Wyndham Capital Mortgage Rates, Fees & Info

Raleigh, NC

LEI: 549300UVXY7S004OQL53

Tax ID: 56-2237729

5 stars - out of 5 stars, based on 137 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Wyndham Capital Mortgage is a mid-sized mortgage company specializing in Refi and Cash Out Refi loans. Wyndham Capital Mortgage has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: Charlotte, Washington, Atlanta, Los Angeles, and Seattle among others. We have data for 619 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Wyndham Capital Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Wyndham Capital Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.81% 11/27/22
    30 Year Conventional Refi 6.58% 11/27/22
    30 Year Cash-out Refi 6.76% 11/27/22
    30 Year FHA Purchase 7.56% 11/27/22
    30 Year FHA Refi 7.27% 11/27/22
    30 Year VA Purchase 6.36% 11/27/22
    30 Year VA Refi 6.09% 11/27/22
    30 Year USDA Purchase 6.92% 11/27/22
    30 Year USDA Refi 6.61% 11/27/22
    15 Year Conventional Purchase 6.10% 11/27/22
    15 Year Conventional Refi 5.91% 11/27/22
    15 Year Cash-out Refi 5.91% 11/27/22
    15 Year FHA Purchase 6.99% 11/27/22
    15 Year FHA Refi 6.54% 11/27/22
    15 Year VA Purchase 5.90% 11/27/22
    15 Year VA Refi 6.06% 11/27/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    18,652

    Origination Dollar Volume (All Markets)

    $6,256,650,000
    Show all (278) awards

    Relative Rate

    Wyndham Capital Mortgage's average 30 year fixed mortgage rate was 2.91%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.24%.

    Relative Fees (Closing Costs)

