Finance Of America Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300MXJA09WZJ0DV55

Tax ID: 23-2769131

3.9 stars - out of 5 stars, based on 282 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Finance Of America Mortgage is a large mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. Finance Of America Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Los Angeles, Sacramento, New York, San Francisco, and Seattle among others. Finance Of America Mortgage has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Finance Of America Mortgage is typically an average fee lendor.


Originations

79,549

Origination Dollar Volume (All Markets)

$29,249,115,000
Show all (61) awards

Relative Rate

Finance Of America Mortgage 's average 30 year fixed rate mortgage of loans were 3.1%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.05%.

Relative Fees

Finance Of America Mortgage 's average total fees for a 30 year fixed rate mortgage are $5,974.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 7,293 $4,295,235,000 $588,953 $6,565 3.00%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 4,579 $1,735,185,000 $378,944 $5,159 3.01%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 3,756 $1,650,400,000 $439,404 $9,797 2.98%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 2,608 $1,508,020,000 $578,229 $5,806 2.95%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 3,349 $1,501,425,000 $448,320 $5,441 2.94%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 2,762 $1,463,210,000 $529,765 $5,788 2.95%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 4,436 $1,378,740,000 $310,807 $4,721 3.10%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 3,369 $1,246,475,000 $369,984 $5,410 3.05%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2,477 $957,975,000 $386,748 $6,111 3.03%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2,682 $758,600,000 $282,849 $5,552 2.97%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 767 $480,925,000 $627,021 $6,064 2.94%
STOCKTON, CA (FHA|USDA|VA) 1,223 $409,055,000 $334,469 $6,114 2.91%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1,584 $388,610,000 $245,335 $4,299 2.96%
Outside of Metro Areas 1,524 $380,980,000 $249,987 $5,015 3.05%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1,217 $361,125,000 $296,734 $4,978 2.80%
BOISE CITY, ID (FHA|USDA|VA) 1,021 $338,125,000 $331,170 $6,086 3.13%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1,112 $324,960,000 $292,230 $5,544 3.11%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 906 $307,900,000 $339,845 $5,272 2.85%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 536 $298,760,000 $557,388 $5,793 2.96%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 742 $295,950,000 $398,854 $4,700 2.78%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 748 $292,490,000 $391,029 $4,776 2.90%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 879 $279,115,000 $317,537 $4,651 3.02%
ALBUQUERQUE, NM (FHA|USDA|VA) 984 $212,180,000 $215,630 $4,998 3.39%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 646 $183,780,000 $284,489 $5,137 2.94%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 384 $179,920,000 $468,542 $6,726 3.03%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 269 $173,765,000 $645,967 $6,396 3.00%
SALT LAKE CITY, UT (FHA|USDA|VA) 509 $171,715,000 $337,358 $6,316 3.20%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 479 $171,305,000 $357,630 $8,360 3.03%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 741 $167,725,000 $226,350 $6,062 3.17%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 748 $160,970,000 $215,201 $4,223 3.16%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 436 $151,700,000 $347,936 $5,021 2.82%
FRESNO, CA (FHA|USDA|VA) 450 $141,480,000 $314,400 $4,856 2.94%
URBAN HONOLULU, HI (FHA|USDA|VA) 237 $141,165,000 $595,633 $11,995 2.78%
RENO, NV (FHA|USDA|VA) 409 $139,335,000 $340,672 $5,015 3.03%
VALLEJO, CA (FHA|USDA|VA) 350 $136,280,000 $389,371 $5,811 2.94%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 425 $134,115,000 $315,565 $3,438 2.87%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 302 $128,030,000 $423,940 $4,936 2.89%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 483 $121,675,000 $251,915 $3,832 3.10%
Truckee-Grass Valley, CA (FHA|USDA|VA) 337 $119,265,000 $353,902 $5,014 3.10%
KANSAS CITY, MO-KS (FHA|USDA|VA) 489 $116,985,000 $239,233 $3,530 3.11%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 569 $116,145,000 $204,121 $3,835 3.18%
MODESTO, CA (FHA|USDA|VA) 365 $111,995,000 $306,836 $5,621 3.01%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 357 $105,975,000 $296,849 $5,496 3.10%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 368 $105,690,000 $287,201 $5,122 2.95%
YUBA CITY, CA (FHA|USDA|VA) 371 $104,865,000 $282,655 $5,448 3.00%
BEND, OR (FHA|USDA|VA) 277 $102,685,000 $370,704 $5,397 3.10%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 520 $101,950,000 $196,058 $6,501 2.95%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 177 $101,655,000 $574,322 $9,952 2.89%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 314 $87,520,000 $278,726 $3,501 2.79%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 297 $86,015,000 $289,613 $2,940 2.74%
WINCHESTER, VA-WV (FHA|USDA|VA) 305 $84,715,000 $277,754 $5,071 3.03%
GREEN BAY, WI (FHA|USDA|VA) 441 $84,395,000 $191,372 $3,275 3.10%
VISALIA, CA (FHA|USDA|VA) 239 $82,625,000 $345,711 $6,468 2.97%
ANCHORAGE, AK (FHA|USDA|VA) 260 $81,770,000 $314,500 $6,024 2.93%
SALEM, OR (FHA|USDA|VA) 263 $80,595,000 $306,445 $5,577 3.12%
SALINAS, CA (FHA|USDA|VA) 166 $77,690,000 $468,012 $6,387 2.89%
APPLETON, WI (FHA|USDA|VA) 391 $77,285,000 $197,660 $3,135 3.08%
BAKERSFIELD, CA (FHA|USDA|VA) 262 $73,370,000 $280,038 $5,678 2.93%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 232 $71,420,000 $307,845 $6,070 3.02%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 257 $70,585,000 $274,650 $5,628 3.07%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 161 $69,175,000 $429,658 $6,607 3.09%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 250 $65,610,000 $262,440 $6,493 3.14%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 191 $62,335,000 $326,361 $4,371 2.75%
JACKSONVILLE, FL (FHA|USDA|VA) 211 $61,185,000 $289,976 $6,709 3.09%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 211 $60,255,000 $285,569 $6,198 2.94%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 213 $60,055,000 $281,948 $4,015 2.98%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 205 $59,665,000 $291,049 $6,775 2.96%
PROVO-OREM, UT (FHA|USDA|VA) 164 $59,660,000 $363,780 $6,175 3.05%
PITTSBURGH, PA (FHA|USDA|VA) 243 $58,295,000 $239,897 $4,940 2.92%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 213 $58,145,000 $272,981 $4,717 2.99%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 224 $58,120,000 $259,464 $5,469 2.93%
Eureka-Arcata, CA (FHA|USDA|VA) 185 $57,215,000 $309,270 $5,045 2.93%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 146 $52,570,000 $360,068 $10,272 3.17%
FLORENCE, SC (FHA|USDA|VA) 275 $51,925,000 $188,818 $5,706 3.06%
