STAUNTON Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Staunton averaged
6.78%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.59% and
one month ago for the week of 2025-02-27, the
average rate was 6.7%.
Staunton's average rate one year ago was 7.13%.
For refis of the same type during the week of 2025-04-03, the average rate
was 7.37%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Staunton 30 Year Fixed Rate | 2025-04-03 | 6.78% |
| Staunton 30 Year Fixed Rate Refi | 2025-04-03 | 7.37% |
| Staunton 15 Year Fixed Rate | 2025-04-03 | 5.72% |
| Staunton 15 Year Fixed Rate Refi | 2025-04-03 | 5.82% |
| Staunton 30 Year FHA | 2025-04-03 | 6.51% |
| Staunton 30 Year FHA Refi | 2025-04-03 | 6.36% |
| Staunton 30 Year USDA | 2025-04-03 | 6.52% |
| Staunton 30 Year USDA Refi | 2025-04-03 | 6.42% |
| Staunton 30 Year VA | 2025-04-03 | 6.36% |
| Staunton 30 Year VA Refi | 2025-04-03 | 6.26% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within STAUNTON, VA.
STAUNTON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the STAUNTON, VA market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
STAUNTON Average Closing Costs & Other Stats
STAUNTON, VA's 123 lenders originated 2,921
loans during 2024. The total origination value was $643,685,000, with an average loan value of
$220,365.
STAUNTON's average closing costs are $4,882.
The top STAUNTON lender as defined by loan originations is Alcova Mortgage LLC, with
125 loans originated. Their average total fees are
$3,703, which is $565
higher than the next largest lender,
DUPONT COMMUNITY.
The lowest fee STAUNTON lenders (with over 10 loans originated) are
City National Bank of West Virginia ($1,900), DUPONT COMMUNITY ($3,138), Alcova Mortgage LLC ($3,703), NAVY FEDERAL CREDIT UNION ($3,823) and FIRST BANCORP ($4,002).
The lowest rate STAUNTON lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (5.72%), Truist (6.38%), Wells Fargo Bank (6.52%), NAVY FEDERAL CREDIT UNION (6.54%) and City National Bank of West Virginia (6.55%).
STAUNTON, VA Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| DUPONT COMMUNITY | $71,805,000 | $60,810,000 | -15.3% | 9.4% |
| Alcova Mortgage LLC | $34,335,000 | $47,805,000 | 39.2% | 7.4% |
| QUICKEN LOANS, LLC | $23,525,000 | $37,675,000 | 60.1% | 5.9% |
| Carter Bank & Trust | $31,120,000 | n/a | 4.8% | |
| City National Bank of West Virginia | $24,280,000 | $27,360,000 | 12.7% | 4.3% |
| C & F Mortgage Corporation | $18,835,000 | $23,460,000 | 24.6% | 3.6% |
| F & M BANK CORP. | $16,730,000 | $17,585,000 | 5.1% | 2.7% |
| MOVEMENT MORTGAGE, LLC | $9,555,000 | $17,530,000 | 83.5% | 2.7% |
| FIRST BANCORP | $16,850,000 | $15,405,000 | -8.6% | 2.4% |
| Atlantic Union Bank | $15,560,000 | $15,370,000 | -1.2% | 2.4% |
| UNION HOME MORTGAGE CORP. | $14,160,000 | $15,100,000 | 6.6% | 2.3% |
| UNITED WHOLESALE MORTGAGE, LLC | $12,425,000 | $14,845,000 | 19.5% | 2.3% |
| CMG MORTGAGE, INC. | $5,080,000 | $14,485,000 | 185.1% | 2.3% |
| UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION,INC. | $1,130,000 | $14,390,000 | 1,173.5% | 2.2% |
| NFM, INC. | $7,015,000 | $13,200,000 | 88.2% | 2.1% |
| Truist | $12,795,000 | $12,630,000 | -1.3% | 2.0% |
| Mortgage Research Center, LLC | $8,960,000 | $12,295,000 | 37.2% | 1.9% |
| Waterstone Mortgage Corporation | $10,595,000 | $12,210,000 | 15.2% | 1.9% |
| DHI MORTGAGE COMPANY, LTD. | $2,510,000 | $11,780,000 | 369.3% | 1.8% |
| Integrity Home Mortgage Corp | $10,355,000 | $9,700,000 | -6.3% | 1.5% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | $16,765,000 | $9,280,000 | -44.6% | 1.4% |
| PENNYMAC LOAN SERVICES, LLC | $3,880,000 | $9,255,000 | 138.5% | 1.4% |
| Prosperity Home Mortgage, LLC | $8,040,000 | $9,065,000 | 12.7% | 1.4% |
| NAVY FEDERAL CREDIT UNION | $6,315,000 | $8,990,000 | 42.4% | 1.4% |
| FREEDOM MORTGAGE CORPORATION | $2,485,000 | $8,590,000 | 245.7% | 1.3% |
| First Bank | $4,655,000 | $5,325,000 | 14.4% | 0.8% |
