STAUNTON Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Staunton averaged 7.1% for the week of 2024-05-09, compared to the national average of 7.09% for the same period.

The average rate for the prior week (2024-05-02) was 7.13% and one month ago for the week of 2024-04-04, the average rate was 6.73%.

Staunton's average rate one year ago was 6.5%.

For refis of the same type during the week of 2024-05-09, the average rate was 8.02%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-05-09 7.09%
Staunton 30 Year Fixed Rate 2024-05-09 7.1%
Staunton 30 Year Fixed Rate Refi 2024-05-09 8.02%
Staunton 15 Year Fixed Rate 2024-05-09 6.18%
Staunton 15 Year Fixed Rate Refi 2024-05-09 6.38%
Staunton 30 Year FHA 2024-05-09 6.82%
Staunton 30 Year FHA Refi 2024-05-09 6.59%
Staunton 30 Year USDA 2024-05-09 6.79%
Staunton 30 Year USDA Refi 2024-05-09 6.89%
Staunton 30 Year VA 2024-05-09 6.28%
Staunton 30 Year VA Refi 2024-05-09 6.79%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within STAUNTON, VA.

STAUNTON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the STAUNTON, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
DUPONT COMMUNITY 189 5.95% $2,884
Alcova Mortgage LLC 86 7.26% $4,101
City National Bank of West Virginia 48 6.18% $1,669
QUICKEN LOANS, LLC 48 6.79% $7,192
F & M BANK CORP. 38 6.60% $4,580
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 38 7.03% $6,075
UNION HOME MORTGAGE CORP. 35 6.95% $6,021
C & F Mortgage Corporation 31 6.80% $5,101
FIRST BANCORP 25 7.55% $3,886
Integrity Home Mortgage Corp 25 6.76% $7,430
MOVEMENT MORTGAGE, LLC 23 6.84% $5,685
Wells Fargo Bank 20 6.80% $4,517
Truist 20 6.58% $5,302
NVR Mortgage Finance, Inc. 19 6.35% $7,301
UNITED WHOLESALE MORTGAGE, LLC 17 7.01% $7,560
Prosperity Home Mortgage, LLC 16 7.04% $4,320
Waterstone Mortgage Corporation 16 6.93% $8,974
NFM, INC. 15 7.22% $5,508
Atlantic Coast Mortgage, LLC 12 6.43% $8,522
Member Options, LLC 10 6.53% $4,530
Atlantic Union Bank 9 6.51% $5,164
First Heritage Mortgage, LLC 8 6.55% $4,106
CBM Mortgage, Inc. 8 6.86% $5,104
Mr. Cooper ( Nationstar Mortgage ) 7 6.67% $9,198
NAVY FEDERAL CREDIT UNION 7 6.09% $5,058
COMMONWEALTH ONE FEDERAL CREDIT UNION 6 6.19% $3,855
EMBRACE HOME LOANS, INC. 6 7.18% $4,151
First-Citizens Bank & Trust Company 6 6.46% $3,070
George Mason Mortgage, LLC 6 6.75% $5,932
JPMorgan Chase Bank 6 6.50% $5,182
NEWREZ LLC 6 7.17% $5,004
CMG MORTGAGE, INC. 5 6.77% $5,168
Ixonia Bank 5 6.83% $6,685
DHI MORTGAGE COMPANY, LTD. 5 6.08% $3,608
INTERCOASTAL MORTGAGE COMPANY 5 6.23% $7,108
LOANDEPOT.COM, LLC 5 7.07% $8,193
Virginia Credit Union, Inc. 5 6.70% $4,019
Ally Bank 4 6.91% $7,843
USAA Federal Savings Bank 4 6.03% $5,986
BROKER SOLUTIONS, INC. 4 6.96% $5,727
First National Bank of Pennsylvania 3 6.54% $5,829
PNC Bank 3 6.88% $4,608
Century Mortgage Company DBA Century Lending Company 3 6.87% $8,086
PENTAGON FEDERAL CREDIT UNION 3 5.96% $4,246
AgFirst Farm Credit Bank 3 6.79% $3,629
AMERISAVE MORTGAGE CORPORATION 3 6.92% $5,437
PARK VIEW FEDERAL CREDIT UNION 3 4.38% $3,218
