Finance Of America Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300MXJA09WZJ0DV55
Tax ID: 23-2769131
3.9 stars
Latest/2021 | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Finance Of America Mortgage is a large mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. Finance Of America Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Sacramento, New York, San Francisco, and Seattle among others. We have data for 622 markets. (Some data included below & more in-depth data is available with an active subscription.)Finance Of America Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Finance Of America Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 7.97% | 1/25/23 |
| 30 Year Conventional Purchase | 6.60% | 1/25/23 |
| 30 Year Conventional Refi | 6.41% | 1/25/23 |
| 30 Year Cash-out Refi | 6.58% | 1/25/23 |
| 30 Year FHA Purchase | 7.47% | 1/25/23 |
| 30 Year FHA Refi | 7.01% | 1/25/23 |
| 30 Year VA Purchase | 6.34% | 1/25/23 |
| 30 Year VA Refi | 5.88% | 1/25/23 |
| 30 Year USDA Purchase | 6.94% | 1/25/23 |
| 30 Year USDA Refi | 6.68% | 1/25/23 |
| 15 Year Conventional Purchase | 5.85% | 1/25/23 |
| 15 Year Conventional Refi | 5.78% | 1/25/23 |
| 15 Year Cash-out Refi | 5.78% | 1/25/23 |
| 15 Year FHA Purchase | 7.09% | 1/25/23 |
| 15 Year FHA Refi | 7.47% | 1/25/23 |
| 15 Year VA Purchase | 5.63% | 1/25/23 |
| 15 Year VA Refi | 5.85% | 1/25/23 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Originations
79,549Origination Dollar Volume (All Markets)
$29,249,115,000Awards
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FINANCE OF AMERICA MORTGAGE - 2021
FINANCE OF AMERICA MORTGAGE is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Finance Of America Mortgage's average 30 year fixed mortgage rate was
3.1%.
The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.
This yields a difference of -0.05%.
Relative Fees (Closing Costs)
Finance Of America Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $5,974.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $4,750.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 7,293 | $4,295,235,000 | $588,953 | $6,565 | 3.00% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 4,579 | $1,735,185,000 | $378,944 | $5,159 | 3.01% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 3,756 | $1,650,400,000 | $439,404 | $9,797 | 2.98% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 2,608 | $1,508,020,000 | $578,229 | $5,806 | 2.95% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 3,349 | $1,501,425,000 | $448,320 | $5,441 | 2.94% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 2,762 | $1,463,210,000 | $529,765 | $5,788 | 2.95% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 4,436 | $1,378,740,000 | $310,807 | $4,721 | 3.10% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 3,369 | $1,246,475,000 | $369,984 | $5,410 | 3.05% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2,477 | $957,975,000 | $386,748 | $6,111 | 3.03% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 2,682 | $758,600,000 | $282,849 | $5,552 | 2.97% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 767 | $480,925,000 | $627,021 | $6,064 | 2.94% |
| STOCKTON, CA (FHA|USDA|VA) | 1,223 | $409,055,000 | $334,469 | $6,114 | 2.91% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1,584 | $388,610,000 | $245,335 | $4,299 | 2.96% |
| Outside of Metro Areas | 1,524 | $380,980,000 | $249,987 | $5,015 | 3.05% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 1,217 | $361,125,000 | $296,734 | $4,978 | 2.80% |
| BOISE CITY, ID (FHA|USDA|VA) | 1,021 | $338,125,000 | $331,170 | $6,086 | 3.13% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 1,112 | $324,960,000 | $292,230 | $5,544 | 3.11% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 906 | $307,900,000 | $339,845 | $5,272 | 2.85% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 536 | $298,760,000 | $557,388 | $5,793 | 2.96% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 742 | $295,950,000 | $398,854 | $4,700 | 2.78% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 748 | $292,490,000 | $391,029 | $4,776 | 2.90% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 879 | $279,115,000 | $317,537 | $4,651 | 3.02% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 984 | $212,180,000 | $215,630 | $4,998 | 3.39% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 646 | $183,780,000 | $284,489 | $5,137 | 2.94% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 384 | $179,920,000 | $468,542 | $6,726 | 3.03% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 269 | $173,765,000 | $645,967 | $6,396 | 3.00% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 509 | $171,715,000 | $337,358 | $6,316 | 3.20% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 479 | $171,305,000 | $357,630 | $8,360 | 3.03% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 741 | $167,725,000 | $226,350 | $6,062 | 3.17% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 748 | $160,970,000 | $215,201 | $4,223 | 3.16% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 436 | $151,700,000 | $347,936 | $5,021 | 2.82% |
| FRESNO, CA (FHA|USDA|VA) | 450 | $141,480,000 | $314,400 | $4,856 | 2.94% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 237 | $141,165,000 | $595,633 | $11,995 | 2.78% |
| RENO, NV (FHA|USDA|VA) | 409 | $139,335,000 | $340,672 | $5,015 | 3.03% |
| VALLEJO, CA (FHA|USDA|VA) | 350 | $136,280,000 | $389,371 | $5,811 | 2.94% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 425 | $134,115,000 | $315,565 | $3,438 | 2.87% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 302 | $128,030,000 | $423,940 | $4,936 | 2.89% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 483 | $121,675,000 | $251,915 | $3,832 | 3.10% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 337 | $119,265,000 | $353,902 | $5,014 | 3.10% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 489 | $116,985,000 | $239,233 | $3,530 | 3.11% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 569 | $116,145,000 | $204,121 | $3,835 | 3.18% |
| MODESTO, CA (FHA|USDA|VA) | 365 | $111,995,000 | $306,836 | $5,621 | 3.01% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 357 | $105,975,000 | $296,849 | $5,496 | 3.10% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 368 | $105,690,000 | $287,201 | $5,122 | 2.95% |
| YUBA CITY, CA (FHA|USDA|VA) | 371 | $104,865,000 | $282,655 | $5,448 | 3.00% |
| BEND, OR (FHA|USDA|VA) | 277 | $102,685,000 | $370,704 | $5,397 | 3.10% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 520 | $101,950,000 | $196,058 | $6,501 | 2.95% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 177 | $101,655,000 | $574,322 | $9,952 | 2.89% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 314 | $87,520,000 | $278,726 | $3,501 | 2.79% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 297 | $86,015,000 | $289,613 | $2,940 | 2.74% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 305 | $84,715,000 | $277,754 | $5,071 | 3.03% |
| GREEN BAY, WI (FHA|USDA|VA) | 441 | $84,395,000 | $191,372 | $3,275 | 3.10% |