| First Heritage Mortgage, LLC | $4,375,000 | $5,160,000 | 17.9% | 0.8% |
| United Bank | $65,000 | $4,995,000 | 7,584.6% | 0.8% |
| PARK VIEW FEDERAL CREDIT UNION | $3,040,000 | $4,980,000 | 63.8% | 0.8% |
| NVR Mortgage Finance, Inc. | $10,550,000 | $4,935,000 | -53.2% | 0.8% |
| Wells Fargo Bank | $6,935,000 | $4,265,000 | -38.5% | 0.7% |
| VILLAGE CAPITAL MORTGAGE | $385,000 | $4,150,000 | 977.9% | 0.6% |
| EAGLE HOME MORTGAGE, LLC | $3,900,000 | n/a | 0.6% | |
| First-Citizens Bank & Trust Company | $5,130,000 | $3,860,000 | -24.8% | 0.6% |
| Atlantic Coast Mortgage, LLC | $6,260,000 | $3,800,000 | -39.3% | 0.6% |
| EMBRACE HOME LOANS, INC. | $3,205,000 | $3,695,000 | 15.3% | 0.6% |
| Ixonia Bank | $1,945,000 | $3,575,000 | 83.8% | 0.6% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,555,000 | $3,275,000 | 110.6% | 0.5% |
| Farm Credit of the Virginias, ACA | $800,000 | $3,030,000 | 278.8% | 0.5% |
| Virginia Credit Union, Inc. | $2,140,000 | $2,950,000 | 37.9% | 0.5% |
| Mr. Cooper ( Nationstar Mortgage ) | $4,005,000 | $2,615,000 | -34.7% | 0.4% |
| EVERETT FINANCIAL, INC. | $2,535,000 | n/a | 0.4% | |
| LOANDEPOT.COM, LLC | $2,240,000 | $2,465,000 | 10.0% | 0.4% |
| NEWREZ LLC | $2,125,000 | $2,430,000 | 14.4% | 0.4% |
| BROKER SOLUTIONS, INC. | $1,925,000 | $2,140,000 | 11.2% | 0.3% |
| USAA Federal Savings Bank | $2,205,000 | $1,985,000 | -10.0% | 0.3% |
| NATIONAL BANKSHARES, INC. | $385,000 | $1,915,000 | 397.4% | 0.3% |
| Select Bank | $3,905,000 | $1,905,000 | -51.2% | 0.3% |
| FIRST SAVINGS MORTGAGE CORPORATION | $370,000 | $1,805,000 | 387.8% | 0.3% |
| Morgan Stanley Private Bank | $1,755,000 | n/a | 0.3% | |
| NEW DAY FINANCIAL, LLC | $910,000 | $1,610,000 | 76.9% | 0.3% |
| GUARANTEED RATE, INC. | $905,000 | $1,585,000 | 75.1% | 0.2% |
| ROSS MORTGAGE CORPORATION | $1,070,000 | $1,550,000 | 44.9% | 0.2% |
| PREMIA MORTGAGE, LLC | $385,000 | $1,510,000 | 292.2% | 0.2% |
| Fulton Bank | $2,950,000 | $1,505,000 | -49.0% | 0.2% |
| JPMorgan Chase Bank | $1,750,000 | $1,475,000 | -15.7% | 0.2% |
| 21ST MORTGAGE CORPORATION | $800,000 | $1,465,000 | 83.1% | 0.2% |
| The Federal Savings Bank | $1,300,000 | $1,420,000 | 9.2% | 0.2% |
| GUILD MORTGAGE COMPANY | $480,000 | $1,410,000 | 193.8% | 0.2% |
| AmeriHome Mortgage Company, LLC | $1,370,000 | n/a | 0.2% | |
| Bank of America | $1,360,000 | $1,360,000 | 0.0% | 0.2% |
| AMERICAN FINANCIAL RESOURCES, INC. | $145,000 | $1,320,000 | 810.3% | 0.2% |
| Discover Bank | $1,070,000 | $1,300,000 | 21.5% | 0.2% |
| Pendleton Community Bank, Inc. | $1,775,000 | $1,280,000 | -27.9% | 0.2% |
| Bank of Botetourt | $395,000 | $1,205,000 | 205.1% | 0.2% |
| NBKC BANK | $710,000 | $1,175,000 | 65.5% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $300,000 | $1,155,000 | 285.0% | 0.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,820,000 | $1,070,000 | -41.2% | 0.2% |
| First Federal Bank | $1,055,000 | n/a | 0.2% | |
| Barrington Bank & Trust Company, N.A. | $620,000 | $1,035,000 | 66.9% | 0.2% |
| FIRST COMMUNITY MORTGAGE, INC. | $1,020,000 | n/a | 0.2% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $500,000 | $970,000 | 94.0% | 0.2% |
| LENDINGHOME FUNDING CORPORATION | $1,740,000 | $940,000 | -46.0% | 0.1% |
| CALCON MUTUAL MORTGAGE LLC | $930,000 | n/a | 0.1% | |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $1,140,000 | $930,000 | -18.4% | 0.1% |
| COMMONWEALTH ONE FEDERAL CREDIT UNION | $1,790,000 | $920,000 | -48.6% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $745,000 | $915,000 | 22.8% | 0.1% |
| Towne First Mortgage, LLC | $755,000 | $910,000 | 20.5% | 0.1% |
| Bank of the James | $1,060,000 | $885,000 | -16.5% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $1,660,000 | $860,000 | -48.2% | 0.1% |
| Figure Lending LLC | $485,000 | $850,000 | 75.3% | 0.1% |
| South State Bank | $830,000 | n/a | 0.1% | |
| MID AMERICA MORTGAGE, INC. | $1,105,000 | $810,000 | -26.7% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $315,000 | $805,000 | 155.6% | 0.1% |