COLORADO SPRINGS, CO (FHA|USDA|VA) 156 $51,420,000 $329,615 $5,091 2.83%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 159 $51,015,000 $320,849 $4,356 2.96%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 101 $50,425,000 $499,257 $5,359 2.92%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 194 $49,020,000 $252,680 $2,866 2.90%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 194 $47,580,000 $245,258 $6,070 2.98%
RALEIGH-CARY, NC (FHA|USDA|VA) 157 $47,365,000 $301,688 $2,683 2.70%
WENATCHEE, WA (FHA|USDA|VA) 152 $46,490,000 $305,855 $4,925 3.02%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 254 $45,990,000 $181,063 $3,011 3.06%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 134 $43,970,000 $328,134 $4,418 3.12%
MADERA, CA (FHA|USDA|VA) 114 $43,880,000 $384,912 $5,424 2.84%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 146 $43,630,000 $298,836 $5,620 2.90%
Winnemucca, NV (FHA|USDA|VA) 203 $43,345,000 $213,522 $5,349 3.07%
TYLER, TX (FHA|USDA|VA) 174 $41,330,000 $237,529 $5,380 3.23%
TUCSON, AZ (FHA|USDA|VA) 164 $41,290,000 $251,768 $4,424 3.06%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 110 $40,890,000 $371,727 $5,442 2.97%
RACINE, WI (FHA|USDA|VA) 188 $40,480,000 $215,319 $4,267 3.14%
Gardnerville Ranchos, NV (FHA|USDA|VA) 117 $40,345,000 $344,829 $4,029 3.04%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 176 $40,080,000 $227,727 $3,821 2.97%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 129 $39,925,000 $309,496 $6,231 2.68%
ALBANY-LEBANON, OR (FHA|USDA|VA) 138 $39,420,000 $285,652 $5,653 3.21%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 132 $38,370,000 $290,682 $5,904 2.98%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 175 $38,105,000 $217,743 $4,752 3.32%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 61 $38,005,000 $623,033 $6,711 3.16%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 156 $37,920,000 $243,077 $4,549 2.99%
LONGVIEW, WA (FHA|USDA|VA) 135 $37,625,000 $278,704 $5,416 2.94%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 87 $34,735,000 $399,253 $7,032 3.00%
OCEAN CITY, NJ (FHA|USDA|VA) 81 $32,695,000 $403,642 $6,062 2.91%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 130 $32,420,000 $249,385 $4,881 3.04%
SPRINGFIELD, MA (FHA|USDA|VA) 140 $31,580,000 $225,571 $5,616 3.03%
MERCED, CA (FHA|USDA|VA) 108 $31,450,000 $291,204 $6,034 2.97%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 150 $31,380,000 $209,200 $5,329 3.14%
FORT COLLINS, CO (FHA|USDA|VA) 89 $30,835,000 $346,461 $3,473 2.98%
GREELEY, CO (FHA|USDA|VA) 83 $30,335,000 $365,482 $5,136 2.95%
BOULDER, CO (FHA|USDA|VA) 59 $30,165,000 $511,271 $4,305 2.86%
Fernley, NV (FHA|USDA|VA) 109 $29,285,000 $268,670 $5,380 3.09%
HUNTSVILLE, AL (FHA|USDA|VA) 99 $28,675,000 $289,646 $5,504 3.03%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 118 $28,610,000 $242,458 $4,273 3.08%
WORCESTER, MA-CT (FHA|USDA|VA) 94 $28,410,000 $302,234 $6,782 2.87%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 80 $28,090,000 $351,125 $5,578 2.97%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 181 $27,825,000 $153,729 $5,707 2.50%
RICHMOND, VA (FHA|USDA|VA) 88 $26,220,000 $297,955 $4,468 3.12%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 114 $25,890,000 $227,105 $5,480 3.19%
PUEBLO, CO (FHA|USDA|VA) 131 $25,475,000 $194,466 $5,489 2.76%
CHICO, CA (FHA|USDA|VA) 83 $24,015,000 $289,337 $4,631 3.05%
ST. LOUIS, MO-IL (FHA|USDA|VA) 94 $23,640,000 $251,489 $2,920 2.88%
PUNTA GORDA, FL (FHA|USDA|VA) 106 $23,570,000 $222,358 $5,318 3.24%
FLAGSTAFF, AZ (FHA|USDA|VA) 71 $23,135,000 $325,845 $4,139 3.13%
READING, PA (FHA|USDA|VA) 108 $22,690,000 $210,093 $5,551 3.09%
NAPA, CA (FHA|USDA|VA) 45 $22,635,000 $503,000 $5,736 2.95%
EAST STROUDSBURG, PA (FHA|USDA|VA) 101 $22,095,000 $218,762 $6,066 3.04%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 87 $21,615,000 $248,448 $7,052 3.21%
ROCHESTER, NY (FHA|USDA|VA) 115 $21,165,000 $184,043 $5,253 2.68%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 73 $20,845,000 $285,548 $3,659 2.90%
Oak Harbor, WA (FHA|USDA|VA) 55 $20,515,000 $373,000 $4,863 2.95%
LOGAN, UT-ID (FHA|USDA|VA) 76 $20,390,000 $268,289 $4,132 2.70%
Ukiah, CA (FHA|USDA|VA) 60 $20,050,000 $334,167 $5,814 3.04%
EAU CLAIRE, WI (FHA|USDA|VA) 97 $19,435,000 $200,361 $4,505 3.08%
SPARTANBURG, SC (FHA|USDA|VA) 90 $18,890,000 $209,889 $4,025 3.21%
CARSON CITY, NV (FHA|USDA|VA) 56 $18,310,000 $326,964 $4,843 3.10%
YAKIMA, WA (FHA|USDA|VA) 73 $17,985,000 $246,370 $5,618 3.05%
Ellensburg, WA (FHA|USDA|VA) 38 $17,420,000 $458,421 $5,480 2.96%
BELLINGHAM, WA (FHA|USDA|VA) 48 $17,080,000 $355,833 $4,841 2.89%
CORVALLIS, OR (FHA|USDA|VA) 51 $16,665,000 $326,765 $4,756 3.00%
The Dalles, OR (FHA|USDA|VA) 61 $16,315,000 $267,459 $4,881 3.10%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 69 $16,315,000 $236,449 $4,054 3.00%
Breckenridge, CO (FHA|USDA|VA) 30 $16,180,000 $539,333 $8,796 3.01%
SANTA FE, NM (FHA|USDA|VA) 55 $15,925,000 $289,545 $6,194 3.36%
Key West, FL (FHA|USDA|VA) 26 $15,370,000 $591,154 $12,147 3.08%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 44 $15,330,000 $348,409 $4,743 3.05%
Heber, UT (FHA|USDA|VA) 23 $15,065,000 $655,000 $8,255 3.37%
COLUMBUS, OH (FHA|USDA|VA) 54 $14,600,000 $270,370 $3,687 2.96%
Outside of Metro Areas 41 $14,405,000 $351,341 $5,035 2.93%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 68 $13,980,000 $205,588 $4,750 3.12%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 46 $13,980,000 $303,913 $4,340 2.94%
MEDFORD, OR (FHA|USDA|VA) 47 $13,665,000 $290,745 $4,451 3.03%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 61 $13,545,000 $222,049 $4,125 3.35%
ST. GEORGE, UT (FHA|USDA|VA) 33 $13,045,000 $395,303 $7,271 2.92%
Kalispell, MT (FHA|USDA|VA) 31 $12,275,000 $395,968 $5,088 2.94%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 57 $11,805,000 $207,105 $4,411 3.16%
Roseburg, OR (FHA|USDA|VA) 44 $11,700,000 $265,909 $5,868 3.19%
Hilo, HI (FHA|USDA|VA) 20 $11,470,000 $573,500 $6,583 3.14%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 42 $11,360,000 $270,476 $2,735 2.44%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 24 $11,290,000 $470,417 $4,837 3.02%
Shelton, WA (FHA|USDA|VA) 40 $11,200,000 $280,000 $5,565 2.79%
Elko, NV (FHA|USDA|VA) 46 $10,720,000 $233,043 $4,936 2.71%
LANCASTER, PA (FHA|USDA|VA) 44 $10,610,000 $241,136 $5,561 2.73%
PORT ST. LUCIE, FL (FHA|USDA|VA) 36 $10,250,000 $284,722 $7,730 3.09%
Marinette, WI-MI (FHA|USDA|VA) 68 $10,070,000 $148,088 $3,547 3.14%
Sonora, CA (FHA|USDA|VA) 35 $9,775,000 $279,286 $5,674 3.13%
STATE COLLEGE, PA (FHA|USDA|VA) 34 $9,670,000 $284,412 $7,014 3.01%
Astoria, OR (FHA|USDA|VA) 28 $9,560,000 $341,429 $5,476 2.94%
MUSKEGON, MI (FHA|USDA|VA) 61 $9,445,000 $154,836 $4,482 3.38%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 32 $9,410,000 $294,063 $6,206 2.61%
YORK-HANOVER, PA (FHA|USDA|VA) 36 $9,380,000 $260,556 $6,335 3.11%
Glenwood Springs, CO (FHA|USDA|VA) 21 $9,245,000 $440,238 $4,994 3.00%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 58 $9,090,000 $156,724 $5,269 2.84%
Newport, OR (FHA|USDA|VA) 29 $8,905,000 $307,069 $5,739 3.17%
Hailey, ID (FHA|USDA|VA) 23 $8,855,000 $385,000 $6,639 3.27%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 38 $8,850,000 $232,895 $4,996 3.08%
Show Low, AZ (FHA|USDA|VA) 32 $8,830,000 $275,938 $4,869 3.15%
Ontario, OR-ID (FHA|USDA|VA) 35 $8,815,000 $251,857 $7,209 3.26%
REDDING, CA (FHA|USDA|VA) 30 $8,720,000 $290,667 $4,135 3.00%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 37 $8,585,000 $232,027 $3,427 2.91%
