Wyndham Capital Mortgage Rates, Fees & Info

Raleigh, NC

LEI: 549300UVXY7S004OQL53

Tax ID: 56-2237729

5 stars - Updated: 4/22/24 - out of 5 stars, based on 19 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Wyndham Capital Mortgage is a smaller mortgage company specializing in Home Purchase loans. Wyndham Capital Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Charlotte, Atlanta, Los Angeles, Dallas, and Washington among others. We have data for 131 markets. (Some data included below & more in-depth data is available with an active subscription.)

Wyndham Capital Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Wyndham Capital Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.59% 4/22/24
30 Year Conventional Refi 6.29% 4/22/24
30 Year Cash-out Refi 6.58% 4/22/24
30 Year FHA Purchase 7.27% 4/22/24
30 Year FHA Refi 6.79% 4/22/24
30 Year VA Purchase 5.95% 4/22/24
30 Year VA Refi 5.65% 4/22/24
30 Year USDA Purchase 6.52% 4/22/24
15 Year Conventional Purchase 5.69% 4/22/24
15 Year Conventional Refi 5.71% 4/22/24
15 Year Cash-out Refi 5.71% 4/22/24
15 Year FHA Refi 5.68% 4/22/24
15 Year VA Refi 5.59% 4/22/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Wyndham Capital Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Wyndham Capital Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

356

Origination Dollar Volume (All Markets)

$127,610,000
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Relative Rate

Wyndham Capital Mortgage's average 30 year fixed mortgage rate was 6.22%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of -0.26%.

Relative Fees (Closing Costs)

