Finance Of America Mortgage Rates, Fees & Info
WILMINGTON, DELEI: 549300MXJA09WZJ0DV55
Tax ID: 23-2769131
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Mortgage Data
Review & Overview
Finance Of America Mortgage is a large mortgage company specializing in Home Purchase and Cash Out Refi loans. Finance Of America Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Los Angeles, New York, Phoenix, Sacramento, and Seattle among others. We have data for 637 markets. (Some data included below & more in-depth data is available with an active subscription.)Finance Of America Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Finance Of America Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
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SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| Home Equity Line of Credit (HELOC) | 7.99% | 12/16/24 |
| 30 Year Conventional Purchase | 6.80% | 12/16/24 |
| 30 Year Conventional Refi | 6.48% | 12/16/24 |
| 30 Year Cash-out Refi | 6.72% | 12/16/24 |
| 30 Year FHA Purchase | 7.38% | 12/16/24 |
| 30 Year FHA Refi | 7.06% | 12/16/24 |
| 30 Year VA Purchase | 6.22% | 12/16/24 |
| 30 Year VA Refi | 5.69% | 12/16/24 |
| 30 Year USDA Purchase | 6.77% | 12/16/24 |
| 30 Year USDA Refi | 6.62% | 12/16/24 |
| 15 Year Conventional Purchase | 6.18% | 12/16/24 |
| 15 Year Conventional Refi | 5.83% | 12/16/24 |
| 15 Year Cash-out Refi | 5.83% | 12/16/24 |
| 15 Year FHA Refi | 5.68% | 12/16/24 |
| 15 Year VA Purchase | 5.68% | 12/16/24 |
| 15 Year VA Refi | 5.40% | 12/16/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Finance Of America Mortgage Mortgage Calculator
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The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
38,364Origination Dollar Volume (All Markets)
$14,354,030,000Awards
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FINANCE OF AMERICA MORTGAGE - 2022
FINANCE OF AMERICA MORTGAGE is a 2022 , due to their low .
For 2022, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 2,232 | $1,581,680,000 | $708,638 | $10,957 | 4.46% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 2,524 | $1,334,760,000 | $528,827 | $15,150 | 5.11% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1,380 | $538,060,000 | $389,899 | $7,428 | 4.67% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1,191 | $526,405,000 | $441,986 | $7,605 | 4.45% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 977 | $512,935,000 | $525,010 | $9,358 | 4.60% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1,811 | $506,805,000 | $279,848 | $7,835 | 5.30% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 741 | $495,905,000 | $669,238 | $10,214 | 4.45% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1,018 | $475,710,000 | $467,299 | $9,929 | 4.61% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 680 | $452,280,000 | $665,118 | $10,217 | 4.14% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 963 | $415,325,000 | $431,282 | $7,640 | 4.72% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 1,462 | $315,950,000 | $216,108 | $6,415 | 6.66% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 484 | $211,000,000 | $435,950 | $10,061 | 5.04% |
| Outside of Metro Areas | 817 | $208,565,000 | $255,282 | $6,991 | 4.89% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 521 | $201,355,000 | $386,478 | $8,131 | 4.71% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 584 | $185,610,000 | $317,825 | $7,377 | 5.03% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 431 | $181,745,000 | $421,682 | $12,718 | 5.60% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 505 | $172,925,000 | $342,426 | $7,766 | 5.02% |
| BOISE CITY, ID (FHA|USDA|VA) | 420 | $161,470,000 | $384,452 | $9,339 | 4.85% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 189 | $148,185,000 | $784,048 | $10,329 | 4.02% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 307 | $147,615,000 | $480,831 | $7,541 | 4.47% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 537 | $130,285,000 | $242,616 | $7,487 | 5.46% |
| STOCKTON, CA (FHA|USDA|VA) | 340 | $130,060,000 | $382,529 | $8,919 | 4.38% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 493 | $121,965,000 | $247,394 | $4,919 | 5.18% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 359 | $117,125,000 | $326,253 | $8,624 | 5.22% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 332 | $116,790,000 | $351,777 | $8,236 | 4.73% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 345 | $111,435,000 | $323,000 | $6,744 | 6.04% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 281 | $110,975,000 | $394,929 | $13,588 | 5.64% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 161 | $107,355,000 | $666,801 | $10,474 | 4.55% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 373 | $105,605,000 | $283,123 | $6,921 | 5.00% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 394 | $94,610,000 | $240,127 | $7,624 | 5.40% |
| GREEN BAY, WI (FHA|USDA|VA) | 437 | $93,415,000 | $213,764 | $4,594 | 4.85% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 329 | $89,825,000 | $273,024 | $9,218 | 5.87% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 343 | $87,105,000 | $253,950 | $4,633 | 5.99% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 194 | $76,760,000 | $395,670 | $7,600 | 4.39% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 363 | $72,535,000 | $199,821 | $5,179 | 5.88% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 126 | $70,770,000 | $561,667 | $10,561 | 4.28% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 97 | $69,165,000 | $713,041 | $17,374 | 4.96% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 329 | $65,725,000 | $199,772 | $8,367 | 4.70% |
| VISALIA, CA (FHA|USDA|VA) | 178 | $60,100,000 | $337,640 | $9,213 | 4.57% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 210 | $58,570,000 | $278,905 | $5,274 | 5.51% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 166 | $57,570,000 | $346,807 | $9,387 | 5.48% |
| APPLETON, WI (FHA|USDA|VA) | 273 | $57,545,000 | $210,788 | $4,295 | 5.02% |
| FRESNO, CA (FHA|USDA|VA) | 154 | $54,780,000 | $355,714 | $7,226 | 4.44% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 115 | $54,525,000 | $474,130 | $8,629 | 4.69% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 115 | $54,245,000 | $471,696 | $6,666 | 5.33% |
| PITTSBURGH, PA (FHA|USDA|VA) | 209 | $51,655,000 | $247,153 | $5,988 | 5.50% |
| RENO, NV (FHA|USDA|VA) | 127 | $50,585,000 | $398,307 | $7,469 | 4.67% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 158 | $46,560,000 | $294,684 | $7,481 | 4.74% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 184 | $45,940,000 | $249,674 | $5,755 | 5.08% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 154 | $44,630,000 | $289,805 | $9,230 | 5.49% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 133 | $44,425,000 | $334,023 | $10,266 | 5.01% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 58 | $42,960,000 | $740,690 | $9,397 | 4.37% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 134 | $42,840,000 | $319,701 | $10,504 | 5.49% |
