Tahlequah Mortgage Rates & Closing Costs

  • JUMP TO:
  • Trends
  • Rates vs. Fees
  • Top Lenders
  • Market Share
  • Market Conditions & Pricing
  • Time on Market/Property Size
  • Loan Attributes
    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Tahlequah averaged 6.98% for the week of 2024-06-13, compared to the national average of 6.95% for the same period.

    The average rate for the prior week (2024-06-06) was 6.82% and one month ago for the week of 2024-05-09, the average rate was 7.02%.

    Tahlequah's average rate one year ago was 6.84%.

    For refis of the same type during the week of 2024-06-13, the average rate was 6.85%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-06-13 6.95%
    Tahlequah 30 Year Fixed Rate 2024-06-13 6.98%
    Tahlequah 30 Year Fixed Rate Refi 2024-06-13 6.85%
    Tahlequah 15 Year Fixed Rate 2024-06-13 6.17%
    Tahlequah 15 Year Fixed Rate Refi 2024-06-13 6.07%
    Tahlequah 30 Year FHA 2024-06-13 6.35%
    Tahlequah 30 Year FHA Refi 2024-06-13 6.91%
    Tahlequah 30 Year USDA 2024-06-13 6.51%
    Tahlequah 30 Year USDA Refi 2024-06-13 6.51%
    Tahlequah 30 Year VA 2024-06-13 6.42%
    Tahlequah 30 Year VA Refi 2024-06-13 6.22%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Tahlequah, OK.

    Tahlequah Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Tahlequah, OK market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Arvest Bank 37 6.65% $4,372
    BancFirst 30 6.86% $5,031
    QUICKEN LOANS, LLC 18 6.96% $6,897
    Armstrong Bank 16 7.39% $4,626
    AXIA FINANCIAL, LLC 9 7.00% $8,934
    United Fidelity Funding Corp. 8 6.64% $6,752
    Firstar Bank 8 6.19% $6,240
    FLAT BRANCH MORTGAGE, INC. 5 6.67% $5,019
    OPEN MORTGAGE, LLC 5 6.72% $5,250
    UNITED WHOLESALE MORTGAGE, LLC 3 6.46% $8,064
    Gateway First Bank 3 6.75% $5,669
    JPMorgan Chase Bank 3 7.63% $5,053
    TTCU Federal Credit Union 3 7.29% $4,120
    Ally Bank 2 5.38% $7,793
    ASSOCIATED MORTGAGE CORPORATION 2 6.63% $5,890
    First United Bank and Trust Company 2 7.38% $4,872
    UNITED 2 7.44% $3,336
    U.S. Bank 2 6.81% $2,822
    WEOKIE 2 5.69% $5,409
    Flagstar Bank, FSB 1 6.88% $8,414
    COMMUNICATION 1 5.88% $0
    CMG MORTGAGE, INC. 1 7.49% $3,704
    GENEVA FINANCIAL, LLC 1 6.75% $4,449
    Great Plains National Bank 1 7.13% $4,717
    GUILD MORTGAGE COMPANY 1 8.00% $6,044
    HOMESTAR FINANCIAL CORPORATION 1 6.88% $3,234
    CHURCHILL MORTGAGE CORPORATION 1 6.38% $3,255
    Mortgage Research Center, LLC 1 6.38% $2,404
    MOVEMENT MORTGAGE, LLC 1 6.06% $4,730
    Mr. Cooper ( Nationstar Mortgage ) 1 7.99% $4,056
    NBKC BANK 1 6.75% $3,050
    NEWREZ LLC 1 7.25% $7,320
    OKLAHOMA'S 1 7.25% $3,159
    CALCON MUTUAL MORTGAGE LLC 1 5.88% $11,763
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 5.75% $7,373
    BOKF 1 6.88% $4,567
    RCB Bank 1 5.02% $3,273
    ROYAL UNITED MORTGAGE LLC 1 7.13% $12,416
    Bank of America 1 6.38% $3,917
    USAA Federal Savings Bank 1 7.13% $5,539
    AMERISAVE MORTGAGE CORPORATION 1 6.75% $8,388
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 6.63% $4,482
    CROSSCOUNTRY MORTGAGE, LLC 1 7.50% $7,316
    First Federal Bank 1 6.63% $8,416
    American Bank of Oklahoma 1 6.50% $7,485

    Tahlequah Average Closing Costs & Other Stats

    Tahlequah, OK's 45 lenders originated 690 loans during 2023. The total origination value was $107,360,000, with an average loan value of $155,594.