HOMESPIRE MORTGAGE CORPORATION 3 7.25% $8,364
Towne First Mortgage, LLC 3 6.75% $4,601
ROSS MORTGAGE CORPORATION 3 7.13% $5,538
Bank of America 3 6.75% $5,440
PROVIDENT FUNDING ASSOCIATES, L.P. 3 6.54% $4,524
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 7.21% $5,270
CROSSCOUNTRY MORTGAGE, LLC 3 6.63% $7,061
CAPITAL CENTER, L.L.C. 3 6.67% $692
SUN WEST MORTGAGE COMPANY, INC. 2 6.69% $9,177
Farm Credit of the Virginias, ACA 2 9.13% $3,641
FIRST HOME MORTGAGE CORPORATION 2 7.49% $3,854
FIRST SAVINGS MORTGAGE CORPORATION 2 7.31% $7,495
Blue Ridge Bank 2 6.50% $5,480
Fulton Bank 2 7.06% $4,021
GUILD MORTGAGE COMPANY 2 6.31% $5,535
BETTER MORTGAGE CORPORATION 2 6.69% $4,361
JAMS-01, INC. 2 6.94% $7,146
NBKC BANK 2 7.06% $3,688
ZILLOW HOME LOANS, LLC 2 6.38% $4,623
Northpointe Bank 2 6.38% $4,268
PENNYMAC LOAN SERVICES, LLC 2 5.62% $11,439
American Mortgage & Equity Consultants, Inc. 2 7.81% $5,248
STATE EMPLOYEES' 2 5.23% $4,212
Summit Community Bank, Inc. 2 6.55% $2,933
TD Bank 2 6.38% $3,466
Towne Bank 2 6.06% $7,290
AMERICAN INTERNET MORTGAGE, INC. 2 5.75% $9,675
AMERICAN FINANCIAL NETWORK, INC. 2 6.56% $6,739
Citizens Bank 2 6.94% $3,361
NATIONS DIRECT MORTGAGE, LLC 1 6.63% $3,790
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.88% $5,239
CARDINAL FINANCIAL 1 6.75% $3,828
UBS Bank USA 1 6.50% $2,720
NexBank 1 6.38% $9,698
Apple Federal Credit Union 1 6.13% $3,682
DAS Acquisition Company, LLC 1 7.38% $5,709
GUARANTEED RATE, INC. 1 7.55% $9,162
GSF Mortgage Corporation 1 6.38% $3,853
Vellum Mortgage, Inc. 1 5.75% $6,724
FREEDOM MORTGAGE CORPORATION 1 7.13% $10,207
PLAZA HOME MORTGAGE, INC. 1 7.50% $11,263
FIRST TECHNOLOGY 1 6.50% $2,629
PREMIA MORTGAGE, LLC 1 6.63% $0
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 7.88% $11,336
Evolve Bank & Trust 1 6.88% $4,428
EASTMAN 1 4.88% $2,661
Renasant Bank 1 6.50% $7,527
Encompass Lending Group, LP 1 6.63% $3,526
SCIENT Federal Credit Union 1 6.50% $7,810
SOUTHERN TRUST MORTGAGE, LLC 1 6.38% $4,945
U.S. Bank 1 7.13% $3,400
Stifel Bank and Trust 1 5.63% $2,494
Strong Home Mortgage, LLC 1 5.63% $144
VANDERBILT MORTGAGE AND FINANCE, INC. 1 7.50% $5,349
SUMMIT FUNDING, INC. 1 7.99% $9,498
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 6.00% $7,596
T2 FINANCIAL LLC 1 7.63% $3,950
CHURCHILL MORTGAGE CORPORATION 1 6.88% $7,457
TEACHERS 1 6.75% $4,569
Third Federal Savings and Loan Association of Cleveland 1 5.64% $650
THRIVE MORTGAGE, LLC 1 7.00% $5,654
Tidewater Home Funding, LLC 1 5.63% $7,529
TIDEWATER MORTGAGE SERVICES, INC. 1 6.50% $5,148
TOGETHER CREDIT UNION 1 7.25% $2,957
1st Summit Bank 1 6.49% $1,813
EMM LOANS LLC 1 6.25% $10,791
LANGLEY 1 6.50% $7,883
LAKEVIEW LOAN SERVICING, LLC 1 7.50% $6,464
LOANPAL, LLC 1 6.88% $7,754
ACADEMY MORTGAGE CORPORATION 1 5.88% $9,490
MILEND, INC. 1 7.63% $9,714
Mortgage Research Center, LLC 1 6.99% $3,946
Axos Bank 1 7.00% $3,151
Arvest Bank 1 5.88% $3,346
M&T Bank 1 6.88% $2,693
MUTUAL OF OMAHA MORTGAGE, INC. 1 7.25% $8,174
NASA Federal Credit Union 1 5.88% $6,213
NATION ONE MORTGAGE CORPORATION 1 5.63% $6,533

