Finance Of America Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300MXJA09WZJ0DV55

Tax ID: 23-2769131

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Mortgage Data

Review & Overview

Finance Of America Mortgage is a large mortgage company specializing in Home Purchase and Refi loans. Finance Of America Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Sacramento, Portland, Seattle, and Phoenix among others. We have data for 545 markets. (Some data included below & more in-depth data is available with an active subscription.)

Finance Of America Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Finance Of America Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 7.99% 12/16/24
30 Year Conventional Purchase 6.80% 12/16/24
30 Year Conventional Refi 6.48% 12/16/24
30 Year Cash-out Refi 6.72% 12/16/24
30 Year FHA Purchase 7.38% 12/16/24
30 Year FHA Refi 7.06% 12/16/24
30 Year VA Purchase 6.22% 12/16/24
30 Year VA Refi 5.69% 12/16/24
30 Year USDA Purchase 6.77% 12/16/24
30 Year USDA Refi 6.62% 12/16/24
15 Year Conventional Purchase 6.18% 12/16/24
15 Year Conventional Refi 5.83% 12/16/24
15 Year Cash-out Refi 5.83% 12/16/24
15 Year FHA Refi 5.68% 12/16/24
15 Year VA Purchase 5.68% 12/16/24
15 Year VA Refi 5.40% 12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Finance Of America Mortgage Mortgage Calculator






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This is not an official calculator from Finance Of America Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

49,939

Origination Dollar Volume (All Markets)

