Finance Of America Mortgage Rates, Fees & Info

WILMINGTON, DE

LEI: 549300MXJA09WZJ0DV55

Tax ID: 23-2769131

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Mortgage Data

Review & Overview

Finance Of America Mortgage is a large mortgage company specializing in Refi and Home Purchase loans. Finance Of America Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, Sacramento, Seattle, San Diego, and Portland among others. We have data for 600 markets. (Some data included below & more in-depth data is available with an active subscription.)

Finance Of America Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Finance Of America Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 7.99% 12/16/24
30 Year Conventional Purchase 6.80% 12/16/24
30 Year Conventional Refi 6.48% 12/16/24
30 Year Cash-out Refi 6.72% 12/16/24
30 Year FHA Purchase 7.38% 12/16/24
30 Year FHA Refi 7.06% 12/16/24
30 Year VA Purchase 6.22% 12/16/24
30 Year VA Refi 5.69% 12/16/24
30 Year USDA Purchase 6.77% 12/16/24
30 Year USDA Refi 6.62% 12/16/24
15 Year Conventional Purchase 6.18% 12/16/24
15 Year Conventional Refi 5.83% 12/16/24
15 Year Cash-out Refi 5.83% 12/16/24
15 Year FHA Refi 5.68% 12/16/24
15 Year VA Purchase 5.68% 12/16/24
15 Year VA Refi 5.40% 12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Finance Of America Mortgage Mortgage Calculator






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This is not an official calculator from Finance Of America Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

87,070

Origination Dollar Volume (All Markets)