STAUNTON Average Closing Costs & Other Stats

STAUNTON, VA's 125 lenders originated 2,706 loans during 2023. The total origination value was $549,110,000, with an average loan value of $202,923.

STAUNTON's average closing costs are $4,663.

The top STAUNTON lender as defined by loan originations is DUPONT COMMUNITY, with 189 loans originated. Their average total fees are $2,884, which is $1,217 lower than the next largest lender, Alcova Mortgage LLC.

The lowest fee STAUNTON lenders (with over 10 loans originated) are City National Bank of West Virginia ($1,669), DUPONT COMMUNITY ($2,884), FIRST BANCORP ($3,886), Alcova Mortgage LLC ($4,101) and Prosperity Home Mortgage, LLC ($4,320).

The lowest rate STAUNTON lenders (with over 10 loans originated) are DUPONT COMMUNITY (5.95%), City National Bank of West Virginia (6.18%), NVR Mortgage Finance, Inc. (6.35%), Atlantic Coast Mortgage, LLC (6.43%) and Member Options, LLC (6.53%).

STAUNTON, VA Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
DUPONT COMMUNITY $149,110,000 $71,805,000 -51.8% 13.1%
Alcova Mortgage LLC $49,395,000 $34,335,000 -30.5% 6.3%
City National Bank of West Virginia $27,635,000 $24,280,000 -12.1% 4.4%
QUICKEN LOANS, LLC $47,010,000 $23,525,000 -50.0% 4.3%
GREYSTONE SERVICING COMPANY LLC $21,725,000 n/a 4.0%
C & F Mortgage Corporation $35,120,000 $18,835,000 -46.4% 3.4%
FIRST BANCORP $12,960,000 $16,850,000 30.0% 3.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. $20,020,000 $16,765,000 -16.3% 3.1%
F & M BANK CORP. $19,960,000 $16,730,000 -16.2% 3.0%
Atlantic Union Bank $19,010,000 $15,560,000 -18.1% 2.8%
UNION HOME MORTGAGE CORP. $14,990,000 $14,160,000 -5.5% 2.6%
Truist $18,680,000 $12,795,000 -31.5% 2.3%
UNITED WHOLESALE MORTGAGE, LLC $11,335,000 $12,425,000 9.6% 2.3%
Waterstone Mortgage Corporation $13,980,000 $10,595,000 -24.2% 1.9%
NVR Mortgage Finance, Inc. $560,000 $10,550,000 1,783.9% 1.9%
Integrity Home Mortgage Corp $11,125,000 $10,355,000 -6.9% 1.9%
MOVEMENT MORTGAGE, LLC $15,385,000 $9,555,000 -37.9% 1.7%
Mortgage Research Center, LLC $9,535,000 $8,960,000 -6.0% 1.6%
Prosperity Home Mortgage, LLC $7,370,000 $8,040,000 9.1% 1.5%
NFM, INC. $14,290,000 $7,015,000 -50.9% 1.3%
Wells Fargo Bank $15,425,000 $6,935,000 -55.0% 1.3%
NAVY FEDERAL CREDIT UNION $6,140,000 $6,315,000 2.9% 1.2%
Atlantic Coast Mortgage, LLC $4,820,000 $6,260,000 29.9% 1.1%
Frontier Community Bank $5,325,000 n/a 1.0%
First-Citizens Bank & Trust Company $7,865,000 $5,130,000 -34.8% 0.9%
CMG MORTGAGE, INC. $5,310,000 $5,080,000 -4.3% 0.9%
Member Options, LLC $3,895,000 $4,970,000 27.6% 0.9%
First Bank $8,005,000 $4,655,000 -41.8% 0.8%
First Heritage Mortgage, LLC $7,320,000 $4,375,000 -40.2% 0.8%
Mr. Cooper ( Nationstar Mortgage ) $7,085,000 $4,005,000 -43.5% 0.7%
Select Bank $5,680,000 $3,905,000 -31.3% 0.7%
PENNYMAC LOAN SERVICES, LLC $7,375,000 $3,880,000 -47.4% 0.7%
CBM Mortgage, Inc. $4,595,000 $3,805,000 -17.2% 0.7%
EMBRACE HOME LOANS, INC. $2,225,000 $3,205,000 44.0% 0.6%
PARK VIEW FEDERAL CREDIT UNION $4,675,000 $3,040,000 -35.0% 0.6%
Fulton Bank $1,070,000 $2,950,000 175.7% 0.5%
George Mason Mortgage, LLC $15,065,000 $2,840,000 -81.1% 0.5%
DHI MORTGAGE COMPANY, LTD. $225,000 $2,510,000 1,015.6% 0.5%
FREEDOM MORTGAGE CORPORATION $7,300,000 $2,485,000 -66.0% 0.5%
LOANDEPOT.COM, LLC $9,200,000 $2,240,000 -75.7% 0.4%
USAA Federal Savings Bank $3,330,000 $2,205,000 -33.8% 0.4%
Virginia Credit Union, Inc. $3,040,000 $2,140,000 -29.6% 0.4%
NEWREZ LLC $2,485,000 $2,125,000 -14.5% 0.4%
Ixonia Bank $2,815,000 $1,945,000 -30.9% 0.4%
BROKER SOLUTIONS, INC. $4,360,000 $1,925,000 -55.8% 0.4%
PNC Bank $2,185,000 $1,875,000 -14.2% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $1,465,000 $1,820,000 24.2% 0.3%
COMMONWEALTH ONE FEDERAL CREDIT UNION $300,000 $1,790,000 496.7% 0.3%
Pendleton Community Bank, Inc. $3,405,000 $1,775,000 -47.9% 0.3%