Wyndham Capital Mortgage's average total fees/closing costs for a 30 year fixed rate mortgage were $6,510.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 76 $29,440,000 $387,368 $5,740 6.25%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 24 $9,510,000 $396,250 $7,283 6.25%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 8 $6,030,000 $753,750 $8,691 5.92%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 15 $5,175,000 $345,000 $5,839 6.30%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 8 $3,830,000 $478,750 $5,905 6.08%
Outside of Metro Areas 9 $2,655,000 $295,000 $6,388 6.56%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 7 $2,375,000 $339,286 $7,607 6.36%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 5 $2,175,000 $435,000 $4,652 5.73%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 6 $1,950,000 $325,000 $3,627 5.93%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 7 $1,905,000 $272,143 $5,314 6.39%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 3 $1,775,000 $591,667 $5,670 6.21%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 6 $1,750,000 $291,667 $9,274 5.87%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 4 $1,630,000 $407,500 $4,273 6.09%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 4 $1,620,000 $405,000 $6,163 6.09%
Juneau, AK (FHA|USDA|VA) 4 $1,610,000 $402,500 $14,295 5.88%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 3 $1,505,000 $501,667 $5,269 6.25%
RALEIGH-CARY, NC (FHA|USDA|VA) 4 $1,300,000 $325,000 $4,713 6.47%
KANSAS CITY, MO-KS (FHA|USDA|VA) 3 $1,285,000 $428,333 $5,092 6.16%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 3 $1,185,000 $395,000 $8,600 6.08%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 2 $1,180,000 $590,000 $9,091 6.18%
RENO, NV (FHA|USDA|VA) 2 $1,090,000 $545,000 $3,956 6.06%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 4 $1,080,000 $270,000 $6,321 5.56%
Sevierville, TN (FHA|USDA|VA) 2 $1,050,000 $525,000 $11,832 8.88%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $1,030,000 $257,500 $4,198 6.19%
SALISBURY, MD-DE (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $2,045 6.63%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 3 $995,000 $331,667 $9,878 6.38%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 3 $975,000 $325,000 $4,263 6.29%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 2 $960,000 $480,000 $3,189 5.94%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 2 $940,000 $470,000 $3,599 5.81%
BELLINGHAM, WA (FHA|USDA|VA) 2 $870,000 $435,000 $5,159 6.38%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $840,000 $420,000 $20,359 5.13%
SALT LAKE CITY, UT (FHA|USDA|VA) 2 $800,000 $400,000 $5,533 6.25%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $740,000 $185,000 $6,368 6.50%
LYNCHBURG, VA (FHA|USDA|VA) 2 $730,000 $365,000 $8,126 6.13%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $725,000 $725,000 $5,823 6.38%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 3 $695,000 $231,667 $5,669 7.13%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 2 $680,000 $340,000 $6,386 6.25%
FAYETTEVILLE, NC (FHA|USDA|VA) 2 $660,000 $330,000 $8,986 6.38%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $645,000 $645,000 $8,671 6.00%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 2 $640,000 $320,000 $3,953 5.75%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $630,000 $315,000 $3,829 5.94%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 2 $630,000 $315,000 $3,993 6.81%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $630,000 $315,000 $7,282 6.19%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2 $620,000 $310,000 $9,610 5.63%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 2 $620,000 $310,000 $4,870 7.63%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $605,000 $605,000 $1,190 5.50%
COLUMBUS, OH (FHA|USDA|VA) 3 $555,000 $185,000 $8,909 6.38%
OCALA, FL (FHA|USDA|VA) 2 $550,000 $275,000 $4,925 6.06%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $550,000 $275,000 $8,259 5.81%
NEW BERN, NC (FHA|USDA|VA) 2 $540,000 $270,000 $4,803 6.63%
VALLEJO, CA (FHA|USDA|VA) 1 $535,000 $535,000 $1,281 6.13%
Granbury, TX (FHA|USDA|VA) 1 $525,000 $525,000 $4,928 5.88%
GREENVILLE, NC (FHA|USDA|VA) 1 $495,000 $495,000 $6,734 5.50%
WILMINGTON, NC (FHA|USDA|VA) 1 $485,000 $485,000 $3,553 6.13%
AKRON, OH (FHA|USDA|VA) 1 $475,000 $475,000 $8,319 6.13%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $475,000 $475,000 $2,329 6.00%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 2 $470,000 $235,000 $4,689 5.94%
Boone, NC (FHA|USDA|VA) 1 $465,000 $465,000 $18,705 6.63%
Cedar City, UT (FHA|USDA|VA) 1 $465,000 $465,000 $7,533 6.38%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 2 $450,000 $225,000 $5,394 6.13%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 1 $445,000 $445,000 $7,802 6.38%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $445,000 $445,000 $18,739 5.63%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 2 $440,000 $220,000 $11,392 4.94%
JACKSONVILLE, FL (FHA|USDA|VA) 2 $440,000 $220,000 $9,118 5.81%
HINESVILLE, GA (FHA|USDA|VA) 1 $435,000 $435,000 $1,770 5.25%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2 $430,000 $215,000 $6,998 5.75%
LANCASTER, PA (FHA|USDA|VA) 1 $425,000 $425,000 $4,422 5.99%
HUNTSVILLE, AL (FHA|USDA|VA) 2 $420,000 $210,000 $7,020 7.13%
VALDOSTA, GA (FHA|USDA|VA) 2 $400,000 $200,000 $8,787 6.06%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $395,000 $395,000 $3,633 6.13%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 1 $385,000 $385,000 $7,309 5.99%
Jefferson, GA (FHA|USDA|VA) 1 $385,000 $385,000 $13,010 5.88%
BAKERSFIELD, CA (FHA|USDA|VA) 1 $375,000 $375,000 $7,642 6.13%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $375,000 $375,000 $6,460 5.88%
Shelby, NC (FHA|USDA|VA) 1 $375,000 $375,000 $9,976 6.25%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 1 $365,000 $365,000 $15,052 5.00%
Oxford, MS (FHA|USDA|VA) 1 $335,000 $335,000 $7,222 5.88%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 1 $325,000 $325,000 $2,168 6.13%
Wilson, NC (FHA|USDA|VA) 1 $325,000 $325,000 $2,943 6.13%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $325,000 $325,000 $10,478 5.50%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 2 $320,000 $160,000 $5,512 6.50%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $315,000 $315,000 $2,428 6.63%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $315,000 $315,000 $9,972 5.25%
Statesboro, GA (FHA|USDA|VA) 1 $315,000 $315,000 $6,057 6.25%
Elizabeth City, NC (FHA|USDA|VA) 1 $315,000 $315,000 $3,706 6.00%
BILLINGS, MT (FHA|USDA|VA) 1 $315,000 $315,000 $1,987 6.50%
Ottawa, IL (FHA|USDA|VA) 1 $305,000 $305,000 $2,498 6.13%
SALEM, OR (FHA|USDA|VA) 1 $305,000 $305,000 $3,055 6.63%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $305,000 $305,000 $2,941 6.13%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 1 $295,000 $295,000 $6,763 6.50%
CORVALLIS, OR (FHA|USDA|VA) 1 $295,000 $295,000 $0 6.00%
KNOXVILLE, TN (FHA|USDA|VA) 1 $295,000 $295,000 $0 6.50%
MADISON, WI (FHA|USDA|VA) 1 $285,000 $285,000 $4,877 6.63%
Silver City, NM (FHA|USDA|VA) 1 $285,000 $285,000 $5,501 6.13%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $285,000 $285,000 $4,560 6.13%
Concord, NH (FHA|USDA|VA) 1 $285,000 $285,000 $3,179 5.88%
READING, PA (FHA|USDA|VA) 1 $285,000 $285,000 $10,470 5.75%
Clarksburg, WV (FHA|USDA|VA) 1 $285,000 $285,000 $10,938 6.25%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $275,000 $275,000 $12,305 5.63%
Heber, UT (FHA|USDA|VA) 1 $275,000 $275,000 $13,600 5.13%
HARRISONBURG, VA (FHA|USDA|VA) 1 $275,000 $275,000 $3,658 6.38%
MERCED, CA (FHA|USDA|VA) 1 $265,000 $265,000 $14,215 5.75%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $255,000 $255,000 $3,815 5.75%
Lewisburg, TN (FHA|USDA|VA) 1 $255,000 $255,000 $1,490 6.50%
Forest City, NC (FHA|USDA|VA) 1 $235,000 $235,000 $6,426 7.13%
FARGO, ND-MN (FHA|USDA|VA) 1 $225,000 $225,000 $3,017 6.63%
FRESNO, CA (FHA|USDA|VA) 1 $225,000 $225,000 $9,218 6.50%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $225,000 $225,000 $1,514 6.50%
Clewiston, FL (FHA|USDA|VA) 1 $215,000 $215,000 $6,989 6.63%
BANGOR, ME (FHA|USDA|VA) 1 $205,000 $205,000 $760 6.50%
JACKSON, TN (FHA|USDA|VA) 1 $205,000 $205,000 $8,369 6.00%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 1 $205,000 $205,000 $2,145 6.63%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $205,000 $205,000 $4,496 6.63%
Lebanon, NH-VT (FHA|USDA|VA) 1 $205,000 $205,000 $4,395 6.50%
LINCOLN, NE (FHA|USDA|VA) 1 $205,000 $205,000 $10,830 7.25%
Huntingdon, PA (FHA|USDA|VA) 1 $205,000 $205,000 $12,388 6.13%
Mount Airy, NC (FHA|USDA|VA) 1 $195,000 $195,000 $3,427 7.50%
Arcadia, FL (FHA|USDA|VA) 1 $195,000 $195,000 $9,443 5.75%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $195,000 $195,000 $8,316 6.63%
Jackson, OH (FHA|USDA|VA) 1 $185,000 $185,000 $9,363 6.63%
AMARILLO, TX (FHA|USDA|VA) 1 $185,000 $185,000 $9,025 6.88%
CHEYENNE, WY (FHA|USDA|VA) 1 $165,000 $165,000 $4,529 6.50%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $165,000 $165,000 $0 6.13%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 1 $165,000 $165,000 $2,744 6.25%
Malvern, AR (FHA|USDA|VA) 1 $165,000 $165,000 $6,033 6.88%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $155,000 $155,000 $5,032 5.38%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 1 $145,000 $145,000 $9,080 5.13%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $145,000 $145,000 $4,597 6.25%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $125,000 $125,000 $2,796 6.99%
Astoria, OR (FHA|USDA|VA) 1 $105,000 $105,000 $5,389 6.13%
WHEELING, WV-OH (FHA|USDA|VA) 1 $105,000 $105,000 $2,879 6.50%
Wyndham Capital Mortgage's top markets include Charlotte, Atlanta, Los Angeles, Dallas, and Washington among others.

