Finance Of America Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300MXJA09WZJ0DV55
Tax ID: 23-2769131
3.9 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Overview
Finance Of America Mortgage is a large mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. Finance Of America Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Los Angeles, Sacramento, New York, San Francisco, and Seattle among others. Finance Of America Mortgage has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Finance Of America Mortgage is typically an average fee lendor.Originations
79,549Origination Dollar Volume (All Markets)
$29,249,115,000Awards
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FINANCE OF AMERICA MORTGAGE - 2021
FINANCE OF AMERICA MORTGAGE is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Finance Of America Mortgage 's average 30 year fixed rate mortgage of loans were
3.1%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of -0.05%.
Relative Fees
Finance Of America Mortgage 's average total fees for a 30 year fixed rate
mortgage are $5,974.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 7,293 | $4,295,235,000 | $588,953 | $6,565 | 3.00% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 4,579 | $1,735,185,000 | $378,944 | $5,159 | 3.01% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 3,756 | $1,650,400,000 | $439,404 | $9,797 | 2.98% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2,608 | $1,508,020,000 | $578,229 | $5,806 | 2.95% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 3,349 | $1,501,425,000 | $448,320 | $5,441 | 2.94% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2,762 | $1,463,210,000 | $529,765 | $5,788 | 2.95% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 4,436 | $1,378,740,000 | $310,807 | $4,721 | 3.10% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 3,369 | $1,246,475,000 | $369,984 | $5,410 | 3.05% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2,477 | $957,975,000 | $386,748 | $6,111 | 3.03% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2,682 | $758,600,000 | $282,849 | $5,552 | 2.97% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 767 | $480,925,000 | $627,021 | $6,064 | 2.94% |
| STOCKTON, CA (FHA|USDA|VA) | 1,223 | $409,055,000 | $334,469 | $6,114 | 2.91% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1,584 | $388,610,000 | $245,335 | $4,299 | 2.96% |
| Outside of Metro Areas | 1,524 | $380,980,000 | $249,987 | $5,015 | 3.05% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1,217 | $361,125,000 | $296,734 | $4,978 | 2.80% |
| BOISE CITY, ID (FHA|USDA|VA) | 1,021 | $338,125,000 | $331,170 | $6,086 | 3.13% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1,112 | $324,960,000 | $292,230 | $5,544 | 3.11% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 906 | $307,900,000 | $339,845 | $5,272 | 2.85% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 536 | $298,760,000 | $557,388 | $5,793 | 2.96% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 742 | $295,950,000 | $398,854 | $4,700 | 2.78% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 748 | $292,490,000 | $391,029 | $4,776 | 2.90% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 879 | $279,115,000 | $317,537 | $4,651 | 3.02% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 984 | $212,180,000 | $215,630 | $4,998 | 3.39% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 646 | $183,780,000 | $284,489 | $5,137 | 2.94% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 384 | $179,920,000 | $468,542 | $6,726 | 3.03% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 269 | $173,765,000 | $645,967 | $6,396 | 3.00% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 509 | $171,715,000 | $337,358 | $6,316 | 3.20% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 479 | $171,305,000 | $357,630 | $8,360 | 3.03% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 741 | $167,725,000 | $226,350 | $6,062 | 3.17% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 748 | $160,970,000 | $215,201 | $4,223 | 3.16% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 436 | $151,700,000 | $347,936 | $5,021 | 2.82% |
| FRESNO, CA (FHA|USDA|VA) | 450 | $141,480,000 | $314,400 | $4,856 | 2.94% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 237 | $141,165,000 | $595,633 | $11,995 | 2.78% |
| RENO, NV (FHA|USDA|VA) | 409 | $139,335,000 | $340,672 | $5,015 | 3.03% |
| VALLEJO, CA (FHA|USDA|VA) | 350 | $136,280,000 | $389,371 | $5,811 | 2.94% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 425 | $134,115,000 | $315,565 | $3,438 | 2.87% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 302 | $128,030,000 | $423,940 | $4,936 | 2.89% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 483 | $121,675,000 | $251,915 | $3,832 | 3.10% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 337 | $119,265,000 | $353,902 | $5,014 | 3.10% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 489 | $116,985,000 | $239,233 | $3,530 | 3.11% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 569 | $116,145,000 | $204,121 | $3,835 | 3.18% |
| MODESTO, CA (FHA|USDA|VA) | 365 | $111,995,000 | $306,836 | $5,621 | 3.01% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 357 | $105,975,000 | $296,849 | $5,496 | 3.10% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 368 | $105,690,000 | $287,201 | $5,122 | 2.95% |
| YUBA CITY, CA (FHA|USDA|VA) | 371 | $104,865,000 | $282,655 | $5,448 | 3.00% |
| BEND, OR (FHA|USDA|VA) | 277 | $102,685,000 | $370,704 | $5,397 | 3.10% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 520 | $101,950,000 | $196,058 | $6,501 | 2.95% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 177 | $101,655,000 | $574,322 | $9,952 | 2.89% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 314 | $87,520,000 | $278,726 | $3,501 | 2.79% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 297 | $86,015,000 | $289,613 | $2,940 | 2.74% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 305 | $84,715,000 | $277,754 | $5,071 | 3.03% |
| GREEN BAY, WI (FHA|USDA|VA) | 441 | $84,395,000 | $191,372 | $3,275 | 3.10% |
| VISALIA, CA (FHA|USDA|VA) | 239 | $82,625,000 | $345,711 | $6,468 | 2.97% |
| ANCHORAGE, AK (FHA|USDA|VA) | 260 | $81,770,000 | $314,500 | $6,024 | 2.93% |
| SALEM, OR (FHA|USDA|VA) | 263 | $80,595,000 | $306,445 | $5,577 | 3.12% |
| SALINAS, CA (FHA|USDA|VA) | 166 | $77,690,000 | $468,012 | $6,387 | 2.89% |
| APPLETON, WI (FHA|USDA|VA) | 391 | $77,285,000 | $197,660 | $3,135 | 3.08% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 262 | $73,370,000 | $280,038 | $5,678 | 2.93% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 232 | $71,420,000 | $307,845 | $6,070 | 3.02% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 257 | $70,585,000 | $274,650 | $5,628 | 3.07% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 161 | $69,175,000 | $429,658 | $6,607 | 3.09% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 250 | $65,610,000 | $262,440 | $6,493 | 3.14% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 191 | $62,335,000 | $326,361 | $4,371 | 2.75% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 211 | $61,185,000 | $289,976 | $6,709 | 3.09% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 211 | $60,255,000 | $285,569 | $6,198 | 2.94% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 213 | $60,055,000 | $281,948 | $4,015 | 2.98% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 205 | $59,665,000 | $291,049 | $6,775 | 2.96% |
| PROVO-OREM, UT (FHA|USDA|VA) | 164 | $59,660,000 | $363,780 | $6,175 | 3.05% |