    Wyndham Capital Mortgage's average total fees/closing costs for a 30 year fixed rate mortgage were $2,536.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1,927 $615,335,000 $319,323 $2,292 2.85%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 1,012 $422,220,000 $417,213 $2,046 2.70%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 711 $237,465,000 $333,987 $2,103 2.77%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 480 $209,660,000 $436,792 $2,060 2.75%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 385 $160,235,000 $416,195 $2,178 2.73%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 483 $156,225,000 $323,447 $3,557 2.86%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 393 $148,385,000 $377,570 $2,746 2.71%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 426 $144,770,000 $339,836 $2,180 2.83%
    RALEIGH-CARY, NC (FHA|USDA|VA) 375 $124,985,000 $333,293 $1,939 2.74%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 267 $122,435,000 $458,558 $2,093 2.73%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 360 $118,520,000 $329,222 $3,067 2.67%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 360 $112,800,000 $313,333 $3,553 2.81%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 284 $107,260,000 $377,676 $1,968 2.67%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 282 $106,580,000 $377,943 $2,292 2.78%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 313 $105,325,000 $336,502 $2,364 2.79%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 323 $104,615,000 $323,885 $2,159 2.72%
    Outside of Metro Areas 348 $96,430,000 $277,098 $2,610 2.87%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 277 $93,415,000 $337,238 $1,764 2.71%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 232 $92,250,000 $397,629 $1,949 2.76%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 225 $81,765,000 $363,400 $2,247 2.74%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 248 $78,630,000 $317,056 $2,317 2.82%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 175 $77,195,000 $441,114 $2,179 2.73%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 232 $77,140,000 $332,500 $2,077 2.82%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 245 $74,035,000 $302,184 $2,368 2.85%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 198 $71,110,000 $359,141 $3,895 2.75%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 187 $66,485,000 $355,535 $1,889 2.77%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 219 $65,405,000 $298,653 $1,748 2.80%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 165 $61,055,000 $370,030 $2,176 2.73%
    JACKSONVILLE, FL (FHA|USDA|VA) 175 $55,215,000 $315,514 $2,313 2.89%
    SALT LAKE CITY, UT (FHA|USDA|VA) 146 $53,090,000 $363,630 $2,031 2.82%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 111 $52,395,000 $472,027 $2,104 2.58%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 160 $51,120,000 $319,500 $2,827 2.72%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 147 $49,215,000 $334,796 $2,076 2.81%
    RICHMOND, VA (FHA|USDA|VA) 134 $43,770,000 $326,642 $1,735 2.73%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 134 $40,720,000 $303,881 $1,843 2.77%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 141 $40,185,000 $285,000 $2,118 2.82%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 123 $39,905,000 $324,431 $4,035 2.78%
    BOISE CITY, ID (FHA|USDA|VA) 104 $38,830,000 $373,365 $3,922 2.77%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 120 $38,740,000 $322,833 $1,946 2.75%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 82 $38,030,000 $463,780 $2,746 2.84%
    COLUMBUS, OH (FHA|USDA|VA) 109 $32,895,000 $301,789 $1,788 2.75%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 100 $31,640,000 $316,400 $1,837 2.76%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 97 $31,175,000 $321,392 $2,217 2.78%
    RENO, NV (FHA|USDA|VA) 80 $29,760,000 $372,000 $1,997 2.80%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 92 $28,700,000 $311,957 $2,046 2.81%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 94 $26,760,000 $284,681 $2,633 2.82%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 87 $25,525,000 $293,391 $1,927 2.78%
    COLUMBIA, SC (FHA|USDA|VA) 88 $24,180,000 $274,773 $2,072 2.79%
    WINSTON-SALEM, NC (FHA|USDA|VA) 87 $23,945,000 $275,230 $2,080 2.83%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 65 $23,725,000 $365,000 $2,777 2.79%
    PITTSBURGH, PA (FHA|USDA|VA) 72 $23,160,000 $321,667 $3,571 2.73%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 65 $23,005,000 $353,923 $2,251 2.80%
    ASHEVILLE, NC (FHA|USDA|VA) 72 $22,050,000 $306,250 $2,087 2.88%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 80 $21,930,000 $274,125 $1,795 2.77%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 73 $20,525,000 $281,164 $1,792 2.84%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 57 $19,195,000 $336,754 $1,713 2.89%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 52 $19,130,000 $367,885 $2,130 2.76%
    PROVO-OREM, UT (FHA|USDA|VA) 50 $18,370,000 $367,400 $1,916 2.85%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 61 $18,255,000 $299,262 $3,443 2.75%
    STOCKTON, CA (FHA|USDA|VA) 49 $18,175,000 $370,918 $2,462 2.83%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 54 $18,040,000 $334,074 $1,716 2.77%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 55 $17,575,000 $319,545 $2,367 2.89%
    WILMINGTON, NC (FHA|USDA|VA) 51 $17,525,000 $343,627 $2,352 2.80%
    KNOXVILLE, TN (FHA|USDA|VA) 56 $17,310,000 $309,107 $1,868 2.77%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 53 $16,885,000 $318,585 $2,184 2.86%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 61 $16,615,000 $272,377 $2,603 2.79%
    ALBUQUERQUE, NM (FHA|USDA|VA) 54 $15,840,000 $293,333 $3,847 2.79%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 51 $14,605,000 $286,373 $2,301 2.85%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 33 $14,415,000 $436,818 $2,170 2.84%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 46 $14,360,000 $312,174 $2,184 2.87%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 51 $14,305,000 $280,490 $1,855 2.73%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 38 $14,090,000 $370,789 $2,813 2.81%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 48 $14,010,000 $291,875 $2,242 2.78%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 49 $13,785,000 $281,327 $1,879 2.76%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 37 $12,895,000 $348,514 $3,834 2.76%
    VALLEJO, CA (FHA|USDA|VA) 30 $12,880,000 $429,333 $2,433 2.77%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 45 $12,245,000 $272,111 $3,602 2.80%
    Outside of Metro Areas 31 $12,005,000 $387,258 $3,867 2.74%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 37 $11,945,000 $322,838 $1,875 2.79%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 42 $11,910,000 $283,571 $2,012 2.66%
    BOULDER, CO (FHA|USDA|VA) 28 $11,710,000 $418,214 $2,200 2.66%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 41 $11,045,000 $269,390 $2,906 2.93%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 38 $10,990,000 $289,211 $2,243 2.82%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 35 $10,965,000 $313,286 $2,719 2.83%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 42 $10,870,000 $258,810 $1,992 2.94%
    SALISBURY, MD-DE (FHA|USDA|VA) 39 $10,785,000 $276,538 $2,296 2.86%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 31 $10,675,000 $344,355 $3,209 2.66%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 26 $10,620,000 $408,462 $1,946 2.75%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 28 $10,540,000 $376,429 $5,195 2.88%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 36 $10,510,000 $291,944 $2,177 2.76%
    FORT COLLINS, CO (FHA|USDA|VA) 31 $10,485,000 $338,226 $2,920 2.85%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 41 $10,375,000 $253,049 $2,381 2.91%
    TUCSON, AZ (FHA|USDA|VA) 34 $10,260,000 $301,765 $2,622 2.73%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 34 $9,900,000 $291,176 $2,276 2.79%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 31 $9,895,000 $319,194 $2,801 2.74%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 20 $9,800,000 $490,000 $2,459 2.69%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 35 $9,385,000 $268,143 $2,027 2.79%
    SAVANNAH, GA (FHA|USDA|VA) 29 $9,315,000 $321,207 $2,726 2.83%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 35 $8,965,000 $256,143 $3,673 2.85%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 33 $8,915,000 $270,152 $1,869 2.75%
    TULSA, OK (FHA|USDA|VA) 34 $8,870,000 $260,882 $3,521 2.83%
    FAYETTEVILLE, NC (FHA|USDA|VA) 37 $8,855,000 $239,324 $2,613 2.70%
    HUNTSVILLE, AL (FHA|USDA|VA) 27 $8,805,000 $326,111 $2,257 2.68%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 30 $8,800,000 $293,333 $3,161 2.62%