Manitowoc, WI (FHA|USDA|VA) 63 $8,435,000 $133,889 $3,159 3.17%
ANN ARBOR, MI (FHA|USDA|VA) 28 $8,390,000 $299,643 $2,768 2.80%
SALISBURY, MD-DE (FHA|USDA|VA) 29 $8,115,000 $279,828 $4,523 3.01%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 30 $8,090,000 $269,667 $4,928 2.98%
WINSTON-SALEM, NC (FHA|USDA|VA) 27 $8,055,000 $298,333 $3,792 3.00%
Clearlake, CA (FHA|USDA|VA) 28 $7,890,000 $281,786 $6,410 3.01%
Centralia, WA (FHA|USDA|VA) 28 $7,710,000 $275,357 $4,121 2.97%
ASHEVILLE, NC (FHA|USDA|VA) 26 $7,440,000 $286,154 $4,537 2.86%
Holland, MI (FHA|USDA|VA) 33 $7,425,000 $225,000 $3,763 3.14%
Aberdeen, WA (FHA|USDA|VA) 32 $7,310,000 $228,438 $5,190 2.80%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 29 $7,245,000 $249,828 $2,886 2.74%
Moses Lake, WA (FHA|USDA|VA) 27 $7,215,000 $267,222 $6,072 2.97%
Coos Bay, OR (FHA|USDA|VA) 29 $7,105,000 $245,000 $6,423 2.99%
Hood River, OR (FHA|USDA|VA) 19 $7,055,000 $371,316 $6,272 3.03%
Whitewater, WI (FHA|USDA|VA) 31 $6,885,000 $222,097 $3,929 3.06%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 26 $6,570,000 $252,692 $5,104 2.97%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 12 $6,490,000 $540,833 $8,661 3.04%
Fallon, NV (FHA|USDA|VA) 26 $6,470,000 $248,846 $5,131 3.01%
Kapaa, HI (FHA|USDA|VA) 13 $6,315,000 $485,769 $8,626 2.88%
KNOXVILLE, TN (FHA|USDA|VA) 22 $6,310,000 $286,818 $3,071 2.81%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 21 $6,295,000 $299,762 $3,610 2.84%
Jacksonville, TX (FHA|USDA|VA) 24 $6,270,000 $261,250 $5,727 3.29%
Payson, AZ (FHA|USDA|VA) 24 $6,270,000 $261,250 $4,693 3.10%
La Grande, OR (FHA|USDA|VA) 24 $6,170,000 $257,083 $5,774 3.16%
TWIN FALLS, ID (FHA|USDA|VA) 22 $5,950,000 $270,455 $5,575 3.33%
COLUMBIA, SC (FHA|USDA|VA) 32 $5,900,000 $184,375 $4,511 2.85%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 23 $5,895,000 $256,304 $4,956 2.96%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 23 $5,745,000 $249,783 $2,826 3.07%
Mountain Home, ID (FHA|USDA|VA) 25 $5,615,000 $224,600 $5,526 3.26%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 26 $5,490,000 $211,154 $3,280 2.97%
WILMINGTON, NC (FHA|USDA|VA) 19 $5,315,000 $279,737 $3,442 2.95%
LONGVIEW, TX (FHA|USDA|VA) 20 $5,180,000 $259,000 $6,680 3.31%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 20 $5,100,000 $255,000 $3,226 2.58%
WALLA WALLA, WA (FHA|USDA|VA) 16 $5,090,000 $318,125 $4,619 2.94%
Sevierville, TN (FHA|USDA|VA) 11 $5,055,000 $459,545 $7,079 3.43%
SAVANNAH, GA (FHA|USDA|VA) 21 $5,015,000 $238,810 $6,042 3.10%
FARGO, ND-MN (FHA|USDA|VA) 20 $4,940,000 $247,000 $4,658 2.99%
TULSA, OK (FHA|USDA|VA) 20 $4,790,000 $239,500 $4,081 2.82%
Edwards, CO (FHA|USDA|VA) 10 $4,710,000 $471,000 $5,964 3.11%
Athens, TX (FHA|USDA|VA) 27 $4,675,000 $173,148 $5,106 3.24%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 23 $4,625,000 $201,087 $4,313 3.36%
SUMTER, SC (FHA|USDA|VA) 33 $4,605,000 $139,545 $5,507 3.10%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 18 $4,600,000 $255,556 $4,718 3.27%
Mount Sterling, KY (FHA|USDA|VA) 30 $4,470,000 $149,000 $4,720 3.24%
Torrington, CT (FHA|USDA|VA) 17 $4,455,000 $262,059 $3,880 2.89%
Red Bluff, CA (FHA|USDA|VA) 15 $4,435,000 $295,667 $4,215 3.19%
POCATELLO, ID (FHA|USDA|VA) 19 $4,415,000 $232,368 $4,672 3.06%
IDAHO FALLS, ID (FHA|USDA|VA) 12 $4,410,000 $367,500 $5,321 3.22%
FOND DU LAC, WI (FHA|USDA|VA) 28 $4,410,000 $157,500 $3,824 3.21%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 16 $4,340,000 $271,250 $5,819 2.92%
Sterling, IL (FHA|USDA|VA) 34 $4,210,000 $123,824 $4,661 3.19%
FORT WAYNE, IN (FHA|USDA|VA) 16 $4,200,000 $262,500 $2,959 2.90%
Menomonie, WI (FHA|USDA|VA) 20 $4,180,000 $209,000 $4,751 3.07%
Sandpoint, ID (FHA|USDA|VA) 12 $4,060,000 $338,333 $4,909 2.89%
Klamath Falls, OR (FHA|USDA|VA) 23 $3,975,000 $172,826 $5,381 3.18%
Prineville, OR (FHA|USDA|VA) 14 $3,920,000 $280,000 $4,874 3.14%
Cedar City, UT (FHA|USDA|VA) 8 $3,880,000 $485,000 $6,193 3.25%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 9 $3,855,000 $428,333 $7,502 2.86%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 12 $3,840,000 $320,000 $4,806 2.95%
WICHITA, KS (FHA|USDA|VA) 21 $3,825,000 $182,143 $4,566 3.20%
OKLAHOMA CITY, OK (FHA|USDA|VA) 14 $3,820,000 $272,857 $4,472 3.07%
NILES, MI (FHA|USDA|VA) 13 $3,675,000 $282,692 $4,981 3.19%
GRANTS PASS, OR (FHA|USDA|VA) 12 $3,660,000 $305,000 $4,779 3.50%
Rochelle, IL (FHA|USDA|VA) 25 $3,635,000 $145,400 $5,182 3.14%
TOPEKA, KS (FHA|USDA|VA) 22 $3,560,000 $161,818 $3,787 3.21%
Georgetown, SC (FHA|USDA|VA) 11 $3,465,000 $315,000 $6,104 3.09%
Steamboat Springs, CO (FHA|USDA|VA) 8 $3,400,000 $425,000 $5,047 2.97%
Traverse City, MI (FHA|USDA|VA) 9 $3,395,000 $377,222 $4,249 2.97%
Bozeman, MT (FHA|USDA|VA) 10 $3,390,000 $339,000 $2,330 2.69%
MISSOULA, MT (FHA|USDA|VA) 11 $3,355,000 $305,000 $3,091 2.90%
Hermiston-Pendleton, OR (FHA|USDA|VA) 13 $3,275,000 $251,923 $6,366 3.04%
EL CENTRO, CA (FHA|USDA|VA) 14 $3,210,000 $229,286 $4,054 2.96%
JACKSON, MS (FHA|USDA|VA) 12 $3,170,000 $264,167 $5,958 2.95%
GREENVILLE, NC (FHA|USDA|VA) 15 $3,155,000 $210,333 $4,634 3.18%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 13 $3,125,000 $240,385 $5,055 2.89%
Taos, NM (FHA|USDA|VA) 10 $3,020,000 $302,000 $5,849 3.09%
BILLINGS, MT (FHA|USDA|VA) 11 $3,005,000 $273,182 $3,094 2.65%
Maysville, KY (FHA|USDA|VA) 21 $2,995,000 $142,619 $5,107 3.31%
MADISON, WI (FHA|USDA|VA) 9 $2,905,000 $322,778 $2,958 2.74%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 15 $2,905,000 $193,667 $6,064 2.75%
OCALA, FL (FHA|USDA|VA) 15 $2,885,000 $192,333 $4,930 3.11%
CORPUS CHRISTI, TX (FHA|USDA|VA) 9 $2,875,000 $319,444 $5,677 2.62%
LUBBOCK, TX (FHA|USDA|VA) 11 $2,875,000 $261,364 $4,536 3.29%
Seneca, SC (FHA|USDA|VA) 10 $2,850,000 $285,000 $3,437 2.72%
EL PASO, TX (FHA|USDA|VA) 13 $2,825,000 $217,308 $4,566 2.61%
Los Alamos, NM (FHA|USDA|VA) 9 $2,805,000 $311,667 $4,757 2.92%
LEBANON, PA (FHA|USDA|VA) 12 $2,740,000 $228,333 $4,884 2.95%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 11 $2,685,000 $244,091 $5,583 3.23%
PANAMA CITY, FL (FHA|USDA|VA) 9 $2,625,000 $291,667 $4,290 3.21%
GAINESVILLE, GA (FHA|USDA|VA) 10 $2,600,000 $260,000 $2,335 2.80%
Richmond-Berea, KY (FHA|USDA|VA) 14 $2,590,000 $185,000 $3,804 3.33%
Shawano, WI (FHA|USDA|VA) 14 $2,540,000 $181,429 $2,939 2.88%
DOVER, DE (FHA|USDA|VA) 11 $2,525,000 $229,545 $3,468 2.86%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 7 $2,515,000 $359,286 $3,768 2.98%
BURLINGTON, NC (FHA|USDA|VA) 13 $2,495,000 $191,923 $5,453 2.55%
Las Vegas, NM (FHA|USDA|VA) 15 $2,485,000 $165,667 $5,103 3.16%
GRAND JUNCTION, CO (FHA|USDA|VA) 8 $2,480,000 $310,000 $4,854 3.17%
SHEBOYGAN, WI (FHA|USDA|VA) 12 $2,470,000 $205,833 $3,071 2.96%
DECATUR, AL (FHA|USDA|VA) 11 $2,465,000 $224,091 $5,711 2.89%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 11 $2,445,000 $222,273 $2,807 3.00%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 7 $2,425,000 $346,429 $6,720 3.27%
Pottsville, PA (FHA|USDA|VA) 14 $2,340,000 $167,143 $5,611 3.02%
LAS CRUCES, NM (FHA|USDA|VA) 9 $2,335,000 $259,444 $3,899 3.21%
THE VILLAGES, FL (FHA|USDA|VA) 9 $2,245,000 $249,444 $3,067 2.94%
Stevens Point, WI (FHA|USDA|VA) 12 $2,240,000 $186,667 $4,998 2.99%
KINGSTON, NY (FHA|USDA|VA) 7 $2,215,000 $316,429 $10,002 3.30%