$28,982,850,000
Show all (54) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 9,045 $4,449,885,000 $491,972 $5,817 3.19%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 6,292 $2,210,780,000 $351,364 $5,084 3.18%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 4,144 $1,658,110,000 $400,123 $5,106 3.10%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 3,494 $1,599,390,000 $457,753 $5,300 3.10%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 4,582 $1,533,530,000 $334,686 $5,178 3.18%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 2,900 $1,464,170,000 $504,886 $5,644 3.13%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 5,156 $1,404,100,000 $272,324 $4,442 3.26%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 2,699 $980,975,000 $363,459 $8,046 3.18%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2,686 $905,210,000 $337,010 $5,870 3.11%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 3,055 $826,525,000 $270,548 $5,523 3.14%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 902 $481,800,000 $534,146 $5,123 3.15%
STOCKTON, CA (FHA|USDA|VA) 1,342 $404,950,000 $301,751 $6,086 3.07%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1,392 $374,770,000 $269,231 $5,414 3.28%
Outside of Metro Areas 1,522 $349,280,000 $229,488 $5,018 3.27%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 874 $343,450,000 $392,963 $4,577 3.06%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 694 $331,540,000 $477,723 $5,202 3.19%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 1,135 $312,325,000 $275,176 $4,802 3.11%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1,066 $294,350,000 $276,126 $4,622 3.11%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1,143 $276,535,000 $241,938 $4,124 3.10%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 817 $271,095,000 $331,818 $4,394 3.05%
BOISE CITY, ID (FHA|USDA|VA) 998 $270,720,000 $271,263 $5,625 3.32%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1,016 $268,730,000 $264,498 $4,137 3.07%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 812 $242,650,000 $298,830 $4,321 3.10%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 1,006 $203,760,000 $202,545 $4,174 3.32%
ALBUQUERQUE, NM (FHA|USDA|VA) 951 $185,355,000 $194,905 $4,762 3.55%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 688 $183,540,000 $266,773 $4,800 3.06%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 333 $179,575,000 $539,264 $5,117 3.14%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 409 $173,725,000 $424,756 $5,933 3.15%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 796 $165,130,000 $207,450 $6,297 3.27%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 825 $159,205,000 $192,976 $3,829 3.43%
SALT LAKE CITY, UT (FHA|USDA|VA) 499 $144,605,000 $289,790 $5,423 3.27%
RENO, NV (FHA|USDA|VA) 444 $136,930,000 $308,401 $4,338 3.22%
VALLEJO, CA (FHA|USDA|VA) 379 $134,435,000 $354,710 $5,473 3.13%
SALINAS, CA (FHA|USDA|VA) 325 $133,625,000 $411,154 $6,420 3.31%
URBAN HONOLULU, HI (FHA|USDA|VA) 254 $130,260,000 $512,835 $9,976 2.85%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 478 $124,800,000 $261,088 $5,134 3.02%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 402 $123,990,000 $308,433 $4,542 3.19%
Truckee-Grass Valley, CA (FHA|USDA|VA) 352 $115,870,000 $329,176 $4,929 3.26%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 211 $113,555,000 $538,175 $8,383 3.14%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 263 $108,915,000 $414,125 $4,128 3.13%
MODESTO, CA (FHA|USDA|VA) 385 $108,535,000 $281,909 $5,726 3.23%
BEND, OR (FHA|USDA|VA) 339 $108,055,000 $318,746 $5,137 3.27%
YUBA CITY, CA (FHA|USDA|VA) 384 $104,270,000 $271,536 $5,468 3.17%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 302 $96,600,000 $319,868 $4,589 3.09%
KANSAS CITY, MO-KS (FHA|USDA|VA) 368 $90,290,000 $245,353 $3,662 3.27%
FRESNO, CA (FHA|USDA|VA) 304 $84,900,000 $279,276 $4,808 3.19%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 471 $84,745,000 $179,926 $7,011 3.06%
SALEM, OR (FHA|USDA|VA) 311 $84,665,000 $272,235 $5,465 3.31%
VISALIA, CA (FHA|USDA|VA) 255 $83,865,000 $328,882 $6,475 3.26%
BAKERSFIELD, CA (FHA|USDA|VA) 308 $82,790,000 $268,799 $5,385 3.15%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 247 $82,535,000 $334,150 $6,784 3.21%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 317 $81,135,000 $255,946 $5,763 3.17%
APPLETON, WI (FHA|USDA|VA) 399 $74,045,000 $185,576 $3,215 3.28%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 298 $73,060,000 $245,168 $5,867 3.37%
WINCHESTER, VA-WV (FHA|USDA|VA) 279 $72,635,000 $260,341 $5,078 3.25%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 261 $69,465,000 $266,149 $3,943 3.08%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 298 $69,240,000 $232,349 $3,476 3.09%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 248 $68,050,000 $274,395 $3,186 3.04%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 250 $67,620,000 $270,480 $6,875 3.22%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 199 $67,465,000 $339,020 $4,504 3.09%
PROVO-OREM, UT (FHA|USDA|VA) 216 $67,360,000 $311,852 $5,996 3.20%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 253 $65,045,000 $257,095 $4,214 3.11%
ANCHORAGE, AK (FHA|USDA|VA) 214 $64,780,000 $302,710 $6,746 3.06%
PITTSBURGH, PA (FHA|USDA|VA) 286 $63,990,000 $223,741 $4,849 3.11%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 266 $58,880,000 $221,353 $5,709 3.19%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 132 $58,720,000 $444,848 $4,825 3.10%
GREEN BAY, WI (FHA|USDA|VA) 326 $56,610,000 $173,650 $2,864 3.35%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 116 $55,190,000 $475,776 $6,045 3.49%
Gardnerville Ranchos, NV (FHA|USDA|VA) 158 $52,760,000 $333,924 $4,282 3.36%
FLORENCE, SC (FHA|USDA|VA) 306 $52,060,000 $170,131 $5,356 3.25%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 138 $50,520,000 $366,087 $6,061 3.11%
COLORADO SPRINGS, CO (FHA|USDA|VA) 160 $46,010,000 $287,563 $5,299 3.19%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 141 $45,635,000 $323,652 $5,019 3.11%
TUCSON, AZ (FHA|USDA|VA) 174 $45,600,000 $262,069 $4,901 3.09%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 182 $43,140,000 $237,033 $5,848 3.20%
WENATCHEE, WA (FHA|USDA|VA) 148 $41,320,000 $279,189 $4,680 3.18%
JACKSONVILLE, FL (FHA|USDA|VA) 157 $39,815,000 $253,599 $6,231 3.28%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 161 $39,755,000 $246,925 $6,110 3.03%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 142 $39,610,000 $278,944 $4,293 3.20%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 142 $39,190,000 $275,986 $4,326 3.24%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 241 $38,285,000 $158,859 $3,290 3.27%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 143 $37,755,000 $264,021 $2,899 3.12%
Fernley, NV (FHA|USDA|VA) 149 $37,415,000 $251,107 $5,600 3.09%
OCEAN CITY, NJ (FHA|USDA|VA) 101 $36,565,000 $362,030 $6,024 3.04%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 163 $35,975,000 $220,706 $4,676 3.38%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 150 $35,310,000 $235,400 $5,337 2.99%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 142 $35,300,000 $248,592 $5,765 3.25%
Eureka-Arcata, CA (FHA|USDA|VA) 125 $34,915,000 $279,320 $5,358 3.19%
LONGVIEW, WA (FHA|USDA|VA) 123 $34,815,000 $283,049 $5,462 3.03%
CHICO, CA (FHA|USDA|VA) 119 $34,565,000 $290,462 $4,487 3.23%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 135 $34,455,000 $255,222 $4,042 3.05%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 135 $34,395,000 $254,778 $6,108 3.17%
Winnemucca, NV (FHA|USDA|VA) 182 $33,340,000 $183,187 $5,090 3.34%
TYLER, TX (FHA|USDA|VA) 159 $33,075,000 $208,019 $4,395 3.40%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 117 $32,715,000 $279,615 $5,200 2.98%
MERCED, CA (FHA|USDA|VA) 111 $32,265,000 $290,676 $6,703 3.26%
RALEIGH-CARY, NC (FHA|USDA|VA) 100 $31,790,000 $317,900 $2,918 2.97%
ALBANY-LEBANON, OR (FHA|USDA|VA) 122 $31,000,000 $254,098 $5,248 3.41%
LOGAN, UT-ID (FHA|USDA|VA) 119 $29,795,000 $250,378 $4,288 2.98%
NAPA, CA (FHA|USDA|VA) 67 $29,235,000 $436,343 $5,231 3.07%
Elko, NV (FHA|USDA|VA) 121 $28,795,000 $237,975 $4,648 3.04%
RICHMOND, VA (FHA|USDA|VA) 105 $28,115,000 $267,762 $4,439 3.39%
MADERA, CA (FHA|USDA|VA) 88 $27,730,000 $315,114 $5,326 3.35%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 127 $27,635,000 $217,598 $5,859 3.54%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 96 $27,620,000 $287,708 $5,226 3.21%
