Finance Of America Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300MXJA09WZJ0DV55

Tax ID: 23-2769131

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Mortgage Data

Review & Overview

Finance Of America Mortgage is a large mortgage company specializing in Home Purchase loans. Finance Of America Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Sacramento, Portland, Seattle, and San Francisco among others. We have data for 551 markets. (Some data included below & more in-depth data is available with an active subscription.)

Finance Of America Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Finance Of America Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 7.99% 12/16/24
30 Year Conventional Purchase 6.80% 12/16/24
30 Year Conventional Refi 6.48% 12/16/24
30 Year Cash-out Refi 6.72% 12/16/24
30 Year FHA Purchase 7.38% 12/16/24
30 Year FHA Refi 7.06% 12/16/24
30 Year VA Purchase 6.22% 12/16/24
30 Year VA Refi 5.69% 12/16/24
30 Year USDA Purchase 6.77% 12/16/24
30 Year USDA Refi 6.62% 12/16/24
15 Year Conventional Purchase 6.18% 12/16/24
15 Year Conventional Refi 5.83% 12/16/24
15 Year Cash-out Refi 5.83% 12/16/24
15 Year FHA Refi 5.68% 12/16/24
15 Year VA Purchase 5.68% 12/16/24
15 Year VA Refi 5.40% 12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Finance Of America Mortgage Mortgage Calculator






Your Estimates

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This is not an official calculator from Finance Of America Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

40,859

Origination Dollar Volume (All Markets)