    SPARTANBURG, SC (FHA|USDA|VA) 34 $8,550,000 $251,471 $2,256 2.79%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 28 $8,490,000 $303,214 $2,098 2.77%
    FRESNO, CA (FHA|USDA|VA) 29 $8,425,000 $290,517 $1,992 2.86%
    BATON ROUGE, LA (FHA|USDA|VA) 31 $8,405,000 $271,129 $2,481 2.67%
    Bozeman, MT (FHA|USDA|VA) 19 $8,205,000 $431,842 $3,232 2.73%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 30 $8,150,000 $271,667 $1,696 2.72%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 22 $8,000,000 $363,636 $3,729 2.76%
    BAKERSFIELD, CA (FHA|USDA|VA) 31 $7,995,000 $257,903 $2,753 3.02%
    SALEM, OR (FHA|USDA|VA) 26 $7,990,000 $307,308 $2,558 2.85%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 34 $7,600,000 $223,529 $3,241 2.85%
    SALINAS, CA (FHA|USDA|VA) 18 $7,130,000 $396,111 $2,193 2.65%
    BEND, OR (FHA|USDA|VA) 18 $7,070,000 $392,778 $2,564 2.63%
    GREELEY, CO (FHA|USDA|VA) 20 $7,010,000 $350,500 $1,714 2.81%
    GAINESVILLE, GA (FHA|USDA|VA) 23 $7,005,000 $304,565 $1,783 2.81%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 22 $6,890,000 $313,182 $2,481 2.89%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 19 $6,865,000 $361,316 $2,592 2.59%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 19 $6,415,000 $337,632 $4,160 2.83%
    AKRON, OH (FHA|USDA|VA) 24 $6,060,000 $252,500 $2,019 2.99%
    ST. GEORGE, UT (FHA|USDA|VA) 17 $6,045,000 $355,588 $1,950 2.89%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 22 $5,970,000 $271,364 $2,478 2.91%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 16 $5,950,000 $371,875 $1,900 2.79%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 20 $5,690,000 $284,500 $2,357 2.82%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 17 $5,525,000 $325,000 $2,655 2.76%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 17 $5,495,000 $323,235 $2,993 2.83%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 20 $5,470,000 $273,500 $1,646 2.66%
    LANCASTER, PA (FHA|USDA|VA) 22 $5,230,000 $237,727 $3,456 2.70%
    MODESTO, CA (FHA|USDA|VA) 16 $5,230,000 $326,875 $1,930 2.83%
    Heber, UT (FHA|USDA|VA) 12 $5,210,000 $434,167 $1,672 2.84%
    Juneau, AK (FHA|USDA|VA) 12 $5,190,000 $432,500 $6,838 2.46%
    ANN ARBOR, MI (FHA|USDA|VA) 15 $5,135,000 $342,333 $1,556 2.78%
    JACKSON, MS (FHA|USDA|VA) 20 $5,110,000 $255,500 $1,764 2.81%
    ANCHORAGE, AK (FHA|USDA|VA) 16 $5,100,000 $318,750 $2,445 2.66%
    MADISON, WI (FHA|USDA|VA) 15 $5,085,000 $339,000 $2,149 2.82%
    BURLINGTON, NC (FHA|USDA|VA) 18 $5,030,000 $279,444 $3,282 2.68%
    BELLINGHAM, WA (FHA|USDA|VA) 15 $5,015,000 $334,333 $1,846 2.66%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 15 $4,935,000 $329,000 $2,476 3.02%
    Georgetown, SC (FHA|USDA|VA) 16 $4,910,000 $306,875 $2,369 2.70%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 20 $4,710,000 $235,500 $3,031 2.81%
    Boone, NC (FHA|USDA|VA) 13 $4,695,000 $361,154 $2,648 2.79%
    PUNTA GORDA, FL (FHA|USDA|VA) 17 $4,645,000 $273,235 $1,772 2.96%
    Morehead City, NC (FHA|USDA|VA) 17 $4,545,000 $267,353 $2,223 2.79%
    BILLINGS, MT (FHA|USDA|VA) 15 $4,535,000 $302,333 $2,671 2.66%
    SANTA FE, NM (FHA|USDA|VA) 13 $4,475,000 $344,231 $3,658 2.81%
    CHICO, CA (FHA|USDA|VA) 13 $4,465,000 $343,462 $1,631 2.80%
    TALLAHASSEE, FL (FHA|USDA|VA) 19 $4,425,000 $232,895 $2,817 3.14%
    WACO, TX (FHA|USDA|VA) 13 $4,375,000 $336,538 $4,814 3.02%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 13 $4,225,000 $325,000 $3,043 2.89%
    THE VILLAGES, FL (FHA|USDA|VA) 17 $4,215,000 $247,941 $1,165 2.87%
    VISALIA, CA (FHA|USDA|VA) 15 $4,175,000 $278,333 $2,186 2.68%
    ROANOKE, VA (FHA|USDA|VA) 13 $4,175,000 $321,154 $2,803 2.78%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 12 $4,150,000 $345,833 $1,467 2.87%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 16 $4,140,000 $258,750 $2,129 2.72%
    LINCOLN, NE (FHA|USDA|VA) 16 $4,080,000 $255,000 $1,597 2.74%
    WINCHESTER, VA-WV (FHA|USDA|VA) 14 $4,040,000 $288,571 $1,867 2.88%
    YORK-HANOVER, PA (FHA|USDA|VA) 17 $3,905,000 $229,706 $3,320 2.79%
    LONGVIEW, WA (FHA|USDA|VA) 13 $3,885,000 $298,846 $2,261 2.75%
    NAPA, CA (FHA|USDA|VA) 9 $3,765,000 $418,333 $1,749 2.69%
    SPRINGFIELD, MO (FHA|USDA|VA) 14 $3,690,000 $263,571 $1,377 2.61%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 12 $3,610,000 $300,833 $2,211 2.80%
    OCEAN CITY, NJ (FHA|USDA|VA) 11 $3,605,000 $327,727 $2,533 3.11%
    Los Alamos, NM (FHA|USDA|VA) 10 $3,600,000 $360,000 $2,269 2.79%
    OCALA, FL (FHA|USDA|VA) 17 $3,595,000 $211,471 $2,227 3.03%
    Sevierville, TN (FHA|USDA|VA) 10 $3,560,000 $356,000 $3,365 3.36%
    Lebanon, NH-VT (FHA|USDA|VA) 12 $3,550,000 $295,833 $2,388 2.66%
    Kill Devil Hills, NC (FHA|USDA|VA) 11 $3,475,000 $315,909 $2,557 3.06%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 12 $3,460,000 $288,333 $2,631 2.72%
    PANAMA CITY, FL (FHA|USDA|VA) 11 $3,375,000 $306,818 $2,044 2.62%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 9 $3,355,000 $372,778 $2,362 2.78%
    Shelby, NC (FHA|USDA|VA) 14 $3,190,000 $227,857 $3,435 3.01%
    GAINESVILLE, FL (FHA|USDA|VA) 10 $3,170,000 $317,000 $2,346 2.73%
    Seneca, SC (FHA|USDA|VA) 9 $3,125,000 $347,222 $1,972 2.93%
    WICHITA, KS (FHA|USDA|VA) 16 $3,060,000 $191,250 $2,624 2.84%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 12 $3,020,000 $251,667 $2,564 2.56%
    DULUTH, MN-WI (FHA|USDA|VA) 12 $3,010,000 $250,833 $3,416 2.57%
    LYNCHBURG, VA (FHA|USDA|VA) 11 $2,985,000 $271,364 $1,879 2.99%
    LAFAYETTE, LA (FHA|USDA|VA) 9 $2,985,000 $331,667 $2,205 2.64%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 12 $2,950,000 $245,833 $3,085 2.77%
    FLAGSTAFF, AZ (FHA|USDA|VA) 9 $2,925,000 $325,000 $2,219 2.74%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 12 $2,910,000 $242,500 $2,084 2.90%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 14 $2,900,000 $207,143 $3,463 2.92%
    MISSOULA, MT (FHA|USDA|VA) 8 $2,860,000 $357,500 $1,822 2.78%
    MEDFORD, OR (FHA|USDA|VA) 8 $2,770,000 $346,250 $1,973 2.81%
    Kalispell, MT (FHA|USDA|VA) 9 $2,705,000 $300,556 $1,276 2.72%
    Torrington, CT (FHA|USDA|VA) 7 $2,695,000 $385,000 $4,368 2.75%
    EL PASO, TX (FHA|USDA|VA) 11 $2,665,000 $242,273 $3,728 2.71%
    Traverse City, MI (FHA|USDA|VA) 7 $2,645,000 $377,857 $1,840 2.87%
    Albemarle, NC (FHA|USDA|VA) 11 $2,615,000 $237,727 $2,080 2.99%
    TYLER, TX (FHA|USDA|VA) 10 $2,600,000 $260,000 $3,642 3.03%
    Forest City, NC (FHA|USDA|VA) 11 $2,585,000 $235,000 $2,839 3.06%
    Concord, NH (FHA|USDA|VA) 9 $2,565,000 $285,000 $3,341 2.61%
    Helena, MT (FHA|USDA|VA) 9 $2,545,000 $282,778 $1,892 2.94%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 8 $2,540,000 $317,500 $1,673 2.58%
    REDDING, CA (FHA|USDA|VA) 8 $2,510,000 $313,750 $1,729 2.59%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 10 $2,460,000 $246,000 $2,422 2.75%
    Durango, CO (FHA|USDA|VA) 7 $2,455,000 $350,714 $1,339 3.00%
    Jefferson, GA (FHA|USDA|VA) 8 $2,440,000 $305,000 $1,795 2.67%
    YUMA, AZ (FHA|USDA|VA) 7 $2,425,000 $346,429 $3,573 2.86%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 9 $2,395,000 $266,111 $4,404 2.82%
    YAKIMA, WA (FHA|USDA|VA) 9 $2,395,000 $266,111 $1,593 2.71%
    BOWLING GREEN, KY (FHA|USDA|VA) 9 $2,385,000 $265,000 $1,909 2.67%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 8 $2,360,000 $295,000 $2,782 2.61%
    CHEYENNE, WY (FHA|USDA|VA) 8 $2,350,000 $293,750 $2,085 2.73%
    MONTGOMERY, AL (FHA|USDA|VA) 9 $2,345,000 $260,556 $2,333 2.61%
    TWIN FALLS, ID (FHA|USDA|VA) 7 $2,335,000 $333,571 $3,583 2.70%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 9 $2,315,000 $257,222 $2,403 2.89%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 10 $2,300,000 $230,000 $4,185 3.09%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 7 $2,235,000 $319,286 $2,528 2.75%
    Breckenridge, CO (FHA|USDA|VA) 5 $2,235,000 $447,000 $1,559 2.63%
    Brevard, NC (FHA|USDA|VA) 8 $2,200,000 $275,000 $1,722 2.98%
    NEW BERN, NC (FHA|USDA|VA) 10 $2,180,000 $218,000 $2,226 2.98%
    IDAHO FALLS, ID (FHA|USDA|VA) 8 $2,170,000 $271,250 $2,677 2.84%
    BRUNSWICK, GA (FHA|USDA|VA) 5 $2,085,000 $417,000 $1,963 2.58%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 7 $2,085,000 $297,857 $1,928 2.68%
    ROCHESTER, MN (FHA|USDA|VA) 7 $2,065,000 $295,000 $1,703 2.48%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 8 $2,060,000 $257,500 $2,356 3.15%
    GRANTS PASS, OR (FHA|USDA|VA) 6 $2,050,000 $341,667 $1,735 2.81%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 7 $2,045,000 $292,143 $1,914 2.82%
    PUEBLO, CO (FHA|USDA|VA) 7 $2,045,000 $292,143 $1,596 2.91%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 9 $2,045,000 $227,222 $2,214 3.14%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 9 $1,975,000 $219,444 $4,815 3.01%