| PITTSBURGH, PA (FHA|USDA|VA) | 243 | $58,295,000 | $239,897 | $4,940 | 2.92% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 213 | $58,145,000 | $272,981 | $4,717 | 2.99% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 224 | $58,120,000 | $259,464 | $5,469 | 2.93% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 185 | $57,215,000 | $309,270 | $5,045 | 2.93% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 146 | $52,570,000 | $360,068 | $10,272 | 3.17% |
| FLORENCE, SC (FHA|USDA|VA) | 275 | $51,925,000 | $188,818 | $5,706 | 3.06% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 156 | $51,420,000 | $329,615 | $5,091 | 2.83% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 159 | $51,015,000 | $320,849 | $4,356 | 2.96% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 101 | $50,425,000 | $499,257 | $5,359 | 2.92% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 194 | $49,020,000 | $252,680 | $2,866 | 2.90% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 194 | $47,580,000 | $245,258 | $6,070 | 2.98% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 157 | $47,365,000 | $301,688 | $2,683 | 2.70% |
| WENATCHEE, WA (FHA|USDA|VA) | 152 | $46,490,000 | $305,855 | $4,925 | 3.02% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 254 | $45,990,000 | $181,063 | $3,011 | 3.06% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 134 | $43,970,000 | $328,134 | $4,418 | 3.12% |
| MADERA, CA (FHA|USDA|VA) | 114 | $43,880,000 | $384,912 | $5,424 | 2.84% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 146 | $43,630,000 | $298,836 | $5,620 | 2.90% |
| Winnemucca, NV (FHA|USDA|VA) | 203 | $43,345,000 | $213,522 | $5,349 | 3.07% |
| TYLER, TX (FHA|USDA|VA) | 174 | $41,330,000 | $237,529 | $5,380 | 3.23% |
| TUCSON, AZ (FHA|USDA|VA) | 164 | $41,290,000 | $251,768 | $4,424 | 3.06% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 110 | $40,890,000 | $371,727 | $5,442 | 2.97% |
| RACINE, WI (FHA|USDA|VA) | 188 | $40,480,000 | $215,319 | $4,267 | 3.14% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 117 | $40,345,000 | $344,829 | $4,029 | 3.04% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 176 | $40,080,000 | $227,727 | $3,821 | 2.97% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 129 | $39,925,000 | $309,496 | $6,231 | 2.68% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 138 | $39,420,000 | $285,652 | $5,653 | 3.21% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 132 | $38,370,000 | $290,682 | $5,904 | 2.98% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 175 | $38,105,000 | $217,743 | $4,752 | 3.32% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 61 | $38,005,000 | $623,033 | $6,711 | 3.16% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 156 | $37,920,000 | $243,077 | $4,549 | 2.99% |
| LONGVIEW, WA (FHA|USDA|VA) | 135 | $37,625,000 | $278,704 | $5,416 | 2.94% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 87 | $34,735,000 | $399,253 | $7,032 | 3.00% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 81 | $32,695,000 | $403,642 | $6,062 | 2.91% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 130 | $32,420,000 | $249,385 | $4,881 | 3.04% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 140 | $31,580,000 | $225,571 | $5,616 | 3.03% |
| MERCED, CA (FHA|USDA|VA) | 108 | $31,450,000 | $291,204 | $6,034 | 2.97% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 150 | $31,380,000 | $209,200 | $5,329 | 3.14% |
| FORT COLLINS, CO (FHA|USDA|VA) | 89 | $30,835,000 | $346,461 | $3,473 | 2.98% |
| GREELEY, CO (FHA|USDA|VA) | 83 | $30,335,000 | $365,482 | $5,136 | 2.95% |
| BOULDER, CO (FHA|USDA|VA) | 59 | $30,165,000 | $511,271 | $4,305 | 2.86% |
| Fernley, NV (FHA|USDA|VA) | 109 | $29,285,000 | $268,670 | $5,380 | 3.09% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 99 | $28,675,000 | $289,646 | $5,504 | 3.03% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 118 | $28,610,000 | $242,458 | $4,273 | 3.08% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 94 | $28,410,000 | $302,234 | $6,782 | 2.87% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 80 | $28,090,000 | $351,125 | $5,578 | 2.97% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 181 | $27,825,000 | $153,729 | $5,707 | 2.50% |
| RICHMOND, VA (FHA|USDA|VA) | 88 | $26,220,000 | $297,955 | $4,468 | 3.12% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 114 | $25,890,000 | $227,105 | $5,480 | 3.19% |
| PUEBLO, CO (FHA|USDA|VA) | 131 | $25,475,000 | $194,466 | $5,489 | 2.76% |
| CHICO, CA (FHA|USDA|VA) | 83 | $24,015,000 | $289,337 | $4,631 | 3.05% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 94 | $23,640,000 | $251,489 | $2,920 | 2.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 106 | $23,570,000 | $222,358 | $5,318 | 3.24% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 71 | $23,135,000 | $325,845 | $4,139 | 3.13% |
| READING, PA (FHA|USDA|VA) | 108 | $22,690,000 | $210,093 | $5,551 | 3.09% |
| NAPA, CA (FHA|USDA|VA) | 45 | $22,635,000 | $503,000 | $5,736 | 2.95% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 101 | $22,095,000 | $218,762 | $6,066 | 3.04% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 87 | $21,615,000 | $248,448 | $7,052 | 3.21% |
| ROCHESTER, NY (FHA|USDA|VA) | 115 | $21,165,000 | $184,043 | $5,253 | 2.68% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 73 | $20,845,000 | $285,548 | $3,659 | 2.90% |
| Oak Harbor, WA (FHA|USDA|VA) | 55 | $20,515,000 | $373,000 | $4,863 | 2.95% |
| LOGAN, UT-ID (FHA|USDA|VA) | 76 | $20,390,000 | $268,289 | $4,132 | 2.70% |
| Ukiah, CA (FHA|USDA|VA) | 60 | $20,050,000 | $334,167 | $5,814 | 3.04% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 97 | $19,435,000 | $200,361 | $4,505 | 3.08% |
| SPARTANBURG, SC (FHA|USDA|VA) | 90 | $18,890,000 | $209,889 | $4,025 | 3.21% |
| CARSON CITY, NV (FHA|USDA|VA) | 56 | $18,310,000 | $326,964 | $4,843 | 3.10% |
| YAKIMA, WA (FHA|USDA|VA) | 73 | $17,985,000 | $246,370 | $5,618 | 3.05% |
| Ellensburg, WA (FHA|USDA|VA) | 38 | $17,420,000 | $458,421 | $5,480 | 2.96% |
| BELLINGHAM, WA (FHA|USDA|VA) | 48 | $17,080,000 | $355,833 | $4,841 | 2.89% |
| CORVALLIS, OR (FHA|USDA|VA) | 51 | $16,665,000 | $326,765 | $4,756 | 3.00% |
| The Dalles, OR (FHA|USDA|VA) | 61 | $16,315,000 | $267,459 | $4,881 | 3.10% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 69 | $16,315,000 | $236,449 | $4,054 | 3.00% |
| Breckenridge, CO (FHA|USDA|VA) | 30 | $16,180,000 | $539,333 | $8,796 | 3.01% |
| SANTA FE, NM (FHA|USDA|VA) | 55 | $15,925,000 | $289,545 | $6,194 | 3.36% |
| Key West, FL (FHA|USDA|VA) | 26 | $15,370,000 | $591,154 | $12,147 | 3.08% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 44 | $15,330,000 | $348,409 | $4,743 | 3.05% |
| Heber, UT (FHA|USDA|VA) | 23 | $15,065,000 | $655,000 | $8,255 | 3.37% |
| COLUMBUS, OH (FHA|USDA|VA) | 54 | $14,600,000 | $270,370 | $3,687 | 2.96% |
| Outside of Metro Areas | 41 | $14,405,000 | $351,341 | $5,035 | 2.93% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 68 | $13,980,000 | $205,588 | $4,750 | 3.12% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 46 | $13,980,000 | $303,913 | $4,340 | 2.94% |
| MEDFORD, OR (FHA|USDA|VA) | 47 | $13,665,000 | $290,745 | $4,451 | 3.03% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 61 | $13,545,000 | $222,049 | $4,125 | 3.35% |
| ST. GEORGE, UT (FHA|USDA|VA) | 33 | $13,045,000 | $395,303 | $7,271 | 2.92% |
| Kalispell, MT (FHA|USDA|VA) | 31 | $12,275,000 | $395,968 | $5,088 | 2.94% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 57 | $11,805,000 | $207,105 | $4,411 | 3.16% |