JPMorgan Chase Bank $2,855,000 $1,750,000 -38.7% 0.3%
LENDINGHOME FUNDING CORPORATION $1,490,000 $1,740,000 16.8% 0.3%
AMERISAVE MORTGAGE CORPORATION $5,845,000 $1,660,000 -71.6% 0.3%
CROSSCOUNTRY MORTGAGE, LLC $2,775,000 $1,555,000 -44.0% 0.3%
ZILLOW HOME LOANS, LLC $525,000 $1,480,000 181.9% 0.3%
PENTAGON FEDERAL CREDIT UNION $925,000 $1,445,000 56.2% 0.3%
INTERCOASTAL MORTGAGE COMPANY $255,000 $1,375,000 439.2% 0.3%
MYCUMORTGAGE, LLC $2,875,000 $1,365,000 -52.5% 0.2%
Bank of America $3,370,000 $1,360,000 -59.6% 0.2%
First National Bank of Pennsylvania $1,340,000 n/a 0.2%
Community Bank of the Chesapeake $1,335,000 n/a 0.2%
TIDEWATER MORTGAGE SERVICES, INC. $1,120,000 $1,320,000 17.9% 0.2%
The Federal Savings Bank $1,755,000 $1,300,000 -25.9% 0.2%
HOMESPIRE MORTGAGE CORPORATION $250,000 $1,280,000 412.0% 0.2%
CAPITAL CENTER, L.L.C. $4,375,000 $1,270,000 -71.0% 0.2%
Virginia Partners Bank $1,175,000 n/a 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,470,000 $1,140,000 -67.1% 0.2%
UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION,INC. $725,000 $1,130,000 55.9% 0.2%
MID AMERICA MORTGAGE, INC. $1,105,000 n/a 0.2%
Discover Bank $45,000 $1,070,000 2,277.8% 0.2%
ROSS MORTGAGE CORPORATION $295,000 $1,070,000 262.7% 0.2%
Ally Bank $1,060,000 n/a 0.2%
Bank of the James $2,300,000 $1,060,000 -53.9% 0.2%
TD Bank $360,000 $990,000 175.0% 0.2%
AgFirst Farm Credit Bank $3,020,000 $925,000 -69.4% 0.2%
Carrington Mortgage Services, LLC $1,040,000 $915,000 -12.0% 0.2%
NEW DAY FINANCIAL, LLC $1,640,000 $910,000 -44.5% 0.2%
GUARANTEED RATE, INC. $2,505,000 $905,000 -63.9% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $840,000 n/a 0.2%
CARDINAL FINANCIAL $1,830,000 $835,000 -54.4% 0.2%
Century Mortgage Company DBA Century Lending Company $695,000 $835,000 20.1% 0.2%
AMERICAN INTERNET MORTGAGE, INC. $195,000 $810,000 315.4% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $680,000 $810,000 19.1% 0.1%
21ST MORTGAGE CORPORATION $705,000 $800,000 13.5% 0.1%
Farm Credit of the Virginias, ACA $2,785,000 $800,000 -71.3% 0.1%
Blue Ridge Bank $7,535,000 $795,000 -89.4% 0.1%
Nations Lending Corporation $370,000 $755,000 104.1% 0.1%
Towne First Mortgage, LLC $755,000 n/a 0.1%
TRIAD FINANCIAL SERVICES, INC. $515,000 $745,000 44.7% 0.1%
AMERICAN FINANCING CORPORATION $490,000 $730,000 49.0% 0.1%
Citizens Bank $4,355,000 $730,000 -83.2% 0.1%
SOUTHWEST STAGE FUNDING, LLC $625,000 $725,000 16.0% 0.1%
CLEARPATH LENDING $275,000 $720,000 161.8% 0.1%
RELIANCE FIRST CAPITAL, LLC $395,000 $720,000 82.3% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $715,000 n/a 0.1%
NBKC BANK $275,000 $710,000 158.2% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $705,000 n/a 0.1%
Towne Bank $590,000 $655,000 11.0% 0.1%
BETTER MORTGAGE CORPORATION $310,000 $650,000 109.7% 0.1%
MILEND, INC. $1,170,000 $635,000 -45.7% 0.1%
LOANPAL, LLC $2,370,000 $630,000 -73.4% 0.1%
Northpointe Bank $145,000 $630,000 334.5% 0.1%
Barrington Bank & Trust Company, N.A. $1,500,000 $620,000 -58.7% 0.1%
NATIONS DIRECT MORTGAGE, LLC $610,000 n/a 0.1%
Renasant Bank $2,390,000 $610,000 -74.5% 0.1%
Third Federal Savings and Loan Association of Cleveland $370,000 $545,000 47.3% 0.1%
THRIVE MORTGAGE, LLC $545,000 n/a 0.1%
American Mortgage & Equity Consultants, Inc. $530,000 n/a 0.1%
ACADEMY MORTGAGE CORPORATION $510,000 n/a 0.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $560,000 $500,000 -10.7% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $500,000 n/a 0.1%
PIONEER BANK $1,560,000 $490,000 -68.6% 0.1%
STATE EMPLOYEES' $1,485,000 $490,000 -67.0% 0.1%
Figure Lending LLC $630,000 $485,000 -23.0% 0.1%
GUILD MORTGAGE COMPANY $1,430,000 $480,000 -66.4% 0.1%
SOUTHERN TRUST MORTGAGE, LLC $475,000 n/a 0.1%
LOANLEADERS OF AMERICA, INC. $225,000 $470,000 108.9% 0.1%
FIRST HOME MORTGAGE CORPORATION $215,000 $460,000 114.0% 0.1%
JAMS-01, INC. $460,000 n/a 0.1%