| MADERA, CA (FHA|USDA|VA) | 103 | $42,505,000 | $412,670 | $8,097 | 4.60% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 107 | $42,375,000 | $396,028 | $11,386 | 6.10% |
| VALLEJO, CA (FHA|USDA|VA) | 92 | $42,350,000 | $460,326 | $8,585 | 4.27% |
| ANCHORAGE, AK (FHA|USDA|VA) | 128 | $41,350,000 | $323,047 | $6,509 | 4.23% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 95 | $40,195,000 | $423,105 | $7,402 | 4.60% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 133 | $39,685,000 | $298,383 | $9,437 | 5.33% |
| BEND, OR (FHA|USDA|VA) | 75 | $39,545,000 | $527,267 | $8,174 | 4.62% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 114 | $39,330,000 | $345,000 | $9,099 | 4.74% |
| YUBA CITY, CA (FHA|USDA|VA) | 111 | $39,005,000 | $351,396 | $8,421 | 4.42% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 117 | $37,635,000 | $321,667 | $7,991 | 4.68% |
| MODESTO, CA (FHA|USDA|VA) | 107 | $37,535,000 | $350,794 | $8,385 | 4.49% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 148 | $36,640,000 | $247,568 | $8,347 | 4.54% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 119 | $33,855,000 | $284,496 | $8,190 | 5.62% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 159 | $33,205,000 | $208,836 | $6,981 | 5.53% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 93 | $33,155,000 | $356,505 | $7,225 | 4.70% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 83 | $32,325,000 | $389,458 | $8,722 | 5.24% |
| RACINE, WI (FHA|USDA|VA) | 143 | $32,055,000 | $224,161 | $5,707 | 5.17% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 155 | $31,835,000 | $205,387 | $4,856 | 6.89% |
| PROVO-OREM, UT (FHA|USDA|VA) | 56 | $31,780,000 | $567,500 | $9,565 | 4.27% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 85 | $31,715,000 | $373,118 | $7,926 | 5.38% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 43 | $31,615,000 | $735,233 | $13,669 | 4.45% |
| RICHMOND, VA (FHA|USDA|VA) | 161 | $31,305,000 | $194,441 | $7,298 | 6.28% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 80 | $30,810,000 | $385,125 | $7,066 | 5.04% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 170 | $30,690,000 | $180,529 | $9,379 | 3.81% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 93 | $30,265,000 | $325,430 | $7,674 | 4.66% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 163 | $30,135,000 | $184,877 | $6,424 | 5.71% |
| SALEM, OR (FHA|USDA|VA) | 89 | $29,945,000 | $336,461 | $7,776 | 4.81% |
| TUCSON, AZ (FHA|USDA|VA) | 81 | $29,425,000 | $363,272 | $8,278 | 5.52% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 154 | $29,310,000 | $190,325 | $4,429 | 5.19% |
| SALINAS, CA (FHA|USDA|VA) | 46 | $27,970,000 | $608,043 | $12,231 | 4.51% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 110 | $27,910,000 | $253,727 | $7,278 | 6.34% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 85 | $26,595,000 | $312,882 | $6,413 | 5.23% |
| FLORENCE, SC (FHA|USDA|VA) | 144 | $26,460,000 | $183,750 | $6,874 | 4.30% |
| FORT COLLINS, CO (FHA|USDA|VA) | 55 | $26,325,000 | $478,636 | $6,525 | 5.17% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 44 | $25,510,000 | $579,773 | $13,309 | 5.27% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 102 | $24,160,000 | $236,863 | $6,536 | 5.34% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 62 | $23,660,000 | $381,613 | $8,904 | 6.94% |
| Winnemucca, NV (FHA|USDA|VA) | 102 | $23,520,000 | $230,588 | $9,286 | 4.73% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 59 | $22,465,000 | $380,763 | $7,908 | 4.99% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 52 | $22,180,000 | $426,538 | $8,793 | 4.74% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 49 | $22,125,000 | $451,531 | $5,699 | 4.18% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 34 | $22,080,000 | $649,412 | $7,284 | 4.44% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 76 | $22,070,000 | $290,395 | $7,041 | 5.28% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 85 | $21,885,000 | $257,471 | $8,586 | 5.80% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 61 | $21,175,000 | $347,131 | $6,465 | 4.02% |
| LUBBOCK, TX (FHA|USDA|VA) | 114 | $21,160,000 | $185,614 | $5,711 | 5.61% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 36 | $21,150,000 | $587,500 | $11,181 | 5.00% |
| BELLINGHAM, WA (FHA|USDA|VA) | 26 | $21,050,000 | $809,615 | $6,560 | 4.49% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 85 | $20,815,000 | $244,882 | $8,413 | 5.32% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 87 | $20,815,000 | $239,253 | $8,679 | 5.56% |
| Marinette, WI-MI (FHA|USDA|VA) | 138 | $20,790,000 | $150,652 | $3,944 | 4.99% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 70 | $20,620,000 | $294,571 | $5,220 | 5.28% |
| TYLER, TX (FHA|USDA|VA) | 82 | $20,610,000 | $251,341 | $7,303 | 5.19% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 72 | $19,210,000 | $266,806 | $6,448 | 4.91% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 73 | $18,715,000 | $256,370 | $7,833 | 6.16% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 63 | $18,695,000 | $296,746 | $7,932 | 5.11% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 65 | $18,615,000 | $286,385 | $7,354 | 4.72% |
| COLUMBUS, OH (FHA|USDA|VA) | 89 | $18,205,000 | $204,551 | $5,955 | 6.84% |
| LONGVIEW, WA (FHA|USDA|VA) | 56 | $17,630,000 | $314,821 | $7,294 | 4.35% |
| ROCHESTER, NY (FHA|USDA|VA) | 84 | $17,300,000 | $205,952 | $7,924 | 5.19% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 86 | $17,200,000 | $200,000 | $3,386 | 6.84% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 101 | $16,875,000 | $167,079 | $5,345 | 6.99% |
| BOULDER, CO (FHA|USDA|VA) | 24 | $16,750,000 | $697,917 | $7,814 | 4.46% |
| Hilo, HI (FHA|USDA|VA) | 39 | $16,395,000 | $420,385 | $8,023 | 4.70% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 33 | $16,375,000 | $496,212 | $10,926 | 4.82% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 48 | $16,360,000 | $340,833 | $6,604 | 4.65% |
| Ukiah, CA (FHA|USDA|VA) | 33 | $15,725,000 | $476,515 | $12,184 | 4.62% |
| READING, PA (FHA|USDA|VA) | 65 | $15,585,000 | $239,769 | $7,948 | 5.22% |
| GREELEY, CO (FHA|USDA|VA) | 42 | $14,840,000 | $353,333 | $5,763 | 4.91% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 42 | $14,670,000 | $349,286 | $8,067 | 4.64% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 36 | $14,490,000 | $402,500 | $7,621 | 4.63% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 64 | $14,480,000 | $226,250 | $6,757 | 5.03% |
| SPARTANBURG, SC (FHA|USDA|VA) | 57 | $14,235,000 | $249,737 | $6,270 | 5.41% |
| FARGO, ND-MN (FHA|USDA|VA) | 50 | $14,200,000 | $284,000 | $6,522 | 4.75% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 38 | $14,140,000 | $372,105 | $7,198 | 4.30% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 90 | $13,990,000 | $155,444 | $6,049 | 7.06% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 59 | $13,975,000 | $236,864 | $5,382 | 5.37% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 44 | $13,900,000 | $315,909 | $9,396 | 4.97% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 36 | $13,550,000 | $376,389 | $9,275 | 5.30% |