ROCHESTER, NY (FHA|USDA|VA) 154 $26,980,000 $175,195 $5,497 2.65%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 90 $25,230,000 $280,333 $5,491 3.15%
Ukiah, CA (FHA|USDA|VA) 75 $25,025,000 $333,667 $6,507 3.27%
HUNTSVILLE, AL (FHA|USDA|VA) 99 $24,645,000 $248,939 $5,072 3.09%
PUEBLO, CO (FHA|USDA|VA) 138 $24,390,000 $176,739 $4,740 3.06%
ST. LOUIS, MO-IL (FHA|USDA|VA) 104 $24,340,000 $234,038 $2,831 3.15%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 159 $24,315,000 $152,925 $4,790 3.32%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 78 $24,090,000 $308,846 $6,190 3.25%
WORCESTER, MA-CT (FHA|USDA|VA) 84 $23,580,000 $280,714 $6,183 3.28%
RACINE, WI (FHA|USDA|VA) 121 $23,535,000 $194,504 $4,334 3.14%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 120 $23,490,000 $195,750 $4,836 3.39%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 126 $23,320,000 $185,079 $4,458 3.65%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 72 $22,890,000 $317,917 $3,152 3.07%
FLAGSTAFF, AZ (FHA|USDA|VA) 80 $22,850,000 $285,625 $4,182 3.25%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 110 $22,710,000 $206,455 $5,547 3.36%
CARSON CITY, NV (FHA|USDA|VA) 81 $22,465,000 $277,346 $4,330 3.30%
GREELEY, CO (FHA|USDA|VA) 63 $22,355,000 $354,841 $4,804 3.17%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 73 $22,215,000 $304,315 $3,882 3.03%
EAST STROUDSBURG, PA (FHA|USDA|VA) 114 $21,600,000 $189,474 $6,193 3.39%
PUNTA GORDA, FL (FHA|USDA|VA) 100 $20,890,000 $208,900 $5,600 3.37%
BOULDER, CO (FHA|USDA|VA) 52 $19,920,000 $383,077 $4,268 2.99%
YAKIMA, WA (FHA|USDA|VA) 93 $19,855,000 $213,495 $5,822 2.95%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 69 $19,615,000 $284,275 $4,290 3.22%
READING, PA (FHA|USDA|VA) 84 $18,630,000 $221,786 $6,164 3.19%
BELLINGHAM, WA (FHA|USDA|VA) 55 $18,365,000 $333,909 $3,814 3.05%
SPRINGFIELD, MA (FHA|USDA|VA) 88 $18,290,000 $207,841 $5,967 3.48%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 132 $17,780,000 $134,697 $5,403 2.98%
Oak Harbor, WA (FHA|USDA|VA) 52 $17,510,000 $336,731 $5,005 2.98%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 86 $17,350,000 $201,744 $7,796 3.38%
SPARTANBURG, SC (FHA|USDA|VA) 92 $17,020,000 $185,000 $4,318 3.38%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 55 $16,925,000 $307,727 $6,874 3.25%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 74 $16,620,000 $224,595 $4,014 3.20%
Outside of Metro Areas 48 $16,020,000 $333,750 $5,041 3.24%
The Dalles, OR (FHA|USDA|VA) 66 $15,830,000 $239,848 $5,189 3.33%
CORVALLIS, OR (FHA|USDA|VA) 53 $15,275,000 $288,208 $4,512 3.27%
ST. GEORGE, UT (FHA|USDA|VA) 47 $15,155,000 $322,447 $5,380 3.18%
COLUMBUS, OH (FHA|USDA|VA) 66 $14,470,000 $219,242 $6,037 3.34%
FORT COLLINS, CO (FHA|USDA|VA) 44 $14,290,000 $324,773 $3,376 3.03%
EAU CLAIRE, WI (FHA|USDA|VA) 79 $13,495,000 $170,823 $4,336 3.22%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 77 $13,435,000 $174,481 $4,150 3.48%
MEDFORD, OR (FHA|USDA|VA) 42 $13,100,000 $311,905 $5,241 3.15%
Shelton, WA (FHA|USDA|VA) 50 $12,810,000 $256,200 $5,389 3.00%
Sonora, CA (FHA|USDA|VA) 51 $12,555,000 $246,176 $5,049 3.18%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 59 $12,375,000 $209,746 $3,431 3.15%
Holland, MI (FHA|USDA|VA) 56 $12,320,000 $220,000 $4,407 3.13%
Roseburg, OR (FHA|USDA|VA) 50 $12,310,000 $246,200 $5,152 3.37%
LANCASTER, PA (FHA|USDA|VA) 53 $12,215,000 $230,472 $5,536 3.31%
Coos Bay, OR (FHA|USDA|VA) 52 $11,580,000 $222,692 $6,529 3.70%
Newport, OR (FHA|USDA|VA) 41 $11,115,000 $271,098 $5,153 3.28%
COLUMBIA, SC (FHA|USDA|VA) 54 $11,100,000 $205,556 $4,815 3.37%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 37 $11,015,000 $297,703 $4,920 3.01%
Breckenridge, CO (FHA|USDA|VA) 29 $10,875,000 $375,000 $5,326 3.09%
YORK-HANOVER, PA (FHA|USDA|VA) 44 $10,640,000 $241,818 $7,007 3.44%
Ellensburg, WA (FHA|USDA|VA) 28 $10,460,000 $373,571 $5,663 3.25%
SANTA FE, NM (FHA|USDA|VA) 42 $10,010,000 $238,333 $5,790 3.49%
Moses Lake, WA (FHA|USDA|VA) 39 $9,955,000 $255,256 $5,056 3.21%
STATE COLLEGE, PA (FHA|USDA|VA) 44 $9,940,000 $225,909 $6,125 3.27%
MUSKEGON, MI (FHA|USDA|VA) 63 $9,785,000 $155,317 $4,343 3.37%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 40 $9,720,000 $243,000 $5,802 3.33%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 31 $9,625,000 $310,484 $2,432 3.03%
PORT ST. LUCIE, FL (FHA|USDA|VA) 36 $9,320,000 $258,889 $7,184 3.22%
Kalispell, MT (FHA|USDA|VA) 32 $9,290,000 $290,313 $5,076 3.09%
Payson, AZ (FHA|USDA|VA) 26 $9,050,000 $348,077 $4,846 3.28%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 46 $8,530,000 $185,435 $4,682 3.62%
Marinette, WI-MI (FHA|USDA|VA) 62 $8,240,000 $132,903 $3,277 3.38%
Fallon, NV (FHA|USDA|VA) 31 $8,165,000 $263,387 $5,880 3.28%
Ontario, OR-ID (FHA|USDA|VA) 39 $8,065,000 $206,795 $5,743 3.23%
Heber, UT (FHA|USDA|VA) 15 $7,985,000 $532,333 $7,003 3.17%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 42 $7,790,000 $185,476 $4,348 3.39%
SALISBURY, MD-DE (FHA|USDA|VA) 26 $7,710,000 $296,538 $4,134 2.95%
REDDING, CA (FHA|USDA|VA) 27 $7,415,000 $274,630 $6,239 3.25%
Astoria, OR (FHA|USDA|VA) 24 $7,310,000 $304,583 $5,273 3.09%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 42 $7,290,000 $173,571 $4,316 3.15%
Hood River, OR (FHA|USDA|VA) 22 $7,250,000 $329,545 $4,388 3.32%
Jacksonville, TX (FHA|USDA|VA) 34 $7,160,000 $210,588 $4,940 3.27%
Athens, TX (FHA|USDA|VA) 44 $7,140,000 $162,273 $5,159 3.42%
Mountain Home, ID (FHA|USDA|VA) 38 $6,990,000 $183,947 $6,173 3.21%
Manitowoc, WI (FHA|USDA|VA) 45 $6,905,000 $153,444 $3,508 3.53%
Show Low, AZ (FHA|USDA|VA) 31 $6,875,000 $221,774 $4,855 2.93%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 22 $6,690,000 $304,091 $10,230 3.12%
Prineville, OR (FHA|USDA|VA) 24 $6,500,000 $270,833 $4,919 3.54%
Centralia, WA (FHA|USDA|VA) 25 $6,245,000 $249,800 $4,989 2.94%
ASHEVILLE, NC (FHA|USDA|VA) 21 $6,225,000 $296,429 $3,553 3.13%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 29 $6,185,000 $213,276 $5,238 3.22%
La Grande, OR (FHA|USDA|VA) 22 $6,110,000 $277,727 $8,579 3.34%
Aberdeen, WA (FHA|USDA|VA) 31 $6,085,000 $196,290 $4,815 2.73%
SUMTER, SC (FHA|USDA|VA) 38 $6,070,000 $159,737 $5,598 3.52%
Hilo, HI (FHA|USDA|VA) 13 $5,975,000 $459,615 $6,142 3.42%
Hailey, ID (FHA|USDA|VA) 17 $5,955,000 $350,294 $5,406 3.31%
Sandpoint, ID (FHA|USDA|VA) 18 $5,890,000 $327,222 $5,570 3.23%
Bozeman, MT (FHA|USDA|VA) 15 $5,755,000 $383,667 $3,049 3.08%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 18 $5,510,000 $306,111 $3,462 3.35%
ANN ARBOR, MI (FHA|USDA|VA) 16 $5,450,000 $340,625 $2,192 3.13%
Clearlake, CA (FHA|USDA|VA) 17 $5,385,000 $316,765 $7,271 3.39%
KNOXVILLE, TN (FHA|USDA|VA) 19 $5,305,000 $279,211 $2,874 3.26%
Klamath Falls, OR (FHA|USDA|VA) 32 $5,180,000 $161,875 $4,573 3.66%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 18 $4,960,000 $275,556 $3,155 3.26%
Red Bluff, CA (FHA|USDA|VA) 16 $4,750,000 $296,875 $5,227 3.25%
Richmond-Berea, KY (FHA|USDA|VA) 26 $4,650,000 $178,846 $4,871 3.11%
LONGVIEW, TX (FHA|USDA|VA) 27 $4,545,000 $168,333 $4,925 3.63%
DULUTH, MN-WI (FHA|USDA|VA) 17 $4,525,000 $266,176 $4,033 3.01%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 11 $4,185,000 $380,455 $6,022 3.06%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 16 $4,180,000 $261,250 $2,716 3.36%
Steamboat Springs, CO (FHA|USDA|VA) 11 $4,135,000 $375,909 $4,969 3.16%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 22 $4,090,000 $185,909 $6,590 3.54%
EL CENTRO, CA (FHA|USDA|VA) 17 $4,065,000 $239,118 $4,306 3.22%
MISSOULA, MT (FHA|USDA|VA) 13 $3,945,000 $303,462 $1,793 3.13%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 14 $3,940,000 $281,429 $6,429 3.13%
STAUNTON, VA (FHA|USDA|VA) 17 $3,735,000 $219,706 $4,010 3.30%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 14 $3,690,000 $263,571 $2,875 3.15%
WALLA WALLA, WA (FHA|USDA|VA) 16 $3,580,000 $223,750 $4,417 3.01%
Rochelle, IL (FHA|USDA|VA) 25 $3,525,000 $141,000 $5,613 3.20%
BILLINGS, MT (FHA|USDA|VA) 11 $3,495,000 $317,727 $3,502 2.86%
Del Rio, TX (FHA|USDA|VA) 17 $3,475,000 $204,412 $9,928 3.11%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 12 $3,420,000 $285,000 $5,380 3.67%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 19 $3,365,000 $177,105 $4,778 3.18%
GAINESVILLE, GA (FHA|USDA|VA) 11 $3,355,000 $305,000 $5,657 3.13%
