Tulsa VA Loan Rates, Closing Costs & Stats

TULSA, OK

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Tulsa's 118 lenders originated 1,653 VA loans during 2024. The total origination value was $500,015,000, with an average VA loan value of $302,489.

    Tulsa VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Tulsa averaged 6.66% for the week of 2025-07-11, compared to the national average (all VA variants) of 6.37% for the same period.

    Tulsa's average VA mortgage closing costs are $6,308.

    The average rate for the prior week (2025-07-04) was 6.47% and one month ago for the week of 2025-06-06, the average rate was 6.95%.

    The average rate one year ago was 6.97%.

    For refis of the same type during the week of 2025-07-11, the average rate was 6.64%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Tulsa VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Tulsa level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Mortgage Research Center, LLC 285 6.47% $6,240
    UNITED WHOLESALE MORTGAGE, LLC 100 5.95% $9,142
    ASSOCIATED MORTGAGE CORPORATION 97 6.62% $8,487
    QUICKEN LOANS, LLC 86 6.18% $10,826
    FLAT BRANCH MORTGAGE, INC. 68 6.44% $7,823
    First United Bank and Trust Company 58 6.12% $10,195
    FREEDOM MORTGAGE CORPORATION 57 6.22% $8,087
    PENNYMAC LOAN SERVICES, LLC 56 5.66% $8,608
    NAVY FEDERAL CREDIT UNION 47 5.83% $5,572
    MORTGAGE SOLUTIONS OF COLORADO, LLC 43 7.14% $4,274
    Arvest Bank 38 6.38% $6,234
    USAA Federal Savings Bank 31 6.23% $8,379
    VILLAGE CAPITAL MORTGAGE 30 5.63% $7,644
    Stride Bank 26 6.16% $8,033
    NEW DAY FINANCIAL, LLC 26 7.36% $9,979
    NEWREZ LLC 24 6.08% $6,854
    Waterstone Mortgage Corporation 23 6.61% $11,928
    BOKF 21 6.29% $10,047
    American Mortgage & Equity Consultants, Inc. 20 6.67% $14,262
    CROSSCOUNTRY MORTGAGE, LLC 18 5.90% $8,313
    DHI MORTGAGE COMPANY, LTD. 17 5.47% $7,300
    Gateway First Bank 17 6.38% $9,671
    THE MORTGAGE LINK, INC. 14 6.52% $19,276
    Barrington Bank & Trust Company, N.A. 14 6.35% $7,654
    PLANET HOME LENDING, LLC 13 6.01% $4,509
    American Mortgage Bank, LLC 13 6.22% $8,249
    US MORTGAGE CORPORATION 13 6.50% $7,966
    LOANDEPOT.COM, LLC 12 5.37% $13,505
    BROKER SOLUTIONS, INC. 11 6.67% $8,848
    CORNERSTONE HOME LENDING, INC. 10 7.03% $5,434
    AMERICAN FINANCIAL NETWORK, INC. 10 6.97% $8,740
    GUARANTEED RATE, INC. 9 5.99% $3,050
    RCB Bank 9 6.13% $7,237
    The Federal Savings Bank 8 6.38% $16,986
    The Central Trust Bank 8 6.33% $10,781
    SUCCESS MORTGAGE PARTNERS, INC. 8 6.53% $12,285
    AmeriHome Mortgage Company, LLC 8 6.36% $4,328
    Servion, Inc. 7 6.55% $6,963
    LOANPAL, LLC 7 5.79% $11,755
    PRIMELENDING, A PLAINSCAPITAL COMPANY 7 6.87% $7,640
    GUILD MORTGAGE COMPANY 7 6.04% $5,868
    JPMorgan Chase Bank 7 5.93% $7,276
    Credence Funding Corporation 6 5.98% $6,810
    First Federal Bank 6 6.13% $6,156
    BancFirst 6 6.33% $6,598
    Firstar Bank 5 5.85% $7,030
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 6.35% $11,084
    V.I.P. MORTGAGE, INC. 4 6.13% $8,180
    Carrington Mortgage Services, LLC 4 5.75% $10,643