| VISALIA, CA (FHA|USDA|VA) | 239 | $82,625,000 | $345,711 | $6,468 | 2.97% |
| ANCHORAGE, AK (FHA|USDA|VA) | 260 | $81,770,000 | $314,500 | $6,024 | 2.93% |
| SALEM, OR (FHA|USDA|VA) | 263 | $80,595,000 | $306,445 | $5,577 | 3.12% |
| SALINAS, CA (FHA|USDA|VA) | 166 | $77,690,000 | $468,012 | $6,387 | 2.89% |
| APPLETON, WI (FHA|USDA|VA) | 391 | $77,285,000 | $197,660 | $3,135 | 3.08% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 262 | $73,370,000 | $280,038 | $5,678 | 2.93% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 232 | $71,420,000 | $307,845 | $6,070 | 3.02% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 257 | $70,585,000 | $274,650 | $5,628 | 3.07% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 161 | $69,175,000 | $429,658 | $6,607 | 3.09% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 250 | $65,610,000 | $262,440 | $6,493 | 3.14% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 191 | $62,335,000 | $326,361 | $4,371 | 2.75% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 211 | $61,185,000 | $289,976 | $6,709 | 3.09% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 211 | $60,255,000 | $285,569 | $6,198 | 2.94% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 213 | $60,055,000 | $281,948 | $4,015 | 2.98% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 205 | $59,665,000 | $291,049 | $6,775 | 2.96% |
| PROVO-OREM, UT (FHA|USDA|VA) | 164 | $59,660,000 | $363,780 | $6,175 | 3.05% |
| PITTSBURGH, PA (FHA|USDA|VA) | 243 | $58,295,000 | $239,897 | $4,940 | 2.92% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 213 | $58,145,000 | $272,981 | $4,717 | 2.99% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 224 | $58,120,000 | $259,464 | $5,469 | 2.93% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 185 | $57,215,000 | $309,270 | $5,045 | 2.93% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 146 | $52,570,000 | $360,068 | $10,272 | 3.17% |
| FLORENCE, SC (FHA|USDA|VA) | 275 | $51,925,000 | $188,818 | $5,706 | 3.06% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 156 | $51,420,000 | $329,615 | $5,091 | 2.83% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 159 | $51,015,000 | $320,849 | $4,356 | 2.96% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 101 | $50,425,000 | $499,257 | $5,359 | 2.92% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 194 | $49,020,000 | $252,680 | $2,866 | 2.90% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 194 | $47,580,000 | $245,258 | $6,070 | 2.98% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 157 | $47,365,000 | $301,688 | $2,683 | 2.70% |
| WENATCHEE, WA (FHA|USDA|VA) | 152 | $46,490,000 | $305,855 | $4,925 | 3.02% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 254 | $45,990,000 | $181,063 | $3,011 | 3.06% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 134 | $43,970,000 | $328,134 | $4,418 | 3.12% |
| MADERA, CA (FHA|USDA|VA) | 114 | $43,880,000 | $384,912 | $5,424 | 2.84% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 146 | $43,630,000 | $298,836 | $5,620 | 2.90% |
| Winnemucca, NV (FHA|USDA|VA) | 203 | $43,345,000 | $213,522 | $5,349 | 3.07% |
| TYLER, TX (FHA|USDA|VA) | 174 | $41,330,000 | $237,529 | $5,380 | 3.23% |
| TUCSON, AZ (FHA|USDA|VA) | 164 | $41,290,000 | $251,768 | $4,424 | 3.06% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 110 | $40,890,000 | $371,727 | $5,442 | 2.97% |
| RACINE, WI (FHA|USDA|VA) | 188 | $40,480,000 | $215,319 | $4,267 | 3.14% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 117 | $40,345,000 | $344,829 | $4,029 | 3.04% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 176 | $40,080,000 | $227,727 | $3,821 | 2.97% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 129 | $39,925,000 | $309,496 | $6,231 | 2.68% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 138 | $39,420,000 | $285,652 | $5,653 | 3.21% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 132 | $38,370,000 | $290,682 | $5,904 | 2.98% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 175 | $38,105,000 | $217,743 | $4,752 | 3.32% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 61 | $38,005,000 | $623,033 | $6,711 | 3.16% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 156 | $37,920,000 | $243,077 | $4,549 | 2.99% |
| LONGVIEW, WA (FHA|USDA|VA) | 135 | $37,625,000 | $278,704 | $5,416 | 2.94% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 87 | $34,735,000 | $399,253 | $7,032 | 3.00% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 81 | $32,695,000 | $403,642 | $6,062 | 2.91% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 130 | $32,420,000 | $249,385 | $4,881 | 3.04% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 140 | $31,580,000 | $225,571 | $5,616 | 3.03% |
| MERCED, CA (FHA|USDA|VA) | 108 | $31,450,000 | $291,204 | $6,034 | 2.97% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 150 | $31,380,000 | $209,200 | $5,329 | 3.14% |
| FORT COLLINS, CO (FHA|USDA|VA) | 89 | $30,835,000 | $346,461 | $3,473 | 2.98% |
| GREELEY, CO (FHA|USDA|VA) | 83 | $30,335,000 | $365,482 | $5,136 | 2.95% |
| BOULDER, CO (FHA|USDA|VA) | 59 | $30,165,000 | $511,271 | $4,305 | 2.86% |
| Fernley, NV (FHA|USDA|VA) | 109 | $29,285,000 | $268,670 | $5,380 | 3.09% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 99 | $28,675,000 | $289,646 | $5,504 | 3.03% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 118 | $28,610,000 | $242,458 | $4,273 | 3.08% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 94 | $28,410,000 | $302,234 | $6,782 | 2.87% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 80 | $28,090,000 | $351,125 | $5,578 | 2.97% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 181 | $27,825,000 | $153,729 | $5,707 | 2.50% |
| RICHMOND, VA (FHA|USDA|VA) | 88 | $26,220,000 | $297,955 | $4,468 | 3.12% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 114 | $25,890,000 | $227,105 | $5,480 | 3.19% |
| PUEBLO, CO (FHA|USDA|VA) | 131 | $25,475,000 | $194,466 | $5,489 | 2.76% |
| CHICO, CA (FHA|USDA|VA) | 83 | $24,015,000 | $289,337 | $4,631 | 3.05% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 94 | $23,640,000 | $251,489 | $2,920 | 2.88% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 106 | $23,570,000 | $222,358 | $5,318 | 3.24% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 71 | $23,135,000 | $325,845 | $4,139 | 3.13% |
| READING, PA (FHA|USDA|VA) | 108 | $22,690,000 | $210,093 | $5,551 | 3.09% |
| NAPA, CA (FHA|USDA|VA) | 45 | $22,635,000 | $503,000 | $5,736 | 2.95% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 101 | $22,095,000 | $218,762 | $6,066 | 3.04% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 87 | $21,615,000 | $248,448 | $7,052 | 3.21% |
| ROCHESTER, NY (FHA|USDA|VA) | 115 | $21,165,000 | $184,043 | $5,253 | 2.68% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 73 | $20,845,000 | $285,548 | $3,659 | 2.90% |
| Oak Harbor, WA (FHA|USDA|VA) | 55 | $20,515,000 | $373,000 | $4,863 | 2.95% |
| LOGAN, UT-ID (FHA|USDA|VA) | 76 | $20,390,000 | $268,289 | $4,132 | 2.70% |