NILES, MI (FHA|USDA|VA) 12 $3,240,000 $270,000 $4,705 3.19%
GREENVILLE, NC (FHA|USDA|VA) 20 $3,230,000 $161,500 $4,354 3.29%
LOUISVILLE, KY (FHA|USDA|VA) 12 $3,230,000 $269,167 $2,708 3.18%
MADISON, WI (FHA|USDA|VA) 11 $3,205,000 $291,364 $2,642 3.09%
Whitewater, WI (FHA|USDA|VA) 18 $3,180,000 $176,667 $3,131 3.11%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 16 $3,170,000 $198,125 $4,211 3.10%
WINSTON-SALEM, NC (FHA|USDA|VA) 11 $3,115,000 $283,182 $2,476 3.18%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 10 $3,100,000 $310,000 $4,121 3.36%
CORPUS CHRISTI, TX (FHA|USDA|VA) 12 $3,090,000 $257,500 $5,042 3.11%
Ottawa, KS (FHA|USDA|VA) 15 $3,055,000 $203,667 $3,895 3.55%
TULSA, OK (FHA|USDA|VA) 14 $3,030,000 $216,429 $3,883 3.07%
Los Alamos, NM (FHA|USDA|VA) 10 $3,020,000 $302,000 $4,792 3.60%
FARMINGTON, NM (FHA|USDA|VA) 14 $3,010,000 $215,000 $8,827 3.48%
GRANTS PASS, OR (FHA|USDA|VA) 10 $2,910,000 $291,000 $3,806 3.14%
Mount Sterling, KY (FHA|USDA|VA) 24 $2,890,000 $120,417 $4,462 3.40%
Escanaba, MI (FHA|USDA|VA) 17 $2,835,000 $166,765 $2,937 3.67%
HARRISONBURG, VA (FHA|USDA|VA) 13 $2,825,000 $217,308 $3,970 3.00%
TWIN FALLS, ID (FHA|USDA|VA) 13 $2,805,000 $215,769 $4,435 3.35%
IDAHO FALLS, ID (FHA|USDA|VA) 12 $2,790,000 $232,500 $4,800 3.35%
Kapaa, HI (FHA|USDA|VA) 6 $2,760,000 $460,000 $7,587 3.39%
Menomonie, WI (FHA|USDA|VA) 16 $2,760,000 $172,500 $5,880 3.08%
GAINESVILLE, FL (FHA|USDA|VA) 10 $2,760,000 $276,000 $6,536 3.21%
SHEBOYGAN, WI (FHA|USDA|VA) 15 $2,745,000 $183,000 $3,694 3.15%
SAVANNAH, GA (FHA|USDA|VA) 12 $2,740,000 $228,333 $4,057 3.13%
Torrington, CT (FHA|USDA|VA) 13 $2,725,000 $209,615 $5,496 3.13%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 12 $2,710,000 $225,833 $2,932 3.17%
Edwards, CO (FHA|USDA|VA) 7 $2,665,000 $380,714 $5,046 2.82%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 11 $2,665,000 $242,273 $2,264 3.00%
WILMINGTON, NC (FHA|USDA|VA) 9 $2,665,000 $296,111 $3,702 3.15%
EL PASO, TX (FHA|USDA|VA) 11 $2,655,000 $241,364 $2,900 3.16%
Brainerd, MN (FHA|USDA|VA) 11 $2,645,000 $240,455 $4,138 3.02%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 8 $2,640,000 $330,000 $3,608 3.22%
Hermiston-Pendleton, OR (FHA|USDA|VA) 14 $2,540,000 $181,429 $5,426 3.52%
YUMA, AZ (FHA|USDA|VA) 14 $2,530,000 $180,714 $3,084 3.18%
MIDLAND, TX (FHA|USDA|VA) 8 $2,490,000 $311,250 $5,269 2.86%
Georgetown, SC (FHA|USDA|VA) 9 $2,395,000 $266,111 $5,687 3.14%
Kill Devil Hills, NC (FHA|USDA|VA) 6 $2,390,000 $398,333 $7,396 3.02%
WAUSAU-WESTON, WI (FHA|USDA|VA) 14 $2,380,000 $170,000 $3,769 3.14%
AMES, IA (FHA|USDA|VA) 13 $2,315,000 $178,077 $3,522 3.34%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 8 $2,290,000 $286,250 $4,194 3.17%
FOND DU LAC, WI (FHA|USDA|VA) 13 $2,275,000 $175,000 $4,126 3.36%
Port Angeles, WA (FHA|USDA|VA) 9 $2,255,000 $250,556 $4,256 3.14%
LYNCHBURG, VA (FHA|USDA|VA) 9 $2,185,000 $242,778 $3,515 3.04%
Key West, FL (FHA|USDA|VA) 3 $2,185,000 $728,333 $5,321 3.25%
OKLAHOMA CITY, OK (FHA|USDA|VA) 8 $2,180,000 $272,500 $4,471 3.30%
Danville, KY (FHA|USDA|VA) 17 $2,165,000 $127,353 $4,271 3.66%
BATON ROUGE, LA (FHA|USDA|VA) 8 $2,160,000 $270,000 $3,207 3.00%
Jefferson, GA (FHA|USDA|VA) 7 $2,125,000 $303,571 $4,348 3.11%
WACO, TX (FHA|USDA|VA) 7 $2,045,000 $292,143 $3,414 3.16%
FLINT, MI (FHA|USDA|VA) 11 $2,045,000 $185,909 $4,376 3.49%
Pottsville, PA (FHA|USDA|VA) 13 $2,025,000 $155,769 $5,584 2.91%
Las Vegas, NM (FHA|USDA|VA) 13 $1,985,000 $152,692 $5,911 3.72%
Roswell, NM (FHA|USDA|VA) 20 $1,970,000 $98,500 $3,820 4.33%
SHERMAN-DENISON, TX (FHA|USDA|VA) 7 $1,955,000 $279,286 $4,536 3.37%
ROANOKE, VA (FHA|USDA|VA) 6 $1,920,000 $320,000 $4,837 3.08%
FORT WAYNE, IN (FHA|USDA|VA) 8 $1,920,000 $240,000 $2,814 3.03%
Brookings, OR (FHA|USDA|VA) 7 $1,915,000 $273,571 $6,168 3.38%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 14 $1,910,000 $136,429 $3,923 3.94%
Faribault-Northfield, MN (FHA|USDA|VA) 7 $1,895,000 $270,714 $4,922 3.09%
Sterling, IL (FHA|USDA|VA) 19 $1,895,000 $99,737 $5,107 3.22%
MUNCIE, IN (FHA|USDA|VA) 19 $1,875,000 $98,684 $3,464 4.09%
Taos, NM (FHA|USDA|VA) 7 $1,855,000 $265,000 $5,678 3.55%
Pullman, WA (FHA|USDA|VA) 8 $1,840,000 $230,000 $4,137 3.00%
WICHITA, KS (FHA|USDA|VA) 9 $1,805,000 $200,556 $4,637 3.67%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 10 $1,750,000 $175,000 $7,069 3.32%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 9 $1,745,000 $193,889 $4,420 3.17%
Glenwood Springs, CO (FHA|USDA|VA) 5 $1,735,000 $347,000 $2,792 3.05%
DOVER, DE (FHA|USDA|VA) 7 $1,735,000 $247,857 $6,109 3.14%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 7 $1,715,000 $245,000 $3,019 3.20%
DAYTON-KETTERING, OH (FHA|USDA|VA) 10 $1,630,000 $163,000 $3,492 3.64%
Jackson, WY-ID (FHA|USDA|VA) 1 $1,595,000 $1,595,000 $4,542 3.00%
Big Rapids, MI (FHA|USDA|VA) 9 $1,575,000 $175,000 $3,838 3.27%
Pahrump, NV (FHA|USDA|VA) 8 $1,550,000 $193,750 $4,488 2.75%
Maysville, KY (FHA|USDA|VA) 12 $1,540,000 $128,333 $4,706 3.55%
ROCHESTER, MN (FHA|USDA|VA) 10 $1,540,000 $154,000 $4,357 3.74%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 7 $1,515,000 $216,429 $8,505 2.98%
Shawano, WI (FHA|USDA|VA) 11 $1,515,000 $137,727 $2,747 3.56%
Muscatine, IA (FHA|USDA|VA) 10 $1,500,000 $150,000 $3,407 3.41%
Easton, MD (FHA|USDA|VA) 3 $1,485,000 $495,000 $13,033 3.46%
LAWRENCE, KS (FHA|USDA|VA) 7 $1,465,000 $209,286 $2,764 3.10%
BATTLE CREEK, MI (FHA|USDA|VA) 9 $1,455,000 $161,667 $5,228 3.31%
TOLEDO, OH (FHA|USDA|VA) 6 $1,440,000 $240,000 $3,162 3.10%
Grand Rapids, MN (FHA|USDA|VA) 5 $1,435,000 $287,000 $3,786 2.85%
LUBBOCK, TX (FHA|USDA|VA) 5 $1,425,000 $285,000 $5,228 3.30%
Palestine, TX (FHA|USDA|VA) 8 $1,420,000 $177,500 $4,591 3.36%
TERRE HAUTE, IN (FHA|USDA|VA) 9 $1,405,000 $156,111 $3,911 3.68%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 5 $1,395,000 $279,000 $4,622 3.17%
FARGO, ND-MN (FHA|USDA|VA) 6 $1,390,000 $231,667 $2,690 3.02%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 5 $1,365,000 $273,000 $6,064 2.95%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 7 $1,365,000 $195,000 $3,671 3.43%
Bennington, VT (FHA|USDA|VA) 4 $1,360,000 $340,000 $2,405 2.94%
POCATELLO, ID (FHA|USDA|VA) 8 $1,360,000 $170,000 $3,941 3.52%
SYRACUSE, NY (FHA|USDA|VA) 9 $1,345,000 $149,444 $5,467 3.47%
TALLAHASSEE, FL (FHA|USDA|VA) 5 $1,335,000 $267,000 $6,201 3.12%
ROCKFORD, IL (FHA|USDA|VA) 6 $1,300,000 $216,667 $2,332 3.21%
Gainesville, TX (FHA|USDA|VA) 4 $1,280,000 $320,000 $5,716 3.00%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 4 $1,270,000 $317,500 $2,044 3.22%
Sturgis, MI (FHA|USDA|VA) 5 $1,265,000 $253,000 $3,040 3.33%
LAS CRUCES, NM (FHA|USDA|VA) 8 $1,250,000 $156,250 $4,043 3.58%
TOPEKA, KS (FHA|USDA|VA) 7 $1,235,000 $176,429 $3,846 2.93%
Susanville, CA (FHA|USDA|VA) 6 $1,230,000 $205,000 $4,599 2.69%
LAREDO, TX (FHA|USDA|VA) 6 $1,230,000 $205,000 $5,070 3.46%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $1,210,000 $605,000 $4,169 2.81%
BRUNSWICK, GA (FHA|USDA|VA) 3 $1,205,000 $401,667 $4,723 2.91%
BLOOMINGTON, IN (FHA|USDA|VA) 7 $1,205,000 $172,143 $3,507 3.27%
KOKOMO, IN (FHA|USDA|VA) 6 $1,200,000 $200,000 $4,537 3.29%
OCALA, FL (FHA|USDA|VA) 8 $1,190,000 $148,750 $6,598 3.27%
NEW BERN, NC (FHA|USDA|VA) 4 $1,180,000 $295,000 $3,690 3.40%
Hutchinson, MN (FHA|USDA|VA) 11 $1,165,000 $105,909 $3,086 3.00%
TUSCALOOSA, AL (FHA|USDA|VA) 6 $1,160,000 $193,333 $4,928 3.38%
LAFAYETTE, LA (FHA|USDA|VA) 4 $1,150,000 $287,500 $2,057 2.87%
Cullman, AL (FHA|USDA|VA) 5 $1,125,000 $225,000 $3,381 3.00%
Crescent City, CA (FHA|USDA|VA) 3 $1,115,000 $371,667 $4,463 3.08%
KINGSTON, NY (FHA|USDA|VA) 3 $1,105,000 $368,333 $13,068 3.04%
Vineyard Haven, MA (FHA|USDA|VA) 2 $1,100,000 $550,000 $2,910 2.93%
London, KY (FHA|USDA|VA) 7 $1,095,000 $156,429 $4,502 3.20%
Blackfoot, ID (FHA|USDA|VA) 4 $1,090,000 $272,500 $6,145 3.28%
MIDLAND, MI (FHA|USDA|VA) 9 $1,085,000 $120,556 $4,167 3.10%
Dodge City, KS (FHA|USDA|VA) 7 $1,085,000 $155,000 $6,134 3.57%
EspaƱola, NM (FHA|USDA|VA) 5 $1,075,000 $215,000 $4,421 3.57%
Dixon, IL (FHA|USDA|VA) 7 $1,055,000 $150,714 $5,614 3.20%
Lewisburg, PA (FHA|USDA|VA) 3 $1,055,000 $351,667 $11,017 2.92%
Lebanon, NH-VT (FHA|USDA|VA) 3 $1,035,000 $345,000 $6,314 2.96%
GRAND JUNCTION, CO (FHA|USDA|VA) 4 $1,010,000 $252,500 $3,355 3.00%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $1,000,000 $250,000 $5,078 2.93%
DECATUR, AL (FHA|USDA|VA) 4 $980,000 $245,000 $3,511 3.03%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 6 $980,000 $163,333 $4,555 2.71%