| Roseburg, OR (FHA|USDA|VA) | 44 | $11,700,000 | $265,909 | $5,868 | 3.19% |
| Hilo, HI (FHA|USDA|VA) | 20 | $11,470,000 | $573,500 | $6,583 | 3.14% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 42 | $11,360,000 | $270,476 | $2,735 | 2.44% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 24 | $11,290,000 | $470,417 | $4,837 | 3.02% |
| Shelton, WA (FHA|USDA|VA) | 40 | $11,200,000 | $280,000 | $5,565 | 2.79% |
| Elko, NV (FHA|USDA|VA) | 46 | $10,720,000 | $233,043 | $4,936 | 2.71% |
| LANCASTER, PA (FHA|USDA|VA) | 44 | $10,610,000 | $241,136 | $5,561 | 2.73% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 36 | $10,250,000 | $284,722 | $7,730 | 3.09% |
| Marinette, WI-MI (FHA|USDA|VA) | 68 | $10,070,000 | $148,088 | $3,547 | 3.14% |
| Sonora, CA (FHA|USDA|VA) | 35 | $9,775,000 | $279,286 | $5,674 | 3.13% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 34 | $9,670,000 | $284,412 | $7,014 | 3.01% |
| Astoria, OR (FHA|USDA|VA) | 28 | $9,560,000 | $341,429 | $5,476 | 2.94% |
| MUSKEGON, MI (FHA|USDA|VA) | 61 | $9,445,000 | $154,836 | $4,482 | 3.38% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 32 | $9,410,000 | $294,063 | $6,206 | 2.61% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 36 | $9,380,000 | $260,556 | $6,335 | 3.11% |
| Glenwood Springs, CO (FHA|USDA|VA) | 21 | $9,245,000 | $440,238 | $4,994 | 3.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 58 | $9,090,000 | $156,724 | $5,269 | 2.84% |
| Newport, OR (FHA|USDA|VA) | 29 | $8,905,000 | $307,069 | $5,739 | 3.17% |
| Hailey, ID (FHA|USDA|VA) | 23 | $8,855,000 | $385,000 | $6,639 | 3.27% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 38 | $8,850,000 | $232,895 | $4,996 | 3.08% |
| Show Low, AZ (FHA|USDA|VA) | 32 | $8,830,000 | $275,938 | $4,869 | 3.15% |
| Ontario, OR-ID (FHA|USDA|VA) | 35 | $8,815,000 | $251,857 | $7,209 | 3.26% |
| REDDING, CA (FHA|USDA|VA) | 30 | $8,720,000 | $290,667 | $4,135 | 3.00% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 37 | $8,585,000 | $232,027 | $3,427 | 2.91% |
| Manitowoc, WI (FHA|USDA|VA) | 63 | $8,435,000 | $133,889 | $3,159 | 3.17% |
| ANN ARBOR, MI (FHA|USDA|VA) | 28 | $8,390,000 | $299,643 | $2,768 | 2.80% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 29 | $8,115,000 | $279,828 | $4,523 | 3.01% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 30 | $8,090,000 | $269,667 | $4,928 | 2.98% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 27 | $8,055,000 | $298,333 | $3,792 | 3.00% |
| Clearlake, CA (FHA|USDA|VA) | 28 | $7,890,000 | $281,786 | $6,410 | 3.01% |
| Centralia, WA (FHA|USDA|VA) | 28 | $7,710,000 | $275,357 | $4,121 | 2.97% |
| ASHEVILLE, NC (FHA|USDA|VA) | 26 | $7,440,000 | $286,154 | $4,537 | 2.86% |
| Holland, MI (FHA|USDA|VA) | 33 | $7,425,000 | $225,000 | $3,763 | 3.14% |
| Aberdeen, WA (FHA|USDA|VA) | 32 | $7,310,000 | $228,438 | $5,190 | 2.80% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 29 | $7,245,000 | $249,828 | $2,886 | 2.74% |
| Moses Lake, WA (FHA|USDA|VA) | 27 | $7,215,000 | $267,222 | $6,072 | 2.97% |
| Coos Bay, OR (FHA|USDA|VA) | 29 | $7,105,000 | $245,000 | $6,423 | 2.99% |
| Hood River, OR (FHA|USDA|VA) | 19 | $7,055,000 | $371,316 | $6,272 | 3.03% |
| Whitewater, WI (FHA|USDA|VA) | 31 | $6,885,000 | $222,097 | $3,929 | 3.06% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 26 | $6,570,000 | $252,692 | $5,104 | 2.97% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 12 | $6,490,000 | $540,833 | $8,661 | 3.04% |
| Fallon, NV (FHA|USDA|VA) | 26 | $6,470,000 | $248,846 | $5,131 | 3.01% |
| Kapaa, HI (FHA|USDA|VA) | 13 | $6,315,000 | $485,769 | $8,626 | 2.88% |
| KNOXVILLE, TN (FHA|USDA|VA) | 22 | $6,310,000 | $286,818 | $3,071 | 2.81% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 21 | $6,295,000 | $299,762 | $3,610 | 2.84% |
| Jacksonville, TX (FHA|USDA|VA) | 24 | $6,270,000 | $261,250 | $5,727 | 3.29% |
| Payson, AZ (FHA|USDA|VA) | 24 | $6,270,000 | $261,250 | $4,693 | 3.10% |
| La Grande, OR (FHA|USDA|VA) | 24 | $6,170,000 | $257,083 | $5,774 | 3.16% |
| TWIN FALLS, ID (FHA|USDA|VA) | 22 | $5,950,000 | $270,455 | $5,575 | 3.33% |
| COLUMBIA, SC (FHA|USDA|VA) | 32 | $5,900,000 | $184,375 | $4,511 | 2.85% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 23 | $5,895,000 | $256,304 | $4,956 | 2.96% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 23 | $5,745,000 | $249,783 | $2,826 | 3.07% |
| Mountain Home, ID (FHA|USDA|VA) | 25 | $5,615,000 | $224,600 | $5,526 | 3.26% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 26 | $5,490,000 | $211,154 | $3,280 | 2.97% |
| WILMINGTON, NC (FHA|USDA|VA) | 19 | $5,315,000 | $279,737 | $3,442 | 2.95% |
| LONGVIEW, TX (FHA|USDA|VA) | 20 | $5,180,000 | $259,000 | $6,680 | 3.31% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 20 | $5,100,000 | $255,000 | $3,226 | 2.58% |
| WALLA WALLA, WA (FHA|USDA|VA) | 16 | $5,090,000 | $318,125 | $4,619 | 2.94% |
| Sevierville, TN (FHA|USDA|VA) | 11 | $5,055,000 | $459,545 | $7,079 | 3.43% |
| SAVANNAH, GA (FHA|USDA|VA) | 21 | $5,015,000 | $238,810 | $6,042 | 3.10% |
| FARGO, ND-MN (FHA|USDA|VA) | 20 | $4,940,000 | $247,000 | $4,658 | 2.99% |
| TULSA, OK (FHA|USDA|VA) | 20 | $4,790,000 | $239,500 | $4,081 | 2.82% |
| Edwards, CO (FHA|USDA|VA) | 10 | $4,710,000 | $471,000 | $5,964 | 3.11% |
| Athens, TX (FHA|USDA|VA) | 27 | $4,675,000 | $173,148 | $5,106 | 3.24% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 23 | $4,625,000 | $201,087 | $4,313 | 3.36% |
| SUMTER, SC (FHA|USDA|VA) | 33 | $4,605,000 | $139,545 | $5,507 | 3.10% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 18 | $4,600,000 | $255,556 | $4,718 | 3.27% |
| Mount Sterling, KY (FHA|USDA|VA) | 30 | $4,470,000 | $149,000 | $4,720 | 3.24% |
| Torrington, CT (FHA|USDA|VA) | 17 | $4,455,000 | $262,059 | $3,880 | 2.89% |
| Red Bluff, CA (FHA|USDA|VA) | 15 | $4,435,000 | $295,667 | $4,215 | 3.19% |
| POCATELLO, ID (FHA|USDA|VA) | 19 | $4,415,000 | $232,368 | $4,672 | 3.06% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 12 | $4,410,000 | $367,500 | $5,321 | 3.22% |
| FOND DU LAC, WI (FHA|USDA|VA) | 28 | $4,410,000 | $157,500 | $3,824 | 3.21% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 16 | $4,340,000 | $271,250 | $5,819 | 2.92% |
| Sterling, IL (FHA|USDA|VA) | 34 | $4,210,000 | $123,824 | $4,661 | 3.19% |
| FORT WAYNE, IN (FHA|USDA|VA) | 16 | $4,200,000 | $262,500 | $2,959 | 2.90% |
| Menomonie, WI (FHA|USDA|VA) | 20 | $4,180,000 | $209,000 | $4,751 | 3.07% |
| Sandpoint, ID (FHA|USDA|VA) | 12 | $4,060,000 | $338,333 | $4,909 | 2.89% |
| Klamath Falls, OR (FHA|USDA|VA) | 23 | $3,975,000 | $172,826 | $5,381 | 3.18% |
| Prineville, OR (FHA|USDA|VA) | 14 | $3,920,000 | $280,000 | $4,874 | 3.14% |
| Cedar City, UT (FHA|USDA|VA) | 8 | $3,880,000 | $485,000 | $6,193 | 3.25% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 9 | $3,855,000 | $428,333 | $7,502 | 2.86% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 12 | $3,840,000 | $320,000 | $4,806 | 2.95% |
| WICHITA, KS (FHA|USDA|VA) | 21 | $3,825,000 | $182,143 | $4,566 | 3.20% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 14 | $3,820,000 | $272,857 | $4,472 | 3.07% |
| NILES, MI (FHA|USDA|VA) | 13 | $3,675,000 | $282,692 | $4,981 | 3.19% |
| GRANTS PASS, OR (FHA|USDA|VA) | 12 | $3,660,000 | $305,000 | $4,779 | 3.50% |
| Rochelle, IL (FHA|USDA|VA) | 25 | $3,635,000 | $145,400 | $5,182 | 3.14% |
| TOPEKA, KS (FHA|USDA|VA) | 22 | $3,560,000 | $161,818 | $3,787 | 3.21% |