| PNC Bank | $1,875,000 | $790,000 | -57.9% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $810,000 | $780,000 | -3.7% | 0.1% |
| Nations Lending Corporation | $755,000 | $770,000 | 2.0% | 0.1% |
| HOMESPIRE MORTGAGE CORPORATION | $1,280,000 | $765,000 | -40.2% | 0.1% |
| Equity Prime Mortgage LLC | $245,000 | $755,000 | 208.2% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $715,000 | n/a | 0.1% | |
| PENTAGON FEDERAL CREDIT UNION | $1,445,000 | $715,000 | -50.5% | 0.1% |
| PLANET HOME LENDING, LLC | $265,000 | $710,000 | 167.9% | 0.1% |
| Towne Mortgage, LLC | $705,000 | n/a | 0.1% | |
| AMWEST FUNDING CORP. | $680,000 | n/a | 0.1% | |
| MYCUMORTGAGE, LLC | $1,365,000 | $675,000 | -50.5% | 0.1% |
| SOUTHERN TRUST MORTGAGE, LLC | $475,000 | $675,000 | 42.1% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $720,000 | $665,000 | -7.6% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $840,000 | $660,000 | -21.4% | 0.1% |
| NATIONS DIRECT MORTGAGE, LLC | $610,000 | $635,000 | 4.1% | 0.1% |
| Plains Commerce Bank | $610,000 | n/a | 0.1% | |
| Renasant Bank | $610,000 | $605,000 | -0.8% | 0.1% |
| CARDINAL FINANCIAL | $835,000 | $580,000 | -30.5% | 0.1% |
| Greenbox Loans, Inc. | $550,000 | n/a | 0.1% | |
| Century Mortgage Company DBA Century Lending Company | $835,000 | $540,000 | -35.3% | 0.1% |
| Presidential Bank, FSB | $405,000 | $535,000 | 32.1% | 0.1% |
| Commerce Home Mortgage, Inc. | $530,000 | n/a | 0.1% | |
| LOANPAL, LLC | $630,000 | $520,000 | -17.5% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $510,000 | n/a | 0.1% | |
| Flagstar Bank, FSB | $500,000 | n/a | 0.1% | |
| TOWER | $235,000 | $495,000 | 110.6% | 0.1% |
| PHH Mortgage Corporation | $145,000 | $480,000 | 231.0% | 0.1% |
| Blue Ridge Bank | $795,000 | $460,000 | -42.1% | 0.1% |
| Vellum Mortgage, Inc. | $200,000 | $460,000 | 130.0% | 0.1% |
| U.S. Bank | $445,000 | $455,000 | 2.2% | 0.1% |
| CHURCHILL MORTGAGE CORPORATION | $195,000 | $450,000 | 130.8% | 0.1% |
| TOTAL MORTGAGE SERVICES, LLC | $450,000 | n/a | 0.1% | |
| First National Bank of Pennsylvania | $1,340,000 | $435,000 | -67.5% | 0.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | $435,000 | n/a | 0.1% | |
| TOWNE MORTGAGE COMPANY | $205,000 | $425,000 | 107.3% | 0.1% |
| Credence Funding Corporation | $415,000 | n/a | 0.1% | |
| TIDEWATER MORTGAGE SERVICES, INC. | $1,320,000 | $415,000 | -68.6% | 0.1% |
| STATE EMPLOYEES' | $490,000 | $405,000 | -17.3% | 0.1% |
| Third Federal Savings and Loan Association of Cleveland | $545,000 | $405,000 | -25.7% | 0.1% |
| CAPITAL CENTER, L.L.C. | $1,270,000 | $400,000 | -68.5% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $390,000 | n/a | 0.1% | |
| SPRING EQ, LLC | $120,000 | $390,000 | 225.0% | 0.1% |
| FREEDOM FIRST | $385,000 | n/a | 0.1% | |
| LENOX FINANCIAL MORTGAGE CORPORATION | $385,000 | n/a | 0.1% | |
| OPEN MORTGAGE, LLC | $355,000 | $380,000 | 7.0% | 0.1% |
| Citadel Servicing Corporation | $375,000 | n/a | 0.1% | |
| Mid-Continent Funding, Inc. | $335,000 | $375,000 | 11.9% | 0.1% |
| Northwest Federal Credit Union | $55,000 | $375,000 | 581.8% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $370,000 | n/a | 0.1% | |
| TOP FLITE FINANCIAL, INC. | $425,000 | $370,000 | -12.9% | 0.1% |
| PIONEER BANK | $490,000 | $355,000 | -27.6% | 0.1% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $345,000 | n/a | 0.1% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $345,000 | n/a | 0.1% | |
| PriorityOne Bank | $345,000 | n/a | 0.1% | |
| Baxter Credit Union | $55,000 | $340,000 | 518.2% | 0.1% |
| INTERCOASTAL MORTGAGE COMPANY | $1,375,000 | $335,000 | -75.6% | 0.1% |
| SIRVA MORTGAGE, INC. | $335,000 | n/a | 0.1% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $500,000 | $330,000 | -34.0% | 0.1% |
| Axos Bank | $185,000 | $325,000 | 75.7% | 0.1% |
| SWBC MORTGAGE CORPORATION | $325,000 | n/a | 0.1% | |
| TD Bank | $990,000 | $320,000 | -67.7% | 0.0% |