Moscow, ID (FHA|USDA|VA) 3 $975,000 $325,000 $4,521 3.37%
DuBois, PA (FHA|USDA|VA) 6 $970,000 $161,667 $5,249 2.98%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 4 $970,000 $242,500 $4,246 2.84%
Iron Mountain, MI-WI (FHA|USDA|VA) 7 $945,000 $135,000 $3,467 3.25%
JACKSON, MI (FHA|USDA|VA) 5 $945,000 $189,000 $2,814 3.03%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 6 $940,000 $156,667 $4,757 3.50%
AKRON, OH (FHA|USDA|VA) 3 $925,000 $308,333 $2,732 2.87%
LEBANON, PA (FHA|USDA|VA) 5 $915,000 $183,000 $4,956 3.00%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 5 $895,000 $179,000 $5,758 3.55%
Austin, MN (FHA|USDA|VA) 6 $890,000 $148,333 $5,720 3.35%
Carlsbad-Artesia, NM (FHA|USDA|VA) 6 $890,000 $148,333 $4,645 4.58%
Lock Haven, PA (FHA|USDA|VA) 5 $885,000 $177,000 $5,338 2.85%
Traverse City, MI (FHA|USDA|VA) 4 $870,000 $217,500 $4,640 3.69%
Corsicana, TX (FHA|USDA|VA) 4 $860,000 $215,000 $3,148 3.78%
Frankfort, KY (FHA|USDA|VA) 4 $850,000 $212,500 $6,861 3.22%
LaGrange, GA-AL (FHA|USDA|VA) 4 $840,000 $210,000 $13,403 3.94%
Gallup, NM (FHA|USDA|VA) 6 $840,000 $140,000 $5,193 3.73%
FAIRBANKS, AK (FHA|USDA|VA) 3 $835,000 $278,333 $5,517 3.04%
THE VILLAGES, FL (FHA|USDA|VA) 5 $825,000 $165,000 $3,497 3.12%
PANAMA CITY, FL (FHA|USDA|VA) 3 $815,000 $271,667 $2,254 3.13%
SAGINAW, MI (FHA|USDA|VA) 7 $815,000 $116,429 $4,056 2.50%
Jasper, AL (FHA|USDA|VA) 8 $800,000 $100,000 $4,440 4.67%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $795,000 $265,000 $3,548 3.71%
CaƱon City, CO (FHA|USDA|VA) 3 $785,000 $261,667 $4,416 3.25%
Othello, WA (FHA|USDA|VA) 4 $780,000 $195,000 $3,708 3.38%
Nacogdoches, TX (FHA|USDA|VA) 4 $770,000 $192,500 $7,361 3.78%
Juneau, AK (FHA|USDA|VA) 2 $770,000 $385,000 $9,008 3.06%
Albertville, AL (FHA|USDA|VA) 4 $770,000 $192,500 $4,037 3.47%
Seneca, SC (FHA|USDA|VA) 3 $765,000 $255,000 $2,550 2.91%
Marion, NC (FHA|USDA|VA) 2 $750,000 $375,000 $2,614 2.81%
Winona, MN (FHA|USDA|VA) 3 $735,000 $245,000 $3,812 3.96%
MONROE, MI (FHA|USDA|VA) 3 $735,000 $245,000 $1,653 3.63%
Morehead City, NC (FHA|USDA|VA) 3 $735,000 $245,000 $3,026 2.92%
Montrose, CO (FHA|USDA|VA) 2 $730,000 $365,000 $8,392 2.88%
Cedar City, UT (FHA|USDA|VA) 4 $730,000 $182,500 $3,912 3.43%
FAYETTEVILLE, NC (FHA|USDA|VA) 4 $730,000 $182,500 $3,565 2.63%
Stevens Point, WI (FHA|USDA|VA) 4 $730,000 $182,500 $2,816 3.22%
Laconia, NH (FHA|USDA|VA) 1 $725,000 $725,000 $6,346 3.00%
Talladega-Sylacauga, AL (FHA|USDA|VA) 9 $725,000 $80,556 $4,109 4.72%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $715,000 $238,333 $10,373 3.04%
CUMBERLAND, MD-WV (FHA|USDA|VA) 7 $715,000 $102,143 $5,199 3.41%
Somerset, KY (FHA|USDA|VA) 3 $705,000 $235,000 $7,934 2.96%
Fredericksburg, TX (FHA|USDA|VA) 2 $700,000 $350,000 $10,236 3.13%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $685,000 $228,333 $5,487 2.50%
MONTGOMERY, AL (FHA|USDA|VA) 3 $675,000 $225,000 $3,449 3.04%
Albemarle, NC (FHA|USDA|VA) 3 $675,000 $225,000 $2,373 3.21%
PITTSFIELD, MA (FHA|USDA|VA) 3 $655,000 $218,333 $3,906 3.17%
Frankfort, IN (FHA|USDA|VA) 4 $650,000 $162,500 $3,894 3.75%
PEORIA, IL (FHA|USDA|VA) 4 $650,000 $162,500 $1,931 3.06%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $640,000 $320,000 $1,643 3.00%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $630,000 $315,000 $5,588 3.63%
CEDAR RAPIDS, IA (FHA|USDA|VA) 4 $630,000 $157,500 $3,028 3.25%
ALTOONA, PA (FHA|USDA|VA) 4 $620,000 $155,000 $5,347 3.16%
Palatka, FL (FHA|USDA|VA) 4 $620,000 $155,000 $5,164 2.97%
Fort Morgan, CO (FHA|USDA|VA) 3 $615,000 $205,000 $6,349 2.17%
Helena, MT (FHA|USDA|VA) 2 $610,000 $305,000 $1,338 3.25%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 2 $610,000 $305,000 $3,551 3.94%
VICTORIA, TX (FHA|USDA|VA) 3 $605,000 $201,667 $4,230 3.00%
Granbury, TX (FHA|USDA|VA) 2 $600,000 $300,000 $3,278 3.19%
New Castle, PA (FHA|USDA|VA) 5 $595,000 $119,000 $4,769 3.05%
Mount Pleasant, TX (FHA|USDA|VA) 3 $595,000 $198,333 $5,023 3.50%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $590,000 $295,000 $5,856 3.31%
Brevard, NC (FHA|USDA|VA) 2 $590,000 $295,000 $3,914 2.75%
MORRISTOWN, TN (FHA|USDA|VA) 3 $585,000 $195,000 $2,379 3.33%
Vernal, UT (FHA|USDA|VA) 2 $580,000 $290,000 $5,266 2.88%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 3 $575,000 $191,667 $5,256 3.08%
SPRINGFIELD, OH (FHA|USDA|VA) 3 $575,000 $191,667 $6,429 3.75%
Durango, CO (FHA|USDA|VA) 2 $570,000 $285,000 $5,624 3.25%
Ludington, MI (FHA|USDA|VA) 3 $565,000 $188,333 $4,620 3.79%
HATTIESBURG, MS (FHA|USDA|VA) 2 $560,000 $280,000 $4,185 2.81%
HAMMOND, LA (FHA|USDA|VA) 2 $560,000 $280,000 $6,200 2.94%
Beaver Dam, WI (FHA|USDA|VA) 3 $555,000 $185,000 $5,560 3.17%
Crossville, TN (FHA|USDA|VA) 2 $550,000 $275,000 $1,572 2.69%
Warsaw, IN (FHA|USDA|VA) 3 $545,000 $181,667 $3,620 3.29%
Lewistown, PA (FHA|USDA|VA) 4 $540,000 $135,000 $5,974 3.53%
Angola, IN (FHA|USDA|VA) 2 $530,000 $265,000 $1,772 2.88%
COLUMBUS, IN (FHA|USDA|VA) 3 $525,000 $175,000 $3,857 3.04%
Boone, NC (FHA|USDA|VA) 2 $520,000 $260,000 $1,937 3.19%
Gaffney, SC (FHA|USDA|VA) 3 $515,000 $171,667 $4,351 3.79%
Huntingdon, PA (FHA|USDA|VA) 5 $505,000 $101,000 $5,009 3.03%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 3 $495,000 $165,000 $4,769 2.71%
Sevierville, TN (FHA|USDA|VA) 3 $495,000 $165,000 $1,434 3.38%
BAY CITY, MI (FHA|USDA|VA) 3 $485,000 $161,667 $4,441 2.67%
Newberry, SC (FHA|USDA|VA) 2 $480,000 $240,000 $5,793 3.69%
ODESSA, TX (FHA|USDA|VA) 2 $480,000 $240,000 $8,190 3.19%
Oxford, MS (FHA|USDA|VA) 2 $470,000 $235,000 $2,236 3.56%
Safford, AZ (FHA|USDA|VA) 2 $470,000 $235,000 $5,178 3.38%
Lufkin, TX (FHA|USDA|VA) 2 $460,000 $230,000 $3,756 3.18%
Sayre, PA (FHA|USDA|VA) 3 $455,000 $151,667 $7,592 2.92%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $455,000 $455,000 $2,133 3.38%
COLUMBIA, MO (FHA|USDA|VA) 2 $450,000 $225,000 $2,451 2.44%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $445,000 $445,000 $13,451 3.25%
Platteville, WI (FHA|USDA|VA) 5 $445,000 $89,000 $1,823 3.83%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $440,000 $220,000 $5,712 3.00%
Bedford, IN (FHA|USDA|VA) 2 $440,000 $220,000 $10,529 3.38%
Concord, NH (FHA|USDA|VA) 2 $440,000 $220,000 $2,123 3.68%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $435,000 $435,000 $1,946 3.00%
Plymouth, IN (FHA|USDA|VA) 1 $415,000 $415,000 $2,034 3.38%
ABILENE, TX (FHA|USDA|VA) 2 $410,000 $205,000 $2,254 2.81%
GETTYSBURG, PA (FHA|USDA|VA) 2 $410,000 $205,000 $6,113 2.75%
Garden City, KS (FHA|USDA|VA) 2 $410,000 $205,000 $8,862 3.50%
Washington, NC (FHA|USDA|VA) 3 $405,000 $135,000 $3,788 3.96%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $400,000 $200,000 $2,787 3.75%
LINCOLN, NE (FHA|USDA|VA) 2 $400,000 $200,000 $5,886 3.31%
Madison, IN (FHA|USDA|VA) 2 $400,000 $200,000 $2,984 3.19%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $400,000 $200,000 $2,332 4.06%
Clovis, NM (FHA|USDA|VA) 2 $390,000 $195,000 $3,210 4.63%
Willmar, MN (FHA|USDA|VA) 2 $390,000 $195,000 $6,611 3.25%
Calhoun, GA (FHA|USDA|VA) 1 $385,000 $385,000 $4,534 3.25%
Kerrville, TX (FHA|USDA|VA) 1 $385,000 $385,000 $9,187 3.25%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $380,000 $190,000 $6,129 3.12%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $375,000 $375,000 $20,243 2.88%
Mason City, IA (FHA|USDA|VA) 2 $370,000 $185,000 $4,690 3.00%
Thomasville, GA (FHA|USDA|VA) 1 $365,000 $365,000 $2,196 3.63%
Batavia, NY (FHA|USDA|VA) 3 $365,000 $121,667 $3,776 2.83%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $365,000 $365,000 $2,430 3.00%
Greenwood, SC (FHA|USDA|VA) 1 $365,000 $365,000 $3,562 3.25%
Craig, CO (FHA|USDA|VA) 2 $360,000 $180,000 $2,902 3.12%
Barre, VT (FHA|USDA|VA) 1 $355,000 $355,000 $1,800 2.50%
Cadillac, MI (FHA|USDA|VA) 2 $350,000 $175,000 $2,046 3.25%
Rexburg, ID (FHA|USDA|VA) 2 $350,000 $175,000 $6,098 3.37%
Emporia, KS (FHA|USDA|VA) 3 $345,000 $115,000 $3,775 3.25%
Oskaloosa, IA (FHA|USDA|VA) 3 $345,000 $115,000 $3,300 4.00%
MANHATTAN, KS (FHA|USDA|VA) 3 $345,000 $115,000 $2,509 3.42%
Shelby, NC (FHA|USDA|VA) 2 $340,000 $170,000 $2,469 3.50%
JOPLIN, MO (FHA|USDA|VA) 2 $340,000 $170,000 $4,361 3.56%
IOWA CITY, IA (FHA|USDA|VA) 1 $335,000 $335,000 $832 3.00%
Milledgeville, GA (FHA|USDA|VA) 1 $335,000 $335,000 $2,011 3.13%
GLENS FALLS, NY (FHA|USDA|VA) 1 $335,000 $335,000 $4,501 2.99%
BINGHAMTON, NY (FHA|USDA|VA) 2 $330,000 $165,000 $4,353 2.88%
Kirksville, MO (FHA|USDA|VA) 1 $325,000 $325,000 $4,646 2.38%