U.S. Bank $1,335,000 $445,000 -66.7% 0.1%
Summit Community Bank, Inc. $1,460,000 $440,000 -69.9% 0.1%
Evolve Bank & Trust $435,000 n/a 0.1%
TOP FLITE FINANCIAL, INC. $425,000 n/a 0.1%
Presidential Bank, FSB $820,000 $405,000 -50.6% 0.1%
Strong Home Mortgage, LLC $830,000 $405,000 -51.2% 0.1%
Bank of Botetourt $2,170,000 $395,000 -81.8% 0.1%
DAS Acquisition Company, LLC $385,000 n/a 0.1%
NATIONAL BANKSHARES, INC. $75,000 $385,000 413.3% 0.1%
PREMIA MORTGAGE, LLC $385,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $770,000 $385,000 -50.0% 0.1%
LANGLEY $385,000 $380,000 -1.3% 0.1%
FIRST SAVINGS MORTGAGE CORPORATION $370,000 n/a 0.1%
Hancock Whitney Bank $365,000 n/a 0.1%
ALLIED MORTGAGE GROUP, INC. $275,000 $355,000 29.1% 0.1%
OPEN MORTGAGE, LLC $135,000 $355,000 163.0% 0.1%
SUMMIT FUNDING, INC. $355,000 n/a 0.1%
Acre Mortgage and Financial Inc $345,000 n/a 0.1%
Mid-Continent Funding, Inc. $650,000 $335,000 -48.5% 0.1%
First IC Corporation $325,000 n/a 0.1%
PLAZA HOME MORTGAGE, INC. $315,000 n/a 0.1%
TEACHERS $305,000 n/a 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $415,000 $300,000 -27.7% 0.1%
LAKEVIEW LOAN SERVICING, LLC $2,465,000 $300,000 -87.8% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $300,000 n/a 0.1%
Arvest Bank $95,000 $285,000 200.0% 0.1%
NexBank $285,000 n/a 0.1%
SCIENT Federal Credit Union $285,000 n/a 0.1%
EASTMAN $100,000 $275,000 175.0% 0.1%
Cornerstone First Mortgage, Inc $265,000 n/a 0.0%
PLANET HOME LENDING, LLC $895,000 $265,000 -70.4% 0.0%
FIRST TECHNOLOGY $260,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $340,000 $255,000 -25.0% 0.0%
NASA Federal Credit Union $255,000 n/a 0.0%
TOGETHER CREDIT UNION $255,000 n/a 0.0%
EMM LOANS LLC $400,000 $245,000 -38.8% 0.0%
Equity Prime Mortgage LLC $295,000 $245,000 -16.9% 0.0%
TOWER $75,000 $235,000 213.3% 0.0%
The Central Trust Bank $225,000 n/a 0.0%
Tidewater Home Funding, LLC $155,000 $215,000 38.7% 0.0%
Apple Federal Credit Union $185,000 $205,000 10.8% 0.0%
GUARANTY HOME MORTGAGE CORPORATION $275,000 $205,000 -25.5% 0.0%
ROYAL UNITED MORTGAGE LLC $205,000 n/a 0.0%
Skyline National Bank $205,000 n/a 0.0%
TOWNE MORTGAGE COMPANY $600,000 $205,000 -65.8% 0.0%
Vellum Mortgage, Inc. $215,000 $200,000 -7.0% 0.0%
CHURCHILL MORTGAGE CORPORATION $870,000 $195,000 -77.6% 0.0%
Axos Bank $135,000 $185,000 37.0% 0.0%
Coastal Community Bank $185,000 n/a 0.0%
DOMINION ENERGY CREDIT UNION $245,000 $185,000 -24.5% 0.0%
NATION ONE MORTGAGE CORPORATION $255,000 $185,000 -27.5% 0.0%
M&T Bank $925,000 $180,000 -80.5% 0.0%
T2 FINANCIAL LLC $175,000 n/a 0.0%
GSF Mortgage Corporation $165,000 n/a 0.0%
Citizens and Farmers Bank $295,000 $160,000 -45.8% 0.0%
EVANSVILLE TEACHERS $155,000 n/a 0.0%
Park Lane Finance Solutions, LLC $280,000 $150,000 -46.4% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $435,000 $145,000 -66.7% 0.0%
PHH Mortgage Corporation $250,000 $145,000 -42.0% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $135,000 n/a 0.0%
1st Summit Bank $125,000 n/a 0.0%
Stifel Bank and Trust $125,000 n/a 0.0%
SPRING EQ, LLC $100,000 $120,000 20.0% 0.0%
Encompass Lending Group, LP $105,000 n/a 0.0%
HANSCOM $155,000 $105,000 -32.3% 0.0%
UBS Bank USA $105,000 n/a 0.0%
UNIFY FINANCIAL Credit Union $100,000 n/a 0.0%
ARLINGTON COMMUNITY $95,000 n/a 0.0%
Connexus Credit Union $95,000 n/a 0.0%
ValleyStar Credit Union $18,075,000 $95,000 -99.5% 0.0%
ALLIANT CREDIT UNION $105,000 $85,000 -19.0% 0.0%
Centier Bank $200,000 $75,000 -62.5% 0.0%
UNIVERSITY CREDIT UNION $75,000 n/a 0.0%
FINANCE OF AMERICA REVERSE LLC $65,000 n/a 0.0%
United Bank $585,000 $65,000 -88.9% 0.0%
Baxter Credit Union $55,000 n/a 0.0%
MERCK EMPLOYEES FEDERAL CREDIT UNION $55,000 n/a 0.0%
NEXTMARK $65,000 $55,000 -15.4% 0.0%
Northwest Federal Credit Union $25,000 $55,000 120.0% 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $35,000 n/a 0.0%