    Tahlequah's average closing costs are $5,602.

    The top Tahlequah lender as defined by loan originations is Arvest Bank, with 37 loans originated. Their average total fees are $4,372, which is $659 lower than the next largest lender, BancFirst.

    The lowest fee Tahlequah lenders (with over 10 loans originated) are Arvest Bank ($4,372), Armstrong Bank ($4,626), BancFirst ($5,031), QUICKEN LOANS, LLC ($6,897) and .

    The lowest rate Tahlequah lenders (with over 10 loans originated) are Arvest Bank (6.65%), BancFirst (6.86%), QUICKEN LOANS, LLC (6.96%), Armstrong Bank (7.39%) and .

    Tahlequah, OK Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Arvest Bank $26,230,000 $19,145,000 -27.0% 17.8%
    BancFirst $16,950,000 $13,210,000 -22.1% 12.3%
    Armstrong Bank $13,150,000 $8,035,000 -38.9% 7.5%
    QUICKEN LOANS, LLC $8,295,000 $6,400,000 -22.8% 6.0%
    United Fidelity Funding Corp. $2,750,000 $4,980,000 81.1% 4.6%
    OPEN MORTGAGE, LLC $3,105,000 $4,640,000 49.4% 4.3%
    AXIA FINANCIAL, LLC $4,045,000 n/a 3.8%
    Firstar Bank $4,680,000 $3,265,000 -30.2% 3.0%
    TTCU Federal Credit Union $3,115,000 $3,085,000 -1.0% 2.9%
    American Bank of Oklahoma $2,200,000 $2,625,000 19.3% 2.4%
    Mortgage Research Center, LLC $4,120,000 $2,125,000 -48.4% 2.0%
    FLAT BRANCH MORTGAGE, INC. $1,695,000 $1,955,000 15.3% 1.8%
    UNITED WHOLESALE MORTGAGE, LLC $985,000 $1,775,000 80.2% 1.7%
    Chickasaw Community Bank $12,415,000 $1,630,000 -86.9% 1.5%
    Great Plains National Bank $485,000 $1,575,000 224.7% 1.5%
    WEOKIE $1,400,000 n/a 1.3%
    TRIAD FINANCIAL SERVICES, INC. $365,000 $1,340,000 267.1% 1.2%
    VANDERBILT MORTGAGE AND FINANCE, INC. $1,380,000 $1,175,000 -14.9% 1.1%
    ASSOCIATED MORTGAGE CORPORATION $1,755,000 $1,145,000 -34.8% 1.1%
    MID AMERICA MORTGAGE, INC. $2,730,000 $1,145,000 -58.1% 1.1%
    21ST MORTGAGE CORPORATION $815,000 $1,120,000 37.4% 1.0%
    First United Bank and Trust Company $2,115,000 $895,000 -57.7% 0.8%
    LOANDEPOT.COM, LLC $2,015,000 $880,000 -56.3% 0.8%
    Bank 7 $710,000 $870,000 22.5% 0.8%
    Gateway First Bank $765,000 $835,000 9.2% 0.8%
    The First National Bank of Fort Smith $585,000 $800,000 36.8% 0.7%
    NAVY FEDERAL CREDIT UNION $1,150,000 $725,000 -37.0% 0.7%
    FREEDOM MORTGAGE CORPORATION $2,620,000 $690,000 -73.7% 0.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $275,000 $630,000 129.1% 0.6%
    AMERISAVE MORTGAGE CORPORATION $1,275,000 $590,000 -53.7% 0.5%
    JPMorgan Chase Bank $860,000 $575,000 -33.1% 0.5%
    SOUTHWEST STAGE FUNDING, LLC $105,000 $550,000 423.8% 0.5%
    UNITED $495,000 n/a 0.5%
    NEW DAY FINANCIAL, LLC $540,000 $490,000 -9.3% 0.5%
    Flagstar Bank, FSB $370,000 $475,000 28.4% 0.4%
    US MORTGAGE CORPORATION $180,000 $430,000 138.9% 0.4%
    Tinker Federal Credit Union $1,035,000 $425,000 -58.9% 0.4%
    Carrington Mortgage Services, LLC $415,000 $420,000 1.2% 0.4%
    BOKF $845,000 $410,000 -51.5% 0.4%
    RCB Bank $105,000 $395,000 276.2% 0.4%
    THE MORTGAGE LINK, INC. $355,000 n/a 0.3%
    First Western Bank $345,000 n/a 0.3%
    UNITED BUILT HOMES, L.L.C. $225,000 $305,000 35.6% 0.3%
    Wells Fargo Bank $10,240,000 $305,000 -97.0% 0.3%