| Ukiah, CA (FHA|USDA|VA) | 60 | $20,050,000 | $334,167 | $5,814 | 3.04% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 97 | $19,435,000 | $200,361 | $4,505 | 3.08% |
| SPARTANBURG, SC (FHA|USDA|VA) | 90 | $18,890,000 | $209,889 | $4,025 | 3.21% |
| CARSON CITY, NV (FHA|USDA|VA) | 56 | $18,310,000 | $326,964 | $4,843 | 3.10% |
| YAKIMA, WA (FHA|USDA|VA) | 73 | $17,985,000 | $246,370 | $5,618 | 3.05% |
| Ellensburg, WA (FHA|USDA|VA) | 38 | $17,420,000 | $458,421 | $5,480 | 2.96% |
| BELLINGHAM, WA (FHA|USDA|VA) | 48 | $17,080,000 | $355,833 | $4,841 | 2.89% |
| CORVALLIS, OR (FHA|USDA|VA) | 51 | $16,665,000 | $326,765 | $4,756 | 3.00% |
| The Dalles, OR (FHA|USDA|VA) | 61 | $16,315,000 | $267,459 | $4,881 | 3.10% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 69 | $16,315,000 | $236,449 | $4,054 | 3.00% |
| Breckenridge, CO (FHA|USDA|VA) | 30 | $16,180,000 | $539,333 | $8,796 | 3.01% |
| SANTA FE, NM (FHA|USDA|VA) | 55 | $15,925,000 | $289,545 | $6,194 | 3.36% |
| Key West, FL (FHA|USDA|VA) | 26 | $15,370,000 | $591,154 | $12,147 | 3.08% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 44 | $15,330,000 | $348,409 | $4,743 | 3.05% |
| Heber, UT (FHA|USDA|VA) | 23 | $15,065,000 | $655,000 | $8,255 | 3.37% |
| COLUMBUS, OH (FHA|USDA|VA) | 54 | $14,600,000 | $270,370 | $3,687 | 2.96% |
| Outside of Metro Areas | 41 | $14,405,000 | $351,341 | $5,035 | 2.93% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 68 | $13,980,000 | $205,588 | $4,750 | 3.12% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 46 | $13,980,000 | $303,913 | $4,340 | 2.94% |
| MEDFORD, OR (FHA|USDA|VA) | 47 | $13,665,000 | $290,745 | $4,451 | 3.03% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 61 | $13,545,000 | $222,049 | $4,125 | 3.35% |
| ST. GEORGE, UT (FHA|USDA|VA) | 33 | $13,045,000 | $395,303 | $7,271 | 2.92% |
| Kalispell, MT (FHA|USDA|VA) | 31 | $12,275,000 | $395,968 | $5,088 | 2.94% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 57 | $11,805,000 | $207,105 | $4,411 | 3.16% |
| Roseburg, OR (FHA|USDA|VA) | 44 | $11,700,000 | $265,909 | $5,868 | 3.19% |
| Hilo, HI (FHA|USDA|VA) | 20 | $11,470,000 | $573,500 | $6,583 | 3.14% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 42 | $11,360,000 | $270,476 | $2,735 | 2.44% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 24 | $11,290,000 | $470,417 | $4,837 | 3.02% |
| Shelton, WA (FHA|USDA|VA) | 40 | $11,200,000 | $280,000 | $5,565 | 2.79% |
| Elko, NV (FHA|USDA|VA) | 46 | $10,720,000 | $233,043 | $4,936 | 2.71% |
| LANCASTER, PA (FHA|USDA|VA) | 44 | $10,610,000 | $241,136 | $5,561 | 2.73% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 36 | $10,250,000 | $284,722 | $7,730 | 3.09% |
| Marinette, WI-MI (FHA|USDA|VA) | 68 | $10,070,000 | $148,088 | $3,547 | 3.14% |
| Sonora, CA (FHA|USDA|VA) | 35 | $9,775,000 | $279,286 | $5,674 | 3.13% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 34 | $9,670,000 | $284,412 | $7,014 | 3.01% |
| Astoria, OR (FHA|USDA|VA) | 28 | $9,560,000 | $341,429 | $5,476 | 2.94% |
| MUSKEGON, MI (FHA|USDA|VA) | 61 | $9,445,000 | $154,836 | $4,482 | 3.38% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 32 | $9,410,000 | $294,063 | $6,206 | 2.61% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 36 | $9,380,000 | $260,556 | $6,335 | 3.11% |
| Glenwood Springs, CO (FHA|USDA|VA) | 21 | $9,245,000 | $440,238 | $4,994 | 3.00% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 58 | $9,090,000 | $156,724 | $5,269 | 2.84% |
| Newport, OR (FHA|USDA|VA) | 29 | $8,905,000 | $307,069 | $5,739 | 3.17% |
| Hailey, ID (FHA|USDA|VA) | 23 | $8,855,000 | $385,000 | $6,639 | 3.27% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 38 | $8,850,000 | $232,895 | $4,996 | 3.08% |
| Show Low, AZ (FHA|USDA|VA) | 32 | $8,830,000 | $275,938 | $4,869 | 3.15% |
| Ontario, OR-ID (FHA|USDA|VA) | 35 | $8,815,000 | $251,857 | $7,209 | 3.26% |
| REDDING, CA (FHA|USDA|VA) | 30 | $8,720,000 | $290,667 | $4,135 | 3.00% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 37 | $8,585,000 | $232,027 | $3,427 | 2.91% |
| Manitowoc, WI (FHA|USDA|VA) | 63 | $8,435,000 | $133,889 | $3,159 | 3.17% |
| ANN ARBOR, MI (FHA|USDA|VA) | 28 | $8,390,000 | $299,643 | $2,768 | 2.80% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 29 | $8,115,000 | $279,828 | $4,523 | 3.01% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 30 | $8,090,000 | $269,667 | $4,928 | 2.98% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 27 | $8,055,000 | $298,333 | $3,792 | 3.00% |
| Clearlake, CA (FHA|USDA|VA) | 28 | $7,890,000 | $281,786 | $6,410 | 3.01% |
| Centralia, WA (FHA|USDA|VA) | 28 | $7,710,000 | $275,357 | $4,121 | 2.97% |
| ASHEVILLE, NC (FHA|USDA|VA) | 26 | $7,440,000 | $286,154 | $4,537 | 2.86% |
| Holland, MI (FHA|USDA|VA) | 33 | $7,425,000 | $225,000 | $3,763 | 3.14% |
| Aberdeen, WA (FHA|USDA|VA) | 32 | $7,310,000 | $228,438 | $5,190 | 2.80% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 29 | $7,245,000 | $249,828 | $2,886 | 2.74% |
| Moses Lake, WA (FHA|USDA|VA) | 27 | $7,215,000 | $267,222 | $6,072 | 2.97% |
| Coos Bay, OR (FHA|USDA|VA) | 29 | $7,105,000 | $245,000 | $6,423 | 2.99% |
| Hood River, OR (FHA|USDA|VA) | 19 | $7,055,000 | $371,316 | $6,272 | 3.03% |
| Whitewater, WI (FHA|USDA|VA) | 31 | $6,885,000 | $222,097 | $3,929 | 3.06% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 26 | $6,570,000 | $252,692 | $5,104 | 2.97% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 12 | $6,490,000 | $540,833 | $8,661 | 3.04% |
| Fallon, NV (FHA|USDA|VA) | 26 | $6,470,000 | $248,846 | $5,131 | 3.01% |
| Kapaa, HI (FHA|USDA|VA) | 13 | $6,315,000 | $485,769 | $8,626 | 2.88% |
| KNOXVILLE, TN (FHA|USDA|VA) | 22 | $6,310,000 | $286,818 | $3,071 | 2.81% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 21 | $6,295,000 | $299,762 | $3,610 | 2.84% |
| Jacksonville, TX (FHA|USDA|VA) | 24 | $6,270,000 | $261,250 | $5,727 | 3.29% |
| Payson, AZ (FHA|USDA|VA) | 24 | $6,270,000 | $261,250 | $4,693 | 3.10% |
| La Grande, OR (FHA|USDA|VA) | 24 | $6,170,000 | $257,083 | $5,774 | 3.16% |
| TWIN FALLS, ID (FHA|USDA|VA) | 22 | $5,950,000 | $270,455 | $5,575 | 3.33% |
| COLUMBIA, SC (FHA|USDA|VA) | 32 | $5,900,000 | $184,375 | $4,511 | 2.85% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 23 | $5,895,000 | $256,304 | $4,956 | 2.96% |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) | 23 | $5,745,000 | $249,783 | $2,826 | 3.07% |
| Mountain Home, ID (FHA|USDA|VA) | 25 | $5,615,000 | $224,600 | $5,526 | 3.26% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 26 | $5,490,000 | $211,154 | $3,280 | 2.97% |
| WILMINGTON, NC (FHA|USDA|VA) | 19 | $5,315,000 | $279,737 | $3,442 | 2.95% |
| LONGVIEW, TX (FHA|USDA|VA) | 20 | $5,180,000 | $259,000 | $6,680 | 3.31% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 20 | $5,100,000 | $255,000 | $3,226 | 2.58% |
| WALLA WALLA, WA (FHA|USDA|VA) | 16 | $5,090,000 | $318,125 | $4,619 | 2.94% |
| Sevierville, TN (FHA|USDA|VA) | 11 | $5,055,000 | $459,545 | $7,079 | 3.43% |
| SAVANNAH, GA (FHA|USDA|VA) | 21 | $5,015,000 | $238,810 | $6,042 | 3.10% |
| FARGO, ND-MN (FHA|USDA|VA) | 20 | $4,940,000 | $247,000 | $4,658 | 2.99% |