JACKSONVILLE, NC (FHA|USDA|VA) 9 $2,205,000 $245,000 $6,630 3.07%
LAWRENCE, KS (FHA|USDA|VA) 9 $2,175,000 $241,667 $3,075 2.81%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 11 $2,165,000 $196,818 $4,301 3.35%
ROCKFORD, IL (FHA|USDA|VA) 10 $2,130,000 $213,000 $5,227 3.24%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 6 $2,120,000 $353,333 $2,810 2.73%
Danville, KY (FHA|USDA|VA) 17 $2,105,000 $123,824 $4,637 2.98%
STAUNTON, VA (FHA|USDA|VA) 10 $2,080,000 $208,000 $5,805 3.16%
Morehead City, NC (FHA|USDA|VA) 5 $2,065,000 $413,000 $3,420 3.05%
Beaver Dam, WI (FHA|USDA|VA) 7 $2,055,000 $293,571 $3,363 3.39%
WACO, TX (FHA|USDA|VA) 7 $2,015,000 $287,857 $4,912 2.82%
MANHATTAN, KS (FHA|USDA|VA) 9 $2,015,000 $223,889 $5,896 2.57%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 7 $1,975,000 $282,143 $2,896 2.75%
FLINT, MI (FHA|USDA|VA) 9 $1,965,000 $218,333 $4,520 2.96%
MUNCIE, IN (FHA|USDA|VA) 17 $1,935,000 $113,824 $3,737 3.36%
Durango, CO (FHA|USDA|VA) 6 $1,930,000 $321,667 $3,091 2.64%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 6 $1,910,000 $318,333 $2,403 2.58%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 7 $1,875,000 $267,857 $5,867 2.93%
Crescent City, CA (FHA|USDA|VA) 9 $1,855,000 $206,111 $6,316 3.08%
VICTORIA, TX (FHA|USDA|VA) 6 $1,830,000 $305,000 $5,792 2.94%
Palestine, TX (FHA|USDA|VA) 12 $1,800,000 $150,000 $5,647 3.21%
Big Rapids, MI (FHA|USDA|VA) 10 $1,770,000 $177,000 $4,224 3.40%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 5 $1,755,000 $351,000 $2,193 2.60%
AKRON, OH (FHA|USDA|VA) 8 $1,750,000 $218,750 $2,496 2.64%
Helena, MT (FHA|USDA|VA) 6 $1,740,000 $290,000 $2,538 2.81%
JACKSON, MI (FHA|USDA|VA) 9 $1,735,000 $192,778 $4,954 2.99%
WAUSAU-WESTON, WI (FHA|USDA|VA) 8 $1,690,000 $211,250 $4,799 3.23%
SYRACUSE, NY (FHA|USDA|VA) 7 $1,655,000 $236,429 $6,450 2.77%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 6 $1,650,000 $275,000 $4,721 3.25%
Blackfoot, ID (FHA|USDA|VA) 4 $1,640,000 $410,000 $3,904 3.06%
LYNCHBURG, VA (FHA|USDA|VA) 6 $1,620,000 $270,000 $2,684 2.79%
Garden City, KS (FHA|USDA|VA) 8 $1,610,000 $201,250 $7,791 3.11%
BLOOMINGTON, IN (FHA|USDA|VA) 9 $1,605,000 $178,333 $3,039 3.04%
Fredericksburg, TX (FHA|USDA|VA) 5 $1,595,000 $319,000 $5,546 2.63%
Pullman, WA (FHA|USDA|VA) 5 $1,595,000 $319,000 $2,626 3.07%
LEWISTON, ID-WA (FHA|USDA|VA) 6 $1,590,000 $265,000 $7,437 3.20%
Dixon, IL (FHA|USDA|VA) 12 $1,570,000 $130,833 $5,206 3.11%
Arcadia, FL (FHA|USDA|VA) 7 $1,565,000 $223,571 $5,981 3.46%
ROANOKE, VA (FHA|USDA|VA) 6 $1,520,000 $253,333 $3,580 3.04%
Frankfort, KY (FHA|USDA|VA) 10 $1,520,000 $152,000 $5,113 3.35%
Brainerd, MN (FHA|USDA|VA) 5 $1,515,000 $303,000 $1,611 2.50%
BATTLE CREEK, MI (FHA|USDA|VA) 8 $1,510,000 $188,750 $5,427 2.95%
GAINESVILLE, FL (FHA|USDA|VA) 6 $1,510,000 $251,667 $7,422 3.23%
TALLAHASSEE, FL (FHA|USDA|VA) 8 $1,480,000 $185,000 $4,222 3.06%
Roswell, NM (FHA|USDA|VA) 15 $1,475,000 $98,333 $3,660 3.68%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 9 $1,475,000 $163,889 $4,382 2.94%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 9 $1,455,000 $161,667 $4,350 2.99%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 8 $1,440,000 $180,000 $2,320 2.83%
MIDLAND, TX (FHA|USDA|VA) 5 $1,425,000 $285,000 $5,750 3.28%
MIDLAND, MI (FHA|USDA|VA) 10 $1,410,000 $141,000 $3,922 3.21%
BRUNSWICK, GA (FHA|USDA|VA) 4 $1,410,000 $352,500 $3,066 2.78%
SAGINAW, MI (FHA|USDA|VA) 6 $1,400,000 $233,333 $4,577 2.87%
Ottawa, KS (FHA|USDA|VA) 7 $1,395,000 $199,286 $3,180 3.20%
BATON ROUGE, LA (FHA|USDA|VA) 6 $1,380,000 $230,000 $3,515 2.89%
Lufkin, TX (FHA|USDA|VA) 7 $1,375,000 $196,429 $4,622 2.96%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 8 $1,370,000 $171,250 $2,240 3.03%
Butte-Silver Bow, MT (FHA|USDA|VA) 4 $1,360,000 $340,000 $3,003 2.84%
Albemarle, NC (FHA|USDA|VA) 5 $1,345,000 $269,000 $4,429 2.83%
TUSCALOOSA, AL (FHA|USDA|VA) 9 $1,325,000 $147,222 $3,462 3.18%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 5 $1,315,000 $263,000 $6,461 2.97%
Pahrump, NV (FHA|USDA|VA) 6 $1,310,000 $218,333 $5,496 3.08%
ROCHESTER, MN (FHA|USDA|VA) 6 $1,300,000 $216,667 $2,413 2.83%
Rexburg, ID (FHA|USDA|VA) 4 $1,290,000 $322,500 $7,910 3.66%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 9 $1,235,000 $137,222 $3,730 3.35%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 9 $1,235,000 $137,222 $3,711 3.31%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 6 $1,200,000 $200,000 $3,003 2.96%
DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $1,185,000 $237,000 $3,101 2.67%
LINCOLN, NE (FHA|USDA|VA) 6 $1,180,000 $196,667 $2,673 3.35%
Sanford, NC (FHA|USDA|VA) 6 $1,170,000 $195,000 $3,570 2.71%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 6 $1,170,000 $195,000 $5,896 3.44%
Montrose, CO (FHA|USDA|VA) 3 $1,165,000 $388,333 $4,970 2.88%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 6 $1,160,000 $193,333 $5,344 3.25%
Cañon City, CO (FHA|USDA|VA) 4 $1,160,000 $290,000 $4,447 3.34%
TOLEDO, OH (FHA|USDA|VA) 6 $1,120,000 $186,667 $3,874 3.02%
Ketchikan, AK (FHA|USDA|VA) 3 $1,115,000 $371,667 $3,951 2.75%
Lock Haven, PA (FHA|USDA|VA) 6 $1,110,000 $185,000 $6,119 2.87%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $1,100,000 $550,000 $6,816 2.69%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 5 $1,095,000 $219,000 $3,651 3.28%
Jefferson, GA (FHA|USDA|VA) 3 $1,065,000 $355,000 $7,082 3.13%
Clewiston, FL (FHA|USDA|VA) 5 $1,045,000 $209,000 $7,489 3.27%
PEORIA, IL (FHA|USDA|VA) 3 $1,045,000 $348,333 $4,011 3.29%
Escanaba, MI (FHA|USDA|VA) 8 $1,030,000 $128,750 $3,728 3.25%
SAN ANGELO, TX (FHA|USDA|VA) 4 $1,030,000 $257,500 $7,986 3.12%
Moscow, ID (FHA|USDA|VA) 3 $1,025,000 $341,667 $2,967 2.96%
Grants, NM (FHA|USDA|VA) 6 $1,000,000 $166,667 $4,670 3.21%
Del Rio, TX (FHA|USDA|VA) 5 $995,000 $199,000 $7,397 2.82%
NEW BERN, NC (FHA|USDA|VA) 4 $980,000 $245,000 $3,690 3.06%
Malone, NY (FHA|USDA|VA) 2 $980,000 $490,000 $14,333 3.62%
Lebanon, NH-VT (FHA|USDA|VA) 4 $970,000 $242,500 $5,574 3.16%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 5 $965,000 $193,000 $5,682 2.95%
Fort Morgan, CO (FHA|USDA|VA) 4 $950,000 $237,500 $5,714 3.28%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 5 $945,000 $189,000 $5,419 3.35%
FAYETTEVILLE, NC (FHA|USDA|VA) 7 $945,000 $135,000 $4,215 2.57%
AMES, IA (FHA|USDA|VA) 5 $945,000 $189,000 $4,062 3.00%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 6 $920,000 $153,333 $4,310 3.21%
JOHNSON CITY, TN (FHA|USDA|VA) 4 $920,000 $230,000 $3,787 2.88%
MOBILE, AL (FHA|USDA|VA) 5 $905,000 $181,000 $2,320 2.83%
Muscatine, IA (FHA|USDA|VA) 6 $900,000 $150,000 $5,508 3.50%
Iron Mountain, MI-WI (FHA|USDA|VA) 8 $900,000 $112,500 $3,861 2.95%
Easton, MD (FHA|USDA|VA) 2 $890,000 $445,000 $7,064 3.13%
Jackson, WY-ID (FHA|USDA|VA) 2 $890,000 $445,000 $15,354 3.13%
Carlsbad-Artesia, NM (FHA|USDA|VA) 4 $890,000 $222,500 $3,353 3.84%
Kill Devil Hills, NC (FHA|USDA|VA) 4 $890,000 $222,500 $3,876 3.31%
GLENS FALLS, NY (FHA|USDA|VA) 3 $885,000 $295,000 $6,227 3.04%
GREAT FALLS, MT (FHA|USDA|VA) 3 $885,000 $295,000 $4,574 3.25%
HARRISONBURG, VA (FHA|USDA|VA) 6 $880,000 $146,667 $3,635 3.21%
GETTYSBURG, PA (FHA|USDA|VA) 4 $870,000 $217,500 $6,235 2.69%
Shelby, NC (FHA|USDA|VA) 3 $855,000 $285,000 $1,774 2.63%
Nogales, AZ (FHA|USDA|VA) 4 $850,000 $212,500 $3,274 3.13%
Port Angeles, WA (FHA|USDA|VA) 5 $835,000 $167,000 $5,117 2.45%