    Ally Bank $125,000 $300,000 140.0% 0.3%
    ROYAL UNITED MORTGAGE LLC $200,000 $300,000 50.0% 0.3%
    Chambers Bank $295,000 n/a 0.3%
    VAN DYK MORTGAGE CORPORATION $295,000 n/a 0.3%
    TruHome Solutions, LLC $285,000 n/a 0.3%
    COMMUNICATION $755,000 $280,000 -62.9% 0.3%
    U.S. Bank $255,000 $255,000 0.0% 0.2%
    ZILLOW HOME LOANS, LLC $285,000 $255,000 -10.5% 0.2%
    CALCON MUTUAL MORTGAGE LLC $245,000 n/a 0.2%
    CMG MORTGAGE, INC. $245,000 n/a 0.2%
    Eagle Bank and Trust Company $145,000 $245,000 69.0% 0.2%
    Bank of America $145,000 $240,000 65.5% 0.2%
    NBKC BANK $135,000 $235,000 74.1% 0.2%
    Western Sun FCU $235,000 n/a 0.2%
    CORNERSTONE HOME LENDING, INC. $370,000 $225,000 -39.2% 0.2%
    First Federal Bank $215,000 n/a 0.2%
    BROKER SOLUTIONS, INC. $890,000 $210,000 -76.4% 0.2%
    Waterstone Mortgage Corporation $675,000 $185,000 -72.6% 0.2%
    The Central Trust Bank $965,000 $175,000 -81.9% 0.2%
    Simmons Bank $330,000 $170,000 -48.5% 0.2%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $810,000 $165,000 -79.6% 0.2%
    NEWREZ LLC $635,000 $165,000 -74.0% 0.2%
    PENNYMAC LOAN SERVICES, LLC $1,525,000 $165,000 -89.2% 0.2%
    CHURCHILL MORTGAGE CORPORATION $155,000 n/a 0.1%
    COUNTRYPLACE MORTGAGE, LTD. $155,000 n/a 0.1%
    Equity Prime Mortgage LLC $155,000 n/a 0.1%
    LAKEVIEW LOAN SERVICING, LLC $85,000 $155,000 82.4% 0.1%
    CSL Financial, LLC $95,000 $150,000 57.9% 0.1%
    Truity Federal Credit Union $140,000 n/a 0.1%
    OKLAHOMA'S $135,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $350,000 $135,000 -61.4% 0.1%
    GUILD MORTGAGE COMPANY $125,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $125,000 n/a 0.1%
    RUOFF MORTGAGE COMPANY, INC. $125,000 n/a 0.1%
    The First National Bank and Trust Company of Broken Arrow $125,000 n/a 0.1%
    YNB $115,000 n/a 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $480,000 $105,000 -78.1% 0.1%
    FINANCE OF AMERICA REVERSE LLC $105,000 n/a 0.1%
    GENEVA FINANCIAL, LLC $105,000 n/a 0.1%
    HOMESTAR FINANCIAL CORPORATION $105,000 n/a 0.1%
    HOMEXPRESS MORTGAGE CORP. $105,000 n/a 0.1%
    PNC Bank $95,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $85,000 n/a 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $440,000 $85,000 -80.7% 0.1%
    USAA Federal Savings Bank $860,000 $85,000 -90.1% 0.1%
    Figure Lending LLC $80,000 n/a 0.1%
    Mortgage Investment Services Corporation $725,000 $75,000 -89.7% 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $355,000 $75,000 -78.9% 0.1%
    Discover Bank $245,000 $65,000 -73.5% 0.1%
    Vision Bank $45,000 n/a 0.0%
    Coastal Community Bank $25,000 n/a 0.0%
    Lakeview Community Capital, LLC $25,000 n/a 0.0%
    Tulsa Federal Credit Union $255,000 $15,000 -94.1% 0.0%

    Tahlequah's top lender by overall market share is Arvest Bank, with 17.8% market share. In second place, with 12.3%, is BancFirst, having originated $13,210,000 in loans. In third place, with 7.5%, is Armstrong Bank, having originated $8,035,000 in loans. In fourth place, with 6.0%, is QUICKEN LOANS, LLC, having originated $6,400,000 in loans. In fifth place, with 4.6%, is United Fidelity Funding Corp., having originated $4,980,000 in loans.