    SUN WEST MORTGAGE COMPANY, INC. 4 5.94% $16,620
    Equity Prime Mortgage LLC 4 6.66% $11,911
    DEVELOPER'S MORTGAGE COMPANY 4 7.16% $8,477
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 4 6.38% $4,516
    Mr. Cooper ( Nationstar Mortgage ) 4 6.59% $12,283
    NBKC BANK 4 5.84% $13,482
    Paramount Residential Mortgage Group, Inc. 4 6.41% $5,486
    PREMIA MORTGAGE, LLC 3 5.88% $4,531
    Texana Bank 3 6.71% $13,938
    UNION HOME MORTGAGE CORP. 3 6.50% $9,872
    Flagstar Bank, FSB 3 6.71% $3,466
    American Bank of Oklahoma 3 6.33% $13,493
    HOMESIDE FINANCIAL, LLC 3 6.00% $20,523
    OPEN MORTGAGE, LLC 3 6.50% $4,159
    POLARIS HOME FUNDING CORP. 3 6.58% $15,172
    AMERICAN FINANCIAL RESOURCES, INC. 2 6.75% $8,634
    Mabrey Bank 2 6.00% $14,328
    LAKEVIEW LOAN SERVICING, LLC 2 5.75% $8,465
    HOMEBRIDGE FINANCIAL SERVICES, INC. 2 6.63% $2,333
    GoPrime Mortgage, Inc. 2 6.69% $8,398
    Armed Forces Bank 2 5.44% $5,387
    U.S. Bank 2 6.25% $19,137
    TTCU Federal Credit Union 2 6.63% $5,012
    Cornerstone First Mortgage, Inc 2 6.87% $7,536
    TOWNE MORTGAGE COMPANY 2 6.44% $7,588
    TOP FLITE FINANCIAL, INC. 2 6.00% $8,501
    Prosperity Bank 2 6.19% $5,887
    AMERISAVE MORTGAGE CORPORATION 2 5.75% $19,797
    TIB The Independent Bankersbank 2 6.63% $4,267
    PENTAGON FEDERAL CREDIT UNION 2 7.06% $4,834
    PHH Mortgage Corporation 2 5.38% $5,415
    Regent Financial Group, Inc. 2 7.19% $8,755
    CARDINAL FINANCIAL 2 6.50% $16,126
    MICHIGAN MUTUAL, INC. 2 7.88% $9,390
    Wells Fargo Bank 1 5.63% $7,728
    BAY-VALLEY MORTGAGE GROUP 1 6.25% $6,580
    CALCON MUTUAL MORTGAGE LLC 1 6.63% $22,156
    CANOPY MORTGAGE, LLC 1 7.25% $12,476
    Chickasaw Community Bank 1 6.13% $22,495
    CMG MORTGAGE, INC. 1 7.75% $23,316
    CWM PARTNERS, L.P. 1 5.38% $9,412
    Fidelity Bank 1 7.00% $500
    FIRST AMERICAN MORTGAGE, INC. 1 6.63% $3,970
    First Western Trust Bank 1 6.13% $750
    GARDNER FINANCIAL SERVICES, LTD. 1 6.75% $10,109
    GENEVA FINANCIAL, LLC 1 6.75% $17,618
    GERSHMAN INVESTMENT CORP. 1 6.63% $5,850
    Great Plains National Bank 1 6.75% $3,293
    Gulf Coast Bank and Trust Company 1 6.13% $5,500
    HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 6.75% $927
    Ixonia Bank 1 6.25% $6,803
    LIBERTY HOME MORTGAGE CORPORATION 1 6.88% $14,168
    Magnolia Bank 1 5.25% $31,474
    Mortgage Investment Services Corporation 1 6.75% $4,702
    MUTUAL OF OMAHA MORTGAGE, INC. 1 7.25% $13,754
    Nations Lending Corporation 1 6.75% $13,696
    NETWORK CAPITAL FUNDING CORPORATION 1 6.75% $12,935
    NEW FED MORTGAGE, CORP. 1 6.25% $14,622
    Old National Bank 1 6.13% $3,557
    Plains Commerce Bank 1 5.50% $8,802
    SECURITYNATIONAL MORTGAGE COMPANY 1 5.13% $7,993
    SFMC, LP 1 6.99% $11,515
    Sierra Pacific Mortgage Company, Inc. 1 7.00% $12,429
    SOUTHWEST STAGE FUNDING, LLC 1 5.88% $445
    Stifel Bank and Trust 1 6.50% $7,430
    T2 FINANCIAL LLC 1 6.63% $4,591
    Tinker Federal Credit Union 1 6.88% $4,791
    VAN DYK MORTGAGE CORPORATION 1 6.13% $8,013
    ALAMEDA MORTGAGE CORPORATION 1 7.25% $5,327