Boone, NC (FHA|USDA|VA) 3 $825,000 $275,000 $4,427 3.00%
IOWA CITY, IA (FHA|USDA|VA) 4 $820,000 $205,000 $3,418 3.63%
WILLIAMSPORT, PA (FHA|USDA|VA) 3 $805,000 $268,333 $5,893 3.04%
YUMA, AZ (FHA|USDA|VA) 4 $790,000 $197,500 $3,446 3.19%
ALTOONA, PA (FHA|USDA|VA) 6 $790,000 $131,667 $4,164 2.96%
Rockport, TX (FHA|USDA|VA) 2 $770,000 $385,000 $8,913 3.44%
HATTIESBURG, MS (FHA|USDA|VA) 4 $770,000 $192,500 $2,665 4.15%
Granbury, TX (FHA|USDA|VA) 3 $765,000 $255,000 $4,859 3.29%
WICHITA FALLS, TX (FHA|USDA|VA) 3 $755,000 $251,667 $4,889 3.38%
Susanville, CA (FHA|USDA|VA) 3 $745,000 $248,333 $4,225 3.17%
SPRINGFIELD, MO (FHA|USDA|VA) 3 $745,000 $248,333 $2,694 2.58%
Tifton, GA (FHA|USDA|VA) 2 $730,000 $365,000 $3,463 3.31%
KOKOMO, IN (FHA|USDA|VA) 5 $725,000 $145,000 $4,384 3.23%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $725,000 $241,667 $2,620 2.88%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 3 $725,000 $241,667 $7,843 3.54%
PITTSFIELD, MA (FHA|USDA|VA) 3 $725,000 $241,667 $3,332 2.96%
Bonham, TX (FHA|USDA|VA) 2 $710,000 $355,000 $7,575 3.06%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $700,000 $175,000 $5,498 3.09%
DULUTH, MN-WI (FHA|USDA|VA) 6 $700,000 $116,667 $3,610 3.06%
Albertville, AL (FHA|USDA|VA) 3 $695,000 $231,667 $3,419 3.29%
Pella, IA (FHA|USDA|VA) 4 $680,000 $170,000 $2,621 2.91%
Cornelia, GA (FHA|USDA|VA) 2 $680,000 $340,000 $5,833 2.50%
Alma, MI (FHA|USDA|VA) 4 $670,000 $167,500 $3,855 3.22%
CEDAR RAPIDS, IA (FHA|USDA|VA) 3 $665,000 $221,667 $9,164 2.96%
Gaffney, SC (FHA|USDA|VA) 3 $665,000 $221,667 $5,069 3.25%
Corsicana, TX (FHA|USDA|VA) 3 $665,000 $221,667 $4,890 2.58%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $665,000 $221,667 $2,523 2.92%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $650,000 $162,500 $6,098 3.78%
Gallup, NM (FHA|USDA|VA) 4 $630,000 $157,500 $6,095 3.38%
CHARLESTON, WV (FHA|USDA|VA) 3 $625,000 $208,333 $3,991 2.83%
Nacogdoches, TX (FHA|USDA|VA) 4 $620,000 $155,000 $6,088 3.50%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $620,000 $310,000 $3,446 2.81%
Atchison, KS (FHA|USDA|VA) 3 $605,000 $201,667 $4,378 2.96%
Othello, WA (FHA|USDA|VA) 3 $605,000 $201,667 $4,686 2.04%
Cullowhee, NC (FHA|USDA|VA) 2 $600,000 $300,000 $2,897 2.88%
Mount Vernon, OH (FHA|USDA|VA) 2 $600,000 $300,000 $7,182 3.25%
Lewisburg, TN (FHA|USDA|VA) 2 $590,000 $295,000 $2,406 3.38%
Warren, PA (FHA|USDA|VA) 4 $590,000 $147,500 $6,836 3.19%
Brookings, OR (FHA|USDA|VA) 2 $590,000 $295,000 $5,433 3.38%
Plymouth, IN (FHA|USDA|VA) 3 $585,000 $195,000 $2,897 2.25%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 4 $580,000 $145,000 $4,066 2.63%
New Castle, IN (FHA|USDA|VA) 3 $575,000 $191,667 $5,100 3.50%
Washington, NC (FHA|USDA|VA) 3 $575,000 $191,667 $5,789 3.12%
FARMINGTON, NM (FHA|USDA|VA) 5 $575,000 $115,000 $4,000 3.65%
Concord, NH (FHA|USDA|VA) 2 $570,000 $285,000 $5,139 3.06%
Coldwater, MI (FHA|USDA|VA) 2 $570,000 $285,000 $4,157 2.88%
Adrian, MI (FHA|USDA|VA) 3 $565,000 $188,333 $4,028 2.83%
LAREDO, TX (FHA|USDA|VA) 3 $565,000 $188,333 $5,826 3.08%
Ruidoso, NM (FHA|USDA|VA) 3 $565,000 $188,333 $3,914 3.46%
Owatonna, MN (FHA|USDA|VA) 2 $550,000 $275,000 $3,019 2.69%
Batavia, NY (FHA|USDA|VA) 4 $550,000 $137,500 $4,490 2.72%
Marshall, MO (FHA|USDA|VA) 1 $545,000 $545,000 $2,569 2.99%
FAIRBANKS, AK (FHA|USDA|VA) 2 $540,000 $270,000 $3,075 3.19%
Gainesville, TX (FHA|USDA|VA) 2 $540,000 $270,000 $6,485 3.50%
Ogdensburg-Massena, NY (FHA|USDA|VA) 2 $540,000 $270,000 $4,511 2.31%
DuBois, PA (FHA|USDA|VA) 3 $535,000 $178,333 $8,657 3.58%
Sturgis, MI (FHA|USDA|VA) 2 $530,000 $265,000 $2,189 3.00%
Española, NM (FHA|USDA|VA) 3 $525,000 $175,000 $4,485 3.50%
LAFAYETTE, LA (FHA|USDA|VA) 3 $525,000 $175,000 $4,822 2.83%
Paducah, KY-IL (FHA|USDA|VA) 1 $525,000 $525,000 $3,378 2.63%
GOLDSBORO, NC (FHA|USDA|VA) 4 $520,000 $130,000 $2,502 1.94%
Crawfordsville, IN (FHA|USDA|VA) 2 $520,000 $260,000 $5,359 2.87%
Huntsville, TX (FHA|USDA|VA) 2 $520,000 $260,000 $4,636 3.31%
Bemidji, MN (FHA|USDA|VA) 1 $505,000 $505,000 $3,309 2.99%
Warrensburg, MO (FHA|USDA|VA) 2 $500,000 $250,000 $4,993 3.69%
Newport, TN (FHA|USDA|VA) 2 $500,000 $250,000 $4,747 2.81%
Kerrville, TX (FHA|USDA|VA) 3 $495,000 $165,000 $2,392 2.79%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $495,000 $165,000 $1,464 2.63%
COLUMBUS, IN (FHA|USDA|VA) 3 $495,000 $165,000 $4,993 3.63%
Seneca Falls, NY (FHA|USDA|VA) 1 $495,000 $495,000 $6,949 3.13%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $490,000 $245,000 $1,951 2.44%
VALDOSTA, GA (FHA|USDA|VA) 2 $490,000 $245,000 $808 2.50%
Marquette, MI (FHA|USDA|VA) 2 $480,000 $240,000 $3,872 3.63%
Laramie, WY (FHA|USDA|VA) 2 $480,000 $240,000 $2,811 2.75%
MONROE, MI (FHA|USDA|VA) 2 $480,000 $240,000 $1,426 3.06%
Hudson, NY (FHA|USDA|VA) 1 $475,000 $475,000 $14,251 2.75%
Marietta, OH (FHA|USDA|VA) 1 $475,000 $475,000 $5,511 2.50%
TERRE HAUTE, IN (FHA|USDA|VA) 6 $470,000 $78,333 $4,114 4.35%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $470,000 $235,000 $5,608 2.75%
Talladega-Sylacauga, AL (FHA|USDA|VA) 4 $470,000 $117,500 $4,868 3.69%
CASPER, WY (FHA|USDA|VA) 1 $465,000 $465,000 $2,197 2.88%
SHERMAN-DENISON, TX (FHA|USDA|VA) 3 $465,000 $155,000 $5,127 2.83%
Sedalia, MO (FHA|USDA|VA) 2 $450,000 $225,000 $2,185 3.56%
BAY CITY, MI (FHA|USDA|VA) 3 $445,000 $148,333 $2,911 2.79%
Sunbury, PA (FHA|USDA|VA) 2 $440,000 $220,000 $3,503 3.31%
Oxford, MS (FHA|USDA|VA) 2 $440,000 $220,000 $2,703 2.88%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $435,000 $435,000 $3,527 2.99%
GADSDEN, AL (FHA|USDA|VA) 3 $435,000 $145,000 $3,838 3.08%
Wooster, OH (FHA|USDA|VA) 2 $430,000 $215,000 $3,783 2.44%
AMARILLO, TX (FHA|USDA|VA) 2 $430,000 $215,000 $2,653 2.50%
Clovis, NM (FHA|USDA|VA) 2 $430,000 $215,000 $6,574 3.31%
Greenwood, SC (FHA|USDA|VA) 2 $430,000 $215,000 $8,393 3.69%
Searcy, AR (FHA|USDA|VA) 1 $425,000 $425,000 $17,051 3.25%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $420,000 $210,000 $3,219 2.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $420,000 $210,000 $2,246 2.69%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $405,000 $405,000 $2,663 2.25%
Vernal, UT (FHA|USDA|VA) 2 $400,000 $200,000 $4,498 3.25%
Mayfield, KY (FHA|USDA|VA) 2 $400,000 $200,000 $3,678 2.88%
JACKSON, TN (FHA|USDA|VA) 2 $400,000 $200,000 $5,461 2.69%
Greensburg, IN (FHA|USDA|VA) 2 $400,000 $200,000 $2,600 2.63%
Mount Pleasant, TX (FHA|USDA|VA) 3 $395,000 $131,667 $4,956 3.21%
Uvalde, TX (FHA|USDA|VA) 1 $385,000 $385,000 $9,255 1.99%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $385,000 $385,000 $1,461 2.13%
Wilson, NC (FHA|USDA|VA) 3 $385,000 $128,333 $4,565 2.33%
MORRISTOWN, TN (FHA|USDA|VA) 2 $380,000 $190,000 $5,328 3.13%
Fort Polk South, LA (FHA|USDA|VA) 2 $380,000 $190,000 $4,669 2.75%
Fergus Falls, MN (FHA|USDA|VA) 2 $380,000 $190,000 $6,584 4.19%
Fairmont, WV (FHA|USDA|VA) 1 $375,000 $375,000 $2,164 3.25%
New Castle, PA (FHA|USDA|VA) 3 $375,000 $125,000 $4,932 3.17%
Bennettsville, SC (FHA|USDA|VA) 2 $360,000 $180,000 $7,480 3.63%
Greenville, OH (FHA|USDA|VA) 1 $355,000 $355,000 $4,295 2.88%
Danville, VA (FHA|USDA|VA) 2 $350,000 $175,000 $2,809 2.69%
Dumas, TX (FHA|USDA|VA) 2 $350,000 $175,000 $3,238 2.50%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $350,000 $175,000 $3,158 2.81%
Keene, NH (FHA|USDA|VA) 1 $345,000 $345,000 $9,774 2.88%