    Edwards, CO (FHA|USDA|VA) 5 $1,965,000 $393,000 $1,546 2.83%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 7 $1,945,000 $277,857 $2,687 2.79%
    DOVER, DE (FHA|USDA|VA) 8 $1,940,000 $242,500 $2,952 2.67%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 8 $1,930,000 $241,250 $3,427 2.83%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 8 $1,920,000 $240,000 $1,867 2.81%
    COLUMBUS, GA-AL (FHA|USDA|VA) 7 $1,915,000 $273,571 $3,654 2.52%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 7 $1,905,000 $272,143 $3,017 2.66%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 7 $1,905,000 $272,143 $2,540 3.02%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 8 $1,900,000 $237,500 $3,470 2.91%
    CHARLESTON, WV (FHA|USDA|VA) 8 $1,900,000 $237,500 $1,885 2.77%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 8 $1,890,000 $236,250 $3,282 2.92%
    JACKSONVILLE, NC (FHA|USDA|VA) 8 $1,870,000 $233,750 $2,955 2.88%
    MONROE, LA (FHA|USDA|VA) 7 $1,865,000 $266,429 $2,055 2.71%
    CORVALLIS, OR (FHA|USDA|VA) 4 $1,860,000 $465,000 $3,510 2.59%
    COLUMBIA, MO (FHA|USDA|VA) 6 $1,850,000 $308,333 $1,607 2.77%
    Cullowhee, NC (FHA|USDA|VA) 5 $1,815,000 $363,000 $3,051 2.98%
    LAWRENCE, KS (FHA|USDA|VA) 6 $1,800,000 $300,000 $1,678 3.17%
    St. Marys, GA (FHA|USDA|VA) 4 $1,790,000 $447,500 $7,087 2.50%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 5 $1,785,000 $357,000 $2,735 2.92%
    Oak Harbor, WA (FHA|USDA|VA) 5 $1,785,000 $357,000 $3,547 2.52%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 8 $1,740,000 $217,500 $2,672 3.03%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 6 $1,730,000 $288,333 $2,798 2.79%
    Ontario, OR-ID (FHA|USDA|VA) 4 $1,730,000 $432,500 $3,004 2.91%
    Granbury, TX (FHA|USDA|VA) 6 $1,710,000 $285,000 $3,135 2.83%
    Steamboat Springs, CO (FHA|USDA|VA) 5 $1,695,000 $339,000 $1,443 2.95%
    LEWISTON, ID-WA (FHA|USDA|VA) 5 $1,685,000 $337,000 $2,237 2.68%
    Ellensburg, WA (FHA|USDA|VA) 4 $1,660,000 $415,000 $1,584 2.88%
    STATE COLLEGE, PA (FHA|USDA|VA) 4 $1,640,000 $410,000 $3,120 2.81%
    Laconia, NH (FHA|USDA|VA) 5 $1,625,000 $325,000 $1,398 2.78%
    Calhoun, GA (FHA|USDA|VA) 5 $1,615,000 $323,000 $2,380 2.87%
    TOPEKA, KS (FHA|USDA|VA) 7 $1,605,000 $229,286 $2,509 2.98%
    APPLETON, WI (FHA|USDA|VA) 8 $1,590,000 $198,750 $2,815 2.83%
    YUBA CITY, CA (FHA|USDA|VA) 5 $1,575,000 $315,000 $5,173 2.82%
    Alamogordo, NM (FHA|USDA|VA) 6 $1,570,000 $261,667 $8,426 2.85%
    MORGANTOWN, WV (FHA|USDA|VA) 7 $1,555,000 $222,143 $3,086 3.16%
    LaGrange, GA-AL (FHA|USDA|VA) 5 $1,535,000 $307,000 $2,210 3.05%
    WARNER ROBINS, GA (FHA|USDA|VA) 7 $1,535,000 $219,286 $1,217 2.86%
    CARSON CITY, NV (FHA|USDA|VA) 5 $1,535,000 $307,000 $1,115 2.70%
    Marion, NC (FHA|USDA|VA) 5 $1,515,000 $303,000 $2,319 2.78%
    MERCED, CA (FHA|USDA|VA) 4 $1,510,000 $377,500 $1,251 2.72%
    Key West, FL (FHA|USDA|VA) 5 $1,505,000 $301,000 $1,402 2.73%
    LUBBOCK, TX (FHA|USDA|VA) 4 $1,500,000 $375,000 $5,002 2.53%
    Fernley, NV (FHA|USDA|VA) 4 $1,500,000 $375,000 $5,566 2.50%
    EL CENTRO, CA (FHA|USDA|VA) 5 $1,495,000 $299,000 $1,732 2.55%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 6 $1,490,000 $248,333 $2,426 2.83%
    WHEELING, WV-OH (FHA|USDA|VA) 5 $1,475,000 $295,000 $1,768 2.55%
    SHEBOYGAN, WI (FHA|USDA|VA) 5 $1,455,000 $291,000 $1,351 2.95%
    Montrose, CO (FHA|USDA|VA) 4 $1,440,000 $360,000 $1,960 2.63%
    HAMMOND, LA (FHA|USDA|VA) 6 $1,440,000 $240,000 $2,492 2.94%
    JOHNSON CITY, TN (FHA|USDA|VA) 4 $1,440,000 $360,000 $931 2.84%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 6 $1,440,000 $240,000 $4,529 3.02%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 6 $1,430,000 $238,333 $2,742 3.25%
    Rock Springs, WY (FHA|USDA|VA) 5 $1,425,000 $285,000 $2,725 2.78%
    FORT SMITH, AR-OK (FHA|USDA|VA) 6 $1,400,000 $233,333 $3,154 3.31%
    Glenwood Springs, CO (FHA|USDA|VA) 4 $1,390,000 $347,500 $1,675 2.53%
    Sandpoint, ID (FHA|USDA|VA) 3 $1,385,000 $461,667 $4,108 2.79%
    Barre, VT (FHA|USDA|VA) 5 $1,375,000 $275,000 $1,367 2.73%
    MADERA, CA (FHA|USDA|VA) 6 $1,330,000 $221,667 $2,750 3.02%
    ST. CLOUD, MN (FHA|USDA|VA) 4 $1,320,000 $330,000 $1,020 2.78%
    RACINE, WI (FHA|USDA|VA) 6 $1,320,000 $220,000 $1,745 2.81%
    VALDOSTA, GA (FHA|USDA|VA) 6 $1,320,000 $220,000 $2,282 3.19%
    Clarksburg, WV (FHA|USDA|VA) 5 $1,315,000 $263,000 $1,500 2.88%
    GOLDSBORO, NC (FHA|USDA|VA) 5 $1,305,000 $261,000 $1,966 2.80%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 4 $1,300,000 $325,000 $2,406 2.94%
    GRAND JUNCTION, CO (FHA|USDA|VA) 4 $1,290,000 $322,500 $1,976 2.50%
    READING, PA (FHA|USDA|VA) 6 $1,280,000 $213,333 $2,719 2.81%
    WENATCHEE, WA (FHA|USDA|VA) 3 $1,275,000 $425,000 $1,577 2.63%
    MORRISTOWN, TN (FHA|USDA|VA) 5 $1,265,000 $253,000 $3,188 2.85%
    MIDLAND, TX (FHA|USDA|VA) 4 $1,260,000 $315,000 $3,770 3.16%
    POCATELLO, ID (FHA|USDA|VA) 4 $1,260,000 $315,000 $3,889 3.06%
    MIDLAND, MI (FHA|USDA|VA) 4 $1,250,000 $312,500 $1,904 2.84%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 7 $1,245,000 $177,857 $2,532 2.84%
    DOTHAN, AL (FHA|USDA|VA) 5 $1,245,000 $249,000 $1,277 2.90%
    BISMARCK, ND (FHA|USDA|VA) 4 $1,240,000 $310,000 $1,134 2.59%
    VICTORIA, TX (FHA|USDA|VA) 4 $1,240,000 $310,000 $3,438 2.72%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 5 $1,225,000 $245,000 $3,407 2.70%
    AMARILLO, TX (FHA|USDA|VA) 4 $1,220,000 $305,000 $4,071 2.78%
    Prineville, OR (FHA|USDA|VA) 4 $1,200,000 $300,000 $2,677 2.75%
    Shelton, WA (FHA|USDA|VA) 4 $1,200,000 $300,000 $2,563 2.84%
    HARRISONBURG, VA (FHA|USDA|VA) 4 $1,200,000 $300,000 $1,955 2.84%
    Cedar City, UT (FHA|USDA|VA) 4 $1,180,000 $295,000 $2,177 2.88%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $1,175,000 $391,667 $1,249 2.33%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 4 $1,160,000 $290,000 $5,205 2.97%
    LOGAN, UT-ID (FHA|USDA|VA) 4 $1,160,000 $290,000 $2,468 2.09%
    TUSCALOOSA, AL (FHA|USDA|VA) 5 $1,155,000 $231,000 $1,559 2.63%
    Easton, MD (FHA|USDA|VA) 4 $1,140,000 $285,000 $1,398 2.97%
    Eureka-Arcata, CA (FHA|USDA|VA) 4 $1,130,000 $282,500 $2,178 2.97%
    Danville, VA (FHA|USDA|VA) 5 $1,125,000 $225,000 $1,730 3.00%
    LAS CRUCES, NM (FHA|USDA|VA) 4 $1,090,000 $272,500 $5,881 2.28%
    MOBILE, AL (FHA|USDA|VA) 5 $1,075,000 $215,000 $1,225 2.83%
    Mount Airy, NC (FHA|USDA|VA) 6 $1,070,000 $178,333 $2,492 3.27%
    TOLEDO, OH (FHA|USDA|VA) 5 $1,055,000 $211,000 $2,459 2.87%
    SUMTER, SC (FHA|USDA|VA) 3 $1,055,000 $351,667 $960 2.33%
    LEBANON, PA (FHA|USDA|VA) 4 $1,050,000 $262,500 $5,354 3.38%
    SAN ANGELO, TX (FHA|USDA|VA) 4 $1,040,000 $260,000 $3,022 3.09%
    ROCKY MOUNT, NC (FHA|USDA|VA) 5 $1,025,000 $205,000 $1,920 3.02%
    Athens, TX (FHA|USDA|VA) 3 $1,025,000 $341,667 $3,700 2.91%
    Greenwood, SC (FHA|USDA|VA) 6 $1,020,000 $170,000 $3,790 2.96%
    DECATUR, AL (FHA|USDA|VA) 3 $1,005,000 $335,000 $2,034 2.54%
    Hood River, OR (FHA|USDA|VA) 3 $995,000 $331,667 $1,801 2.83%
    Crossville, TN (FHA|USDA|VA) 4 $990,000 $247,500 $1,108 2.94%
    Williston, ND (FHA|USDA|VA) 3 $985,000 $328,333 $1,716 2.54%
    Payson, AZ (FHA|USDA|VA) 5 $985,000 $197,000 $2,021 3.29%
    Moses Lake, WA (FHA|USDA|VA) 3 $985,000 $328,333 $2,447 3.00%
    WORCESTER, MA-CT (FHA|USDA|VA) 3 $975,000 $325,000 $4,127 2.83%
    Augusta-Waterville, ME (FHA|USDA|VA) 5 $965,000 $193,000 $1,884 3.25%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $960,000 $240,000 $1,532 2.81%
    Pahrump, NV (FHA|USDA|VA) 3 $955,000 $318,333 $260 2.66%
    FLINT, MI (FHA|USDA|VA) 4 $950,000 $237,500 $2,738 2.97%
    GREEN BAY, WI (FHA|USDA|VA) 4 $950,000 $237,500 $1,698 2.94%
    ROCKFORD, IL (FHA|USDA|VA) 3 $945,000 $315,000 $5,270 2.88%
    Lewisburg, PA (FHA|USDA|VA) 2 $930,000 $465,000 $5,247 2.50%
    FORT WAYNE, IN (FHA|USDA|VA) 5 $915,000 $183,000 $2,185 2.83%
    GREAT FALLS, MT (FHA|USDA|VA) 3 $895,000 $298,333 $3,593 2.79%
    Bemidji, MN (FHA|USDA|VA) 3 $895,000 $298,333 $3,434 3.46%
    SIOUX FALLS, SD (FHA|USDA|VA) 4 $890,000 $222,500 $4,670 3.06%
    Rockport, TX (FHA|USDA|VA) 2 $890,000 $445,000 $3,914 3.06%
    ENID, OK (FHA|USDA|VA) 4 $890,000 $222,500 $6,079 2.59%
    BLOOMINGTON, IN (FHA|USDA|VA) 3 $875,000 $291,667 $1,078 2.71%
    Coos Bay, OR (FHA|USDA|VA) 2 $870,000 $435,000 $4,962 1.88%
    Klamath Falls, OR (FHA|USDA|VA) 3 $865,000 $288,333 $3,359 2.83%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 4 $860,000 $215,000 $1,159 2.78%
    Hailey, ID (FHA|USDA|VA) 2 $860,000 $430,000 $3,657 2.81%
    CASPER, WY (FHA|USDA|VA) 3 $855,000 $285,000 $3,591 2.54%
    FARGO, ND-MN (FHA|USDA|VA) 4 $850,000 $212,500 $1,883 2.78%
    GETTYSBURG, PA (FHA|USDA|VA) 3 $845,000 $281,667 $2,957 2.63%
    Jackson, WY-ID (FHA|USDA|VA) 3 $825,000 $275,000 $3,340 2.96%
    Warsaw, IN (FHA|USDA|VA) 3 $825,000 $275,000 $2,677 3.67%
    Bennington, VT (FHA|USDA|VA) 3 $825,000 $275,000 $1,501 2.96%