    The top Tulsa VA lender as defined by loan originations is Mortgage Research Center, LLC, with 285 VA loans originated. Their average total fees are $6,240, which is $2,902 lower than the next largest lender, UNITED WHOLESALE MORTGAGE, LLC.

    The lowest fee Tulsa VA lenders (with over 10 loans originated) are MORTGAGE SOLUTIONS OF COLORADO, LLC ($4,274), PLANET HOME LENDING, LLC ($4,509), CORNERSTONE HOME LENDING, INC. ($5,434), NAVY FEDERAL CREDIT UNION ($5,572) and Arvest Bank ($6,234).

    The lowest rate Tulsa VA lenders (with over 10 loans originated) are LOANDEPOT.COM, LLC (5.37%), DHI MORTGAGE COMPANY, LTD. (5.47%), VILLAGE CAPITAL MORTGAGE (5.63%), PENNYMAC LOAN SERVICES, LLC (5.66%) and NAVY FEDERAL CREDIT UNION (5.83%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Tulsa (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $203,000 (4.1%) $271,321 (2.3%) 0.75 3,983
    2018-02-01 $207,956 (4.1%) $272,234 (0.8%) 0.76 3,898
    2018-03-01 $215,000 (6.2%) $282,598 (3.4%) 0.75 3,890
    2018-04-01 $219,900 (5.0%) $290,016 (3.2%) 0.75 3,917
    2018-05-01 $219,900 (3.0%) $290,114 (2.1%) 0.73 4,087
    2018-06-01 $217,500 (-0.3%) $287,042 (-0.1%) 0.73 4,305
    2018-07-01 $214,975 (0.0%) $287,533 (2.1%) 0.72 4,440
    2018-08-01 $213,900 (-1.8%) $287,182 (1.1%) 0.72 4,491
    2018-09-01 $213,100 (1.5%) $285,970 (2.2%) 0.72 4,481
    2018-10-01 $213,900 (1.9%) $284,302 (1.4%) 0.72 4,340
    2018-11-01 $218,750 (6.2%) $287,669 (3.4%) 0.74 4,087
    2018-12-01 $214,975 (7.5%) $284,471 (4.1%) 0.74 3,948
    2019-01-01 $214,950 (5.9%) $286,046 (5.4%) 0.74 3,687
    2019-02-01 $219,950 (5.8%) $294,045 (8.0%) 0.74 3,543
    2019-03-01 $229,114 (6.6%) $304,404 (7.7%) 0.75 3,433
    2019-04-01 $231,664 (5.4%) $311,473 (7.4%) 0.74 3,388
    2019-05-01 $239,250 (8.8%) $323,404 (11.5%) 0.75 3,394
    2019-06-01 $236,900 (8.9%) $326,217 (13.7%) 0.74 3,492
    2019-07-01 $239,900 (11.6%) $328,888 (14.4%) 0.75 3,506
    2019-08-01 $240,818 (12.6%) $326,353 (13.6%) 0.76 3,419
    2019-09-01 $243,170 (14.1%) $329,424 (15.2%) 0.78 3,287
    2019-10-01 $245,000 (14.5%) $331,379 (16.6%) 0.79 3,233
