Green Country Fcu Mortgage Rates, Fees & Info

Sand Springs, OK

LEI: 549300N72MT5I3L0FF81

Tax ID: 73-0794698

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Green Country Fcu is a smaller credit union specializing in Cash Out Refi loans. Green Country Fcu has a high proportion of conventional loans. Their top two markets are Tulsa and Tahlequah .

    Green Country Fcu has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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    Originations

    11

    Origination Dollar Volume (All Markets)

    $575,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    TULSA, OK (FHA|USDA|VA) 10 $540,000 $54,000 $0 0.00%
    Tahlequah, OK (FHA|USDA|VA) 1 $35,000 $35,000 $0 0.00%
    Green Country Fcu's top markets include Tulsa and Tahlequah among others.

    Their top states include:
  • Oklahoma (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 11 $575,000 $52,273 $0 0.00%

    For 2024, Green Country Fcu's most frequently originated type of loan was Conventional, with 11 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 10 $520,000 $52,000 $0 0.00%
    Refi 1 $55,000 $55,000 $0 0.00%

    For 2024, Green Country Fcu's most frequently cited loan purpose was Cash Out Refi, with 10 originations. The 2nd most popular reason was Refi, with 1 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 11 $575,000 $52,273 $0 0.00%

    For 2024, Green Country Fcu's most frequently cited loan duration was Other, with 11 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 10 $450,000 $45,000 $0 0.00%
    $100k-200k 1 $125,000 $125,000 $0 0.00%

    2024 saw Green Country Fcu place emphasis on $100,000 or less loans with 10 originations, totaling $450,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 3 $165,000 $55,000 $0 0.00%
    $50k-75k 3 $135,000 $45,000 $0 0.00%
    $100k-150k 2 $70,000 $35,000 $0 0.00%
    $50k or less 2 $80,000 $40,000 $0 0.00%
    $250k+ 1 $125,000 $125,000 $0 0.00%

    Green Country Fcu lent most frequently to those with incomes in the $150k-250k range, with 3 originations. The second most popular income band? $50k-75k, with 3 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 11 $575,000 $52,273 $0 0.00%

    Green Country Fcu lent most frequently to those with DTI ratios of Exempt%, with 11 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 6 $360,000 $60,000 $0 0.00%
    American Indian 3 $135,000 $45,000 $0 0.00%
    Not provided 2 $80,000 $40,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    100.00%

    Green Country Fcu has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    72.73%

    Green Country Fcu has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 11 $575,000 $52,273

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    11 $575,000 $52,273