$15,356,645,000
Show all (28) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 4,827 $2,316,025,000 $479,806 $6,806 4.10%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 3,832 $1,285,540,000 $335,475 $5,939 4.03%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2,549 $836,415,000 $328,135 $5,964 4.17%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 2,196 $830,400,000 $378,142 $6,618 3.92%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 2,814 $715,810,000 $254,375 $5,062 4.17%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1,402 $691,030,000 $492,889 $6,557 4.10%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1,409 $658,245,000 $467,172 $6,686 4.03%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1,575 $481,755,000 $305,876 $6,503 4.04%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1,859 $462,655,000 $248,873 $5,455 4.18%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,257 $431,965,000 $343,648 $7,310 4.20%
STOCKTON, CA (FHA|USDA|VA) 934 $251,000,000 $268,737 $6,508 3.85%
Outside of Metro Areas 1,176 $241,580,000 $205,425 $5,170 4.30%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 417 $230,865,000 $553,633 $6,109 4.09%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 870 $223,660,000 $257,080 $5,514 4.25%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 811 $214,455,000 $264,433 $5,898 4.29%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 412 $202,060,000 $490,437 $6,761 4.06%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 596 $155,770,000 $261,359 $4,268 4.13%
BOISE CITY, ID (FHA|USDA|VA) 628 $152,930,000 $243,519 $5,886 4.23%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 445 $150,945,000 $339,202 $5,363 4.19%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 475 $150,285,000 $316,389 $5,681 4.11%
SALINAS, CA (FHA|USDA|VA) 329 $134,505,000 $408,830 $7,793 4.19%
RENO, NV (FHA|USDA|VA) 446 $129,810,000 $291,054 $5,135 4.23%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 327 $126,965,000 $388,272 $5,102 3.95%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 503 $119,325,000 $237,227 $4,736 3.98%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 651 $117,945,000 $181,175 $6,091 4.20%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 637 $117,025,000 $183,713 $3,773 4.36%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 456 $116,720,000 $255,965 $4,965 4.18%
ALBUQUERQUE, NM (FHA|USDA|VA) 674 $112,300,000 $166,617 $4,394 4.52%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 232 $107,140,000 $461,810 $6,695 4.19%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 436 $105,630,000 $242,271 $4,885 3.99%
VALLEJO, CA (FHA|USDA|VA) 271 $99,785,000 $368,210 $6,899 4.01%
URBAN HONOLULU, HI (FHA|USDA|VA) 163 $87,345,000 $535,859 $10,188 3.88%
SALT LAKE CITY, UT (FHA|USDA|VA) 296 $83,420,000 $281,824 $5,343 4.37%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 152 $80,550,000 $529,934 $6,044 4.08%
Truckee-Grass Valley, CA (FHA|USDA|VA) 206 $67,950,000 $329,854 $5,938 4.24%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 388 $66,590,000 $171,624 $4,201 4.50%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 303 $65,745,000 $216,980 $5,535 3.63%
MODESTO, CA (FHA|USDA|VA) 261 $64,245,000 $246,149 $6,226 3.91%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 390 $61,050,000 $156,538 $4,452 4.41%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 163 $60,265,000 $369,724 $5,170 4.23%
VISALIA, CA (FHA|USDA|VA) 187 $59,395,000 $317,620 $5,633 4.21%
BAKERSFIELD, CA (FHA|USDA|VA) 212 $56,450,000 $266,274 $5,440 4.11%
YUBA CITY, CA (FHA|USDA|VA) 234 $55,980,000 $239,231 $5,852 4.00%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 99 $54,815,000 $553,687 $6,998 4.19%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 193 $54,235,000 $281,010 $4,944 4.18%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 339 $50,515,000 $149,012 $4,618 4.31%
FRESNO, CA (FHA|USDA|VA) 180 $48,520,000 $269,556 $5,247 4.10%
KANSAS CITY, MO-KS (FHA|USDA|VA) 221 $47,125,000 $213,235 $3,284 4.34%
SALEM, OR (FHA|USDA|VA) 175 $45,155,000 $258,029 $5,591 4.26%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 144 $43,440,000 $301,667 $6,202 4.29%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 87 $40,525,000 $465,805 $6,222 4.31%
BEND, OR (FHA|USDA|VA) 134 $39,900,000 $297,761 $5,846 4.35%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 184 $39,230,000 $213,207 $5,848 4.49%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 144 $38,310,000 $266,042 $5,544 4.44%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 145 $37,605,000 $259,345 $3,993 4.01%
APPLETON, WI (FHA|USDA|VA) 227 $37,565,000 $165,485 $3,236 4.41%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 187 $36,885,000 $197,246 $5,762 4.23%
FLORENCE, SC (FHA|USDA|VA) 249 $36,095,000 $144,960 $5,652 4.33%
WINCHESTER, VA-WV (FHA|USDA|VA) 144 $33,110,000 $229,931 $5,334 4.38%
PROVO-OREM, UT (FHA|USDA|VA) 112 $31,630,000 $282,411 $5,651 4.30%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 134 $31,230,000 $233,060 $5,391 4.19%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 96 $30,970,000 $322,604 $5,258 3.96%
Gardnerville Ranchos, NV (FHA|USDA|VA) 92 $30,590,000 $332,500 $5,285 4.15%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 62 $30,100,000 $485,484 $7,004 4.12%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 121 $28,705,000 $237,231 $5,623 4.11%
Winnemucca, NV (FHA|USDA|VA) 156 $28,470,000 $182,500 $6,569 4.25%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 140 $28,360,000 $202,571 $4,061 3.83%
PITTSBURGH, PA (FHA|USDA|VA) 137 $28,335,000 $206,825 $4,692 4.07%
Eureka-Arcata, CA (FHA|USDA|VA) 104 $27,820,000 $267,500 $5,272 3.96%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 70 $26,350,000 $376,429 $5,420 4.05%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 110 $25,210,000 $229,182 $6,761 4.28%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 170 $24,910,000 $146,529 $4,237 4.47%
COLORADO SPRINGS, CO (FHA|USDA|VA) 92 $24,710,000 $268,587 $5,099 4.12%
TYLER, TX (FHA|USDA|VA) 131 $24,145,000 $184,313 $3,957 4.49%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 85 $23,725,000 $279,118 $4,852 4.34%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 114 $23,450,000 $205,702 $4,904 4.14%
GREEN BAY, WI (FHA|USDA|VA) 148 $23,260,000 $157,162 $3,132 4.55%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 84 $22,860,000 $272,143 $6,063 3.84%
Fernley, NV (FHA|USDA|VA) 93 $22,795,000 $245,108 $5,710 4.25%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 165 $21,785,000 $132,030 $3,088 4.45%
LONGVIEW, WA (FHA|USDA|VA) 95 $21,445,000 $225,737 $5,326 3.52%
TUCSON, AZ (FHA|USDA|VA) 92 $20,970,000 $227,935 $5,108 4.05%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 82 $20,620,000 $251,463 $5,010 4.66%
Ukiah, CA (FHA|USDA|VA) 69 $20,555,000 $297,899 $8,635 4.10%
EAST STROUDSBURG, PA (FHA|USDA|VA) 130 $20,430,000 $157,154 $5,496 4.26%
MADERA, CA (FHA|USDA|VA) 60 $20,330,000 $338,833 $5,529 4.14%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 62 $20,140,000 $324,839 $6,275 4.07%
JACKSONVILLE, FL (FHA|USDA|VA) 91 $19,605,000 $215,440 $5,560 4.50%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 77 $19,295,000 $250,584 $5,244 4.23%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 112 $18,710,000 $167,054 $4,565 4.47%
ALBANY-LEBANON, OR (FHA|USDA|VA) 79 $18,345,000 $232,215 $6,050 4.37%
ANCHORAGE, AK (FHA|USDA|VA) 63 $17,945,000 $284,841 $7,435 3.83%
Elko, NV (FHA|USDA|VA) 74 $17,190,000 $232,297 $5,154 4.30%
