings, a difference of -24 listings (-13%) versus the prior month and 37 listings (31%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - STAUNTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,998 sqft |
| 2018-02-01 | 0 days | 1,998 sqft |
| 2018-03-01 | 0 days | 2,011 sqft |
| 2018-04-01 | 0 days | 2,000 sqft |
| 2018-05-01 | 0 days | 2,007 sqft |
| 2018-06-01 | 0 days | 2,014 sqft |
| 2018-07-01 | 0 days | 2,028 sqft |
| 2018-08-01 | 0 days | 2,098 sqft |
| 2018-09-01 | 0 days | 2,138 sqft |
| 2018-10-01 | 0 days | 2,119 sqft |
| 2018-11-01 | 0 days | 2,093 sqft |
| 2018-12-01 | 0 days | 2,000 sqft |
| 2019-01-01 | 0 days | 2,000 sqft |
| 2019-02-01 | 0 days | 1,975 sqft |
| 2019-03-01 | 0 days | 2,015 sqft |
| 2019-04-01 | 0 days | 2,102 sqft |
| 2019-05-01 | 0 days | 2,174 sqft |
| 2019-06-01 | 0 days | 2,101 sqft |
| 2019-07-01 | 0 days | 2,058 sqft |
| 2019-08-01 | 0 days | 2,014 sqft |
| 2019-09-01 | 0 days | 2,006 sqft |
| 2019-10-01 | 0 days | 2,000 sqft |
| 2019-11-01 | 0 days | 2,000 sqft |
| 2019-12-01 | 0 days | 2,000 sqft |
| 2020-01-01 | 0 days | 2,000 sqft |
| 2020-02-01 | 0 days | 2,073 sqft |
| 2020-03-01 | 0 days | 2,041 sqft |
| 2020-04-01 | 0 days | 2,082 sqft |
| 2020-05-01 | 0 days | 2,102 sqft |
| 2020-06-01 | 0 days | 2,147 sqft |
| 2020-07-01 | 0 days | 2,200 sqft |
| 2020-08-01 | 0 days | 2,109 sqft |
| 2020-09-01 | 0 days | 2,062 sqft |
| 2020-10-01 | 0 days | 2,038 sqft |
| 2020-11-01 | 0 days | 2,048 sqft |
| 2020-12-01 | 0 days | 2,019 sqft |
| 2021-01-01 | 0 days | 1,920 sqft |
| 2021-02-01 | 0 days | 1,936 sqft |
| 2021-03-01 | 0 days | 1,950 sqft |
| 2021-04-01 | 0 days | 1,936 sqft |
| 2021-05-01 | 0 days | 2,002 sqft |
| 2021-06-01 | 0 days | 2,038 sqft |
| 2021-07-01 | 0 days | 2,018 sqft |
| 2021-08-01 | 0 days | 1,863 sqft |
| 2021-09-01 | 0 days | 1,868 sqft |
| 2021-10-01 | 0 days | 2,000 sqft |
| 2021-11-01 | 0 days | 1,910 sqft |
| 2021-12-01 | 0 days | 1,878 sqft |
| 2022-01-01 | 0 days | 1,857 sqft |
| 2022-02-01 | 0 days | 1,923 sqft |
| 2022-03-01 | 0 days | 1,910 sqft |
| 2022-04-01 | 0 days | 1,775 sqft |
| 2022-05-01 | 0 days | 1,938 sqft |
| 2022-06-01 | 0 days | 1,962 sqft |
| 2022-07-01 | 0 days | 1,984 sqft |
| 2022-08-01 | 0 days | 1,983 sqft |
| 2022-09-01 | 0 days | 1,984 sqft |
| 2022-10-01 | 0 days | 1,975 sqft |
| 2022-11-01 | 0 days | 1,993 sqft |
| 2022-12-01 | 0 days | 2,004 sqft |
| 2023-01-01 | 0 days | 1,970 sqft |
| 2023-02-01 | 0 days | 1,934 sqft |
STAUNTON's median listing age (time on market) for 2023-02-01 was 0 days.
STAUNTON's median square footage for active listings during the 2023-02-01 period was 1,934 sqft. One year prior, the average listing was 1,923 sqft.
STAUNTON's median square footage for active listings during the 2023-02-01 period was 1,934 sqft. One year prior, the average listing was 1,923 sqft.
STAUNTON, VA Average Rent (2023)
Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.
| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 22812 | Staunton-Waynesboro, VA | $700 | $700 | $920 | $1,210 | $1,570 |
| 22841 | Staunton-Waynesboro, VA | $740 | $750 | $980 | $1,280 | $1,670 |
| 22843 | Staunton-Waynesboro, VA | $780 | $780 | $980 | $1,340 | $1,640 |
| 22920 | Staunton-Waynesboro, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 22939 | Staunton-Waynesboro, VA | $1,070 | $1,070 | $1,340 | $1,830 | $2,240 |
| 22952 | Staunton-Waynesboro, VA | $860 | $970 | $1,140 | $1,480 | $1,800 |
| 22958 | Staunton-Waynesboro, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 22967 | Staunton-Waynesboro, VA | $860 | $970 | $1,140 | $1,420 | $1,770 |
| 22980 | Staunton-Waynesboro, VA | $720 | $720 | $900 | $1,230 | $1,500 |
| 24401 | Staunton-Waynesboro, VA | $730 | $740 | $920 | $1,260 | $1,540 |
| 24402 | Staunton-Waynesboro, VA | $720 | $730 | $910 | $1,250 | $1,520 |
| 24411 | Staunton-Waynesboro, VA | $630 | $630 | $820 | $1,120 | $1,280 |
| 24421 | Staunton-Waynesboro, VA | $750 | $760 | $950 | $1,290 | $1,580 |
| 24430 | Staunton-Waynesboro, VA | $630 | $630 | $820 | $1,120 | $1,280 |
| 24431 | Staunton-Waynesboro, VA | $630 | $630 | $820 | $1,120 | $1,280 |
| 24432 | Staunton-Waynesboro, VA | $760 | $760 | $950 | $1,300 | $1,590 |
| 24437 | Staunton-Waynesboro, VA | $680 | $680 | $850 | $1,170 | $1,420 |
| 24439 | Staunton-Waynesboro, VA | $630 | $630 | $820 | $1,120 | $1,280 |
| 24440 | Staunton-Waynesboro, VA | $830 | $830 | $1,040 | $1,420 | $1,740 |
| 24441 | Staunton-Waynesboro, VA | $700 | $700 | $900 | $1,210 | $1,530 |
| 24459 | Staunton-Waynesboro, VA | $640 | $650 | $820 | $1,120 | $1,350 |
| 24463 | Staunton-Waynesboro, VA | $760 | $760 | $950 | $1,300 | $1,590 |
| 24467 | Staunton-Waynesboro, VA | $800 | $800 | $1,010 | $1,380 | $1,700 |
| 24469 | Staunton-Waynesboro, VA | $760 | $760 | $950 | $1,300 | $1,590 |
| 24472 | Staunton-Waynesboro, VA | $630 | $630 | $820 | $1,120 | $1,280 |
| 24476 | Staunton-Waynesboro, VA | $690 | $690 | $870 | $1,190 | $1,450 |
| 24477 | Staunton-Waynesboro, VA | $790 | $800 | $1,000 | $1,370 | $1,670 |
| 24479 | Staunton-Waynesboro, VA | $760 | $760 | $950 | $1,300 | $1,590 |
| 24482 | Staunton-Waynesboro, VA | $690 | $700 | $870 | $1,190 | $1,450 |
| 24485 | Staunton-Waynesboro, VA | $760 | $760 | $950 | $1,300 | $1,590 |
| 24486 | Staunton-Waynesboro, VA | $880 | $890 | $1,110 | $1,520 | $1,860 |
2022 Average & Median Rent Data Statistics
STAUNTON, VA average 1BR rent: $768, median: $760
STAUNTON, VA average 2BR rent: $961, median: $950
STAUNTON, VA average 3BR rent: $1,294, median: $1,290
STAUNTON, VA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,839 | $468,425,000 | $254,717 |
| Cash Out Refi | 662 | $154,510,000 | $233,399 |
| Other | 531 | $51,045,000 | $96,130 |
| Refi | 492 | $116,450,000 | $236,687 |
| Home Improvement | 469 | $35,525,000 | $75,746 |
| NA | 1 | $55,000 | $55,000 |
Staunton's most frequently cited loan purpose was Home Purchase, with 1,839 originations. The 2nd most popular reason was Cash Out Refi, with 662 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,185 | $244,945,000 | $206,705 |
| 4-5% | 961 | $196,835,000 | $204,823 |
| 5-6% | 803 | $174,305,000 | $217,067 |
| 6-7% | 371 | $72,465,000 | $195,323 |
| 2.5-3% | 206 | $45,510,000 | $220,922 |
| <2.5% | 149 | $28,055,000 | $188,289 |
| 7-8% | 147 | $25,755,000 | $175,204 |
| Over 8% | 79 | $6,425,000 | $81,329 |
During 2022, Staunton's most frequently originated rate bucket was 3-4%, with 1,185 originations.
Loan Sizing (STAUNTON, VA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,462 | $393,600,000 | $269,220 |
| $100k-200k | 1,279 | $192,055,000 | $150,160 |
| $100,000 or less | 997 | $52,215,000 | $52,372 |
| $400k-600k | 192 | $89,410,000 | $465,677 |
| $600k-1000k | 47 | $33,895,000 | $721,170 |
| $Over $1MM | 17 | $64,835,000 | $3,813,824 |
STAUNTON's loan sizing saw the bucket of loans from $200k-400k with 1,462 originations, totaling $393,600,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,332 | $352,110,000 | $264,347 |
| 60-80% | 997 | $258,195,000 | $258,972 |
| 20-40% | 543 | $50,575,000 | $93,140 |
| Under 20% | 493 | $24,175,000 | $49,037 |
| 40-60% | 464 | $77,810,000 | $167,694 |
| Over 100% | 51 | $27,805,000 | $545,196 |
STAUNTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,332 originations, totaling $352,110,000 in origination value.