    Richmond-Berea, KY (FHA|USDA|VA) 2 $820,000 $410,000 $5,023 2.50%
    Selinsgrove, PA (FHA|USDA|VA) 3 $815,000 $271,667 $4,579 2.50%
    Searcy, AR (FHA|USDA|VA) 3 $815,000 $271,667 $1,633 3.04%
    Talladega-Sylacauga, AL (FHA|USDA|VA) 4 $810,000 $202,500 $3,437 3.09%
    Statesboro, GA (FHA|USDA|VA) 2 $810,000 $405,000 $2,898 2.88%
    Centralia, WA (FHA|USDA|VA) 2 $810,000 $405,000 $1,183 2.81%
    BLOOMINGTON, IL (FHA|USDA|VA) 3 $805,000 $268,333 $1,795 2.33%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $780,000 $390,000 $1,109 2.44%
    Elizabeth City, NC (FHA|USDA|VA) 4 $780,000 $195,000 $2,257 3.00%
    CLEVELAND, TN (FHA|USDA|VA) 2 $780,000 $390,000 $6,410 2.38%
    HOT SPRINGS, AR (FHA|USDA|VA) 4 $770,000 $192,500 $2,243 3.09%
    Clovis, NM (FHA|USDA|VA) 4 $770,000 $192,500 $5,082 2.84%
    WICHITA FALLS, TX (FHA|USDA|VA) 2 $760,000 $380,000 $8,950 2.56%
    CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $760,000 $380,000 $1,844 2.31%
    Evanston, WY (FHA|USDA|VA) 3 $755,000 $251,667 $1,897 2.54%
    COLUMBUS, IN (FHA|USDA|VA) 2 $750,000 $375,000 $1,667 2.50%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 4 $750,000 $187,500 $2,490 3.22%
    Show Low, AZ (FHA|USDA|VA) 3 $745,000 $248,333 $5,992 3.21%
    Elko, NV (FHA|USDA|VA) 3 $735,000 $245,000 $1,420 2.58%
    Fremont, OH (FHA|USDA|VA) 3 $725,000 $241,667 $2,625 3.04%
    Clearlake, CA (FHA|USDA|VA) 3 $725,000 $241,667 $2,781 2.71%
    Burley, ID (FHA|USDA|VA) 2 $720,000 $360,000 $2,805 2.75%
    Thomasville, GA (FHA|USDA|VA) 2 $720,000 $360,000 $1,030 2.56%
    Ukiah, CA (FHA|USDA|VA) 2 $710,000 $355,000 $1,228 2.87%
    Aberdeen, WA (FHA|USDA|VA) 4 $710,000 $177,500 $3,115 2.88%
    Whitewater, WI (FHA|USDA|VA) 3 $705,000 $235,000 $2,228 2.79%
    MONROE, MI (FHA|USDA|VA) 3 $695,000 $231,667 $1,674 2.75%
    Moscow, ID (FHA|USDA|VA) 2 $690,000 $345,000 $2,417 2.75%
    PEORIA, IL (FHA|USDA|VA) 4 $690,000 $172,500 $1,650 2.84%
    NILES, MI (FHA|USDA|VA) 3 $675,000 $225,000 $3,374 2.83%
    Blackfoot, ID (FHA|USDA|VA) 2 $670,000 $335,000 $2,475 2.63%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $670,000 $335,000 $1,363 2.94%
    Roanoke Rapids, NC (FHA|USDA|VA) 2 $660,000 $330,000 $1,248 3.31%
    Brookings, OR (FHA|USDA|VA) 2 $660,000 $330,000 $2,626 2.63%
    WALLA WALLA, WA (FHA|USDA|VA) 2 $650,000 $325,000 $4,299 2.88%
    Port Angeles, WA (FHA|USDA|VA) 2 $630,000 $315,000 $3,336 3.00%
    Aberdeen, SD (FHA|USDA|VA) 2 $620,000 $310,000 $3,016 3.00%
    Bellefontaine, OH (FHA|USDA|VA) 2 $620,000 $310,000 $1,525 2.75%
    MUSKEGON, MI (FHA|USDA|VA) 2 $620,000 $310,000 $1,693 2.56%
    Newport, OR (FHA|USDA|VA) 2 $620,000 $310,000 $2,581 3.06%
    Mount Vernon, OH (FHA|USDA|VA) 3 $615,000 $205,000 $1,247 3.13%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) 3 $605,000 $201,667 $1,227 3.08%
    EspaƱola, NM (FHA|USDA|VA) 2 $600,000 $300,000 $2,874 2.75%
    Red Bluff, CA (FHA|USDA|VA) 2 $600,000 $300,000 $2,664 2.25%
    Brainerd, MN (FHA|USDA|VA) 3 $595,000 $198,333 $1,738 2.88%
    MUNCIE, IN (FHA|USDA|VA) 3 $595,000 $198,333 $1,073 3.38%
    Enterprise, AL (FHA|USDA|VA) 2 $590,000 $295,000 $1,465 2.50%
    ABILENE, TX (FHA|USDA|VA) 3 $585,000 $195,000 $3,739 3.04%
    DALTON, GA (FHA|USDA|VA) 3 $585,000 $195,000 $3,146 3.08%
    Henderson, NC (FHA|USDA|VA) 2 $580,000 $290,000 $7,462 2.81%
    Alexandria, MN (FHA|USDA|VA) 2 $580,000 $290,000 $903 2.69%
    Lewisburg, TN (FHA|USDA|VA) 2 $570,000 $285,000 $1,153 2.88%
    JACKSON, TN (FHA|USDA|VA) 3 $565,000 $188,333 $3,357 3.00%
    Hobbs, NM (FHA|USDA|VA) 3 $565,000 $188,333 $3,820 2.83%
    Lake City, FL (FHA|USDA|VA) 3 $555,000 $185,000 $2,312 3.00%
    Cookeville, TN (FHA|USDA|VA) 3 $555,000 $185,000 $1,332 3.08%
    Hannibal, MO (FHA|USDA|VA) 2 $550,000 $275,000 $1,497 2.81%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 2 $550,000 $275,000 $2,708 2.50%
    BECKLEY, WV (FHA|USDA|VA) 2 $550,000 $275,000 $1,990 2.88%
    Columbus, MS (FHA|USDA|VA) 2 $540,000 $270,000 $3,373 2.81%
    JEFFERSON CITY, MO (FHA|USDA|VA) 2 $530,000 $265,000 $1,751 2.88%
    HINESVILLE, GA (FHA|USDA|VA) 2 $520,000 $260,000 $3,268 2.69%
    Nogales, AZ (FHA|USDA|VA) 1 $515,000 $515,000 $3,282 2.25%
    RAPID CITY, SD (FHA|USDA|VA) 2 $510,000 $255,000 $1,794 2.94%
    WILLIAMSPORT, PA (FHA|USDA|VA) 2 $510,000 $255,000 $8,601 2.63%
    MANSFIELD, OH (FHA|USDA|VA) 2 $510,000 $255,000 $1,445 2.68%
    Keene, NH (FHA|USDA|VA) 2 $510,000 $255,000 $1,652 2.81%
    Tahlequah, OK (FHA|USDA|VA) 2 $500,000 $250,000 $3,315 2.25%
    ALEXANDRIA, LA (FHA|USDA|VA) 2 $500,000 $250,000 $1,767 2.63%
    Sturgis, MI (FHA|USDA|VA) 2 $500,000 $250,000 $1,703 3.44%
    Cambridge, MD (FHA|USDA|VA) 1 $495,000 $495,000 $18,554 2.50%
    Sidney, OH (FHA|USDA|VA) 2 $490,000 $245,000 $3,341 3.06%
    FLORENCE, SC (FHA|USDA|VA) 2 $480,000 $240,000 $1,485 2.75%
    Ada, OK (FHA|USDA|VA) 2 $480,000 $240,000 $2,527 3.19%
    Riverton, WY (FHA|USDA|VA) 2 $480,000 $240,000 $4,958 3.31%
    Seymour, IN (FHA|USDA|VA) 2 $480,000 $240,000 $4,591 2.50%
    Rochelle, IL (FHA|USDA|VA) 2 $470,000 $235,000 $3,228 2.43%
    Portsmouth, OH (FHA|USDA|VA) 2 $470,000 $235,000 $793 2.81%
    Manitowoc, WI (FHA|USDA|VA) 2 $470,000 $235,000 $1,863 2.69%
    Vidalia, GA (FHA|USDA|VA) 1 $465,000 $465,000 $4,839 3.00%
    LAKE CHARLES, LA (FHA|USDA|VA) 2 $460,000 $230,000 $2,406 3.06%
    Gillette, WY (FHA|USDA|VA) 2 $460,000 $230,000 $2,971 3.38%
    Albertville, AL (FHA|USDA|VA) 1 $455,000 $455,000 $1,215 3.00%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $455,000 $455,000 $5,179 2.75%
    Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $455,000 $455,000 $3,021 2.50%
    Orangeburg, SC (FHA|USDA|VA) 2 $450,000 $225,000 $2,133 2.88%
    Greeneville, TN (FHA|USDA|VA) 2 $450,000 $225,000 $1,361 2.69%
    Paris, TX (FHA|USDA|VA) 1 $445,000 $445,000 $5,237 2.99%
    Madisonville, KY (FHA|USDA|VA) 2 $440,000 $220,000 $2,216 2.75%
    HATTIESBURG, MS (FHA|USDA|VA) 2 $440,000 $220,000 $2,368 2.69%
    OWENSBORO, KY (FHA|USDA|VA) 2 $440,000 $220,000 $2,177 3.06%
    Red Wing, MN (FHA|USDA|VA) 2 $440,000 $220,000 $1,827 2.75%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $440,000 $220,000 $2,524 3.06%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $435,000 $435,000 $2,188 2.25%
    Centralia, IL (FHA|USDA|VA) 1 $425,000 $425,000 $1,992 2.25%
    Kerrville, TX (FHA|USDA|VA) 1 $425,000 $425,000 $3,835 2.88%
    Adrian, MI (FHA|USDA|VA) 3 $425,000 $141,667 $3,002 3.63%
    Stillwater, OK (FHA|USDA|VA) 1 $425,000 $425,000 $2,366 2.75%
    BANGOR, ME (FHA|USDA|VA) 2 $420,000 $210,000 $1,685 3.06%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $420,000 $210,000 $1,687 3.69%
    Gaffney, SC (FHA|USDA|VA) 2 $420,000 $210,000 $3,663 3.38%
    Roseburg, OR (FHA|USDA|VA) 2 $420,000 $210,000 $3,512 2.88%
    SPRINGFIELD, IL (FHA|USDA|VA) 2 $420,000 $210,000 $2,373 3.31%
    Houghton, MI (FHA|USDA|VA) 2 $420,000 $210,000 $7,240 3.63%
    BAY CITY, MI (FHA|USDA|VA) 1 $415,000 $415,000 $1,997 2.38%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 3 $415,000 $138,333 $2,248 3.33%
    LAWTON, OK (FHA|USDA|VA) 2 $410,000 $205,000 $3,459 2.63%
    Wilmington, OH (FHA|USDA|VA) 2 $410,000 $205,000 $2,855 2.38%
    MANHATTAN, KS (FHA|USDA|VA) 1 $405,000 $405,000 $1,555 2.75%
    Martin, TN (FHA|USDA|VA) 1 $405,000 $405,000 $7,764 2.38%
    Fairmont, WV (FHA|USDA|VA) 2 $400,000 $200,000 $3,450 3.19%
    Danville, KY (FHA|USDA|VA) 2 $400,000 $200,000 $2,727 3.19%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $400,000 $200,000 $1,973 3.00%
    Mount Pleasant, TX (FHA|USDA|VA) 1 $395,000 $395,000 $2,216 2.13%
    Winona, MN (FHA|USDA|VA) 1 $395,000 $395,000 $10,056 2.25%
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $390,000 $195,000 $2,849 2.31%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $385,000 $385,000 $1,055 2.38%
    IOWA CITY, IA (FHA|USDA|VA) 1 $385,000 $385,000 $1,560 3.25%
    GRAND ISLAND, NE (FHA|USDA|VA) 2 $380,000 $190,000 $3,236 2.88%
    JONESBORO, AR (FHA|USDA|VA) 2 $380,000 $190,000 $1,975 3.06%
    Pullman, WA (FHA|USDA|VA) 1 $375,000 $375,000 $2,540 2.88%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $375,000 $375,000 $9,814 2.63%
    Bardstown, KY (FHA|USDA|VA) 2 $370,000 $185,000 $1,465 2.88%
    Del Rio, TX (FHA|USDA|VA) 1 $365,000 $365,000 $9,766 2.50%
    TERRE HAUTE, IN (FHA|USDA|VA) 1 $365,000 $365,000 $1,210 2.25%
    Kearney, NE (FHA|USDA|VA) 1 $365,000 $365,000 $7,675 2.88%
    Auburn, IN (FHA|USDA|VA) 1 $365,000 $365,000 $2,672 2.63%
    Washington Court House, OH (FHA|USDA|VA) 2 $360,000 $180,000 $1,656 3.00%
    Bluefield, WV-VA (FHA|USDA|VA) 2 $360,000 $180,000 $1,263 3.25%
    Dickinson, ND (FHA|USDA|VA) 1 $355,000 $355,000 $2,215 2.99%
    Lumberton, NC (FHA|USDA|VA) 1 $355,000 $355,000 $1,031 2.75%
    Pittsburg, KS (FHA|USDA|VA) 3 $355,000 $118,333 $3,517 4.04%