    2019-11-01 $245,000 (12.0%) $325,804 (13.3%) 0.80 3,140
    2019-12-01 $249,700 (16.2%) $493,261 (73.4%) 0.83 2,952
    2020-01-01 $239,700 (11.5%) $317,556 (11.0%) 0.80 2,844
    2020-02-01 $244,635 (11.2%) $325,267 (10.6%) 0.80 2,705
    2020-03-01 $255,325 (11.4%) $333,525 (9.6%) 0.80 2,702
    2020-04-01 $259,900 (12.2%) $336,137 (7.9%) 0.81 2,669
    2020-05-01 $265,500 (11.0%) $350,559 (8.4%) 0.81 2,526
    2020-06-01 $281,375 (18.8%) $360,709 (10.6%) 0.83 2,293
    2020-07-01 $293,625 (22.4%) $381,751 (16.1%) 0.85 2,169
    2020-08-01 $279,900 (16.2%) $370,475 (13.5%) 0.80 2,014
    2020-09-01 $281,225 (15.7%) $371,644 (12.8%) 0.81 1,906
    2020-10-01 $271,687 (10.9%) $366,167 (10.5%) 0.78 1,900
    2020-11-01 $267,450 (9.2%) $368,959 (13.3%) 0.78 1,883
    2020-12-01 $265,000 (6.1%) $365,980 (-25.8%) 0.79 1,643
    2021-01-01 $269,000 (12.2%) $400,746 (26.2%) 0.80 1,364
    2021-02-01 $252,575 (3.3%) $373,982 (15.0%) 0.74 1,165
    2021-03-01 $289,000 (13.2%) $402,064 (20.6%) 0.82 1,024
    2021-04-01 $272,500 (4.9%) $1,130,084 (236.2%) 0.74 1,089
    2021-05-01 $275,000 (3.6%) $404,522 (15.4%) 0.73 1,089
    2021-06-01 $252,500 (-10.3%) $383,590 (6.3%) 0.66 1,217
    2021-07-01 $255,450 (-13.0%) $377,498 (-1.1%) 0.67 1,390
    2021-08-01 $265,000 (-5.3%) $365,886 (-1.2%) 0.71 1,535
    2021-09-01 $265,000 (-5.8%) $367,754 (-1.1%) 0.71 1,497
    2021-10-01 $265,000 (-2.5%) $374,274 (2.2%) 0.71 1,459
    2021-11-01 $254,087 (-5.0%) $370,320 (0.4%) 0.68 1,314
    2021-12-01 $251,450 (-5.1%) $366,281 (0.1%) 0.68 1,119
    2022-01-01 $260,000 (-3.4%) $385,176 (-3.9%) 0.70 926
    2022-02-01 $273,310 (8.2%) $401,266 (7.3%) 0.71 830
    2022-03-01 $272,185 (-5.8%) $404,593 (0.6%) 0.68 769
    2022-04-01 $295,000 (8.3%) $408,297 (-63.9%) 0.70 843
    2022-05-01 $297,500 (8.2%) $408,192 (0.9%) 0.68 1,067
    2022-06-01 $299,950 (18.8%) $411,896 (7.4%) 0.67 1,232
    2022-07-01 $313,964 (22.9%) $397,709 (5.4%) 0.71 1,675
    2022-08-01 $313,269 (18.2%) $395,518 (8.1%) 0.72 1,848
    2022-09-01 $315,589 (19.1%) $390,205 (6.1%) 0.74 1,939