| AMERICAN FINANCING CORPORATION | $730,000 | $310,000 | -57.5% | 0.0% |
| Advance Financial Group, LLC | $305,000 | n/a | 0.0% | |
| Metro City Bank | $305,000 | n/a | 0.0% | |
| PREMIER MORTGAGE RESOURCES, L.L.C. | $305,000 | n/a | 0.0% | |
| GoPrime Mortgage, Inc. | $295,000 | n/a | 0.0% | |
| Bank-Fund Staff Federal Credit Union | $285,000 | n/a | 0.0% | |
| NORTHPOINT MORTGAGE, INC. | $265,000 | n/a | 0.0% | |
| Summit Community Bank, Inc. | $440,000 | $260,000 | -40.9% | 0.0% |
| Fifth Third Bank | $255,000 | n/a | 0.0% | |
| Texana Bank | $255,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $165,000 | $250,000 | 51.5% | 0.0% |
| ALLEGACY FEDERAL CREDIT UNION | $245,000 | n/a | 0.0% | |
| FIRST HOME MORTGAGE CORPORATION | $460,000 | $245,000 | -46.7% | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | $245,000 | n/a | 0.0% | |
| Old National Bank | $245,000 | n/a | 0.0% | |
| Stifel Bank and Trust | $125,000 | $245,000 | 96.0% | 0.0% |
| Shore United Bank | $235,000 | n/a | 0.0% | |
| State Department Federal Credit Union | $235,000 | n/a | 0.0% | |
| Coastal Community Bank | $185,000 | $230,000 | 24.3% | 0.0% |
| MILEND, INC. | $635,000 | $225,000 | -64.6% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $65,000 | $220,000 | 238.5% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $715,000 | $220,000 | -69.2% | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $255,000 | $215,000 | -15.7% | 0.0% |
| NexBank | $285,000 | $215,000 | -24.6% | 0.0% |
| ADDITION FINANCIAL | $205,000 | n/a | 0.0% | |
| ARGENT | $205,000 | n/a | 0.0% | |
| Citizens Bank | $730,000 | $205,000 | -71.9% | 0.0% |
| Aurora Financial, LLC | $195,000 | n/a | 0.0% | |
| AgFirst Farm Credit Bank | $925,000 | $185,000 | -80.0% | 0.0% |
| LANGLEY | $380,000 | $180,000 | -52.6% | 0.0% |
| BETTER MORTGAGE CORPORATION | $650,000 | $175,000 | -73.1% | 0.0% |
| Burke & Herbert Bank & Trust Company | $175,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $300,000 | $175,000 | -41.7% | 0.0% |
| VILLAGE BANK MORTGAGE CORPORATION | $175,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $1,480,000 | $175,000 | -88.2% | 0.0% |
| LOS ANGELES POLICE Federal Credit Union | $165,000 | n/a | 0.0% | |
| Peoples Bank | $165,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $165,000 | n/a | 0.0% | |
| Virginia National Bank | $165,000 | n/a | 0.0% | |
| Apple Federal Credit Union | $205,000 | $155,000 | -24.4% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $155,000 | n/a | 0.0% | |
| ValleyStar Credit Union | $95,000 | $140,000 | 47.4% | 0.0% |
| Carrington Mortgage Services, LLC | $915,000 | $125,000 | -86.3% | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | $125,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $115,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $85,000 | $105,000 | 23.5% | 0.0% |
| Ally Bank | $1,060,000 | $95,000 | -91.0% | 0.0% |
| Park Lane Finance Solutions, LLC | $150,000 | $95,000 | -36.7% | 0.0% |
| First National Bank of America | $85,000 | n/a | 0.0% | |
| Great Plains Federal Credit Un | $65,000 | n/a | 0.0% | |
| MEMBER ONE | $60,000 | n/a | 0.0% | |
| CANOPY MORTGAGE, LLC | $55,000 | n/a | 0.0% | |
| Centier Bank | $75,000 | $55,000 | -26.7% | 0.0% |
| COASTAL Federal Credit Union | $35,000 | n/a | 0.0% | |
| EVERENCE FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% | |
| M&T Bank | $180,000 | $25,000 | -86.1% | 0.0% |
| UNIFY FINANCIAL Credit Union | $100,000 | $25,000 | -75.0% | 0.0% |
STAUNTON's top lender by overall market share is DUPONT COMMUNITY, with 9.4% market share. In second place, with 7.4%, is Alcova Mortgage LLC, having originated $47,805,000 in loans. In third place, with 5.9%, is QUICKEN LOANS, LLC, having originated $37,675,000 in loans. In fourth place, with 4.8%, is Carter Bank & Trust, having originated $31,120,000 in loans. In fifth place, with 4.3%, is City National Bank of West Virginia, having originated $27,360,000 in loans.