| TULSA, OK (FHA|USDA|VA) | 20 | $4,790,000 | $239,500 | $4,081 | 2.82% |
| Edwards, CO (FHA|USDA|VA) | 10 | $4,710,000 | $471,000 | $5,964 | 3.11% |
| Athens, TX (FHA|USDA|VA) | 27 | $4,675,000 | $173,148 | $5,106 | 3.24% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 23 | $4,625,000 | $201,087 | $4,313 | 3.36% |
| SUMTER, SC (FHA|USDA|VA) | 33 | $4,605,000 | $139,545 | $5,507 | 3.10% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 18 | $4,600,000 | $255,556 | $4,718 | 3.27% |
| Mount Sterling, KY (FHA|USDA|VA) | 30 | $4,470,000 | $149,000 | $4,720 | 3.24% |
| Torrington, CT (FHA|USDA|VA) | 17 | $4,455,000 | $262,059 | $3,880 | 2.89% |
| Red Bluff, CA (FHA|USDA|VA) | 15 | $4,435,000 | $295,667 | $4,215 | 3.19% |
| POCATELLO, ID (FHA|USDA|VA) | 19 | $4,415,000 | $232,368 | $4,672 | 3.06% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 12 | $4,410,000 | $367,500 | $5,321 | 3.22% |
| FOND DU LAC, WI (FHA|USDA|VA) | 28 | $4,410,000 | $157,500 | $3,824 | 3.21% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 16 | $4,340,000 | $271,250 | $5,819 | 2.92% |
| Sterling, IL (FHA|USDA|VA) | 34 | $4,210,000 | $123,824 | $4,661 | 3.19% |
| FORT WAYNE, IN (FHA|USDA|VA) | 16 | $4,200,000 | $262,500 | $2,959 | 2.90% |
| Menomonie, WI (FHA|USDA|VA) | 20 | $4,180,000 | $209,000 | $4,751 | 3.07% |
| Sandpoint, ID (FHA|USDA|VA) | 12 | $4,060,000 | $338,333 | $4,909 | 2.89% |
| Klamath Falls, OR (FHA|USDA|VA) | 23 | $3,975,000 | $172,826 | $5,381 | 3.18% |
| Prineville, OR (FHA|USDA|VA) | 14 | $3,920,000 | $280,000 | $4,874 | 3.14% |
| Cedar City, UT (FHA|USDA|VA) | 8 | $3,880,000 | $485,000 | $6,193 | 3.25% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 9 | $3,855,000 | $428,333 | $7,502 | 2.86% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 12 | $3,840,000 | $320,000 | $4,806 | 2.95% |
| WICHITA, KS (FHA|USDA|VA) | 21 | $3,825,000 | $182,143 | $4,566 | 3.20% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 14 | $3,820,000 | $272,857 | $4,472 | 3.07% |
| NILES, MI (FHA|USDA|VA) | 13 | $3,675,000 | $282,692 | $4,981 | 3.19% |
| GRANTS PASS, OR (FHA|USDA|VA) | 12 | $3,660,000 | $305,000 | $4,779 | 3.50% |
| Rochelle, IL (FHA|USDA|VA) | 25 | $3,635,000 | $145,400 | $5,182 | 3.14% |
| TOPEKA, KS (FHA|USDA|VA) | 22 | $3,560,000 | $161,818 | $3,787 | 3.21% |
| Georgetown, SC (FHA|USDA|VA) | 11 | $3,465,000 | $315,000 | $6,104 | 3.09% |
| Steamboat Springs, CO (FHA|USDA|VA) | 8 | $3,400,000 | $425,000 | $5,047 | 2.97% |
| Traverse City, MI (FHA|USDA|VA) | 9 | $3,395,000 | $377,222 | $4,249 | 2.97% |
| Bozeman, MT (FHA|USDA|VA) | 10 | $3,390,000 | $339,000 | $2,330 | 2.69% |
| MISSOULA, MT (FHA|USDA|VA) | 11 | $3,355,000 | $305,000 | $3,091 | 2.90% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 13 | $3,275,000 | $251,923 | $6,366 | 3.04% |
| EL CENTRO, CA (FHA|USDA|VA) | 14 | $3,210,000 | $229,286 | $4,054 | 2.96% |
| JACKSON, MS (FHA|USDA|VA) | 12 | $3,170,000 | $264,167 | $5,958 | 2.95% |
| GREENVILLE, NC (FHA|USDA|VA) | 15 | $3,155,000 | $210,333 | $4,634 | 3.18% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 13 | $3,125,000 | $240,385 | $5,055 | 2.89% |
| Taos, NM (FHA|USDA|VA) | 10 | $3,020,000 | $302,000 | $5,849 | 3.09% |
| BILLINGS, MT (FHA|USDA|VA) | 11 | $3,005,000 | $273,182 | $3,094 | 2.65% |
| Maysville, KY (FHA|USDA|VA) | 21 | $2,995,000 | $142,619 | $5,107 | 3.31% |
| MADISON, WI (FHA|USDA|VA) | 9 | $2,905,000 | $322,778 | $2,958 | 2.74% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 15 | $2,905,000 | $193,667 | $6,064 | 2.75% |
| OCALA, FL (FHA|USDA|VA) | 15 | $2,885,000 | $192,333 | $4,930 | 3.11% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 9 | $2,875,000 | $319,444 | $5,677 | 2.62% |
| LUBBOCK, TX (FHA|USDA|VA) | 11 | $2,875,000 | $261,364 | $4,536 | 3.29% |
| Seneca, SC (FHA|USDA|VA) | 10 | $2,850,000 | $285,000 | $3,437 | 2.72% |
| EL PASO, TX (FHA|USDA|VA) | 13 | $2,825,000 | $217,308 | $4,566 | 2.61% |
| Los Alamos, NM (FHA|USDA|VA) | 9 | $2,805,000 | $311,667 | $4,757 | 2.92% |
| LEBANON, PA (FHA|USDA|VA) | 12 | $2,740,000 | $228,333 | $4,884 | 2.95% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 11 | $2,685,000 | $244,091 | $5,583 | 3.23% |
| PANAMA CITY, FL (FHA|USDA|VA) | 9 | $2,625,000 | $291,667 | $4,290 | 3.21% |
| GAINESVILLE, GA (FHA|USDA|VA) | 10 | $2,600,000 | $260,000 | $2,335 | 2.80% |
| Richmond-Berea, KY (FHA|USDA|VA) | 14 | $2,590,000 | $185,000 | $3,804 | 3.33% |
| Shawano, WI (FHA|USDA|VA) | 14 | $2,540,000 | $181,429 | $2,939 | 2.88% |
| DOVER, DE (FHA|USDA|VA) | 11 | $2,525,000 | $229,545 | $3,468 | 2.86% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 7 | $2,515,000 | $359,286 | $3,768 | 2.98% |
| BURLINGTON, NC (FHA|USDA|VA) | 13 | $2,495,000 | $191,923 | $5,453 | 2.55% |
| Las Vegas, NM (FHA|USDA|VA) | 15 | $2,485,000 | $165,667 | $5,103 | 3.16% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 8 | $2,480,000 | $310,000 | $4,854 | 3.17% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 12 | $2,470,000 | $205,833 | $3,071 | 2.96% |
| DECATUR, AL (FHA|USDA|VA) | 11 | $2,465,000 | $224,091 | $5,711 | 2.89% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 11 | $2,445,000 | $222,273 | $2,807 | 3.00% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 7 | $2,425,000 | $346,429 | $6,720 | 3.27% |
| Pottsville, PA (FHA|USDA|VA) | 14 | $2,340,000 | $167,143 | $5,611 | 3.02% |
| LAS CRUCES, NM (FHA|USDA|VA) | 9 | $2,335,000 | $259,444 | $3,899 | 3.21% |
| THE VILLAGES, FL (FHA|USDA|VA) | 9 | $2,245,000 | $249,444 | $3,067 | 2.94% |
| Stevens Point, WI (FHA|USDA|VA) | 12 | $2,240,000 | $186,667 | $4,998 | 2.99% |
| KINGSTON, NY (FHA|USDA|VA) | 7 | $2,215,000 | $316,429 | $10,002 | 3.30% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 9 | $2,205,000 | $245,000 | $6,630 | 3.07% |
| LAWRENCE, KS (FHA|USDA|VA) | 9 | $2,175,000 | $241,667 | $3,075 | 2.81% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 11 | $2,165,000 | $196,818 | $4,301 | 3.35% |
| ROCKFORD, IL (FHA|USDA|VA) | 10 | $2,130,000 | $213,000 | $5,227 | 3.24% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 6 | $2,120,000 | $353,333 | $2,810 | 2.73% |
| Danville, KY (FHA|USDA|VA) | 17 | $2,105,000 | $123,824 | $4,637 | 2.98% |
| STAUNTON, VA (FHA|USDA|VA) | 10 | $2,080,000 | $208,000 | $5,805 | 3.16% |
| Morehead City, NC (FHA|USDA|VA) | 5 | $2,065,000 | $413,000 | $3,420 | 3.05% |
| Beaver Dam, WI (FHA|USDA|VA) | 7 | $2,055,000 | $293,571 | $3,363 | 3.39% |
| WACO, TX (FHA|USDA|VA) | 7 | $2,015,000 | $287,857 | $4,912 | 2.82% |
| MANHATTAN, KS (FHA|USDA|VA) | 9 | $2,015,000 | $223,889 | $5,896 | 2.57% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 7 | $1,975,000 | $282,143 | $2,896 | 2.75% |
| FLINT, MI (FHA|USDA|VA) | 9 | $1,965,000 | $218,333 | $4,520 | 2.96% |
| MUNCIE, IN (FHA|USDA|VA) | 17 | $1,935,000 | $113,824 | $3,737 | 3.36% |
| Durango, CO (FHA|USDA|VA) | 6 | $1,930,000 | $321,667 | $3,091 | 2.64% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 6 | $1,910,000 | $318,333 | $2,403 | 2.58% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 7 | $1,875,000 | $267,857 | $5,867 | 2.93% |