$11,577,275,000
Show all (122) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 3,434 $1,534,140,000 $446,750 $7,537 4.74%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 2,670 $830,550,000 $311,067 $6,191 4.73%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2,561 $796,715,000 $311,095 $6,583 4.87%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1,586 $585,020,000 $368,865 $7,577 4.86%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1,045 $518,255,000 $495,938 $7,545 4.76%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2,040 $484,860,000 $237,676 $5,609 5.00%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1,571 $452,945,000 $288,316 $6,635 4.73%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 935 $411,635,000 $440,251 $7,071 4.70%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1,613 $361,835,000 $224,324 $4,467 4.85%
Outside of Metro Areas 1,385 $322,235,000 $232,661 $5,110 4.88%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 967 $321,745,000 $332,725 $7,137 4.79%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 890 $209,460,000 $235,348 $5,414 5.04%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 638 $185,920,000 $291,411 $6,386 4.72%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 742 $181,660,000 $244,825 $6,503 4.88%
STOCKTON, CA (FHA|USDA|VA) 627 $164,225,000 $261,922 $6,454 4.70%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 283 $152,735,000 $539,700 $7,215 4.72%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 310 $129,940,000 $419,161 $7,756 4.82%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 267 $120,165,000 $450,056 $7,668 4.66%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 551 $119,205,000 $216,343 $5,326 4.81%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 447 $107,245,000 $239,922 $3,511 4.90%
SALINAS, CA (FHA|USDA|VA) 284 $105,730,000 $372,289 $8,114 4.71%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 328 $104,150,000 $317,530 $6,283 4.90%
VALLEJO, CA (FHA|USDA|VA) 299 $103,825,000 $347,241 $6,933 4.66%
RENO, NV (FHA|USDA|VA) 290 $82,560,000 $284,690 $5,340 4.90%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 357 $79,225,000 $221,919 $3,877 4.73%
ALBUQUERQUE, NM (FHA|USDA|VA) 448 $76,540,000 $170,848 $4,751 5.12%
BOISE CITY, ID (FHA|USDA|VA) 343 $75,285,000 $219,490 $5,807 4.89%
Truckee-Grass Valley, CA (FHA|USDA|VA) 233 $72,275,000 $310,193 $5,534 4.74%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 426 $70,480,000 $165,446 $3,279 5.10%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 201 $69,255,000 $344,552 $5,482 4.63%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 320 $68,390,000 $213,719 $4,732 4.68%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 191 $62,675,000 $328,141 $4,912 4.91%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 387 $61,265,000 $158,307 $4,167 5.12%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 244 $54,680,000 $224,098 $4,206 4.75%
MODESTO, CA (FHA|USDA|VA) 225 $53,415,000 $237,400 $5,826 4.75%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 181 $51,175,000 $282,735 $5,540 4.67%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 107 $50,375,000 $470,794 $6,347 4.55%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 204 $49,980,000 $245,000 $4,183 4.74%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 100 $47,890,000 $478,900 $5,194 4.69%
FRESNO, CA (FHA|USDA|VA) 188 $47,560,000 $252,979 $4,849 4.74%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 308 $47,510,000 $154,253 $3,674 5.00%
YUBA CITY, CA (FHA|USDA|VA) 212 $45,960,000 $216,792 $6,228 4.68%
BEND, OR (FHA|USDA|VA) 145 $43,625,000 $300,862 $5,777 4.89%
BAKERSFIELD, CA (FHA|USDA|VA) 193 $42,685,000 $221,166 $5,956 4.84%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 260 $42,460,000 $163,308 $2,887 4.97%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 199 $42,035,000 $211,231 $6,302 4.82%
KANSAS CITY, MO-KS (FHA|USDA|VA) 205 $40,445,000 $197,293 $3,036 4.87%
VISALIA, CA (FHA|USDA|VA) 136 $39,760,000 $292,353 $5,442 4.78%
SALEM, OR (FHA|USDA|VA) 162 $38,150,000 $235,494 $5,964 4.93%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 284 $36,990,000 $130,246 $3,627 4.82%
PITTSBURGH, PA (FHA|USDA|VA) 200 $34,230,000 $171,150 $4,272 5.00%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 78 $33,480,000 $429,231 $5,882 4.74%
Ukiah, CA (FHA|USDA|VA) 113 $33,025,000 $292,257 $6,983 4.97%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 176 $32,450,000 $184,375 $4,126 5.08%
SALT LAKE CITY, UT (FHA|USDA|VA) 120 $32,000,000 $266,667 $5,562 4.86%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 145 $31,835,000 $219,552 $4,462 4.90%
CHICO, CA (FHA|USDA|VA) 141 $31,505,000 $223,440 $4,927 4.75%
URBAN HONOLULU, HI (FHA|USDA|VA) 63 $31,475,000 $499,603 $8,567 4.49%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 153 $31,235,000 $204,150 $4,699 5.09%
FLORENCE, SC (FHA|USDA|VA) 196 $29,780,000 $151,939 $3,488 4.99%
APPLETON, WI (FHA|USDA|VA) 226 $28,990,000 $128,274 $2,195 5.06%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 136 $28,480,000 $209,412 $4,888 4.91%
PUNTA GORDA, FL (FHA|USDA|VA) 163 $27,505,000 $168,742 $3,768 5.16%
Eureka-Arcata, CA (FHA|USDA|VA) 96 $24,220,000 $252,292 $5,919 4.67%
LONGVIEW, WA (FHA|USDA|VA) 116 $22,470,000 $193,707 $6,355 5.03%
WINCHESTER, VA-WV (FHA|USDA|VA) 107 $22,365,000 $209,019 $4,843 4.87%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 89 $21,735,000 $244,213 $3,821 5.03%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 99 $21,695,000 $219,141 $3,105 4.80%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 178 $20,590,000 $115,674 $2,058 5.03%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 76 $19,660,000 $258,684 $4,970 4.73%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 41 $19,545,000 $476,707 $5,971 4.97%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 110 $18,590,000 $169,000 $3,847 4.92%
GREEN BAY, WI (FHA|USDA|VA) 134 $18,240,000 $136,119 $1,884 5.00%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 68 $17,720,000 $260,588 $4,837 4.92%
Winnemucca, NV (FHA|USDA|VA) 105 $17,645,000 $168,048 $6,485 5.13%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 76 $17,590,000 $231,447 $6,369 4.75%
COLORADO SPRINGS, CO (FHA|USDA|VA) 68 $17,420,000 $256,176 $5,694 4.96%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 104 $17,130,000 $164,712 $2,644 4.93%
Fernley, NV (FHA|USDA|VA) 87 $16,655,000 $191,437 $5,925 5.01%
PROVO-OREM, UT (FHA|USDA|VA) 58 $16,530,000 $285,000 $5,201 4.71%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 71 $16,415,000 $231,197 $5,632 4.69%
JACKSONVILLE, FL (FHA|USDA|VA) 89 $16,265,000 $182,753 $4,444 5.08%
READING, PA (FHA|USDA|VA) 86 $15,440,000 $179,535 $4,092 4.99%
ALBANY-LEBANON, OR (FHA|USDA|VA) 70 $14,780,000 $211,143 $6,934 4.82%
MADERA, CA (FHA|USDA|VA) 51 $14,695,000 $288,137 $3,837 4.79%
WENATCHEE, WA (FHA|USDA|VA) 51 $14,605,000 $286,373 $6,645 4.76%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 67 $14,265,000 $212,910 $5,184 4.90%
COLUMBIA, SC (FHA|USDA|VA) 72 $13,510,000 $187,639 $3,866 4.82%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 40 $13,300,000 $332,500 $6,631 4.96%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 54 $13,210,000 $244,630 $4,888 4.81%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 62 $13,150,000 $212,097 $4,085 4.39%
TYLER, TX (FHA|USDA|VA) 76 $13,020,000 $171,316 $3,683 5.00%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 72 $12,870,000 $178,750 $3,090 5.03%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 59 $12,865,000 $218,051 $6,265 4.96%
SPARTANBURG, SC (FHA|USDA|VA) 77 $12,715,000 $165,130 $3,697 4.94%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 67 $12,495,000 $186,493 $3,542 4.92%