STAUNTON Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - STAUNTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $232,475 (7.5%) | $296,224 (11.1%) | 0.00 | 479 |
| 2018-02-01 | $232,200 (5.8%) | $301,821 (11.8%) | 0.00 | 459 |
| 2018-03-01 | $234,900 (6.1%) | $307,715 (14.2%) | 0.00 | 445 |
| 2018-04-01 | $234,200 (1.9%) | $308,882 (11.3%) | 0.00 | 448 |
| 2018-05-01 | $239,900 (2.1%) | $311,726 (11.1%) | 0.00 | 477 |
| 2018-06-01 | $239,925 (2.1%) | $321,078 (13.5%) | 0.00 | 488 |
| 2018-07-01 | $247,875 (5.5%) | $333,512 (17.1%) | 0.00 | 469 |
| 2018-08-01 | $249,900 (6.4%) | $332,118 (18.2%) | 0.00 | 478 |
| 2018-09-01 | $249,900 (8.7%) | $331,902 (18.0%) | 0.00 | 475 |
| 2018-10-01 | $250,000 (6.4%) | $334,172 (14.7%) | 0.00 | 454 |
| 2018-11-01 | $249,900 (6.3%) | $334,868 (15.2%) | 0.00 | 422 |
| 2018-12-01 | $240,000 (2.6%) | $326,895 (13.4%) | 0.00 | 397 |
| 2019-01-01 | $243,750 (4.9%) | $330,815 (11.7%) | 0.00 | 377 |
| 2019-02-01 | $247,000 (6.4%) | $329,196 (9.1%) | 0.00 | 351 |
| 2019-03-01 | $262,814 (11.9%) | $345,627 (12.3%) | 0.00 | 354 |
| 2019-04-01 | $283,700 (21.1%) | $354,979 (14.9%) | 0.00 | 384 |
| 2019-05-01 | $293,550 (22.4%) | $351,209 (12.7%) | 0.00 | 408 |
| 2019-06-01 | $274,900 (14.6%) | $339,166 (5.6%) | 0.00 | 438 |
| 2019-07-01 | $262,371 (5.9%) | $334,150 (0.2%) | 0.00 | 437 |
| 2019-08-01 | $263,645 (5.5%) | $326,113 (-1.8%) | 0.00 | 437 |
| 2019-09-01 | $266,489 (6.6%) | $321,579 (-3.1%) | 0.00 | 433 |
| 2019-10-01 | $266,532 (6.6%) | $317,873 (-4.9%) | 0.00 | 416 |
| 2019-11-01 | $269,900 (8.0%) | $312,125 (-6.8%) | 0.00 | 378 |
| 2019-12-01 | $271,798 (13.3%) | $321,164 (-1.8%) | 0.00 | 363 |
| 2020-01-01 | $279,950 (14.9%) | $329,166 (-0.5%) | 0.00 | 321 |
| 2020-02-01 | $279,900 (13.3%) | $335,875 (2.0%) | 0.00 | 298 |
| 2020-03-01 | $285,000 (8.4%) | $336,990 (-2.5%) | 0.00 | 289 |
| 2020-04-01 | $287,250 (1.3%) | $345,164 (-2.8%) | 0.00 | 293 |
| 2020-05-01 | $288,250 (-1.8%) | $351,724 (0.2%) | 0.00 | 264 |
| 2020-06-01 | $306,850 (11.6%) | $359,140 (5.9%) | 0.00 | 225 |
| 2020-07-01 | $316,450 (20.6%) | $365,486 (9.4%) | 0.00 | 221 |
| 2020-08-01 | $301,850 (14.5%) | $367,630 (12.7%) | 0.00 | 199 |
| 2020-09-01 | $304,475 (14.3%) | $372,896 (16.0%) | 0.00 | 218 |
| 2020-10-01 | $294,500 (10.5%) | $358,326 (12.7%) | 0.00 | 215 |
| 2020-11-01 | $289,950 (7.4%) | $355,605 (13.9%) | 0.00 | 206 |
| 2020-12-01 | $286,150 (5.3%) | $356,282 (10.9%) | 0.00 | 180 |
| 2021-01-01 | $289,000 (3.2%) | $350,903 (6.6%) | 0.00 | 174 |
| 2021-02-01 | $283,974 (1.5%) | $358,430 (6.7%) | 0.00 | 142 |
| 2021-03-01 | $287,100 (0.7%) | $356,095 (5.7%) | 0.00 | 124 |
| 2021-04-01 | $287,600 (0.1%) | $365,902 (6.0%) | 0.00 | 117 |
| 2021-05-01 | $279,000 (-3.2%) | $378,602 (7.6%) | 0.00 | 128 |
| 2021-06-01 | $327,225 (6.6%) | $410,031 (14.2%) | 0.00 | 128 |
| 2021-07-01 | $314,900 (-0.5%) | $493,700 (35.1%) | 0.00 | 164 |
| 2021-08-01 | $287,450 (-4.8%) | $484,836 (31.9%) | 0.00 | 178 |