| Georgetown, SC (FHA|USDA|VA) | 11 | $3,465,000 | $315,000 | $6,104 | 3.09% |
| Steamboat Springs, CO (FHA|USDA|VA) | 8 | $3,400,000 | $425,000 | $5,047 | 2.97% |
| Traverse City, MI (FHA|USDA|VA) | 9 | $3,395,000 | $377,222 | $4,249 | 2.97% |
| Bozeman, MT (FHA|USDA|VA) | 10 | $3,390,000 | $339,000 | $2,330 | 2.69% |
| MISSOULA, MT (FHA|USDA|VA) | 11 | $3,355,000 | $305,000 | $3,091 | 2.90% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 13 | $3,275,000 | $251,923 | $6,366 | 3.04% |
| EL CENTRO, CA (FHA|USDA|VA) | 14 | $3,210,000 | $229,286 | $4,054 | 2.96% |
| JACKSON, MS (FHA|USDA|VA) | 12 | $3,170,000 | $264,167 | $5,958 | 2.95% |
| GREENVILLE, NC (FHA|USDA|VA) | 15 | $3,155,000 | $210,333 | $4,634 | 3.18% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 13 | $3,125,000 | $240,385 | $5,055 | 2.89% |
| Taos, NM (FHA|USDA|VA) | 10 | $3,020,000 | $302,000 | $5,849 | 3.09% |
| BILLINGS, MT (FHA|USDA|VA) | 11 | $3,005,000 | $273,182 | $3,094 | 2.65% |
| Maysville, KY (FHA|USDA|VA) | 21 | $2,995,000 | $142,619 | $5,107 | 3.31% |
| MADISON, WI (FHA|USDA|VA) | 9 | $2,905,000 | $322,778 | $2,958 | 2.74% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 15 | $2,905,000 | $193,667 | $6,064 | 2.75% |
| OCALA, FL (FHA|USDA|VA) | 15 | $2,885,000 | $192,333 | $4,930 | 3.11% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 9 | $2,875,000 | $319,444 | $5,677 | 2.62% |
| LUBBOCK, TX (FHA|USDA|VA) | 11 | $2,875,000 | $261,364 | $4,536 | 3.29% |
| Seneca, SC (FHA|USDA|VA) | 10 | $2,850,000 | $285,000 | $3,437 | 2.72% |
| EL PASO, TX (FHA|USDA|VA) | 13 | $2,825,000 | $217,308 | $4,566 | 2.61% |
| Los Alamos, NM (FHA|USDA|VA) | 9 | $2,805,000 | $311,667 | $4,757 | 2.92% |
| LEBANON, PA (FHA|USDA|VA) | 12 | $2,740,000 | $228,333 | $4,884 | 2.95% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 11 | $2,685,000 | $244,091 | $5,583 | 3.23% |
| PANAMA CITY, FL (FHA|USDA|VA) | 9 | $2,625,000 | $291,667 | $4,290 | 3.21% |
| GAINESVILLE, GA (FHA|USDA|VA) | 10 | $2,600,000 | $260,000 | $2,335 | 2.80% |
| Richmond-Berea, KY (FHA|USDA|VA) | 14 | $2,590,000 | $185,000 | $3,804 | 3.33% |
| Shawano, WI (FHA|USDA|VA) | 14 | $2,540,000 | $181,429 | $2,939 | 2.88% |
| DOVER, DE (FHA|USDA|VA) | 11 | $2,525,000 | $229,545 | $3,468 | 2.86% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 7 | $2,515,000 | $359,286 | $3,768 | 2.98% |
| BURLINGTON, NC (FHA|USDA|VA) | 13 | $2,495,000 | $191,923 | $5,453 | 2.55% |
| Las Vegas, NM (FHA|USDA|VA) | 15 | $2,485,000 | $165,667 | $5,103 | 3.16% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 8 | $2,480,000 | $310,000 | $4,854 | 3.17% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 12 | $2,470,000 | $205,833 | $3,071 | 2.96% |
| DECATUR, AL (FHA|USDA|VA) | 11 | $2,465,000 | $224,091 | $5,711 | 2.89% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 11 | $2,445,000 | $222,273 | $2,807 | 3.00% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 7 | $2,425,000 | $346,429 | $6,720 | 3.27% |
| Pottsville, PA (FHA|USDA|VA) | 14 | $2,340,000 | $167,143 | $5,611 | 3.02% |
| LAS CRUCES, NM (FHA|USDA|VA) | 9 | $2,335,000 | $259,444 | $3,899 | 3.21% |
| THE VILLAGES, FL (FHA|USDA|VA) | 9 | $2,245,000 | $249,444 | $3,067 | 2.94% |
| Stevens Point, WI (FHA|USDA|VA) | 12 | $2,240,000 | $186,667 | $4,998 | 2.99% |
| KINGSTON, NY (FHA|USDA|VA) | 7 | $2,215,000 | $316,429 | $10,002 | 3.30% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 9 | $2,205,000 | $245,000 | $6,630 | 3.07% |
| LAWRENCE, KS (FHA|USDA|VA) | 9 | $2,175,000 | $241,667 | $3,075 | 2.81% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 11 | $2,165,000 | $196,818 | $4,301 | 3.35% |
| ROCKFORD, IL (FHA|USDA|VA) | 10 | $2,130,000 | $213,000 | $5,227 | 3.24% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 6 | $2,120,000 | $353,333 | $2,810 | 2.73% |
| Danville, KY (FHA|USDA|VA) | 17 | $2,105,000 | $123,824 | $4,637 | 2.98% |
| STAUNTON, VA (FHA|USDA|VA) | 10 | $2,080,000 | $208,000 | $5,805 | 3.16% |
| Morehead City, NC (FHA|USDA|VA) | 5 | $2,065,000 | $413,000 | $3,420 | 3.05% |
| Beaver Dam, WI (FHA|USDA|VA) | 7 | $2,055,000 | $293,571 | $3,363 | 3.39% |
| WACO, TX (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $4,912 | 2.82% |
| MANHATTAN, KS (FHA|USDA|VA) | 9 | $2,015,000 | $223,889 | $5,896 | 2.57% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $2,896 | 2.75% |
| FLINT, MI (FHA|USDA|VA) | 9 | $1,965,000 | $218,333 | $4,520 | 2.96% |
| MUNCIE, IN (FHA|USDA|VA) | 17 | $1,935,000 | $113,824 | $3,737 | 3.36% |
| Durango, CO (FHA|USDA|VA) | 6 | $1,930,000 | $321,667 | $3,091 | 2.64% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 6 | $1,910,000 | $318,333 | $2,403 | 2.58% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 7 | $1,875,000 | $267,857 | $5,867 | 2.93% |
| Crescent City, CA (FHA|USDA|VA) | 9 | $1,855,000 | $206,111 | $6,316 | 3.08% |
| VICTORIA, TX (FHA|USDA|VA) | 6 | $1,830,000 | $305,000 | $5,792 | 2.94% |
| Palestine, TX (FHA|USDA|VA) | 12 | $1,800,000 | $150,000 | $5,647 | 3.21% |
| Big Rapids, MI (FHA|USDA|VA) | 10 | $1,770,000 | $177,000 | $4,224 | 3.40% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $2,193 | 2.60% |
| AKRON, OH (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $2,496 | 2.64% |
| Helena, MT (FHA|USDA|VA) | 6 | $1,740,000 | $290,000 | $2,538 | 2.81% |
| JACKSON, MI (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $4,954 | 2.99% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 8 | $1,690,000 | $211,250 | $4,799 | 3.23% |
| SYRACUSE, NY (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $6,450 | 2.77% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $4,721 | 3.25% |
| Blackfoot, ID (FHA|USDA|VA) | 4 | $1,640,000 | $410,000 | $3,904 | 3.06% |
| LYNCHBURG, VA (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $2,684 | 2.79% |
| Garden City, KS (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $7,791 | 3.11% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 9 | $1,605,000 | $178,333 | $3,039 | 3.04% |
| Fredericksburg, TX (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $5,546 | 2.63% |
| Pullman, WA (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $2,626 | 3.07% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $7,437 | 3.20% |
| Dixon, IL (FHA|USDA|VA) | 12 | $1,570,000 | $130,833 | $5,206 | 3.11% |
| Arcadia, FL (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $5,981 | 3.46% |
| ROANOKE, VA (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $3,580 | 3.04% |
| Frankfort, KY (FHA|USDA|VA) | 10 | $1,520,000 | $152,000 | $5,113 | 3.35% |
| Brainerd, MN (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $1,611 | 2.50% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 8 | $1,510,000 | $188,750 | $5,427 | 2.95% |
| GAINESVILLE, FL (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $7,422 | 3.23% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $4,222 | 3.06% |
| Roswell, NM (FHA|USDA|VA) | 15 | $1,475,000 | $98,333 | $3,660 | 3.68% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 9 | $1,475,000 | $163,889 | $4,382 | 2.94% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 9 | $1,455,000 | $161,667 | $4,350 | 2.99% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $2,320 | 2.83% |
| MIDLAND, TX (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $5,750 | 3.28% |
| MIDLAND, MI (FHA|USDA|VA) | 10 | $1,410,000 | $141,000 | $3,922 | 3.21% |
| BRUNSWICK, GA (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $3,066 | 2.78% |
| SAGINAW, MI (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $4,577 | 2.87% |