| Crescent City, CA (FHA|USDA|VA) | 9 | $1,855,000 | $206,111 | $6,316 | 3.08% |
| VICTORIA, TX (FHA|USDA|VA) | 6 | $1,830,000 | $305,000 | $5,792 | 2.94% |
| Palestine, TX (FHA|USDA|VA) | 12 | $1,800,000 | $150,000 | $5,647 | 3.21% |
| Big Rapids, MI (FHA|USDA|VA) | 10 | $1,770,000 | $177,000 | $4,224 | 3.40% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 5 | $1,755,000 | $351,000 | $2,193 | 2.60% |
| AKRON, OH (FHA|USDA|VA) | 8 | $1,750,000 | $218,750 | $2,496 | 2.64% |
| Helena, MT (FHA|USDA|VA) | 6 | $1,740,000 | $290,000 | $2,538 | 2.81% |
| JACKSON, MI (FHA|USDA|VA) | 9 | $1,735,000 | $192,778 | $4,954 | 2.99% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 8 | $1,690,000 | $211,250 | $4,799 | 3.23% |
| SYRACUSE, NY (FHA|USDA|VA) | 7 | $1,655,000 | $236,429 | $6,450 | 2.77% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 6 | $1,650,000 | $275,000 | $4,721 | 3.25% |
| Blackfoot, ID (FHA|USDA|VA) | 4 | $1,640,000 | $410,000 | $3,904 | 3.06% |
| LYNCHBURG, VA (FHA|USDA|VA) | 6 | $1,620,000 | $270,000 | $2,684 | 2.79% |
| Garden City, KS (FHA|USDA|VA) | 8 | $1,610,000 | $201,250 | $7,791 | 3.11% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 9 | $1,605,000 | $178,333 | $3,039 | 3.04% |
| Fredericksburg, TX (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $5,546 | 2.63% |
| Pullman, WA (FHA|USDA|VA) | 5 | $1,595,000 | $319,000 | $2,626 | 3.07% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $7,437 | 3.20% |
| Dixon, IL (FHA|USDA|VA) | 12 | $1,570,000 | $130,833 | $5,206 | 3.11% |
| Arcadia, FL (FHA|USDA|VA) | 7 | $1,565,000 | $223,571 | $5,981 | 3.46% |
| ROANOKE, VA (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $3,580 | 3.04% |
| Frankfort, KY (FHA|USDA|VA) | 10 | $1,520,000 | $152,000 | $5,113 | 3.35% |
| Brainerd, MN (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $1,611 | 2.50% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 8 | $1,510,000 | $188,750 | $5,427 | 2.95% |
| GAINESVILLE, FL (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $7,422 | 3.23% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 8 | $1,480,000 | $185,000 | $4,222 | 3.06% |
| Roswell, NM (FHA|USDA|VA) | 15 | $1,475,000 | $98,333 | $3,660 | 3.68% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 9 | $1,475,000 | $163,889 | $4,382 | 2.94% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 9 | $1,455,000 | $161,667 | $4,350 | 2.99% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 8 | $1,440,000 | $180,000 | $2,320 | 2.83% |
| MIDLAND, TX (FHA|USDA|VA) | 5 | $1,425,000 | $285,000 | $5,750 | 3.28% |
| MIDLAND, MI (FHA|USDA|VA) | 10 | $1,410,000 | $141,000 | $3,922 | 3.21% |
| BRUNSWICK, GA (FHA|USDA|VA) | 4 | $1,410,000 | $352,500 | $3,066 | 2.78% |
| SAGINAW, MI (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $4,577 | 2.87% |
| Ottawa, KS (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $3,180 | 3.20% |
| BATON ROUGE, LA (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $3,515 | 2.89% |
| Lufkin, TX (FHA|USDA|VA) | 7 | $1,375,000 | $196,429 | $4,622 | 2.96% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 8 | $1,370,000 | $171,250 | $2,240 | 3.03% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $3,003 | 2.84% |
| Albemarle, NC (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $4,429 | 2.83% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 9 | $1,325,000 | $147,222 | $3,462 | 3.18% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $6,461 | 2.97% |
| Pahrump, NV (FHA|USDA|VA) | 6 | $1,310,000 | $218,333 | $5,496 | 3.08% |
| ROCHESTER, MN (FHA|USDA|VA) | 6 | $1,300,000 | $216,667 | $2,413 | 2.83% |
| Rexburg, ID (FHA|USDA|VA) | 4 | $1,290,000 | $322,500 | $7,910 | 3.66% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 9 | $1,235,000 | $137,222 | $3,730 | 3.35% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 9 | $1,235,000 | $137,222 | $3,711 | 3.31% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 6 | $1,200,000 | $200,000 | $3,003 | 2.96% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $3,101 | 2.67% |
| LINCOLN, NE (FHA|USDA|VA) | 6 | $1,180,000 | $196,667 | $2,673 | 3.35% |
| Sanford, NC (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $3,570 | 2.71% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 6 | $1,170,000 | $195,000 | $5,896 | 3.44% |
| Montrose, CO (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $4,970 | 2.88% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $5,344 | 3.25% |
| Cañon City, CO (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $4,447 | 3.34% |
| TOLEDO, OH (FHA|USDA|VA) | 6 | $1,120,000 | $186,667 | $3,874 | 3.02% |
| Ketchikan, AK (FHA|USDA|VA) | 3 | $1,115,000 | $371,667 | $3,951 | 2.75% |
| Lock Haven, PA (FHA|USDA|VA) | 6 | $1,110,000 | $185,000 | $6,119 | 2.87% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 2 | $1,100,000 | $550,000 | $6,816 | 2.69% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $3,651 | 3.28% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $7,082 | 3.13% |
| Clewiston, FL (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $7,489 | 3.27% |
| PEORIA, IL (FHA|USDA|VA) | 3 | $1,045,000 | $348,333 | $4,011 | 3.29% |
| Escanaba, MI (FHA|USDA|VA) | 8 | $1,030,000 | $128,750 | $3,728 | 3.25% |
| SAN ANGELO, TX (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $7,986 | 3.12% |
| Moscow, ID (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $2,967 | 2.96% |
| Grants, NM (FHA|USDA|VA) | 6 | $1,000,000 | $166,667 | $4,670 | 3.21% |
| Del Rio, TX (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $7,397 | 2.82% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $3,690 | 3.06% |
| Malone, NY (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $14,333 | 3.62% |
| Lebanon, NH-VT (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $5,574 | 3.16% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $5,682 | 2.95% |
| Fort Morgan, CO (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $5,714 | 3.28% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $5,419 | 3.35% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 7 | $945,000 | $135,000 | $4,215 | 2.57% |
| AMES, IA (FHA|USDA|VA) | 5 | $945,000 | $189,000 | $4,062 | 3.00% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 6 | $920,000 | $153,333 | $4,310 | 3.21% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 4 | $920,000 | $230,000 | $3,787 | 2.88% |
| MOBILE, AL (FHA|USDA|VA) | 5 | $905,000 | $181,000 | $2,320 | 2.83% |
| Muscatine, IA (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $5,508 | 3.50% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 8 | $900,000 | $112,500 | $3,861 | 2.95% |
| Easton, MD (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $7,064 | 3.13% |
| Jackson, WY-ID (FHA|USDA|VA) | 2 | $890,000 | $445,000 | $15,354 | 3.13% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $3,353 | 3.84% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 4 | $890,000 | $222,500 | $3,876 | 3.31% |
| GLENS FALLS, NY (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $6,227 | 3.04% |