| Key West, FL (FHA|USDA|VA) | 22 | $13,520,000 | $614,545 | $15,925 | 4.73% |
| SANTA FE, NM (FHA|USDA|VA) | 30 | $12,880,000 | $429,333 | $8,801 | 5.72% |
| CHICO, CA (FHA|USDA|VA) | 41 | $12,825,000 | $312,805 | $6,483 | 4.69% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 39 | $12,795,000 | $328,077 | $4,954 | 4.71% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 48 | $12,760,000 | $265,833 | $6,525 | 5.91% |
| WENATCHEE, WA (FHA|USDA|VA) | 34 | $12,680,000 | $372,941 | $7,176 | 4.51% |
| PUEBLO, CO (FHA|USDA|VA) | 61 | $12,635,000 | $207,131 | $8,035 | 4.14% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 37 | $12,435,000 | $336,081 | $9,053 | 6.24% |
| NAPA, CA (FHA|USDA|VA) | 17 | $12,185,000 | $716,765 | $13,388 | 4.43% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 41 | $11,745,000 | $286,463 | $6,463 | 4.99% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 53 | $11,515,000 | $217,264 | $5,453 | 4.52% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 38 | $10,900,000 | $286,842 | $9,322 | 5.67% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 44 | $10,640,000 | $241,818 | $6,318 | 4.86% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 44 | $10,540,000 | $239,545 | $4,080 | 5.03% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 37 | $10,275,000 | $277,703 | $10,603 | 5.91% |
| LANCASTER, PA (FHA|USDA|VA) | 47 | $10,155,000 | $216,064 | $8,326 | 4.64% |
| MERCED, CA (FHA|USDA|VA) | 31 | $9,955,000 | $321,129 | $7,275 | 4.42% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 39 | $9,655,000 | $247,564 | $8,182 | 4.95% |
| ASHEVILLE, NC (FHA|USDA|VA) | 28 | $8,940,000 | $319,286 | $6,532 | 5.30% |
| LOGAN, UT-ID (FHA|USDA|VA) | 22 | $8,940,000 | $406,364 | $8,025 | 4.98% |
| MADISON, WI (FHA|USDA|VA) | 27 | $8,855,000 | $327,963 | $6,988 | 4.78% |
| YAKIMA, WA (FHA|USDA|VA) | 32 | $8,840,000 | $276,250 | $8,632 | 4.69% |
| KNOXVILLE, TN (FHA|USDA|VA) | 35 | $8,815,000 | $251,857 | $4,017 | 5.72% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 13 | $8,805,000 | $677,308 | $11,407 | 5.55% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 14 | $8,480,000 | $605,714 | $13,728 | 5.43% |
| Manitowoc, WI (FHA|USDA|VA) | 60 | $8,410,000 | $140,167 | $4,558 | 5.30% |
| Whitewater, WI (FHA|USDA|VA) | 37 | $8,315,000 | $224,730 | $4,306 | 5.27% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 12 | $8,010,000 | $667,500 | $15,585 | 5.60% |
| Stevens Point, WI (FHA|USDA|VA) | 34 | $7,950,000 | $233,824 | $5,257 | 5.08% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 44 | $7,930,000 | $180,227 | $5,899 | 5.88% |
| Taos, NM (FHA|USDA|VA) | 25 | $7,925,000 | $317,000 | $8,427 | 5.17% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 116 | $7,850,000 | $67,672 | $0 | 7.82% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 36 | $7,780,000 | $216,111 | $4,707 | 4.80% |
| CORVALLIS, OR (FHA|USDA|VA) | 21 | $7,695,000 | $366,429 | $7,872 | 5.01% |
| COLUMBIA, SC (FHA|USDA|VA) | 41 | $7,645,000 | $186,463 | $6,492 | 6.61% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 25 | $7,615,000 | $304,600 | $3,101 | 5.45% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 28 | $7,600,000 | $271,429 | $6,977 | 6.05% |
| LONGVIEW, TX (FHA|USDA|VA) | 30 | $7,360,000 | $245,333 | $7,309 | 5.28% |
| Ontario, OR-ID (FHA|USDA|VA) | 27 | $7,085,000 | $262,407 | $8,534 | 4.79% |
| Fernley, NV (FHA|USDA|VA) | 22 | $7,060,000 | $320,909 | $9,451 | 4.12% |
| Mount Sterling, KY (FHA|USDA|VA) | 43 | $6,975,000 | $162,209 | $5,428 | 4.88% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 49 | $6,965,000 | $142,143 | $6,215 | 5.82% |
| Breckenridge, CO (FHA|USDA|VA) | 15 | $6,905,000 | $460,333 | $8,745 | 4.42% |
| Ellensburg, WA (FHA|USDA|VA) | 14 | $6,480,000 | $462,857 | $8,373 | 4.67% |
| LAFAYETTE, LA (FHA|USDA|VA) | 67 | $6,475,000 | $96,642 | $5,518 | 7.09% |
| ST. GEORGE, UT (FHA|USDA|VA) | 11 | $6,385,000 | $580,455 | $9,705 | 4.73% |
| Moses Lake, WA (FHA|USDA|VA) | 18 | $6,360,000 | $353,333 | $6,589 | 4.71% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 41 | $6,355,000 | $155,000 | $7,131 | 7.86% |
| MEDFORD, OR (FHA|USDA|VA) | 14 | $6,260,000 | $447,143 | $7,137 | 5.11% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 21 | $6,245,000 | $297,381 | $9,542 | 6.27% |
| MUNCIE, IN (FHA|USDA|VA) | 56 | $6,090,000 | $108,750 | $4,800 | 7.29% |
| Shelton, WA (FHA|USDA|VA) | 14 | $6,030,000 | $430,714 | $8,744 | 5.16% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 30 | $5,960,000 | $198,667 | $6,035 | 6.61% |
| TULSA, OK (FHA|USDA|VA) | 28 | $5,910,000 | $211,071 | $4,877 | 5.41% |
| REDDING, CA (FHA|USDA|VA) | 18 | $5,890,000 | $327,222 | $7,699 | 4.66% |
| Athens, TX (FHA|USDA|VA) | 32 | $5,710,000 | $178,438 | $7,306 | 6.02% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 14 | $5,710,000 | $407,857 | $10,532 | 4.64% |
| Aberdeen, WA (FHA|USDA|VA) | 18 | $5,710,000 | $317,222 | $7,348 | 4.42% |
| AKRON, OH (FHA|USDA|VA) | 31 | $5,635,000 | $181,774 | $3,791 | 6.47% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 24 | $5,610,000 | $233,750 | $6,597 | 5.27% |
| Sonora, CA (FHA|USDA|VA) | 18 | $5,580,000 | $310,000 | $8,254 | 4.86% |
| KINGSTON, NY (FHA|USDA|VA) | 21 | $5,575,000 | $265,476 | $10,629 | 6.07% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 18 | $5,550,000 | $308,333 | $5,234 | 4.80% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 31 | $5,515,000 | $177,903 | $5,436 | 6.68% |
| JACKSON, TN (FHA|USDA|VA) | 44 | $5,460,000 | $124,091 | $7,665 | 5.69% |
| PANAMA CITY, FL (FHA|USDA|VA) | 20 | $5,320,000 | $266,000 | $14,446 | 5.40% |
| Hailey, ID (FHA|USDA|VA) | 12 | $5,280,000 | $440,000 | $12,429 | 4.48% |
| Oak Harbor, WA (FHA|USDA|VA) | 14 | $5,140,000 | $367,143 | $5,731 | 4.38% |
| OCALA, FL (FHA|USDA|VA) | 20 | $5,010,000 | $250,500 | $8,143 | 4.87% |
| LOUISVILLE, KY (FHA|USDA|VA) | 27 | $4,965,000 | $183,889 | $5,206 | 6.33% |
| Coos Bay, OR (FHA|USDA|VA) | 18 | $4,960,000 | $275,556 | $7,313 | 4.67% |
| The Dalles, OR (FHA|USDA|VA) | 17 | $4,915,000 | $289,118 | $8,787 | 4.18% |
| Outside of Metro Areas | 12 | $4,900,000 | $408,333 | $6,708 | 4.78% |
| Roseburg, OR (FHA|USDA|VA) | 19 | $4,855,000 | $255,526 | $8,728 | 4.70% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 12 | $4,810,000 | $400,833 | $6,717 | 4.40% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 33 | $4,785,000 | $145,000 | $10,026 | 6.80% |
| Glenwood Springs, CO (FHA|USDA|VA) | 17 | $4,745,000 | $279,118 | $6,656 | 4.15% |
| SUMTER, SC (FHA|USDA|VA) | 23 | $4,655,000 | $202,391 | $8,697 | 4.73% |
| La Grande, OR (FHA|USDA|VA) | 18 | $4,620,000 | $256,667 | $7,563 | 5.16% |
| CARSON CITY, NV (FHA|USDA|VA) | 12 | $4,610,000 | $384,167 | $9,925 | 5.40% |
| JOPLIN, MO (FHA|USDA|VA) | 15 | $4,575,000 | $305,000 | $0 | 11.31% |