    GREENVILLE, NC (FHA|USDA|VA) 1 $355,000 $355,000 $8,306 2.38%
    Laramie, WY (FHA|USDA|VA) 1 $355,000 $355,000 $2,716 2.88%
    Fort Polk South, LA (FHA|USDA|VA) 3 $355,000 $118,333 $5,059 3.13%
    AMES, IA (FHA|USDA|VA) 2 $350,000 $175,000 $4,134 3.56%
    FOND DU LAC, WI (FHA|USDA|VA) 1 $345,000 $345,000 $4,454 1.88%
    Sanford, NC (FHA|USDA|VA) 1 $345,000 $345,000 $1,826 2.88%
    Cedartown, GA (FHA|USDA|VA) 1 $345,000 $345,000 $1,145 2.50%
    Ardmore, OK (FHA|USDA|VA) 1 $345,000 $345,000 $5,364 2.75%
    FARMINGTON, NM (FHA|USDA|VA) 1 $345,000 $345,000 $1,470 2.63%
    Kinston, NC (FHA|USDA|VA) 3 $345,000 $115,000 $2,732 3.21%
    Tifton, GA (FHA|USDA|VA) 1 $335,000 $335,000 $1,540 3.25%
    Summerville, GA (FHA|USDA|VA) 1 $335,000 $335,000 $1,720 3.13%
    Palestine, TX (FHA|USDA|VA) 1 $335,000 $335,000 $2,402 2.50%
    Baraboo, WI (FHA|USDA|VA) 2 $330,000 $165,000 $998 3.50%
    Vermillion, SD (FHA|USDA|VA) 1 $325,000 $325,000 $2,972 3.13%
    ALTOONA, PA (FHA|USDA|VA) 1 $325,000 $325,000 $3,088 3.00%
    BATTLE CREEK, MI (FHA|USDA|VA) 2 $320,000 $160,000 $1,370 3.50%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $315,000 $315,000 $955 2.88%
    Owatonna, MN (FHA|USDA|VA) 1 $315,000 $315,000 $1,480 2.88%
    Lexington, NE (FHA|USDA|VA) 1 $315,000 $315,000 $1,713 3.50%
    MANKATO, MN (FHA|USDA|VA) 1 $315,000 $315,000 $1,064 2.75%
    Grenada, MS (FHA|USDA|VA) 2 $310,000 $155,000 $4,530 3.13%
    JACKSON, MI (FHA|USDA|VA) 2 $310,000 $155,000 $1,130 3.06%
    Lawrenceburg, TN (FHA|USDA|VA) 1 $305,000 $305,000 $1,005 2.75%
    Clinton, IA (FHA|USDA|VA) 1 $305,000 $305,000 $1,560 3.50%
    Minot, ND (FHA|USDA|VA) 1 $305,000 $305,000 $4,171 2.38%
    Chillicothe, OH (FHA|USDA|VA) 1 $305,000 $305,000 $2,291 2.88%
    Brookings, SD (FHA|USDA|VA) 1 $305,000 $305,000 $1,796 2.75%
    Astoria, OR (FHA|USDA|VA) 1 $305,000 $305,000 $2,033 3.13%
    ERIE, PA (FHA|USDA|VA) 1 $305,000 $305,000 $2,781 2.88%
    Meridian, MS (FHA|USDA|VA) 2 $300,000 $150,000 $3,903 3.06%
    Washington, NC (FHA|USDA|VA) 1 $295,000 $295,000 $2,121 2.88%
    Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $295,000 $295,000 $2,455 2.99%
    Marquette, MI (FHA|USDA|VA) 1 $295,000 $295,000 $0 2.25%
    Brownwood, TX (FHA|USDA|VA) 2 $290,000 $145,000 $3,020 2.88%
    DECATUR, IL (FHA|USDA|VA) 1 $285,000 $285,000 $2,778 3.25%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $285,000 $285,000 $11,624 2.38%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $275,000 $275,000 $1,405 2.38%
    JOPLIN, MO (FHA|USDA|VA) 1 $275,000 $275,000 $620 3.13%
    JOHNSTOWN, PA (FHA|USDA|VA) 1 $275,000 $275,000 $3,733 3.50%
    Fort Morgan, CO (FHA|USDA|VA) 1 $275,000 $275,000 $7,532 2.75%
    ALBANY, GA (FHA|USDA|VA) 2 $270,000 $135,000 $1,464 3.06%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $265,000 $265,000 $1,585 2.63%
    Eufaula, AL-GA (FHA|USDA|VA) 1 $265,000 $265,000 $10,823 2.50%
    Waycross, GA (FHA|USDA|VA) 1 $265,000 $265,000 $1,785 3.13%
    El Dorado, AR (FHA|USDA|VA) 1 $265,000 $265,000 $2,369 3.38%
    Frankfort, IN (FHA|USDA|VA) 1 $265,000 $265,000 $1,500 3.25%
    Okeechobee, FL (FHA|USDA|VA) 1 $265,000 $265,000 $7,674 2.75%
    Corsicana, TX (FHA|USDA|VA) 1 $265,000 $265,000 $5,938 2.63%
    Bucyrus-Galion, OH (FHA|USDA|VA) 1 $255,000 $255,000 $905 3.13%
    DUBUQUE, IA (FHA|USDA|VA) 1 $255,000 $255,000 $1,099 2.50%
    Somerset, KY (FHA|USDA|VA) 1 $255,000 $255,000 $2,360 2.88%
    Findlay, OH (FHA|USDA|VA) 1 $255,000 $255,000 $3,939 2.88%
    Dodge City, KS (FHA|USDA|VA) 1 $255,000 $255,000 $955 3.25%
    Brenham, TX (FHA|USDA|VA) 1 $255,000 $255,000 $3,898 2.75%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $255,000 $255,000 $1,992 2.50%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $255,000 $255,000 $1,035 2.88%
    KANKAKEE, IL (FHA|USDA|VA) 1 $255,000 $255,000 $2,122 2.88%
    Indiana, PA (FHA|USDA|VA) 1 $245,000 $245,000 $2,921 2.38%
    Opelousas, LA (FHA|USDA|VA) 1 $245,000 $245,000 $1,910 2.13%
    Crawfordsville, IN (FHA|USDA|VA) 1 $245,000 $245,000 $2,291 2.88%
    DuBois, PA (FHA|USDA|VA) 1 $235,000 $235,000 $2,563 2.25%
    Hutchinson, KS (FHA|USDA|VA) 1 $235,000 $235,000 $1,962 2.88%
    Marion, OH (FHA|USDA|VA) 1 $225,000 $225,000 $1,290 2.75%
    Wauchula, FL (FHA|USDA|VA) 1 $225,000 $225,000 $947 2.75%
    Meadville, PA (FHA|USDA|VA) 1 $225,000 $225,000 $2,655 3.13%
    El Campo, TX (FHA|USDA|VA) 1 $225,000 $225,000 $1,716 3.13%
    Poplar Bluff, MO (FHA|USDA|VA) 1 $225,000 $225,000 $2,712 2.88%
    Blytheville, AR (FHA|USDA|VA) 1 $225,000 $225,000 $4,613 1.99%
    Alice, TX (FHA|USDA|VA) 1 $215,000 $215,000 $3,813 2.13%
    LONGVIEW, TX (FHA|USDA|VA) 1 $215,000 $215,000 $4,331 2.88%
    North Wilkesboro, NC (FHA|USDA|VA) 1 $215,000 $215,000 $6,535 3.63%
    Snyder, TX (FHA|USDA|VA) 1 $215,000 $215,000 $6,320 2.38%
    Mount Pleasant, MI (FHA|USDA|VA) 1 $205,000 $205,000 $834 2.25%
    Sault Ste. Marie, MI (FHA|USDA|VA) 1 $205,000 $205,000 $1,796 2.38%
    Bartlesville, OK (FHA|USDA|VA) 1 $205,000 $205,000 $2,880 3.25%
    Starkville, MS (FHA|USDA|VA) 1 $205,000 $205,000 $730 3.25%
    Holland, MI (FHA|USDA|VA) 1 $205,000 $205,000 $3,155 2.99%
    Huntington, IN (FHA|USDA|VA) 1 $205,000 $205,000 $2,264 2.63%
    Bonham, TX (FHA|USDA|VA) 1 $205,000 $205,000 $10,806 2.50%
    Murray, KY (FHA|USDA|VA) 1 $195,000 $195,000 $3,097 2.75%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $195,000 $195,000 $1,135 2.38%
    Plymouth, IN (FHA|USDA|VA) 1 $195,000 $195,000 $1,802 3.63%
    Frankfort, KY (FHA|USDA|VA) 1 $195,000 $195,000 $900 3.63%
    Sonora, CA (FHA|USDA|VA) 1 $195,000 $195,000 $855 3.25%
    Defiance, OH (FHA|USDA|VA) 1 $195,000 $195,000 $815 2.50%
    Big Spring, TX (FHA|USDA|VA) 1 $195,000 $195,000 $2,555 2.88%
    Mountain Home, AR (FHA|USDA|VA) 1 $195,000 $195,000 $1,650 2.25%
    Lufkin, TX (FHA|USDA|VA) 1 $185,000 $185,000 $2,353 3.38%
    Muscatine, IA (FHA|USDA|VA) 1 $185,000 $185,000 $970 2.25%
    Cornelia, GA (FHA|USDA|VA) 1 $185,000 $185,000 $1,415 4.13%
    Newberry, SC (FHA|USDA|VA) 1 $185,000 $185,000 $1,174 2.88%
    Central City, KY (FHA|USDA|VA) 1 $185,000 $185,000 $834 2.25%
    Deming, NM (FHA|USDA|VA) 1 $185,000 $185,000 $1,531 3.13%
    North Platte, NE (FHA|USDA|VA) 1 $185,000 $185,000 $1,995 2.99%
    Sterling, CO (FHA|USDA|VA) 1 $185,000 $185,000 $3,532 2.88%
    Marietta, OH (FHA|USDA|VA) 1 $175,000 $175,000 $5,557 2.50%
    Jennings, LA (FHA|USDA|VA) 1 $175,000 $175,000 $862 2.63%
    Spearfish, SD (FHA|USDA|VA) 1 $175,000 $175,000 $5,859 3.75%
    Weatherford, OK (FHA|USDA|VA) 1 $175,000 $175,000 $2,105 2.99%
    FAIRBANKS, AK (FHA|USDA|VA) 1 $175,000 $175,000 $5,361 1.99%
    Sandusky, OH (FHA|USDA|VA) 1 $165,000 $165,000 $3,063 3.38%
    Mountain Home, ID (FHA|USDA|VA) 1 $165,000 $165,000 $1,598 3.13%
    Sheridan, WY (FHA|USDA|VA) 1 $165,000 $165,000 $1,684 2.63%
    Beaver Dam, WI (FHA|USDA|VA) 1 $165,000 $165,000 $2,617 2.50%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $165,000 $165,000 $830 2.88%
    Faribault-Northfield, MN (FHA|USDA|VA) 1 $165,000 $165,000 $2,225 2.50%
    Ottawa, KS (FHA|USDA|VA) 1 $165,000 $165,000 $5,679 3.88%
    Cullman, AL (FHA|USDA|VA) 1 $155,000 $155,000 $1,379 3.38%
    Dixon, IL (FHA|USDA|VA) 1 $155,000 $155,000 $2,038 3.50%
    Willmar, MN (FHA|USDA|VA) 1 $155,000 $155,000 $2,206 2.63%
    Mineral Wells, TX (FHA|USDA|VA) 1 $155,000 $155,000 $2,250 4.13%
    Union City, TN (FHA|USDA|VA) 1 $155,000 $155,000 $1,390 2.88%
    Warrensburg, MO (FHA|USDA|VA) 1 $145,000 $145,000 $4,490 3.38%
    Wilson, NC (FHA|USDA|VA) 1 $145,000 $145,000 $784 3.00%
    SAGINAW, MI (FHA|USDA|VA) 1 $145,000 $145,000 $775 2.88%
    Kingsville, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,546 3.00%
    KOKOMO, IN (FHA|USDA|VA) 1 $145,000 $145,000 $1,608 3.25%
    Oxford, MS (FHA|USDA|VA) 1 $145,000 $145,000 $1,486 2.99%
    Fergus Falls, MN (FHA|USDA|VA) 1 $135,000 $135,000 $3,947 3.00%
    Bradford, PA (FHA|USDA|VA) 1 $135,000 $135,000 $2,300 3.38%
    Tupelo, MS (FHA|USDA|VA) 1 $135,000 $135,000 $1,342 2.63%
    New Castle, PA (FHA|USDA|VA) 1 $135,000 $135,000 $2,961 3.25%
    Marshall, MN (FHA|USDA|VA) 1 $135,000 $135,000 $1,194 3.25%
    Scottsboro, AL (FHA|USDA|VA) 1 $135,000 $135,000 $1,035 3.50%
    LAREDO, TX (FHA|USDA|VA) 1 $135,000 $135,000 $2,937 3.13%
    Hope, AR (FHA|USDA|VA) 1 $135,000 $135,000 $3,376 2.50%
    Ruston, LA (FHA|USDA|VA) 1 $125,000 $125,000 $4,045 2.13%
    Lock Haven, PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,217 3.75%
    Sweetwater, TX (FHA|USDA|VA) 1 $105,000 $105,000 $5,837 4.00%
    Branson, MO (FHA|USDA|VA) 1 $105,000 $105,000 $3,100 3.00%
    Oil City, PA (FHA|USDA|VA) 1 $95,000 $95,000 $2,804 4.13%
    Wooster, OH (FHA|USDA|VA) 1 $85,000 $85,000 $3,738 3.50%
    Lamesa, TX (FHA|USDA|VA) 1 $75,000 $75,000 $3,480 3.88%
    Wyndham Capital Mortgage's top markets include Charlotte, Washington, Atlanta, Los Angeles, and Seattle among others.