COLUMBIA, MO (FHA|USDA|VA) 2 $340,000 $170,000 $2,074 2.94%
Scottsboro, AL (FHA|USDA|VA) 2 $340,000 $170,000 $5,760 3.00%
UTICA-ROME, NY (FHA|USDA|VA) 2 $340,000 $170,000 $7,392 2.75%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 1 $335,000 $335,000 $1,935 2.99%
Big Stone Gap, VA (FHA|USDA|VA) 2 $330,000 $165,000 $3,795 2.81%
Washington, IN (FHA|USDA|VA) 1 $325,000 $325,000 $2,836 3.25%
Burley, ID (FHA|USDA|VA) 1 $325,000 $325,000 $7,630 3.25%
Laconia, NH (FHA|USDA|VA) 1 $325,000 $325,000 $3,725 3.25%
Marion, IN (FHA|USDA|VA) 2 $310,000 $155,000 $5,967 2.38%
Evanston, WY (FHA|USDA|VA) 2 $310,000 $155,000 $3,846 2.68%
Carroll, IA (FHA|USDA|VA) 2 $310,000 $155,000 $3,131 2.81%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $310,000 $155,000 $3,169 3.06%
Maryville, MO (FHA|USDA|VA) 2 $310,000 $155,000 $2,199 3.31%
Miami, OK (FHA|USDA|VA) 1 $305,000 $305,000 $3,859 2.99%
Lewistown, PA (FHA|USDA|VA) 1 $295,000 $295,000 $4,507 3.25%
Sterling, CO (FHA|USDA|VA) 1 $285,000 $285,000 $2,986 2.25%
Price, UT (FHA|USDA|VA) 2 $280,000 $140,000 $2,646 2.63%
Branson, MO (FHA|USDA|VA) 1 $275,000 $275,000 $6,924 3.63%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $275,000 $275,000 $1,314 2.75%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $265,000 $265,000 $10,872 2.38%
El Campo, TX (FHA|USDA|VA) 1 $265,000 $265,000 $2,527 2.63%
Sheridan, WY (FHA|USDA|VA) 1 $265,000 $265,000 $1,868 2.63%
Baraboo, WI (FHA|USDA|VA) 1 $265,000 $265,000 $4,015 3.63%
Stephenville, TX (FHA|USDA|VA) 1 $265,000 $265,000 $3,604 3.25%
Indiana, PA (FHA|USDA|VA) 2 $260,000 $130,000 $5,621 3.25%
ABILENE, TX (FHA|USDA|VA) 1 $255,000 $255,000 $2,863 2.75%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 3 $255,000 $85,000 $3,881 2.17%
Jesup, GA (FHA|USDA|VA) 1 $255,000 $255,000 $3,799 2.75%
London, KY (FHA|USDA|VA) 2 $250,000 $125,000 $3,697 2.93%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $250,000 $125,000 $4,380 3.69%
Opelousas, LA (FHA|USDA|VA) 1 $245,000 $245,000 $11,611 3.50%
Burlington, IA-IL (FHA|USDA|VA) 1 $245,000 $245,000 $3,181 2.50%
Mason City, IA (FHA|USDA|VA) 1 $245,000 $245,000 $6,329 3.00%
Auburn, IN (FHA|USDA|VA) 1 $245,000 $245,000 $2,537 2.75%
Cullman, AL (FHA|USDA|VA) 1 $245,000 $245,000 $3,814 2.99%
Jasper, AL (FHA|USDA|VA) 3 $235,000 $78,333 $4,744 4.25%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $235,000 $235,000 $7,212 3.25%
CUMBERLAND, MD-WV (FHA|USDA|VA) 2 $230,000 $115,000 $5,412 2.94%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $230,000 $115,000 $2,404 2.81%
Bluffton, IN (FHA|USDA|VA) 1 $225,000 $225,000 $2,212 2.38%
Spencer, IA (FHA|USDA|VA) 1 $225,000 $225,000 $1,286 2.25%
Thomasville, GA (FHA|USDA|VA) 2 $220,000 $110,000 $3,428 3.06%
Palatka, FL (FHA|USDA|VA) 2 $220,000 $110,000 $4,516 4.19%
St. Marys, GA (FHA|USDA|VA) 1 $215,000 $215,000 $13,775 3.00%
Dyersburg, TN (FHA|USDA|VA) 1 $215,000 $215,000 $3,093 3.50%
Somerset, PA (FHA|USDA|VA) 1 $215,000 $215,000 $3,547 2.50%
Dublin, GA (FHA|USDA|VA) 1 $215,000 $215,000 $2,078 2.38%
Milledgeville, GA (FHA|USDA|VA) 1 $215,000 $215,000 $1,439 2.75%
Hutchinson, KS (FHA|USDA|VA) 1 $215,000 $215,000 $2,294 2.25%
Dayton, TN (FHA|USDA|VA) 1 $205,000 $205,000 $1,664 3.38%
BISMARCK, ND (FHA|USDA|VA) 1 $205,000 $205,000 $1,246 2.38%
Cambridge, MD (FHA|USDA|VA) 1 $205,000 $205,000 $5,385 2.63%
Brevard, NC (FHA|USDA|VA) 1 $195,000 $195,000 $3,427 3.38%
Seymour, IN (FHA|USDA|VA) 1 $195,000 $195,000 $2,727 3.38%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $195,000 $195,000 $8,881 3.50%
DUBUQUE, IA (FHA|USDA|VA) 1 $195,000 $195,000 $3,904 3.25%
Hutchinson, MN (FHA|USDA|VA) 2 $190,000 $95,000 $4,193 4.81%
Union, SC (FHA|USDA|VA) 1 $185,000 $185,000 $3,807 2.75%
Clarksburg, WV (FHA|USDA|VA) 1 $185,000 $185,000 $6,751 2.99%
Angola, IN (FHA|USDA|VA) 1 $185,000 $185,000 $5,737 2.25%
Kendallville, IN (FHA|USDA|VA) 1 $185,000 $185,000 $2,019 3.13%
Red Wing, MN (FHA|USDA|VA) 1 $185,000 $185,000 $6,944 3.25%
Scottsburg, IN (FHA|USDA|VA) 1 $185,000 $185,000 $1,344 2.99%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $185,000 $185,000 $7,993 2.38%
Peru, IN (FHA|USDA|VA) 2 $180,000 $90,000 $4,315 3.56%
Emporia, KS (FHA|USDA|VA) 2 $180,000 $90,000 $2,416 3.19%
Plattsburgh, NY (FHA|USDA|VA) 1 $175,000 $175,000 $4,890 3.38%
Vincennes, IN (FHA|USDA|VA) 1 $175,000 $175,000 $3,032 3.13%
North Wilkesboro, NC (FHA|USDA|VA) 1 $175,000 $175,000 $4,632 2.63%
Lake City, FL (FHA|USDA|VA) 1 $175,000 $175,000 $5,077 3.50%
Hastings, NE (FHA|USDA|VA) 1 $175,000 $175,000 $6,776 3.25%
Houghton, MI (FHA|USDA|VA) 1 $165,000 $165,000 $2,693 2.50%
Columbus, MS (FHA|USDA|VA) 1 $165,000 $165,000 $2,914 3.13%
Bay City, TX (FHA|USDA|VA) 1 $155,000 $155,000 $2,720 3.38%
Pampa, TX (FHA|USDA|VA) 1 $155,000 $155,000 $6,015 3.25%
Bartlesville, OK (FHA|USDA|VA) 1 $155,000 $155,000 $5,048 2.50%
Sayre, PA (FHA|USDA|VA) 1 $155,000 $155,000 $4,234 2.50%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $155,000 $155,000 $2,522 2.38%
Meadville, PA (FHA|USDA|VA) 1 $155,000 $155,000 $780 2.50%
Wilmington, OH (FHA|USDA|VA) 1 $155,000 $155,000 $2,074 2.50%
Mount Pleasant, MI (FHA|USDA|VA) 1 $155,000 $155,000 $8,706 3.25%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,740 3.25%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $155,000 $155,000 $8,353 4.75%
Alamogordo, NM (FHA|USDA|VA) 1 $155,000 $155,000 $2,100 2.88%
Sulphur Springs, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,708 3.00%
Bardstown, KY (FHA|USDA|VA) 1 $145,000 $145,000 $4,403 3.75%
Newberry, SC (FHA|USDA|VA) 1 $145,000 $145,000 $2,322 2.50%
Rockingham, NC (FHA|USDA|VA) 1 $135,000 $135,000 $3,172 3.63%
Mount Airy, NC (FHA|USDA|VA) 1 $135,000 $135,000 $3,120 3.38%
Chillicothe, OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,382 3.75%
McComb, MS (FHA|USDA|VA) 1 $125,000 $125,000 $5,537 2.75%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $125,000 $125,000 $5,330 3.75%
Oil City, PA (FHA|USDA|VA) 1 $125,000 $125,000 $4,085 2.50%
Winona, MN (FHA|USDA|VA) 1 $125,000 $125,000 $3,012 3.13%
ST. CLOUD, MN (FHA|USDA|VA) 1 $125,000 $125,000 $3,423 3.50%
Richmond, IN (FHA|USDA|VA) 1 $125,000 $125,000 $6,232 3.25%
Laurel, MS (FHA|USDA|VA) 1 $105,000 $105,000 $1,991 3.63%
Zanesville, OH (FHA|USDA|VA) 1 $105,000 $105,000 $4,675 3.75%
Centralia, IL (FHA|USDA|VA) 1 $95,000 $95,000 $2,842 3.25%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $95,000 $95,000 $2,784 2.50%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $95,000 $95,000 $3,575 2.75%
Clinton, IA (FHA|USDA|VA) 1 $95,000 $95,000 $1,886 3.63%
Frankfort, IN (FHA|USDA|VA) 1 $95,000 $95,000 $3,216 2.75%
CLEVELAND, TN (FHA|USDA|VA) 1 $95,000 $95,000 $3,421 2.99%
West Plains, MO (FHA|USDA|VA) 1 $95,000 $95,000 $4,182 3.75%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $95,000 $95,000 $5,016 3.50%
Somerset, KY (FHA|USDA|VA) 1 $95,000 $95,000 $3,570 3.25%
Marshalltown, IA (FHA|USDA|VA) 1 $85,000 $85,000 $5,667 3.75%
Kinston, NC (FHA|USDA|VA) 1 $75,000 $75,000 $3,055 2.75%
Silver City, NM (FHA|USDA|VA) 1 $75,000 $75,000 $3,239 2.88%
Huntingdon, PA (FHA|USDA|VA) 1 $75,000 $75,000 $2,174 3.63%
Crossville, TN (FHA|USDA|VA) 1 $75,000 $75,000 $1,979 3.50%
Austin, MN (FHA|USDA|VA) 1 $55,000 $55,000 $4,293 4.25%
St. Marys, PA (FHA|USDA|VA) 1 $55,000 $55,000 $2,876 2.50%
Coffeyville, KS (FHA|USDA|VA) 1 $45,000 $45,000 $3,036 3.25%