| Torrington, CT (FHA|USDA|VA) | 20 | $4,570,000 | $228,500 | $9,472 | 6.57% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 19 | $4,545,000 | $239,211 | $6,922 | 5.74% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 20 | $4,430,000 | $221,500 | $9,483 | 7.81% |
| Kapaa, HI (FHA|USDA|VA) | 5 | $4,415,000 | $883,000 | $7,743 | 4.10% |
| Heber, UT (FHA|USDA|VA) | 6 | $4,310,000 | $718,333 | $9,277 | 3.79% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 16 | $4,260,000 | $266,250 | $8,014 | 5.52% |
| Elizabeth City, NC (FHA|USDA|VA) | 29 | $4,245,000 | $146,379 | $0 | 5.96% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 15 | $4,245,000 | $283,000 | $4,917 | 7.79% |
| WILMINGTON, NC (FHA|USDA|VA) | 16 | $4,240,000 | $265,000 | $3,335 | 5.87% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 20 | $4,230,000 | $211,500 | $12,163 | 7.15% |
| Holland, MI (FHA|USDA|VA) | 14 | $4,200,000 | $300,000 | $7,532 | 5.28% |
| Centralia, WA (FHA|USDA|VA) | 13 | $3,995,000 | $307,308 | $7,240 | 4.03% |
| DOVER, DE (FHA|USDA|VA) | 18 | $3,980,000 | $221,111 | $7,826 | 6.54% |
| Show Low, AZ (FHA|USDA|VA) | 12 | $3,970,000 | $330,833 | $7,614 | 6.01% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 20 | $3,910,000 | $195,500 | $4,133 | 6.50% |
| FOND DU LAC, WI (FHA|USDA|VA) | 19 | $3,815,000 | $200,789 | $5,473 | 4.97% |
| Kalispell, MT (FHA|USDA|VA) | 8 | $3,810,000 | $476,250 | $6,833 | 4.28% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 15 | $3,785,000 | $252,333 | $4,386 | 5.00% |
| Easton, MD (FHA|USDA|VA) | 5 | $3,705,000 | $741,000 | $19,553 | 4.75% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 14 | $3,660,000 | $261,429 | $6,891 | 5.36% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 19 | $3,575,000 | $188,158 | $7,658 | 5.49% |
| Beaver Dam, WI (FHA|USDA|VA) | 18 | $3,530,000 | $196,111 | $4,301 | 4.87% |
| Klamath Falls, OR (FHA|USDA|VA) | 14 | $3,430,000 | $245,000 | $7,765 | 4.54% |
| Edwards, CO (FHA|USDA|VA) | 4 | $3,420,000 | $855,000 | $11,487 | 4.78% |
| GAINESVILLE, GA (FHA|USDA|VA) | 9 | $3,415,000 | $379,444 | $6,140 | 5.22% |
| Jacksonville, TX (FHA|USDA|VA) | 16 | $3,410,000 | $213,125 | $7,171 | 4.89% |
| Astoria, OR (FHA|USDA|VA) | 7 | $3,335,000 | $476,429 | $5,651 | 5.11% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 18 | $3,330,000 | $185,000 | $4,319 | 4.73% |
| Richmond-Berea, KY (FHA|USDA|VA) | 15 | $3,295,000 | $219,667 | $5,430 | 4.65% |
| Pahrump, NV (FHA|USDA|VA) | 11 | $3,285,000 | $298,636 | $10,824 | 5.03% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 12 | $3,250,000 | $270,833 | $4,997 | 6.32% |
| Clearlake, CA (FHA|USDA|VA) | 11 | $3,125,000 | $284,091 | $9,427 | 4.52% |
| Payson, AZ (FHA|USDA|VA) | 9 | $3,085,000 | $342,778 | $6,234 | 5.19% |
| Roswell, NM (FHA|USDA|VA) | 21 | $3,085,000 | $146,905 | $6,638 | 4.88% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 8 | $3,070,000 | $383,750 | $6,052 | 4.55% |
| WICHITA, KS (FHA|USDA|VA) | 21 | $3,045,000 | $145,000 | $4,891 | 5.92% |
| MIDLAND, TX (FHA|USDA|VA) | 13 | $3,045,000 | $234,231 | $7,712 | 5.60% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 7 | $3,045,000 | $435,000 | $8,470 | 5.32% |
| Newport, OR (FHA|USDA|VA) | 10 | $3,040,000 | $304,000 | $8,051 | 4.56% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 32 | $3,030,000 | $94,688 | $7,625 | 7.56% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 14 | $2,970,000 | $212,143 | $7,201 | 4.38% |
| Maysville, KY (FHA|USDA|VA) | 22 | $2,950,000 | $134,091 | $5,854 | 5.24% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 13 | $2,905,000 | $223,462 | $6,121 | 5.66% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 11 | $2,905,000 | $264,091 | $7,239 | 6.02% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 21 | $2,895,000 | $137,857 | $4,304 | 6.39% |
| Bozeman, MT (FHA|USDA|VA) | 7 | $2,885,000 | $412,143 | $5,991 | 4.40% |
| HARRISONBURG, VA (FHA|USDA|VA) | 11 | $2,855,000 | $259,545 | $5,678 | 5.20% |
| BRUNSWICK, GA (FHA|USDA|VA) | 2 | $2,830,000 | $1,415,000 | $27,655 | 4.38% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 18 | $2,820,000 | $156,667 | $6,815 | 6.61% |
| Traverse City, MI (FHA|USDA|VA) | 9 | $2,775,000 | $308,333 | $3,412 | 7.01% |
| Prineville, OR (FHA|USDA|VA) | 7 | $2,715,000 | $387,857 | $7,287 | 4.02% |
| GRANTS PASS, OR (FHA|USDA|VA) | 6 | $2,630,000 | $438,333 | $4,832 | 4.14% |
| Sterling, IL (FHA|USDA|VA) | 20 | $2,590,000 | $129,500 | $6,450 | 4.57% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 16 | $2,540,000 | $158,750 | $5,083 | 5.30% |
| Hudson, NY (FHA|USDA|VA) | 4 | $2,530,000 | $632,500 | $17,362 | 7.42% |
| FLINT, MI (FHA|USDA|VA) | 20 | $2,510,000 | $125,500 | $7,804 | 6.78% |
| ROCKFORD, IL (FHA|USDA|VA) | 13 | $2,495,000 | $191,923 | $6,903 | 4.80% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 11 | $2,455,000 | $223,182 | $3,691 | 4.73% |
| Shawano, WI (FHA|USDA|VA) | 14 | $2,450,000 | $175,000 | $4,169 | 5.31% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 17 | $2,435,000 | $143,235 | $5,731 | 5.18% |
| GREENVILLE, NC (FHA|USDA|VA) | 13 | $2,435,000 | $187,308 | $5,509 | 4.23% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 7 | $2,425,000 | $346,429 | $7,340 | 5.43% |
| Las Vegas, NM (FHA|USDA|VA) | 14 | $2,420,000 | $172,857 | $7,240 | 3.90% |
| SAVANNAH, GA (FHA|USDA|VA) | 9 | $2,385,000 | $265,000 | $6,172 | 5.17% |
| LEBANON, PA (FHA|USDA|VA) | 13 | $2,325,000 | $178,846 | $8,442 | 5.02% |
| Steamboat Springs, CO (FHA|USDA|VA) | 4 | $2,270,000 | $567,500 | $7,751 | 4.28% |
| FORT WAYNE, IN (FHA|USDA|VA) | 11 | $2,215,000 | $201,364 | $3,578 | 4.60% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 6 | $2,200,000 | $366,667 | $7,044 | 6.58% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 7 | $2,175,000 | $310,714 | $8,951 | 6.07% |
| BURLINGTON, NC (FHA|USDA|VA) | 13 | $2,085,000 | $160,385 | $3,364 | 7.20% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $2,080,000 | $1,040,000 | $2,103 | 9.05% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $7,322 | 5.44% |
| LAS CRUCES, NM (FHA|USDA|VA) | 10 | $2,050,000 | $205,000 | $4,644 | 5.27% |
| EL PASO, TX (FHA|USDA|VA) | 8 | $2,010,000 | $251,250 | $10,194 | 6.90% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 13 | $2,005,000 | $154,231 | $4,666 | 5.58% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 7 | $1,965,000 | $280,714 | $7,506 | 5.66% |
| GAINESVILLE, FL (FHA|USDA|VA) | 9 | $1,935,000 | $215,000 | $6,759 | 5.01% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 10 | $1,930,000 | $193,000 | $6,395 | 5.16% |
| AMARILLO, TX (FHA|USDA|VA) | 5 | $1,865,000 | $373,000 | $10,296 | 4.13% |
| Jefferson, GA (FHA|USDA|VA) | 3 | $1,855,000 | $618,333 | $2,164 | 7.68% |
| YUMA, AZ (FHA|USDA|VA) | 5 | $1,825,000 | $365,000 | $6,663 | 4.93% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $1,805,000 | $601,667 | $7,844 | 4.58% |
| Georgetown, SC (FHA|USDA|VA) | 6 | $1,800,000 | $300,000 | $10,379 | 4.54% |
| Rochelle, IL (FHA|USDA|VA) | 11 | $1,785,000 | $162,273 | $5,442 | 4.73% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 7 | $1,765,000 | $252,143 | $10,744 | 6.39% |