NAPA, CA (FHA|USDA|VA) 24 $12,470,000 $519,583 $8,653 4.87%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 40 $12,440,000 $311,000 $7,225 4.83%
MERCED, CA (FHA|USDA|VA) 53 $12,405,000 $234,057 $5,497 4.65%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 82 $12,350,000 $150,610 $4,618 4.99%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 79 $12,215,000 $154,620 $3,272 4.86%
ST. LOUIS, MO-IL (FHA|USDA|VA) 70 $12,120,000 $173,143 $3,739 5.01%
TUCSON, AZ (FHA|USDA|VA) 61 $12,075,000 $197,951 $5,102 4.92%
LANCASTER, PA (FHA|USDA|VA) 70 $11,930,000 $170,429 $4,331 4.91%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 48 $11,910,000 $248,125 $2,801 4.58%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 77 $11,435,000 $148,506 $3,450 5.17%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 100 $11,350,000 $113,500 $3,643 5.07%
EAST STROUDSBURG, PA (FHA|USDA|VA) 79 $11,215,000 $141,962 $4,146 5.06%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 48 $11,020,000 $229,583 $5,623 4.72%
Clearlake, CA (FHA|USDA|VA) 53 $10,975,000 $207,075 $7,006 4.77%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 47 $10,595,000 $225,426 $3,084 4.71%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 60 $10,590,000 $176,500 $9,763 5.12%
LEWISTON, ID-WA (FHA|USDA|VA) 56 $10,260,000 $183,214 $6,056 4.88%
WORCESTER, MA-CT (FHA|USDA|VA) 42 $10,250,000 $244,048 $4,955 4.94%
OCEAN CITY, NJ (FHA|USDA|VA) 31 $10,135,000 $326,935 $5,024 4.91%
Gardnerville Ranchos, NV (FHA|USDA|VA) 29 $10,125,000 $349,138 $4,696 4.84%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 42 $10,020,000 $238,571 $4,746 4.76%
GREELEY, CO (FHA|USDA|VA) 39 $9,625,000 $246,795 $6,831 4.92%
YORK-HANOVER, PA (FHA|USDA|VA) 44 $9,450,000 $214,773 $4,901 5.08%
RALEIGH-CARY, NC (FHA|USDA|VA) 36 $9,310,000 $258,611 $2,972 4.50%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 48 $9,250,000 $192,708 $3,907 4.89%
ASHEVILLE, NC (FHA|USDA|VA) 43 $8,645,000 $201,047 $3,259 4.97%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 42 $8,540,000 $203,333 $4,627 4.87%
RICHMOND, VA (FHA|USDA|VA) 41 $8,375,000 $204,268 $3,686 4.90%
LOGAN, UT-ID (FHA|USDA|VA) 29 $8,015,000 $276,379 $4,972 4.59%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 39 $7,745,000 $198,590 $4,668 4.89%
Oak Harbor, WA (FHA|USDA|VA) 24 $7,650,000 $318,750 $6,577 4.80%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 42 $7,570,000 $180,238 $3,574 4.93%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 27 $7,505,000 $277,963 $4,746 4.87%
EAU CLAIRE, WI (FHA|USDA|VA) 46 $7,330,000 $159,348 $3,654 5.11%
Kapaa, HI (FHA|USDA|VA) 17 $7,225,000 $425,000 $7,059 4.46%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 30 $6,970,000 $232,333 $4,937 4.65%
REDDING, CA (FHA|USDA|VA) 32 $6,320,000 $197,500 $4,388 4.69%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 30 $6,000,000 $200,000 $3,356 4.88%
FLAGSTAFF, AZ (FHA|USDA|VA) 24 $5,890,000 $245,417 $5,399 4.83%
SPRINGFIELD, MA (FHA|USDA|VA) 32 $5,870,000 $183,438 $5,270 4.86%
YAKIMA, WA (FHA|USDA|VA) 41 $5,765,000 $140,610 $5,755 4.61%
PUEBLO, CO (FHA|USDA|VA) 34 $5,750,000 $169,118 $6,275 5.37%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 47 $5,645,000 $120,106 $2,270 4.95%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 18 $5,640,000 $313,333 $6,515 4.68%
Roseburg, OR (FHA|USDA|VA) 33 $5,625,000 $170,455 $5,097 5.06%
SANTA FE, NM (FHA|USDA|VA) 19 $5,415,000 $285,000 $4,833 5.10%
The Dalles, OR (FHA|USDA|VA) 26 $5,360,000 $206,154 $6,139 4.76%
BELLINGHAM, WA (FHA|USDA|VA) 18 $5,300,000 $294,444 $5,943 4.92%
Newport, OR (FHA|USDA|VA) 24 $5,190,000 $216,250 $5,267 4.67%
Ellensburg, WA (FHA|USDA|VA) 18 $5,160,000 $286,667 $5,999 5.01%
YUMA, AZ (FHA|USDA|VA) 30 $5,130,000 $171,000 $5,269 4.86%
Holland, MI (FHA|USDA|VA) 25 $5,015,000 $200,600 $4,382 5.30%
OKLAHOMA CITY, OK (FHA|USDA|VA) 21 $4,725,000 $225,000 $5,637 4.89%
Marinette, WI-MI (FHA|USDA|VA) 44 $4,660,000 $105,909 $1,976 5.09%
MEDFORD, OR (FHA|USDA|VA) 15 $4,225,000 $281,667 $4,340 4.69%
CORVALLIS, OR (FHA|USDA|VA) 18 $4,190,000 $232,778 $5,275 5.09%
TALLAHASSEE, FL (FHA|USDA|VA) 29 $4,165,000 $143,621 $2,745 4.76%
Hailey, ID (FHA|USDA|VA) 13 $4,145,000 $318,846 $6,453 4.91%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 27 $4,115,000 $152,407 $3,525 5.20%
Taos, NM (FHA|USDA|VA) 17 $4,065,000 $239,118 $4,330 4.90%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 19 $4,035,000 $212,368 $2,485 4.85%
Outside of Metro Areas 17 $3,975,000 $233,824 $4,625 4.93%
STATE COLLEGE, PA (FHA|USDA|VA) 16 $3,890,000 $243,125 $4,489 4.55%
Shelton, WA (FHA|USDA|VA) 18 $3,820,000 $212,222 $6,257 5.17%
Payson, AZ (FHA|USDA|VA) 23 $3,795,000 $165,000 $4,288 5.06%
FORT COLLINS, CO (FHA|USDA|VA) 9 $3,785,000 $420,556 $6,454 4.97%
Astoria, OR (FHA|USDA|VA) 16 $3,690,000 $230,625 $5,834 5.06%
ROCHESTER, NY (FHA|USDA|VA) 27 $3,675,000 $136,111 $3,772 4.93%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 12 $3,630,000 $302,500 $4,407 4.86%
Hood River, OR (FHA|USDA|VA) 11 $3,625,000 $329,545 $5,302 4.81%
Torrington, CT (FHA|USDA|VA) 16 $3,610,000 $225,625 $5,160 4.71%
Elko, NV (FHA|USDA|VA) 19 $3,605,000 $189,737 $4,727 5.13%
PEORIA, IL (FHA|USDA|VA) 37 $3,585,000 $96,892 $1,454 4.97%
Manitowoc, WI (FHA|USDA|VA) 39 $3,555,000 $91,154 $2,014 5.17%
Klamath Falls, OR (FHA|USDA|VA) 26 $3,530,000 $135,769 $5,601 5.08%
Athens, TX (FHA|USDA|VA) 31 $3,525,000 $113,710 $2,983 5.15%
Sonora, CA (FHA|USDA|VA) 18 $3,440,000 $191,111 $4,718 4.65%
Sandpoint, ID (FHA|USDA|VA) 9 $3,305,000 $367,222 $4,260 4.92%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 19 $3,295,000 $173,421 $3,888 4.88%
PORT ST. LUCIE, FL (FHA|USDA|VA) 14 $3,270,000 $233,571 $4,306 4.62%
FLINT, MI (FHA|USDA|VA) 15 $3,155,000 $210,333 $3,213 5.33%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 11 $3,125,000 $284,091 $7,455 4.98%
BOULDER, CO (FHA|USDA|VA) 8 $3,010,000 $376,250 $3,446 4.75%
DULUTH, MN-WI (FHA|USDA|VA) 18 $3,010,000 $167,222 $2,692 5.17%
Rochelle, IL (FHA|USDA|VA) 22 $2,950,000 $134,091 $3,464 5.08%
Pahrump, NV (FHA|USDA|VA) 19 $2,925,000 $153,947 $5,894 4.96%
LEBANON, PA (FHA|USDA|VA) 17 $2,815,000 $165,588 $4,057 5.13%
ST. GEORGE, UT (FHA|USDA|VA) 11 $2,765,000 $251,364 $4,587 4.77%
Centralia, WA (FHA|USDA|VA) 18 $2,760,000 $153,333 $6,704 4.63%
Heber, UT (FHA|USDA|VA) 5 $2,675,000 $535,000 $6,439 4.88%
Coos Bay, OR (FHA|USDA|VA) 15 $2,645,000 $176,333 $4,780 4.88%
Easton, MD (FHA|USDA|VA) 3 $2,585,000 $861,667 $10,413 5.08%
Red Bluff, CA (FHA|USDA|VA) 9 $2,515,000 $279,444 $6,661 4.79%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 8 $2,480,000 $310,000 $3,610 4.58%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 14 $2,470,000 $176,429 $3,166 5.12%
GREENVILLE, NC (FHA|USDA|VA) 17 $2,395,000 $140,882 $2,417 4.91%
SUMTER, SC (FHA|USDA|VA) 19 $2,365,000 $124,474 $3,001 4.92%
Ontario, OR-ID (FHA|USDA|VA) 15 $2,365,000 $157,667 $4,794 5.00%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 10 $2,360,000 $236,000 $4,093 4.44%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 10 $2,340,000 $234,000 $2,494 4.65%
Kalispell, MT (FHA|USDA|VA) 7 $2,335,000 $333,571 $7,828 4.41%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 11 $2,295,000 $208,636 $3,520 4.45%
Prineville, OR (FHA|USDA|VA) 8 $2,200,000 $275,000 $5,397 5.00%
CARSON CITY, NV (FHA|USDA|VA) 10 $2,200,000 $220,000 $4,586 4.93%
FORT WAYNE, IN (FHA|USDA|VA) 11 $2,145,000 $195,000 $2,759 5.06%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 10 $2,130,000 $213,000 $3,377 4.49%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 15 $2,125,000 $141,667 $3,476 5.30%
COLUMBUS, OH (FHA|USDA|VA) 13 $2,085,000 $160,385 $3,492 4.74%