STAUNTON's top lender by overall market share is DUPONT COMMUNITY, with 13.1% market share. In second place, with 6.3%, is Alcova Mortgage LLC, having originated $34,335,000 in loans. In third place, with 4.4%, is City National Bank of West Virginia, having originated $24,280,000 in loans. In fourth place, with 4.3%, is QUICKEN LOANS, LLC, having originated $23,525,000 in loans. In fifth place, with 4.0%, is GREYSTONE SERVICING COMPANY LLC, having originated $21,725,000 in loans.


STAUNTON Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - STAUNTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $230,450 (7.5%) $296,335 (11.4%) 0.00 478
2018-02-01 $231,050 (5.5%) $301,950 (12.1%) 0.00 458
2018-03-01 $234,900 (6.3%) $307,715 (14.5%) 0.00 445
2018-04-01 $233,950 (1.8%) $308,724 (11.4%) 0.00 447
2018-05-01 $239,900 (2.1%) $311,654 (11.3%) 0.00 476
2018-06-01 $239,900 (2.1%) $321,024 (13.7%) 0.00 487
2018-07-01 $247,500 (5.4%) $333,481 (17.3%) 0.00 468
2018-08-01 $249,900 (6.4%) $332,085 (18.1%) 0.00 477
2018-09-01 $249,900 (8.7%) $331,836 (17.8%) 0.00 473
2018-10-01 $250,000 (6.4%) $334,131 (14.6%) 0.00 452
2018-11-01 $249,900 (6.3%) $334,827 (15.0%) 0.00 420
2018-12-01 $240,000 (3.0%) $326,868 (13.4%) 0.00 396
2019-01-01 $242,500 (5.2%) $330,794 (11.6%) 0.00 376
2019-02-01 $247,000 (6.9%) $329,170 (9.0%) 0.00 350
2019-03-01 $261,764 (11.4%) $345,644 (12.3%) 0.00 353
2019-04-01 $282,475 (20.7%) $355,020 (15.0%) 0.00 383
2019-05-01 $292,400 (21.9%) $351,225 (12.7%) 0.00 408
2019-06-01 $274,000 (14.2%) $336,731 (4.9%) 0.00 436
2019-07-01 $260,684 (5.3%) $331,977 (-0.5%) 0.00 435
2019-08-01 $261,705 (4.7%) $324,285 (-2.4%) 0.00 435
2019-09-01 $264,261 (5.8%) $319,782 (-3.6%) 0.00 431
2019-10-01 $265,313 (6.1%) $316,049 (-5.4%) 0.00 414
2019-11-01 $269,900 (8.0%) $311,077 (-7.1%) 0.00 377
2019-12-01 $271,195 (13.0%) $319,662 (-2.2%) 0.00 362
2020-01-01 $280,700 (15.8%) $329,241 (-0.5%) 0.00 321
2020-02-01 $281,450 (14.0%) $336,011 (2.1%) 0.00 299
2020-03-01 $285,000 (8.9%) $337,233 (-2.4%) 0.00 290
2020-04-01 $287,250 (1.7%) $345,415 (-2.7%) 0.00 293
2020-05-01 $288,250 (-1.4%) $351,996 (0.2%) 0.00 264
2020-06-01 $311,175 (13.6%) $359,446 (6.8%) 0.00 225
2020-07-01 $317,450 (21.8%) $365,774 (10.2%) 0.00 221
2020-08-01 $303,800 (16.1%) $367,905 (13.5%) 0.00 199
2020-09-01 $304,475 (15.2%) $372,896 (16.6%) 0.00 218
2020-10-01 $294,500 (11.0%) $358,326 (13.4%) 0.00 215
2020-11-01 $289,950 (7.4%) $355,605 (14.3%) 0.00 206
2020-12-01 $286,150 (5.5%) $356,282 (11.5%) 0.00 180
2021-01-01 $289,000 (3.0%) $350,903 (6.6%) 0.00 174
2021-02-01 $283,974 (0.9%) $358,430 (6.7%) 0.00 142
2021-03-01 $287,100 (0.7%) $356,095 (5.6%) 0.00 124
2021-04-01 $287,100 (-0.1%) $362,708 (5.0%) 0.00 116
2021-05-01 $277,000 (-3.9%) $378,156 (7.4%) 0.00 128
2021-06-01 $327,225 (5.2%) $410,031 (14.1%) 0.00 128
2021-07-01 $314,900 (-0.8%) $493,700 (35.0%) 0.00 164
2021-08-01 $283,098 (-6.8%) $482,454 (31.1%) 0.00 176
2021-09-01 $288,675 (-5.2%) $495,019 (32.8%) 0.00 178
2021-10-01 $299,950 (1.9%) $502,176 (40.1%) 0.00 190
2021-11-01 $299,450 (3.3%) $500,731 (40.8%) 0.00 180
2021-12-01 $300,475 (5.0%) $526,536 (47.8%) 0.00 160
2022-01-01 $309,900 (7.2%) $547,730 (56.1%) 0.00 136
2022-02-01 $321,495 (13.2%) $600,267 (67.5%) 0.00 121
2022-03-01 $328,424 (14.4%) $562,213 (57.9%) 0.00 120
2022-04-01 $319,000 (11.1%) $525,574 (44.9%) 0.00 138
2022-05-01 $336,150 (21.4%) $445,503 (17.8%) 0.00 151
2022-06-01 $349,950 (6.9%) $463,751 (13.1%) 0.00 180
2022-07-01 $349,450 (11.0%) $477,829 (-3.2%) 0.00 183
2022-08-01 $359,000 (26.8%) $477,422 (-1.0%) 0.00 175
2022-09-01 $364,200 (26.2%) $452,869 (-8.5%) 0.00 181
2022-10-01 $367,800 (22.6%) $455,772 (-9.2%) 0.00 196
2022-11-01 $369,700 (23.5%) $453,595 (-9.4%) 0.00 200
2022-12-01 $368,400 (22.6%) $452,705 (-14.0%) 0.00 198
2023-01-01 $368,625 (19.0%) $432,368 (-21.1%) 0.00 182
2023-02-01 $363,175 (13.0%) $423,778 (-29.4%) 0.00 158
2023-03-01 $367,000 (11.8%) $436,802 (-22.3%) 0.00 161
2023-04-01 $369,850 (15.9%) $450,917 (-14.2%) 0.00 142
2023-05-01 $374,950 (11.5%) $459,354 (3.1%) 0.00 159
2023-06-01 $374,950 (7.1%) $477,205 (2.9%) 0.00 169
2023-07-01 $364,900 (4.4%) $442,783 (-7.3%) 0.00 186
2023-08-01 $364,900 (1.6%) $434,062 (-9.1%) 0.00 207
2023-09-01 $364,900 (0.2%) $431,559 (-4.7%) 0.00 212
2023-10-01 $349,450 (-5.0%) $415,341 (-8.9%) 0.00 239
2023-11-01 $344,900 (-6.7%) $410,857 (-9.4%) 0.00 242
2023-12-01 $350,000 (-5.0%) $397,833 (-12.1%) 0.00 216
2024-01-01 $359,988 (-2.3%) $418,910 (-3.1%) 0.00 188
2024-02-01 $363,450 (0.1%) $420,573 (-0.8%) 0.00 186
2024-03-01 $375,000 (2.2%) $453,364 (3.8%) 0.00 173
2024-04-01 $384,450 (4.0%) $471,624 (4.6%) 0.00 192
STAUNTON's median listing price for 2024-04-01 was $384,450, a difference of $14,600 (4.0%) versus the prior year and $9,450 versus the prior month.