| TOLEDO, OH (FHA|USDA|VA) | 13 | $1,745,000 | $134,231 | $2,094 | 7.12% |
| Elko, NV (FHA|USDA|VA) | 7 | $1,715,000 | $245,000 | $6,134 | 5.41% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 8 | $1,710,000 | $213,750 | $6,742 | 5.34% |
| SYRACUSE, NY (FHA|USDA|VA) | 12 | $1,700,000 | $141,667 | $5,594 | 7.57% |
| Mountain Home, ID (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $6,099 | 4.95% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $1,655,000 | $1,655,000 | $0 | 6.71% |
| POCATELLO, ID (FHA|USDA|VA) | 6 | $1,640,000 | $273,333 | $7,177 | 5.33% |
| Pullman, WA (FHA|USDA|VA) | 5 | $1,625,000 | $325,000 | $5,398 | 4.30% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 13 | $1,605,000 | $123,462 | $11,532 | 5.74% |
| WALLA WALLA, WA (FHA|USDA|VA) | 5 | $1,585,000 | $317,000 | $4,879 | 4.85% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 9 | $1,565,000 | $173,889 | $4,199 | 5.16% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $4,701 | 6.35% |
| Statesboro, GA (FHA|USDA|VA) | 3 | $1,555,000 | $518,333 | $3,711 | 4.79% |
| WACO, TX (FHA|USDA|VA) | 5 | $1,515,000 | $303,000 | $6,286 | 6.12% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $4,102 | 5.20% |
| Keene, NH (FHA|USDA|VA) | 6 | $1,490,000 | $248,333 | $4,546 | 7.02% |
| GOLDSBORO, NC (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $10,488 | 4.35% |
| Hood River, OR (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $7,214 | 4.97% |
| TWIN FALLS, ID (FHA|USDA|VA) | 5 | $1,465,000 | $293,000 | $8,801 | 5.55% |
| Iron Mountain, MI-WI (FHA|USDA|VA) | 6 | $1,430,000 | $238,333 | $5,841 | 5.23% |
| Palestine, TX (FHA|USDA|VA) | 8 | $1,420,000 | $177,500 | $6,794 | 4.28% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $0 | 7.59% |
| Menomonie, WI (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $6,424 | 5.02% |
| ODESSA, TX (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $0 | 5.95% |
| BINGHAMTON, NY (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $10,246 | 6.47% |
| Seneca, SC (FHA|USDA|VA) | 9 | $1,405,000 | $156,111 | $5,001 | 4.89% |
| ABILENE, TX (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $5,386 | 3.70% |
| Boone, NC (FHA|USDA|VA) | 4 | $1,360,000 | $340,000 | $4,352 | 3.84% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 6 | $1,350,000 | $225,000 | $3,761 | 6.39% |
| Palatka, FL (FHA|USDA|VA) | 5 | $1,335,000 | $267,000 | $9,971 | 4.90% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $1,330,000 | $665,000 | $2,401 | 5.50% |
| Ottawa, KS (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $4,808 | 5.32% |
| Gallup, NM (FHA|USDA|VA) | 8 | $1,320,000 | $165,000 | $8,665 | 4.23% |
| PITTSFIELD, MA (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $5,681 | 6.78% |
| MONROE, MI (FHA|USDA|VA) | 5 | $1,305,000 | $261,000 | $7,328 | 11.68% |
| LYNCHBURG, VA (FHA|USDA|VA) | 7 | $1,305,000 | $186,429 | $4,803 | 5.55% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $9,594 | 4.69% |
| Sandpoint, ID (FHA|USDA|VA) | 3 | $1,265,000 | $421,667 | $9,239 | 4.71% |
| MUSKEGON, MI (FHA|USDA|VA) | 10 | $1,250,000 | $125,000 | $4,503 | 6.33% |
| Fredericksburg, TX (FHA|USDA|VA) | 2 | $1,250,000 | $625,000 | $17,217 | 7.38% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 6 | $1,250,000 | $208,333 | $5,229 | 4.96% |
| MORRISTOWN, TN (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $5,818 | 7.17% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 8 | $1,210,000 | $151,250 | $5,210 | 6.17% |
| NILES, MI (FHA|USDA|VA) | 4 | $1,210,000 | $302,500 | $6,337 | 7.68% |
| Branson, MO (FHA|USDA|VA) | 2 | $1,190,000 | $595,000 | $9,936 | 5.31% |
| Fergus Falls, MN (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $7,841 | 5.08% |
| Dixon, IL (FHA|USDA|VA) | 7 | $1,175,000 | $167,857 | $7,705 | 5.25% |
| MONTGOMERY, AL (FHA|USDA|VA) | 12 | $1,170,000 | $97,500 | $4,816 | 7.67% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $6,212 | 5.17% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $8,071 | 5.47% |
| St. Marys, GA (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $4,969 | 7.87% |
| PEORIA, IL (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $7,678 | 6.99% |
| LAWRENCE, KS (FHA|USDA|VA) | 5 | $1,105,000 | $221,000 | $4,642 | 5.22% |
| Granbury, TX (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $6,513 | 4.63% |
| Fallon, NV (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $4,521 | 5.40% |
| FARMINGTON, NM (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $9,849 | 9.18% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $1,065,000 | $355,000 | $5,428 | 4.63% |
| DECATUR, IL (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $5,298 | 5.58% |
| Susanville, CA (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $7,629 | 4.69% |
| VICTORIA, TX (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $10,923 | 5.88% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $8,649 | 4.47% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 7 | $1,035,000 | $147,857 | $5,752 | 8.38% |
| JACKSON, MS (FHA|USDA|VA) | 8 | $1,030,000 | $128,750 | $0 | 7.65% |
| Durango, CO (FHA|USDA|VA) | 2 | $1,030,000 | $515,000 | $4,460 | 4.81% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $5,913 | 5.49% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 8 | $1,000,000 | $125,000 | $7,799 | 10.53% |
| Olean, NY (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $5,779 | 4.00% |
| Albertville, AL (FHA|USDA|VA) | 2 | $990,000 | $495,000 | $8,586 | 4.13% |
| LINCOLN, NE (FHA|USDA|VA) | 8 | $990,000 | $123,750 | $4,660 | 4.80% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $4,266 | 3.38% |
| ST. CLOUD, MN (FHA|USDA|VA) | 4 | $950,000 | $237,500 | $7,841 | 4.34% |
| BILLINGS, MT (FHA|USDA|VA) | 4 | $940,000 | $235,000 | $4,061 | 7.02% |
| Athens, TN (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $9,631 | 4.71% |
| STAUNTON, VA (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $6,367 | 4.73% |
| WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) | 1 | $915,000 | $915,000 | $0 | 5.83% |
| SAGINAW, MI (FHA|USDA|VA) | 4 | $910,000 | $227,500 | $8,423 | 5.19% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $905,000 | $301,667 | $6,625 | 4.71% |
| Cañon City, CO (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $7,324 | 4.03% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $4,515 | 3.46% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 7 | $885,000 | $126,429 | $6,042 | 4.42% |
| Pottsville, PA (FHA|USDA|VA) | 9 | $865,000 | $96,111 | $6,918 | 4.56% |
| EL CENTRO, CA (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $6,729 | 5.37% |
| Calhoun, GA (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $5,646 | 4.06% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 5 | $835,000 | $167,000 | $7,372 | 5.85% |
| Los Alamos, NM (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $7,244 | 5.41% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $820,000 | $410,000 | $8,299 | 6.93% |
| Lufkin, TX (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $7,962 | 5.17% |