Port Angeles, WA (FHA|USDA|VA) 7 $2,025,000 $289,286 $4,648 4.61%
ANN ARBOR, MI (FHA|USDA|VA) 5 $2,005,000 $401,000 $3,801 4.63%
LOUISVILLE, KY (FHA|USDA|VA) 15 $2,005,000 $133,667 $3,042 5.01%
SALISBURY, MD-DE (FHA|USDA|VA) 9 $1,975,000 $219,444 $3,656 4.68%
Moses Lake, WA (FHA|USDA|VA) 14 $1,930,000 $137,857 $6,689 5.04%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 8 $1,920,000 $240,000 $5,384 4.80%
WICHITA, KS (FHA|USDA|VA) 12 $1,910,000 $159,167 $5,462 4.99%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 14 $1,900,000 $135,714 $2,627 4.83%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 9 $1,865,000 $207,222 $2,756 4.49%
TULSA, OK (FHA|USDA|VA) 7 $1,815,000 $259,286 $4,308 4.75%
MADISON, WI (FHA|USDA|VA) 9 $1,785,000 $198,333 $3,257 4.85%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 12 $1,780,000 $148,333 $2,536 5.00%
Mountain Home, ID (FHA|USDA|VA) 11 $1,765,000 $160,455 $4,901 4.69%
HUNTSVILLE, AL (FHA|USDA|VA) 12 $1,730,000 $144,167 $3,575 4.72%
KNOXVILLE, TN (FHA|USDA|VA) 8 $1,700,000 $212,500 $1,266 5.38%
Aberdeen, WA (FHA|USDA|VA) 10 $1,670,000 $167,000 $5,835 4.67%
Jacksonville, TX (FHA|USDA|VA) 13 $1,655,000 $127,308 $4,184 4.88%
Show Low, AZ (FHA|USDA|VA) 10 $1,630,000 $163,000 $5,804 4.76%
WACO, TX (FHA|USDA|VA) 7 $1,625,000 $232,143 $5,165 4.80%
LAWRENCE, KS (FHA|USDA|VA) 6 $1,620,000 $270,000 $3,191 4.69%
EL CENTRO, CA (FHA|USDA|VA) 9 $1,605,000 $178,333 $3,597 4.64%
Brookings, OR (FHA|USDA|VA) 7 $1,605,000 $229,286 $4,837 4.88%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 8 $1,600,000 $200,000 $4,091 5.14%
Fallon, NV (FHA|USDA|VA) 7 $1,595,000 $227,857 $6,058 4.86%
ROCHESTER, MN (FHA|USDA|VA) 9 $1,575,000 $175,000 $2,449 4.94%
Sterling, IL (FHA|USDA|VA) 18 $1,570,000 $87,222 $2,178 5.06%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 7 $1,545,000 $220,714 $4,523 4.63%
WILMINGTON, NC (FHA|USDA|VA) 7 $1,485,000 $212,143 $3,223 4.59%
Faribault-Northfield, MN (FHA|USDA|VA) 8 $1,470,000 $183,750 $3,085 4.88%
Shawano, WI (FHA|USDA|VA) 12 $1,470,000 $122,500 $1,493 5.08%
Hermiston-Pendleton, OR (FHA|USDA|VA) 7 $1,465,000 $209,286 $7,481 4.79%
Menomonie, WI (FHA|USDA|VA) 8 $1,460,000 $182,500 $3,922 4.73%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 5 $1,445,000 $289,000 $1,800 4.55%
Key West, FL (FHA|USDA|VA) 3 $1,445,000 $481,667 $4,692 4.21%
LONGVIEW, TX (FHA|USDA|VA) 9 $1,415,000 $157,222 $3,193 4.85%
FOND DU LAC, WI (FHA|USDA|VA) 13 $1,405,000 $108,077 $1,869 5.09%
SAVANNAH, GA (FHA|USDA|VA) 7 $1,395,000 $199,286 $2,265 4.88%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 7 $1,385,000 $197,857 $3,254 5.02%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $1,360,000 $340,000 $2,884 5.03%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 4 $1,300,000 $325,000 $2,572 4.56%
Snyder, TX (FHA|USDA|VA) 8 $1,280,000 $160,000 $4,274 5.30%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 8 $1,280,000 $160,000 $2,491 5.23%
GRANTS PASS, OR (FHA|USDA|VA) 6 $1,270,000 $211,667 $5,853 4.38%
Newberry, SC (FHA|USDA|VA) 4 $1,270,000 $317,500 $4,178 4.88%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 7 $1,255,000 $179,286 $3,637 4.89%
EL PASO, TX (FHA|USDA|VA) 10 $1,250,000 $125,000 $3,918 5.03%
BATON ROUGE, LA (FHA|USDA|VA) 8 $1,240,000 $155,000 $3,232 4.61%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 9 $1,225,000 $136,111 $2,931 5.25%
Warren, PA (FHA|USDA|VA) 11 $1,205,000 $109,545 $3,116 4.66%
TWIN FALLS, ID (FHA|USDA|VA) 8 $1,200,000 $150,000 $4,530 5.05%
Bozeman, MT (FHA|USDA|VA) 3 $1,175,000 $391,667 $4,421 4.13%
MUSKEGON, MI (FHA|USDA|VA) 10 $1,160,000 $116,000 $2,539 5.26%
Muscatine, IA (FHA|USDA|VA) 12 $1,160,000 $96,667 $1,801 5.49%
Roswell, NM (FHA|USDA|VA) 7 $1,155,000 $165,000 $5,253 5.43%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $1,150,000 $287,500 $5,004 4.34%
Crescent City, CA (FHA|USDA|VA) 5 $1,125,000 $225,000 $4,870 4.88%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 3 $1,105,000 $368,333 $1,747 4.13%
Garden City, KS (FHA|USDA|VA) 11 $1,105,000 $100,455 $3,354 5.61%
Whitewater, WI (FHA|USDA|VA) 6 $1,100,000 $183,333 $2,234 4.81%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 8 $1,090,000 $136,250 $1,371 5.16%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 4 $1,080,000 $270,000 $3,073 4.44%
ROCKFORD, IL (FHA|USDA|VA) 7 $1,035,000 $147,857 $3,823 5.00%
Concord, NH (FHA|USDA|VA) 4 $1,030,000 $257,500 $2,453 4.97%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 6 $1,020,000 $170,000 $4,374 4.65%
La Grande, OR (FHA|USDA|VA) 5 $1,015,000 $203,000 $5,589 4.75%
Dixon, IL (FHA|USDA|VA) 10 $1,010,000 $101,000 $2,116 5.13%
FAYETTEVILLE, NC (FHA|USDA|VA) 6 $980,000 $163,333 $4,351 4.65%
Edwards, CO (FHA|USDA|VA) 2 $970,000 $485,000 $4,522 5.13%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 7 $965,000 $137,857 $5,000 5.27%
WINSTON-SALEM, NC (FHA|USDA|VA) 6 $950,000 $158,333 $2,715 4.81%
Winona, MN (FHA|USDA|VA) 7 $925,000 $132,143 $3,132 5.25%
CHEYENNE, WY (FHA|USDA|VA) 3 $925,000 $308,333 $2,098 4.33%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $890,000 $222,500 $3,950 4.34%
Kill Devil Hills, NC (FHA|USDA|VA) 3 $835,000 $278,333 $7,125 5.04%
DOVER, DE (FHA|USDA|VA) 4 $830,000 $207,500 $3,696 4.78%
STAUNTON, VA (FHA|USDA|VA) 5 $825,000 $165,000 $1,784 4.59%
Big Rapids, MI (FHA|USDA|VA) 7 $805,000 $115,000 $2,995 4.79%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 5 $805,000 $161,000 $4,143 4.50%
Jefferson, GA (FHA|USDA|VA) 4 $780,000 $195,000 $5,807 4.94%
ODESSA, TX (FHA|USDA|VA) 4 $770,000 $192,500 $5,206 4.88%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 5 $765,000 $153,000 $4,213 5.30%
DAYTON-KETTERING, OH (FHA|USDA|VA) 3 $765,000 $255,000 $2,529 4.58%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 4 $760,000 $190,000 $3,003 4.44%
Dodge City, KS (FHA|USDA|VA) 6 $750,000 $125,000 $1,269 6.00%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $750,000 $375,000 $5,258 4.38%
Platteville, WI (FHA|USDA|VA) 8 $750,000 $93,750 $1,732 5.26%
RACINE, WI (FHA|USDA|VA) 3 $745,000 $248,333 $2,134 4.75%
Albemarle, NC (FHA|USDA|VA) 5 $735,000 $147,000 $2,051 4.85%
Sunbury, PA (FHA|USDA|VA) 5 $735,000 $147,000 $2,419 4.60%
ABILENE, TX (FHA|USDA|VA) 4 $730,000 $182,500 $5,829 4.59%
Ottawa, KS (FHA|USDA|VA) 5 $725,000 $145,000 $5,805 5.19%
IOWA CITY, IA (FHA|USDA|VA) 2 $720,000 $360,000 $3,473 4.94%
IDAHO FALLS, ID (FHA|USDA|VA) 6 $710,000 $118,333 $4,840 5.02%
Morehead City, NC (FHA|USDA|VA) 3 $695,000 $231,667 $3,295 4.21%
LUBBOCK, TX (FHA|USDA|VA) 3 $695,000 $231,667 $4,144 4.46%
AMARILLO, TX (FHA|USDA|VA) 4 $690,000 $172,500 $2,591 4.69%
WALLA WALLA, WA (FHA|USDA|VA) 5 $685,000 $137,000 $6,711 4.97%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $680,000 $170,000 $4,361 5.25%
Susanville, CA (FHA|USDA|VA) 4 $680,000 $170,000 $6,921 5.03%
Moscow, ID (FHA|USDA|VA) 2 $680,000 $340,000 $4,066 4.56%
Bonham, TX (FHA|USDA|VA) 2 $680,000 $340,000 $12,480 5.00%
Arcadia, FL (FHA|USDA|VA) 6 $670,000 $111,667 $2,232 5.17%
MORRISTOWN, TN (FHA|USDA|VA) 4 $670,000 $167,500 $1,397 5.84%
TOLEDO, OH (FHA|USDA|VA) 4 $660,000 $165,000 $2,418 4.84%
Breckenridge, CO (FHA|USDA|VA) 2 $660,000 $330,000 $4,126 5.19%
Georgetown, SC (FHA|USDA|VA) 5 $655,000 $131,000 $2,182 5.03%
AMES, IA (FHA|USDA|VA) 3 $655,000 $218,333 $5,248 4.79%
MIDLAND, MI (FHA|USDA|VA) 9 $655,000 $72,778 $1,543 4.96%
GETTYSBURG, PA (FHA|USDA|VA) 2 $650,000 $325,000 $4,091 4.44%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 3 $645,000 $215,000 $3,135 4.54%
Portsmouth, OH (FHA|USDA|VA) 4 $640,000 $160,000 $4,702 4.91%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $640,000 $320,000 $2,133 4.69%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 5 $635,000 $127,000 $2,810 5.13%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $630,000 $157,500 $3,508 4.59%