| GREAT FALLS, MT (FHA|USDA|VA) | 3 | $885,000 | $295,000 | $4,574 | 3.25% |
| HARRISONBURG, VA (FHA|USDA|VA) | 6 | $880,000 | $146,667 | $3,635 | 3.21% |
| GETTYSBURG, PA (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $6,235 | 2.69% |
| Shelby, NC (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $1,774 | 2.63% |
| Nogales, AZ (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $3,274 | 3.13% |
| Port Angeles, WA (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $5,117 | 2.45% |
| Boone, NC (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $4,427 | 3.00% |
| IOWA CITY, IA (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $3,418 | 3.63% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $5,893 | 3.04% |
| YUMA, AZ (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $3,446 | 3.19% |
| ALTOONA, PA (FHA|USDA|VA) | 6 | $790,000 | $131,667 | $4,164 | 2.96% |
| Rockport, TX (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $8,913 | 3.44% |
| HATTIESBURG, MS (FHA|USDA|VA) | 4 | $770,000 | $192,500 | $2,665 | 4.15% |
| Granbury, TX (FHA|USDA|VA) | 3 | $765,000 | $255,000 | $4,859 | 3.29% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $4,889 | 3.38% |
| Susanville, CA (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $4,225 | 3.17% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $2,694 | 2.58% |
| Tifton, GA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $3,463 | 3.31% |
| KOKOMO, IN (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $4,384 | 3.23% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $2,620 | 2.88% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $7,843 | 3.54% |
| PITTSFIELD, MA (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $3,332 | 2.96% |
| Bonham, TX (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $7,575 | 3.06% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $5,498 | 3.09% |
| DULUTH, MN-WI (FHA|USDA|VA) | 6 | $700,000 | $116,667 | $3,610 | 3.06% |
| Albertville, AL (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,419 | 3.29% |
| Pella, IA (FHA|USDA|VA) | 4 | $680,000 | $170,000 | $2,621 | 2.91% |
| Cornelia, GA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $5,833 | 2.50% |
| Alma, MI (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $3,855 | 3.22% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $9,164 | 2.96% |
| Gaffney, SC (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $5,069 | 3.25% |
| Corsicana, TX (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,890 | 2.58% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $2,523 | 2.92% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $6,098 | 3.78% |
| Gallup, NM (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $6,095 | 3.38% |
| CHARLESTON, WV (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $3,991 | 2.83% |
| Nacogdoches, TX (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $6,088 | 3.50% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $3,446 | 2.81% |
| Atchison, KS (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,378 | 2.96% |
| Othello, WA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $4,686 | 2.04% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $2,897 | 2.88% |
| Mount Vernon, OH (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $7,182 | 3.25% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $2,406 | 3.38% |
| Warren, PA (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $6,836 | 3.19% |
| Brookings, OR (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $5,433 | 3.38% |
| Plymouth, IN (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $2,897 | 2.25% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $4,066 | 2.63% |
| New Castle, IN (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,100 | 3.50% |
| Washington, NC (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $5,789 | 3.12% |
| FARMINGTON, NM (FHA|USDA|VA) | 5 | $575,000 | $115,000 | $4,000 | 3.65% |
| Concord, NH (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $5,139 | 3.06% |
| Coldwater, MI (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $4,157 | 2.88% |
| Adrian, MI (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $4,028 | 2.83% |
| LAREDO, TX (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $5,826 | 3.08% |
| Ruidoso, NM (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $3,914 | 3.46% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $3,019 | 2.69% |
| Batavia, NY (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $4,490 | 2.72% |
| Marshall, MO (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $2,569 | 2.99% |
| FAIRBANKS, AK (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $3,075 | 3.19% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,485 | 3.50% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,511 | 2.31% |
| DuBois, PA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $8,657 | 3.58% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,189 | 3.00% |
| Española, NM (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,485 | 3.50% |
| LAFAYETTE, LA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $4,822 | 2.83% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $3,378 | 2.63% |
| GOLDSBORO, NC (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $2,502 | 1.94% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $5,359 | 2.87% |
| Huntsville, TX (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $4,636 | 3.31% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,309 | 2.99% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,993 | 3.69% |
| Newport, TN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $4,747 | 2.81% |
| Kerrville, TX (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $2,392 | 2.79% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $1,464 | 2.63% |
| COLUMBUS, IN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $4,993 | 3.63% |
| Seneca Falls, NY (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $6,949 | 3.13% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $1,951 | 2.44% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $808 | 2.50% |
| Marquette, MI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,872 | 3.63% |
| Laramie, WY (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $2,811 | 2.75% |
| MONROE, MI (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $1,426 | 3.06% |
| Hudson, NY (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $14,251 | 2.75% |
| Marietta, OH (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $5,511 | 2.50% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 6 | $470,000 | $78,333 | $4,114 | 4.35% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,608 | 2.75% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $4,868 | 3.69% |
| CASPER, WY (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $2,197 | 2.88% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,127 | 2.83% |
| Sedalia, MO (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $2,185 | 3.56% |
| BAY CITY, MI (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,911 | 2.79% |