| 2021-09-01 | $289,900 (-4.8%) | $496,953 (33.3%) | 0.00 | 180 |
| 2021-10-01 | $299,950 (1.9%) | $502,176 (40.1%) | 0.00 | 190 |
| 2021-11-01 | $299,575 (3.3%) | $501,480 (41.0%) | 0.00 | 180 |
| 2021-12-01 | $300,475 (5.0%) | $526,536 (47.8%) | 0.00 | 160 |
| 2022-01-01 | $309,900 (7.2%) | $547,730 (56.1%) | 0.00 | 136 |
| 2022-02-01 | $321,495 (13.2%) | $600,267 (67.5%) | 0.00 | 121 |
| 2022-03-01 | $328,424 (14.4%) | $562,213 (57.9%) | 0.00 | 120 |
| 2022-04-01 | $319,000 (10.9%) | $525,574 (43.6%) | 0.00 | 138 |
| 2022-05-01 | $334,925 (20.0%) | $444,652 (17.5%) | 0.00 | 151 |
| 2022-06-01 | $349,925 (6.9%) | $465,040 (13.4%) | 0.00 | 179 |
| 2022-07-01 | $349,450 (11.0%) | $477,829 (-3.2%) | 0.00 | 183 |
| 2022-08-01 | $359,000 (24.9%) | $477,422 (-1.5%) | 0.00 | 175 |
| 2022-09-01 | $364,200 (25.6%) | $452,869 (-8.9%) | 0.00 | 181 |
| 2022-10-01 | $367,800 (22.6%) | $455,772 (-9.2%) | 0.00 | 196 |
| 2022-11-01 | $369,225 (23.3%) | $453,475 (-9.6%) | 0.00 | 200 |
| 2022-12-01 | $367,800 (22.4%) | $451,801 (-14.2%) | 0.00 | 197 |
| 2023-01-01 | $367,650 (18.6%) | $431,294 (-21.3%) | 0.00 | 181 |
| 2023-02-01 | $362,950 (12.9%) | $422,514 (-29.6%) | 0.00 | 157 |
| 2023-03-01 | $367,000 (11.8%) | $436,802 (-22.3%) | 0.00 | 161 |
| 2023-04-01 | $369,850 (15.9%) | $450,917 (-14.2%) | 0.00 | 142 |
| 2023-05-01 | $374,950 (12.0%) | $459,354 (3.3%) | 0.00 | 159 |
| 2023-06-01 | $374,950 (7.2%) | $477,205 (2.6%) | 0.00 | 169 |
| 2023-07-01 | $364,900 (4.4%) | $442,783 (-7.3%) | 0.00 | 186 |
| 2023-08-01 | $364,900 (1.6%) | $434,062 (-9.1%) | 0.00 | 207 |
| 2023-09-01 | $364,900 (0.2%) | $431,559 (-4.7%) | 0.00 | 212 |
| 2023-10-01 | $349,675 (-4.9%) | $416,009 (-8.7%) | 0.00 | 239 |
| 2023-11-01 | $344,900 (-6.6%) | $410,857 (-9.4%) | 0.00 | 243 |
| 2023-12-01 | $350,000 (-4.8%) | $397,833 (-12.0%) | 0.00 | 216 |
| 2024-01-01 | $360,238 (-2.0%) | $419,762 (-2.7%) | 0.00 | 188 |
| 2024-02-01 | $363,450 (0.1%) | $420,573 (-0.5%) | 0.00 | 186 |
| 2024-03-01 | $375,000 (2.2%) | $453,364 (3.8%) | 0.00 | 173 |
| 2024-04-01 | $384,450 (4.0%) | $471,624 (4.6%) | 0.00 | 192 |
| 2024-05-01 | $399,925 (6.7%) | $494,356 (7.6%) | 0.00 | 207 |
| 2024-06-01 | $399,950 (6.7%) | $474,028 (-0.7%) | 0.00 | 221 |
| 2024-07-01 | $395,963 (8.5%) | $469,219 (6.0%) | 0.00 | 243 |
| 2024-08-01 | $398,900 (9.3%) | $468,566 (8.0%) | 0.00 | 224 |
| 2024-09-01 | $394,525 (8.1%) | $469,672 (8.8%) | 0.00 | 239 |
| 2024-10-01 | $399,913 (14.4%) | $479,873 (15.4%) | 0.00 | 258 |
| 2024-11-01 | $387,450 (12.3%) | $451,391 (9.9%) | 0.00 | 277 |
| 2024-12-01 | $389,250 (11.2%) | $451,985 (13.6%) | 0.00 | 252 |
| 2025-01-01 | $382,425 (6.2%) | $448,522 (6.9%) | 0.00 | 212 |
| 2025-02-01 | $372,450 (2.5%) | $442,132 (5.1%) | 0.00 | 197 |
| 2025-03-01 | $384,950 (2.7%) | $441,770 (-2.6%) | 0.00 | 209 |
STAUNTON's median listing price for 2025-03-01 was $384,950, a difference of
$9,950
(2.7%) versus the prior year and
$12,500 versus the prior month.