Escanaba, MI (FHA|USDA|VA) 4 $630,000 $157,500 $3,066 5.00%
NILES, MI (FHA|USDA|VA) 4 $630,000 $157,500 $2,842 5.54%
Brainerd, MN (FHA|USDA|VA) 3 $625,000 $208,333 $930 4.54%
Durango, CO (FHA|USDA|VA) 2 $620,000 $310,000 $4,497 5.06%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 3 $615,000 $205,000 $4,322 4.75%
Granbury, TX (FHA|USDA|VA) 2 $600,000 $300,000 $6,279 4.75%
Sikeston, MO (FHA|USDA|VA) 5 $595,000 $119,000 $3,367 4.78%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $580,000 $290,000 $3,979 4.81%
GAINESVILLE, GA (FHA|USDA|VA) 2 $570,000 $285,000 $11,162 4.44%
Mineral Wells, TX (FHA|USDA|VA) 2 $570,000 $285,000 $5,552 4.50%
POCATELLO, ID (FHA|USDA|VA) 3 $565,000 $188,333 $6,241 4.92%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $555,000 $185,000 $1,555 4.79%
Hutchinson, MN (FHA|USDA|VA) 4 $550,000 $137,500 $1,764 5.88%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 3 $545,000 $181,667 $7,678 4.67%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $540,000 $270,000 $13,308 4.81%
Pella, IA (FHA|USDA|VA) 4 $530,000 $132,500 $1,891 4.69%
Thomasville, GA (FHA|USDA|VA) 3 $525,000 $175,000 $4,753 4.46%
Auburn, IN (FHA|USDA|VA) 3 $525,000 $175,000 $2,326 4.79%
KANKAKEE, IL (FHA|USDA|VA) 2 $520,000 $260,000 $2,149 4.13%
OCALA, FL (FHA|USDA|VA) 5 $515,000 $103,000 $3,009 5.15%
Las Vegas, NM (FHA|USDA|VA) 5 $495,000 $99,000 $3,511 5.10%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $490,000 $245,000 $1,357 3.75%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $485,000 $161,667 $3,501 4.92%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 4 $480,000 $120,000 $2,286 5.31%
Pullman, WA (FHA|USDA|VA) 3 $475,000 $158,333 $4,016 4.54%
MONTGOMERY, AL (FHA|USDA|VA) 3 $475,000 $158,333 $1,883 4.92%
Iron Mountain, MI-WI (FHA|USDA|VA) 5 $475,000 $95,000 $1,990 5.10%
Baraboo, WI (FHA|USDA|VA) 2 $460,000 $230,000 $4,968 5.31%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 4 $460,000 $115,000 $3,343 5.04%
Cambridge, MD (FHA|USDA|VA) 1 $455,000 $455,000 $6,880 4.88%
Adrian, MI (FHA|USDA|VA) 1 $455,000 $455,000 $3,424 4.63%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $450,000 $225,000 $2,833 4.63%
Mount Sterling, KY (FHA|USDA|VA) 5 $445,000 $89,000 $1,165 5.30%
Selinsgrove, PA (FHA|USDA|VA) 2 $440,000 $220,000 $6,479 4.56%
CaƱon City, CO (FHA|USDA|VA) 2 $430,000 $215,000 $3,802 5.00%
Palestine, TX (FHA|USDA|VA) 4 $430,000 $107,500 $1,879 5.34%
ST. CLOUD, MN (FHA|USDA|VA) 2 $430,000 $215,000 $3,674 4.63%
Hilo, HI (FHA|USDA|VA) 1 $425,000 $425,000 $6,942 4.88%
Rexburg, ID (FHA|USDA|VA) 2 $420,000 $210,000 $9,138 4.44%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $415,000 $415,000 $1,428 5.00%
Sevierville, TN (FHA|USDA|VA) 3 $405,000 $135,000 $2,949 5.42%
Crossville, TN (FHA|USDA|VA) 3 $405,000 $135,000 $3,243 4.83%
Grand Rapids, MN (FHA|USDA|VA) 1 $405,000 $405,000 $1,321 4.38%
AKRON, OH (FHA|USDA|VA) 2 $400,000 $200,000 $3,166 4.13%
Coldwater, MI (FHA|USDA|VA) 1 $395,000 $395,000 $1,456 3.75%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $395,000 $395,000 $1,334 4.88%
SAGINAW, MI (FHA|USDA|VA) 2 $390,000 $195,000 $2,475 5.50%
Seneca, SC (FHA|USDA|VA) 2 $390,000 $195,000 $2,688 5.06%
Alexander City, AL (FHA|USDA|VA) 3 $385,000 $128,333 $4,386 5.25%
Bennington, VT (FHA|USDA|VA) 1 $385,000 $385,000 $4,473 3.63%
Urbana, OH (FHA|USDA|VA) 1 $375,000 $375,000 $13,237 4.25%
DuBois, PA (FHA|USDA|VA) 3 $375,000 $125,000 $3,134 4.62%
Marion, NC (FHA|USDA|VA) 3 $375,000 $125,000 $2,144 4.83%
TOPEKA, KS (FHA|USDA|VA) 5 $375,000 $75,000 $2,576 5.13%
HAMMOND, LA (FHA|USDA|VA) 2 $370,000 $185,000 $1,900 5.38%
Talladega-Sylacauga, AL (FHA|USDA|VA) 2 $370,000 $185,000 $4,995 4.06%
Albertville, AL (FHA|USDA|VA) 1 $365,000 $365,000 $9,249 3.50%
Hobbs, NM (FHA|USDA|VA) 5 $365,000 $73,000 $3,274 5.40%
Palatka, FL (FHA|USDA|VA) 1 $355,000 $355,000 $5,857 4.50%
UTICA-ROME, NY (FHA|USDA|VA) 2 $350,000 $175,000 $4,787 4.75%
Grants, NM (FHA|USDA|VA) 4 $350,000 $87,500 $4,254 5.59%
DECATUR, AL (FHA|USDA|VA) 2 $350,000 $175,000 $4,253 5.06%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $350,000 $175,000 $3,108 4.81%
Washington, NC (FHA|USDA|VA) 2 $350,000 $175,000 $4,210 5.37%
Willmar, MN (FHA|USDA|VA) 1 $345,000 $345,000 $2,661 4.50%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $345,000 $345,000 $5,055 4.25%
BILLINGS, MT (FHA|USDA|VA) 2 $340,000 $170,000 $1,731 3.87%
LAREDO, TX (FHA|USDA|VA) 2 $340,000 $170,000 $4,195 4.25%
BRUNSWICK, GA (FHA|USDA|VA) 1 $335,000 $335,000 $2,617 4.38%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 3 $335,000 $111,667 $1,750 4.83%
Ottawa, IL (FHA|USDA|VA) 3 $335,000 $111,667 $3,094 4.83%
Richmond-Berea, KY (FHA|USDA|VA) 2 $330,000 $165,000 $1,509 5.31%
LYNCHBURG, VA (FHA|USDA|VA) 2 $330,000 $165,000 $3,199 3.88%
JACKSON, MS (FHA|USDA|VA) 1 $325,000 $325,000 $2,930 5.63%
Steamboat Springs, CO (FHA|USDA|VA) 1 $325,000 $325,000 $10,538 4.88%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $325,000 $325,000 $757 4.50%
SAN ANGELO, TX (FHA|USDA|VA) 1 $325,000 $325,000 $10,188 4.63%
Tupelo, MS (FHA|USDA|VA) 1 $325,000 $325,000 $2,225 3.99%
Oxford, MS (FHA|USDA|VA) 1 $325,000 $325,000 $3,775 4.38%
Los Alamos, NM (FHA|USDA|VA) 2 $320,000 $160,000 $8,024 4.81%
Gallup, NM (FHA|USDA|VA) 2 $320,000 $160,000 $3,976 5.50%
ROANOKE, VA (FHA|USDA|VA) 1 $315,000 $315,000 $3,141 5.25%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $315,000 $315,000 $2,365 4.63%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 3 $315,000 $105,000 $4,345 5.17%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $310,000 $155,000 $5,265 5.00%
COLUMBUS, IN (FHA|USDA|VA) 2 $310,000 $155,000 $2,791 4.63%
Cedar City, UT (FHA|USDA|VA) 2 $310,000 $155,000 $4,406 4.00%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $305,000 $305,000 $5,133 4.38%
ALBANY, GA (FHA|USDA|VA) 1 $305,000 $305,000 $8,070 3.50%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $300,000 $150,000 $3,419 4.81%
Sedalia, MO (FHA|USDA|VA) 2 $290,000 $145,000 $2,624 5.13%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $290,000 $145,000 $4,136 5.13%
Marshall, MO (FHA|USDA|VA) 2 $290,000 $145,000 $4,614 4.50%
PITTSFIELD, MA (FHA|USDA|VA) 1 $285,000 $285,000 $2,296 3.88%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $285,000 $285,000 $0 4.88%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $285,000 $95,000 $2,774 5.21%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $270,000 $135,000 $3,336 4.56%
Richmond, IN (FHA|USDA|VA) 1 $265,000 $265,000 $9,739 5.13%
Riverton, WY (FHA|USDA|VA) 1 $265,000 $265,000 $1,607 4.25%
Rolla, MO (FHA|USDA|VA) 1 $265,000 $265,000 $6,964 4.88%
Sulphur Springs, TX (FHA|USDA|VA) 1 $265,000 $265,000 $6,548 4.50%
FARMINGTON, NM (FHA|USDA|VA) 1 $265,000 $265,000 $1,870 4.25%
Glenwood Springs, CO (FHA|USDA|VA) 1 $265,000 $265,000 $3,642 4.75%
MOBILE, AL (FHA|USDA|VA) 2 $260,000 $130,000 $2,309 4.75%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $260,000 $130,000 $5,000 4.19%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $260,000 $130,000 $2,765 4.88%
Andrews, TX (FHA|USDA|VA) 1 $255,000 $255,000 $7,752 4.25%
Batavia, NY (FHA|USDA|VA) 2 $250,000 $125,000 $3,014 4.81%
Bogalusa, LA (FHA|USDA|VA) 2 $250,000 $125,000 $995 5.75%
BURLINGTON, NC (FHA|USDA|VA) 2 $250,000 $125,000 $4,465 4.38%
Boone, NC (FHA|USDA|VA) 2 $250,000 $125,000 $2,023 5.31%
MIDLAND, TX (FHA|USDA|VA) 1 $245,000 $245,000 $4,152 5.00%
Lufkin, TX (FHA|USDA|VA) 3 $245,000 $81,667 $4,211 5.56%
VALDOSTA, GA (FHA|USDA|VA) 1 $245,000 $245,000 $2,985 4.38%
GREAT FALLS, MT (FHA|USDA|VA) 1 $245,000 $245,000 $6,788 4.38%
Greensburg, IN (FHA|USDA|VA) 1 $245,000 $245,000 $2,374 4.38%
Madisonville, KY (FHA|USDA|VA) 2 $240,000 $120,000 $3,246 5.06%