    Tahlequah Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Tahlequah (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $160,200 (14.1%) $197,932 (5.5%) 0.00 231
    2018-02-01 $158,725 (9.7%) $193,359 (-1.5%) 0.00 232
    2018-03-01 $155,000 (6.6%) $191,981 (-4.4%) 0.00 223
    2018-04-01 $153,215 (4.6%) $188,218 (-3.4%) 0.00 231
    2018-05-01 $160,750 (10.9%) $203,703 (6.4%) 0.00 215
    2018-06-01 $154,900 (7.8%) $196,219 (5.4%) 0.00 223
    2018-07-01 $157,850 (12.8%) $200,630 (8.4%) 0.00 227
    2018-08-01 $152,475 (2.9%) $197,306 (2.9%) 0.00 229
    2018-09-01 $149,950 (-1.0%) $195,383 (-2.2%) 0.00 220
    2018-10-01 $158,588 (1.0%) $201,751 (0.1%) 0.00 211
    2018-11-01 $177,400 (8.3%) $210,627 (4.5%) 0.00 202
    2018-12-01 $179,900 (14.2%) $211,139 (6.9%) 0.00 185
    2019-01-01 $168,700 (5.3%) $204,265 (3.2%) 0.00 189
    2019-02-01 $155,000 (-2.4%) $197,647 (2.2%) 0.00 187
    2019-03-01 $154,000 (-0.7%) $196,457 (2.3%) 0.00 187
    2019-04-01 $154,100 (0.6%) $202,311 (7.5%) 0.00 186
    2019-05-01 $163,775 (1.9%) $213,271 (4.7%) 0.00 204
    2019-06-01 $167,450 (8.1%) $218,992 (11.6%) 0.00 205
    2019-07-01 $160,375 (1.6%) $219,864 (9.6%) 0.00 210
    2019-08-01 $165,973 (8.9%) $225,640 (14.4%) 0.00 215
    2019-09-01 $173,807 (15.9%) $233,474 (19.5%) 0.00 217
    2019-10-01 $182,450 (15.1%) $240,334 (19.1%) 0.00 218
    2019-11-01 $182,700 (3.0%) $241,845 (14.8%) 0.00 203
    2019-12-01 $188,900 (5.0%) $248,056 (17.5%) 0.00 199
    2020-01-01 $178,000 (5.5%) $235,130 (15.1%) 0.00 198
    2020-02-01 $169,900 (9.6%) $232,929 (17.9%) 0.00 189
    2020-03-01 $175,475 (13.9%) $234,140 (19.2%) 0.00 199
    2020-04-01 $181,850 (18.0%) $234,692 (16.0%) 0.00 193
    2020-05-01 $189,900 (16.0%) $242,405 (13.7%) 0.00 173
    2020-06-01 $189,900 (13.4%) $241,038 (10.1%) 0.00 172
    2020-07-01 $195,875 (22.1%) $252,962 (15.1%) 0.00 160
    2020-08-01 $199,100 (20.0%) $268,518 (19.0%) 0.00 130
    2020-09-01 $189,500 (9.0%) $266,430 (14.1%) 0.00 110
    2020-10-01 $187,400 (2.7%) $273,323 (13.7%) 0.00 89
    2020-11-01 $189,925 (4.0%) $278,888 (15.3%) 0.00 83
    2020-12-01 $201,975 (6.9%) $285,060 (14.9%) 0.00 70
    2021-01-01 $199,500 (12.1%) $271,064 (15.3%) 0.00 67
    2021-02-01 $204,450 (20.3%) $285,371 (22.5%) 0.00 68
    2021-03-01 $189,300 (7.9%) $273,360 (16.8%) 0.00 62