WENATCHEE, WA (FHA|USDA|VA) 62 $17,120,000 $276,129 $5,531 4.23%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 148 $17,030,000 $115,068 $3,979 3.79%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 60 $16,830,000 $280,500 $5,286 4.16%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 60 $16,330,000 $272,167 $5,491 4.38%
YAKIMA, WA (FHA|USDA|VA) 95 $16,325,000 $171,842 $5,314 3.51%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 124 $16,290,000 $131,371 $3,946 4.88%
CHICO, CA (FHA|USDA|VA) 71 $16,095,000 $226,690 $4,401 4.17%
PUNTA GORDA, FL (FHA|USDA|VA) 87 $15,825,000 $181,897 $5,715 4.73%
PUEBLO, CO (FHA|USDA|VA) 96 $15,360,000 $160,000 $5,585 4.30%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 73 $14,735,000 $201,849 $4,651 4.42%
RALEIGH-CARY, NC (FHA|USDA|VA) 43 $14,665,000 $341,047 $3,387 3.73%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 74 $14,500,000 $195,946 $5,167 4.42%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 44 $14,320,000 $325,455 $6,221 4.37%
MERCED, CA (FHA|USDA|VA) 65 $14,065,000 $216,385 $6,178 3.97%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 63 $13,605,000 $215,952 $6,236 4.49%
NAPA, CA (FHA|USDA|VA) 27 $13,575,000 $502,778 $6,687 4.21%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 42 $13,530,000 $322,143 $3,923 4.05%
CARSON CITY, NV (FHA|USDA|VA) 54 $13,440,000 $248,889 $4,909 4.12%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 89 $13,425,000 $150,843 $4,520 4.55%
LANCASTER, PA (FHA|USDA|VA) 68 $13,090,000 $192,500 $5,553 4.30%
LOGAN, UT-ID (FHA|USDA|VA) 49 $13,065,000 $266,633 $4,936 3.79%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 34 $13,010,000 $382,647 $6,881 4.21%
READING, PA (FHA|USDA|VA) 67 $12,905,000 $192,612 $6,255 4.38%
OCEAN CITY, NJ (FHA|USDA|VA) 37 $12,845,000 $347,162 $4,767 4.34%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 55 $12,515,000 $227,545 $3,088 4.09%
COLUMBIA, SC (FHA|USDA|VA) 65 $12,455,000 $191,615 $4,846 4.25%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 64 $12,390,000 $193,594 $4,859 4.64%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 55 $11,885,000 $216,091 $4,940 3.77%
WORCESTER, MA-CT (FHA|USDA|VA) 45 $11,685,000 $259,667 $5,734 4.60%
RICHMOND, VA (FHA|USDA|VA) 46 $11,590,000 $251,957 $4,806 4.21%
SPARTANBURG, SC (FHA|USDA|VA) 68 $11,590,000 $170,441 $4,494 4.55%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 38 $11,040,000 $290,526 $5,630 4.13%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 63 $10,865,000 $172,460 $4,510 4.34%
BELLINGHAM, WA (FHA|USDA|VA) 34 $10,780,000 $317,059 $4,045 4.09%
GREELEY, CO (FHA|USDA|VA) 41 $10,455,000 $255,000 $6,250 3.67%
Outside of Metro Areas 36 $10,280,000 $285,556 $5,723 4.18%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 73 $9,745,000 $133,493 $4,526 4.90%
FLAGSTAFF, AZ (FHA|USDA|VA) 31 $8,775,000 $283,065 $5,219 3.98%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 44 $8,590,000 $195,227 $6,230 4.88%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 38 $8,430,000 $221,842 $5,804 4.34%
Roseburg, OR (FHA|USDA|VA) 39 $8,295,000 $212,692 $6,056 4.41%
EAU CLAIRE, WI (FHA|USDA|VA) 55 $8,145,000 $148,091 $4,676 4.38%
YORK-HANOVER, PA (FHA|USDA|VA) 32 $7,990,000 $249,688 $7,207 4.52%
Shelton, WA (FHA|USDA|VA) 32 $7,870,000 $245,938 $5,001 3.80%
SPRINGFIELD, MA (FHA|USDA|VA) 38 $7,830,000 $206,053 $5,126 4.28%
Coos Bay, OR (FHA|USDA|VA) 33 $7,775,000 $235,606 $5,700 4.23%
KNOXVILLE, TN (FHA|USDA|VA) 42 $7,370,000 $175,476 $4,968 3.74%
ST. GEORGE, UT (FHA|USDA|VA) 24 $7,170,000 $298,750 $5,297 4.29%
SANTA FE, NM (FHA|USDA|VA) 31 $7,155,000 $230,806 $5,728 4.69%
ROCHESTER, NY (FHA|USDA|VA) 45 $7,125,000 $158,333 $4,292 4.18%
Holland, MI (FHA|USDA|VA) 37 $7,075,000 $191,216 $4,248 4.51%
ASHEVILLE, NC (FHA|USDA|VA) 29 $6,705,000 $231,207 $4,420 4.34%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 40 $6,580,000 $164,500 $3,875 4.23%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 22 $6,570,000 $298,636 $5,727 3.90%
CORVALLIS, OR (FHA|USDA|VA) 20 $6,330,000 $316,500 $6,254 4.42%
The Dalles, OR (FHA|USDA|VA) 29 $5,965,000 $205,690 $6,005 4.54%
Clearlake, CA (FHA|USDA|VA) 31 $5,815,000 $187,581 $6,927 4.21%
Newport, OR (FHA|USDA|VA) 23 $5,795,000 $251,957 $5,946 4.44%
Oak Harbor, WA (FHA|USDA|VA) 17 $5,555,000 $326,765 $5,861 4.25%
FORT COLLINS, CO (FHA|USDA|VA) 18 $5,520,000 $306,667 $4,003 4.10%
ST. LOUIS, MO-IL (FHA|USDA|VA) 22 $5,490,000 $249,545 $3,367 4.36%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 19 $5,305,000 $279,211 $2,991 3.67%
Ellensburg, WA (FHA|USDA|VA) 16 $5,270,000 $329,375 $6,467 4.20%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 32 $5,180,000 $161,875 $4,339 4.46%
Athens, TX (FHA|USDA|VA) 31 $4,925,000 $158,871 $4,605 4.42%
Marinette, WI-MI (FHA|USDA|VA) 41 $4,905,000 $119,634 $2,936 4.61%
MEDFORD, OR (FHA|USDA|VA) 20 $4,870,000 $243,500 $4,113 4.09%
Payson, AZ (FHA|USDA|VA) 21 $4,845,000 $230,714 $4,440 4.45%
Fallon, NV (FHA|USDA|VA) 22 $4,820,000 $219,091 $6,661 4.02%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 25 $4,795,000 $191,800 $6,032 4.31%
REDDING, CA (FHA|USDA|VA) 19 $4,755,000 $250,263 $4,465 3.88%
BOULDER, CO (FHA|USDA|VA) 13 $4,475,000 $344,231 $3,752 4.02%
COLUMBUS, OH (FHA|USDA|VA) 14 $4,430,000 $316,429 $4,256 4.25%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 22 $4,330,000 $196,818 $2,653 4.57%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 17 $4,305,000 $253,235 $2,828 4.52%
Prineville, OR (FHA|USDA|VA) 14 $4,010,000 $286,429 $5,590 4.59%
Hood River, OR (FHA|USDA|VA) 14 $3,980,000 $284,286 $6,514 4.13%
HUNTSVILLE, AL (FHA|USDA|VA) 20 $3,960,000 $198,000 $4,309 4.53%
Bozeman, MT (FHA|USDA|VA) 11 $3,905,000 $355,000 $2,810 3.53%
Hailey, ID (FHA|USDA|VA) 13 $3,875,000 $298,077 $6,050 4.73%
Mountain Home, ID (FHA|USDA|VA) 25 $3,735,000 $149,400 $5,882 4.10%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 13 $3,715,000 $285,769 $4,823 4.27%
SALISBURY, MD-DE (FHA|USDA|VA) 14 $3,680,000 $262,857 $3,587 3.91%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 16 $3,670,000 $229,375 $3,658 4.18%
PORT ST. LUCIE, FL (FHA|USDA|VA) 17 $3,645,000 $214,412 $6,231 4.03%
Show Low, AZ (FHA|USDA|VA) 19 $3,575,000 $188,158 $3,713 4.24%
OKLAHOMA CITY, OK (FHA|USDA|VA) 15 $3,555,000 $237,000 $4,469 4.45%
MUSKEGON, MI (FHA|USDA|VA) 27 $3,425,000 $126,852 $3,142 3.91%
Ontario, OR-ID (FHA|USDA|VA) 20 $3,360,000 $168,000 $4,883 4.37%
Centralia, WA (FHA|USDA|VA) 16 $3,320,000 $207,500 $4,839 3.41%
Breckenridge, CO (FHA|USDA|VA) 10 $3,310,000 $331,000 $6,217 4.15%
Sterling, IL (FHA|USDA|VA) 32 $3,300,000 $103,125 $4,199 4.52%
Sonora, CA (FHA|USDA|VA) 15 $3,285,000 $219,000 $4,846 4.43%
Klamath Falls, OR (FHA|USDA|VA) 18 $3,210,000 $178,333 $4,544 4.42%
Rochelle, IL (FHA|USDA|VA) 20 $3,130,000 $156,500 $4,966 4.47%
LEBANON, PA (FHA|USDA|VA) 13 $3,105,000 $238,846 $5,971 4.36%
STATE COLLEGE, PA (FHA|USDA|VA) 11 $2,855,000 $259,545 $5,964 4.18%
YUMA, AZ (FHA|USDA|VA) 17 $2,775,000 $163,235 $4,099 4.65%
Astoria, OR (FHA|USDA|VA) 8 $2,760,000 $345,000 $5,622 4.47%
IDAHO FALLS, ID (FHA|USDA|VA) 12 $2,650,000 $220,833 $4,902 4.21%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 10 $2,620,000 $262,000 $3,356 4.49%
Heber, UT (FHA|USDA|VA) 7 $2,605,000 $372,143 $5,333 3.77%
WALLA WALLA, WA (FHA|USDA|VA) 11 $2,605,000 $236,818 $5,402 4.14%
SUMTER, SC (FHA|USDA|VA) 22 $2,590,000 $117,727 $4,617 4.37%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 12 $2,580,000 $215,000 $4,770 4.79%
WINSTON-SALEM, NC (FHA|USDA|VA) 9 $2,555,000 $283,889 $2,699 3.97%
Torrington, CT (FHA|USDA|VA) 11 $2,545,000 $231,364 $6,876 4.35%
LONGVIEW, TX (FHA|USDA|VA) 16 $2,520,000 $157,500 $4,046 4.23%