Brenham, TX (FHA|USDA|VA) 1 $235,000 $235,000 $5,867 4.25%
FARGO, ND-MN (FHA|USDA|VA) 1 $235,000 $235,000 $3,433 4.63%
MANHATTAN, KS (FHA|USDA|VA) 1 $235,000 $235,000 $2,861 5.63%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $235,000 $78,333 $2,385 4.96%
Farmington, MO (FHA|USDA|VA) 2 $230,000 $115,000 $3,611 4.56%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $225,000 $225,000 $2,323 4.88%
Fort Morgan, CO (FHA|USDA|VA) 1 $225,000 $225,000 $8,185 4.75%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $220,000 $110,000 $1,684 4.75%
EspaƱola, NM (FHA|USDA|VA) 1 $215,000 $215,000 $2,137 4.88%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $215,000 $215,000 $210 5.50%
Helena, MT (FHA|USDA|VA) 1 $215,000 $215,000 $3,626 5.63%
New Castle, PA (FHA|USDA|VA) 2 $210,000 $105,000 $5,205 5.06%
Maysville, KY (FHA|USDA|VA) 2 $210,000 $105,000 $2,124 5.00%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $195,000 $195,000 $6,988 4.75%
Poplar Bluff, MO (FHA|USDA|VA) 1 $195,000 $195,000 $2,736 5.88%
El Campo, TX (FHA|USDA|VA) 1 $195,000 $195,000 $4,461 4.50%
JACKSON, MI (FHA|USDA|VA) 1 $195,000 $195,000 $1,769 5.13%
Tifton, GA (FHA|USDA|VA) 1 $195,000 $195,000 $2,210 4.63%
Bardstown, KY (FHA|USDA|VA) 1 $195,000 $195,000 $3,130 4.75%
Jasper, IN (FHA|USDA|VA) 1 $195,000 $195,000 $6,079 5.25%
St. Marys, GA (FHA|USDA|VA) 1 $185,000 $185,000 $5,394 5.25%
Fergus Falls, MN (FHA|USDA|VA) 1 $185,000 $185,000 $587 4.88%
Wabash, IN (FHA|USDA|VA) 1 $185,000 $185,000 $933 3.99%
Spirit Lake, IA (FHA|USDA|VA) 1 $185,000 $185,000 $3,276 5.50%
Alexandria, MN (FHA|USDA|VA) 1 $185,000 $185,000 $1,968 3.88%
Alma, MI (FHA|USDA|VA) 2 $180,000 $90,000 $1,767 4.63%
Chillicothe, OH (FHA|USDA|VA) 1 $175,000 $175,000 $4,260 5.00%
Lewisburg, PA (FHA|USDA|VA) 1 $175,000 $175,000 $8,119 5.75%
Russellville, AR (FHA|USDA|VA) 1 $175,000 $175,000 $3,208 3.75%
Sturgis, MI (FHA|USDA|VA) 1 $175,000 $175,000 $1,389 5.63%
LINCOLN, NE (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.25%
LAS CRUCES, NM (FHA|USDA|VA) 2 $170,000 $85,000 $3,892 5.63%
Montrose, CO (FHA|USDA|VA) 1 $165,000 $165,000 $2,587 4.50%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $165,000 $165,000 $0 4.88%
MANSFIELD, OH (FHA|USDA|VA) 1 $165,000 $165,000 $4,860 4.75%
CLEVELAND, TN (FHA|USDA|VA) 1 $165,000 $165,000 $1,280 5.50%
Plymouth, IN (FHA|USDA|VA) 1 $165,000 $165,000 $717 4.25%
ALTOONA, PA (FHA|USDA|VA) 1 $165,000 $165,000 $10,185 5.00%
Pottsville, PA (FHA|USDA|VA) 2 $160,000 $80,000 $3,220 5.38%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $160,000 $80,000 $1,372 5.00%
Ruidoso, NM (FHA|USDA|VA) 2 $160,000 $80,000 $4,229 5.06%
Emporia, KS (FHA|USDA|VA) 2 $160,000 $80,000 $2,921 5.44%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $155,000 $155,000 $280 5.88%
Morgan City, LA (FHA|USDA|VA) 1 $155,000 $155,000 $2,025 5.63%
Clinton, IA (FHA|USDA|VA) 1 $155,000 $155,000 $5,422 4.75%
Shelby, NC (FHA|USDA|VA) 1 $155,000 $155,000 $6,165 4.75%
Fredericksburg, TX (FHA|USDA|VA) 1 $155,000 $155,000 $4,693 4.75%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $150,000 $75,000 $2,475 5.63%
Kinston, NC (FHA|USDA|VA) 1 $145,000 $145,000 $2,577 4.75%
Wilmington, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,721 5.50%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $145,000 $145,000 $4,895 4.88%
New Castle, IN (FHA|USDA|VA) 1 $145,000 $145,000 $5,929 4.88%
Columbus, MS (FHA|USDA|VA) 1 $145,000 $145,000 $7,002 5.25%
Frankfort, KY (FHA|USDA|VA) 2 $140,000 $70,000 $0 5.50%
JONESBORO, AR (FHA|USDA|VA) 1 $135,000 $135,000 $2,589 3.88%
MUNCIE, IN (FHA|USDA|VA) 1 $135,000 $135,000 $2,413 5.00%
Mount Pleasant, MI (FHA|USDA|VA) 1 $135,000 $135,000 $2,398 5.13%
Athens, OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,773 5.38%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $135,000 $135,000 $9,249 4.00%
New Ulm, MN (FHA|USDA|VA) 1 $135,000 $135,000 $2,288 5.00%
Point Pleasant, WV-OH (FHA|USDA|VA) 1 $135,000 $135,000 $2,885 5.13%
DALTON, GA (FHA|USDA|VA) 1 $135,000 $135,000 $5,101 4.38%
Owatonna, MN (FHA|USDA|VA) 1 $135,000 $135,000 $126 4.63%
Bennettsville, SC (FHA|USDA|VA) 2 $130,000 $65,000 $2,254 5.50%
CARBONDALE-MARION, IL (FHA|USDA|VA) 2 $130,000 $65,000 $1,528 4.94%
Austin, MN (FHA|USDA|VA) 2 $130,000 $65,000 $2,812 5.63%
Kerrville, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,056 5.13%
Nogales, AZ (FHA|USDA|VA) 1 $125,000 $125,000 $6,392 4.88%
ERIE, PA (FHA|USDA|VA) 1 $125,000 $125,000 $2,168 5.50%
Danville, VA (FHA|USDA|VA) 1 $125,000 $125,000 $1,283 4.88%
Huntingdon, PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,027 5.13%
Sanford, NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,469 5.25%
VICTORIA, TX (FHA|USDA|VA) 1 $125,000 $125,000 $2,683 5.00%
Lock Haven, PA (FHA|USDA|VA) 1 $125,000 $125,000 $4,379 5.50%
Effingham, IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,102 5.00%
LIMA, OH (FHA|USDA|VA) 1 $115,000 $115,000 $2,900 5.38%
BINGHAMTON, NY (FHA|USDA|VA) 1 $115,000 $115,000 $4,918 4.13%
SYRACUSE, NY (FHA|USDA|VA) 1 $115,000 $115,000 $3,073 4.38%
Stevens Point, WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,257 4.38%
Stephenville, TX (FHA|USDA|VA) 1 $115,000 $115,000 $2,027 4.75%
Pecos, TX (FHA|USDA|VA) 1 $115,000 $115,000 $2,871 4.50%
Dayton, TN (FHA|USDA|VA) 1 $105,000 $105,000 $3,684 6.25%
GOLDSBORO, NC (FHA|USDA|VA) 1 $105,000 $105,000 $2,574 5.25%
OWENSBORO, KY (FHA|USDA|VA) 1 $105,000 $105,000 $2,078 4.63%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $105,000 $105,000 $2,437 5.88%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $95,000 $95,000 $1,798 5.50%
Lewistown, PA (FHA|USDA|VA) 1 $95,000 $95,000 $1,701 5.63%
Branson, MO (FHA|USDA|VA) 1 $95,000 $95,000 $2,938 5.25%
Okeechobee, FL (FHA|USDA|VA) 1 $95,000 $95,000 $3,964 4.50%
BAY CITY, MI (FHA|USDA|VA) 1 $95,000 $95,000 $641 5.50%
Huntsville, TX (FHA|USDA|VA) 1 $95,000 $95,000 $2,977 5.50%
Pearsall, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.88%
Greenville, MS (FHA|USDA|VA) 1 $95,000 $95,000 $672 5.25%
Beatrice, NE (FHA|USDA|VA) 1 $85,000 $85,000 $4,509 5.00%
Starkville, MS (FHA|USDA|VA) 1 $85,000 $85,000 $6,485 5.00%
Gaffney, SC (FHA|USDA|VA) 1 $85,000 $85,000 $2,533 5.00%
Laurinburg, NC (FHA|USDA|VA) 1 $85,000 $85,000 $556 4.25%
Wilson, NC (FHA|USDA|VA) 1 $85,000 $85,000 $1,026 5.38%
Carroll, IA (FHA|USDA|VA) 1 $75,000 $75,000 $733 4.88%
Frankfort, IN (FHA|USDA|VA) 1 $75,000 $75,000 $625 4.99%
Seymour, IN (FHA|USDA|VA) 1 $75,000 $75,000 $3,843 4.63%
THE VILLAGES, FL (FHA|USDA|VA) 1 $75,000 $75,000 $1,326 5.38%
Marion, IN (FHA|USDA|VA) 1 $75,000 $75,000 $1,910 5.63%
LAFAYETTE, LA (FHA|USDA|VA) 1 $75,000 $75,000 $3,242 4.50%
Lebanon, NH-VT (FHA|USDA|VA) 1 $75,000 $75,000 $2,743 4.75%
Salina, KS (FHA|USDA|VA) 1 $75,000 $75,000 $3,542 5.25%
Peru, IN (FHA|USDA|VA) 1 $65,000 $65,000 $4,444 4.88%
Portales, NM (FHA|USDA|VA) 1 $65,000 $65,000 $4,896 5.75%
DECATUR, IL (FHA|USDA|VA) 1 $65,000 $65,000 $433 4.99%
Danville, KY (FHA|USDA|VA) 1 $55,000 $55,000 $573 5.13%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $55,000 $55,000 $3,116 5.25%
Oil City, PA (FHA|USDA|VA) 1 $55,000 $55,000 $2,624 5.25%
Paducah, KY-IL (FHA|USDA|VA) 1 $45,000 $45,000 $1,564 5.13%
Marietta, OH (FHA|USDA|VA) 1 $45,000 $45,000 $2,417 5.38%
Kennett, MO (FHA|USDA|VA) 1 $35,000 $35,000 $393 5.00%
Ashtabula, OH (FHA|USDA|VA) 1 $25,000 $25,000 $2,422 4.75%
Finance Of America Mortgage's top markets include Los Angeles, Sacramento, Portland, Seattle, and San Francisco among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 28,381 $8,253,445,000 $290,809 $4,684 4.85%
    FHA 9,348 $2,374,750,000 $254,038 $8,318 4.87%
    VA 2,613 $860,545,000 $329,332 $7,554 4.65%
    USDA 517 $88,535,000 $171,248 $4,324 4.81%