Their top states include:
  • North Carolina (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against Wyndham Capital Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    COASTHILLS
    Similarity Rank: 45
    ABNB Federal Credit Union
    Similarity Rank: 65
    JOHNSON MORTGAGE COMPANY, L.L.C.
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    PIMA Federal Credit Union
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    Del Norte Credit Union
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    OKLAHOMA CENTRAL Credit Union
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    FIRST COMMERCE CREDIT UNION
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    Citizens First Bank
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 294 $106,890,000 $363,571 $5,489 6.29%
    FHA 34 $9,580,000 $281,765 $10,865 6.03%
    VA 28 $11,140,000 $397,857 $10,341 5.60%

    For 2023, Wyndham Capital Mortgage's most frequently originated type of loan was Conventional, with 294 originations. Their 2nd most popular type was FHA, with 34 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 260 $100,880,000 $388,000 $6,420 6.17%
    Cash Out Refi 79 $19,955,000 $252,595 $6,804 6.34%
    Refi 12 $5,630,000 $469,167 $4,254 5.97%
    Other 3 $865,000 $288,333 $6,056 6.25%
    Home Improvement 2 $280,000 $140,000 $5,389 7.75%

    For 2023, Wyndham Capital Mortgage's most frequently cited loan purpose was Home Purchase, with 260 originations. The 2nd most popular reason was Cash Out Refi, with 79 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 341 $123,335,000 $361,686 $6,510 6.22%
    15 Year 10 $2,930,000 $293,000 $4,588 5.91%
    20 Year 5 $1,345,000 $269,000 $4,088 6.35%