    2022-10-01 $319,250 (20.5%) $390,755 (4.4%) 0.75 2,048
    2022-11-01 $316,995 (24.8%) $389,293 (5.1%) 0.76 2,098
    2022-12-01 $330,000 (31.2%) $399,650 (9.1%) 0.81 1,994
    2023-01-01 $344,748 (32.6%) $409,584 (6.3%) 0.85 1,924
    2023-02-01 $354,262 (29.6%) $417,527 (4.1%) 0.85 1,783
    2023-03-01 $361,950 (33.0%) $428,317 (5.9%) 0.85 1,763
    2023-04-01 $369,900 (25.4%) $430,784 (5.5%) 0.86 1,822
    2023-05-01 $369,450 (24.2%) $441,978 (8.3%) 0.84 1,858
    2023-06-01 $364,450 (21.5%) $440,040 (6.8%) 0.82 1,974
    2023-07-01 $364,195 (16.0%) $436,995 (9.9%) 0.83 2,042
    2023-08-01 $350,000 (11.7%) $436,462 (10.4%) 0.80 2,110
    2023-09-01 $349,000 (10.6%) $430,536 (10.3%) 0.81 2,146
    2023-10-01 $340,000 (6.5%) $425,041 (8.8%) 0.80 2,266
    2023-11-01 $341,375 (7.7%) $422,550 (8.5%) 0.81 2,382
    2023-12-01 $340,000 (3.0%) $421,717 (5.5%) 0.83 2,347
    2024-01-01 $344,950 (0.1%) $421,826 (3.0%) 0.84 2,213
    2024-02-01 $342,500 (-3.3%) $422,818 (1.3%) 0.82 2,116
    2024-03-01 $339,923 (-6.1%) $425,408 (-0.7%) 0.80 2,128
    2024-04-01 $334,948 (-9.5%) $431,834 (0.2%) 0.78 2,219
    2024-05-01 $337,700 (-8.6%) $431,622 (-2.3%) 0.77 2,362
    2024-06-01 $334,925 (-8.1%) $424,523 (-3.5%) 0.76 2,596
    2024-07-01 $327,000 (-10.2%) $414,375 (-5.2%) 0.75 2,756
    2024-08-01 $325,000 (-7.1%) $409,153 (-6.3%) 0.76 2,934
    2024-09-01 $325,000 (-6.9%) $408,938 (-5.0%) 0.76 3,039
    2024-10-01 $325,000 (-4.4%) $400,840 (-5.7%) 0.76 3,099
    2024-11-01 $319,995 (-6.3%) $395,233 (-6.5%) 0.77 3,114
    2024-12-01 $319,900 (-5.9%) $392,047 (-7.0%) 0.79 2,945
    2025-01-01 $320,000 (-7.2%) $393,498 (-6.7%) 0.80 2,778
    2025-02-01 $321,951 (-6.0%) $399,786 (-5.5%) 0.78 2,726
    2025-03-01 $329,900 (-3.0%) $414,670 (-2.5%) 0.78 2,691
    2025-04-01 $333,745 (-0.4%) $420,996 (-2.5%) 0.77 2,688
    2025-05-01 $335,000 (-0.8%) $422,616 (-2.1%) 0.76 2,903
    2025-06-01 $335,498 (0.2%) $424,703 (0.0%) 0.76 3,087
    Tulsa's median listing price for 2025-06-01 was $335,498, a difference of $573 (0.2%) versus the prior year and $498 versus the prior month.