    For 2018, Finance Of America Mortgage's most frequently originated type of loan was Conventional, with 28,381 originations. Their 2nd most popular type was FHA, with 9,348 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 31,776 $8,794,200,000 $276,756 $5,878 4.86%
    Cash Out Refi 5,858 $1,778,780,000 $303,650 $5,554 4.84%
    Refi 2,718 $873,410,000 $321,343 $4,608 4.61%
    Other 471 $122,155,000 $259,352 $4,660 5.00%
    Home Improvement 36 $8,730,000 $242,500 $3,941 5.03%

    For 2018, Finance Of America Mortgage's most frequently cited loan purpose was Home Purchase, with 31,776 originations. The 2nd most popular reason was Cash Out Refi, with 5,858 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 38,465 $11,149,645,000 $289,865 $5,858 4.85%
    15 Year 1,190 $287,730,000 $241,790 $4,244 4.17%
    10 Year 604 $12,760,000 $21,126 $445 6.71%
    20 Year 423 $102,995,000 $243,487 $3,899 4.56%
    5 Year 88 $1,230,000 $13,977 $0 0.00%
    Other 88 $22,900,000 $260,227 $4,999 4.68%
    3 Year 1 $15,000 $15,000 $0 0.00%

    For 2018, Finance Of America Mortgage's most frequently cited loan duration was 30 Year, with 38,465 originations. The 2nd most popular length was 15 Year, with 1,190 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 13,811 $4,171,805,000 $302,064
    $<1k 12,842 $3,121,720,000 $243,087
    $2k-3k 4,871 $1,344,285,000 $275,977
    $5k+ 3,466 $1,498,420,000 $432,320
    $3k-4k 2,859 $845,425,000 $295,707
    $4k-5k 1,751 $583,785,000 $333,401