    Their top states include:
  • North Carolina (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 17,251 $5,764,525,000 $334,156 $2,204 2.81%
    VA 1,165 $432,815,000 $371,515 $4,265 2.42%
    FHA 235 $59,065,000 $251,340 $6,952 2.88%
    USDA 1 $245,000 $245,000 $5,991 2.88%

    For 2021, Wyndham Capital Mortgage's most frequently originated type of loan was Conventional, with 17,251 originations. Their 2nd most popular type was VA, with 1,165 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 9,321 $3,192,695,000 $342,527 $1,840 2.66%
    Cash Out Refi 6,132 $1,993,130,000 $325,038 $2,585 2.90%
    Home Purchase 2,048 $712,250,000 $347,778 $4,236 2.95%
    Home Improvement 1,151 $358,575,000 $311,533 $2,579 2.90%

    For 2021, Wyndham Capital Mortgage's most frequently cited loan purpose was Refi, with 9,321 originations. The 2nd most popular reason was Cash Out Refi, with 6,132 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 13,633 $4,716,975,000 $345,997 $2,536 2.91%
    15 Year 3,269 $998,395,000 $305,413 $2,026 2.36%
    20 Year 1,330 $418,990,000 $315,030 $1,990 2.69%
    Other 221 $72,585,000 $328,439 $1,729 2.86%
    10 Year 199 $49,705,000 $249,774 $1,970 2.30%