    Tulsa's median listing price comes in at 76% of the national average.

    Tulsa's average listing price for 2025-06-01 was $424,703, a difference of $180 (0.0%) versus the prior year and $2,087 versus the prior month.

    For the 2025-06-01 period, Tulsa had 3,087 MLS listings, a difference of 184 listings (6%) versus the prior month and 491 listings (19%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Tulsa (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 71 days 2,102 sqft
    2018-02-01 66 days 2,108 sqft
    2018-03-01 53 days 2,184 sqft
    2018-04-01 51 days 2,214 sqft
    2018-05-01 49 days 2,201 sqft
    2018-06-01 51 days 2,189 sqft
    2018-07-01 58 days 2,180 sqft
    2018-08-01 58 days 2,162 sqft
    2018-09-01 60 days 2,143 sqft
    2018-10-01 65 days 2,129 sqft
    2018-11-01 65 days 2,147 sqft
    2018-12-01 67 days 2,125 sqft
    2019-01-01 71 days 2,124 sqft
    2019-02-01 60 days 2,166 sqft
    2019-03-01 51 days 2,223 sqft
    2019-04-01 52 days 2,250 sqft
    2019-05-01 50 days 2,292 sqft
    2019-06-01 53 days 2,258 sqft
    2019-07-01 58 days 2,275 sqft
    2019-08-01 58 days 2,286 sqft
    2019-09-01 60 days 2,303 sqft
    2019-10-01 60 days 2,319 sqft
    2019-11-01 60 days 2,286 sqft
    2019-12-01 65 days 2,282 sqft
    2020-01-01 71 days 2,227 sqft
    2020-02-01 65 days 2,214 sqft
    2020-03-01 51 days 2,265 sqft
    2020-04-01 54 days 2,267 sqft
    2020-05-01 54 days 2,294 sqft
    2020-06-01 53 days 2,339 sqft
    2020-07-01 52 days 2,433 sqft
    2020-08-01 50 days 2,357 sqft
    2020-09-01 50 days 2,344 sqft
    2020-10-01 49 days 2,290 sqft
    2020-11-01 51 days 2,228 sqft
    2020-12-01 59 days 2,231 sqft
    2021-01-01 64 days 2,214 sqft
    2021-02-01 62 days 2,088 sqft
    2021-03-01 49 days 2,261 sqft
    2021-04-01 42 days 2,136 sqft
    2021-05-01 38 days 2,135 sqft
    2021-06-01 37 days 2,016 sqft
    2021-07-01 36 days 2,012 sqft
    2021-08-01 37 days 2,021 sqft
    2021-09-01 40 days 1,989 sqft
    2021-10-01 45 days 1,999 sqft
    2021-11-01 46 days 1,932 sqft
    2021-12-01 51 days 1,941 sqft
    2022-01-01 53 days 1,951 sqft
    2022-02-01 43 days 2,006 sqft
    2022-03-01 39 days 1,936 sqft
    2022-04-01 31 days 2,027 sqft
    2022-05-01 33 days 2,028 sqft
    2022-06-01 36 days 2,048 sqft
    2022-07-01 31 days 2,024 sqft
    2022-08-01 39 days 2,046 sqft
    2022-09-01 45 days 2,055 sqft
    2022-10-01 47 days 2,087 sqft
    2022-11-01 52 days 2,079 sqft
    2022-12-01 59 days 2,121 sqft
    2023-01-01 65 days 2,164 sqft
    2023-02-01 58 days 2,178 sqft
    2023-03-01 52 days 2,227 sqft
    2023-04-01 46 days 2,240 sqft
    2023-05-01 48 days 2,239 sqft
    2023-06-01 48 days 2,245 sqft
    2023-07-01 48 days 2,239 sqft
    2023-08-01 48 days 2,204 sqft
    2023-09-01 47 days 2,165 sqft
    2023-10-01 50 days 2,134 sqft
    2023-11-01 51 days 2,134 sqft
    2023-12-01 58 days 2,121 sqft
    2024-01-01 66 days 2,082 sqft
    2024-02-01 64 days 2,065 sqft
    2024-03-01 48 days 2,055 sqft
    2024-04-01 43 days 2,053 sqft
    2024-05-01 42 days 2,070 sqft
    2024-06-01 44 days 2,058 sqft
    2024-07-01 50 days 2,044 sqft
    2024-08-01 51 days 2,043 sqft
    2024-09-01 52 days 2,043 sqft
    2024-10-01 57 days 2,017 sqft
    2024-11-01 58 days 1,990 sqft
    2024-12-01 68 days 1,968 sqft
    2025-01-01 68 days 1,967 sqft
    2025-02-01 63 days 1,974 sqft
    2025-03-01 52 days 2,000 sqft
    2025-04-01 48 days 2,027 sqft
    2025-05-01 49 days 2,048 sqft
    2025-06-01 50 days 2,058 sqft
    Tulsa's median listing age (time on market) for 2025-06-01 was 50 days. This is 14% longer than the same period one year ago.

    Tulsa's median square footage for active listings during the 2025-06-01 period was 2,058 sqft. One year prior, the average listing was 2,058 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.