    Finance Of America Mortgage's average total fees were $5,858, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 13,811 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 25,506 $7,890,920,000 $309,375
    5-6% 11,229 $2,958,015,000 $263,426
    3-4% 2,013 $653,915,000 $324,846
    <2.5% 347 $3,555,000 $10,245
    7-8% 269 $2,355,000 $8,755
    6-7% 228 $54,260,000 $237,982
    2.5-3% 8 $2,420,000 $302,500

    During 2018, Finance Of America Mortgage's average interest rate for loans was 4.85%, while their most frequently originated rate bucket for loans was 4-5%, with 25,506 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 18,595 $5,365,415,000 $288,541 $6,084 4.81%
    $100k-200k 9,840 $1,517,200,000 $154,187 $4,090 4.93%
    $400k-600k 6,535 $3,050,295,000 $466,763 $7,585 4.75%
    $100,000 or less 3,954 $158,460,000 $40,076 $1,946 5.05%
    $600k-1MM 1,710 $1,194,310,000 $698,427 $9,519 4.76%
    $1MM+ 225 $291,595,000 $1,295,978 $10,283 4.66%

    2018 saw Finance Of America Mortgage place emphasis on $200k-400k loans with 18,595 originations, totaling $5,365,415,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 10,053 $2,078,435,000 $206,748 $5,283 4.89%
    $100k-150k 9,144 $3,103,750,000 $339,430 $6,394 4.80%
    $75k-100k 8,262 $2,229,320,000 $269,828 $6,017 4.82%
    $50k or less 6,022 $824,150,000 $136,857 $4,096 4.95%
    $150k-250k 5,479 $2,327,085,000 $424,728 $6,354 4.80%
    $250k+ 1,822 $991,960,000 $544,435 $6,681 4.77%

    Finance Of America Mortgage lent most frequently to those with incomes in the $50k-75k range, with 10,053 originations. The second most popular income band? $100k-150k, with 9,144 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 6,183 $1,781,375,000 $288,109 $5,122 4.80%
    20-30% 5,335 $1,512,545,000 $283,514 $4,894 4.77%
    50-60% 3,232 $962,320,000 $297,748 $8,848 4.82%
    49% 2,517 $759,245,000 $301,647 $6,034 4.88%
    44% 1,969 $583,405,000 $296,295 $5,905 4.91%
    42% 1,822 $583,760,000 $320,395 $5,866 4.84%
    48% 1,759 $527,035,000 $299,622 $5,827 4.86%
    43% 1,705 $486,455,000 $285,311 $5,931 4.90%
    47% 1,700 $498,430,000 $293,194 $5,947 4.85%
    41% 1,686 $507,630,000 $301,085 $5,723 4.84%
    45% 1,592 $453,910,000 $285,119 $5,764 4.90%
    46% 1,587 $461,815,000 $290,999 $5,947 4.91%
    40% 1,582 $470,370,000 $297,326 $5,519 4.82%
    39% 1,483 $448,925,000 $302,714 $5,550 4.81%
    38% 1,413 $434,155,000 $307,258 $5,602 4.86%
    37% 1,264 $379,650,000 $300,356 $5,432 4.84%
    36% 1,248 $356,450,000 $285,617 $5,274 4.83%
    <20% 1,232 $328,710,000 $266,810 $4,416 4.73%
    >60% 68 $27,560,000 $405,294 $8,129 4.68%

    Finance Of America Mortgage lent most frequently to those with DTI ratios of 30-36%, with 6,183 originations. The next most common DTI ratio? 20-30%, with 5,335 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 30,219 $8,204,675,000 $271,507 $5,584 4.85%
    Not provided 5,615 $1,873,855,000 $333,723 $6,186 4.81%
    Asian 2,373 $810,815,000 $341,684 $5,789 4.74%
    Black 2,042 $504,240,000 $246,934 $6,364 4.95%
    American Indian 240 $63,390,000 $264,125 $6,077 4.84%
    Native Hawaiian or Islander 149 $48,605,000 $326,208 $6,895 4.87%
    Filipino 56 $19,030,000 $339,821 $7,924 4.96%
    Asian Indian 57 $17,905,000 $314,123 $5,304 4.77%
    Other Asian 37 $12,595,000 $340,405 $5,578 4.76%
    Chinese 19 $7,445,000 $391,842 $4,790 4.68%
    Other Pacific Islander 11 $3,875,000 $352,273 $6,298 4.92%
    Not applicable 14 $3,700,000 $264,286 $5,504 4.14%
    Vietnamese 10 $2,510,000 $251,000 $4,197 4.87%
    Japanese 11 $2,415,000 $219,545 $3,960 5.09%
    Korean 5 $1,905,000 $381,000 $4,612 4.60%
    Native Hawaiian 1 $315,000 $315,000 $11,825 5.25%

    Approval Rates

    Total approvals of all applications
    93.51%

    Finance Of America Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    75.00%

    Finance Of America Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 40,859 $11,577,275,000 $283,347

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 725 $121,065,000 $166,986
    Single Family (1-4 Units):Site-Built 40,134 $11,456,210,000 $285,449

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,078 $244,890,000 $227,171 $4,375 4.68%
    40-60% 3,244 $983,700,000 $303,237 $4,739 4.68%
    60-80% 11,280 $3,702,680,000 $328,252 $5,202 4.86%
    80-100% 22,085 $6,330,835,000 $286,658 $6,237 4.86%
    Over 100% 895 $274,855,000 $307,101 $10,780 4.78%
    Under 20% 2,247 $37,995,000 $16,909 $603 5.00%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    Finance of America Mortgage LLC FHA mortgage Closing on a mortgage 1 7.7%
    Finance of America Mortgage LLC FHA mortgage Trouble during payment process 2 15.4%
    Finance of America Mortgage LLC Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 2 15.4%
    Finance of America Mortgage LLC Other type of mortgage Closing on a mortgage 1 7.7%
    Finance of America Mortgage LLC Conventional home mortgage Closing on a mortgage 4 30.8%
    Finance of America Mortgage LLC Conventional home mortgage Trouble during payment process 2 15.4%
    Finance of America Mortgage LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 7.7%