| Ottawa, KS (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $3,180 | 3.20% |
| BATON ROUGE, LA (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $3,515 | 2.89% |
| Lufkin, TX (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $4,622 | 2.96% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 8 | $1,370,000 | $171,250 | $2,240 | 3.03% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $3,003 | 2.84% |
| Albemarle, NC (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $4,429 | 2.83% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 9 | $1,325,000 | $147,222 | $3,462 | 3.18% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $6,461 | 2.97% |
| Pahrump, NV (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $5,496 | 3.08% |
| ROCHESTER, MN (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $2,413 | 2.83% |
| Rexburg, ID (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $7,910 | 3.66% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 9 | $1,235,000 | $137,222 | $3,730 | 3.35% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 9 | $1,235,000 | $137,222 | $3,711 | 3.31% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $3,003 | 2.96% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $3,101 | 2.67% |
| LINCOLN, NE (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $2,673 | 3.35% |
| Sanford, NC (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $3,570 | 2.71% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $5,896 | 3.44% |
| Montrose, CO (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $4,970 | 2.88% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $5,344 | 3.25% |
| Cañon City, CO (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $4,447 | 3.34% |
| TOLEDO, OH (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $3,874 | 3.02% |
| Ketchikan, AK (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $3,951 | 2.75% |
| Lock Haven, PA (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $6,119 | 2.87% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $6,816 | 2.69% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $3,651 | 3.28% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $7,082 | 3.13% |
| Clewiston, FL (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $7,489 | 3.27% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $4,011 | 3.29% |
| Escanaba, MI (FHA|USDA|VA) | 8 | $1,030,000 | $128,750 | $3,728 | 3.25% |
| SAN ANGELO, TX (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $7,986 | 3.12% |
| Moscow, ID (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $2,967 | 2.96% |
| Grants, NM (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $4,670 | 3.21% |
| Del Rio, TX (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $7,397 | 2.82% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $3,690 | 3.06% |
| Malone, NY (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $14,333 | 3.62% |
| Lebanon, NH-VT (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $5,574 | 3.16% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $5,682 | 2.95% |
| Fort Morgan, CO (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $5,714 | 3.28% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $5,419 | 3.35% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 7 | $945,000 | $135,000 | $4,215 | 2.57% |
| AMES, IA (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $4,062 | 3.00% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $4,310 | 3.21% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $3,787 | 2.88% |
| MOBILE, AL (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $2,320 | 2.83% |
| Muscatine, IA (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $5,508 | 3.50% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 8 | $900,000 | $112,500 | $3,861 | 2.95% |
| Easton, MD (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $7,064 | 3.13% |
| Jackson, WY-ID (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $15,354 | 3.13% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $3,353 | 3.84% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $3,876 | 3.31% |
| GLENS FALLS, NY (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $6,227 | 3.04% |
| GREAT FALLS, MT (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $4,574 | 3.25% |
| HARRISONBURG, VA (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $3,635 | 3.21% |
| GETTYSBURG, PA (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $6,235 | 2.69% |
| Shelby, NC (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $1,774 | 2.63% |
| Nogales, AZ (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $3,274 | 3.13% |
| Port Angeles, WA (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $5,117 | 2.45% |
| Boone, NC (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,427 | 3.00% |
| IOWA CITY, IA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $3,418 | 3.63% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $5,893 | 3.04% |
| YUMA, AZ (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,446 | 3.19% |
| ALTOONA, PA (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $4,164 | 2.96% |
| Rockport, TX (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $8,913 | 3.44% |
| HATTIESBURG, MS (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $2,665 | 4.15% |
| Granbury, TX (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $4,859 | 3.29% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $4,889 | 3.38% |
| Susanville, CA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $4,225 | 3.17% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $2,694 | 2.58% |
| Tifton, GA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $3,463 | 3.31% |
| KOKOMO, IN (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $4,384 | 3.23% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $2,620 | 2.88% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $7,843 | 3.54% |
| PITTSFIELD, MA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $3,332 | 2.96% |
| Bonham, TX (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $7,575 | 3.06% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $5,498 | 3.09% |
| DULUTH, MN-WI (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $3,610 | 3.06% |
| Albertville, AL (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,419 | 3.29% |
| Pella, IA (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $2,621 | 2.91% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $5,833 | 2.50% |
| Alma, MI (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $3,855 | 3.22% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $9,164 | 2.96% |
| Gaffney, SC (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,069 | 3.25% |
| Corsicana, TX (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,890 | 2.58% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $2,523 | 2.92% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $6,098 | 3.78% |
| Gallup, NM (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $6,095 | 3.38% |
| CHARLESTON, WV (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $3,991 | 2.83% |
| Nacogdoches, TX (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $6,088 | 3.50% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,446 | 2.81% |
| Atchison, KS (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,378 | 2.96% |
| Othello, WA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,686 | 2.04% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,897 | 2.88% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $7,182 | 3.25% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,406 | 3.38% |