Pahrump, NV (FHA|USDA|VA) 15 $2,485,000 $165,667 $6,453 4.09%
Manitowoc, WI (FHA|USDA|VA) 29 $2,485,000 $85,690 $3,397 4.77%
Jacksonville, TX (FHA|USDA|VA) 13 $2,465,000 $189,615 $4,463 4.66%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 17 $2,405,000 $141,471 $3,402 4.54%
Roswell, NM (FHA|USDA|VA) 29 $2,365,000 $81,552 $3,078 4.25%
MADISON, WI (FHA|USDA|VA) 7 $2,355,000 $336,429 $2,071 4.20%
Red Bluff, CA (FHA|USDA|VA) 11 $2,315,000 $210,455 $4,076 3.85%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 8 $2,290,000 $286,250 $4,127 4.13%
Taos, NM (FHA|USDA|VA) 10 $2,260,000 $226,000 $5,088 4.43%
BATON ROUGE, LA (FHA|USDA|VA) 8 $2,260,000 $282,500 $2,671 3.73%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 11 $2,185,000 $198,636 $7,704 4.14%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 8 $2,130,000 $266,250 $4,350 3.98%
FOND DU LAC, WI (FHA|USDA|VA) 17 $2,125,000 $125,000 $3,485 4.71%
Moses Lake, WA (FHA|USDA|VA) 13 $2,115,000 $162,692 $5,279 3.56%
ANN ARBOR, MI (FHA|USDA|VA) 6 $2,100,000 $350,000 $5,266 3.94%
FLINT, MI (FHA|USDA|VA) 11 $2,085,000 $189,545 $4,719 4.02%
Steamboat Springs, CO (FHA|USDA|VA) 6 $2,060,000 $343,333 $3,415 4.04%
FORT WAYNE, IN (FHA|USDA|VA) 8 $2,060,000 $257,500 $2,692 3.88%
Moscow, ID (FHA|USDA|VA) 6 $2,050,000 $341,667 $2,810 4.04%
Escanaba, MI (FHA|USDA|VA) 12 $2,040,000 $170,000 $4,225 4.39%
TULSA, OK (FHA|USDA|VA) 9 $2,035,000 $226,111 $5,048 4.26%
DULUTH, MN-WI (FHA|USDA|VA) 9 $2,005,000 $222,778 $4,530 4.17%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 7 $1,985,000 $283,571 $6,708 4.23%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 7 $1,985,000 $283,571 $2,635 3.95%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 4 $1,960,000 $490,000 $5,699 3.69%
Hermiston-Pendleton, OR (FHA|USDA|VA) 11 $1,905,000 $173,182 $5,699 4.27%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 11 $1,895,000 $172,273 $3,567 4.26%
WILMINGTON, NC (FHA|USDA|VA) 7 $1,865,000 $266,429 $3,000 4.38%
SAVANNAH, GA (FHA|USDA|VA) 10 $1,860,000 $186,000 $3,642 4.13%
LOUISVILLE, KY (FHA|USDA|VA) 7 $1,835,000 $262,143 $2,652 3.86%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 5 $1,805,000 $361,000 $4,122 4.48%
Susanville, CA (FHA|USDA|VA) 7 $1,765,000 $252,143 $4,667 4.46%
Aberdeen, WA (FHA|USDA|VA) 12 $1,760,000 $146,667 $4,489 3.72%
Richmond-Berea, KY (FHA|USDA|VA) 18 $1,750,000 $97,222 $3,858 4.24%
Ottawa, KS (FHA|USDA|VA) 8 $1,740,000 $217,500 $4,382 4.48%
MIDLAND, TX (FHA|USDA|VA) 7 $1,725,000 $246,429 $6,068 4.34%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 10 $1,720,000 $172,000 $4,123 4.44%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 8 $1,690,000 $211,250 $4,870 4.19%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 10 $1,670,000 $167,000 $6,822 3.95%
GRANTS PASS, OR (FHA|USDA|VA) 7 $1,645,000 $235,000 $5,733 4.62%
WICHITA, KS (FHA|USDA|VA) 10 $1,640,000 $164,000 $4,044 4.34%
Jefferson, GA (FHA|USDA|VA) 6 $1,640,000 $273,333 $2,980 4.19%
Kalispell, MT (FHA|USDA|VA) 6 $1,640,000 $273,333 $7,633 3.85%
GREENVILLE, NC (FHA|USDA|VA) 10 $1,640,000 $164,000 $2,456 4.83%
TWIN FALLS, ID (FHA|USDA|VA) 7 $1,615,000 $230,714 $4,932 4.43%
Glenwood Springs, CO (FHA|USDA|VA) 3 $1,595,000 $531,667 $5,280 3.42%
Shawano, WI (FHA|USDA|VA) 9 $1,485,000 $165,000 $2,940 4.65%
Big Rapids, MI (FHA|USDA|VA) 8 $1,480,000 $185,000 $3,279 4.14%
Danville, KY (FHA|USDA|VA) 19 $1,455,000 $76,579 $3,382 4.93%
Dixon, IL (FHA|USDA|VA) 8 $1,430,000 $178,750 $3,337 4.28%
EL PASO, TX (FHA|USDA|VA) 7 $1,405,000 $200,714 $3,692 4.28%
Hilo, HI (FHA|USDA|VA) 4 $1,390,000 $347,500 $4,113 4.44%
Sandpoint, ID (FHA|USDA|VA) 4 $1,380,000 $345,000 $4,887 4.34%
Vernal, UT (FHA|USDA|VA) 6 $1,320,000 $220,000 $6,550 4.98%
Muscatine, IA (FHA|USDA|VA) 10 $1,290,000 $129,000 $2,837 4.16%
Boone, NC (FHA|USDA|VA) 3 $1,275,000 $425,000 $3,468 3.50%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 7 $1,275,000 $182,143 $4,673 4.36%
Dodge City, KS (FHA|USDA|VA) 10 $1,270,000 $127,000 $3,802 5.53%
Pottsville, PA (FHA|USDA|VA) 9 $1,255,000 $139,444 $6,047 4.38%
MISSOULA, MT (FHA|USDA|VA) 4 $1,240,000 $310,000 $1,731 3.88%
Faribault-Northfield, MN (FHA|USDA|VA) 6 $1,230,000 $205,000 $5,396 4.44%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 6 $1,220,000 $203,333 $3,223 5.10%
Brainerd, MN (FHA|USDA|VA) 3 $1,215,000 $405,000 $3,727 4.54%
Key West, FL (FHA|USDA|VA) 3 $1,215,000 $405,000 $5,089 3.63%
GAINESVILLE, FL (FHA|USDA|VA) 7 $1,215,000 $173,571 $4,670 4.41%
FARGO, ND-MN (FHA|USDA|VA) 3 $1,205,000 $401,667 $3,182 4.54%
AMES, IA (FHA|USDA|VA) 6 $1,190,000 $198,333 $5,096 4.65%
Maysville, KY (FHA|USDA|VA) 14 $1,190,000 $85,000 $3,197 4.17%
LAWRENCE, KS (FHA|USDA|VA) 6 $1,190,000 $198,333 $4,176 4.83%
Los Alamos, NM (FHA|USDA|VA) 4 $1,190,000 $297,500 $3,674 3.56%
LAS CRUCES, NM (FHA|USDA|VA) 6 $1,180,000 $196,667 $5,151 3.85%
Menomonie, WI (FHA|USDA|VA) 7 $1,165,000 $166,429 $4,891 4.55%
ROCHESTER, MN (FHA|USDA|VA) 8 $1,140,000 $142,500 $4,337 4.63%
La Grande, OR (FHA|USDA|VA) 7 $1,135,000 $162,143 $4,801 4.07%
BATTLE CREEK, MI (FHA|USDA|VA) 4 $1,110,000 $277,500 $5,837 4.28%
LEWISTON, ID-WA (FHA|USDA|VA) 6 $1,110,000 $185,000 $5,052 4.54%
NILES, MI (FHA|USDA|VA) 7 $1,095,000 $156,429 $3,438 4.38%
AKRON, OH (FHA|USDA|VA) 5 $1,095,000 $219,000 $2,914 3.90%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 7 $1,085,000 $155,000 $2,951 3.75%
COLUMBIA, MO (FHA|USDA|VA) 4 $1,080,000 $270,000 $2,204 3.78%
LAREDO, TX (FHA|USDA|VA) 6 $1,070,000 $178,333 $7,191 3.75%
Durango, CO (FHA|USDA|VA) 4 $1,060,000 $265,000 $4,969 4.31%
EL CENTRO, CA (FHA|USDA|VA) 5 $1,045,000 $209,000 $4,321 4.35%
FAYETTEVILLE, NC (FHA|USDA|VA) 4 $1,040,000 $260,000 $7,136 4.09%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 5 $995,000 $199,000 $5,460 4.45%
New Castle, PA (FHA|USDA|VA) 7 $985,000 $140,714 $4,806 4.45%
Georgetown, SC (FHA|USDA|VA) 5 $985,000 $197,000 $5,881 4.35%
ROCKFORD, IL (FHA|USDA|VA) 6 $960,000 $160,000 $4,991 4.52%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 5 $955,000 $191,000 $5,040 4.20%
Newberry, SC (FHA|USDA|VA) 4 $950,000 $237,500 $2,842 3.84%
Carlsbad-Artesia, NM (FHA|USDA|VA) 4 $950,000 $237,500 $2,517 5.16%
Brookings, OR (FHA|USDA|VA) 3 $935,000 $311,667 $5,481 4.04%
Mason City, IA (FHA|USDA|VA) 4 $930,000 $232,500 $6,787 4.53%
Lebanon, NH-VT (FHA|USDA|VA) 3 $915,000 $305,000 $5,231 4.16%
POCATELLO, ID (FHA|USDA|VA) 6 $910,000 $151,667 $3,648 4.38%
Morehead City, NC (FHA|USDA|VA) 4 $900,000 $225,000 $6,000 3.28%
MIDLAND, MI (FHA|USDA|VA) 6 $900,000 $150,000 $5,770 4.50%
PITTSFIELD, MA (FHA|USDA|VA) 3 $895,000 $298,333 $3,632 3.71%
Cedar City, UT (FHA|USDA|VA) 4 $880,000 $220,000 $4,848 4.06%
Iron Mountain, MI-WI (FHA|USDA|VA) 9 $865,000 $96,111 $3,261 4.43%
Las Vegas, NM (FHA|USDA|VA) 10 $840,000 $84,000 $4,188 4.61%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 5 $825,000 $165,000 $3,447 4.90%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $810,000 $405,000 $11,248 4.19%
WAUSAU-WESTON, WI (FHA|USDA|VA) 6 $810,000 $135,000 $4,082 4.85%
Whitewater, WI (FHA|USDA|VA) 4 $810,000 $202,500 $2,610 3.72%
Garden City, KS (FHA|USDA|VA) 5 $785,000 $157,000 $6,324 4.85%
Kapaa, HI (FHA|USDA|VA) 2 $780,000 $390,000 $4,894 4.06%
PEORIA, IL (FHA|USDA|VA) 5 $775,000 $155,000 $4,041 4.03%
BILLINGS, MT (FHA|USDA|VA) 2 $770,000 $385,000 $2,080 3.31%
HAMMOND, LA (FHA|USDA|VA) 3 $765,000 $255,000 $5,892 4.00%
Mount Sterling, KY (FHA|USDA|VA) 8 $760,000 $95,000 $2,608 4.94%
ST. CLOUD, MN (FHA|USDA|VA) 3 $755,000 $251,667 $7,455 4.58%
CORPUS CHRISTI, TX (FHA|USDA|VA) 2 $750,000 $375,000 $4,998 4.25%
Palestine, TX (FHA|USDA|VA) 5 $745,000 $149,000 $4,456 4.52%
Easton, MD (FHA|USDA|VA) 2 $740,000 $370,000 $6,077 3.81%