Seneca Falls, NY (FHA|USDA|VA) 2 $320,000 $160,000 $4,877 2.56%
Huntington, IN (FHA|USDA|VA) 1 $315,000 $315,000 $15,412 2.88%
Danville, VA (FHA|USDA|VA) 1 $315,000 $315,000 $1,650 2.63%
VALDOSTA, GA (FHA|USDA|VA) 3 $315,000 $105,000 $3,963 3.67%
Lake City, FL (FHA|USDA|VA) 1 $315,000 $315,000 $14,501 3.25%
Fort Payne, AL (FHA|USDA|VA) 1 $315,000 $315,000 $9,755 3.13%
Arcadia, FL (FHA|USDA|VA) 2 $310,000 $155,000 $4,532 3.81%
GREAT FALLS, MT (FHA|USDA|VA) 1 $305,000 $305,000 $4,961 2.88%
DALTON, GA (FHA|USDA|VA) 1 $295,000 $295,000 $2,286 4.00%
Cornelia, GA (FHA|USDA|VA) 2 $290,000 $145,000 $2,514 3.06%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $290,000 $145,000 $4,755 3.44%
Sterling, CO (FHA|USDA|VA) 1 $285,000 $285,000 $6,518 2.75%
Newport, TN (FHA|USDA|VA) 1 $285,000 $285,000 $2,250 3.25%
Brenham, TX (FHA|USDA|VA) 1 $285,000 $285,000 $3,311 3.50%
JACKSON, MS (FHA|USDA|VA) 1 $275,000 $275,000 $3,368 2.88%
GOLDSBORO, NC (FHA|USDA|VA) 2 $270,000 $135,000 $2,747 2.63%
Fergus Falls, MN (FHA|USDA|VA) 1 $265,000 $265,000 $4,496 3.38%
Hutchinson, KS (FHA|USDA|VA) 1 $265,000 $265,000 $4,271 3.25%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $265,000 $265,000 $1,982 3.38%
Mount Airy, NC (FHA|USDA|VA) 1 $265,000 $265,000 $2,273 3.00%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 2 $260,000 $130,000 $9,727 3.13%
Brookings, SD (FHA|USDA|VA) 1 $255,000 $255,000 $2,306 2.63%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $255,000 $255,000 $2,133 3.25%
Portales, NM (FHA|USDA|VA) 3 $255,000 $85,000 $3,428 4.21%
Spirit Lake, IA (FHA|USDA|VA) 1 $255,000 $255,000 $2,570 3.63%
MANKATO, MN (FHA|USDA|VA) 3 $255,000 $85,000 $3,005 2.91%
El Campo, TX (FHA|USDA|VA) 1 $255,000 $255,000 $4,517 3.25%
Greensburg, IN (FHA|USDA|VA) 1 $255,000 $255,000 $1,582 3.38%
Yankton, SD (FHA|USDA|VA) 1 $255,000 $255,000 $1,501 3.25%
Pella, IA (FHA|USDA|VA) 2 $250,000 $125,000 $4,063 3.75%
Cedartown, GA (FHA|USDA|VA) 1 $245,000 $245,000 $2,042 2.75%
BANGOR, ME (FHA|USDA|VA) 1 $245,000 $245,000 $3,855 3.25%
Red Wing, MN (FHA|USDA|VA) 1 $245,000 $245,000 $2,701 3.13%
El Dorado, AR (FHA|USDA|VA) 1 $245,000 $245,000 $2,512 2.75%
Auburn, IN (FHA|USDA|VA) 1 $245,000 $245,000 $4,105 3.00%
Kinston, NC (FHA|USDA|VA) 1 $245,000 $245,000 $5,907 2.99%
Burlington, IA-IL (FHA|USDA|VA) 1 $245,000 $245,000 $4,658 3.13%
Grants, NM (FHA|USDA|VA) 4 $240,000 $60,000 $3,659 4.28%
Warren, PA (FHA|USDA|VA) 2 $240,000 $120,000 $3,787 3.50%
Alexander City, AL (FHA|USDA|VA) 1 $235,000 $235,000 $1,900 3.75%
Marshalltown, IA (FHA|USDA|VA) 1 $235,000 $235,000 $3,814 3.25%
Alexandria, MN (FHA|USDA|VA) 1 $235,000 $235,000 $0 2.50%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 1 $235,000 $235,000 $10,589 4.25%
Bainbridge, GA (FHA|USDA|VA) 1 $235,000 $235,000 $2,416 3.75%
Marquette, MI (FHA|USDA|VA) 1 $225,000 $225,000 $2,921 3.38%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $225,000 $225,000 $6,066 2.88%
AMARILLO, TX (FHA|USDA|VA) 1 $225,000 $225,000 $1,940 2.75%
West Plains, MO (FHA|USDA|VA) 1 $225,000 $225,000 $2,856 3.75%
Sunbury, PA (FHA|USDA|VA) 1 $225,000 $225,000 $12,620 2.75%
Clewiston, FL (FHA|USDA|VA) 2 $220,000 $110,000 $5,050 2.75%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $215,000 $215,000 $4,296 2.88%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $215,000 $215,000 $2,594 3.63%
Martinsville, VA (FHA|USDA|VA) 1 $215,000 $215,000 $2,215 2.75%
MANSFIELD, OH (FHA|USDA|VA) 1 $215,000 $215,000 $11,955 3.25%
Warrensburg, MO (FHA|USDA|VA) 1 $205,000 $205,000 $4,635 4.25%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $205,000 $205,000 $2,353 2.99%
Elizabeth City, NC (FHA|USDA|VA) 1 $205,000 $205,000 $1,872 3.38%
KANKAKEE, IL (FHA|USDA|VA) 1 $205,000 $205,000 $1,570 3.38%
St. Marys, PA (FHA|USDA|VA) 2 $200,000 $100,000 $5,670 3.63%
Fort Dodge, IA (FHA|USDA|VA) 2 $200,000 $100,000 $3,033 4.63%
Rockport, TX (FHA|USDA|VA) 1 $195,000 $195,000 $7,221 3.38%
JACKSON, TN (FHA|USDA|VA) 1 $195,000 $195,000 $2,709 3.25%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $195,000 $195,000 $2,259 3.13%
Dumas, TX (FHA|USDA|VA) 1 $195,000 $195,000 $4,578 3.50%
Coldwater, MI (FHA|USDA|VA) 1 $195,000 $195,000 $7,903 2.63%
Ashtabula, OH (FHA|USDA|VA) 1 $195,000 $195,000 $1,969 3.63%
ERIE, PA (FHA|USDA|VA) 1 $195,000 $195,000 $3,484 3.50%
CLEVELAND, TN (FHA|USDA|VA) 1 $185,000 $185,000 $3,753 2.88%
BURLINGTON, NC (FHA|USDA|VA) 1 $185,000 $185,000 $6,675 4.75%
Union, SC (FHA|USDA|VA) 1 $185,000 $185,000 $2,653 2.75%
Urbana, OH (FHA|USDA|VA) 1 $185,000 $185,000 $7,939 2.75%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $185,000 $185,000 $5,786 3.50%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $185,000 $185,000 $3,130 3.50%
Selinsgrove, PA (FHA|USDA|VA) 1 $185,000 $185,000 $3,793 2.75%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $185,000 $185,000 $8,200 3.38%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $185,000 $185,000 $5,814 3.75%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $185,000 $185,000 $7,046 4.25%
Baraboo, WI (FHA|USDA|VA) 1 $185,000 $185,000 $2,987 3.13%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $175,000 $175,000 $1,119 3.13%
Somerset, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,328 3.13%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $175,000 $175,000 $3,916 2.99%
Okeechobee, FL (FHA|USDA|VA) 1 $175,000 $175,000 $5,634 3.13%
Burley, ID (FHA|USDA|VA) 1 $175,000 $175,000 $2,996 2.99%
ST. CLOUD, MN (FHA|USDA|VA) 2 $170,000 $85,000 $1,946 5.13%
Marion, IN (FHA|USDA|VA) 1 $165,000 $165,000 $3,025 3.25%
Shawnee, OK (FHA|USDA|VA) 1 $165,000 $165,000 $3,366 3.13%
Bardstown, KY (FHA|USDA|VA) 1 $165,000 $165,000 $3,053 2.88%
Pontiac, IL (FHA|USDA|VA) 1 $165,000 $165,000 $4,136 3.50%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $165,000 $165,000 $3,527 3.25%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $165,000 $165,000 $3,338 3.13%
New Castle, IN (FHA|USDA|VA) 1 $165,000 $165,000 $2,563 2.75%
Pittsburg, KS (FHA|USDA|VA) 2 $160,000 $80,000 $2,521 3.62%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $155,000 $155,000 $2,664 3.88%
Wilson, NC (FHA|USDA|VA) 1 $155,000 $155,000 $3,162 2.99%
Meadville, PA (FHA|USDA|VA) 1 $155,000 $155,000 $3,977 2.75%
Indiana, PA (FHA|USDA|VA) 1 $145,000 $145,000 $5,734 3.00%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $145,000 $145,000 $6,225 1.88%
Madisonville, KY (FHA|USDA|VA) 1 $145,000 $145,000 $1,860 3.00%
New Ulm, MN (FHA|USDA|VA) 1 $135,000 $135,000 $7,766 3.75%
Mineral Wells, TX (FHA|USDA|VA) 1 $135,000 $135,000 $5,156 4.38%
MOBILE, AL (FHA|USDA|VA) 1 $135,000 $135,000 $3,078 3.38%
Carroll, IA (FHA|USDA|VA) 1 $125,000 $125,000 $3,784 3.25%
Alice, TX (FHA|USDA|VA) 1 $125,000 $125,000 $4,857 3.88%
Shelbyville, TN (FHA|USDA|VA) 1 $125,000 $125,000 $2,359 3.50%
Mount Pleasant, MI (FHA|USDA|VA) 2 $120,000 $60,000 $2,415 2.13%
Laurel, MS (FHA|USDA|VA) 1 $115,000 $115,000 $3,952 4.25%
Vernon, TX (FHA|USDA|VA) 1 $115,000 $115,000 $5,474 2.88%
Marion, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,645 3.88%
Marshall, MN (FHA|USDA|VA) 1 $105,000 $105,000 $6,111 4.25%
Paris, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,236 3.50%
Seymour, IN (FHA|USDA|VA) 1 $105,000 $105,000 $5,108 3.75%
Scottsboro, AL (FHA|USDA|VA) 1 $105,000 $105,000 $4,341 3.50%
Cullowhee, NC (FHA|USDA|VA) 1 $105,000 $105,000 $5,252 5.25%
Marietta, OH (FHA|USDA|VA) 1 $105,000 $105,000 $6,218 3.50%
Bradford, PA (FHA|USDA|VA) 1 $95,000 $95,000 $3,829 2.88%
Ponca City, OK (FHA|USDA|VA) 1 $95,000 $95,000 $3,481 2.99%
Huntsville, TX (FHA|USDA|VA) 1 $85,000 $85,000 $4,884 3.63%
Ardmore, OK (FHA|USDA|VA) 1 $85,000 $85,000 $5,152 3.63%
Poplar Bluff, MO (FHA|USDA|VA) 1 $85,000 $85,000 $3,331 3.38%
Bennettsville, SC (FHA|USDA|VA) 1 $65,000 $65,000 $5,508 2.75%
Finance Of America Mortgage's top markets include Los Angeles, Sacramento, Seattle, San Diego, and Portland among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
  • Oregon (FHA|USDA|VA)
  • Arizona (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against FINANCE OF AMERICA MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Titan Mortgage Capital, Inc.
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 72,643 $24,639,665,000 $339,188 $4,534 3.17%
    FHA 8,988 $2,470,620,000 $274,880 $10,092 3.31%
    VA 4,656 $1,721,650,000 $369,770 $6,995 2.96%
    USDA 636 $129,240,000 $203,208 $6,606 3.26%
    HELOC 147 $21,675,000 $147,449 n/a 6.11%