| Warren, PA (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $6,836 | 3.19% |
| Brookings, OR (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,433 | 3.38% |
| Plymouth, IN (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $2,897 | 2.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $4,066 | 2.63% |
| New Castle, IN (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,100 | 3.50% |
| Washington, NC (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,789 | 3.12% |
| FARMINGTON, NM (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $4,000 | 3.65% |
| Concord, NH (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,139 | 3.06% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,157 | 2.88% |
| Adrian, MI (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,028 | 2.83% |
| LAREDO, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,826 | 3.08% |
| Ruidoso, NM (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,914 | 3.46% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,019 | 2.69% |
| Batavia, NY (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,490 | 2.72% |
| Marshall, MO (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,569 | 2.99% |
| FAIRBANKS, AK (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,075 | 3.19% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,485 | 3.50% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,511 | 2.31% |
| DuBois, PA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $8,657 | 3.58% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,189 | 3.00% |
| Española, NM (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,485 | 3.50% |
| LAFAYETTE, LA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,822 | 2.83% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,378 | 2.63% |
| GOLDSBORO, NC (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $2,502 | 1.94% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,359 | 2.87% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,636 | 3.31% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,309 | 2.99% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,993 | 3.69% |
| Newport, TN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,747 | 2.81% |
| Kerrville, TX (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,392 | 2.79% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $1,464 | 2.63% |
| COLUMBUS, IN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,993 | 3.63% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $6,949 | 3.13% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $1,951 | 2.44% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $808 | 2.50% |
| Marquette, MI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,872 | 3.63% |
| Laramie, WY (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,811 | 2.75% |
| MONROE, MI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $1,426 | 3.06% |
| Hudson, NY (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $14,251 | 2.75% |
| Marietta, OH (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $5,511 | 2.50% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 6 | $470,000 | $78,333 | $4,114 | 4.35% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,608 | 2.75% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $4,868 | 3.69% |
| CASPER, WY (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $2,197 | 2.88% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,127 | 2.83% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,185 | 3.56% |
| BAY CITY, MI (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,911 | 2.79% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,503 | 3.31% |
| Oxford, MS (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,703 | 2.88% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,527 | 2.99% |
| GADSDEN, AL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,838 | 3.08% |
| Wooster, OH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,783 | 2.44% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,653 | 2.50% |
| Clovis, NM (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,574 | 3.31% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,393 | 3.69% |
| Searcy, AR (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $17,051 | 3.25% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,219 | 2.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,246 | 2.69% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,663 | 2.25% |
| Vernal, UT (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,498 | 3.25% |
| Mayfield, KY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,678 | 2.88% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,461 | 2.69% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,600 | 2.63% |
| Mount Pleasant, TX (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,956 | 3.21% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $9,255 | 1.99% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $1,461 | 2.13% |
| Wilson, NC (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,565 | 2.33% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,328 | 3.13% |
| Fort Polk South, LA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,669 | 2.75% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,584 | 4.19% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,164 | 3.25% |
| New Castle, PA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,932 | 3.17% |
| Bennettsville, SC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,480 | 3.63% |
| Greenville, OH (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,295 | 2.88% |
| Danville, VA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,809 | 2.69% |
| Dumas, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,238 | 2.50% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,158 | 2.81% |
| Keene, NH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,774 | 2.88% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,074 | 2.94% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,760 | 3.00% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,392 | 2.75% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,935 | 2.99% |
| Big Stone Gap, VA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,795 | 2.81% |
| Washington, IN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,836 | 3.25% |
| Burley, ID (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,630 | 3.25% |
| Laconia, NH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,725 | 3.25% |
| Marion, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,967 | 2.38% |
| Evanston, WY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,846 | 2.68% |
| Carroll, IA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,131 | 2.81% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,169 | 3.06% |
| Maryville, MO (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,199 | 3.31% |
| Miami, OK (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,859 | 2.99% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,507 | 3.25% |
| Sterling, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,986 | 2.25% |
| Price, UT (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,646 | 2.63% |
| Branson, MO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,924 | 3.63% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,314 | 2.75% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,872 | 2.38% |