Finance Of America Mortgage 's top markets include Los Angeles, Sacramento, New York, San Francisco, and Seattle among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 68,036 $25,490,750,000 $374,666 $4,962 3.01%
FHA 7,582 $2,284,970,000 $301,368 $10,302 3.05%
VA 3,440 $1,372,440,000 $398,965 $8,007 2.74%
USDA 491 $100,955,000 $205,611 $6,192 3.06%

For the 2021 period, Finance Of America Mortgage 's most frequently originated loan type of loans were Conventional, with 68,036 originations. Their 2nd most popular type is FHA, with 7,582 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 34,751 $13,301,745,000 $382,773 $6,875 3.09%
Refi 25,743 $9,069,785,000 $352,320 $4,188 2.82%
Cash Out Refi 17,324 $6,272,130,000 $362,049 $5,246 3.09%
Other 1,636 $576,160,000 $352,176 $5,042 3.13%
Home Improvement 95 $29,295,000 $308,368 $4,583 3.23%

For the 2021, Finance Of America Mortgage 's most frequently cited loan purpose of loans were Home Purchase, with 34,751 originations. The 2nd most popular reason of loans were Refi, with 25,743 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 67,565 $25,997,095,000 $384,772 $5,974 3.10%
15 Year 8,150 $2,264,620,000 $277,867 $3,539 2.40%
20 Year 2,308 $664,580,000 $287,946 $4,064 2.83%
10 Year 740 $111,270,000 $150,365 $2,198 2.80%
Other 550 $169,950,000 $309,000 $4,788 2.94%
3 Year 187 $1,965,000 $10,508 $12 0.03%
30+ year 30 $39,360,000 $1,312,000 $12,915 3.45%
5 Year 19 $275,000 $14,474 $0 0.00%