    For 2020, Finance Of America Mortgage's most frequently originated type of loan was Conventional, with 72,643 originations. Their 2nd most popular type was FHA, with 8,988 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 37,968 $13,266,600,000 $349,415 $4,152 3.08%
    Home Purchase 31,283 $9,874,385,000 $315,647 $6,720 3.25%
    Cash Out Refi 15,053 $4,952,135,000 $328,980 $5,112 3.29%
    Other 2,672 $863,050,000 $322,998 $4,585 3.26%
    Home Improvement 94 $26,680,000 $283,830 $5,143 3.35%

    For 2020, Finance Of America Mortgage's most frequently cited loan purpose was Refi, with 37,968 originations. The 2nd most popular reason was Home Purchase, with 31,283 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 72,329 $24,927,195,000 $344,636 $5,595 3.26%
    15 Year 9,441 $2,652,845,000 $280,992 $3,637 2.74%
    20 Year 3,511 $1,012,395,000 $288,349 $3,684 3.06%
    Other 897 $275,045,000 $306,628 $4,144 3.08%
    10 Year 712 $113,440,000 $159,326 $2,353 3.02%
    3 Year 139 $1,325,000 $9,532 $6 0.00%
    5 Year 41 $605,000 $14,756 $0 0.00%

    For 2020, Finance Of America Mortgage's most frequently cited loan duration was 30 Year, with 72,329 originations. The 2nd most popular length was 15 Year, with 9,441 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 35,881 $12,129,565,000 $338,050
    $<1k 17,238 $5,340,570,000 $309,814
    $2k-3k 11,914 $3,320,440,000 $278,701
    $5k+ 9,276 $4,208,560,000 $453,704
    $3k-4k 7,729 $2,326,615,000 $301,024
    $4k-5k 4,885 $1,635,425,000 $334,785