| El Campo, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,527 | 2.63% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,868 | 2.63% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,015 | 3.63% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,604 | 3.25% |
| Indiana, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,621 | 3.25% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,863 | 2.75% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $3,881 | 2.17% |
| Jesup, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,799 | 2.75% |
| London, KY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,697 | 2.93% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,380 | 3.69% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,611 | 3.50% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,181 | 2.50% |
| Mason City, IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,329 | 3.00% |
| Auburn, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,537 | 2.75% |
| Cullman, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,814 | 2.99% |
| Jasper, AL (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $4,744 | 4.25% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,212 | 3.25% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,412 | 2.94% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,404 | 2.81% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,212 | 2.38% |
| Spencer, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,286 | 2.25% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,428 | 3.06% |
| Palatka, FL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,516 | 4.19% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $13,775 | 3.00% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,093 | 3.50% |
| Somerset, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,547 | 2.50% |
| Dublin, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,078 | 2.38% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,439 | 2.75% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,294 | 2.25% |
| Dayton, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,664 | 3.38% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,246 | 2.38% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,385 | 2.63% |
| Brevard, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,427 | 3.38% |
| Seymour, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,727 | 3.38% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,881 | 3.50% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,904 | 3.25% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,193 | 4.81% |
| Union, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,807 | 2.75% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,751 | 2.99% |
| Angola, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,737 | 2.25% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,019 | 3.13% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,944 | 3.25% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,344 | 2.99% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,993 | 2.38% |
| Peru, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,315 | 3.56% |
| Emporia, KS (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,416 | 3.19% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,890 | 3.38% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,032 | 3.13% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,632 | 2.63% |
| Lake City, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,077 | 3.50% |
| Hastings, NE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,776 | 3.25% |
| Houghton, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,693 | 2.50% |
| Columbus, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,914 | 3.13% |
| Bay City, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,720 | 3.38% |
| Pampa, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,015 | 3.25% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,048 | 2.50% |
| Sayre, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,234 | 2.50% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,522 | 2.38% |
| Meadville, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $780 | 2.50% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,074 | 2.50% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,706 | 3.25% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,740 | 3.25% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,353 | 4.75% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,100 | 2.88% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,708 | 3.00% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,403 | 3.75% |
| Newberry, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,322 | 2.50% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,172 | 3.63% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,120 | 3.38% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,382 | 3.75% |
| McComb, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,537 | 2.75% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,330 | 3.75% |
| Oil City, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,085 | 2.50% |
| Winona, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,012 | 3.13% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,423 | 3.50% |
| Richmond, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,232 | 3.25% |
| Laurel, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,991 | 3.63% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,675 | 3.75% |
| Centralia, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,842 | 3.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,784 | 2.50% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,575 | 2.75% |
| Clinton, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,886 | 3.63% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,216 | 2.75% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,421 | 2.99% |
| West Plains, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,182 | 3.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,016 | 3.50% |
| Somerset, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,570 | 3.25% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,667 | 3.75% |
| Kinston, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,055 | 2.75% |
| Silver City, NM (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,239 | 2.88% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,174 | 3.63% |
| Crossville, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,979 | 3.50% |
| Austin, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,293 | 4.25% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,876 | 2.50% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,036 | 3.25% |
Finance Of America Mortgage 's top markets include Los Angeles, Sacramento, New York, San Francisco, and Seattle among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 68,036 | $25,490,750,000 | $374,666 | $4,962 | 3.01% |
| FHA | 7,582 | $2,284,970,000 | $301,368 | $10,302 | 3.05% |
| VA | 3,440 | $1,372,440,000 | $398,965 | $8,007 | 2.74% |
| USDA | 491 | $100,955,000 | $205,611 | $6,192 | 3.06% |
For the 2021 period, Finance Of America Mortgage 's most frequently originated loan type of loans were Conventional, with 68,036 originations. Their 2nd most popular type is FHA, with 7,582 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Home Purchase | 34,751 | $13,301,745,000 | $382,773 | $6,875 | 3.09% |
| Refi | 25,743 | $9,069,785,000 | $352,320 | $4,188 | 2.82% |
| Cash Out Refi | 17,324 | $6,272,130,000 | $362,049 | $5,246 | 3.09% |