| Garden City, KS (FHA|USDA|VA) | 4 | $810,000 | $202,500 | $7,364 | 4.16% |
| Red Bluff, CA (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $5,541 | 6.40% |
| Grants, NM (FHA|USDA|VA) | 6 | $800,000 | $133,333 | $5,892 | 5.63% |
| ROANOKE, VA (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $5,325 | 5.20% |
| Batavia, NY (FHA|USDA|VA) | 5 | $795,000 | $159,000 | $8,058 | 4.57% |
| KANKAKEE, IL (FHA|USDA|VA) | 7 | $785,000 | $112,143 | $0 | 6.90% |
| Escanaba, MI (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $3,999 | 4.25% |
| ANN ARBOR, MI (FHA|USDA|VA) | 7 | $775,000 | $110,714 | $4,043 | 7.49% |
| CHEYENNE, WY (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $18,379 | 5.25% |
| DANVILLE, IL (FHA|USDA|VA) | 5 | $765,000 | $153,000 | $4,344 | 4.23% |
| Evanston, WY (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $7,556 | 5.13% |
| DULUTH, MN-WI (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $6,253 | 4.31% |
| DUBUQUE, IA (FHA|USDA|VA) | 4 | $730,000 | $182,500 | $8,895 | 8.28% |
| ROME, GA (FHA|USDA|VA) | 5 | $725,000 | $145,000 | $0 | 7.34% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 6 | $720,000 | $120,000 | $3,105 | 5.89% |
| MOBILE, AL (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $2,752 | 4.67% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $3,960 | 4.50% |
| Crescent City, CA (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $3,591 | 3.06% |
| Montrose, CO (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $5,528 | 4.06% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $7,073 | 6.96% |
| Cadillac, MI (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $10,181 | 5.38% |
| MANSFIELD, OH (FHA|USDA|VA) | 4 | $690,000 | $172,500 | $9,557 | 6.22% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 6 | $690,000 | $115,000 | $4,731 | 6.08% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 5 | $685,000 | $137,000 | $1,635 | 6.00% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 4 | $670,000 | $167,500 | $1,585 | 7.05% |
| Big Rapids, MI (FHA|USDA|VA) | 6 | $670,000 | $111,667 | $5,443 | 4.48% |
| Ottawa, IL (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,989 | 5.13% |
| Washington, NC (FHA|USDA|VA) | 3 | $655,000 | $218,333 | $9,102 | 5.38% |
| Baraboo, WI (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $4,712 | 4.63% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $7,455 | 4.04% |
| Laconia, NH (FHA|USDA|VA) | 1 | $625,000 | $625,000 | $5,786 | 4.50% |
| Wilson, NC (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $5,768 | 7.45% |
| Albemarle, NC (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $4,406 | 5.62% |
| Lake City, FL (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $0 | 6.33% |
| Portales, NM (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $9,946 | 5.19% |
| Tupelo, MS (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $6,876 | 7.16% |
| Morehead City, NC (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $11,978 | 6.68% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $0 | 6.00% |
| KOKOMO, IN (FHA|USDA|VA) | 6 | $600,000 | $100,000 | $4,575 | 8.20% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $8,451 | 4.44% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $4,147 | 5.99% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $585,000 | $585,000 | $3,732 | 3.63% |
| Vicksburg, MS (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $2,899 | 7.36% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $2,789 | 3.69% |
| Bennington, VT (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $10,169 | 4.25% |
| BATON ROUGE, LA (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $2,496 | 9.32% |
| Meridian, MS (FHA|USDA|VA) | 5 | $565,000 | $113,000 | $0 | 10.94% |
| Rexburg, ID (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $11,051 | 4.00% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $4,032 | 4.96% |
| Frankfort, KY (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $5,866 | 6.29% |
| Sanford, NC (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $1,382 | 5.86% |
| Sidney, OH (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $6,217 | 3.88% |
| LaGrange, GA-AL (FHA|USDA|VA) | 4 | $530,000 | $132,500 | $6,502 | 6.12% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $1,481 | 2.81% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $8,759 | 4.25% |
| London, KY (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $5,104 | 4.37% |
| DOTHAN, AL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $7,979 | 4.81% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $6,235 | 5.06% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $1,630 | 4.13% |
| Butte-Silver Bow, MT (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $9,458 | 4.75% |
| MANHATTAN, KS (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $6,226 | 4.92% |
| Sayre, PA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,508 | 4.69% |
| Brenham, TX (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,863 | 4.87% |
| Española, NM (FHA|USDA|VA) | 4 | $480,000 | $120,000 | $4,917 | 4.50% |
| Concord, NH (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $2,973 | 8.99% |
| Big Stone Gap, VA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $24,460 | 2.75% |
| Columbus, NE (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $23,459 | 3.88% |
| Ludington, MI (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $4,652 | 4.38% |
| Brookings, SD (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,194 | 5.63% |
| Danville, KY (FHA|USDA|VA) | 5 | $455,000 | $91,000 | $4,149 | 4.55% |
| ALTOONA, PA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $14,850 | 6.25% |
| Warrensburg, MO (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,912 | 4.50% |
| Kinston, NC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 7.37% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,327 | 5.38% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,448 | 5.37% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,988 | 5.31% |
| Warren, PA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $8,393 | 5.58% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $9,729 | 3.25% |
| Hutchinson, MN (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $6,773 | 3.33% |
| MISSOULA, MT (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $1,339 | 3.00% |
| El Campo, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,746 | 3.88% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $0 | 5.95% |
| DuBois, PA (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,628 | 5.25% |
| Bonham, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $8,716 | 5.06% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $12,467 | 4.63% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $0 | 7.39% |
| Burley, ID (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $16,274 | 5.38% |
| Minot, ND (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $5,995 | 5.88% |
