Green Country Fcu Mortgage Rates, Fees & Info
Sand Springs, OKLEI: 549300N72MT5I3L0FF81
Tax ID: 73-0794698
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Mortgage Data
Review & Overview
Green Country Fcu is a smaller credit union specializing in Cash Out Refi and Refi loans. Green Country Fcu has a high proportion of conventional loans. Their top (well, only) market is Tulsa.Green Country Fcu has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
21Origination Dollar Volume (All Markets)
$3,015,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| TULSA, OK (FHA|USDA|VA) | 21 | $3,015,000 | $143,571 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 21 | $3,015,000 | $143,571 | $0 | 0.00% |
For 2023, Green Country Fcu's most frequently originated type of loan was Conventional, with 21 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Cash Out Refi | 14 | $740,000 | $52,857 | $0 | 0.00% |
| Refi | 5 | $1,795,000 | $359,000 | $0 | 0.00% |
| Home Purchase | 2 | $480,000 | $240,000 | $0 | 0.00% |
For 2023, Green Country Fcu's most frequently cited loan purpose was Cash Out Refi, with 14 originations. The 2nd most popular reason was Refi, with 5 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 21 | $3,015,000 | $143,571 | $0 | 0.00% |
For 2023, Green Country Fcu's most frequently cited loan duration was Other, with 21 originations.
Loan Sizing
2023 saw Green Country Fcu place emphasis on $100,000 or less loans with 16 originations, totaling $840,000 in origination value.
Applicant Income
Green Country Fcu lent most frequently to those with incomes in the $50k-75k range, with 6 originations. The second most popular income band? $100k-150k, with 4 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 21 | $3,015,000 | $143,571 | $0 | 0.00% |
Green Country Fcu lent most frequently to those with DTI ratios of Exempt%, with 21 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.55%
Green Country Fcu has an average approval rate.
Pick Rate
Approvals leading to origination61.90%
Green Country Fcu has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 21 | $3,015,000 | $143,571 |