Talladega-Sylacauga, AL (FHA|USDA|VA) 7 $725,000 $103,571 $3,564 5.45%
RACINE, WI (FHA|USDA|VA) 4 $720,000 $180,000 $3,256 4.44%
MUNCIE, IN (FHA|USDA|VA) 6 $720,000 $120,000 $5,239 4.13%
MORRISTOWN, TN (FHA|USDA|VA) 3 $705,000 $235,000 $8,723 3.88%
TOPEKA, KS (FHA|USDA|VA) 7 $685,000 $97,857 $2,612 4.52%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $675,000 $225,000 $3,912 4.46%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $670,000 $335,000 $1,973 3.50%
Concord, NH (FHA|USDA|VA) 2 $670,000 $335,000 $2,435 3.81%
ROANOKE, VA (FHA|USDA|VA) 3 $665,000 $221,667 $3,156 3.75%
Traverse City, MI (FHA|USDA|VA) 2 $660,000 $330,000 $1,938 3.25%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 3 $655,000 $218,333 $7,645 3.79%
Pullman, WA (FHA|USDA|VA) 4 $640,000 $160,000 $3,079 3.41%
STAUNTON, VA (FHA|USDA|VA) 4 $630,000 $157,500 $3,914 4.25%
TOLEDO, OH (FHA|USDA|VA) 2 $630,000 $315,000 $2,804 3.19%
TALLAHASSEE, FL (FHA|USDA|VA) 3 $625,000 $208,333 $5,887 3.96%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $620,000 $310,000 $3,360 3.50%
Oxford, MS (FHA|USDA|VA) 3 $615,000 $205,000 $4,651 4.29%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $610,000 $305,000 $4,053 3.94%
Granbury, TX (FHA|USDA|VA) 2 $610,000 $305,000 $7,985 4.25%
Bennington, VT (FHA|USDA|VA) 2 $600,000 $300,000 $2,549 3.44%
LUBBOCK, TX (FHA|USDA|VA) 3 $595,000 $198,333 $6,199 4.17%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $590,000 $295,000 $2,856 3.81%
GETTYSBURG, PA (FHA|USDA|VA) 2 $590,000 $295,000 $3,103 3.44%
Arcadia, FL (FHA|USDA|VA) 4 $590,000 $147,500 $5,459 4.75%
SHEBOYGAN, WI (FHA|USDA|VA) 4 $590,000 $147,500 $2,301 4.97%
DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $585,000 $117,000 $3,642 4.30%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 3 $585,000 $195,000 $6,835 4.71%
Cambridge, MD (FHA|USDA|VA) 2 $580,000 $290,000 $5,303 3.63%
IOWA CITY, IA (FHA|USDA|VA) 3 $575,000 $191,667 $7,552 4.83%
Fort Dodge, IA (FHA|USDA|VA) 6 $560,000 $93,333 $3,575 4.77%
Kill Devil Hills, NC (FHA|USDA|VA) 2 $560,000 $280,000 $5,224 4.19%
Ruidoso, NM (FHA|USDA|VA) 2 $560,000 $280,000 $5,146 4.00%
Craig, CO (FHA|USDA|VA) 3 $555,000 $185,000 $7,394 3.08%
Warsaw, IN (FHA|USDA|VA) 3 $545,000 $181,667 $2,426 4.04%
Clewiston, FL (FHA|USDA|VA) 3 $525,000 $175,000 $7,105 4.46%
CANTON-MASSILLON, OH (FHA|USDA|VA) 3 $515,000 $171,667 $5,135 3.96%
VALDOSTA, GA (FHA|USDA|VA) 2 $510,000 $255,000 $13,543 4.88%
JOPLIN, MO (FHA|USDA|VA) 2 $510,000 $255,000 $3,901 4.94%
DOTHAN, AL (FHA|USDA|VA) 2 $500,000 $250,000 $9,231 4.06%
Frankfort, KY (FHA|USDA|VA) 5 $495,000 $99,000 $3,116 4.20%
Ardmore, OK (FHA|USDA|VA) 1 $485,000 $485,000 $1,487 3.25%
Albemarle, NC (FHA|USDA|VA) 2 $480,000 $240,000 $6,361 4.06%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $480,000 $240,000 $7,595 3.94%
Cornelia, GA (FHA|USDA|VA) 2 $480,000 $240,000 $2,730 4.50%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $480,000 $240,000 $4,425 4.63%
DOVER, DE (FHA|USDA|VA) 2 $480,000 $240,000 $4,296 4.63%
WACO, TX (FHA|USDA|VA) 2 $480,000 $240,000 $5,254 4.00%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $475,000 $475,000 $2,307 3.88%
DALTON, GA (FHA|USDA|VA) 3 $475,000 $158,333 $6,273 3.21%
Forest City, NC (FHA|USDA|VA) 2 $470,000 $235,000 $2,093 4.81%
LAWTON, OK (FHA|USDA|VA) 2 $470,000 $235,000 $3,330 5.31%
MONTGOMERY, AL (FHA|USDA|VA) 2 $460,000 $230,000 $6,635 4.25%
GAINESVILLE, GA (FHA|USDA|VA) 3 $455,000 $151,667 $6,975 3.96%
Fort Morgan, CO (FHA|USDA|VA) 2 $450,000 $225,000 $4,010 4.44%
Owatonna, MN (FHA|USDA|VA) 4 $450,000 $112,500 $3,590 3.97%
BURLINGTON, NC (FHA|USDA|VA) 4 $450,000 $112,500 $5,167 3.75%
MANKATO, MN (FHA|USDA|VA) 2 $450,000 $225,000 $1,799 4.63%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 3 $445,000 $148,333 $4,735 4.92%
MANHATTAN, KS (FHA|USDA|VA) 3 $445,000 $148,333 $2,170 5.58%
Stevens Point, WI (FHA|USDA|VA) 2 $440,000 $220,000 $3,445 5.25%
MORGANTOWN, WV (FHA|USDA|VA) 2 $440,000 $220,000 $4,086 4.25%
Port Angeles, WA (FHA|USDA|VA) 2 $440,000 $220,000 $3,374 4.31%
Sevierville, TN (FHA|USDA|VA) 2 $440,000 $220,000 $5,188 4.81%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 2 $430,000 $215,000 $8,077 4.69%
SAN ANGELO, TX (FHA|USDA|VA) 2 $430,000 $215,000 $3,151 4.06%
Blackfoot, ID (FHA|USDA|VA) 3 $425,000 $141,667 $1,975 3.92%
OCALA, FL (FHA|USDA|VA) 3 $425,000 $141,667 $3,059 4.88%
Sikeston, MO (FHA|USDA|VA) 5 $425,000 $85,000 $3,231 4.83%
COLUMBUS, IN (FHA|USDA|VA) 2 $420,000 $210,000 $4,212 3.94%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $415,000 $415,000 $3,560 4.50%
ABILENE, TX (FHA|USDA|VA) 2 $410,000 $205,000 $7,333 4.13%
HARRISONBURG, VA (FHA|USDA|VA) 2 $410,000 $205,000 $2,745 4.44%
Othello, WA (FHA|USDA|VA) 2 $410,000 $205,000 $4,481 4.19%
Cullowhee, NC (FHA|USDA|VA) 1 $395,000 $395,000 $3,207 4.25%
Grants, NM (FHA|USDA|VA) 3 $395,000 $131,667 $6,076 4.50%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $395,000 $395,000 $4,374 3.88%
MOBILE, AL (FHA|USDA|VA) 2 $380,000 $190,000 $5,354 4.44%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $380,000 $190,000 $7,148 4.69%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $380,000 $190,000 $3,807 3.63%
Sunbury, PA (FHA|USDA|VA) 2 $380,000 $190,000 $4,257 3.94%
CUMBERLAND, MD-WV (FHA|USDA|VA) 3 $365,000 $121,667 $2,887 4.42%
PANAMA CITY, FL (FHA|USDA|VA) 1 $365,000 $365,000 $3,573 4.50%
Indiana, PA (FHA|USDA|VA) 3 $355,000 $118,333 $5,492 4.38%
Shelby, NC (FHA|USDA|VA) 1 $355,000 $355,000 $2,588 3.13%
ALTOONA, PA (FHA|USDA|VA) 3 $355,000 $118,333 $4,838 4.33%
NEW BERN, NC (FHA|USDA|VA) 4 $350,000 $87,500 $2,770 3.22%
Del Rio, TX (FHA|USDA|VA) 1 $345,000 $345,000 $2,665 4.25%
Brevard, NC (FHA|USDA|VA) 1 $345,000 $345,000 $2,497 3.00%
Columbus, NE (FHA|USDA|VA) 1 $345,000 $345,000 $1,821 3.99%
Crawfordsville, IN (FHA|USDA|VA) 1 $345,000 $345,000 $4,759 3.99%
Vineyard Haven, MA (FHA|USDA|VA) 1 $345,000 $345,000 $2,351 3.13%
JACKSON, MI (FHA|USDA|VA) 2 $330,000 $165,000 $5,457 4.38%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $330,000 $165,000 $4,551 4.19%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $325,000 $325,000 $4,347 3.38%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $320,000 $160,000 $4,198 4.12%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $320,000 $160,000 $3,943 4.31%
Warren, PA (FHA|USDA|VA) 3 $315,000 $105,000 $5,174 4.04%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $315,000 $315,000 $8,040 5.50%
Edwards, CO (FHA|USDA|VA) 1 $315,000 $315,000 $6,275 3.38%
Bennettsville, SC (FHA|USDA|VA) 4 $310,000 $77,500 $5,851 3.16%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $310,000 $155,000 $8,720 4.50%
Austin, MN (FHA|USDA|VA) 4 $310,000 $77,500 $2,323 4.81%
Marshalltown, IA (FHA|USDA|VA) 2 $310,000 $155,000 $5,477 3.94%
Helena, MT (FHA|USDA|VA) 2 $310,000 $155,000 $3,526 3.81%
Portsmouth, OH (FHA|USDA|VA) 1 $305,000 $305,000 $3,295 4.13%
Dickinson, ND (FHA|USDA|VA) 1 $305,000 $305,000 $3,799 4.63%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 5 $305,000 $61,000 $2,310 5.43%
Minot, ND (FHA|USDA|VA) 1 $305,000 $305,000 $6,237 3.88%
CaƱon City, CO (FHA|USDA|VA) 1 $305,000 $305,000 $10,712 3.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $295,000 $295,000 $2,716 5.13%
Rutland, VT (FHA|USDA|VA) 1 $295,000 $295,000 $3,895 4.50%
SAGINAW, MI (FHA|USDA|VA) 3 $295,000 $98,333 $901 3.04%
Crescent City, CA (FHA|USDA|VA) 3 $295,000 $98,333 $4,798 5.67%
ALBANY, GA (FHA|USDA|VA) 1 $295,000 $295,000 $6,830 4.38%
New Castle, IN (FHA|USDA|VA) 2 $290,000 $145,000 $2,130 4.63%
Bay City, TX (FHA|USDA|VA) 2 $290,000 $145,000 $4,609 3.69%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 2 $290,000 $145,000 $2,513 5.00%