STAUNTON's median listing price comes in at 0% of the national average.

STAUNTON's average listing price for 2024-04-01 was $471,624, a difference of $20,707 (4.6%) versus the prior year and $18,260 versus the prior month.

For the 2024-04-01 period, STAUNTON had 192 MLS listings, a difference of 19 listings (11%) versus the prior month and 50 listings (35%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - STAUNTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,997 sqft
2018-02-01 0 days 1,997 sqft
2018-03-01 0 days 2,013 sqft
2018-04-01 0 days 1,999 sqft
2018-05-01 0 days 2,003 sqft
2018-06-01 0 days 2,010 sqft
2018-07-01 0 days 2,028 sqft
2018-08-01 0 days 2,095 sqft
2018-09-01 0 days 2,126 sqft
2018-10-01 0 days 2,115 sqft
2018-11-01 0 days 2,086 sqft
2018-12-01 0 days 2,000 sqft
2019-01-01 0 days 2,000 sqft
2019-02-01 0 days 1,968 sqft
2019-03-01 0 days 2,014 sqft
2019-04-01 0 days 2,103 sqft
2019-05-01 0 days 2,173 sqft
2019-06-01 0 days 2,100 sqft
2019-07-01 0 days 2,053 sqft
2019-08-01 0 days 2,013 sqft
2019-09-01 0 days 2,006 sqft
2019-10-01 0 days 2,000 sqft
2019-11-01 0 days 2,000 sqft
2019-12-01 0 days 2,000 sqft
2020-01-01 0 days 2,000 sqft
2020-02-01 0 days 2,078 sqft
2020-03-01 0 days 2,043 sqft
2020-04-01 0 days 2,085 sqft
2020-05-01 0 days 2,104 sqft
2020-06-01 0 days 2,152 sqft
2020-07-01 0 days 2,200 sqft
2020-08-01 0 days 2,112 sqft
2020-09-01 0 days 2,062 sqft
2020-10-01 0 days 2,038 sqft
2020-11-01 0 days 2,048 sqft
2020-12-01 0 days 2,019 sqft
2021-01-01 0 days 1,925 sqft
2021-02-01 0 days 1,936 sqft
2021-03-01 0 days 1,950 sqft
2021-04-01 0 days 1,936 sqft
2021-05-01 0 days 2,008 sqft
2021-06-01 0 days 2,038 sqft
2021-07-01 0 days 2,018 sqft
2021-08-01 0 days 1,860 sqft
2021-09-01 0 days 1,865 sqft
2021-10-01 0 days 1,999 sqft
2021-11-01 0 days 1,910 sqft
2021-12-01 0 days 1,885 sqft
2022-01-01 0 days 1,854 sqft
2022-02-01 0 days 1,910 sqft
2022-03-01 0 days 1,911 sqft
2022-04-01 0 days 1,775 sqft
2022-05-01 0 days 1,938 sqft
2022-06-01 0 days 1,962 sqft
2022-07-01 0 days 1,984 sqft
2022-08-01 0 days 1,977 sqft
2022-09-01 0 days 1,984 sqft
2022-10-01 0 days 1,975 sqft
2022-11-01 0 days 1,993 sqft
2022-12-01 0 days 2,004 sqft
2023-01-01 0 days 1,970 sqft
2023-02-01 0 days 1,934 sqft
2023-03-01 0 days 1,952 sqft
2023-04-01 0 days 1,962 sqft
2023-05-01 0 days 1,966 sqft
2023-06-01 0 days 1,987 sqft
2023-07-01 0 days 1,925 sqft
2023-08-01 0 days 1,960 sqft
2023-09-01 0 days 1,890 sqft
2023-10-01 0 days 1,854 sqft
2023-11-01 0 days 1,847 sqft
2023-12-01 0 days 1,842 sqft
2024-01-01 0 days 1,866 sqft
2024-02-01 0 days 1,898 sqft
2024-03-01 0 days 1,950 sqft
2024-04-01 0 days 1,948 sqft
STAUNTON's median listing age (time on market) for 2024-04-01 was 0 days.