| Other | 1,636 | $576,160,000 | $352,176 | $5,042 | 3.13% |
| Home Improvement | 95 | $29,295,000 | $308,368 | $4,583 | 3.23% |
For the 2021, Finance Of America Mortgage 's most frequently cited loan purpose of loans were Home Purchase, with 34,751 originations. The 2nd most popular reason of loans were Refi, with 25,743 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 67,565 | $25,997,095,000 | $384,772 | $5,974 | 3.10% |
| 15 Year | 8,150 | $2,264,620,000 | $277,867 | $3,539 | 2.40% |
| 20 Year | 2,308 | $664,580,000 | $287,946 | $4,064 | 2.83% |
| 10 Year | 740 | $111,270,000 | $150,365 | $2,198 | 2.80% |
| Other | 550 | $169,950,000 | $309,000 | $4,788 | 2.94% |
| 3 Year | 187 | $1,965,000 | $10,508 | $12 | 0.03% |
| 30+ year | 30 | $39,360,000 | $1,312,000 | $12,915 | 3.45% |
| 5 Year | 19 | $275,000 | $14,474 | $0 | 0.00% |
For the 2021, Finance Of America Mortgage 's most frequently cited loan length of loans were 30 Year, with 67,565 originations. The 2nd most popular length of loans were 15 Year, with 8,150 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $1k-2k | 32,581 | $12,082,125,000 | $370,833 |
| $<1k | 17,147 | $5,506,445,000 | $321,132 |
| $3k-4k | 10,256 | $3,525,110,000 | $343,712 |
| $5k+ | 9,786 | $5,194,730,000 | $530,833 |
| $2k-3k | 9,560 | $2,910,920,000 | $304,490 |
$5,974 of loans were Finance Of America Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 32,581 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 34,100 | $13,180,760,000 | $386,533 |
| 3-4% | 32,165 | $12,064,725,000 | $375,089 |
| <2.5% | 11,417 | $3,484,095,000 | $305,167 |
| 4-5% | 1,511 | $480,055,000 | $317,707 |
| 5-6% | 310 | $35,450,000 | $114,355 |
| 7-8% | 28 | $1,180,000 | $42,143 |
| 6-7% | 18 | $2,850,000 | $158,333 |
During 2021, Finance Of America Mortgage 's average interest rate of loans were 3.10%, while their most frequently originated rate bucket of loans were 2.5-3%, with 34,100 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 36,197 | $10,680,985,000 | $295,079 | $5,190 | 3.01% |
| $400k-600k | 19,031 | $9,207,405,000 | $483,811 | $6,239 | 2.98% |
| $100k-200k | 13,180 | $2,069,610,000 | $157,027 | $4,105 | 3.06% |
| $600k-1MM | 6,660 | $4,911,410,000 | $737,449 | $8,750 | 3.07% |
| $100,000 or less | 2,809 | $139,935,000 | $49,817 | $2,021 | 2.52% |
| $1MM+ | 1,672 | $2,239,770,000 | $1,339,575 | $12,748 | 3.15% |
2021 saw Finance Of America Mortgage place emphasis on $200k-400k loans with 36,197 originations, totaling $10,680,985,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 19,757 | $7,490,105,000 | $379,111 | $5,640 | 3.00% |
| $150k-250k | 15,491 | $7,214,265,000 | $465,707 | $5,763 | 3.00% |
| $50k-75k | 14,622 | $3,608,220,000 | $246,767 | $5,225 | 3.01% |
| $75k-100k | 14,221 | $4,425,595,000 | $311,201 | $5,592 | 3.01% |
| $250k+ | 7,450 | $4,937,640,000 | $662,770 | $7,147 | 3.05% |
| $50k or less | 6,820 | $1,177,130,000 | $172,600 | $4,521 | 3.06% |
Finance Of America Mortgage lent most frequently to those with incomes in the $100k-150k range, with 19,757 originations. The second most popular income band? $150k-250k, with 15,491 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 15,721 | $5,706,245,000 | $362,970 | $4,784 | 2.95% |
| 30-36% | 14,307 | $5,315,235,000 | $371,513 | $5,358 | 3.02% |
| <20% | 5,443 | $1,895,795,000 | $348,300 | $4,349 | 2.89% |
| 44% | 3,818 | $1,410,090,000 | $369,327 | $6,212 | 3.06% |
| 42% | 3,404 | $1,356,500,000 | $398,502 | $6,166 | 3.07% |
| 43% | 3,343 | $1,205,895,000 | $360,722 | $5,869 | 3.05% |
| 41% | 3,242 | $1,234,020,000 | $380,635 | $5,827 | 3.07% |
| 49% | 3,114 | $1,150,330,000 | $369,406 | $6,459 | 3.05% |
| 39% | 3,016 | $1,139,650,000 | $377,868 | $5,724 | 3.05% |
| 40% | 2,973 | $1,117,315,000 | $375,821 | $5,797 | 3.08% |
| 38% | 2,871 | $1,078,645,000 | $375,704 | $5,588 | 3.03% |
| 37% | 2,729 | $1,019,195,000 | $373,468 | $5,593 | 3.05% |
| 36% | 2,640 | $1,028,230,000 | $389,481 | $5,606 | 3.04% |
| 45% | 2,550 | $906,770,000 | $355,596 | $5,995 | 3.06% |
| 48% | 2,401 | $866,025,000 | $360,693 | $6,218 | 3.05% |
| 47% | 2,311 | $829,685,000 | $359,016 | $6,033 | 3.05% |
| 46% | 2,271 | $790,415,000 | $348,047 | $6,059 | 3.02% |
| 50-60% | 2,130 | $772,110,000 | $362,493 | $10,607 | 2.93% |
| >60% | 53 | $21,505,000 | $405,755 | $7,888 | 2.89% |
Finance Of America Mortgage lent most frequently to those with DTI ratios of 20-30%, with 15,721 originations. The next most common DTI ratio? 30-36%, with 14,307 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 52,251 | $18,595,225,000 | $355,883 | $5,569 | 3.02% |
| Not provided | 16,304 | $6,255,160,000 | $383,658 | $5,533 | 2.98% |
| Asian | 6,601 | $2,822,255,000 | $427,550 | $5,509 | 2.92% |
| Black | 2,754 | $940,100,000 | $341,358 | $7,250 | 3.02% |
| Asian Indian | 448 | $191,290,000 | $426,987 | $4,402 | 2.87% |
| American Indian | 559 | $179,405,000 | $320,939 | $5,746 | 3.07% |
| Filipino | 178 | $76,040,000 | $427,191 | $5,675 | 3.06% |
| Native Hawaiian | 155 | $61,275,000 | $395,323 | $6,970 | 3.08% |
| Chinese | 96 | $44,010,000 | $458,438 | $5,322 | 2.92% |
| Other Asian | 68 | $27,790,000 | $408,676 | $5,562 | 2.94% |
| Korean | 46 | $20,250,000 | $440,217 | $5,029 | 2.87% |
| Vietnamese | 37 | $15,505,000 | $419,054 | $3,910 | 2.88% |
| Other Pacific Islander | 20 | $8,940,000 | $447,000 | $7,263 | 2.97% |
| Japanese | 22 | $8,030,000 | $365,000 | $5,372 | 3.02% |
| Native Hawiian | 7 | $2,455,000 | $350,714 | $10,550 | 3.00% |
| Samoan | 2 | $1,140,000 | $570,000 | $9,556 | 3.19% |
| Guamanian | 1 | $245,000 | $245,000 | $1,264 | 3.25% |
Approval Rates
Total approvals of all applications94.27%
Finance Of America Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination77.55%
Finance Of America Mortgage has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 79,549 | $29,249,115,000 | $367,687 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 79,549 | $29,249,115,000 | $367,687 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 5,190 | $1,440,440,000 | $277,541 | $4,027 | 2.82% |
| 40-60% | 15,292 | $5,537,650,000 | $362,127 | $4,228 | 2.86% |
| 60-80% | 29,715 | $11,865,575,000 | $399,313 | $5,360 | 3.09% |
| 80-100% | 26,854 | $10,013,510,000 | $372,887 | $7,037 | 3.09% |
| Over 100% | 644 | $257,210,000 | $399,394 | $15,013 | 2.93% |
| Under 20% | 1,854 | $134,730,000 | $72,670 | $1,193 | 2.17% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Finance of America Holdings LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 5.4% |
| Finance of America Holdings LLC | Conventional home mortgage | Closing on a mortgage | 2 | 5.4% |
| Finance of America Holdings LLC | Conventional home mortgage | Problem with a credit reporting company's investigation into an existing problem | 1 | 2.7% |
| Finance of America Holdings LLC | Conventional home mortgage | Trouble during payment process | 4 | 10.8% |
| Finance of America Holdings LLC | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 2.7% |
| Finance of America Holdings LLC | Other type of mortgage | Trouble during payment process | 1 | 2.7% |
| Finance of America Holdings LLC | Reverse mortgage | Applying for a mortgage or refinancing an existing mortgage | 8 | 21.6% |
| Finance of America Holdings LLC | Reverse mortgage | Closing on a mortgage | 5 | 13.5% |
| Finance of America Holdings LLC | Reverse mortgage | Struggling to pay mortgage | 4 | 10.8% |
| Finance of America Holdings LLC | Reverse mortgage | Trouble during payment process | 9 | 24.3% |