Rock Springs, WY (FHA|USDA|VA) 1 $285,000 $285,000 $2,296 4.00%
Spearfish, SD (FHA|USDA|VA) 1 $285,000 $285,000 $1,762 4.25%
Sulphur Springs, TX (FHA|USDA|VA) 1 $285,000 $285,000 $1,464 3.88%
Oneonta, NY (FHA|USDA|VA) 1 $275,000 $275,000 $5,510 3.75%
LINCOLN, NE (FHA|USDA|VA) 2 $270,000 $135,000 $3,703 4.63%
CHEYENNE, WY (FHA|USDA|VA) 1 $265,000 $265,000 $5,232 4.25%
Alamogordo, NM (FHA|USDA|VA) 2 $260,000 $130,000 $4,805 4.94%
TUSCALOOSA, AL (FHA|USDA|VA) 2 $260,000 $130,000 $5,199 4.81%
Atmore, AL (FHA|USDA|VA) 1 $255,000 $255,000 $2,937 3.25%
VICTORIA, TX (FHA|USDA|VA) 1 $255,000 $255,000 $3,764 4.50%
Jesup, GA (FHA|USDA|VA) 1 $255,000 $255,000 $63 4.25%
LAFAYETTE, LA (FHA|USDA|VA) 2 $250,000 $125,000 $3,672 3.44%
Washington, NC (FHA|USDA|VA) 3 $245,000 $81,667 $2,314 3.63%
HATTIESBURG, MS (FHA|USDA|VA) 1 $235,000 $235,000 $564 5.75%
Seneca, SC (FHA|USDA|VA) 1 $235,000 $235,000 $682 4.99%
Gillette, WY (FHA|USDA|VA) 1 $235,000 $235,000 $10,003 4.25%
CASPER, WY (FHA|USDA|VA) 1 $235,000 $235,000 $4,163 3.99%
SPRINGFIELD, OH (FHA|USDA|VA) 2 $230,000 $115,000 $4,731 4.00%
Cadillac, MI (FHA|USDA|VA) 2 $230,000 $115,000 $2,272 4.56%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $225,000 $75,000 $3,505 4.37%
Fergus Falls, MN (FHA|USDA|VA) 1 $225,000 $225,000 $22 4.63%
Richmond, IN (FHA|USDA|VA) 3 $225,000 $75,000 $3,748 4.08%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 3 $225,000 $75,000 $4,016 4.29%
EspaƱola, NM (FHA|USDA|VA) 1 $225,000 $225,000 $4,353 4.88%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $225,000 $225,000 $551 3.38%
Bedford, IN (FHA|USDA|VA) 1 $225,000 $225,000 $7,635 4.75%
Keene, NH (FHA|USDA|VA) 1 $225,000 $225,000 $2,327 3.88%
Connersville, IN (FHA|USDA|VA) 1 $205,000 $205,000 $1,964 4.75%
Marion, OH (FHA|USDA|VA) 1 $205,000 $205,000 $5,726 3.88%
Scottsboro, AL (FHA|USDA|VA) 1 $205,000 $205,000 $172 4.63%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $205,000 $205,000 $5,734 5.00%
HINESVILLE, GA (FHA|USDA|VA) 1 $205,000 $205,000 $913 4.50%
Fremont, NE (FHA|USDA|VA) 2 $200,000 $100,000 $3,744 4.56%
Burlington, IA-IL (FHA|USDA|VA) 2 $200,000 $100,000 $3,201 3.75%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $200,000 $100,000 $3,968 4.13%
GLENS FALLS, NY (FHA|USDA|VA) 1 $195,000 $195,000 $3,948 4.88%
Mount Airy, NC (FHA|USDA|VA) 1 $195,000 $195,000 $2,105 3.25%
DUBUQUE, IA (FHA|USDA|VA) 2 $190,000 $95,000 $6,279 2.56%
Batavia, NY (FHA|USDA|VA) 2 $190,000 $95,000 $1,977 4.75%
DuBois, PA (FHA|USDA|VA) 2 $190,000 $95,000 $5,121 3.81%
Rexburg, ID (FHA|USDA|VA) 2 $190,000 $95,000 $4,495 4.56%
Bemidji, MN (FHA|USDA|VA) 1 $185,000 $185,000 $2,593 4.50%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $185,000 $185,000 $7,805 4.50%
JACKSON, MS (FHA|USDA|VA) 1 $185,000 $185,000 $10,435 4.75%
MONROE, MI (FHA|USDA|VA) 1 $185,000 $185,000 $3,209 4.75%
ODESSA, TX (FHA|USDA|VA) 1 $185,000 $185,000 $2,451 5.13%
Rockport, TX (FHA|USDA|VA) 1 $185,000 $185,000 $6,128 5.50%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $185,000 $185,000 $8,042 4.13%
BRUNSWICK, GA (FHA|USDA|VA) 1 $185,000 $185,000 $3,169 4.25%
KANKAKEE, IL (FHA|USDA|VA) 1 $175,000 $175,000 $2,072 3.88%
Pittsburg, KS (FHA|USDA|VA) 1 $175,000 $175,000 $6,688 5.75%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $175,000 $175,000 $3,649 3.50%
Gaffney, SC (FHA|USDA|VA) 1 $175,000 $175,000 $7,762 5.25%
GREAT FALLS, MT (FHA|USDA|VA) 1 $175,000 $175,000 $1,900 3.88%
BAY CITY, MI (FHA|USDA|VA) 2 $170,000 $85,000 $2,267 4.19%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $165,000 $165,000 $3,580 4.63%
Opelousas, LA (FHA|USDA|VA) 1 $165,000 $165,000 $1,652 3.63%
CLEVELAND, TN (FHA|USDA|VA) 1 $165,000 $165,000 $2,683 4.00%
Big Stone Gap, VA (FHA|USDA|VA) 1 $165,000 $165,000 $7,095 3.63%
London, KY (FHA|USDA|VA) 1 $165,000 $165,000 $3,197 4.00%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $155,000 $155,000 $5,052 4.13%
Okeechobee, FL (FHA|USDA|VA) 1 $155,000 $155,000 $3,105 5.25%
LYNCHBURG, VA (FHA|USDA|VA) 1 $155,000 $155,000 $5,651 4.63%
Lewisburg, TN (FHA|USDA|VA) 1 $155,000 $155,000 $5,938 5.75%
SYRACUSE, NY (FHA|USDA|VA) 1 $145,000 $145,000 $7,377 3.75%
Findlay, OH (FHA|USDA|VA) 1 $145,000 $145,000 $2,657 4.88%
CHARLESTON, WV (FHA|USDA|VA) 1 $145,000 $145,000 $6,230 4.50%
Frankfort, IN (FHA|USDA|VA) 1 $145,000 $145,000 $2,856 5.13%
Laramie, WY (FHA|USDA|VA) 1 $145,000 $145,000 $2,738 4.88%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $145,000 $145,000 $0 5.25%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $145,000 $145,000 $6,972 4.75%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $145,000 $145,000 $4,857 3.13%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $145,000 $145,000 $2,903 4.00%
Bonham, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,591 5.13%
ROCKY MOUNT, NC (FHA|USDA|VA) 2 $140,000 $70,000 $5,549 2.19%
Huntingdon, PA (FHA|USDA|VA) 2 $140,000 $70,000 $4,183 4.25%
Hutchinson, MN (FHA|USDA|VA) 2 $140,000 $70,000 $2,963 3.63%
Port Lavaca, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,792 6.25%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $135,000 $135,000 $3,701 4.88%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 1 $135,000 $135,000 $7,667 4.00%
Lewistown, PA (FHA|USDA|VA) 2 $130,000 $65,000 $4,425 4.50%
Safford, AZ (FHA|USDA|VA) 1 $125,000 $125,000 $1,855 5.00%
Duncan, OK (FHA|USDA|VA) 1 $125,000 $125,000 $8,642 5.00%
Wilmington, OH (FHA|USDA|VA) 1 $125,000 $125,000 $6,546 4.25%
Winona, MN (FHA|USDA|VA) 1 $125,000 $125,000 $6,774 4.25%
KOKOMO, IN (FHA|USDA|VA) 2 $120,000 $60,000 $3,000 4.81%
Beaver Dam, WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,767 3.63%
Greensburg, IN (FHA|USDA|VA) 1 $115,000 $115,000 $3,555 5.25%
Huntington, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,579 3.99%
Palatka, FL (FHA|USDA|VA) 1 $105,000 $105,000 $4,799 4.50%
Martinsville, VA (FHA|USDA|VA) 1 $105,000 $105,000 $3,369 4.25%
BINGHAMTON, NY (FHA|USDA|VA) 1 $105,000 $105,000 $3,959 4.75%
Silver City, NM (FHA|USDA|VA) 1 $105,000 $105,000 $1,515 4.25%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $105,000 $105,000 $3,603 4.25%
Wilson, NC (FHA|USDA|VA) 2 $100,000 $50,000 $750 2.13%
Shawnee, OK (FHA|USDA|VA) 1 $95,000 $95,000 $4,109 5.13%
Orangeburg, SC (FHA|USDA|VA) 1 $95,000 $95,000 $7,469 5.75%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $95,000 $95,000 $6,088 3.25%
Portales, NM (FHA|USDA|VA) 1 $95,000 $95,000 $3,589 4.88%
Sedalia, MO (FHA|USDA|VA) 1 $85,000 $85,000 $3,154 4.13%
Platteville, WI (FHA|USDA|VA) 1 $85,000 $85,000 $3,051 4.00%
Ottawa, IL (FHA|USDA|VA) 1 $75,000 $75,000 $4,630 4.75%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $75,000 $75,000 $4,732 4.00%
Emporia, KS (FHA|USDA|VA) 1 $75,000 $75,000 $921 5.38%
Clarksburg, WV (FHA|USDA|VA) 1 $75,000 $75,000 $1,325 5.13%
Washington, IN (FHA|USDA|VA) 1 $75,000 $75,000 $3,457 5.13%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $65,000 $65,000 $4,385 4.88%
Pella, IA (FHA|USDA|VA) 1 $65,000 $65,000 $700 4.88%
Oskaloosa, IA (FHA|USDA|VA) 1 $55,000 $55,000 $4,530 6.00%
Madisonville, KY (FHA|USDA|VA) 1 $55,000 $55,000 $3,385 4.75%
St. Marys, PA (FHA|USDA|VA) 1 $45,000 $45,000 $3,997 4.38%
Marion, IN (FHA|USDA|VA) 1 $35,000 $35,000 $1,857 6.13%
Finance Of America Mortgage's top markets include Los Angeles, Sacramento, Portland, Seattle, and Phoenix among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 36,670 $11,566,140,000 $315,412 $4,663 4.11%
    FHA 9,441 $2,509,735,000 $265,834 $9,285 4.38%
    VA 3,321 $1,185,295,000 $356,909 $7,468 4.01%
    USDA 507 $95,475,000 $188,314 $5,638 4.25%