    2021-04-01 $192,500 (5.9%) $295,521 (25.9%) 0.00 55
    2021-05-01 $195,750 (3.1%) $300,216 (23.9%) 0.00 61
    2021-06-01 $211,075 (11.2%) $335,042 (39.0%) 0.00 63
    2021-07-01 $209,950 (7.2%) $318,685 (26.0%) 0.00 70
    2021-08-01 $219,700 (10.4%) $309,759 (15.4%) 0.00 70
    2021-09-01 $220,950 (16.6%) $318,184 (19.4%) 0.00 75
    2021-10-01 $219,900 (17.3%) $318,219 (16.4%) 0.00 69
    2021-11-01 $228,000 (20.1%) $332,573 (19.3%) 0.00 67
    2021-12-01 $219,900 (8.9%) $315,689 (10.7%) 0.00 77
    2022-01-01 $220,000 (10.3%) $315,438 (16.4%) 0.00 76
    2022-02-01 $232,500 (13.7%) $343,522 (20.4%) 0.00 68
    2022-03-01 $240,000 (26.8%) $321,875 (17.8%) 0.00 71
    2022-04-01 $264,500 (37.4%) $347,748 (17.7%) 0.00 71
    2022-05-01 $258,850 (32.2%) $326,693 (8.8%) 0.00 80
    2022-06-01 $274,225 (29.9%) $354,039 (5.7%) 0.00 79
    2022-07-01 $265,000 (26.2%) $354,664 (11.3%) 0.00 93
    2022-08-01 $268,375 (22.2%) $352,485 (13.8%) 0.00 103
    2022-09-01 $239,000 (8.2%) $344,493 (8.3%) 0.00 113
    2022-10-01 $239,500 (8.9%) $335,024 (5.3%) 0.00 106
    2022-11-01 $234,213 (2.7%) $329,497 (-0.9%) 0.00 118
    2022-12-01 $249,000 (13.2%) $327,321 (3.7%) 0.00 126
    2023-01-01 $269,900 (22.7%) $349,011 (10.6%) 0.00 115
    2023-02-01 $285,000 (22.6%) $354,576 (3.2%) 0.00 117
    2023-03-01 $268,850 (12.0%) $337,891 (5.0%) 0.00 120
    2023-04-01 $259,000 (-2.1%) $322,800 (-7.2%) 0.00 115
    2023-05-01 $274,725 (6.1%) $334,844 (2.5%) 0.00 114
    2023-06-01 $279,900 (2.1%) $330,513 (-6.6%) 0.00 108
    2023-07-01 $260,000 (-1.9%) $309,672 (-12.7%) 0.00 106
    2023-08-01 $257,450 (-4.1%) $310,247 (-12.0%) 0.00 117
    2023-09-01 $259,950 (8.8%) $316,024 (-8.3%) 0.00 119
    2023-10-01 $256,100 (6.9%) $313,115 (-6.5%) 0.00 110
    2023-11-01 $270,856 (15.7%) $323,704 (-1.8%) 0.00 111
    2023-12-01 $247,500 (-0.6%) $294,640 (-10.0%) 0.00 126
    2024-01-01 $272,000 (0.8%) $318,153 (-8.8%) 0.00 121
    2024-02-01 $275,450 (-3.4%) $350,942 (-1.0%) 0.00 133
    2024-03-01 $274,700 (2.2%) $342,116 (1.3%) 0.00 131
    2024-04-01 $270,425 (4.4%) $334,646 (3.7%) 0.00 140
    2024-05-01 $277,225 (0.9%) $349,175 (4.3%) 0.00 145
    Tahlequah's median listing price for 2024-05-01 was $277,225, a difference of $2,500 (0.9%) versus the prior year and $6,800 versus the prior month.

