The Kansas State Bank Mortgage Rates, Fees & Info
Ottawa, KSLEI: 549300HSEF434P70U240
Tax ID: 48-0290610
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The Kansas State Bank is a smaller bank specializing in Refi and Home Purchase loans. The Kansas State Bank has a high proportion of conventional loans. Their top markets by origination volume include: Ottawa, Emporia, Lawrence, Kansas City, and Topeka among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)The Kansas State Bank has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
73Origination Dollar Volume (All Markets)
$7,655,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Ottawa, KS (FHA|USDA|VA) | 49 | $4,515,000 | $92,143 | $0 | 0.00% |
| Emporia, KS (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $0 | 0.00% |
| LAWRENCE, KS (FHA|USDA|VA) | 5 | $755,000 | $151,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 5 | $405,000 | $81,000 | $0 | 0.00% |
| TOPEKA, KS (FHA|USDA|VA) | 5 | $395,000 | $79,000 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $110,000 | $55,000 | $0 | 0.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 73 | $7,655,000 | $104,863 | $0 | 0.00% |
For 2018, The Kansas State Bank's most frequently originated type of loan was Conventional, with 73 originations.
Loan Reason
For 2018, The Kansas State Bank's most frequently cited loan purpose was Refi, with 34 originations. The 2nd most popular reason was Home Purchase, with 30 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 73 | $7,655,000 | $104,863 | $0 | 0.00% |
For 2018, The Kansas State Bank's most frequently cited loan duration was Other, with 73 originations.
Loan Sizing
2018 saw The Kansas State Bank place emphasis on $100,000 or less loans with 50 originations, totaling $2,290,000 in origination value.
Applicant Income
The Kansas State Bank lent most frequently to those with incomes in the $100k-150k range, with 12 originations. The second most popular income band? $50k-75k, with 12 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.26%
The Kansas State Bank has an average approval rate.
Pick Rate
Approvals leading to origination86.30%
The Kansas State Bank has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 73 | $7,655,000 | $104,863 |