    For 2019, Finance Of America Mortgage's most frequently originated type of loan was Conventional, with 36,670 originations. Their 2nd most popular type was FHA, with 9,441 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 30,912 $8,651,750,000 $279,883 $6,235 4.20%
    Refi 10,895 $4,101,885,000 $376,492 $4,497 3.91%
    Cash Out Refi 7,414 $2,419,160,000 $326,296 $5,660 4.27%
    Other 661 $169,785,000 $256,861 $4,634 4.57%
    Home Improvement 57 $14,065,000 $246,754 $4,952 4.50%

    For 2019, Finance Of America Mortgage's most frequently cited loan purpose was Home Purchase, with 30,912 originations. The 2nd most popular reason was Refi, with 10,895 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 45,578 $14,293,110,000 $313,597 $5,941 4.21%
    15 Year 2,875 $817,805,000 $284,454 $3,704 3.46%
    20 Year 689 $178,095,000 $258,483 $3,993 3.96%
    10 Year 509 $15,585,000 $30,619 $799 4.23%
    Other 173 $50,715,000 $293,150 $4,605 3.85%
    5 Year 68 $1,020,000 $15,000 $0 0.14%
    3 Year 47 $315,000 $6,702 $145 0.00%

    For 2019, Finance Of America Mortgage's most frequently cited loan duration was 30 Year, with 45,578 originations. The 2nd most popular length was 15 Year, with 2,875 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 19,302 $6,238,930,000 $323,227
    $<1k 11,650 $3,082,500,000 $264,592
    $2k-3k 6,712 $1,813,110,000 $270,130
    $5k+ 4,706 $2,037,510,000 $432,960
    $3k-4k 4,059 $1,225,505,000 $301,923
    $4k-5k 2,726 $907,510,000 $332,909