For the 2021, Finance Of America Mortgage 's most frequently cited loan length of loans were 30 Year, with 67,565 originations. The 2nd most popular length of loans were 15 Year, with 8,150 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 32,581 $12,082,125,000 $370,833
$<1k 17,147 $5,506,445,000 $321,132
$3k-4k 10,256 $3,525,110,000 $343,712
$5k+ 9,786 $5,194,730,000 $530,833
$2k-3k 9,560 $2,910,920,000 $304,490

$5,974 of loans were Finance Of America Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 32,581 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 34,100 $13,180,760,000 $386,533
3-4% 32,165 $12,064,725,000 $375,089
<2.5% 11,417 $3,484,095,000 $305,167
4-5% 1,511 $480,055,000 $317,707
5-6% 310 $35,450,000 $114,355
7-8% 28 $1,180,000 $42,143
6-7% 18 $2,850,000 $158,333

During 2021, Finance Of America Mortgage 's average interest rate of loans were 3.10%, while their most frequently originated rate bucket of loans were 2.5-3%, with 34,100 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 36,197 $10,680,985,000 $295,079 $5,190 3.01%
$400k-600k 19,031 $9,207,405,000 $483,811 $6,239 2.98%
$100k-200k 13,180 $2,069,610,000 $157,027 $4,105 3.06%
$600k-1MM 6,660 $4,911,410,000 $737,449 $8,750 3.07%
$100,000 or less 2,809 $139,935,000 $49,817 $2,021 2.52%
$1MM+ 1,672 $2,239,770,000 $1,339,575 $12,748 3.15%

2021 saw Finance Of America Mortgage place emphasis on $200k-400k loans with 36,197 originations, totaling $10,680,985,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$100k-150k 19,757 $7,490,105,000 $379,111 $5,640 3.00%
$150k-250k 15,491 $7,214,265,000 $465,707 $5,763 3.00%
$50k-75k 14,622 $3,608,220,000 $246,767 $5,225 3.01%
$75k-100k 14,221 $4,425,595,000 $311,201 $5,592 3.01%
$250k+ 7,450 $4,937,640,000 $662,770 $7,147 3.05%
$50k or less 6,820 $1,177,130,000 $172,600 $4,521 3.06%

Finance Of America Mortgage lent most frequently to those with incomes in the $100k-150k range, with 19,757 originations. The second most popular income band? $150k-250k, with 15,491 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 15,721 $5,706,245,000 $362,970 $4,784 2.95%
30-36% 14,307 $5,315,235,000 $371,513 $5,358 3.02%
<20% 5,443 $1,895,795,000 $348,300 $4,349 2.89%
44% 3,818 $1,410,090,000 $369,327 $6,212 3.06%
42% 3,404 $1,356,500,000 $398,502 $6,166 3.07%
43% 3,343 $1,205,895,000 $360,722 $5,869 3.05%
41% 3,242 $1,234,020,000 $380,635 $5,827 3.07%
49% 3,114 $1,150,330,000 $369,406 $6,459 3.05%
39% 3,016 $1,139,650,000 $377,868 $5,724 3.05%
40% 2,973 $1,117,315,000 $375,821 $5,797 3.08%
38% 2,871 $1,078,645,000 $375,704 $5,588 3.03%
37% 2,729 $1,019,195,000 $373,468 $5,593 3.05%
36% 2,640 $1,028,230,000 $389,481 $5,606 3.04%
45% 2,550 $906,770,000 $355,596 $5,995 3.06%
48% 2,401 $866,025,000 $360,693 $6,218 3.05%
47% 2,311 $829,685,000 $359,016 $6,033 3.05%
46% 2,271 $790,415,000 $348,047 $6,059 3.02%
50-60% 2,130 $772,110,000 $362,493 $10,607 2.93%
>60% 53 $21,505,000 $405,755 $7,888 2.89%

Finance Of America Mortgage lent most frequently to those with DTI ratios of 20-30%, with 15,721 originations. The next most common DTI ratio? 30-36%, with 14,307 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 52,251 $18,595,225,000 $355,883 $5,569 3.02%
Not provided 16,304 $6,255,160,000 $383,658 $5,533 2.98%
Asian 6,601 $2,822,255,000 $427,550 $5,509 2.92%
Black 2,754 $940,100,000 $341,358 $7,250 3.02%
Asian Indian 448 $191,290,000 $426,987 $4,402 2.87%
American Indian 559 $179,405,000 $320,939 $5,746 3.07%
Filipino 178 $76,040,000 $427,191 $5,675 3.06%
Native Hawaiian 155 $61,275,000 $395,323 $6,970 3.08%
Chinese 96 $44,010,000 $458,438 $5,322 2.92%
Other Asian 68 $27,790,000 $408,676 $5,562 2.94%
Korean 46 $20,250,000 $440,217 $5,029 2.87%
Vietnamese 37 $15,505,000 $419,054 $3,910 2.88%
Other Pacific Islander 20 $8,940,000 $447,000 $7,263 2.97%
Japanese 22 $8,030,000 $365,000 $5,372 3.02%
Native Hawiian 7 $2,455,000 $350,714 $10,550 3.00%
Samoan 2 $1,140,000 $570,000 $9,556 3.19%
Guamanian 1 $245,000 $245,000 $1,264 3.25%

Approval Rates

Total approvals of all applications
94.27%

Finance Of America Mortgage has an average approval rate.

Pick Rate

Approvals leading to origination
77.55%

Finance Of America Mortgage has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 79,549 $29,249,115,000 $367,687

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
79,549 $29,249,115,000 $367,687

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 5,190 $1,440,440,000 $277,541 $4,027 2.82%
40-60% 15,292 $5,537,650,000 $362,127 $4,228 2.86%
60-80% 29,715 $11,865,575,000 $399,313 $5,360 3.09%
80-100% 26,854 $10,013,510,000 $372,887 $7,037 3.09%
Over 100% 644 $257,210,000 $399,394 $15,013 2.93%
Under 20% 1,854 $134,730,000 $72,670 $1,193 2.17%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
Finance of America Holdings LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 5.4%
Finance of America Holdings LLC Conventional home mortgage Closing on a mortgage 2 5.4%
Finance of America Holdings LLC Conventional home mortgage Problem with a credit reporting company's investigation into an existing problem 1 2.7%
Finance of America Holdings LLC Conventional home mortgage Trouble during payment process 4 10.8%
Finance of America Holdings LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 2.7%
Finance of America Holdings LLC Other type of mortgage Trouble during payment process 1 2.7%
Finance of America Holdings LLC Reverse mortgage Applying for a mortgage or refinancing an existing mortgage 8 21.6%
Finance of America Holdings LLC Reverse mortgage Closing on a mortgage 5 13.5%
Finance of America Holdings LLC Reverse mortgage Struggling to pay mortgage 4 10.8%
Finance of America Holdings LLC Reverse mortgage Trouble during payment process 9 24.3%