STAUNTON's median square footage for active listings during the 2024-04-01 period was 1,948 sqft. One year prior, the average listing was 1,962 sqft.

STAUNTON, VA Average Rent (2023)

Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
22812 Staunton-Waynesboro, VA MSA $750 $760 $990 $1,320 $1,680
22841 Staunton-Waynesboro, VA MSA $760 $760 $1,000 $1,330 $1,700
22843 Staunton-Waynesboro, VA MSA $840 $850 $1,010 $1,410 $1,720
22920 Staunton-Waynesboro, VA MSA $1,020 $1,030 $1,230 $1,530 $1,900
22939 Staunton-Waynesboro, VA MSA $1,210 $1,210 $1,450 $2,020 $2,470
22952 Staunton-Waynesboro, VA MSA $970 $980 $1,170 $1,630 $1,990
22958 Staunton-Waynesboro, VA MSA $930 $960 $1,140 $1,410 $1,770
22967 Staunton-Waynesboro, VA MSA $930 $960 $1,140 $1,410 $1,770
22980 Staunton-Waynesboro, VA MSA $810 $810 $970 $1,350 $1,650
24401 Staunton-Waynesboro, VA MSA $830 $840 $1,000 $1,390 $1,700
24402 Staunton-Waynesboro, VA MSA $820 $820 $980 $1,370 $1,670
24411 Staunton-Waynesboro, VA MSA $660 $670 $830 $1,130 $1,380
24421 Staunton-Waynesboro, VA MSA $830 $840 $1,000 $1,400 $1,710
24430 Staunton-Waynesboro, VA MSA $660 $670 $830 $1,130 $1,380
24431 Staunton-Waynesboro, VA MSA $670 $680 $830 $1,130 $1,380
24432 Staunton-Waynesboro, VA MSA $860 $860 $1,030 $1,440 $1,750
24437 Staunton-Waynesboro, VA MSA $760 $770 $920 $1,280 $1,570
24439 Staunton-Waynesboro, VA MSA $660 $670 $830 $1,130 $1,380
24440 Staunton-Waynesboro, VA MSA $810 $810 $970 $1,350 $1,650
24441 Staunton-Waynesboro, VA MSA $780 $780 $990 $1,340 $1,690
24459 Staunton-Waynesboro, VA MSA $690 $690 $830 $1,150 $1,400
24463 Staunton-Waynesboro, VA MSA $860 $860 $1,030 $1,440 $1,750
24467 Staunton-Waynesboro, VA MSA $860 $860 $1,050 $1,450 $1,780
24469 Staunton-Waynesboro, VA MSA $860 $860 $1,030 $1,440 $1,750
24472 Staunton-Waynesboro, VA MSA $660 $670 $830 $1,130 $1,380
24476 Staunton-Waynesboro, VA MSA $860 $860 $1,030 $1,440 $1,750
24477 Staunton-Waynesboro, VA MSA $920 $930 $1,110 $1,550 $1,890
24479 Staunton-Waynesboro, VA MSA $860 $860 $1,030 $1,440 $1,750
24482 Staunton-Waynesboro, VA MSA $780 $790 $940 $1,310 $1,600
24485 Staunton-Waynesboro, VA MSA $860 $860 $1,030 $1,440 $1,750
24486 Staunton-Waynesboro, VA MSA $920 $920 $1,110 $1,550 $1,890

2022 Average & Median Rent Data Statistics
STAUNTON, VA average 1BR rent: $835, median: $840
STAUNTON, VA average 2BR rent: $1,011, median: $1,000
STAUNTON, VA average 3BR rent: $1,382, median: $1,400

STAUNTON, VA Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,493 $383,585,000 $256,922
Other 372 $30,470,000 $81,909
Home Improvement 342 $23,680,000 $69,240
Cash Out Refi 282 $51,920,000 $184,113
Refi 217 $59,455,000 $273,986

Staunton's most frequently cited loan purpose was Home Purchase, with 1,493 originations. The 2nd most popular reason was Other, with 372 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 861 $200,255,000 $232,584
7-8% 747 $138,885,000 $185,924
Over 8% 494 $47,510,000 $96,174
5-6% 390 $97,410,000 $249,769
4-5% 62 $14,780,000 $238,387
2.5-3% 41 $4,495,000 $109,634
<2.5% 9 $485,000 $53,889
3-4% 2 $460,000 $230,000

During 2023, Staunton's most frequently originated rate bucket was 6-7%, with 861 originations.

Loan Sizing (STAUNTON, VA MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,053 $289,565,000 $274,991
$100,000 or less 783 $38,745,000 $49,483
$100k-200k 688 $104,340,000 $151,657
$400k-600k 145 $66,665,000 $459,759
$600k-1000k 26 $18,250,000 $701,923
$Over $1MM 11 $31,545,000 $2,867,727

STAUNTON's loan sizing saw the bucket of loans from $200k-400k with 1,053 originations, totaling $289,565,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 985 $273,765,000 $277,934
60-80% 470 $136,520,000 $290,468
Under 20% 447 $16,375,000 $36,633
20-40% 390 $38,660,000 $99,128
40-60% 279 $49,015,000 $175,681
Over 100% 33 $10,425,000 $315,909

STAUNTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 985 originations, totaling $273,765,000 in origination value.