STAUNTON's median listing price comes in at 0% of the national average.
STAUNTON's average listing price for 2025-03-01 was $441,770, a difference of $-11,594 (-2.6%) versus the prior year and $-362 versus the prior month.
For the 2025-03-01 period, STAUNTON had 209 MLS listings, a difference of 12 listings (6%) versus the prior month and 36 listings (21%) versus the prior year.
STAUNTON's median listing price comes in at 0% of the national average.
STAUNTON's average listing price for 2025-03-01 was $441,770, a difference of $-11,594 (-2.6%) versus the prior year and $-362 versus the prior month.
For the 2025-03-01 period, STAUNTON had 209 MLS listings, a difference of 12 listings (6%) versus the prior month and 36 listings (21%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - STAUNTON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,998 sqft |
| 2018-02-01 | 0 days | 1,998 sqft |
| 2018-03-01 | 0 days | 2,010 sqft |
| 2018-04-01 | 0 days | 1,999 sqft |
| 2018-05-01 | 0 days | 2,005 sqft |
| 2018-06-01 | 0 days | 2,013 sqft |
| 2018-07-01 | 0 days | 2,028 sqft |
| 2018-08-01 | 0 days | 2,098 sqft |
| 2018-09-01 | 0 days | 2,138 sqft |
| 2018-10-01 | 0 days | 2,119 sqft |
| 2018-11-01 | 0 days | 2,093 sqft |
| 2018-12-01 | 0 days | 2,000 sqft |
| 2019-01-01 | 0 days | 2,000 sqft |
| 2019-02-01 | 0 days | 1,975 sqft |
| 2019-03-01 | 0 days | 2,015 sqft |
| 2019-04-01 | 0 days | 2,104 sqft |
| 2019-05-01 | 0 days | 2,174 sqft |
| 2019-06-01 | 0 days | 2,101 sqft |
| 2019-07-01 | 0 days | 2,058 sqft |
| 2019-08-01 | 0 days | 2,014 sqft |
| 2019-09-01 | 0 days | 2,006 sqft |
| 2019-10-01 | 0 days | 2,000 sqft |
| 2019-11-01 | 0 days | 2,000 sqft |
| 2019-12-01 | 0 days | 2,000 sqft |
| 2020-01-01 | 0 days | 2,000 sqft |
| 2020-02-01 | 0 days | 2,068 sqft |
| 2020-03-01 | 0 days | 2,040 sqft |
| 2020-04-01 | 0 days | 2,068 sqft |
| 2020-05-01 | 0 days | 2,102 sqft |
| 2020-06-01 | 0 days | 2,144 sqft |
| 2020-07-01 | 0 days | 2,200 sqft |
| 2020-08-01 | 0 days | 2,109 sqft |
| 2020-09-01 | 0 days | 2,062 sqft |
| 2020-10-01 | 0 days | 2,038 sqft |
| 2020-11-01 | 0 days | 2,048 sqft |
| 2020-12-01 | 0 days | 2,019 sqft |
| 2021-01-01 | 0 days | 1,920 sqft |
| 2021-02-01 | 0 days | 1,936 sqft |
| 2021-03-01 | 0 days | 1,950 sqft |
| 2021-04-01 | 0 days | 1,944 sqft |
| 2021-05-01 | 0 days | 2,008 sqft |
| 2021-06-01 | 0 days | 2,038 sqft |
| 2021-07-01 | 0 days | 2,018 sqft |
| 2021-08-01 | 0 days | 1,868 sqft |
| 2021-09-01 | 0 days | 1,872 sqft |
| 2021-10-01 | 0 days | 2,000 sqft |
| 2021-11-01 | 0 days | 1,910 sqft |
| 2021-12-01 | 0 days | 1,885 sqft |
| 2022-01-01 | 0 days | 1,854 sqft |
| 2022-02-01 | 0 days | 1,910 sqft |
| 2022-03-01 | 0 days | 1,911 sqft |
| 2022-04-01 | 0 days | 1,775 sqft |
| 2022-05-01 | 0 days | 1,938 sqft |
| 2022-06-01 | 0 days | 1,962 sqft |
| 2022-07-01 | 0 days | 1,984 sqft |
| 2022-08-01 | 0 days | 1,969 sqft |
| 2022-09-01 | 0 days | 1,984 sqft |
| 2022-10-01 | 0 days | 1,975 sqft |
| 2022-11-01 | 0 days | 1,992 sqft |
| 2022-12-01 | 0 days | 1,994 sqft |
| 2023-01-01 | 0 days | 1,969 sqft |