    For 2023, Wyndham Capital Mortgage's most frequently cited loan duration was 30 Year, with 341 originations. The 2nd most popular length was 15 Year, with 10 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 132 $57,230,000 $433,561
    $5k+ 70 $24,190,000 $345,571
    $1k-2k 44 $14,600,000 $331,818
    $2k-3k 44 $12,070,000 $274,318
    $4k-5k 26 $8,870,000 $341,154
    $3k-4k 25 $7,215,000 $288,600

    Wyndham Capital Mortgage's average total fees were $6,510, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 132 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 176 $60,860,000 $345,795
    5-6% 142 $56,220,000 $395,915
    7-8% 28 $6,990,000 $249,643
    4-5% 8 $2,940,000 $367,500
    Over 8% 2 $600,000 $300,000

    During 2023, Wyndham Capital Mortgage's average interest rate for loans was 6.22%, while their most frequently originated rate bucket for loans was 6-7%, with 176 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 180 $52,970,000 $294,278 $6,459 6.19%
    $400k-600k 85 $41,305,000 $485,941 $6,556 6.09%
    $100k-200k 54 $8,600,000 $159,259 $5,469 6.56%
    $600k-1MM 34 $22,570,000 $663,824 $7,398 6.02%
    $1MM+ 2 $2,090,000 $1,045,000 $5,073 6.44%
    $100,000 or less 1 $75,000 $75,000 $3,498 7.13%

    2023 saw Wyndham Capital Mortgage place emphasis on $200k-400k loans with 180 originations, totaling $52,970,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 105 $36,615,000 $348,714 $6,522 6.13%
    $150k-250k 92 $42,010,000 $456,630 $6,430 6.18%
    $50k-75k 59 $14,035,000 $237,881 $6,311 6.26%
    $75k-100k 54 $15,350,000 $284,259 $6,719 6.27%
    $250k+ 32 $16,660,000 $520,625 $6,024 6.31%
    $50k or less 13 $2,455,000 $188,846 $5,418 6.54%

    Wyndham Capital Mortgage lent most frequently to those with incomes in the $100k-150k range, with 105 originations. The second most popular income band? $150k-250k, with 92 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 65 $22,975,000 $353,462 $5,792 6.21%
    20-30% 54 $19,110,000 $353,889 $6,183 6.04%
    38% 21 $8,175,000 $389,286 $4,290 6.43%
    49% 20 $7,330,000 $366,500 $8,090 6.37%
    50-60% 20 $8,350,000 $417,500 $12,685 5.72%
    45% 19 $7,035,000 $370,263 $7,256 6.22%
    39% 19 $5,465,000 $287,632 $5,734 6.32%
    44% 17 $6,455,000 $379,706 $7,560 6.29%
    40% 15 $5,205,000 $347,000 $5,631 6.17%
    42% 15 $5,115,000 $341,000 $6,555 6.17%
    48% 14 $4,840,000 $345,714 $5,795 6.09%
    47% 14 $4,250,000 $303,571 $6,631 6.19%
    43% 13 $4,595,000 $353,462 $4,064 6.30%
    <20% 10 $3,690,000 $369,000 $3,965 6.51%
    36% 10 $4,130,000 $413,000 $6,407 6.31%
    41% 10 $3,030,000 $303,000 $5,039 6.51%
    46% 10 $3,410,000 $341,000 $7,289 6.09%
    37% 6 $2,990,000 $498,333 $5,498 6.06%
    >60% 2 $860,000 $430,000 $2,456 5.13%

    Wyndham Capital Mortgage lent most frequently to those with DTI ratios of 30-36%, with 65 originations. The next most common DTI ratio? 20-30%, with 54 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 262 $92,000,000 $351,145 $6,355 6.23%
    Not provided 51 $18,975,000 $372,059 $6,162 6.19%
    Black 22 $7,570,000 $344,091 $7,577 6.20%
    Asian 17 $7,275,000 $427,941 $4,707 6.22%
    American Indian 4 $1,790,000 $447,500 $13,911 5.53%

    Approval Rates

    Total approvals of all applications
    87.36%

    Wyndham Capital Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    61.24%

    Wyndham Capital Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 356 $127,610,000 $358,455

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    356 $127,610,000 $358,455

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 10 $2,050,000 $205,000 $4,922 6.46%
    40-60% 43 $10,875,000 $252,907 $5,244 6.29%
    60-80% 109 $39,175,000 $359,404 $6,205 6.27%
    80-100% 186 $72,660,000 $390,645 $6,594 6.16%
    Over 100% 5 $2,275,000 $455,000 $18,481 5.40%
    Under 20% 3 $575,000 $191,667 $3,522 6.33%