| Ozark, AL (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $0 | 9.23% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $2,373 | 3.93% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $15,495 | 4.63% |
| Fort Dodge, IA (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,290 | 6.13% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,771 | 5.99% |
| Dyersburg, TN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $9,452 | 5.13% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $1,797 | 3.75% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $3,221 | 3.38% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,922 | 5.69% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,694 | 5.44% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,957 | 5.13% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $5,468 | 3.94% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $1,733 | 5.44% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $4,520 | 1.88% |
| Plymouth, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 10.24% |
| Muscatine, IA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,445 | 5.44% |
| Duncan, OK (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,277 | 4.88% |
| Clinton, IA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $2,235 | 6.42% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,396 | 3.38% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,768 | 5.25% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $13,671 | 5.13% |
| Marion, IN (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $6,700 | 4.81% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $2,067 | 4.03% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $10,406 | 6.87% |
| MIDLAND, MI (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $3,768 | 4.88% |
| Indiana, PA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $12,007 | 3.13% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $14,387 | 5.00% |
| Moscow, ID (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,447 | 5.50% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $0 | 6.31% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,773 | 4.13% |
| Platteville, WI (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $3,772 | 2.75% |
| Cedartown, GA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $8,533 | 5.00% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $13,683 | 3.99% |
| Pella, IA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,121 | 5.75% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,067 | 3.99% |
| Huron, SD (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,428 | 5.00% |
| Alma, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,314 | 4.50% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,218 | 7.13% |
| Jacksonville, IL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $0 | 9.38% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,252 | 6.88% |
| Austin, MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $7,037 | 3.38% |
| Wapakoneta, OH (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $8,183 | 5.50% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,642 | 4.38% |
| Dublin, GA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,463 | 5.75% |
| CASPER, WY (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 6.06% |
| Shelby, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 4.06% |
| Angola, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,406 | 4.99% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,267 | 6.99% |
| Troy, AL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 8.63% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $0 | 6.50% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,359 | 5.13% |
| Vernal, UT (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $0 | 6.39% |
| Durant, OK (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,293 | 3.50% |
| Oxford, MS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,679 | 5.00% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 9.98% |
| Bennettsville, SC (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $6,575 | 5.19% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,428 | 3.88% |
| Gloversville, NY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,079 | 7.50% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,324 | 2.99% |
| Paris, TN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,670 | 4.25% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 8.94% |
| Sturgis, MI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $3,134 | 6.19% |
| Cleveland, MS (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $0 | 5.91% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $10,990 | 4.99% |
| Lewistown, PA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $11,821 | 5.13% |
| Stillwater, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,085 | 4.38% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,877 | 2.88% |
| Ardmore, OK (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $2,635 | 4.99% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $6,250 | 6.00% |
| Roanoke Rapids, NC (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 4.06% |
| New Castle, IN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $4,851 | 4.88% |
| RAPID CITY, SD (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,117 | 3.00% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,502 | 4.99% |
| Selinsgrove, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,066 | 5.38% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 4.50% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,621 | 5.88% |
| Craig, CO (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,128 | 4.99% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $0 | 7.75% |
| Brookings, OR (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,010 | 5.88% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,116 | 5.38% |
| Union, SC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,804 | 4.99% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,982 | 5.13% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,817 | 4.88% |
| Brownsville, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,098 | 4.25% |
| Lock Haven, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,698 | 3.75% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,310 | 6.75% |
| Brevard, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,863 | 3.38% |
| Forest City, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,503 | 7.00% |
| Sulphur Springs, TX (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $4,135 | 4.87% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 3.98% |
| Meadville, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,655 | 4.99% |
| Logansport, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $1,192 | 5.88% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,052 | 5.50% |
| LAWTON, OK (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 9.90% |
| Columbus, MS (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 5.50% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 4.50% |