    Finance Of America Mortgage's average total fees were $5,941, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 19,302 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 21,484 $6,581,080,000 $306,325
    3-4% 20,955 $7,355,945,000 $351,035
    5-6% 4,964 $1,186,550,000 $239,031
    <2.5% 1,486 $13,060,000 $8,789
    2.5-3% 659 $165,825,000 $251,631
    6-7% 204 $46,150,000 $226,225
    7-8% 164 $4,130,000 $25,183
    Over 8% 23 $3,905,000 $169,783

    During 2019, Finance Of America Mortgage's average interest rate for loans was 4.21%, while their most frequently originated rate bucket for loans was 4-5%, with 21,484 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 23,010 $6,739,810,000 $292,908 $5,991 4.23%
    $100k-200k 10,218 $1,587,840,000 $155,396 $4,578 4.46%
    $400k-600k 9,723 $4,604,065,000 $473,523 $6,815 4.10%
    $100,000 or less 4,000 $149,940,000 $37,485 $1,880 3.09%
    $600k-1MM 2,680 $1,878,790,000 $701,041 $8,500 4.17%
    $1MM+ 308 $396,200,000 $1,286,364 $9,676 4.14%

    2019 saw Finance Of America Mortgage place emphasis on $200k-400k loans with 23,010 originations, totaling $6,739,810,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 12,050 $4,276,600,000 $354,905 $6,134 4.14%
    $50k-75k 11,281 $2,399,925,000 $212,740 $5,412 4.15%
    $75k-100k 9,468 $2,664,240,000 $281,394 $6,023 4.13%
    $150k-250k 7,511 $3,280,645,000 $436,779 $5,938 4.17%
    $50k or less 6,048 $874,900,000 $144,659 $4,573 4.25%
    $250k+ 2,739 $1,552,195,000 $566,701 $6,314 4.19%

    Finance Of America Mortgage lent most frequently to those with incomes in the $100k-150k range, with 12,050 originations. The second most popular income band? $50k-75k, with 11,281 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 8,376 $2,606,640,000 $311,203 $5,308 4.14%
    20-30% 7,904 $2,461,350,000 $311,406 $4,894 4.10%
    50-60% 3,168 $943,630,000 $297,863 $9,237 4.20%
    <20% 2,745 $880,045,000 $320,599 $4,860 3.98%
    44% 2,706 $787,090,000 $290,868 $5,999 4.21%
    49% 2,296 $720,230,000 $313,689 $6,208 4.27%
    42% 2,288 $719,380,000 $314,414 $5,737 4.19%
    43% 2,227 $670,625,000 $301,134 $5,847 4.20%
    41% 2,175 $684,885,000 $314,890 $5,738 4.08%
    40% 2,109 $629,475,000 $298,471 $5,647 4.10%
    39% 1,939 $584,775,000 $301,586 $5,434 4.15%
    38% 1,895 $579,775,000 $305,950 $5,391 4.11%
    37% 1,815 $550,465,000 $303,287 $5,465 4.13%
    45% 1,730 $524,870,000 $303,393 $5,801 4.29%
    36% 1,651 $504,265,000 $305,430 $5,351 4.12%
    48% 1,644 $505,060,000 $307,214 $6,153 4.28%
    47% 1,593 $484,565,000 $304,184 $6,175 4.27%
    46% 1,574 $478,400,000 $303,939 $6,179 4.23%
    >60% 63 $26,925,000 $427,381 $9,012 4.19%

    Finance Of America Mortgage lent most frequently to those with DTI ratios of 30-36%, with 8,376 originations. The next most common DTI ratio? 20-30%, with 7,904 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 35,613 $10,472,585,000 $294,066 $5,668 4.17%
    Not provided 8,219 $2,869,775,000 $349,164 $5,899 4.10%
    Asian 3,206 $1,189,530,000 $371,032 $5,592 4.11%
    Black 2,047 $547,695,000 $267,560 $6,558 4.16%
    American Indian 292 $79,210,000 $271,267 $6,150 4.04%
    Asian Indian 144 $54,720,000 $380,000 $3,979 3.88%
    Native Hawaiian or Islander 141 $47,385,000 $336,064 $6,892 4.18%
    Filipino 74 $27,060,000 $365,676 $7,212 4.02%
    Other Asian 60 $19,140,000 $319,000 $5,622 4.03%
    Chinese 45 $17,695,000 $393,222 $4,683 3.98%
    Vietnamese 32 $10,460,000 $326,875 $4,925 4.17%
    Other Pacific Islander 25 $6,875,000 $275,000 $6,488 3.89%
    Japanese 15 $5,285,000 $352,333 $5,507 3.90%
    Korean 11 $4,415,000 $401,364 $6,007 4.01%
    Native Hawaiian 9 $2,455,000 $272,778 $5,289 3.82%
    Guamanian 3 $1,255,000 $418,333 $5,697 4.29%
    Samoan 3 $1,105,000 $368,333 $13,211 3.71%

    Approval Rates

    Total approvals of all applications
    92.67%

    Finance Of America Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    80.92%

    Finance Of America Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 49,939 $15,356,645,000 $307,508

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 878 $160,490,000 $182,790
    Single Family (1-4 Units):Site-Built 49,061 $15,196,155,000 $309,740

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,544 $385,660,000 $249,780 $4,247 4.10%
    40-60% 4,600 $1,504,540,000 $327,074 $4,460 4.04%
    60-80% 15,289 $5,399,705,000 $353,176 $5,017 4.24%
    80-100% 25,180 $7,728,850,000 $306,944 $6,693 4.32%
    Over 100% 824 $288,160,000 $349,709 $11,913 4.21%
    Under 20% 2,502 $49,730,000 $19,876 $493 2.13%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    Finance of America Mortgage LLC FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 14.3%
    Finance of America Mortgage LLC FHA mortgage Closing on a mortgage 2 14.3%
    Finance of America Mortgage LLC Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 7.1%
    Finance of America Mortgage LLC Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 5 35.7%
    Finance of America Mortgage LLC Conventional home mortgage Closing on a mortgage 3 21.4%
    Finance of America Mortgage LLC Conventional home mortgage Trouble during payment process 1 7.1%