    Tahlequah's median listing price comes in at 0% of the national average.

    Tahlequah's average listing price for 2024-05-01 was $349,175, a difference of $14,331 (4.3%) versus the prior year and $14,529 versus the prior month.

    For the 2024-05-01 period, Tahlequah had 145 MLS listings, a difference of 5 listings (4%) versus the prior month and 31 listings (27%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Tahlequah (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,786 sqft
    2018-02-01 0 days 1,749 sqft
    2018-03-01 0 days 1,743 sqft
    2018-04-01 0 days 1,694 sqft
    2018-05-01 0 days 1,762 sqft
    2018-06-01 0 days 1,765 sqft
    2018-07-01 0 days 1,778 sqft
    2018-08-01 0 days 1,755 sqft
    2018-09-01 0 days 1,754 sqft
    2018-10-01 0 days 1,788 sqft
    2018-11-01 0 days 1,794 sqft
    2018-12-01 0 days 1,817 sqft
    2019-01-01 0 days 1,794 sqft
    2019-02-01 0 days 1,798 sqft
    2019-03-01 0 days 1,794 sqft
    2019-04-01 0 days 1,796 sqft
    2019-05-01 0 days 1,810 sqft
    2019-06-01 0 days 1,804 sqft
    2019-07-01 0 days 1,810 sqft
    2019-08-01 0 days 1,824 sqft
    2019-09-01 0 days 1,833 sqft
    2019-10-01 0 days 1,861 sqft
    2019-11-01 0 days 1,878 sqft
    2019-12-01 0 days 1,848 sqft
    2020-01-01 0 days 1,794 sqft
    2020-02-01 0 days 1,794 sqft
    2020-03-01 0 days 1,779 sqft
    2020-04-01 0 days 1,782 sqft
    2020-05-01 0 days 1,894 sqft
    2020-06-01 0 days 1,832 sqft
    2020-07-01 0 days 1,903 sqft
    2020-08-01 0 days 1,924 sqft
    2020-09-01 0 days 1,796 sqft
    2020-10-01 0 days 1,830 sqft
    2020-11-01 0 days 1,862 sqft
    2020-12-01 0 days 1,902 sqft
    2021-01-01 0 days 1,730 sqft
    2021-02-01 0 days 1,763 sqft
    2021-03-01 0 days 1,724 sqft
    2021-04-01 0 days 1,668 sqft
    2021-05-01 0 days 1,684 sqft
    2021-06-01 0 days 1,696 sqft
    2021-07-01 0 days 1,684 sqft
    2021-08-01 0 days 1,592 sqft
    2021-09-01 0 days 1,701 sqft
    2021-10-01 0 days 1,647 sqft
    2021-11-01 0 days 1,691 sqft
    2021-12-01 0 days 1,688 sqft
    2022-01-01 0 days 1,700 sqft
    2022-02-01 0 days 1,764 sqft
    2022-03-01 0 days 1,823 sqft
    2022-04-01 0 days 1,842 sqft
    2022-05-01 0 days 1,786 sqft
    2022-06-01 0 days 1,887 sqft
    2022-07-01 0 days 1,690 sqft
    2022-08-01 0 days 1,716 sqft
    2022-09-01 0 days 1,632 sqft
    2022-10-01 0 days 1,692 sqft
    2022-11-01 0 days 1,680 sqft
    2022-12-01 0 days 1,749 sqft
    2023-01-01 0 days 1,808 sqft
    2023-02-01 0 days 1,842 sqft
    2023-03-01 0 days 1,792 sqft
    2023-04-01 0 days 1,812 sqft
    2023-05-01 0 days 1,896 sqft
    2023-06-01 0 days 1,883 sqft
    2023-07-01 0 days 1,802 sqft
    2023-08-01 0 days 1,736 sqft
    2023-09-01 0 days 1,697 sqft
    2023-10-01 0 days 1,644 sqft
    2023-11-01 0 days 1,762 sqft
    2023-12-01 0 days 1,619 sqft
    2024-01-01 0 days 1,681 sqft
    2024-02-01 0 days 1,737 sqft
    2024-03-01 0 days 1,733 sqft
    2024-04-01 0 days 1,711 sqft
    2024-05-01 0 days 1,755 sqft
    Tahlequah's median listing age (time on market) for 2024-05-01 was 0 days.

    Tahlequah's median square footage for active listings during the 2024-05-01 period was 1,755 sqft. One year prior, the average listing was 1,896 sqft.

    Tahlequah, OK Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 420 $76,710,000 $182,643
    Home Improvement 90 $6,830,000 $75,889
    Refi 83 $13,305,000 $160,301
    Other 53 $3,355,000 $63,302
    Cash Out Refi 44 $7,160,000 $162,727

    Tahlequah's most frequently cited loan purpose was Home Purchase, with 420 originations. The 2nd most popular reason was Home Improvement, with 90 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 229 $44,585,000 $194,694
    Over 8% 199 $17,095,000 $85,905
    7-8% 178 $26,460,000 $148,652
    5-6% 74 $16,230,000 $219,324
    4-5% 4 $1,300,000 $325,000

    During 2023, Tahlequah's most frequently originated rate bucket was 6-7%, with 229 originations.

    Loan Sizing (Tahlequah, OK MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 256 $37,220,000 $145,391
    $100,000 or less 253 $14,875,000 $58,794
    $200k-400k 156 $41,250,000 $264,423
    $400k-600k 20 $9,310,000 $465,500
    $600k-1000k 4 $2,650,000 $662,500
    $Over $1MM 1 $2,055,000 $2,055,000

    Tahlequah's loan sizing saw the bucket of loans from $100k-200k with 256 originations, totaling $37,220,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 290 $57,100,000 $196,897
    60-80% 145 $25,325,000 $174,655
    40-60% 86 $11,860,000 $137,907
    20-40% 72 $5,320,000 $73,889
    Under 20% 72 $2,570,000 $35,694
    Over 100% 16 $3,340,000 $208,750

    Tahlequah's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 290 originations, totaling $57,100,000 in origination value.