| 2023-02-01 | 0 days | 1,925 sqft |
| 2023-03-01 | 0 days | 1,952 sqft |
| 2023-04-01 | 0 days | 1,962 sqft |
| 2023-05-01 | 0 days | 1,966 sqft |
| 2023-06-01 | 0 days | 1,987 sqft |
| 2023-07-01 | 0 days | 1,925 sqft |
| 2023-08-01 | 0 days | 1,960 sqft |
| 2023-09-01 | 0 days | 1,890 sqft |
| 2023-10-01 | 0 days | 1,856 sqft |
| 2023-11-01 | 0 days | 1,849 sqft |
| 2023-12-01 | 0 days | 1,842 sqft |
| 2024-01-01 | 0 days | 1,866 sqft |
| 2024-02-01 | 0 days | 1,898 sqft |
| 2024-03-01 | 0 days | 1,950 sqft |
| 2024-04-01 | 0 days | 1,948 sqft |
| 2024-05-01 | 0 days | 1,989 sqft |
| 2024-06-01 | 0 days | 2,037 sqft |
| 2024-07-01 | 0 days | 2,001 sqft |
| 2024-08-01 | 0 days | 1,996 sqft |
| 2024-09-01 | 0 days | 2,000 sqft |
| 2024-10-01 | 0 days | 1,983 sqft |
| 2024-11-01 | 0 days | 1,957 sqft |
| 2024-12-01 | 0 days | 1,894 sqft |
| 2025-01-01 | 0 days | 1,859 sqft |
| 2025-02-01 | 0 days | 1,851 sqft |
| 2025-03-01 | 0 days | 1,882 sqft |
STAUNTON's median listing age (time on market) for 2025-03-01 was 0 days.
STAUNTON's median square footage for active listings during the 2025-03-01 period was 1,882 sqft. One year prior, the average listing was 1,950 sqft.
STAUNTON's median square footage for active listings during the 2025-03-01 period was 1,882 sqft. One year prior, the average listing was 1,950 sqft.
STAUNTON, VA Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,565 | $447,175,000 | $285,735 |
| Other | 391 | $35,865,000 | $91,726 |
| Home Improvement | 372 | $30,680,000 | $82,473 |
| Cash Out Refi | 310 | $62,610,000 | $201,968 |
| Refi | 282 | $67,140,000 | $238,085 |
| NA | 1 | $215,000 | $215,000 |
Staunton's most frequently cited loan purpose was Home Purchase, with 1,565 originations. The 2nd most popular reason was Other, with 391 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 995 | $258,125,000 | $259,422 |
| 7-8% | 822 | $199,640,000 | $242,871 |
| Over 8% | 597 | $55,325,000 | $92,672 |
| 5-6% | 305 | $83,575,000 | $274,016 |
| 2.5-3% | 50 | $4,560,000 | $91,200 |
| 4-5% | 35 | $11,145,000 | $318,429 |
| 3-4% | 7 | $2,385,000 | $340,714 |
| <2.5% | 4 | $690,000 | $172,500 |
During 2024, Staunton's most frequently originated rate bucket was 6-7%, with 995 originations.
Loan Sizing (STAUNTON, VA MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,288 | $360,530,000 | $279,915 |
| $100,000 or less | 795 | $40,345,000 | $50,748 |
| $100k-200k | 599 | $87,815,000 | $146,603 |
| $400k-600k | 192 | $88,650,000 | $461,719 |
| $600k-1000k | 39 | $27,655,000 | $709,103 |
| $Over $1MM | 8 | $38,690,000 | $4,836,250 |
STAUNTON's loan sizing saw the bucket of loans from $200k-400k with 1,288 originations, totaling $360,530,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,066 | $312,250,000 | $292,917 |
| 60-80% | 529 | $140,235,000 | $265,095 |
| Under 20% | 486 | $21,140,000 | $43,498 |
| 20-40% | 405 | $70,425,000 | $173,889 |
| 40-60% | 250 | $47,230,000 | $188,920 |
| Over 100% | 30 | $10,950,000 | $365,000 |
STAUNTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,066 originations, totaling $312,250,000 in origination value.