| Sunbury, PA (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $3,503 | 3.31% |
| Oxford, MS (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $2,703 | 2.88% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,527 | 2.99% |
| GADSDEN, AL (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,838 | 3.08% |
| Wooster, OH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,783 | 2.44% |
| AMARILLO, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,653 | 2.50% |
| Clovis, NM (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,574 | 3.31% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,393 | 3.69% |
| Searcy, AR (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $17,051 | 3.25% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,219 | 2.75% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $2,246 | 2.69% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $2,663 | 2.25% |
| Vernal, UT (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,498 | 3.25% |
| Mayfield, KY (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,678 | 2.88% |
| JACKSON, TN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $5,461 | 2.69% |
| Greensburg, IN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,600 | 2.63% |
| Mount Pleasant, TX (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,956 | 3.21% |
| Uvalde, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $9,255 | 1.99% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $1,461 | 2.13% |
| Wilson, NC (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $4,565 | 2.33% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,328 | 3.13% |
| Fort Polk South, LA (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $4,669 | 2.75% |
| Fergus Falls, MN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $6,584 | 4.19% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $2,164 | 3.25% |
| New Castle, PA (FHA|USDA|VA) | 3 | $375,000 | $125,000 | $4,932 | 3.17% |
| Bennettsville, SC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $7,480 | 3.63% |
| Greenville, OH (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $4,295 | 2.88% |
| Danville, VA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,809 | 2.69% |
| Dumas, TX (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,238 | 2.50% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,158 | 2.81% |
| Keene, NH (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,774 | 2.88% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $2,074 | 2.94% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,760 | 3.00% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,392 | 2.75% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,935 | 2.99% |
| Big Stone Gap, VA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,795 | 2.81% |
| Washington, IN (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,836 | 3.25% |
| Burley, ID (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,630 | 3.25% |
| Laconia, NH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $3,725 | 3.25% |
| Marion, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $5,967 | 2.38% |
| Evanston, WY (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,846 | 2.68% |
| Carroll, IA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,131 | 2.81% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,169 | 3.06% |
| Maryville, MO (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $2,199 | 3.31% |
| Miami, OK (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,859 | 2.99% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $4,507 | 3.25% |
| Sterling, CO (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $2,986 | 2.25% |
| Price, UT (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $2,646 | 2.63% |
| Branson, MO (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,924 | 3.63% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,314 | 2.75% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $10,872 | 2.38% |
| El Campo, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $2,527 | 2.63% |
| Sheridan, WY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $1,868 | 2.63% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,015 | 3.63% |
| Stephenville, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,604 | 3.25% |
| Indiana, PA (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,621 | 3.25% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,863 | 2.75% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $3,881 | 2.17% |
| Jesup, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,799 | 2.75% |
| London, KY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,697 | 2.93% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $4,380 | 3.69% |
| Opelousas, LA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $11,611 | 3.50% |
| Burlington, IA-IL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,181 | 2.50% |
| Mason City, IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,329 | 3.00% |
| Auburn, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,537 | 2.75% |
| Cullman, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,814 | 2.99% |
| Jasper, AL (FHA|USDA|VA) | 3 | $235,000 | $78,333 | $4,744 | 4.25% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,212 | 3.25% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,412 | 2.94% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,404 | 2.81% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,212 | 2.38% |
| Spencer, IA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,286 | 2.25% |
| Thomasville, GA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,428 | 3.06% |
| Palatka, FL (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,516 | 4.19% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $13,775 | 3.00% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,093 | 3.50% |
| Somerset, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $3,547 | 2.50% |
| Dublin, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,078 | 2.38% |
| Milledgeville, GA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,439 | 2.75% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,294 | 2.25% |
| Dayton, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,664 | 3.38% |
| BISMARCK, ND (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $1,246 | 2.38% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $5,385 | 2.63% |
| Brevard, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,427 | 3.38% |
| Seymour, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,727 | 3.38% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,881 | 3.50% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,904 | 3.25% |
| Hutchinson, MN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,193 | 4.81% |
| Union, SC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,807 | 2.75% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,751 | 2.99% |