    For 2021, Wyndham Capital Mortgage's most frequently cited loan duration was 30 Year, with 13,633 originations. The 2nd most popular length was 15 Year, with 3,269 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 15,468 $5,274,570,000 $340,999
    $1k-2k 1,456 $442,200,000 $303,709
    $2k-3k 702 $208,550,000 $297,080
    $3k-4k 394 $114,210,000 $289,873
    $5k+ 386 $142,260,000 $368,549
    $4k-5k 246 $74,860,000 $304,309

    Wyndham Capital Mortgage's average total fees were $2,536, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 15,468 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 9,947 $3,419,925,000 $343,815
    <2.5% 5,119 $1,833,335,000 $358,143
    3-4% 3,446 $971,890,000 $282,034
    4-5% 140 $31,500,000 $225,000

    During 2021, Wyndham Capital Mortgage's average interest rate for loans was 2.91%, while their most frequently originated rate bucket for loans was 2.5-3%, with 9,947 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 10,606 $3,173,830,000 $299,249 $2,301 2.78%
    $400k-600k 5,073 $2,395,915,000 $472,288 $2,465 2.68%
    $100k-200k 2,472 $397,990,000 $160,999 $2,336 3.00%
    $600k-1MM 372 $262,000,000 $704,301 $3,807 2.85%
    $100,000 or less 114 $9,270,000 $81,316 $3,176 3.53%
    $1MM+ 15 $17,645,000 $1,176,333 $10,345 2.83%

    2021 saw Wyndham Capital Mortgage place emphasis on $200k-400k loans with 10,606 originations, totaling $3,173,830,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 5,542 $1,889,840,000 $341,003 $2,344 2.79%
    $150k-250k 4,685 $1,837,025,000 $392,108 $2,369 2.71%
    $75k-100k 3,117 $936,835,000 $300,557 $2,435 2.85%
    $50k-75k 2,493 $615,455,000 $246,873 $2,577 2.93%
    $250k+ 1,371 $606,325,000 $442,250 $2,430 2.66%
    $50k or less 1,364 $345,830,000 $253,541 $2,217 2.77%

    Wyndham Capital Mortgage lent most frequently to those with incomes in the $100k-150k range, with 5,542 originations. The second most popular income band? $150k-250k, with 4,685 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 5,035 $1,703,185,000 $338,269 $2,196 2.75%
    30-36% 3,587 $1,207,935,000 $336,754 $2,348 2.81%
    <20% 2,033 $658,345,000 $323,829 $1,925 2.70%
    44% 709 $231,365,000 $326,326 $2,792 2.93%
    39% 626 $215,140,000 $343,674 $2,501 2.85%
    41% 619 $209,705,000 $338,780 $2,589 2.88%
    36% 615 $203,665,000 $331,163 $2,471 2.84%
    42% 607 $200,875,000 $330,931 $2,653 2.88%
    43% 594 $200,170,000 $336,987 $2,717 2.88%
    38% 592 $201,980,000 $341,182 $2,508 2.84%
    40% 574 $191,520,000 $333,659 $2,589 2.85%
    37% 564 $185,940,000 $329,681 $2,490 2.82%
    45% 403 $127,815,000 $317,159 $3,066 2.90%
    49% 387 $127,765,000 $330,142 $2,900 2.84%
    46% 367 $122,775,000 $334,537 $2,693 2.82%
    48% 337 $111,875,000 $331,973 $2,821 2.84%
    47% 334 $114,800,000 $343,713 $3,090 2.81%
    50-60% 101 $35,725,000 $353,713 $5,614 2.71%
    >60% 10 $4,520,000 $452,000 $3,948 2.85%

    Wyndham Capital Mortgage lent most frequently to those with DTI ratios of 20-30%, with 5,035 originations. The next most common DTI ratio? 30-36%, with 3,587 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 14,083 $4,653,565,000 $330,438 $2,348 2.79%
    Not provided 1,974 $684,430,000 $346,722 $2,544 2.77%
    Asian 1,378 $529,350,000 $384,144 $2,362 2.69%
    Black 983 $311,145,000 $316,526 $2,709 2.88%
    American Indian 156 $49,520,000 $317,436 $2,883 2.78%
    Native Hawaiian or Islander 36 $12,010,000 $333,611 $2,186 2.87%
    Filipino 16 $6,960,000 $435,000 $2,683 2.75%
    Asian Indian 8 $3,350,000 $418,750 $1,486 2.44%
    Korean 7 $2,895,000 $413,571 $2,375 2.66%
    Vietnamese 4 $1,490,000 $372,500 $2,501 3.09%
    Chinese 3 $985,000 $328,333 $1,136 2.25%
    Other Asian 2 $490,000 $245,000 $1,153 2.75%
    Guamanian 1 $235,000 $235,000 $890 2.88%
    Japanese 1 $225,000 $225,000 $875 2.75%

    Approval Rates

    Total approvals of all applications
    94.03%

    Wyndham Capital Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    72.43%

    Wyndham Capital Mortgage has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 18,652 $6,256,650,000 $335,441

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    18,652 $6,256,650,000 $335,441

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 939 $244,925,000 $260,836 $2,037 2.69%
    40-60% 5,177 $1,689,305,000 $326,310 $1,891 2.67%
    60-80% 9,059 $3,108,035,000 $343,088 $2,277 2.85%
    80-100% 3,341 $1,174,015,000 $351,396 $3,387 2.84%
    Over 100% 60 $21,920,000 $365,333 $13,556 2.59%
    Under 20% 76 $18,450,000 $242,763 $2,275 2.79%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    WYNDHAM CAPITAL MORTGAGE, INC. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 37.5%
    WYNDHAM CAPITAL MORTGAGE, INC. Conventional home mortgage Closing on a mortgage 2 25.0%
    WYNDHAM CAPITAL MORTGAGE, INC. Conventional home mortgage Improper use of your report 1 12.5%
    WYNDHAM CAPITAL MORTGAGE, INC. Conventional home mortgage Trouble during payment process 1 12.5%
    WYNDHAM CAPITAL MORTGAGE, INC. VA mortgage Trouble during payment process 1 12.5%