    Finance Of America Mortgage's average total fees were $5,595, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 35,881 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 43,051 $14,547,335,000 $337,909
    2.5-3% 32,353 $11,398,345,000 $352,312
    <2.5% 6,601 $1,760,535,000 $266,707
    4-5% 4,363 $1,159,355,000 $265,724
    5-6% 549 $99,205,000 $180,701
    6-7% 80 $15,350,000 $191,875
    7-8% 73 $2,725,000 $37,329

    During 2020, Finance Of America Mortgage's average interest rate for loans was 3.26%, while their most frequently originated rate bucket for loans was 3-4%, with 43,051 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 43,395 $12,793,865,000 $294,823 $5,148 3.20%
    $400k-600k 19,255 $9,185,475,000 $477,044 $5,877 3.15%
    $100k-200k 15,367 $2,427,075,000 $157,941 $4,329 3.29%
    $600k-1MM 5,019 $3,579,185,000 $713,127 $8,071 3.21%
    $100,000 or less 3,387 $157,945,000 $46,633 $2,014 2.62%
    $1MM+ 647 $839,305,000 $1,297,226 $10,153 3.21%

    2020 saw Finance Of America Mortgage place emphasis on $200k-400k loans with 43,395 originations, totaling $12,793,865,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 22,227 $7,885,255,000 $354,760 $5,334 3.18%
    $150k-250k 16,725 $7,129,055,000 $426,251 $5,202 3.17%
    $50k-75k 16,073 $3,759,555,000 $233,905 $5,159 3.21%
    $75k-100k 15,765 $4,626,575,000 $293,471 $5,427 3.19%
    $50k or less 7,381 $1,195,995,000 $162,037 $4,622 3.25%
    $250k+ 6,540 $3,572,820,000 $546,303 $5,744 3.18%

    Finance Of America Mortgage lent most frequently to those with incomes in the $100k-150k range, with 22,227 originations. The second most popular income band? $150k-250k, with 16,725 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 18,839 $6,319,575,000 $335,452 $4,505 3.14%
    30-36% 15,842 $5,356,280,000 $338,106 $4,999 3.20%
    <20% 6,765 $2,181,315,000 $322,441 $4,107 3.06%
    44% 3,967 $1,252,925,000 $315,837 $5,752 3.27%
    42% 3,524 $1,206,270,000 $342,301 $5,659 3.21%
    43% 3,390 $1,088,660,000 $321,139 $5,666 3.26%
    41% 3,311 $1,113,645,000 $336,347 $5,405 3.22%
    39% 3,197 $1,069,625,000 $334,571 $5,473 3.24%
    40% 3,173 $1,050,465,000 $331,064 $5,437 3.24%
    38% 3,095 $1,024,065,000 $330,877 $5,292 3.22%
    37% 2,942 $990,220,000 $336,581 $5,310 3.21%
    49% 2,825 $941,635,000 $333,322 $6,266 3.23%
    36% 2,815 $973,685,000 $345,892 $5,218 3.22%
    45% 2,334 $776,330,000 $332,618 $5,958 3.23%
    48% 2,184 $721,960,000 $330,568 $6,029 3.22%
    46% 2,181 $711,875,000 $326,398 $5,848 3.23%
    50-60% 2,160 $678,860,000 $314,287 $9,894 3.17%
    47% 2,120 $692,920,000 $326,849 $6,255 3.23%
    >60% 39 $16,635,000 $426,538 $10,103 3.10%

    Finance Of America Mortgage lent most frequently to those with DTI ratios of 20-30%, with 18,839 originations. The next most common DTI ratio? 30-36%, with 15,842 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 60,351 $19,414,695,000 $321,696 $5,201 3.20%
    Not provided 16,203 $5,762,465,000 $355,642 $5,316 3.16%
    Asian 6,257 $2,396,165,000 $382,957 $4,906 3.11%
    Black 2,534 $777,600,000 $306,867 $6,919 3.20%
    American Indian 542 $166,270,000 $306,771 $5,976 3.15%
    Asian Indian 397 $163,485,000 $411,801 $4,058 3.04%
    Filipino 188 $76,460,000 $406,702 $5,782 3.05%
    Native Hawaiian or Islander 207 $74,565,000 $360,217 $6,589 3.24%
    Other Asian 116 $45,020,000 $388,103 $4,620 3.08%
    Chinese 85 $36,145,000 $425,235 $3,853 3.02%
    Korean 50 $21,660,000 $433,200 $4,429 3.12%
    Vietnamese 50 $17,970,000 $359,400 $4,039 3.31%
    Japanese 29 $10,475,000 $361,207 $4,437 3.09%
    Other Pacific Islander 32 $9,530,000 $297,813 $5,055 3.13%
    Guamanian 13 $4,295,000 $330,385 $4,585 2.98%
    Samoan 12 $4,210,000 $350,833 $8,809 3.02%
    Native Hawaiian 4 $1,840,000 $460,000 $4,091 3.53%

    Approval Rates

    Total approvals of all applications
    94.38%

    Finance Of America Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    78.43%

    Finance Of America Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 87,070 $28,982,850,000 $332,868

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 917 $183,585,000 $200,202
    Single Family (1-4 Units):Site-Built 86,153 $28,799,265,000 $334,280

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 4,641 $1,273,345,000 $274,369 $3,995 3.03%
    40-60% 16,093 $5,465,205,000 $339,601 $4,038 3.05%
    60-80% 32,928 $11,912,930,000 $361,787 $4,763 3.25%
    80-100% 30,603 $9,936,935,000 $324,705 $6,663 3.29%
    Over 100% 774 $287,820,000 $371,860 $13,910 3.13%
    Under 20% 2,031 $106,615,000 $52,494 $858 1.99%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    Finance of America Mortgage LLC FHA mortgage Closing on a mortgage 1 100.0%