| Angola, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,737 | 2.25% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,019 | 3.13% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,944 | 3.25% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,344 | 2.99% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,993 | 2.38% |
| Peru, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,315 | 3.56% |
| Emporia, KS (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $2,416 | 3.19% |
| Plattsburgh, NY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,890 | 3.38% |
| Vincennes, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,032 | 3.13% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,632 | 2.63% |
| Lake City, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,077 | 3.50% |
| Hastings, NE (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,776 | 3.25% |
| Houghton, MI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,693 | 2.50% |
| Columbus, MS (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,914 | 3.13% |
| Bay City, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,720 | 3.38% |
| Pampa, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,015 | 3.25% |
| Bartlesville, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,048 | 2.50% |
| Sayre, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,234 | 2.50% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,522 | 2.38% |
| Meadville, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $780 | 2.50% |
| Wilmington, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,074 | 2.50% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,706 | 3.25% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,740 | 3.25% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,353 | 4.75% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,100 | 2.88% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,708 | 3.00% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,403 | 3.75% |
| Newberry, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,322 | 2.50% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,172 | 3.63% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,120 | 3.38% |
| Chillicothe, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,382 | 3.75% |
| McComb, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,537 | 2.75% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,330 | 3.75% |
| Oil City, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,085 | 2.50% |
| Winona, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,012 | 3.13% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,423 | 3.50% |
| Richmond, IN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,232 | 3.25% |
| Laurel, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $1,991 | 3.63% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,675 | 3.75% |
| Centralia, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,842 | 3.25% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,784 | 2.50% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,575 | 2.75% |
| Clinton, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $1,886 | 3.63% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,216 | 2.75% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,421 | 2.99% |
| West Plains, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,182 | 3.75% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,016 | 3.50% |
| Somerset, KY (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,570 | 3.25% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $5,667 | 3.75% |
| Kinston, NC (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,055 | 2.75% |
| Silver City, NM (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,239 | 2.88% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $2,174 | 3.63% |
| Crossville, TN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $1,979 | 3.50% |
| Austin, MN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,293 | 4.25% |
| St. Marys, PA (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,876 | 2.50% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,036 | 3.25% |
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Product Mix
For 2021, Finance Of America Mortgage's most frequently originated type of loan was Conventional, with 67,830 originations. Their 2nd most popular type was FHA, with 7,582 originations.
Loan Reason
For 2021, Finance Of America Mortgage's most frequently cited loan purpose was Home Purchase, with 34,751 originations. The 2nd most popular reason was Refi, with 25,743 originations.
Loan Duration/Length
For 2021, Finance Of America Mortgage's most frequently cited loan duration was 30 Year, with 67,565 originations. The 2nd most popular length was 15 Year, with 8,150 originations.
Origination Fees/Closing Costs
Finance Of America Mortgage's average total fees were $5,974, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 32,581 originations.
Interest Rates
During 2021, Finance Of America Mortgage's average interest rate for loans was 3.10%, while their most frequently originated rate bucket for loans was 2.5-3%, with 34,100 originations.
Loan Sizing
2021 saw Finance Of America Mortgage place emphasis on $200k-400k loans with 36,197 originations, totaling $10,680,985,000 in origination value.
Applicant Income
Finance Of America Mortgage lent most frequently to those with incomes in the $100k-150k range, with 19,757 originations. The second most popular income band? $150k-250k, with 15,491 originations.
Applicant Debt to Income Ratio
Finance Of America Mortgage lent most frequently to those with DTI ratios of 20-30%, with 15,721 originations. The next most common DTI ratio? 30-36%, with 14,307 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications95.55%
Finance Of America Mortgage has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination75.78%
Finance Of America Mortgage has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 79,549 | $29,249,115,000 | $367,687 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 79,549 | $29,249,115,000 | $367,687 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Finance of America Holdings LLC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 2 | 5.4% |
| Finance of America Holdings LLC | Conventional home mortgage | Closing on a mortgage | 2 | 5.4% |
| Finance of America Holdings LLC | Conventional home mortgage | Problem with a credit reporting company's investigation into an existing problem | 1 | 2.7% |
| Finance of America Holdings LLC | Conventional home mortgage | Trouble during payment process | 4 | 10.8% |
| Finance of America Holdings LLC | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 2.7% |
| Finance of America Holdings LLC | Other type of mortgage | Trouble during payment process | 1 | 2.7% |
| Finance of America Holdings LLC | Reverse mortgage | Applying for a mortgage or refinancing an existing mortgage | 8 | 21.6% |
| Finance of America Holdings LLC | Reverse mortgage | Closing on a mortgage | 5 | 13.5% |
| Finance of America Holdings LLC | Reverse mortgage | Struggling to pay mortgage | 4 | 10.8% |
| Finance of America Holdings LLC | Reverse mortgage | Trouble during payment process | 9 | 24.3% |