| Othello, WA (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $8,369 | 2.00% |
| Beatrice, NE (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $5,102 | 8.31% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 4.25% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,231 | 3.38% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,980 | 5.99% |
| Rolla, MO (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,049 | 4.88% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,621 | 3.75% |
| Clarksdale, MS (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $0 | 8.47% |
| Mason City, IA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $4,052 | 2.25% |
| Crawfordsville, IN (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $3,065 | 6.00% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 7.38% |
| Amsterdam, NY (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,461 | 5.63% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 11.70% |
| Pierre, SD (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,622 | 5.13% |
| Jasper, AL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 4.50% |
| AMES, IA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $2,850 | 2.88% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,592 | 5.99% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,276 | 4.88% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 5.63% |
| Picayune, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,810 | 4.38% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.50% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,974 | 3.25% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,306 | 3.75% |
| Somerset, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,531 | 5.25% |
| Rockport, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,243 | 5.25% |
| Woodward, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,940 | 6.38% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,846 | 6.63% |
| Auburn, NY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,370 | 9.88% |
| Cullman, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 4.20% |
| Borger, TX (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,208 | 4.25% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,157 | 5.13% |
| Charleston-Mattoon, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,039 | 4.88% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.50% |
| MANKATO, MN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,066 | 3.25% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $6,738 | 6.99% |
| SPRINGFIELD, IL (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $3,596 | 1.94% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,020 | 6.13% |
| Marshalltown, IA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,256 | 4.50% |
| UTICA-ROME, NY (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $6,790 | 3.38% |
| Houghton, MI (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.63% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,040 | 4.99% |
| Cortland, NY (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 6.50% |
| Shawnee, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,376 | 5.13% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 13.55% |
| Greenville, MS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.58% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,447 | 3.99% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.75% |
| BECKLEY, WV (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 7.62% |
| Marion, OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $0 | 9.13% |
| Marshall, MO (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,797 | 5.75% |
| Winfield, KS (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,576 | 3.00% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.25% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 6.75% |
| Jamestown, ND (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,800 | 6.13% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.38% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 7.50% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,895 | 5.63% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $0 | 8.00% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.63% |
| Emporia, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,038 | 6.13% |
| Gillette, WY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.25% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 6.25% |
| Danville, VA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 7.25% |
| Indianola, MS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 5.63% |
| Adrian, MI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,867 | 6.13% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,300 | 4.88% |
| Richmond, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $4,010 | 3.99% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,506 | 5.63% |
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Product Mix
For 2022, Finance Of America Mortgage's most frequently originated type of loan was Conventional, with 32,039 originations. Their 2nd most popular type was FHA, with 4,257 originations.
Loan Reason
For 2022, Finance Of America Mortgage's most frequently cited loan purpose was Home Purchase, with 25,461 originations. The 2nd most popular reason was Cash Out Refi, with 8,774 originations.
Loan Duration/Length
For 2022, Finance Of America Mortgage's most frequently cited loan duration was 30 Year, with 33,986 originations. The 2nd most popular length was Other, with 1,404 originations.
Origination Fees/Closing Costs
Finance Of America Mortgage's average total fees were $8,937, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 9,925 originations.
Interest Rates
During 2022, Finance Of America Mortgage's average interest rate for loans was 4.92%, while their most frequently originated rate bucket for loans was 5-6%, with 9,459 originations.
Loan Sizing
2022 saw Finance Of America Mortgage place emphasis on $200k-400k loans with 14,399 originations, totaling $4,226,575,000 in origination value.
Applicant Income
Finance Of America Mortgage lent most frequently to those with incomes in the $100k-150k range, with 8,016 originations. The second most popular income band? $150k-250k, with 6,097 originations.
Applicant Debt to Income Ratio
Finance Of America Mortgage lent most frequently to those with DTI ratios of 30-36%, with 5,039 originations. The next most common DTI ratio? 20-30%, with 4,450 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.07%
Finance Of America Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination62.14%
Finance Of America Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| 0.0 | 1 | $165,000 | $165,000 |
| NA | 38,363 | $14,353,865,000 | $374,159 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 38,364 | $14,354,030,000 | $374,154 |
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2022 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Finance of America Holdings LLC | Reverse mortgage | Trouble during payment process | 1 | 100.0% |